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Cindy Pieper • State Farm Insurance Front Page ad series, starting September 1, 2
Over a century ago on March 31, 1918, Daylight Saving Time went into effect – albeit briefly – for Ride with the No. 1 car the first time in history. A lot of changes have been insurer in California. made since then in the way we keep track of the time I see more than a bundle. that keeps us all on schedule. Follow along as Tidbits remembers thisinsurers historic -- and With competitive rates and personal service, it’s While other just seeevent your home and cartries as a to figure noADVERTISING wonder more drivers trustPROOF State Farm . As bundle a combo deal, Itime take the to seeis! what they out what in or the dickens ittime really Final Changes DUE:I’m here to help life go5:00 mean to you and give them the protection they deserve. your local agent, right.p.m..
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Nathan Bedford Forrest about their exploits in the Civil War when Morgan asked Forrest how he had managed to capture the garrison at Murfreesboro. Forrest simply replied, “I just ADVERTISING TRIVIA NEWSFPROOF RONT one in a series took the short cut and got there first with the MON., NOV. 18 most men.” His statement was remembered as, Changes DUE: 1. Where in the U.S. will you find businesses 5:00 p.m.. “I got there firstest with the mostest.” arefully. Double check: Phone Number(s) Spelling Prices Hours that have no clocks visible to customers? • In 1813 during the Battle of Lake Erie, naval our Tidbits immediately withhour changes or corrections. 2. representative Why does the clock chiming the in • During the Revolutionary War, the American commander Oliver Hazard was commanding play Julius Caesar present a Office:Shakespear's 760-320-0997 Fax: 760-320-1630 ship Le Bonhomme Richard was engaged in the flagship Lawrence when it was so badly problem? battle with the British ship Serapis. The Richard damaged that he had to row to a new ship to ADVERTISING 3. When did minute hands first PROOF appear on took a beating and was in danger of sinking. continue the battle. Nevertheless, he won the clocks? DUE: Final Changes 5:00 p.m.. The captain of the Richard ordered his crew to battle and sent a terse dispatch announcing the view carefully. Double check: Phone Number(s) Spelling Prices Hours close in on the Serapis, then lashed the two ships victory, famously saying, “We have met the 4. What famous historical figure invented the together. The captain of the Serapis, seeing the enemy, and they are ours.” Years later, popular use of the second hand on clocks? tact your Tidbits representative immediately with changes or corrections. Richard begin to sink, asked for a surrender, cartoonist Walt Kelly had his comic strip 760-320-0997 Fax: 760-320-1630 5.Office: What is the study of timekeeping called? Beach House Yogurt but Captain John Paul Jones said no, calling character Pogo parody this by declaring, “We BZ 4C 26x disc rate out, “I have not yet begun to fight!” The two have met the enemy and they is us.” (Answers on page Nov. 24, 2013 Vol. 9 - No. 48 12) ships mauled each other till the Serapis finally • Just north of the equator, the earth is circled by surrendered. The Richard sank, but John Paul a band of wind that moves nearly constantly. Jones sailed the Serapis home as a prize. Just south of the equator, another band of wind • Admiral David Farragut was leading the Union moves constantly, but it moves in the opposite attack against the Confederates in the ship direction. However, there’s a belt around the Tecumseh. The bay was mined, forcing ships to equator where the two winds moving in opposite pass close to the Confederate fort. The Tecumseh directions cancel each other out, leaving large was sunk by a mine, so Farragut moved to the swaths of the ocean without a single breath of Hartford to continue the attack. The fleet was moving air for long periods of time. The word in disarray and the tide was sweeping them for this stagnant area came from the same root closer to the guns on shore. The Confederate word that gave us dull and dolt. Later the term ship Tennessee was closing in. Farragut called also came to mean anybody who acted sluggish, out, “Damn the torpedoes, go ahead!” The slow, or lazy. From there it also came to mean ships pressed on through the minefield without listless, a depressed mood, or suffering from further damage. Soon both the fort and the low spirits. When you’re down in the dumps, Property of Tennessee had fallen. Farragut’s speech is you’re also in the “doldrums.” AdVenture Media, Inc. now remembered as, “Damn the torpedoes, full • A privateer was essentially a pirate whose speed ahead!” Property of plundering was sanctioned and often underFREE AdVenture Media, Inc. of Coachella Valley • Chaplain Howell Forgy was aboard the cruiser written by the government that the pirate The Neatest Little Paper Ever Read 760.320.0997 Fax: 760.320.1630 New Orleans in Pearl Harbor when the Japanese worked for. Captains of privately owned FREE of Coachella Valley ADVERTISING attacked. 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Seeing the men tire after passing many heavy of Marque gave the captains permission to Please review carefully. Double check: Phone Number(s) Spelling Prices Hours loads, Forgy called out, “Praise the Lord and international boundaries). Generally the Glossycross - Women’s Boutique pass the ammunition!,” which later became the sponsoring government received a share of the Contact your Tidbits representative immediately with changes1/8 or pg. corrections. BW 13x title of a popular song. privateer’s April760-320-1630 11, 2021 Vol.loot. 17 -No. 16 Office: 760-320-0997 email: valleybits@msn.com Fax: • During the War of 1812, the U.S. frigate Chesapeake was up against the British ship Shannon when the Chesapeake’s captain, James ADVERTISING PROOF Lawrence, was fatally wounded. His dying ADVERTISING PROOF Desert Jewelry Mart & Loan words became the famous line, “Don’t Final give up Changes DUE: 5:00 1/12 pg 4C 26x rate Final Changes DUE: 5:00 p.m.. the ship!” Please review carefully. 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About Time (from page one)
enacted twelve days later on March 31.
prevent trains that shared the same track from crashing into each other. • A Connecticut man named Charles Dowd proposed the solution. Because there are 24 hours in a day, he divided the earth’s 360 degrees by 24 creating 24 time zones, each separated by 15 degrees of longitude. • Dowd took his time zone plan to a convention of railway superintendents meeting in New York City in 1869. They spent the next 13 years thinking it over. • Finally, at a convention in 1882, a Standard Time system was adopted by the railroads. This divided the U.S. into four time zones: Eastern, Central, Mountain, and Pacific, divided by the 75th, 90th, 105th, and 120th meridians. At noon on Sunday, November 18, 1883 – a day that became known as “the day with two noons” - the railroads collectively coordinated their clocks to this new system.
DAYLIGHT SAVING TIME
• Note that the term is singular rather than plural. Officially, it’s not Daylight Savings Time, but Daylight Saving Time.
S GET DGE NUG E L W Property of O N AdVenture Media, Inc. OF K 4 Million Readers Weekly Nationwide!
FREE The word "clock" comes from the Latin clocca, meaning bell. All Rights mechanical Reserved When large clocks were invented in the 14th century, they didn't tell time with a face and hands, but rather by sounding bells on the hour, and then eventually on the quarter and half-hour. They were called "clocks" because of the use of. bells. O'clock is an abbreviation for "of the clock" or "of the bells." of Coachella Valley
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• Willert wrote a pamphlet suggesting Britain set its 1. What clock is the largest ADVERTISING PROOF clocks ahead in April, and back again in October. four-faced chiming DUE: 5:00 p.m.. A bill to enact this concept was introduced in Final Changes the world? Please review carefully.clock Doublein check: Phone Number(s) Spelling Prices Ho Parliament in 1909, but was met with ridicule. Contact your Tidbits representative immediately with changes or corrections. However, World War I brought a dire need to 2. What email: lengthvalleybits@msn.com of time Office: 760-320-0997 Fax: 760-320-1630 conserve coal, and the “British Summer Time is a fortnight? Act” was passed in 1916, one year after Willert Mom’s Cleaning Services died. It set the clocks ahead one hour in spring Bz 1C 13x disc. (Answers page 12) and back one hour in fall. The idea worked so well that Britain put its clocks ahead two full hours during the summers of World War II.
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• There are only three states and one Canadian province that have exempted themselves from observing Daylight Saving Time. In the Southern latitude of Hawaii, the length of the days doesn’t change as much as it does in the mainland further north, so DST isn’t needed. In Arizona, most of the state does not follow DST with the exception of the Navajo Reservation which does, while the Hopi Partitioned Land which lies inside the Navajo Reservation does not.
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that makes it worth the effort for Americans to change three billion timepieces twice every year.
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• Ben Franklin was the first person to suggest that setting clocks ahead in the spring and behind in the fall would be a wise idea because it would save on the use of expensive candles. That thought wasn’t taken seriously until 1907 when a British man named William Willert was riding through the countryside very early one morning ADVERTISING PROOF About Time: Turn to page 11 and noticed that, despite the full daylight, all Final Changes DUE: 5:0 the shutters were still closed on the cottages, indicating their occupants werePlease still review soundcarefully. Double check: Phone Number(s) Spelling P asleep because their clock said it was too earlyyour Tidbits representative immediately with changes or cor Contact in the morning to get up. Office: 760-320-0997 email: valleybits@msn.com Fax: 760
• At the time, this agreement existed only among the railroads. But people all over the world recognized the practical sense of a universal system such as this. Leaders from about 25 different nations met in Washington, D.C. on ADVERTISING PROOF October 13, 1884 at a summit meeting they Mon., 3/15/21 called theDUE: International Meridian Conference. nal Changes 5:00 p.m.. HereDouble it was agreed thatNumber(s) the longitude linethat ew carefully. check: Phone Spelling Prices Hours The Latin word "clocca," meaning bell, gives us runs through Greenwich, England, would act your Tidbits representative immediately with changes or corrections. the word clock. It is also the same root that gives officialy beemail: the valleybits@msn.com “prime meridian”- theFax: starting : 760-320-0997 760-320-1630 us "cloak," which is an overcoat that is shaped like a bell. point, or Zero degrees longitude. The time would change by one hour for each 15 degrees of distance from that point, to be universally • The U.S. followed suit and Daylight Saving known as Greenwich Mean Time, or GMT. Time was enacted for the first time in March of 1918 to conserve fuel for the war effort. But it • Still, it took Congress years to get around to proved to be so unpopular in America that it was Younger by Tonight making the Standard Time Act a matter of repealed a year later in 1919. It was reinstated, • 1/16th page,law. FullItColor, 6x Discount American was finally passed Level on March however, years later during World War II. • March 21 - --April 25,that 2021 Vol. 17: #13 - #18 19, 1918 an act was• made in conjunction with passing the first Daylight Saving Time, • After the war, some places continued observing it and some didn’t. But those localities that did CLIP AND SAVE observe Daylight Saving could not agree on ADVERTISING PROOF which date to set the clocks forward and then Final Changes DUE: 5:00 p.m.. back again. This caused confusion among the Please review carefully. Double check: Phone Number(s) Spelling Prices Hours Contact your Tidbits representative immediately with changes or corrections. network broadcast stations, the railroads, bus Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 lines, and airlines. On a single 35-mile stretch of highway between West Virginia and Ohio, a traveler went through seven time changes! State-of-the-Art Skincare Results • The transportation industry, led by the YES! without Surgery! Greyhound Bus Company, lobbied hard to Property of We follow AdVenture Media, Inc. remedy the situation, and in 1966 Congress microdermabrasion • acid peels • waxing CDC Guidelines for your safety passed the Uniform Time Act. This law did not facials • extractions • anti aging treatments and ours. FREE firm and tone • soften lines • lighten pigment make Daylight Saving Time mandatory, but of Coachella Valley Phone: 760.320.0997 Fax: 760.320.1630 merely required that individual states observe it Younger by Tonight! $30 OFF valleybits@msn.com (or not) on a uniform basis and all on the same with this ad! Call Now for (760)All 899-3484 First time clients only. Rights Reserved expires 4-30-21 Appointment (760) 899-3484 date. 4 Million Readers Weekly Nationwide!
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• Daylight Saving Time is now observed in about 70 countries around the world. A study done by the U.S. Department of Transportation estimated that our nation saves about one percent of its energy for every day DST is in effect. And maybe
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* “The Whole Shabang” is a brand of potato chips once sold only in jails and prisons. It was so popular that in 2016, due to demand from ex-inmates, it was finally made available to the general public. * The majority of people will tilt their head to the right when they kiss. * Sherlock Holmes creator Sir Arthur Conan Doyle helped popularize skiing by being the first Englishman to document the sport. * In Alabama, it’s against the law to drive while impersonating a member of the clergy. * For centuries, doctors thought that medicines made with human flesh, blood or bone could be effective in curing all kinds of ailments, from epilepsy to headaches. The practice was called “corpse medicine.” * The original name for the search engine Google was Backrub. It was renamed after the googolplex, which is the number 1 followed by 100 zeros. * Gatling gun salesmen went to Civil War battlefields to demonstrate their products in actual combat. * In the Solomon Islands, dolphin teeth were (and still are) used as a form of currency.
Simple Strategies to Improve Your Credit Score A credit score is a three-digit number between 300 and 850 generated by a mathematical algorithm (a mostly secret formula) based on ® information in your credit report, compared to by tens Mary of Hunt information on millions of other people. Like it or not, the resulting number is said to be a highly accurate prediction of how likely you are to pay your bills. If it sounds boring and unimportant, you couldn’t be more wrong. Credit scores are used extensively these days. If you rent an apartment, get braces, buy cellphone service, apply for a job or call to get utilities connected, there’s a good chance your report and score will be critiqued to qualify. If you have a credit card, the bank or issuer of that account is likely to regularly look at your credit score and payment history to decide whether to decrease your credit limit or charge you a higher interest rate. The higher your score, the better you look to lenders. People with the highest scores get the lowest interest rates. And they’re getting the jobs.
Everyday CHEAPSKATE
Vol. XVII Issue 16
total amount available. DON’T OPEN NEW ACCOUNTS More credit might seem wise in order to increase your available credit-to-debt ratio, but it will be seen as a negative to your score. New, or “young,” accounts are not useful in credit scoring because they dilute your average account age. Unless it’s a dire emergency, do not open new credit accounts. GET HELP! If you are having trouble making ends meet, contact your creditors, or see a legitimate credit counselor. This won’t rebuild your credit score immediately, but if you can begin to manage your credit and pay on time, your score should increase over time. And seeking assistance from a credit counseling service will not hurt your credit scores. But beware: There are lots of shysters out there masquerading as negotiators, settlers and credit counselors. NFCC You can find a legitimate, certified credit counselor at The National Federation for Credit Counselors, the nation’s first and largest nonprofit dedicated to improving people’s financial well-being. Go to https://www.NFCC.org to get immediate help online, or call (800) 388-2227 to be connected with a counselor near you. The National Federation for Credit Counselors is legit. In fact, it is the only credit counseling organization I recommend and endorse. It has been around for many years and has earned the highest reputation. It is a wonderful organization you can trust that has come to the rescue of thousands of my readers over the years. It is ready to help you, too! * * *
KNOW YOUR SCORE You know we can get our credit reports for free at AnnualCreditReport.com. Now you Mary invites you to visitNOW her at Everydaycan check your credit scores anytime, anywhere Cheapskate.com, where this column is archived comand never pay for them at the CreditPlease Karma web- carefully. Double check: Phone Number(s) review Spelling P plete with links and resources for all recommended site. You will need to create a password-protectproducts services. Mary invites questions and Tidbits and representative immediately with changes or co ed account, no credit card required. PlanContact to get yourcomments at https://www.everydaycheapskate.com/ hit up to buy all kinds of things and applyOffice: for all 760-320-0997 email:Tips valleybits@msn.com contact/, “Ask Mary.” can be submitted at tips. Fax: 76 kinds of new credit. Just be strong: Get your free everydaycheapskate.com/. This column will answer score, and move on. questions of general interest, but letters cannot be
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HOW TO IMPROVE YOUR CREDIT SCORES 1/8 pgEverydayCheapskate.com, v 4C [Publisher’s rate] a frugal living blog, and the the 17 book “Debt-Proof Living.” Current estimates are that you have at March 21,author 2021ofVol. - No. 13 least 57 credit scores out there -- but only a * Historically, most Easter celebrants handful of them are important to anyone. Most CLIP AND SAVE would have eaten lamb for the occasion, ADVERTISING PROOF lenders look to your FICO score in their decisionas the holiday has its roots in the Jewish making process. But even that is complicated Changes DUE:Most American Easter dinners5:00 p.m.. because credit reporting agencies now have their Passover. refully. Double check: Phone Number(s) Spelling Prices branded Hours own scores, which are based on the now feature ham, however, because years FICO model. So you might see that you have an hams cured over the with winter wouldor corrections. ur Tidbits ago, representative immediately changes Experian FICO score, for example. have been ready to serve in early spring. 320-0997 email: valleybits@msn.com Fax: 760-320-1630 If you want to look to the gold standard *** of credit scores, you want to track your FICO Thought for the Day: “When writing the score. It is available to you for a few bucks at the story of your life, don’t let anyone else hold website myFICO.com. the pen.” -- Harley Davidson M Assoc. Tax Services ADVERTISING PROOF PAY YOUR BILLS ON TIME (c) 2021 King Features Synd., Inc. 6th Pg. BW 13x disc. - Prepay Making your credit payments on time is Final Changes DUE: 5:00 p.m.. IAL check: Phoneou uary 31, 2021 • Vol. 17 - No. 6 Please Number(s) Spelling per Prices Hou one of the most important contributing factors toreview carefully. SPECDouble & t e on player OFFER Com your credit scores. Delinquent payments have Contact a with your Tidbits representative immediately corrections. give us a try!with changes or coupon COUPON major negative impact. If you have missed payOffice: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Select Items Mon.-- Thur. Before 9 AM ments, get current and stay current. The longer BRING THIS AD CLIP AND SAVE SPECIAL PRICE INCLUDES: Good thru 4-30-21 you pay your bills on time, the better your credit of ● 12 orProperty 18 holes w/ cart score. Excellent AdVenture Media, Inc. S U L P Practice Facility ● FREE Breakfast or Lunch • Fed&eral ADVERTISING PROOF KEEP BALANCES LOW Using more than 30% of your available 5:00 p.m.. Open Daily 7 am FREE State Changes DUE: •Final of Coachella Valley Please review carefully. Double check: Phone Number(s) Spelling Prices Hours credit on your credit cards -- individual accounts The Neatest Little Paper Ever Read ● Golf ● Food ● Spirits Phone: 760.320.0997 Fax: 760.320.1630 Contact your Tidbits representative immediately with changes or corrections. and also collectively, if you have multiple acInside Dining Now Available! valleybits@msn.com Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Don’t get stuck... LET ME HELP YOU! counts -- brings down your credit score. Increas● Sun--Wed. 7am -- 5pm: Breakfast /Lunch With 40+ years tax experience, I can help you All Rights Reserved ing the gap between your credit limits and your ● Thur -- Sat. 7am -- 9pm: MINIMIZE YOUR TAX LIABILITY Breakfast, Lunch and Dinner total revolving debt will improve your score. Registered ● Thursday Night: 2 for $24 (Selected Entrees) and MAXIMIZE YOUR with CA Tax Education ● Friday Night: Prime Rib Special Council 2020 RETURN! DON’T CLOSE UNUSED CREDIT CARDS ● Saturday Night: Baby Back Ribs!! Fair Prices! Closing accounts might sound like a great Robert Melino 55100 Martinez Tr. Yucca Valley, CA 92284 short-term strategy to raise your score, but it’s Certified Financial Planner SENIOR Property of CALL FOR A TEE TIME -Sun City ResidentAdVenture Media, Inc. ASSOCIATES DISCOUNT not if you are carrying revolving credit card debt. This will close the gap between your outstanding INCOME TAX with this ad. Exp. 5-15-21 SERVICES 1st Time Customers Only debt (the amount of credit you are using) and the
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Sanford fleming
quite put out by the decision and extremely disappointed. Nevertheless, he was present at the ceremonial driving of the final spike that completed the monumental task of connecting Canada from coast to coast.
• Because of its simplicity and universal application, railroad time quickly became the standard for the North American continent. Soon every citizen, business and government office reset their watches and clocks to agree with the new time system, allowing all timepieces in the U.S. and Canada to finally be coordinated.
• Fleming’s inventive mind was always at work thinking of better ways to do things. He went on to design the first trans-Pacific cable, the • However, the need remained for global undersea communications line that ran from uniformity. In 1884 Fleming attended the ADVERTISING PROOF ADVERTISING PROOF Vancouver to New Zealand and Australia that Conference held in Mon.,International 3/29/2021 Meridian Final Changes DUE: 5:00 p.m.. was completed in 1902. Washington, D.C. and presented a compelling Final Changes DUE: 5:00 p.m.. Please review carefully. Double check: Phone Number(s) Spelling Prices Hours case for the global need, basing argument Please review carefully. check: Phone Spelling Prices Hourshis • Fleming missed a trainDouble in 1876 because the Number(s) on thewith success of the North American system. • Sanford Fleming was born in Scotland in 1827. printedContact train schedule listed p.m. instead of Contact your Tidbits representative immediately changes or corrections. your Tidbits representative immediately with changes or corrections. World leaders listened and agreed. As a result, As a teen, he was apprenticed as a surveyor, a the correctOffice: a.m. 760-320-0997 This infuriated him andvalleybits@msn.com he Fax: 760-320-1630 Office: 760-320-0997 email:email: valleybits@msn.com Fax: 760-320-1630 most of his concepts were adopted and put into skill he mastered quickly. He and his brother knew something needed to be done to regulate motion. By 1929, nearly all of the countries of immigrated to what is now Ontario when he train schedules. At the time, 12:00 p.m. in the world had conformed to his ideas, leading was 18 years old. By 1849 he was qualified as a Kingston was twelve minutes later than 12:00 him to be called “The Father of Standard Time.” surveyor in Canada, and he established what he p.m. in Montréal, Vaughn and thirteen minutes Ruppert / Mybefore Lens and Eye, LLC intended to be a school for surveyors, the Royal 12:00 p.m. in Toronto. It was a nightmare forFri., •Sept. Sanford Fleming was knighted in 1897 on the BZ 4C OPEN 11, 2020 Canadian Institute. Instead, it became more of a station-masters, who could of Queen Victoria’s Diamond Jubilee. April 4, &not 11,coordinate 2021 • Vol.train 17: #15 &occasion #16 Please review DoubleThe check: Phone Hoursdone all he scientific society and it still thrives today. schedules based carefully. on local times. result was Number(s) He died inSpelling Halifax inPrices 1915, having chaos for a transcontinental railway. could possibly do to have everyone agree about • Fleming’s skill as a surveyor propelled him Contact your Tidbits representative immediately with changes or corrections. what time it was, and to ensure that trains finally into work with the railroad which at the time • When he attended a meeting of the Royal email: valleybits@msn.com Version A) Office: Version Please review 760-320-0997 carefully. Double check: Phone Number(s) Spelling Prices Hours ran on B) time. Fax:760-320-1630 was expanding rapidly. By 1855 he was Chief Canadian Institute on February 8, 1879, Fleming Engineer of the Northern Railway of Canada. advocated for ayour single world time clock that he Contact Tidbits representative immediately with changes or corrections. called Cosmic Time. He originally proposed that • He was persistent in proposing that all railroad Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 a new global time system should originate from bridges be made of stone or metal rather than a single point on the planet, but later decided that the traditional (and far less expensive) wood El Paseo Exchange c/o Michael Jacobs using the existing meridians, each 150 wide, to construction. It was a controversial move that BZ 24 BWtime 13xzones was a more divide the planet into was met with much opposition at the time, but ♦ Wildlife ♦ Travel October 4, • Vol. 16 - No. 41 logical idea, one for each hour2020 in a day. the decision was proven justified when the new ♦ Historical ♦ Scenics bridges turned out to be nearly impervious to • In the U.S., Charles Dowd had proposed that this ♦ Rural Byways for individual personal or public educational purposes. fires caused by dangerous sparks from the coal- Free use same meridian time zone plan be used just for the Free use for individual personal or public educational purposes. fired engines. ♦ https://VaughnRuppert.zenfolio.com railroads of America, but Fleming insisted that not only the railroads but also the entire world • Fleming subsequently pioneered many other needed to conform to this universal method. ! innovative techniques for building railroads. In S! EN E P WE WANT YOUR WE WANT YOUR Property of Y EO 1862, he approached the government with a plan • Determined to impose a rational order ofProperty time of Media, AdVenture Inc. R ’ AdVenture Media, Inc. WE to build a railroad that spanned the full breadth coordination, Fleming spent years browbeating of Canada, from the Atlantic to the Pacific. The politicians and business leaders to convince them government approved the plan and placed him to adopt the change. Through his unrelenting FREE FREE of Coachella Valley of Coachella Valley The Neatest Little Paper Ever Read ADVERTISING in charge of the massive project. The760.320.0997 Neatest Little EverPROOF Read efforts and his influence with the railroad, thePaperFax: Phone: Fax: 760.320.1630 Phone: 760.320.0997 760.320.1630 MON., April 5 Buy,5:00 p.m.. Final Changes DUE: We Caesar’s Shoes valleybits@msn.com valleybits@msn.com railways of North America in 1883 finally We Buy, ADVERTISING PROOF Please review carefully. Double check: Phone Number(s) Spelling Prices Hours • He set off, along with a few friends and his Gold, Sell & Trade CDC 760-779-8778 760-779-8778 Health 1/4 pg. (H) 4C 13x Disc.SellRate & Trade Contact your Tidbits representative immediately with changes or corrections. Valuables Silver adopted his system of one-hour time changes for All Rights Reserved son, to survey the route. A book written by his Valuables All Rights Reserved MON., Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 al Changes DUE: April Elp.m.. Paseo El Paseo Exchange Guidelines Consignments 11, 2021 Vol. 17 -Consignments No. 165:00 & Coins each meridianExchange crossing. travel companion George Monro Grant entitled Enforced Gold, Silver 73-255 El Paseo 73-255 El Paseo carefully. 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Vol. XVII Issue 16
Truly Free Checking No monthly maintenance fee Free credit monitoring** Dividends earned on higher balances* Visit AlturaCU.com/AscendTB for more information or contact an Altura Credit Union representative.
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world all to myself.” The yard. It is as cherished by the dog as bling by the rapper. And we are its custodians. That’s right -- spring-cleaning applies as much to to perform residential rehabilitations our yards as to our homes. With that in mind and projects, including but not limited to: summer just around the corner, here is a list of electrical panel upgrades, ADA restroom things to stay on top of: upgrades, window replacements, --Mushrooms. If we’re not paying attention, and flooring replacements we’ll venture outside one bright warm day to find Property of and is accepting proposals until AdVenture Media, Inc. more fungus growing on our dog’s turf than in a 5PM - April 16, 2021. fraternity fridge. There’s an old saying: “There are old mushFor more information contact FREE of Coachella Valley room hunters, there are bold mushroom hunters, Al Jimenez The Neatest Little Paper Ever Read Phone: 760.320.0997 Fax: 760.320.1630 but there are no old, bold mushroom hunters.” valleybits@msn.com Call: 760-218-2712 Most vets advise that all wild-growing mushrooms or email: AJinspection1@msn.com All Rights Reserved be regarded as toxic until proved otherwise. So unVisit online: www.PalaTribe.com less you’re a mycologist by trade, keep your yard free of ‘shrooms. --Blue-green algae or cyanobacteria. These toxic algae grow in both fresh and salt water in warm regions and are potentially fatal to pets and Property of wildlife. So keep your ponds, fountains and pools AdVenture Media, Inc. clean. Also watch rivers and lakes when traveling, particularly stagnant water in warm climates. --Compost piles. First of all, high-fives for FREE of Coachella Valley composting. Second of all, make sure you keep The Neatest Little Paper Ever Read Phone: 760.320.0997 Fax: 760.320.1630 that compost beyond the reach of curious pets and valleybits@msn.com wildlife. Decaying matter can contain tremorgenic All Rights Reserved mycotoxins that are potentially lethal to pets and wildlife. And of course, dairy and meat products don’t belong in compost piles. --Fertilizers, including organic fertilizers and mulch products. Most people grasp that chemical fertilizers and pets don’t mix. But just because a fertilizer is organic doesn’t mean it’s good for your dog. Blood meal and bone meal, both great organic (CryptoQuip Solution on page 10) fertilizers, and iron, which is added to many fertilizers, all cause problems ranging from unpleasant to
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The Pala Tribal Housing Office is looking for General Contractors
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swer lies with the COVID variants, the different versions created as the virus mutates. It appears that not all of the vaccines work equally well on all of the variants. Frankly, some of the vaccines work rather poorly, depending on ADVERTISING PROOF which variant it encounters. Final Changes DUE: Tues., 6/25/19 5:00 p.m..
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dangerous if ingested by animals. And cocoa bean mulch is attractive to dogs, particularly, because of by Matilda Charles its chocolate aroma, but it, too, can cause harmful © King Features Synd., Inc. effects. --Heat stroke/exhaustion. This almost goes Please review carefully. Double check: Phone Number(s) Spelling Prices Hours without saying -- almost. Dogs need access to shade your Tidbits Untilrepresentative scientists figure with thischanges out, orwe still Contact immediately corrections. outside if they don’t have ins and outs to the house. Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 need to be cautious: wear masks, stay away If your yard doesn’t offer natural shade by way of a from people, stay out of crowds. large shade tree or two, you’ll need to step up and create a manmade version -- covered deck or pa If you’re confused about COVID vac It appears that except for getting the tio, a kennel or dog run with a canopy, thermal dog cine and when our lives are going to change vaccine, not much has changed. house. for the better, you’re definitely not alone. * * * But we can’t stop with shade. Access to Matilda Charles regrets that she cannot personally fresh drinking water is an absolute must. Always We’re considered to be fully vaccinated answer reader questions, but will incorporate them into her leave several full water bowls outside, in case your once two weeks have passed after the second column whenever possible. Send email to columnreply2@ Ultimate Home Repairs gmail.com. dog spills or steps in one of them. Or consider comdose of Pfizer or Moderna vaccines, or two Business Card, 4c, 26x Discount Rate PROOF (c) 2021 King Features Synd., Inc. bining your standard water bowl with a pet founweeks after the one-dose Johnson & Johnson. ADVERTISING June 30, 2019 • Volume 15: Issue #27 Mon., July 13 tain, which filters and aerates continuously moving Final Changes DUE: 5:00 p.m.. water, keeping your dog’s water fresh all day. What’s new is this, per the Centers for Please review carefully.CLIP Double ANDcheck: SAVE Phone Number(s) Spelling Prices Hours And water has its uses beyond drinking. Disease Control and Prevention: If fully vacciPROFESSIONAL Reliable Expert Tidbits representative immediately with changes or corrections. ADVERTISING A child’s wading pool works toPROOF keep water-loving nated, you can be indoors with other fullyContact vac- your Handyman Services Fri., 8/24/18 Final Changes DUE: Repa iring Desert Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 d dogs cool on hot days, and misters are5:00 greatp.m.. for cinated people without wearing a mask. You ADVERTISING an Hom es for over PROOF Please review carefully. Double check: Phone Number(s) Spelling Prices Hours 18 years! pets -and parties. Add tiki torches and fire up the can meet indoors with unvaccinated people in Contact your Tidbits representative immediately with changes or corrections. Plumbing • Carpentry • Electrical • Painting Property of Final DUE: 5:00grill, p.m.. AdVenture Inc. Fans let me know what to bring. Fax: 760-320-1630 one household unless one of those people hasChanges Office: and 760-320-0997 email: valleybits@msn.com Drywall • Vanities • Cabinets •Media, Ceiling Please review carefully.Flooring Double check: • Number(s) Woof! Hours • Laminate TilePhone • Showers • Stucco Spelling Prices a health risk. If you’ve been around someone Concrete • Pet Doors • Appliance Installs • MORE! FREE * * * who has COVID, you don’t have to stay away Contact your Tidbits representative immediately with changes % Phone: 760.320.0997 Fax: 760.320.1630 10 “Our repeat or corrections. Dog trainer Matthew “Uncle Matty” Margolis is NIO R valleybits@msn.com from people or get tested unless you have ValleySEFloor Classic Garage Doors customers make our 760-320-1630 Care DISCOUNT Office: 760-320-0997 email: valleybits@msn.com Fax: the co-author of 18 books about dogs, a behaviorist, a popuAll Rights Reserved business thrive!” symptoms ... or live in a group setting. In that1/16 BW4-30-21 • Business Card, Spot Color, 26x discount rate 13x Disc ADVERTISING PROOF lar radio and television guest, and the host of the PBS series J o h d n FREE CALL r a s o h n c i , R case, stay away from others for 14 days and July 19, 2020 760. 347.9485 Oct. 9, 2018 - March 10, 2019 Final Changes 5:00 p.m.. Estimates -owner“WOOF! It’s a• Dog’s Life!” Read all of Uncle Matty’s columns -TODAY: Vol. 16 -DUE: No. 30 Please review carefully. Double check: Phone Number(s) Spelling Prices Hours UltimateHomeRepair.net Bonded & Insured, not a licensed GC get tested, even if you don’t have symptoms. at www.creators.com, and14: visit#37 him-atVol. www.unclematty.com. • Volume 15: #11
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SOCIAL SECURITY by Tom Margenau
Social Security Disability: The Program Everyone Loves To Hate I was heading into a local grocery store the other day, and I noticed a few people gathered around a car parked in one of the spots reserved for people with disabilities. I heard someone yelling. As I got closer to the car, I saw an old guy ranting and raving at the driver of the car, a woman maybe in her mid-40s. There was a younger man in the passenger seat. I can’t repeat the “colorful” language the guy was using. But here is a snippet of what I heard: “Why the @#$% are you parking in a handicapped spot? You don’t have a sticker, and there’s obviously nothing wrong with you!” The woman got out of her car. And with a totally unexpected air of quiet dignity, she calmly told this man: “My son has end-stage non-Hodgkin’s lymphoma. He has about three months to live. I would think that for the last 90 days of his life, he ought to be able to park a little closer to the front door of this grocery store.” The jerk slumped away muttering something unintelligible. The small crowd of people were booing him and actually started clapping for the driver of the car. It really was a touching moment. I just wish I could show some of this same quiet dignity when I respond to the frequent email rants I get from so many people about the Social Security disability program. I’m always puzzled why so many people simply assume that most folks getting disability benefits, just like people parking in handicapped spots, are pulling a fast one over on the rest of us. Getting a handicapped sticker for your car is one thing. Getting Social Security disability benefits is an entirely different matter. Please, dear readers, believe me: As someone who worked with the disability program for many years, I know you have to be severely disabled to qualify for benefits. Of course, I’m not naive enough to think that out of the millions of Social Security disability beneficiaries, there aren’t a few bad apples in that big barrel who are getting benefits they don’t deserve. But I assure you their numbers are few and far between. The Social Security disability program is universally recognized as one of the most difficult programs to qualify for. You simply don’t get benefits if you have a bad back or a bum knee. You must have a severe physical or mental impairment that is expected to keep you out of work for at least 12 months -- or a condition that is terminal. Some people have written to complain about drug addicts and alcoholics getting benefits. Let me clear up that myth. You DO NOT get Social Security disability benefits simply because you are an addict or alcoholic. But you might get benefits if you have problems associated with those addictions. For example, you could qualify for disability if you have severe liver disease, a condition that might have been brought on by excessive drinking. But that’s no different from someone getting benefits who has lung cancer brought on by heavy smoking. Having explained how truly difficult it is to qualify for Social Security disability benefits, I can tell you from experience that everyone seems to
Page 9
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know someone (a brother-in-law, a neighbor, that then let me put the burden on you. If you claim to guy in the handicapped parking space) who they know someone you think is getting Social Security disability benefits he or she is not due, I challenge believe is getting such benefits fraudulently. For example, someone recently complained you to do something. Turn that person in. Call the to me that she knows a woman who is getting dis- Social Security fraud hotline at 800-269-0271. Or go ability benefits who takes kickboxing lessons. online at https://www.socialsecurity.gov, and Someone else saw a neighbor who is on disability click on “Report Fraud” under the “Contact Us” cleaning his gutters. Another reader told me about link. Your report can be anonymous. However, I also can tell you from experia guy “with a fake disability” who was painting a house. Somehow, those little snippets of daily life ence that 99% of you who claim to know people who proved to them that these folks were cheating the are supposedly cheating the system will not do this. That tells me two things. First, people will believe system. Well, just because a woman is taking kick- what they want to believe. They think that governboxing lessons and a guy is cleaning his gutters and ment is corrupt and inefficient, so they want to beanother guy is doing some painting does not prove lieve there are a bunch of deadbeats who snookered they are healthy and don’t deserve disability ben- the clueless bureaucrats and are ripping off the Soefits. Maybe one has cancer and another has some cial Security system. But the second thing the lack severe mental issues and the other has kidney dis- of fraud reporting tells me is that, deep down, these MON., JULY 6 ease. I don’t know. And these accusers don’t know folks know it’s not true. They just like to gripe. And Please review carefully. check: Phone nice Number(s) Spelling someDouble of them like tohassle motherswith dis- Pr either. You simply cannot make broad assumptions about their eligibility for disability benefits without abled sons who are parking closer to the front door Contact your Tidbits representative immediately with changes or corr of the grocery store than they can. knowing all the facts. Office: 760-320-0997 email: valleybits@msn.com Fax: 760* * * Someone else told me about a guy who If you have a Social Security question, Tom Marwas getting disability benefits who “gambles all his genau has a book with all the answers. It’s called “Social money away every month at a local casino.” She Security: Simple and Smart.” You can find the book at went on to say, “This proves the system is corrupt.” creators.com/books. Or look for it on Amazon or other Well, no, it does not prove that. It might Richard Bigley Computer & Repair book outlets. To find outServices more about Tom Margenau prove the guy is a bad money manager. But that’s 1/16 pgandBW 26x past Disc.columns and see features from other to read got nothing to do with the fact that he has a disability Syndicate writers July 12,Creators 2020 Vol. 16 - No. 29 and cartoonists, visit the Crethat qualifies him for monthly benefits. If there was ators Syndicate website at www.creators.com. a little old lady who gambled away half of her Social COPYRIGHT 2021 CREATORS.COM Security retirement check every month at the slot ADVERTISING PROOF machines, would you say that “proves the system is Final Changes DUE: 5:00 p.m.. corrupt”? No. It just proves there is a woman Please prob-review carefully. Double check: Phone Number(s) Spelling Prices Hou ably not making the smartest decisions about how Contact your Tidbits representative immediately with changes Windows and Mac or corrections. Office: 760-320-0997 email:valleybits@msn.com Fax: 760-320-1630 to spend her Social Security retirement money. And Desktop and Laptop Service System installs & Upgrades so, too, there are people who don’t spend their SoJULYSetup 27 MON., Printer & Router cial Security disability money very wisely. System Optimization Please carefully. DoubleRATED check: #1 Phone Number(s) Spelling Pr Having said all that, I can tell you review this. I’ve Resolve Browser Issues IN THE COACHELLA Microsoft Office Training been working with the Social SecurityContact program your Tidbits representative immediately with changes or corre VALLEY! iPhone & iPad Assistance long enough (almost 50 years) to know that no matOffice: 760-320-0997 email: valleybits@msn.com Fax: 760I’ve retired after more than 30 years corpoter how much preaching I do, some of you will just rate software experience. Now I’m ready to use not believe me. You are absolutely convinced that my professional expertise to help nice folks like you solve your computer problems. Call me! people are cheating the system. Well, if that’s so, -- Richard Bigley
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5. When he met King Abimelech, Abraham pretended that Sarah was his ... a) Wife b) Sister c) Daughter d) Cousin 6. Besides Jonah, what other prophet ministered in the city of Nineveh? a) Nathan b) Paul c) Timothy d) Nahum (Answers (Answerson onpage page12) 16)
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Issue 16
to first identify why they are cold. To do this, they should start by checking the blood flow to the feet. At age 85, the likelihood of blockages to the arteries in your feet are pretty high. A simple test can make the diagnosis. Since blockages in the feet predict blockages in the heart too, it’s imporby Freddie Groves tant to know. Treatment can improve symptoms as well as reduce risk of a heart attack. M.D. Severe anemia and low thyroid levels can cause very cold feet. Nerve damage is common in diabetes and unusual without it, but a neurologist should have found physical findings for Nobody wants to think about it, but the neurologic causes. need for life insurance is a fact of life. And now Raynaud’s syndrome, which usually hap DEAR DR. ROACH: I am a nursing stupens in the hands, occasionally affects the feet the cost of life insurance for veterans is dropping, dent in my 30s and originally from the PhilipProof: preferentially to theAd hands. Medicines, especially opening the door for more of us to be able to afford pines. As part of my testing, I had a skin test beta blockers, can cause cold feet. it. John Cuddihy - Flags “A” Flying for tuberculosis, which was positive. I had a Sometimes there isn’t a known cause, After separation, we’ve had 240 days to apBiz Card, BW, 26x rate friend in the hospital recently with tubercuand physicians are left advising on treatments ply and hand over the initial premium to transfer losis. My doctor has recommended that I get due by: 5 pm,give Mon., 6/19/17a to Corrections relieve symptoms. I wouldn’t up before from Servicemembers’ Group Life Insurance to ADVERTISING PROOF treated for latent tuberculosis. What does this circulation test, however. Final Changes DUE: 5:00 p.m..Veterans’ Group Life Insurance without having to mean? -- A.C.S. provide proof of good health. After that deadline Please review carefully. Double check: Phone Number(s) Spelling Prices Hours * * * we had one year plus 120 days to file and pay, but representative changes or corrections. ANSWER: Most people who are exposedContact your Tidbits Dr. Roach regretsimmediately that he iswith unable to answer Office:individual 760-320-0997 Fax: column 760-320-1630needed to submit proof of good health in the form letters, email: but willvalleybits@msn.com incorporate them in the to tuberculosis will not develop the disease. of a questionnaire about our medical conditions. whenever possible. Readers may email questions to Some people will develop “latent” infection. This ToYourGoodHealth@med.cornell.edu. Now, with COVID, the Department of Vetmeans there is active tuberculosis bacteria in erans Affairs has extended the application time by their body, but their system is keeping it from (c) 2021 North America Synd., Inc. an additional 90 days for both categories. This will becoming a full-blown infection. People in this Friday, 12/13/19 expire in June, but it does buy a little more time to situation are at risk of the latent tuberculosis esPlease review carefully. Double check: Phone Number(s) Spelling Prices Hours get insurance. caping the immune system and developing into & To learn more about VA life insurance, go tuberculosis. Treatment of the latent tuberculosis Contact your Tidbits representative immediately with changes or corrections. FLAGPOLE SALES to www.benefits.va.gov/insurance. Follow the is intended to reduce the risk of this happening. Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 USAStatesForeign Eligibility links to see if you qualify for any of the Testing is recommended only for people Flags of VETERAN all Sizes. Military & Religious whole menu of VA insurance. Consult the rates who are likely to be treated. You have two reaOwned FlagpolesResidential & Commercial Business chart to see what your premiums would be. As an sons to be tested: First, as a health care worker -- congratulations on becoming a nurse (we need example, a $300,000 policy for a 50-year-old veteran you!!) -- you are at risk of acquiring tuberculowould run you $99 per month. Rates across all catADVERTISING Call me today! Gee-Ar-Gee Construction Co.PROOF sis infection and should be screened. Second, egories jump significantly once you hit the age 55 (760) 343-1175 John Cuddihy pg. BWDUE: 13x disc. Final1/16 Changes 5:00 p.m.. people born in the Philippines are at risk for havso if you’re considering it, don’t delay. A I-10 & check: Monterey Please review We’re carefully. in Phone SpellingAvailable Prices column, Hours Dec.Near! 22,Double 2019 Vol. 15 -Thousand No.Number(s) 52 Palms •Delivery ing acquired tuberculosis, often in childhood. $100,000 policy at age 30 will cost you a mere $9 Contact your Tidbits representative immediately with changes or corrections. People in their 30s are generally at very per month. Office: 760-320-0997 email: valleybits@msn.com Fax: 760-320-1630 Increase GEE-AR-GEE Property of low risk of serious side effects from the medicaYour Home's r At that same webpage you can apply to conAdVenture Media, Inc. VALUE & You CONSTRUCTION CO., INC. tions used to treat latent tuberculosis infection. y le! est Lif vert your SGLI policy to VGLI, apply for service"Large enough to serve • Small enough to care" Isoniazid (INH) and rifampin are the medicines Handling All Phases of Construction & Home Improvement disabled insurance, update your beneficiary, file an FREE commonly used. Since the risk of developing disRESIDENTIAL insurance claim and more, as well as getting forms Phone: 760.320.0997 Fax: 760.320.1630 TUES., Feb. 16, 2021 & COMMERCIAL valleybits@msn.com ease later in life is much higher than the risk of a for all of these. A-1 TOP Quality! Specializing in serious side effect, treatment is recommended in Rights Reserved Please review carefully. Double check: AllPhone Number(s) Spelling Prices On Hours the right side of the screen you’ll see KITCHEN & BATH REMODELS your case. Offering Solid Wood European Cabinetry! Assessing Your Life Insurance Needs. Click that Contact your Tidbits representative immediately with Hardware, changes *** Finished with Self-Closing andor corrections. to use the calculator to zero in on how much you Granite or Quartz Countertops - All Selections! DEAR DR. ROACH: I’m an 85-year-old Office: 760-320-0997 valleybits@msn.com Fax: 760-320-1630 Insurance Jobs email: should have. It might be more than you think. Serving all of the Coachella Valley since 1991 woman with no major health problems. I lead Welcomed! New Construction Remodeling HVAC * * * an active life and exercise daily. About four FIRE Tile Block Walls Concrete Patios Apartments Roofing Room Additions Drywall Stucco Freddy Groves regrets that he cannot personDAMAGE years ago, I began being bothered by cold 10% Country Clubs Commercial Tenant Improvements ally answer reader questions, but will incorporate them DIS RESTORATION Mobile Home Specialists Retirement Homes COUNT feet at night. At first, I could just wear socks into his column whenever possible. Send email to columfor Seniors No Job Too Small -- FREE Estimates “We Aim Handi-Bars to bed. Now I must put my feet in an elec& Military nreply2@gmail.com. to Please!” Call disc. pg Insured 4C 26x 760-318-2490 Financing O.A.C. (c) 2021 King Features Synd., Inc. tric heated pouch in my bed, which doesn’t 1/12 Fully Today www.GeeAr Gee.com LIC. #826297 Se Habla Español of 9 stay in place. When I travel, I take the heated Feb. 21, 2021 Vol. 17 - No. Property AdVenture Media, Inc. insoles skiers use to keep their feet warm. Please review carefully. Double check: Phone Number(s) Spelling Prices Hours Without some device, I’m kept awake by a “BEFORE feeling of icy soles. Contact your Tidbits representative with changes or corrections. YOU immediatelyhandi-bars FREE of Coachella Valley Property of give I am not diabetic. I’ve described the and a The Neatest Little Paper Ever Read Office: 760-320-0997 email: slip valleybits@msn.com Fax: 760-320-1630 AdVenture Media, fall Inc. call!” Phone: 760.320.0997 Fax: 760.320.1630 problem to a neurologist, a rheumatologist valleybits@msn.com and my primary caregiver. No one has exFREE All of Rights CoachellaReserved Valley plained what causes the icy feet or if there’s Phone: 760.320.0997 Fax: 760.320.1630 Sturdy grab-bar assistance any cure. Is there one? -- J.S. valleybits@msn.com
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How to Help Your Elderly Parent with Their Finances DEAR SAVVY SENIOR: What tips can you offer on helping an elderly parent with their finances? My 84-year-old father is having trouble keeping up with his bills and insurance, and I just found out that he’s been making contributions to a suspicious charity. I need some help getting his affairs in order. --Concerned Daughter Dear Concerned: Many adult children serve as financial helpers to their elderly or ill parents. They provide services like paying bills, handling deposits and investments, filing insurance claims, preparing taxes and more. Here are some tips and resources that can help you help your dad. Start with a Conversation Taking on the task of helping an elderly parent with their finances can be a sensitive and difficult topic. The first step in helping your dad is to have a respectful talk with him expressing your concerns, as you stated in your question, and offering to help him with his financial chores. If you have siblings, it can be a good idea to get them involved to help you head off any possible hard feelings. Also, with others involved your dad will know everyone is concerned. Get Organized If your dad is willing to let you help manage, monitor or take over his financial affairs your first order of business is to get organized by making a list of his financial accounts and other important information. Your list should include the following:
Seek Help ● Insurance policies: Life, home, auto, Office: 760-320-0997 email: Fax: 760 If you needvalleybits@msn.com help or live far away, consider long-term care, Medicare, etc. hiring a daily money manager (see AADMM. ● Taxes: Copies of your dad’s income tax com) who can come in once or twice a month to pay bills, make deposits, decipher health insurreturns over the past few years. ance statements and balance his checkbook. ADVERTISING Fees rangeCarl between $60 andPROOF $150 per hour. Locate Important Documents Moore Locksmithing Final Changes DUE: 5:00 p.m.. This is also the ideal time to find out if * •* Number(s) * BW • 26x disc. Prices Hours Please review carefully. Business Double check:Card Phone Spelling Send your senior questions to: Savvy Senior, your dad has the following essential legal docuJanuary 19, 2020 Vol.with16 -visit No.SavvySenior. your Tidbits representative changes or4corrections. P.O. Box 5443, Norman,immediately OK 73070, or ments: A will; an advance directive that includes Contact Office: 760-320-0997 valleybits@msn.com Fax: 760-320-1630 org. Jim Miller is email: a contributor to the NBC Today show and a living will and health-care proxy, which allows ADVERTISING PROOF ADVERTISING author of “The Savvy Senior” book. PROOF you or another family member or friend to make MON., MAY 4 Final Changes DUE: medical decisions on his behalf if he becomes Final Changes DUE: 5:005:0 p Please review carefully. Double check: Phone Number(s) Spelling CLIP AND SAVE incapacitated; and a durable power of attorney, Please review carefully. Double check: Phone Number(s) Spelling Price CARL MOORE which gives you or a designated person similar Contact your Tidbits representative immediately with changes or co Contact your Tidbits representative immediately with changes or correct legal authority for financial decisions, if needed.
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If he doesn’t have these important docu Re-Pin Keys Made MasterRe-Key ments prepared, now is the time to do it. And if Keying Deadbolts Installed Fix or Replace they are prepared, make sure they’re updated, Key Pad Deadbolts Installed & Serviced and you know where they’re located. 24/7 SPECIALIZING IN: Bob’s Clock Shop EMERGEN Interchangeable / Removable Cores CY BZ Serving 4C 26x TF SERVICE All Desert Cities • Over 30 yrs. experience Simplify Financial Tasks MayCall10, 2020 Vol. 16 - No. 20 me 760CLIP THIS AD! The quickest way to help your dad simplify $ on any TODAY! www.CarlMooreLocksmithing.com SAVE 10 regular priced service call. his monthly financial chores is to set up autoCertified Locksmith #LC05617 BONDED matic payments for his utilities and other routine bills and arrange for direct deposit of his income Property of Property of sources. AdVenture Media, Inc. AdVenture Media, Inc. If your dad has savings and investments Howard Miller • Ridgeway • Sligh • Antique scattered in many different accounts, you should We also FREE Service, Repair and New repair Wall, consider consolidating them. You can also set FREE Phone: 760.320.0997 Fax: 760.320.1630 Mantel, Movements from Germany of Coachella Valley valleybits@msn.com Ship’s and up your dad’s bank system and investment acThe Neatest Little Paper Ever Read 43 years Cuckoo Phone: 760.320.0997 Fax: 760.320.1630 AlloB Rights counts online, so you can pay bills and monitor ’sReserved CloCk shop Clocks experience B valleybits@msn.com his accounts anytime. Carlsbad / San Diego / Desert Communities
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Set Up Protections To guard against scams and risky financial behaviors, consider getting your dad a True Link Visa Prepaid Card (TrueLinkFinancial. com/card). Designed for older adults with cognitive issues this card would provide your dad access to his money but with restrictions that you set on how funds can be spent. Or check out EverSafe.com, a web-based service that will automatically monitor your dad’s accounts, track
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1. Who had a #1 hit in 1961 with the sardonic “Mother-in-Law”? 2. According to the proverb, what is “the mother of invention”? 3. What was the real first name of AfricanAmerican comedienne Moms Mabley? 4. What film actor wanted to Throw Momma
• The mathematical system of the Sumerians was based on the number 12 just like ours is based on the number 10. Twelve was considered magical because it is the lowest number with the greatest number of divisors. Multiples of the number 12 were also considered notable, especially 60 which can be divided by ten other numbers. AIV360 IRTwas alsoTRIVIA The number special, since they operated on a 360-day calendar. (That’s NEWSFRONT SREWSNA TNANSWERS ORFSW EN why there are 360 degrees on a compass instead of 1. Ernie eK-Doe oD-system K einrEof.1 weights and 365). The Sumerian’s measures was based on the number 12, as was 2. necessity tisseSumerians cen .2 who first their money. And it wasythe divided the 3. dayLoretta into 12 parts, with each segment atteroL .3 equal to two of our hours.
4. Danny otiVDeVito edivided D ynnaDthe.4 day into 24 • Later the Egyptians segments instead of 12. And the Babylonians are rencurrent thLightner giL ydsystem naC .5of having 60 responsible 5. forCandy our minutes in an hour and 60 seconds in a minute. Got all that? EALWAYS ERF SYAFREE WLA ALWAYS FUN N UF SYAW LA
Page 12
Tidbits of Coachella Valley
Vol. XVII Issue 16
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used in radio? Please reviewcodecarefully. Double check: Phone Number(s) Spelling Prices than Hours be less you imagine. th the real 2. TELEVISION: What was We also offer 6 graders the Valley’s only Pastor first name of the character Fonzie in All CDC Don Parshall Contact comedy “Happy Days”? your Tidbits representative immediately changes or corrections. juniorthehigh preparatory program to solidify their Safety with Guidelines Administrator, 3. SCIENCE: Which country has the Desert Chapel Office: understanding the scriptures, and their walk with greatest numberof of tornados annually? Strictly 760-320-0997 email: valleybits@msn.com Fax: for the760-320-1630 2021-2022 School Year Christian School 4. GEOGRAPHY: What is the capithe Lord as they embark on their teenage years. Enforced tal of Australia?
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