VM Elevate - January 2023

Here’s to New Beginnings! JUST GO FOR IT

2023 is no longer the future, it’s here, and at this time of year, many of us are inspired to get our lives and finances back on track, or simply enjoy the life that lies ahead. Whether it’s starting to cement a union, starting a family, recommitting our lives spiritually, getting a new car or home, we all have goals. Most of these goals will however require a strong financial foundation to achieve or maintain. Here are three steps to dig up your goals from the graveyard of 2022 and give them momentum:

REFLECTION: Reflect on the year gone by. With all the events that took place in Jamaica and around the world, did any financial opportunities open up or change for you? Think back on any habits you have that might affect your finances – like retail therapy or paying yourself first. What worked or did not work for you last year? Do your own assessment of what needs to be improved, continued or discontinued. Use this to guide your goal setting for the year ahead.

DIRECTION: Once you’re clear on what you want to achieve, go to the people who can help get you there. If you’re interested in buying your dream home or acquiring an investment property, the team at VM Property Services have the experience and inventory to make it happen. At

VM Investments Limited, you’ll find a team with the expertise and market knowledge to raise the capital you need for business expansion. For wedding and vacation plans, VM Building Society provides iSave accounts as well as other products and services for monthly saving. And if investment instruments are your preferred way to grow your wealth, VM Wealth Management has attractive investment solutions to get you on a solid path. Experiencing the lifestyle you desire in your golden years is also important and possible through a suite of approved retirement scheme (ARS) solutions at VM Pensions Management has you covered.

VIGILANCE: Keep an eye on yourself and how you’re doing. Do monthly check-ins to see how you’re doing on the path to your objectives for the year. An accountability partner is a good idea – someone you tell about your goals so they can help you stick to what you’ve committed to.

Goals are like plants, if you ignore them, they die, but watering them will make them flourish. So, keep watch over your goals and the investments you have put in place to achieve them. While we’re always here to help, you’re the secret ingredient that will turn your today dreams into your tomorrow life.

Grow your Green Thumb

Your wealth is at your fingertips and VM Wealth leads the way with unprecedented support for you to trade US Dollar Equities!

You can trade directly on the US Stock Market with our US trading partner, Interactive Broker (IB). That’s right, trade on the IB platform online so that you don’t have to venture away from ‘yaad’. Start your USD Equity account with US$1,000 and build your

own wealth your own way. Let VM Wealth help you to maximise what you earn locally or abroad.

Watch USD Equities Trading - Grow Your Green Thumb for information bites on USD Equities trading, then call 1-876960-5000 or visit your nearest VM Wealth Management office to speak to a Wealth Advisor to start trading today.

iPlan iSave iLive!

You’ve finished your vision board for 2023, so now it’s time to save towards your plan so that your goals do not stay on paper. Save actively each month in 2023 with an account from our iSave Suite, and watch your savings grow interest. With an iSave account from VMBS you can save towards a new home and a mortgage, your dream wedding and vacation, a new car or save towards those final tuition fee payments.

Start an iSave account today with as low as $1000 and you can benefit from our:

• Low interest rates

• Flexible deposit rates

• Versatile currency policy - save in the currency you earn in

Make your goals come to life with an iSave account! Click here to find out more.

Ready to open an account? Click here.

VM Wealth Management

VM Building Society

New Year, New Way to Manage your Property

It’s the New Year and that could mean it’s time to do things differently as a property owner or manager. The PropMan Property and Community Management solution is a game changer in the property management sphere as it comes equipped to provide a full-service digital tool, which covers a range of property and strata management tasks.

Featuring a sleek digital interface, this solution was created to solve the challenges that are usually associated with owning and managing commercial and residential properties. Some of which, include security, maintenance, record keeping, financial affairs and management, as well as general administration.

Developed by VM Innovations and powered by VM Property Services, this innovative solution could be just what you need to streamline and better manage how you handle matters pertaining to property ownership and management.

To find out more about this solution, email sales@propmanweb.com.

VM Property Services