4 minute read
Martin Lewis
Money on my mind... the Martin Lewis column
Advertisement
He’s the UK’s leading money saving expert - a journalist and presenter who has kept millions of pounds in people’s pockets as well as lifting the lid on the threats and dangers we need to be aware of as consumers. In this month’s column, Martin Lewis looks at taking financial responsibility for ourselves in these post-fi nancial responsibility for ourselves in these postpandemic days. What the Coronavirus pandemic has given us, probably more than any point in the past 50 years, is an idea that we can turn to a bank, or the government, or a charity, for help and support. And I won’t deny that, in some examples, these entities have stood up and there has been a feeling of support and community. Yet I think we all realise that can only go so far. We have now emerged out of the darkness of the pandemic, and slowly but shortly the directive is that we have to fend for ourselves again. I don’t doubt some support remains, but I wouldn’t expect it to last forever. I think we are all living slightly differently now, and certainly in wake of food shortages during the first lockdown, I have seen much greater understanding and willingness of people to feed their families more responsibly. The average food waste bill in the UK still stands at around £750 per year, and that’s horrendous. Remember the difference between Use By and Best Before, and it will save you hundreds each year. If you have any packaging that has a date on it, if it’s after that date, lots of people just sling the food. Well, let’s remember – Use By is a health notice to you. If something is beyond its Use By date, you need to chuck it in the bin. Best Before is the manufacturer’s guide to optimum quality. All it means is that the item will be in its best possible condition before this date. The day after a Best Before, it’s still perfectly legitimate to eat. With some canned goods, it’s still perfectly okay to eat them three or four years after the Best Before date. So, use your nose to smell it, use your eyes to look at it, use your senses to decide whether it’s right for you. Just by diminishing that, and by having a decent shopping list and proper menu planning, you will cut down waste. That’s not just good for your pocket, but also good for the environment.
t Before, and it will save you hundreds each year If you have any packaging that has a date on it, if it’s
Guiding you through life’s complexities
● Mortgages ● SecuredLoans ● LifeandCriticalIllnessCover ● IncomeProtection ● HomeInsurance* ● FamilyIncomeBenefit
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon the need and circumstances. This will be discussed and agreed with you at the earlies opportunity. Brighter Mortgage Solutions Group Ltd trading as Woodpecker Mortgages is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority
Peachy Clean are in your area!
We tailor every clean to suit you and the rhythm of your life! What can Peachy Clean offer?
l Weekly or fortnightly cleans l Linen changing and on-site ironing l One off cleans l Oven cleaning l End of Tenancy cleans l Office cleaning
Why use Peachy Clean?
l Professional cleaning company providing all eco-friendly cleaning products and equipment. l Friendly DBS checked and uniformed team l Exceptional Customer Service l 100% Satisfaction Guarantee
“Brilliant cleaning company that have really nice little personal touches. Your clean is specifically tailored to exactly what you want and how you like things done ” Becky, Newark alyce@peachyclean.uk. Tel: 01636 337227 www.peachyclean.uk
THE EXCHANGE B us in es s Centre
NEWARK
Fully serviced offices located centrally in Newark on Trent, specialising in affordable office accommodation for the smaller business on a flexible all-inclusive licence.
We offer
l Office furniture l Super-fast broadband l VOIP Telephone l Reserved car parking spaces l Lighting, heating, and water l Kitchen and toilet facilities l Water cooler l Cleaning, window cleaning and rubbish removal l 24/7/365 access l On site management l 24-hour security with digital CCTV system
We also offer virtual offices, providing a professional address for your business. This includes safe storage for post, onsite parking for collections and 24/7/365 access.
The Exchange Business Centre, Water Lane, Newark. NG24 1HA. Tel: 01636 858677
managementoffice@exchange-businesscentre.co.uk www.exchange-businesscentre.co.uk Facebook @exchangebusinesscentre