Edmonton New Home Guide - Dec 20, 2013 by NextHome

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WHAT FIRST-TIME BUYERS LOOK FOR

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LANDSCAPING: INVESTING IN THE OUTDOORS

DEVELOPMENT CHARGES: WHAT YOU NEED TO KNOW

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What’s Old is New Again

e’re all familiar with the standard practice of buying a new home in a new subdivision, but have you considered buying a new home in an old subdivision? While not mainstream yet, this practice is really catching on. One of the ways to reduce the “Urban Sprawl” type of development we currently have is to rejuvenate older areas of the city. The City of Edmonton has determined that we need at least 25% of our growth to be in existing areas to make us a more sustainable city. This means taking existing older areas and increasing their build density. Where there were 3 single family homes before, now we can build 4-5 row houses. We will also start seeing low-rise multifamily in these areas as well. This provides opportunity for some single family homes as well. This is a great sustainability model. What we are replacing are old, energy inefficient homes with new ones. Many of the areas popular for this currently have homes built in the 40’s to early 60’s. Back in that day, just building shelter was the priority. We had the baby boom going on and much of our skilled workforce was lost in the Second World War. Homes were built mostly for function with a couple of bedrooms a living room and an eat-in kitchen. They were small and there wasn’t a lot of thought into the design. Insulation and good windows weren’t a priority; neither was moisture control and restriction of air infiltration. Additionally, many of these homes are not good candidates for renovation, a better investment is a total teardown and redo. Some homes in these areas can be renovated economically, and these homes should be redone to a new home standard. There are a number of benefits to everyone with this type of development. New homes use less natural

gas, electricity and water than older homes. This helps the city increase density with little investment into the infrastructure, using services already in place. Environmentally, this is a huge win. Homes built in this period are energy hogs. Typically you can build a new home twice the size and still have lower energy consumption. C3 (formerly Alberta Climate Change Central) has identified renewing or renovating the existing housing stock as one of the best and least costly ways for Alberta to reduce its greenhouse gas emissions. Also, this type of redevelopment keeps the existing trees and soils as opposed to the land stripping that goes on in current new development. The homeowner benefits are the best of the bunch. Imagine waking up in your new home, going out for a coffee on your brand new deck in the shade of the 40 year old trees in your yard. Your new home is close to all the amenities you require: schools are just down the street as is the local grocery store. You have a great community league nearby and public transportation is within easy reach. Paints a pretty nice picture, doesn’t it? It’s not all sunshine and roses however. The city’s current process for redeveloping these areas is onerous to say the least, so patience is a requirement. The city is looking into changing this and is currently consulting industry and the public. This will change; it will just take a bit of time, and your patience will be rewarded.

DAVE TURNBULL Product Development Manager Landmark Group

To everyone who enjoys energy bills: We’re sorry. 06 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

contents DEC 20, 2013 - JAN 17, 2014

VOLUME 25 ISSUE 13

Community Profile

p.47 ROYAL OAKS The jewel of Greater Edmonton

features & editorials IN EVERY ISSUE

10 EDITOR’S NOTE

82 QUICK TIPS

Overjoyed, not overwhelmed – holidays without hassle by Hellen Buttigieg

COLUMNISTS

20 FUNDAMENTALLY SPEAKING

Why buyers should be aware of Development Charges by Wayne Karl

26 CHBA - ALBERTA

What first-time buyers look for by Jim Rivait

30 HOMEBUYERS’ HELP

Investing in the outdoors by SLC Ltd.

44 MAKE YOUR MOVE

Blizzards, black ice and moving by Chuck Resnick

58 THE MORTGAGE MINUTE

How home equity can be a key part of your and your family’s financial future by Peter Kinch

HOMEBUYERS’ HELP

32 STYLE FILE

A holiday home by Lydia McNutt

73 SHOWHOME REVIEW

Sterling Homes – the Tikkannen in Newcastle

96 NEW-HOMEBUYERS’ RESOURCE SECTION Mortgage calculator and rate table

90 WEB DIRECTORY

Edmonton area builders, developers and communities

IN THE NEWS

28 ECONOMY

Canada poised to take advantage of U.S. economic recovery in 2014: CIBC

40 SABAL HOMES

Sabal Homes’ brand new Edmonton office is now open

42 ROHIT GROUP OF COMPANIES

100 women... 2,400 Reasons to Celebrate

50 ECONOMY

Better days ahead for most provincial economies in 2014: Conference Board

54 CHBA

CHBA welcomes positive economic update from federal Finance Minister

78 EMPLOYMENT

Canada’s unemployment rate headed lower: CIBC

68 ECONOMY

Promising U.S. outlook in 2014 bodes well for Canadian economy

COVER

FEATURE ADVERTISER

Rohit Glenridding Heights

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VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

Think

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

S PR I N G ! NOW PRE-SELLING

SHOWHOMES OPEN SPRING 2014

GLENRIDDINGHEIGHTS.COM

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SENIOR SALES MANAGER, WESTERN CANADA

Edwin Rizarri ART DIRECTOR

Daiana Garay EDITOR

Wayne Karl CONTRIBUTING EDITORS

INSIDE THIS ISSUE

WHAT FIRST-TIME BUYERS LOOK FOR

LANDSCAPING: INVESTING IN THE OUTDOORS

DEVELOPMENT CHARGES: WHAT YOU NEED TO KNOW

Sara Duck Elisa Krovblit Lydia McNutt

ACCOUNT EXECUTIVES

Jennifer Mizier 780.217.6778

Nancy Chemait 780.619.3241

PRODUCTION CO-ORDINATOR

Greg Van Sluytman GRAPHIC DESIGNER

Viosa Barileva

MANAGER OF PRODUCTION

Bala Gnanapandithan

Published By

district maps 012 021 037 046 053 055 056 057

EDMONTON REGION SOUTHWEST SOUTH BEAUMONT LEDUC SOUTHEAST SHERWOOD PARK FORT SASKATCHEWAN

061 067 077 079 087 089

NORTHEAST

The Edmonton New Home Guide is a free publication with distribution every four weeks. Submit articles or advertising to PO Box 458. Station Main, Edmonton, Alberta T5J 2K1

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Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. TERMS Advertisers,

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EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

e d i t o r ’s n o t e

New home experience

Make wise choices and enjoy the process

hen only a new home will do, those in the market will be pleasantly surprised by the exceptional value and detail it offers. When you buy new, you don’t inherit someone else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint. If you’ve always fantasized about buying a brand new home, here are a few tips that can help you make the process a pleasant one: ›› Shop the mortgage market to see what you can afford before you start your hunt; ›› Contract a lawyer who is willing to review your offer and close the deal; ›› Don’t be persuaded by high pressure sales tactics while you’re out shopping; ›› Determine which options and upgrades you want as part of your offer and ensure your lender will finance what’s required, if needed; ›› To save money, consider which upgrades you could purchase and install yourself after the sale closes. Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction. Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your final decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your first steps in the home-buying process. We hope you enjoy this issue of New Home Guide. Let us know what you think! We’d love to hear from you.

Susan Legge EDITOR-IN-CHIEF Wall2Wall Media, Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

What price Development Charges?

Government fees, other costs rising to the point that future aﬀordability may be threatened

ant to startle yourself just a little? Dog-ear this page, and turn to page 20 of this issue (but be sure to come back!) and read my column on the increasingly challenging issue of Development Charges and other government fees associated with new-home development. You may be surprised to learn that such fees are rising at an alarming rate and are becoming an increasingly contentious topic. In Edmonton, as well as in other cities across the country, Development Charges are even becoming a critical issue. Why should you care? You should care because these costs are transferred straight on to you, the new-home buyer, when purchasing such property. And they’re rising to the point that they are threatening affordability. Do you know what portion of the cost of your prospective new home goes toward Development Charges? Do you know if the fees in your potential community are rising (spoiler alert: they are), how fast and what the increases are based on? These are all questions worth asking, as you explore this topic and how it might influence your homebuying decision.

Wayne Karl EDITOR Wall2Wall Media, wayne.karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl

10 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

mattamyhomes.com

What Edmonton Homeowners Can Expect From Us. Since 1978, we have built our reputation entirely on providing a satisfying experience to all those who give us the privilege of building their new home. Through the years, we have earned many awards for customer satisfaction. The awards that make us the proudest are the ones based on comments from our homeowners. There is simply no better feeling than having a homeowner tell us they “love” their home. Soon we will be presenting our first collection of homes in the Capital Region at Beaumont in the golf course community of Coloniale Estates. We will also be coming to Sherwood Park in the near future.

Enjoy The Views Made For You.

Today, we have been fortunate enough to have built more than 60,000 homes in over 150 communities across North America. We are the largest new home builder and community planner in Canada, and it’s a privilege to be coming to Edmonton and the surrounding area.

To Register For Information On Coloniale Estates, Or Any Of Our Future Communities, Visit: mattamyhomes.com Follow us:

Edmonton_New Home Guide_Dec7.indd 1

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12 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

Call (780)718-1338 or (780)484-8754 www.gannethomes.com

ERHBA MEMBER

HAPPY HOLIDAYS! The end of a year brings reflection on the past, and the arrival of a new year brings dreams and opportunities. We thank you, our readers, for your continued support as we strive to bring you the best that the industry has to offer. We thank you, our advertising customers, for your patronage and continued loyalty to the magazine.

Best wishes in your home hunt! FROM ALL OF US HERE AT

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 13

The Estates

at Waters Edge W

hether you’re looking for a weekend retreat or permanent residence, The Estates at Waters Edge, located 45 minutes west of Edmonton at Lac St. Anne, is a Lake Front community of single-family homes. This secure, gated development is situated on a half-mile of south-facing lakeshore. Summer includes boating, water sports, fishing, walking and biking along the numerous pathways, enjoying barbecues on the deck and watching a beachfront sunset, or visiting one of the various golf courses in proximity. On-site a private boat launch and maintained marina is included for your carefree boating enjoyment. For social gatherings, a clubhouse, including a kitchen, dining area and games room, can accommodate small groups and large, community events. The clubhouse is great for getting everyone together for a private function or community social gatherings. Residents can also enjoy the beachfront recreation area, children’s playground, on-site walking/cross-country ski trails and future development includes a fitness centre, hot tub and outdoor swimming pool to complement existing amenities. The project’s popularity to date has been attributed to the overall hassle free concept of the Waters Edge experience. Prospective buyers can choose their select lot; as well select their choice and size of Craftsman style residence. Floorplans range from two to four bedrooms and 1,150 to 2,500+ sq. ft. constructed on a crawl space, full basement or walk-out basement, or custom design your home with our design team. All are finished in the Craftsman style in your choice of colours, which feature fully landscaped yards, paved driveway, parking pad, exposed aggregate sidewalks. Attached and detached garages and additional storage in the secure storage yard on-site for your recreational toys are also available on-site. Additionally, residences come complete with a 10-year Progressive Home Warranty to ensure home construction quality. Homes are designed so that the living areas take full advantage of the great lake views. Plans are customizable to make the layout and room sizes suit each individuals needs. All designs are done in-house by the Waters Edge Architecture lead design team, so the turnaround time for consultation and final design plans is very fast. Most home builders charge a fee with any changes to their plans, while this is part of a service that is provided to an owner who chooses to build with Waters Edge. Owners can also choose to buy the lot and bring their own builder. The proposed design just has to fit within The Estates at Waters Edge architectural and landscaping guidelines. Upgrades are also available to the homes, including granite countertops, gas fireplace, central vac system a detached or attached garage, as well as numerous other options. The interiors of these homes come in a variety different high-quality finishing packages, with energy-efficient designs and six low-energy appliances. R-20 insulation is used in the walls and R-40 in the ceilings. Use of high efficiency furnaces provides that the homes are built to high efficiency standards and save on utilities. 14 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

A monthly maintenance fee ensures maintenance of all the common areas (such as clubhouse, marina, playground, beachfront recreation area and boat launch). The fees also include water, sewage and a full-time on-site manager. There are lawncare and winter snow shoveling services also available. The area surrounding Waters Edge offers a healthy list of amenities. A convenience store and gas station are a few blocks away. Onoway and Alberta Beach offer retail services including grocery and liquor stores, restaurants, gas station, public library, hair salon, dollar store, hotel and golf course. Schools are nearby and the Barrhead and Stony Plain hospitals are only 25 to 30 minutes away. The proximity to Edmonton is a major selling point for The Estates at Waters Edge. A short drive can get you to your lakefront home in no time. Many of the purchasers, however, are not from the Edmonton area. Residents include people from Peace River, Fort McMurray, Whitecourt and Calgary. They have found The Estates at Waters Edge to be the best value and location for Lake Front and Lake View property in Northern Alberta. Lot prices start in the low $100’s, and twobedroom residences with a completely landscaped lot start in the low $300’s! Onsite showhomes are available for immediate possession. Call Mike at 780-405-6378 or 1-877-405-1105 or visit watersedgeestates.ca

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DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 15

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 17

CMY

fundamentallyspeaking

WHY BUYERS SHOULD BE AWARE OF

Development Charges by WAYNE KARL

GET READY, NEW-HOME BUYERS. NO, NOT JUST

in your general preparedness for buying a home, but for an increasingly difficult – not to mention controversial – issue that’s costing you more money. And you likely don’t even know it. Development Charges. If you’re not familiar with the term, you likely will be soon, as it’s a contentious issue facing home builders – and therefore buyers – across the country. Just what are Development Charges? In short, they are the fees applied by various levels of government when new homes are built, to pay for new infrastructure such as roads, transit and other necessities. That part you may know. But what you likely aren’t aware of is that these fees are rising exponentially, have been for years, and they’re occupying an increasingly high portion of new-home costs. And they’re passed right on to you, the homebuyer.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

years ago, the costs accounted for just three per cent. In Metro Vancouver, the various government fees and levies range from 16 to 27 per cent of the cost of a new home, depending on the city and the type of housing. In Toronto, City Council recently voted to increase Development Charges by 75 per cent, to almost $30,000 for a semi or single-detached home. It’s even worse in the Greater Toronto Area, where fees and charges collected by six GTA municipalities average out to about $116,200 on a new singledetached home, representing 22 per cent of the cost. For a new highrise, the fees average $64,000 – or 20 per cent. Though the problem may differ slightly from one city and province to the next, with critics arguing the fee increases are largely arbitrary, the concern is universal: new-home buyers are picking up a disproportionate part of the tab for infrastructure development, causing new-home prices to rise to a point that threatens affordability.

HOW SERIOUS AN ISSUE IS THIS?

In Edmonton, government imposed levies for suburban development are a “top issue” in the city, indeed, the entire region, says Rick Preston, executive director of the Urban Development Institute, Edmonton. New residential construction in suburban Edmonton will generate about $8.2 billion in revenue for the city over the next 25 years, he says. However, Development Charges have become a revenue stream and an expectation in the absence of sufficient infrastructure funding from both the provincial and federal governments. The charges are passed on to the building industry, which in turn passes them on to homebuyers, impacting affordability, says Preston. But this is not just an Edmonton problem. In Calgary, government imposed levies for suburban development have risen from $52,000 per hectare in 2001 to about $316,000 per hectare in 2013, according to Guy Huntingford, CEO of the Urban Development Institute, Calgary. How much that amounts to for each home depends on the specific area and housing type. In Ottawa, Development Charges and other governmentimposed fees account for about 23 per cent of the cost of a new home – or about $100,000 of a single-family home. Twenty-five 20 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

SO, WHAT CAN BUYERS DO ABOUT IT?

The first step is simple awareness. Indeed, as a prospective new-home buyer, you may not appreciate the importance of the Development Charges issue just yet. But if you or your family members are a few or even several months away from making a purchase, you may want to educate yourself on the matter, and ask prospective builders about it. Otherwise, join those who are already concerned that if such fees are allowed to rise unchecked, new-home affordability will eventually be severely threatened. And that will be a price that, ultimately, no one can afford to pay.

DEVELOPER: Windermere Grand BUILDERS: Audie Benson Estate Homes, Birkholtz Homes, Homes by Element Construction, and OPEN to the public LOCATION: North of 9th Avenue on the corner of Windermere Drive and Windermere Road

8 CREEKWOOD CHAPPELLE

DEVELOPER: Delcon Creekwood BUILDERS: Alldritt Homes, Artisan Homes, Marcson Homes, Bedrock Homes, Homes by Avi, Kimberley Homes, ReidBuilt Homes, Rohit Communities, Connect Homes, Thomsen Built LOCATION: South of Ellerslie Road & West of 141 Street

9 WINDERMERE SOUTH

DEVELOPER: Windermere Lands Ltd. BUILDERS: Dolce Vita Homes, Bedrock Homes, Thomsen Built, Marcson Homes LOCATION: 170th Street & Ellerslie Road

10 CHAPPELLE GARDENS 1 AMBLESIDE IN WINDERMERE

DEVELOPER: Windermere Ambleside II Ltd. BUILDERS: Marcson Homes, Bedrock Homes, Kimberley Homes, Homes by Avi, Kanvi Homes, Connect Homes, Averton Homes LOCATION: Terwillegar Drive and Anthony Henday Drive

2 LANGDALE IN WINDERMERE

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, MacLachlan & Mitchell Homes, Pacesetter Homes, Sterling Homes, Rohit Communities, Marcson Homes, Augusta Homes LOCATION: 170 St & 7th Ave. S.W.

3 GLENRIDDING

Developer: UnitedCommunities Builders: RSL - Homesby Avi, Pacesetter, Parkwood Homes, Landmark Homes. RPL - Pacesetter, Landmark Legacy Homes, Rohit Communities. Duplex Homes (front attached Garages) - Parkwood Homes, Landmark Legacy. Duplex Homes (rear attached garages) - Homes by Avi, Rohit Communities. LOCATION: 156 Street & Ellerslie Road

4 UPPER WINDERMERE

DEVELOPER: Beaverbrook Developments BUILDERS: Ace Lange Homes, Homes by Managen, Dolce Vita Homes, Artisan Homes, Carriage Signature Homes, Sunny Valley Homes, Averton Homes, MacLachlan & Mitchell Homes, Open LOCATION: Windermere Blvd. West of 170 St.

5 KESWICK ON THE RIVER

DEVELOPER: MLC Group BUILDERS: Cameron Homes, Rohit Communities, Hillview Master Builder, Kimberley Homes, Landmark Homes, Parkwood Master Builder, Aacropolis Homes, Ace Lange Homes, Carriage Signature Homes, Perry Signature Homes LOCATION: West of 180th Street and South of Ellerslie Road (9th Ave)

足southwest

7 WINDERMERE GRAND

DEVELOPER: Brookfield Residential BUILDERS: Lincolnberg Master Builder, Daytona Homes Master Builder, Look Homes Master Builder, Homes By Avi, Maple Isle Homes, Brookfield Homes LOCATION: South of Ellerslie Road & West of 141 Street.

11 ONE AT WINDERMERE

DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Western Living Homes LOCATION: Winderemere Blvd. West of 170 Street

12 AMBELSIDE SOUTH

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Coventry Homes, Connect Homes, LOCATION: Ellerslie Road & 170th Street

6 WINDERMERE RIDGE

DEVELOPER: Beaverbrook Developments. BUILDERS:Cami Custom Homes, Marco Antonio Homes, Open LOCATION: Windermere Blvd., West of 170 St.

Ideally located in the Windermere area of Southwest Edmonton, Glenridding Heights is an exciting new community that offering something for everyone. Close to shopping, schools, recreation, and major roadways, you’ll never be too far from life’s pleasures!

THE GOOD LIFE... WITHIN REACH!

ROHIT LAND DEVELOPMENT PRESENTS

GLENRIDDING HEIGHTS Welcome to Rohit Land Development’s premiere southwest Edmonton community – Glenridding Heights. Located south of Ellerslie Road and just east of 170th Street, Glenridding Heights is situated in the heart of the desirable Windermere area. The community offers both convenience and accessibility by being located close to some of our City’s most popular commercial districts, as well as having the Anthony Henday being only minutes away! The community also offers a wide variety of home styles to meet the diverse needs and lifestyles of buyers looking for a place to plant their roots. Five premier builders are featured in Glenridding Heights with an array of home sizes and layouts from townhomes and triplexes to beautiful single family. “Glenridding Heights has been developed with the foremost goal of creating a community that residents are proud to call home,” says Russell Dauk, VP of Land and Commercial for Rohit Group “where accessibility is key. With major roadways complete in and around the community, travelling throughout the city is simple and convenient! The community itself is also within reach for home buyers in different life stages. New buyers can feel confident in finding their perfect first home, while-mid market homes are also available for those looking at establishing their family’s dream home.” Natural amenities include tree lined streets and nearby walking paths, as well as over 7 acres of community outdoor recreation space developed for home buyers to enjoy. Also included in the community is a naturalized pond to provide a scenic view for residents. Situated near some of the most coveted amenities in the city, Glenridding Heights is only minutes away from the Currents of Windermere. This extensive commercial shopping district features a wide range of shopping, dining, and entertainment – including Edmonton’s only Cineplex VIP Theatre. Families will find added convenience of both Public and Catholic schools nearby, plus future plans for a City of Edmonton recreation center will have residents within walking distance to an array of health and fitness activities.

Glenridding Heights showhomes are set to open spring of 2014; however, strong sales have already begun for homes within the community! With homes starting in the low $300s there is no better time to become a part of this highly anticipated community. Contact home builders now for prime home and lot options before the official spring launch to secure your home in Glenridding Heights. Crimson Cove Homes | 780-235-1476 Single Family Homes D’Cor Homes | 780-989-2429 Single Family Homes Lincolnberg Master Builder | 780-431-8842 Single Family Homes Pacesetter Homes | 780-758-6419 Single Family Homes & Townhomes Rohit Communties | 780-906-9782 Triplexes

GLENRIDDINGHEIGHTS.COM 23

SOUTHWEST

24 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

SOUTHWEST

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 25

industryupdates - chba - alberta

First-time buyers:

what they look for

jim rivait Jim Rivait is Chief Executive Officer of CHBA – Alberta. Starting his career working in government, Jim spent the last decade working in the private sector specializing in government relations, advocacy, strategic communications, policy development/analysis and association management.

by Jim Rivait If you are younger, taking extra time to decide on a home

purchase and hungry for more information on the subject there is a good chance you are an FTB – a first-time buyer. The Canada Mortgage and Housing Corp. (CMHC) recently surveyed 500 first-time buyers online and then followed up with focus group discussions with recent and prospective homebuyers. What they found tells us a lot about first-time buyers and how their approach to the search for a home compares with repeat buyers. For starters, they found 72 per cent of FTBs searched online for “home buying info,” compared to just 29 per cent of repeat buyers. Their key reasons for wanting to enter the housing market were “not wanting to rent” and “wanting to own their home.” Those explanations will sound familiar to many potential FTBs in this community, who see people flocking to Edmonton because of good wages and a strong job market. Population growth is driving down the city’s apartment vacancy rate to among the lowest levels in Canada. That tight market will make good apartments harder to find and swing the doors wide open for landlords to raise rents. Besides wanting to start building personal equity and wave goodbye to the landlord, first-time buyers have other things in common. They are young – almost two-thirds are under 35 years of age – and because they are still in the earlier stages of their careers, they have lower incomes than repeat buyers. First-time buyers also need a little more time to complete a purchase, taking an average of 10 months to plan a move instead of the sevenmonth norm for repeat buyers. But once they have purchased a home, they are 50 per cent more likely to move again within the next five years than repeat buyers. In some ways, FTBs are not a lot different than people with experience in buying real estate: both groups favour single family homes. One big question facing FTBs that the survey did not cover was whether to buy a new or a used home. The survey did touch on one factor that should be part of that decision – the need to spend more to fix problems 26 New home Guide | Dec 20, 2013 - jan 17, 2014

or improve the property after the purchase is completed. More than half of first-timers expect to make major repairs or improvements within five years of the purchase. The reality is many rookies in the real estate market will find comfort levels are higher with new homes because they can tailor a home to best fit their needs, take advantage of technological advances that will lower utility bills, and enjoy peace of mind knowing they will not face big repair bills. They can also avoid the stress and hassles of trying to find a resale property that fits both their needs and budget only to then to be forced to make a hurried decision on whether to put in an offer. One excellent source of information on homebuying – and we know FTBs are looking for all the material they can find – is the CHBA Edmonton Region website. It includes a host of consumer tools and resources to help consumers find the right location, style of home and features for them. It’s also where you can find a list of CHBA members with the experience and expertise to satisfy both first-time and repeat buyers. The Canadian Home Builders’ Association – Alberta represents more than 1,500 business members including new home builders, renovators, developers, trade and supply companies and professional services.

SOUTHWEST

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 27

inthenews

Corporate Canada poised to take advantage of strong U.S. economic recovery in 2014: CIBC Corpor ate Ca na da h as

never been in a better position to capitalize on a U.S. economic recovery, CIBC World Markets Inc. reports in the latest Composite Indicator of Corporate Canada’s Strength. “While it is widely expected that stronger growth in the U.S. next year will have an upside benefit for Canada, what might surprise many is how quickly and significantly corporate Canada will ramp up spending to capitalize on the long awaited rebound in global demand,” says Benjamin Tal, deputy chief economist at CIBC. Using the bank’s Composite Indicator of Corporate Canada’s Strength, he finds that, while softening somewhat recently, the index is still hovering around an alltime high and is almost a full point above its long-term average. “That’s important since the higher the level of our index, the more responsive corporate Canada has been to a shift in U.S. demand.” 28 New home Guide | Dec 20, 2013 - jan 17, 2014

Tal notes that, on average, a one-per-cent change in U.S. growth has led to a full threepercentage-point change in capital expenditures by Canadian corporations. However, during periods of high-index readings like we have currently, the same increase in U.S. demand has translated into a fourpercentage-point acceleration in capital spending by Canadian companies. “The response by corporate Canada is directly linked not only to the speed of the recovery south of the border, but also to its financial position at the eve of that acceleration,” he says. “Given the highly elevated level of our index, the ability of Canadian corporations to respond to improving U.S. demand has never been better. “What’s more, this is not a tale of one or two major industries that biased the aggregate results. The index performance is widely based. In fact, improvement in key measures such as cash position and profit margin in recent years actually appears more impressive when the mighty energy sector is excluded.” CIBC Economics is calling for the U.S. economy to expand by 3.2 per cent in 2014, more than double the projected pace in 2013, with the global economy growing by four per cent next year.

SOUTHWEST

m o r F s y a d i l o Happy H

e l l e p p a h C d o o w k e e r C

CreekwoodChappelle.com

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 29

homebuyers’help

Landscaping trends Investing in the outdoors By SLC Ltd. Outdoor Kitchens

The state of the economy over the last few years has

made some changes in the way people are looking at and viewing their living spaces. Rather than going on an expensive vacation, many homeowners are opting to stick around town and invest in their home and its usable living space. This trend has expanded to the outdoors; as people are staying in more often and entertaining at home, this has increased the need for more livable outdoor space. Homeowners are constantly looking for new ideas to create a sense of comfort and place for their family, friends and neighbors to enjoy the outside.

Outdoor kitchens are another big trend. These new outdoor kitchen areas are much more than just a barbecue grill and a lawn chair. With home entertaining and gourmet cooking becoming more popular in recent years, it is only natural that outdoor kitchens evolve as well. Until recently, most outdoor kitchens where seen in places such as California and Arizona due to the milder client. However, now with new products, features and today’s innovative home designs, we are able to build outdoor kitchens here in Alberta, to be enjoyed in many cases all year long. Homeowners today are looking for the complete package – kitchens with counters, bars, dining areas, fridges outdoor dishwashers, fireplaces – you name it! These areas are not only for cooking, but for hours of fun and entertaining outside as well. Whether it is a hot August night for a family barbecue, or a cool winter evening with the kids and hot chocolate. This past summer was a busy one for us, installing “the sky’s the limit” landscaping projects for many new-home owners. The excitement on their faces when the job is complete is confirmation enough that the trend toward improving one’s outdoor living spaces is here to stay. Heck, our team was even invited over by a homeowner to enjoy a gourmet meal, prepared in an outdoor kitchen we installed. Now, that’s reaping the rewards!

Living and Building Green

A lot of emphasis has been put on being Green or environmentally friendly recently. We are all looking for ways to conserve, replenish, recycle and otherwise help the environment we live in. While homeowners are looking for more low maintenance water-friendly plants, yards and landscaping, they are also looking for more ways to improve their outdoor spaces while shrinking the size of their carbon footprint. This is where the popularity of new Green products and practices has recently seen a huge growth in the landscaping marketplace. As a father of two young children, I practice what I preach in my own landscaping, and all of the landscaping projects we design and install for our clients. I, like the most of you, have a desire to leave this earth a better place for my children and future generations. There are several brands and products on the market now that are good for the environment. Retaining walls that were once built of thousands of feet of treated timber are now being replaced by the different types of natural stone blocks, rocks and fieldstones to create beautiful, durable and Green outdoor living spaces. 30 New home Guide | Dec 20, 2013 - jan 17, 2014

SLC Ltd. specializes in residential, estate and acreage landscape construction. From pilings to patios , water features, driveways, retaining walls, lighting, walkways, fences, irrigation, garden beds, boulders, barbecue, fire pits and the new synthetics grasses. Planning your landscaping is an exciting time and we are here to help. Our team of friendly knowledgeable and hardworking staff can make your landscaping dream a reality. SLC Ltd. is locally owned and operated, providing landscaping and commercial snow removal services to Edmonton and surrounding area. Call us now for a quote at 780.983.8233 or visit shaneslandscaping.com

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Introducing the Urban Series by Kanvi Homes. This new series offers all the modern hallmarks of Kanvi, but at a price-point accessible for the first or second-time home buyers. We bring together the benefits of new home construction with modern and contemporary design that complement the family lifestyle. Ambleside Showhome 3691 Allan Drive SW Area Manager: Betty Semeniuk Phone: 780 862 9012 Email: betty@kanvihomes.com

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*Price includes lot, home & GST. Price subject to change without notice.

he 2013 Residential Construction Industry Conference (RCIC) was held on April 30th and May 1st at the Edmonton Expo Centre – with a SOLD OUT trade show floor showcasing 83 different companies and over 800 delegates in attendance it was a great success! RCIC is a two day – industry only - conference that is hosted by the Canadian Home Builders Association – Edmonton Region (CHBA-ER) annually. Both days consist of the opportunity to visit the trade show floor that showcases a vast amount of innovative products and to also attend many of our educational sessions that are delivered by world renowned speakers. This year at RCIC there was a session for everyone – whether you wanted to be mentored by one of our top industry leaders, learn more about extreme selling, how to harness a homes emotion, the five tips for a more Get the hands-on training professional relationship with your trade contractor, or you need to get into the trades. learn more about high efficiency homes on our first ever Our industry-recognized programs are high performance home tour this was the place to be! delivered in a supportive learning environment We offered 58 different sessions with all different topics so that you can start to build your future now. that relate to each person in the homebuilding industry.

Suzy always wanted to be a homemaker

Visit us at

womenbuildingfutures.com

If you missed this year’s RCIC don’t forget to SAVE THE DATE for the 2014 RCIC – April 2nd and April 3rd.

For more information please visit the website:

www.rcic.ca

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 31

stylefile

A holiday home

Lydia McNutt chats with interior designer Heather Segreti on ‘ Twas the night decorating with festive flair before Christmas, It’s easy get into the festive spirit, especially

when the stores begin setting up their winter wonderland window displays the day after Halloween. The holiday season seems to come sooner and sooner every year, and let’s face it – by the time the holidays actually roll around, things can get out of hand. Interior designer Heather Segreti offers some tips to welcome the festive season in style. “People run into problems when they continually purchase new decorative items each year, and then end up with a home full of goods – none of which work together,” Heather says. “So, a plan is your best friend.” 32 New home Guide | Dec 20, 2013 - jan 17, 2014

your home is aglow, with lighted white candles and sweet mistletoe. The garlands are decked out with small silver bows, dressed to impress, thanks to tips from this pro...

1. Heather’s tips for a Holiday Home: » Examine the style of your space, and follow that direction with your decorations. Is it traditional, contemporary or something in between? » Choose your colour scheme. For a cohesive aesthetic, look to your everyday décor to inspire your holiday palette. For example, if you have brass hardware, then gold ornaments may work for you. If you’re a brushed nickel or chrome kind of person, then silver will probably catch your eye. Starting with a colour palette will keep you on track when you are out shopping. You will stick to your colours – if you have opted to go gold, you will pass on the silver garland, even though it is on sale. » Less is more. The festive items you choose should blend in with your existing décor without looking out of place or cluttered. This may mean relocating some of your everyday accessories, or putting them away over the festive season to make way for the wonderfully themed decorative items you’d like to put on display. 2. The gift of great style: » Glass vases filled with silver and white ornaments can replace your yearround dining room centrepiece. » Silver candlesticks tucked among sprigs of aromatic cedar can replace your usual year-round mantel décor. » “Real” cedar and pine decorative garland to line the mantel or dining table is always a classic choice and looks good in any style space. I am a fan of the real thing when it comes to greenery, however there are many good replicas on the market that will last through many holiday seasons. 3. hot mantel décor: Fireplaces are so much fun to decorate during the holidays. This is where you can create a real focal point. First, clear out the existing mantel décor so you have a clean slate to work with. Start with some fresh greenery in keeping with the holiday spirit – cedar or pine work well. If you can add lights which plug in discretely, then go ahead. If not, opt for the battery-operated light strings to eliminate unsightly power cords. Next, take some decorative ribbon that matches your colour scheme and wind it loosely through the garland. Add candles, pinecones and glass ornaments to finish off the look. The mantel is the place to display your fragile or sentimental ornaments – especially if you have children or pets. It’s out of the way, yet the centre of attention. Replace the artwork you have hanging above the mantel with a starburst mirror or a festive wreath. Remember to stick to your theme, and coordinate the mantel with the other pieces of holiday décor that is on display. The hearth is another place that will require some attention. Consider creating a landscape of tall standing figures, such as snowmen or a wonderful wooden Nutcracker. Just remember not to clutter things up too much. The key is to remove your year-round décor and replace it with your favorite festive pieces. Less really is more. heather segreti Founder and president of Segreti Design, Interior Designer Heather Segreti is a member of ARIDO and IDC, with more than 22 years of experience. segretidesign.com 33

FROM MODERN TO MODEST:

SELF-EXPRESSION:

The industrial modern décor of 2013 will morph into a more relaxed, more classic and modest look in 2014. While stone, metal, and wood will still be popular, expect a more relaxed feel and rounded designs with earth shades and raw metal finishes.

Whether it’s bold use of color or ornamentation, homeowners won’t be afraid to express their personality. Jeweled colors, gold gilded frames, high contrast from modern to traditional shown here –kitchen designed by Sarah Richardson shows definitely old is new, with high contrast Cobalt Blue, white and gold.

Top 10 Trends

FOR 2014 THIS YEAR I’VE JOTTED DOWN MY TOP 10 INTERIOR DESIGN TRENDS. Whatever your style, stay true to your self, your family and friends – Happy Holidays everyone! URBAN DOWNSIZING: Downsizing continues to be a long-term trend. 2014 will see people interested in living in smaller spaces that are closer to downtown rather than larger houses in the suburbs.

U-SOCKET: Apple devices reign in most households, so the new U-Socket wall plug has two built-in USB ports to power devices including iPhones, gaming devices, digital cameras, Kindles and iPads. The U-Socket also has a smart sensor that allows it to shut off when the device is fully charged — an environmentally friendly feature that prevents “vampire drain.”

COBALT BLUE: While designers may disagree on what constitutes some trends in 2014, on one subject they all agree: bright colors are most certainly “in”. From fabrics, to wallpaper, furniture to backsplash tiles. Blue is the new neutral.

Building Homes

Edmonton & Area

For Real Life M

da en

Range Rd 230

66 Street

r lbe

.A ra tT il Groat Road

Wye Road

Whyte Ave

50 Street

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or townhomes with attached garage

Evolve – Single homes with or without attached garage

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RohitCommunities.com

Edmonton’s 2013 Builder of the Year

Home Styles Vistas – Bungalow communities Elements – Two storey duplexes

111 Street

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EDMONTON

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Whitemud Drive

PROCESS

Based on your feedback, we’ve created an inclusive product offering balanced with affordability to create exceptional value in your new home.

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Our process is simplified with finishing package options designed by professionals. All aspects of purchasing your new home are streamlined for your convenience.

LOCATION Our attention to your perfect home starts with its location. We choose communities that offer great accessibility to current and future amenities and conveniences.

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Find your Smart Space in a Rohit Single Family or Duplex Home Rohit Duplexes & Single Family Homes are located in prime areas with great amenities. With 14 locations in Edmonton and area we are sure to have a perfect fit for you! Homes available in a variety of functional floor plans with two to four bedrooms. Features such as laminate or hardwood, tile, granite, and second floor laundry come standard with many upgrade options available. A simple, streamlined process makes moving into a new home easier than ever! Rear deck and appliance allowance are also included with every unit.

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STAND ALONE TUBS:

POP OF PINK:

For the best in your tub experience in 2014, it’s going to be a free standing tub as a structural element. Takes up less space in the room than the old tiled-in tub deck, but can be a bit more to clean in and around it.

Add a pop of colour to brighten neutrals, soften masculine spaces and add energy to any room. From soft coral pinks, bright saturated magenta to lavender orchid pinks – this is an “it” colour for 2014 – Pantone Radiant Orchid 18-3224.

ASIAN-ETHNIC INFLUENCES: Always an eclectic look, whether you like an injection of texture shown here with natural carved woods, to bold patterns in your fabrics and accessories.

SHOWERS: In ensuites, showers are more popular than tubs. Homeowners are looking to embellish the ‘shower experience’ rather than to the tub. An increasingly popular feature is the curb-less sunken shower.

MULTIGENERATIONAL LIVING: For 2014, we are helping our clients design kitchens outfitted with multi-generational features that can accommodate aging parents or boomerang kids.

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere!

Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.

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Published by

36 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

Gateway Blvd.

James Mowatt Tr.

e. 30 Av

66 St.

11 ALLARD IN HERITAGE VALLEY

DEVELOPER: MLC Group / JCA Financial BUILDERS: Innovations by Jayman, Landmark Legacy, Rohit Communities, Jayman MasterBuilt, Sterling Homes LOCATION: South on James Mowatt Trail and South of 30 Avenue SW

101 Street

QE II

50th St.

DEVELOPER: MLC Group / JCA Financial BUILDERS: Landmark Communities, Sterling Squared, Simply Sterling, Rohit Communities, Innovations by Jayman LOCATION: South on James Mowatt Trail and North of 30 Avenue SW

1 15 6

Ellerslie Rd. (9th Ave.)

Millwoods Rd.

127 St.

23 Ave. Anthony Henday

91 St. Parsons Rd.

Calgary Trail South

111 St.

119 St.

30 Ave.

10 CALLAGHAN IN HERITAGE VALLEY

34 Ave.

12 THE ORCHARDS AT ELLERSLIE

DEVELOPER:Brookfield Residential BUILDERS:Front attached Homes: Homes by Avi, Sterling Homes, Jayman MasterBUILT Rear-Detached Homes: Landmark Legacy Homes, Daytona Master Builder SemiDetached:Axio by Brookfield Homes LOCATION:turn south off of Ellerslie on 91st Street, turn east on 25th Ave SW.

814

Township Road 510

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DEVELOPER: United Communities BUILDERS: Landmark Legacy, Homes by Avi, Landmark Communities, Landmark Homes, Park Royal Homes, Kirkland Homes LOCATION: North of Ellerslie Rd. on 66 Street

2 LAKE SUMMERSIDE

DEVELOPER: Brookfield Residential BUILDERS: Mosaic Townhomes, Brookfield Duplexes, Innovations by Jayman, Daytona Homes Master Builder, Landmark Homes, Homes by Avi, Pacesetter Homes, Landmark Classic Homes, Canyon Spring Master builder, Aacropolis Homes LOCATION: Ellerslie Rd. & Parsons Rd.

3 CALLAGHAN

DEVELOPER: Rohit Land Dev. BUILDERS: Art Custom Homes, White Eagle Homes, D’Cor Homes, Rohit Communities, Celebration Homes LOCATION: 1 km South of Ellerslie Road on 111 Street SW

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DEVELOPER: Qualico Communities BUILDERS: Street Side LOCATION: James Mowatt Trail & Rutherford Rd.

RR243

RR244

41st Ave. SW

south

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38 Ave.

39 Ave.

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5 WALKER LAKES NORTH

DEVELOPER: MLC Group / Cameron Communities BUILDERS: Cameron Homes, Crimson Cove Homes LOCATION: South of Ellerslie Rd. on 66 Street

6 WILLOW HAVEN

DEVELOPER : Carrington Land BUILDERS : Bedrock Homes LOCATION : 5624 - 7th ave

7 WALKER LAKES STATION

DEVELOPER: MLC Group / JCA Financial BUILDERS: Cameron Homes, Greenboro Homes, Sterling Homes, Pacesetter Homes, Landmark Communities, Lincolnberg Master Builder, Tamarack Park, Sterling Squared, Landmark Legacy, Boss Homes LOCATION: South of Ellerslie Rd. on 66 St.

DEVELOPER:United Communities BUILDERS: RSL - Kirkland, Landmark, Morrison and Montorio Duplex - Morrison, Montorio and Innovations by Jayman LOCATION: South on Ellerslie to 66th Street

14 ROYAL OAKS

DEVELOPER: Cancom Development BUILDER: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION : South on 101 Street to Towship Road 510. Turn east to EastVistas Blvd. (follow signs)

15 CHARELSWORTH

DEVELOPER: Cameron Communities BUILDER: Marcson Homes LOCATION: Just off Ellerslie, on 57th Street SW – and 7th ave

8 ALLARD

DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Kimberley Homes, White Eagle Homes, Parkwood Master Builder LOCATION: 111th Street & 30th Ave

9 RAVINES OF RICHFORD

DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, OPEN LOCATION: Ellerslie Road & Blackmud Creek Ravine

THE BEAUTY IS IN THE DETAILS. Visit our 13 new showhomes.

theorchards.ca 37

United Way’s new direction, “Creating Pathways Out of Poverty,” focuses on three areas that provide the best opportunities for lasting change in our community – education, income and wellness. › Education From the early years to

United Way

Alberta Capital Region photo Above

Lynne Duncan, 2012 United Way Board Chair looks on as Phyllis Bellerose, Financial Literacy participant completes signing the Statement of Support at the Creating Pathways Out of Poverty launch on June 18, 2013.

Insecure… left out… hungry…under-valued… hopeless… embarrassed. Poverty hurts. It’s hard to imagine that in our prosperous region, 120,000 people are affected by poverty, including 37,000 children. Poverty is very complex and can affect anyone. Numerous factors contribute to families or individuals falling into poverty, including job loss, change in family circumstances, injury or other unforeseen circumstances. And once someone experiences a descent into poverty, it’s a daily struggle to emerge. In addition to the social impact on our community, poverty costs Alberta billions of dollars to manage. It’s time for a change. We can’t just focus on managing poverty. Together, we must help lift people out of it. After several years of work and listening to our community, United Way launched a new direction, “Creating Pathways Out of Poverty,” in June 2013. This new direction includes the vision of a poverty-free region where all children can reach their full potential, all families have financial stability and all communities are safe and inclusive. United Way’s new direction, “Creating Pathways Out of Poverty,” focuses on three areas that provide the best opportunities for lasting change in our community – education, income and wellness.

38 New home Guide | Dec 20, 2013 - jan 17, 2014

high school completion, children and youth must have support for the full path to development. › Income Community members who have low income, and those experiencing homelessness must have the supports to attain greater independence and financial stability. › Wellness Individuals and families need timely access to supports that strengthen their well-being and the neighbourhoods in which they live. Join United Way and help Create Pathways Out of Poverty. Share this information with family and friends or volunteer. You can also donate at myunitedway.ca Show your commitment by visiting myunitedway.ca and sign the statement of support. Urbanity Custom Homes is proud to support United Way of the Alberta Capital Region’s public service announcement, airing to Dec. 8, 2013 on A&E, PeachTree TV, AMC and TLC. Together with United Way, we can create pathways out of poverty.

SOUTH

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 39

inthenews

Sabal Homes’

Brand New Edmonton Office is Now Open

from left to right: Ken Lee – Chief Operating Officer, Brandy Bombard – Manager, designSense Studio, Richard Drader – Vice-President, Sales, Wayne Bulitz – Vice-President, Operations, and Lesley Conway – President

Sabal Homes is officially in a brand

new office space in west Edmonton. The new location provides a fantastic westEdmonton location, proximity to many of the communities in which Sabal builds, and in addition, a major expansion for the builder’s designSense studio space. This means that all Sabal homeowners can now enjoy a bright, spacious, welcoming environment when it comes time to design their new home with one of Sabal’s talented professional designers. 40 New home Guide | Dec 20, 2013 - jan 17, 2014

“This office and designSense Studio is much more than a building – this is a symbol of how far Sabal Homes has come in the Edmonton marketplace over the past seven years,” says Nicole McLaws, marketing manager. “We are so proud to build uncommonly stylish homes in Edmonton’s best new communities, and we know that this new space will help us better serve our homeowners, better work with our partners in business, and better create amazing places to live in this fantastic city.” Sabal’s new, uncommonly stylish space is located at 17631-103 Ave. in the Westgate Business Park. All Edmonton staff with exception of site and sales staff is working out of this office, so for anyone with an upcoming appointment at the designSense Studio, this will be the location to go to in future. Visit sabalhomes.com for more information.

SOUTH

ART BY DAY, STARLIGHT BY NIGHT.

Calgary Trail SW

Que

en Elizabeth Hw y

Calgary Trail

91 Street NW N

Ellerslie Rd.

25 Ave SW

TOWN LOFTS FROM THE LOW $200’s

STARTER HOMES FROM THE LOW $300’s

MOVE-UP HOMES FROM THE LOW $400’s

TOWN HOMES FROM THE $270’s

Brookfield Residential Daytona Homes Landmark Legacy Homes

Homes by Avi Jayman MasterBUILT Sterling Homes

Brookfield Residential

91 St r

Come to life at theorchards.ca

s Road son P ar

We designed The Orchards right down to the last detail, including the solar powered, twinkling entrance, and our brand new playground complete with treetop villages and apple swings. Discover more details we have planned for the Residents’ Association site by visiting our showhomes.

Visit our 13 beautiful new showhomes.

inthenews

100 Women…

2,400 Reasons to Celebrate! Graciously hosted at the home of Krishna Gupta,

Rohit Group of Companies, on Nov. 4, what started as a small gathering of friends in 2010 to fill baskets with items for WIN House, has grown to 100 women arriving with hundreds of new, beautiful items for “Baskets of Hope,” an initiative intended to help make Christmas special for women escaping violence. More than 2,400 new items were donated, everything from plush bathrobes, snuggly blankets and beautiful handbags, to chocolates and gift certificates… all intended to help wounded women feel cared about and valued. Baskets of Hope founder Dianne Young says, “I am overwhelmed with the response to what began as a small group of friends who joined me to do something to support women escaping violence. Last night, 100 women came together to reach out and touch the hearts of those who feel alone, scared and often forgotten. I am truly humbled by this outpouring of support. There are no words to describe the generosity of women in Edmonton… a wonderful demonstration of the special bond that links us all.”

Business leaders, community members, family and friends gathered to make the 2013 event a memorable one. Krishna Gupta, president of Rohit Charities closed the evening with, “Words cannot express my gratitude for what has been accomplished here tonight and I want to thank each of you from the bottom of my heart for taking the time to be kind and generous.”

What started as a small gathering of friends in 2010 has grown to 100 women arriving with hundreds of new, beautiful items for “Baskets of Hope,” an initiative intended to help make Christmas special for women escaping violence. About Baskets of Hope

Founded by Dianne Young in 2010, a handful of women gathered together to fill baskets with new, special items such as lotions, bubble bath, snuggly socks and scarves, – the things women reach for when they need to feel comforted, This seed of an idea has grown into an annual event to support Women’s Shelters across Edmonton.

42 New home Guide | Dec 20, 2013 - jan 17, 2014

SOUTH

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 43

makeyourmove

Blizzards, black ice

and moving

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

by CHUCK RESNICK

MOVING WHEN ICE AND SNOW ARE IN THE DAILY FORECAST

isn’t a popular choice for many Canadians. It’s cold and slippery; but with some extra safety precautions, winter moving also has many advantages. Moving last minute? No problem, if it’s during the cold months. Choosing to move in the “off season” – sometime between November and March – can save you time and money. Summer is the busiest season for moving companies. This means you must be well prepared, booking six to eight weeks in advance to ensure your preferred moving company is available. Not only are they higher in demand but generally their rates are also more expensive. Some companies may be more willing to negotiate their rates during the winter months as they’re competing for business during the slow season. Likewise, less rush and stress for companies in the winter means you get their best employees resulting in a higher quality of service. With everything booked, now comes the packing. Follow these tips for a relaxed and toasty move – no matter what’s going on outside those frosted windows. ›› Have a contingency plan. Keep up to date with local weather forecasts and change your plans accordingly. If a big snowfall or freezing rain is expected the morning of your move day, don’t risk it. ›› Keep cosy. Carry extra warm clothes for you and your family – including hats, gloves and snow pants. Pack these ahead of time and clearly label them so you can locate them immediately. ›› Remember your items will be in a non-heated environment for a while. Ensure your plants, electronics and liquids are properly packed and protected from the cold. ›› Allow extra time on the move day – cold weather slows things down. Additionally, rushing in the winter can lead to accidents and injuries. ›› Have driveways and sidewalks cleared of snow before the movers arrive. Your driveway needs to be ploughed wider than usual – enough to allow the moving truck’s loading ramp to be positioned as close to your front door as possible. Lay plywood down on muddy or slushy areas. Slipping can not only lead to dropped boxes and broken possessions but also personal injury.

Keep cosy. Carry extra warm clothes for you and your family – including hats, gloves and snow pants. Pack these ahead of time and clearly label them so you can locate them immediately. 44 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

›› Quality movers will use floor runners to protect your floors in high traffic area but for extra protection inside, cover your floors to protect them from tracked-in snow, mud and salt. ›› Drive safe. Make sure maintenance and service on your vehicles is current. Check the air pressure on your tires and ensure the trunk is equipped with emergency kits (matches, flashlight, food), blankets and shovels. Drive slowly with extra caution. ›› Be certain that your heating company for your new home is aware of your move in day. Wintertime moving doesn’t have to be wet and miserable. With these reminders, you’ll be packed up, moved and basking in the warmth of your new home before you know it.

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AREA INFO • POPULATION: Approx 12,500 • LOCATED: 2 miles South of Edmonton on 50th street. • SCHOOLS: 5 Schools from Kindergarten to Grade 12. French Immersion offered in all. • GROCERY: Sobeys, Extra Foods • RECREATIONAL FACILITIES: Beaumont Regional Activities Centre and numerous outdoor facilities. • MEDICAL FACILITIES: 10 minutes to Grey Nuns Hospital. Served by Edmonton Ambulance. • PARKS & PATHWAYS: Approximately 170 acres of parkland & km of inter-connected walkways. •17 MINUTES TO THE AIRPORT

Come visit us and discover why

“Life is Better in Beaumont” for more information call 780-929-8782 or visit our website at town.beaumont.ab.ca

1 COLONIALE ESTATES

DEVELOPER: ARW Development Corp. BUILDERS: Montorio Homes, Etiquette Homes, Mattamy Homes LOCATION: 50 St. & Coloniale Way

2 PLACE CHALEUREUSE

DEVELOPER: Mandalay Developments BUILDERS: Royer Homes, Orca Homes, Goldenwood Homes, Davies & Company, Landmark Communities LOCATION: 50 Street & Blvd. Soleil

3 TRIOMPHE ESTATES

DEVELOPER: S&D Group Development Ltd BUILDERS: Abington Homes, Ashton Homes, Royer Homes, Open LOCATION: 44 Ave. just off 44 St.

BUILD YOUR DREAM

TODAY

4 DANSEREAU MEADOWS

DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Landmark Homes, Landmark Communities, Pacesetter Homes LOCATION: West on 50th Street at Rue Montalet (follow the signs)

5 RUISSEAU

DEVELOPER: Qualico Communities BUILDERS: Look Homes Master Builder. LOCATION: It is located on the south side of 50th ave at 66st.

6 ROYAL OAKS

DEVELOPER: Cancom Development BUILDERS: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION: From Beaumont: West on Township Road 510 to East Vistas Blvd. (follow signs) From Edmonton: South on 101 St. to Township Road 510, east on Township Road 510 to East Vistas Blvd. (follow signs)

EXECUTIVE LIFESTYLE LOTS STARTING AT $229,000

FOR MORE INFORMATION VISIT WWW.ROYAL-OAKS.CA OR CONTACT US AT 780.442.1111 46

communityprofile

ROYAL OAKS

The jewel of Greater Edmonton

oyal Oaks is intentionally developed for people to experience a new realm of ease, connection, beauty and aliveness. Life will surround you in the pond, parks and playgrounds. Interesting streetscapes, illuminated landscapes and an abundance of trails and park spaces allow instant enjoyment and inspires ownership of place. The best aspects of acreage living and residential amenity are combined to create a community and lifestyle easy to access and enjoy. Nestled between, the City of Edmonton, Town of Beaumont and Irvine Creek, life in Royal Oaks will appeal to those eager to escape the stress and costs of city-life without sacrificing access to local community amenities. Spacious lots allow

choice and opportunity to build your dream home. Proximity to Edmontonâ&#x20AC;&#x2122;s south, Beaumontâ&#x20AC;&#x2122;s west borders as well as Edmonton International Airport means that nothing is far away. Annexation plans, an interchange in the works and a series of planned road upgrades will appeal to those who want to be strategically positioned to realize immediate property appreciation. Existing utility corridors, municipal reserve and greenway easements provide opportunities for outdoor enthusiasts to access hundreds of kilometers of hiking, biking and cross-country ski trails. The proximity of recreation, commercial, educational and health services provide convenience and options for young and old.

communityprofile

Royal Oaks is a master-planned community in the heart of a region of growth and opportunity. Houses are now in construction and the finishing touches are being completed on the landscaping of life enriching amenities, inviting community gathering places, play areas, elegantly fashioned streetscapes, illuminated entry-features and a generous network of tree-lined and landscape sculpted trails. One of Royal Oaks most appealing features is its proximity to the necessities of life – from grocery stores and shopping malls to outdoor recreation to schools and medical centres. Beaumont is 2.5 kms east, Edmonton five minutes north and the International Airport is less than 10 minutes away to the southwest. A new interchange at 41st Avenue SW and upgrades planned along RR244/101St., RR243/66th St., Township Road 510 will provide improved access to the region. Royal Oaks is the first of many exciting new communities being planned and developed in the larger East Vistas area in Leduc County. Eventually, 22,000 residents will call East Vistas home. Municipal services are already in and fully connected to regional services. Fully serviced lots and

a spectrum of retail, recreation and educational amenities await those who what to build in Royal Oaks. Future stages will include a variety of lot sizes as well as multi-family residences, making Royal Oaks a community for all generations. Royal Oaks architectural guidelines encourage thoughtful architectural design, construction and everyone’s role in adding value to support upscale elegance for years to come. A Homeowner’s Association has been set up to allow a means of community engagement. Royal Oaks encourages builders to be responsible for the profound impact our houses have on the lives and world around us. Home builders are recommended to con sider t he use of technologies, products and practices that consider initial costs as well as their role in providing healthier, accessible and more comfortable places to live for the young and old. Durable and attractive buildings command higher rents/prices, sell faster, hold value longer and cost less to operate. Current builders in Royal Oaks include Konark Homes, Infiniti Homes and Cancom Homes. The Konark Homes’ showhome, which opened in early June, will be an example of what is attainable in Royal Oaks. This two-storey, multigenerational home redefines affordability – a fact readily apparent in the price, size, features, qualities and comforts built into this “executive lifestyle showhome.” The invitation “Love to be Here” is extended to those seeking a dream home framed in a ribbon of trees, surrounded by naturally attractive prairie, connected to open spaces and greenways allowing both summer and winter recreation. Royal Oaks appeals to those who aspire to live life to the fullest: those who enjoy country sounds and a daily retreat

Nestled between, the City of Edmonton, Town of Beaumont and Irvine Creek, life in Royal Oaks will appeal to those eager to escape the stress and costs of city-life without sacriﬁcing access to local community amenities.

POND CONCEPT

into fresh air to heal the body and mind; families with active children who enjoy outdoors recreation and activities; those who want acreage space without sacrificing community connection; and, those who are prepared to take responsible actions to make “their world” a better place. Healthy and active living is front and centre at Royal Oaks. Trails and paths wind around the neighbourhood’s ponds, wetlands and wooded areas, and connect an extensive network of greenways and corridors that will eventually connect Edmonton, Beaumont, the Blackmud Creek and future Vistas Towne Centre. At your doorstep linkages to trails and greenways will appeal to those who value outdoor recreation, exercise and the proven benefits of stress relief, wellness and vitality. The outdoors can be enjoyed not just during the day, but at night as well. Streetscapes and architectural features are illuminated with LED outdoor lighting. Aside from using less power, LED’s create magical

beauty, reduces light pollution and allows uncompromised views of the night sky. Life-enriching amenities are close at hand. For horse lovers, an equestrian riding and show facility is a stone’s throw away. For active families, state-of-the-art recreation facilities, a spray park, outdoor skating rinks and sports fields are all minutes away. For the golfer, nearby options include Coloniale, Eagle Rock, Red Tail Landing and Jagare Ridge. In the future, a centrally located Vistas Towne Centre with a main street will further create a sense of community in Royal Oaks. Stroll down Main Street on wide sidewalks to meet friends, or shop at various stores. Walking, hiking, crosscounty skiing and biking to work or play will take on a new reality in the region. For those seeking an escape from the big city, but without compromising convenience, Royal Oaks is the perfect place to call home. It combines the best aspects of acreage living and residential amenities to create a community and lifestyle that can be enjoyed for generations to come. Royal Oaks is raising the standard of estate living to a whole new measure of distinction. We invite you to visit our website at cancomdevelopment.com or come by our Sales Centre for a more intimate look at this extraordinary community.

inthenews

Better days ahead

for most provincial economies in 2014 Over the past few years, we have seen a

two-tiered economy in Canada, in which resource-rich Saskatchewan, Alberta and Newfoundland and Labrador outperformed the rest of the country. Led by Alberta, most provinces can expect stronger economic growth in 2014, according to the Conference Board of Canada’s Provincial Outlook for Autumn 2013. “While many provinces have struggled in the past few years, Saskatchewan, Alberta, and Newfoundland and Labrador thrived as their primary resources were in high demand and fuelled solid economic growth,” says Marie-Christine Bernard, associate director, provincial forecast. “However, the prospect of a stronger U.S. economy will now help boost exports and improve the outlook for other provinces over the next two years.” Despite the damage caused by the severe floods in June, Alberta’s economy has grown at a fast pace in 2013 and economic conditions are extremely favourable heading into 2014. Buoyed by investment in the oil sands and a very strong labour market, Alberta’s real gross domestic product (GDP) is forecast to expand by a robust 3.4 per cent in 2014. Strong gains in the primary sector, a rebound in construction, and improved job creation will help lift British Columbia’s real GDP by 2.7 per cent in 2014. Following an estimated four per cent gain in 2013, Saskatchewan’s booming economy can expect to cool next year. Weaker prices will hold back potash production increases and lower the province’s economic growth to 2.3 per cent in 2014, in line with Canada’s growth. Manitoba’s economy will expand by two per cent in 2014, fuelled by better performances in the province’s goods and services industries, along with strong job growth and gains in personal disposable income. Newfoundland and Labrador’s real GDP growth will slow from a nation-leading six per cent in 2013 to 1.8 per cent in 2014. A much smaller increase in oil production and the completion of construction work on Vale’s Long Harbour project will limit economic growth in the province. The economic outlook for Central Canada and some of the Atlantic provinces is set to improve in 2014. Stronger growth in the U.S. economy will help improve export volumes and the manufacturing sectors in many regions. 50 New home Guide | Dec 20, 2013 - jan 17, 2014

A partial recovery in exports and strong growth in the commercial and financial services will help boost Ontario’s economy. A partial recovery in exports and strong growth in the commercial and financial services will help boost Ontario’s economy. The province’s economic performance is expected to be more in line with the national average in 2014, with real GDP forecast to grow by 2.2 per cent. Mining activity in New Brunswick is expected to pick up as new metal mines come into production in 2014-15, providing a boost to the province’s economy. Overall, real GDP growth in the province is expected to be 1.6 per cent in 2014. With the new Deep Panuke offshore natural gas field set to begin production and better growth prospects in the forestry and manufacturing sectors, Nova Scotia’s economy is forecast to grow by 2.8 per cent in 2014. Prince Edward Island had some of the strongest economic growth among all the provinces in 2013. However, a decline in private investment and ongoing fiscal restraint by the provincial government, will limit growth to just 1.3 per cent in 2014.

BEAUMONT

FEATURED HOME The Kristana by Pacesetter Homes 2333 Sq. Ft. • 3 Bedrooms • 2.5 Baths

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 51

IN THE MARKET FOR A

NEW HOUSE

OR A CONDO?

We think ﬁnding a home is a lot more than simply ﬁnding the right property. That’s why we put you right in the middle of the search process.

Search your favorite neighbourhood

Find out about nearby services and amenities

View new construction projects and register to get the latest info

Visit the new real estate section on canpages.ca and start looking for that special place.

canpages_filler_VF.indd 1

13-02-26 4:50 PM

• POPULATION: 17,000 and growing “Small city” living within minutes of “Big city” amenities.

50 St.

44 St.

45 St.

AREA INFO

Calmar

• LOCATED: 20 km south of Edmonton on Hwy 2

Telford Lake

Black Gold Dr.

Hig hw ay

• GROCERY: Variety of shopping.

Rollyview Rd. 2A

5 2

To Calgary

42 St.

QE II

t. 50 S

• SCHOOLS: 7 Elementary, 2 Junior & Senior high. Public, Private & Separate school systems.

C.W. Gaetz Drive

42 Ave.

Coady Blvd.

Alton Dr.

Grant MacEwan Boulevard

Hwy 60

50 Ave.

To Wetaskiwin

1 MEADOWVIEW

DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes, Homes by Santos and Connect Homes LOCATION:Coady Blvd & Meadowview Blvd. Showhomes Coming Soon

2 TRIBUTE

DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes LOCATION: Dunlop Wynd & Caledonia Dr.

3 WINDROSE

DEVELOPER: Maclab Enterprises B UILDERS: Homes by Sher-Bilt, Cornerbrook Construction, Jacob’s Construction, McLean & McLean Custom Homes LOCATION: Exit at 50 Ave off Highway 2, proceed west, then go south on RR 253 to Windrose

4 SUNTREE

•R ECREATIONAL FACILITIES: Recreation & Culture Centre, Performing Arts Centre, 18 hole Golf Course & Public Library.

leduc

Highway 39 To Calmar

•M EDICAL FACILITIES: Full Service Community Hospital and Full Ambulance Service. •P ARKS & PATHWAYS: 27 parks including Telford Lake, Fred John’s Park & Lions Campground.

DEVELOPER: Maclab Enterprises BUILDERS: Kimberly General Partner, Cobblestone Master Builder, Bedrock Homes, Caliber Master Builder, Entity Homes, B&H Homes, Landmark Homes LOCATION: Grant MacEwan Boulevard & Suntree Promenade

5 SOUTHFORK

DEVELOPER: Tamani Communities BUILDERS: Dolce Vita Homes, Homes by Avi, Innovations by Jayman, Jayman MasterBUILT LOCATION: Highway 2A & 50th Street

6 ROBINSON DEVELOPER: Beaverbrook

Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Homes by Sher-Bilt, Western Living Homes LOCATION: South of Rolly View Road on C.W. Gaetz Drive

THE CITY OF LEDUC,

a thriving Industrial, Commercial & Agricultural Community continues to experience growth and expansion.

“A great place to call home!”

For more information contact The City of Leduc at 780-980-7177

The grass will be greener, just like your wallet. 53

inthenews

CHBA

welcomes positive economic update T he

Ca na di a n

Home

Builders’

Association (CHBA) welcomes the recent economic update from federal Finance Minister Jim Flaherty. “Our industry is pleased that the government remains on track to eliminate the federal deficit by 2015-16,” says Deep Shergill, CHBA president. “This is another solid sign that Canada’s economy is headed in the right direction – good news for homeowners and prospective home buyers alike.” CHBA CEO Kevin Lee notes that the homebuilding industry supports the government’s focus on jobs and the economy, and it recognizes the importance of moving back to balanced budgets, while also addressing key issues facing Canadians. “That is why CHBA’s budget advice to the federal government continues to address no-cost measures that will help young families get their first home, assist young people in gaining the skills needed for a solid job in our industry, and address market inequities to enable the private sector to supply new rental housing,” he adds.

A positive economic update is a positive sign for the construction industry and the Canadians it serves.

54 New home Guide | Dec 20, 2013 - jan 17, 2014

“We are also pleased with the Building Canada fund and ask only that these resources be focused on core infrastructure. If not, these core infrastructure costs end up as municipal development taxes on new home buyers, seriously eroding affordability and preventing young families from buying a home of their own.” A positive economic update is a positive sign for the construction industry and the Canadians it serves. “CHBA is very proud of the role our industry continues to play in Canada’s improving economic picture. Residential construction is a $120 billion-a-year business, employing 845,000 Canadians – we make a significant contribution to the economy and to the wellbeing of Canadians from coast to coast to coast,” Shergill says.

足southeast

1 MAPLERIDGE & OAKRIDGE COMMUNITIES

DEVELOPER: Maple Ridge & Oak Ridge Communities BUILDERS: Country Hills Homes LOCATION: 17 Street between Sherwood Park Freeway and Whitemud Drive

2 TAMARACK

DEVELOPER: Dundee Developments UILDERS: JDL Homes, Landmark B Communities, LOCATION: From Whitemud go South on 17 Street & follow the signs to Tamarack Gate

3 LAUREL

DEVELOPER: Dundee Developments

UILDERS: Coventry Homes, B Greenboro by Crystal Creek Homes, Landmark Homes, Homes by AVI, Landmark Legacy Homes, Lincolnberg Master Builder, Landmark Communities LOCATION: South of 23 Avenue and East of 34 Street

4 LAUREL CROSSING

DEVELOPER: Qualico Communities

BUILDERS: Pacesetter Homes, Sterling Homes, Landmark Homes, Tristate Signature Homes, Sterling Squared, Bedrock Homes, Connect Homes LOCATION:34 Street & 16A Avenue

5 MAPLE CREST

DEVELOPER: Dundee Developments BUILDERS: Homes by Avi, Coventry Homes, Greenboro by Crystal Creek Homes, Landmark Legacy, Landmark Communities, Bedrock Homes LOCATION: Maple Road (38th Avenue NW) and 8th Street

6 WILLOW HAVEN

DEVELOPER: CarringtonLand BUILDERS: Bedrock Homes LOCATION: 5624 7th Ave SW.

7 TAMARACK COMMON

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, & Parkwood Master Builder SHOWHOMES COMING SOON LOCATION: 17 Street and 23 Avenue, south of Millcreek Nursery

Granada

Whitemud Dr.

1 ASPEN TRAILS/EMERALD HILLS

DEVELOPER: Genstar Development Co. BUILDERS: Coventry Homes, Greenboro Homes, Park Royal Homes, Sterling Homes, Landmark Communities, Christensen Developments LOCATION: Clover Bar Rd. North of Baseline Rd.

2 FOXBORO

DEVELOPER: Qualico Communities BUILDERS: Challenger Homes, ReidBuilt Homes, MacLachlan Mitchell Homes, LOCATION: East of Clover Bar Road on Foxboro Drive

d. Blv

sherwood park

Lakeland Dr.

Highway 628

3 ARDROSSAN HEIGHTS

DEVELOPER: Strata Developments BUILDERS: Open LOCATION: 4 miles east of Sherwood Park on Baseline Road North at RR 824 to Ardrossan NEW LOTS COMING SOON!

4 LAKELAND RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Challenger Homes, Landmark Homes, Ironwood Homes, Rohit Communities, Homes by AVI, Daytona Homes Master Builder LOCATION: Cloverbar Rd. & Crimson Dr.

5 SUMMERWOOD

DEVELOPER: Qualico Communities BUILDERS: Jayman MasterBUILT, Pacesetter Homes, Rohit Communities, Open LOCATION: East of Clover Bar Rd. North of Baseline Rd. on Lakeland Dr.

1 5 7

2 3

1 SOUTHPOINTE

DEVELOPER: MLC Group/Cathton Holdings BUILDERS: Landmark Communities, Tristate Signature Homes, Active Homes, Impact Homes, IRONCO Master Builder, Integra Homes LOCATION: Junction of Hwy. 21 and Hwy. 15 on 94 Street

2 SOUTHFORT RIDGE

DEVELOPER: Strata Developments BUILDERS: Anez Homes, Bold Homes, BR Homes, CMK Homes, Glenora Homes, Homes By Sidney, Thomsen Built LOCATION: Southfort Blvd & Ridgeland Way

3 SOUTHFORT MEADOWS DEVELOPER: Strata Developments BUILDERS: Landover Homes, Stoneridge Homes LOCATION: Southfort Drive & Meadowview Drive

4 SOUTHFORT ESTATES

DEVELOPER: Strata Developments BUILDERS: Open to public LOCATION: Southfort Drive & Greenfield Way

5 FOREST RIDGE IN WEST PARK

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Homes by Santos, Victory Homes, Open LOCATION: Westpark Drive & Cranberry Bend

6 WEST WOODLANDS

DEVELOPER: Strata Developments BUILDERS: Oleksyn Homes, Clearview Homes, Open. LOCATION: 55 St. & Sunset cres. Bruderheim

7 SIENNA

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Sterling Squared, Rohit Communities, LOCATION: 94 St. & Sienna Blvd.

AREA INFO • POPULATION: Over 18,653 • LOCATED: Adjacent to the northeast boundary of the provincial capital, the City of Edmonton-15 minutes close. • SCHOOLS: 6 Public Schools, 3 Separate Schools, 1 Christian School. • GROCERY: Sobey’s Station Square, Canada Safeway, No Frills. • RECREATION & CULTURE FACILITIES: Dow Centennial Centre, Tennis courts, campground, baseball diamonds, golf course, indoor pool, outdoor ice rinks (2), curling rink, 3 arenas, indoor soccer, gymnasium, fitness centre, performing arts theatre, visual arts gallery, pottery studio. • MEDICAL FACILITIES: New Hospital Opening in 2012, 5 Medical Clinics. • PARKS & PATHWAYS: 360 hectares of park/ recreational/ natural land with 30 kilometres of paved trails for walking, running, biking, rollerblading and cross-country skiing.

A quiet, friendly, family oriented community.

“Life is good here!”

fort saskatchewan

For more information contact Jasmine Zebic 780-992-6408 or visit our website at www.fortsask.ca or email: jzebic@fortsask.ca

themortgageminute

How home equity can be a key part of your and

your family’s financial future by peter kinch Does real estate play a role in Canadians’

financial plan and/or should it play a more important role? As we grapple with ongoing concerns about taking on more debt, there are a few other realities that cannot be ignored: 1. Canadians are sitting on an unprecedented amount of home equity 2. A lthough many may be “house rich,” they have growing concerns about their financial future and that of their children. Can your home equity be part of the solution? Let me share the story of a client of mine – we’ll call him Dave. Dave is in his early 40s with a house and young family, works in a great industry with a well paying job, but like many Canadians he has concerns over long-term job security along with his long-term pension needs. He has allocated some savings to his RSP and other investments, but has decided that buying one or two rental properties would be a great way to supplement his current pension. Of course, a big question was affordability. Since Dave lives in a suburb of Vancouver, a greater concern was the inability to find a positive cash-flowing investment property, given the high cost of housing where he lives. I suggested that he review his family budget. We looked at how much money he could afford to invest on a monthly basis over and above what the family was currently spending. His answer was between $300 and $400. How can anyone afford to buy a property with only $300 or $400 a month?, you may ask. Let’s consider the following: Let’s assume we chose a conservative long-term investment vehicle – a bond, GIC, mutual fund, stock investment – whichever you prefer. It would likely look something like this over a 20-year period: ›› $ 300 cash (out of pocket/part of your family budget), every month for the next 20 years ›› Total cash out of pocket invested over 20 years = $72,000 ›› Value of the $72,000 invested over 20 years = Depends on the average annual rate of return, but if you were lucky enough to earn an annual average of eight per cent, you would have between roughly $164,000 and $178,000 to add to your pension

Remember, these calculations were based on the fact that: a. Dave feels the need to supplement his current pension with an investment, and b. He is willing to invest at least $300 a month for the next 20 years out of the family budget Now let’s take a different approach to looking at real estate as an alternative option. Dave, his wife and I sat down and analyzed the following: ›› Dave currently has a home valued at $600,000 ›› T he mortgage is $290,000 ›› Dave will qualify to refinance the home to 80 per cent of its value = $480,000 ›› Potential new mortgage – existing mortgage = potential accessible equity. In Dave’s case, this is $190,000 ›› I don’t want Dave or his wife to feel that they are over-leveraged, so we’ll only use $100,000 of the accessible equity ›› We set up a new mortgage/line of credit on their home based on 65 per cent of their house value, an amount both Dave and his wife are comfortable with ›› T his structure provides Dave with $100,000 of “investable capital” from his home equity ›› Dave can use the $90,000 as a down payment on a $400,000 rental property and keep $10,000 from the LOC to place in a contingency fund You may be saying that this is going to cost a lot more than $300 a month. Just the interest alone on the down payment of $100,000 is more than $300 a month. The answer to this is Yes and No. When buying an investment property, the down payment is typically considered the main expense. However, Dave and I analyzed the true out-ofpocket expense of making this purchase. The first thing you have to realize is the fact that real estate, unlike many other investments, has the potential to create revenue. The amount of monthly rent you can get for a $400,000 purchase will vary greatly depending on the city, so we’ll try to be conservative with the numbers we use. Remember, Dave was willing to invest between $300 and $400 per month additional money out of the family budget. So let’s break this investment down to see what the true monthly cost is. C O N T I N U E D on p a g e 6 0 . . .

58 New home Guide | Dec 20, 2013 - jan 17, 2014

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circular eating bar. The nook has enough space for a china cabinet and has convenient double doors leading to a covered deck. The great room features a coffered ceiling, soft rope lighting and a gas fireplace surrounded by Coos Bay Bluff stone. The large 13â&#x20AC;&#x2122; x 15â&#x20AC;&#x2122; master bedroom has soft frisee carpet and many windows to let the light shine in. The luxurious master ensuite features a 4â&#x20AC;&#x2122; shower, a jetted tub, a cabinet tower, and porcelain tiles. The laundry room, guest bathroom and second bedroom complete the main floor. Elegant Oxfordstyle metal spindles lead guests to the lower floor recreation room. The basement also has a bathroom, a bedroom, abundant storage and room to build an elaborate theatre. This home features a beautiful exterior with an extra wide driveway and three 8â&#x20AC;&#x2122; garage doors.

Hardwood and ceramic tile on the main floor Granite counter tops throughout Gas fireplace with stone 9â&#x20AC;&#x2122; basement and main floor 3 bedrooms Rich open foyer with curved staircase Ensuite with 4â&#x20AC;&#x2122; shower and jetted tub

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DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 59

themortgageminute |

CONTINUED

Let’s assume a monthly rental income of $2,000 (which is very possible in many parts of Canada) ›› W e would access $100,000 from a line of credit on the principal residence ›› We would take $10,000 of that and set it aside in a “contingency fund.” This is equal to roughly five month’s rent. ›› We would have a new first mortgage on the rental property for $310,000 Monthly Expenses: ›› Interest on the line of credit taken out on the home = $334 (based on rate of four per cent) ›› Interest on new first mortgage on rental property = $1,390 (based on a five-year rate @ 3.5 per cent with a 30-year amortization) ›› Property taxes = $140 ›› Property insurance = $100 ›› Property management (eight per cent of rent) = $160 ›› Condo/strata fees (if applicable) = $200 $2,324 Assuming Dave’s first purchase had the above scenario, he would find himself subsidizing this rental property by about $324 a month. Conventional thinking would say that Dave is “losing” $324 a month on this investment – but I would like to challenge that thought process. Again, assuming the above scenario, the only amount of money that would actually be coming out of Dave’s family budget in order to make this investment purchase part of his long-term financial goal is $324 a month. Remember, the key here is to realize that even though Dave and his family are making a down payment of $90,000 to buy this property, the only actual money that is being spent out of their family budget is the difference between his total monthly expenses and the amount of revenue the property is generating every month. Based on the above assumptions, the purchase of a $400,000 investment property that has a shortfall of less than $400 a month, fits into Dave’s investment, long-term planning and budget criteria. It may seem counter-intuitive to suggest that an investment that loses money every month is a good thing, but let’s take a closer look: ›› Assuming that the property has to be subsidized by $300 a month every month for the next 20 years. ›› $300 x 12 months x 20 years = $72,000. This is the same amount of total invested money that we discussed in our earlier example. Now, let’s see what the end result could be if Dave keeps this property for the next 20 years and pays off the mortgage: ›› I’m going to be very conservative and suggest that the value of his property is the exact same in 20 years = $400,000 60 New home Guide | Dec 20, 2013 - jan 17, 2014

Peter Kinch is an award-winning mortgage broker and best-selling author of The Canadian Real Estate Action Plan Visit peterkinch.com or contact him at peter@peterkinch.com

›› Dave and his wife would have a $400,000 asset ›› Let’s assume that the rent stays the same in 20 years (that’s not realistic, so we’ll keep the expenses the same for argument’s sake) ›› Rental income = $2,000 ›› Non-mortgage expenses = $1,000 (I’ve allocated some extra to pay off the remaining LOC on the principal residence which was used for the down payment) ›› Net income = $1,000 a month The simple comparison is quite startling: ›› You have an alternative investment of $300 a month at an eight-per-cent annual rate of return over 20 years, which = roughly $178,000 with potentially no cash flow or income OR ›› You have the exact same investment of $300 a month for 20 years in an investment property valued at $400,000, which equals a $400,000 asset with $1,000 per month net revenue Many would-be investors have been scared off from purchasing real estate in major centres such as Vancouver and Toronto out of fear or concern that the investment would have a monthly shortfall. What if we re-labelled the term “negative cash-flow” and instead saw the monthly shortfall as your long term “investment capital”? All you need to do in order to make a sound investment is to determine the maximum amount of “investment capital” that your budget could afford each month and that would act as a filter when shopping for the right property to fit your needs. Keep in mind that in many parts of Canada, a $400,000 investment would actually create a “positive cash flow,” which makes the potential returns virtually infinite. The purpose of this article is not to convince you to buy investment real estate, but to at least think about it. Too many Canadians are passively handing their savings over to investment advisors in hopes that their financial goals will be met. When it comes to wealth management in this country, real estate can and should play a bigger role. Dave and his wife realized this potential and made a choice that will positively impact their financial future.

97 St.

1 LAKEVIEW

DEVELOPER: Genstar Development Co. BUILDERS: Landmark Legacy, Park Royal Homes, Landmark Homes LOCATION: 175 Avenue at 87 Street

2 CENTRAL PARK AT CLAREVIEW CAMPUS DEVELOPER: Alldritt Development Ltd. BUILDER: Alldritt Homes LOCATION: 144 Avenue & 36 Street

3 McCONACHIE LANDING

DEVELOPER: MLC Group/Cameron Communities BUILDERS: Lenaco Homes, Cameron Homes, Reid Built Homes LOCATION: North of 167 Avenue & East of 50th Street

4 CY BECKER

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Daytona Homes Master Builder, Rohit Communities LOCATION: Manning Fwy & 167 Avenue

1 St.

151 Ave.

Yell ow ermitage hea d Tr ail H

82 St.

129 Ave.

118 Ave.

167 Ave.

. Ave 144 2

ve. 137 A

137 Ave. 132 Ave.

an ning Fwy .

144 Ave .

66 St.

. Ave 153

167 Ave.

20 St.

34 St.

r. Victoria T

Fo rt Rd .

To Fort Saskatchewan

6 50 St.

Bon Accord 9 Gibbons

northeast

187 Ave.

Hook e Rd

5 VILLAGE AT SCHONSEE

DEVELOPER: Bedrock Homes BUILDER: Bedrock Homes LOCATION: 5495 & 5497 Schonsee Drive

6 McCONACHIE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Sabal Homes, Morrison Homes, Royal West Homes, Carlisle Group LOCATION: 167 Avenue and McConachie Way

7 COLLEGE WOODS AT LAKEVIEW

DEVELOPER: College Woods Development Inc. BUILDERS: Entity Homes, Prominent Homes Ltd, Sehra Homes LOCATION: 89 Street and 181 Avenue

8 THE TERRACES AT SCHONSEE

DEVELOPER: Brookfield Residential BUILDERS: Jayman Master Built, Coventry Homes, Sterling Homes, City Homes LOCATION: North of 167 Avenue on 71st Street

9 VITA CRYSTALLINA NERA

DEVELOPER: Walton Developments BUILDERS: Morrison Homes, Sabal Homes, Homexx Homes LOCATION: north on 82nd street and 180th Avenue

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64 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

NORTHEAST

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designeradvice

Paint by

number by Yanic Simard Those Colourful potions that we now call “paint” have been popular for thousands of years – after all cave drawings in simple red and yellow concoctions have been dressing up nature’s interiors for about 400 centuries! Early artists used mixtures of natural dyes and egg yolks to create colourful (if a little crude) liquids that would harden in place to dress buildings, canvases, faces, and yes, even homes.

Although the recipe has changed with the times, paint is still an essential part of any interior – and an element that has long outlasted trends and technology to remain one of the easiest and most powerful ways to set the stage for a beautiful interior design.

A TIDG client’s office painted in Benjamin Moore’s AFF-555 Montpelier in matte, and AF-565 Mysterious in satin

66 New home Guide | Dec 20, 2013 - jan 17, 2014

C O NTIN U E D o n p a ge 6 8 . . . .

112 St.

132 Ave. 127 Ave. Yellowhead Trail

1 CASTLEBROOK MEADOWS DEVELOPER: Concept Realty BUILDERS: Concept Homes LOCATION: 179 Ave. & 104 St.

2 CASTLEBROOK

DEVELOPER: Canterra Developments Corp. BUILDERS: Open, Urbanity Homes LOCATION: 110 St. & 176 Ave.

3 HAWKS RIDGE AT BIG LAKE

DEVELOPER: Walton Development and Managment L.P BUILDERS: Sabal Homes, Montorio Homes, Morrison Homes, Reid Built Homes LOCATION: North of Yellowhead Trail on 215 Street

Kin gsw ay

Av e. 111 Ave.

DEVELOPER: Reid Worldwide Corporation BUILDERS: Fekete Homes, Rococo Homes LOCATION: backing onto Lois Hole Provincial Park at Big Lake

DEVELOPER: United Communities BUILDERS: OPEN LOCATION: North corner of 127th Street & 195 Avenue

9 PALISADES 109 St.

124 St.

149 St.

156 St.

118 Ave.

To Spruce Grove & Stony Plain

7 MORNINGSIDE

8 TUSCANY HILLS & UPPER TUSCANY 97 St.

170 St.

184 St.

Anthony Henday Dr.

il Tra ert Alb St.

162 A ve. 153 Ave. 113A St.

137 Ave.

5 11

121 St.

rT ra il

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Pacesetter Homes, Coventry Homes, Reid Built Homes, Landmark Homes, Tristate Signature Homes LOCATION: 167 Avenue & 127th Street

1 10 2

127 St.

sie

139 St.

167 Ave.

135 St.

171 Ave.

Groat Rd.

176 Ave.

142 St.

An th on yH en da yD r.

215 St. (Winterburn Rd.) Ray Gibbon Dr.

Hwy 44

To St. Albert

6 NEWCASTLE

195 Ave.

northwest

4 VILLAGE AT GRIESBACH

DEVELOPER: Canada Lands BUILDERS: Homes by AVI, Dream Homes by Krisner, Coventry Homes, Landmark Legacy Homes, Greenboro Homes, Pacesetter Homes, Abbey Lane Homes, Christenson Developments LOCATION: 137 Avenue North On 97 Street West on Griesbach Road

5 TRUMPETER BY BIG LAKE

DEVELOPER: United Communities BUILDERS: Estate Homes- Fekete Homes, Montorio Homes Classic Homes- Homes by Avi, Sabal Homes, Montorio Homes, Sterling Homes Duplex- Homes by Avi Townhomes- Rohit Communities. LOCATION: North on Anthony Henday Drive, West at 137th Ave. and 199 St.

DEVELOPER: MLC Group BUILDERS: Bedrock Homes, Landmark Communities, Landmark Homes, Landmark Legacy LOCATION: South of 167th Avenue & East of 139 Street

10 LEGACY POINTE

DEVELOPER: Concept Realty BUILDERS: Concept Homes Master Builder LOCATION: 18230 - 104A Ave.t

11 STARLING AT BIG LAKE

DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, Kirkland Homes, Green Living Homes, Rohit Communities LOCATION: North on Anthony Henday Drive, take Ray Gibbons Drive, left on 137 Ave

12 HUDSON PARK

DEVELOPER: Beaverbrook Developments BUILDERS: Dolce Vita Homes, Cameron Homes LOCATION: Just off 137 Ave & 141 St.

designeradvice |

CONTINUED

A condo bedroom is dressed in Benjamin Moore’s HC-168 Chelsea Gray for a luxe look

TIP: Light colours naturally reflect more light, while darker ones absorb light and will appear more flat. Keep this in mind when choosing a finish: white paint in a glossy finish becomes highly shiny and will reveal the smallest flaws, so you may want to stick to satin or matte. To help you create your own palette with confidence, here’s my guide to choosing the best paint, from start to finish. It’s easy as 1-2-3! 1. Start with the finish Matte or “flat” paint has the least sheen. It reflects very little light, and thus hides imperfections on a wall surface. It’s the traditional finish for rustic looks, but has also become trendy for modern schemes. Also common for ceilings. Matte finish paints are more difficult to maintain. Satin is partially glossy with a slight sheen. It’s great for adding slight depth while still minimizing imperfections, like matte. (I often use matte for the main surfaces and satin for trim and doors.) Eggshell is halfway between matte and glossy. It’s a popular go-to for homeowners as it balances the pros and cons of each. Semi-gloss carries a definite, noticeable sheen. It can withstand repeated cleanings, great for moist areas such as bathrooms, or for trim in high-traffic areas like children’s rooms. Visible changes in the way light bounces off dents or bumps will make imperfections more obvious. It’s great for giving ceilings extra light reflectiveness, brightening a room. 68 New home Guide | Dec 20, 2013 - jan 17, 2014

Gloss is highly reflective with lots of sheen, and generally harder to apply due to the slow drying times (which can cause dripping and unevenness when applied without professional equipment). It’s easy to clean, but the high degree of sheen will make any dents or bumps stand out dramatically. Use it sparingly (such as on trim, or on brand new, flawless ceilings) and only on surfaces which have been carefully sanded and prepped. 2. Composition The main difference between water-based paint and oilbased paint is the substance used to carry the pretty pigments in liquid for application. In both cases, these liquids evaporate while drying to leave a solid coat of colour on your walls and surfaces. Water-based paint Latex and acrylic paints use water to dissolve the mixture of pigments and binders (that is, the glues that hold the pigments together), which creates less of an odour during application. These paints are usually easy to touch up, hold colour well over time, and are less flammable. Oil-based paint Alkyd paints use pigment and resin dissolved in a thinner, which dries to a harder coating but creates far more fumes during application than water-based paint does. These paints generally create a smoother and more level finish, with fewer brush and roller marks. 3. Top Tips Knowing what type of paint to select is of course only half the battle. Once you’ve found a beautiful finish, you have to select an equally striking colour. There are infinite hues from which to choose, and every space calls out for a unique scheme. Here are my top tips for how to go about choosing the best for you. C O N T I N U E D on p a g e 7 0 . . .

NORTHWEST

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designeradvice |

CONTINUED

Although every room in your house is unique, the happiest homes see each space living in harmony. Consider the view from a long hallway to get a sense of how rooms relate. When you look down a corridor, notice what connected areas you can see through the doorways. These spaces don’t have to match, but they should coordinate. Look at paint chips for different rooms next to each other to see if they add up to one beautiful picture.

Yanic Simard is the Design Editor of New Condo Guide and principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/ new combination design techniques in developing unique interiors. Simard has created designs for clients in across North America, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca

The bigger, the better

Professionals will have a painter apply large “colour strikes” (wide test stripes) in a room to see a few options in person before making a final selection. If this sounds like too drastic of an experiment for you, you should still go bigger than a tiny paint chip to get a real feel for the hue at room scale. Purchase a plywood plank and some small cans of a few options, and paint yourself a tester you can move around; or look for paint companies that offer large-format paint chips (such as Benjamin Moore’s Big Chips from bigchips.ca). Start small

One of the safest ways to take a risk with colour is by starting out small. If you love a colour you aren’t sure you can live with, make your first leap into colour in a smaller room that you don’t spend as much time in, such as a foyer, a walk-in closet or powder room. These in-an-out spaces suit a strong colour, and if you really love the hue you can carry it out to the main areas later (or go a shade lighter). Light it right

You may already know that paint will change its appearance under natural versus artificial light. Don’t forget, however, that different light bulbs, lamps and combinations will create a unique lighting environment for every space. You should look at your paint sample under the real conditions of the room. Hold or tape the chip against the wall it will dress, rather than in your hands in front of a window or directly under a lamp, and don’t forget to consider different times of day. When in doubt...

There are certain colours I return to time and time again, because they work in almost any space without fail. If you find a favourite colour, don’t be ashamed of using it in every room. Each space can be made

unique by applying different accents for contrast in your furnishings, fabrics and art – the noncommittal accessories that add interest. I frequently recommend Benjamin Moore’s OC-23 Classic Gray as a neutral with depth that makes any space sing. Pair this with their 2121-70 Chantilly Lace (a very clean and pure white) and HC-168 Chelsea Gray (a sumptuous essential grey) for crisp ceilings and rich accents, and you’ll have a foolproof scheme, stress-free. If you still aren’t feeling completely colour confident, of course there’s another way to select the perfect paint: with a design consultation care of Yours Truly, and my Toronto Interior Design Group team. Just visit tidg.ca for more information or some inspiration, and let’s get painting by the numbers!

NORTHWEST

LOOKING FOR A JOB? ALBERTA BUILDER CONNECT JOB BOARD A career in the residential construction industry can mean many different things including working as an Architectural Technologist, Marketing Manager, Sales Professional, or possibly a Site Superintendent. The Alberta Builder Connect (ABC) job board provides you with a tool to find the right career, ensuring you have all the resources necessary to achieve your goals. The entire job search database is easily accessible. Simply search by keyword or by category and see all the recent jobs posted in Alberta. Learn more about popular career paths in the residential construction industry. Access valuable resources on resume writing and interview strategies to help you with your career search.

www.albertabuilderconnect.com DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 71

Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.

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showhomereview

Sterling Homes

The Tikkannen in Newcastle

ontinuing its tradition for attention to detail and personalized service, awardwinning Sterling Homes presents a distinctive living experience with warm characteristics and innovative ideas in its Newcastle showhome. This Sterling showhome in the Newcastle community is designed for maximum enjoyment, as Newcastle possesses a warm family atmosphere, convenient amenities, nature walking trails, beautiful storm lakes and so much more! This showhome is rich in detail and value – an absolute must-see for your next home purchase! Sterling Homes has outdone itself with this beautiful 1,862sq.-ft., three-bedroom, 2.5-bathroom twostorey with front attached garage showhome at 12252 170 Ave. From the moment you enter the bright, spacious front foyer with large double door closet and half-bath, the wide tiled hallway leads you to an amazing living space! The glorious light streams in throughout the many windows accenting the open concept kitchen, dining room and living room. Following Sterling’s customary style of attention to detail, rich hardwood flooring, sleek granite countertops, white ceramic tile backsplash

This Sterling show home in the Newcastle community is designed for maximum enjoyment as Newcastle possesses a warm family atmosphere, convenient amenities, nature walking trails, beautiful storm lakes and so much more!

Dec 20, 2013 - jan 17, 2014 | New home Guide 73

showhomereview

with accent tile, the dark maple cabinetry and the stainless steel appliances create both a classic and contemporary look. Whether the kids are having breakfast or you are prepping for an evening of entertainment, the long free-standing kitchen island is perfect. The under-mounted double sinks, with stylish and functional Meon chrome faucet, are situated conveniently on the granite island. Stainless steel appliances, including a self-cleaning stainless steel Cyclone range hood, are an eye-catching focal point and complement the other finishes in the space. These sleek and streamlined appliances, along with the stylized brush steel overhead stove exhaust fan, are a definite conversational piece! Take advantage of the $2,500 appliance allowance. This well planned and properly executed kitchen makes daily meal preparation or formal entertaining a pleasure to orchestrate. The rich granite counters, and ample cabinetry are Stainless steel appliances, that include accented by the details of the tasteful lighting and a self-cleaning stainless steel Cyclone designer hardware. Contemporary light fi xtures add an interesting distinctiveness that separates this home range hood, are an eye-catching focal from the mundane â&#x20AC;&#x201C; recessed white pot lights and pendant lighting make meal prep a breeze and point and complement the other enhances the ambience of the kitchen for your friends ďŹ nishes in the space. while still functional for food prep. Take a break from the kitchen through the sliding doors that lead out to the deck in the large back yard. No problem finding adequate storage in this classy kitchen, just enter the door with the reed glass insert into the well-lit, walk-in, four-wire shelf pantry. The contemporary, maple cabinets are accented with tasteful, designer hardware and crown molding on upper cabinets. The cabinet doors and dove tail drawers with 74 New home Guide | Dec 20, 2013 - jan 17, 2014

concealed under-mount glides are all Soft Close – no more slamming and banging. The dining room is surrounded by windows and the sliding patio door making it a room with an ever-changing décor as the seasons change. After your sumptuous dinner, guide your guests to the living room and enjoy the trendy built in graphite finished, glass media gas fireplace. Situated centrally between built-in shelves, this room is doubly warmed by the sophisticated splash of colour on the feature wall. The carpeted stairway leads to master bedroom with an absolutely grand en suite, two bedrooms, bonus room, laundry and three piece bathroom. The sizable master bedroom has a huge walk-in closet. Pamper yourself in this luxurious en suite that boasts a large glassed in shower, opulent corner bath, large window and linen closet. The dark maple vanity, with generous drawers and cupboards, contrasts beautifully with the white double sinks, counter top and full mirror. Down the hall is a hideaway laundry – so convenient! The three-piece bathroom is accessible for guests or family enjoying the functional bonus room or two bedrooms. This delightfully large bonus room has three large windows and is perfect for an entertainment room, kids’ play room or whatever your lifestyle requires. Neither hot nor cold weather will bother you in this well insulated home with R20 wall and R50 attic insulation. Windows are sliders, maintenance free, triple pane with Sun-Stop glazing, Low E glass accented with white Muntin bars. The sliding patio door is a dual pane white PVC on tandem rollers with SunStop glazing, Low E glass with cavity filled Argon gas. The calming, natural colours throughout the house are all one coat of primer, two finish coats and all paint is VOC free 100 per cent acrylic – durable and safe for the family. This “must see” Sterling showhome in Newcastle is perfectly located off the beaten track yet minutes from all the amenities you could possibly want or need including quick access to Anthony Henday, St. Albert and Ft. Saskatchewan. For hours of the Sterling showhome located at 12252-170 Ave., call 780.461.8369.

Dec 20, 2013 - jan 17, 2014 | New home Guide 75

76 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

Highway 2

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Poirier Ave. Boudreau Rd.

Campbell Rd.

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167 Ave.

1 REGENCY HEIGHTS ESTATES IN KINGSWOOD

DEVELOPER: Canterra Developments Corp. BUILDERS: DiGiuseppe Interior Design, Las Palmas Estate Homes LOCATION: Poirer Ave, just off Sir Winston Churchill Ave.

2 LACOMBE PARK ESTATES

DEVELOPER: Genstar Development Co. UILDERS: OPEN B LOCATION: Giroux Rd. & Lacombe Dr.

3 NORTH RIDGE

DEVELOPER: Genstar Development Co. BUILDERS: Homexx Homes, Ironstone Homes, C2 Homes, San Rufo Homes, Vista Homes LOCATION: Northridge Dr. and Giroux Rd.

.A lbe rt

Tr.

156 St.

170 St.

184 St.

St Levasseur Rd.

• SCHOOLS: 30 schools offering specialized programming through Catholic, Public and Francophone school systems. Easy access to Postsecondary education by transit or roadway. • GROCERY/SHOPPING: 8 grocery stores including all major grocery chains plus speciality organic stores. Full shopping amenities from independent to big box stores.

127 St.

1 . Rd ge Boud ur r.ea St ve u Rd. lA hil c r u Ch

Dr. on ibb y G Ra

Lacombe Dr.

Hogan Rd.

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rt Rd.

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St. Albe

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• LOCATED: Just minutes northwest of Edmonton with great access to St. Albert Trail, Anthony Henday Drive and Hwy 2

Sturgeon County

. Dr

Villeneuve Rd.

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• POPULATION: 60,994

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TO EDMONTON

5 UPPER MANOR POINTE

DEVELOPER: Upper Manor Pointe BUILDERS: Open LOCATION: Corner of Coal Mine Road & Starkey road

6 THE CLUB & RESIDENCES OF RIVER’S GATE

DEVELOPER: Beaverbrook Developments BUILDERS: open LOCATION: Sturgeon Road between the Sturgeon Valley Golf Course & Riverlot 56 Natural Area

7 TUSCANY HILLS & UPPER TUSCANY

DEVELOPER: United Communities BUILDERS: OPEN to the Public LOCATION: North corner of 127th Street & 195 Ave

•R ECREATION FACILITIES: 28 ball diamonds, 47 soccer/football fields, 4 Regulation Rugby Fields, 1 regulation BMX track, 7 pools, 3 NHL size hockey arenas, 2 indoor arenas and 27 outdoor ice surfaces, Arden Theatre, Historic sites, Art Gallery, Museum

st. albert

AREA INFO

TO MORINVILLE Twnship 544

•M EDICAL FACILITIES: Sturgeon Community Hospital, 2 medical centres, St. Albert & Sturgeon Primary Care Network, plus other health practitioners. •P ARKS & PATHWAYS: 85 km of the Red Willow Trail system connecting all residents to the river valley. 76 city/ school playgrounds, and 2 dog friendly parks

Cultivate Family in St. Albert! http://movetostalbert.ca

4 ERIN RIDGE

DEVELOPER: Qualico Communities BUILDERS: Daytona Homes Master Builder, Parkwood Master Builder LOCATION: Coal Mine Road and Everitt Drive.

Welcome to

inthenews

Canada’s unemployment rate

headed lower: CIBC

Demographic and policy changes mean in 2005. The additional hours they could offer up provide a Canada’s unemployment rate has room to drop much cushion against wage and price pressures.” further before we’ll see pressure on wages that could Canada’s degree of “frictional unemployment,” the trigger inflation, finds a new report from CIBC World inevitable share of the labour market that will, even in a Markets Inc. healthy economy, be between jobs or looking for their The report notes that historically, today’s 6.9-per-cent first job at any point in time, is also contributing to a lower unemployment rate would already be generating wage jobless rate. This unemployment category has been in and price pressures. In both 1999 and 2005, the Bank of decline and the rate is already lower than at points in Canada declared the economy had exhausted economic 1999 and 2005 when the output gap was zero. slack and reached full employment at essentially the very Changes in government policy are a factor in the same jobless rate. In both cases, the Bank raised interest reduced level of frictional unemployment. “New rates to cool the country’s overheating economy. immigration rules are focussed on tilting the mix of new “But full employment ain’t what it used to be, and Canadians towards those with targeted skills and stronger that’s good news for job seekers,” says Avery Shenfeld, language proficiency,” notes Shenfeld. “Those coming in chief economist at CIBC. “Demographic and public under the Provincial Nominee Program, focused largely policy changes in recent years have lowered the non- on job-ready individuals who cross the border with a job inflationary rate of unemployment. That will allow the offer in hand, represent 13 per cent of new permanent Bank of Canada to keep rates low for long, and press residents, up from only two per cent in 2005.” ahead towards further labour market improvements.” Tighter rules for unemployment eligibility now require Shenfeld notes that, unlike the U.S., where millions Canadians to accept a wider range of employment offers of discouraged workers have given up searching for work rather than continue to search for a job that’s either and no longer count among the unemployed, discouraged higher paying or closer to home. EI recipients now workers excluded from the jobless count represent only represent 37 per cent of unemployed in Canada, down 0.1 per cent of Canada’s working-age population. Those from 51 per cent in 2009 and an average of 47 per cent saying they want work but aren’t in the labour force in the ten years prior to the last recession. represent the same two per cent share that they did when Shenfeld also suspects declining unionization coverage the output gap was zero in 2005. could also be a modest factor by reducing worker While the participation rate has dropped, he adds bargaining power, particularly as Canadian workers now that’s solely due to shifting demographics, as a greater compete with “right to work” states south of the border. share of the population reaches retirement age. If the He notes that this could reduce the wage inflation pace population shares of each age cohort are held constant, at any given level of unemployment. the participation rate would have been rising since the “All of this implies that the labour market has more recession, as other than youth, each demographic group’s room to run to lower unemployment rates before wage participation rate has been steady or rising. pressures threaten the Bank of Canada’s two per cent “Underemployment is, however, a factor that has led to CPI target. Add to that some other factors putting an understatement of labour market slack relative to the past downward pressure on CPI and there are reasons for the cycle,” says Shenfeld. “There are close to 900,000 Canadians Bank of Canada to eschew rate hikes until early 2015. working part-time because that’s all they can get, rather than “By that point, we expect Canada’s unemployment rate by choice. That’s a half-percentage-point larger as a share of to be in the vicinity of 6.2 per cent, well below what had the workforce than when the economy had full employment previously been the Bank of Canada’s comfort zone.” 78 New home Guide | Dec 20, 2013 - jan 17, 2014

west

6 EDGEMONT

Developer: Brookfield Residential BUILDERS: Brookfield Homes, Daytona Homes and Look Homes LOCATION: Lessard Road and 199 street, to Edgemont Way

7 COPPERWOOD

DEVELOPER: The Grange South West Property Corporation BUILDERS: Open LOCATION: Hemingway Rd. & 199 Street (between 45 Ave. & 62 Ave.)

8 CAMERON HEIGHTS

35 Ave. 12 1 LEWIS ESTATES

. on r er s D m ht Ca eig H

DEVELOPER: Lewis Estates Communities Inc. BUILDERS: ReidBuilt Homes, Challenger Homes, Landmark Homes, Western Living Homes, Canyon Spring Master Builder, Marquee Homes, Paulmac Developments, Lincolnberg Master Builder MEADOWLANDS ESTATES Homexx Corporation, Western Living Homes,Canyon Spring Master Builder, Stonegate Developments MEADOWLANDS Encore Master Builder, Landmark Legacy Homes, Lincolnberg Master Builder SUDER GREENS Reid Built Homes, Challenger Homes, Landmark Homes, Hillview Homes LOCATION: West of Anthony Henday on 87th Ave.(Webber Greens Dr.) WEBBER GREENS Estate Homes-Western Living Homes, Canyon Spring Master Builder, Marquee Homes, Move-Up Homes-Landmark Homes, Challenger Homes, Reid Built Homes

DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darrenâ&#x20AC;&#x2122;s Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

2 WEDGEWOOD

DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 RIVER POINTE AT CAMERON HEIGHTS

DEVELOPER: Delta Square Properties Inc. BUILDERS: Open to the public LOCATION: Take Anthony Henday turn on Cameron Heights Dr.

5 HAMPTON TERRACE

DEVELOPER: Qualico Communities BUILDERS: Rohit Communities, Sterling Homes LOCATION: Lessard Road & 199 Street

9 HAMPTON POINTE

DEVELOPER: Beaverbrook Developments BUILDERS: MacLachlan & Mitchell Homes, Bedrock Homes, Dolce Vita Homes LOCATION: Take Anthony Henday, turn West on Lessard Road.

10 GRANVILLE

DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

11 SECORD

DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Sabal Homes LOCATION: North of Whitemud Dr. on 215 Street

12 WOODHAVEN -EDGEMONT DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Sabal Homes, Pacesetter Homes LOCATION: 199street and 35 ave

quicktips

Overjoyed, not overwhelmed

Holidays without hassle by hellen buttigieg

The holidays are a wonderful opportunity to see old friends, enjoy time with family, celebrate the events of the year past and dream about the year approaching. But it’s also hectic – with shopping, wrapping, travelling, entertaining and cleaning up after it all. The worst thing that can happen is to wish it all away, thinking you’ll be happy when it’s all over. It’s a lot of work, but the little things that help keep you organized – and sane – will put the pleasure and joy back in this time of year.

Quick tips on organizing your home

›› C reate a gift-wrapping zone. Save time and make wrapping presents a pleasure by transforming a spare room (or part of a room) into a gift-wrapping centre for the holidays. Set up a table or use a rolling cart to put out your supplies (gift wrap, scissors, tape, pen, cards, bows) and keep everything you need in one place. Create the right atmosphere by adding some festive music, a scented candle and a cup of hot chocolate to get you into the holiday spirit. ›› S tore items near their point of use. Save steps and precious time by storing things close to where you use them. For example, save yourself a trip up the stairs

Create a giftwrapping zone. Save time and make wrapping presents a pleasure by transforming a spare room (or part of a room) into a giftwrapping centre for the holidays. to the linen closet by keeping your tablecloths in a drawer, cupboard or chest in the dining room. It makes entertaining a breeze! ›› R epurpose your gift-wrap tubes. Use your empty gift-wrap tubes to store mini-lights. Put a slit in each side of the tube. Insert the plug at one end and wrap the cord all the way around the tube, tucking the bottom of the light strand in the slit at the other end. Store the tubes in a garment bag hanging from a hook on the wall, or the ceiling in the basement or garage. ›› R un errands efficiently. Keep a collapsible crate in the trunk of your car for easily transporting items to a

82 New home Guide | Dec 20, 2013 - jan 17, 2014

C O N T I N U E D on p a g e 8 4 . . .

WEST

Now Available!

Stage 3B and Stage 5A Lots Alldritt Land Corporation is pleased to announce the availability of new lots in Stage 3B and Stage 5A. Stage 3B consists of 84 single family lots, with building pockets ranging from 26 to 32 feet. Stage 5A consists of 62 estate lots with building pockets ranging from 36 to 46 feet, some with walkouts onto a beautiful water feature. Come visit our single family show homes in Stage 1 and our estate show homes in Stage 5.

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quicktips |

CONTINUED

et unplugged to create more time G over the holidays. Do you feel like there’s so much to do and so little time? Challenge yourself to unplug the TV for one full week and notice how much more you can do in all the free time you’ll have. dinner party or for things to return like library books or store-bought items you want to take back. It folds out of the way quickly when not in use. ›› G et unplugged to create more time over the holidays. Do you feel like there’s so much to do and so little time? Challenge yourself to unplug the TV for one full week and notice how much more you can do in all the free time you’ll have. ›› L et go of the excess – you don’t have to keep decorations forever! When you are unpacking your holiday decorations, consider letting go of the items you no longer enjoy looking at. Our tastes change and styles come and go. There’s no rule that says you have to keep every decoration forever – especially that tacky plastic flower arrangement your ex-motherin-law gave you 20 years ago! Give some away to charity, or if you have family or friends who have recently moved into their own place, ask if they’d like to have them until they accumulate their own collection. ›› G ift certificate? What gift certificate? Gift certificates are easy to give and great to receive, but are often lost and forgotten until they expire. Keep your gift certificates in an envelope in your purse or your car and put a reminder on your calendar one week before the expiry date so you can use and enjoy them. ›› R eturn items in a timely fashion to save money and space. Whether it is buyer’s remorse or dissatisfaction with an item after we’ve brought it home, we all have things to return to the stores at some point – especially after the holidays. A problem arises when these “to be returned” items accumulate in every part of our home and we forget we have them. Most store return policies allow only seven to 14 days for a full refund. To recoup money and reclaim space, designate a small area (preferably near the exit you use most) to place things that are on their way out. A box or basket may be helpful if you have several items. Tape the receipts to the purchases and schedule a time in your planner to take them back before it is too late. ›› P ay yourself first. Block time now to give yourself a break later. Choose a day (or at least half a day) during the holidays to do what’s fun for you. You can spend it skating, relaxing at the spa, or taking in a movie. The important thing is that you feel renewed and refreshed because you gave the gift of pleasure and relaxation to yourself.

84 New home Guide | Dec 20, 2013 - jan 17, 2014

Hellen Buttigieg is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on organizing your home, your office and your life, visit weorganizeu.com and sign up for the free newsletter.

Quick tips on organizing your home office ›› S end greetings without grief. Do you love sending holiday greetings but don’t enjoy wasting time addressing the envelopes? Easily create address labels on your computer for your cards using MS Word. For a special touch, use a font that resembles handwriting (such as Lucinda Calligraphy). Save the document and you can pull it up every year, make any changes and print it on adhesive mailing label sheets. Better yet, send electronic greetings and you’ll reduce clutter while saving time, money and the environment. Quick tips on organizing your life holiday overload. Limit social engagements to only those you truly want to attend. Book some downtime between social events so you don’t feel overextended. Schedule only 75 per cent of your day to allow for traffic delays, long line-ups and other unexpected occurrences.

›› A void

WEST

SINGLE FAMILY HOMES INCLUDING RAVINE BACKING LOTS

Surrounded by the natural splendour of the Wedgewood Creek Ravine, Woodhaven - Edgemont is true to its name, a special place for families to plant roots in west Edmonton. Photo taken on site. Showhomes open, take 199th St to 35th Ave.

sabal homes

路

pacesetter homes

路

coventry homes

路

montorio homes

FO QU B R AL UIL O I T DI V Y N ER H G 72 OM YE ES A RS

YEAR END

BLOWOUT PRICING Huge discounts in effect for our quick possession townhomes in both Greenbury or Vanderbilt Common

LIMITED UNITS AVAILABLE FOR DISCOUNTS - CALL NOW FOR BEST SELECTION “LIVE IN BEAUTIFUL GREENBURY” STARTING AS LOW AS

319,900

This innovative an sleek townhome comes with double garage - black appliances front landscaping and much more.

VISIT OUR SHOWHOME AT 10 GREENBURY BLVD. 1300 TO 1438 SQ. FT. ALSO AVAILABLE FOR QUICK POSSESSION & HUGE DISCOUNTS VANDERBILT COMMONS STARTING AT ONLY

299,900

West backing walk-outs lots onto dry pond, includes rear deck, front landscaping, gas fireplace and much more.

LIMITED UNITS QUALIFY FOR YEAR END CLEAROUT PRICING For details on Vanderbilt Common call 780 -571-2275 For details on Greenbury call 780-571-0880 For more information visit

www.macmitch-homes.com 86

Millgrove Dr.

5 Hawthorne Gate

Spruce Ridge Dr.

Grove Dr.

Woodhave D n r.

McLeod Ave. Highway 16A

1 HILLDOWNS

DEVELOPER: Robson Developments Ltd. BUILDERS: First Avenue Properties, Stylemaster by Rococo Homes, San Rufo Homes, Masterpiece Custom Homes, Celico Builders LOCATION: Grove Drive & King Street

2 VANDERBUILT COMMON

DEVELOPER: SG Developments BUILDER: MacLachlan & Mitchell Homes LOCATION: Century Rd & Viscount Common

3 SPRUCE VILLAGE

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, Cove Properties, Hillview Homes, Open LOCATION: Century Road & Grove Dr.

4 PARKLAND VILLAGE

DEVELOPER: Parkland Village BUILDERS: Country Hills Homes LOCATION: Yellowhead Trail West To Century Rd, North 2 min.

5 HAWTHORNE AT HEATHERGLEN

DEVELOPER: Qualico Communities BUILDERS: Alquinn Homes, City Homes. LOCATION: North of Hwy 16A on Jennifer Heill Way, East on Hawthorne Gate

Brookwood

Century Rd.

King St.

Calahoo Rd.

Dr.

Lon gview Dr.

2 3

12 Jubilee Park

Aspenglen Dr.

Grove

Calahoo Rd.

Spruce Ridge Road

Jennifer Heill Way

To Edmonton

Grove Meadows

Dr. Drive

McLeod Ave.

To Edmonton

6 SPRINGATE AT SPRUCE RIDGE

DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Alquinn Homes LOCATION: On Jennifer Heil West of Tri-Leisure Center

7 GREENBURY

DEVELOPER: Beaverbrook Developments BUILDERS: Western Living Homes, Dolce Vita Homes, Alquinn Homes, Cami Comfort Homes, MacLachlan & Mitchell Homes LOCATION: Grove Drive & Pioneer Road

8 HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

Pioneer Rd.

Highway 16

•P OPULATION: 26,271. •L OCATED: 11 km west of Edmonton on Hwy 16 or 16A. • SCHOOLS: 9 Public & Separate Schools. • GROCERY: 11 Grocery/ Convenience stores, Safeway, IGA Garden Market, The Real Canadian Superstore & Walmart. • RECREATIONAL FACILITIES: Twin Ice Arena, Curling Rink, Golf Course, TransAlta Tri Leisure Centre, many soccer fields and baseball diamonds. • MEDICAL FACILITIES: Member of the West View Regional Health Authority with almost 50 Medical & Dental practitioners. • PARKS & PATHWAYS: 15+ km of pathways spread throughout 230 hectares of natural & developed park space.

10 KENTON VILLAGE

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Urbanage Homes LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

11 THE WOODS AT KENTON

DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Hillview Master Builder LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

spruce grove

AREA INFO

12 PRESCOTT

DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes & MacLachlan & Mitchell Homes LOCATION: Grove Drive, East of Century Road

9 DEER PARK ESTATES

DEVELOPER: Broadview Developments Inc. BUILDERS: Rococo Homes, Alta Rose Homes, Evani Homes, Lang Built LOCATION: Grove Drive and Jennifer Heil Way

As Alberta’s 11th city, Spruce Grove is your city in the “country”. The place to live....naturally. for more information call (780) 962-7612 or visit our website at www.sprucegrove.org

STONY PLAIN

ALBERTA

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88 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

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6 5

1 7 Genesis Drive

Genesis Lake Blvd.

1 THE BRICKYARD AT OLD TOWN

DEVELOPER: Old Town Development Corp. BUILDERS: Daytona Homes Master Builder, Kirkland Homes Master Builder, Lakeview Developments LOCATION: West of 50th street and 50th Ave, Stony Plain

2 GENESIS ON THE LAKES

DEVELOPER: Unitech Construction Services Ltd. BUILDERS: Ashton Homes, Caribbean Homes, Fox Maple Homes, Innova Homes, Sierra Homes, Stellar Homes LOCATION: South off highway 16A onto Highway 779 (also known as 48 Street)

3 LAKE WESTERRA

DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, Sterling Homes LOCATION: Golf Course Rd. & 79 Ave.

5 SILVERSTONE

DEVELOPER: Wilcor Development Group BUILDERS: Wilcor Homes, Open LOCATION: Spring Lake Exit off of Hwy 16A & Range Road 15

7 SOUTHCREEK

DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Alquinn Homes LOCATION: South of Fairway Drive & West of Boundary Road

8 THE ESTATES AT WATERS EDGE

DEVELOPER: Waters Edge Developments BUILDER: Waters Edge Developments LOCATION: Only 20 mins West of Stony Plain On Hwy 43 at Gunn & Just 35 mins West of St. Albert on Hwy 37 located on the North Shore of Lac Ste Anne

9 HILLS OF TWIN LAKES

DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

10 WILLOWS END

DEVELOPER: Jaffer Developments BUILDER: Jaffer Developments LOCATION: 48 Street and Willow Park Road North

PUBLIC SCHOOLS • FOREST GREEN 5210 - 45 Street 963-7366 [1] • HIGH PARK 40 Highridge Way 963-2222 [1] [2] • MEMORIAL COMPOSITE 5116 - 55 Avenue 963-2255 [3] • MERIDIAN HEIGHTS 4119 - 43 Street 963-2280 [1][2] • STONY PLAIN CENTRAL 5108 - 55 Avenue 963-2203 [1][2]

SEPARATE SCHOOLS • JOHN PAUL II 5801 - 48 Street 963-2526 [1][2]

PRIVATE SCHOOLS • ST. MATTHEW LUTHERAN 5014 - 53 Avenue 963-2715 [1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

S TO I ELL N N O TH P ING W H PU E G AS LO BL EN E 1 TS IC ER A L

DEVELOPER: Qualico Communities BUILDERS: ReidBuilt Homes LOCATION: South on Boundary Rd at 44th Ave.

6 SPRING LAKE RANCH

• POPULATION: 10,544 and Growing. • LOCATED: 20 km west of Edmonton on Hwy 16A • SCHOOLS: 4 Kindergarten to grade nine, Senior high, French Immersion & including 2 Religious schools. • GROCERY: Extensive with new Big Box National Outlets 2 km to the east of town. • RECREATION FACILITIES: New tri-municipal recreation complex east of town. 18 hole CPGA Championship Golf Coarse, curling, skating, library, Municipal Heritage Centre, Heritage Walk of Murals. • MEDICAL FACILITIES: New 70 bed acute & extended care hospital. Full ambulance services. 3 Medical Clinics. • PARKS & PATHWAYS: Extensive, including 12 km of pathways, watercourses & Lions campground.

stony plain

AREA INFO

Home Builders Alldritt Homes Artisan Homes Inc. Bedrock Homes Boss Homes Brookfield Homes Caliber Master Builder Cameron Homes Inc. Canyon Spring Master Builder Carriage Signature Homes

web directory

www.artisancommunities.ca www.bedrockhomes.ca www.bosshomes.ca www.buildwithbrookfield.com www.calibermasterbuilder.ca www.cameronhomes.ca www.canyonspringhomes.com www.carriagesignature.com

Celebration Homes

www.celebrationhomes.ca

Challenger Homes

www.challengerhomes.com

Cobblestone Master Builder

www.mycobblestone.ca

Concept Homes

www.concepthomes.ca

Compass Rose Homes Inc. Country Hills Home Sales

www.compassrose.ca www.countryhillshomes.com

Coventry Homes

www.coventry-homes.com

Darrenâ&#x20AC;&#x2122;s Homes

www.darrenshomes.com

Daytona Homes Master Builder

www.daytonahomes.ca

Dolce Vita Homes LP

www.dolcevitahomes.ca

Effect Home Builders

www.effecthomes.ca

Encore Master Builder Fekete Homes Green Living Homes Gannet Homes Master Builder Homes by Avi Homes by Santos Construction Homexx Corporation Impact Homes Innovations by Jayman

90 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

www.alldritthomes.com

www.encoremasterbuilder.com www.feketehomes.ca www.greenlivinghomes.ca www.gannethomes.com www.homesbyavi.com www.santoshomes.ca www.homexx.ca www.impacthomes.ca www.jayman.com

Jayman MasterBUILT Kanvi Homes Kensington Homes Master Builder Kimberley Homes Landmark Group of Builders Lincolnberg Master Builder MacLachlan & Mitchell Homes Maple Isle Homes Marco Antonio Homes Montorio Homes Pacesetter Homes Parkwood Master Builder Perry Signature Homes Inc.

www.jayman.com www.kanvihomes.com www.KensingtonCustom.com www.buildwithkimberley.ca www.landmarkgroup.ca www.lincolnberg.com www.macmitch-homes.com www.mapleislehomes.ca www.marcoantoniohomes.com www.montorio.ca www.yourpacesetter.com www.parkwoodmasterbuilder.com www.perryhomes.ca

Pompei Homes

www.pompeihomes.com

ReidBuilt Homes

www.reidbuilthomes.com

Rococo Homes Rohit Communities Rosecroft Custom Homes Sabal Homes San Rufo Homes

www.rococohomesinc.ca www.rohitcommunities.com www.rosecroftcustom homes.com www.sabalhomes.com www.sanrufohomes.com

S2 Squared by Sterling Homes

www.sterlingsquared.ca

Sterling Homes Edmonton Ltd.

www.sterlingedmonton.com

Thomsen Built

www.thomsenbuilt.com

Urban Living by Landmark

www.landmarkurban.ca

Urbanity Custom Homes Ltd. Vickyâ&#x20AC;&#x2122;s Homes Walker Developments

web directory

OUR HOMES COME IN A WIDE VARIETY of wide varieties

www.urbanityhomes.com

Duplexes & Townhomes

www.vickyshomes.ca www.walkerdevelopments.ca Rear - Detached Garage Homes

White Eagle Homes Ltd

www.whiteeaglehomes.ca

Front - Attached Garage Homes

www.landmarkgroup.ca DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 91

webdirectoryad.indd 1

13-01-07 11:16 AM

Developers/Communities Allard in Heritage Valley by MLC Group / JCA Financial Allard Heritage Valley by United Communities

www.allard.ca

www.allardheritagevalley.ca

Alpine Ridge in Terrace Heights by Qualico Communities Ambleside in Windermere Aurora by Melcor Developments Beaverbrook Developments Brintnell by Qualico Communities

web directory

Brookfield Residential Callaghan by Rohit Land Development Cameron Communities Cameron Heights Canada Lands Company Canterra Developments Corp. Chappelle Gardens

www.beaverbrook.ca www.brintnelledmonton.com www.brookfieldrp.com www.liveincallaghan.com www.cameroncommunities.ca www.cameronheights.com www.villageatgriesbach.com www.canterradevelopments.com www.chappellegardens.com

Dundee Developments

www.dundeedevelopments.com

Foxboro by Qualico Communities Genstar Development Company

92 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

www.auroraedmonton.com

www.creekwoodchappelle.com

Forest Ridge by Qualico Communities

www.chappellegardens.com

www.amblesidewindermere.ca

Creekwood Chappelle

Ellerslie Heights by United Communities

GARDENS

www.alpine-ridge.ca

www.ellerslieheights.ca www.forestridgefortsask.com www.foxborosherwoodpark.com www.genstar.com

Glenridding by United Communities

www.glenridding.ca

Granville by Alldritt Land Corporation

www.mygranville.com

Graydon Hill by MLC Group

www.graydon-hill.com

Greenbury by Beaverbrook

www.greenbury.ca

Griesbach by Canada Lands

www.villageatgriesbach.com

Hampton Pointe by Beaverbrook

www.hamptonpointe.ca

Hampton Terrace by Qualico Communities www.hamptonterraceedmonton.com Hawks Ridge at Big Lake Hills of Twin Lakes Hopewell Residential Communities Hudson Park by Beaverbrook Keswick on the River by MLC Group

www.hawksridge.ca www.hillsoftwinlakes.com www.hopewellcommunities.com www.homesinhudson.ca keswick-in-windermere.com

Jagare Ridge by Melcor Developments

www.jagareridge.com

Jesperdale by Melcor Developments

www.jesperdale.com

Kenton Village by Beaverbrook LakeWesterra by Qualico Communities

www.kentonvillage.ca

web directory

www.westerrastonyplain.com

Langdale in Windermere by Qualico Communities www.langdale-windermere.com Larch Park by Melcor Developments Laurel Crossing by Qualico Communities

www.larchpark.ca www.laurel-crossing.com

Laurel by Dundee Developments

www.livelaurel.com

Maclab Enterprises

www.maclab.com

Maple Crest by Dundee Developments

www.livemaplecrest.ca

McConachie Landing by MLC Group/Cameron Dev Corp www.mcconachie-landing.com McConachie by Walton Development & Management L.P. McLaughlin by Melcor Developments Meadowview Park by Qualico Communities Melcor Developments Ltd. MLC Group

www.mcconachie.ca

www.livemclaughlin.com www.meadowviewparkleduc.com www.melcor.ca www.mlcland.com

YOUR PERFECT HOME!

www.villageatgriesbach.com DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 93

Developers/Communities Montalet by United Communities

www.montalet.ca

Morningside Properties

www.mymorningside.com

Montreux by Qualico Communities

www.montreux-morinville.com

Newcastle by Qualico Communities

www.newcastle-edmonton.com

ONE at Windermere

www.oneatwindermere.com

Palisades by MLC Group

www.palisades.ca

Prescott by Beaverbrook

www.liveinprescott.ca

Qualico Communities

web directory

www.qualicolandedm.com

Ravines of Devon by Qualico Communities

www.theravinesofdevon.com

Ravines of Richford by Rohit Land Development Reid Worldwide Corporation

www.ravinesofrichford.com www.rwwc.ca

Robinson by Beaverbrook

www.LiveInRobinson.ca

Rosenthal by Melcor Developments

www.liverosenthal.com www.ruisseau-beaumont.com

Ruisseau by Qualico Communities Rutherford Heights

www.rutherfordheightsedmonton.com

Secord by Hopewell Developments

www.liveinsecord.com

Sienna by Qualico Communities www.sienna-fortsask.com Silverstone by Qualico Communities www.silverstone-stonyplain.com Southcreek by Qualico Communities www.southcreek.ca South Pointe by MLC Group

www.south-pointe.ca

Spring Lake Ranch

www.springlakeranch.ca

Springate at Spruce Ridge

www.springatesprucegrove.com

Spruce Village by Beaverbrook

www.sprucevillage.ca

Starling at Big Lake by Rohit Land Development Stoneshire by Melcor Developments Strata Developments Summerside by Brookfield Residential

94 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

www.StarlingAtBigLake.com www.livestoneshire.com www.stratadevelopments.ca

www.lakesummerside-community.com

Summerwood by Qualico Communities www.summerwoodsherwoodpark.com Suntree www.liveinsuntree.ca Tamarack by Dundee Developments

www.livetamarack.com

The Club & Residences of River’s Gate by Beaverbrook. The Estates at Waters Edge

www.riversgate.ca

www.WatersEdgeEstates.ca

The Orchards

www.theorchards.ca

Thomas Creek

www.CalmarThomasCreek.com

Tribute by Qualico Communities www.tributeleduc.com Trumpeter by United Communities

www.trumpeterbiglake.ca

Tuscany Hills by United Communities

www.tuscanyhills.ca

United Communities

www.unitedcommunities.com www.upperwindermere.com

Upper Windermere by Beaverbrook Walker Lakes North by MLC Group / Cameron Dev Corp

web directory

www.walkerlakes-north.com

Walker Lakes Station by MLC Group / JCA Financial www.walkerlakes-station.ca Walker Summit by United Communities

www.walkersummit.com

Walton Development and Management L.P.

www.waltondm.com www.windermereridge.ca

Windermere Ridge by Beaverbrook Windermere South

www.windermere-south.ca

Windrose www.liveinwindrose.ca Woodhaven - Edgemont

www.woodhavenedgemont.com

The Woods at Kenton by Beaverbrook

www.woodsatkenton.can

Related Business Canadian Home Builders’ Association - Alberta Edmonton Custom Decks Edmonton New Home Information Edmonton New Home Guide SLC Ltd.

www.chbaalberta.ca

www.edmontoncustomdecks.com www.new-home.com www.hometrader.ca www.shaneslandscaping.com DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 95

homebuyers’help

CALCULATE YOUR MORTGAGE PAYMENTS CALCULATE YOUR MORTGAGE PAYMENTS MONTHLY PRE-TAX INCOME

DIVIDE BY 3

CHART FIGURE

AMORTIZATION AMOUNT

SPOUSE’S PRE-TAX INCOME

AFFORDABLE MONTHLY PAYMENTS

AMOUNT OF MORTGAGE DIVIDED BY 1,000

ESTIMATED MONTHLY TAXES & HEAT

TOTAL PRE-TAX INCOME

AMOUNT OF MORTGAGE (PRICE – DOWN PAYMENT)

AMORTIZATION AMOUNT

MONTHLY PAYMENTS

MORTGAGE PAYMENT CALCULATION CHART INTEREST RATES %

AMORTIZATION PERIODS 10 YRS

15 YRS

20 YRS

25 YRS

30 YRS

5.00%

10.58

7.88

6.57

5.82

5.34

5.25%

10.70

8.01

6.74

5.96

5.49

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

FOLLOW THESE STEPS TO SEE IF YOU’LL QUALIFY FOR A MORTGAGE ON YOUR DREAM HOME

Calculate the combined monthly before-tax income of you and your spouse.

Multiply this figure by the amount you need to borrow. Divide by

1,000.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Add to this your estimated monthly heating costs and monthly property taxes.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

96 NEW HOME GUIDE | DEC 20, 2013 - JAN 17, 2014

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home. Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

MORTGAGE INTEREST RATES VARIABLE

6 months

1 year

2 years

3 years

4 years

5 years

MORTGAGE TYPES ATB Financial

2.700

4.000

2.940

2.890

3.190

3.590

3.790

Alterna Bank

3.000

4.000

3.090

3.140

3.190

3.350

3.590

Alterna Savings

3.000

4.000

3.090

3.140

3.190

3.350

3.590

Bank of Montreal

3.100

4.000

3.240

4.050

4.840

5.440

Bank of Nova Scotia

3.100

4.550

3.750

3.890

3.990

4.390

4.990

BMO

3.100

4.000

3.240

4.050

4.840

5.440

4.800

4.700

4.800

5.250

CIBC Mortgages

3.000

4.450

3.090

3.140

3.950

4.590

5.340

Canadian Western Bank

3.200

4.000

3.140

3.950

4.740

5.340

Canadian Western Trust

3.200

4.000

3.140

3.950

4.740

5.340

6.200

2.990

3.250

3.290

3.240

3.590

3.000

3.090

3.140

3.290

3.580

Effort Trust

4.450

3.250

3.600

3.950

4.700

4.950

Equitable Bank

3.140

3.850

4.740

5.340

HSBC Bank Canada

3.100

4.450

3.600

3.950

4.450

4.990

5.340

Home Trust Company

2.650

3.950

2.890

3.090

3.390

3.540

ICICI Bank Canada

3.050

3.150

3.650

3.640

3.690

3.890

ING Direct

3.000

3.190

3.240

3.590

3.690

4.090

Investors Group Trust

3.000

4.200

3.140

3.950

4.740

5.340

London Life

3.000

4.200

3.140

3.950

4.740

5.340

Manulife Bank

2.800

4.450

3.000

3.200

3.350

3.450

3.740

Manulife Trust

4.450

3.000

3.200

3.350

3.450

3.740

Meridian Credit Union

2.750

4.000

3.090

3.140

3.650

3.490

3.590

National Bank

3.100

4.400

3.140

3.950

4.740

5.340

4.500

3.150

3.500

3.950

4.150

President’s Choice Fin’l

3.000

6.040

3.240

3.590

3.690

4.090

RMG Mortgages

3.000

2.890

2.990

3.090

3.590

Royal Bank of Canada

3.000

3.140

3.850

4.740

5.340

4.000

3.140

3.950

4.740

5.340

Bridgewater Bank

Comtech Credit Union DUCA Financial Services

Peace Hills Trust

Servus Credit Union

ALL MORTGAGES ARE OF TWO BASIC TYPES: CONVENTIONAL: The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less. The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property. INSURED OR HIGH-RATIO: A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONS You can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs. OPEN MORTGAGE: Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty. Because of flexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a shortterm mortgage at high interest rates to a longer term when mortgage interest rates fall. CLOSED MORTGAGE: Usually has the lowest interest rate available but lacks the flexible features of other mortgage options. A good choice for those who want the security of knowing their monthly payment is fixed for a longer term. Prepayment options are available but they are subject to conditions. PORTABLE MORTGAGE: Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

PREPARED BY CANNEX ON DECEMBER 10, 2013. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2013 CANNEX Financial Exchanges Limited. All rights reserved.

DEC 20, 2013 - JAN 17, 2014 | NEW HOME GUIDE 97

BEDROCK HOMES 2013