Vol. 13: #45 • BIRDS • (11/5/17) Tidbits of Coachella Valley by Tidbits of Coachella Valley

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They're around us everywhere, swooping through the air, nesting in trees and waddling into ponds. Birds are fascinating creatures, and whether you're a big fan of them or not, Tidbits will put you on information overload this week with random facts about our avian friends that we'll bet you never knew -- and that you'll find downright interesting!

Dr. Ahmad has served Coachella Valley

and then released back into the wild, 70% of them died within two weeks after being released.

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• Flamingos are not naturally pink. They take on their pink hue not only from the pink shrimp they eat, but also from the green algae they consume, which turns pink during the digestive process.

• Birds that live in New Guinea eat poisonous beetles Final Changes DUE: 5:00 p.m.. without suffering ill effects. The deadly neurotoxins view carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours they ingest collect in their feathers and skin, making ntact your Tidbits representative immediately with changes or corrections. the birds themselves poisonous to predators. Brand New www.AhmadOrthopedics.com

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• All domestic breeds of chickens originated with the red jungle fowl of southeastern Asia about 8,000 years ago.

• Do you eat like a bird? Which bird? A vulture can

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Fax: Reserved 760-320-1630 Office: 760-320-0997 All Rights spreading gratitude: • CVRM Thanksgiving Palm Springs Air Museum Food Drive • Premium • Santa Paws 5K Front Page June 26 - Sept. 18, 2016 • Toys •For Tots • Vol. 12: Issue #27 - #39

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• Crows and ravens will intentionally lead other Final Changes DUE: Mon. 6/27/16 5:00 FREEp.m.. Please review carefully. Double check:  Phone Number(s)  Spelling  members of their flock away from a source of food Phone: 760.320.0997 Fax: 760.320.1630 Prices  Hours valleybits@msn.com Contact your Tidbits Join representative us inimmediately with changes or corrections. so they can return later and eat the meal themselves.

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Vol. XIII Issue 45

them control their movement. • Drinking two to four cups of coffee daily can THOSE AMAZING reduce the risk of suicide by about 50%. The theoretical reason is that coffee acts as a mild One in a series antidepressant by aiding in the production of TRIVIA NEWSFRONT neurotransmitters like serotonin, dopamine and noradrenaline. 1. What is the only bird that can fly backwards? • Women who drink three or more cups of coffee a day are less likely to develop skin cancer than 2. What weighs more on an eagle, the UNUSUAL those who don’t. bones or the feathers? • Caffeine is found naturally not only in coffee and • People who drink four or more cups of coffee 3. Humans have about 9,000 taste tea but also in about 100 otherOne plants. Caffeine a day reduce their chances of developing type 2 in a series buds. How many does a chicken acts as a natural insecticide. It can kill insects, diabetes by 50%. have? stunt their growth, impair their coordination, or • People older than 65 who had higher blood levels ruin their reproduction capabilities. of caffeine developed Alzheimer’s disease two to 4. Do birds dream? • A typical cup of drip-brewed coffee contains four years later than others with lower caffeine ADVERTISING 5. What is the average lifespanPROOF of a about 115 mg of caffeine. The same size cup levels. Friday, 10/13/17 robin?DUE: inal Changes 5:00 p.m.. delivers about 250 mg of caffeine. • According to a study, nothing else comes close of espresso (Answers on page 16) iew carefully. Double check:  Phone Number(s)  Spelling  Prices Hours That’s  why espresso is served in such tiny cups. to providing as many antioxidants as coffee. Percolated coffee has slightly less caffeine than While fruits and vegetables also have lots of act your Tidbits representative immediately with changes or corrections. PROOF drip coffee. Decaffeinated coffee does not mean ADVERTISING antioxidants, the human body seems to absorb : 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Mon. Oct. 9, 2017 the coffee is completely caffeine-free. Brewed Final Changes DUE: 5:00 p the most from coffee. decaf has about 5 mg of caffeine. A typical cupcarefully. Double check:  Phone Number(s)  Spelling  Price Please review CAFFEINE CAVEATS of truck stop coffee will usually contain more your Tidbits representative with changes • Smoking cigarettesimmediately and drinking coffee or at correct caffeine than an expensive cup ofContact designer the same email: time raises the blood pressure. Fax: The 760-320 Office: 760-320-0997 valleybits@msn.com coffee. That’s because the less expensive robusta combination of caffeine and nicotine also Coachella Valley Chapters of P.E.O. beans, from which inexpensive coffee is made, Snoring Solution stops the effects of many high-blood pressure 1/16th, BW, Non-Profit are higher in caffeine than the more expensive medications. This spells danger for those whose November 5 & 12, 2016 • Vol. 13 - No. 45 & 46 arabica beans used in specialty coffee. blood pressure is already too high. • Methylene chloride is the chemical used ADVERTISING PROOF www.MySoundOffSleep.com Carlare Moore Locksmithing • Birth defects to remove caffeine from coffee beans. The Final Changes DUE: possible if a pregnant 5:00woman p.m.. Business Card • BW • 13x disc. Please review carefully. more Double check:  Phone Number(s)  Prices  Hours drinks than eight cups Spelling a day during chemical is poisonous when inhaled, but because Oct. 15, 2017 • Vol. 13 No. 42 ADVERTISING PROOF Contact your Tidbits representative immediately with changes or corrections. the pregnancy. Doctors still recommend that it evaporates at 120°F (49°C), it dissipates when email: valleybits@msn.com pregnant women avoid all caffeine.Fax:  760-320-1630 Final Changes DUE: 5:00 p.m..the beans are roasted at 400°F (204°C). Any Office: 760-320-0997 o Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours remnants still in the beans are rendered harmless Contact your Tidbits representative immediately with changes or corrections. by brewing the coffee at a temperature around o o email: valleybits@msn.com o CLIP AND SAVE Office: 760-320-0997 Fax: 760-320-1630 200°F. (93°C). CARL MOORE , o Every • Caffeine increases alertness and enhances o Come Browse Hosted n e by the Coachella Valley Welco me! Chapters of P.E.O. performance on certain tasks. Tests on drivers Shop & Eat! ADVERTISING PROOF PROCEEDS BENEFIT SCHOLARSHIPS FOR WOMEN Residential  Commercial and typists prove that two cups of coffee can TUES., SEPT. 19 Final Changes DUE: 5:00 p.m..  Re-Pin  Keys Made  Masterhelp. However, research shows it helps most if Re-Key • HANDMADE Christmas & Fall Items Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hou • Decorations • Gifts for the Family the drinker is bored or fatigued. It only boosts Keying  Deadbolts Installed  Fix or Replace Contact your Tidbits representative immediately with changes or corrections. • Gifts for Teachers • Homemade Food SPECIALIZING IN: intellectual speed and not physical power. 24/7 Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Interchangeable / Removable Cores EMERGENCY • Bread • Cookies • Savory Dishes Studies show that people respond to the caffeine SERVICE Serving All Desert Cities • Over 30 yrs. experience Property of they believe they’ve consumed more than they The Tudor House • Sat., Nov. AdVenture 18 • 9:00 a.m. Media, Inc. - Noon Call me CLIP THIS AD! ADVERTISING PROOF 760-774-2837 TODAY!1/4 Pg. • Free Admission • Light Refreshments Served SAVE respond to the amount of caffeine they’ve Vert, 4-Color, 13x disc. rate$10 on any www.CarlMooreLocksmithing.com 8/21/17that5:00 Final Changes DUE: Mon., p.m.. regular priced service call.  BONDED Certified Locksmith #LC05617 Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours actually consumed. • Palm Desert Presb. Church • 47-321 Hwy. 74 Sept. 24, 2017 Vol. 13 - No. 39

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1. SCIENCE: What is the first eleFREE ment on Phone: the Periodic Table? 760.320.0997 Fax: 760.320.1630 valleybits@msn.com 2. MYTHOLOGY: What was the All Rights Reserved name of King Arthur’s sword? 3. ASTRONOMY: Which planet in our solar system has the most moons? 4. GEOGRAPHY: Which U.S. state is host to the Mount Rushmore National Memorial? 5. CHEMISTRY: What two elements is the alloy bronze usually made of? 6. GAMES: In Scrabble, what is the value of the letter Z? 7. U.S. STATES: What is the capital of Hawaii? 8. GENERAL KNOWLEDGE: How many time zones are in the world? 9. GOVERNMENT: How many electors are in the U.S. Electoral College? 10. INVENTIONS: Where was inventor Alexander Graham Bell born? (Trivia Test answers page 16) Answers 1. Hydrogen 2. Excalibur 4 Million Readers Weekly Nationwide!

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• Those who regularly drink alcohol are 20% less likely to develop cirrhosis of the liver if they also drink one Classic cup of coffee day. Garageper Doors • 1/12th page, Spot Color, 26x rate to • People who consume caffeine arediscount less likely g • Augustdisease, 27- Oct.and 1, 2017 develop Parkinson’s for Pthose endinwhol va • Volume Parkinson’s, 13: #35 - 40 it may have already developed Approhelp

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Week of November 5, 2017

BIRDS (from page one) eat up to a quarter of its body weight in a single sitting, making itself so heavy it cannot fly. Hummingbirds must eat more than their body weight in high-energy nectar each day.

ever landing, even sleeping on the wing. The bird can shut down half of its brain at a time, placing the other half of the brain on autopilot.

Page 3

hen will hurry over to see what kind of food he’s1. got, only to find the wily rooster has romance on his mind.

W sc m se

• Two male Japanese quail will fight for the right to mate with a female Japanese quail. Surprisingly, the female prefers to mate with whoever loses ADVERTISING PROOF • European starlings line their nests with plants the fight. This is because the winner 2. W 18tends to be that inhibit the growth of bacteria and fungus Final Changes DUE: MON., NOV. 5:00 p Birds: To page 15 as well as preventing lice, mites, and ticks from tra Please review carefully. Double check:  Phone Number(s)  Spelling  Prices hatching. fir • An ostrich will urinate on its legs to cool them down on hot days.

• The Florida scrub jay is omnivorous and eats whatever is available. Humans often provide nuts and seeds which are very nutritious for the adult scrub jays. However, scrub jays that are Contact your Tidbits representative immediately with changes or correctio regularly fed by humans are fooled into thinking • The eyeball of a human is round and can easily sp ADVERTISING PROOF that spring has arrived early. They build their Office: 760-320-0997 Fax: 760-320-1630 turn in the eye socket. But the eyeball design of TUES., MAY 23 5:00 p.m.. UIZ ITS Final DUE:young nests, lay their eggs, andChanges hatch their earlier an owl tubular, and therefore cannot turn in Please review carefully. Double check:  Phone Number(s)  Spelling Prices is  Hours than normal. The newly-hatched scrub jays are PROOF Contact your Tidbits representative immediately with changesthe or corrections. eye socket. This is why owls need to be able ADVERTISING 1. Out of over 10,000 bird species, Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 unable to digest nuts and seeds, and they have how many have been domesticated? to swivel their heads 270 degrees. Final Changes DUE: 5:00 p.m.. unfortunately been born before nature’s natural Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  H • Parrots have much bigger brains relative to body 2. Only one of every 20 species of Triple Construction / JustCallZee.com bounty of grubs and A bugs is readily available. is monogamous. Contact representative immediatelyWhat with changes or corrections. size than any other group of birds. In fact, the your Tidbitsmammals Business Black &growth White and • 26x discount rate As a result, they sufferCard from•stunted percent of bird species are 760-320-1630 monogamous? Office: 760-320-0997 Fax: brain-to-body ratio of parrots is even larger than Beach House Yogurt May 28, 2017 • Vol. 13: Issue #22 starvation. ADVERTISING PROOF Q some primates. Answers page 16 BZ 4CChanges 26x discDUE: rate Fri., 5/6/16 Final 5:00 p.m.. • The albatross can fly thousands of miles without A • Cuckoos are famous for laying their eggs in 24, 2013 Vol. 9 - Phone No. 48 Please Nov. review carefully. Double check: Number(s)  Spelling  Prices  Hours other birds’ nests, forcing the adoptive parents Contact your Tidbits representative immediately with changes or corrections. Home of the CLIP AND SAVE 1. V Office: 760-320-0997 Fax: 760-320-1630 to raise the imposter chicks. But a bird called the  2. C blackcap is able to tell a cuckoo’s egg from its Cutting out the middleman’s high price mark-ups enables you to own, and consistently throws the intruding eggs $ out of the nest. ��

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Page 4

Everyday CHEAPSKATE

by Mary Hunt

By Samantha Weaver

* It was 20th-century American author and college professor David Foster Wallace who made the following sage observation: “There is no such thing as not voting: you either vote by voting, or you vote by staying home and tacitly doubling the value of some diehard’s vote.” * In late 19-century America, parts of New England had a rather unusual Halloween tradition. Evidently, in many rural communities, boys would celebrate by throwing cabbage, corn and other rotten vegetables. * If you’re like many wage slaves, as the end of the workweek approaches you might find yourself doing busywork -- trying to look as if you’re working when, in fact, you’re just shuffling papers or otherwise avoiding productivity. Well, there’s a word for that: fudgel. Fudgeling may not be an approved workplace activity, but it’s undeniably a part of the American workplace. * If you look closely at the Mona Lisa, Leonardo da Vinci’s famed masterwork, you might notice that the famously enigmatic subject is entirely lacking in eyebrows. * It may not come as a surprise that when scorpions mate, it’s a rather violent affair. When the act is completed, the female stings her partner to death, then eats him. * In 1993, voters in San Francisco voted on a ballot measure to determine whether police officer Bob Geary would be allowed to walk his neighborhood beat while carrying his ventriloquist’s dummy, known as Brendan O’Smarty. The measure passed, and Rick Labare - Woodbridge Wealth O’Smarty remained on the job. 1/3 pg 4C 6x disc. *** Thought for the Day: a four-letter October 22, 2017 • Vol. 13“Life - No.is 43 word.” -- Lenny Bruce

Credit Cards in the Hands of Financially Immature Students Our kids are fortunate to be growing up in Everyday the most progressive and exciting time in history. Sadly, the very culture that offers them the world is CHEAPSKATE ®

also perpetrating this lie: You are entitled to have by Mary Hunt everything you want, even if you don’t have the money to pay for it. It’s not a problem. You deserve it. Buy it now, and you can pay for it later! There’s a huge consumer-credit industry out there planning to give your kids their very own credit cards -- personal passports into the abyss of consumer debt. This is not going to require your permission or approval, as one reader is experiencing firsthand. DEAR MARY: My daughter who is in college got a credit card, and now she is in over her head, unable to pay what she owes. She works part-time and makes a very small salary. With the high interest and late fees, the balance is now over $2,500. I will have to step in and handle the account. How can I negotiate with the credit-card company to settle for less? I don’t know how she got this card on her salary, but she kept quiet about not being able to make the payments until we started getting collection calls for her. I appreciate your thoughts and expertise. -- Millie

Vol. XIII Issue 45

they know parents will rescue their overextended kids, and not just one time. Statistics show that in most instances, parents will save the day at least twice. May I step in here with some unsolicited advice? Here it is: Don’t do it. Don’t bail her out, even if you feel you can afford it. Unless your daughter has to suffer the consequences of her actions, she will not learn. Even If you were to bail her out now, I predict she will be $5,000 in credit card debt within two years. Unless she does the hard work to repay her debt, she will not learn from her mistake. You don’t want to see a bankruptcy and a divorce or two in her future, but that’s exactly where she’s headed if this problem isn’t addressed now. There are lots of things parents in your situation should consider, the most important being whether you can afford it. I hear from people with their own financial problems all the time, problems often a result of trying to help their kids. Parents should not pay off their children’s debts if they don’t have sound retirement plans in place for themselves. Unless you have your retirement on track, to me, that’s the end of the discussion. Retirement pensions aren’t what they used to be. Social Security is not going to provide the same kind of income that previous generations had. No one is going to be there to help you. As painful as it will be for you to step aside and not rescue your daughter, it will be a valuable maturation process that allows her to become a responsible adult. Your daughter may have to drop out of school to go to work full time. If she’s really interested in getting an education, she’ll be back. I know that may sound harsh, but she has to understand how unacceptable this is and that no one is going to bail her out. Make sure you are ready to offer lots of emotional support and encouragement. She’s going to need it. * * * Mary invites questions, comments and tips at

DEAR MILLIE: I seriously doubt anyone mary@everydaycheapskate.com, or c/o Everyday Cheapwill speak with you at customer service unless you skate, 12340 Seal Beach Blvd., Suite B-416, Seal Beach, CA 90740. This column will answer questions of general are on the account. If your daughter wants to add ADVERTISING PROOF interest, but letters cannot be answered individually. Mary you to the account, the company may welcome Hunt is theDUE: founder of www.DebtProofLiving.com, Mon. 10/16/17 Final Changes 5:00 p.m.. a personit, particularly if it has had a lot of trouble working al finance website andthe author of “Debt-Proof Please review carefully. Double member check:  Phone Number(s) Spelling  Prices  Hours with her. At that time, you could try negotiating for a Living,” released in 2014. To find out more about Mary and Contact your Tidbits representative immediately with changes or corrections. lower payoff. The worst it could say is no. read her past columns, please visit the Creators Syndicate Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 webpage at www.creators.com. These companies give young people enCOPYRIGHT 2017 CREATORS.COM rolled in college outlandish lines of credit because

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islands is far shallower than in the surrounding sea; the difference between high tide and low tide is about 12 feet; the tide moves in and out at Capital about 12 Wright feet per second; andGroup fierce winds sweep 1/3 pg BW 26x disc.of extreme forces the area. This combination Nov.and 5, 2017 Vol. 13 -currents No. 45 in ocean causes wild dangerous waters. When one mass of water in motion meets another mass of water that’s moving differently, whirlpools form. This happens every day when the tides change in narrow channels.

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The Old Norse noun “viking” meant an overseas • The Lofoten whirlpools are the strongest in the expedition, and a “vikingr” was a sailor who went world, at about 30 feet wide and 15 feet deep, on one of these expeditions. Today many English moving in circles at about six nautical miles words can be traced to Norse roots. per hour. They present a serious danger to Q: Recently I have seen so ADVERTISING PROOF • The word “berserk” comes from the Old Norse unfortunate ships caught in the current. Many many Medicare Supplement and word meaning “bear skin.” How did bear skin ships have succumbed to the strongest tidal Final Changes DUE: 5:00 p.m.. Medicare Advantage ads on TV. come into our language meaning “frenetically currents on Earth that form around the islands, Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours They all look so good and some violent or deranged”? It seems that Old Norse trapping unwary sailors. Norse sailors named this even have no monthly premium. Contact your Tidbits immediately with changes or “malenstroom” corrections. warriors wore bear skinsrepresentative into battle. They also dangerous place from the words How do I choose? tended to partake of hallucinogens before battle “malen” meaning to grind or whirl around, and Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 in order to erase their fears and inhibitions “stroom” meaning stream. Today this word has A: Insurance companies and make them a fierce opponent. When they come into our language meaning any violent or ADVERTISING PROOF spend a lot of money making and beta rushed into the fray looking frightful in the bear turbulent situation: maelstrom. testing those ads. Then they market FRIDAY., 10/27/17 skins and hollering insanely, their foes came to • Changes Final DUE: 5:00 p.m.. heavily into target rich areas like our The Norse “gunne” means “war” and “hildr” associate the bear skins with this Please outrageous, review carefully. Double check:  Phone Number(s) Spelling  Prices  Hours Coachella Valley because of our aging means “battle.” Combine the two and you have terrifying behavior. population. “Gunnhildr” or “Gunhilda” which became a Office: 760-320-0997

Choosing YOUR Medicare • When sailing, the greatest speed is attained common name for a girl, meaning “war maiden.” ADVERTISING PROOF Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 program that fits your situation is too when the sails are angled so the wind fills them In the mid-1300s, England’s Windsor Castle was important to interact with a TV ad. completely. If the captain of the shipFinal wants to Changes 5:00 p.m.. defendedDUE: with a large catapult-type weapon that need to know details that are not remain still rather than move through the water, Please review carefully. Doublenicknamed check:  Phone Number(s)  or Spelling  Hours soldiers “Domina Gunilda” “Lady Prices You on that 60 second commercial. Is my he tells the steersman to turn into the wind. Now Gunhilda” in the same way a modern soldier Contact your Tidbits representative immediately with changes or corrections. doctor going to accept this plan next the wind slips by the sails without filling them might nickname a large cannon “Big Bertha.” year? If you have issues that need 760-320-0997 email: valleybits@msn.com and the ship comes to a halt, going Office: nowhere. Gunilda then became a term referring toFax: any760-320-1630 several specialists are they acceptLLC weaponSolutions, that launched rocks, arrows, missiles, or • The Norse were a great seafaring nation, and the F-ertless ing the plan? Will the medications you Pg 4C Open non contract bullets from a hollow tube. Over the years, it was Norse word for wind is “loef,” which came into 1/16 take be covered in the plan’s formulary 5, 2017 toVol. - No. 45 shortened the13 simpler word “gun.”  Old English as “loufe.” This is the origin of the Nov. and how much will they cost ($$$)? word luff, meaning to flap listlessly when the What hospital would you be taken to if wind is blowing equally on each side of the sail. NOW You Can SAFELY and EASILY... you had to go? Add to this the prefix “a” which means “without” Reuse Your Ziplock (as in “amoral”) and you have a common modern Q: I understand that certain Food Storage Bags! word that means to remain detached, to hold plans use certain pharmacy chains back, or to refrain from becoming involved, just At last - there’s a simple and and not others. How do I find out Property of efficient way to WASH, RINSE as a ship that is facing into the wind AdVenture holds back: about that? I use mail order most of Media, Inc. and DRY those costly Plastic Resealable Food Storage Bags! the time, but I do need to get some aloof. Improperly washed and reused bags can retain deadly bacteria and food cross-contamination. The patented F-ertless device makes it so easy to get them thoroughly cleaned!

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• Off the coast of Norway there’s a chain of islands called the Lofoten Archipelago. Here, several forces clash: the Gulf Stream sweeps by the coastline; the islands are separated by narrows only a few miles wide; the ocean floor around the

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Immediately following “Final Vision” will an two-episode premiere on a new night, Wednesday, Contact your Tidbits representative immediately withbe changes or co enhanced encore of “Jeffrey MacDonald: People Dec. 20, at 8 p.m. (ET/PT). The hugely popular fan- 760-320-0997 Office: email: valleybits@msn.com Fax: 7 tasy series is based on, as you mentioned, TNT’s Magazine Investigates” at 10/9c. hit movie franchise of the same name, and centers * * * Write to Cindy at King Features Weekly Seron an ancient organization dedicated to protecting vice, 628ADVERTISING Virginia Drive, Orlando, FL 32803; or e-mail PROOF an unknowing world from the secret, magical real- her Danny Sedillos - Private Celebrity Home Tours at letters@cindyelavsky.com. Final Changes DUE: 5:00 p.m.. ity hidden all around. Business BW, 13x Please review carefully. 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Page 8

Shadow Hills Dental Care 1/8 pg. 4C 13x - Prem. Pos. Puzz. October 29, 2017 • Vol. 13 - No. 44

Tidbits of Coachella Valley

By Ricardo Galvão

Vol. XIII

Issue 45

Are You a

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“In business as in life, we practice the Golden Rule” News content in the Tidbit s® Paper is provided by both Tidbits Media, Inc. and other news sources con sidered to be reliable, but the accuracy of all information published cannot be guaranteed. Tidbits® of Coachella Valley does not accept political advertising or news matter of any nature submitted for publication. Publisher reserves the right to refuse advertising from any business, individual or group for any reason deemed inappropriate or not in the Publisher’s best interest. Published news matter and advertising content does not necessarily reflect the views of the Publisher or of AdVenture Media, Inc. Tidbits® of Coachella Valley is not an adjudicated publication and therefore cannot accept official legal notices for publication. All copy, photos and graphic illustrations submitted for advertising publication are subject to publisher’s prior approval. We do not offer mail subscription services. So there.

4:45 p.m.

ADVERTISING PROOF Coachella Valley 10/25/17 Final Changes Tidbits DUE: ofWed. 5:00 p.m..

Week of November 5, 2017

Page 9

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Each Wuzzle is a word riddle which creates a disquised word, phrase, name, Office: 760-320-0997 place, saying, etc. For example, NOON GOOD = GOOD AFTERNOON

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3. The weekly “Brain Breaker”

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Every third time my business line rings, it seems the voice on the other end greets me with, “So, Uncle Matty, how much?” But when interviewBOARDING ADVERTISING PROOF ing dog trainers, this should be the last question, Palm Springs Dog Training • Brooke Fagel Property of 20% Final Changes DUE: 5:00 p.m.. AdVenture Media, Inc. not the first. ADVERTISING PROOF Please review carefully. Double check:Spot  Phone Number(s)  Spelling discount Prices  Hours rate • Business Card, Color, 26x OFF 1X Professional • Day & Overnight Pet Care A good trainer initially wants to gain underUseContact Code: your Tidbits representative immediately with changes or corrections. Final Changes DUE: p.m.. Pet &•House • Walks5:00 • Seniors • March 5, 2017 Vol.Sitting 13:Fax: Issue #10 TIDBITS email: valleybits@msn.com 760-320-1630 Office: 760-320-0997 of LOVE!&Prices Please review carefully. Double check: Puppies Phone Number(s) FREE Spelling  Hours standing of your needs and your dog in order to • Rx • Lots More... Referrals Phone: 760.320.0997 Fax: 760.320.1630 determine whether or not they can help. And you’d CALL TODAY PETimmediately SITTER ContactEARN your Tidbits representative with changes or corrections. valleybits@msn.com $ CERTIFIED $BonZai for a Meet and Greet! Trained • Insured • Bonded be wise to first do some investigating into whether email: valleybits@msn.com Fax: 760-320-1630 Office:$760-320-0997 All Rights Reserved Bucks 760.289.6175 that trainer and his or her methods are right for TUES., OCT. 3 you and your dog. Only then can the two of you talk CLIP AND SAVE money. Hours Please review carefully. Double check:  Phone Number(s)  Spelling  Prices Some good ice breakers: Contact your Tidbits representative immediately with changes or corrections. -- Are you a licensed or certified dog trainer? Certification is not generally required, but it Humane Methods • Positive Results • Fair Prices Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Property of does indicate a dedication to the task and a degree AdVenture Media, Inc. Rehab Behavior A BETTER  Aggressive Contact your Tidbits representative immediately with changes or corrections. TO Y of practical education. Many dog trainers and aniWA  Puppy Socialization Created by Tom Underwood www.wuzzleking.com © North American Syndicate, 2017 TTER  Obedience/Manners BE A mal behaviorists qualify themselves as such based FREE Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 DOG! on the standard, “I’ve had dogs all my life!” (Wuzzles answers on page 16) Phone: 760.320.0997 Fax: 760.320.1630  Service Dog Training valleybits@msn.com -- If not certified, what kind of education do % Catio King - Christ Brooke Preston All Fagel, Rights Reserved you have in terms of animal behavior and, specifiCertified Professional Dog Trainer 1/16 pg. 4C 6x disc. FREE Call me with this ad. cally, dog training? 219.8391 Exp.11-15-17 October 8, Today: 2017 760. Vol. 13 - No. 41 -- What is your specialty? Aggression? PalmSpringsDogTraining.com Housebreaking? Basic obedience? If a trainer specializes in your dog’s behavioral problem, you might “I WISH I COULD GO OUTSIDE TO PLAY!” be on to something. But be sure you ask what their Property of specialty is before you tell them your trouble. AdVenture Media, Inc. -- What training method do you use? PunishFREE ment-based training -- shock ‘em, knee ‘em, tackle Phone: 760.320.0997 Fax: 760.320.1630 ‘em, bonk ‘em? Reward-based training -- treats for valleybits@msn.com tricks? Praise-based training -- personality-approAll Rights Reserved CUSTOM OUTDOOR PET ENCLOSURES priate correction in conjunction with affection and love? The latter, in my opinion, is the only approach that is both effective and humane. -- What kind of results do you get? This is a good time to ask for references. If your dog’s problem is in the home -- i.e., Great for small hostility toward a family member, housebreaking, dogs, too! chewing or jumping on furniture, digging up the yard -- it makes sense to have a trainer come to your home to work with the dog in that environment. Property of Tidbits® Word Search If the dog’s behavioral problem surfaces 424-9789 AdVenture Media,(760) Inc. outside the home or if you are interested in basic "Feather Finder" obedience training, a training class may be effective Property of FREE AdVenture Media, Inc. and less costly. Ask the group trainer the aforemenof Coachella Valley T R E K C E P D O O W H M D M M The Neatest Little Paper Ever Read tioned questions, and be sure to find out how many Phone: 760.320.0997 Fax: 760.320.1630 Z R E N N U R D A O R H F S K R dogs are allowed in the class and whether there is valleybits@msn.com V Q X R R K L R L M R F P L F G FREE an age limit. 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Casey's Corner: Turn to page 10

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The quiz covered a dozen different categories, and judging by the results, the topic of annuity products in retirement was the most difficult. Women equaled men in the Medicare insurance planning section, with both getting 76 percent of answers correct. Women also bested men (just barely, at 38 percent versus 35 percent) in paying for long-term-care expenses. The survey found the most glaring problem is that while many women know they’re not knowledgeable about retirement income planning, the majority still believe they’ll have enough money to live on. Why is that? Are women secretly depending on men to be on top of financial planning, answering on the quiz that they make joint decisions, while the men replied that they (the men) were actually the ones in charge? Published by: AdVenture Media

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Think you have your retirement financial planning well in hand? Well, a new study shows that you might be in for a rude surprise when the time comes. The American College New York Life Center for Retirement Income commissioned a survey of retirement income planning, and the results are disturbing. Only 35 percent of men passed the quiz while only 18 percent of women were able to. ALL RIGHTS RESERVED ©2005

Let’s face it—planning for end-of-life, or catastrophic illness isn’t a pleasant task. The topics can seem depressing; maybe even a little scary. Many Americans avoid it all together, because they simply don’t want to face it alone.

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There is one ray of hope in the survey: The majority of women believe that it’s important for their financial adviser to educate them ... while a minority of men responded that way.

Of course, if you have ample time and are willing to do your homework, books or videos may be a sufficient substitute for a professional trainer. Dog training doesn’t have to be complicated. If you go in with a solid understanding of your pup’s personality and adhere to a single praise-based method of training, it’s entirely possible that you’ll find success on your own. Visit unclematty.com for more information on training techniques, books and videos. Whatever you do, be thorough and diligent in your approach to dog training. As a reminder, I leave you with the following story of a hodgepodge of errant training attempts gone terribly awry: “We’ve had Wrigley since she was a puppy, and she has never liked people. We correct her with negative noises and choke collars every time she growls, barks or tries to lunge at someone. We’ve had numerous trainers come to the house, but only one was able to calm her down during the consultation. He suggested we board her in his training program -- “guaranteed” to calm her down and make her confident and comfortable around people. It didn’t work, and he has never gotten back to us. “We’ve tried to kill her with the kindness of others while muzzled, and have run plenty of alpha drills to ensure she knows she is not the alpha in the house. We’ve had bloodwork done to test for thyroid problems, and we put her on adult food to take out some of the protein that can cause aggression in dogs. “In short, we’ve put all of our effort, emotion, time, stress and $4,000 worth of training into her over the last six months, and we just don’t know ADVERTISING PROOF TUES., MAY 23 5: what to do anymore.” Final Changes DUE: Please review carefully. Double check:  Phone Number(s)  Spelling  This sloppy “technique” is tantamount to your Tidbits representative immediately with changes or c trying to cook oneContact lasagna with six different reciOffice: 760-320-0997 email: valleybits@msn.com Fax: 7 pes. The outcome is unlikely to be palatable. Woof! Triple A Construction / JustCallZe * * * Business Black Margolis & Whiteis•co26x disco Dog trainer MatthewCard “Uncle• Matty”

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Week of November 5, 2017

YOUR

SOCIAL SECURITY by Tom Margenau

Swindler Must Pay Up Before Benefits Start Q:

I have a brother-in-law who is a scoundrel in my books. I just don’t know what my sister sees in this guy. Back when he was in his 40s, he was convicted of defrauding the Social Security disability program. I know he paid a fine and even ser ved some jail time. That was about 20 years ago. Now he is about to turn 62 and according to my sister, he is signing up for his Social Security old age pension. Surely the government isn’t going to start paying this crook retirement benefits, will they?

Obviously, I don’t know any of the particulars about this case other than what you told me. But if he served his prison sentence, then he has repaid his debt to society and he would be eligible for retirement benefits, assuming he meets all the eligibility factors. But even though he’s repaid his debt to society, he has not repaid his debt to the Social Security system. And what I mean by that is the Social Security Administration will withhold all of his monthly retirement benefits until they have recovered every nickel in disability benefits that he swindled out of the system.

There is a guy on our block whom I am convinced is a deadbeat cheat. He is living off of Social Security disability benefits, yet I see him outside all the time working on his house and yard. How can the government be sending this guy a check ever y month when there is obviously nothing wrong with him?

Just because you see someone “outside all the time working” doesn’t necessarily imply that he is totally healthy and fit. I have a friend who is in the early stages of cancer treatment, yet he is always doing things around his house and yard. I’m sure he likes staying as busy as he can to help keep his mind off of all his problems. Of course, I don’t know what is going on with your neighbor. But if you really suspect he is cheating the Social Security system out of disability benefits, do something about it. Don’t just gripe to me. Report him to the Social Security Administration. You can do so anonymously. Just go to the Social Security website and under the “Contact Us” link, click on the tab that says “Report Fraud, Waste, or Abuse.”

I know someone who is cheating the Social Security system. She is nothing but a drug addict. She lives on the streets, and I’m sure she is a prostitute. She has never worked a day in her life. Yet she gets a Social Security check ever y month. No wonder our Social Security system is in such trouble if they are sending checks to people like her!

Once again, I obviously know nothing about this woman. And I wonder how you know so much about her and her alleged Social Security checks. Over my 45 year career dealing with these issues, I’ve run into thousands of people who claim to know all about someone’s life, only to learn later that most of what they thought they knew was gos-

Page 11

sip and hearsay. Still, if you truly believe this woman is abusing the system, you can follow the advice I gave in my prior answer by reporting her to SSA’s fraud department. By the way, if she really is getting a monthly disability check, my educated guess is that she is getting Supplemental Security Income payments, not Social Security. SSI is a federal welfare program run by the SSA that pays monthly benefits to low-income people who are over 65 or disabled. SSI payments are funded by general tax revenues, not Social Security taxes. The law says that people can NOT get SSI (or Social Security) disability benefits simply because they are addicted to drugs. But many people with drug addictions also have other severe physical or mental impairments that qualify them for disability benefits.

denied to these people because they brought on their own medical problems? If we start denying government benefits to people whose lifestyle choices led to their disabling conditions, we’d have very few people getting disability benefits.

I have a lady friend at church. She is probably in her late 60s, like me. She has a grown son who is mentally disabled. He is probably about 35 years old. My friend said her son is getting Social Security disability benefits. How can that be? I know he hasn’t worked a day in his life. She is a nice Christian woman so I don’t think she is lying to me. But how can he be getting disability benefits without ever working? Should I report her for fraud? I am ver y torn about this.

ADVERTISING PROOF SEPT. 19 friend’s 5:00 A: DUE: You can stopTUES., worrying. Your Q: There is a guy in our smallFinal town Changes

son is Double very likely getting benefits on his mother’s who is a drunk. And he brags Please that hereview is getcarefully. check:  Phone Number(s)  Spelling  Price ting a disability check from Social Security. (or his father’s) Social Security record. The law Contact Tidbits representative immediately with changes benefits can be paid to dependent children upor correc Why does he deser ve a disability check for your a says to age 18. Butemail: the law further says that if the child condition he brought on himself with all his Office: 760-320-0997 valleybits@msn.com Fax: 760-32 is disabled, those benefits can continue -- usually drinking? for the rest of his or her life. Well, I guess I’m going to have to start * * * If you have a Social Security question, Tom every answer in this column by pointing out that I Margenau has the answer. Contact him at thomas.marreally don’t know anything about the situation begenau@comcast.net. To find out more about Tom Maring presented. But I do know Social law, PleaseSecurity review carefully. Double check:  Phone Number(s)  Spelling  Prices genau and to read past columns and see features from Milestones Speech & Language Therapy and I can make some educated guesses about what otherrepresentative Creators Syndicate writers and cartoonists, visit Contact your Tidbits 16th Pg 4C 13x rate immediately with changes or correction is going on. the Creators Syndicate website at www.creators.com. Just as with drug addiction, Office: a person canSept. 24, 2017 email: Vol. 13valleybits@msn.com - No. 39 760-320-0997 Fax: 760-320-1 COPYRIGHT 2017 CREATORS.COM not get disability benefits just because he or she is an alcoholic. But frequently someone with severe alcohol dependency also has many other problems, like possible cirrhosis of the liver or cardiovascular issues. So if this guy is getting disability Providing caring, individual, innovative and benefits, he is getting them because he has other effective speech therapy for all ages and disorders. ADVERTISING PROOF chronic disabling conditions, not because he is an Mon., April 28, 2015 Final Changes DUE: alcoholic. Autism Spectrum Disorders 5:00 p.m.. Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  H Developmental Speech-Language Delays As to your point that he shouldn’t get disabilContact your Tidbits representative immediately with changes or corrections. ity benefits “for a condition he brought on himself,” Adult Speech and Language Disorders Office: 760-320-0997 Fax: 760-320-1630 well, there you are traveling down a rather slippery road. I have a cousin who gets disability benefits from Social Security because he has terminal lung 1445 N. Sunrise Way - Suite 104B Certified Member cancer. He smoked three packs of cigarettes a day Palm Springs, CA 92262 for all of his adult life. My wife is friends with a seNordstrom, Steele, Nicolette & Blythe PropertyToday: of Call For Appointment verely obese woman with chronic heart problems May 3, 2015 Vol.AdVenture 11 - No.Media, 19 • Inc. 1/8pg. 4C 26x 760.318.3111 who is getting disability benefits. She spent much www.MilestonesSLP.org of her life eating a high fat diet. Should benefits be

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•Asbestos Related Lung Cancer of personal injury lawyers, or check with the throughout California All Rights Reserved throughout refer their This method of compensation legal •Medical and Hospital Malpractice refer their California Bar Association. It’smakes the bestCalifornia way to This method of compensation makes legal Accidents find an ethical, competentDUE: attorney with the trial injury• Construction Final Changes 5:00 p.m.. cases to us. representation available to many who otherwise injury cases us. PERSONAL INJURY DEATH CLAIMS representation available to many whoexperience otherwise • Product Liability it takes to bring your case & toto aWRONGFUL fair 3. How many times is the word "Bible" menconclusion. of the promises claims • Construction Defect cases could not afford it.Beware It Double also means thatand your Number(s) Please review carefully. check: ifPhone  Spelling Prices  Hours could not afford it. It also means that if your some attorneys•make in their ads. Automobile Accidents • Pedestrian case has merit, you can well represented by NotedPERSONAL WRONGFUL CLAIMS lecturers for INJURY CaliforniaAND Continuing Education DEATH of the tioned in biblical scripture? a) None case has merit, you can be well represented by be PERSONAL INJURYimmediately AND WRONGFUL DEATH CLAIMS Bar; Recipients CAALA Trial Lawyers of the Year Award; Contact your Tidbits representative changes orMembers: corrections. a qualifi ed attorney. FREE CONSULTATION Americanwith Board of Advocates; State Bar •Trial Automobile Accidents • Slip & Fall • Motorcycle & Bicycle Accidents of CA; American Bar Association; Northern, LA County, a qualified attorney. b) Once c) Twice d) Thrice Desert Bar Association: Consumer Attorneys Association Automobile Accidents Our attorneys DO NOT charge for a• consultation. 760-320-0997 Fax: 760-320-1630 of LA (President Elect 1998 - President • Pedestrian • Slip1999-2000); and Fall OUR Office: FIRM LIMITS ITS PRACTICE TO Consumer Attorneys of CA; Association of Trial Lawyers of •ADVERTISING Birth & Brain •Motorcycle Dog Bites •WE Pedestrian • Slip and Fall PERSONAL INJURY MATTERS. HAVE THEInjury America; Academy of and Elder Law Attorneys; Panel •National Bicycle Accidents LOOK BEYOND EXPERIENCE AND DEDICATION IT TAKES TO of Arbitrators, American Arbitration Assoc. REPRESENT YOU. • Motorcycle and Bicycle Accidents LOOK BEYOND ADVERTISING • Birth & Brain Injury • Dog Bites • Asbestos Related Lung Cancer Ask friends or attorneys you know for references Home and Hospital Consultation • 24-Hour Hot Line 4. In 1 Samuel 16:15, God allowed an evil The Firm holds the highest Legal Ability and General Recommendation Southern California Offi ces • Birth &with Brain • Dog Bites Related Ratings AV (Very High to Preeminent) Martindale-Hubbell Law Directory •Asbestos Lung Cancer Ask friends or attorneys you of know for references personal injury lawyers, orAngeles check theInjury Palm Desert, Orange, Los & Escondido &way Hospital Malpractice spirit to bother whom? a) b) Saul www.nordstrom-law.com •Asbestos Related Lung Cancerand Hospital Malpractice •Medical Association. It’s the best to of David personal injury lawyers,California or check Bar with the • Medical • Construction Accidents •Medical and Hospital Malpractice (760) 837-1884 • (800) 830-7746 nd an attorney with the trial theethical, best way to c) Jonathan d) SamuelCalifornia Bar Association.fiIt’s •competent Product Liability • Construction Defect cases 72-960 Fred Waring Dr., Palm Desert, CA 92260 Liability experience takes to bring your case to a fair • Construction Accidents • Product find an ethical, competent attorney withitthe trial claims Liability • Construction Defect cases • Product experience it takes to bringconclusion. your case Beware to a fairof the promises and some attorneys make in their ads.• Construction Defect cases 5. According to Jesus, what was Beware Satanoffrom conclusion. the promises and claims Noted lecturers for California Continuing Education of the some attorneys make in their ads. the beginning? a) Deceiver b) Thief Bar; Recipients Trial Lawyers of the Year Award; Our attorneys DO NOT charge forEducation aCAALA consultation. FREE CONSULTATION American Board of Trial Members: State Bar Noted lecturers for California Continuing ofAdvocates; the S10481629

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Desert Bar Consumer Attorneys INJURY MATTERS. WEAssociation: HAVE THE INJURY matters. We have the experience NOTZilpcharge PERSONAL for a consultation. America; NationalAssociation Academy of Elder Law Attorneys; Panel 6. Who was the first sonOur ofattorneys MosesDO and of LA (President ElectTO 1998of- Arbitrators, PresidentAmerican 1999-2000); EXPERIENCE IT TAKES Arbitration Assoc. OUR FIRM LIMITS ITS PRACTICE TOAND DEDICATION Consumer Attorneys of CA; Association of Trial Lawyers of you. and dedication it takes to represent REPRESENT YOU. porah? a) Gershom b) Job c) Mark Lot WE HAVE THE America; National Academy of Elder Law Attorneys; Panel PERSONAL INJURYd) MATTERS.

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(Answers on page 16)

Home and Hospital Consultation • 24-Hour Hot Line The Firm holds the highest Legal Ability and General Recommendation www.nordstrom-law.com Southern California Offices Ratings AV (Very High to Preeminent) Martindale-Hubbell Law Directory For comments or more BiblePalm Trivia go to Desert, Orange, Los Angeles & Escondido www.TriviaGuy.com www.nordstrom-law.com

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Page 12

DEAR DR. ROACH: How long do shin splints last? Is there anything besides ice that will make them go away faster? My left shin started hurting a little more than three weeks ago. I ran on it once or twice, then I stopped, but it still hurts. Is this normal? When do you think I can run on it? I did a longer run on a flat path, and normally I do it with hills, so I thought maybe that was the problem, but three weeks seems like too long. -- H.O.

M.D.

Whites of Eyes Are Turning Gray DEAR DR. ROACH: What’s the best way to obtain and maintain healthy, white sclera? Mine appears to be a light, off-white gray. -- M.T.

ANSWER: Pain in the shin bone (tibia) is common in runners, but the hard part is distinguishing between “shin splints,” properly called “medial tibial stress syndrome,” and a stress fracture of the tibia. A stress fracture usually has a discrete area of tenderness, but MTSS has more diffuse tenderness. An X-ray may be needed to be sure it isn’t a stress fracture, since the treatment is very different. A runner with a stress fracture needs to avoid impact activities like runAd Proof: ning, whereas MTSS usually gets better with just John Cuddihy lower running mileage.- Flags “A” Flying

Issue 45

VETERANS  POST  by Freddie Groves

VA Targets Shifty Mortgage Lenders Scams targeting veterans who are refinancing VA-guaranteed mortgages have gone on for far too many years. Now the Department of Veterans Affairs is trying to do something about it. It’s just hooked up with Ginnie Mae to take a close look at all the complaints. As a veteran refinancing a VA home loan, you have certain benefits, and lenders who offer those loans are supposed to follow the rules.

ANSWER: Sclerae -- the whites of the eyes -- tend to thin with age and reveal the darker-gray choroid underneath. This is benign and common, but I don’t know of any way to prevent Complaints received by the Consumer or reduce it. Scleral color changes can happen Financial Protection Bureau fall into two main with rare diseases like osteogenesis imperfecta, categories: Biz Card, BW, 26x rate and some collagen diseases. The sclera also In your case, the degree of pain is higher Corrections due by: 5 pm,weeks. Mon.,I’d6/19/17 can change color as a result of scleritis (inflamthanADVERTISING I would expect after three PROOF recom- Aggressive Lenders: Since lenders are mation of the sclera), and this often happens in mend an X-ray. protected by the VA guarantee, they can be Final Changes DUE: 5:00 p.m.. relation to Wegener’s disease or rheumatoid Please ar- review * ** aggressive in going after veterans to refinance. carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours thritis. The bottom line, though, is: If you are havThey want your business, whether you’re interested Dr. Roach regrets that he is unable to answer inContact your Tidbits representative immediately with changes or corrections. ing no symptoms, it’s overwhelmingly likely that dividual letters, but will incorporate them in the column Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 or not. One way to get their (unwanted) attention is whenever possible. Readers may email questions to these changes are the benign form. Wed., 10/18/17 to actually do a refinance. Veterans have reported ToYourGoodHealth@med.cornell.edu. To view and orcontinued harassing calls and requests to do yet der health pamphlets, www.rbmamall.com, write  Prices  Hours Please review carefully. Double check: visit  Phone Number(s) or Spelling *** another refinance. to Good Health, 628 Virginia Drive, Orlando, FL 32803.

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Contact DEAR DR. ROACH: I have been diag- your Tidbits representative immediately with changes or corrections. Deceptive Lenders: Lenders lie about the nosed with positional vertigo. My doctor Office:has 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 interest rate, and it’s only later that the true interest me doing Cawthorne head exercises. Have & rate becomes apparent. Lenders stall and drag their you heard of these? Do they work? -- M.M.S. FLAGPOLE SALES feet when a rate is locked in, causing the rate to rise. Then the veteran either has to accept the ANSWER: Vertigo is an abnormal sense Flags of USAStatesForeign VETERAN higher rate or bring more money to the closing of motion while still. Many people describe it as a all Sizes. Military & Religious Owned “spinning” sensation, but others feel it differently. FlagpolesResidential Commercial Please review carefully. DoubleChiropractic check:  &Phone Number(s)  Spelling table. PricesLenders  Hoursalso lie about whether a veteran is Busin Delaire Clinic, Inc. ess actually qualified, waiting until far into the process The most common cause probably is benign 1/16 representative pg • 4C • 6ximmediately with changes or corrections. Contact your Tidbits before revealing the truth. Lenders also play fast paroxysmal positional vertigo, and rehabilitation Call me today! October 22, 2017valleybits@msn.com ♦ Vol. 13 - No. 43 and loose with escrow monies, causing the veteran exercises, such as the Cawthorne-Cooksey ex-760-320-0997 Office: email: Fax: 760-320-1630 John Cuddihy (760) 343-1175 more grief and expense. ercises, are very effective. Although medication We’re Near! I-10 & Monterey in Thousand Palms • Delivery Available is frequently prescribed, I recommend strongly The task force will be looking at these against long-term use of medication, which can tactics, especially “loan churning,” which is slow down or stop healing. Property of AdVenture Media, Inc. repeated refinancing to get more fees out of the Although you can do the exercises on WITHOUT SURGERY! veteran. your own, I recommend learning how to do them FREE  SPINAL DECOMPRESSION  properly and safely with an occupational or physADVERTISING PROOF Phone: 760.320.0997 Fax: 760.320.1630 If you’re about to refinance, go online to Bulging Disc • Sciatica • Spinal Stenosis valleybits@msn.com ical therapist. Wed., 11/2/17 the Consumer Financial Protection Bureau (www. Book Final Changes DUE: 5:00• Herniated p.m.. Disc Today! Disc Degeneatia All Rights Reserved consumerfinance.gov) and learn about your Please review carefully. Double check:  Phone Number(s)  Spelling  PricesDISC  Hours READERS: The booklet on vertigo ex2 DECOMPRESSION rights. Contactin your Tidbits representative immediately with changes or corrections. plains this disruptive condition detail and outTHERAPY FREE 760-320-0997 Fax: 760-320-1630 per BEMER $ lines its treatment. OrderOffice: a copy by writing: Dr.email: valleybits@msn.com $ session Therapy Sessions State-of-the-Art If you have a complaint or you’re Roach -- No. 801W, 628 Virginia Drive, Orlando, Accu-Spina Machine being harassed by lenders, contact the CFPB FL 32803. Enclose a check or money order (no Delaire Chiropractic Clinic, Inc. servicemember office at consumerfinance.gov/ cash) for $4.75 U.S./$6 Canada with the recipiCall me Most Insurances • HMO’s complaint; email militar y@cfpb.gov; or call toll today: Wright Capital Group ent’s printed name and address. Please allow Property of Medicare Accepted free (855) 411-CFPB (2372). 760 760 AdVenture Media, Inc. four delivery. 1/6 weeks pg. 4Cfor26x disc. www.760BackRelief.com

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Page 13

long-term care. It only helps pay up to 100 days of rehabilitative nursing home care, which must occur after a hospital stay.

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When Will Medicaid Pay for Nursing Home Care? DEAR SAVVY SENIOR: What are the eligibility requirements to get Medicaid coverage for nursing home care? -- Caregiver Daughter Dear Caregiver: The rules and requirements for Medicaid eligibility for nursing home care are complicated and will vary according to the state where your parent lives. With that said, here is a general, simplified rundown of what it takes to qualify: Medicaid Eligibility Medicaid, the joint federal and state program that covers health care for the poor, is also the largest single payer of America’s nursing home bills for seniors who don’t have the resources to pay for their own care. Most people who enter nursing homes don’t qualify for Medicaid at first, but pay for care either through long-term care insurance or outof-pocket until they deplete their savings and become eligible for Medicaid. To qualify for Medicaid, your parent’s income and assets will need to be under a certain level that’s determined by their state. Most states require that a person have no more than about $2,000 in countable assets that includes cash, savings, investments or other financial resources that can be turned into cash. Assets that aren’t counted for eligibility include their home if it’s valued under $560,000

For more detailed information,  contact  Prices But be aware that while Please your parents' Pleasereview reviewcarefully. carefully.Double Doublecheck: check:Phone PhoneNumber(s) Number(s) Spelling Spelling  Price your state Medicaid office (see Medicaid.gov for home is not considered a countable asset to Contact your Tidbits representative immediately with changes or contactrepresentative information). immediately You can alsowith get changes help fromorcorrectio determine their eligibility, if he or she can’t return Contact your Tidbits correct your State Health Insurance Assistance Program home, Medicaid can go after the proceeds of Office: email: Fax: Office:760-320-0997 760-320-0997 email:valleybits@msn.com valleybits@msn.com Fax:760-320760-320 (see ShiptaCenter.org), which provides free their house to help reimburse their nursing home counseling on all Medicare and Medicaid issues. costs, unless a spouse or other dependent relative lives there. (There are some other exceptions to this rule.) ***

Send your senior questions to: Savvy

Realty Source, Inc. c/oNorman, CoreyOK Chambers Senior, P.O. Box 5443, 73070, or visit After qualifying, all sources of your SavvySenior.org. Jim Miller is a contributor to the NBC BZ BW 26x parents' income such as Social Security and Today show and author of “The Savvy Senior” book. pension checks must be turned over to MedicaidMarch 12, 2017 Vol. 13 - No. 11 to pay for their care, except for a small personal MON., Oct. 16, 2017 needs allowance – usually between $30 and $90.

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You also need to be aware that your Contact your Tidbits representative with changes or correc Find out whatimmediately the home down parent can’t give away their assets to qualify for your street sold for! Office: 760-320-0997 email: valleybits@msn.com Fax: 760-32 Medicaid faster. Medicaid officials will look at Free computerized list w/ pictures of their financial records going back five years to area homes sales & current listings root out suspicious asset transfers. If they find Free recorded message: one, their Medicaid coverage will be delayed a Palm Springs Hearing Aid Center (I.D. #1041) 1-800-791-4541 certain length of time, according to a formula 1/8 Corey pg. 4C 26x disc. Chambers, Realty Source, Inc. BRE# 01889449 that divides the transfer amount by the average Oct. 29, 2017 • Vol. 13 - No. 44 monthly cost of nursing home care in their state. So if, for example, your parent lives in a state where the average monthly nursing home cost is $5,000 and they gave away cash or other assets worth $50,000, they would be ineligible for benefits for 10 months ($50,000 divided by $5,000 = 10). Spousal Protection Medicaid also has special rules for married couples when one spouse enters a nursing home and the other spouse remains at home. In these cases, the healthy spouse can keep one half of the couple’s assets up to $120,900 (this amount varies by state), the family home, all the furniture and household goods and one automobile. The healthy spouse is also entitled to keep a portion of the couple’s monthly income – between $2,030 and $3,022. Any income above that goes toward the cost of the nursing home recipient’s care.

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Contact your representative immediately with closely followed Renaissance Revival. O.Tidbits Box 247, Notre Dame, IN 46556. Items of achanges general or correc interest will760-320-0997 be answered in thisFax: column. Due to the Your Victorian Renaissance Revival dressOffice: 760-320-1630 volume of inquiries, she cannot answer individual leter with mirror would probably fetch $1,200 to ters. To find out more about Anne McCollam and read $1,400 in an antiques shop. features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www. creators.com.

This mark is on the bottom of an ironstone-covered soup tureen that has been in our family for generations. It is solid white with an acorn finial on the lid, and it is in mint condition. I plan to give this family treasure to my daughter. What can you tell me about the mark, its histor y and its value? by Anne McCollam

Marble-Topped Dresser From Victorian Era Q:

This is a photo of the lower part of a Victorian marble-topped dresser with handkerchief drawers that I bought about a year ago. The upper portion has a mirror and candleholders on either side. All drawers have teardrop pulls, and the lower two have keyholes. The overall height is 85 inches tall. The piece is in excellent condition, and Victorian Renaissance Revival the marble has dresser is circa 1875. no cracks. The wood is walnut, and both the drawers and mirror frame are made of burled walnut panels. I think the piece was made around 1870. What can you tell me about my dresser's histor y and value?

Your drop-center dresser flanked by double handkerchief drawers above two long drawers was made around 1875 during the late Victorian Renaissance Revival period of design. Teardrop pulls were a feature of the Eastlake period, which Puzzle Solutions

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This is a registry mark issued by the United Kingdom Patent Office. Beginning at the top, the “IV” indicates that your tureen is ceramic. The letter “T” indicates that is was registered in 1867. The number “2” represents the day of the month. The number “1” is the parcel number, and “B” stands for the month of October. “Rd” means registered. Ironstone china was patented in 1813 by potter Charles James Mason in Staffordshire, England. His patent expired around 1827, and English potters began producing their own ironstone. Ironstone dishes proved to be much stronger than porcelain and harder than earthenware. Some pieces were decorated with simple handdecorated designs or transferware patterns. By 1840, ironstone dinnerware was exported to the United States. The simplicity of ironstone wares and ironstone’s durability were appealing to families in both England and the U.S. It wasn’t long before ironstone was made and marketed in the U.S. In the last half of the 19th century, large quantities of dinnerware and chamber sets were made for farming families. Your soup tureen would probably be worth $75 to $125. * * * Address your questions to Anne McCollam, P.

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Country Club Golf Carts and a more aggressive bird who will often bully • 2” x 6” Golf “Caddy” premium position treat his mate roughly. • Oct. 8, 2017 Vol. 13 - No. 41 • Black-tailed godwits mate for life, but the pair does not spend their entire life together. They raise their family over the summer months, and in the fall they set out to migrate south. However, they don’t migrate together. Each of them goes to a different place to spend the winter months. In the spring, they return to their mating grounds and somehow manage to find each other again, usually arriving in April within three days of each other. SALES SALES • A female pigeon cannot lay eggs if she is alone; RENTALS her ovaries will not function unless another RENTALS •• PARTS PARTS ADVERTISING PROOF required pigeon is in view. Sometimes all that isFinal •• SERVICE ChangesBATTERIES DUE: BATTERIES SERVICE 5:00 p.m.. reflection. is a mirror, so she can see her own Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours

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equal egg your Contact Tidbits representative•immediately changes or corrections. SALES: • The kiwi, a New Zealand bird, lays an •GOLF GOLFCAR CARwith SALES: bit with Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 to a quarter of its own weight. •• $1,999 to $10,000+ ADVERTISING ADVERTISING PROOF stuck • About 7% of zebra finches stutter, getting •PROOF Used, How many have paid good money for • New, New, Used, Custom Custom ENDANGERED SIGHTS & SOUNDS (cont’d): Wed., 10/25/17 Thurs., 10/26/17 Final Changes DUE: Final Changes 5:00 DUE: p.m.. 5:00 p.m.. on a portion of their song and repeating it until •• 2, 4, & 6 Passenger carts Property of carts Passenger a ticket to a horror film, only to cover Please review carefully. Double check: Please Phone review Number(s) carefully.  Spelling Double  check: Prices Phone Hours Number(s)  Spelling  Prices  Hours AdVenture Media, Inc. • How been very since little you’ve they finally get it right and continue the tune. • Golf, Utility, & Street Legal • Golf, Utility, & Street Legal their long eyes has andit“see” of used it? a Contact your Tidbits representative immediately Contact with yourchanges Tidbits representative or corrections.immediately with changes or corrections. typewriter eraser? Or, if you’re younger, have a singleemail: valleybits@msn.com Office: 760-320-0997 Office: & 760-320-0997 Fax: 760-320-1630 email: valleybits@msn.com Fax: 760-320-1630 • When a male penguin starts incubating • Weekly Monthly Rentals you moved your belongings into a long-unused FREE egg for the two months required for it to hatch, Personal Use • GolfofCourses, Coachella Valley HAPPY FROM TIDBITS! The Neatest Little Paper Ever Read he HOAs • Special Events • etc.Fax: 760.320.1630 he weighs around 88 lbs. When he finishes, desk, onlyHALLOWEEN to find a strange-looking gadget with Phone: 760.320.0997 valleybits@msn.com weighs half that. fiber-like hairs bushing out of one end? What The Aqua Man The Aqua Man TABLE OF • Service & Parts Business Card, Black &for White, • all Business 26x Card, discount Black rate& White, 26x discount rate is the biggest All Rights Reserved you’ve foundbyisRyan a typewriter • The mature yolk of an ostrich •egg Toepfer eraser. Usually CONTENTS makes! • Nov. 5, 2017 April 29, 2018 • Nov. 5, 2017 April 29, 2018 nature. in found cell single shaped likejust a pencil, tiphaving was made of an Some people seem tothe love the living Scary Movies • Volume 13: #45 Volume • 14: Volume #18 13: #45 Volume 14: #18 • Batterty Installation especially-abrasive to • If a hen has a white earlobe it will lay a white daylights scared out ofrubber, them.which Why was else used would pages 1-4 up to 3 year warranty! a lay “erase” typing error. Thebeother end featured egg. If the hen has a red earlobe, it will horror and the suspense movies so popular? To Join the Club “organic” brown egg. Brown eggs are no moreADVERTISING Country PROOF Club Golf Carts a small brush made of stiff plastic strands that ADVERTISING PROOF celebrate Halloween, Tidbits goes behind the Visit ourpages 5-6 than white ones.  Country Club5:00 wasof used to sweep remnants of the erasure Final Changes DUE: 79-345Final Changes DUE: p.m.. 5:00scenes p.m.. some classicthe thrillers. showroom Bermuda Dunes Please review carefully. Double check: Please Phone review Number(s) carefully.  Spelling Double  check: PricesEndangered Phone Hours Number(s)  Spelling  Prices off  Hours the page. CALL: • When Alfred Hitchcock purchased the film Contact your Tidbits representative immediately Contact with yourchanges Tidbits representative or corrections. with changes or corrections. Sightsimmediately and Sounds 760. 360 .3858 • rights There’s shortage litter on theupground toOffice: 760-320-0997 Office: 760-320-0997Fax: 760-320-1630 email: valleybits@msn.com email: valleybits@msn.com Fax: 760-320-1630 fornoPsycho, heofalso bought as many pages 7-8 Property of 4 Million Readers Weekly Nationwide!

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day, butofthankfully, wenovel no longer discarded copies the original as heseecould find, pull-tabs. The tabs on older easy-open beverage hoping to keep the story’s ending a secret. FREE Property of cans pulled completely off the can. People who Property of DON’T come back to Dry and AdVenture Media, Inc. AdVenture Media, Inc. • The famous shower Psycho wasdodging filmed Phone: 760.320.0997 Fax: 760.320.1630 walked in bare feetscene wereofconstantly Dead Golf Car Batteries again by Jason Jenkins valleybits@msn.com using double for Norman Bates, as Anthony FREE FREE these acarelessly-dropped metal hazards. 30 years experience. All Rights Reserved Perkins was appearing in a play (Greenwillow) Phone: 760.320.0997 Fax: 760.320.1630 Phone: 760.320.0997 Fax: 760.320.1630 All golf car services available. valleybits@msn.com valleybits@msn.com • in The rhythmic “beep” scanner is the The Aqua Man New York at the time.of Thethefirst time Perkins All Rights Reserved All Rights Reserved musical saw accompaniment the at supermarket The golf swing can become bogged down into Call “Foster” actually that scene wastoback the studio, (760) Today: angles, forces, planes, degrees, and a myriad of checkout line. But if you’ve ever wondered watching the daily “rushes,” and he said he was other technical elements. Unfortunately, most where the cliché of sayingelse. “ka-ching!” in rejust as scared as everyone golfers can’t relate to the engineering language lation to money comes from, that’s the sound of golf instruction that is becoming popular of • Take a close look electric, at Michael mask in that the old-style not Myers’ electronic, cash late. Junior golfers and golf “athletes” work betthe 1978 camp Halloween. Does ter off of images that they have used in the past, registers made.classic Cashiers of that era hadthe to or can easily imitate. face look familiar? The movie was filmed on manually punch a series of buttons to ring up The right arm in the golf swing most simulates such tight budget, that the department your apurchase, followed byprop a smack of the of Property of theProperty throwing action seen in many sports. The AdVenture Media, Inc. AdVenture Media, Inc. had to make do with what they had. For Myers’ “total” button with the heel of the hand. arm floats away from the body into a folded posidisguise, they used an old Captain Kirk (Star tion at the top of FREE the windup, with the wrist flexed FREE • “Do you want your carbons?” used to be an in preparation to throw. No athlete has the arm Trek) mask, which they spray painted white and Phone: 760.320.0997 Fax: 760.320.1630 Phone: 760.320.0997 Fax: 760.320.1630 automatic question asked by merchants after valleybits@msn.com valleybits@msn.com glued to the body, nor the wrist curled (like makthen re-shaped the eyeholes. All Rights All Rights Reserved ing a Reserved muscle). you’d signed for a credit card payment. At that turn the page for more! time, credit card receipts were filled out by hand ADVERTISING PROOF in triplicate, with a small piece of carbon paper Final Changes DUE: 5:00 p.m.. inserted between each sheet. It didn’t take long Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours for thieves to realize they could retrieve the Contact your Tidbits representative immediately with changes or corrections. used carbons from the trash and steal valuable Office: 760-320-0997 Fax: 760-320-1630 credit card information. Once that scam gained popularity, waiters and cashiers regularly offered the carbons to customers, giving them the opportunity to destroy them. AdVenture Media, Inc.

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By practicing the common throwing position with a ball or golf club (one handed),FREE you’ll soon 760.320.0997 Fax: 760.320.1630 achieve the natural, powerful position that many Rights Reserved top golfers achieve.All Jack Nicklaus was criticized in his prime of having a “flying elbow” yet he just didn’t try to glue his elbow to his body. Rather than thinking about angles or degrees, simply float your right arm into its best throwing position at the top 4 Million Readers Weekly Nationwide!

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Jason Jenkins was a 16-year member of the Jim McLean Golf School teaching staff and was one of GOLF Magazine’s Top 100 Teacher Nominees 1999-2010. He was named one of the Golf Digest Top Teachers in California in 2011. Contact Jason at 760-485-2452 or devgolfinstr@gmail.com

2017

Miracle Ear - c/o Charles Erickson Premiuim Back Pg. 4C Page 5, 16 Nov. 2017 Vol. 13 - No. 45

Tidbits of Coachella Valley

Vol. XIII Issue 45

Miracle-Ear Welcomes Christina Campbell! Christina Campbell Joins Miracle-Ear Christina known locally, having Christina isis well a well known locally. Sheworked workedininthe theCoachella Coachella Valley experience and Valley for forthe thepast past14 14years. years.Christina’s Christina's experience and dedication dedication to to excellent excelent service serviceisisthe theperfect perfectfitfitwith withMiracle-Ear’s Miracle-Ear's Property of advanced processes and testing protocol. advancedtechnology, technology,AdVenture processes and testing protocal Media, Inc.

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6. (A) Gershom

2. 90 percent of bird species are monogamous