VM Elevate - July 2023

Take Your Temperature

It’s a good time for a mid-year financial check-in

Congratulations on making it halfway ffthrough the year! If you have financial goals set for yourself, now is a great time to do a mid-year check-in to see how you're doing. A mid-year check-in is more than a pit stop on the way to turning your today dreams into bright tomorrows. Six months into your plan for the year, seeing your progress can encourage you to keep going. It’s also a crucial time to find out your financial health status, while there’s still time to of course correct it if needed. This is a crucial step in staying on track and making sure you get to your goals.

Here are some exercises to guide you during your mid-year financial check-in:

• Revaluate your goals. Are they still aligned with your priorities? As circumstances change, some goals may become less important or feasible. A mid-year check-in is a great time to take a look at your goals and make sure they're still aligned with your current priorities. If a goal is no longer a priority, you can either change it or set it aside.

• Gather your financial records. This includes your bank statements, credit card statements, investment statements, and any other financial documents you have.

• Review your budget. Make sure you're still on track and not overspending in any particular area.

• Track your progress towards

your goals. Tracking your progress is essential for getting to your financial goals. It gives you a chance to see what's working and what's not, so you can make adjustments. There are a number of ways to keep tabs on your progress, such as using a budget tracking app, maintaining a spreadsheet, or simply reviewing your bank statements each month.

• Reward yourself for your accomplishments. It's important to celebrate your accomplishments, no matter how small they may seem. It helps you to stay motivated and on track with your goals. When you reach a milestone, find a way to give yourself a pat on the back or do something nice for yourself. Celebrate your successes and stay motivated!

Set aside some time to do your

mid-year financial check-in. Instead of trying to do it all in one sitting, take more than one session if you need to. It’s also important to be honest with yourself about your progress. Avoiding the natural tendency to sugarcoat things will ensure you have a more realistic perspective, which helps with decision making.

A mid-year check-in lets you know where you are in relation to your financial goals. By tracking your progress, you can reevaluate your goals and make the necessary changes. Along the way, it’s important to celebrate your wins, even the small ones. By taking the time to do it right, you can make the most of your mid-year temperature check and stay on track to reach your financial goals.

iSave Towards My Goals!

Working towards your goals and maintaining a social life can be quite a balancing act. Whether your goal is to buy a car, travel the world, or complete university, the VM Building Society can help you do it all!

With only 5 months left in the year, plans that are yet to be accomplished may cause your goals to seem far-fetched. However, once you have completed your mid year check-in, adjust the timeline of those goals, then start saving towards them.

Our iSave solution gives you the choice to start saving with as low as J$5,000 for over 3 to 5 years. Once you are consistent with your savings, you can earn up to 6% interest per year, which will place you in a better position financially to obtain what you have been working towards. An iSave account is therefore the ideal solution for financial growth and goal setting.

You’ve done the check-in, now it’s time to make it happen. Save consistently towards your goals with an iSave account today! Click here for details

Get Real Time Updates on Your Investments

Stay on top of your investments with VM Wealth Management by signing up for our

Wealth Access Portal. With 24/7 access to the portal, you can log in and enjoy these at

any time:

• A portfolio tab with greater details on your investments

• Names of joint holders per account

• Detailed transaction history to help you track your investments

• Status updates on your requests

• Daily exchange rate

We’ve made it easier, safer and more efficient to meet your investment needs. So, don’t delay! Click here to get all the details you need or call 1-876960-5000 to speak to a Wealth Advisor today!

VM Wealth Management

Our iSave solution gives you the choice to start saving with as low as J$5,000 for over 3 to 5 years.

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VM Building Society

The more you use your card, the more cash you get back to celebrate when the season is over.