Don’t stay in the dark about your money! by Valentino Crawford Jr

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Don’t Stay In The Dark About Your Money! by Valentino Crawford | on September 3, 2012 It is vital to keep track of your money so that you can get the money to pay for big purchases. Follow this article to learn all sorts of financial tips. Swap out your old incandescent light bulbs with the highly-efficient new compact florescent lamps. By replacing your bulbs, you will pay less on your electricity bills and be less of a burden to the environment. The lifespan of CFL bulbs is much longer than the traditional bulbs. You’ll buy fewer bulbs, and that means spending less money. Make sure you are paying all of your bills on time so that your finances are truly in order. Your budgeting will be much simpler if you pay your bills early. Once they are paid, you can use the remainder of your monthly income for other expenses and savings. Also, if you ever run into unexpected expenses, you wont have to worry when it comes to paying your bills right away. TIP! You should set up your debit card to be able to automatically pay your credit card bill w hen the month is ending. This w ill make it a little harder to forget.

If you have children and you are planning on sending them to college, it best that you start saving money as soon as they born. College is expensive and by waiting to save money until your child’s teenager years, chances are you will not enough to send them to college. Make sure you’re paying your utility bills on time every month. Late payments can damage credit. Additionally, many places charge late fees, which cost you even more. Paying your bills in a timely manner will help you gain control over your finances. If you can, try putting some cash in your IRA, or Individual Retirement Account. This will go a long way to improving your future financial health. There are many allowable IRA options, including accounts with credit unions, brokerage firms or even your local bank. This will allow your retirement to go a lot better so be sure you put money into it when you can. TIP! Have money deducted from each paycheck you receive. Keep it in a savings account that serves as an emergency fund.

Carefully track your expenses over a series of weeks or months to see exactly where your

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money is going. This should give you a good idea of what you need to do to save money; perhaps some regular expenses are not really necessary. If something is too costly to manage immediately, perhaps it is wise to ask family members to contribute funds if the item is something they will also use. For items that benefit the family as a whole, such as a barbecue grill or a new television, pooling funds together may be just the ticket to finding the money needed to make the purchase. To save money on food in foreign countries, try to eat like a local. Your hotel restaurant, and any other restaurants in tourist areas, are likely to be way overpriced, so do some research and find out where the locals eat. You can find quaint restaurants with lower prices and great tasting local cuisine. TIP! Open a new savings account at your bank, and deposit money into it on a regular basis. A savings account may prevent you from sinking into a loan if disaster strikes.

You can save money by doing certain home improvements on your own. With today’s technology and advanced world you can learn how to do basic home improvement online, through classes or by reading on the Internet and from books. One way to lower your insurance payments is to ensure that you are not paying for coverage you do not need. Look into bundled packages and drop excessive coverage. This can help you to save a great deal of money over time. Learning to deal with your finances at an early age will allow you to make larger investments later in life. Use the advice given here, and you’ll be prepared to manage your finances much more effectively TIP! It is a w ise idea to alw ays have a small amount of cash in your w allet for incidental purchases. New law s allow merchants to set minimum purchase amounts for use of credit cards by customers.

P.S.-If you love the personal finance niche and would love to make an extra $1000/day blogging about your company, find out how our team is helping thousands of people make money about their passions! Discover why this game-changer is the most bad-ass make money online program in the industry! This entry was posted in Money Tags: save money « Previous Post

About The Author: Valentino Crawford Prior to Empow er Netw ork Dream Team, I w as a frustrated netw ork/internet marketer. I w as told to make a list of friends and family to invite to home parties, hotel meetings, and do 3-w ay calls w ith. I got sick and tired of being stood up by prospects at business presentations. I got sick and tired of spending thousands of dollars on gas, door fees, auto-ships, and ‘marketing material’. I got sick and tired of playing the ‘3 foot’ rule…passing out business cards to people, only to find them on the ground or in the trash the moment I turned my back. W hen I decided to learn how to leverage the pow er of the internet, things got easier…but it w as still a grind. I spent thousands of dollars on information products. There w as something missing, and I thought that the next ‘shiny object’ w as going to be the answ er to my problems...I w as far from being right! The learning curve w as steep, and those w ho w ere successful at internet marketing w orked 12-18 hours a day 7 days a w eek putting together sales funnels from scratch. I did not have that kind of time…nor the funds to pay someone to put sales funnels together for me. Building a business w hile w orking a 9-5 w as extremely challenging for me…but I never gave up!

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Valentino Craw ford enjoys entrepreneurship, personal development, online marketing, reading,

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traveling, helping folks that w ant to help themselves.

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