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The creative genius of many great inventors like Thomas Edison, Nikola Tesla and da Vinci have made remarkable contributions that have greatly benefitted the lives of millions worldwide. Others with the same good intentions however, were not quite so successful. This week Tidbits looks back at a few such inventors whose creative ideas unfortunately resulted in their own demise!

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Vol. XVI Issue 39

uniforms were created.

MEMORABLE

• The scenes that take place in the ruins of a bombed-out French city were built from scratch inside the Hatfield Aerodrome at a defunct airbase outside London. It took four months to construct the set. Crews hauled in tons of rubble from construction sites and dumped it on the set to create authentic realism.

MOVIES

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saving private ryan

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• Over 2,000 weapons were created for the D-Day battle. Of those, 500 could shoot blanks while more than 1,500 were molded rubber replicas. • Gunfire sound effects were recorded from actual gunfire with live ammunition fired from authentic period weapons, recorded at a live-fire machine gun range. Most of the bullet strikes in the Omaha Beach battle were digitally created.

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riveting story based on the real-life Niland brothers, four siblings, all of whom served in Delaney Construction Co. Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 combat during World War II. When a senior BZ BW 13x disc. officer discovers that three of the brothers have September 13, 2020 (Answers Vol. 16 -onNo. 38 page 12) PROOF ADVERTISING ADVERTISING PROOFbeen killed in action during the D-Day invasion atp.m.. Normandy, he immediately issues orders for inal Changes DUE: 5:00 Final Changes DUE: 5:00 p.m.. the remaining GENERAL iew carefully. Double check: CONTRACTOR  Phone Number(s)  Spelling  Prices  Hours brother to be located and shipped review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours back home to America to prevent the Niland Concrete/Carpentry Services ADVERTISING PROOF actADVERTISING your Tidbits representative immediately with changes or corrections. PROOF family from losing all of four of their sons. ontact yourCustom Tidbits representative immediately with changes or corrections. Homes • Remodels/Repairs

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• On D-Day, the anti-landing obstacles made out of heavy timbers were designed to be angled towards the beach. But in the film’s landing scenes, the anti-tank obstacles were mistakenly placed facing the wrong direction, an error not discovered until after filming was completed.

Changes DUE: e: 760-320-0997 email: valleybits@msn.com 5:00 Fax: p.m.. 760-320-1630 ADA/Seismic Upgrades al Changes DUE: ffice: 760-320-0997 email: valleybits@msn.com 5:00 Fax:•p.m.. 760-320-1630 A team of eight men led by Captain John Miller refully. Double check:  Phone Number(s)  Spelling  Prices  Hours

• Steven Spielberg intentionally lowered the color saturation of the film by 60% to give it a sepia-toned effect. When the film began airing on TV, cable companies were inundated with viewer complaints about poor coloration. When the calls wouldn't stop they finally dialed up the color brightness.

Handrails • Walls w carefully. Double check:• Steps  Phone Number(s)  Spelling  Prices(Tom  Hours Hanks) is quickly sent out to locate and Roof & Concrete Repair ur Tidbits representative immediately with changes or corrections.safely return the surviving brother, Private Ryan your TidbitsFlooring representative immediately • Drywall • Stucco with changes or corrections. 320-0997 email: valleybits@msn.com Fax: % 760-320-1630 Niland (Matt Damon). 10Fax: Jobs valleybits@msn.com • Free Estimates 760-320-0997 Small email: 760-320-1630

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valleybits@msn.com 1. U.S. STATES: Where is the Rock All Rights Reserved All Fame Rights Reserved & Roll Hall of located? 2. LITERATURE: Which famous novel begins with the line, “You better not never tell nobody but God”? 3. GENERAL KNOWLEDGE: What is the nickname of Tulane University’s athletic teams? 4. MUSIC: Acorn, drop, ball and barrel are all types of what? 5. MOVIES: Which animated Disney movie featured the theme song “A Whole New World”? 6. GAMES: How many strikes must one throw to achieve a perfect 300 score in bowling? 7. ANATOMY: Which human organ filters blood, removes waste and regulates salt levels? 8. HISTORY: How many people survived the sinking of the Titanic in 1912? 9. GEOGRAPHY: Where is the island of Palau located? 10. ANIMAL KINGDOM: What is a group of rhinoceroses called? (Trivia Test answers page 12) Answers 1. Cleveland, Ohio 2. “The Color Purple”

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• When Matt Damon was cast as Private Ryan, it was because Spielberg wanted a relatively unknown actor at the time. This backfired when “Good Will Hunting” made Damon an overnight • The film’s opening scene, which depicts the ADVERTISING star shortly before this moviePROOF was released. Allied forces landing at Omaha Beach, is said Final Changes DUE: Fri., 8/24/18 5:00 p.m.. to be the most accurate and realistic portrayal ofPlease• review carefully. check:  Phone Number(s)movie  Spelling of  Prices  Hours It was theDouble highest grossing 1998, the historic D-Day event ever screened. Contact your Tidbits representative immediately with changes or corrections. winning five Oscars at the Academy Awards. 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 • Because they were not allowed to film on the Office: • In 2006, Tom Hanks was inducted into the U.S. actual beaches in Normandy, director Steven Army’s Ranger Hall of Fame as an honorary Spielberg found a very similar beach in Ireland member due to his convincing and realistic Classic Garage Doors and filmed there instead. portrayal of Card, Capt.Spot JohnColor, Miller.26x discount rate • Business • Over 2,500 Irish Reserve Army troops were • In real life, one9,of the -sons thought to be killed • Oct. 2018 March 10, 2019 recruited to portray the troops storming the later escaped from14: a #37 prison camp • Volume - Vol. 15: and #11 returned beach amid heavy enemy artillery fire. Local home, so the Niland family lost only two sons.  reenactment groups were also employed as extras. The D-Day sequence took four weeks to ADVERTISING PROOF film and hogged overChanges 15% of the film’s budget. GARAGE DOOR SERVICE Final DUE: 5:00 p.m.. ADVERTISING PROOF #1 In ThePlease entire film was shot in 59 days. review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours We Service ALL Makes & Models!

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• In the story, six of the eight-member team are killed by heavy fire behind enemy lines. But in a chance encounter amid the fury of battle, Captain Miller eventually manages to find Private Ryan and return him to safety.

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Unlucky Inventors (from page one) causing severe and fatal head injuries. An autopsy showed that he had suffered a heart attack, but it was never known if the heart failure caused the crash, or vice-versa. • Although his unorthodox invention cost him his life, it was later recognized as actually being the first prototype of the modern motorcycle. Sylvester Roper was eventually inducted with honor into the Motorcycle Hall of Fame in 2002 -- 106 years later. TRANSFUSION TEMPTATION

• Born in Russia in 1873, Alexander Bogdanov was highly educated with many achievements, including physician, philosopher, writer and revolutionary. He co-founded the Bolshevik party in 1903, in opposition to Russian Premier Joseph Lenin, and served as a doctor during World War I. Over the years, he was exiled, arrested and imprisoned, wrote a book, and extensively studied psychiatry.

afterward. The student who had donated the fatal dose of blood went on to make a complete recovery.

Page 3

was designed for short takeoff and landing runs (STOL), needing only short runways to operate. It had a maximum speed of 350 mph.

• Dacre envisioned three models of his Jetpod: a commuter plane; a military model; and a • Horace Lawson Hunley was a naval marine medical transport plane. But he never got to see engineer during the Civil War who invented the the fruition of his dream. by first hand-powered combat submarine. His first prototype had to be scuttled rather than have it • On Aug. 16, 2009, he took an eight-seat Jetpod prototype to a small air strip north of Kuala fall into enemy hands when New Orleans fell Lumpur, Malaysia, for a test flight. After failing to Union forces in 1862. His second version to get airborne three times, he tried again. The sank without fanfare in Mobile Bay, Alabama small craft sped down the runway full throttle, shortly afterwards. then suddenly shot vertically into the sky before • His third effort, with a length of 39 feet and tipping and tumbling back to earth, killing both weighing seven tons, could reach an underwater Dacre and his dream of the flying taxi with him. speed of five mph. While on the surface preparing for a test dive, the craft was rocked by ROCKET CAR the wake of a passing boat, causing the craft • Max Valier was born in 1895, studied physics to tip and allow water to gush in through the at the University of Innsbruck, and served as an still-open hatches. Four crewmen escaped aerial observer during World War I, which got the rapidly sinking submarine, but five were ADVERTISING PROOF Unlucky Inventors: Turn to page 11 Tues., 6/25/19 drowned. Final Changes DUE: 5:00 p.m.. Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours • The craft, now named the H L Hunley after its Contact your Tidbits representative immediately with changes or corrections. inventor, was raised and repaired. In 1863 a Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 crew of eight along with Hunley himself took the sub on a routine exercise. The craft sank 1. Betty Nesmith Graham once again, this time so rapidly that none oninvented liquid paper and board had time to escape, including its inventor. sold her patent for $47 THE SINKABLE SUBMERSIBLE

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• By 1924 he was aging and found himself losing his normal stamina. He wondered if blood transfusions – a brand new field of medicine – would rejuvenate him. He even wondered if transfusions of younger blood could impart immortality, or at least reverse aging. And he • The vessel was raised again and in 1864 it was knew there was only one way to find out. ADVERTISING PROOF used to successfully sink the USS Housatonic He decided to self-conduct a series MON., AUG of 17blood 5:00 nal •Changes DUE: p.m.. it with a torpedo. It was history’s by ramming transfusions using young male students as his ew carefully. Double check:  Phone Number(s)  Spelling  first Pricesinstance  Hoursof a ship being sunk by an donors. The first 11 transfusions he underwent underwater craft. However, the crewmen inside were promising, as he declared that new or corrections. ct your Tidbits representative immediately withthe changes the submarine were incapacitated by the shock blood in his email: systemvalleybits@msn.com made him feel younger andFax: 760-320-1630 760-320-0997 wave of the torpedo. The Hunley sank for the stronger. But the 12th transfusion proved to be third and final time, taking all hands with it. the death of him. Unbeknownst to Bogdanov,

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Tidbits of Coachella Valley

Everyday CHEAPSKATE

by Mary Hunt

By Lucie Winborne

* An armadillo’s shell is so hard that it can deflect a bullet, as a Texas man discovered to his chagrin when he took aim at one. The bullet ricocheted into his jaw and he had to be airlifted to a hospital. The armadillo, on the other hand, strolled away unscathed. * About one million U.S. dogs hold first place in their owner’s last will and testament. * The original time machine in “Back to the Future” was not a DeLorean, but an old refrigerator. According to HuffPost, “Ultimately, it was determined that it probably was not a good idea to use a refrigerator in such a manner as kids might want to reenact the scene.” * Napoleon introduced brass buttons on soldier uniforms’ sleeves to discourage them from using them to wipe their noses. * The first webcam was created to check a coffeepot! In 1993, researchers in the University of Cambridge’s computer science department really didn’t like getting up from their chairs to check the coffeepot just to find it empty, so they wired a system that would stream three images per minute from the Trojan Room, where the pot was kept, to the internal computer network. By the end of that year, the stream made it onto the new World Wide Web, endowing the Trojan Room coffeepot with international, if brief, fame. * The asteroids seen in “Star Wars” were actually painted potatoes. * When English Romantic poet, painter and engraver William Blake was just four, he claimed to see God through a window. Throughout the rest of his life, Blake said he often communed with angels, incorporating these visions into his art. * According to the U.S. Food and Drug Administration, the stickers on fruit are edible. However, we haven’t tried them ourselves. *** Thought for the Day: “The best teachers remain students all their lives.” -- John Stott

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What the Big Print Giveth the Small Print Taketh Away

Everyday Have you ever wondered how retailers CHEAPSKATE can possibly afford to offer the no-interest, no®

Vol. XVI Issue 39

tor Lift-Away Professional vacuum that you have written about -- even though I have a good vacuum and am trying to minimize my possessions. Oh, my! I have been vacuuming for a week straight and am still getting dirt out of my family room carpeting. What’s more, it even feels like new carpeting under our feet. Not to mention that this machine itself is beautiful -- white and silver! This is just indicative of the numerous ways your wisdom and insight has blessed me and my family. Hope I get to see you in person again sometime (I was in the audience when you spoke in Naperville, Illinois, several years ago). -- Nancy

by Mary Hunt

payments, no-money down kind of deals you see advertised? That was the subject of a question I received recently -- as follows.

DEAR NANCY: Yours is the ninth message I’ve received just this week from readers who are ecstatic over their Shark vacuums. I know the feeling. I get it every time I put my DEAR MARY: There are several appliSharky to work. I have moved from being emance, electronics and furniture stores in our barrassed by what this powerful machine pulls area that run newspaper and television comout of the carpet to feeling kinda self-righteous, mercials offering nothing down -- no interest knowing that, finally, my carpeting is really clean. and no payments until 2022. It sounds like Now it’s easy to keep it that way. I can just walk in and take what I want and It’s great to hear from you and to recall not pay for two or three years! How do these that pleasant evening in Naperville. Knowing that companies actually make money? -- Kate you were there makes that memory even extra Friday, 12/13/19 special. Please review Double check:  Phone Number(s)  Spelling  P Dear Kate: First, these offers are on ap- carefully. * * * proved credit (OAC) and come with a lotContact of otheryour Tidbits Would representative immediately withGo changes or cor you like more information? to fine print. You need pristine credit to qualify for EverydayCheapskate.com for links and resources for Office: 760-320-0997 email: valleybits@msn.com Fax: 76 those attractive terms. recommended products and services in this column.

ADVERTISING PROOF Final Changes DUE: 5:0

Mary invites questions, comments and tips at EverydayCheapskate.com, “Ask Mary.” This column will anGOOD LUCK QUALIFYING swer questions of general interest, but letters cannot One retailer told me that only about 25% be answered individually. Mary Hunt is the founder of of the people who apply for these amazing noADVERTISING Gee-Ar-Gee Construction Co.PROOF EverydayCheapskate.com, a lifestyle blog, and the interest, no-payments offers can actually qualify.Final1/16 author of the book “Debt-Proof Living.” pg. BW 13x disc. Changes DUE: 5:00 p.m..

The other 75% are offered some other deal with COPYRIGHT CREATORS.COM Please review carefully. Double check:  Phone  Spelling  Prices  H Dec. 22,2020 2019 Vol. 15 - No.Number(s) 52 horrible terms. People often accept these terms Contact your Tidbits representative immediately with changes or corrections. because, by the time they fill out the paperwork, Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Increase GEE-AR-GEE Your Home's r they’re so emotionally involved and have their VALUE & You CONSTRUCTION CO., INC. Lifestyle! hearts set on that “free” deal that they’re ready to "Large enough to serve • Small enough to care" Handling All Phases of Construction & Home Improvement sign almost anything. TERMS AND CONDITIONS Let’s say you’re one of the 25% who qualify. You actually do have $3,000 sitting there in the bank, and you could pay cash for that cool 65-inch class 4K Ultra HD OLED TV with the nifty curved screen and that tempting theaterquality sound bar. But Instead, you decide to go for the nothing-down deal so you can keep earning interest on the bank money until 2022. Furthermore, you still have to fill out and sign a credit application. And that requires a credit check. Finally, you have to agree to very steep interest (plan on getting nailed for 27.99% or more), which is deferred (not waived) until 2022. FINE PRINT The contract will read in itty-bitty print that if you are even one minute late paying that entire balance in full by the due date, you lose your deferment and owe that outrageously high interest back to day one when you signed the contract. From that moment on, you must begin making enormous payments. THE LESSON: Whenever you sign a purchase contract or application of any kind, remember this: Read it first - carefully. What the large print giveth the fine print taketh away. DEAR MARY: I just have to say thank you! I recently purchased the Shark Naviga-

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Tidbits of Coachella Valley

Week of September 20, 2020

him for illegal entry and wanted to deport him. But because Nasseri had no documents, there was no country of origin to deport him to. French authorities refused to give Nasseri either a refugee visa or a transit visa.

Nasseri’s situation, his family stated that they believed he was living the life he wanted. • Using his collection of diary notes he compiled

ADVERTISING PROOF a manuscript for his autobiography, which MON. AUG. 31 was published in 2004 as a book entitled “The 5:0 Final Changes DUE:

MEHAM KARIMI NASSERI • Mehran Karimi Nasseri was born in 1942 in Iran. His father was an Iranian doctor and his mother was a Scottish nurse working at the same hospital. In 1973, Nasseri went to Britain where he spent three years studying at the University of Bradford. Then he returned to Iran, where he got into trouble for protesting against the Shah. He was expelled from the country in 1977. • He went to Europe and for the next four years bounced from one country to another applying for refugee status. In 1981, his request for political asylum from Iran was finally granted by the United Nations High Commission for Refugees in Belgium. • Then he decided he wanted to go to England to search for relatives of his mother. He was on his way there in 1988 when his briefcase containing all of his documentary papers and passports was stolen from a train station. Nasseri boarded a plane for London anyway. But when officials at Heathrow Airport found he had no passport, they sent him back to Charles de Gaulle Airport in France. At first, the French police arrested

• Thus in 1988 began the tale of a Please man without Terminal Man.” reviewacarefully. Double check:  Phone Number(s)  Spelling  country, sequestered in the terminal at Charles • In 2006, Nasseri’s 18-year stay at the airport Contact your Tidbits representative immediately with changes or co De Gaulle Airport, a sojourn that lasted 18-years. ended when he was hospitalized. A year later in

760-320-0997 valleybits@msn.com Fax: 76 • He took up residence in Terminal Office: 1, where 2007 he leftemail: the hospital and was looked after he made a nook for himself among the seats, by the French Red Cross, lodged in a hotel close suitcases and scurrying travelers. Airport to the airport. In March of 2007, he transferred employees, pilots and stewardesses took pity on to a homeless shelter in Paris, where he has PROOF him, bringing meal vouchers, reading material ADVERTISING apparently been living ever since. and snacks. He received regular visits from Final Changes DUE: 5:00 p.m • Steven Spielberg's DreamWorks production Please Double check:  Phone Number(s)  Spelling  Prices  H a local doctor and a priest. He spent his review time carefully. company paid Nasseri $250,000 for the rights reading, writing in a diary, and sleepingContact on a your Tidbits immediately or corrections. JosetoDiaz /story, GOLDEN LANDSCAPE hisrepresentative which he usedwith as changes inspiration for bench surrounded by his luggage and allOffice: of his760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 BZtheBW 13x disc. 2004 movie “The Terminal” starring Tom possessions. September Hanks. 6, 2020 Vol. 16 - No. 37 • Human rights lawyer Christian Bourget began a ten-year battle to rescue Nasseri. He focused on Belgium, where he hoped to reclaim Nasseri’s LANDSCAPE DESIGN original refugee documents. But Belgian & MAINTENENCE officials refused to mail them to France, arguing ● Tree Service ● Irrigation Systems that Nasseri first had to present himself in ● Landscape Lighting person. But at the same time, the same Belgian ● Lawn Maintenence government refused to allow Nasseri to return ● Yard Cleanups to their country. Serving the

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Vol. XVI Issue 39

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Week of September 20, 2020

Tidbits of Coachella Valley

NEXT WEEK in TIDBITS MEETS ITS MATCH WITH

Chess

Page 7

Cody’s Corner

Dog Talk with Uncle Matty By Matthew Margolis

Creators News Service

Trust Is Nice, but Instinct Is King

3. The Weekly “Brain Breaker”

“When an animal gives you its trust, you feel like you have been given the most beautiful gift in the world.” -- Roy Horn

Print Your Answers Here:

Recently, a zookeeper was killed by a pack of wolves in their enclosure in Sweden’s Kolmården Wildlife Park. “Crocodile Hunter” Steve Irwin was killed by a stingray barb to the heart while filming off the Great Barrier Reef. “Grizzly Man” Timothy Treadwell was killed by a grizzly bear in Alaska’s Katmai National Park, where he had spent 13 summers living among the great bears. Charla Nash required a face transplant after being attacked by her friend’s 200-pound chimpanzee, Travis. Veteran trainer Dawn Brancheau was killed by an orca during a live performance at Sea World Orlando. Roy Horn, of Siegfried and Roy, was severely mauled by Montecore, the 7-year-old white tiger he essentially reared, in front of a live audience at The Mirage in Las Vegas.

Wuzzles solution Page 12

(CryptoQuip Solution on page 10)

This is not a list of rogue animals who attacked for no reason. It’s a list of wild animals who acted on instinct. An animal’s trust is a beautiful gift. But we humans would be wise to remember that in the wild, instinct trumps trust. In the wild, instinct is king. Wild animals are wild animals regardless of where they live. Some are lucky enough to live out their lives in the wild as nature intended. Others are tagged and tracked but otherwise left alone as protected species. The less fortunate live in captivity -- as performers, as exhibits, as laboratory tools, even as pets -- sometimes receiving excellent care, oftentimes abused or neglected. Call them tame, call them socialized, but

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Mega Maze solution Page 10

Tidbits of Coachella Valley

Page 8

Vol. XVI Issue 39

Cody’s Corner

tion with makes-sense information and news.

(from page 7)

don’t call them trustworthy. They are not domesticated; they are wild. And a wild animal’s worst enby Matilda Charles emy, bar none, is man. © King Features Synd., Inc. Domesticated animals are those in which the evolutionary process has been influenced by humans to meet their needs. Dogs, cats, sheep, pigs, goats, donkeys and horses are primary exam Go online to www.komando.com and ples of successful domestication. By and large, with scroll to Subscribe at the bottom of the page. It’s hard nowadays to know where to get domesticated animals, trust is possible because You can opt out or change your mind at any time factual and accurate information online that's survival instincts in the wild sense have little if any -- and they won’t give away your personal inforfree. In my research and personal experience, value. mation. I’ve been a subscriber for close to ten I've found there are two trusted, responsible Additionally, through an unnatural process years, and I’ve never once suspected my inforplaces we can use as reliable sources: of artificial selection, the natural aversion to man mation was ever compromised. has been bred out of domesticated animals. Our Consumer Reports: dogs are happy to see us come home. Our cats purr If you want to listen to Kim Komando on While CR would like you to subscribe to when we stroke them. Our horses patiently stand the radio, look for Find A Station at the top of her their monthly print or online magazine, you don’t by as we saddle and mount them. These are domesweb page and put in your ZIP code. It will give actually have to make those commitments to ticated animals, bred over centuries to favor us, to you the stations, date and time of her regular get valuable information. If you sign up for their work for us, to love us, to need us. you radio Tell shows.them Give her a listen -- and learn. various newsletters (weekly or monthly), you can Last weekend, a surfer was killed by a great saw their ad zero in on things that you’re interested in knowwhite shark in waters near Wedge Island in Westin Tidbits! * * * When you patronize Matilda Charles regrets that she cannot personally ing about. ern Australia. Tidbits advertisers,answer reader questions, but will incorporate them into her readTwo it weeks before that, a camper was atcolumn whenever possible. Send email to columnreply2@ You You help The CR newslatter support has a weekly "What’s gmail.com. tacked by a mountain lion in Nevada County, Caliin tidbits! The New" feature that gives factual and honest infortidbits fornia. (c) 2020 King Features Synd., Inc. paper! and other mation about items such as appliances Will we react in fear? Will we retaliate MON., JULYwhites, 27 trap products for the home, information about cars, against nature? Will we hunt the great health, nutrition, drugs, fitness and safety prodthe bigDouble cats? check: Or willwe realize our place in the  P Please review carefully. Phone Number(s)  Spelling ucts, food facts, finances, investing, tax planning, Remember: world and respect the fact that venturing into the Contact yourwild Tidbits representative immediately with changes retirement advice and shopping. You can opt to invites awesome experiences and equally awe-or cor receive one, a few or all of these sent to you via Tell the some risks? email: valleybits@msn.com Office: 760-320-0997 Fax: 760 advertisers your email. Woof! Remember to you saw their * * * TELL ad inOUR Dog trainer Matthew “Uncle Matty” Margolis is Go online to www.consumerreports. ADVERTISERS Tidbits! the co-author of 18 books about dogs, a behaviorist, a popuorg, scroll to the bottom and click on Sign Up for ADVERTISING PROOF YOU SAW THEIR lar radio and television guest, and the host of the PBS series Wilson Financial Services CR’s Free Newsletters. Final Changes DUE: Tues, AUG. 2 5:00 p.m.. “WOOF! It’s a Dog’s Life!” Read all of Uncle Matty’s columns

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Week of September 20, 2020

YOUR

SOCIAL SECURITY by Tom Margenau

When in Doubt, File a Claim I’m going to start this column at the bottom!

Or, rather, with the bottom-line message I want to deliver today: Whenever you think you might be due any kind of Social Security benefit, insist on filing a claim for that benefit. You have every right to do so. Before I clarify that message, let me give you some background. For part of my 32-year career with the Social Security Administration, I was a claims intake person. In other words, it was my job to help people file claims for various kinds of Social Security benefits. Many times, a person’s potential eligibility for benefits is fairly cut and dried. For example, if you were 62 years old and not working and showed up at my desk to file for retirement benefits, I would have immediately whipped out the retirement application and helped you fill it out. But other times, a person’s eligibility for benefits is questionable. As an example, let’s say a 55-year-old guy showed up at my desk and said he had a couple of sore knees and wanted to file for disability benefits. A part of me would have wanted to say this to the guy: “Listen, buddy, the law says you have to be severely disabled to qualify for disability benefits. And I can tell you from experience that a couple of bum knees isn’t going to pass muster. You’d be wasting my time and your time filing for disability benefits because your claim is going to be denied.” But I never did that. I always helped him file a claim. Why? For two reasons. It was drilled into me from the start of my career that people always had the legal right to file for any kind of

4. From 2 Samuel, who killed a giant having 12 fingers and 12 toes? a) Jonathan b) David c) Jambres d) Abimelech 5. What false prophet preached a message of peace during the days of Jeremiah? a) Simon b) Hananiah c) Magus d) Cyrus 6. In John 11, what city was home to Mary, Martha and Lazarus? a) Corinth b) Gaza c) Bethany d) Jerusalem (Answerson onpage page12) 16) (Answers For comments or more Bible Trivia go to www.TriviaGuy.com © 2020 2019 King Features Synd., Inc. Inc.

should be getting widows benefits and should file a claim immediately. The guy with the business is treading a fine Social Security eligibility line. In the past, the rules were pretty stringent: He would not have been able to simply turn the business over to his wife on paper and pay himself a minimal salary and then expect to collect Social Security retirement benefits. But recently, the SSA has eased up on these rules, and he may be eligible. Again, the only way he will find out for sure is to file a claim. Now that I’ve made my “insist on filing a claim” point, I should clarify that that advice cannot be taken to an extreme. For example, you can’t show up at a Social Security office at the age of 55 and demand to file a claim for retirement benefits. The rules clearly state you must be at least 62 to be eligible. But again, if you are pretty sure you are due a Social Security benefit, makePROOF sure you file a ADVERTISING claim for those benefits to keep your legal rights Changes DUE: MON., JUNE 8 5:00 I open. Q: Even though my husband andFinal Please review carefully. Double check:  Phone Number(s)  Spelling  Price * * * lived together for 20 years, we didn’t actually representative immediately with changesTom or correc died your Tidbits If you have a Social Security question, get married until two years ago. Sadly, heContact Margenau has the answer. Contact him at thomas.marOffice: 760-320-0997 email: valleybits@msn.com Fax: 760-32 last month. When I contacted Social Security to file for widows benefits, the clerk told me genau@comcast.net. To find out more about Tom Margenau and to read past columns and see features from we had to be married at least 10 years, so she other- Creators Syndicate writers and cartoonists, visit Glossy Women’s Boutique said I wasn’t due anything. She helped me file the Creators Syndicate website at www.creators.com. 1/8 pg. BW 13x for the $255 death benefit, and that’s all I got. COPYRIGHT 2020 CREATORS.COM June 14, 2020 Vol. 16 - No. 25 What should I do?

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Q: I am 62 years old. I called Social Security’s 800 number and told them I wanted to file for my Social Security benefits. I run my own business but plan to turn it over to review carefully. Double check:  Phone Number(s)  Spelling  P y of $18,000 my wife and pay myself a salarPlease Security per year so I will be under the SocialContact your Tidbits representative immediately with changes or cor earnings limit and thus eligible for my monthOffice: 760-320-0997 email: valleybits@msn.com Fax: 760 ly checks. The telephone rep I talked to told me I was not eligible for benefits and terminated the inter view. Do I have any recourse?

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These questions help me illustrate the point I made at the beginning of this column: You have every right to file for whatever Social Security benefits you think you might be due. So, whenever there is any doubt about your eligibility, always demand to file a claim. By doing so, you accomplish two things. One, you will get a legal decision about your eligibility for benefits, not just one Social Security rep’s opinion (or one Social Security columnist’s opinion). And two, you will have appeal rights. In other words, if your claim is denied and you still are not satisfied, you can ask that your claim be reviewed. You could take it all the way to the Supreme Court if you wanted to! That last comment is a little farfetched (although feasible). However, the basic point I am making is very valid. If a Social Security agent just says no and you later learn you were due benefits, you generally won’t be able to do anything about it but gripe -- and then file a claim with no retroactivity. But if you actually file a claim the first time and it is denied, and you later are able to prove your eligibility, you will get full retroactive benefits to the date you filed the claim. So, that is the overall message to everyone reading this column: Always demand to file a claim for benefits if you think you might possibly be due them -- no matter what a Social Security rep tells you. And now let me give my opinion to the two people whose emails I included in this column. Unless I am missing some of the facts, the widow who was married for a couple of years before her husband died was given bum advice by the Social Security rep to whom she spoke. The 10-year duration of marriage rule applies only to divorced spouses. So, assuming this woman was still married to her husband when he died, is old enough for widows benefits and is not getting higher benefits on her own Social Security account, she

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Social Security benefit. Besides, for all I knew, the guy might have also had a bad heart or high blood pressure or other physical maladies that might have helped him qualify for disability benefits. And the second reason I would have taken his claim was more self-serving. I knew that Social Security office staffing was doled out based on the number of claims the office took. In other words, the more claims I took, the better chance there was that our office would get the extra staff we always felt we needed. So, I always thought that taking claims was a win-win for both the client and my local SSA office. But I’ve been retired for 15 years now, and I wonder if things are different at the SSA today. I’ve been hearing troubling stories from readers about their experiences when they inquired about their possible eligibility for benefits. Here are some examples:

Miriam Way

2. From John 3:16, to whom did Jesus speak, "For God so loved the world, that he gave his only Son ..."? a) Simon Peter b) Gathered citizens c) James and John d) Nicodemus

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restrict my access to Viagra. Is there some danger in taking Viagra (sildenafil) on a regular basis? The literature supplied with the prescription, from Pfizer, does not indicate a limit on use. I’d appreciate your feedback on this, as it will affect my wife’s and my happiness. -- J.R.

M.D.

Diet Is Powerful Tool to Boost Heart Health

Vol. XVI

Issue 39

VETERANS  POST  by Freddie Groves

OnStar Help Available for Veterans in Crisis

ANSWER: The insurance company isn’t worried about your safety: Sildenafil (Viagra) and similar drugs are safe for daily use in most people, and your cardiologist is certainly the We’ve all seen the ads for OnStar gadgets right person to make that determination, not your in vehicles that provide instant help for people who DEAR DR. ROACH: I have a strong hisinsurance company. Instead, the drug limits are are in wrecks. Press the button and an emergency tory of premature heart disease in my family, there to save money for the insurance company. certified adviser is right there, ready to help. The and I have been having some unpleasant side People can make up their own minds about ADVERTISING PROOFDepartment of Veterans Affairs has hooked up effects of blood pressure medicine. I decidedADVERTISING PROOF whether that is reasonable or not, but it is a near- with OnStar to provide suicide prevention help to MON., MAY 4 to try a completely plant-based diet: grains, Final Changes DUE: p.m.. universal finding now. Final Changes DUE: 5:005:00 p.m.. veterans. vegetables, legumes, fruit, seeds and nuts. Please review carefully. Double check: patients Phone Number(s) this Spelling  Prices  Hours Double One way many get around Please review carefully. check:  Phone Number(s)  Spelling  Prices  Hours After about a month on the new diet, (if they arerepresentative taking 25 mgimmediately or 50 mg) iswith to get the or corrections. Contact your Tidbits changes my total cholesterol dropped 44 points to your Tidbits Contact representative immediately with changes or corrections. Quick access to suicide prevention help larger-size tablet and cut it in half (a pill cutter while in a car? I had to think about that for a minute Office: 760-320-0997 email:email: valleybits@msn.com Fax: Fax: 760-320-1630 159, and the other numbers went from borOffice: 760-320-0997 760-320-1630 can do this well),valleybits@msn.com since the limit is on the number before I got it. Think about it, and you’ll get it, too. derline to normal, as measured by my cardiof tablets, not the number of milligrams. ologist. My blood pressure, which was often * * * OnStar has a number of features. If your vehigh in the mornings (typically 150+/90), was Dr. Roach regrets that he is unable to answer hicle has been stolen, it can pinpoint its location for 118/68 this morning. I’ve only lost about 5 Bob’s Clock Shopbut will incorporate them in the column individual letters, MON., JULY 6 police. If there’s been a bad wreck in a rural area, pounds in the past couple of months, and I’m BZwhenever Readers may email questions to 4C 26xpossible. TF cangive GPS coordinates to rescue personToYourGoodHealth@med.cornell.edu. probably still 8-10 pounds overweight. Please review carefully. check:  Phone Prices Hours May 10, Double 2020 Vol. 16 - No. 20 Number(s)  Spelling they nel. If it’s something as simple as running out of I am pleased with the results, but why (c) 2019 North America Synd., Inc. Contact your Tidbits representative immediately with changes or corrections. gas or having a flat tire, make a quick call to OnStar All Rights Reserved didn’t any of my doctors recommend this? and help is on the way. Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 -- J.S.B.

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Now, with this added feature through the ANSWER: Diet is a powerful tool for Howard Miller • Ridgeway • Sligh • Antique VA, veterans in crisis have another way to get help. improving overall health, especially heart health. We also Service, Repair and New I believe it is underemphasized by most physi-Richard Bigley Computer Services & Repair repair Wall, Mantel, Movements from Germany If your vehicle is OnStar capable and you’ve cians. Ship’s and 1/16 pg BW 26x Disc. 43 years Cuckoo never signed up, consider doing it now. Check the Changing from a meat-based diet to a July 12, 2020 Vol. BoB29’s CloCk shop Clocks experience 16 - No. website onstar.com to verify that your vehicle is mostly plant-based diet often prompts improveCarlsbad / San Diego / Desert Communities eligible. Get the app (OnStar Guardian) and put it Servicing Coachella Valley on Fri., Sat. or Mondays ments in blood pressure, cholesterol and weight. Call for In-Home service appointment on your phone. It works while you’re in any vehicle. Your results are better than most, but by no ADVERTISING PROOF 760-729-5121 -or- Bob’s cell: 760-802-4071 means unheard of. You haven’t said how you Final Changes DUE: 5:00 p.m.. For veterans with suicidal thoughts, the feel, but many people feel more energetic asPlease review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours well. Many others are able to come off of some Contact your Tidbits representative immediately with changes or corrections. ability to instantly and easily reach out to some Windows and Mac one could be a life changer. OnStar personnel have (occasionally all) of their medications, which of Office: 760-320-0997 email:valleybits@msn.com Fax: 760-320-1630 Desktop andMAR. Laptop22 Service WED., been trained to ask a few fast questions and pro System installs & Upgrades course reduces side effects. Property of Property of &Number(s)  Printer Router Setup vide immediate access to the Veterans Crisis Line. Please review carefully. Double check:  Phone  Spelling  Prices  Hours AdVenture Media, Inc. Why don’t physicians recommend it? I

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think it’s a combination of reasons. Some doctors RATED #1  Resolve Browserwith Issues Contact your Tidbits representative immediately changes or corrections. IN THE These few seconds matter: There’s no fumdon’t realize how powerful the effects of dietary COACHELLA  Microsoft Office Training FREE Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 VALLEY! FREE bling through the phone and looking for the crisis iPhone & iPadValley Assistance of Coachella change can be. A good deal of patients are highof Coachella Valley The Neatest Little Paper Ever Read The760.320.0997 Neatest Little Paper Ever Read line number. Just press the OnStar button and help Phone: Fax: 760.320.1630 I’vePhone: retired 760.320.0997 after more than 30Fax: years corpoly resistant to making changes, so physicians are 760.320.1630 valleybits@msn.com rate software experience. Now I’m ready to use valleybits@msn.com is immediately there. used to their dietary advice failing. Also, taking 4 Million 4 Million Readers Weekly Readers Weekly Nationwide! Nationwide!

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All Rights Reserved you solve your computer problems. Call me! the time to get an accurate diet history is hard, All Rights Reserved -- Richard Bigley I like this. I mean, I really like it. It seems personalizing dietary advice is harder, and writ- Desert Jewelry Mart & Loan Richard Bigley that lately the VA has come up with some good ing a prescription is easy. 1/12 pg 4C 26x rate REASONABLE Computer Service & Repair Property of RATES! ideas to help our vulnerable brothers and sisters, It is not necessary to have a 100% vegan March 26, 2017 Vol. 13 - No. 13 760-808-1119 AdVenture Media, Inc.  Spelling  Prices  Hours Please review carefully. Double check:  Phone Number(s) and this is one of them. diet like yours to experience a benefit. A mostly plant-based diet has substantial benefits. ContactIt’s your Tidbits representative immediately with changes or corrections. * * * easier for some people to make incremental FREE760-320-1630 Freddy Groves that he cannot personOffice: 760-320-0997 email: valleybits@msn.com Fax: of Coachella Valley 30 1 regrets ally answer reader questions, but will incorporate them The Neatest Little Paper Ever Read changes. Phone: 760.320.0997 Fax: 760.320.1630 into his column whenever possible. Send email to colum *** valleybits@msn.com nreply2@gmail.com. DEAR DR. ROACH: I’ve been taking All Rights Reserved Property of (c) 2020 King Features Synd., Inc. Viagra for several years, with good results AdVenture Media, Inc. Buying & for my wife and me. Recently my prescrip• COINS tion drug coverage administrator has begun • BULLION FILLER PAGEFREE 2 Selling all Puzzle restricting my access to 12 pills every 30 Fax: 760.320.1630 U.S. Bills 2Q08 - WEEK 19 • SILVER Phone: 760.320.0997 valleybits@msn.com Solutions days. I’ve requested an explanation from the TRIVIA MAY 4 - MAY 10 AIVIRT All Rights Reserved company, without success. NEWSFRONT 24 HR. WE PAY SREWSNA TNANSWERS ORFSWGO ENFIGURE S E T My prescription is written by my heart O U MORE $$$ Q Over 30 years 1. Ernie eK-Doe oD-K einrE .1 SOLUTION doctor, and he is not aware of any reason to experience

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Page 11

Tidbits of Coachella Valley

Week of September 20, 2020

-- by Jim Miller

So, who should consider buying a policy? LTC insurance policies make the most sense for people who can afford the monthly premiums, and who have assets of at least $150,000 to $200,000 or more that they want to protect, not counting their home and vehicles.

Choosing LTC Insurance After evaluating your situation, if you’re leaning towards buying a LTC policy, be sure to do your homework. The cost of premiums can vary greatly ranging anywhere between $2,500 and $8,000 per year for a couple depending on your age, the insurer, and the policy’s provisions.

Another factor to weigh is yourPROOF personal ADVERTISING Also note that because of coronavirus, it health and family health history. The two most Fri., Aug. 21, 2020 Final common Changes DUE: 5:00 p.m.. may be more difficult to qualify for coverage now reasons seniors need extended

Should I Buy LongPlease review carefully. Double check:  Phone Number(s) Pricesage  Hours 70 or older, in a high-risk group or long-term care is because of dementia and/ Spelling ifyou’re have had a positive COVID-19 test. or disability. And, almost half of all people who Term Care Insurance? Contact your Tidbits representative immediately with changes or corrections. live in nursing homes are 85 years or older. So,

Office: 760-320-0997 email: valleybits@msn.com To find a policy, get an LTC insurance what’s your family history for Alzheimer’s, strokeFax: 760-320-1630

DEAR SAVVY SENIOR: My wife and specialist who works with a variety of companies. or some other disabling health condition, and do I have thought about purchasing a longSee the American Association of Long-Term Care you have a family history of longevity? term care insurance policy, but we hate the Insurance website (AALTCI.org) to locate one. idea of having to pay expensive monthly Wright Advice Also shop insurers like Northwestern Mutual You also need to factor in gender too. premiums for a policy we may never use. Is 1/12 Because and New York Life, who work only with their own pg BW women 13x ratetend to live longer than men, there a good rule of thumb on who should orSept.they 13, 2020 Vol. 16:risk #38of needing extended LTC. agents. are at• greater Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours shouldn’t buy long-term care insurance? -- Looking Ahead Another option you may want to consider Contact your Tidbits representative immediately with changes or corrections. are Hybrid policies that combine long-term care Are you aware and ready for the email: valleybits@msn.com Fax: 760-320-1630 Dear Looking: There are twoOffice: key 760-320-0997 coverage with life-insurance benefits. These factors you need to consider that can help you policies promise that if you don’t end up needing determine if purchasing a long-term care (LTC) long-term care, your beneficiaries will receive a insurance policy is a smart decision for you and death benefit. your wife. One factor is your financial situation and second is your health history. Currently, *** Send your senior questions to: Savvy Senior, around 8 million Americans own a policy.

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Who Needs LTC Insurance? As the cost of LTC – which includes nursing home, assisted living and in-home care – continues to rise, it’s important to know that most people pay for LTC either from personal savings or Medicaid when their savings is depleted, or through a LTC insurance policy. National median average costs for nursing home care today is around $92,000 per year, while assisted living averages around $50,000/year. While national statistics show that about 70 percent of Americans 65 and older will need some kind of LTC, the fact is, many people don’t need to purchase a LTC insurance policy. The reasons stem from a range of factors, including the fact that relatively few people have enough wealth to protect to make purchasing a policy worthwhile. Seniors with limited financial resources who need LTC turn to Medicaid to pick up the tab after they run out of money.

This is your once-a-year opportunity to make any changes to your Drug Plan and Medicare Advantage.

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The Neatest Littlewill Paper be Ever Read By calling the number above you directed to a Phone: 760.320.0997 Fax: 760.320.1630 licensed insurancevalleybits@msn.com agent. Medicare has neither reviewed nor endorsed this information. Published by: AdVenture Media

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Another important factor is that most seniors who need LTC only need it for a short period of time, for example, when they’re recovering from surgery. For those people, Medicare covers in-home health care and nursing home stays of 100 days or less following a hospital stay of more than three consecutive days.

P.O. Box 5443, Norman, OK 73070, or visit SavvySenior. org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

(Oct. 15 -- Dec. 7)

Unlucky Inventors

(from page 3)

him interested in air travel and rocketry. • In the late 1920s Valier worked with Fritz Von Opel of the Opel car company in Germany. Valier wanted to invent a high-speed rocketpowered car that could cut travel time from Berlin to Paris to mere minutes. • Although Von Opel considered Valier’s work more valuable for its publicity than for its practicality, Valier managed to accomplish a somewhat successful test-run launch of his rocket-propelled car in 1930. Less than a month later while working on perfecting the jet engine in his Berlin laboratory, the combustion chamber exploded, sending a small metal fragment through his pulmonary artery, causing him to rapidly bleed to death. THE PARISIAN PLUMMET

• In 1911, a French aviator offered a reward of 10,000 francs to anyone who could invent a safety parachute for pilots. Austrian Franz Reichelt, a dressmaker who worked with fabrics, was determined to win. He experimented with different designs by attaching them to dummies and hurling them off the fifth story roof of his studio. He finally settled on an 18-foot square silk canopy packed into a knapsack, with a total weight of just 20 pounds. Certain that all he needed was a higher launch platform, he set his sights on the Eiffel Tower. • He secured permission from the police to drop a dummy from the tower's observation deck with a parachute attached, but instead planned to make the jump himself. He arrived early on the morning of February 4th, 1912. • Friends who knew his intentions tried to dissuade him and begged him to use a safety rope as back-up, but he refused. At 8:22 a.m., surrounded by a small crowd of onlookers, photographers, and journalists, he climbed over the guardrail, tested the wind direction, and leaped off. He immediately plummeted 187 feet and died instantly on impact. His parachute was only half deployed and wrapped around him like a shroud. He was 33 years old. 

Page 12

Tidbits of Coachella Valley

King Features Weekly Service

September 14, 2020

1. U.S. STATES: Where is the Rock & Roll Hall of Fame located? 2. LITERATURE: Which famous novel begins with the line, “You better not never tell nobody but God”? 3. GENERAL KNOWLEDGE: What is the nickname of Tulane University’s athletic teams? 4. MUSIC: Acorn, drop, ball and barrel are all types of what? 5. MOVIES: Which animated Disney movie featured the theme song “A Whole New World”? Come Visit Our6. GAMES: How many strikes must Showroom one throw to achieve a perfect 300 score in bowling? Today! 7. ANATOMY: Which human organ filters blood, removes waste and regulates salt levels? 8. HISTORY: How many people survived the sinking of the Titanic in 1912? 9. GEOGRAPHY: Where is the island of Palau located? Linda Thistle G O10. ANIMAL FIGU R E ! byWhat KINGDOM: is a Answer peekers -- Whoa! Try again! group TRIVIA TEST The idea of of Gorhinoceroses Figure is called? to arrive at theAnswers figures given at Answers Answers Weekly SUDOKU Weekly SUDOKU the bottom and right-hand columns 1. ofCleveland, the diagram by folOhio -Answerlowing the arithmetic signs in 2. “The Color Purple” the order they are given (that 3. The Greenand Wavetop to is, from left to right bottom). 4. Use only the Drumsticks numbers below the diagram to complete 5. “Aladdin” its blank squares and use each 6. 12 of the nine numbers only once. 7. Kidneys DIFFICULTY: � 8. 706 � Moderate �� Difficult 9. Oceania �� GO FIGURE! © 2010 King Features Synd., Inc. ©2020 10. A crash or herd

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Vol. 16: #39 • Unlucky Inventors • (9-20-2020) Tidbits of Coachella Valley