HOMES
APRIL/MAY 2018
KELLERWILLIAMS® REALTY NEW ORLEANS METROPOLITAN AREA
The Lambert/Tatje Group at Keller Williams Realty Direct: 504.382.4663 Office: 504.455.0100 GNOdreamHOMES@GMAIL.COM Licensed in Louisiana
KELLER WILLIAMS REALTY CRESCENT CITY WESTBANK PARTNERS | KELLER WILLIAMS REALTY 455-0100 KELLER WILLIAMS REALTY PROFESSIONALS | KELLER WILLIAMS REALTY SERVICES | KELLER WILLIAMS REALTY FIRST CHOICE KELLER WILLIAMS REALTY NEW ORLEANS | KELLER WILLIAMS REALTY, 1-888-351-5111, LLC. EACH OFFICE INDEPENDENTLY OWNED & OPERATED
34207.1.4.001.indd 1
4/8/18 3:21 PM
For More Info/Photos
Text R746839 to 52187
For More Info/Photos
Text R746902 to 52187
1224 BLUEWATER DR. MANDEVILLE | $450,000
15255 ARLEEN NORMAND DR. COVINGTON | $265,000
Meadowbook 4BD/3.5BA plus media room/or 5th BD, and POOL! 3409 SF beautifully-landscaped, lots of natural light from beautiful arched windows & transoms. Open floor plan, custom kitchen, fireplace. Rear yard oasis with pool, hot tub and cobble patio.
Immaculate 3BD/2BA on 1.14 Acre! Open floor plan w/lovely arches, glass-paned French doors, stained concrete floors. Large upstairs loft, great for rec room, office, extra bedroom. 1/2 acre fenced rear yard w/covered steel RV/boat storage AND large shed!
For More Info/Photos
Text R675114 to 52187 905 FAIRBANKS ST. SLIDELL | $148,000
CHARMING 3BD/2BA home on 4 lots in Slidell surrounded by gorgeous Cypress trees! Large fenced in yard. No carpet! Bonus room in rear with laundry room. Shed located adjacent to home has plumbing and electric - can be converted into Mother-in-Law suite/workshop. MLS:2135642
For More Info/Photos
Text R547097 to 52187 1065 CLAUSEL ST. MANDEVILLE | $435,000
STUNNING 4 BD/2.5 BA home on 1.91 acres of pristine country living in the heart of Mandeville! Home features enormous den w/vaulted ceilings, wet bar, wood fireplace & tons of natural light. Kitchen includes granite counter tops, SS appliances, island! MLS:2124048
Caroline Falconer Freeland
985.778.5719 | caroline.freeland@kw.com
“As an agent who was born and raised in this local area, I bring wealth of knowledge and experience about buying and selling real estate here. Real estate is not the same everywhere, so you need someone who you can trust for up-to-date information. Helping you should not just be about selling homes, it should be about building relationships and I am eager to serve you�
1522 W Causeway Approach Mandeville, LA 70471 - 985.727.7000 [Office] Licensed by the Louisiana Real Estate Commission - Each office is independently owned and operated.
34207.1.4.002.indd 1
4/9/18 7:43 AM
R E A L E S TA T E D O E S N ’ T H A V E T O B E A P A I N F U L PRO C E S S . . . METRO-NEW-ORLEANS.COM
L E T U S H E L P YO U , T O O . As heard on t Life” “Winning a NO with 99.5FM WR ks Gregory Ric
Lynda Nugent Smith, CRS, GRI Lesha Nugent Freeland , GRI, SRS Michael Freeland , ABR, AHWD
THE NUGENT FREELAND TEAM IS AN AWARD-WINNING GROUP OF REALTORS READY TO GUIDE YOU THROUGH THE REAL ESTATE PUZZLE
WHAT’S YOUR HOME WORTH? VISIT METRO-NEW-ORLEANS.COM TO FIND OUT (877) 409-1939 | TEAMNUGENTFREELAND@GMAIL.COM Keller Williams Realty 455-0100 | Each office independently owned and operated | Licensed by the Louisiana Real Estate Commission
34207.1.4.003.indd 1
4/9/18 7:40 AM
Text R473877 to 52187
59525 NESLO ROAD SLIDELL HIDDEN GEM AMOUNG LIVE OAKS, 3+ acs., 600’+ on Historic Bayou Liberty. 5BD/4BA, Guest house, pool. $1,500,000 MLS:2116167
Text R698787 to 52187
71488 WARREN ST, ABITA SPRINGS BRAND NEW RAISED ACADIAN in beautiful historic district. Oversized lot. 4BD/3BA. Wood floors. High ceilings. $385,000 MLS:2140360
Text R697389 to 52187
68231 TAULLA DR, COVINGTON DEEP RIVER LOCATION Terrific home on the Tchefuncte River. 4BD/3BA, office, sunroom. $800,000 MLS:2142185
Text R513435 to 52187
1044 CARROLL ST MANDEVILLE RARE NEW CONSTRUCTION in the Heart of Mandeville! Beautiful corner lot. 4BD/2BA. Blue Ribbon Schools. $299,000 MLS:2121095
Patsy Lang 504.669.7848 plang@kw.com
Brett Freret
985.789.5862 brettfreret@kw.com
Keller Williams Realty Services 1522 W. Causeway Approach Mandeville, LA - 985.727.7000 Licensed by the Louisiana Real Estate Commission | Each office is independently owned and operated.
Your Local Northshore Lender. Purchase, Refinance, Construction.
DAINA SHORT Helping you “COAST” your way through the home loan process!
4565 LaSalle Street Mandeville, LA 70471 Office: 985-249-7246 | NMLS #87686
Von Williams
Marketing Representative
985.264.5994 von@alltls.com Allegiance Title & Land Services, LLC, a Louisiana based Company, provides title insurance, escrow and closing services for residential, commercial and industrial real estate transactions throughout the state of Louisiana. 1502 W. Causeway Approach • Suite B • Mandeville, La 70471 (985) 778-2410 Office • (985) 778-2429 Fax • www.alltls.com
34207.1.4.004.indd 1
4/9/18 7:40 AM
2900 WYTCHWOOD DRIVE, METAIRIE
FANTASTIC OPPORTUNITY for your big ambitions. Investment property. $950,000 MLS:2090348 Text R545309 to 52187
4009 MEADOWDALE STREET, METAIRIE
BEAUTIFUL RENOVATED HOME on a large 50X150 lot. Open floor plan. 4BD/2BA. $285,000 MLS:2110873 Text R545327 to 52187
Patricia Peyton
"Your Realtor for Life" Top Producer, Greater New Orleans Real Estate Expert
504.400.6911
patriciapeyton.com
KELLER WILLIAMS REALTY 3197 Richland Ave., Metairie, LA 70002 Office: 504-455-0100 Each Office Independently Owned & Operated
John A. Costello
Business Development Officer/ Notary Public 3939 N. Causeway Blvd, Ste. 105 Metairie, LA 70002
Melissa St.Amant
504.376.6671
melissastamant.kw.com For More Info/Photos
Text R676532 to 52187
1334 Lake Frances Drive, Gretna WELL KEPT HOME in Stonebridge Subdivision. Great family home! $325,000 MLS:2129329
SOLD
34207.1.4.005.indd 1
For More Info/Photos
Text R676534 to 52187
Marlene Drive, Gretna RESIDENTIAL LOT $60,000 MLS:2131159 3024 Lloyds Avenue, For More Info/Photos Chalmette Text R676548 to STYLISH RENOVATION completed Dec 2017! New plumbing, electric, & ac. Great neighborhood! $165,000 MLS:2135460
Office: 504.834.9733 johnc@titlestream.com
3197 Richland Avenue Metairie, LA 70002 Each Office Independently Owned and Operated
Licensed in Louisiana
SOLD
3825 Derbigny Street, Metairie MOVE-IN READY! Granite, no carpet, covered car port, and large yard! Flood X zone! $274,900 MLS:2131916
52187
509-511 Ridgelake Dr, Metairie 2 blocks off Metairie road! Mother n law suite in yard generating income! Beautiful neighborhood! Must see! $335,000 MLS:2139856
4/9/18 7:39 AM
425 W. 5TH AVE, COVINGTON
308 OPINE COURT, COVINGTON
5BD/4BA on deep navigable Tchefuncte River. 2 living areas. Covered porches, elevator. Boat dock w/lift. Terraced back yard. NEVER FLOODED. $749,000 MLS:2100693 Text R322631 to 52187
Fabulous beauty on cul-de-sac. Amenities galore! 5BD/5BA. 800+sf entertainment room w/kit & bath opens to pool area w/ patio & outdoor kitchen. $950,000 MLS:2144086 Text R713349 to 52187
Home of the Champagne Closing! Cindy Fandal 1522 W. Causeway Approach Mandeville, LA 70471 - 985.727.7000 Each Office Independently Owned and Operated | Licensed in Louisiana
985.966.5383
fandal@kw.com Home of the Champagne Closing!
Known Lifetime Benefits! Home of fortheOurChampagne Closing! Residential and Commercial Known forReal OurEstate Lifetime Benefits! Closings Title Insurance Residential and Commercial Residential and Commercial Real Estate Business Formation and UCC Filings Real Estate Closings Title Insurance Closings Titleand Insurance
BusinessFormation Formation and Business andUCC UCCFilings Filings Buying, selling or refinancing? Call today for a quote! Se Habla Español
3421 N. Causeway Ste. 300 Metairie, LA 70002 3421 N. Causeway Blvd., Ste. 300 Metairie, LA Blvd., 70002 2621 N. Causeway 2621 N. Causeway Blvd., Mandeville, LA 70471Blvd., Mandeville, LA 70471
closing@titlemg.com 504-834-2977 www.titlemg.com closing@titlemg.com 504-834-2977 www.titlemg.com
34207.1.4.006.indd 1
4/9/18 7:40 AM
Jodi Archer
REALTOR®, MBA, Top Producer 3197 Richland Ave., Metairie, LA 70002 Office: 504-455-0100 Independently Owned & Operated Licensed Agent in the state of Louisiana
504.301.6100
www.JodiArcher.com
LOOKING TO PURCHASE OR LEASE A NEW HOME?? I CAN HELP. CALL ME TODAY!
THINKING OF SELLING YOUR HOME/CONDO?? CALL ME TODAY for a complimentary market analysis.
Our Mission: To build careers worth having, businesses worth owning, lives worth living, experiences worth giving, and legacies worth leaving.
Have you thought about a career in Real Estate and would you like to know to get started? Are you currently a licensed REALTOR and would like to learn more about a career with Keller Williams? Join us at one of our upcoming Career Nights at:
Keller Williams Realty 455-0100 3197 Richland Ave., Metairie, LA 70002 6pm-7pm ✒ Wednesday May 16th ✒ Wednesday June 20th ✒ Wednesday August 1st ✒ Wednesday September 12th
Interested in a Career in Real Estate? CALL ME TODAY to learn more.
Real Estate Title Closing Services For Residential and Commercial Properties For closing quotes contact Attorney Sean Pilie spilie@truetitle.net
TEAM GARRITY
For All of your Insurance Needs
true title of Metairie, LLC hand, holmes, pilie, & matthews 110 Veterans Blvd Suite 525 Metairie, LA 70005 www.truetitle.net (504) 309-1030
CALL US TODAY for a complimentary quote on Home, Flood, Auto or Commercial. Richard 504.756.0966 | Evan 504.202.3234
www.garrityinsurance.net 34207.1.4.007.indd 1
4/9/18 7:44 AM
HOMES
NEW ORLEANS METROPOLITAN AREA
Jan Autin Publisher 985-264-8748 Josh Landry Marketing/Sales 985-674-7983 Amy Little DFLYDesigns LLC Design & Graphics
Stunning Metairie Home
Amanda Rich Production
4th home from the Lake. Meticulously updated and maintained. New lighting, windows, and more. Backyard is an oasis with covered patio overlooking the slate tiled pool. Full outdoor bath. 2 car ‘’Garport.’’ X FLOOD ZONE!! 4BD/3.5BA MLS:2148579 Offered at $625,000
kwads@jakpublishing.com
HOMES
APRIL/MAY 2018
KELLERWILLIAMS® REALTY NEW ORLEANS METROPOLITAN AREA
For More Info. Text R753854 to 52187
The Lambert/Tatje Group at Keller Williams Realty Direct: 504.382.4663 Office: 504.455.0100 GNOdreamHOMES@GMAIL.COM Licensed in Louisiana
KELLER WILLIAMS REALTY CRESCENT CITY WESTBANK PARTNERS | KELLER WILLIAMS REALTY 455-0100 KELLER WILLIAMS REALTY PROFESSIONALS | KELLER WILLIAMS REALTY SERVICES | KELLER WILLIAMS REALTY FIRST CHOICE KELLER WILLIAMS REALTY NEW ORLEANS | KELLER WILLIAMS REALTY, 1-888-351-5111, LLC. EACH OFFICE INDEPENDENTLY OWNED & OPERATED
34207.1.4.001.indd 1
April/May 2018
4/6/18 3:06 PM
3197 Richland Avenue, Metairie, LA 70002 EACH OFFICE INDEPENDENTLY OWNED & OPERATED
Carey Lambert & Blaine Tatje Direct: 504.382.HOME (4663) GNOdreamHomes@gmail.com
Licensed in Louisiana Slidell Office 2053 Gause Blvd. E, Ste. 100 Slidell, La 70461 Mandeville 1522 West Causeway Approach Mandeville, La 70471 Hammond 710 S W Railroad Ave. Ste. C,D,E Hammond, La 70403 Laplace117 Belle Terre Blvd. LaPlace, La 70068 Gretna 1601 Belle Chase Hwy Ste. 101 Gretna, La 70056 New Orleans 8601 Leake Ave. New Orleans, La 70118 Metairie 3197 Richland Ave. Metairie, La 70002 Each Office Independently Owned & Operated
34207.1.4.008.indd 5
4/8/18 3:22 PM
504.462.0734
Keller Williams Realty 504-455-0100 3197 Richland Avenue Metairie, Louisiana 70002 Licensed by the Louisiana Real Estate Commission Each Office Independently Owned and Operated
Text R657152 to 52187
201 LAC IBERVILLE DRIVE, LULING $429,000 BEAUTIFULLY MAINTAINED HOME on a 100x125 corner lot in Ashton Plantation. 4 bedroom home with an office. MLS:2135830
Text R715633 to 52187
642 RESOR AVE, NEW ORLEANS $249,500
Text R735516 to 52187
AMAZING OPPORTUNITY IN HARAHAN! Brick 3BR/2BA. Fireplace, sunroom, fenced yard, workshop/storage. MLS:2145407
245 CENTRAL AVE, NEW ORLEANS $329,000 OLD JEFFERSON BEAUTY Raised brick 3BR/2BA. New kitchen. Corner lot, fenced yard. Walk to levee or Jefferson Playground. 1009 ST. LOUIS STREET, NEW ORLEANS $1,450,000
Text R604806 to 52187
RENOVATED ANTOINE CRUZAT HOUSE. Greek Revival Town home style with servant quarter. MLS:2130783
Are you ready for a house so you can decorate the way you want? T ired of renting? Now is the perfect time for you to buy the home you have always dreamed of decorating. When you choose Caliber Home Loans, Inc. to provide your home’s financing, you can trust we’ll do our best to get you into the home you’ve always envisioned. Call me today to get started!
Connye Bauer-Ingram
Branch Manager NMLS ID 297885 Mobile 504-460-1218 connye.bauer-ingram@caliberhomeloans.com www.caliberhomeloans.com/cbingram Caliber Home Loans, Inc., 3701 Regent Blvd Irving, TX 75063 NMLS ID #15622 (http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/15622). 1-800-401-6587. Copyright © 2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. Other restrictions and limitations apply.
34207.1.4.009.indd 1
4/9/18 7:43 AM
HOW TO BUY A HOME IN A TIGHT MARKET W
e all know the equation: low inventory means higher prices. Also known as a tight market, this setting can be stressful for buyers, who are trying to snap up their dream home yet keep running into competition. Attempting to purchase a house in this type of market can make the already complex process of buying a home even more overwhelming. The following five tips can help buyers successfully get through the buying process in a tight inventory market:
DETERMINE & STICK TO A BUDGET.
Before beginning the
house hunting process, prospective homebuyers should receive loan preapproval from one or more lenders to verify how
much they can borrow. Then, after taking into account additional costs of ownership such as taxes, utilities and insurance, buyers should determine a final budget they can comfortably afford. When listings are scarce, bidding wars can drive up prices, so
buyers must be prepared to walk away if the asking price surpasses their budget.
IDENTIFY DESIRED NEIGHBORHOODS AND HOME WANTS VERSUS NEEDS. When housing inventory is tight, buyers may
need to compromise on what they believe they want from a
home. Certain wants, such as stainless steel appliances or hardwood floors, can be added later. However, if a buyer wants
34207.1.4.010.indd 1
to be in a specific school district or have a decent sized back-
yard, those cannot be addressed later and must be taken into account during the house hunting process.
BE READY TO MAKE A DECISION QUICKLY. In a seller’s mar-
ket, homes rarely stay on the market long, so when a house that is in their budget and checks off all of their needs come along,
buyers should not hesitate. Buyers should be ready to submit an
offer quickly, or they may risk missing out on the home altogether.
BID COMPETITIVELY AND LIMIT CONTINGENCIES.
It is
tempting to submit a low offer as a starting bid, but in a seller’s
market buyers need to put forward their highest offer from the very beginning or they are likely to lose out on the home. It is
also important to remember that in multiple bidding situations it is not always the highest offer that is most attractive to the seller
but the one with the fewest contingencies. Removing restrictions
related to the sale of a current home and being flexible with things like the move-in date can make a bid stand out to a seller.
WORK WITH A REALTOR ®. All real estate is local, so it is im-
portant to work with an agent who is a Realtor®, a member of the National Association of Realtors®, and who is familiar with the areas and neighborhoods the homebuyers are considering. They can give buyers the competitive advantage needed in a tight market.
4/9/18 7:54 AM
244 GUM BAYOU LANE $639,000
Text R662009 to 52187
Text R711631 to 52187
Gorgeous custom built smart home on corner lot in Southlake Villages, Kenner. Top of the line kitchen, salt water pool, generator.
8 MESA STREET $415,000
Text R693878 to 52187
4 bdrm home in Woodlake Subd in Kenner. Large levee lot with pool, 3 possible master suites, marble staircase, big yard. Flood zone X.
609 N. WOODLAWN AVE $299,900
3 COUNTRY CLUB DR $224,900
3 bdrm townhome in Metairie. Master down, 2 bdrms up each w/private bath. Open plan, granite, high ceilings. Flood zone X.
One story 3 bdrm home in Laplace. High ceilings, beautiful wood laminate floors, renovated master bath, double garage plus carport.
Text R684439 to 52187
504.559.4808
wendyhinyub@kw.com
WE HAVE THE LOAN PROGRAMS TO SUIT YOUR FINANCING NEEDS Purchase | Refinancing Investment | Renovation
3197 Richland Avenue, Metairie, Louisiana 70002 Each Office Independently Owned and Operated Licensed in Louisiana
YOUR LOCAL MORTGAGE TEAMS “"On Time & As Agreed" Agreed"“
FHA | VA | USDA First Time Home Buyer Conventional | Jumbo LOCATIONS: 650 Poydras Street, Suite 2010 New Orleans, LA 70130 Branch NMLS# 1147595
2900 East Causeway Approach, Suite E Mandeville, LA 70448 Branch NMLS# 1633242
806 Roma Ave. Hammond, LA 70403 Branch NMLS# 1711327
(504) 309-9711
NMLS# 205696
InterLinc Mortgage Services, LLC. NMLS ID: 205696. Louisiana Residential Mortgage Lending License NMLS ID# 205696. Branch NMLS#: 1212068. InterLinc is an Equal Housing Lender. DISCLAIMER: This is not a commitment to lend. Credit and collateral are subject to approval. Other restrictions may apply. Programs, rates, terms and conditions are subject to change without notice. www.nmlsconsumeraccess.org
34207.1.4.011.indd 1
4/9/18 7:46 AM
342 E 37th Place, Cut Off | $128,000
8601 Apricot Street, New Orleans | $269,900
For More Info/Photos
For More Info/Photos
Text R755952 to 52187
Text R680446 to 52187
SPACIOUS 3BR/3BA HOME. MBR downstairs. Open kitchen/living area. Dbl carport, shed/workshop. MLS:2140552
Cathy Gunn REALTOR
®
504.874.6892
cathygunn@kw.com
600 S Telemachus St, New Orleans | $250,000
DROP DEAD GORGEOUS! Deanna Drop dead gorgeous! Blocks from Carrollton Ave & the streetcar line! Beautiful kitchen. Owner/Agent. MLS:2136081
For More Info/Photos
Text R756021 to 52187
Text R751741 to 52187
Trenace Jefferson REALTOR®
504.975.4892
trenace2@kw.com
4931 S. Claiborne Avenue, N.O. | $895,000 For More Info/Photos
REALTOR®
504.457.8262
ddial@kw.com
3504 Metairie Heights Avenue, Metairie | $329,000
For More Info/Photos
DOUBLE READY FOR OWNER OCCUPANCY or to be rented. One side tenant occupied. MLS:2147553
Dial-Barthelemy
FAB LOCATION! Great Entertaining Michele & Everett Beelman Areas! 3BR/3BA. 504.908.3423 (M) Screen enclosed, heated pool. 1/2 block to West Esplanade. 504.908.3422 (E) mmbeelman@hotmail.com MLS:2144594
2915 Robert Street, New Orleans | $339,000 For More Info/Photos
Text R751756 to 52187
Text R751755 to 52187
Stunning Broadmoor home! Vanessa Parnell 4BR/5BA, 2 studies, mezzanine, atrium. Pool, gym, sauna, REALTOR® steam room. Off street parking. 504.421.1919 MLS:2139535 vanessaparnell1@gmail.com
MAKE OFFER! Cute and cozy on dead end street. Oversized lot with detached recreation room & separate workshop. MLS:2112630
Community PROFESSIONALS
Vanessa Parnell REALTOR®
504.421.1919
vanessaparnell1@gmail.com
HOMES
Keller Williams Realty 455-0100, 3197 Richland Ave, Metairie, LA 70002 (504)455-0100 Keller Williams Realty Crescent City Westbank Partners, 1601 Belle Chasse Hwy, Ste 101, Gretna, LA 70051 (504)207-2007 Licensed by the Louisiana Real Estate Commission | Each office is independently owned and operated.
34207.1.4.012.indd 6
4/9/18 7:53 AM
2217 Metairie Heights Ave, Metairie | $489,000
100 Uncle Son’s Drive, Denham Springs | $75,000
For More Info/Photos
For More Info/Photos
Text R751753 to 52187
Text R687121 to 52187
OLD METAIRIE GEM! Completely Rena Porter renovated from studs in 2002! 4BR/3BA, REALTOR® sunroom. Fenced yard with pergola. 504.875.8765 MLS:2147351 renaporter@kw.com
COME BUILD YOUR DREAM HOME! Anna Bottolfs Beautiful acreage in gated REALTOR® subdivision. Peaceful setting. 985.974.3250 Lakes for fishing. annabottolfs@gmail.com MLS:2141150
415 20th Street, New Orleans | $354,900
4825 Newlands Street, Metairie | $325,000
For More Info/Photos
For More Info/Photos
Text R752558 to 52187
Text R750617 to 52187
LAKEVIEW IMMACULATE 1 STORY 4BR/3BA. Tile & wood floors throughout. Stainless appliances. Great yard. Owner/Agent MLS:2138859
Marina Frinea REALTOR
®
504.975.1105
maryfrin@yahoo.com
Elizabeth Bordelon REALTOR®
504.232.0342
eobordelon@kw.com
3228 Lake Trail Drive, Metairie | $339,900
641 E William David Pkwy, Metairie | $399,000!
For More Info/Photos
For More Info/Photos
Text R462297 to 52187
Text R649446 to 52187
BEAUTIFULLY RENOVATED. Great new open den/kitchen space. 4BD/2.5BA, MBR down. Great central location. MLS:2136673
COMPLETELY RENOVATED HOME. Great family friendly neighborhood in conven. area. 4BD/2BA. Lg yard w/deck & shed. MLS:2148325
Elizabeth Bordelon REALTOR
®
504.232.0342
eobordelon@kw.com
MUST SEE! Great entertaining space, beautiful living area & outdoor area w/pool. 5BD/2.5BA, Renovated kitchen. MLS:2114955
Community PROFESSIONALS
Elizabeth Bordelon REALTOR®
504.232.0342
eobordelon@kw.com
HOMES
Keller Williams Realty Services, 1522 W. Causeway Approach, Mandeville, LA 70471 (985)727-7000 Keller Williams Realty New Orleans, 8601 Leake Ave, New Orleans, LA 70118 (504)862-0100 Licensed by the Louisiana Real Estate Commission | Each office is independently owned and operated.
34207.1.4.012.indd 7
4/9/18 7:53 AM
The ABC’s of Flood Insurance BY B A R B A R A P RO N I N Many home buyers are surprised to learn that while most standard homeowner’s insurance policies may cover water damage caused by a burst pipe within the home, they may not cover damage caused by an overflowing river. Because only a few inches of flood water can cause tens of thousands of dollars in damage, some lenders may require the purchase of flood insurance before closing – even if the property in question is not in a high-risk area. Lender requirements in this regard are communicated in their instructions to escrow when loan documents are issued. Who determines whether, or how much, flood insurance is required? What do agents and their clients need to know? The answers are as simple as ABC:
A
B
C
WHO MUST HAVE IT?
WHO SELLS IT AND HOW MUCH DOES IT COST?
WHAT DOES IT COVER?
With assistance from the U.S. Army Corps of Engineers and local flood control authorities, the Federal Emergency Management Agency (FEMA) maintains flood insurance rate maps for communities nationwide. The maps are divided into flood zones denoting high, moderate or low risk of flooding. It makes sense that mortgage lenders require flood insurance for coastal homes or homes in other high-risk areas. But historically, says the National Flood Insurance Program (NFIP), about one in every four flood claims comes from moderate or low-risk areas, where federal law does not require insurance. Hence, many lenders may require flood insurance in all flood zones, regardless of risk, especially for federally regulated or insured (such as FHA) loans.
34207.1.4.014.indd 1
The NFIP, managed by FEMA, offers flood insurance to homeowners in participating communities, and provides small discounts to communities that take steps to mitigate flood risk. The actual policies are sold not by FEMA, but by private insurance companies. Since NFIP coverage tops out at $350,000 for one’s home and possessions (see C, below), ‘excess flood insurance’ may be purchased to cover claims above the NFIP limits. In many regions, state flood insurance plans offer perks such as a 15-day waiting period before coverage kicks in, as opposed to 30-days with NFIP plans. The cost is determined by such factors as the level of flood risk and the estimated cost to rebuild. While flood insurance premiums are government-regulated, homeowners can retain some control over their cost by varying the deductible amount.
Flood insurance generally covers direct losses caused by flood waters, but actual coverages will vary based on the specific facts of the incident and the provisions and exclusions in the applicable insurance policy. The maximum insurance amount allowed by law is $250,000 for the structure. (While people tend to associate floods with total loss, the average flood claim is about $30,000, according to NFIP.) Contents coverage for furnishings of up to $100,000 is optional. However, neither building nor contents flood insurance will most likely cover the loss of certain personal property (such as currency) or living expenses such as temporary housing while the home is being repaired.
4/9/18 7:55 AM
Tiesha Claborn REALTOR®
985-703-2419 | tclaborn@realtor.com 117 Belle Terre Blvd. LaPlace, LA 70068 | Each Office Independently Owned and Operated | Licensed in Louisiana
New Construction
●
$10k Down Payment Assistance
For More Info/Photos
●
4 Bedroom Models Available
For More Info/Photos
Text R744094 to 52187
Text R744094 to 52187
177 BAYOU GROVE DRIVE, LAPLACE Wood cabinets, corian counters. Energy efficient stainless appliance suite. Bamboo flooring. $179,900
212 GROVE PARK, LAPLACE Fireplace, wood cabinets, corian counters, energy efficient stainless appliance suite. Garage with storage. $189,500
For More Info/Photos
Text R744094 to 52187
3501 LAKE KRISTIN DR, GRETNA Immaculate 5BR/4.5BA with pool on corner lot. Loads of parking. Covered patio. $477,000
For More Info/Photos
Text R744094 to 52187
430 BELLE TERRE BLVD, LAPLACE Location!!! Parcel of Land located in the heart of new business construction. $250,000
For More Info/Photos
Text R744094 to 52187 177 GROVE PARK, LAPLACE Spacious kitchen, corian counters, grilling porch. Energy efficient stainless appliances. $204,500
For More Info/Photos
Text R744094 to 52187
3828 HIGHWAY 44, MOUNT AIRY Vacant land. Trailer will be removed. Call for more details. $250,000
SEARCH FOR YOUR NEXT HOME ON THE GO! Whether you’re driving around, flipping through magazines or searching online, it’s now easier than ever to find your dream home.
Text the code listed on the sign rider or in the magazine to 52187. You’ll immediately receive a response that links to more photos and property details, all of which can be viewed from your mobile device.
Making it simple and convenient to interact with your favorite listings and connect with qualified real estate agents.
TRY IT TODAY! 34207.1.4.015.indd 1
4/9/18 8:06 AM
YOUR REALTOR IS READY TO GUIDE YOU HOME
CALL TODAY BUYING OR SELLING A HOME is a process and there’s nobody better to guide you through that process than a REALTOR®
Not only can a REALTOR® help you when buying or selling–they also know your community. A REALTOR® can provide information on schools, shopping, transportation, and taxes. They’re also continually updated on financing and housing trends.
CALL ANY OF THE REAL ESTATE PROFESSIONALS FEATURED IN THIS MAGAZINE AND GET THE GUIDANCE THAT ONLY A REALTOR® CAN GIVE!
17P55_NPMG_TREB_Flyer_2ndPlace-Full.indd 1 34207.1.4.016.indd 1
5/12/17 1:36 AM PM 4/9/18 8:00
6645 Bellaire Dr, New Orleans Like new construction with REAL bamboo floors. 3BR/2BA, custom cabinets, granite, built-ins. Lots of storage. MLS:2128788 $435,000
For More Info/Photos Text R579134 to 52187
3201 St. Charles Ave, New Orleans Wonderful condo in a complex with 24 hr security. No dogs allowed. FURNITURE INCLUDED. MLS:2138048 For Sale $292,500 or Lease $2,200/mo
For More Info/Photos Text R661274 to 52187
6542 Fleur De Lis Dr, New Orleans Super cute double for rent. 1st floor available May 15 for move in. 3BR/2BA, granite counters, ss appliances. MLS:2147761 $1,800/mo FOR LEASE
For More Info/Photos Text R742404 to 52187
Nicole Schlaudecker 504.251.4786
nschlaudecker@gmail.com 3197 Richland Ave., Metairie, LA 70002 | Office: 504-455-0100 Each Office Independently Owned & Operated Licensed Agent in the state of Louisiana
WANT TO SELL YOUR HOME QUICKLY AND FOR THE BEST PRICE? Making some small improvements can give buyers the best first impression and make a world of difference when selling your home.
1. CURB APPEAL 2. CLEAN, DE-CLUTTER AND SIMPLIFY. 3. UPDATE 4. CONSIDER HIRING A HOME INSPECTOR. 5. INTERVIEW REAL ESTATE AGENTS AND ASK THEM ABOUT THEIR MARKETING PLAN FOR YOUR HOME.
Michael Stone has been in business for over 33 years. He has done an average of 33,000 closings. Stone Title has an honest hard working knowledgeable staff eager to help any way that they can. We have offices in Mandeville, New Orleans, and Houma but we cover the entire state of Louisiana. When buying, selling or refinancing please consider Stone Title.
For a quote please email
sarada@stonetitle.net or call
Sarada Bonnett 985.789.7183 34207.1.4.017.indd 1
4/9/18 8:08 AM
5
QUICK CURB APPEAL PROJECTS
D
o you need to get your home ready to hit the market? Or are you just in the mood for a quick refresh to the exterior of your home? Whatever your situation, boosting the curb appeal of your home is a quick and easy solution. Here are five quick projects you can do yourself to help dress up your home using lightweight, decorative millwork accessories or architectural elements. The composition and durability of the products make them a long-lasting, low-maintenance way to dress up your home for years to come.
1 E N T R Y D O O R Make a front entry door ‘pop’ by surrounding it on both sides with a set of decorative pilasters and topping it off with a pediment. A pediment is a classical, triangular element that is attached to the wall, directly above the upper part of the door. Select from simple peaked pediments or more ornate acorn or rams-head pediments. 2 B R A C K E T S Install lightweight decorative brackets to a porch or under an eave for a fast way to personalize a home. These brackets are normally made of wood, which will not warp or lose shape, adding a beautiful, classical element to your home that will last for years. 4 C O L U M N W R A P S If your home has worn or boring porch posts, cover them with PVC column wraps. These decorative pieces fit right over a post for an instant makeover. Choose a column wrap design that matches the rest of your home and porch’s style.
3 W I N D O W S Add a simple wood header directly over the exterior of a window frame to add more visual appeal to the window. Select from straight or arched headers for the style that best matches your home. Or, instead of a header, you can add a footer or window box below the window. The window box will allow you to plant flowers to add a burst of beauty and color, which will boost curb appeal even more.
17M272_TREB_Issue33_FullSize.indd 5 34207.1.4.018.indd 20
5 SHUTTERS If your shutters are suffering from peeling paint or worn finishes, consider replacing them with UV-resistant polyurethane shutters. Made to resist moisture and insects, such shutters can be quickly installed and will maintain their curb appeal for years to come. Or, if you prefer the look of wood, consider painting your shutters a color like red or navy blue to make your exterior really stand out from your neighbors.
10/23/17 2:26 AM PM 4/9/18 8:11
Your Home Loan Specialists.
Mark Boasberg Vice President 504.388.8684 NMLS - 111912
Ryan Thomassie Vice President 225.938.1875 NMLS - 350514
Rachel West 504.439.0018 NMLS - 360470
Patrick Holder 504.453.1577 NMLS - 138793
Kara Kohls 504.250.6298 NMLS - 334789
Jeff Johnson 504.250.7210 NMLS - 190523
Meredith Garrett 985.502.4347 NMLS - 755832
Rick Sedberry 985.969.8048 NMLS - 112326
James Fidler 504.478.0840 NMLS - 408681
Luzine Bickham Jr. 504.913.3773 NMLS - 708043
Joey Piel Vice President 504.315.0627 NMLS - 365511
Courtney Jenkins 985.778.3705 NMLS - 832159
Georgia Harrington 504.473.0836 NMLS - 131411
Coleena Zimet 228.218.3521 NMLS - 394007
Clay Fritscher 985.951.9441 NMLS - 1464958
Metairie | 504.210.8487 | www.nolalending.com/metairie New Orleans | 504.355.5138 | www.nolalending.com/new-orleans Co. NMLS#488639
34207.1.4.019.indd 1
4/9/18 8:11 AM
ONLINE SYNDICATION PARTNERS WITH GLOBAL REACH Listings are posted daily to our extensive portfolio of online partners. Luxury listings are also posted to international editions of The Wall Street Journal, including Asia, Europe, India, China and Latin America, Mansion Global editions in English, Spanish and Chinese, and PropGoLuxury.
PA I D O N L I N E PA R T N E R S
34207.1.4.020.indd 22
4/9/18 8:12 AM
The Title Source of Louisiana “The source for all your title needs”
For Quotes or new Orders email us at: info@latitlesource.com
985-345-3797 •Residential Closings •Commercial Closings • Sales • Refinances • Construction • Abstracts • Title Exams and Insurance
4 LOCATIONS TO SERVE YOU Metairie ~ Mandeville Hammond ~ Baton Rouge
ABOUT OUR AGENCY The Title Source team has performed numerous residential and commercial real estate closings, including extensive curative work in the areas of property litigation, successions, tax free exchanges, and adjudicated properties. The Title Source of Louisiana won Top 5 Title Companies in LA in 2015 & 2016 and “Highest in Ethical Standards & Professional Excellence” in 2013.
• Title Opinions •Title Commitments • Curative Work • Closing Documents • Escrow Services • Estate Planning • Notary Work • Recording Services
www.latitlesource.com 34207.1.4.021.indd 2
Tyffanie Vial,
Owner/Attorney
4/9/18 8:14 AM
The best memories are made at home.
AMSTATE
INSURANCE AGENCY
Effective, Comprehensive Insurance Programs To Fit You, Your Family Or Your Business.
SPECIALIZING IN HOME AND FLOOD INSURANCE
1175 Old Spanish Trail Slidell, LA 70458
Call 985.646.0211 Toll Free 1.877.646.0211 www.amstateins.com l
34207.1.4.022.indd 1
4/9/18 8:14 AM
●
SPRING INTO SAVINGS WITH US!
Our All Inclusive Diamond Plan Includes: Coverage for all operating systems of the home ● Unlimited number of A/C’s ● Electrical ● Plumbing ● Kitchen appliances ● Orange Plus Package With●
Seer/R-410A modification coverage Unknown improperly matched or installed systems Coverage for professional series appliances to $2,500 Toilet replacement up to $600 Removal of defective equipment ●
Premium Package With-
Coverage for non-mechanical parts of appliances Code violations and permits ● ●
100% Freon coverage Home Re-Key Service
Call your KW Nationwide Home Warranty Partners for more Information! New Orleans – Baton Rouge And surrounding areas
Lydia Hodges 985-869-6111
lhodges@hwahomewarranty.com
Northshore – Covington, Mandeville, Slidell Mississippi Coast, Alabama Coast
Laura Meadows 228-223-7370
lmeadows@hwahomewarranty.com
Easy orders or claims online 24/7 www.hwahomewarranty.com Customer service - 1-888-492-7359 34207.1.4.023.indd 1
4/9/18 8:15 AM
THE
JODI
POWER TEAM BRETT POWER
POSTAL CUSTOMER
#1
PRSRT STD ECRWSS U.S. POSTAGE PAID MONROE, GA PERMIT #15
Husband & Wife
TEAM
IN METRO NEW ORLEANS
Each Office Independently Owned & Operated | Broker and associates licensed in the state of Louisiana
BUCKTOWN
BONNABEL PLACE
LAKESHORE
LAKEVIEW
OLD METAIRIE
TOWNHOME
1428 CHEROKEE AVE, METAIRIIE Builder’s Personal Home!Oversized lot. Booming Bucktown. Pool house w/full kit & outdoor cooking area. $749,000 MLS:2120526 Text R554428 to 52187
6971 CANAL BLVD, NEW ORLEANS Swanky Contemporary Custom 5BD/4BA, iron staircase, open kitchen, loft. Lg walk-in attic. $699,000 MLS:2145480 Text R723923 to 52187
805 SENA DR, METAIRIE 4 Bedrooms, 3 Full Baths, 1 Half Bath. Swimming Pool. $715,000 Text R755973 to 52187
426 GLENDALE DR, METAIRIE Split level cottage with camelback addition. Excellent location. 5BD/4BA. Large home. $595,000 MLS:2128611 Text R575974 to 52187
475 JEWEL ST, NEW ORLEANS Stunning Mid Century Modern 3BD/2BA. Gated entrance. Views of Harlequin Park. $679,000 MLS:2148839 Text R753849 to 52187
4523 CAMEL ST, METAIRIE Spacious 3BD/2.5BA Turn Key, single garage, high ceilings. Very central location. $315,000 MLS:2147730 Text R742391 to 52187
17 Chateau Haut Brion, Kenner $588,000 * One Metairie Place Condo $159,000 34207.1.4.024.indd 1
4/9/18 8:15 AM