PALMER’S STEAKHOUSE TENT EVENT
to benefit Cystic Fibrosis Sunday August 24 | 1-7
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SPORTS
Kramer led the way A visit to Medora, ND
page 18A
see page 21A
page 16A
Plaudits From The Press
August 2014 Vol 27 No. 8
COMPLIMENTARY
POMMER:
Gary’s rounds at Miller Park often take him into the Brewers Press Box. Here he is with a long time associate and pal, head Scorekeeper Tim O’Driscoll (left).
Politics and more politics
page 3A
ELLENBECKER: What happens when your spouse dies?
EDITORIALS
page 5A
STATE CAPITOL COMMENT
NEMOVITZ By Matt Pommer
What not to leave our kids
page 6A
SECTION B
MOVING IN THEDirectory Assistance Living RIGHT DIRECTION
By Bruce Nemovitz page 1B-16B
Emma
Because the Brewers Press Box is in one of the area’s where Gary DePerry visits during his rounds, just aboutMONEY all of those working there know him well. SENSE Here are By a few comments Karen Ellenbecker from three of them. Ellenbecker From & Julie Tim O’Driscoll, Head Scorekeeper: -Lipsky “Whether Gary is teaching, coaching or supervising, he demonstrates a unique skill in communicating. He listens well, and conversely, he tells people his exact thoughts.”
From Larry Lapidus, Sports Network: “Gary is a man of principle, in sports, in education, in every walk of life. It’s a rare quality in today’s world.” From Rick Schabowski, president, Old Time Ballplayers Association: I’ve watched Gary coaching football, basketball and girls’ volleyball. His goal is to win, but he also places importance on team play and fundamentals. He is demanding, but fair.”
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TURN TO FULL STORY on page 10A
Medicare’s Catch 22 Man Answer By Aunt Emma
AGING ISSUES
By Tom Frazier
Here is a riddle for you: When is an inpatient an outpatient? Answer: When you are in the hospital under “Observation.” It’s true; you can be in the hospital overnight or for several nights, but if you are not officially admitted under a doctor’s order you are considered an outpatient under observation status. It is Medicare’s Catch 22, but it could mean big out-of-pocket costs to you.
IT MAKES ME
Probably the biggest cost to you is for a Skilled Nursing Facility (SNF) if you need it after a hospital stay. In order for Medicare to pay for a SNF, a patient must be admitted to a hospital for three consecutive days (or three midnights). Since observation is considered outpatient even if you
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FRAZIER continued on page 3A
2A • 50PLUS • AUGUST 2014
Eye MDs offer insights into cataract risks & removal
by Cheryl L. Dejewski
Even though six out of 10 people over age 60 already have one, most people don’t know the facts about cataracts until they’re “eye-to-eye” with one. Don’t let poor vision cloud your future. Educate yourself about cataract signs, risks and removal. Then, ask yourself if it’s time for you to have an eye exam. What is a cataract? “A cataract is the clouding of the natural lens located inside the eye behind the pupil,” says Mark Freedman, MD, senior partner at Eye Care Specialists, a leading ophthalmology practice recognized for providing advanced medical, surgical and laser treatment of most all eye conditions. “This lens works like a camera lens— focusing light onto the retina at the back of the eye to form the images you see. As you age, protein in the lens may clump together and start to cloud. This is called a ‘cataract.’ As the clouding advances, it can blur or fog vision to the point of inhibiting day-to-day functioning.” Depending on the type of cataract, the clouding may take years or just months to progress.
What are the symptoms? Poor vision is not a fact of life as you age. Dr. David Scheidt advises to schedule an eye exam if you notice: ■ Foggy, fuzzy or blurred vision ■ Sensitivity to light and glare ■ “Starbursts” around lights ■ Holding items closer to view ■ Needing brighter light to read ■ Fading or yellowing of colors ■ Difficulty judging stairs or curbs ■ Difficulty seeing to drive at night ■ Vision affects ability to do tasks ■ Glasses and prescription changes don’t improve your vision
Are cataracts preventable? “Cataracts cannot be prevented. Cataract development may be delayed or slowed, however, by wearing sunglasses and hats with brims, eating a balanced diet high in healthy nutrients (vitamins, minerals and antioxidants) and low in fat and sugar, avoiding smoking and excessive alcohol intake, and keeping your blood sugar under control if you have diabetes,” says Brett Rhode, MD, Head of Ophthalmology at Aurora Sinai Medical Center and partner at Eye Care Specialists.
sary to wait to remove a cataract until it’s so ripe that almost all vision is blocked. In fact, if you wait too long, it can grow so dense that the operation becomes riskier and more difficult.” Eye surgeon Michael Raciti, MD, adds, “I tell patients that if the cataract is preventing you from doing tasks, new glasses won’t improve clarity, and no other conditions exist which would negate the benefits of removal, like severe macular degeneration (AMD), then it’s time for surgery.”
Normal Eye: The clear lens focuses light rays onto the retina, producing a sharp, clear image.
Cataract Eye: The cloudy lens causes light rays to scatter, producing a hazy, washed out image.
What happens once you decide to have surgery?
What increases the risk of developing cataracts?
Cataract surgery is NOT performed in the office or on the day of your initial appointment. First, you must meet the surgeon and have preparatory tests done. Once you and your doctor decide to proceed with surgery, you will have a comprehensive eye exam to see if any other existing conditions (such as glaucoma, diabetes, retinal detachment and AMD) could detract from your results. Your exam will also include a quick, painless ultrasound procedure to determine the prescription for the implant that will restore focusing ability in your eye.
to make an opening in the eye, surgically remove the cloudy lens (cataract), and replace it with an intraocular lens implant to once again focus light rays onto the retina,” explains Daniel Ferguson, MD, who, along with his partners at Eye Care Specialists, uses the most advanced techniques to gently break up and remove cataracts through a tiny incision--often with only an eye drop needed for anesthesia.
■ Age (cataracts develop with time,
like age spots & wrinkles)
■ Diabetes (doubles your risk) ■ Cortisone/steroid use ■ Sun exposure ■ Previous eye injury ■ Smoking
When should you have a cataract removed?
How do you get rid of a cataract? “There are no drugs, drops, glasses or exercises that can prevent or cure cataracts. The only effective treatment is
T EYE
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AUGUST 2014 • 50PLUS
Measuring summer from political viewpoints Summer actions seem to make Wisconsin politics a tale of two states. Two conservative state senators seeking the Republican nomination for U.S. Congress in the Sixth District refused to participate in candidate forums conducted by the League of Wisconsin Women Voters. The pair, Glenn Grothman of West Bend and Joe Leibham of Sheboygan, suggested their announced boycott of the forum was due to the League’s participation in a federal court challenge to the GOP-enacted law requiring voters to show photo identification before casting ballots. A different Wisconsin was reflected in a “civility summit” on the farm of former Republican Gov. Tommy Thompson. Others attending the session were State Sens. Tim Cullen, D-Janesville; Bob Jauch, D-Poplar; and Dale Schultz, R-Richland Center. All three veteran legislators have decided not to seek re-election this year. Thompson described the event as an afternoon of “beef, beer and bull. We all have a passion, an excitement, for the state we so deeply love, and I FRAZIER continued from page 1A
were in the hospital for three nights, Medicare will not pay for a SNF even if your doctor orders it, and you will have to pay the bill out-of-pocket. This is true even if you are admitted to the hospital for two days after an observation day because you still haven’t met the three day requirement. As an inpatient, Medicare Part A covers hospital services and you pay a one-time deductible for the first 60 days in the hospital. Medicare Part B covers your doctor services as an inpatient with you paying a 20% co-payment after paying the Part B deductible. As an outpatient, Medicare Part B covers hospital services with you paying a co-payment for each individual outpatient hospital service. The co-payment for a single hospital service cannot exceed the inpatient hospital deductible, but the total number of hospital services may exceed the inpatient hospital deductible. Another potential big expense is for Rx drugs which are not covered by Medicare Part B as an outpatient. If you
STATE CAPITOL COMMENT By Matt Pommer
always have been a doer. To accomplish great things you have to work together.” All three veteran senators have served in leadership roles in the Legislature. The idea of the meeting came from Thompson who was elected MOVING IN THE four times by Wisconsin voters. The men RIGHT DIRECTION By Bruce Nemovitz recalled they had differences but expressed concern about what one called the “seemingly fractured political environment.” “The three of us have each been around state government in some capacity for over 30 years,” said Cullen. “We’ve each had a working and personal relationship with AGING Tommy, and ISSUES we kind of said, ‘Gee,ByifTom we Frazier could find ways to work together despite being from different parties over the years have a Medicare Part D Rx drug plan you could still face large out-of-pocket costs. First, you will likely have to pay PLANTING the cost of Rx drugs out-of-pocket TOMORROW’S and DREAMS TODAY then submit a claim for reimbursement By Bradsince Olsonmost from the drug plan. Second, hospital pharmacies are “out of network” for Part D plans you are likely to end up paying most of the cost. This out of network issue also applies to Wisconsin’s SeniorCare Rx drug program so that SeniorCare will not pay for any drugs prescribed by a hospital for outpatientsSPORTS (i.e. patients By Jack Pearson under observation status). Hospitals are not required to tell you that you are in the hospital for observation and, therefore, are an outpatient for purposes of Medicare coverage. They are required to tell you if you have been downgraded from inpatient to observation. There are some proposed rule changes, but they seem more targeted to hospitals, insurance companies, and Medicare. A major part of the problem is that consumers (i.e. Medicare beneficiaries) are out of the loop, and nothing is being
there’s got to be a way to apply that to what’s happening today.” The three senators said they would speak across the state encouraging candidates to engage in a more civil debate. They said they also would urge candidates to explain how they have or will practice bipartisanship. The two senators who chose to ignore the League’s debate are among the most conservative members of the MONEY SENSE now-Republican-controlled State SenBy Karen Ellenbecker & Julie Ellenbecker ate. The next State Senate is likely to -Lipsky tip even further to the right politically. Majority Leader Scott Fitzgerald, R-Juneau, said Republicans could expand their Senate margin in the November election and he is predicting APRON the Senate will be more conservative in Emma STRINGS 2015. Gerrymandered boundary lines By Aunt Emma seems to assure that Republicans will pick up a Senate seat in the Racine area now held by Democrats. Republicans also are optimistic about widening their majority in the Assembly thanks to the boundary lines redrawn in 2011. The GOP holds more than a 3-to-2 margin in the Assembly despite Democrats getting more votes
• 3A
statewide in Assembly races. The last Republican presidential candidate to win Wisconsin was Ronald Reagan in 1984. A key Republican strategy across the country has been to limit voting by requiring photo IDs and restricting absentee balloting. A federal judge has ruled Wisconsin’s version of the law is unconstitutional. That ruling is being appealed. The League of Women Voters has long encouraged people to get out and vote. Their role in the lawsuit has soured conservatives. The boycotted forum would seem a natural place for Grothman and Leibham to make a case for the need to squeeze the voting process. One of the arguments used in the photo ID debate is that it will curb illegal voting – something that carries a three-year prison term. Forums like those run by the League would seem a good place to practice the civility promoted by the Thompson farm meeting.
EDITORIALS
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proposed to fix the problem for them (e.g. requiring hospitals to tell patients that they are observation, not inpatient, eliminating the three day requirement for SNF coverage, or allowing patients to bring their own drugs from home). The use of Observation is a growing problem for Medicare beneficiaries, and as such your only recourse is to ask your doctor if you are being admitted as an inpatient or observation.
ARTS
Your doctor must order the hospital admission, and the hospital must formally admit you. And, you always have the right to appeal the decision under Medicare law. Many observation “admissions” start in the emergency room when the patient is least able to be an effective self-advocate. Welcome to Catch 22 and caveat emptor. You are the buyer and you had better beware.
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COMMENT
IT MAKES STATE CAPITOLME COMMENT
By Matt Pommer
AGING ISSUES
4A • 50PLUS • AUGUST 2014
By Tom Frazier
By Matt Pommer TRAVEL
MONEY SENSE
By Karen Ellenbecker & Julie Ellenbecker -Lipsky
EDITORIALS
MOVING IN THE RIGHT DIRECTION By Bruce Nemovitz
On state politics
Emma
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TOMORROW’S DREAMS balanced out-TODAY By Brad Olson
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By Karen Ellenbec & Julie Ellenbeck -Lipsky
Why not spend your time and en- to diminish in size as he would recommend that you continue to DEAR SAM: ergies doing good things rather than of-whack budgets. Surely in doing so, I have been told that the shortest dutifully do your job to the best of your the governor has done some things not just standing back and criticizing. If AGING MOVING IN THE ability and that you are fair and courway to the top is no longer by climbing everyone likes. We don’t care for pickyou aren’t placing your own oars in the ISSUES DIRECTION By Tom Frazier the ladder of success; RIGHT it is being relat- teous to everyone. I suggest that you led pigs’ feet on our ice cream either. water, perhaps it is time to do so. By Bruce Nemovitz ed to the man who owns the company. place everything into perspective. If NEY SENSE We understand where Democratic We’re not exactly crazy for Gov. you feel you can’t move up the ladder What is your opinion? en Ellenbecker candidate Mary Burke is coming from; Walker’s presidential aspirations. This Emma e Ellenbecker and really are dissatisfied, then look for AWAITING YOUR ANSWER, -Lipsky she wishes to be elected governor of is, to the thinking of this editorial writother employment. But before you do LOUIS MOUNSMAN By Aunt Emma like Wisconsin. She definitely is not only er, not necessarily the publishers,SPORTS this, consider the benefits of staying taking about 12 items to the 10By items placing her oars in the water, but is pad- PLANTING Jack or Pearson where you are. Don’t put any faith in DEAR LOUIS: TOMORROW’S lessTODAY cashier. That extra baggage should dling as fast as she can. And she must DREAMS your horoscope as printed in the mornThe relative of whom you speak Olson be tossed aside. since people keep being reminded that By Brad just may have pushed the right button ing newspaper. Right now, we’re preparing to she was a big player in the ineffective GOOD LUCK, and taken the elevator to the owner’s state administration of Gov. Jim Doyle. elect a governor for Wisconsin. Let’s By Enis Wright SENIOR ANSWER MAN office. Whether or not this is AGING the case, I But courtesy and fairness should concentrate on doing it correctly. Real ISSUES unt Emma be part of every game, business, sports, achievements don’t come easily. They By Tom Frazier also don’t come to those who only politics or just being neighborly. walk in the weed-less paths of life. Are we crazy backers of our pres- SPORTS By Jack Pearson We will admit that one trait of Gov. ent governor? Not really. But we do bethe Some people who are becoming beer. Are college kids’ extracurricular likedWRIGHT even going back lieve that faced with some mighty high Walker we have too big for their britches aren’t neces- pursuits that harmless today? SIDEExecutive, of hills to climb in this state, he’s done to his time as Milwaukee By Enis Wright Z Z Z Z Z sarily overweight. so. When he arrived in office, the state we never have heard him spend time or A friend made a serious mistake Z Z Z Z Z needed help financially. Gov. Walker words doing other than building peothe other day. I learned well from it. I A memo to grandparents with a fought some very spirited foes as he ple up. He’s left the “knock downs” for with Jim McLoone did not laugh. few really more than a few extra PLANTING did not wait for the tough hills ahead others in the political ring. TOMORROW’S Z Z Z Z Z bucks, the University of Pennsylvania DREAMS rate. TODAY If you like rain, mosquitoes, bithas a great four-year graduation Brad Olson ing flies and stinging bees, you’ll love The only problem is thatBythe annual cost of attendance is $59,600. Was it Wisconsin. TOL Is it the hustle of today’s lifeRespect the rights of others and grandpa or grandma who graduated Z Z Z Z Z NT styles that have left courtesy behind? they will respect you in return. Fun is almost anywhere you wish from the School of Hard Knocks? mer Time was when people opened doors Whoever would have thought in it to be. In fact, you can even find it in Z Z Z Z Z for each other, spoke politely as they an earlier generation that just because We have heard over the last 70- the middle of the word “dysfunctionpassed each other in restaurants and re- someone was a democrat or republican plus years that where there is a will, al”. MONEYhad SENSE tail stores and always proper tele- that they weren’t supposed to like each there is a way. I guess this is proven Z Z Z Z Z By Karen Ellenbecker phone etiquette. &How about playing other? Verbal confrontations today by the fact that Jamaica has a bobsled Julie Ellenbecker Prayer, perseverance and the great -Lipsky fair and square when you are buying or come much too easy. Resist the urge team in the Olympics. SPORTS medical teams at the Mayo Clinic are selling something? to ridicule others. Use a knife to butter Z Z Z ZBy Jack Z Pearson responsible for the almost miracuHE We suspect that it requires much your bread or cut your meat not to jab ON In our generation, too many boys lous recovery of Larry Kraemer from vitz less energy to smile and be agreeable it in another’s back. in college learned well how to drink KILLING TIME continued on page 22A than Emma to frown andAPRON criticize. At least once in a while, think of STRINGS what you can do for others and not alBy Aunt Emma Answer Man WRITER/PROOFREADER ways what you can get from them. 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EDITORIALS
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• 5A
Unfinished business:What to do when your spouse dies STATE CAPITOL When dealing with the loss of a COMMENT spouse, picking up By theMatt pieces can feel Pommer like a never-ending reminder of their absence. During your initial stages of healing, it can be difficult to discern what steps to take and when. These helpful tips will assist you navigate those first few months and beyond.
IMMEDIATELY • Handle allMOVING arrangements IN THE for final disposition.RIGHT DIRECTION By Bruce Nemovitz • Locate Your Will. You may need to contact your attorney. By Wisconsin state law, you are required to file the will with the Register in Probate within thirty (30) days of the date of death, even if no actual probate process is required. • Pay Your Bills. Pay bills that may be delinquent orAGING due within a ISSUES few days, such as utility bills, secured By Tom Frazier loans, and car payments. WITHIN 30 DAYS • Keep a phone log of business conversations. This will help in remembering PLANTING TOMORROW’S DREAMS TODAY By Brad Olson
MONEY SENSE By Karen Ellenbecker & Julie Ellenbecker -Lipsky
who you talked with and what the outcome was. The log should include the date, the person’s name, and a brief summary of the conversation. • Prepare and send acknowlEmma edgement cards for flowers, memoBy Aunt Emma rial donations, food, and/or spiritual remembrances. • Notify insurance companies & agents. Request and file appropriate forms for life, health, medical, supplemental, prescription drug plans, disability, travel and accident, homeowner’s, automobile, etc. It is also important to update your beneficiaries on any life insurance policies. • Social Security. Notify the Social Security Administration of the death after the arrangements are made.
APRON STRINGS
If checks are a direct deposit, notify the bank of the death. Social Security is paid in arrears – the check you get for this month is for last month. A $255.00 death benefit is payable to a surviving spouse or a minor child only. Other follow-up may be necessary to change or apply for benefits. • Notify sources of any other pension benefits.
Cancel all individually held cards of the deceased or transfer the account to the survivor, if possible. Inquire as to their procedure for jointly held accounts. • Look into your real estate holdings owned jointly. Record the death certificate at the courthouse of the county of residence. File for Widowed Person’s Homestead Exemption. (Filed with the County Tax Assessor’s office.)
TRAVEL
WITHIN 60 TO 90 DAYS • Meet with your Financial Advisors. They will facilitate any change to ownership, beneficiary designations, and tax identification number on accounts. • Notify your bank(s). Remember to leave one joint checking account open for at least one year to handle any payments or checks that may be payable to the deceased. Review who the authorized parties are on safe deposit boxes and make appropriate changes. • Notify all credit card companies. Inquire about credit life insurance coverage on unpaid balances.
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WITHIN 6 MONTHS • Cancel the Driver’s License of the deceased • Review your Will and/or Trust We hope this information will help make the coming days and months a little easier, but remember - you are not alone. Please seek professional guidance from your financial advisor, CPA, or attorney, as these professionals are there to help you navigate this uncharted territory. The intent of this information is to help you with the unfinished paper-
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STATE CAPITOL COMMENT
6A • 50PLUS • AUGUST 2014
By Matt Pommer
What we don’t want to leave to our children! We are so careful to have all of our finances in order when it comes to our estates and our legacy. Most of us have a will or a trust to direct our savings after we pass on. However, when it comes to our homes and our personal ‘treasures’, we can leave our homes in shambles. Often I am called by the child in distress whose parent has become incapacitated or has come to the end of their life. The word I hear most often is overwhelmed. “My mother has died and I am the executor of the estate. I have three siblings and we are all confused as to where to start. The home is full of stuff and it will take a year just to sort through my mother’s belongings to see what papers are important and which piece of furniture goes to which family member. The four of us have different thoughts and ideas and some of us are no longer talking to the rest of us. We need your help!” Please think about the above scenario as it is one of the most frequent calls I receive. So much of this turmoil could have been avoided by some simple action steps over a long peri-
MOVING IN THE RIGHT DIRECTION By Bruce Nemovitz
od of time preferably long before the home is sold. You can never prepare your home for sale too far in advance! This article is directed to you who have lived in your home for many years and have accumulated so many personal belongings that AGING have meaning to you and your life.ISSUES Each news By Tom Frazier clipping and gift from the past brings back a memory that has deep meaning to you. Unfortunately, not all of your treasures will have a home inside your children’s domains. So what to do? I would suggest these steps which will move you in the right direction towards a legacy that willPLANTING be cherished TOMORROW’S and loved by your heirs in a TODAY healthy DREAMS and positive way. By Brad Olson
Begin by calling a Senior Real Estate Specialist to stop over and deMONEY SENSE sign a game plan. A seasoned agent By Karen Ellenbecker Julie look Ellenbecker will view your home & to for -Lipsky any defects such as basement, roof, plumbing and electrical issues. If your Realtor suggests an inspection of a cracked basement wall, or 60 amp electrical service or plumbing issues APRON then go ahead Emma and call the inspectors STRINGS or contractors who will determine By Aunt Emma which repairs are needed. The most difficult sale is a home with a structural issue. The home will sell for at such a tremendous discount if these issues have not been dealt with. You don’t want to leave a $20,000 basement repair to your children as it will add to their stress when selling your home. The next part of the Realtor’s inspection will involve suggestions for cosmetic updates and removal of personal property so that the home can show well with the furniture that is left. Painting a room in today’s contemporary colors can add thousands to the bottom line when selling. Removing a few chairs here and there can allow for the buyer to visualize
their new home. Your Realtor will recommend companies that will help you go through your personal property as well as bring in a dumpster and take items to charity. You should involve your family so that items wanted by your family are removed prior to the removal of your personal property. A major issue for many seniors involves finding the money to do these repairs and upgrades which can be substantial. If the bulk of your assets are the equity in your home, your local bank can provide the funds needed at a very low interest rate equity loan (4% today) and low cost payments. Some homeowners are considering Reverse Mortgages to free up equity which can be a solution for some, and not for others. Your financial consultant or personal banker can help with that decision. While your process of home transformation is taking place you should begin going through all of your paperwork. I have one client who has been going through his mother’s papers for over 2 years! Is this what you want to
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When the time comes to sell yourcalendar family home, fear not, we’re here to help! SPORTS By Jack Pearson
We hold your hand through the entire process!
The Nemovitz Team Bruce & Jeanne Bruce and Jeanne (also licensed Realtor) work together to make sure you are treated with respect and kindness. With over 35 years of experience, Bruce is passionate about his work and it shows! In 2010 his peers voted Bruce Realtor of the Year. He also has written two books sharing his knowledge: Moving in the Right Direction- A Senior’s Guide to Moving and Guiding our Parents In The Right Direction.
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Choose carefully with your Social Security
Q
By Tom Margenau I am very mad. A good friend of mine, a neighbor lady who had been single all her life, recently died at the age of 69. She was working up until the time of her death. Even though she has been eligible for Social Security since age 66, she never filed for benefits because she went to a seminar sponsored by a local financial planner several years ago and the guy convinced her to wait until age 70 to claim her Social Security. (I know about this because I went with her to the seminar.) He told everyone in the audience that they would be foolish to take any Social Security before age 70 because he said they would be financially ahead in the long run to wait as long as possible to file. Well, look what happened to my friend. I called the guy who put on the seminar and told him he gave us bum advice. He said he still thinks his advice was sound. I wish I could get a list of everyone who was at that seminar and tell them this story! What I want to know from you is if I can file a Social Security claim for her now after her death and use some of the proceeds from whatever back pay she might be due to cover her funeral and other after-death expenses I incurred. : There are two issues that need to be addressed. First, the answer to your specific question is no. Assuming, as you said, that she never filed any kind of claim for Social Security benefits, then there is nothing you can do now. Sadly, this lady missed out on tens of thousands of dollars in Social Security benefits she could have been paid between age 66 and her death. The bigger issue is whether or not people are ahead to delay benefits until age 70. And that is a question no one can really answer, because no one knows when he or she is going to die. I don’t necessarily think the financial planner gave you and your friend “bum advice.� But if he did, as you say, tell people “they would be foolish to take any Social Security before age 70,� then he probably went a little too far. What he should have said is that statistically, most people will live long enough to come out ahead somewhere in the distant future by delaying Social
A
Security benefits until age 70, at which point they get their full benefit plus a delayed retirement bonus of 32 percent per month. But then he should have told his listeners that they have to consider their own financial situation and their own health matters before deciding to wait until age 70 to claim their first Social Security check. I’ve used this column many times in the past to marvel (mostly in bewilderment) at the high number of retiring baby boomers who are trying too hard to squeeze every last nickel out of their Social Security benefits. I caution them that they really need to think things through before giving up so much money (the benefits they would be due between ages 66, or possibly even age 62, and age 70), hoping they will live beyond their mid-80s to come out ahead in this Social Security gambling game they are playing. Sadly, your friend is a good example of someone who lost that gamble. And I’ve reported in this column before that my wife and I each took our Social Security benefits at age 62. I can hear financial planners and Social Security maximizing specialists gasping for air as they read that! Well, my wife is currently pushing age 70. (She’s a few years older than me.) That means she’s been getting Social Security checks every month for almost 8 years now. Let’s say she’s averaged getting $1,200 per month for the last 96 months. That’s $115,200 she has received between age 62 and 70. Had she waited until age 70 to start her benefits, she’d probably be due about $2,100 per month, or $900 more per month than she is getting now. That’s a decent sized chunk of change, no doubt. But it would take her 128 months, or about 11 years, to make up for the money she would have not received between 62 and 70. In other words, by age 81, she would have won the Social Security “game� had she waited until age 70 to start her Social Security. My wife comes from a long line of women who’ve lived into their late 80s and early 90s. So chances are she will live well past age 81 and probably would have been better off to wait until age 70 to claim her monthly benefits. But here’s the deal: SHE DOESN’T
CARE! We have been having way too much fun these past 8 years spending her (and my) reduced Social Security checks. We’ve taken that $115,200 and traveled all around Europe. We have made many nice trips from one end of this country to the other. We’ve bought several new cars. I don’t want to imply that we are rich. We certainly are not. But we made a decision to take our Social Security benefits early and we are living our lives to the fullest. And we are not worrying one little whit about whether or not we made the right Social Security decision. And we certainly are glad we never attended one of those seminars in which we might have been pressured to delay our benefits until age 70.
• 7A
Having said all that, I must point out that there are quite a few well-todo retirees who have so much other income and resources in retirement that filing for Social Security benefits actually puts them in an uncomfortable tax position. Those really rich folks might be ahead to delay filing for Social Security until age 70. So if you’re so well off that Social Security is just a tax burden for you, then go ahead and delay those benefits, and you’ll have even more money to worry about in your 80s! If you have a Social Security question, Tom Margenau has the answer. Contact him at thomas.margenau@ comcast.net.
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8A • 50PLUS • AUGUST 2014
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NEMOVITZ continued on page 6A
ideas can happen over a few years. However, imagine how long it will take your children to sort through your life’s belongings as well as preparing your home for market. I have seen too many families actually break up over the selling of a parent’s home. You want to leave a legacy of happiness for your family so please take the time and positive steps to involve your children now when you can enjoy the giving. You will leave a home that is in good condition and will show well without the overwhelming confusion that can be the result of leaving a home in shambles. The choice is yours and time is on your side. Use that time wisely and stay healthy and happy for years to come. That is my wish for you! Bruce Nemovitz is a Senior Real Estate Specialist, as well as Certified Senior Advisor. Bruce has sold residential homes in the four county Milwaukee-Metro areas for 35 years. He works with his wife Jeanne at Realty Executives Integrity. Visit www.brucesteam.com or call 262-242-6177 with any real estate questions.
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AUGUST 2014 • 50PLUS
• 9A
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Wife and children vs. the job; Coach DePerry made the choice By Jack Pearson
Do you think highly successful coaches such as Mike McCarthy of Green Bay Packers football or Bo Ryan of Wisconsin Badgers basketball would ever resign from their positions so as to be able to spend more time with their families? “Are you nuts?” might be your reply. “Not in a million years.” You could be right, at least on the level of National Football League or Division I college basketball. But how about lesser levels, such a Division II or III in the college ranks or even in high schools? “No in those areas, too,” you probably say, “unless the coach wasn’t doing his job and was losing most of his games and everyone was screaming for his head.” I have news for you. If you’d answered “no” to that second instance, you’d have been wrong. Because it happens. I know of one such occurrence right here in this area, in the Milwaukee Public Schools. It involved
a high school coach, and his name is Gary DePerry. And Gary didn’t resign because he was a loser, either, just the opposite. Gary’s resume proves he has always been a winner and even a champion. I’ve known Gary for some time. A couple of years ago, I became aware of his background. But, because I write for 50 Plus, which is a newspaper for and about people 50 years old and older, I didn’t turn in anything. But this past December 11, Gary had a birthday, his 50th, and at that time he became fair game for my commentaries. Gary has been a teacher, an assistant coach and head coach over the 26 years since he started with the MPS in 1988. In addition to his duties there, in 1991 he also took on a position during the summer months with the Milwaukee Brewers as a game day supervisor of ushers. Gary’s area of supervision in Miller Park covers the entire Loge Level, which is a modern day name for the second deck. The Press Box is situated in the Loge Level, right up be-
A family portrait, Gary and Dona with their daughters, Maison, 11, and Elliot, 9.
hind home plate. Gary’s varied duties often take him there, and that is where he and I became acquainted more than a dozen years ago. If you’ve attended a Milwaukee Brewers game and sat in the Loge Level anytime over the last several years, chances are you’ve seen Gary. He doesn’t stay in any one place very long, and is always on the go. Slim and athletic looking, he appears younger and in better shape than many players out on the field. His crew cut enhances that youthful look. He wears a dark blue Brewers shirt with white trim, and if you see and recognize him, be sure to say hello. A big smile and a return hello are guaranteed. Aside from his age, there’s something else you’d never guess about Gary. He’s part Native American. “My father was a Chippewa-Ojibwa and he lived on the Red Cliff Indian Reservation near Bayfield all of his life,” Gary said. “My mother was of Swedish descent. There’s almost as many Swedes in northern Wisconsin as there are Native Americans and my dad and mom were two of them who got together, fell in love and married.” Now here’s the kicker: at what kind of a place do you think the two met? A church? A dance? A cultural center? None of those. It was the roller skating rink in nearby Bayfield. Concerning the above commentary about Gary’s ethnic background, I asked him if he had any objections to my including it in this article. “You mean about the fact that I’m half Swedish,” he replied, with a sly little grin. Then he said, “But I know why you’re concerned and I appreciate that, and have no fear. I’m proud of both of my parents and of both of their ethnic backgrounds. They had no prejudices, and neither do I. Unfortunately, however, some still exists in the world. That’s one of the reasons why I like being out at the ballpark; there’s no racial bias there, and especially out on the field. No one cares if you’re brown, black, white, yellow or whatever; only if you can play the game, and play it well. That’s something I always emphasized in my coaching days, as much or more than the X’s and O’s. It may be a surprise to some, but there’s a bit more to coaching young men and women than
From a time out session in 2007; Gary with some of his Bradley Tech players. simply teaching them to win.” As it is at most Indian Reservations, there was no high school in Red Cliff, so Gary attended Bayfield HS, only a couple of miles south of the reservation. By the way, Bayfield is one of the prettiest and most scenic little towns in all of northern Wisconsin. Gary played baseball and basketball, earning honors in both. He loved sports from early on, which is undoubtedly why, after his high school graduation, he opted to further his studies in the area of physical education. He attended the University of Wisconsin-Oshkosh, where he earned degrees in both physical education and health education. It was at UW-Oshkosh, too, that Gary added coaching to his resume. “It was only a practice coaching responsibility at nearby Oshkosh North High School,” he said, “but I did have a wonderful mentor there, Harlan Quandt, who was the head baseball coach.” The late Mr. Quandt is now in the Wisconsin Baseball Coaches Hall of Fame. Gary’s first job after graduation from Oshkosh was at Hamilton High School in Milwaukee, where he taught physical education and served as an assistant coach for the boys’ basketball team. After a year he moved on to Custer High, again teaching phys. ed. but this time assistant coaching two teams, the boys basketball and baseball squads. It was at Gary’s next stop at Milwaukee Vincent High where his coaching career really took off. At Vincent, he was again an assistant coach, but this time in football as well as in baseball and basketball. He also took on the duties of athletic director at the school.
AUGUST 2014 • 50PLUS
But what also occurred there of major significance was that the basketball team, where Gary assisted under head coach Tom Diener, won the state championship three years in a row (in ’96, ’97 and ’98). Gary had most assuredly won his spurs for head coaching consideration this time. The problem at Vincent was, however, that Diener was still a comparatively young man himself then, and had no plans to leave the school. So if Gary was going to move up into head coaching ranks, another change was necessitated. It was to Bradley Tech (formerly called Boys Tech) in year 2000. Gary didn’t take over the head coaching post immediately, however. Another coaching legend, Win Parkinson, was there before him, but was ready to step down. Thus after a year as his assistant, Gary stepped in, replacing one of the alltime giants of high school basketball coaching in Wisconsin. “I was truly fortunate to have served under and learned from such outstanding coaches as Quandt, Diener and Parkinson,” Gary said. Parkinson is now enshrined in the State Basketball Coaches Hall of Fame. We won’t go into all the key games Gary coached over the next seven years or honors he won, there just isn’t enough room here. Suffice to say his win-loss record was 101-53, a winning percentage of .656. There are few head coaches in the state with five or more seasons on the job with as lofty a mark. And Gary wasn’t coaching in some small school league. The Milwaukee City Conference is highly competitive and is one of the top ranked in Wisconsin. His team, by the way, won its’ championship in 2005. Gary was considered as one of the rising stars of high school coaching in the state. But it was all soon to end. I have come this far in the DePerry narrative without mentioning an aspect of his life even more important than his coaching achievements or work for the Brewers. Gary and the former Dona Anderson were married on July 15, 2000, and have two lovely daughters, Maison, now 11, and Elliot, 9. Six years ago at Bradley Tech, after Gary had been on the job and won all those games over seven seasons, Maison was only 5 and Elliot 3. I make a point of their ages then, as it is part of the story.
“One night I came home well after 12 from a long and grueling away game,” Gary recalled. “And I was surprised to find Dona had sat up waiting for me. I wondered if something was wrong. She didn’t smile or greet me as she usually does, either, and I really started to worry. Then she told me that earlier that evening the girls had come up to her and asked her why daddy wasn’t around much anymore, and was it because he didn’t love them or something. I’ll tell you, her words hit me like the proverbial ton of bricks. I can’t tell you how badly I felt. I sat down, and on the spot vowed that Dona would never have to say those words to me again. Soon after that, I turned in my resignation as head basketball coach for the school.” Gary continued his responsibilities as a teacher, however. That would have been the end of it, except he kept bumping into his former players in class and in the hallways. “They kept looking at me sort of as if I’d deserted them” he recalled. “So I thought it best to transfer to another school.” He did just that, signing on at Reagan High School on Milwaukee’s south side. He would teach physical education and health education. He also coached the girls’ volleyball team and later assisted with the boy’s tennis and basketball teams, and formed the coed archery club. None of which is nearly as stressing and time consuming as being the head coach for a major sport. “During the school year, I’m home and with Dona and the girls every night, or close to it. My only evenings now away from my family are during the summers when I’m working the Brewers games, and that’s only for the home games. We have plenty of quality time together doing just about everything. One of them that the girls like best – as do both Dona and myself – is to drive up north to our summer cottage on the reservation. We’re right on the water and are out boating every chance we get.” Something else I didn’t mention; Dona is an elementary school teacher in MPS and has been for 28 years. I asked Gary if he thought he’d ever return to head coaching on a major basis. “That’s a difficult question to answer now,” he said. “At present my two daughters love and need me.
When the time comes when others, perhaps such as when young men enter their lives and replace some of that love and affection, then it could be possible. But there’s nothing wrong with going on just as I am. My emphasis now is on teaching, and there’s a reason why teaching is called the most noble of all professions.” But I persisted. “Do you think you could still hack it being a head coach, after being away
• 11A
from it for several years?” I asked. He glared at me as if I was one of his students he’d caught smoking. “Hey! I’m not that old,” he said. “No sweat. If and when I make a decision to do so, I’ll be even better the second time around,” and he laughed and gave me a little punch on the arm.
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12A • 50PLUS • AUGUST 2014
Looking financially forward!
Q
By Doug Mayberry : Living in our retirement community, we, along with several of our peers, are faced with financial pain being caused by the increasing price of food, shelter, energy and other living expenses. Ahead, we fear the possibility of a rising prices in medical treatment. When we chose to retire, we felt we were financially prepared for the rest of our lives. Also, now in our family we have
two unemployed sons. We can help them a little with a few bucks but not nearly enough for their needs. One son lost his job because of his company’s bankruptcy, and the other for his lack of sales. Neither has been able to find employment. Do you have some cost-saving habits we could share? Many families now purchase their clothing at the thrift shops. Monday and Thursday afternoons are the best shopping opportunities, because
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of new merchandise arrivals. Also, if you need a gift for the family, there are usually inexpensive ones available. Take a look. Restaurant owners are experiencing slowdowns and trying to boost their profits by offering afternoon happy hours and early bird breakfasts and discounted meals. At more expensive restaurants, couples are splitting meals, eating just entrees and choosing water as a beverage. Don’t forget to check out the dollar store values. They are highly competitive, and customers are aware that more name-brand merchandise is being stocked. Friday morning is when the shelves are usually restocked. Surprisingly, often families pull together when times become tougher. We become more caring and bond closer. We all do our best to share, love each other and take advantage of what is available. Fortunately, most families learn to focus on being thankful for what they have, are hopeful and look forward to better times when they face similar survival challenges. : We just sold our home and are getting prepared for our estate sale. We are obviously downsizing.
Although we have planned to do so for the last year, it is not without some regrets. Having lived here for 29 years, having made lifetime friends, seeing our children grow up together, and now leaving them behind, we are shedding some tears. How can we ease our pain a little? : Focus your thoughts on what you have enjoyed, be thankful and minimize any regrets you may be experiencing. Lifestyles continually change for everyone, and your families and friends will also. Things change. No doubt that in getting acquainted with your new neighbors, you will be given shopping advice, help finding new doctors, the best places to eat, and choices of where to go for a good time and amusement. Accept your new lifestyle as others who have preceded you and make similar choices. Old friends and family will stay in touch and come for visits. Along with staying in touch, settling down to your new environment will keep you busy and involved! Doug Mayberry makes the most of life in a Southern California Retirement community.
ELLENBECKER continued from page 5A
With contributions from EIG Wealth Advisor Kristina Schnuckel. Securities and advisory services offered through SII Investments, Inc. Member FINRA/SIPC & Registered Investment Advisor. Ellenbecker Investment Group, Inc. & SII Investments are separate companies. SII does not provide tax or legal advice. Diversification and asset allocation do not guarantee positive results; loss of principal may still occur.
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work and decisions that can be overwhelming after the death of a loved one. This information is a general overview and may not be complete depending on your individual situation. Please be advised that this document is not intended as legal advice and you should consult with an attorney concerning any questions you may have.
A
AUGUST 2014 • 50PLUS
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The rest of your life depends on wise decisions about retirement By: Dr. David Lipschitz Everyone asks me, at age 71, “Are you ready to retire?” And for the first time I am giving the idea serious thought. I certainly have no inclination to retire in the foreseeable future. But what if, say, I become ill? What then? Can I keep up my hectic schedule for much longer? I do know that when I come home after a long day, I am pretty exhausted. I feel I need a nap. The problem with me is that I have not prepared for retirement in any way. Of course I am influenced by the changing times, and for many, 65 is no longer considered a retirement age. But now I need to be more realistic and give some thought to the possibility that in the next five years or so I may need to wind things down. Whenever I see friends who have retired, I ask them what they do with their days? All they seem to say is that they their days are full and complete with tennis, golf, gardening, volunteering and traveling. To me the thought is frightening. I love my work, my hobby is writing, and television and my children occupy the rest. Sadly, I may fall into the group of retirees who are the unhappiest. Often they have had very successful careers that have consumed their lives. They can’t cope with loss of control and of feeling unvalued. With few outside interests and few close friends or relatives, many spend their days sitting, grumbling and reminiscing. Couple this with a sedentary lifestyle, many complain of chronic fatigue and often become depressed. It is these people for whom retirement is both empty and lonely. And for them, life expectancy is short with a higher risk of illness, disability and death. Even if we are prepared and have a plan, is retiring early better than retiring later? Not so, says a research article published in the British Medical Journal. The rates of death during the next 10 years for those who voluntarily retire at age 55 are twice as high as those who continue to work. In general, this increased risk affects all early retirees. However, men who retire early were affected the most, with an 80 percent higher risk of death than early female retirees. Additionally, retirees of a lower socioeconomic status had the high-
est risk of death. Interestingly, retiring at age 60 and beyond did not result in a higher mortality than retiring at age 65. This study did not address the issue of whether life expectancy was affected either positively or negatively by continuing to work beyond age 65. While I may be one of the worst examples of preparing for retirement, I do know what it takes to live long and age well. And as the average age of baby boomers approaches 65 and beyond, the children of the greatest generation must give serious consideration to when they should retire and to their lives after work. The data are compelling: Retirees who are happy and have a purpose in life live longer and are healthier than those who do not. No matter your age, an occupation is an essential element of good health. This could be continuing to work, developing a new career or a new hobby, or, most importantly, remaining a lifelong learner. Perhaps the most sage advice I have received so far is: “You can always retire from your job, but you must never retire from life.” Evidence indicates that deciding when and how to retire are the most critical decisions we make in our lifetimes — more important that the college we attend, the career we pursue, whom we marry, and where we live. The average life expectancy of a 70-year-old is 16 years, and for an 80-year-old, it is 10 years. I know of a man in his 70s who earned a Ph.D. in physics and another who was awarded a master’s degree in creative writing. Sitting and doing nothing or watching mindless television is a prescription for disaster. Staying involved and engaged will assure not only a long and independent life but also protect against disease and promote health. Dr. David Lipschitz is the author of the book “Breaking the Rules of Aging.”
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14A • 50PLUS • AUGUST 2014
How to give wisely to a charity When we’re approached by a charity for a donation, we are usually given many stories about how our contribution will help those in need. We may learn about how animals, children, homeless people, and others are suffering, but what we probably won’t be told is exactly how much of our donation will go directly to those the charity is intending to help. That is why it’s important to be a knowledgeable philanthropist. When you’re asked for a donation, you should understand exactly where your money is going. If you’re giving money to an animal welfare organization, can you be sure those animals
will ever benefit from your donation? If you’re giving to a disease or illness research organization, is most of your donation going toward finding a cure? These are all important questions to ask before you take out your checkbook.
exactly what charity you are planning to donate to, check with the BBB. Find out if the charity meets the 20 BBB charity standards that address governance, finances, fund raising, donor privacy and other accountability issues at www.GIVE.ORG.
The BBB recommends the following before donating to a charity: IS THIS A CHARITY I CAN TRUST? Carefully consider each charitable solicitation. Some charities’ use names that sound the same as a larger, better-known charity because they want to use the success of the larger charity to their advantage. To know for certain
HOW WILL THE CHARITY USE MY DONATION? Ask how the charity will use your donation. Beware of appeals that bring tears to your eyes but tell you little about what the charity is going to do about the problem. Statements like “all proceeds will go to the charity” only tell you that the charity gets only the money left after expenses. Since these expenses can be high, check carefully. Is my donation tax deductible? Giving to a charity can sometimes be a tax benefit. In order to ensure your donation is fully deductible, check with the IRS to verify a charity’s tax status. View publication 78 on the IRS website at www.irs.gov.
CAN THE CHARITY ACTUALLY USE WHAT I’M DONATING? If you wish to donate food, clothing, or even an old boat to a charity, make sure your donation is wanted by the charity. For example, a food bank may prefer items that are non-perishable and a toy drive may be seeking new rather than used toys. AM I FEELING PRESSURED TO GIVE? Don’t succumb to pressure to give money on the spot – especially if the solicitor is at your door or on the telephone. Remember, just like a business, you can have a “policy” that you don’t give money without considering all the information. If a charity won’t let you take a few days to think about a donation, this could be a red flag. You should always feel in control of any financial decision you make. For more information about wise charitable giving, go to BBB.org/wisconsin or contact BBB at 414-8476000.
Oh, Mama Mia! What a great place to live! Enjoy ITALIAN NIGHT at THE CENTENNIAL SENIOR APARTMENTS A lil’ pasta, a lil’ vino, lil’ music and a lil’ tour of a wonderful senior community with great amenities!
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AUGUST 2014 • 50PLUS
August poem
Yes, it really is warm and humid when we reach August. How can green grassed fields raise so much dust? This month is high time for the Green Bay Packers. For many adoring fans, they’d give them smackers. Be nice. The new neighbor could be your best friend. Keep quiet until you know to what he does tend. For school clothes from catalogs, you’ll soon send. More than some, you’ll probably be forced to mend. During summer, so many children become snackers. They’ve eaten the cupboards bare, except for crackers. The political scene in Wisconsin is warming up. Dems. and Tea Partiers do wish to fill your hopeful cup. We hope that no politician gets too big for his britches. At times, their promises will almost keep you in stitches. Some say the state business climate is tough or rough. But of food, housing and clothing we seem to have enough. Still, the gasoline seller here must be a wealthy dude. But don’t be rude as they reap $$$ on that refined crude. If you feel that life still has personal hills to climb, Put away this paper, get busy. There’s scant time to rhyme. But as you go through life, try not to ever put people down. Hurling insults is not even for the best clown in town.
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By August’s end, it will be time again for school classes. Boys had better do more than make eyes at pretty lasses. We’re told the more we know, the more we see life as great. But while you bring home the bacon, it’s cooked by your mate. Don’t use herbicide to kill weeds in your nighttime dreams. But certainly, don’t allow them to grow by any means. Now as we gather in everything so nice and bright, Do save a few cents a night by turning off the light. As the days pass by and the world appears war-torn A prayer for the oppressed might start your morn.
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EDITORIALS
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Medora-Let’s visit North Dakota and the scenic Badlands Time was quite a number of years ago that thinking of North Dakota was like thinking of the Badlands, but really not knowing what they really are, of MONEY SENSE Indian reservations, wheat fields, beef By Karen Ellenbecker & Julie Ellenbecker cattle grazing here and there -Lipskyand rather flat and lonesome vistas. But today North Dakota is different. It not only is an oil producing state, but beckons to tourists. We looked to Medora, right APRON Emma along I-94 and about nine hours from STRINGS the Wisconsin westernByborder for some Aunt Emma exciting times. A daughter had told us that for Medora, people explore it; people adore it. No! She was not indulging in a fabrication. She had gotten there as her husband followed the recent oil rush (Black and liquid gold) to the western fracking fields of North Dakota. Medora was perfect for us as it was not far from the oil fields where this industrious son-in-law is employed. He went there due to the recent slow-down in building in the Twin Cities of Minnesota. Medora was more or less founded by a Frenchman, who utilized his New
TRAVEL York banker father-in-law’s money to activate this community that he named for his wife in the second half of the 19th century. But the Frenchman’s plans were a bit grandiose for that time in North Dakota history as it was not even a state then. His businesses went broke before he took his family to France and waved goodbye to the captivating scenery and the vistas he had fallen so in love with. Visitors, taking the walking tour, explore what the locals refer to as “Footsteps into the Past.” An adventurer, the Marquis de Mores was later killed by native tribesmen while he was riding in the Sahara desert. So what has Medora got that might be of interest to the average person?
Let’s begin with the scenery; the rocky minor mountain lands, the great Teddy Roosevelt National Park, golf on the Bully Pulpit course that may have you talking to yourself, a gigantic water slide to entertain children and youngsters of older ages, too, along with
following one tee times. The Medora Musical plays nightly. Yes, it is a bit folksy in Old Wild West fashion. But the on-stage entertainment is good and, if wanted, attendance may be combined with a night’s lodging and a steak dinner. These all-inclusive
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The Chateau de Mores, once the home to the Marquis and his family, is a 26-room chateau that is one of Medora’s touring sites. On Saturdays and Sundays, there are free historical presentations from the porch of the chateau at 10:30, 1:30 and 3:30. Yes, that is Mountain Daylight Time.
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A view along Highway I-94 as you leave Medora, North Dakota. tantalizing foods, some prepared quite differently like steaks on a pitch fork over an open fire, and, of course, the Medora Musicals that will be on stage nightly from now through Sept. 6. In Medora, they claim the Bully Pulpit Golf Course is where man has somewhat tamed the rugged Badlands from which it is carved. It is just three miles out of downtown Medora. It features five sets of tees looking out over the impressive Badlands’ landscape and the well-manicured fairways, some of which are in meandering meadows and woodlands. Four of the holes are tucked right into the Badlands and some follow the Little Missouri River. Hole 16 has a drop from tee to green of over 100 ft. and, at times, the canyon winds prove to be a challenge to the best of golfers. Golfers pick their own tees, ranging from over 7,000 yards to 4,750. What’s golfing cost at Bully Pulpit? Stay one night and play 18 holes sharing a cart begins at $139. Yes, of course, there are senior discounts like a $39 replay rate for same day or the
packages begin at $215 and can go up $100 or so depending on what the visitor wishes for accommodations. President Teddy Roosevelt visited Medora and the Badlands in 1883. He became president later and served until 1909. At age 42, he then was the youngest person ever to be elected president of the United States. While Roosevelt went to Medora to hunt bison, he became interested in conservation while there and was responsible for the establishment of five national parks (one at Medora) and 53 federal bird reservations and other federal environmental projects that protected 230,000,000 acres as public lands. Today’s Theodore Roosevelt Medora Foundation owes much to the late Harold Schafer, a Medoran and a successful businessman, whose philanthropy helped the foundation survive in its early years. Visitors may not hear much about him but the man declared early in his successful life that “My obligation is to see that Medora’s greatness can be carried on after my life-
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The nightly musical is a must-see if you visit Medora before Sept. 7 as the stage is darkened after Sept. 6. time; that its future can be ever greater than its past.” There’s so much more that could be said about Medora, its courteous citizens, its lively business district, its numerous museums, its various venues and night life that any person could
find to enjoy, but find out for yourself by calling 1-800-MEDORA-1, extension 8826. We suspect you will have cherished memories even though you might spend 12 to 13 hours getting there by car. If you go, bully for you!
ARE YOU? With various sets of tees to challenge the most experienced golfers, the Bully Pulpit Golf Course is not only challenging, but somewhat of a scenic wonder.
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18A • 50PLUS • AUGUST 2014
PLANTING TOMORROW’S DREAMS TODAY By Brad Olson
HERMAN WHITE WRITES
The question still remains: Why isn’t Jerry Kramer in the NFL Hall of Fame? ARTS ENTERTAINMENT Since you’re reading this, you’re probably a senior citizen, and it’s a good bet one who is also a sports fan. If that’s the case, you surely remember the Packers’ Glory Years, and the architect of that era, the masterful and tyrannical Coach Vince Lombardi. In those days the rushing game was much more emphasized than it is today, and especially by Green Bay. Lombardi’s ground attack, in fact, quickly became the scourge of the NFL; the one element of taking on the Packers that opposing teams feared the most. Breaking it down even further, the signature play in that ground attack was called “The Sweep.” And finally, to be effective, The Sweep needed two offensive linemen who were fast and agile and also powerful and fearless. Those were their attributes; their names were Jerry Kramer and Fuzzy Thurston. The play worked something like this: When the quarterback, usually Bart Starr, took the snap from center, he would turn and hand off to a running back, usually Jim Taylor or Paul Hornung, who then would take off, either to the right or left, always close behind Kramer and Thurston. Those two human express trains had quickly pulled out from their spots in the line at the snap of the ball to lead the play. There’s a photo with this column that shows the play in action. It is, most assuredly, a marvelous picture that epitomizes the success of the Packers Golden Era. Opposition players in their way were invariably smashed aside or plowed into the ground. As I recall, had there been a big tree growing up in their way, they’d have knocked it down, too. It wasn’t a trick play, by any means. The other teams’ coaches and players almost always knew it was coming, but still couldn’t stop it. Sort of like knowing it was going to rain, and preparing for it, but in reality, there wasn’t much you could do about it. But to repeat, the play’s success depended on Kramer and Thurston. The play was really quite simple, but at the same time, quite brilliant. Lombardi often said that a team could have all the fancy and tricky plays in the world,
SPORTS By Jack Pearson
but in the end football was a game of tackling and blocking. And no one – I agree I’m very biased in my view but so what? – in the long history of pro football in this country, ever did a better job blocking, and especially for the run, than Jerry Kramer and Fuzzy Thurston. That they did it in tandem made their blocking even more devastating. Remember the battle cry of those Lombardi teams, “Run to Daylight?” And run to daylight is exactly what Taylor and Hornung and the other Green Bay backs did to lead the Packers to those five NFL Championships in only seven years, something no other NFL team ever accomplished before or have since. But they all ran to daylight because the Packers players blocked and tackled with such efficiency and consistency; as Jerry and Fuzzy did, leading The Sweep and making the daylight appear. Point of information. The headline above asks why Kramer isn’t in the NFL Hall of Fame. In truth, Thurston deserves to be there, too, for as a blocking guard, he was one of the best, ever. But Kramer’s value to the team transcends just blocking, thus this column concerns only him. Starting in 1958, the year before Lombardi arrived on the scene, extra points and field goals were kicked by the Golden Boy, Paul Hornung. But he was hurt early in the ’62 season and Lombardi needed a replacement. Kramer stepped in (in more ways than one) and took over. His performance was far better than anyone had expected. That year he hit 38 of 39 extra point attempts and nine of 11 field goals. His efficiency was even better than Hornung’s, who had hit only six of ten field goals before his injury. In the NFL Championship game that year (the Super Bowl was a few years off),
A mutual admiration duo, Coach Vince Lombardi and offensive guard Jerry Kramer, after another Packer NFL Championship.
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the Packers beat the New York GiEnis Wright ants 16-7. Of Bythe Pack’s 16 points, ten of them came via Kramer’s kicking, three field goals and one extra point. Without Kramer’s points, there may not have been five NFL titles, only four. In 1963, with Hornung banned from NFL play for a full year because of gambling, Kramer kicked for 91 points, the highest scoring total on the team. Then five years later, in 1968, with the regular Packers kickers sidelined, Kramer stepped in again, kicking nine of ten extra points and four of nine field goals. Those stats aren’t all that exceptional until you consider that kicking was not Jerry’s main responsibility and even with that, he hadn’t kicked in five years. That ’68 season was Jerry’s last before his retirement. He’d played in 130 games, more than any other Packers’ guard in history. Keep in mind that when Kramer was doing all that kicking for the team, he was also playing full time in the line, banging heads and getting his own banged. Other kickers on other NFL teams sat in comfort on the bench until their time to perform came up; Kramer had no such luxury. Kramer’s loyalty to the Packers and to his old coach continued on after his playing days and, in fact, does to this day. The Vince Lombardi Classic, held every year at North Hills Country Club in Menomonee Falls, has as its prime purpose the raising of funds for cancer research and elimination. Throughout all of its more than three
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decades of existence, the operators of the event have always brought in top names from the sports and entertainment worlds to attract fans. These notables came in largely at their own expense because of their admiration for Lombardi as well as for their belief in the event itself. Of the 34 classics held since their beginning. Kramer has appeared and played in 33 of them (as has Starr). He was always a big hit with the fans, too, and not just because of his status as a star player. He’d stop and chat, smiling and laughing, with anyone who approached him, and must have given his autograph to a couple hundred thousand fans over the years. When I brought that up with Jerry, he waved one of his big paws in the air and said, “I wish you wouldn’t make a big deal out of my coming back to the Lombardi Classics as if it was some kind of a difficult chore,” he said. “It’s actually a ton of fun for me, a real vacation. I get to see so many of my old teammate pals, the fans, too, who are always so good to me, and the North Hills Golf layout is so beautiful. Everything about my visit is great.” He paused for a moment, then added, “Everything that is except my golf swing. It really is lousy.” He didn’t mention
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that he’s in need of a hip replacement. Kramer has had 28 operations for one reason or another since he was a youngster. I asked him about those, too. “Ah, I get sick just thinking about them, he said. They give me nightmares. That’s why I don’t want to have my hip replaced. If there’s anything in the world I’ve grown to hate, it’s not the Chicago Bears, it’s operations.” At a couple of the Lombardi Classics years ago, Kramer and also Starr took a fatherly liking to my little daughter, Jennifer, who often accompanied me to the Classics, and both of them, at different times, invited her to sit in their golf carts and ride along with them as they played. You can imagine what a thrill that was for her and that she has never forgotten it. My wife, Margaret, also knew Jerry and many of the old Packers. At the time, she was a young waitress at the old El Dorado restaurant in Wauwatosa. “So many of the Packer players came in for dinner the night before they had a game here,” she recalled. “They always asked for me and Alma (Angelier, Margaret’s best pal) to wait on their table. I guess they wanted us because we didn’t treat them as some kind of royalty but rather we’d kid and joke with them like they were part of our own families. And, as I recall, the two nicest ones were Jerry Kramer and Willie Davis. Willie would come in the front door and yell, ‘Hey! Hey! The Gang’s all here. Where are Margaret and Alma?’Jerry would be right behind him laughing so hard tears were coming out of his eyes. Henry Jordan and Max McGee were usually with them, and the four of them would always order the biggest steaks in the house and made such a racket. Those old Packers were cool guys, and very good tippers, too. Those were fun times.” Getting away from family matters and back to football, I asked Jerry who was the most difficult opposing player to block that he ever faced. “I’m going to give you a sort of roundabout answer to that,” he said. The toughest, meanest guy I ever saw on the field across the scrimmage line from me was that big, ugly Alex Karras of the Lions. He was unbelievable. Most of the time when Fuzzy and I were leading The Sweep and were heading in his direction, I’d yell to Fuzzy, running at my side, ‘Hey, Fuz, you get that guy and I’ll get the
Jerry Kramer today, with sports writer Tom Andrews of Packers Plus, at the recent Lombardi Golf Classic. others.’ So to answer your question, Alex was the toughest defensive lineman I ever saw. You ask Fuzzy about that, I’m sure he’ll confirm what I said. By the way, for giving me that little bit of assistance, I had to supply Fuzzy with those stinking cigars he smoked for the rest of the season. It didn’t matter; I loved Fuzzy almost as much as I loved Lombardi.” By the way, any commentary about Jerry Kramer has to include the three excellent books he’s written (with Dick Schaap) about the Green Bay Packers during the Lombardi years. They are “Instant Replay,” “Farewell to Football” and “Distant Replay.” I read them all and they are excellent reading. So where are we as to why Jerry Kramer has been continuously overlooked by the NFL Hall of Fame induction committee? Thus far I’ve told you about his and his buddy Fuzzy Thurston’s blocking abilities; about his surprising kicking prowess; about his charitable work and love for and loyalty to his old coach Vince Lombardi; about his journalistic achievements; and about what Green Bay Packers fans and especially my daughter and wife think of him. But here’s the nitty gritty to lend credence to the question: In 1969, he was named to the NFL’s 50th Anniversary Team. Of the 22 players named to that team, Kramer is the only one not in the Hall of Fame. He was also named as the best offensive guard for the League’s first 50 years. He was selected All-Pro five times. How does this compare with other Packers? Well, Ray Nitschke was named All-Pro three times and Paul Hornung twice and both are in the NFL Hall of Fame. He is, however, in the Green Bay Packers Hall of Fame, inducted in
1975. He was named to the NFL’s All Decade team for the 1960s. He was a key member of the first two Super Bowl Championships. He was also a key member of five National Football League Championships. He was a finalist in the NFL Hall of Fame voting 10 times. No other candidate has ever been in as many finals and not been inducted. When the NFL Network named the 10 top NFL players not in the Hall of Fame, Kramer was Number One on the list. The block that Kramer made in the final seconds of the “Ice Bowl” has been called the signature play of the Lombardi era. That era is regarded as the greatest in NFL history. As our talks were ending, I asked Jerry how he felt about not being in the NFL Hall. “It doesn’t bother me at all,” he said. “In the early years I felt somewhat hurt, but not anymore. Hell, I’ve been awarded so many honors, so many. What’s one more?” He grabbed my hand, smiled, and left. Was he telling me the truth via that last question? I don’t think so, but that’s Jerry Kramer. He doesn’t complain about things. Well, maybe about his golf swing, and having seen it, I know why. I have tried to determine why a man with Jerry Kramer’s credentials is not in the NFL Hall; read many articles, talked to many writers. I have as yet not come across a plausible answer. The only one that makes any sense is that there are already too many Packers from that era who are already in the Hall. (13 of them, plus Coach Lombardi. Jim Taylor, Forrest Gregg, Bart Starr, Ray Nitschke, Herb Adderley, Willie Davis, Jim Ringo, Paul Hornung, Willie Wood, Henry Jordan,
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Dave Robinson, as well as Emlen Tunnell and Jan Stenerud.) But when you think of it, that makes no sense, either. Why should Kramer be penalized because he had good teammates? I am by no means the only one who has called for Kramer’s induction into the Hall. Many other writers and commentators also have the same view, as have scores of fans, former and current Packers’ players and coaches and even opponents. One of them was Cliff Christl, the former Milwaukee Journal sports columnist who also, for more than a decade, served on the NFL Hall of Fame selection committee. “As the Green Bay representative on the Pro Football Hall of Fame selection committee for the past 13 years,” Christl wrote in his Internet Blog, “There’s no question about what is in the minds of Packers fans when it comes to the subject, ‘Why isn’t Jerry Kramer in the Hall of Fame?’” The problem, Christl pointed out, had to do with the Hall of Fame’s selection committee. There are 46 members of the committee, 32 of whom are representatives of each NFL team, almost all of which are from the media. Within that group is a sub-group called the seniors committee. It is that group that votes on former players and coaches who have been retired for more than 25 years, Christl said. He added that since he is not a member of the seniors committee, he has no inside knowledge of why they vote as they do. (Cliff is a good man, and I have known him for some time, but if he, as a 13-year member of the selection committee, doesn’t know why the sub-group seniors committee votes as they do and why they have continually overlooked Kramer, then who in the world does know? Is there a goofy and dastardly conspiracy afloat here? Whatever it is, something is very wrong.) As the writer of this column, I have tried to point out the many reasons why Kramer should be in the Hall. When this column is printed, I plan to send a copy of it to the selection committee. If you are so inclined, I urge you to send them a short note with your views, as well. Send it to: Selection Committee Pro Football Hall of Fame 2121 George Halas Dr. NW Canton, Ohio 44708
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the WRIGHT Through August 3 Phantom of the Opera SIDE of Marcus Center for the Performing By Enis Wright
Arts, 929 N. Water St., Milwaukee Critics are raving that this breathtaking production is better than before. This is a not to be missed event this summer. Visit marcuscenter.org or call 414-273-7206.
August 9 – 10 Heritage Weekend Lisbon Community Park, N78 W26970 Bartlett Parkway, Sussex Along with the re-enactors from more than the Civil War, Roman/ Greeks, Marines and American Indian, you will be educated and enriched with the journey through history. Free family event from 10 a.m. – 5 p.m. on Saturday, 10 a.m. – 4 p.m. on Sunday. Visit lisbonparks.org.
KILLING TIME with Jim McLoone Through August 10 Wisconsin State Fair Wisconsin State Fair Park 640 South 84th St., West Allis Be sure to come more than once to this fair with different events going on every day! Visit wistatefair.com for listing of daily activities or 800-884fair.
August 14 – 17 Irish Fest Henry W. Maier Festival Park, 200 N. Harbor Dr. (Summerfest Grounds) www.irishfest.com
August 15 – 17 Port Washington Maritime Heritage Festival Coal Dock Park, Rotary Park and Marina Featuring the tall ship, Peacemaker, harbor cruisers, restored and handcrafted wooden boats, artisans’ market, historic activities and displays, music, entertainment, tours, children’s activities and much more. Visit portmaritimefestival.com for further details. August 16 Donna Lexa Memorial Art Fair Glacial Drumlin Trail (south of I-94 on Hwy 83), Wales Juried art fair, food, entertainment, kids’ area and much more, 9 a.m. – 4 p.m. August 16 - 17 Oconomowoc Festival of the Arts Fowler Park, Oconomowoc Enjoy the beautiful setting, juried art and entertainment on three different stages, food and so much more, from 10 a.m. – 5 p.m. Visit oconomowocarts.org for details. August 22 – 24 Germanfest 2014 Downtown West Bend The 29th annual Germanfest features great music, German food and much more. Visit westbendgermanfest. com for details. August 24 Palmer’s Steakhouse Tent Event 122 East Capitol Dr., Hartland Under the Big Tent, tickets available in advance or at the door. Cystic
Fibrosis Foundation tent event includes all you care to eat buffet, beer, soda, music and much more. From 1 – 7 p.m. Visit HYPERLINK “http:// www.palmerssteakhouse.com” www. palmerssteakhouse.com or call 262369-3939 for details. August 29 Senior Celebration at the Zoo Milwaukee County Zoo Seniors ages 55 and older with an ID will have free zoo admission from 9 a.m. – 3 p.m. Parking fee is $12. Annual event features activities, entertainment, health & wellness outreach, bingo and much more. For details call 414-256-5466 August Events at Jackson Crossings Retirement Community N168 W22026 Main St., Jackson Lakeshore Building, 262-993-2838 August 8 – Music by Elderberries 2 p.m., free of charge. August 8 Professional massage appointments, reserve a time and price, 262-677-8864. August 23 Professional massage appointments, reserve a time and price, 262-677-8864. August 26 Music by Gary Cross, 6 p.m., free of charge. ACTIVITIES IN AND AROUND THE AREA: Ongoing – September 4 Jazz in the Park Cathedral Square Park, Milwaukee Concerts take place Thursday evenings, 5 – 9 p.m. with music starting at 6 p.m. Visit easttown.com/events/jazz-
Deer Haven Golf Club The perfect senior course.
only $9.00 for 9 holes $16.00 for 9 holes with cart and $23.00 for 18 holes with cart
These rates are Monday through Friday only 7 am to 3pm
Senior leagues forming, weekday morning. Call to join fall and spring leagues.
Monday Mens • Tuesdays Women • Wednesday Couples • Thursday Mens Banquet hall available for parties up to 225 Weddings, anniversaries, birthday parties, meetings, funerals.
19180 W Cleveland Ave New Berlin • 262-650-0760 Ask for Jeff
AUGUST 2014 • 50PLUS
in-the-park for their lineup and band schedule. Through August 27 Waterfront Wednesday Concert Series Pewaukee Lakefront Park This free musical series is held (weather permitting) from 6 – 9 p.m. each Wednesday of the month. Visit positivelypewaukee.com for more information. THROUGH SUMMER: Pewaukee Lake Water Ski Show Lake Park, Pewaukee Enjoy the water ski show from 6:45 – 7:45 (weather permitting), Thursdays during the summer season. Visit positivelypewaukee.com for any updates on events. Badgerland Water Ski Show Frame Park, 1240 Frame Park Dr., Waukesha From Memorial Day through Labor Day this free event on the Fox River is for your enjoyment, Wednesdays, 7 p.m., (weather permitting). ON-GOING Alzheimer’s Support Group Cedar Bay West, Fellowship Hall, 5595 County Road Z, West Bend. Group meets the second Wednesday from 1 - 3 p.m. For details, call (262) 306-4230. Alzheimer’s Support Group Jackson Crossing Lakeshore Building N168 W22026 Main St., Jackson Support group held the third Wednesday of each month; 6 p.m. Respite care is available. Please call for reservations at (262) 993-2838. Afternoon Dance American Legion Post #449 3245 N. 124th St., Brookfield Everyone Welcome! Second Monday of every month, 1:30 - 3:30 p.m., Big Band dance, $3. • • • • • Charles Horwitz Planetarium S14 W28167 Madison St., Waukesha For more information on upcoming programs visit - www.waukeshaschools.com/planet.
Milwaukee Art Museum 700 N. Art Museum Dr. Open 10 a.m. - 5 p.m. Tuesday Sunday. Call (414) 224-3200 or go to www.mam.org. • • • • • Milwaukee County RSVP – Interfaith Older Adult Programs, Inc. Contact Eddie at (414) 220-8655 to be a volunteer. • • • • • Milwaukee Dancing Grannies Interested in becoming one of Milwaukee’s dancing grannies? Contact us at (414) 630-4493. • • • • • Museum of Wisconsin Art 300 South Sixth Ave., West Bend Public hours, Wednesday – Saturday 10 a.m. - 4:30 p.m. and Sunday 1 - 4:30 p.m. (262) 334-9638/ www.wisconsinart.org. • • • • • O.A.S.I.S. 2414 West Mitchell Street For seniors Fifty-Five Plus Travel Club meets monthly, second Friday of the month 8:30 a.m. Website: milwaukeerecreation.net/travel. • • • • • Potawatomi Bingo Casino Senior Day is every Tuesday of the month. That means more chances for you to win! • • • • • Schlitz Audubon Nature Center 1111 E. Brown Deer Rd., Milwaukee Call for information at (414) 3522880 Ext. 0. • • • • • SC Johnson Tours Golden Rondelle Theater 1525 Howe St., Racine Reservations are required; admission is free, open all year on Fridays only. Offering three tour programs that run from 1 to 3.5 hours. Visit website to schedule a tour at scjohnson.com and for tours of 20 or more, call (262) 260-2154. • • • • • Square Benders Club Modern square dance lessons for singles and couples. Call for details at (414) 355-9424 or (414) 964-5443. • • • • •
• 21A
SUNDAY AUGUST 24, 2014 1:00PM TO 7:00PM AT PALMER’S STEAKHOUSE
UNDER THE BIG TENT
122 EAST CAPITOL DRIVE • HARTLAND, WI Tickets: INCLUDES: $30.00 Advance ALL YOU CARE TO EAT $35.00 At The Door BUFFET - 1-6pm MILLER BEER, WINE & SODA LIVE MUSIC FROM 1pm - 5pm Pyles of Rhythm (2nd to last
performance)
SILENT AUCTIONS Enjoy Games & Raffles LIVE AUCTION FROM 5-7pm MC Jim Paschke throughout the day! Voice of the Milwaukee Bucks for more information or to order tickets 262-369-3939 or stop in at Palmer’s Steakhouse www.palmerssteakhouse.com
A Milwaukee County Zoo and Zoological Society of Milwaukee Partnership
6069F14
22A • 50PLUS • AUGUST 2014 KILLING TIME continued from page 4A
Our board-certified family nurse practitioners will work with you to develop a personalized plan to prevent disease, improve your health and help you stay well. We’ll even send your visit summary directly to your doctor. Call 855-WALGREENS (1-855-925-4733) to schedule an appointment at a clinic near you. Located at select Walgreens:
Brookfield 2205 N. Calhoun Rd. South Milwaukee 2985 S. Chicago Ave. Mequon 11270 N. Port Washington Rd. Waukesha 221 E. Sunset Dr. Milwaukee 1400 E. Brady St. Wauwatosa 10800 W. Capitol Dr. Milwaukee 6030 W. Oklahoma Ave.
•Patients must be a current Medicare beneficiary and not have had this service in the past 12 months in order to be eligible for the $0 out-of-pocket cost. Call 1-855-925-4733 to verify your eligibility. If your Medicare coverage is through a private health plan (Medicare Advantage), contact your health plan to confirm that this service is covered at no cost in a retail clinic setting. Patient care services provided by Take Care Health ServicesSM, an independently owned professional corporation whose licensed healthcare professionals are not employed by or agents of Walgreen Co. or its subsidiaries, including Take Care Health Systems, LLC 13PC0037
thought-to-be deadly cancer. All the great desserts his mom, Edna, prepared for him probably helped, too. My apologies to his wonderful wife. Z Z Z Z Z A couple of decades ago, we sold five publications to the parent company of the Milwaukee Journal-Sentinel. We didn’t realize how left leaning it is. I believe the person who dictates the editorial policy should see a chiropractor before he tips over to the left. Z Z Z Z Z We’re told that before you buy a new TV that you should stand off to the sides of the screen to determine picture quality. Z Z Z Z Z We think we’re on top of the world, but, in reality, Japan, Canada, Australia and most of the Western European people have a greater average net worth than we Americans. We average $44,900 per adult in net worth. Z Z Z Z Z Dave Letterman, who will retire next year (Or so he says) has outlasted three late night contenders for audience and is out-talking the fourth. Letterman not only knew the rules of late night television, but wittingly broke most of them. Z Z Z Z Z How’d you like to be 89 years old like Pete Hornburg, a retired Templeton School mathematics teacher, and play golf in the 40’s? He recently scored a 41 for nine holes. Z Z Z Z Z When you make a few too many mistakes, you always can hope to do better after reincarnation. Z Z Z Z Z When will the Affordable Care Act cover such mental lapses like stupidity? Don’t you wonder sometimes how certain people have gotten by in life as well as they have? Who knows? They may wonder the same things about us. Z Z Z Z Z
For most of us, the July 4th weekend was family time. No. There was not even a fifth for the Fourth. Z Z Z Z Z California Chrome got a bit tarnished in the Belmont Stakes. Z Z Z Z Z Don’t you question, at least in your own mind, how certain businesses survive now that they have those patience-losing phone answering systems? Z Z Z Z Z Being into working with words and not things like algebraic computations, I look back on my school time and know that if the fellow sitting next to me wasn’t about as inept at it as I was, I would have had a much better grade point in it. Z Z Z Z Z Is there anyone who doesn’t know why parading horses always bring up the rear in parades? Z Z Z Z Z How about those 29 million GM cars that are due (or were) for recalls? Might you wonder if those Willys, Studebakers, Plymouths or Packards were manufactured today, would they be built better? Z Z Z Z Z August brings the morning dew to the grass, but it also brings occasions for bratwurst smothered in sauerkraut, a cold brew and ears of corn salted, peppered and dipped in melted butter. For too many of us that even beats those State Fair whipped cream filled specialties. Z Z Z Z Z A son has a leased vehicle. He told the lessors representative that he has a squeak in the left front end when he makes a left turn. What can be done about it, he asked? The man didn’t hesitate a moment before saying, “Just turn up the radio’s volume a bit.”
LOOKING FOR A GOOD READ? CHECK US OUT AT:
mymilwaukeelife.com
AUGUST 2014 • 50PLUS
Amerifest honored Veterans, Armed Forces Spring Creek Church, Pewaukee, recognized as “a place where people matter,” recently hosted about 4,500 persons at three concerts, a free picnic, numerous outdoor activities and for the viewing of over 200 antique motor vehicles at Amerifest, on a recent Sunday set aside to honor the Armed Services and veterans thereof. Also on the expansive grounds of the church were representatives of the Pewaukee Fire Department, Rescue Squad and Police Department. Many state and area dignitaries were in attendance. This 26th annual community event featured as guest speaker at the three morning concerts Rear Admiral Barry C. Black, U.S. Senate Chaplain. Well over 350 veterans shared the stage with him in the impressive and much-applauded ceremonies. Church Pastor Chip Bernhard, who emceed the events, thanked the over 600 volunteers, who served in various capacities, for their help in staging this successful tribute to the veterans and current members of the Armed Force of the United States of America. The volunteers included a 40-member choir singing patriotic songs plus an orchestra. Pastor Don Forness led the musical entertainment. Hundreds of food donations were given to local food pantries and monetary donations went to the Heal Our Patriots organization.
Rents Start at $679
• 23A
1 month FREE rent with signed application & approval
C a ll fot r Ren S p e c ia ls
WELCOME: Pastor Chip Bernhard. He serves along with pastors Don Forness and Tom Price at popular Spring Creek Church.
Burnham Village
Gonzaga Village Sunset Heights West Allis
Waukesha
Cifaldi Square
Oak West
Valentino Square
West Milwaukee Cudahy
GUEST SPEAKER U.S Navy Rear Admiral Barry C. Black, who is the U.S. Senate Chaplain, was both impressive and heart-warming as he gave a stirring talk.
AMERIFEST: The peaceful appearing Spring Creek Church, fronting on Capitol Drive, Pewaukee, is a hub of worshipping activity every Sunday, but recently hosted about 4,500 people of various denominations at Amerifest.
West Allis
West Allis
24A • 50PLUS • AUGUST 2014
Connecting Aging Veterans to their Benefits Recognizing the
50th Anniversary of the Vietnam War The Milwaukee County’s Veteran Services Office and the Department on Aging delivering benefits to veterans and surviving spouses of veterans
Monday, September 15, 2014 9:00am - 1:00pm
Milwaukee County War Memorial 750 N. Lincoln Memorial Drive Special Presentation at 9:00am & 11:00am
Pre-registration is required by calling (414)289-6640 or email agingevents@milwcnty.com Free - Admission, Parking and Refreshments Sponsored by: Gain awareness of the benefits you are eligible for Ask questions about your benefits and pension On-site registration for certain benefits is available Additional information and registration about community services will be provided (foodshare, energy assistance, home repair, and legal action)
Free parking available in the O’Donnell Parking Structure and in the lot north of the War Memorial Milwaukee County Department on Aging 1220 W. Vliet Street , Milwaukee WI, 414-289-6874 www.county.milwaukee.gov/aging Milwaukee County Veterans Services Office, 6419 W. Greenfield Avenue, Milwaukee, WI www.county.milwaukee.gov/ VeteransAffairs7757.htm, 414-266-1235
AUGUST 2014 | SECTION B
Assistance in Living
DIRECTORY
WHAT’S INSIDE . . . . . . . .
Diabetes on the rise . . . . . . . . . . . . . . . . . . .16B Aunt Emma. . . . . . . . . . . . . . . . . . . . . . . . . 17B We saw you at. . . . . . . . . . . . . . . . . . . . . . . 18B
2B • 50PLUS • AUGUST 2014
Assistance in Living DIRECTORY CEDAR BAY ASSISTED LIVING
More Life. More Style.
5595 County Road Z, West Bend 262.306.4299 • cedarcommunity.org 101 Cedar Lane, Elkhart Lake, 920-876-4050 • cedarlanding.org A division of Cedar Community, the nation’s 86th largest not-for-profit continuum of care provider, Cedar Bay Assisted Living provides an ideal home for those who need some assistance with activities of daily living. A unique service plan is created for each resident to ensure every person receives the services he or she needs while still being able to maintain his or her current lifestyle and personal privacy. Cedar Bay Assisted Living in both West Bend and Elkhart Lake offer on-site awake nursing staff 24 hours per day, seven days per week; three delicious restaurant-style meals; medication assistance; weekly housekeeping; a vibrant program of social and recreational activities; emergency call system; reception services including transportation; and much more! Respite and rehab stays also available. Natural settings, a bias toward the healing aspects of autonomy and activity, and a not-for-profit mission all help make Cedar Bay a decision the whole family can feel good about.
CLEMENT MANOR RETIREMENT COMMUNITY ASSISTED LIVING
9339 W. Howard Ave., Greenfield 414 546-7000 • www.clementmanor.com Enjoy a continuum of health and well-being where personal growth and intellectual stimulation are available regardless of physical limitation. Our spacious apartments feature all the necessary amenities and are just a few steps away from the on-site chapel, bank and gift shop. Breakfast and dinner are included daily and lunch is available casually in the cafeteria or restaurant-style in the dining room. Weekly housekeeping and linen service are included so you can spend more time at the Center for Enrichment enjoying classes, Bible study, field trips, yoga or swimming in our warm water pool. Sponsored by School Sisters of St. Francis.
THE COURTYARDS AT LUTHER MANOR
FREE DINING THROUGH 2014! Ask us for details. • Three desirable locations close to everywhere you want to be • Innovative architectural details throughout, in your own superbly crafted private residence and our beautifully conceived common — but oh so uncommon — areas • Tranquil, professionally landscaped & carefully tended grounds • Dine and unwind with chef-prepared meals • On-site medical center, fitness center, bank, beauty salon and Internet café all designed around you • Luxury living, good friends and great times
REGENCY BROOKFIELD
777 N. Brookfield Rd.
262-780-0321
REGENCY MUSKEGO
3.5 mi. S of I-43 on Racine Ave.
262-679-0888
REGENCY NEW BERLIN
13750 W. National Ave.
262-789-1699
RegencySeniorCommunities.com
4545 North 92nd Street, Wauwatosa, WI 414.464.3880 • www.luthermanor.org Contact Client Relations at 414.464.3880 • live@luthermanor.org The Courtyards at Luther Manor takes a flexible, individualized approach to Assisted Living. From the privacy of personal resident single rooms and tworoom suites, to the enjoyment of socializing and sharing experiences with other seniors, The Courtyards offers a distinct blend of support, life enrichment and senior care services. Personalized care plans allow residents to tailor services best suited to their needs and abilities. 24-hour, trained nurses are available to assist residents with daily living activities such as bathing, dressing and medication supervision, while encouraging maximum mobility in a safe, caring environment. In addition to comfortable lounge areas for reading and visiting, we also have family rooms with kitchenettes and outdoor patios that are perfect for entertaining. Our large Life Enrichment Center hosts everything from lively card games and uplifting Bible studies to exercise classes, musical participation groups and arts and crafts projects. The Luther Manor community also offers onsite conveniences such as a clinic, pharmacy, beauty salons/barber shops, convenience stores and an ice cream parlor. Pastoral care, worship services and a variety of social and entertainment opportunities are available, as well. In addition to assisted living, Luther Manor provides retirement housing and long-term care options, as well as rehabilitation services, adult day services and hospice care.
AUGUST 2014 • 50PLUS
• 3B
Assistance in Living DIRECTORY CREATIVE LIVING ENVIRONMENTS, LLC
(Five Homes throughout Milwaukee & Waukesha) 4926 W. Washington Blvd., Milwaukee Contact Person: Laurie Hintz 414 258-9955 • www.cle-ccls.com Creative Living Environments, LLC in Milwaukee and Waukesha counties is an assisted living company consisting of five gracious neighborhood homes and our NEW assisted living center opening in the fall of 2014, Haven at Sweet Applewood, promote physical and emotional well being, self worth and independence. Our staff is uniquely skilled in assisting and supporting seniors. Each home is a state licensed Community Based Residential Facility (CBRF). We work together with residents and their families to enhance our residents’ quality and enjoyment of life. Sweet Applewood, a 24 bed facility, will be our new addition to our family of homes in Milwaukee County, and will excel in supporting seniors with mobility needs and those who must rely on caregivers to assist them, as well as seniors with complex medical, physical frailties and memory care needs. Monthly rent ranges from $3150 to $3800 depending on private or shared room and level of care.
The Courtyards
at Luther Manor
Extra help when you need it most. The Courtyards at Luther Manor takes an individualized DQG Ă H[LEOH DSSURDFK WR $VVLVWHG /LYLQJ )URP WKH SULYDF\ RI SHUVRQDO DSDUWPHQWV WR WKH HQMR\PHQW RI VRFLDOL]LQJ DQG VKDULQJ H[SHULHQFHV ZLWK RWKHU VHQLRUV The Courtyards RIIHUV D GLVWLQFW EOHQG RI VXSSRUW OLIH HQULFKPHQW DQG KHDOWK FDUH VHUYLFHV For more information or to schedule a private tour, please contact Maureen Robinson at (414) 464-3880, ext. 747 or mrobinson@luthermanor.org.
4545 N. 92nd St. • Wauwatosa, WI 53225 (414) 464-3880 • www.luthermanor.org
FOREST RIDGE, A WIMMER COMMUNITY SENIOR RESIDENCE
11077 W. Forest Home Ave – Hales Corners, WI 53130 Patti Frost – Administrator Mary Zurowski – Resident Services Coordinator 414-425-1148 Forest Ridge, a Wimmer Senior Community Residence, is your affordable hometown senior community and a proud recipient of SeniorAdvisor’s 2013 Excellence Award for “having received consistently high ratings from residents and their families.� Forest Ridge feature 208 residences with 1 bedroom, 2 bedrooms with 2 bath, and 1 bedroom with den apartments, many with patio or balcony. If you join our community as an independent resident and your needs change, you may stay in your same apartment while accessing the services of our Assisted Living Program. Rents start at $924 with an optional and flexible meal plan available at a modest additional cost. Our community offers an expansive array of recreational and lifestyle opportunities. Our resident social calendar includes a variety of activities, special events, tours and trips. For your convenience, we offer a daily dining program, enclosed parking, a full service bank, country store and a beauty salon/barber shop, all within the facility. In addition to our onsite Wheaton Franciscan Medical office, scheduled transportation is available, shopping, special events, tours and trips. Health staff consists of RN, LPN’s and Certified Nurse’s Aides. At Forest Ridge, we make a very special lifestyle possible. You will find the affordable retirement you want with the services you may need to assist you through the years.
4B • 50PLUS • AUGUST 2014
Assistance in Living DIRECTORY HERITAGE COURT
N48 W14250 Hampton Ave., Menomonee Falls Contact Person: Julie Koestler 262-442-1540 This is a 34 unit, secure Memory Care residence. When you enter the doors of Heritage Court you will find a warm and compassionate community with a very home-like atmosphere. We have caring, dedicated caregivers on staff 24 hours a day to provide our residents with love, respect and dignity. With an enclosed outdoor garden, residents can enjoy the outdoors in a safe and secure area. We provide three home-cooked meals a day and snacks and have an array of activities for everyone to enjoy. All private suites with private bath. Activities: outings, movies, cards, daily events and more. Affiliations: Lexington Heritage, Heritage at Deer Creek, Heritage West Allis and Heritage Elm Grove.
HERITAGE AT DEER CREEK
3585 S. 147th St., New Berlin Contact Person: Ivory Heinen 262 432-0222 Assisted Living and Memory Care residence. Within Heritage at Deer Creek you will find a warm and compassionate community where daily assistance is provided with love and utmost respect for personal integrity of our residents. Our compassionate staff is trained to serve with an open heart and friendly smile. Living arrangements: Assisted Living – 43 apts., studios, 3 sizes/1 bedrooms, 2 bedrooms/2 baths, walk-in showers, individually controlled heat and air, kitchenette. Pets welcome. All utilities except telephone included. Memory Care – 33
private suites with bathrooms, most with walk-in showers. Monthly rent: Assisted Living – start at $2,955; Memory Care – start at $3,800. In house physician, podiatrist, coordination of therapies and lab services. Activities: lunch outings, movies, cards, bingo, happy hour and more. Affiliations: Lexington Heritage, Heritage Court, Heritage West Allis and Heritage Elm Grove.
HERITAGE WEST ALLIS
7901 W. National Avenue, West Allis, WI 53214 Contact Person: Chris Kohn 414 302-9700 Heritage West Allis offers an elegant, Assisted Living and Memory Care community where daily assistance is provided with love and the utmost respect for personal integrity of our residents. Choose from studio, one and two bedroom apartments with no entrance or endowment fee. Within each apartment is a kitchenette, private bath with walk-in-shower, spacious closets and a reassuring personalized emergency call pendant. Amenities include: community pub, beauty shop, fitness center, community room and library. Professional care giving staff is available 24 hours a day to assist you with anything from bathing to medication administration. Heritage Memory Care Neighborhood specializes in care for residents with Alzheimer’s or other related Dementias. Our two 20-suite communities offer residents an uncomplicated design with home-like private accommodations. 40 residents will reside in private suites with bath and walk-in showers. A beautiful secure interior courtyard will provide safe access to the outdoors. Our activity program is designed to stimulate and engage the residents remaining cognitive strengths. Affiliates: Heritage at Deer Creek, Lexington Heritage, Heritage Court and Heritage Elm Grove.
Lake Country
Lake Country Landing
HEALTH AND REHABILITATION CENTER
AN ASSISTED SENIOR LIVING COMMUNITY
2195 N. Summit Village Way Oconomowoc, WI 53066 262.567.4662
2255 N. Stonehedge Trail Oconomowoc, WI 53066 262.567.4912
AUGUST 2014 • 50PLUS
• 5B
Assistance in Living DIRECTORY JACKSON CROSSINGS RETIREMENT COMMUNITY
N168 W22022 Main Street, Jackson, WI 53037 Contact Person: Amy Lloyd 262 993-2838 Living on the Lake is important to many Wisconsin residents. At Jackson Crossings, people enjoy the birds, gardens and fishing on a small “Northwood’s” lake among friends and family. Our spacious one bedroom, two bedroom and studio apartments include lakeside patios or balconies, utilities, cable TV, housekeeping, towel and linen service, concierge service and much more. Depending on the services provided, monthly fees range from $2,390 to over $5,000 per month and include a meal plan, fitness and wellness programs as well as many recreational activities such as bus tours, theater outings, live music and entertainment, art programs, wine tastings, barbecues, theme parties, Bingo, card parties, family picnics, transportation to shopping and more. The best things about Retirement Living at Jackson Crossings are the excellent services and outstanding staff who make you the priority. If you should need rehabilitation or other help, you can receive the best care and never have to leave. Independent Apartments, Assisted Living and Memory Care are available. Our staff includes RN’s, CNA’s, a social worker, therapists and a certified Alzheimer’s educator. No entry fee or endowment is required and pets are welcome.
LEXINGTON HERITAGE
5020 S. 107th St., Greenfield Contact Person: Julie Koestler 262-422-1540 A 20 unit Assisted Living residence. When you enter the doors of Lexington Heritage you will find a small and comfortable facility with a very home-like atmosphere. Throughout the days many enjoy sitting in our sunroom viewing the beauty of our private patio. We have caring, dedicated caregivers on staff 24 hours a day to provide our residents with love, respect and dignity. We provide three home-cooked meals a day and have an array of activities for everyone to enjoy. Studio, large and small/bedrooms with private bathrooms. 2 bedroom/2 baths. All units have microwave and refrigerator. There is no enrollment/endowment fee. Activities: musical entertainment, trivia, crossword puzzles, church services, Pokeno, crafts and van for transportation. Affiliations: Heritage at Deer Creek Assisted Living and Memory Care, Heritage Court Memory Care, Heritage Eau Claire, Heritage West Allis and Heritage Elm Grove.
LAKE COUNTRY LANDING ASSISTED LIVING
2255 N. Stonehedge Trail, Oconomowoc Contact Person: Lori Lutze 262-560-2550 • lakecountrylanding.com Lake Country Landing Assisted Living is for profit and has 60 apartments. Types of rooms include 1 bedroom and 2 bedrooms. There is a $2,000 deposit which is refundable. Monthly rent averages $4,300 which is all inclusive and includes meals. There is a variety of recreational programs seven days a week. You will find 24/7 assistance with care as needed. Our facility has a van, full time nurse, and 24/7 caregivers. Affiliated with Lake Country Health & Rehabilitation.
Silverado communities enrich the lives of individuals and families affected by memory loss through exceptional care, a highly skilled staff and unmatched service.
Conveniently located in Brookfield and Menomonee Falls.
Memory loss... shouldn’t take away purpose and passion in life
(866) 522-8125
memory care | communities
silveradocare.com/50plus
6B • 50PLUS • AUGUST2014
Assistance in Living DIRECTORY PROHEALTH CARE REGENCY SENIOR COMMUNITIES BROOKFIELD
Faith is the Heart of Our Home Assisted living • Skilled nursing Short-term rehab • Memory care • Respite care SPONSORED BY THE SISTERS OF THE DIVINE SAVIOR
Compassionate Care Since 1876
414-463-7570 • www.stannessc.org
3800 N. 92nd Street • Milwaukee, WI 53222 • info@stannessc.org
Your kids are moving to college this fall ... where will your parents be? CLEMENT MANOR INDEPENDENT APARTMENTS Discover our enriching community with plenty of amenities for those 62 and better: • Beautiful studio, one- and two-bedroom apartments with walk-in showers • Access to daily activities and church services, cafe, library, bank, hair salon and convenience store • Restaurant-style dining and special-occasion parties
Clement Manor has been helping families transition for more than 30 years!
• Enriching, lifelong learning courses and presentations • 24-hour security system • Free heat, water and electricity • Direct access to emergency nursing staff • Surface parking/indoor parking optional
WE’RE READY FOR YOU AT CLEMENT MANOR! For more information, contact Kim at 414.546.7000 or e-mail info@clementmanor.com. Sponsored by the School Sisters of St. Francis
9405 W. Howard Ave • Greenfield, Wis. clementmanor.com
777 N. Brookfield Rd. Brookfield Contact Person: Terry Sommers -Director of Community Services 262-780-0321 • www.RegencySeniorCommunities.com Regency’s Assisted Living offers seniors the privacy and independence they want with the individualized support services they may need. We provide two levels of care to residents as their needs change, reducing the need for a future move. Residents will also appreciate the convenience of the newly opened onsite Nurse Practitioner Office. And as part of the ProHealth Care family, we also offer free transportation to ProHealth Care medical appointments. We have 94 studio and one-bedroom apartments ranging from $2,625 - $5,030 a month. Our rent includes a meal plan, nursing services, and many social and recreational opportunities such as cards, excursions, baking, exercise programs and worship services. Our staff includes an RN, LPNs and CNAs.
PROHEALTH CARE REGENCY SENIOR COMMUNITIES – MUSKEGO
W181 S8540 Lodge Blvd., Muskego Contact Person: Judy Sorce -Director of Community Services 262-679-0888• www.RegencySeniorCommunities.com Regency-Muskego’s Assisted Living programs provide several levels of care to meet the changing needs of our residents. Our 96 one bedroom apartments offer residents the privacy, independence, and comfort they want with the excellent care, compassion and respect they need, all for one affordable monthly fee of $3,395 - $4,895 per month. Besides offering three chef prepared meals daily, our residents enjoy hundreds of different types of activities including trips, socials, fitness, educational, recreational and spiritual programming. Around the clock care is provided by our staff of Registered Nurses and Certified Nursing Assistants. Our Attended Care Program is a better alternative to a nursing home, allowing people with higher physical or memory needs the privacy of their own apartments and excellent care at an affordable price. Free transportation to ProHealth Care clinics and hospitals is also available.
PROHEALTH CARE REGENCY SENIOR COMMUNITIES – NEW BERLIN
13750 W. National Avenue, New Berlin Contact Person: Stacey Cheney -Director of Community Services 262-789-1699• www.RegencySeniorCommunities.com At the Regency New Berlin Assisted Living, we have 88 one bedroom and studio apartments. We also offer assisted living services in our independent one and two bedroom catered care apartments. As part of the ProHealth Care Family, we provide various levels of care for your changing health care needs, which enable many residents to avoid future moves to other facilities. Assisted Living rents range from $3,250 to $4,745 depending on the level of care and apartment size. Rent includes 3-meals a day, basic utilities, housekeeping, bed-linen change, and personal care services. We also provide recreation and activities including free musical entertainment, exercise classes, crafts, book and card clubs, bingo, day outings and church services. Free transportation is provided for group events. All apartments are equipped with an emergency call system, and we have on-site nurses available 8 hours a day, seven days a week, and on-call 24/7. Certified nursing assistants are on-site 24/7 for personal care services and emergencies.
AUGUST 2014 • 50PLUS
• 7B
Assistance in Living DIRECTORY SHOREHAVEN TOWER ASSISTED LIVING
1305 W. Wisconsin Ave., Oconomowoc WI 53066 Contact Person: Sue Pooler 262 567-8341 or spooler@lho.org www.shorehavenliving.org/ Shorehaven Tower offers freedom of choice in a beautiful residential setting. Part of the Shorehaven Campus, Shorehaven Tower consists of 75 apartments, including studio, one and two bedrooms with no enrollment fee. Monthly rates range from $2,241 to $4,441 and from 325 to 975 square feet. Two meals a day are included in the fee. Activities, trips, weekly housekeeping and linens change, wellness clinic and health monitoring, satellite TV/Wi-Fi, transportation arrangements, all utilities, free use of washers and dryers, emergency response system, computer use and flu shot clinic on site. We have trained staff on duty 24/7 with two full-time nurses on staff. Spouses may share apartments. Assisted living provides friendship, menu choices, mental stimulation, access to services and freedom, all within a safe living environment. Shorehaven Tower residents enjoy their choice of services, menus, activities and amenities on a convenient, price-friendly a la carte basis. Also, there is access to the public Café LaBelle for breakfast or lunch, and the Center for Life Enrichment for classes and events. Continuum of care, lake access, pontoon rides on beautiful Lac La Belle, banking and beauty and barber shop on site. Also, lab, podiatry, dental and eye services available on site. Celebrating its 75th year, Shorehaven is the trusted, faith-based resource of choice for community seniors. Its mission is, “Reflecting Christ’s love, we provide homes and resources for seniors.”
SEE WHAT A GREAT CATCH THE POLONAISE ASSISTED LIVING COMMUNITY REALLY IS WHEN YOU JOIN US FOR A...
FREE FISH FRY! TAKE A TOUR OF OUR EXCEPTIONAL ASSISTED LIVING COMMUNITY AND GET A COUPON TO COME BACK FOR A FREE FISH FRY!
CALL (414) 281-3400 TODAY! The Polonaise Assisted Living
1500 W. Sonata Drive • Milwaukee • 2 Blocks South of Howard on 13th St. * While supplies last. Call for complete details.
Introducing...
Windsor Place Assisted Living at Tudor Oaks
SILVERADO-BROOKFIELD
1105 Davidson Rd., Brookfield Contact Person: Debbie Bayee 262-641-9020 • www.silveradocare.com Beautiful, 95 capacity facility that is for profit, sunny, private and companion rooms with attractive views of courtyard and beautiful neighborhood. Cost of enrollment/endowment fee of $4,000 monthly rent $198/day - $250/day, ($5,940 – $7,500 monthly) with the meal plan included. Recreation and programs include age appropriate engagements that build self-esteem, maintain dignity and offer opportunities for growth and creativity. The advantages of assisted living include strong clinical program, licensed nurses around the clock, specialized caregiver training, enriching programs and gourmet food. Our facility offers access anytime (no visiting hours), pets and children create a homelike atmosphere, gardens, walking paths and putting green in secured courtyard.
SILVERADO OAK VILLAGE
W128 N6900 Northfield Drive, Menomonee Falls Contact Person: Christine Denton 262-532-0800 • silveradocare.com Beautiful facility with a capacity of 50, for profit with sunny, private, companion rooms with vaulted ceilings, small kitchenettes, private bathroom and showers. Cost of enrollment/endowment fee, $4,000 with monthly rent of $198-$250 per day, meal plan included. Recreation and programs include age appropriate engagement that builds self esteem, maintains dignity and offers opportunities for growth and creativity. Advantages of assisted living at Silverado Oak Village include a home like environment that offers around the clock, on-site nurses, restaurant style meals and tailored engagement provides a safe and quality of life style. Advantages also include strong clinical programs with Physician Medical Director. Access anytime (no visiting hours), pets that live in our community, strong multigenerational program with children.
*
F
rom wellness opportunities to lifestyle activities and chef prepared meals, all our assisted living programs are designed to address the “whole person.”
W
herever you or your loved one are on life’s journey, we invite you to call or stop in to discuss your situation and needs with our professional consultants.
Offering multiple levels of care and providing the lifestyles and environments that allow people to live to their greatest potential.
Windsor Place
Assisted Living For those seeking a bit of help with life’s daily tasks such as bathing, dressing and medication management.
Windsor Place
Memory Care For those experiencing memory loss and associated concerns.
414-525-6500
www.TudorOaks.net
S77 W12929 McShane Drive, Muskego, WI 53150
Tudor Oaks is owned and operated by American Baptist Homes of the Midwest, a not-for-profit provider of senior health care since 1930.
8B • 50PLUS • AUGUST 2014
Assistance in Living DIRECTORY
CEDAR BAY
ASSISTED LIVING AT ST. CAMILLUS
CEDAR BAY AT ELKHART LAKE
CEDAR BAY AT WEST BEND
CLEMENT MANOR
FOREST RIDGE SENIOR RESIDENCES
CREATIVE LIVING ENVIRONMENTS, LLC.
HERITAGE COURT
AUGUST 2014 • 50PLUS
• 9B
Assistance in Living DIRECTORY
HERITAGE WEST ALLIS LUTHER MANOR
HERITAGE AT DEER CREEK
LAKE COUNTRY LANDING ASSISTED LIVING
JACKSON CROSSINGS RETIREMENT COMMUNITY
Lake Country
Lake Country Landing
HEALTH AND REHABILITATION CENTER
AN ASSISTED SENIOR LIVING COMMUNITY
2195 N. Summit Village Way Oconomowoc, WI 53066 262.567.4662
2255 N. Stonehedge Trail Oconomowoc, WI 53066 262.567.4912
PROHEALTH CARE REGENCY SENIOR COMMUNITIES – BROOKFIELD LEXINGTON HERITAGE
10B • 50PLUS • AUGUST 2014
Assistance in Living DIRECTORY
PROHEALTH CARE REGENCY SENIOR COMMUNITIES-NEW BERLIN
PROHEALTH CARE REGENCY SENIOR COMMUNITIES-MUSKEGO
ST. JOHN’S MANOR
SILVERADO OAK VILLAGE
SILVERADO BROOKFIELD ST. CLARE TERRACE
ST. ANNE’S SALVATORIAN CAMPUS
AUGUST 2014 • 50PLUS
Assistance in Living DIRECTORY
ST. MARY’S MANOR VMP-MANOR PARK
SHOREHAVEN
VILLA ST. FRANCIS TUDOR OAKS
WILSON COMMONS – THE POLONAISE
VMP-TRINITY VILLAGE
• 11B
12B • 50PLUS • AUGUST 2014
Assistance in Living DIRECTORY ST. ANNE’S SALVATORIAN CAMPUS
3800 N. 92nd St., Milwaukee Contact Person: Jill Hogan 414-463-7570 x401 St. Anne’s Salvatorian Campus is affiliated with the Sisters of the Divine Savior and is a non-profit facility. St. Anne’s capacity includes 43 assisted living and 51 enhanced assisted living apartments. Assisted living apartments are studios, one bedroom and two bedrooms; enhanced assisted living apartments are spacious studios; and all apartments include private bathrooms and kitchenettes. Spouses may share apartments. There is a non-refundable enrollment/endowment fee for assisted living, and the fees for enhanced assisted living are refundable in six months. Monthly rent starts at $3,690 - $5,740 for assisted living; $4,500 - $5,500 for enhanced assisted living; and all include a meal plan. Our recreation/programs include exercise and yoga classes, scripture studies, bus outings, social clubs, art and music, book club, table games, cooking and baking, and pet visitors. Medical personnel on staff include an RN director, LPNs and CNAs. Residents have the comfort of their own private apartment and support and services they need, while continuing to be as independent and active as possible. St. Anne’s also offers memory care, rehabilitation services, beautiful park with walking paths and pond, worship services and much more.
ST. CAMILLUS ASSISTED LIVING
10101 W. Wisconsin Ave, Wauwatosa, WI 53226 414-259-6310 St. Camillus Assisted Living is a network of service programs designed to meet different levels of need in a safe, wellness-oriented and serene setting. These service programs provide four levels of care to meet the diverse needs experienced by seniors. St. Camillus Assisted Living is integrated within a full continuum of care that includes independent living, skilled nursing, rehabilitation therapy, home care and hospice. Our Assisted Living and Memory Care Programs are designed to carefully monitor and provide support around the clock. The 24-hour a day availability of staff to regularly assess any changing health needs provides greater assurance to residents and family. Our caring team of nurses and residential aides blend residents’ independence and daily support. Our recreational therapy team offers varied opportunities for meaningful social, physical and spiritual activities. St. Camillus Assisted Living offers one bedroom apartments and studios. St. Camillus offers an on-site medical clinic, massage therapy, podiatrist and pharmacy services. Additional on-site services include transportation, banking, beauty salon, country store, library and chapels. St. Camillus is a faith based, not for profit, organization sponsored by the Catholic Order of St. Camillus and has served the Milwaukee area for more than 75 years.
Warmth of Hom Memory Care
AUGUST 2014 • 50PLUS
• 13B
Assistance in Living DIRECTORY ST. CLARE TERRACE
3553 S. 41 St., Milwaukee 414 649-0730 The finest assisted living apartment homes for seniors who may need help with life’s day-to-day needs. Spacious apartments feature all the necessary amenities including walk-in showers. Enjoy three meals prepared daily, a beauty shop, scheduled activities and the professional care of an on-site nurse who can help you with your medical and health questions. Another benefit is the beauty and spiritual comfort of our on-site chapel. St. Clare Terrace helps families combine their personal independence with professional care. Sponsored by the Franciscan Sisters of St. Clare and managed by Clement Manor, Inc.
Enhancing care, Enriching home, Enjoying life
ST. JOHN’S MANOR
812 Marquette Ave., South Milwaukee 414-762-2511 St. John’s Manor offers personal attention with full-time nursing assistants, full-time activity staff and a charming home-like atmosphere. Living arrangements include private rooms and activities such as bingo, van rides, entertainment, community programs, a patio and a transportation van. There is a refundable enrollment fee.
ST. MARY’S MANOR
1314 Missouri Ave., South Milwaukee 414-762-8026 St. Mary’s Manor offers personal attention in a charming home-like atmosphere and provides many levels of care. The facility has private rooms, full-time nurses and a full-time activity staff. Most popular activities include bingo, van rides, entertainment programs, community programs and the outdoor deck. There is a refundable enrollment fee.
Welcome
to the
new
Senior Lifestyle in Hales Corners
TUDOR OAKS RETIREMENT COMMUNITY
S77 W12929 McShane Dr., Muskego Contact: Marketing 414 525-6500 Tudor Oaks Retirement Community is affiliated with American Baptist Homes of the Midwest and is non-profit. Capacity of the facility includes 36 RCAC and 22 CBRF Memory. CBRF rooms include a studio with private bathroom and shower. RCAC rooms - an alcove with separate bedroom, living and tea kitchen with private bath. Enrollment/endowment fee is only for Independent Living. Spouses may share room/apt. Refundable based on contract selected and monthly rent based on care level. Meal plan included with monthly fee. Our recreation/programs include fitness classes, swimming, music, games, spiritual programs, bus trips and entertainment. Medical personnel on staff include a CNA 24/7 on the floor, and RN 24/7 on campus. Assisted living helps residents stay as independent as possible while providing for their needs. Residents enjoy social opportunities while living in a safe and happy community. All housing is under one roof from independent to assisted to skilled with rehab care. Long term staff provides caring and compassionate assistance.
Let us show you our beautiful community and private residences enriched with fun social activities, new friendships, fitness and wellness programs, delicious dining and so much more! Personal Tours Daily Monday - Friday 8:00 a.m. – 4:00 p.m. Saturday & Sunday 11:00 a.m. – 4:00 p.m.
• • • • •
Ask about our specials Senior living starting at $924/mo. 2 bedrooms from $999/mo. Assisted living from $2,494/mo. Call today to set-up a tour
11077 W. Forest Home Ave., Hales Corners (414) 425-1148 www.WimmerCommunities.com
14B • 50PLUS • AUGUST 2014
Assistance in Living DIRECTORY PROFESSIONAL CARE WITH A PERSONAL TOUCH An affordable alternative serving the special needs of the elderly community. Our elderly living facilities provide a comfortable and charming homelike atmosphere.
Our Amenities Include: • 24-Hour Service Staff • 3 Meals Daily • Housekeeping Services • Assistance with Medications
• Daily Activity Programming • Peace of Mind of Resident & Family • Private Accomodations • Linen/Laundry Service
ST. JOHN'S MANOR
812 Marquette Avenue South Milwaukee 414-762-2511
• Nursing Services • Personal Care Assistance • Special Events, Tours, Trips • R.N. Owner Operated
ST. MARY'S MANOR
1313 Missouri Avenue South Milwaukee 414-762-8026
Retirement Community
• Spacious Independent Apartments • Assisted Living • Memory Care
Enjoy Lake Resort Living Only Minutes From Milwaukee
Stop and see why Jackson Crossings is your best choice for senior living in the area
N168 W22022 Main Street Jackson, WI 53037 On Hwy 60 just East of Hwy 45
(262) 993-2838
www.jacksoncrossings.com A decision the whole family will feel good about ...
Cedar Bay Assisted Living! . Improved quality of life for your loved one . Vibrant and engaging activities program . Peace of mind for the whole family
. Three delicious and nutritious meals daily
. Outstanding reputation for quality, compassionate supportive care services
. Comfortable apartments with private bath
. Warm, welcoming, positive environment
. Enjoy natural lake settings at both our Big Cedar Lake and Elkhart Lake campuses!
Call 262.306.4299 or visit cedarcommunity.org for helpful advice on assisted living and other options! Apartments for financially qualified individuals.
EQUAL HOUSING OPPORTUNITY
Click here for a special offer!
VILLA ST. FRANCIS
1910 West Ohio Avenue, Milwaukee, WI 53215 Contact Person: Lisa Richardson 414-649-2888 • www.villastfrancis.org Sponsored by the Felician Sisters, having 128 units and is non-profit. Types of Rooms/Apts include studio, studio plus, one-bedroom, one bedroom deluxe and two bedroom. Cost of enrollment/endowment free is $300 non refundable. Monthly rent is based on style of apartment and individual needs based on a comprehensive assessment completed by Villa St. Francis. Typical range is between $3,500 and $5,000. Two meals included (one meal Dinner and then a choice of either breakfast or supper. A third meal is available for an additional $160 per month. Cost is $160, third meal is not mandatory. Recreation and programs at Villa St. Francis include a full life-enrichment schedule to physically, spiritually and mentally engage each individual. Includes outings, exercise and so much more. Socialization, medication management, nutritious meals made from scratch, and assistance with activities of daily living as needed gives a senior peace of mind. Special advantages at Villa St. Francis include daily Mass and Rosary. Other Ecumenical services offered weekly. Residents have the privacy of an apartment home with the care they need.
VMP MANOR PARK
3023 S. 84th Street, West Allis, WI 53227 Contact Christy at 414-607-4100 www.vmpcares.com
VMP TRINITY
7300 W. Dean Road, Milwaukee, WI 53223 Contact Peggy at 414-371-7316 www.vmpcares.com VMP Senior Care is a private, non-profit provider of senior housing and healthcare with nearly 90 years of experience. VMP provides a full continuum of care at two locations. Monthly independent living rental rates vary by size of unit. Life Care is available for some units. Manor Park Assisted Living (CBRF): Singles, apartments with kitchenettes. Three meals per day, whirlpool bath, exercise, music and recreation therapy, memory activities. 24/7 nursing care and medication administration. Onsite Aurora clinic and short-term rehabilitation. Trinity Assisted Living (RCAC): Studio, 1 & 2 bedroom apartments with 1 & 1 ½ baths. Three meals per day, housekeeping, laundry, medication administration and social activities. Onsite RN Clinical Coordinator, nursing staff 24/7, short-term rehabilitation with private rooms. VMP’s Senior Community Club is open to residents and community. VMP also offers ventilator care.
AUGUST 2014 • 50PLUS
• 15B
Assistance in Living DIRECTORY WILSON COMMONS – THE POLONAISE
1500 W Sonata Drive, Milwaukee, WI 53221 Contact Person: Michelle Heth 414 281-3400 www.capricommunities.com | mheth@capricommunities.com The Polonaise Assisted Living Community offers you a lifestyle of excitement and wellness along with the supportive services you request or require to help you remain as independent as possible. Our spacious 1 & 2 bedroom apartments are sure to make you feel right at home. Each apartment features a full kitchen and private bathroom with a walk-in shower. Many of our apartments also have amazing views overlooking Wilson Park. Each resident receives a flexible, customized care plan which includes 3 delicious meals each day. Our exceptional services include assistance with personal cares, a state-of-the-art emergency call system, medication management, linen and laundry service and housekeeping. The Polonaise also offers on-site physical therapy. With 24-hour caring and professional staff, our residents are encouraged to take advantage of our on-site conveniences and exceptional activity program! Adjacent to scenic Wilson Park, The Polonaise is located two blocks south of Howard Avenue on South 13th Street. For more information about The Polonaise at Wilson Commons call (414) 281-3400 or visit www.capricommunities.com.
Elder fears bring problems
Q
By Doug Mayberry Trying to steer my wife’s parents into a serious conversation about their future is like pulling teeth without Novocain! Both are in denial about their need to cope and function in their home. As an example, her dad recently called 911 for her mother who had suffered a small stroke. She was released two weeks later from the hospital. Her dad is doing the caretaking. Even well before the stroke, my wife and I have been trying to encourage them to sell their home and move. Dad retorted that if we don’t get off their backs about selling their home, they would consider changing their will and giving all of their assets to their church. We all love each other, but how can we find a way to ease them into reality?
A
: How many seniors do we know who want to move away from family, friends and their religious affiliation, give up their independence, and lose their mobility? But the bottom line is your love and concern for their safety. Approach them with the fact that your wife’s mother’s recent hospitalization is an indicator of what may lie ahead. Meet with their doctor and ask for his help. Discuss the advantages of being in a place where they can be monitored and have emergency personnel available on a 24-hour basis. Remind them that it is not always possible for you to help out immediately. Turning yourselves from being their children to assuming the responsibility of being their parents is a challenge, and it often brings many tears. However, because older parents need love, help, attention and guidance, you are now called to duty. What they did for you is now your responsibility. Tour some facilities soon!
LOOKING FOR CHECK US OUT AT: A GOOD READ? mymilwaukeelife.com
YOUR LEADER IN SUPPORTIVE CARE We also offer respite care. Call for a tour today!
3023 S. 84th St. West Allis, WI 53227 (414) 607-4100
7300 W. Dean Rd. Milwaukee, WI 53223 (414) 371-7300
A Full Continuum of Care Under One Roof
Independent Living • Assisted Living
• Skilled Nursing • Rehabilitation •
Ventilator Care
16B • 50PLUS • AUGUST2014
Assistance in Living DIRECTORY Diabetes on the rise.What’s its impact? According to new data from the Centers for Disease Control and Prevention, more than 29 million people in the United States have diabetes, up from the previous estimate of 26 million in 2010. Another 86 million adults — more than one in three U.S. adults — have prediabetes and many don’t even know it. One in four who has diabetes is not aware he or she has it. Also highlighted in the report is the economic impact of the diabetes epidemic. In 2012, diabetes and its related complications cost the nation $245 billion in total medical costs and lost work and wages. The new data reinforces the importance of a lifelong healthful eating plan in the prevention and treatment of diabetes. “The figures released last week from the Centers for Disease Control and Prevention are a good reminder of
the importance of eating healthfully and getting plenty of physical activity to help prevent and manage serious diseases like diabetes,” said registered dietitian nutritionist and Academy President Sonja Connor. There is no one diet for all people with diabetes. There is, however, a “recipe” for eating healthfully that is similar to recommendations for heart health, cancer prevention and weight management. To successfully manage diabetes, you need to understand how foods and nutrition affect your body. Both food portions and food choices are important — carbohydrates, fat and protein need to be balanced to ensure blood sugar levels stay as stable as possible. Here are keys to a healthy eating plan from the Academy of Nutrition and Dietetics. —Eat meals and snacks regularly
(at planned times). —Eat about the same amount of food at each meal or snack. —Choose healthful foods to support a healthy weight and heart. —Carbohydrates affect your blood sugar more than protein or fat. As your daily meal plan is designed, portioning out foods high in carbohydrates will help control blood sugar levels. —The actual amounts of each food group depend on the number of calories you need, which, in turn, depends on your age, sex, size and activity level. —If you want to count carbohydrates, you need to keep track of the amount of carbohydrates you eat. Your job is to learn the number of carbohydrates in each food measured in grams, then keep to the planned number. Carbohydrate counting gives you wiggle room in terms of making food choices.
However, to ensure you eat healthfully, your focus should be on whole grains, fruits, vegetables, beans and low-fat milk. Sweets should be saved as occasional treats.
Q and A Q
: Is it true that eating several small amounts of food throughout the morning could rev up my metabolism and help me lose weight better than eating one breakfast? : Despite how often you may hear people say that eating more frequently boosts metabolic rate and increases the calories we burn, well-controlled studies do not show that eating more often promotes weight loss. If you cut your calorie consumption to the same total, the amount of weight you’ll lose does not seem to change based on whether you eat those calo-
A
DIABETES continued on page 19B
Looking for...
assisted living, rehab, nursing home, hospice care, senior apartments, an adult day center or in-home services ...for an older adult?
We Can Help. Living Options Service
(414) 220-8600 www.living-options.org www.caregiversupportnetwork.org www.interfaithmilw.org
AUGUST2014 • 50PLUS
TRAVEL
MONEY SENSE By Karen Ellenbecker & Julie Ellenbecker -Lipsky
• 17B
Emma reflects on a North Woods vacation MOVING IN THE They alwaysRIGHT haveDIRECTION told me that I should keep theByporch on until Bruce light Nemovitz everyone is in and accounted for every night. Well, this could not be done up here at the cabin near Tomahawk as we don’t have a porch light on the cabin. Henry said when he got back from his night at the tavern that he learned something there. After he complained about the high cost forAGING a 16 oz. draft beer, he was told that aISSUES certain beer in England sells for $39 a pint. The barBy Tom Frazier tender said that Henry should learn only to criticize his own habits. My Henry was just up at the tavern on the corner and did find his way to the right cabin at closing time as I had told him I’d tie one of his shirts around the door knob so he wouldn’t try the wrong door. PLANTING All these cabins TOMORROW’S look alike. They perhaps rather DREAMSwere TODAY fancy in the 50’s orBypossibly even Brad Olson the 60’s when they were built. But they are kind of like Henry, getting a little the worse for wear. There is no hotel wake-up calling system here so I brought our old, perhaps as old as the cabin is, Big Ben wind-up alarm clock. Today, we plan to go into Tomahawk to see the attracSPORTS tions and, as Henry says, to get a little By Jack Pearson action into this vacation week. I told Henry that today would be an antidote to a dull week of cabin fever for me. I have done a lot of reading, but I can do that at home, too. Henry has enjoyed taking the boat out with the trolling motor. Thank the Good Lord that he hasn’t caught any fish worth keeping and cleaning. Looking at the lake is fine, but having to actually eat one of those pickerel or bullheads is not, believe me, my cup of tea or even taste for dinner. Henry had bragged at the factory about his fishing prowess and how there were really big ones to be caught in Lake Tomahawk. The boys there said that if he caught a really big one that they’d all chip in to pay for it being stuffed so it could hang on our wall. So as long as he hadn’t had much luck, Henry thought today it would be a great time to visit George Metrich Taxidermy and possibly buy a big one. I said, “Absolutely not,� and really put
Emma
APRON STRINGS By Aunt Emma
my foot down about such nonsense. In fact, I put it my foot down so firmly that I do believe I splintered one of the cabin’s floor boards. So be it! We just will have to watch out for slivers. I said I’d like to tour some of the 10 or 12 other lodges and resorts in the area to judge exactly how we rate with our time share. I’m not sure which week would be the best to share time. I thought this month would be best, but it seems most of the excitement is in Minocqua, St. Germaine or Rhinelander. We did not get in on the Hodag Country Music Festival. I guess it sure was one heck of a festival with exciting entertainment, whoopdeedo music and a bit of art. A bartender said a few people even were dressed as real Hodags, even though we know they’re just imaginary creatures from a longgone era. Henry says I must keep an open mind about our time share and the bit it costs us as compared with the fun we have at Lake Tomahawk. I kind of know where Henry is coming from. We’re vacationing cheaply. His mind Enissee Wright is so open that By I can right through it. He never even liked knock-knock jokes. But he says he always liked door bells and, when kids, he and buddies would go to town and after dark go ringing door bells and then run like, as he said, hell. Whatever he means by that. We’re also going to miss the Pig in the Pines Festival that ends August 2 in St. Germaine. From what we’ve heard, that lady saint may be turning over in her grave or at the least shaking her head at the pork and beer consumed there along with the polkaing fun. We did get in on the Christmas in July and the Antique Cars and Crafts events there when we have been at Tomahawk. St. Germaine is only about eight miles from the cabin.
We surely did make many new friends this time while on vacation. Henry said, “And it ain’t even National Friendship Day until August 4.� Do remember this date and be especially nice to some otherwise lonely soul on this date. Why they picked a Monday for it and not a weekend day puzzles me to no end. Henry and I agreed that shopping in Tomahawk was a lot easier than fighting the crowds in the city. We did have fun, too. We liked the Brick as a place to eat – not really fancy dining, but more than adequate food and such a pleasant waitress. We also enjoyed visiting a place called Swatzka’s where we jumped back to our childhood (at least I did) as we looked at dolls, dolls and more dolls, including antiques. I told Henry that I wished I would have brought my antique Judy Garland and Shirley Temple dolls with me to have them appraised. Henry was happy I hadn’t brought them as they might be worth something that would raise our household goods’ insurance payment. Now that the vacation in the Northland is over, I can look back on it and tell you that, yes, the mosquitoes were vicious, but the big black flies must have flown away. Knowing I might like to stop at the Dells, Henry said he guessed they’d all gone there as the Minnesota and Illinois vacationers (Try to spot a Wisconsin car) are richer and tastier, not necessarily sweeter. I just told Henry, and he almost agrees with me, that I’d be thrilled almost to death to stay at one of those fancier resorts, one with a nice big picture window looking out over the woods and lake next year. But then he said, “Who do you think would trade for our week? Perhaps the same man who got us into this time share trap in the first place. I do hope I will have a lot to share with you folks next month.
SENIOR Answer Man
IT MAKES ME
CRABBY
HERMAN WHITE WRITES
ARTS
the WRIGHT SIDE of
Title 19 & Pre-Arrangements
Simple Cremation $595.00 (Excluding Cremation Permit & Fee)
Traditional Funerals 1, 395.00 at your Church or Cemetery Chapel of your choice
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KILLING TIME with Jim McLoone
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SERVING ALL OF WISCONSIN
Cottonwood Trails Apartments 4600 S. Nicholson Ave, Cudahy, WI
Cottonwood Trails SPECIAL Apartments is a Will pay $400 senior complex of your movin g which offers income costs! eligible 1 & 2 bedroom units for adults 55 plus. This is a non-smoking environment with heated underground parking, elevator service, laundry rooms on HDFK ÀRRU FRQWUROOHG HQWU\ DFFHVV with private intercom, and a community room for social activities. Heat and water are included in the rent.
Please contact Andrea at
414-483-9969 to schedule a showing.
50 Plus News MBgBzine
cottonwood@bearproperty.com
18B • 50PLUS • AUGUST 2014
We saw you at Seniorfest 2014
By Margaret Pearson More than 75 exhibitors and scores of area seniors filled the halls and meeting rooms of the American Serb Hall in early June for the 31st Annual Seniorfest Day. Besides all of the exhibits, the event included music, dancing and bingo. If you were there, you may have seen some of these happy faces.
Nancy and Frank Gonzoles of Milwaukee.
“Jazzy Jewels” members Pat Danzy, Vida Matthews and Vivian Williams, all of Milwaukee.
Sharon Thacker and Faye Thacker and Bobby Thompson, all of Milwaukee.
Lee Lukaszewski and Flo Kawczynski of Milwaukee and Rita Reszel of West Allis.
Nora Schulzeond and Mary Blandino, both of West Allis.
AUGUST 2014 • 50PLUS
DIABETES continued from page 16B
ries all at once or spread throughout the morning in several “mini-breakfasts.” Some studies do suggest that compared to eating your whole breakfast at once, the same food choices spread out over a few hours could offer some other health benefits, including a smaller rise in blood sugar and insulin in the hours after eating. But the key question is: Which eating pattern best allows you to consistently include foods that meet your nutritional needs and support overall health, while keeping calories at a level that helps you reach and maintain a healthy weight, sustains your energy, avoids excess hunger and fits into your lifestyle? For some people, spreading eating out over the morning reduces total calorie consumption by avoiding late morning hunger that could prompt them to grab candy or pastries, or to overeat at lunch. However, for other people, spreading out their eating means they are more likely to quickly grab less-healthy options, or provides more occasions to eat portions beyond
• 19B
what is needed to satisfy hunger, with an end result of increasing total calorie consumption. Depending on your habits, either choice can fit with your goal of weight loss, so choose whatever breakfast pattern you can sustain and implement in a way that supports your total health. Information courtesy of the American Institute for Cancer Research.
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20B • 50PLUS • AUGUST2014
New Location! New Location! New Location! 20th Annual
50 Plus or Better Expo Wilson Park Senior Center 2601 W. Howard Ave. • Milwaukee October 23, 2014 9 a.m. to 1 p.m.
Join us for “50 Plus or Better Expo” at the Wilson Park Senior Center. Featuring FREE entertainment, fashion show, medical, insurance, music, health screenings, travel, housing and financial information all in one location. Call Saran Piehl 262-367-5303 ext. 12 for Exhibit information
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