Newark on Trent Photographs Competition

Paul Dachtler

Greg Winner Wyczawski

Newark on Trent Photographs

WIN £25

Each month we will be showcasing some of the best photographs submitted to the Newark on Trent Photographs Facebook group that have been taken in our beautiful local area. The winner will receive a £25 prize courtesy of UseLocally Magazine. So what are you waiting for? Join the group and get snapping!

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CONSUMER Martin Lewis Are you one of over a million people missing out on Universal Credit?

The UK has a welfare safety net, yet sadly many are dropped or miss out. Changes at the end of last year to the flagship, catch-all Universal Credit programme mean over half a million people who weren’t eligible now are. I want to show you how to check whether you’re one of them.

And don’t automatically assume it’s not you. The benefits net stretches up higher than many think. I’d certainly be checking this out if you have total family income under £30,000, especially if you have kids (I’m not saying you’ll get it, just that it’s worth the time to check). Yet even some earning as high as £50,000 may just be eligible if you’ve heavy rental costs.

What you should do depends on whether you already receive any welfare benefits or not…

Use a 10-minute Universal Credit & benefits checker tool to see if you’re due. While there are over a million people likely missing out on Universal Credit, that number is far bigger if you look at all benefits. For example, pension credit is widely unclaimed – it’s thought around 40% of those eligible don’t get it even though they could.

There are tools out there that can help you. I’ve got one on my site at www.mse.me/BenefitsCalc and there’s also one at www.turn2us.org.uk. Make sure you have your details to hand, and it shouldn’t take more than ten minutes to find out what you’re likely to be entitled to, and how much it could be.

Christine did this recently and emailed to say she would be over £2,000 a year better off:

“We completed it to see if we're eligible for housing benefit. It said we were, plus carer's allowance. We applied and will get £40 per week backdated until September. We're over the moon. Can only encourage others to do it, you'll never know unless you try. Thanks, Martin and staff.”

If you tried before November, it can be worth trying again.

LANDLORDS!

NEED TO RENT YOUR PROPERTY QUICKLY?

The City of Lincoln Council offers a FREE SERVICE to find you the right tenant. We are looking for decent, affordable properties for waiting families and can provide:● Deposit Guarantee up to £700 ● Rent in advance ● On-going support for landlords and tenants

Please contact:

Joanna Gray Tel: 07970 281827

Email: HousingSolutionsPRS@lincoln.gov.uk

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