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• Crows have the largest cerebral hemisphere relative to body size of any member of the birdIncContact family, your and Tidbits representative immediately with changes or co Cynthia L Pieper Ins Agcy Cindy Pieper, Agent email: valleybits@msn.com Fax: 76 they show it off in aInsurance variety of ways.Office: They 760-320-0997 will, Lic#: 0D63125 760-416-3006 for example, enjoy Bus: playing a game that human www.cindypieper.net observers call “toss,” where one crow will drop a  So Cal Sliding Doors twig while in flight and another will swoop and dive to catch it mid-air. They have been known to jugglePrem. Front Pg Sept. 29, 2019 Vol. 15 - No. 40 things between beak(Not and lying on State Farm Lifetheir Insurance Company licensed infeet MA, NY or while WI) State Farm Life and Accident Assurance Company (Licensed in NY and WI) 1601487 their backs, and evenBloomington, playILfriendly games of “king ADVERTISING PROOF of the mountain.” They have also been known to playfully hang upside down from a wire with wings Final Changes DUE: 5:00 p Please review carefully. Double check:  Phone Number(s)  Spelling  Prices outspread, using only one foot to hang on.

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as pets. The name of the island in the book is “California” which probably came from the word “Khalifa” which means “successor” in Arabic. When Cortez reached the shores of what he thought was a large island, he named it California after the fictional island. Only later was it discovered that Cortez had actually landed on the peninsula of Baja, rather than on an island.

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• The Mohegan word “quinnehtukqut” (or various spellings thereof) means “beside the long tidal river” and came to be our Connecticut. • Delaware was named after Lord De La Warr, the English politician who served as governor of the colony of Virginia.

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1. TELEVISION: Which animated series stars a precocious toddler named Stewie Griffin? 2. GEOGRAPHY: Where are the Diomede Islands located? 3. U.S. PRESIDENTS: Former President Jimmy Carter served in which branch of the military? 4. LITERATURE: Which 20th-century novel featured a character named Boo Radley? 5. U.S. STATES: What animal is featured on California’s state flag? 6. HISTORY: Which U.S. state was the last to remove a ban on interracial marriage? 7. ANIMAL KINGDOM: What is a group of sharks called? 8. AD SLOGANS: Which products were advertised with a slogan that called them “indescribably delicious”? 9. GENERAL KNOWLEDGE: What shape has been used in U.S. stop signs since the 1920s? 10. PSYCHOLOGY: What irrational fear is represented by the condition called alektorophobia? (Trivia Test answers page 12) Answers 1. “Family Guy” 2. The Bering Strait, between Alaska The Neatest Little Paper Ever Read

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Week of March 21, 2021

Birds (from page one) mortality rate of baby crows can be as high as 70%.

BIRD LANGUAGE

• Members of the corvid family can imitate many sounds just as parrots can. One ornithologist noticed that his captive jays not only repeated words and whistles they heard from him, but they also barked when they saw a dog; meowed when they saw a cat; and hooted when they saw an owl. • Although ornithologists have identified about 300 different crow “words,” they have found that one crow cannot understand the dialect of another crow from a different part of the country. • Ravens seem to have “names” for each other and will call out to them when separated. FEEDING HABITS

Page 3

would have stolen the rest of the food. The man was amazed to see the raven solve the dilemma by shoving the crackers one atop another into a nearby snowbank. When he had six or seven crackers stacked up, the raven was able to by carefully pick them all up together and fly off with the entire bunch.

he refused the poisonous one and ate only the edible one. Researchers do not know how the crow was able to tell which grasshopper was the one that caused his illness. • Researchers watching crows drop snail shells on rocks to crack them open determined that the height the crows dropped them from was exactly the height needed to crack them. To drop them from a lesser distance would have meant wasted energy when they failed to open; dropping them from a greater height also wasted energy by extra flying and increased the chances the snail would bounce into the water. The crows also swished the snails in water to wash away the undesireable bits of shell.

• A raven being attacked by a falcon got away when it flew between two narrow strands of barbed-wire fence. Following close behind, its persuing predator had a wider wing-span and was abruptly snagged in the wire as the crow flew away to safety.

1. W s m s • A captive crow living at the Allee Laboratory of

Animal Behavior was normally fed a moistened mash. Sometimes keepers would forget to first • Many crows, unable to break open tasty acorns, wet the food down before setting it out. Since drop them on the pavement of a street and wait the crow needed the added moisture to help until a car runs over them. They even show PROOF an understanding of stoplights by waiting andADVERTISING Birds: Turn to page 11 looking both ways until it’s safe to hopFinal out andChanges DUE: MON., JAN. 13 5:00 retrieve the nut.

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Please review carefully. Double check:  Phone Number(s) • A scientist put an animal carcass out where ravens could find it, then broadcast over a Contact The New Caledonian crow has a brain that weighs your Tidbits representative immediately with changes or corre loudspeaker the typical call a raven will give to just 0.26 ounces. But relative to its body size, that brain760-320-0997 Office: email: valleybits@msn.com Fax: 760alert others that he has found a source of food. is quite huge, accounting for 2.7% of the bird's overall 1. How do ravens communicate weight. By comparison, an adult human's three-pound Just 20 seconds later, a single raven flew to ADVERTISING PROOF with each other? brain represents 1.9% of their body weight. the carcass, inspected it, and left. Two minutes Mon., 3/15/21 inal Changes DUE: 5:00 p.m.. later, 29 ravens were gathered around but did view carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours 2. Why do ravens go PROOF not touch it. They too flew off, but the next • Ravens that have found a complete carcass are ADVERTISING Mooreof Locksmithing tact your Tidbits representative immediately with changes or corrections. toCarl the trouble morning 40 ravens gathered around the carcass, DUE: 5:00 p.m.. unable to open it to reach the meat. They have Final Changes Business Card • Number(s) BW • 26x disc. Prices  Hours e: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Please review carefully. tricking Double check:  Phone  Spelling other animals? and only then did they began to feed. Ravens been known to go in search of a wolf or coyote, January 19, 2020 Vol. 16 - No. 4 prefer to feed in large groups around food to then guide it back to the meat so that it willContact your Tidbits representative immediately with changes or corrections. Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 (Answers page 12) better protect them from coyotes and other have a chance to eat the leftover scraps. carnivores that also want to feed there. • Jays usually stash their food in hiding places ��

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• A captive jay was fed two kinds of grasshoppers simultaneously. was edible; the other Younger byOne Tonight was page, poisonous. The jay6xbecame ill Level from the • 1/16th Full Color, Discount poisonous grasshopper. Later, when he- #18 was • March 21 - April 25, 2021 • Vol. 17: #13 offered the same two kinds of grasshoppers,

underground. In the winter, they are able to CLIP AND SAVE PROOF retrieve their food even when it is covered by ADVERTISING CARL MOORE NOW snow to a depth of eighteen inches. The gray jay Changes DUE: Final 5:0 is able to hide its food by gluingPlease it withreview saliva carefully. Double check:  Phone Number(s)  Spelling  Residential  Commercial to the bark of trees, making it easier to retrieve Re-Key Re-Pin Keys Made Master- with changes or co Contact your Tidbits representative immediately in winter months. A single Clark’s nutcracker Keying Deadbolts Installed Fix or Replace 760-320-0997 email:Installed valleybits@msn.com Fax: 76 can stash between 22,000 and 33,000Office: seeds in Key Pad Deadbolts & Serviced 2 4 SPECIALIZING IN: /7 up to 7,500 different places in a single season. EM

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advertised rates. If you have a lower score, your application will be rejected or you’ll be offered a card with a higher interest rate. It’s in the fine print. DEAR MARY: Are credit card companies allowed to send you to collection, even though you’ve been making monthly payments, just not meeting the full amount of the payment required? -- Ben

Everyday CHEAPSKATE

by Mary Hunt

By Lucie Winborne

What Is a Grace Period, and How Does It Work?

* Iguanas have three eyes: two in the normal spots and a third on top of their heads, that only perceives brightness.

* In 2016, a student left a pineapple in an art museum in Scotland. Two days later, it had been placed in a glass case as part of an exhibition. * “Coffin birth” is a phenomenon that occurs when a pregnant woman delivers a child spontaneously after her death, due to gases that build up in the abdominal area, putting pressure on the mother’s uterus and forcing the baby through the birth canal. * The scientific term for brain freeze is “sphenopalatine ganglioneuralgia.” Now you know why we call it brain freeze. * Originally scheduled to be erected in

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* Hershey’s Kisses take their name from the kissing sound deposited chocolate makes as it falls from the machine to the conveyor belt. * If you point your car keys to your head, it will increase the remote’s signal range. *** Thought for the Day: “Looking at beauty in the world is the first step of purifying the mind.” -- Amit Ray

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the author of the book “Debt-Proof Living.” DEAR MARY: The ad promised a great January 10, 2021 Vol. 17 -No. 3 interest rate, but when I got approved for the ADVERTISING PROOF COPYRIGHT 2021 CREATORS.COM credit card account, my rate was much highMON., NOV. 2 Final Changes DUE: 5:00 p.m.. - CalBRE 01341737 er. Did760.323.8311 I get scammed? -- Samantha ADVERTISING PROOF

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Dear Ben: They sure can. If you do not abide by the terms and conditions of your con DEAR MARY: Is there a law that says tract with the company, you are in default. how long the grace period must be? (And if While a credit card company is required you don’t mind, exactly what® IS a grace peby law to accept any amount of money at any riod?) -- Justin time and apply it to the customer’s account, if by Mary Hunt the amount received by the due date is less Dear Justin: In the world of lending and than required by the terms of the agreement, borrowing, the “grace period” is the number of they’ll slap you with a late fee. And if that late fee days between the time you make a credit card pushes your outstanding balance over the credit purchase and when you will begin to pay interest limit, they’ll slap on an over-limit fee, too. on that short-term loan. If the account remains in default, they Here’s how it works: can and probably will send it to collection. When you pay your credit card balance Here’s something else to consider: As in full during the “grace period,” you don’t have long as you are in default, they will continue to to pay any interest -- the operative words here report you to the credit bureaus as late. Conbeing “in full.” That means you pay the entire tinual “past-due” entries will wreak havoc on your balance owed every month. If you don’t pay the credit score. entire balance and instead roll it over to the next Assuming you’re asking this for yourself month, you forfeit the grace period until your bal- and your account has gone to collection -- and ance returns to $0. even though you didn’t ask my advice, here it is If you do not pay that credit card account -- call the issuer directly right now. Find out the balance right down to $0 every month before the status of your account and how you can bring it Thinking About Buying a Business due date, you forfeit the grace period, and intercurrent to get it out of collection. If it’s possible, Specialist Since 2002 you’re going to need to come up with enough est Business commencesSales the minute you make a purchase Restaurants, Bars, Retail, Services with that card. money to do that. It might mean selling assets, Your credit card’s grace period affects working extra hours or even getting a side job the interest you pay but does not change the for nights and weekends. As rough as that might MON., due date. You’re still required to pay by the due be for a season, it will be worth the JAN effort.4Good date to avoid late payment penalties. Paying latecarefully. luck! Double check:  Phone Number(s)  Spelling  P Please review also causes you to forfeit your grace period and * * * Contact your Tidbits representative immediately with changes or cor triggers a late fee and possiblePlease damage to your Double Mary invites to visit her at Everydayreview carefully. check:  you Phone Number(s)  Spelling  Price Office: 760-320-0997 email: valleybits@msn.com Fax: 76 Cheapskate.com, where this column is archived comcredit score. plete with links and resources for all recommended Contact your Tidbits representative immediately with changes or correc Credit card issuers are not required by products and services. Mary invites questions and law to grant a grace period in their terms Office:and 760-320-0997 email: valleybits@msn.com Fax: 760-32 comments at https://www.everydaycheapskate.com/ conditions, however, most do. Some card issuers contact/, “Ask Mary.” Tips can be submitted at tips. give 30 days to pay without interest, but a grace everydaycheapskate.com/. This column will answer period of 20 or 25 days is more common. Some questions of general interest, but letters cannot be answered individually. Mary Hunt is the founder of have no grace period at all.

Everyday CHEAPSKATE

* Banks employ therapists known as wealth psychologists who help ultra-rich clients unable to mentally cope with the guilt they feel over their immense wealth, advise on inheritance issues and counsel parents on how to raise children who aren’t spoiled by money.

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Week of March 21, 2021

MORE CORVID STUFF

• Crows are omnivores, which means they eat nearly anything. Crows eat small animals such as mammals, amphibians, reptiles, eggs and carrion. They also eat insects, seeds, grains, nuts, fruit, non-insect arthropods, mollusks, worms and even other birds. Crows have also been noted eating garbage. • Did you know crows are able to demonstrate feelings of compassion? One mated male crow consistently brought food to an unmated handicapped female crow who was deformed and partially blind. While biologists watched, he fed his own chicks in the nest 66 times, and brought her food 24 times. His mate, meantime, also fed their chicks 89 times.

demic Champions”

• Magpies mate for life. When a magpie mate dies during the mating season, the entire colony of nearby magpies will gather around in a noisy congregation. Ornithologists don’t know if this is some kind of magpie funeral, or if it is merely an opportunity for the bereaved magpie to pick another mate. By the time the event is over, a new mate has usually been found.

returned triumphantly to Rome after having beaten Marc Antony in battle, he was presented with a gift by an admirer. The gift was a raven that had been trained to say, “Hail, Octavian, victorious leader!” Octavian was so impressed that he gave the trainer a handsome reward. Then a bystander piped up and mentioned that the trainer had a spare raven which had been trained to say, “Hail Antony, victorious leader!” just in case Octavian lost. Amused, Octavian made the trainer split the reward with the informer. ⁫

raven consistently proved he was able to count to six. • Crows living near the golf course in Bombay, India, have somehow developed a liking for golf balls, picking them up and carrying them back to their nests. Caddies desperately run after the balls and try to cover them with a green cloth before the crows can spot them. So far, no one has been able to figure out a way to keep the determined birds from doing this. • When male and female jays and crows make a nest and raise their young, they may be assisted in the endeavor by some helpers. Usually the helpers are year-old young raised the previous year. Unable to find a mate of their own, sons and daughters will elect to stay with mom and dad and help out around the home front. These helpers watch their parents build a nest. They shoo off predators, they brood the eggs and they help feed the young. Often the helper provides the new chicks with more food than the parents do. Scrub jays of Florida may have up to five helpers pitching in. Not only does this train the young to be better parents, but it also improves the survival rate of the new chicks.

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• The peacock-butterfly scares enemies by spreading its wings, revealing a pattern that looks identical to the eyes of an owl. Birds that have been on the verge of eating the butterfly will make a quick exit after seeing the ominouslooking eyes suddenly appear. A blue jay was placed in a cage with such a butterfly. The jay was just about to attack it when the butterfly spread its wings. The jay fled to the opposite end of the cage and refused to move.

• Crows have been known to build “decoy nests” • Legend tells that when emperor Octavian to lead predators in the wrong direction if they ADVERTISING PROOF feel there is a threat nearby. inal Changes DUE: MON., JUNE 8 5:00 p.m.. • A researcher wanted to see how high ravens Prices  Hours view carefully. Double check:  Phone Number(s)  Spelling could count. He would present a tame raven tact your Tidbits representative immediately with changes or corrections. with between one and six objects. The bird was e: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630Kids just do BETTER in-person, in a real classroom, then expected to match the number of objects with their friends, caring teachers, daily structure, and social interaction. he had been given with a series of boxes which Glossyhad - Women’s between Boutique one and six marks on the top. k-12 1/8 pg. Inside BW 13x the correct box was a food reward. The , y a d s June 14, 2020 Vol. 16 - No. 25 Tue

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Vol. XVII Issue 13

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"Corvidae Cache" K

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� AVIANS AVIANS � BIRDS BIRDS CALEDONIAN � CALEDONIAN CLEVER � COGNITIVE COGNITIVE � CORVIDAE � CROWS CORVIDAE � CLEVER CROWS INTELLIGENT � INTELLIGENT

(CryptoQuip Solution on page 10)

(Word Search solution page 12)

CDC Health Guidelines Enforced

I’m currently working with an aggressive dog. His owner is a single woman who lives on a ranch. No children are at risk. The woman is responsible, stable and willing to work with the dog in a humane way for the best possible results and the best possible relationship. At the end of our time together, that’s what she’ll get. However, the following letter from a reader describes a situation I’m not willing to work with: “We have three kids -- 12, 11 and 11. We’ve had Great Danes before and have a 4-year-old female now, along with our new puppy, Romeo, who is 4 months old and weighs 80 pounds. He’s rough on our adult Dane, he’s been a bit rough on our cats, and we’ve all felt his teeth on our skin. “Romeo is probably going to weigh 200 pounds and definitely has an alpha ‘attitude.’ He shows a strong sense of dominance: He growls at being told no, barks back at me, growls when being pinned to the floor and will stare into anyone’s eyes. When taken by the collar, he growls at the kids and sometimes bites at them to get their hands off. It is difficult to discern the difference between ‘puppy mouthiness’ and ‘aggression.’ “Most of his growling starts when being punished. He’s been smacked (not hard) with my hand, as I was trained to do in years past. I’ve done a lot of finger pointing and pinning, but he’d keep growling, so I’d up the ante until he stopped. Everyone kept telling me I should never let him get away with the growling. “The good things are: I can give him all those tests on your website; I can give him a bone and take it out of his mouth or his dish; I can have him lie on his back while I examine his feet and mouth; and he’ll relax for a half-hour during puppy class. “He’s a sweet lovey-dovey Great Dane who will be neutered at 6 months. I’m concerned about him, and I’m concerned I might be doing something wrong.” This owner should be concerned about his Cody's Corner: Turn to Page 8

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JAYS � JAYS MAGPIES � MAGPIES NUTCRACKERS � NUTCRACKERS �OMNIVOROUS OMNIVOROUS RAVENS � RAVENS SMART � SMART THIEVES � THIEVES �TRICKSTERS TRICKSTERS

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Vol. XVII Issue 13

have caseworkers, court appointments and Cody’s Corner (from page 7) more. Informal Kinship Care, on the other kids. hand, leaves the courts and caseworkers out of The difference between “puppy mouthiby Matilda Charles your lives, but legal custody remains with the ness” and “aggression” is all in the growl. A growl © King Features Synd., Inc. parents. That can be a problem when it comes is never playful. If a dog is growling or showing his to getting the child medical care and enrolling teeth, he’s warning you: Keep it up and someone’s them in school. The only financial assistance gonna get bit. you might be eligible for is TANF. When we spoke on the phone, the man told Raising grandchildren PROOF is not easy. It can me he grew up with aggressive dogs. He was raised ADVERTISING beFinal a challenge oftentimes a great burden, Fri., 8/24/18 Changesand DUE: 5:00 p.m.. on a philosophy of dominance, which is why he so Please review carefully. Double check:  Phone Number(s)  Spelling Prices  Hours For many seniors, retirement plans can especially on an aging couple. If you findyourcasually admits to hitting, pinning, pointing and Contact your Tidbits representative immediately with changes or corrections. change instantly when it becomes apparent that yelling as his methods of “training.” self in this problematic situation, do not be Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Romeo growls in response to this abuse, they’ll need to raise their grandchildren. The ashamed to reach out and get all the help and which is his only way of saying he doesn’t like it. reasons this can happen are many, and none support you can. That’s what growling is: a dog’s means of commuof them good: parental drug use, arrest and * * * Classic Garage Doors nicating his dissatisfaction, of issuing his warning. Matilda Charles regrets that she cannot personally incarceration, a dangerous military assignment, • Business Card, Spot Color, 26x discount rate answer reader questions, but will incorporate them into her Rattlesnakes have rattles. Dogs have growls. alcoholism and even death of the parents. column whenever email 10, toPROOF columnreply2@ • Oct.possible. 9, 2018Send - March 2019 ADVERTISING Hubby received a lot of bad advice before The potential complications can be imgmail.com. • Volume 14: #37 - Vol. 15: #116 calling me: His vet suggested Romeo might grow MON., JULY mediate: You have no extra room becauseFinal you Changes DUE: 5:00 p.m.. (c) 2021 King Features Synd., Inc. out of it. A trainer encouraged him not to worry, downsized, you’re in a strict 55-plus seniors Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours that Romeo just needs someone to dominate him. community, you’re on a very limited Social Se I told him the truth: Aggression in pupContact your Tidbits representative immediately with changes or corrections. curity budget, your health isn’t great ... and on GARAGE DOOR SERVICE pies is not normal. It is not safe to keep Romeo in a Office: 760-320-0997 email: valleybits@msn.com #1 InFax: 760-320-1630 and on. We Service ALL Makes & Models! house with children. Period. Customer If you’re a senior who’s now in this posiService! • Broken Springs & Cables • Rollers  How does it happen that a 3-month-old pup tion, you’re not alone. It’s estimated that 3 mil• Wind Damage Repair • Bent Tracks is aggressive? SENIOR lion children are being raised by grandparents.  OPENER REPAIRS & REMOTES Discounts! When Hubby visited the breeder where • Replacement Panels & Glass Windows But help is available. ADVERTISING PROOF Richard Bigley Computer Services & Repair Property of he found Romeo, he met Romeo’s mother, who Serving the entire AdVenture ValleyInc. & Morongo Basin Start with the Child Welfare InformaTUNE UP Final Changes DUE: CoachellaMedia, 5:00 p.m.. 1/16 pg BW 26x Disc. SPECIAL SALES  Prices  Hours promptly growled at him. Sometimes it’s as simple carefully. CLASSIC Double check:  Phone Number(s)  Spelling GARAGE tion Gateway (ChildWelfare.gov) and scroll Please review as bad breeding. That’s when you as a future dog July 12, 2020 Vol. 16 No. 29 FREEor corrections. SERVICE & immediately $ your Tidbits Contact representative with changes DOORS OPENERS to your state. Ask about Medicaid for Children, Phone: Fax: 760.320.1630 INSTALLATION owner must be wise and vigilant. Keep looking. Office:per760-320-0997 email:760.320.0997 valleybits@msn.com Fax: 760-320-1630 CALL door valleybits@msn.com Gene Bambusch SNAP benefits, TANF (Temporary Assistance TODAY! 760.578.9046 Puppies should be playful. Their mothers should All Rights Reserved for Needy Families) and Supplemental Security ADVERTISING PROOF be relaxed. Income for children. My belief is not that aggressive dogs can’t Final Changes DUE: 5:00 p.m.. Raising Your Grandchildren (Rais- Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours or shouldn’t be worked with. It’s that aggressive ingYourGrandchildren.com) has a wealth of Contact your Tidbits representative immediately with changes or corrections. dogs shouldn’t live in homes with children. It’s too  Windows and Mac information. State Resources, for example, will Office: 760-320-0997 email:valleybits@msn.com Fax: 760-320-1630risky. 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and who haven’t filed for Social Security yet because they are waiting for a younger spouse to get A: Well, I’m pleased that I amaze you. to retirement age and sign up for his or her benefits YOUR But with all due respect, I’ve got to ask you: What so they can do the file-and-restrict thing. I know my explanation of those twists might changes are you talking about? SOCIAL SECURITY have sounded complicated. But my point is they are I retired from the Social Security Administration in 2005. And except for a few minor twists pretty much a thing of the past. So, again, we are by Tom Margenau (that I will get to in a minute), the Social Security back to essentially that same Social Security proprogram we have today is essentially the same program I first learned about in 1973. Having spent a whole column trying to congram that existed when I retired 16 years ago. And for that matter, the Social Security program that vince you how simple Social Security is or, at least, was around in 2005 was pretty much the same pro- how relatively unchanged it has been for many degram that was around when I started working for cades now, I can hear some of you asking, “Well, then, why did you have to write a book explaining the SSA in 1973. In last week’s column, I discussed some So- the program?” I am constantly hearing from readers who Good question. The deal is this: Social Secial Security reforms that took effect in the 1980s. comment on the perceived complexities of Social But almost all of those changes affected some of curity rules are relatively stable and simple. It’s just Security laws. They liken the program to somethe more minor auxiliary program benefits. For that there are thousands of those rules! What I’ve thing just shy of rocket science or brain surgery. example, students used to be able to collect depen- been able to accomplish over the past 48 years is to And they marvel that I can keep up with “all the dent child’s benefits (usually on the Social Secu- accumulate a working knowledge of most of those changing and complex rules and regulations.” Friday, 12/13/19 rity account of a deceased parent) until age 22 as thousands of rules and regulations. And that’s Well, I am no rocket scientist. Nor am I a long as they were in college. But in 1981, Congress what’s in the book. w carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours brain surgeon. Not even close. I’m just a frumpy old If you’d like to learnPROOF more about those changed the law to say those benefits ended when ADVERTISING Security Administration employee t yourretired TidbitsSocial representative immediately with changesofor corrections. many thousands of simple rules, the book is called the child reached age 18. Final Changes DUE: Tues., 6/25/19 5:00 p.m.. average intellect who happens to know a little bit Please review carefully. Double check:  Phone Number(s)  Spelling   Hours 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 collec The only real major reform that has affected “Social Security: Simple and Smart.” It is aPrices about the program’s policies and how they affect Tidbitssheets representative immediately withthat changes or corrections. tion your of fact I have written explain those almost everyone was the increase in the retirement Contact you. I will elaborate on that point by answering this Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 age from 65 to 67. But I think just about everybody rules in easy-to-understand language. You can get question I got from one of my readers. knows about that. So even that’s not a change that the book online through my syndicator at www. creators.com/books or find it through retailers has too many people stumped. ADVERTISING Gee-Ar-Gee Q: How in the world do you keep up Construction Co.PROOF As I said, other than that one big change such as Amazon. all the changes Youp.m.. 1/16 pg. BWDUE: 13x disc. to Social Security? Finalwith Changes 5:00 * * * and several smaller changes to some ancillary ben- amaze me with of  Hours review constantly carefully. check:  Phone Number(s)  Spelling  Prices Dec. 22,Double 2019 Vol. 15 - No. 52your knowledge If you have a Social Security question, Tom Margenau efits, the Social Security rules I learned in my trainhas all the answers. To find out more about Tom Margenau ontact your Tidbits representative immediately with changes or corrections. ing class in 1973 are pretty much the same rules and to read past columns and see features from other Creators ffice: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Increase that exist today. So, I really don’t deserve too much Syndicate writers and cartoonists, the Creators Syndicate GEE-AR-GEE Ultimate Homevisit Repairs Your Home's website at www.creators.com. VALUE & Your CONSTRUCTION CO., INC. credit for “keeping up with all the changes to Social Business Card, 4c, 26x Discount Rate Lifestyle! "Large enough to serve • Small enough to care" COPYRIGHT 2021 CREATORS.COM Security.” June 30, 2019 • Volume 15: Issue #27 Handling All Phases of Construction & Home Improvement That also means that you don’t have that RESIDENTIAL much to worry about when it comes to staying on & COMMERCIAL CLIP AND SAVE MON., JULY 27 top of the nuts and bolts of Social Security -- at least A-1 TOP Quality! Specializing in PROFESSIONAL  Reliable  Expert KITCHEN & BATH REMODELS Double check:  Phone Number(s)  Spelling  P with respect to retirement benefits. IPlease mean,review here iscarefully. Handyman Services Offering Solid Wood European Cabinetry! Repairing Desert Social Security in a nutshell. You work andContact you payyouraTidbits nd Finished with Self-Closing Hardware, and Homes forwith over representative immediately changes or cor 18 years! Granite or Quartz Countertops - All Selections! Social Security taxes. And then, one day, you retire Plumbing • Carpentry • Painting Insurance Jobs Serving all of the Coachella Valley since 1991 Office: 760-320-0997 email:• Electrical valleybits@msn.com Fax: 760 Property of AdVenture Inc. Fans and you have to decide if you want to take reduced Welcomed! New Construction  Remodeling  HVAC Drywall • Vanities • Cabinets •Media, Ceiling Flooring • Laminate • Tile • Showers • Stucco benefits at 62 or wait until your full retirement age FIRE Tile Block Walls  Concrete  Patios  Apartments Concrete • Pet Doors • Appliance Installs • MORE! Roofing  Room Additions  Drywall  Stucco FREE DAMAGE to get full benefits or wait until 70 to get an aug10% Clubs  Commercial Tenant Improvements Phone: 760.320.0997 Fax: 760.320.1630 10% “Our repeat DISCOUNT RESTORATION Country mented benefit (up to 32% more). That’s it. I can’t Mobile Home Specialists  Retirement Homes valleybits@msn.com SE NIO R customers make our for Seniors UNT CO DIS Wilson Financial Services No Job Too Small -- FREE Estimates “We Aim All Rights Reserved business thrive!” say it often enough: It’s not rocket science. & Military 4-15-21 to Please!” ADVERTISING PROOF Call 760-318-2490 CALL 1/8 pg BW 26x disc. d Johnson, FREE Financing O.A.C. Fully Insured charp.m.. i Earlier, I mentioned a few minor twists to 760.DUE: 347.9485 -R5:00 TODAY: Final Changes Today www.GeeAr Gee.com Estimates -ownerLIC. #826297 Se Habla Español Property of Please review carefully. Double check:  Phone32 Number(s)  Spelling  Prices  Hours August 2, 2020 Vol. 16 No. the program. I will admit that those twists compli- UltimateHomeRepair.net Bonded & Insured, not a licensed GC AdVenture Media, Inc. Contact your Tidbits representative immediately with changes or corrections. cated things for a while. But those twists are now Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 essentially gone. So, we are back to the same simple Social Security program that’s been around for FREE of Coachella Valley Property of The Neatest Little Paper Ever Read decades. AdVenture Media, Inc. Phone: 760.320.0997 Fax: 760.320.1630 ADVERTISING PROOF The twists I’m referring to are loopholes valleybits@msn.com in the law that grew out of some SocialFinal SecurityChanges DUE: FREE 5:00 p All of Rights CoachellaReserved 1. The book of Jude is inValley the a) Old Testamendments in the late 1990s. Those loopholes, Please review carefully. Double check:  Phone Number(s)  Spelling  Prices Phone: 760.320.0997 Fax: 760.320.1630 ament b) Newvalleybits@msn.com Testament c) Neither which became known as “file and suspend” and Contact your Tidbits representative immediately with changes or correctio All Rights Reserved “file and restrict,” allowed potential retirees to play 2. From Genesis 8:4, where did Noah's 760-320-0997 email: valleybits@msn.com Fax: 760-320around with their benefits in an effort Office: to maximize  $50,000 Minimum Investment ark rest after the great flood? a) Dead Sea their benefit payout. So, “maximizing your Social  3-Year Commitment shore b) Mountains of Ararat c) Garden Security” became all the rage and, admittedly, con 6% Per Year Return (paid monthly) of Eden d) Atop Mt. Sinai  Security : Secured Promissory Note fused an awful lot of people.  Exit Strategy: File and suspend allowed a retiree to file 3. What kind of physical problem did After 3 years, when your money is liquid, FREE for benefits at age 66 and then immediately susTimothy have of which Paul advised a little you will have the option to: pend those payments. The retiree did that so that wine? a) Eyes b) Throat c) Stomach 1. Reinvest in another 6% WFS alternative d) Lungs a spouse could claim dependent wives or husbands Property of 2. Invest elsewhere benefits on the account. Then, at 70, the retiree AdVenture Media, Inc. 4. How many days did Jesus remain on This innovative program was designed by very would “unsuspend” his or her benefits and collect educated and dedicated Christian businessmen who earth after his resurrection? a) 3 b) 14 a 32% delayed retirement bonus. But that loophole saw the need for an alternative investment option FREE c) 40 d) 120 closed a couple of years ago. It’s gone. So, forget of Coachella Valley versus banks and other less attractive investments! The Neatest Little Paper Ever Read about it, and don’t worry about it. Phone: 760.320.0997 Fax: 760.320.1630 5. From Acts 8, who baptized the Ethiopian valleybits@msn.com The other maximizing strategy, file and reeunich? a) Timothy b) Paul c) Peter strict, allows retirees to claim spousal benefits on All Rights Reserved d) Philip a husband’s or wife’s Social Security record at age financial 66 and continue to collect those benefits until age 6. How old was Abraham when he died? services 70 when they would switch to 132% of their own rea) 102 b) 120 c) 175 d) 189 R ETIREMENT WEALTH MANAGEMENT tirement benefit. That strategy is almost gone. To (Answers (Answerson onpage page12) 16) clarify, the rules say you must have reached age 66 12419 Lewis Street Suite 101 For comments or more Bible Trivia go to Garden Grove, CA 92840 before Jan. 2, 2020, and you must have a spouse www.TriviaGuy.com 714-705-1900 already getting Social Security. There are still a few © 2021 King Features Features Synd., Inc. 2019 King Inc. WWW.WILSON-FINANCIAL.COM people out there who turned 66 before Jan. 2, 2020, the subject!

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Vol. XVII

Issue 13

ANSWER: Lyme disease is caused by the bacteria Borrelia burgdorferi, and is spread by the deer tick. There are many manifestations of Lyme disease, including rash, many nonspecific symptoms, and late symptoms such as arthritis. by Freddie Groves Death from Lyme disease is rare, and is usually a result of carditis, which is heart inflamM.D. mation. This happens in about 1% of cases of Lyme disease. There were nine cases of fatal Lyme carditis reported between 1985 and 2018. People who are treated early for Lyme The Department of Veterans Affairs, which disease, such as those getting the classic bull’srecently announced an extension of home loan foreye rash, do not get immunity to Lyme. How DEAR DR. ROACH: I am battling bearance (delaying collections until June 30), has ever, people who have had Lyme long enough depression and have a question about psilonow added to the list of available financial help. develop arthritis do develop some resistance cybin. I stopped taking Effexor for my depres- to ADVERTISING PROOF ADVERTISING PROOF Due to the pandemic, debt collection of VA benefits to future episodes. Unfortunately, we are still at sion because I did not like the side effects. MON., MAY 4 overpayments Final Changes DUE: p.m.. and medical copayments has been least several years away from a Lyme vaccine. I also tried SAM-e, which had only a small Final Changes DUE: 5:005:00 p.m.. suspended Double I Double could find to support signifiPlease review carefully. check:  Phone Number(s)  Spelling  Prices until HoursSept. 30 for those debts incurred effect. So, for the past three months I have Please review carefully. check: nothing Phone Number(s) a Spelling  Prices  Hours after April 1, 2020. cant risk of death from people who get Lyme disbeen trying cognitive behavioral therapy, usContact your Tidbits representative immediately with changes or corrections. The VA will notify veterans of the status Contact your Tidbits representative immediately with changes or corrections. ease a second (or subsequent) time, so I think ing certain tactics. Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 of their debt, as well as any options, but while you you can reassure your friend. Office: email: valleybits@msn.com Fax: 760-320-1630 I’ve cut back my days of work and 760-320-0997 wait on that communication from the VA, the paravoid all news when not on the job. I strin * * * ticulars can be found online. Go to www.va.gov/ gently avoid social media. I don’t put myself Dr. Roach regrets that he is unable to answer manage-va-debt/ and sign in with your DS Loginto situations that I know will upset me. I am individual letters, but will incorporate them in the column on, My HealtheVet or ID.me accounts. If you don’t also limiting my alcohol consumption. Bob’s Clock Shop Readers may email questions to whenever possible. have an ID.me, you can create one right there on Lately I’ve been reading about how BZToYourGoodHealth@med.cornell.edu. 4C 26x TF the page. May 10, 2020 Vol. 16 - No. 20 microdosing the psilocybe mushroom can (c) 2021 North America Synd., Inc. Once logged in, you’ll be able to check on elevate or change moods for the better. All Rights Reserved Ad Proof: I would like to know your opinion on debts for GI Bill or other education benefits, disJohn Cuddihy - Flags “A” Flying the use of psilocybin for depression. It seems ability compensation or veteran pension. (Family Biz Card, BW, 26x rate to be gaining traction, but my fear is that it members cannot use this tool.) You’ll find informacan bring on degrees of psychosis. -- S.M. Corrections due by: 5 pm, Mon., 6/19/17 tion on the amount and status of the debt, what you Howard Miller • Ridgeway •PROOF Sligh • Antique ADVERTISING can do about it and any letters the VA has sent you. We also ANSWER: I found two studies on psiloFinal ChangesService, DUE: Repair and New 5:00 repair Wall, p.m.. Once the payment suspension is lifted at Movements fromNumber(s) Germany check:  Phone  SpellingMantel,  Prices  Hours cybin, a naturally occurring chemical in 200 orPlease so review carefully. Double the end of September, repayment will be made as Ship’s and 43 years Cuckoo representative immediately with changes or corrections. painless as possible. You’ll have four choices: species of mushrooms, especially those of the Contact your Tidbits Clocks experience BoB’s CloCk shop email: valleybits@msn.com Fax: 760-320-1630 genus psilocybe. One study from 2016 was in 29 Office: 760-320-0997Carlsbad / San Diego / Desert Communities 1) monthly offsets (they hold back a cerpeople with cancer, and anxiety and depression: Servicing Coachella Valley on Fri., Sat. or Mondays tain amount of your benefits), 60%-80% had “clinically significant reductions Call for In-Home service appointment 2) small monthly payments (if you don’t get 760-729-5121 -or- Bob’s cell: 760-802-4071 in depression or anxiety.” Another study (also benefits) WED., MAR. 22 from 2016) treated 12 patients with treatment-re 3) you make a compromise offer and pay a Please review carefully. Double check:  Phone Number(s)  Spelling  Prices  Hours sistant depression with two doses of psilocybin, smaller amount, or and their depression scores were reduced by & 4) the debt is waived. For the last two, you’ll Contact your Tidbits representative immediately with changes or corrections. more than half at five weeks. All 12 patients had FLAGPOLE SALES need to fill out a Financial Status Report (VA Form Office: 760-320-0997 email: Property valleybits@msn.com Fax: 760-320-1630 Property of of adverse effects, usually mild, such as headache, AdVenture Media, Inc. 5655). AdVenture Media, Inc. Flags of USAStatesForeign nausea or confusion. Two patients had paranoia. VETERAN When you visit the debt management page, all Sizes. Military & Religious All adverse effects lasted less than a day. Owned be sure to click the plus (+) signs. They open up Flagpoles- Residential & Commercial Busin ess While I am optimistic that this might lead FREE FREE of Coachella Valley much more information under each question. of Coachella Valley The Neatest Little Paper Ever Read to an additional option for therapy, these are veryDesert JewelryPhone: The760.320.0997 Neatest Little Paper Ever Read Mart & Loan Fax: 760.320.1630 If you need help from the Debt ManagePhone: 760.320.0997 Fax: 760.320.1630 Call me today! small studies. Further, the authors of the second 1/12 pg 4C valleybits@msn.com 26x rate valleybits@msn.com ment Center, call them weekdays at 800-827-0648, (760) 343-1175 John Cuddihy study note “patients have taken pharmaceutical March 26, 2017 Vol. 13 No. 13 All Rights Reserved 7:30a.m. to 7 p.m. ET. They’re apparently slammed Rights ReservedPalms Please review carefully. We’re Double check: AllPhone Number(s) Spelling  Prices Hours Near! I-10 & Monterey in Thousand • Delivery Available grade compounds of known strength and purity, with calls and suggest you call Tuesday through under the supervision of trained therapists.” TheTidbits representative immediately with changes or corrections. Contact your Thursday from 10:30 a.m. to noon, or from 2:15 authors and research institution “cannot advise Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Property of p.m. to 4:30 p.m. ET. on the procurement of illegal psychoactive subAdVenture Media, Inc. * * * stances, nor can we recommend self-medica Freddy Groves regrets that he cannot persontion.” I can’t emphasize that enough. FREE ally answer reader questions, but will incorporate them *** Phone: 760.320.0997 Fax: 760.320.1630 into his column whenever possible. Send email to colum30 1 valleybits@msn.com nreply2@gmail.com. DEAR DR. ROACH: Someone I know, Buying & All Rights Reserved • COINS who is a nurse, mentioned to me that she (c) 2021 King Features Synd., Inc. Selling all • BULLION had Lyme disease about 15 years ago. She U.S. Bills said her doctor at the time told her that if • SILVER she gets it again, she will die. Is this true? I 24 HR. WE PAY would have thought some immunity would be S E T O U MORE $$$ Q Over 30 years gained once you have it. She is completely experience healed and said she has no health issues asThe oldest original Coin Shop in the desert sociated with it. -- D.S.

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several different types of tracker products on the market today, the best is Tile (TheTileApp.com), which pairs with Apple and Android apps to help you locate missing items. -- by Jim Miller

Technology That Can Help You Locate Things You Misplace DEAR SAVVY SENIOR: Can you recommend any good methods or devices that can help seniors track down misplaced items? My wife is constantly misplacing everything, and it seems to be getting worse. I'm always helping her hunt for her her car keys, eyeglasses, cell phone, purse - and more. --Always Searching

All you do is attach a small batterypowered Tile to the items you want to keep track of with an adhesive sticker, a key ring or you can just slip it inside the item. Then, when a tagged item goes missing, you simply access the app on your smartphone or tablet to see how far away you are from the item or last known location on the map. If you’re within 150 to 200 feet, you can make the Tile emit an audible ring so you can follow the sound to easily find it. Or, if your wife loses her phone, the Tile work in reverse, allowing her to double press the button on her Tile to make her phone ring (even if it’s on silent) as long as it’s nearby.

Tile also works with Google Assistant, ADVERTISING PROOF Amazon Alexa or Siri to find misplaced items. All Dear Always: actually a wide Fri., 12/04/20 nal Changes DUE: There’s 5:00 p.m.. you have to do is ask.

variety of tracking devices that can help you and your wife find items that are commonly To fit your tracking needs, Tile offers a misplaced. Here are some top options to changes orvariety of different sized trackers including the ct your Tidbits representative immediately with corrections. consider depending on how tech savvy you are. Tile Mate ($25) that’s ideal for keeping track 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 of keys, purses or backpacks; Tile Slim ($25), Bluetooth Trackers which is the size of a credit card that can be put If you or your wife uses a smartphone into a wallet or attached to a laptop; Tile Sticker or tablet, you can easily track down lost or ($40 for a 2-pack), the smallest finder that can misplaced Wright Adviceitems like keys, a purse or wallet, attach to things like remotes, bikes and more; smartphone, tablet or even a 1/12 remote pg BWcontrol, 13x rate and Tile Pro ($35), which is the most durable laptop with a Bluetooth tracker. While there are tacker that has a 400-foot range and an extra Dec. 13, 2020 • Vol. 16 - No. 51 arefully. Double check:  Phone Number(s)  Spelling  Prices  Hours loud ringer.

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Radio Frequency Finders If you or your wife don’t have a smartphone or tablet, there are also radio frequency devices like the Esky Key Finders (EskyNow.com), sold through Amazon.com, that can help you find misplaced items. These devices come with an item locator remote and four to six tags with prices ranging between $20 and $30. Attach a tag to the items you want to keep track of with a key ring or adhesive. Each tag is color-coded and corresponds to a colored button on the finder. When an item goes missing, you simply press the colored button on the locator remote and the tag will flash and beep. The signal will go through walls and cushions and have a tracking range of around 100 feet. Make sure you keep the finder fob in the same safe spot at all times. If you misplace this important component, you're going to be out of luck trying to find the tagged items.

***

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior. org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

him swallow the food, he would pick up a small plastic toy cup, hop over to a water trough and fill it with water. He then took it back to the food dish, and dumped the water on the mash. If the cup spilled en route, he would immediately return to the water and start over again. • In Finland, an observer watched a raven that was quietly eyeing ice fishermen from a distance. It watched the men bait the hooks, drop the lines into several scattered holes in the ice, then wait until a signal flag bobbed, indicating that a fish was on the line. They would then haul up the line and collect the fish in a bucket. • While the fishermen were occupied at one of the holes, the raven saw the flag bob down in another hole. It quickly hopped over and tried to pull the line up by grasping it in its beak, but it couldn’t pull the line up far enough. So it pulled the line as far onto the ice as it could, then stood on it to keep it from slipping back into the water. It kept side-stepping its weight on the line all the way back to the fishing hole, where it grasped the line in its beak and backed up again. It did this over and over until it finally pulled the fish out onto the ice. The clever raven promptly dragged it off and began pecking away at his freshly caught meal. ⁫

My wife says I never listen to her, or something like that.

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So, when your wife’s glasses aren’t on her head, but are nearby, she can use the free Orbit app to make them ring so she can find them quickly. Or, if she’s out of Bluetooth range, she can check the last known location that will be shown on the map.

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Specializing In: Property  ADA Approved ToiletofInstallation AdVenture Media, Inc.  Hand-Held Shower Installation  Non-Slip Floors  Bathing Aids 4 Million Readers Weekly Nationwide!

a great product to help your wife keep tabs on her eyeglasses is Orbit Glasses (FindOrbit.com; $40). This is a tiny rechargeable Bluetooth device that sticks to the inside of the temple frame of the glasses so it’s not noticeable.

Birds (from page 3)

• Turning 65? • New to the area? • Leaving your company plan?

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Vol. XVII Issue 13

GIVE HOPE | GIVE LIFE | GIVE BLOOD GIVE HOPE | GIVE LIFE | GIVE BLOOD

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NOW WITH TWO LIFE-SAVING VALLEY LOCATIONS! NOWNOW WITHWITH TWO LIFE-SAVING VALLEY LOCATIONS! NOW TWO LIFE-SAVING LOCATIONS! TWOWITH LIFE-SAVING VALLEYVALLEY LOCATIONS! March 15, 2021

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1. TELEVISION: Which animated series stars a precocious toddler Your Visit is named Stewie Griffin? 2. GEOGRAPHY: Where are the Diomede Islands located? 3. U.S. PRESIDENTS: Former President Jimmy Carter served in which branch of the military? All current CDC 4. LITERATURE: Which 20th-century novel featured a character named local and Federal Boo Radley? Safety Guidelines 5. U.S. STATES: What animal is featured on California’s state flag? are strictly followed. 6. HISTORY: Which U.S. state was the last to remove a ban on interracial marriage? 7. ANIMAL KINGDOM: What is a group of sharks called? October 23-29, 2006 8. AD SLOGANS: Which products PLEASE CALL were advertised with a slogan that AND MAKE YOUR called them “indescribably delicious”? APPOINTMENT 9. GENERAL KNOWLEDGE: What shape has been used in U.S. stop TODAY signs since the 1920s? Go Figure! answers 10. PSYCHOLOGY: What irrational by Linda Thistle G fear Ois represented F I G byUtheRcondition E! Ethics Police taking names Quiz Bits of answer peekers. ANSWERS TRIVIA TEST called alektorophobia? ANSWERS The idea of Go Figure is to Property of Answers Answersgiven at arrive at the Answers figures 1. 10 to 20 years 1. By gestures with Weekly SUDOKU AdVenture Media, Inc. Weekly SUDOKU the bottom and right-hand their wings, pointing 2. 59 years 1. “Family Guy” with their beaks, columns of the diagram by fol-Answer3. Not legal in most states 2. The Bering Strait, between Alaska and vocal sounds. lowing the arithmetic signs in and Siberia 4. 120 FREE the order they are given (that of Coachella Valley 2. To steal their food. Navyto right and top to 5. Sometimes - not always is, from 3.left The Neatest Little Paper Ever Read Phone: 760.320.0997 Fax: 760.320.1630 “To Kill a Mockingbird” bottom). 4.Use only the numbers valleybits@msn.com BIBLE TRIVIA 5. Adiagram bear below the to complete Answers its blank6. squares Alabama in and 2000 use each All Rights Reserved 1. (B) New WUZZLES Answers of the nine only once. 7. A numbers shiver 2. (B) Mountains of Ararat 8. Mounds and Almond Joy candy 3. (C) Stomach DIFFICULTY: � bars 4. (C) 40 days 9. Octagon �� Difficult � Moderate 5. (D) Philip �� GOofFIGURE! 10. A fear chickens 2006 King Features Syndicate, Inc. 6. (C) 175 (Gen. 25:7) ©©2010 King Features Synd., Inc. ©2021

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Vol. 17: #13 • Crows and Ravens • (3-21-2021) Tidbits of Coachella Valley

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Where Did State Names Come From?

Crows and Ravens