IMPULSE
MAGAGAZINE
STRESS
MANAGMENT
Giving Yourself Time to Relax
SEVEN TIPS FOR STAYING FIT AND HEALTHY
IT SUCKS TO BE US The Social Experiement
BEST EXERCISES WITHOUT EQUIPMENT
SIMPLE BUDGETING BASICS April 2012
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F E AT U R E S
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STRESS MANAGEMENT Giving Yourself Time to Relax SEVEN TIPS FOR STAYING FIT AND HEALTHY Planing your meals for the week to keep you healthy
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IT SUCKS TO BE US The Social Experiment BEST EXERCISES WITHOUT EQUIPTMENT Here are some great ways to use what you have in your home. SIMPLE BUDGETING BASICS What are the basics that can get you on the road to basic bugeting
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CON TE N TS
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POVERTY LINE Do you live below the poverty line ENTITLED GENERATION, Are we an entitled generation? 99 PERCENT, We are the 99 percent! STUDENT LOANS Pass credit cards as the nations largest source of debt. THE 39 PERCENT, Recieving help from relatives. ONE IN 5 Young adults live below the poverty line. WILL WE SUCCEED?
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S U RV I VA L
STRESS
MANAGEMENT TAKING TIME OUT OF A BUSY LIFE TO RELAX, HEALS THE BODY
AND MIND.
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t is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using ‘Content here, content here’, making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for ‘lorem ipsum’ will uncover many web sites still in their infancy. Various versions have evolved over the years, sometimes by accident, sometimes on purpose injected humour and the like.
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H E A LT H T I P S
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TIPS FOR STAYING FIT & HEALTHY
Planning your meals for the week can keep you healthy!
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ave healthy snacks ready for when you get hungry. Keep healthy snacks with you at work or school, in your car, and at home. If you have a healthy snack easily available, you’ll be less likely to pick a candy bar or bag of chips from a vending machine instead.
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SUCKS To Be
US
By Noreen Malone
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The Social Experiement impulse
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he first sought to create little hyperachievers encouraged to explore our interests and talents, so long as that could be spun for maximum effect on a college application. (I would like to take this forum to at last admit that my co-secretaryship of the math club had nothing to do with any passion for numbers and much to do with the extra-credit points.) In the second experiment, which was a reaction to their own distant moms and dads, our parents tried to see how much self-confidence they could pack into us, like so many overstuffed microfiber love seats, and accordingly we were awarded clip-art Certificates of Participation just for showing up.
Being young is supposed to mean you have the luxury of time. But in hard times, a few fallow years can become a lifetime drag on what you earn, sort of the opposite of compound interest. Because the average person grabs 70 percent of their total pay bumps during their first ten years in the workforce, according to a paper from the National Bureau of Economic Research, having stagnant or nonexistent wages during that period means you hit that springboard at a crawl.
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conomist Lisa Kahn explained to The Atlantic in 2010 that those who graduate into a recession are still earning an average of 10 percent less nearly two decades into their careers. In hard, paycheckshrinking numbers, the salary lost over that stretch totals around $100,000. That works out to $490 or so less . Those student loans (the responsible borrowing option!) have reportedly passed credit cards as the nation’s largest source of debt. This is not just a rotten moment to be young. It’s a putrid, stinking, severalmonths-old-stringy-goat-meat moment to be young. And so we find ourselves living among the scattered ashes and spilled red wine and broken glass from a party we watched in our pajamas, peering down the stairs at the grown-ups.
In the early days of the recession, I was secretly a little jealous of friends who’d lost their jobs. When you’re young enough, from the outside a layoff can look confusingly like liberation. It seemed like an opportunity to do more of the semi-sanctioned and semi-scripted fucking around that goes with this decade of life. But it stops feeling like a fun, sexy choice when it’s not, in fact, a choice, and what income you’re fortunate to have is highly nondisposable. It’s hard to fully enjoy avoiding maturity if you’re worried that it’s more like maturity is escaping you.
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mid all the jumping around between jobs and among beds, the twenties are, for a lot of people, the time to figure out whom you want to settle down with. The economy has pushed back that rite of passage: The median age of first marriages has crept up by about a year since 2006—and the overall marriage rate is at an all-time low. The number of women between 20 and 34 rose by about a million between 2008 and 2010, but the number of children born to the group dropped by 200,000. Thirty-nine percent of us in a 2010 National Journal poll were getting financial help from relatives, including a full quarter of those with full-time jobs.
Our generation is the product of two long-term social experiments conducted by our parents.
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The reality that faces today’s college graduates: they’re screwed, coddled, self-absorbed, mocked and a surprisingly resilient generation.
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elevision writers, a lot of them young themselves, are starting to offer their own expressions of our generation’s shifting sensibility. Pre-crash, we had the creamy male fairy tale of Entourage. Now HBO serves up How to Make It in America, a slightly grittier prequel to the good life that implies simply being marginally in the mix of a certain kind of scene— it’s no longer necessary to have ascended to the top— constitutes “making it” today. And CBS is enjoying a hit with 2 Broke Girls, set in a diner in Williamsburg and co-created by Michael Patrick King, whose Sex and the City prerecession fantasia ran on a constant loop in college girls’ dorm rooms in the mid-aughts as we put on our heels and going-out tops and drank vodka from Solo cups. Their attempts to deal with adult disappointment, to find a new path, now make for a plot with a lot of mileage in it. Being young is supposed to mean you have the luxury of time.
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ut in hard times, a few fallow years can become a lifetime drag on what you earn, sort of the opposite of compound interest. The show is neither
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very good nor very accurate in its portrayal of what it’s really like to be a broke girl living in Williamsburg (hi!), but it does get one big thing right.
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t centers on the sardonic heroine Max, played by Kat Dennings, who beneath her surface armor is hamstrung by faltering self-confidence after, we are meant to imagine, being unable to get anything better than her waitressing gig. Her co-worker foil, Caroline, the spoiled, newly destitute daughter of a Madoff-esque figure, refuses to wallow despite her fall from privilege, and dreams up a cupcakery as a way to split the difference between the waitressing grind and the life she had coming her way. Obviously, a vegan falafel truck would be a much more 2011-appropriate start-up scheme, but never mind: Their attempts to deal with adult disappointment, to find a new path, now make for a plot with a lot of mileage in it. Being young is supposed to mean you have the luxury of time. But in hard times, a few fallow years can become a lifetime drag on what you earn, sort of the opposite of compound interest.
The average person grabs 70 percent of their total pay bumps during their first ten years in the workforce, according to a paper from the National Bureau of Economic Research, having stagnant or nonexistent wages during that period means you hit that springboard at a crawl.
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E X E RC I S E S
BEST EXERCISES WITHOUT
EQUIPTMENT
Here are some great ways to use what you have in your home.
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ith maturity comes confidence. Mario took a chance, leapt off the stage on onto the set. He hosted pageants and competitions, read teleprompters and got the hang of commentary. Now, as host of Extra! on E! he can work and live the Hollywood life through the lens of celebrity news. Constant fitness was once but an asset, a single trait to this actor. Now, his physique may be his great fame claim. He is a genuine fitness machine, with perfect muscle symmetry and grappler’s agility. Lopez’ pep and personality make him a fine actor/TV host, but for the last 25 years, it was his fitness which allowed him to become a star
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BU DGET I NG
SIMPLE BUDGETING BASICS
What are the basics that can get you on the road to basic bugeting!
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he first school of thought believes that financial models, if properly constructed, can be used to predict the future. The focus is on variables, inputs and outputs, drivers and the like. Investments of time and money are devoted to perfecting these models, which are typically held in some type of financial spreadsheet application.
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