What do you know about lifetime mortgages?

Did you know, that with a lifetime motgage, you do not have to make ANY repayments (unless you want to)?

You can use a lifetime mortgage to resolve a divorce where you both end up with homes

You do not need an income or have to pass affordability tests

You can redeem your existing Interest Only or repayment mortgage, secured loan and any other debts and that the interest rate is fixed for life

You can ensutre there is NO compound interest (Roll up) by paying the interest monthly or annually

You can have a lump sum only or an initial lumo sum and a cash reserve drawdown facility

You can repay the mortgage at any time, or part repay (there may be an early redemption charge)

You still own your own home and you have a home guaranteed for life

You can transfer the mortgage to another property

Did you know that Lifetime Mortgage Market is a fully independent broker and will research EVERY lender to find the right lifetime mortgage for you?

Did you know that Lifetime Mortgage Market is a member of the Equity Release Council?

Did you know that, with Lifetime Mortgage Market, if we believe that the best mortgage for you is NOT a lifetime mortgage, we will inform you of the alternative options?

You will not pass any mortgage debt to family as you are protected by the NO Negative Equity Guarantee and can even guarantee an inheritance

You could raise funds to help your children or grandchildren get on the property ladder

You could enhance your retirement financially for the better or you could retire early

You could purchase that motorhome, caravan, holiday home or book that dream holiday

You could make those home improvements - better heating and efficiency, new bathrooms, kitchens, windows or extensions

You could reduce Inheritance Tax liabilities

With Lifetime Mortgage Market when preparing your illustrations and options for you, we will present a borrowing forecast that will show you what you could owe in any year versus the property value?

Please call or email us for a free initial consultation with no obligation and we can advise whether a lifetime mortgage is suitable for you.

Contact: Bob Ducker CeFA, CeMAP, CeRER

Office: 01202 872778 | Mobile 07971 376782

Freephone 0800 197 8838

Email: bob@lifetimemortgagemarket.co.uk Web www.lifetimemortgagemarket.co.uk

You must be at least aged 55 and be a homeowner (or looking to purchase a home) To understand the features and risks ask for a personalised Illustration, Equity Release may impact the size of your estate and it could affect your entitlement to future means tested benefits Under no circumstances should any of the information contained within this article be construed as ‘advice’ The information contained in this article is subject to regulated by the Financial Conduct Authority. FCA No 952887