50 Plus News Magazine

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Events’ calendar When & where it will happen

page 22A

Social security Cash flow in Social Security

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September 2013 Vol 26 No. 9

Sports

When UW Football successes began

page 20A

education

Generally, the more you save, the richer you’ll be

page 7A

Sue Kelley is known for dynamic leadership

COMPLIMENTARY

POMMER:

The focus on Milwaukee

page 3A

ELLENBECKER:

Realize the needs Watch for warning signs

page 6A

Nemovitz:

EDITORIALS If you knew Susie like the Waukesha business community does – Whoops! – that’s not Susie, it’s Suzanne Kelley and yes, she’s well known for her focus and dynamic leadership qualities as president of the Waukesha County Business Alliance. Suzanne, wife of John Kelley and mother of a 19-year-old daughter and 17-year-old son and living alongside North Lake, was born 54 years ago and raised in Brookfield. She is endowed with an invigorating perkelley continued on page 12A

A Busy Lady: Suzanne Kelley not only is president of an organization of 900 member firms, but also is a member of several other advisory groups and boards of directors.

Know your real estate agent page 5A

MONEY SENSE By Karen Ellenbecker & Julie Ellenbecker -Lipsky

VMP Golf

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Championships Forty teams (80 players) will qualify for the Championship round to be played Monday, Sept. 16, at Brown Deer Park Golf. of directors.


2A • 50plus • September 2013

Take the Test:

Do you have an eye problem?

Reasons Not to Delay Taking Care of Your Eyes Know you have an eye condition, but are hesitant to do something about it? You may find the following points motivating enough to schedule a comprehensive eye exam. 1. Even just modest visual improvement can improve quality of life (ability to read, write, use the telephone, watch TV, etc.) and reduce psychological distress (worry and frustration). Removing cloudy cataracts and improving vision can also increase the amount of light and color which enters the eye, thus positively impacting cortisol, melatonin, and mood levels. 2. Undiagnosed and untreated cataracts and glaucoma increase the risk of car accidents. Treating and protecting vision can keep you and others safe on the road.

As a cataract “ripens” and clouding increases, it can blur and glare vision to the 3. You'll decrease your risk of falling and hip fractures. Of the nearly 1,000 point of interfering with day-to-day functioning. As macular degeneration (AMD) hip fractures that occur in the U.S., many are due to visual impairment. destroys central vision, it can cause blind spots or make straight lines appear wavy. 4. Maintaining good vision is an investment for your future. Vision loss can take As glaucoma steals side vision, it often progresses without noticeable signs until physical, psychological and financial tolls, including: inability to carry out normal it has advanced so far that any loss (like a “tunneling” effect) is permanent. daily tasks (hygiene, cleaning, reading, etc.), increased risk of injury and accidents, As diabetes causes damaging changes to the blood vessels of the retina, it may nutritional deprivation (can't see to shop or prepare food), enhanced disabilities produce noticeable signs such as blurring or spots in the line of sight. As many (other problems become worse as it is more difficult to take medications, exercise, eye conditions start to steal vision, they may offer noticeable signs and symptoms. etc.), social problems (withdrawal, depression, isolation, anger, fear), and loss of Make sure you are seeing life to the fullest. Ask yourself if you have noticed freedom (inability to work, drive, shop, do hobbies, etc.). Scheduling regular eye any of the following issues. Check those that you can answer “yes.” check-ups today can help avoid these costs and suffering for tomorrow. And, if your symptoms and exam results meet the proper criteria, Medicare, ❑ Do you have trouble seeing, even with your glasses or contact lenses Medicaid, and most insurance plans will often pay for most of the treatment. (and prescription changes don’t help)?

❑ ❑ ❑ ❑ ❑ ❑

Do you need more light to read or see? Are you uncomfortable going out at night due to your vision? Do lights at night have a "halo" effect? Is it more difficult to read street and highway signs? Do bright lights, sunlight and glare bother you? Do you have trouble seeing to read newspapers, books, magazines, instructions, recipes, and other small print?

❑ ❑ ❑ ❑ ❑ ❑

Is it difficult to see to fill out forms or write checks? Are crossword puzzles and playing cards hard to see? Is it difficult to see signs/labels in the grocery store? Are colors not as bright as they used to be? Are you having trouble seeing the clock or channel numbers on the TV? Are hobbies (such as knitting, woodworking or golfing) increasingly difficult to do because of failing vision?

❑ ❑ ❑ ❑

Do you have problems seeing the food on your plate? Are you having difficulty judging stairs and curbs? Do you bump into things or fall because of poor sight? Do you have difficulty performing daily activities, such as preparing food or doing laundry, because of your vision?

❑ Does your vision inhibit your participation in activities like reading, watching TV, or going out with friends? ❑ ❑ ❑ ❑

5. Taking care of your vision may prevent needless suffering and loss of independence. For example, cataract removal has been shown to improve functioning in people who were mislabeled as confused, depressed or having dementia. These people weren’t in need of institutionalization or other measures. The problem was just that they couldn’t see well. 7. Many conditions (like glaucoma) may not offer early warning signs or are masked by the healthy eye’s ability to compensate. The only way to definitively know if you have an eye disease is to schedule a comprehensive dilated eye exam every two years, especially after age 40. If you don’t, undiagnosed and untreated conditions (like AMD, cataracts and diabetes) may slowly be stealing your vision without you realizing it.

See the best you can see . . .

See an Eye Care Specialist Trusted by more than 121,000 doctors & patients since 1985 for: ■ Cataract, Glaucoma, Diabetes & Macular Degeneration Care ■ Diagnostic Laser Scans “TOP DOCTORS” ■ Corneal Transplants Milwaukee & M Magazines ■ Lid and Retinal Cases Mark Freedman, MD Brett Rhode, MD ■ Dry Eyes/Infections Daniel Ferguson, MD ■ Customized LASIK Daniel Paskowitz, MD, PhD ■ Pediatric Care & Surgery Michael Raciti, MD David Scheidt, OD ■ Comprehensive Eye Exams

Is your distance vision getting worse, especially outdoors? Do vertical lines (like signposts and light poles) appear wavy? Have you noticed dark or blank spots in your central vision? Are you not able to see as far off to the sides as you used to?

The doctors at Eye Care Specialists, a leading Milwaukee-area ophthalmology practice note that: “Answering ‘yes’ to just one of these complaints above MAY mean that you have a vision-threatening concern. Your next step should be to have a comprehensive dilated eye exam (which is typically covered by Medicare and/or insurance if you have one of the complaints). If your eye care specialist determines that you do have a cataract, AMD, glaucoma, diabetic eye disease, or other condition, you can plan a course of treatment to protect and preserve your precious gift of sight. But, remember, that plan can’t start until you take the first step to call and schedule a thorough eye examination.” For free color booklets on any of these concerns, call 414-321-7035.

www.eyecarespecialists.net

T

EYE CARE SPECIALISTS

West Allis Wauwatosa Milwaukee 10150 W. National Ave. 2323 N. Mayfair Rd. 735 W. Wisconsin Ave. 414-321-7520 414-258-4550 414-298-0099


September 2013 • 50plus

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Milwaukee focus needs to be stopping crime For many Wisconsin residents, the biggest summer story coming from Milwaukee was the drug-related suspension of baseball hero Ryan Braun. Drawing less statewide attention was an increase in shootings, and Milwaukee leaders were ready to ask state government to help pay for overtime for police to stem the gun-related violence. Much of the violence seemed to be located in areas with large minority populations. For some time, Milwaukee has been considered among the most segregated American cities. Unspoken was the fear that Milwaukee will become another Chicago where shootings, murder

STATE CAPITOL COMMENT By Matt Pommer

and violence have drawn national attention. At first blush, it would seem that Republican Gov. Scott Walker would be sympathetic to a request THE for cop overtimeMOVING funds.IN Walker RIGHT DIRECTION likes to be portrayed as aNemovitz law-andBy Bruce order politician. He came to the CAPITOL governor’s office andSTATE announced he COMMENT

wouldn’t pardon anyone while he was in office. As a legislator in the 1990s, Walker was one of the promoters of the “truth-in-sentencing” laws that limited judicial discretion in criminal cases. The governor has even adopted a tough approach to people singing songs in the Capitol Rotunda. His Capitol police have arrested and handcuffed many of the lunchtime singers. MONEY SENSE By Karen Ellenbecker These people &were singing Julie Ellenbecker -LipskyWalker without a permit, and the administration continues to push the hard line. One journalist covering the singing was among those arrested and chargedAPRON by the Capitol police.Emma

STRINGS By Aunt Emma

Republican legislative majorities, with their strong rural and small city ties, may be reluctant to offer any help to Milwaukee police. Their constituents may not be highly concerned about violence in Milwaukee, especially if it appears much of violence is among minorities. The GOP legislators also know that Milwaukee citizens tend to vote Democratic at election time. But Milwaukee is a potential economic albatross around Walker’s political neck. He had promised to create 250,000 jobs in Wisconsin in his four years in office, and the latest numbers indicate he will fall short of the promise.

EDITORIALS

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Answer Man

If you don’t count it, it ain’t there, or is it? By Matt Pommer

Recently, at a meeting of the Advocacy Committee of the Milwaukee County Commission on Aging, a staff person from U.S. Senator Ron Johnson’s office presented a slide show which, among other things, stated that Social Security had a “cumulative cash deficit from 2010 to 2032” of $5.1 trillion. This sounds pretty ominous unless you know that “cash flow” and “cumulative cash deficit” are terms which really mean you don’t count some of the revenue that is in the Social Security trust fund. When you hear “cash flow balance or deficit,” it means that interest income is not counted, and that results in a “deficit” because income from only Social Security taxes on wages is less than total benefits paid. But, according to the Social Security Trustees report for 2011, the program had a $69 billion surplus of total income over total outgo, and in 2012 the surplus was $54 billion. According to a press release from the Social Security Administration dated May 31, 2013, regarding the 2013 Trustees report, “Non-interest income fell below program costs in 2010 for the first time since 1983,”

and will continue to do so for the next 75 years. An April 2012 report AGINGof Sofrom the National Academy ISSUES cial Insurance shows thatFrazier revenue By Tom (Social Security taxes) plus interest income exceeds outgo (benefit payMOVING IN THE ments and administrative costs) evRIGHT DIRECTION ery year from 2011BytoBruce 2020. Nemovitz So the issue seems to be whethPLANTING TOMORROW’S DREAMS TODAY By Brad Olson

AGING ISSUES

By Tom Frazier

er or not we should count interest income. Other than itSPORTS is just plain common sense, it ByisJack required Pearson by law. The Social Security law requires surplus funds PLANTING to purchase bonds (bond, note orTOMORROW’S certificate of TODAY indebtedness) whichDREAMS set forth the By Brad Olson amount, date of maturity, and interest rate. Further, the law requires that such bonds shall be supported by the full faith and credit of the United States, and that the United States shall be pledged to the payment of both principal and interest. SPORTS

So, if the law requires purchase and the payment of interest, it follows MONEY SENSE logically that we should be required By Karen Ellenbecker & Julie Ellenbeckeras to count principal plus interest -Lipsky revenue, instead of only counting principal. The 2012 Trustees report states that the trust fund reserves will continue to grow through 2020, APRON Emma and, beginning in 2021, the cost STRINGS of By Auntto Emma the program is projected exceed income. The trust fund reserves are projected to be depleted in 2033 if Congress does not act before then. At that time, there will be sufficient income to pay 77% of scheduled benefits. Again, by law, Social Security cannot borrow money, but can only draw on savings in the trust fund to pay benefits. Therefore, once the reserves are spent, benefit payments would be reduced to the amount of revenues available (i.e. 77%). So, where is the $5.1 trillion deficit that Senator By Enis WrightJohnson is talking about? We have a terrible problem in this country with a wealth gap that has been getting worse for years and, efforts to convince people with misleading and inaccurate information that Social Security has a

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huge deficit is not helping. If some proposals to privatize and/or cut programs such as Social Security, Medicare, and Medicaid were adopted, I fear that we would have a plutocracy in this country. I cannot understand why people who do not need Social Security begrudge it so much to those of us who do need it, especially since we have paid for it. I urge you to go to the Social Security Administration website and read the 2012 Trustees report, along with another recent report entitled “Fast Facts & Figures About Social Security, 2013.” Another report that is worthwhile is a May 13, 2010, report of the U.S. Senate Special Committee on Aging entitled “Social Security Modernization: Options to Address Solvency and Benefit Adequacy.” This report describes about 50 options to deal with the long-term solvency problems of Social Security, and how much each option would reduce the problem over the next 75 years. I would recommend these reports to Senator Johnson as well.

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STATE CAPITOL TRAVEL COMMENT

MOVING IN THE MONEY SENSE MOVING IN THE RIGHT DIRECTION By KarenRIGHT Ellenbecker ByEllenbecker Bruce DIRECTION Nemovitz & Julie

4A • 50plus • September 2013

By Bruce Nemovitz -Lipsky

EDITORIALS

MOVING IN THE RIGHT DIRECTION

Emma Emma

SENIOR SENIOR Man

By Matt Pommer APRON APRON STRINGS STRINGS By Aunt Emma Answer By Aunt Emma

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then push it into doing it. Fixing the infrastructure of our country MONEY AGINGAnswer Man By Aunt Emma should be an early task. Many of SENS AGING ISSUES By Karen Ellenbec Close to 15 percent of medical monthly or yearly calendars toBy be ISSUES these roadways and bridges date to Ellenbeck Tom Frazier & Julie By Tom Frazier Dear SAM: PITOL doctors no longer, or never did, seen when and if the doctor’s serthe administration of Pres. Dwight-Lipsky NT I am worried about the roads, treat Medicare patients. This num- AGING vices are needed. We only can guess mmer D. Eisenhower. He’s also the generthat so many al who led the troops that defeated what 2014 will bring with rumored bridges, etc. It seemsMOVING ber apparently is growing, at a slow ISSUES IN THE By Tom Frazier Am I Hitler in World War II. As he said, pace per year that may be acceler- medical reimbursements suppos- of them are being neglected. RIGHT DIRECTION NEY SENSE overreacting or do we need Nemovitz to get “We must avoid the impulse to live ating once Obamacare goes into ef- edly slashed by 25 percent. By Bruce MONEY SENSE en Ellenbecker PLANTING TRAVEL By Karen Ellenbecker ie Ellenbecker PLANTING TOMORROW’S our government to do something only for today.” This means corfect in just over& Julie three months. It appears obvious that there Ellenbecker -Lipsky TOMORROW’S DREAMS TODAY -Lipsky DREAMS TODAY By Brad Olson before everything crumbles? Emma A climbing number of phy- are at least two problems: Doctors ralling the debt burden, building By Brad Olson What’s your opinion? sicians of the family variety are don’t like the Medicare reimburseTHE roads, funding declining schools, By Aunt Emma PLANTING ION Doris McDumott ment rates, and they do not care said to be tending towards “cashTOMORROW’S ovitz and doing what will be right for fuDREAMS TODAY APRON for the government’s meddling into payments, please” or primary care By Brad Olson ture generations. We’re too selfish Emma PRON concierge STRINGS Dear Doris: practices where people their business. So what can we extoday. We must look ahead if it is By Aunt Emma Answer Man RINGSpay medical stipends I will say you are about 100 per- only five to 10 years. Realistically, it in advance on pect in 2014? unt Emma SPORTS SPORTS cent on target. Many of our roads should be more. By Jack Pearson AGING By Jack Pearson do need the repairs or total ISSUES resurfacThanks for the chance to exWRIGHT G the WRIGHT ing. We do need to decide what S By Tom Frazier pound on this. SIDE of SPORTS zier SIDE of our government should do and By Enis Wright I like Tiger Woods. I am happyBy Jack energize that golf club? Or is he so Senior Answer Man Pearson By Enis Wright when I see that he’s back in good disappointedthe that he wishes it to be WRIGHT form again on the golf course. One struck by lightning? But I will adSIDE when of he with thing I do dislike is when he hits a mit that this is better than withJim JimMcLoone McLoone By Enis Wright poorly directed shot and then holds slams the club to the ground after a The frost is not quite yet upon We took a deG his still-in-hand club straight up in bad shot. But with Tiger’s monetary the pumpkins, but the pie crusts are tour the other night W’S ODAY Jim McLoone the air, sort of in disgust. Is he wish- winnings, the golf gods must have with waiting to be filled. Who would be- after being at Friess son ing a higher spiritual element to re- some approval of his behavior. PLANTING lieve (Yes, we do) that such an ugly Lake and as we wandered down TOMORROW’S looking vegetable couldDREAMS be so tasty? TODAYlanes and drives, we found the unIt doesn’t require a realBy gourmet to spoiled scenery awesome. A sideBrad Olson like pumpkin pie or orange-colored tracked drive through Erin Hills desserts. brought hope for the fellow who S kkkkk built all those beautiful buildings son Don’t cry as summer is on its amid the lush topographical dethe WRIGHT Audrey Kellner, a Delafield magazine, in its first year, relishes last lap around the calendar. Think signs. It is amazing how he has addwidow with three SIDE ofsurviving daugh- in the spices of life, with most of about how truly happy you were ed to what God put there. By Enis Wright ters, recently turned age 85 and them sold by innovative Bill Penon some of those pleasant days just kkkkk did it in glorious fashion, with a zey in his various stores. Audrey past. As we recall, the only thing we As we read the newspapers surprise party on the deck after not only got a full page account of SPORTS should cry about would be spilled quite thoroughly every day, we frewith Jim McLoone completing a round of golf at St. her life, but also has her favorite By Jack Pearson quently see advertisements about milk. John’s-Northwestern Golf Course. Strawberry Spinach Salad recipe kkkkk Wal Mart continually lowering Now, achieving the age of 85 is, in on the facing page. Do you suspect killing time continued on page 23A itself, a milestone many people that she probably utilized Penzey’s ht pass by today, but her birthday had spices in preparing the salad? Writer/Proofreader at least the attention of thousands By Enis Wright Jill Slattery Advertising Director of readers of the Penzey’s Spices Saran Piehl magazine, Great Milwaukee. This Hartland, WI 53029 By Bruce Nemovitz

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EDITORIALS Doctors leave Medicare Emma

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Marines’ notes

There was plenty of excitement the weekend of Aug. 16-17 at the Sheraton Hotel on Mayfair Rd. in Wauwatosa. As the First Marine Division reunion was held.

262-367-5303

Also of note was a recent special retirement ceremony at Marquette University honoring Lt. Col. Albert A Lagore for 23 years of faithful and honorable service. He retired as of Sept. 1.

Publishers Tom and Maureen Slattery Editor Jim McLoone www.mymilwaukeelife.com find us on facebook at 50 Plus News Magazine

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KILLING TIME Advertising Margo Lehmann Art Director/ Production Manager Nicole Hesse graphic designer Peggy Duffy Office Manager Paula Koeppen


STATE CAPITOL COMMENT

September 2013 • 50plus

By Matt Pommer

• 5A

What you should know about your real estate agent‌The real story How we judge others and form perceptions is based on our ability to separate fact from fiction, as well as putting aside pre-conceived notions we carry throughout our lives. We get our information from so many sources such as friends, loved ones, co-workers, the media, and someone we just met five seconds ago who sounds quite believable. It is so difficult to know which information is accurate and who you should listen to when going through the process of making your decisions, especially the decision to obtain the services of a real estate agent. I have met with thousands of families throughout my 35 years in the real estate business. Many homeowners have candidly shared their perceptions of real estate agents and, I must say, some were not too flattering! I want to share with you my view from the inside of the real estate industry. I, too, have perceptions based on information I have

MOVING IN THE RIGHT DIRECTION By Bruce Nemovitz

accumulated over the years about realtors and their motivations and feelings about their clients. I am going to put aside any biases I may have and give you the straight story about those who you may hire as AGING ISSUES your realtor. By Tom Real estate agents are Frazier people and as such are unique in personality and emotions. Therefore, to say that all agents are this or that, discounts the individuality of the actual person who represents your interests. Realtors are people and PLANTING are subject to the same weaknessTOMORROW’S DREAMS TODAY es and strengths as all humans. So By Brad Olson it is important when selecting an agent that you feel comfortable

and connected to that person. Your agent does care about the end SENSE result MONEY By Karen Ellenbecker which is to bring two& parties, the Julie Ellenbecker buyer and the seller, to the-Lipsky closing table and hopefully bring the best results possible to the family they represent. But think about that for a moment. The odds of both buyAPRON er and seller Emmafeeling that they came STRINGS out on top are rare. It is said that the By Aunt Emma true value of a home is determined when both buyer and seller come to the closing table a bit unhappy because that means that neither out preformed the other in obtaining the final sales price. So think about the stress on an agent to make all parties happy and satisfied. That takes a special person who is in the middle of one of the most important financial and emotional transactions of your life. One perception about realtors is that the agent’s motivation desires a quick sale and may set the price too low so that less work and money is spent by the agent. If that were the

case, how long do you think that agent’s career would last? A realtor’s life source is referrals and reputation. If setting the price low was an agent’s goal, the end result would be an unhappy seller who would most likely not list with that agent after the initial meeting. We, as realtors, know that most sellers have a general idea about value and are going to talk with more than one agent. As homeowners, you have pride and emotion attached to your perception of value. Your home has been the center of your life for so many years with memories of family and friends gathering at your house. That emotion makes your property a home, but to a buyer it is a house. So the job of your agent is to be objective and disengaged emotionally so that the results are based on market factors and not emotion. Think how difficult that can be for your agent. We want our sellers to be happy, but at the same

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ENTERTAINMEN Nemovitz continued on page 7A

Not Just Realtors... We’re Your Transition Consultants calendar SPORTS Our goal isBy to make this process both simple and easy. We are your resource Jack Pearson for the entire selling process, withWRIGHT our team partners offering downsizing the services, home repair and preparation for the successful sale of your home!

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EDITORIALS

6A • 50plus • September 2013

An important conversation needs to be held CAPITOL Our column thisSTATE month is writCOMMENT ten by EIG Lifetime Planning FinanBy Matt Pommer cial Advisor Jean Range. At some point in most people’s lives, concern arises over an aging individual’s ability to live independently. Often a family member identifies warning signs that a parent or friend may benefit from supportive care. Initial conversation MOVING IN THE may be shut downRIGHT by the person in DIRECTION By Bruce Nemovitz question: “Everything is fine. There is no need to worry.” Over time, it becomes clear there is an elephant in the room. My goal is to provide conversation starters to remove road blocks and begin productive discussion around solutions. AGING The first decision ISSUES is who will By Tom Frazier start this conversation. If you have siblings, you may decide to meet with your aging parent(s) as a family. However, you do not want the meeting to have a “gang” mentality. Also, family roles and rivalries can date back to childhood. You may PLANTING find that you do not TOMORROW’S agree with othDREAMS TODAY By Brad Olson

MONEY SENSE By Karen Ellenbecker & Julie Ellenbecker -Lipsky

ers’ assessments of the aging individual’s condition and capabilities. You will want to resolve these differences prior to scheduling a famAPRON Emma ily meeting. STRINGS During your family By Aunt meeting, Emma remember you are speaking to an adult. Ask the aging individual(s) directly what his or her perspective is. Ask for ideas and solutions. If necessary, use specific examples of the warning signs to explain why you are having this conversation. Be aware that certain subjects are emotional land mines: driving, money, health and end of life planning. Consider the differences in the following approaches:

“Mom, I’m concerned you’re not safe at home. So I’ve researched assisted living and I think it’s best for you.” “Mom, you’re the best! I wish we never had to think about you getting older or needing help. But that’s not realistic. These can be difficult conversations and I do not want to overlook the costs to family members working together to support an aging relative. Relationships may be tested throughout this process. Here are some suggestions to help along the way: (1) Make important decisions together; (2) Divide the care-giving workload; and (3) Determine each person’s strengths when dividing the workload. If you’re organized and good with money, perhaps you work with the bills. If you have a flexible work schedule, you could help with transportation to appointments. In most situations there is a primary caregiver. If that is you, remember to share information with

other family members, be open about the care you are giving and the help you need, and take care of yourself, as well as your marriage. What would YOU like to know? Email your questions to dawn@ellenbecker.com or call 262-691-3200 and say you are calling regarding 50 Plus column ideas. We will address questions in an upcoming column, subject to space availability. Ellenbecker Investment Group in Pewaukee provides comprehensive financial planning services and offers complimentary consultations. Go to ellenbecker.com or call 262.691.3200. EIG has an A+ BBB rating and has twice been awarded the Wisconsin BBB Torch Award for Business Ethics and Integrity. Securities and advisory services offered through SII Investments, Inc. Member FINRA/SIPC & Registered Investment Advisor. Ellenbecker Investment Group, Inc. & SII Investments are separate companies.

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KILLING TIME with Jim McLoone ellenbecker.com N35 W23877 Highfield Court, Suite 200 | Pewaukee WI 53072 | 262.691.3200 | MoneySenseRadio.com Securities and advisory services offered through SII Investments, Inc. Member FINRA/SIPC & Registered Investment Advisor. Ellenbecker Investment Group, Inc. and SII Investments are separate companies.

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September 2013 • 50plus

• 7A

More education means better retirement: NCPA study shows retirees’ health & wealth fair better The more education you have the better off you’re likely to be during retirement, according to a new study from the National Center for Policy Analysis (NCPA). “For those over age 65 who wish to continue working, each year of education beyond high school is associated with a one percent increase in the likelihood that they will be employed, controlling for age,” said NCPA Senior Fellow Pamela Villarreal. “A senior with an associate’s degree is five percent more likely to work than a senior with only an eighth grade education, and a college graduate is 4.3 percent more likely to be working than a senior with a high school diploma.”

College graduates, on average, receive $8,482 in annual retirement income other than Social Security -- $6,500 more per year than high school graduates. More educated elderly are less likely to experience disabilities during their retirement years. A college graduate is 6.2 percent less likely to have difficulties with independent living than a high school graduate, and 21.8 percent less likely than someone with only an eighth grade education. Noting that education matters in ways beyond what many people realize, author Lewis Warne, a research associate with the National Center for Policy Analysis, detailed ways in which education has long-

term impacts through retirement. “More education increases retirement savings, decreases dependence on government, improves health and increases employment at both a state and individual level,” said Warne. “This is good news for the 21 million students across the country attending college.” The Survey of Consumer Finances confirms that those with more education or income have more saved in retirement accounts and more financial assets than their less educated counterparts. Individual retirement income increases the standard of living for the elderly and decreases the reliance on other government programs like Medicaid.

The Social Security Administration estimates there are 37 million retirees in the United States. Analysis of census data shows that 60 percent of today’s retired elderly have no retirement income independent of Social Security. Analysis shows that each additional year of education reduces the likelihood of having no retirement income other than Social Security by three percent. Source: Lewis Warne, “ More Education, Better Retirement,” National Center for Policy Analysis, July 2013. http://www.ncpa.org/ pub/ib125

Nemovitz continued from page 5A

how the condition of your home may add or subtract from that value. Therefore, from your perspective an agent’s advice may feel like an insult if work is needed to prepare a home for market. The agent’s job to be objective is difficult because we want to make our sellers happy, which in many cases is not possible. The same holds true when representing buyers. The realtor must educate the buyer so that they understand the market and what establishes price. In many cases the would-be homeowner is frustrated by the prices being too high for what they view to be sellers asking more than what the home is worth. In the end, the home will sell for what the market will bear. My experience with fellow agents has been both gratifying and a gift in my life. The overwhelming majority of agents I have met have been honest and intelligent. They are filled with the same frustrations and emotions that we all possess. Their number one goal is to make people happy and appreciative of the services they provide. However, this difficult job does take a toll

on far too many realtors, where the end result is agents leaving the industry. It takes a tough-minded person to be in the middle of real estate transactions. Know that the agent you interview is like any other person you have met. They are providing a service that takes finesse and knowledge of the market conditions. Agents must constantly adjust to the market which is changing by the day. Realtors truly have your best interests in mind and want the end result to be a thanks and referral in the future. I am thankful for my choice in career as a realtor and know how fortunate I have been to play such an important role in the lives of so many clients I have met. So, the next time you meet a

realtor or you discuss the value of those representing you in a real estate transaction, take a moment to know that your interests and happiness is their main goal. Remember, their reputation, future referrals and livelihoods are at stake at each and every meeting. Bruce Nemovitz is a Senior Real Estate Specialist, as well as Certified Senior Advisor. Bruce has sold residential homes in the four county Milwaukee-Metro areas for 35 years. Please feel free to call Bruce or Jeanne with any real estate questions you may have at 262-242-6177.

time have to look each homeowner in the eye and try to demonstrate value based on the only source of value…what a buyer is willing to pay. That can come as a shock to many homeowners who hear that values are shooting up and that the tax bill assessment of value is accurate. Our geographical area has seen a very slight increase compared to sun-belt areas that had fallen so low and are now seeing gains separate from the Midwest. The media makes general statements based on national statistics, not local. The tax bill assessment does not take condition into account and is based strictly on square footage and land value. The assessor does not know if you have new kitchen cabinets or old carpeting. So that value is not totally reliable. A real estate agent’s goal is to provide the most accurate information which allows you to make your decision of value so that the property does not linger on the market and, at the same time, you do not leave money on the table. In addition, the realtor must let you know

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8A • 50plus • September 2013

Let’s learn about Medicare, its choices By Chris Abbott of United Healthcare • What is Medicare Education Week and why was it started? National Medicare Education Week is an official week dedicated to helping baby boomers, Medicare beneficiaries, their families and caregivers learn more about Medicare. It begins Sept. 15, exactly one month before the start of the Open Enrollment Period, and runs through Sept. 22. UnitedHealthcare created the week because the Medicare-eligible population has begun to skyrocket, and we recognize that the number of people in need of clear information about Medicare is only going to grow in the years ahead. By creating an official week dedicated to Medicare education, UnitedHealthcare hopes to rally millions of people to spend time learning about Medicare and how to make choices that best fit their health needs and budget. • Why do I need an insurance policy? I thought Medicare paid it all? There are two main reasons people enroll in a private Medicare plan: additional coverage and financial protection. Original Medicare is the coverage offered by the federal government. It includes Part A, hospital insurance, and Part B, medical in-

surance. For additional coverage of things like prescription drugs, hearing aids, dental and vision care, people may choose to enroll in a Medicare Advantage plan. Medicare Advantage plans are offered by private insurance companies and cover all of the things that Original Medicare does plus additional benefits. Other private Medicare plan options include a stand-alone Part D plan, which provides prescription drug coverage only, or Medicare supplement insurance plans, which work alongside Original Medicare to help cover out-ofpocket costs. Speaking of costs, it’s important for people to understand that like other health insurance programs, there is cost sharing with Medicare. This includes things like premiums, deductibles, copayments and coinsurance. With Original Medicare, there is no out-of-pocket maximum an individual may have to pay. This is why people seeking financial protection may choose to enroll in a Medicare Advantage plan. These plans set an annual out-of-pocket maximum, which can give people the peace of mind of knowing that the maximum amount they might have to pay for their health care in a given year is capped at a set amount. • What is the difference between a Medicare Advantage

plan and a traditional Medigap policy? Medicare Advantage plans – also known as Medicare Part C – are plans offered by private insurance companies that combine Part A and Part B coverage into a single plan that frequently also includes Part D coverage for prescription drugs. Medicare Advantage plans may include additional benefits for services not covered by Original Medicare like hearing aids, eyewear or fitness programs. Medicare supplement insurance plans – which are sometimes called Medigap plans – are designed to work alongside Original Medicare (Parts A and B) to cover some or all of the out-of-pocket costs, such as deductibles, coinsurance or copayments. • Is it true if I have a Medicare Advantage plan that I have to go to only doctors in the plan? This depends on the type of Medicare Advantage plan you choose. It’s important to consider a plan’s network – and whether your doctors and hospital are included – before you enroll in any Medicare Advantage plan. Some plans, such as Health Maintenance Organization (HMO) plans, only cover services provided by physicians and hospitals within the plan’s network. Other types of plans, such as Point of Ser-

vice (POS) and Preferred Provider Organization (PPO) plans, cover services outside of the network, though you will typically pay more when you use these options. • So, if I choose a Medicare Advantage plan....all my health-care is free? Are there co-pays? There are almost always outof-pocket costs for Medicare beneficiaries whether it’s an additional premium or cost sharing. Understanding the financial impact of your coverage choice is crucial. Typically, the higher the premium, the lower the cost sharing (copayments and/or co-insurance) you might pay when you access care. Additionally, the annual outof-pocket maximum – the point where you stop paying cost sharing and the plan pays 100% of the allowed amount – is another key variable to weigh as you evaluate plans. • Are drugs covered with Medigap and Medicare Advantage plans? Medicare supplement insurance plans – which are sometimes called Medigap plans – don’t include prescription drug coverage. This means that if you have Original Medicare and a Medicare supplement insurance plan, you will have to purchase a separate Part D

pommer continued from page 3A

very well,” said Bugher, who had served as secretary of administration under former Republican Gov. Tommy Thompson. The comparison is troubling to Republican ideals. Wisconsin has reduced its personal income tax rates; Minnesota adopted higher taxes to pass its budget. Minnesota has adopted to take additional federal Medicaid money and provided health care for an additional 120,000 citizens. The Walker administration rejected additional federal money for

Medicaid. The program is being restructured, and 92,000 Wisconsin citizens - including many thousands in Milwaukee - will soon be getting letters from the Walker administration telling them they will lose Medicaid coverage in 2014. Some will remember the governor rejected federal money that would have provided high-speed rail service linking Madison and Milwaukee and Chicago - that refusal sent the money to other states. In an interview, Bugher urged help for the City of Milwaukee:

“My advice to elected officials is to do all you can to help the Milwaukee economy, the school district, the infrastructure there. That will pay dividends for the balance of the state.” Earlier this year the GOP-controlled Legislature voted to override Milwaukee ordinances requiring police and firefighters to live in the city. It will allow these protective workers to live in suburbs near the city if they wish to do so.

Mark Bugher, who retired as director of the University of Wisconsin-Madison Research Park in Madison earlier this summer, said the economic numbers in Wisconsin are terrible, “but the secret to the Wisconsin economy is still Milwaukee.” “If you compare Wisconsin and Minnesota, the biggest difference is that Minneapolis-St. Paul are very successful and humming along but the City of Milwaukee is not doing

Medicare continued on page 17A


September 2013 • 50plus

• 9A

Social Security hodgepodge I normally like to confine my columns to one particular Social Security topic. But today, we’ve got a hodgepodge of questions dealing with a variety of Social Security issues. Here it goes. : In a recent column, you said you could explain any Social Security law. Well, can you give me the rationale behind this rule? If I delay taking Part B Medicare until sometime past age 65, I am charged an extra 10 percent premium penalty for each year I didn’t have Part B, and I have to pay that penalty for the rest of my life. Can you explain why that is? It seems like highway robbery to me! : It’s an incentive to get people to take Medicare at 65, and not wait until they need it. That’s the way any insurance works. For example, if you were to delay buying life insurance until you were 80 years old and in ill health, you are going to pay a much higher premium than if you took out that life insurance policy at a younger age when you were fit as a fiddle. Likewise, if you delay buying Part B Medicare until you are older and sicker, than you are going to pay a higher premium for that, too. : I have a 53-year-old disabled sister in Missouri who is almost destitute. Her husband has run off with another woman and left her with nothing. She filed for Social Security disability twice and was turned down both times. I don’t see how they could do that because, believe me, no one will hire her because of all her problems. You recently wrote a column about SSI. Do you think my sister is eligible for SSI? : For those who don’t know, SSI stands for Supplemental Security Income. SSI is

Q

A

Q

A

a federal welfare program managed (but not funded) by the Social Security Administration. The same disability evaluation criteria apply to Social Security and SSI. In other words, because it was decided that your sister is not disabled enough to qualify for Social Security, then she will not be disabled enough to qualify for SSI either. But if your sister was turned down for Social Security disability for non-medical reasons (for example, because she didn’t have enough work credits to be eligible for Social Security), then there is a chance she might still qualify for SSI. To get SSI, her income and assets must be below certain limits that vary from one state to another. So if your sister was denied for non-medical reasons, she will have to check with her local Social Security office to see if she meets the SSI eligibility criteria for Missouri. : In a recent column, you printed a letter from someone who characterized her local Social Security office as a zoo. I just wanted you to know that I have always found my local Social Security office to be a very pleasant place to do business. And every time I visit, I deal with professional and helpful personnel. : Thanks for sharing that. You are not the only person who wrote to tell me about good service from their local Social Security office. I have worked in or visited hundreds of Social Security offices throughout my career. Most were as professional as the office you describe. A few left some things to be desired. But then that is true with almost any business or office. My point is that any government agency or business that deals with the public on a regular basis can be a pleasant place to visit, or it can be a zoo.

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10A • 50plus • September 2013

Steroid shots aren’t best of back pain treatments

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Dr. David Lipschitz Steroid injections for back pain may increase the risk of fractures. Many patients with chronic back pain who do not respond to conservative measures are referred to a pain specialist. Following a careful workup to identify the abnormality causing the pain, local steroid injections are often recommended. Although such treatment is

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thought to be relatively safe, a study published in the Journal of Bone and Joint Surgery showed that every steroid injection increased the risk of a fracture in that area by 21 percent. The researchers analyzed outcomes in 3,450 patients with back pain who received at least one steroid injection and compared their outcomes to 3,000 back pain patients who never received an injection. Those treated with injections had a significantly higher risk of vertebral fractures. Steroids cause bone weakness; they impair bone integrity, leading to a greater risk of a fracture. While these findings will lead to more caution about local steroid injections, they still should be used when appropriate — but as infrequently as possible. So what are the causes of back pain and what are the principles of its treatment? Sudden back pain occurs after serious injuries, from lifting heavy objects or from inappropriate posture. Chronic back pain can occur because of narrowing of the spinal canal (spinal stenosis), herniation or degeneration of disks between the vertebra, osteoarthritis of the spinal joints or an abnormality called spondylolisthesis, where one vertebra slides either forward or backward over another one. Osteoporosis can weaken bone sufficiently that minor injury can

collapse a vertebra or collapse could occur spontaneously. Muscle spasm is a major cause of severe pain in the back. Often associated with stiffness, the pain can be overwhelming and is felt in the low back and buttocks. Frequently the pain is mistakenly thought to come from the hip. Pain also occurs because of nerve irritation that leads to pain radiating down the leg and below the knee. This is often called sciatica. Nerve damage can also cause numbness, tingling and burning, most frequently felt in the feet. Not every person who arrives at the doctor’s office with significant back pain needs an immediate X-ray or imaging studies. However, testing must be done if the damage to nerves is severe enough to cause significant weakness or loss of sensation. Impaired bowel or bladder function is another serious finding. Depending on the diagnosis, immediate surgery could be needed to prevent further and permanent nerve damage. Bed rest is recommended for an acute flare-up of back pain. During this time, adequate pain medications should be prescribed, as should muscle relaxants to reduce spasms. Because it is easier to prevent than to relieve pain, medication should be taken on a schedule. Acetaminophen (generic Tylenol) is always prescribed first. While it


September 2013 • 50plus

may by itself not be sufficient for adequate relief, it acts synergistically, making a second and stronger pain medication more effective. Bed rest should be limited to two days, after which physical therapy should begin. In combination with analgesics, the vast majority of patients will receive a great deal of relief, and no further treatment will be needed. Many patients are helped greatly by chiropractic care, and there is evidence that acupuncture can be as effective as most other modalities. If pain becomes more severe or does not respond to the initial treatment, X-rays should be obtained and, if needed, a referral to a back surgeon arranged, to determine whether surgery is needed. A decision to operate requires someone with a great deal of training and the identification of a specific abnormality that is highly likely to be corrected by surgery.

If surgery is not a consideration, referral to a pain specialist should be considered. While local injections will, in the future, be used more judiciously, local pain patches and nerve stimulation could be prescribed. A pain team should always be involved in a decision to prescribe narcotics. Appropriate counseling from a team of professionals, a contract to assure that no one else prescribes narcotics and close supervision are needed to assure good pain control with a minimal chance of abuse. These days much can be done to help patients with back pain. Seeking care from the appropriate experts is the key to better outcomes with the fewest adverse effects. Dr. David Lipschitz is the author of the book “Breaking the Rules of Aging.”

• 11A

Are you moving in the right direction?

In his latest book, Guiding Our Parents in the Right Direction, Bruce Nemovitz tells real-life stories that he hopes will offer seniors and their families comfort, and confidence to make the difficult decision to sell the home they love. As a longtime real estate agent, Bruce Nemovitz has helped countless families buy and sell homes, but his expertise doesn’t stop there. He specializes in helping seniors and their families make the transition from a treasured family home to a senior community. By listening to his clients thoughts and concerns, Bruce developed a real estate practice that encompasses not only the sale, but also packing, moving and setting up in a new residence. His first book, Moving in the Right Direction targets seniors specifically. His second book, Guiding Our Parents in the Right Direction is designed to help the families, whether they are considering an immediate move or just want to prepared. “It’s never too early to plan for the future.” For more information about author Bruce Nemovitz, and his books, Moving in the Right Direction and Guiding Our Parents in the Right Direction, please visit www.BrucesTeam.com/books Book Signing: September 17, 7-8:30pm Laurel Oaks, Glendale

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12A • 50plus • September 2013 kelley continued from page 1A

that Suzanne, after graduating From Lake Country, her ever sonality and great sense of humor, from Brookfield Academy gained widening search for challenges as can be noted by the manner in a degree in Journalism from the led Suzanne to the regional headwhich she employs her assertive University of Florida at Gaines- quarters of General Electric, where skills as leader of a multi-member ville. She worked first as a reporter she was Regional Manager of Govorganization that has as its mission driving the economic growth in Waukesha County. Suzanne’s office staff of eight does this by fostering a vibrant business community through four key pillars: advocacy, development, networking and proSo said a board member not motion. At first blush, this might seem wishing personal identification. like a monumental task, but Suzanne definitely knows the who, what, when, where, why and how for Lake Country Publications and ernment Relations. After 23 years of getting it accomplished. Before soon after became the editor. there, Suzanne, already at one all is said and done, we’ll tell you time a member for six years of the board of directors of the Waukesha Chamber of Commerce, became its president and the following year, 2010, oversaw the merger with the Waukesha County Action Network. Thus, the Waukesha County Business Alliance, with about 900 members, was born.

“She’s there at every step of the way. Her management style and leadership are just incredible.”

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Suzanne’s dad, Oscar Heiss, died 14 years ago and was not able to witness the stairs to economic success his only child has climbed. Mother, Ute, spends the winter months in Florida. Oscar and Ute immigrated from Germany in 1951, and originally located in this area to be near to a great aunt of Suzanne’s, a nun stationed in Fond du Lac. But what actually is the Waukesha County Business Alliance? It is a non-profit, private, member-driven voice for businesses throughout Waukesha County. The merger in 2010 with the Action Network was to make the voice for businesses much louder and certainly more audible. With the 900 members, and, yes, Suzanne has met most of them, she leads a strong driving force to strengthen the area’s vital economic progress. As president, Suzanne is the premier advocate and has a soft voice heard loudly as a pro-business advocate. The Alli-


September 2013 • 50plus

ance staff provides timely information, promotional opportunities, member to member dealings, and overall, works to increase the vitality of the general business community. As a busy president, Suzanne is assisted by eight others on the staff, has eight influential members of an executive committee and a 19-member board of directors these are community leaders from various business and professional fields. Wow! How long might those board meetings be? Suzanne said, “We limit them to one hour and that often includes a guest speaker.” Just what might Suzanne Kelley be doing this month? In addition to daily functions as the office does open in Waukesha at 8 a.m. Monday through Friday, she has 18 meetings on her calendar, some after normal office hours. Each of these somehow involves leadership, advocacy and/or development.

If there are any still unmet expectations for the Alliance, we’d bet that Suzanne has them penciled into the timetable for future accomplishments. Her metabolism doesn’t allow her to move slowly. The genes she inherited from her parents must have had her jumping from day one. Her leadership motor just keeps revving. As she shifts gears, her speed cannot always be full ahead. But she keeps everything in perspective. If there’s ever a trade-off of some type, it must be another avenue to success. What about a social and home life for the busy and energetic Suzanne? She and husband, John, are avid tennis players. They also love to hike and bike and recently completed another of their 25-mile rides. They also are regular Milwaukee Repertory-goers and are members of the North Lake Yacht Club, where Suzanne sailed with the children while they were learning that skill. Soon, their daughter will be heading back to college and

The Family: John and Suzanne Kelley are pictured with their children, Melissa and Michael. The Grandmother Ute at lower right. the youngest Kelley will complete his high school education at Arrowhead in Town of Merton. These husband-wife activities obviously keep John, a department manager at Metal Tek in Waukesha, and Suzanne in great shape as can be not-

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ed from the pictures herewith. In addition to her rather consuming work schedule, Kelley is on at least five advisory groups or boards of directors. Yes, she is generous with her time and talents.


14A • 50plus • September 2013

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people with age-related eye problems to rise dramatically. You can’t prevent all age-related changes to your eyes. But you can take steps to protect your vision and reduce your risk for serious eye disease in the future. Effective treatments are now available for many disorders that may lead to blindness or visual impairment. You can also learn how to make the most of the vision you have. “Vision impairment and blindness are among the top 5 causes of disability in older adults,” says Dr. Cynthia Owsley, an eye researcher at the University of Alabama at Birmingham. Vision changes can make it difficult to perform everyday activities, such as reading the mail, shopping, cooking, walking safely and driving. “Losing your vision may not be life-threatening, but it certainly affects your quality of life,” Owsley says. The clear, curved lens at the front of your eye may be one of the first parts of your body to show signs of age. The lens bends to focus light and form images on the retina at the back of your eye. This flexibility lets you see at different distances—up close or far away. But the lens hardens with age. The change may begin as early as your 20s, but it can come so gradually it may take decades to notice. Eventually, age-related stiffening and clouding of the lens affects just about everyone. You’ll have trouble focusing on up-close objects, a condition called presbyopia. Anyone over age 35 is at risk for presbyopia. “You might find you’re holding your book farther away to read it. You might even start thinking your arms just aren’t long enough,” says Dr. Emily Chew, a clinical researcher at NIH’s National Eye Institute. “A good and simple treatment for presbyopia is reading glasses.”

Cloudy areas in the lens, called cataracts, are another common eye problem that comes with age. More than 22 million Americans have cataracts. By age 80, more than half of us will have had them. Some cataracts stay small and have little effect on eyesight, but others become large and interfere with vision. Symptoms include blurriness, difficulty seeing well at night, lights that seem too bright and faded color vision. There are no specific steps to prevent cataracts, but tobacco use and exposure to sunlight raise your risk of developing them. Cataract surgery is a safe and common treatment that can restore good vision. The passage of time can also weaken the tiny muscles that control your eye’s pupil size. The pupil becomes smaller and less responsive to changes in light. That’s why people in their 60s need 3 times more light for comfortable reading than those in their 20s. Smaller pupils make it more difficult to see at night. Trouble seeing at night, coupled with a normal loss of peripheral vision as you age, can affect many daily activities, including your ability to drive safely. Loss of peripheral vision increases your risk for automobile accidents, so you need to be more cautious when driving. “Keeping older adults active and on the road as drivers, as long as they’re safely able to do so, is considered important to their health and psychological well-being,” says Owsley. But she notes that tests for motor vehicle licenses tend to focus on visual acuity—how well you can read the letters on an eye chart. “Many of the healthy behaviors that help reduce your risk for longterm diseases can also help to protect your eyesight.”


September 2013 • 50plus

• 15A

Dr. Allen at LasikPlus Specializes in

Cataract Diagnosis and Treatment Dr. Ron Allen at LasikPlus is Milwaukee’s leading Ophthalmologist with over 23 years of experience. Using modern technology, Dr. Allen can performs procedures to treat:

t $BUBSBDUT t $MPVEZ WJTJPO t 1PPS OJHIU WJTJPO t (MBSF BOE SJOHT BSPVOE MJHIUT t 'SFRVFOU QSFTDSJQUJPO DIBOHFT Your vision correction or cataract procedure with Dr. Allen will be quick, with minimal recovery time. Most patients experience almost immediate results with very little discomfort.

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888-651-3937 Medicare accepted. Attractive financing available.

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Copyright© 2013 LCA-Vision, Inc. dba LasikPlus®. All Rights Reserved. *Individual results vary. Visit www.lasikplustreatment.com or call 1-888-651-3937 for information. Non-LASIK exams will incur a charge that may be covered by insurance.


16A • 50plus • September 2013

Surgical procedures may help you to see more clearly

What can I expect before, during and after a cataract procedure? Great advances in technology allow the cataract procedure at LasikPlus to be very quick, simple and comfortable. Dr. Ron Allen offers a range of procedure options that not only remove the cataract, but can also improve distance and near vision, oftentimes greatly reducing patients’ dependence on glasses. First step for every procedure at LasikPlus is a thorough, 90-minute eye examination at the vision center. This in-depth exam allows our team of specialists to recommend an option that is best suited specifically for your eyes, lifestyle and preferences. The surgery itself takes place at a nearby Ambulatory Surgical Center and only takes about 15 minutes to perform. You will be given topical anesthesia that makes the procedure virtually painless and also allows

you to go home the same day. Most of Dr. Allen’s patients notice an improvement in their vision immediately after surgery and can resume light daily activities like walking, reading or watching TV the next day. You will return to the LasikPlus Vision Center for brief, periodic post-operative evaluations to ensure your healing is progressing as planned. Cataract surgery with Dr. Allen is quick, comfortable and allows you to return to your regular routine just a few days after surgery. To learn more, visit http:// www.lasikplustreatment.com/ or call 877-693-3937. Answer provided by Dr. Ron Allen of LasikPlus. What are the first signs of glaucoma, and if I have it in one eye will I get it in the other? There are two main types of glaucoma. The most common one has no symptoms in the early stages, which is why it is important to

have regular eye examinations, particularly over the age of seventy or if there is a family history of glaucoma. In the later stages, people may have difficulty seeing as well at night and eventually may develop blurry vision from glaucoma. These symptoms though are usually only present in the later stages and are often irreversible. The other, less common form of glaucoma can cause symptoms of redness, pain and blurry vision. These can be intermittent and relatively mild or quite dramatic with extreme eye pain and blurriness. This type of glaucoma occurs more common in patients who are far-sighted. If I have glaucoma in one eye, will I get it in the other? Often, glaucoma is in both eyes, but not always. What type of surgery or procedure is used? Most glaucoma is not treated

surgically in the early stages, but rather with eye drops. When eye drops do not control the pressure, there are several types of surgical procedures to release the pressure in the eye. These, in effect, create a slow leak in the eye such that the pressure is reduced. In some glaucoma patients laser surgery is also effective in reducing the pressure as well. This answer is provided by R. Ted Compton, M.D., Medical Eye Associates, S.C. To schedule an appointment, please call 262-5473352. I am in my late fifties and have worn glasses and contacts for over 35 years. I am sick of this routine. Is there any type of surgery for me to be set free from glasses? Good news! There are many options available today to reduce reliance upon corrective lenses. These are called “refractive” procedures because they shift the light entering


the eye to come to a point of focus on the retina, enabling patients to see better without glasses or contacts. One of the most widely known refractive procedures is LASIK surgery, which has helped millions of Americans to see more clearly. Advancements have been made with refractive surgery, and there are options available other than LASIK for those who don’t qualify. Most commonly recommended are intraocular lens implants (IOLs). IOLs now offer patients a range of vision like never before, with less reliance upon corrective lenses to see at varying distances. Those having modern cataract surgery will likely learn about these IOL options with their surgeon. However, patients can opt to have IOLs implanted before cataracts develop

simply to improve their vision and become less reliant upon corrective lenses. Before having your heart set on a specific procedure, it is always best to have a thorough eye exam and discuss surgical options with a doctor. Your eye doctor will make sure that you are a good candidate for the surgical procedure that is best for you. Don’t hesitate to call our office at 414-271-2020 to discuss your surgical options. This answer is provided by Dr. Peter Foote, Ophthalmologist with Milwaukee Eye Care Associates, S.C. Question: My eyelids are drooping. Sometimes when I am tired, I almost feel like they won’t stay open. What treatment or procedure would you recommend?

“Upper eyelid drooping (also known as “ptosis”) can either be apparent at birth (congenital) or develop with age (involutional). Involutional ptosis may limit your side or even central vision if the drooping is severe. If ptosis (pronounced “toe-sis”) occurs in one eye, it may create an uneven appearance. A surgical procedure to shorten the muscle that opens the eyelid will often lead to better vision and improved appearance,” explains Mark Freedman, MD, an eye surgeon and partner at Eye Care Specialists. Head of Ophthalmology at Aurora Sinai Medical Center Dr. Brett Rhode adds, “Another possible reason for drooping lids is the development of excess skin that can occur with age. Eyelid skin is the thinnest skin of the body, so it

Medicare continued from page 8A

ries have an opportunity to review their Medicare and prescription drug plan choices and change, join or leave a plan during the Open Enrollment Period that runs from Oct. 15 to Dec. 7. Since people’s health and financial needs can change from year to year, it’s important to review your coverage to make sure it is still meeting your needs, and if it’s not, make a change before Dec. 7. • Where do I go for help to discern which plan is correct for me? To learn more about Medicare and your coverage options, I’d encourage people to attend a National Medicare Education Week event. You can learn more and register for the events at NMEW.com. • The Milwaukee events scheduled are: September 16, 2013 at 1:00 p.m. Washington Park Senior Center Main Hall 4420 W. Vliet St., Milwaukee, WI 53208

2601 W. Howard Ave., Milwaukee, WI 53221 You can also learn more at MedicareMadeClear.com, www. Medicare.gov or by calling 1-800-MEDICARE (TTY: 1-877-

prescription drug plan or obtain drug coverage from another program such as SeniorCare or the VA. Network-based Medicare Advantage programs – such as HMO, POS and PPO plans - usually include the Part D coverage built into the medical benefits. • Is home health-care covered in any the above plans? Yes, home health care services that meet Medicare criteria are typically covered by Medicare Advantage plans. Medicare supplement insurance plans often provide additional coverage for home health care services covered by Medicare Parts A and B. • What about long term care insurance? Medicare typically doesn’t cover care that isn’t medically required. As a result, custodial care in a nursing home or assistance with activities of daily living (ADL) isn’t covered by Medicare. People may want to explore long term care insurance to help cover these costs. • What if I want to change from a plan to another. Is this September 19, 2013 at 1:00 p.m. doable? Wilson Park Senior Center Each year, Medicare beneficia- Main Hall

• 17A tends to stretch. When this happens on your upper lids, it can create a “heavy” sensation as well as limit your side vision. If it occurs on the lower lids, it is known as “bags” under the eyes. Surgery to remove excess skin in the upper eyelids to improve vision and appearance is called blepharoplasty.” Both of these procedures are performed by an ophthalmologist and may be covered by Medicare and insurance if it can be documented that the condition is affecting your vision and not just for cosmetic purposes. Questions answered by Mark Freedman, MD and Dr. Brett Rhode of Eye Care Specialists. To schedule an appointment, please call 414-2584550. September 2013 • 50plus

486-2048), available 24 hours a day, seven days a week. Another good local resource is the Wisconsin Senior Health Insurance Program (SHIP) help line: 1-800-242-1060.

Caregiver help and resources are available at:

Helping Caregivers of Seniors in Waukesha County

Contact us: CaregiverEmail@gmail.com

262-548-7848 or 1-866-677-2372 www.TheCaregiverConnection.org


18A • 50plus • September 2013

Meet Tom and Debbie Halla: Unique in Wisconsin Golf By Jack Pearson Artwork by Gene Haas As the headline above notes, Tom and Debbie Halla are a unique pair. Unique: it’s a word often misused. Webster defines it as “being one of a kind, being without equal.” If that’s the case, it is correctly used here. Reason being, Hubby Tom, 45 is in charge of the popular Naga-Waukee Golf Club, just west of Pewaukee Lake. Wife Debbie, 53 is in charge of the nine-hole Moor Downs Golf Club in Waukesha. In all of Wisconsin, with its more than 500 golf courses, there is not another instance of a husband running one golf course, and his wife running an entirely different one. This was verified by the WSGA (Wisconsin State Golf Association). In fact, they said there may not be another such pairing anywhere in the country. Running a golf course, especially in northern states such as Wisconsin, is a vast and often difficult responsibility. In Sun Belt states the course and its staff are basically the same all year long. The course never closes and the staff, other than normal attrition, stays on. In northern states, however, the course has to be shut down usually in late fall, the staff released and everything put away for the winter. Then in spring,

the whole process is reversed and the staff brought back in. Except many of them are no longer available, having taken jobs elsewhere. And much of the equipment that had been put away months before had rusted and doesn’t work any longer. “Oh, it’s not that bad at all, just the opposite,” Tom said, laughing. “Running a golf course is an absolutely terrific job. Where else can you be in such great surroundings, with such fine people, and be involved in a wonderful game like golf? It’s what I’ve wanted to do ever since I can remember, and what I want to do for the rest of my life.” In addition to his duties at Naga-Waukee, Tom is one of Wisconsin’s top amateur golfers. During his vacations and days off, whenever he can get away, Tom enters many of the major golf tournaments in the state, and wins his share. If you ask him about them though, he’ll smile and change the subject. Tom loves to talk, but about everything other than himself. I had to go to the WSGA Directory to check out some of his many wins. Here are some of them. • He won the prestigious Riverdale Tournament of Champions three times. The tournament, started in 1959, always has a top field,

TOP Golfing Trio: Charlie Delsman, left, joins mom and Tom on golfing occasions. All three are among the top amateur golfers in the state. the best amateur and professional times, with only the pair of Archie golfers in the state. The top win- Dadian and Jim Covelli winning ner at the event is Mark Bemowski, more. who won it this year for the fourth • Halla and Haines also won the time. WSGA Bestball title in 1990. • Tom and his partner, John He was the low amateur in the Haines, won the annual Billy Six- 2010 Wisconsin State Open with a ty Bestball Championship three 282.


September 2013 • 50plus

• 19A

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• He won the Wisconsin Public Links Championship in 2001. • He took runner-up honors in this year’s Ray Fisher Tournament; in the State Medal Play Championship in 1996; in the Milwaukee District Medal Play Championship in 1999; and in both the 1996 and 2000 WSGA Match Play Championship. “I remember the first time I ever saw Tom play,” recalled Gene Haas, the former Executive Director of the WSGA. “It was way back in the ‘80s, and he was only 17 at the time, entered in one of our events. Even then he had this long, smooth swing, a lot like Ernie Els. You could tell that he was going to be a fine golfer.” Debbie will readily tell you that her game in no way compares to that of her husband or son. She didn’t take up golf until later in life, but still often shoots in the 70s. Her best in competition is a 76. In case you’re not familiar with the game, less than five percent of all males golfers in the country ever shoot in the 70s. The Milwaukee Journal prints Honor Scores from area golf clubs every day in season in their sport pages. Debbie’s scores are

often listed, even though most of the time she had been playing Naga-Waukee, which is a very difficult layout. Talking about Naga-Waukee brings up another interesting point about Tom’s golfing achievements. If you’ve ever played the course, you know it’s one of the toughest in the state, with an abundance of elevation. Most golfers are happy to break 100 on it. The course record in competition is 63. The man who shot that gem was Tom Halla. The course non-competitive record is a 61. That was shot by Charlie Delsman, Tom’s stepson. Charlie is Debbie’s son by a previous marriage. During the winter, Charlie plays on the PGA mini tour in Florida. During the summer, he returns home and lives with Tom and Debbie, and works at nearby Erin Hills Golf Course as a caddie. What struck me the most about Tom and Debbie had nothing to do with the unusual aspect of their jobs or their golfing abilities. Both are as congenial and down to earth as anyone you’ll ever meet. Neither exhibits any degree of self importance (as do many in their positions), and are, correspondingly,

very well liked by their staffs, by the people who play their courses, or by anyone who comes in contact with them.


20A • 50plus • September 2013

PLANTING TOMORROW’S DREAMS TODAY By Brad Olson

HERMAN WHITE WRITES

Wisconsin football resurgence began with an unlikely source How does a pleasant, middle aged lady, only a little over five feet tall, fit in with a story about big time college football? Well, of course, all those huge 300-pound linemen have mothers, and some of those mothers might be construed as being somewhat small in size. This, however, is not about moms and their big kids. It’s about a woman in academics who used her intelligence, her dynamic personality, her love of people and sports, and her vision of the future to change the course of history. Because of her, the sports scene at the University of Wisconsin will never be the same. Her name? Perhaps you remember it – Dr. Donna E. Shalala. For as long as most football fans can recall, it’s always been the same gridiron powerhouses on top every year; schools such as Michigan, Notre Dame, Alabama, Texas, USC, Ohio State and Oklahoma. Those bigwigs always seem to get the best high school stars, the most wins and bowl bids, the largest crowds and the greatest media coverage. Things began to change about 20 years ago. That’s when upstarts

Pat Richter

SPORTS By Jack Pearson

such as Florida and Florida State moved into the spotlight, and more recently, former doormats such as Oregon, Oregon State, Baylor and Boise State. And yes, Wisconsin, too. The turnaround in football fortunes for the Wisconsin Badgers over the past few decades has been remarkable, to say the least. During most of the ‘60s, ‘70s and ‘80s, a long a dreary era, the Badgers were a losing team, at or near the bottom of the Big Ten almost every year. From ’63 through ’92, 30 seasons, Wisconsin won only 119 games, an average of less than four wins a year. Attendance at Camp Randall was correspondingly woeful. Back then the stadium’s capacity was only about 70,000 (it’s more than 80,000 now). But even at 70,000 it was seldom filled. Average

ARTS

ENTERTAINMEN

attendance in 1968 was only 43,555. That was the year Wisconsin didn’t win a game and went 0-10, the worst record in the school’s history. That year for the Ohio State game, with the Buckeyes ranked number two in the country, there were only 40,972 fans in the stadium. Can you imagine 30,000 empty seats for an Ohio State game today? Or Enis Wright that many for By a game against any team? Of course ’67 through ’69 were the three years under Coach Johnny Coatta, when the Badgers went 23 straight without a win, so it is understandable why so many stayed away. But even as late as 1989, there were only 44,978 for a homecoming game against Northwestern, and homecoming usually makes for a packed house. So how did the change from all of this abject mediocrity, actually sub-mediocrity, come about? How did the gods of football decide to finally smile on Wisconsin? Most Badger fans today attribute the big turnaround at Wisconsin to the emergence of Barry Alvarez as the school’s new head football coach. He was the one who put Wisconsin football on the map, they will tell you.

the WRIGHT SIDE of

That’s partially true, but there’s more to the story. The reason Alvarez came to Wisconsin was because Pat Richter, the former UW football All-American who had been named as the UW Athletic Director the year before, went down to Notre Dame where Alvarez was an assistant coach and hired him. And the only reason Richter was there as the AD was that Dr. Shalala, then the UW Chancellor, had talked him into taking the job. Let’s take a look at that cause and effect scenario, ladies first. When Dr. Shalala (pronounced sha-Lay-la) was named as Chancellor of the University of Wisconsin in 1988, she became the first woman not only to lead the UW, but any school in the entire Big Ten. This commentary about her here is not simply because of her initiative and involvement in resurrecting Wisconsin athletics. What she accomplished there was far more than that. For example, in addition to identifying the problems in the Athletic Department and bringing in Richter to solve them, she: Became nationally known for her efforts to strengthen the whole undergraduate program at Wisconsin. Was highly instrumental in recruiting and increasing top quality faculty and staff. Worked diligently to improve the research program and its facilities. Increased opportunities for women and minorities on campus. Her tenure at Wisconsin lasted only five years, largely because her work became known on even higher levels. In 1993, President Bill Clinton asked her to become the U.S. Secretary for Health and Human Services. She became the first woman in the post, and held the position throughout the eight years of the Clinton Administration. (She was succeeded by anoth-

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KILLING TIME with Jim McLoone

Dr. Shalala

Barry Alvarez


September 2013 • 50plus

er Wisconsinite, former Governor Tommy Thompson). She then accepted the presidency of the University of Miami in Florida, where she remains. Over the past couple of decades, among her many accolades, she was named as one of the top five managers in higher education by Business Week, and was listed as one of the 50 most powerful women in the U.S. by Ladies Home Journal. Prior to her years at Wisconsin, she served for seven years as the President of Hunter College. She earned her bachelor’s degree from Western College for Women in 1962, and her doctorate from Syracuse University in 1970. In 2008, she was awarded the Presidential Medal of Freedom, the nations’ highest civilian honor, by President George Bush. Very soon after she took over as Wisconsin’s Chancellor in 1988, Dr. Shalala became aware of the plight of the Athletic Department at the school. She also knew that at Wisconsin, as at most universities, football was nearly always the primary revenue producing sport, and thus the one that paid the bills for all the others. At the UW, with its more that 20 men’s and women’s intercollegiate sports programs, men’s basketball and men’s hockey did well enough on their own, but all of the others depended on football for their existence. How does football make all this money? Simple enough, by filling Camp Randall for each of the team’s home games, which the Badgers weren’t doing. For years there had been an average of more than 20,000 empty seats at each of the games. Do the math. At an average ticket price of about $40, times 20,000 for six home games, that meant a loss of $4.8 million a season in ticket revenue alone. Much more if you add concession sales, programs, parking fees and other items. Identifying the problem was easy; solving it was not. The only way to fill all those empty seats is by having an exciting,

On January 1, 1994, after Wisconsin’s Rose Bowl victory over UCLA, Pat Richter, Dr. Donna Shalala and Barry Alvarez celebrate together. winning football team, which was a Vice President of Personnel, and something Wisconsin hadn’t really was there for 18 years before Dr. been able to accomplish in many Shalala approached him about the long years. Wisconsin Athletic Director job. Dr. Shalala knew she had to “When Donna initially came to attack the problem, and quickly. me with the offer to take the WisWhat she needed was a top flight consin AD job,” Richter recalled, “I athletic director, one who was not was both surprised and flattered. only astute in business, but one But I turned it down. I was very who had a strong football back- happy where I was. Besides, I knew ground, and preferably one with a the situation at Wisconsin was in stature and personality that would real turmoil. They were deep in be embraced by fans, alumni and debt and the athletic program was the media. In the initial months going nowhere. I didn’t feel I had of her term in office, she had met the kind of experience that was most of the community leaders in needed to clean up the mess.” He the Madison area. One of them stopped for a moment and then was Richter, then an administrator smiled. “But I’ll tell you, Dr. Shaat the Oscar Mayer food process- lala can be very persuasive. Then, ing company. She soon came to the too, Wisconsin is my alma mater, conclusion that he was the man for and there are few things in life that the job. I love more than football. I finalAt Wisconsin, besides becom- ly relented. I don’t think I would ing the greatest end in Badger foot- have, except for her.” ball history, Richter also starred in It almost seemed that Dr. Shabasketball and baseball and was lala thought higher of Richter’s adthe only athlete at the school ever ministrative abilities than he did to earn nine varsity letters. He was himself. It’s difficult to tell, since also a straight-A student. He be- Richter was and is a very modest came a first round draft pick of the individual, never one to blow his Washington Redskins of the NFL, own horn. and earned All-League honors with As it turned out, he was not them, too. After his retirement as only the best man for the job, to a player, he returned to Wiscon- repeat an old Vince Lombardi sin to study for his law degree. He phrase, he was the only man for the practiced law for a few years be- job. What he accomplished at Wisfore joining Oscar Mayer, became consin, with no athletic depart-

• 21A

ment background at all, was phenomenal. As noted by the school’s own sports information staff in its 2000 Media Guide: “Pat Richter, dean of the Big Ten Directors of Athletics, begins his 12th year in the post for his alma mater. The former all-star student athlete not only rescued the Badger Athletic Department, but he has charted a plan for a prosperous future. When Richter accepted then Chancellor Donna Shalala’s offer to run the department in ’89, he inherited a $2.1 million debt, a downtrodden program on the field, sub-par facilities and waning fan support. During his administration, he eliminated the red ink on the financial ledgers, helped the Badgers win on the playing field, built new facilities, added three new women’s sports and made it fashionable again ‘to be a Badger.’ Every athletic program has flourished.” This included the football team, which (up to ‘02) had won three Big Ten titles, six bowls and filled Camp Randal Stadium; the men’s basketball team, which played in five straight NCAA tourneys; the women’s basketball team, which played in four NCAA tourneys; and three other teams, the men’s hockey, the men’s soccer and the men’s crew, all of which won national titles. And now to Mr. Alvarez. He is now entering his 10th year as the Director of Athletics at the University, and 7th without the additional title of Head Football Coach. He served in both capacities in ’04 and ’05. As head coach, starting in 1990, Alvarez wasn’t immediately successful. The players he inherited weren’t the world’s best, and he went 1-10, 5-6 and 5-6 before his big breakout year in ’93. Then he led UW to its first Big Ten Championship in 30 years and its first Rose Bowl win ever, 21-16 over UCLA. During his 16 years running the show for the Badgers, the team averaged nine wins a year, far more WI FOOTball continued on page 22A


22A • 50plus • September 2013

Arts & Entertainment Calendar September 6 – 7 Tosa Fest Downtown Wauwatosa A great music and food fest. Live Music. Charity Sports Tournaments on Saturday and Kids area sponsored by the WAC. Sarah’s Stride 5K Run, Saturday at 3 p.m.; Kids race at 2 p.m.

Oldest run and walk in the state and one of the largest combined 8K events in the United States. Since its beginning it has raised more than $14 million for Children’s Hospital of Wisconsin, with 100 percent of the gifts and pledges going directly to help children. For details, call 414- 266-1520.

September 7 Celtic Fest Lakefront Park, Pewaukee Celebrate the Irish in all of us from 4 – 10:30 with activities for all ages, cultural tent with demonstrations, children’s craft area, great cuisine from Irish restaurants, vendors, music and much more. Call 262-695-9735 or visit positivelypewaukee.com.

September 14 – 15 Orchid Show Mitchell Park Domes 523 S. Layton Blvd. Take one home to add to your collection and learn the art of growing orchids. Small fee, 9 a.m. – 5 p.m. For details, call 414-257-5600.

September 7 & 8 Annual Trimborn Farm Harvest Festival Trimborn Farm Park 8881 W. Grange Ave., Greendale Celebrate the 31st annual showcase of artists and craft people from the Midwest with the Milwaukee County Historical Society. Open from 10 a.m. - 4 p.m. both days. September 14 Briggs & Al’s Run & Walk for Children’s Hospital 12th Street and Wisconsin Ave., Milwaukee WI FOOTball continued from page 21A

than in any other similarly long period in UW history. Before then, as noted, Wisconsin was a football wasteland, and fans were staying away in droves. Since Alvarez’s arrival, or at least since 1993, the Badgers have always been among the top teams in the country. Over the past 20 years, they have played in 18 bowl games, which is about as good as it gets. Also, for the past two decades, Camp Randall has been packed at

September 20 - 22 NARI Fall Home and Remodeling Show State Fair Park, Wisconsin Exposition Center Over 200 home improvement and remodeling experts will provide information on the newest products, services and trends for the home. Friday & Saturday, 10 a.m. – 8 p.m., Sunday, 10 a.m. – 5 p.m. For details call 414-771-4071. September 21 Holy Hill Arts & Crafts Fair Holy Hill, Richfield Over 230 artists/craftsmen exhibits, free shuttlebus service from & to parking, refreshments, door just about every home game. There were a couple of key moves Alvarez made which greatly helped in his success at the UW. The first had to do with recruiting. In the past, that was a function Wisconsin had almost ignored. I remember one year, when Michigan State was the Big Ten Champion, their entire backfield came from Wisconsin high schools. Alvarez knew that any football team was only as good as its players. He thus instigated an extensive and

prizes and more, 10 a.m. – 5 p.m., $5 admission, children 12 and under free.

September 21 Apple Harvest Fest Retzer Nature Center, S14 W28167 Madison St., Waukesha Enjoy prairie tours, arts and crafts, children’s activities, horse drawn wagon rides and Planetarium shows. 9 a.m. – 5 p.m. Parking fee of $5. September 21 – 22 Wine & Harvest Festival Downtown Cedarburg Enjoy the rewards of the harvest’s bounty including Farmers Market, Scarecrow Contest, Giant Pumpkin Charity Regatta, and the renowned Grape Stomp Contest, wine tasting and much more. For details, call 800-237-2874 or 262-377-9620. September 27 – 29 Harvest Fair Wisconsin State Fair Park Admission is free. Enjoy plenty of free entertainment along with ticketed activities, which include scarecrow making, pumpkin bowling and more. Visit call 1-800884-FAIR (3247). September 28 Sturgeon Fest 2013 Lakeshore Park effective recruiting program, not only in this state, but all over the country. By 1993, that effort paid off. The second key move was to put together a top flight coaching staff. The assistants Alvarez hired in ’90 were as good as could be found. Nearly all of them later moved into head coaching spots in college or into the NFL. Even though he is still active, Alvarez has been elected to the College Football Hall of Fame, the Wisconsin Athletic Hall of Fame,

500 N. Harbor Dr., Milwaukee. Great fall weekend event for the family with activities for the kids, an arts and crafts fair and special recognition of the environmental organizations committed to clean rivers, land preservation, and environmental sustainability.

Future Events October 11 – November 17 Shrek the Musical First Stage Children’s Theater This musical brings a story of adventure, friendship and ogre love that’s bringing ugly back! Suitable for ages 6 and up. Visit “http://” www.firststage.org for details and ticket sales. October 16 – 27 Jersey Boys Marcus Center for the Performing Arts, 929 N. Water St. The Tony®, Grammy® and Olivier Award-winning Best Musical about Rock and Roll Hall of Famers The Four Seasons. For tickets, call 414-273-7206. November 12 & 13 “Mr. Warmth” Don Rickles The Northern Lights Theater, Potawatomi Bingo Casino Don’t miss a lifetime of comedy condensed into two nights. For tickets call 414-847-7922/1-800745-3000 or ticketmaster.com. the University of Wisconsin Hall of Fame and the Rose Bowl Hall of Fame. He was the 1993 National Coach of the Year and has twice been elected Big Ten Coach of the Year. Walk into Camp Randall Stadium today, through the South Gate, and you’ll see two impressive statues; one of Alvarez, the other of Richter. There is none there of Dr. Shalala, however.


September 2013 • 50plus

killing time continued from page 4A

prices. We must wonder when the prices will be so low the items are being given away. kkkkk My wife recently had another birthday and she has the correct attitude towards them. The more you have, the longer you’re alive. Amen to that. kkkkk I have reached the conclusion that only good people do good deeds. kkkkk A chaplain recently said that God gave two ears to each of us and only one mouth so we should listen more than we talk. kkkkk The nice man they call “Rusty” perhaps needs some machine oil. kkkkk While words will never kill, as actions might, be careful with what you say, it just could come back to haunt you. kkkkk Enjoy life while you can. A 91-year-old male friend is a rarity among the 32 percent of the population beyond age 84. Sixty-eight percent of Social Security recipients ages 85 and up are women. kkkkk Thank the late Pres. Franklin D. Roosevelt for Social Security. How many of us would have a difficult time in retirement if it was not for Social Security, which he promoted and Congress passed in the mid1930s? kkkkk

Even though you may believe so, you are not the only important person in the world. Still, let’s hope that your spouse and kids place you on some special pedestal on a daily basis. kkkkk I just saw a sign still advertising sweet corn for sale at this late date. Other than corn and sweet peas, we know at the moment of no other such descriptive adjectives for vegetables. I guess “sweet” really refers to early and not starchy. kkkkk I met a nice lady at the podiatrist’s office recently. Her husband will be relieved. She said she’d just been declawed. kkkkk People who are looking for a stable job might consider becoming a horse-shoer. kkkkk Paul Decker, Waukesha County Chairperson, does not live up to his name. He’s never built a deck, but he does know how to build bridges among supervisors. Sometimes, he’s even weaved a web or two. kkkkk How about a Braun replica uniform that sold in the souvenir stores for about $99! Would you give a dollar for it? Or must I pay you to take it? kkkkk A very important person (At least in his own mind) saw me at a restaurant recently and greeted me by saying, “Hi! I see that they’ll let anyone eat in here.” I replied, “Yes, I noticed that when I saw you.” October 13 – Autumn Fire November 10 – Salute to Our Veterans

2013-2014 Season:

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FRIDAY - SUNDAY SEPTEMBER 20-22, 2013

Destination Renovation

CHEF CHRIS KOETKE “LET’S DISH” APPEARING SEPTEMBER 21-22

Get Ideas and Answers for Your Home Improvement and Remodeling Needs from the Area’s Finest Contractors! • • • • • • • •

Over 200 home improvement and remodeling exhibitors with the newest products, trends, and services Daily cooking demos in the Culinary Kitchen Remodeling presentations by Milwaukee/NARI members in the Design Gallery The Milwaukee/NARI Foundation 50/50 fundraising raffle “Future Trends” product display Milwaukee/NARI Information Center, featuring the “Ask the NARI Certified Professional” Garden & Landscape displays Kids Zone

WISCONSIN EXPOSITION CENTER AT STATE FAIR PARK

December 10 – An Old World Christmas February 23 – Viva Verdi, Viva Vivaldi April 27 – Lyric Masters 23 RD ANNUAL

TICKETS: $4 in advance • $7 at the door $5 for Seniors (60 and older) Children 12 and under free Seniors Admitted for $4 on Fri., Sept. 20 for Senior Day sponsored by Callen Construction HOURS: 10 a.m. to 8 p.m. on Friday 10 a.m. to 8 p.m. on Saturday 10 a.m. to 5 p.m. on Sunday

Tickets: $27-$37 Call: 262-547-1858 Visit: WisconsinPhilharmonic.org

• 23A

SPONSORED BY

PRESENTING MEDIA SPONSOR

ENTER AT GATE 1, 4, OR 5 TO PARK

For more information, including Advance Ticket Outlets, DESTINATION RENOVATION visit www.milwaukeenari.org or call 414-771-4071

FIND US ON


COMMENT By Matt Pommer

24A • 50plus • September 2013

Emma and Henry go out for dinner

MONEY SENSE

By Karen Ellenbecker & Julie Ellenbecker -Lipsky

I’m 55+. What do I do now? Professionals age 55+ with talent, experience and generosity of spirit can make a social impact and reinvest a career’s worth of skills towards serving a nonprofit in their community. Learn How What is ReServe Southeast Wisconsin? ReServe Southeast Wisconsin is operated by Interfaith Older Adult Programs and matches continuing professionals age 55+ with part-time service opportunities, which are critical in helping nonprofits meet their mission These opportunities allow you to give back to your community while earning a stipend.

Attend a First Impressions information session in Milwaukee or Waukesha. To register, go to www.reserveinc.org and click on “Register” in the upperright corner.

Questions? Learn more at

www.reserveinc.org/ southeastwisconsin or contact us at 414.220.8643 .

Henry just walked in IN and MOVING THEsaid, RIGHT DIRECTION “Cast off your apron, Emma, we By Bruce Nemovitz are going to celebrate tonight at a fancy restaurant.” My first thought was that we last ate out at Culver’s when we were on our way home from the cabin at the lake in Tomahawk. That was about a month ago. I still remember that double hamAGING what burger with fries. I wonder ISSUES it would have tastedBylike if it were Tom Frazier one of those new-fangled stem cell burgers. That might be enough to get me to eat mutton. Oh, where was I? I’ll get back to that burger at Culver’s, but first of all, I want to know why HenryPLANTING is going to TOMORROW’S splurge on a dinner out. DREAMS TODAY It only took me By minutes to get Brad Olson fancied up. It required a bit more time for Henry, who had to shower before he put on a white shirt and tie. I then told him that he could not wear those white socks and sneakers, as he calls those softsoled shoes. He even slicked back SPORTS his hair and it glistened in the sun. By Jack Pearson I knew immediately that he’d used Vaseline. But so what? He did look nice. Deciding on a restaurant only came after I quizzed Henry as to why we were going out for dinner and how we were going to pay for it out of our budget? Henry, very animatedly (My, isn’t that a nice word? I guess I could have said excitedly), told me that he’d won the betting pool at the factory as to how many days the factory could go without an injury that required medical attention. Henry’s correct guess and a dollar put in the pot netted him $98. Where did Henry have in mind for dinner? “No,” I said rather firmly, “We are not going to that Mitchell Street micro pub that serves the ribs slathered in sauce and puts the drinks into what they call tubs. Af-

Emma

SE

APRON STRINGS

Ans

By Aunt Emma

ter a bit of speculation on his part, I suggested that we head out to the Fox ’n Hounds in Washington County. It is a quaint place, almost as old as the hills around it, serves good drinks and suddenly Henry’s eyes lit up! “Great idea,” he said, “but we’ll first need gasoline for the car.” It took us about 45 minutes to get there from our south side home, especially since Henry took the wrong turn on Hubertus Road. We ended up with the choice of a couple other eating places there before we turned back and headed west until we saw the directional sign alongside the road. Henry, along the way, told me that he had heard of the man that kind of resurrected the Fox ’n Hounds when it seemed to have lost its bark and was headed down hill faster than the road that leads to the nearby lake. He said the man is Tom MasBy Enis Wright ters. And it seems he has proven to be a master at what he does, as he hires the right people to carry out his ingenious ideas about food and drink. Henry said he was yearning for a nice big steak. I said I get enough meat (mostly baloney) at home so I want a nice fish dinner. What a surprise Henry had when he looked at the menu and saw “Two for One.” At first, Henry was upset as I said I’d wanted fish and he thought both entrees (Isn’t that a nice and genteel word?) had to be the same item. The waitresses, cheerful and kind of a smart alec said, “No way, Jose.” I had to immediately tell her

IT MAKES ME

HERMAN WH ARTS

the WRIGHT SIDE of

ENT

ca

60

KILLING TIME with

emma continued on page 25A


September 2013 • 50plus

• 25A

Interfaith fills many voids The logo signifies the interweaving of services, connections, and relationships - whether they are with clients, volunteers, governmental agencies, congregations, donors or corporations. “The new logo continues to build on the original agency foundation by weaving together the past, present and our future, “ said Lisa Bittman, Executive Director of Interfaith Older Adult Programs. “We foresee a huge increase in the need for services and opportunities for older adults, and the need to advocate on their behalf and we are committed

to meeting that challenge.” Since 1975, Interfaith Older Adult Programs has been linking older adults to a caring community. The Agency currently assists annually more than 16,000 older and opportunities for volunteers adults with hundreds of services 55 years and older to tutor students every day, such as free transpor- in MPS elementary schools. Intertation to medical appointments; daily healthy meals at nine dining sites; health and wellness activities, day trips and workshops at five Senior Centers; safety check-up calls to home-bound older adults; employment skills and referrals; resources and respite for caregivers;

Mark your calendars

the 50 plus or Better Expo

Southridge Mall • October 24th • 9-2

Washington County Fair announces leading citizen award winners Washington County Fair has announced the winners chosen as the 2013 Leading Citizens. The Washington County residents awarded this honor are Helen Wolfgram and Ardeen Krueger from Jackson, Gerald Falkenstein from Hartford, Joseph Zadra, Mary Reilly- Kliss, John Kleinmaus, and Hilda Rasmussen from West Bend. Winners were nominated by the community and were selected

based on current activities, community service and involvement and volunteer activities. They are all 60 years old or older and examples of AGING WITH PURPOSE and contributing to the lives of others. The Leading Citizen Award winners were recognized Wednesday, July 24, 2013, at a special program during Senior Day at the Washington County Fair.

another time as my publisher has what Henry’s name was. Why she warned me about writing so much. seemed a bit flustered I’ll never You’d almost think that I got paid by the word. know. Bye for now and may the good We ate well, had a few dollars left and realized we were back on Lord allow us to get together again earth, not in Heaven, as we headed next month. out to the car. I had planned on telling you about the detoured route we took home when we were up north. We meandered about until we found what is called The Great River Road. Why we discovered so many wineries along the route from Prescott on down to Kieler, near Prairie du Chien, that we ended up going back to the river city to stay overnight. That’ll have to hold for emma continued from page 24A

faith also offers fee-based individual personal care workers to help older adults in their homes.

Church and Chapel FUNERAL SERVICE

Non-Sectarian Ritter, Larsen Bros., Skubal-Slattery, Koelsch, Ryczek, Rudolph, Bistricky-Irsch-Grosse-Abe, Leszczynski

414-476-0052

262-827-0659

PROFESSIONAL SERVICE • Church and Chapel Funeral Services provides dignified funeral services in your church, cemetery chapel, our funeral home chapels, or the chapel of your choosing with savings of more than $2,000 are common. • For example, we provide the service in your church, or beautiful cemetery chapels are available when final disposition is made there. • We make personal service arrangements in the comfort and privacy of your home, church, our arrangement office, or any of our funeral home locations.

FUNERAL HOME LOCATIONS Brookfield

Ritter-Larsen Chapel 1875 N. Calhoun Rd.

Waukesha/Pewaukee

Rudolph, Larsen Bros. Chapel Bluemound Rd. at Hwy. J 4 Blocks South of I-94

• We display monuments, caskets, vaults, and urns making Church and Chapel your one stop planning center. • Pre-planning Centers are open Monday through Saturday or by appointment. Stop by and browse at your leisure and receive free no-obligation information. Should you wish, we can meet in the comfort and privacy of your own home. • Dignified Services with less expensive fees compared to other fine funeral homes. • All cremation service options are available utilizing on-site crematory. PRE-PLANNING CENTERS • 92nd & Bluemound • Bluemound Rd @ Hwy J With Church and Chapel Funeral Service... Savings of $2,000 are common

South

Ryczek Chapel 1910 W. Becher St.

New Berlin

Ritter, Larsen Bros. Chapel 15250 W. National Ave.

Northwest

Bistricky-Irsch-Grosse Chapel 6709 W. Capitol Dr.

Cudahy

Ryczek , Larsen Bros. Chapel 3774 E. Underwood Ave.

West Allis

Skubal-Slattery-Koelsch, Larsen Bros. Chapel 7626 W. Greenfield Ave.

-Gordon Hinkley

www.churchandchapel.com Gordon Hinkley is the spokesperson for Church & Chapel and is not a funeral director.


the WRIGHT of Dogs areSIDE family!

26A • 50plus • September 2013

By Doug Mayberry : My husband and I retired nearly a year ago. We had a wonderful dog, “Charlie,” who passed about a year before our retirement. We both miss him terribly. Now that we have settled into retirement, I am eager to buy a new dog. My husband is resisting, not because he does not want a dog, but because he wants to do more traveling. How can we best agree about when to get a new pup? : In most instances, doctors agree a pet will make you live longer! As a couple, your question is essentially the same question we ask each other as we solve our differences. When is a good time to buy our last new car? Update our will? Buy more insurance? Divide our treasures? Sell our things? Move to a retirement environment? We tend to procrastinate. Why? There are really no right or wrong answers here. However, we fear making a mistake! Partners can rid themselves of a lot of aggravation and stress by simply compromising. Doing so allows you to move forward. You have agreed to agree. Of course, there is always the option of a coin toss! : As we’ve aged, my wife and I sometimes bring up the discussion of “what if” we had made different decisions as to how we raised our children. We have awarded ourselves a C. Experience becomes a great teacher, and we have all made our mistakes. How do you think we might rank compared with other parents?

Reader’s Book Club Q

A

6

By Enis Wright : Who knows? The majority

of parents have loved and cared for their children as the best they could. A’s are rare. Most parents do not go to school to learn how to raise kids, so everyone experiences both good and bad days. It balances out. Most grandparents and parents try, hope and pray that they offer adequate love, support and security for their children. Roadblocks, such as competition, addictions, loneliness, health issues, jealousy and at least a hundred other issues that we cannot control interfere with our best efforts. A 75 percent grade is something for which you can be very proud. Have we not all been pleased when a family member, friend or even a stranger compliments us for how well our children have been raised? Always focus on how well you have done. Your self-esteem will be bolstered knowing that you have raised your kids to be mature. I hope they will pass those lessons on to their grandchildren. Now, lighten up. No one earns 100 percent! Looking forward, what could be more of a miracle than being blessed with new grandchildren and holding them in your arms! Doug Mayberry makes the most of life in a Southern California retirement community. Contact him at deardoug@msn.com.

KILLING TIME

Everybody’s doing it again. Oprah has re-launched her book club, and just yesterday NBC’s Today Show announced they were starting a new readers’ group. So we are jumping the book reading bandwagon! Each month, 50 Plus Newsmagazine will give a few suggestions of great new books or even some oldie but goodies for book clubs or just anybody that that loves to read. Our picks for this month are The Orphan Train, by Christina Baker-Kline, and Ordinary Grace, by William Kent Krueger. Both novels are set in Midwest. The Orphan Train describes what it was like for orphaned children in the 1920s being sent to the Midwest in the hopes of finding a new start. Some found loving families, but many did not. The children in some cases were not more than indentured servants to their new parents. This is a fast read and great for book club discussions. Ordinary Grace is a coming-of-age story reminiscent of Stand by Me, A River Runs Through It, as well as Whistling in the Dark by Milwaukee’s Lesley Kagen. The text is narrated by a 13-year-old who tells about his family’s trials and tribulations one summer in 1961. I could not put this beautifully written book down. Tell us what you think of the selected books. Suggest a book. Email us at info @50plusnewmag.com. Enjoy! Synopses from each book’s respective publishing agents: Orphan Train By Christina Baker Kline Orphan Train is a gripping story of friendship and second chances from Christina Baker Kline, author of Bird in Hand and The Way Life Should Be. Rich in detail and epic in scope, Orphan Train by Christina Baker Kline is a powerful novel of upheaval and resilience, of unexpected friendship, and of the secrets we carry that keep us from finding out who we are. Between 1854 and 1929, so-called orphan trains ran regularly from the cities of the East Coast to the farmlands of the Midwest, carrying thousands of abandoned children whose fates would be determined by pure luck. Ordinary Grace By William Kent Krueger “That was it. That was all of it. A grace so ordinary there was no reason at all to remember it. Yet I have never across the forty years since it was spoken forgotten a single word.” Told from Frank’s perspective forty years after that fateful summer, Ordinary Grace is a brilliantly moving account of a boy standing at the door of his young manhood, trying to understand a world that seems to be falling apart around him. It is an unforgettable novel about discovering the terrible price of wisdom and the enduring grace of God. Ordinary Grace is Midwest Booksellers Choice Award for Best Fiction 2013.

A

Q

Don’t Miss the 50 plus or Better Expo Southridge Mall October 24th 9-2


September 2013 • 50plus

• 27A

We Saw You at…The Lake Country Art Festival By Margaret Pearson Held on a gorgeous summer day in Nagawicka Park near Delafield, this year’s 38th annual event

attracted a record crowd. Besides the beautiful creations of the 111 exhibitors, the day’s activities included a Silent Auction, a special

Children’s Art section, entertainment by 11 talented and lively groups, and of course, a multitude of food and beverage offerings.

Services Offered • Antiques & Collectibles • Gold & Silver • Watches • Musical Instruments • Lamps/Lighting • Advertising Signs

• Costume Jewelry • War Relics • Swords & Knives • Dolls • Coin Operated Machines • Railroad items

• Clocks • Cameras • Tobacco Items • Figurines • Pottery • Gas & Oil Items • Stoneware

• Beer Items • Vases • Old Toys • Electronics • Tools • Collections • Entire Estates

Barb Wegman and Shelly Kotovic of Hartland and Janine Netzel of Brookfield. Barb, at right, one of the exhibitors, made all of these dolls and more.

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Anything old from attic to basement. Old advertising signs including automotive & gas station signs, clocks & thermometers. Old toys-tin & steel cars, trucks & trains. Old woodworking tools & Stanley Planes. Old crocks, coffee grinders & kitchen items. Cash paid please.

Another exhibitor-artist, Kay Herbst of West Bend, with her mother, Esther Schowaffer, also of West Bend.

Anne and Steve Lukach of Delafield, with their little pooch, Teddy.

Southridge Mall October 24th 9-2

Call Frank 262-251-6545

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From left to right and in the rear, May Koehler of Waukesha, Mary Fritz of Oconomowoc and Debbie Maynard of Rubicon, with Kathy O’Neil of Mukwonago in front.

• Antique Jewelry • Pocket & Wrist Watches • Plastic Pins • Costume Jewelry • Diamonds • Scrap Gold • Cameo’s • Rhinestones • Stick Pins • Estate Jewelry • Cufflinks

Look through your jewelry today.

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WE BUY HOUSES $$ CALL NOW! 414-241-8062



Section B

Best of S.E. Wisconsin

Senior Housing Senior Housing- Living Options

SEPTEMBER 2013 Vol 26 No. 9

A

s more and more people are living longer, considerations of new housing arrangements often come up. For some people, remaining in the homes that they shared with their spouses and raised their children in may be preferred; for others, physical limitations, climate, neighborhoods and the economy may guide them in a different direction. There are many options for those golden retirement years. Choosing the perfect retirement housing relies mostly on the individual needs of the senior in question.

If you are caring for an elderly relative who needs more help than you can give or if you yourself are finding it difficult to manage in your current home, you might want to take a look at your options. Moving out of a home one has lived in for years can be traumatic, but research and discussions that involve the senior in question can help to make it a bit more painless. Retirement communities are usually age-restricted and provide social programming, group activities and, when needed, specialized care to help maintain levels of independence. Most communities provide for either single or coupled arrangements. There are communities located in established

neighborhoods that allow the elderly to remain close to their friends and families. Retirement communities are oriented toward “younger thinking” seniors and generally offer a variety of physical and social activities. Depending on the amount of help a senior needs, there are communities that offer both complete independence and assisted living care. From seniors-only apartment buildings to modular housing, for permanent residents or “snowbirds,” many communities offer the carefree style of non-home ownership, increased security, accessible home care, medical facilities and the emoliving options continued on page 23B

If you like cooking, cleaning, shoveling snow, and endless household chores, The Atrium is not the place for you. But if you are looking for the freedom to do what you want without the burdens of home ownership, The Atrium might be the best place you’ll ever live. Imagine - a life without the chores of home ownership and the ƚĂƐŬƐ ĂŶĚ ǁŽƌƌŝĞƐ ĂƐƐŽĐŝĂƚĞĚ ǁŝƚŚ ŝƚ͘ zŽƵ͛ůů ŚĂǀĞ ƚŚĞ ƟŵĞ ƚŽ ŝŶĚƵůŐĞ LJŽƵƌ ŚŽďďŝĞƐ͕ ǀŝƐŝƚ ǁŝƚŚ ĨƌŝĞŶĚƐ͕ Žƌ ƐƉĞŶĚ ƋƵŝĞƚ ƟŵĞ ŝŶ your apartment home. Live on your own, not alone. At The Atrium.

3900 N. Main Street y Racine, WI 53402 262-639-1100 AtriumSeniorLivingCommunity.com A Lincoln Lutheran of Racine Community


2B • 50plus • Best of S.E. WI Senior housing • September 2013

Assisted Living at St. Camillus

10101 W. Wisconsin Ave., Wauwatosa, WI 53226 414.259.6310 Assisted Living at St. Camillus is a network of service programs designed to meet different levels of need in a safe, wellness-oriented and serene setting. These services are provided at three levels to meet a spectrum of needs experienced by seniors at various stages. Assisted Living at St. Camillus is integrated with a continuum of care that includes independent living, skilled nursing, rehabilitation therapy and hospice. Our Assisted Living and Memory Care Programs are designed to carefully monitor and provide services around the clock. The 24-hour a day availability of nursing staff to regularly assess any changing health needs provides greater assurance to residents and family. Our caring staff blends residents’ independence and daily support, our activity staff offers varied opportunities for meaningful social, physical and spiritual activities. Living arrangements include studio and one-bedroom apartments. Assisted Living at St. Camillus offers an on-site medical clinic, massage therapy, podiatrist and pharmacy. Available support services include: transportation, banking, beauty salon, country store, library and chapel. Assisted Living at St. Camillus is a faith-based not-for-profit organization sponsored by the Catholic Order of St. Camillus and serving the Milwaukee area for more than 75 years.

Bay Pointe

Ten years ago I said I’d never move to a senior community.

I lied. “They say when you get older you get wiser and, well, I guess I wised up. Between the lawn, the repairs, my friends and neighbors moving away … the idea of staying in that house the rest of my life lost its appeal. I decided Cedar Ridge might be worth checking out. I got to choose my own décor, have plenty of room, met so many interesting people who share my interests. Now I’m free to enjoy my retirement years. “It’s OK to change your mind! I’m glad I did.” Call 262.338.8377 to schedule a visit or receive VIP event invitations. Independent living for adults age 55 and better.

cedarcommunity.org

Pay only 30% of gross income in rent! One-bedroom apartments located in Milwaukee, Butler and Racine

Call Reilly-Joseph Company today for an Application

414-271-4116

3950 North Main Street Racine, WI 53402 Maryl Petrie Director of Sales & Marketing 262-639-1100 www.BayPointeAssistedLiving.com Assisted Living Community. Bay Pointe, a not for profit organization, has served seniors since 2004 and offers assisted living apartments with exceptional care in a secure, comfortable, and stylish atmosphere. Living at Bay Pointe enhances quality of life and independence while providing a progression of care. You will feel reassured knowing that more assistance is available if it is ever needed. Whether support with bathing, dressing, medication management or nursing care is desired, our services are tailored to your needs and wishes. We also provide meaningful activities you can enjoy with your friends and neighbors. Our community provides a warm and inclusive neighborhood feel and is located in an intimate residential setting conveniently located near shopping, restaurants, parks, and more. Residents enjoy proximity to dining, our beauty salon and barber shop, and fitness classes. You can customize the interior of your home to match your personal taste and accommodate your treasures. You may choose from one bedroom and two bedroom apartments. Apartments range in size from 475 square feet to 775 square feet. All apartments have full, private bathrooms, a kitchenette and large windows. Monthly fees begin at $3123 and increase based on the apartment size you choose and the amount of assistance you require from our care team. No, there is no endowment fee. Our community employs a registered nurse and has medical staff on hand 24/7. Residents feel secure knowing they benefit from a 24-hour personal emergency alert system. Assisted living services include health and medical monitoring. Other Lincoln Lutheran services include skilled care, rehabilitation, memory care and hospice. Live musical performances, monthly trips to the mall, cooking demonstrations, pet therapy visits, Wii bowling. We offer transportation to local shopping venues, the library and local cultural offerings. Dining services are available and included in the monthly fee. Bay Pointe is part of the Lincoln Lutheran of Racine family, which offers a continuum of care that includes independent living, memory care, short-term rehabilitation, and skilled nursing. Lincoln Lutheran also provides Home Health Care through HomeLinc.


September 2013

Bay Pointe Condominiums

Nelson Road & Bay Pointe Boulevard, Oconomowoc Contact Person: Patti Kunkel 262-567-1478 www.bielinski.com/Condominiums/baypointe.aspx Ranch Duplex Condominiums and Detached Condominiums. With multiple ranch duplex and detached condominium floor plans available, many lifestyle options are available. The condominiums at Bay Pointe are built around two large ponds at the center of the neighborhood that offer catch-and-release fishing. Additional lakes are nearby. Ranch duplex condominiums offer two bedrooms, two baths, sunroom and an attached 2-car garage. Detached condominiums offer three bedrooms and two baths with an attached 2-car garage.

Berkshire at Kensington

1800 Kensington Drive, Waukesha 262-548-1449 Berkshire-Kensington@oakbrookcorp.com Independent living for seniors (55+) here at Berkshire at Kensington. The Berkshire at Kensington provides an affordable (section 42) housing option to seniors who are 55 and up. All utilities included with rent. Free indoor parking. Pet friendly. Completely remodeled in 2010. Beautiful lobby, event area, library, card room and fully furnished guest suite. Living arrangements available include studios, 1 bedroom, 2 bedroom, all with single bath, some with 2 baths. Monthly rent from $412 - $1,060 (income limited). Popular activities include bingo, movie night, casino trips, monthly birthday party and shopping trips. Supportive services include weekly bus for shopping at Sentry, Pick n Save and Wal-Mart.

• Best of S.E. WI Senior housing • 50plus • 3B

Berkshire at Sunset

S30 W24890 Sunset Drive • Waukesha, WI 53189 Contact Person: Rhea Whiteley 262-548-0131 www.berkshire-sunset.com Berkshire at Sunset is a senior independent living for those 55 yrs and better. Welcome home to affordable luxury living for independent Seniors 55+ in southwest Waukesha. Conveniently located near the new Shoppes on the Fox River & downtown Waukesha, you can enjoy fantastic shopping, local arts & festivals, parks and senior recreation. On-site staff and facilities offer programs, events and activities that promote health, friendship and a satisfying quality of life. We offer 1 and 2 bedroom apartment homes with a full-size balcony/patio, open floor plans, kitchen with generous counter space and beautiful appliances, walk-in closets & walk-in showers, complimentary surface and underground parking with heat and water included. We’re pet friendly too! Income limits apply – Section 42 housing for monthly rent. Popular activities include bingo, Wii Bowling, card groups, live entertainment and monthly catered dinners. Supportive activity includes senior fitness classes.

BERKSHIRE OCONOMOWOC

210 South Main St. • Oconomowoc, WI 262.567.9001 Independent 55 + senior apartments at the Berkshire in Oconomowoc. We are a city senior apartment complex with 85 beautiful apartments within walking distance to city beach, post office, library, restaurants, shops of downtown. We have a secured building, offering free underground parking as well as a private outdoor parking. We allow small dogs and cats. Rates are very reasonable, includes heat and water. Applicants must income qualify. Numerous activities, city Senior Center on property. Living arrangements available are one and two bedrooms, 678 sq. feet to 1092 sq. feet. Some apartments offer dining rooms and

berkshire oconomowoc continued on page 4B

RANCH DUPLEX CONDOS STARTING AT $169,900

CONDOMINIUM OPEN HOURS | 12-5PM | MON. TUE. FRI. SAT. SUN. Elkhorn | Harvest Pointe Starting at $189,900 | 262.743.1340

Oconomowoc | Bay Pointe Starting at $292,900 | 262.567.1478

I-43, Hwy 12 west, Hwy 67 south, left on Harvest Way.

I-94, Hwy 16 west, Hwy P north, right on W. Lake Dr, left on Nelson Rd, right on Bay Pointe Blvd.

Waukesha | River’s Crossing Starting at $238,900 | 262.650.9917

Waterford | Woodfield Starting at $169,900 | 262.514.3955

I-94, Hwy 18 west, Hwy 164 south, continue on I-43, Hwy 83 south, right on Buena Park Rd, Hwy 59, Hwy X south, Hwy H east, right on River left on Woodfield Cir. *Open by appointment Valley Rd, left on Portage Cir. *Prices subject to change without notice.

262.542.9494 | bielinski.com Family owned and operated since 1960


4B • 50plus • Best of S.E. WI Senior housing • September 2013 berkshire oconomowoc continued from page 3B

two full baths, with tubs and walk in showers. All appliances included. Rents start at $665-$745 and up for a one bedroom and $845-$900 for a two bedroom. Popular activities are Wii Bowling (league), bridge, exercise classes, cards and bingo. Supportive activity includes city taxi service, senior center and bus trips to shopping.

BREEZEWOOD VILLAGE I/II APARTMENTS

450 Sunnyslope Dr. • Hartland, WI 262.367.2868 Breezewood Village II For 55+ or persons with disabilities. Apartments include stove/oven, refrigerator, dishwasher and air conditioner. Available at Breezewood Village II is an exercise room and community room with full kitchen. Limited storage. Apartments available are studios, $353; 1 bedrooms, $649; and 2 bedrooms, $757. We accept housing vouchers from Waukesha County. Breezewood I For 62+ or persons with disabilities. Wait list application required (close to a 1 year wait). Rent is based on 30% of adjusted annual gross income. Stove/oven, refrigerator included in apartment. County meal-site (3 days/week for lunch). Service coordinator. Limited community storage. Both communities offer the below amenities: Heat included, on-site laundry facilities, 24 hour emergency maintenance, full time on-site manager, fun activities. Located next to park with walking trails. We welcome cats or dogs less than 20 lbs.

BROOKFIELD HIGHLANDS

Active Senior Living for Seniors 55+ 20825 George Hunt Circle • Brookfield, WI 53186 Contact: Trish Driver 262.798.9898 www.HighlandsCommunities.com

Brookfield Highlands offers spacious one and two bedroom apartments in an active senior retirement community. Our beautiful 38 acre resort-like community is nestled into a park-like setting that offers walking paths, picnic areas, shuffleboard, horse shoe pits, a gazebo and much more! All of the buildings are equipped with elevators, access controlled entries with intercoms and heated underground parking. Each apartment is equipped with gas forced heat, central air conditioning, fully equipped kitchens, oversized and walk-in closets, tub or walk-in showers, additional storage, washer/dryer connections or conveniently located community laundry rooms. Common areas include: Fitness Center, Library/Media Room, Hair Salon, Gardening Areas, Guest Suite, Fireside Room and Community Center. Enjoy a variety of social activities, travel, trips and tours including: catered dinners, golf league, dart ball, Waukesha Writer’s Group, guest speakers and entertainers, area concerts, exercise and fitness classes, educational seminars, themed parties, movies, card games and more! Become part of the Highlands family and Live the Highlands Life Today!

BURNHAM VILLAGE APARTMENTS

5202 W. Burnham St. • West Milwaukee, WI 53219 Contact: Ken Becker 262.240.9406 Burnham Village Apartments offer independent living with supportive services. Subsidized rental housing based on income. Tenants pay 30% of income for rent. Gas heat and hot water included. On-site resident management. One bedroom one bath apartments include secured entry, parking, bus line access, laundry facilities, cable TV, handicap accessibility and convenient access to interstate and shopping.

Cedar Bay Assisted Living

5595 County Road Z, West Bend, 262.306.4299 cedarcommunity.org 101 Cedar Lane, Elkhart Lake, 920.876.4050 cedarlanding.org


September 2013

A division of Cedar Community, the nation’s 86th largest not-for-profit continuum of care provider, Cedar Bay Assisted Living provides an ideal home for those who need some assistance with activities of daily living. A unique service plan is created for each resident to ensure every person receives the services he or she needs while still being able to maintain his or her current lifestyle and personal privacy. Cedar Bay Assisted Living in both West Bend and Elkhart Lake offer on-site awake nursing staff 24 hours per day, seven days per week; three delicious restaurant-style meals; medication assistance; weekly housekeeping; a vibrant program of social and recreational activities; emergency call system; reception services including transportation; and much more! Respite and rehab stays also available. Natural settings, a bias toward the healing aspects of autonomy and activity, and a not-for-profit mission all help make Cedar Bay a decision the whole family can feel good about.

Clement Manor Retirement Community Assisted Living

9339 W. Howard Ave., Greenfield 414.546.7000 www.clementmanor.com Enjoy a continuum of health and well-being where personal growth and intellectual stimulation are available regardless of physical limitation. Our spacious apartments feature all the necessary amenities and are just a few steps away from the on-site chapel, bank and gift shop. Breakfast and dinner are served daily and lunch is available casually in the cafeteria or restaurant-style in the dining room. Weekly housekeeping and linen service are available so you can spend more time at the Center for Enrichment enjoying watercolor classes, Bible study, field trips, yoga or swimming in our warm water pool. Sponsored by School Sisters of St. Francis.

Creative Living Environments, LLC

(Five Homes throughout Milwaukee & Waukesha) 4926 W. Washington Blvd., Milwaukee Contact Person: Laurie Hintz (414) 258-9955 www.cclswi.com CLE is your premier neighborhood assisted living homes for seniors. With 43 beds within five homes. Private and semi-private bedrooms in community homes throughout Milwaukee and Waukesha which spouses may share. Monthly rent for private $3150 – 3200, shared $2950 – 3050 per month with meals included. Our recreation and programs include art, discussion groups, spiritual and cultural offerings, holiday/seasonal festivities and parties, bingo, card and board games. Registered nurse visits weekly. CLE pioneered home setting offering socialization, home cooking, physical and emotional well-being that enhance self-worth and independence; working together with residents and families in a fulfilling life. At CLE we provide community living in residential homes in gracious neighborhoods. Uniquely skilled staff assist those with emotional and mental health issues.

EAST TERRACE APARTMENTS

Independent Senior Living 801 N. East Ave. • Waukesha, WI 53186 262.544.9757 East Terrace Apartments is a HUD Section 8 facility approved for seniors, ages 62 or better conveniently located in downtown Waukesha. Rent is based on income, so income limits apply. Apartments are one bedroom with a large bathroom which include grab bars and an emergency pull cord. Lots of closet space. Services that are available include blood pressure screening, Layton Hearing, on-site hair salon and resale shop. There are many activities available at East Terrace including coffee hour weekly, bingo weekly, exercise class, book exchange and much more. Feel free to contact us to get an application and schedule a tour.

• Best of S.E. WI Senior housing • 50plus • 5B

Exceptional Living For those 55 and better Affordable independent living with amenities to enhance a comfortable & enjoyable lifestyle. L Prime Locations L Free Transportation to Grocery Stores L Free Underground Parking L Free Laundry L Social & Recreational Activities L On-Site Banking L Salon L Chapel L Craft Center L Fitness Center L Pet Friendly L Smoke-Free

LEASING SPECIALS* Move-in 10-1-13 * Call for details.

wimmercommunities.com *Income restrictions may apply


3

st 2013 13

6B • 50plus • Best of S.E. WI Senior housing • September 2013

Best of S.E. WI Senior

Housing directory TOMRILEY CAREFREE LIVING

414.755.1640 e l TomRiley@Realtor.com w l TomRiley.FirstWeber.com

White Coach Condos-Thiensville

Spectacular 2 bed 2 bath with 9' high ceilings and transom windows that allow plenty of natural light. Quality finishes with Kohler and Toto fixtures, spacious master suite and in unit laundry. Located in downtown Thiensville close to shops, restaurants, community pool, parks and all the leisure activities Ozaukee county has to offer. Other units available. #97504

FORESTHILL HIGHLANDS

Active Senior Living for Seniors 55+ 8930 West Highland Park Avenue • Franklin, WI 53132 Contact: Lori Woodie 414.425.6611 www.HighlandsCommunities.com Foresthill Highlands offers spacious one and two bedroom apartments in an active senior retirement community. Our beautiful 94 acre wooded and resort-like community is nestled into a park-like setting that offers walking paths, picnic areas, recreational areas and more! All of the buildings are equipped with elevators, access controlled entries with intercoms and heated underground parking. Each apartment is equipped with gas forced heat, central air conditioning, fully equipped kitchens, oversized and walk-in closets, tub or walk-in showers, additional storage, washer/dryer connections or conveniently located community laundry rooms. Common areas include: Fireside Room and Community Room, Fitness Center, Garden Area, Sunroom and more! Enjoy a variety of social activities, travel, trips and tours including: catered dinners, Euchre, guest speakers and entertainers, area concerts, exercise and fitness classes, educational seminars, themed parties, movies, card games and more! Some apartments reserved for moderate income seniors. Become part of the Highlands family and Live the Highlands Life Today!

Forest Ridge, A Wimmer Senior Community

Quality, Comfort & Convenience Live the Highlands Life Today!

Amenities Beyond Compare

Only at the Highlands Communities Spacious one & two bedroom apartments • Fireside Community Room • Fitness Center • Library • Hair Salon • Guest Suite • Theater • Computer/Business Center • Media Room • Shuffleboard • Horse Shoes • Walking Paths • Heated Underground Parking • Social Activities, Recreational Events and more! *Some amenities only available at select locations. Please inquire within.

Brookfield: 262-798-9898 New Berlin: 262-821-5106 Franklin: 414-425-6611 Menomonee Falls: 262-251-9000 & 262-251-9999 MEQUON BRAND NEW & NOW OPEN 262-243-8888

HighlandsCommunities.com

11077 W. Forest Home Avenue • Hales Corners 414-425-1148 Contact: Mary Zurowski, Resident Services Coordinator Forest Ridge is your affordable hometown senior community in Hales Corners, offering Senior and Assisted Living in 1 bedroom, 2 bedroom and 1 bedroom with den floor plans. We offer three tiers of residence fees to choose from, plus optional a la carte services which can be tailored to your budget, needs and lifestyle. That means you pay for only those services and amenities you want, making Forest Ridge one of the best senior living values. Our quality-crafted 1-and 2-bedroom residences are ideally located in the Village of Hales Corners, nestled on a quiet, scenic 11-acre campus, just steps from Whitnall Park. We offer transportation to grocery shopping and scheduled events, bringing a world of convenience and enjoyment right to your door. Monthly rent for Senior Living starts at $910, Assisted Living from $2,460/mo. Popular on-campus activities include card clubs, Wii bowling, gardening, parties with musical entertainment, computer, fitness and craft classes and much more. We’re affiliated with Wheaton Franciscan Geriatric Medicine with an on-site physician clinic. It’s also a comfort to know our attentive, caring staff is available 24 hours a day. And should your needs change, there is no need to relocate. You can get the help you need right in your same Forest Ridge apartment.

Greenbrook Terrace

4955 S. Greenbrook Terrace • Greenfield, WI Contact: Karin 414-282-5044 Enjoy our senior community here at Greenbrook Terrace where you will have a lifestyle of tranquility and convenience. Scenic grounds and excellent views come with all of our units. Apartments feature air conditioning, extra storage, controlled intercom entry, wall-to-wall carpeting, frost-free refrigerator freezer, electric range, abundant closet space, bath tub grab bars with an electronic alert system in the bathroom. Living arrangements include one bedroom, one bath, spacious floor plans, large windows, private parking, spacious closets and laundry facilities. Income restricted senior living with a max income of $24,600 for one person, no enrollment/endowment fee. Popular activities include the community garden, Monday movies on big screen TV, card club and monthly luncheon. Supportive activity services include an onsite hair salon. We’re located one mile to Southridge Mall and close to grocery store.


September 2013

Harbour Village

5700 Mockingbird Lane, Greendale, WI 52129 (414) 421-9600 Call Jenni or Nancy for a tour today! Harbour Village is a continuum of care community offering retirement living, assisted living and memory care on its 7.5 acre campus. Our 1 or 2 bedroom Concord apartments offer spacious independent living with the option of adding care in the future. Harbour assisted living provides additional care for residents who need extra support throughout the day and night. Harbour House memory care features plenty of natural light and is designed specifically for our residents with cognitive challenges. Our goal is to support all of our residents in achieving a healthy and purposeful lifestyle. We focus on resident-centered programming that includes intellectual, social, spiritual, physical and vocational options. Come in for a visit soon and see for yourself what makes Harbour Village a home.

Harmony at Brenwood Park

9535 W. Loomis Road, Franklin Contact Person: Sue Sobieraiski 414-448-0800 www.harmonyresidence.net Assisted Living, CBRF and Respite all can be found at Harmony at Brenwood Park. Harmony of Brenwood Park is highly recognized in the Franklin community, conveniently located on Hwy 36. Many of our new residents have been referred to us by current and former families. Harmony is also the number one choice of many local rehab facilities. Our seasoned employees help create a very loving family like environment. It is with pleasure that we serve your loved ones needs. Living arrangements include 46 suites with private bath and kitchenette, 24 hour emergency call system. Monthly rent starts at $4200 - $4350 with an admission fee of $800 that is refundable. Medical services available include 24 hour nurse on call, Home Health and Hospice. Popular activities include daily

• Best of S.E. WI Senior housing • 50plus • 7B

exercise to music, Friday Happy Hour, Bingo, Wii Bowling and weekly spiritual services. Other health care services include Home Health, Nursing, Therapy, Hospice, Lab and Mobile X-ray.

Harvest Pointe Condominiums

W. Market Street & Sweetbriar, Elkhorn Contact Person: Jeff Petersen 262-743-1340 www.bielinski.com/Condominiums/HarvestPointe-c.aspx Within walking distance of local shops and restaurants and a short drive from I-43, Harvest Pointe condominiums offer the beauty and craftsmanship of Bielinski construction, and the convenience of condominium living. Ranch duplex condominiums offer 2 bedrooms and 2 baths with an attached 2-car garage.

Heritage Court

N48 W14250 Hampton Ave., Menomonee Falls Contact Person: Ben Peterson (262) 432-0222 A 34 unit, secure Memory Care residence. When you enter the doors of Heritage Court you will find a warm and compassionate community with a very home-like atmosphere. We have caring, dedicated caregivers on staff 24 hours a day to provide our residents with love, respect and dignity. With an enclosed outdoor garden, residents can enjoy the outdoors in a safe and secure area. We provide three home cooked meals a day and snacks and have an array of activities for everyone to enjoy. All private suites with private bath. Activities: outings, movies, cards, daily events and more. Affiliations: Lexington Heritage, Heritage at Deer Creek and Heritage West Allis.


8B • 50plus • Best of S.E. WI Senior housing • September 2013

Heritage at Deer Creek

Join Us for our Fall Open House Festival SEPTEMBER 8-26

Enjoy chef-prepared treats, tours, demonstrations and fun!

3585 S. 147th St., New Berlin Contact Person: Ben Peterson (262) 432-0222 Assisted Living and Memory Care residence. Within Heritage at Deer Creek you will find a warm and compassionate community where daily assistance is provided with love and utmost respect for personal integrity of our residents. Our compassionate staff is trained to serve with an open heart and friendly smile. Living arrangements: Assisted Living – 43 apts., studios, 3 sizes/1 bedrooms, 2 bedrooms/2 baths, walk-in showers, individually controlled heat and air, kitchenette. Pets welcome. All utilities except telephone included. Memory Care – 33 private suites with bathrooms, most with walk-in showers. Monthly rent: Assisted Living – start at $2,955; Memory Care – start at $3,800. In house physician, podiatrist, coordination of therapies and lab services. Activities: lunch outings, movies, cards, bingo, happy hour and more. Affiliations: Lexington Heritage, Heritage Court and Heritage West Allis.

HERITAGE LAKE APARTMENTS

5020 South 55th Street • Greenfield, WI 53220 414.282.0506 Independent Living at Heritage Lake Apartments. Heat, water, underground parking, all appliances included. Laundry on each floor. Close to shopping, churches and medical facilities. Park like setting, community room, patio and 2 heated pools. Activities include Bingo monthly. Living arrangements available include 2 BR- 2 Bath - 930 sq. ft to 1056 sq. ft. Monthly rent starting at $880.

Heritage West Allis

OPEN HOUSES

3UNDAY 3EPT s AM PM !LL #AMPUSES REGENCY-BROOKFIELD

REGENCY-NEW BERLIN

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REGENCY-MUSKEGO

Enjoy T h e se Fre e Tre at s Fro m R eg e n cy Ch e fs

FREE INTRODUCTORY TAI CHI CLASS -iÂŤĂŒ°ĂŠÂ™ĂŠUʙ\ääĂŠ>“ 9½-ĂŠ "9\ĂŠ/ ĂŠ, -/ĂŠ" ĂŠ/ ĂŠ-/",9 Sept.ʙÊUĂŠÂŁ\ĂŽäʍ“ NAME THAT MUSICAL -iÂŤĂŒ°ĂŠÂŁĂˆĂŠUĂŠĂˆ\ĂŽäʍ“ VISION AWARENESS Sept.ĂŠÂŁnĂŠUĂŠĂ“\ääʍ“ GLENCASTLE IRISH DANCERS -iÂŤĂŒ°ĂŠĂ“ÂŁĂŠUĂŠÂŁ\ĂŽäʍ“ REIKI AND ITS BENEFITS Sept.ĂŠĂ“ĂŽĂŠUĂŠÂŁ\ĂŽäʍ“

REGENCY BROOKFIELD

777 N. Brookfield Rd.

‡ Quiche: Asparagus, Mu shroom & Swiss Cheese OR Ham & Che ddar Cheese ‡ Skillet Potatoes with Diced Green Pepper & Red Onion ‡ Fruit Cup with Citrus Yogurt Dressing ‡ Mini Cinnamon Rolls ‡ Mimosas, Coffee & Lem onade

All events are free & open to the public! REGENCY MUSKEGO

3.5 mi. S of I-43 on Racine Ave.

REGENCY NEW BERLIN

13750 W. National Ave.

262-780-0321 262-789-1699 262-679-0888 RegencySeniorCommunities.com

7901 W. National Avenue, West Allis, WI 53214 Contact Person: Chris Kohn (414) 302-9700 Heritage West Allis offers an elegant, Assisted Living and Memory Care community where daily assistance is provided with love and the utmost respect for personal integrity of our residents. Choose from studio, one and two bedroom apartments with no entrance or endowment fee. Within each apartment is a kitchenette, private bath with walk-in-shower, spacious closets and a reassuring personalized emergency call pendant. Amenities include: community pub, beauty shop, fitness center, community room and library. Professional care giving staff is available 24 hours a day to assist you with anything from bathing to medication administration. Heritage Memory Care Neighborhood specializes in care for residents with Alzheimer’s or other related Dementias. Our two 20-suite communities offer residents an uncomplicated design with home-like private accommodations. 40 residents will reside in private suites with bath and walk-in showers. A beautiful secure interior courtyard will provide safe access to the outdoors. Our activity program is designed to stimulate and engage the residents remaining cognitive strengths. Affiliates: Heritage at Deer Creek, Lexington Heritage, Heritage Court.

Highlands at Riverwalk

Active Senior Living for Seniors 55+ 10954 N. Cedarburg Rd. Mequon, WI 53092 Contact: Donna Laughlin 262-243-8888 www.highlandscommunities.com The Highlands at Riverwalk offers spacious one and two bedroom retirement apartments in an active senior retirement community. Enjoy all the conveniences of suburban living with the convenience of nearby shopping and restaurants, parks and recreation and specialty shops. Our building is equipped with elevators, access controlled entries with intercoms and heated underground parking. Each apartment is equipped with gas forced heat, central air conditioning, fully Highlands continued on page 9B


September 2013

• Best of S.E. WI Senior housing • 50plus • 9B

Highlands continued from page 8B

equipped kitchens, oversized and walk-in closets, tub or walk-in showers, additional storage, washer/dryer connections or conveniently located community laundry rooms. Common areas include: Fireside Room and Community Room, Theater, Fitness Center, Library/Computer Center, Guest Suite and more! Enjoy a variety of social activities, travel, trips and tours including: catered dinners, social hour, guest speakers and entertainers, area concerts, exercise and fitness classes, educational seminars, themed parties, movies, card games and more! Become part of the Highlands family and Live the Highlands Life Today!

HIGHLANDS AT WILDWOOD LAKE

Active Senior Living for Seniors 55+ N77 W17700 Lake Park Drive • Menomonee Falls, WI 53051 Contact: Kelly Duncan 262.251.9999 www.HighlandsCommunities.com The Highlands at Wildwood Lake offers spacious one and two bedroom apartments in an active senior retirement community. Our beautiful quiet country setting overlooks a private lake surrounded by a ¼ mile walking path, beautiful landscaping and abundant wildlife. Our building is equipped with elevators, access controlled entries with intercoms and heated underground parking. Each apartment is equipped with gas forced heat, central air conditioning, fully equipped kitchens, oversized and walk-in closets, tub or walk-in showers, additional storage, washer/dryer connections or conveniently located community laundry rooms. Common areas include: Fireside Room and Community Room, Fitness Center, Hair Salon, Library/Computer Center, Guest Suite, Multi-purpose Activity Room and more! Enjoy a variety of social activities, travel, trips and tours including: catered dinners, social hour, guest speakers and entertainers, area concerts, exercise and fitness classes, educational seminars, themed parties, movies, card games and more! Become part of the Highlands family and Live the Highlands Life Today!

Hilltop Mobile Homes & Home Source 1

N210 W11785 Hilltop, Germantown Contact Person: Vicki Gibbons 262-251-8100 www.homesourceone.net.com Living arrangements include 3 – 5 bedroom homes, garages and yard. Hilltop Mobile Homes living is land leased with monthly rent $425. Call us for more information.

HORIZON

Having developed 66 independent living, senior apartment communities, our commitment to serving seniors is a top priority. Our mission is to provide a sense of community at our apartment homes. We pride ourselves on providing a great value where luxurious living and affordability come together in remarkable fashion. Our one and two bedroom apartment homes feature quality construction and modern amenities. Join us in a Horizon senior community. It’s a whole new life. For more information call toll free (800) 280-1188 or visit www.HorizonSeniorHousing.com.

Alta Mira II

W129 N6845 Northfield Drive – Menomonie Falls 262-251-4228

Francis Meadows

62 and better community!

2 Bedroom Units

414-764-7055 Call Today!

Conveniently located in South Milwaukee • 2409 10th Ave. Professionally Managed by Oakbrook Corporation

Welcome home. Luther Manor offers retirement housing options to suit the unique personal preferences and lifestyles of those who call the community their home. With amenities ranging from a pharmacy and bank to an onsite grocery store, as well as a variety of health and wellness opportunities, everything you need is here. For more information or to schedule a tour, contact our Client Relations team at (414) 464-3880 or live@luthermanor.org.

2209 S. Browns Lake Drive – Burlington 262-210-8501

Cottonwood Trails

4600 S Nicholson Avenue – Cudahy 414-254-8490 Horizon continued on page 10B

4545 N. 92nd Street • Wauwatosa, WI 53225 (414) 464-3880 • www.luthermanor.org

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10B • 50plus • Best of S.E. WI Senior housing • September 2013

Best of S.E. WI Senior

Housing directory

horizon continued from page 9B

Hillside Woods I & II

3280/3270 Hillside Drive – Delafield 262-370-2662

Clare Meadows I & II

7700/7600 S. 51st Street - Franklin 414-421-8499

Granville Heights

6840 W Granville Circle – Milwaukee 414-333-4465

Crest View, High Grove Hill Crest Prairie Hill at Woodland Ridge Located Conveniently in South Milwaukee • 2500 10th Ave. ALL Units Include:

Heat, Water, Sewer, Trash, Heated Underground Parking and so much more!

Call Today!

414 • 764 • 7997

3904 S. Prairie Hill Lane – Greenfield 414-541-3333

White Oaks

4200 S. 35th Street – Greenfield 414-282-1188

Clare Heights

717 W. Holt Avenue – Milwaukee 414-254-8410

Professionally Managed by Oakbrook Corporation

Hometown Senior Living at a Great Value in Hales Corners! From just $910 per month! Assisted Living starting at $2,460 per month.

Let us give you a one-on-one tour of our beautiful campus & private apartments.

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Personal Tours Daily

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11077 W. Forest Home Ave., Hales Corners (414) 425-1148 www.WimmerCommunities.com

HOUSING AUTHORITY OF THE CITY OF MILWAUKEE

P.O. Box 324 • Milwaukee, WI 414.286.5678 Offering one bedroom units with service coordination available. We provide affordable units, conveniently located at 15 different locations in Milwaukee. They are located on or near bus lines and shopping. Some units are fully wheelchair accessible with roll-in showers, social service and recreational activities are also available. Professional on-site management, 24-hour security and emergency maintenance service. We offer 1-bedroom units in secure buildings with utilities and appliances included. Small pets are welcome. Monthly rent is 30 percent of income and some income restrictions may apply. No enrollment/ endowment fee. Medical services available include on-site nurse, service coordination, emergency call alarm. Popular activities include movie nights, bingo, various clubs, special shopping trips and other recreation. Affiliated with S.E.T. Ministry which provides case management services. Other partner agencies also provide other supportive services.

Jackson Crossings Retirement Community

N168 W22022 Main Street, Jackson, WI 53037 (262) 993-2838 Contact Person: Amy Lloyd

Living on the Lake is important to many Wisconsin residents. At Jackson Crossings, people enjoy the birds, gardens and fishing on a small “Northwoods” lake among friends and family. Our spacious 1 bedroom, two bedroom and studio apartments include lakeside patios or balconies, utilities, cable TV, housekeeping, towel and linen service, concierge service and much more. Depending on the services provided, monthly fees range from $2,390 to over $5,000 per month and include a meal plan, fitness and wellness programs as well as many recreational activities such as bus tours, theater outings, live music and entertainment, art programs, wine tastings, barbecues, theme parties, Bingo, card parties, family picnics, transportation to shopping and more. The best things about Retirement Living at Jackson Crossings are the excellent services and outstanding staff who make you the priority. If you should need rehabilitation or other help, you can receive the best care and never have to leave. Independent Apartments, Assisted Living and Memory Care are available. Our staff includes RN’s, CNA’s, a social worker, therapists and a certified Alzheimer’s educator. No entry fee or endowment is required and pets are welcome.


September 2013

• Best of S.E. WI Senior housing • 50plus • 11B

Lexington Heritage

5020 S. 107th St., Greenfield Contact Person: Chris Kohn (414) 302-9700

A 20 unit Assisted Living residence. When you enter the doors of Lexington Heritage you will find a small and comfortable facility with a very home like atmosphere. Throughout the days many enjoy sitting in our sunroom viewing the beauty of our private patio. We have caring, dedicated caregivers on staff 24 hours a day to provide our residents with love, respect and dignity. We provide three home-cooked meals a day and have an array of activities for everyone to enjoy. Studio, large and small/bedrooms with private bathrooms. 2 bedroom/2 baths. All units have microwave and refrigerator. There is no enrollment/endowment fee. Activities: musical entertainment, trivia, crossword puzzles, church services, Pokeno, crafts and van for transportation. Affiliations: Heritage at Deer Creek Assisted Living and Memory Care, Heritage Court Memory Care, Heritage Eau Claire and Heritage West Allis.

Lexington Village

5000 S. 107th St. - Greenfield, WI 414-425-4008

A friendly, active affordable community for adults 55 and better! Conveniently located near the crossroads of 1-43 and Hwy 100, Lexington Village is a short drive from Milwaukee and provides easy access to the city’s many cultural and recreational offerings. Planned gambling trips, cards and bingo, monthly party, shopping trips and movie night are some of our most popular activities. Supportive activity service includes a bus for food shopping and also to Southridge Mall. Our beautiful grounds provide a lush background for our luxurious and elegant community. We are conveniently located near shopping and dining, with easy freeway access. Enjoy a variety of activities in the beautiful community room or our attractive outdoor courtyard space, which includes fountains and a grill.

Linden Court – Mukwonago

845 County Rd NN,E, Mukwonago, WI 53141 Contact Person: Holly Wise, RN 262-363-6830 www.lindengrove.org

Affiliated with Linden Grove, ProHealth Care and is non profit. The capacity of the facility is 24 with single rooms and half-baths. The one plan meal program is included in rent which is mandatory. Enrollment/endowment fee is one month rent/security deposit which is refundable. The base rate for monthly rent linden court continued on page 12B

Steeple View Deluxe Apartment Homes For Seniors 55 & Better 12455 W. Janesville Road, New Berlin, WI 414.525.5500  www.steepleview.org

Office hours: Monday – Friday: 8:00 am – Noon Weekends by Appointment Secure, Carefree Independent Living for Active Seniors in a Christian Atmosphere

Spacious 1, 2 and 2 bedroom+ apartment homes

 Heated Parking/Car Wash  In-Unit Washer/Dryer  Pet Free Facility

 Individual Heat & A/C  Generous Closet Space  Units under $750/mo* *90% Refundable Entrance Fee OPEN HOUSE Friday, September 20th (10 am – 4 pm) Tour Reservation Time Requested Please call 414.525.5500 or email: info@steepleview.org

Enjoy the quiet residential neighborhood and make it your new home.

We Offer: • Air Conditioning • Secured Entrance • Cable TV hook-ups • Exercise Room • Pet Welcome • Garages available • Parkside is handicap accessible

• Convenient access to Interstate • Close to shopping and more • 1 & 2 Bedrooms • On Site Management • Heat & Water Included

Call Today for More Information

414-352-1237

New Owners - New Management Company


12B • 50plus • Best of S.E. WI Senior housing • September 2013 linden court continued from page 11B

is $4850/month. Our recreational programs are specially structured C.A.R.E. (creative Alzheimer’s & Related Disorders Enrichment) program 7 days per week. Advantages of assisted living to an older adult include a secure environment with socialization and structured routine. Special advantages of Linden Court are stable and committed staff specifically trained in dementia care. Facility specifically designed with homelike atmosphere and safe, inviting outside garden.

Linden Court – New Berlin

13705 Fieldpointe Dr., New Berlin, WI 53151 Contact Person: Michael Zimmerman 262-796-3660 www.LindenGrove.org

Affiliated with ProHealth Care, Inc.; Froedtert Health Community Memorial and Linden Grove is non-profit. .We offer single rooms with half-bath and have a capacity of 24. Enrollment/endowment fee is one month rent/security deposit that is refundable. Monthly rent base rate is $4,850 which includes a mandatory one plan meal plan. Our recreation programs are purposeful daily activities which help optimize physical and brain function. Advantages of assisted living to an older adult at Linden Court which is a newly built, smallhouse concept CBRF memory care facility providing consistent care in a safe and secure environment for residents with early to mid stages of Alzheimer’s or dementia. Special advantages here give residents a homelike feeling with furnished private bedrooms, living room, and meals served family-style with secure garden and patio to allow for independence outdoors.

Linden Court – Waukesha 2330 Michigan Ave., Waukesha Contact Person: Matt Lawrenz RN 262-524-6400 ext. 300 www.LindenGrove.org

Imagine

Affiliated with Linden Grove and ProHealth Care is non-profit. Capacity at Linden Court is 24 with single rooms only with half-bath. Meal plan is mandatory (one plan) included in rent starting at $4,850. Enrollment/endowment fee is one month’s rent/security deposit which is refundable. Recreation programs are 7 days a week, 5 activities a day, frequent outings on a secure bus, large fenced in garden and patio available to the residents at any time. Advantages of assisted living to an older adult include social life, less house work, on-site medical care, safety, balanced nutrition, meeting new friends and helping to restore family roles for some. The healthcare staff has specialized training in dementia care. Linden Grove uses the Eden Alternative which is a person-directed care philosophy which is dedicated to creating care environments that promote quality of life for the Elders and those who support them as care partners.

Linden Heights

427 N. University Drive, Waukesha Contact Person: Nancy Madden 262-524-1180 www.lindengrove.org

Affiliated with ProHealth Care, Linden Grove is 64/60 units, one bedroom, large/small studio and is non-profit. Enrollment/endowment fee is one month’s rent/security deposit which is refundable. Monthly rent is $2675 - $3540 which includes the one plan mandatory meal plan. We offer activities throughout the day with scheduled outings in the community, exercise program and resident council. The advantages of assisted living to an older adult include personal supportive care services, meals, leisure activities, 24/7 CNA coverage and registered nurse available 24/7. At Linden Heights we have social interaction, health monitoring, resident centered decision making, the Eden Alternative Philosophy (Pets, multi-generational volunteers, etc.).

a brand new life at

In July 2004, Judy did not think twice about Independent Living at Harbour Village for her new home. Shortly thereafter, Betty, Judy’s mom, moved in to enjoy the good life in Assisted Living. You will rarely find Judy in her apartment, because she’s always on the go, enjoying the things she has always loved–theatre, museums and so much more. Judy loves life because she feels energized, safe and cared for by her new family and friends.

CALL 888-438-3035 TODAY TO LEARN MORE AND SCHEDULE A FREE LUNCH AND TOUR.

Celebrating 25 Years

of Quality Service and Care to Milwaukee Area Seniors Harbour Village

Independent Living Assisted Living | Memory Care 5700 Mockingbird Lane Greendale, WI 53129

www.seniorlifestyle.com


September 2013

Linden Ridge

841 County Rd. NN,E, Mukwonago, WI 53149 Contact Person: Karen Lach, RN 262-363-6830 www.lindengrove.org

Affiliated with Linden Grove and ProHealth Care and is non profit. Facility has 57 apartments that include private apartments with full bath and kitchenette: 19 – 1 bedroom units, 38 efficiency units. Monthly rent starts at $2870 - $3510, enrollment/endowment fee is one month rent/security deposit which is refundable that includes mandatory meal plan, 3 meals/day. Recreation programs include on and off site scheduled activities. In house exercise program, entertainment, crafts, card clubs, men’s club, red hat society, weekly shopping trips and lunch or dinner outings. Advantages of assisted living to an older adult provide the security of having assistance available 24/7 in the privacy of your own apartment along with nutritious meals and socialization. Linden Ridge offers a very stable and committed staff from our community who truly care for our residents.

• Best of S.E. WI Senior housing • 50plus • 13B

Welcome to your new home!

Silver Creek Village Independent Senior Living for those 55 and better

Apartments Starting at

$755

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Luther Haven Retirement Community 8949 N. 97th St. • Milwaukee, WI 53224 262.345.5579 • www.ChristianFamilySolutions.org

“Where friends become family� describes the caring, Christian atmosphere of Luther Haven, which offers social, educational, and recreational daily activities. Ten floor plans include studio to 2 bedroom/2 bath. Monthly rent is based on square footage and ranges from $695 to $1,345/month. There is a refundable enrollment/endowment fee, along with a rental only option. Medical services include on-site RN, physician clinic, podiatry, and RCAC services. Activities include Bible study, choir, crafts, computer club, and fitness classes. Free bus transportation to local stores is available, along with low-cost transportation to medical appointments.

Luther Manor

Continuing Care Retirement Community Terrace Apartments – Retirement Living

4545 N. 92nd St. • Wauwatosa, WI Contact Client Relations at (414) 464-3880 or live@luthermanor.org www.luthermanor.org

The Terrace at Luther Manor offers a variety of floor plans to accommodate the diverse lifestyles, interests and hobbies of our residents. Our studio, one-bedroom and two-bedroom apartments range in size up to 1,360 square feet and are designed with your safety, comfort and convenience in mind. All apartments come with an electric stove, garbage disposal and a refrigerator, along with carpeting and window treatments throughout. Washers and dryers are available in select units, and a laundry room is located in every building. Residents have access to both outdoor and indoor parking options. If you don’t have a vehicle, don’t worry. Transportation to off-campus medical appointments and scheduled bus service to area shopping centers is available. The Terrace also offers a variety of organized programs, on and off-campus events and activities inspired by our residents’ hobbies and interests, including wood crafting, creating art, playing dartball, exercising in the fitness center or aquatic center, attending sports games or theater productions or just relaxing with a book in one of the many lounge areas. Community amenities - As a Terrace resident, you’ll have access to a range of services and amenities offered right here on campus including a chapel, convenience shops, dining options, a beauty salon and barber shop, a pharmacy and a bank. Health care access - Our on-campus health care clinic brings talented and caring professionals from different medical fields together under one roof for your convenience. Physical therapists, dentists, optometrists and podiatrists are all here to provide services to you. In addition, should you want or need assistance with daily activities like housekeeping, meal preparation, medication management or personal care, an array of supportive services are available to help you remain safe and comfortable in your new home.

The Right Help...at the Right Time at

Luther Haven Retirement Community and

Wisconsin Lutheran Living Center

Luther Haven Retirement Community

A vibrant, Christian retirement community for active seniors, nestled along the beautiful Menomonee River Parkway

Wisconsin Lutheran Living Center (CBRF)

Providing compassionate, Christian assistance with the activities of daily living while maintaining independence and dignity

Services & amenities:

Services & amenities:

8949 N. 97th Street, Milwaukee 262.345.5579 www.ChristianFamilySolutions.org

9035 N. 97th Street, Milwaukee 414.365.0545 www.ChristianFamilySolutions.org

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14B • 50plus • Best of S.E. WI Senior housing • September 2013 ping and social outings. We work closely with local hospitals and rehab centers and offer a visiting physician for health care services.

Marquette Manor

2409 10th Ave. South Milwaukee, WI 53172 Contact: Candace 414-764-7997

Oak Park Place Wauwatosa

For those 62 and better you will find Independent Living here at Marquette Manor. A Neighborhood under one roof! Marquette Manor provides its resident a maintenance free neighborhood with numerous amenities. See for yourself why Marquette Manor is the newest and most exciting Senior Living opportunity in South Milwaukee. Living arrangements include one bedroom for $750 and two bedrooms for $885 with no enrollment/endowment fee. Some of our most popular activities include cards, bingo, Wii Bowling and ice cream socials. We are located close to Woodman’s shopping center.

Meadowmere Oak Creek Senior Living Community

701 E. Puetz Rd., Oak Creek Contact: Wendy Holewinski 414-766-2100 www.meadowmereoakcreek.com You will find Independent, Assisted Living, RCAC and CBRF at Meadowmere. Three delicious meals offered per day, served restaurant style. Weekly housekeeping and linen service. Assistance with activities of daily living, Staff available 24 hours a day. State of the art emergency call response. Social, recreational, educational and spiritual activities. Living arrangements include a choice of spacious studio, one and two bedroom apartments with a patio or balcony, fully equipped kitchen, oversized closets and fitness center. The monthly rent varies by unit/services. Medical services include an on-site wellness clinic, Registered Nurse and state of the art emergency call response system. Our most popular activities include Happy Hour, Ice Cream Social, exercise, religious services and shopping trips. Supportive activities include a bus for grocery shop-

1621 Rivers Bend, Wauwatosa Contact Person: Trisha Senart Director of Housing (414) 292-0400 Oak Park Place has a capacity of 67 studio and 1-bedrooms which spouses may share and we are for profit. Monthly rent varies based on care needed with a mandatory meal plan. Recreation and programs are customized to resident interests. Medical personnel on staff includes a full time RN plus consulting physician. Oak Park Place provides an upscale, comfortable environment with independence when you want it, assistance when you need it. Our facility at Oak Park Place Wauwatosa offers a comfortable, upscale environment with all the features you expect in your home and caring staff to provide support when needed.

Parkside Commons

1400 W. Custer Ave., Glendale Contact Person Marilyn 414-352-1237 Active Senior Living here at Parkside Commons. Well appointed apartment homes with interesting floor plans that create a perfect setting for residents belongings and furniture. Communal areas invite socializing and exercising. Well landscaped grounds provide a park like environment. Parkside Commons is where independence, freedom and relaxation go hand in hand. Living arrangements include 1 BR/1bath $650 and 2 BR/2Bath $750 with no enrollment/endowment fee. Popular activities include pot luck dinner, free continental breakfast, movie night, celebrate birthdays with cakes and ice cream and craft class.

Burlington

Menomonee Falls

- Francis Meadows (262) 210-8501

- Alta Mira II (262) 719-3884

Cudahy

Milwaukee

- Cottonwood Trails (414) 254-8490

Delafield - Hillside Woods I & II (262) 370-2662

Franklin - Clare Meadows I & II (414) 421-8499

Greenfield

- Crestview (414) 541-3333 - High Grove (Ages 62+) (414) 541-3333 - Hill Crest (414) 541-3333 - Prairie Hill (414) 541-3333 - White Oaks (414) 282-1188

Southeast - Clare Heights (414) 254-8410 Northwest - Granville Heights (414) 333-4465

Wauwatosa - Cedar Glen (262) 719-3884


September 2013

PARKWOOD HIGHLANDS

Active Senior Living for Seniors 55+ 13800 Park Central Boulevard • New Berlin, WI 53151 Contact: Julie Mattes 262.821.5106 www.HighlandsCommunities.com Parkwood Highlands offers spacious one and two bedroom apartments in an active senior retirement community. Enjoy all the conveniences of suburban living with the convenience of nearby shopping and restaurants, parks and recreation and a unique collection of specialty shops. Our buildings are equipped with elevators, access controlled entries with intercoms and heated underground parking or attached garage. Each apartment/townhome is equipped with gas forced heat, central air conditioning, fully equipped kitchens, oversized and walk-in closets, tub or walk-in showers, additional storage, washer/dryer connections and more! Common areas include: Fireside and Community Room, Fitness Center, Library, Sunroom and more! Enjoy a variety of social activities, travel, trips and tours including: catered dinners, social hour, guest speakers and entertainers, area concerts, exercise and fitness classes, Wii Bowling, Bocce Ball, Sheepshead, Bridge, educational seminars, themed parties, movies and more! Some apartments reserved for moderate income seniors. Become part of the Highlands family and Live the Highlands Life Today!

PRAIRIE MEADOWS II & III SENIOR HOUSING

W168 N11374 Western Ave. • Germantown, WI 53022 262.532.0974 We are an independent senior living community. All apartments come with stove, dishwasher & refrigerator. Some apartments have washer and dryer hook ups. Heat, water, unit gas, trash & recycling are included along with one underground parking spot. We have a community room for residents to use. Laundry facilities one each floor, along with elevators. We have a well maintained walking path. Living arrangements include one and two bedroom apartments w/one bathroom. Some apartments have walk-in showers. Monthly rent for a one bedroom is $771, two bedroom is $905 - $917. Enrollment/endowment fee is one month’s rent. Refundable if no damages to apartment are found.

• Best of S.E. WI Senior housing • 50plus • 15B

Life in the Moment

Specialized memory care at Oak Park® Place provides a supportive environment with all you expect in a place to call home. The comforting routine is specially designed to engage residents with Alzheimer’s and other dementia related conditions, focusing on life in the moment. Embrace life’s moments with specialized memory care at Oak Park® Place. Call (414) 292-0400 or email wauwatosasales@oakparkplace.com to schedule a tour today. Directions: From Watertown Plank Rd or North Ave, take 116th St to West Walnut Rd past the Wauwatosa police station to the first driveway on the right. Oak Park® Place is on the right with our entrance in the rear of the building to the left.

Wa uWato s a 1621 Rivers Bend Wauwatosa, WI 53226 (414) 292-0400 www.oakparkplace.com


16B • 50plus • Best of S.E. WI Senior housing • September 2013

Best of S.E. WI Senior

Housing directory

ProHealth Care Regency Senior Communities – Brookfield

777 N. Brookfield Road, Brookfield 262-780-0321 Contact: Terry Sommers, Director of Community Services Our South Campus offers Independent Senior Living Residences with nine different floor plans ranging from one bedroom to two bedroom and den apartments. Our North Campus offers Studio and one bedroom Assisted Living and Attended Care private residences, and short-term Guest Residency. Our beautiful community is situated on a 23- acre conservancy which provides a serene backdrop for this full continuum of care campus. All residents enjoy elegant common areas with fireplace, large private dining room, Bistro gathering area for parties, country store, bank, beauty & barber shop, library, fitness center, chapel and more. Our independent South Campus offers 103 one-and two-bedroom apartment style homes, most with hook-ups for in unit washer/dryer, heat and underground parking. Our North Campus offers 74 Assisted and 20 Attended apartments for residents that need more care, providing a safe & secure environment where independence is promoted to help residents live up to their highest abilities. Independent apartments range from $915-$1910. Assisted/Attended apartments range from $2,515 - $4880. NO enrollment, NO endowment fee! Our Medical Staff Available include an RN, LPNs and CNAs Popular Activities include Playing WII Games, Trips, Happy Hour, Bingo, Health & Fitness Programs, Theme parties. We also offer other amenities including multi-level fitness and Lifelong Learning Programs, scheduled shopping, social outings and recreational trips. Regency-Brookfield is a non-profit member of the ProHealth Care family. This gives our residents access to the best medical professionals, clinics and hospitals. We also provide free transportation to ProHealth Care medical appointments! Visit www.RegencySeniorCommunities.com. See for yourself why ProHealth Care Regency Senior Communities really are “The Best Choice.”

ProHealth Care Regency Senior Communities – Muskego

W181 S8540 Lodge Boulevard, Muskego 262-679-0888 Contact: Judy Sorce, Director of Community Services Senior Living, Supportive Living, Assisted Living and Attended Care Residences, and short-term Guest Residency all at Regency-Muskego. Regency-Muskego’s campus is located on 32 wooded acres, featuring private


September 2013

senior living residences surrounding a serene private lake. Residents take pleasure in our lovely common areas, dining rooms, bank, beauty & barber shop, country store, chapel, library, and more. Amenities include all appliances, in unit washer & dryer, underground or garage parking included. Pets are allowed. Living arrangements include 80 one bedrooms, 48 one bedrooms with dens and 26 two bedroom with two baths. Monthly rent ranges from $768 - $1,705 a month for independent apartments and $3,285 - $4,755 a month for assisted/attended apartments, with NO enrollment, NO endowment fee! Medical staff available includes RNs & CNAs on staff 24/7. Five of our most popular activities include Happy Hours, Musical Entertainment, Trips, Specialty meals, fitness classes & exercise equipment. Other services include over 400 different types of activities including trips, socials, fitness, educational & recreational programming. Free Transportation to shopping. Handicap accessible units with underground parking are available. We are a non-profit member of the ProHealth Care family. This gives our residents access to the best medical professionals, clinics and hospitals, with free transportation to ProHealth Care medical appointments. Visit www.RegencySeniorCommunities.com. See for yourself why ProHealth Care Regency Senior Communities really are “The Best Choice.”

ProHealth Care Regency Senior Communities – New Berlin

13750 West National Avenue, New Berlin 262-789-1699 Contact: Arleen Houssaye, Community Services Director At Regency-New Berlin you will find Senior Living, Supportive Living, Catered Care with Assisted Living Services, Assisted Living, Attended Care Residences and short-term Guest Residency. Regency-New Berlin’s $12 million expansion has created an extraordinary world of comfort and convenience for seniors. New gathering areas include a grand

dining hall, Internet café, sports pub, fitness gym, plus lovely common areas, bank, beauty shop, country store, chapel, library and more. Just minutes from downtown Milwaukee, our 31-acre wooded campus borders ProHealth Care Park. Living Arrangements Available include a Studio, One bedroom, one bedroom with den, and 2 bedrooms with rent ranging from $1,395 - $4,605 for Independent through to Assisted/Attended with no enrollment, no endowment fee! Medical staff available: RNs / CNAs available to handle emergencies 24/7 with RNs on-site 8 hrs a day, 7 days a week. Most Popular Activities: Social & craft groups, pool and dart ball leagues plus religious services. Other Services: Residents enjoy a busy calendar of fitness, learning, social and recreational opportunities. Services include 24-hour security response, scheduled shopping, and recreational trips, plus underground parking with elevator. We are a non-profit member of the ProHealth Care family. This gives our residents greater access to the best medical professionals, clinics, and hospitals, with free transportation to ProHealth Care medical appointments. Visit www.RegencySeniorCommunities.com. See for yourself why ProHealth Care Regency Senior Communities really are “The Best Choice.”

REILLY-JOSEPH CO.

117 N. Jefferson Street Suite 202 • Milwaukee, WI 53202 414.271.4116 Reilly-Joseph Co. offers Government subsidized housing for seniors 62 plus. Rent is based on 30 percent of gross income. Types of living arrangements available are 1 bedroom and 1 bath.

Fostering

INDEPENDENCE and Improving

QUALITY of LIFE

On the Mukwonago Campus Memory Care Home 841 County Rd NN E (262) 363-6830

Mukwonago

Assisted Living Apartments 845 County Rd NN E (262) 363-6830 LH LR LCMK LCNB LCWK.indd 1

• Best of S.E. WI Senior housing • 50plus • 17B

OPENING AUGUST 2013 On the New Berlin Campus Memory Care Home 13705 W Fieldpointe Dr (262) 796-3660

New Berlin

www.LindenGrove.org

Dogs, cats, and green plants are cared for daily by LindenGrove residents as we follow the Eden Alternative philosophy. Visit us and see how Eden brings joy and meaning to the residents at our assisted living apartments and memory care homes. On the Waukesha Campus Memory Care Home 2330 Michigan Ave (262) 524-6400

Waukesha

Assisted Living Apartments 427 N University Dr (262) 524-1180 7/16/2013 3:20:57 PM


18B • 50plus • Best of S.E. WI Senior housing • September 2013

1

The Reserve at Brookside Meadows • Small town living for retirees & still close to Milwaukee • In house financing available • Great golfing, restaurants, parks and nature preserves • We can have you in a new home in no time. CALL TODAY Kellie Hare-Sales

920-979-4099

Germantown was voted by Money Magazine as one of the top 100 places to live in 2009 and 2007 and Family Circle Magazine voted it one of the best 10 towns for families in 2011. We can have you in a new home in no time. We have wooded lots and hiking trails and on site management. This is a land lease community so you only pay personal property taxes and site rent. MODELS OPEN!

www.homesourceone.net

PROFESSIONAL CARE WITH A PERSONAL TOUCH An affordable alternative serving the special needs of the elderly community. Our elderly living facilities provide a comfortable and charming homelike atmosphere.

Our Amenities Include: • 24-Hour Service Staff • 3 Meals Daily • Housekeeping Services • Assistance with Medications

• Daily Activity Programming • Peace of Mind of Resident & Family • Private Accomodations • Linen/Laundry Service

ST. JOHN'S MANOR

812 Marquette Avenue South Milwaukee 414-762-2511

HERITAGE LAKE

• Nursing Services • Personal Care Assistance • Special Events, Tours, Trips • R.N. Owner Operated

ST. MARY'S MANOR

1313 Missouri Avenue South Milwaukee 414-762-8026

THE REGENCY

HERITAGE LAKE

5020 South 55th Street • Greenfield • Call 414-282-0506 Beautiful serene country setting overlooking a private lake. Close to shopping, churches and medical facilities. Heated underground parking, blinds and ceiling fan. Beautiful community room. • Heat & Water Included • Air Conditioned • Intercom Access • Appliances • Community Room with Kitchen • On Bus Line starting at • Laundry on each Floor

2 Bedroom, 2 Bath 930 Sq. Ft. $880 / month

THE REGENCY

200 Southtowne Dr. • South Milwaukee • Call 414-764-5335 Quiet spacious apartments, elevator, underground parking, community room, library and exercise room. Friendly atmosphere. Larger units available. • Heat & Water Included 2 Bedroom, 2 Bath • Air Conditioned • Fitness Center 930 Sq. Ft. • Resident Library • Laundry on each floor starting at $880 / month • Quality Appliances • On Bus Line

RIDGEDALE APARTMENTS

7740 W. Grange Ave • Greendale, WI 53129 414.421.9314 Ridgedale Apartments are located in a quiet park-like setting. Independent living close to city transportation and shopping. 24 hour caretakers on site, secured lobby, elevator, community room, daily social activities. Rent based on 30% of income.

Riverfront Condominiums at River’s Crossing

Hwy H (River Road) & River Valley Road, Waukesha Contact Person; Jackie Johnson 262-650-9917 www.bielinski.com/Condominiums/Riverfront.aspx Riverfront Condominiums offer Ranch Duplex Condominiums with two bedrooms, two bath, sunroom and an attached 2-car garage. Offering backyard views and walkway access to Fox River Parkway and close proximity to shopping centers, restaurants and banks, there’s more to love than just your new Bielinski condominium.

RIVERSHORES REGENCY

555 Veterans Avenue • West Bend 262.483.9150 www.RivershoresRegency.com Rivershores Regency offers luxury apartment homes for active adults. Located on the river and just steps from downtown West Bend and the YMCA, Rivershores Regency offers magnificent views. Spacious apartments feature all appliances plus a washer and dryer. The building offers convenient underground parking, a library, game room, salon, WIFI and a beautiful community room with full kitchen and fireplace for social functions or private use. You will find 1 or 2 bathroom, 1 or 2 bathroom apartments. No enrollment/endowment fee. Enjoy carefree living at Rivershores Regency!

Riverview Village

W176 N9430 River Crest Drive, Menomonee Falls Contact Person: Lisa Benfield 262-255-2557 www.harmonyresidence.net Riverview Village offers CBRF and class CNA. Riverview Village is an Assisted Living community located in the heart of Menomonee Falls. We offer individualized care while promoting independence for our residents: On site Therapy Suite, Life Enrichment Center, Spa & Manicure Villa, Alternative Dining, Wellness Services, Home Theater, Salon Services and Reflection Chapel. Living arrangements include 43 private suites with kitchenettes, private bathroom, emergency call system, cable & utilities (except phone) included. Monthly rent starts at $3950 - $4100 plus level of care. There is an enrollment/endowment fee of $800 that is refundable. Medical services include On-site Therapy Suite, Physician services from Visiting Physicians Association, 24 hour consulting nurse, and Home Health & Hospice. Popular activities start with daily exercise, religious services, Riverview Ringers, Creative Community and entertainment. Supportive activity includes organized outings, Music on The Pond, Movie Matinee and shopping. Health care services include Home Health & Hospice, Lab Services, Podiatrist, Visiting Physician and Mobile X-Ray.

Shorehaven Tower

1305 W. Wisconsin Ave., Oconomowoc, WI 53066 Contact: Lorna Gartzke, Shorehaven and Shorehaven Tower administrator (262) 567-8341 www.shorehavenliving.org Shorehaven Tower’s is non-profit with 75 apartments, studio, one and two


September 2013

bedrooms with no enrollment fee. Monthly rent starts at $2197 to $4354 for 325 - 975 square feet. Two meals a day are included in the fee. Activities, trips, weekly housekeeping, weekly linens change, wellness clinic/health monitoring, satellite tv/wi-fi, transportation arrangements, all utilities, free use of washers and dryers, emergency response system, computer use and flu shot clinic on site. We have trained staff on duty 24/7 with two full-time nurses on staff. Spouses may share apartments. Assisted living provides friendship, menu choices, mental stimulation, access to services and freedom within a safe living environment. Shorehaven Tower residents enjoy their choice of services, menus, activities and amenities on a convenient, price-friendly a la carte basis. Access to the public Cafe LaBelle and Center for Life Enrichment. Continuum of care, lake access, pontoon rides on beautiful Lac La Belle, banking and beauty and barber shop on site. Also, lab, podiatry, dental and eye services available on site. Established reputation, Christ-centered care. Shorehaven is the trusted, faith-based resource of choice for older adults. Trusted for Generations. “Reflecting Christ’s love, we provide homes and resources for seniors.”

• Best of S.E. WI Senior housing • 50plus • 19B

Rents Start at $679

C a ll fot r Ren S p e c ia ls

SILVER CREEK VILLAGE

2455 W. Silver Spring Dr. • Glendale, WI 53209 414.578.3612

You will find Independent Living at Silver Creek Village. All units include heat, water, appliances, underground parking & balcony or patio. Guest suite available for visiting friends & family. Minutes from specialty shops, dining & clinics, on bus line, activites, beauty salon, exercise room, computer room and community room for private parties. Some have washers and dryers in units. Popular activities include bingo, cards, movie nights, birthday parties, TGIF gathering.

St. Anne’s Salvatorian Campus 3800 N. 92nd St., Milwaukee Contact Person: Jill Hogan 414-463-7570 x401

St. Anne’s Salvatorian Campus is affiliated with the Sisters of the Divine Savior and is a non-profit facility. St. Anne’s capacity includes 44 assisted living and 48 enhanced assisted living apartments. Assisted living apartments are studios, one bedroom and two bedrooms; enhanced assisted living apartments are spacious studios; and all apartments include private bathrooms and kitchenettes. Spouses may share apartments. There is a non-refundable enrollment/endowment fee for assisted living, and the fees for enhanced assisted living are refundable in six months. Monthly rent starts at $3,540 - $5,490 for assisted living; $4,500 - $5,500 for enhanced assisted living; and all include a meal plan. Our recreation/programs include exercise and yoga classes, scripture studies, bus outings, social clubs, art and music, book club, table games, cooking and baking, and pet visitors. Medical personnel on staff include an RN director, LPNs and CNAs. Residents have the comfort of their own private apartment and support and services they need, while continuing to be as independent and active as possible. St. Anne’s also offers memory care, rehabilitation services, beautiful park with walking paths and pond, worship services and much more.

St. Clare Terrace

3553 S. 41 St., Milwaukee (414) 649-0730

The finest assisted living apartment homes for seniors who may need help with life’s day-to-day needs. Spacious apartments feature all the necessary amenities including walk-in showers. Enjoy three meals prepared daily, a beauty shop, scheduled activities and the professional care of an on-site nurse who can help you with your medical and health questions. Another benefit is the beauty and spiritual comfort of our on-site chapel. St. Clare Terrace helps families combine their personal independence with professional care. Sponsored by the Franciscan Sisters of St. Clare and managed by Clement Manor, Inc.

t Assisted Living t Skilled Nursing t Rehabilitation t Memory Care t Respite Care

3800 N. 92nd Street Milwaukee, WI 53222 414-463-7570 www.stannessc.org SPONSORED BY THE SISTERS OF THE DIVINE SAVIOR


20B • 50plus • Best of S.E. WI Senior housing • September 2013

St. John’s Manor

812 Marquette Ave., South Milwaukee (414) 762-2511

Lives are Enhanced.... ..Expectations Exceeded!

25

Years of Caring

Your Neighborhood Assisted Living in Waukesha and Milwaukee. Visit a CLE home in your neighborhood!

414.258.9955 - laurie.hintz@cclswi.com - Visit our website at: www.cle-cclswi.com

St. John’s Manor offers personal attention with full-time nursing assistants, full-time activity staff and a charming home-like atmosphere. Living arrangements include private rooms and activities such as bingo, van rides, entertainment, community programs, a patio and a transportation van. There is a refundable enrollment fee.

St. Mary’s Manor

1314 Missouri Ave., South Milwaukee (414) 762-8026

St. Mary’s Manor offers personal attention in a charming home-like atmosphere and provides many levels of care. The facility has private rooms, full-time nurses and a full-time activity staff. Most popular activities include bingo, van rides, entertainment programs, community programs and the outdoor deck. There is a refundable enrollment fee.

STEEPLE VIEW CHRISTIAN SENIOR INDEPENDENT LIVING

Burnham Village

Gonzaga Village Sunset Heights West Allis

Waukesha

Cifaldi Square

Oak West

Valentino Square

West Milwaukee Cudahy

West Allis

West Allis

12455 W. Janesville Rd. • Muskego, WI 53150 414.525.5500 • www.steepleview.org

Be as active as you choose in your new lifestyle at Steeple View! We have 81 spacious apartment homes with 4 different floor plans, each with a patio or balcony. Steeple View has so many amenities; it’s easy to understand why people love it here. Our apartment homes have appliances including, microwave, dishwasher and in unit washer/dryer, individual heating and central air conditioning controls, and 9 foot vaulted ceiling, cable TV and wireless internet ready. Our community is a secure building and has a chapel, beauty/barber shop, craft room, woodshop, fitness room, library, on-site banking, community gardens, guest suite, kitchen/community room, elevator access, heated underground parking plus a car wash bay. Living arrangements available include one bedroom to two bedrooms plus a den. Monthly fees start from $561 - $840. We do have an entrance fee which is 90 percent refundable. Sorry, no pets with the exception of service animals. The Steeple View Weekly Newsletter will keep you up-to-date on the many activities and events. Popular activities include dart-ball, patio parties, bible study, birthday celebrations and movie night. We have weekly on-site banking, bus to shopping and hair salon. Call today for your private tour.

Sunrise Village

2500 10th Ave. South Milwaukee, WI. 53172 Contact: Candace 414-764-7997

For those 55 and better you will find Independent Living here at Sunrise Village. A Neighborhood under one roof! Sunrise Village provides its resident a maintenance free neighborhood with numerous amenities. See for yourself why Sunrise Village is the newest and most exciting Senior Living opportunity in South Milwaukee. Living arrangements include one bedroom for $750 and two bedrooms for $800 with an enrollment/endowment fee of $140. Some of our most popular activities include crafts, bingo, Wii Bowling and cards. We are located close to Woodman’s shopping center.

Best of S.E. WI Senior

Housing directory


September 2013

• Best of S.E. WI Senior housing • 50plus • 21B

The Atrium

3900 North Main Street • Racine, WI 53402 262-639-1100 Contact: Maryl Petrie Director of Sales & Marketing www.AtriumSeniorLivingCommunity.com

Independent Living Retirement Community The Atrium, a not for profit organization, has served seniors since 1989 and offers independent living apartments in an intimate residential setting conveniently located near shopping, restaurants, parks, and more. Our community is small enough to provide a warm and inclusive neighborhood feel, but large enough to offer many opportunities for stimulating activities and vibrant social experiences. With just a short indoor walk, residents can access our community library, two dining rooms, meeting rooms, a woodworking shop, our beauty salon and barber shop, exercise facilities and fitness classes. The services and amenities we offer allow you to enhance the time and energy you wish to spend with friends and family, as well as to pursue your hobbies or travel without the stress of home maintenance. You can customize the interior of your home to match your personal taste and accommodate your treasures. Our all-inclusive pricing structure helps you easily predict living expenses. You may choose from a variety of apartment sizes and styles. There are one, two and three bedroom apartments, as well as Penthouse apartments. Apartments range in size from 700 square feet to more than 1,700 square feet. Every apartment comes with a washer and dryer and a large patio or balcony. Monthly fees begin at $725 and increase based on the apartment size you choose. Yes, there is an endowment fee, refundable at 90%. The Atrium is on the same campus as our assisted living community, Bay Pointe. Other Lincoln Lutheran services include skilled care, rehabilitation, memory care and hospice. We offer a wellness clinic led by an RN every other week free of charge. Residents benefit from an emergency response system in their apartment. Atrium residents benefit from priority access to Bay Pointe. Our assisted living community is a short indoor walk from the independent living residences. Monthly catered dinner and cocktail party, live musical performances, daily coffee group and movie night. We offer transportation to local shopping venues, the library and local cultural offerings. Our residents enjoy the option of dining in one of two campus restaurants. The Atrium is part of the Lincoln Lutheran of Racine family, which offers a continuum of care that includes assisted living, memory care, short-term rehabilitation, and skilled nursing. Lincoln Lutheran also provides Home Health Care through HomeLinc.

The Centennial Senior Apartments 400 E. Centennial Dr., Oak Creek, WI Contact Person: Teri Zeise 414-762-7762 www.wimmercommunities.com

Independent Senior Living Community for 55 and Better! Section 42. Conveniently located within a mile of everything! Sunlit rooms, nice sized kitchens with all major appliances, safe bathrooms and great closet space. Rent includes underground parking, laundry, storage locker, activities and pool. Friendly and fun community encouraging friendships and an active lifestyle. Pet friendly. Smoke-free. Tours M-F, 8 a.m. – 4 p.m., Sat/Sun., Noon – 2 p.m. Living arrangements include 1 BD/1 Bath, 2 BD/1 Bath, great closet space, all units have balcony or patio, spacious rooms. Monthly rent $725/1BD, $850/2BD. Medical services include free blood pressure checks, Podiatrist services and Audiologist services. Most popular activities at The Centennial include Wii bowling, Bingo, Socials, live entertainment and seasonal parties. Supportive services include weekly transportation for grocery shopping, on-site banking services, country store, salon, chapel and fitness room.

Come Discover Germantown’s Best Kept Secret. A Community for Seniors.

Prairie Meadows II & III W168 N11374 Western Ave.

Discover the delights of Prairie Meadows apartments in the midst of acres of well manicured landscaping, special touches such as private patios, and walk in closets add to the distinction of our community. Lovely one and two bedroom senior apartment homes. Beautiful 1 and 2 bedroom, fully equipped kitchens, air conditioning. Heat and water included. Elevator, exercise room, library and community room.

Call for more info & move in specials

262-532-0974

Must be 55+ - Income Restrictions Apply

RIDGEDALE Quiet Senior Community 7740 W. Grange Ave. Greendale, WI 62 & Older Don’t Delay, Call Today

(414) 421-9314

• Affordable Income Based Rent • Great Floor Plans • Attractive 1 Bedroom • Heat Included • Picturesque Setting • Appliances/Microwave • Elevator & Laundry Facilities • Convenient to Shopping

u? Are Y•o62+ • Make less than $25,350 a year? • Enjoy Bingo, Movies, Parties? • Want to spend your day playing cards or going on day trips? Plus, on site Hair Salon & Garden Plot for the “Green Thumb” If these sound like things you enjoy then your new home is waiting...

Call today for more information: GREENBROOK APTS

414.282.5020

4955 S. Greenbrook Terrace Greenfield, WI 53220


22B • 50plus • Best of S.E. WI Senior housing • September 2013

Best of S.E. WI Senior

Housing directory

THE REGENCY APARTMENTS

200 Southtowne Drive • South Milwaukee, WI 53172 414.764.5335

The Regency Apartments offers Independent Living. Heat, water, underground parking and all appliances included. Laundry rooms on each floor. Close to shopping, churches, and medical facilities. We have a library and fitness room. Located on a park-like setting with a community room, patio and 2 heated pools. Monthly bingo is one of the most popular activities. Living arrangements include 2 BR/2 Bath, 930 sq. ft to 1056 sq. ft. Monthly rent starting at $880.

The Silvernail Senior Apartments 2451 Silvernail Rd., Waukesha/Pewaukee Contact Person; Lisa Lechner 262-896-2100 www.wimmercommunities.com

Retirement Community

• Spacious Independent Apartments • Assisted Living • Memory Care

Enjoy Lake Resort Living Only Minutes From Milwaukee

Stop and see why Jackson Crossings is your best choice for senior living in the area

N168 W22022 Main Street Jackson, WI 53037 On Hwy 60 just East of Hwy 45

(262) 993-2838

www.jacksoncrossings.com

Independent Senior Living Community 55 & Better! Section 42. Conveniently located within a mile of everything! Sunlit room, nice sized kitchens with all major appliances, safe bathrooms and great closet space. Rent includes underground parking, laundry, storage locker, activities. Friendly and fun community encouraging friendships and an active lifestyle. Pet Friendly, Smoke-free. Tours M-F, 8 a.m. – 4 p.m., Sat/Sun., -By Appointment Only. Living arrangements available include 1BD/1 Bath, 2BD/1 Bath, nice closet space, spacious rooms. Monthly rent for 1BD/$733, 2BD/$860. Medical services include free blood pressure checks, Podiatrist services, Audiologist services. Popular activities include Bingo, socials, Wii Bowling, seasonal parties and Bookmobile. Supportive activity services include weekly transportation to grocery stores, on site banking services, country store, salon, chapel and fitness room.

THOMPSON MEADOWS

3120 E. Norwich Ave. • St. Francis 53235 Contact Person: Sheila 414.769.9240 • Thompsonmeadows@aol.com

Thompson Meadows is in a quiet-residential setting. Types of living: 1 BR & 2 BR. We offer off-street parking, on bus line, shared laundry facilities, air conditioning, pets (some limitations apply), secured entrance, cable TV hook up, close to shopping, handicap accessible and convenient access to interstate. Other amenities: Library, community room and game room. Elevator, 24 hour maintenance emergency pull cords in the bedroom and bathroom. Utilities are included in the rent.

VILLA’S AT THE STATION

8935 S. Woodcreek Dr. • Oak Creek, WI 414.788.0242

Villa’s at the Station is an Independent senior community 55 plus. Heat and electric included, secured lobby, elevator, community room w/weekly activities, beauty salon, underground parking, laundry facilities on each floor and on site management. No income limits. We have 1 and 2 bedrooms w/ 1 bath, cathedral ceilings on third floor units, patios and balconies available. Rents start at $679 with no enrollment/endowment fee. Popular activities include bingo, movie night, coffee clatch, cards and cookouts.


September 2013

VMP MANOR PARK

3023 S. 84th Street, West Allis, WI 53227 414-607-4100 www.vmpcares.com

VMP TRINITY

7300 W. Dean Road, Milwaukee, WI 53223 414-371-7300 www.vmpcares.com

With nearly 90 years of experience, VMP provides a full continuum of care including independent living apartments, assisted care, skilled nursing care, rehabilitation services, physician clinics, hospice and ventilator care. VMP is one of the few communities that still offers the Life Care program, which guarantees residents priority placement and lower rates as they move through the continuum, regardless of their health conditions and financial status. Independent living apartments have both monthly rental and Life Care options available, with no endowment required for a rental. VMP’s short-term rehabilitation services allow patients to return home safely and remain independent after a surgery or a fall when they need to regain strength and stamina. Therapy services are specific to patients’ needs and are available in private and semi-private rooms. VMP’s Senior Community Club is open to residents and community, offering many in-house events and classes, as well as off-campus trips. You never need to leave the building to see friends and socialize. Popular outings include Brewer tailgates, card games and theater outings. Independent Living: Ten free meals a month provided in our beautiful dining room. On-site medical clinic, wellness nurses and podiatrist. Heat, A/C, electricity and water included plus basic cable. Transportation and underground parking available. Beauty shop, bank, convenience store, chapel, computer/ business center, library and social gathering places. 24 hour emergency call system and daily check-in system. Laundry and housekeeping services are available for a fee. On-site Senior Community Club with access to trips, outings and onsite activities. Manor Park: Studio, 1 & 2 bedroom apartments with 1 & 2 baths starting at $815 per month. Rent varies by size of unit. Fitness room and program. Trinity: Studio, 1 & 2 bedroom apartments starting at $615 per month in a secure, park-like setting. Rent varies by size of unit. Manor Park: Assisted Living (CBRF): Singles, apartments with kitchenettes. Three meals per day, whirlpool bath, exercise, music and recreation therapy, memory activities. 24/7 nursing care and medication administration. Trinity Assisted Living (RCAC): Studio, 1 & 2 bedroom apartments with 1 & 1 ½ baths, co-mingled in independent living complex, so residents can transition from independent living without moving. Three meals per day, weekly housekeeping, laundry service, activities, medication administration and social activities. Onsite RN Clinical Coordinator, nursing staff 24/7. Private therapy suites for rehabilitation.

WILDWOOD HIGHLANDS Active Senior Living for Seniors 55+

N78 W17445 Wildwood Drive • Menomonee Falls, WI 53051 Contact: Leslie Laak 262.251.9000 www.HighlandsCommunities.com

Wildwood Highlands offers spacious one and two bedroom apartments and townhomes in an active senior retirement community. Our 28 acre community is surrounded by a natural wildlife preserve with walking paths that meander through a wooded forest. Our buildings are equipped with elevators, access controlled entries with intercoms and heated underground parking or attached garage. Each apartment/townhome is equipped with gas forced heat, central air conditioning, fully equipped kitchens, oversized and walk-in closets,

• Best of S.E. WI Senior housing • 50plus • 23B

tub or walk-in showers, additional storage, washer/dryer connections and more! Common areas include: Fireside Room and Community Room, Fitness Center, Hair Salon, Gardening Area, Library, Outdoor Car Wash, Shuffleboards and more! Enjoy a variety of social activities, travel, trips and tours including: catered dinners, social hour, guest speakers and entertainers, area concerts, exercise and fitness classes, educational seminars, themed parties, movies, card games and more! Become part of the Highlands family and Live the Highlands Life Today!

Wisconsin Lutheran Living Center (CBRF) 9035 N. 97th St. • Milwaukee, WI 53224 262.345.5579 • www.ChristianFamilySolutions.org

Wisconsin Lutheran Living Center (WLLC) provides the right level of support when it is needed in a caring, Christian atmosphere, while respecting the privacy and dignity of our residents. WLLC has 24 resident rooms, including suites for married couples. The rate is $4,050/month, with $5,000 refundable security deposit. Physician and podiatry services available on-site, and lab work and X-rays may also be done on-site. Residents enjoy daily exercise classes, weekly church and Bible study, Bingo and other games, library and puzzle room, and enclosed courtyard and garden. WLLC also offers medication management, three daily meals, and assistance with ADLs, bathing, and incontinence care.

Woodfield Condominiums

Buena Park Road & Woodfield Drive, Waterford Contact Person Michelle LaPorte 262-514-3955 www.bielinski.com/Condominiums/Woodfield.aspx

At Woodfield you will find Ranch Duplex Condominiums which offer two bedroom, two baths, some with sunrooms and an attached 2-car garage. Beautiful wooded views and Rivermoor County Club golf course just across the street. Woodfield homeowners can enjoy a relaxing lifestyle as well as the shops and restaurants of downtown Waterford, WI.

living options continued from page 1B

tional support of peers. Senior independent living communities, also called active adult communities, provide social activities and independence. They have standard safety features to make it easier for residents to get around and are places where people can share similar interests. Some facilities offer nicely appointed apartments that are ideal for couples or individuals who still want to – and can – live on their own. Activities and meals are provided, and help, if needed, is always nearby. Assisted living centers, offer more acute care; they offer a homelike environment, daily routines and on-site medical services while allowing for a high level of independence. The following tips to keep in mind when looking at a retirement home are: check the background of

the community, when it was established and who owns, operates and manages it. Consider future health needs; is health care available? What levels of care are provided? How much will it cost? Get details about fees, what they include and the average past fee increases. Meet with residents, and tour the community. Consider closely the costs associated with staying in your current residence (maintenance, utilities, property taxes, insurance, etc.) versus those associated with moving. Find out what kind of social, cultural and educational activities are available. Consider location, and find out whether there is a waiting list.


24B • 50plus • Best of S.E. WI Senior housing • September 2013


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