Indo-Canadian Voice Realty - Feb 22 2020

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Saturday, Feb 22, 2020

Volume 29 Number 8

Phone: 604-502-6100

Fax: 604-501-6111 Email: voicerealtyads@gmail.com

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It’s a Better Time to Buy Than 10 Years Ago A strong economy, low unemployment, low mortgage rates, and alluring mortgage rates are making it a great time to buy a home, according to a newly released report from LendingTree, an online financial services marketplace. The amount of income that buyers spent on their mortgage payments also dropped from 2010 through 2019, despite higher home prices. “If you are in a point in your life where you’re considering buying a home today, it’s a better time to buy than 10 years ago,� Tendayi Kapfidze, LendingTree’s chief economist, told realtor.comŽ. “If you can get a mortgage, you’re getting much

lower interest rates, and it enables you to afford more. But that also means that you’re competing with more buyers, who are bidding up the prices.� Indeed, median sales prices jumped 53.5% between early 2012 and summer 2019, according to realtor.comŽ. But a decrease in average mortgage rates—by more than a percentage point from the start of the decade—is helping to offset some of that uptick. Mortgage rates have dropped from 5.09% to 3.74% during that time period. That drop could save borrowers hundreds of dollars a year to tens of thousands over the life of the loan,

Real Estate ‘Micro Investing’ Could Create New Crop of Investors Real estate investing may still feel out of reach to many consumers, but a new trend growing from startups is fostering “micro-investingâ€? to help a new wave of investors jump in—sometimes for as little as $5. “The best portfolios are diversified, and real estate performs very uniquely, in a way that is uncorrelated to the stock market and bonds ‌ We want to offer the same asset at a lower price point,â€? Janine Yorio, founder and CEO of Compound, a real estate micro-investment startup offering an app that allows micro-investors to purchase shares of properties the company hopes to sell at a profit for investors. Following a model that is similar to real estate investment trusts, micro-investing companies offer investors the chance to become part owners of a property. “REITs are just like owning stock, subject to stock market volatility and other unrelated factors to the actual performance of a property,â€? Darren Powderly,

co-founder of CrowdStreet Inc., a microinvestment company that allows investors to buy shares of commercial real estate nationwide. “So in addition to REITs, savvy individual investors add private real estate to their portfolios for greater diversification and returns.� The startup Compound says it intends to raise $10 billion a year to purchase properties and make them available as micro-investments. To date, the company has raised $2 million. Compound currently allows people to invest in a share of a luxury apartment in Miami Beach’s “Billionaire Bunker� island for $260. After three to five years, Compound will sell the properties and then distribute the profits to the investors. “We’re looking to give people access to properties they would want to own for themselves and are proud to say they own a part of—but that also makes a great long-term investment,� Yorio told Yahoo Finance.

realtor.comŽ reports. Since the Great Recession, borrowers are being more responsible too, Kapfidze says. They’re “much healthier financially than they were 10 years ago,� Kapfidze says. “One reason is because

of low mortgage rates. If you refinance, [you can] reduce your monthly mortgage payments.� Homeowners are also sitting on more equity. In 2012, nationwide equity reached a low of $8.2 trillion. In 2019, it grew to about $18.7 trillion.

Manufacturers Of Quality Cabinetry “Celebrating 30 years in Business� Sohan Singh Bhogal

Single Family Homes Multi Family Projects Hi-rise Apartments

Ph: (604) 597-0364 • Fax: (604) 597-2638

13375 comber way, Surrey, BC V3W 5V8 Canada, www.sunrisekitchens.com info@sunrisekitchens.com

Buying or Selling... Call for all your real estate need and a FREE EVALUATION of your property • RESIDENTIAL • COMMERCIAL • INVESTMENT • LAND ASSEMBLY • FARM LAND • TOWN HOUSE • CONDOMINIUMS • WAREHOUSE • APARTMENTS SEARCH. FINANCE. BUY.

LIVE.

604 724 6000 WWW.AKSHAYSINGLA.COM

Indo-Canadian Voice Saturday, Feb. 22, 2020

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RESIDENTIAL, COMMERCIAL & PRIVATE MORTGAGES

Refinance & Renew Your Mortgage

with us at Better Rates ib@lfr~ Eqy fvYlpr~ v`sqy pR`eIvyt pYisE~ d` pRbMD

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• Low Income • Self Employed • Bad Credit • New Immigrant • Land Development • Second Mortgages

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ALPHA MORTGAGE HOUSE CORPORATION

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#202-12830, 80th Ave. (York Business Centre) Surrey Tel: 604-501-9837 Fax: 604-501-9847 amhc@shawbiz.ca

muPq sl`h mSvry leI huxy Pon kro *Lender/Broker Fee may apply but not without prior written consent of the client

GURHIMAT S. GILL

604.825.4880

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SUKHKARAN S. BHATTY

604.765.4023

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Saturday, Feb. 22, 2020

Indo-Canadian Voice

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LOOKING FOR

MORTGAGE I WORK FOR YOU, NOT FOR LENDERS

With over 14 years of banking and lending experience, I make your financial journey to home ownership a hassle free experience.

PRIVATE MORTGAGES We have large pool of in house funds available

I specialize in working with

FIRST TIME HOME BUYERu S so let me help yo take the journey from tenancy to m ho e ownership

I SPECIALIZE IN : • Residential mortgages Purchases and refinances • Commercial mortgages • Self-employed programs • New to Canada programs

Axis Mortgage Corp. #204-12885-80th Ave Surrey BC V3W 0E6

NEETU DHILLON Email : neetu_dhillon46@hotmail.com Email : dhillon_n@mortgagecentre.com

www.neetudhillonmortgageadvisor.com

MORTGAGE SPECIALIST

PH: 604.780.0458

Indo-Canadian Voice

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BANK MORTGAGES

2.58 2.84 2.89 3.89% %

%

5 YEAR FIXED INSURED

5 YEAR FIXED INSURABLE

%

ALTERNATIVE LENDING

5 YEAR FIXED CONVENTIONAL 1 TO 3 YRS FIXED

PRIVATE MORTGAGES

6.50% up 1 Year Fixed for 1st Mortgage. 7.95% up 1 Year Fixed for 2nd Mortgage.

JEET SINGH Mortgage Advisor 20 years of mortgage experience

778-320-9494 www.crownfunding.ca

*Rates subject to change without notice. Conditions apply.

Call me for a NO OBLIGATION rate quote or fill out the secure application at crownfunding.ca

Saturday, Feb. 22, 2020

Saturday, Feb. 22, 2020

| Indo-Canadian Voice

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BHAJAN ATWAL

AMEX REALTY FRASERIDGE

604-773-8426

KULWANT ATWAL PREC

604-773-8426

WE HAVE GUARANTEED SALE PLAN* SAVE COMMISSION & GET SOLD - GUARANTEED*

6906 130 ST, SURREY

Totally renovated like new basement entry house in West Newton Area. 4 Bdrm, 3 bath upstairs & 2-2 Bdrms suite and Extra Rec Room for upstairs. New Kitchen, New Washrooms, Tiles, Light & Paint, Flooring & Basement Renovated too.

$,1449,000

13103 66A AVE, SURREY

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Split level house on a very quiet street. 3 bedrooms, 3 baths, double garage and a family room. Very spacious and very neat and clean house. Close to of schools.

ASKING ONLY

$880,000

D L O

Very clean and well maintained renovated house on quiet location. 3 bed & 2 bath house with huge living room and dining area, good size family room, beautiful backyard and a huge driveway. Elementary school is a block away, high school, bus, shopping is close.

S

ASKING ONLY

$759,000

MORTGAGES + PRIVATE LOANS 1st, 2nd & 3rd Mortgage - Best Rates 5 YEAR VARIABLE

LD

13343 66A AVE, SURREY

2.99% (some conditions apply)

PRIVATE MORTGAGES (NO BANK RULES)

SELL, BUY & MORTGAGE WITH US AND RECEIVE UP TO *

$20,000 CASH BACK OR DISCOUNT

BHAJAN ATWAL 604 773 8426

*SOME CONDITIONS APPLY. FULLY SUPPORTED : CENTUM FINANCIAL & CITY2CITY REAL ESTATE SERVICES

LIST EXCLUSIVE : FULL MLS EXPOSURE

ONLY $3500**

PLEASE CALL 604.773.8426

** SOME CONDITIONS APPLY.

ASKING ONLY

*SOME CONDITIONS APPLY

Indo-Canadian Voice

6

Saturday, Feb. 22, 2020

6752 133 STREET, SURREY

OPEN HOUSE : SAT, SUN 1-4

7 BED • 4.5 BATH • 6,011 SQ. FT.

ASKING ONLY

P r i m e l o c a t i o n , We s t N e w t o n masterpiece. Basement Entry Home in the Most Desirable Area of West Newton. This 2 storey home features 7 bedrooms, 4.5 baths, large fenced yard, good sized bedrooms, sec system & garage. The living room has crown mouldings & gas replace. A very roomy oor plan for a young family. 4 bedrooms up. Master has 4 piece ensuite. Walking distance to Bus, Shopping, Panorama Secondary School and Unwin Park!

$1,150,000

Buy or Sell your house with me... I will pay the legal fee of that house !!

6720 BURNS STREET, BURNABY

D L O

S

2407-13618 100 AVE, SURREY

3749 FIR STREET, BURNABY

2 BEDROOM • 2 BATHROOM • 762 SQ. FT.

7 BED • 6 BATH • 6,254 SF LOT

“Location and View" In nity Tower built by CONCORD PACIFIC, located right next to King George Skytrain Station. Walking distance to SFU, Surrey Central Mall, Parks, Library andTop Quality Restaurants. Easy and quick access throughout Vancouver area. Book your showing today.

Very solid well built home with Vaulted ceiling in the living room, open concept throughout the house. Features a South facing home with plenty of light, large windows and amazing brickwork outside. 4 bedroom on the top oor with 3 Bath and Laundry. Main oor boasts a large family room, dining and gourmet kitchen for all you cooks, great use of space for entertaining. Also a huge private and covered sundeck with a gas line for your barbecue and skylight. The garage has been converted into a gym and yoga room with 2 piece washroom. Basement has a legal 2 bedroom suite. Close to Metrotown, Brentwood mall, BCIT, easy highway access. Private yard with an amazing view of the North Shore mountains.

ASKING ONLY

$465,000

ASKING ONLY

$2,488,888

LOT 11 CHIEF LAKE ROAD PRINCE GEORGE

LOT 12 CHIEF LAKE ROAD PRINCE GEORGE

LOT 10 CHIEF LAKE ROAD PRINCE GEORGE

LOT 1 MEIER ROAD CLUCULZ LAKE

Beautiful 5.48 acre property.

Beautiful 4.94 acre property

Beautiful 4.95 acre property.

Beautiful 19 Acre property.

$28,776

$45,540

$45,540

$72,500

SEARCH. FINANCE. BUY.

LIVE.

604 724 6000 WWW.AKSHAYSINGLA.COM

| Indo-Canadian Voice

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Our unique products cater to those borrowers who do not t into today's conventional nancing box, to multimillion-dollar commercial and construction loans. Our focus is deliverying fast & easy access to money, even to the most challenging of cases.

WE SPECIALIZE IN O

Commercial Financing 250k to 150 mil O Land Only Financing O Cost Overrun Financing O Inventory Loans O Mezzanine Financing O Equity Takeout Financing OUR ADVANTAGES • Ultra Quick Closing • No Limit Financing • No Credit Quali cations • We take Deals with Limited Documents • No Stringent Bank Rules

1 866 944 7778 1 604 830 7080

*some conditions apply. * lender/broker fees may apply.

Saturday, Feb. 22, 2020

Indo-Canadian Voice

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Saturday, Feb. 22, 2020

Century 21 Award Winner 2011, 2012, 2014

13977 18 Avenue, Surrey

$3,999,888

Stunning new home in Sunnyside with a sun drenched North backyard. Beautifully crafted w/ultra high end construction & finishing. Exclusive open concept designed & built by a professional Builder. Water on demand systems. Build in A/C and more. Huge kitchen w/elegant cabinets. Feature Island, wok kitchen. Designer Lighting. High celling in living room welted ceiling in the Family room area. Four security cameras with monitor. Tile & Engg wood floor. Media room w/wet bar and Billiard room. In ground sprinkler System, Professionally landscaped. Legal two bedroom suite. Two front gates entry U shape driveway. This is perfect family home close to Bay ridge/Ray Shepherd Elementary and Elgin high school catchment. Close to Be * PREC - Personal Real Estate Corporation

6989 204 St, Langley

$3,299,000

1.2 Acre Townhouses, live/work 'C' 16-20 units/acre Development Property with Views in APROVED Willoughby Central Gordon Estates Plan. No Creeks or Easements. 1,400 Sq ft 3bdr/2bath Rancher not livable. Great Investment Potential. Close to all shopping and amenities. An exclusive opportunity to invest in one of Canada's fastest developing communities. Property sold as is where is. Land value only. By appointment only.

R2186789

D L O S

13997 18 AV, SURREY

20561 68A Ave., Langley

Half Acre Lot Ready to Build. Fabulous 19,000 sq. ft. building lot available in Sunny Side Park. The perfect location to build your dream home. Close to Ray Shepherd, Laronde, and Elgin Park Secondary schools and walking distance to local parks. G.S.T. not included in the listing price. * PREC

D SOL

$1579000.00

SITE FOR SALE Three townhouse site available in Langley For more details call vipan sharma

6922 202B Street, Langley This offering represents an opportunity to secure 1.6 acres of prime townhouse development land in the Central Gordon neighbourhood in the Township of Langley. The property is designated for 12-40 units per acre. Great Investment Potential. Close to all shopping and amenities. An exclusive opportunity to invest in one of Canada's fastest

D

D

SOL

Spectacular custom built home with professional b u i l d e r N o r t h Ea st Gordon area. Walking distance to the urban shopping area. This impressive 3-storey homewith finished basement. Featuring 4

$929,000

OL S T N

E

REC

$3,678,400

OFFICE SPACE FOR LEASE

FURNISHED OR UNFURNISHED GROUND FLOOR LEVEL 4 Good size offices, Big 10 Chairs Board room and Nice reception area for rent on 120th Street and 93A Avenue. Approximately 1200 SF. Very good location. Good for Lawyers, Accountant, Immigration or Professional’s Office.

CALL FOR MORE INFORMATION

R2213711

8 Bed, 7 Bath, 6,355 Sq Ft, 20,020 Sq Ft Lot, Built: 2017

604.786.7000

Saturday, Feb. 22, 2020

| Indo-Canadian Voice

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Indo-Canadian Voice

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Saturday, Feb. 22, 2020

We Build Your Dream Home

LICENSED BUILDERS QUALITY WORKMASHIP

BEST RATES IN TOWN

WE BUILD ENERGY EFFICIENT, PASSIVE & NET ZERO HOME

MANDEEP - 604.786.7000 KAPIL - 604.719.6164 Email: rknewprojects@gmail.com

PROJECTS

Saturday, Feb. 22, 2020

| Indo-Canadian Voice

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NEWCOMERS TO CANADA INFORMATION SEMINAR Planning to buy home next year? Come to our free home buyer weekly session! Sign up to attend free information session at Clear Trust Mortgages Delta Office Weekly.

Every Wednesday between 6:30 to 8:00pm Seating is limited.

Please contact for more information :

POWERED BY :

Akshay Singla : 604-724-6000 Email: Akshay.singla@cleartrust.ca or Helen.prasad@cleartrust.ca

Indo-Canadian Voice

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Saturday, Feb. 22, 2020

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