SPEAKERS AND PANELLISTS
Tumelo Mothotoane is a South African media professional and entrepreneur who is determined to inspire a culture of dialogue between Africa and the world.
With over 13 years of experience as a broadcasting professional, Tumelo’s career spans withinthe community, regional, national to international television and radio broadcasting industry.
Tumelo is a sought after international Master of Ceremony (MC) and Panel Moderator who facilitates conferences, summits, panel discussions, seminars and awards ceremonies both in South Africa and internationally.
Dr Sooliman commenced private practice in Pietermaritzburg in 1986, but chose to close his flourishing practice in mid-1994, choosing instead to focus his attention on Gift of the Givers Foundation, which he had founded in early August 1992.
His establishment of Gift of the Givers Foundation was the consequence of a message Dr Sooliman, then aged 30, received from Sufi Sheikh Muhammed Saffer Effendi al Jerrahi, his spiritual leader in Istanbul, Turkey, who called on him to serve all people.
Gift of the Givers Foundation emerge as one of the most respected humanitarian organisations in the world and is today the largest disaster response agency of African origin anywhere on the continent.
Stuart McMurdo joined SCOR in 2018 as CEO of SCOR UK and the SCOR Syndicate and became Regional CEO for EMEA in 2020. In July 2022, Stuart joined the P&C Management Team and was appointed CEO of Reinsurance later that year.
Prior to joining, Stuart was the Head of Reinsurance for Santam Limited, South Africa’s largest short term insurer. His responsibilities included both the buying of reinsurance for the Group and the establishment of Santam Re, a business writing inwards reinsurance from selected territories around the world. Before joining Santam, Stuart was General Manager of one of South Africa’s leading retail brokerages, after spending 11 years with the Hannover Reinsurance Group in various roles, both in South Africa and Germany.
He obtained a Bachelor of Accounting Science and Honours from UNISA and is a Certified Financial Accountant. Stuart has nearly 30 years’ industry experience.
eNCA Prime-Time News Anchor & Journalist
Tumelo Mothotoane
Founder and Chairman Gift of The Givers
Dr Imtiaz Sooliman
CEO of Reinsurance: SCOR
Stuart McMurdo
“As the soil, however rich it may be, cannot be productive without cultivation, so the mind without culture can never produce good fruit”
– Seneca the Younger
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Wolfgang Wopperer
Head of P&C External Reinsurance Europe, the Americas, Africa and Middle East: Allianz SE Reinsurance
Wolfgang graduated University with a degree in business economics after studies in Germany and Italy. He started in the reinsurance industry in 1990 with Frankona Re (later: GE Frankona) and soon became the president of the Computer Insurance Committee within the European Insurance Association C.E.A. from 1996 until 2005. Since 2001 he was in various management positions within Allianz Re and is Currently Head of External Reinsurance business worldwide excl. Asias Pacific region
Oscar Stark is a seasoned IT executive and financial services veteran in banking and insurance, who focuses on driving the transformation that redefines organisations in a digital world. With a firm belief that through innovation organisations can outcompete, he has applied this philosophy to digitally transform business models and build the new capabilities that allow them to do so. Through his work efforts he reshaped enterprise architectures, placing data at the centre as asset to be leveraged, while building the resilience that protects businesses.
As a experienced professional, he has applied his craft in various roles ranging from Enterprise Architect, CISO, CRO, CDO and now as Group Chief Strategic Enterprise Architect for Liberty Group, which forms part of the larger Standard Bank Group, largest banking group in Africa. [Qualifications: MCom, CISSP, ACE(MIT)]
Dr Anton Janse van Rensburg
Practising Medical Doctor
Dr Anton Janse van Rensburg is a practising medical doctor from Pretoria with more than 24 years of experience as an integrative practitioner. Besides his MBChB degree he has a master’s degree in Applied Human Nutrition and is a trained metal toxicologist. His clinical practice focusses on burnout, mood disorders, adjuvant therapy for cancer patients, auto-immune disorders, severe intestinal conditions and chronic infectious diseases. He also has 10 years of experience as the wellness coach for the top leadership of companies like The South African Reserve Bank, Nedbank, Standard bank, ABSA, Ernst & Young, Barloworld and Vodacom. During his tenure as an executive coach he has done close to 6000 coaching sessions.
Dr Anton has authored and co-authored two books and presents on a variety of platforms, including continuing professional development courses for medical doctors. These CPD accredited training courses focus on the emerging science of medicinal cannabis, nutraceuticals and the microbiome.
Muhamed Kharsany
Management Consultant
KPMG South Africa Digital Consulting
Muhamed is a mechanical engineer and management consultant at KPMG, specializing in digital transformation. With experience in central banking, enterprise architecture, process engineering, and automation, he provides valuable expertise in navigating the digital landscape.
Muhamed’s analytical mindset and commitment to staying informed about technological advancements contribute to his success in assisting organizations with their transformation initiatives.
He has worked in the healthcare industry for more than 25 years, starting his career in the gap product insurance business and then moving to providing healthcare advice to individuals and small companies, and later to some of South Africa’s largest corporate clients.
He joined Momentum in 2008 and his responsibilities include market positioning and brand exposure of Momentum Medical Scheme, the 3rd largest open medical scheme, as well as other healthcare solutions offered by Momentum, like Health4Me, which is an affordable health insurance product.
He believes that wellness and wellbeing are the cornerstones of financial wellness and his vision for healthcare products in South Africa is to continuously aim to tie consumers’ health to their wealth.
Damian is passionate about the healthcare industry and Momentum Health Solutions’ business purpose, to provide more health for more South Africans for less.
18 SPEAKERS
Group Chief Strategic Enterprise Architect for Liberty Group
Oscar Stark
Chief Marketing Officer Momentum Health Solutions
Damian McHugh
Career regulator responsible for the implementation, embedment and supervision of the Solvency Assessment and Management framework.
Educator for ASSA and part-time lecturer of Actuarial Science at the University of Pretoria.
Founder Prudential Authority
Christiaan Ahlers
#AIE2023
19 SPEAKERS Protecting your client’s business against risk takes strategic insight. It takes innovation and tailored solutions. It takes the pioneering approach of cell captive insurance. Guardrisk offers cover for corporates, small enterprises and municipalities, as well as cover for a variety of industries including marine, construction, motor and many more. The option of a third-party insurance offering lets clients sell insurance cover to their customers, boosting their business’ earning potential and building their brand. Tel: +27 11 669 1000 • www.guardrisk.co.za Guardrisk Insurance Company Limited is an authorised financial services provider (FSP No. 75) and licensed non-life insurer. THERE ARE ELEMENTS OF RISK IN EVERYTHING A member of Momentum Metropolitan
INNOVATION
PA R TNE RS H I P 30 YEARS OF
GUARDRISK 1993–2023
Sthembiso Phakathi Dr Phumzile Mlambo-Ngcuka
former United Nations Under- SecretaryGeneral and Executive Director of UN Women
She was awarded a doctorate in Technology and Education from Warwick University. She has authored several scholarly and other opinion pieces. A Hauser Leader at the Harvard Kennedy School’s Center for Public Leadership.
She engaged in international work at a young age campaigning for girls and young women around the world with theYWCA where she was head of young women.
She became a Member of Parliament and Deputy Minister of Trade and Industry, where she worked to market South Africa and its products and to grow small business and supported manufacturing companies.
She became Minister of Minerals and Energy and worked on sustainability, positioning of South Africas mining industry. Addressed issues of labour and communities that are related to mining and introduced far reaching reforms and enabled the best relations between mining companies, labour and government.
She became Deputy President of South Africa in 2005 to 2008, Dr. Mlambo- Ngcuka worked tirelessly on programmes and policies to reduce poverty and inequality in South Africa.
After she left government in 2008 she studied and obtained PHD in education and technology.. As the head of UNwomen she was a campaigner for inclusion of women and girls. She established initiatives such as HeForShe for men and boys to address gender Equality.
She is a Chancellor of the University of Johannesburg a leading university on universal education and 4th Industrial Revolution.
She is the member of the African Union panel of the wise. she has facilitated the negotiations for peace in Ethiopia with Presidents Uhuru Kenyatta and Olusegun Obasanjo Chair of Olympics International Committe Human rights committee.
Chair of SmartGrid a renewable energy start up. She is a founder and leader of Umlambo Foundation which is dedicated to improvement of education and digital literacy training for educators in South Africa and East and Southern Africa.
Director of Organisational Transformation Deloitte
Sthembiso is an experienced business advisor and has built many strong business relationships over many years. He works with his clients to harness culture and build competitive advantage through strategic focus, business connection and execution excellence. He has deep passion for organisation design and behavioural change management.
Sthembiso works with C-suite executives to navigate their challenges and help them better understand the impact of technological, social, and economic change. His work also involves helping business executives harness new capabilities such as leading through ambiguity, managing increasing complexity, being tech-savvy, managing changing customer and talent demographics, and handling organizational cultures. He uses his extensive organizational design experience to lead large scale corporate transitions across sectors and industries, with the primary focus on the Energy, Resources and Industrials sector. He has co-authored and published articles about Future of Work in the Mining industry.
Sthembiso is currently a Director in the Human Capital practice at Deloitte Consulting focusing mainly on Organizational Transformation. He is a part-time lecturer at Wits University in the department of Economics and Human Sciences and is a visiting lecturer at the Gordon Institute of Business Science (GIBS). He’s conducted research in marketing management, operating models and strategy analysis.
Sthembiso holds an MBA from the University of South Africa and an MSc in Strategic Marketing from Cardiff University, UK. He also holds other engineering qualifications and has completed Management and Leadership programmes at the University of South Africa.
Anton de Souza is a highly accomplished entrepreneur, business strategist, and innovator with a remarkable track record of driving growth and transforming organizations. With an in-depth understanding of the dynamics of the financial services market and a fervor for creating sustainable business models, Anton consistently delivers exceptional results for start-ups and established companies across the Banking, Payments, and Insurance industries.
Notably, Anton has successfully established, managed, and turned around insurance businesses, including direct insurers and virtual brokers, in South Africa, Turkey, and East Africa (Kenya). He has held C-suite positions at prominent companies, including iWYZE at Old Mutual Insure, where he made significant contributions. Additionally, Anton served as an Executive Director of Financial Services at Telesure Investment Holdings and held key leadership roles at Ernst and Young South Africa, where he served as the Country Leader and Lead Partner for Financial Services. His expertise also extends to Nedbank, where he served as the Chief Operating Officer for Nedbank Retail.
Anton’s educational achievements further solidify his expertise and contributions to the industry. He has been recognized by the University of Pretoria for his substantial contribution to the South African Economy. He holds a Master of Business Administration (MBA) from the University of Pretoria, where he excelled as the top MBA student. Additionally, he is a Chartered Accountant (SA) and has earned a BCom Hons from UNISA, a BCom Accounting degree from the University of Pretoria, and certifications such as Certified Information Systems Auditor (USA). Anton has also completed executive programs, including INSEAD France’s Executive Programme and Channel Management, as well as a program on building businesses in established and emerging markets at Harvard University.
20 SPEAKERS
Entrepreneur, Business Strategist, and Innovator
Anton de Souza
21 SPEAKERS
Ashish has over 24 years of experience at the helm of insurance organisations, and as a CEO and senior Executive in Asia, Africa and UK he has managed turnarounds, market entries, mergers and acquisitions and driven disruptive change mandates successfully. An alumnus of Wharton Business School and Manchester University, as well a Fellow of GIBS (Centre for African Management and Markets) and the Institute and Faculty of Actuaries (UK), Ashish is a versatile business leader, intuitive strategist, with a solid track record in shaping and driving organisations into their future selves. He is a regular speaker at Africa-wide industry events. He is an engaged Young Presidents Organisation (YPO) member, and serves on various Boards.
Senior Manager: Regulatory Frameworks Department I FSCA
Lezanne is a senior manager in the Regulatory Policy Division of the Financial Sector Conduct Authority (FSCA). She is part of the team responsible for the development, maintenance and implementation of an effective and appropriate conduct of business regulatory framework that is consistent with international standards and within the South African context. Her responsibilities include the maintenance and development of the regulatory frameworks for insurance, microinsurance, financial markets, benchmarks and retirement funds.
Prior to joining the FSCA (previously FSB), Lezanne worked for the South African Insurance Association as programme manager for legal projects and practiced as a private law attorney. She also worked as a legal manager at an insurance underwriting manager and at Alexander Forbes Risk Services as a project manager.
Head of P&C External Reinsurance Europe, the Americas, Africa and Middle East: Allianz SE Reinsurance
Natalie is spearheading the firm’s digital financial services transformation, ventures, partnerships and ecosystem development.
She is the former and youngest chief executive of EcoCash, Zimbabwe’s leading and fastestgrowing mobile money service in Africa of telecoms giant, Econet Wireless .
With over 13 years of experience in Finance and Technology, she began her career as a software engineer in London, UK, and moved to Investment banking and retail banking across the EMEA region. She was also a Senior Mobile Financial Services Consultant at a Fortune 500 company, NCR Corporation, where she developed NCR’s digital financial service strategy across 52 countries.
Services
Nishan Pillay is a hands-on professional, astute and qualified executive in Human Capital, Strategy, Digital Transformation, Sales and Marketing. He has worked in several industries including financial services and Higher education.
He firmly believes that Digital Strategies embedded in customer value will be vital in driving the success of the great companies of the future. Through online learning he has taught digital marketing and transformation to over 200 professionals.
Lezanne holds a LLB degree and a Master’s degree in Insurance Law, both through the University of South Africa and is an admitted attorney with right of appearance in the High Court of South Africa. She also obtained a Certificate in Legislative drafting from the University of Pretoria (passed with distinction). Her most recent academic achievement is completing her BA Honours degree in Psychology (cum laude) in support of her keen interest in behavioural economics.
She is currently responsible for several governance related projects, including being the chairperson and coordinator on behalf of the FSCA of the Joint Governance Regulatory Framework Workgroup between the FSCA and Prudential Authority (tasked with developing a harmonised governance framework that consolidates and aligns governance requirements across the financial sector). On the topic of diversity, equity and inclusion (DEI) Lezanne is actively involved in the work of the International Association of Insurance Supervisors (IAIS)’s Governance Work Group, and she serves as the workgroup chairperson for the IAIS’s DEI project.
22 SPEAKERS
Insurance Consulting Leader Deloitte
Ashish Desai
Director of Strategy and Planning: ASI Financial
Nishan Pillay
Lezanne Botha
Natalie Jabangwe
#AIE2023
Prof Caren Scheepers
Professor in Organisational Development & Change, Contextual Leadership and Diversity and Inclusion on the MBA at GIBS, University of Pretoria
Prof Caren Brenda Scheepers is a Professor in Organisational Development and Change, Contextual Leadership and Diversity and Inclusion on the MBA at the Gordon Institute of Business Science (GIBS), University Pretoria, South Africa. She holds a PhD in Psychology and is a Professional Credentialed Coach with the International Coaching Federation.
She has been consulting on several large scale Organisational Development interventions in international consulting environments and served as an internal management consultant in the financial services industry.
She achieved the first price in the category: African cases in the 2020 EFMD/ The Case Centre case competition. In 2020, she was awarded the “Most Outstanding Contribution to the case method” by The Case Centre in the UK, due to her mentoring role of faculty and training workshops on case study teaching and writing.
Carli Jacobs
CEO of Swiss Re Africa Ltd and Head of Life and Health for Sub-Saharan Africa.
Carli joined Swiss Re in South Africa in 2018 as Head of Property and Casualty for Southern Africa, to lead the repatriation of the Southern Africa business to Swiss Re Africa, confirming the Swiss Re commitment to the market. Carli moved to head up the Life and Health business in 2021. In 2023, together with her existing role, Carli took on the CEO of Swiss Re Africa Ltd position.
Carli has 19 years of diverse insurance experience, spanning direct insurance, consulting, broking and various actuarial roles. Carli is passionate about the South African insurance landscape, sustainability in our industry and connecting the global Swiss Re expertise with the local market conditions. She aims to contribute to building on the resilience of our region, in the context of insurance and reinsurance.
Prior to joining Swiss Re, Carli held several strategic roles in the South African insurance market, which included Head of Broking for Guy Carpenter Africa, Head of Reinsurance for Old Mutual Insure and Divisional Director for Analytics at Wills Re South Africa.
Carli holds a BSc degree in Financial Mathematics and is an Associate Member of the Actuarial Society of South Africa (AMASSA).
Scott Williams
Scott is Marsh’s ESG Coordinating Director servicing India, Middle East and Africa region. He specialises in Sustainability/ESG/ Integrated Reporting and ESG Strategy and also coordinates Marsh’s ESG offerings across analytics, property risk consulting and strategic risk consulting.
Scott joined Marsh in 2022. A chartered accountant by background, before joining Marsh Scott worked in the ESG space for over 3 years in PwC’s Sustainability & Climate Change team. Prior to that he was a member of PwC’s Energy, Utilities and Resources audit practice. He is a member of the CFO Forum ESG Subcommittee, the Integrated Reporting Committee of South Africa (IRCSA) Working Group and the SAICA Sustainability Technical Committee. Scott has contributed to thought leadership publications, most notably on the mining industry, throughout his career.
SPEAKERS
ESG Coordinating Director: India, Middle East and Africa, Marsh Advisory
“The best way to predict the future is to create it.”
24 24
-Peter Drucker
Business & Macroeconomics Analyst, Writer and Commentator on economic, political and global issues
Phumlani is a business and macroeconomics analyst, writer and commentator on economic, political and global issues. For years he has been advising international investors on South Africa’s financial markets. His writings have been published in the City Press, News24, BizNews, African Liberty and Politicsweb.
He has been quoted by TIME Magazine, Financial Mail Magazine and AlJazeera. The Financial Mail Magazine also profiled him in its Backstory section in July 2020.
In June 2018, he became a Senior Fellow at African Liberty. His appointment involves research and writing on African politics and economics.
He sits on the boards of three organizations: the South African Institute of Race Relations (SAIRR), the South African Institute of Business Accountants (SAIBA) and the Organization Undoing Tax Abuse (OUTA). At SAIRR, he is also a member of the Council.
Schalk Engelbrecht
Chief Ethics Officer KPMG in South Africa
Schalk Engelbrecht is an ethicist, the Chief Ethics Officer at KPMG in South Africa, and a student of philosophy.
He is responsible for KPMG’s ethics programme in Southern Africa; a research associate with the Centre for Applied Ethics at Stellenbosch University; a research fellow with the Stellenbosch Business School, and an Extraordinary Associate Professor with the School of Accounting Studies at North-West University. He sits on the Ethics Committee of the South African Institute of Charactered Accountants (SAICA), and chairs the “Role and Mindset” working group.
Before joining KPMG, Schalk lectured Philosophy and Ethics at the University of Stellenbosch and North-West University. He has also lectured Business Ethics as part MBA programmes, and was previously the editorin-chief of the African Journal of Business Ethics.
Gareth has been with Santam Group since 2006, holding several leadership and CEO roles at SHA Risk Specialists and Centriq Insurance Limited.
He commenced his short-term insurance industry career at Glenrand MIB Limited in 1996 and was appointed as the group’s financial director in 1999, following their public listing on the JSE. He holds a Batchelor of Commerce & Accounting degree and qualified as a Chartered Accountant in 1995 after completing his audit training contract with Ernst & Young. In addition to this, he holds an Advanced Certificate in South African Taxation Law (Unisa) and has successfully completed several leadership development and business strategy courses at the Gordon Institute of Business School, Insead Business School as well Stellenbosch Business School respectively.
Gloria Tapon Njamo Is an experienced financial executive and a business leader with a pedigree that stretches for over 15 years. She has held Chief financial officer roles in logistics industries latest being GE Transportation Africa, which has given her the advantage of being a strategic partner in the many organizations she has worked for. Her recent experience is that of CEO of Santam Partnership Solutions Her other non-corporate experience include being a speaker/mentor to FNB Women in Business. She is serving as a current Board member, and audit committee member for JSE listed Cashbuild LTD, Lonsa Everite Group companies and Clinix Health group.
Katlego is a senior Consulting Actuary at Deloitte within the Actuarial and Insurance Solutions practice. He possesses deep industry experience across non-life insurance, life insurance and investments.
He has held numerous leadership positions in the insurance industry, including serving as an Executive at a non-life insurer. He is an established speaker across a wide-range of topical issues and has a passion for using his technical skills to solve complex business and regulatory problems.
25 SPEAKERS
Senior Consulting Actuary within the Actuarial and Insurance Solutions practice Deloitte
Katlego Thaba
Phumlani Majozi
CEO Santam Partnership Solutions
Gloria Tapon Njamo
CEO of Specialist Solutions Business Santam Group
Gareth Beaver
#AIE2023
Linah oversees and manages the short- and long-term brokerage expansion and growth strategies for Standard Bank Insurance Brokers. She is also responsible for overseeing the enablement of client experience, data, and automation. Her career spans over 20 years in financial services, serving in roles that include Learning and Development, Head of Call Centre: Servicing and Claims, and Head of Product - with oversight responsibilities across servicing, claims, retentions, complaints, strategy, disaster recovery, product development and management, and people and risk management.
Tashia Bhogal
Head of Property, Engineering and Agriculture Treaty | Munich Re
Tashia achieved her BSc in Actuarial Science with Deans Commendation from the University of Kwa-Zulu Natal. She entered into the working industry as a graduate property underwriter in 2012 and have strongly developed her technical underwriting skills. Her working experience has included the opportunity to travel abroad and gain international experience through the GRID program, being a member of the Expert Group Motor and local FUEL program. Tashia has provided renewal support for India, UAE, Qatar and South Korea.
Locally she became Head of Property, Engineering and Agriculture Treaty in June 2021. Tashia has recently completed the MR Blackbelt Data Analytics course with the Ludwig Maximilian University of Munich. She is inspired by complex structures, solvency relief solutions and supporting our clients on their digital transformation journey.
Denver Naidoo
Denver Naidoo is the current Chief Data Officer at Old Mutual Insure, with over 25 years of experience in the insurance industry, including both long and short-term insurance. His diverse experience in various senior technical and leadership positions across the insurance value chain has provided him with a comprehensive understanding of the industry.
Denver’s primary objective is to empower the organization to monetize data by transforming it into meaningful insights for decision-making. With an executive certificate in Artificial Intelligence from MIT, which equips him to lead data-driven initiatives that incorporate AI and machine learning technologies to drive innovation and business growth.
Dr E. Lourens graduated from Stellenbosch Medical School in 2014. After completion of her internship and community service years, she worked for 4-years as a medical officer at a district hospital in the Eastern Cape as the head of the out-patients department.
She started her postgraduate qualification in Sport and Exercise Medicine through the University of Pretoria in 2020.
Her interest in sport started at a very young age. She competed as a middle and longdistance runner at provincial and national level. Exercise and healthy living still form an integral part of her lifestyle.
She relocated to Gauteng in December 2021. She completed a fellowship in Sport and Exercise Medicine in December 2022 under the guidance of Prof. J. Patricios and is currently practicing as a Sports and Exercise Medicine Physician at Waterfall Sport and Orthopaedic centre. She is also interested and deeply passionate about women’s health and mental health and its’ place in the field of sport and exercise medicine.
Lesego Rametsi
Dr Lesego Rametsi is a qualified Medical Doctor, with a post graduate qualification in Occupational Medicine and an MBA both obtained from UCT. She recently completed an Advanced Management Programme (AMP) at the International Institute of Management Development (IMD).
She is currently the Group Head of Health and Wellness at Absa Bank and has extensive experience in occupational health, workplace wellness programs, health risk management, comprehensive health strategy and sustainable development cutting across the mining and resources industry and the banking sector. She is an avid advocate of healthy and holistic living and wellbeing across all wellness dimensions.
She currently serves on the Bankmed Board as an Employer appointed Trustee Member.
Kgomotso is a member of the Financial Planning Institute of SA for more than 11 years and I am also a recognised professional of the South Atrican Qualitications Authority.
She has worked at various companies namely: Alexander Forbes, Old Mutual, Momentum and Outsurance. These portfolios thought her to understand different products and services within the industry and equiped her to be able to provide value added services to her clients.
Being the founder and KI of Kgolema Financial Consultants, she currently oversees an Executive and Operational Role for this Brokerage. The brokerage is fully compliant and financialy sound as per the FAIS Act.
She specialises in the following services: Short Term Insurance, (personal and commercial), Corporate Financial Planning, dealing with employee benefits. Medical Aid for individuals & companies, Oversee & running the Kgolema Financial Consultants Brokerage, Personal Financial Planning which covers: sate planning, Retirement & Investment planning, Business Assurance and Provident & Pension Furds.
26 SPEAKERS
Sports and Exercise Physician MBChB (US). MSc Sports Medicine (UP}
Dr Elene Lourens
Group Head of Health and Wellness Absa Bank
Chief Data Officer Old Mutual Insure
Entrepreneur and Principal Advisor
Kgomotso Chidzalo
Chief Executive Officer Standard Bank Insurance Brokers
Linah Mabena
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Samukelo Zwane
Head of Product FNB
Samukelo, has worked in the financial services industry for over 15 years, initially working as an actuarial analyst at Alexander Forbes, later as an Investment Product Manager at Glacier by Sanlam and Discovery before taking up a Head of Product role at FNB Wealth and Investments in 2016. He is a qualified Associate Actuary through the Institute and Faculty of Actuaries based in London. He obtained an MBA qualification at the University of Cape Town Graduate School of Business in 2016. In 2010 he obtained an M.Sc in Financial Mathematics through the University of Cape Town. He also holds a B.Sc (Hons) in Actuarial Mathematics from the University of Cape Town in 2005. Currently, he is doing a Graduate Management Program (GMP) with the Harvard Business School, graduating in April 2023.
He has extensive experiencing in designing, developing and launching compulsory savings products such as; retirement annuities, preservation funds, living annuities and guaranteed life annuities. His experience also extends to designing, developing and launching discretionary products such as; investment accounts, endowments, tax free savings accounts, guaranteed growth plans, guaranteed income plans and structured products. He responsibilities extend to designing platforms for administration of investment products (Lisps) and online share trading platforms.
He serves as a trustee on the FirstRand Pension Fund where he sits on the Investment Committee, and Audit and Risk Committee. FirstRand has nominated him to be a company representative on the ASISA Investment Committee which is responsible for influencing investment legislation and frameworks which affect ASISA members.
“Roché specialises in Anti-Money Laundering (AML), Process Optimisation, Risk Management, Regulatory Reporting, and Data and Information Management. Roché’s comprehensive knowledge and experience in information management and data analysis provide him with a unique perspective on data and information management in large organisations.
Roché has provided consulting services to various clients, including Liberty Group, Alexander Forbes, Discovery Bank, ABSA, and Standard Bank. His work involved developing Business Strategies, Financial and Risk Modelling, Data Governance, Data Quality, Metadata, Leadership, Project Management, Analytics, Data Science, and Process Automation.
Roché’s has extensive experience serving as a business analyst, process engineer and developer on AML projects, working with both local and international regulatory requirements. Roché’s expertise in AML extends beyond the design and implementation of AML programs; he has also developed AML Solutions from scratch, including Rahn Monitor which is a proudly South African Sanctions Screening Solution.”
Bianca Botes is a Director, Treasury Partner and Spokesperson at Citadel Global, a wholly owned Subsidiary of Citadel Holdings Pty Ltd. I have a passion for financial markets and client centric advice. She frost joined the Citadel Group in 2016, after spending four years in the treasury and foreign currency trading environment. She began her career as a treasury consultant in 2011 and became head of treasury for Exchange Capital in 2013.
She is responsible for analysing and advising mainly corporate and institutional clients on the local and global economic environment, to effectively and efficiently manage their foreign exchange risks with various strategies.
She also plays an active role in assisting many financial institutions- mainly wealth managerswith individual forex requirements, exchange control and risk management by way of hedging.
Thabi has more than 17 years experience in the financial services industry, including involvement in employee benefits, finance and investments. Since 2010, she has been an investment consultant, assisting institutional clients to develop, implement and monitor effective investment strategies. She holds a BCom Honours degree in Financial Accounting; completed the Foundation Management Development Programme (GIBS Business School) and Transform Senior Leadership Programme (Emeritus).
Patrick Bracher has years of invaluable experience and an in-depth knowledge of insurance law (pure insurance, regulatory aspects and the commercial side), financial transactions, regulatory law and constitutional human rights law. His knowledge also embraces related financial services such as financial intermediaries and medical schemes. He advises many of South Africa’s life and non-life insurers, the South African Insurance Association and Lloyd’s of London in South Africa.
Patrick is known for his clear opinions, practical advice and plain language. He has written countless articles and presented many lectures and seminars. He is the main author of his widely-read blog financialinstitutionslegalsnaphot.com.
28 SPEAKERS
Senior Investment Consultant
Thabisile Simelane
Director. Treasury Partner & Spokesperson at Citadel Global
Bianca Botes
Wealth and Investments Solutions
Managing Director Ran Consolidated
Roche Pretorius
Director
Norton Rose Fulbright South Africa
Patrick Bracher
#AIE2023
Alex is a Regional Director at Gallagher Re and the International Head for Public-Private Solutions. He joined Gallagher in 2022 following 12 years at the Bank of England (BoE) where he led a wealth of initiatives including Chairing the EIOPA’s sub-group responsible for the calibration of Solvency II catastrophe risk, the BoE’s strategy on cyber insurance underwriting, and the stress tests framework for insurers. During his time as a Senior Manager at the BoE he supervised a wealth of insurance companies including Lloyd’s of London. From his London-based position at Gallagher Re, Alex is also heading Products & Practices in EMEA West & South, ensuring that clients have access to best practice and cutting-edge knowledge for the entirety of the services that Gallagher Re provides. Alex has an engineering and catastrophe risk background. He holds a Ph.D. from Princeton University and an Executive MBA from the University of Exeter.
Patty Karuaihe-Martin
Ms. Karuaihe-Martin is a seasoned business and finance professional with over 30 years of experience in the financial and insurance industry, including Senior Partner at PriceWaterhouseCoopers (PWC). She is currently the 2nd Vice-President of the Namibia Chamber of Commerce and Industry (NCCI).
Patty is the founder of (NWFIS) the Namibia Women in Finance and Insurance Summit which is hosting its 3rd event this year.
Patty is the Co-Chair of the UNEP-FI Global Steering Committee, Chairperson of the Organization for Eastern and Southern Africa Insurers (OESAI), an Executive Member of the Africa Insurance Organization (AIO), and incoming Vice-President, starting her term in May 2023. Patty was recently awarded the Top 50 Women in Insurance in Africa award by AIO and PILA (Professional Insurance Ladies Association) and the Top 10 Women to Watch in the Insurance Sector award by Angaza (Africa Women in Banking, Finance & Investment).
Markus sits in S-RM’s Strategic Intelligence practice and has more than a decade of experience in political analysis and risk consulting. Markus joined S-RM in 2018 and has worked on a diverse portfolio of consulting projects globally, including bespoke security threat and risk assessment projects for clients across a range of sectors and jurisdictions.
He regularly advises clients on the risks and threats that emanate from complex jurisdictions, including autocratic regimes, and has worked on a number of projects detailing extremist threats in markets including the United States, Mexico, Saudi Arabia and the United Kingdom.
tten widely, contributing numerous thought leadership texts both for S-RM and externally. In 2020, he wrote a chapter on the kidnapping threat in Nigeria published in Extremisms in Africa, Volume 3, a book covering the diverse range of extremist and criminal actors, their motivations, and the underlying socioeconomic conditions sustaining these threats in Africa. He is the senior editor for two of S-RM’s flagship publications: the Global Risk Bulletin, focused on analysing global political violence developments, and the Global Kidnap Bulletin, covering travel security, crime, and kidnapping.
Paul has 36 years’ insurance and reinsurance broking experience in Southern Africa. After a year in the London market, Paul started learning his trade in Lesotho and Botswana, placing the treaties coming out of those countries into the international markets. He then expanded territorially into East Africa developing business in Kenya, Uganda and Tanzania. Paul has been the key broker for some of the largest Insurers in South Africa. In 2009, Paul joined Aon, and in 2016 was promoted to CEO of Aon Reinsurance Solutions in Africa. He is a team player who knows the South African and African markets like a true specialist. He is well known in the African, London, European and Bermudian reinsurance markets. Aon Reinsurance Solutions comprises a team of 70 people in South Africa, servicing over 15 countries throughout sub-saharan Africa
Adrew is a dedicated insurance professional with more than 17 years industry experience in a variety of areas in the South African and London insurance markets.
Andre is a seasoned insurance professional with experience in both the South African and London insurance markets. He is very proud to head up Lombard Insurance’s Human Risks business unit.
Prior to joining S-RM, Markus worked for eight years as a Political Science and International Relations lecturer at the University of Cape Town and Stellenbosch University in South Africa, as well as spending a semester as a visiting lecturer at Webster University’s Accra campus in Ghana. He was also a contributor for Africa Check, the continent’s leading factchecking organisation.
Markus holds an MSc by Research in African Studies from the University of Edinburgh and an MA in Politics and International Relations from the University of Aberdeen. He also has an International Certificate in Enterprise Risk Management (IRMCert).
29 SPEAKERS
Head of Human Risks
Lombard Insurance
Andrew Munro
CEO of AON Re Africa
Paul Griesel
Managing Director NamibRe
Senior Associate, Strategic Intelligence S-RM Intelligence and Risk
Markus Korhonen
Regional Director at Gallagher Re and the International Head for Public-Private Solutions
Alex Ntelekos
Discovery Insure provides comprehensive car and home insurance plans to suit every lifestyle. Clients get innovative service features, rewards and benefits, which are flexible and affordable, and use world-class technology.
At the centre of our shared-value model is Vitality Drive, our incentive-based driver behaviour programme that rewards clients for driving well. Vitality Drive uses incentives to encourage better driving behaviour, directly reducing the cost of insurance, as better drivers have fewer and less severe accidents.
Discovery Business Insurance offers products that look at businesses holistically to help create organisations that perform better and have a positive impact on South Africa.
We provide a wide range of investment solutions specifically designed for the South African resident and is designed to be relevant to the needs of the local market and compliant with the regulatory environment. Because everyone’s needs are different, we don’t sell directly to customers or give advice on our products. Instead we rely on professional, independent financial advisers, who understand their clients’ financial goals, to recommend us based on our reputation and the quality of the products we offer.
Sapiens International Corporation (NASDAQ and TASE: SPNS) empowers the financial sector, with a focus on insurance, to transform and become digital, innovative and agile.
Backed by 40 years of industry expertise, Sapiens offers a complete insurance platform, with pre-integrated, low-code solutions and a cloud-first approach that accelerates customers’ digital transformation.
Serving more than 600 customers in 30 countries, Sapiens offers insurers across property and casualty, workers compensation and life markets the most comprehensive set of solutions, from core to complementary, including Reinsurance, Financial & Compliance, Data & Analytics, Digital, and Decision Management.
Sapiens’ team of more than 4,800 employees operates through our fully-owned subsidiaries in North America, the United Kingdom, EMEA and Asia Pacific.
Santam is the leading general insurance company in South Africa with market share exceeding 24%. We have been offering insurance for more than 104 years and over this time, we have made it our business to understand what is important to our clients and the risks they face. We have managed to build a diverse company that stretches into all areas of general insurance, across personal, commercial, agricultural and specialist markets. That’s why 80 of the top 100 companies trust us to protect their businesses.
Hyland puts today’s enterprise information to work in ways that empower people to deliver their best. We help organizations automate processes and securely integrate content and data within the business systems people use every day. We make information smarter and more accessible so our customers can provide better experiences to the people they serve. Hyland provides intelligent software and services that help organizations in every industry seamlessly integrate content, data and processes – providing the right information to the right people, when and where they need it.
We are a trusted brand and pioneered the vehicle tracking and stolen vehicle recovery industry in South Africa in 1994. We provide industry-leading stolen vehicle recovery services, advanced vehicle and fleet tracking, great fleet management solutions for all-sized business and commercial fleets, commanding insurance telematics solutions and best-inclass bureau services – in fact, no IoT solution is out of our reach.
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Guardrisk is a specialist, cell captive insurance group that provides tailor-made risk financing and insurance solutions; including non-life and life cell captives, branded insurance products for clients to sell to their own customer bases, microinsurance, and traditional non-life corporate and commercial insurance.
Insurers and brokers to make smarter decisions when using Experian’s commercial data at underwriting, claims and vastly improved risk rating in the actuarial space, and for Insurers to prevent identity fraud and crime. We have 17,800 people operating across 44 countries, and every day we’re investing in new technologies, talented people, and innovation to help all our Insurers to maximize every opportunity.
159 years of driving South Africa’s growth. We are powered by finding new ways to make dreams possible. Standard Bank, #ItCanBe.
We provide the full spectrum of financial services. personal and business banking offers banking and other financial services to individuals and small-to-medium enterprises. We have more than 720 branches and over 7 100 ATMs in South Africa.
Our Corporate and Investment Banking division serves a wide range of requirements for banking, finance, trading, investment, risk management, and advisory services. This group of specialists delivers a comprehensive range of products and services relating to investment banking; global markets; and global transactional products and services.
The Graduate Institute of Financial Sciences (GIFS)* are trailblazers and market leaders with an award-winning 15-year footprint in the Financial Services Sector and a solid international standing. Our high-performance learning model offers a wide range of tailored, accredited and non-accredited qualifications to mould the minds of future industry game-changers.
Munich Reinsurance Company of Africa Limited (MRoA) is one of the leading reinsures on the African continent with over 40 clients having its central hub in Johannesburg and a regional office focusing on services to its Life clients in Cape Town and has been operating in South Africa for over 50 years. Its line of business includes giving a full scope of services in treaty and facultative support for Life Business, expertise to Life and Non-Life clients in the areas of product development, pricing, claims management, capital management, risk management, new business processing, medical research and underwriting. Munich Reinsurance Company of Africa prides itself in sharing its Global expertise and launched a training initiative, Leadership Inspiring Mutual Advancement (LIMA) in 2019, which is offered to clients with the aim of contributing to the development of skills and (re) insurance tools, thought leadership, sustainable business solutions and offers networking opportunities for talented insurance industry practitioners in the African continent.
Allianz Global Corporate & Specialty (AGCS) is a leading global corporate insurance carrier and a key business unit of Allianz Group. We provide risk consultancy, Property-Casualty insurance solutions and alternative risk transfer for a wide spectrum of commercial, corporate and specialty risks across 10 dedicated lines of business.
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Marsh is the world’s leading insurance broker and risk advisor, with over 40,000 colleagues worldwide and over 700 colleagues in South Africa across 9 offices. Marsh serves commercial and individual clients with data-driven risk solutions and advisory services. Marsh is a business of Marsh McLennan, the world’s leading professional services firm in the areas of risk, strategy and people. Founded over 150 years ago, our purpose is to protect and promote possibility –helping our clients dream bigger, reach further, and plan for the opportunities ahead.
Sasria SOC Ltd is the only non-life insurer that provides special risk cover to all individuals and businesses that own assets in South Africa, as well as government entities. This is unique cover against risks such as civil commotion, public disorder, strikes, riots and terrorism, making South Africa one of the few countries in the world that provide this insurance, particularly at affordable premiums. By enabling businesses to restore their liquidity or operations quickly and efficiently after experiencing loss or damage due to special risk events, Sasria SOC Ltd plays a significant role in preventing job losses, maintaining livelihoods, restoring pride and dignity, and facilitating economic stability.
Absa Insurance provides a range of comprehensive insurance product solutions through a multichannel approach, giving customers seamless access to our products and support services across various platforms, leveraging Absa’s digital capabilities (Absa.co.za, Absa Online to existing Absa customers, Virtual Advisors and Mobile App) as well as dedicated call centres, face-to-face advisors, and branches as delivery channels.
The company’s largest product offerings are emergency roadside, home, medical and travel assistance services. One of our key differentiators and advantages in the field is our direct access to a prestigious global group of companies, who provide tried-and-tested cuttingedge technology on an ongoing basis. These innovations allow Europ Assistance South Africa to maintain a culture of superior client service, quality and efficiency.
At Europ Assistance, we are committed to reinventing products and processes continuously, innovating in tandem with an ever-evolving market. Our consistent leadership and learned expertise in the field has set a benchmark for technical excellence and ongoing product enhancement across the board.
Our expert guidance and advanced technology solutions empower leading insurers, healthcare organizations and employers to protect the health and financial well-being of people everywhere.
As the risks to businesses and communities around the world grow increasingly complex and unpredictable, we can’t think of more vital work.
We understand that you’ve worked hard to achieve your successes. Insuring your assets with a niche and specialised insurer shows wisdom, foresight, and a commitment to protect yourself, your family and your most valued and treasured possessions. We know your time is a precious commodity, therefore we offer both fast and efficient service by our team of highly qualified professionals; within deadline, bringing you both value for money and complete confidence in asset protection.
The Insurance Sector Education and Training Authority’s (INSETA) primary purpose is grow the pool and quality of critical and scarce skills within the insurance sector. These skills enhance the sector while supporting the transformation of the country.
We have centered our strategies and goals to implement the mandates of the National Skills Development Plan 2030 (NSDP), Skills development Act (SDA), the skills development levies act (SDLA), the PFMA, the INSETA constitution, the Department of Higher Education (DHET) and other legislation that relates to the governance of Sector Education and Training Authorities (SETAs).
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ONE WORD CAN REWRITE YOUR STORY
The only company in South Africa that insures you against civil unrest. Sasria ensures that when things go bad, Sasria makes good.
Go to sasria.co.za now or contact your insurer or broker today.
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Sasria is an authorised FSP registered under licence number 39117. T’s and C’s apply.
E+I 9896
We provide premium finance to brokers and their clients. In particular, companies covered by multiple lines of insurance with various insurers; or companies that pay premiums annually. With Premium Finance, cash flow requirements aren’t impacted and there’s no need to approach a bank.
Together with our customers, businesses and communities all over the world we are building a braver future – one that is more sustainable, resilient and inclusive. Our competitive market helps to ensure you receive the best possible outcomes across price, coverage and service –strengthening the value you get from your policy.
Emeritus Reinsurance is a professional pan-African reinsurer specialising in providing reinsurance and risk management solutions to the direct insurance markets. It is our mission to provide reinsurance and risk solutions through diversified, innovative, technologically-driven platforms and strategic alliances.
Our country-wide footprint consists of a holistic infrastructure of technical knowledge, skills and superior systems as well as a fully comprehensive range of short term insurance products to suit our client’s needs. The functions that remain within the branch environment are centred around client relationship and servicing. All underwriting, claims and management is performed within those respective branches.
Our product portfolio includes personal lines insurance, bespoke high net worth insurance for individuals, a wide range of commercial insurance as well as niche products such as engineering, marine, and specialised building insurance.
CIB is underwritten by Guardrisk Insurance Company Limited – a partnership that provides peace of mind to our brokers that their clients are in safe hands.
Lombard Insurance Company Limited provides diversified insurance and related solutions to the business market. Lombard values the entrepreneurial spirit – it’s how we started in 1990 and how we’ve grown our businesses. Finding unique offerings and solutions, and reacting at critical moments – is core to what makes us leaders in specialist insurance.
SHA is synonymously known as the largest niche casualty insurance provider on the African continent. All of SHA’s insurance products are underwritten exclusively by Santam. We are proud to be associated with the majority of the South African Financial Mail’s Top companies and medium to smaller enterprises locally and internationally
MiWay is a licenced non-life insurer and financial services provider, offering customers a range of non-life insurance products including motor, household, homeowners, business insurance - as well as liability cover. We are passionately committed to ensuring that we always keep to our promises, and deliver the type of service that our customers deserve.
Lombard Insurance Company Limited provides diversified insurance and related solutions to the business market. Lombard values the entrepreneurial spirit – it’s how we started in 1990 and how we’ve grown our businesses. Finding unique offerings and solutions, and reacting at critical moments – is core to what makes us leaders in specialist insurance.
Indwe Risk Services (Pty) Ltd is today one of South Africa’s largest independent brokers, offering personal, business and specialist risk and insurance advisory services. We are committed to always provide trusted, valued advice that protects your futures.
We provide over 20 classes of insurance protection to individuals and businesses operating in the country and in the wider SADC region with a distribution model centred on brokers and underwriting intermediaries.
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Allianz Global Corporate & Specialty Your journey. Our network. Moving forward together. Ready. agcs.allianz.com/multinational Allianz Global Corporate & Specialty South Africa Limited is an authorised financial services provider (license number 16722). Registration No. 1961/000150/06
DGC GLASS established in 2007 to offer an alternate solution to the insurer as well as the insured, as there are a few large suppliers in the auto glass replacement market dictating market conditions and pricing. Since our establishment we have taken time and careful consideration to provide South Africa’s auto glass replacement market with the ULTIMATE auto glass solution. We have based our solution on not only providing a more competitive pricing structure together with world class quality auto glass but our focus together with these two aspects is providing our clients with unrivalled client service and satisfaction making auto glass replacements more convenient than ever before.
The Insurance Sector Education and Training Authority’s (INSETA) primary purpose is grow the pool and quality of critical and scarce skills within the insurance sector. These skills enhance the sector while supporting the transformation of the country.
We have centered our strategies and goals to implement the mandates of the National Skills Development Plan 2030 (NSDP), Skills development Act (SDA), the skills development levies act (SDLA), the PFMA, the INSETA constitution, the Department of Higher Education (DHET) and other legislation that relates to the governance of Sector Education and Training Authorities (SETAs).
Europcar has established itself as one of South Africa’s leading global car rental companies. The professional, reliable rental experience expected from Europcar is the result of decades of commitment to creating a brand that delivers locally relevant, world-class service excellence, from the extensive network and fleet, simple booking tools, to the effortless check-out process and even the little signature Europcar mints in the consol.
Forming part of an award-winning international network, Europcar is owned by the Motus Group. The company has operated as Europcar since 2009, building on a rich 43-year history rooted in Imperial Car Rental. We offer a fleet of over 20 000 vehicles across 100 locations.
We are a specialist management consulting firm focused on business optimisation through Business Process Management (BPM), Lean Six Sigma practices, ERP streamlining, Robotic Process Automation (RPA), Data Management and Business Intelligence (BI).
We are an official reseller, implementation and support partner for software solutions from Sage Intacct, Oracle, SYSPRO, ZAP Data Hub, Microsoft, Flowgear and Automation Anywhere.
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I’m covered for all eventualities with Absa Insurance. If it’s valuable to you, insure it with us. Visit www.absa.co.za/personal/insure/ Absa Insurance Company Limited, an insurer licensed to conduct non- life insurance business and an authorised financial services provider (FSP 8030). Registration number 1992/001737/06. Terms and Conditions apply.
The Graduate Institute of Financial Sciences (GIFS)* are trailblazers and market leaders with an award-winning 15-year footprint in the Financial Services Sector and a solid international standing. Our high-performance learning model offers a wide range of tailored, accredited and non-accredited qualifications to mould the minds of future industry game-changers.
We are one of the first private providers of higher management education in South Africa. Since 1997, we have evolved into an internationally recognised institution.
Our mission is to empower people to become more than they dared imagine, unlocking their potential to help shape our collective future. We will do this by providing trusted, leading, online learning journeys with high levels of holistic support that are accessible and transformative.
We offer 23 accredited higher education programmes through four schools, namely; The Business School, School of Commerce, School of Financial Services and School of Professional Accounting.
The Milpark Business School is currently home to the only internationally AMBA accredited MBA in Africa for online distance learning. In 2019, Milpark acquired the CA Connect business, the only online educational provider offering a Postgraduate Diploma in Accounting.
Our best-in-class business services enable our clients to yield optimum results. We combine unique technology, data and analytics competencies to provide a range of digitally enabled business services to a global client base. Our solutions ignite efficiency, ensure stability, introduce simplicity and enhance effectiveness.
We enable technology to work harder for you. For over 30 years JMR Software has been delivering technology-led change helping our clients improve performance, from managing and monitoring complex legacy systems to implementing the latest digital innovations.
We are Financial Services IT Experts providing specialist IT consultancy, Software and Solutions through our proven enterprise-scale solutions and IT implementation services that ensure your technology delivers the results your business needs.
JMR can help you to enable smarter ways of working, streamline your operations, and deliver a solid return on your business technology investments.
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Puku.co.za is a platform to connect the people who love to read childrenʼs books with those who write, translate, illustrate and publish them. We do this by serving as a resource to the book sector via our online platforms, providing up-to-date data via Pukupedia, our online children’s encyclopedia, hosting relevant workshops and festivals within your communities, and encouraging partners to stay connected to each other and our collective solutions to put an end to South Africa’s reading crisis.
Sapiens International Corporation (NASDAQ and TASE: SPNS) empowers the financial sector, with a focus on insurance, to transform and become digital, innovative and agile.
Backed by 40 years of industry expertise, Sapiens offers a complete insurance platform, with pre-integrated, low-code solutions and a cloud-first approach that accelerates customers’ digital transformation.
Serving more than 600 customers in 30 countries, Sapiens offers insurers across property and casualty, workers compensation and life markets the most comprehensive set of solutions, from core to complementary, including Reinsurance, Financial & Compliance, Data & Analytics, Digital, and Decision Management.
Sapiens’ team of more than 4,800 employees operates through our fully-owned subsidiaries in North America, the United Kingdom, EMEA and Asia Pacific.
159 years of driving South Africa’s growth. We are powered by finding new ways to make dreams possible. Standard Bank, #ItCanBe.
We provide the full spectrum of financial services. personal and business banking offers banking and other financial services to individuals and small-to-medium enterprises. We have more than 720 branches and over 7 100 ATMs in South Africa.
Standard Bank’s personal and business banking products include mortgage lending, installment sale, and finance leases, card products, transaction and lending products, and bancassurance.
Our Corporate and Investment Banking division serves a wide range of requirements for banking, finance, trading, investment, risk management, and advisory services. This group of specialists delivers a comprehensive range of products and services relating to investment banking; global markets; and global transactional products and services.
Santam is the leading general insurance company in South Africa with market share exceeding 24%. We have been offering insurance for more than 104 years and over this time, we have made it our business to understand what is important to our clients and the risks they face. We have managed to build a diverse company that stretches into all areas of general insurance, across personal, commercial, agricultural and specialist markets. That’s why 80 of the top 100 companies trust us to protect their businesses.
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By Dr Phumzile Mlambo-Ngcuka Chairperson of The Reading Panel
