Enrolling in or Making Changes to Your UT CARE™ Coverage During Annual Enrollment

During the July 15, 2023 Annual Enrollment period, retirees have a chance to make changes to their benefits. With that opportunity, there are some key details to be aware of when it comes to how these changes may impact your UT CARE coverage.

For Participants Currently Enrolled In Ut Care

• You do not have to do anything and your UT CARE coverage will continue. However, if you decide to drop or cancel your UT CARE coverage, any dependent covered by the retiree will also lose their own medical insurance through UT.

For Participants Not Currently Enrolled In Ut Care

• If you’re eligible for UT CARE but have not been enrolled in the plan due to having outside coverage, or perhaps you opted out, you can elect UT CARE during Annual Enrollment and your UT CARE coverage will begin September 1, 2023, assuming you have Medicare Parts A and B;

• If you have a dependent who is Medicare eligible and not enrolled in the UT CARE plan, you can add the dependent during Annual Enrollment and their coverage will begin September 1, 2023, assuming they have Medicare Parts A and B;

STILL NOT ENROLLED IN MEDICARE PART A AND B OR ENROLLED IN A AND B BUT UNDECIDED ABOUT UT CARE?

• In addition to the UT Annual Enrollment period in July, the Centers for Medicare and Medicaid Services (CMS) requires there be a Medicare open enrollment period each year for Medicare eligible participants to enroll in Medicare. For Medicare eligible retirees, during the CMS enrollment period (November 1 – November 15), you can enroll in UT CARE during this enrollment period for a coverage effective date of January 1, 2024. You can also drop or cancel the UT CARE plan during the enrollment period and your UT CARE coverage will end December 31, 2023. However, doing so means you will not have any the UT CARE Medicare medical insurance plan as a retiree, and your next opportunity to enroll will be Annual Enrollment in July 2024.

To learn more about the basics of the UT CARE Medicare PPO plan, read the Medicare and UT CARE: Know the Basics article in this newsletter.