NEW HOME GUIDE MARCH 8 - 22, 2014
m
March 8 - 22, 2014 Volume 22 Issue 5
Mattamy Presents
NEW RELEASES, NEW DESIGNS AND NEW COMMUNITIES INSIDE THIS ISSUE
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GTA BUILDERS WIN GOLD AT U.S. NATIONALS
MORTGAGE INSURANCE PREMIUMS ON THE RISE
TIPS TO HELP YOU FIND THE PERFECT HOME
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ASPIRE FOR OPEN CONCEPT DESIGNS THAT FEEL INTIMATE. What makes for good design? At Aspen Ridge, we believe it’s the moment your aspirations become actualizations. The moment your dream kitchen becomes a space where you sip, stir and savour in. When interiors not only have the best finishes, but the finishes that work best with your tastes. Trends fade. Style changes. But good design, it withstands the test of time. It’s what you aspire for.
Model Homes Now Open at
Monarch first.
Aspire to great design.
Before the ‘60’s changed the world. Before the Baby Boom began. Before the Roaring ‘20’s took us dancing to the Charleston or out to the movies, Monarch was here. First. For 96 years, families have trusted Monarch for the most important investment of their lives. So choose the one builder who has always been there for Canadian families. And visit Monarch. First.
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MODEL MANIA NOW SHOWING 5 Communities and 9 models from 3 of Toronto’s leading interior designers. Upper Cornell MARKHAM Kettle Lakes Club RICHMOND HILL King Country Estates NOBLETON Kleinburg Hills KLEINBURG King Oaks KING CITY MORE INFO AT aspenridgehomes.com
NOW OPEN Credit Manor Heights & Mayfield Village BRAMPTON MORE INFO AT aspenridgehomes.com
COMING SOON Upper West Side THORNHILL Woodland Hills NEWMARKET
© Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. February 2014.
REGISTER NOW AT aspenridgehomes.com
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contents MARCH 8 - 22, 2014 || VOLUME 22 ISSUE 5
ON THE COVER
p. 32
community focus features 20 Markham
March 8 - 22, 2014 Volume 22 Issue 5
treasure hill homes
Reach new heights – last chance to own in The Accolades
MATTAMY HOMES
24 South Brampton Fieldgate homes
Here’s what’s new and exciting from Mattamy Homes
New release of 38- and 41-ft. singles at Valleylands
38 Multi-site
ballantry homes
Mattamy Presents
NEW RELEASES, NEW DESIGNS AND NEW COMMUNITIES INSIDE THIS ISSUE
GTA BUILDERS WIN GOLD AT U.S. NATIONALS
MORTGAGE INSURANCE PREMIUMS ON THE RISE
TIPS TO HELP YOU FIND THE PERFECT HOME
Building homes, building dreams across the GTA
58 Etobicoke
menkes Developments
Humber Mews designer towns at Evans and Brown’s Line
92 Brampton
townwood homes
Discover the newly opened Marigold in Castlemore
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regular and special features in every issue
homebuyers’ help
in the news
4 Editor’s Note 10 Contributors 110 Hot Dates 118 Ad Index
48
10 Minutes With...
44
Kylemore Communities
68
How to Find a Home
46
Spectrum Sky
columnists
111 Resource Section
54
115 GTA Hot Sheet
64
14
BILD
by Bryan Tuckey
24
Two pages of new openings, new releases and preview registrations
Fundamentally Speaking What type of home should you buy? by Wayne Karl
36
Mortgage Finesse
Is paying off your mortgage bad for your net?
Features to consider when searching for a new home Mortgage Calculator and Rate Table
Report
GTA builders win gold at U.S. Nationals
Bob Finnigan of Heathwood Homes, Heron Group of Cos.
66
President Patrick O’Hanlon honoured by Ryerson University Spectrum Realty Inc. launches new highrise division
The Conservatory Group Sheldon Libfeld enters the BILD Hall of Fame
CMHC
CMHC, Genworth to increase mortgage insurance premiums
Brookfield Residential to open Willow Glen in Tottenham this spring
20
by Calum Ross
42
Taxing Issues
Capital expenditures and deductible expenses by Henry Choo Chong
52
Legally Speaking
Not every lawyer is a real estate lawyer by Jayson Schwarz
72 Money Matters
Creating the illusion of scarcity by Gail Vaz Oxlade
88 Quick Tips
The seasonal switch-up: make way for spring! by Hellen Buttigieg
104 The Tax Man
58
Why buy real estate if you’re already in a high tax bracket? by George Dube
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//EDITOR’S NOTE
Long-term commitment will afford you peace of mind
W
hether you’re relocating from one coast to the other or moving to your first place, changing homes can be hectic, exciting and certainly stressful. But, relax. You can eliminate the anxiety associated with moving by taking control of the situation with confidence. Understanding the market is just part of the story. Knowing what you need and what you can afford is the more important part of the equation. Making a prudent purchasing decision that doesn’t keep you up at night when interest rates
rise or market news becomes the talk of the town is up to you. Any expert will tell you that buying a home or condo is a long-term commitment. This issue is full of great tips from the experts as well as the latest news designed to help you make a wise purchasing decision. Along with our Community Focus features, which outline the specifics on many fine communities, there’s lots to take in – so kick back, relax and enjoy. You’re in the driver’s seat.
SUSAN LEGGE
EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide
How to find the right home? Knowing what to look for – and where – are crucial parts of your new-home search
O
WAYNE KARL
EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide
nce you’ve decided to buy a new home, the excitement begins to build immediately. Where to buy? What type of home? Is now the right time? The answers to such questions will vary from person to person, depending on individual circumstances and needs. Choosing the type of home you can afford, and what finishes and design features you want, might be the easiest part of the process. A little more challenging, but nonetheless equally important, are matters such as finding a community in proximity to amenities such as shopping and schools, commuting times and transit options, and if your new home will still be suitable in three, five or 10 years.
As for the timing of your purchase, it’s natural to wonder whether now is the best time, given all the discussion about market conditions. But if your employment and finances are secure, you’re best served looking at the long term – say seven years. Where are new-home prices likely to be then? Higher or lower? And if you missed out on building equity by delaying your purchase, would you be better off? In this issue of New Home Guide, like we do in every edition, we have a variety of content designed to help you determine your own answers to these questions.
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dreams We build
We know. At Ballantry Homes, we build dreams. With over two decades of experience, we’ve designed and constructed thousands of homes, working closely with our family of buyers and our team of forward-thinking architects and interior designers. Ballantry has always treated our customers as #1. Having built some of the finest homes and estate communities in and around the GTA, Ballantry’s reputation for meticulous attention to detail and craftsmanship has earned the trust of thousands of satisfied homeowners.
3 sensational communities to select your new home from
BRAMPTON : NEW RELEASE Semi-Detached & Detached Homes starting from the low
$
400’s
MARKHAM : FINAL RELEASE MARCH 22 TTownhomes, Semi-Detached & Singles starting from the high
$
400’s
OAKVILLE : FINAL RELEASE CCondominiums or Urban Townhomes starting from the mid
$
200’s
ballantryhomes.com Prices and specifications are subject to change without notice. E.&O.E.
MARCH 8 - 22, 2014 | NEW HOME GUIDE GTA 5
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My Dwell – Etobicoke Design Forward Townhomes North of Burnhamthorpe Road, off the West Mall NOW OPEN Starting from the mid $300’s 416.259.2525
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My Humber Mews – Etobicoke Designer Townhomes Browns Line & Evans Avenue, Etobicoke NOW PREVIEWING Starting from the $480’s 416.255.7468
My Enclaves – Georgetown A community within nature’s glory Semi Links Guelph Street & MacFarlane Drive, Georgetown NOW OPEN Starting from the low $400’s 289.891.9103
My Bloom – North York A masterplanned, all Townhome community Bathurst Street & Finch Avenue, North York UNDER CONSTRUCTION Starting from the low $300’s 416.730.1600
My Somerset – Ajax Durham’s Community & Model Home of the Year 37' & 42' Detached Homes Salem Road North & Williamson Drive East, Ajax UNDER CONSTRUCTION Starting from the low $500’s 905.428.0500
My Millstone – Oakville Urban Townhomes Dundas Street West, east of Bronte Road, Oakville NEW RELEASE Starting from the low $300’s 905.825.3619
MY STOREYS. MY MENKES. Facebook.com/MenkesLife
@MenkesLife
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mattamyhomes.com
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e, There And Everywhere. Now Open! A New Release Of Our Popular Homes In Hawthorne Village.
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contributors New home guide
vice-president, WALL2WALL MEDIA
Jacqueline Hill
editor-in-chief / director of content
Susan Legge
director of sales, national
Josh Heppner
Sales Manager New Home guide GTA, new condo guide, home décor & renovations
Conni Robinson
associate publisher, NEW home & condo guide SWO, lifestyle communities
Susan Maxwell art director
Bianca DiPietro Editor
Wayne Karl contributing Editors
BILD Report
Bryan Tuckey
Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)
Taxing Issues
Henry Choo Chong, CGA
Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca
Legally Speaking
Jayson Schwarz
Schwarz Law Barristers and Solicitors
Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040
THE TAX MAN
George E. Dube
CA, CPA, LPA, is a real estate investor and Chartered Accountant and partner with Peter Cuttini, Dube & Cuttini Chartered Accountants LLP. He has written and contributed to articles and co-authored two books. georgedube@ dubecuttini.com, dubecuttini.com, Twitter @dubecuttini.com 1.877.475.3823
Sara Duck, Elisa Krovblit Lydia McNutt senior account executive Nina Downs nina.downs@wall2wallmedia.com senior account executive
Dionne Fraser dionne.fraser@wall2wallmedia.com Sales & marketing co-ordinator
Terry Bassett
distribution & sales co-ordinator
Jennifer Bistron
administrative assistant
Antoinette Jackson production Manager
Bala Gnanapandithan production co-ordinator
Sandra Hanak-Vujnovic graphic designers
Mike Terentiev
National Account Manager, Mediative
Paul Slizys
Published By
money matters
quick tips
Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter. com/GailVazOxlade
Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or info@weorganizeu.com
Gail Vaz-Oxlade
Hellen Buttigieg
mortgage finesse
Calum Ross
Calum Ross is SeniorVice-President and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905
#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867
newhomeguide.ca Advertising Call
and information.
416.626.4200 for advertising rates
Circulation Free
distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.
Copyright 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada. Terms Advertisers, Editorial
content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.
Editorial Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com. Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.
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dreams
Where and families come together in 3 Superb Communities MaRkHaM
MaRkHaM
E
THORnHill E IN V S RALOT
W OM NEL H DE O
M
Singles on 30', 36’ & 40’ lots. t decor a
Detached homes on 35' and 41' lots.
Detached homes on 46’ & 60’ lots available.
odeLs ed M
t decor a
odeLs ed M
New Release Coming Soon From the
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600's
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905-472-7667
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madisonhomes.ca Hours: Mon-Thurs. 1-8pm, Fridays by appointment, Sat., Sun. & Hol. 11am-6pm. *Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.
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//bild report
6 BILD winners grab gold at Olympics for builders » by bryan tuckey
It is a privilege to lead our great association and I felt especially lucky to have this job on one recent night in Las Vegas when six BILD members painted the town red and white after claiming gold.
Bryan Tuckey
is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter. com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).
Our members were nominated 40 times at the awards ceremony of the National Association of Home Builders International Builders’ Show, which is better known in our industry as simply “The Nationals.” This is the Olympics for the housing industry in the U.S. where the marketers shine. The marketers are the people behind the inspiring websites, slick brochures and polished sales centres that draw newhome buyers in to investigate the newest high-rise or community of single-detached homes coming to the GTA. They lend their creativity to our industry to think beyond the bricks and mortar of the home, and to capture and hold the attention of new-home buyers. With a huge number of new communities to choose from in the GTA, it is an incredible challenge to stand out from the pack. And when our members’ marketing materials stand out at a competition dominated by California, Colorado and New York nominees, and includes candidates from China, Saudi Arabia, Mexico and Panama, it speaks to the quality of the professionals that work across this region. Remington won two prizes, first claiming gold for social media campaigns for their public art competition that the company ran in Markham. The campaign
had a $2,000 budget, yet generated more than 70,000 votes and 11,500 referrals from social media sites in one month. Partnering with agency Figure 3, Remington took its second gold in the best presentation centre category for its community Downtown Markham. The judges said the Remington presentation centre was “a space that feels more like a contemporary art gallery than a sales centre.” Great Gulf Homes and the marketing agency Community won gold for best brochure. The builder’s “Above and Beyond” brochure for the Yonge+Rich community “soars to a new level of perfection,” the judges wrote. “From the minimal, elegant use of typography to the subtle textures of the paper, the brochure itself has an architectural feeling that begs to be explored.” Lastly, Empire Communities and agency 52 Pick-up Inc. were co-winners for gold in the best signage category for Toronto community TheHUB. While we didn’t win, BILD was recognized with a judges’ special award of excellence in the building industry community spirit category. BILD teamed up with Remington won two prizes, In2ition Realty to create the Race for first claiming gold for Humanity, an social media campaigns for award-winning their public art competition scavenger hunt for that the company ran in industry professionals, which we Markham. put on every year for our community partner Habitat for Humanity Toronto. Last year, almost 600 builders, developers, sales and marketing professionals took up the hunt and helped raise more than $36,000 for Habitat. Congratulations to all of our winners and finalists. We look forward to seeing you when we announce the winners of our own BILD Awards on April 25. Good luck!
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PRESENTATION CENTRE
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AT L A K E S H O R E W O O D S
AT L A K E S H O R E W O O D S
AT L A K E S H O R E W O O D S
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CONSTRUCTION HAS STARTED
REMAIN
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*Limited quantities available. To qualified purchasers. Prices & information correct at press time. Map not to scale. Lots may have premiums. All illustrations reflect artist impression. E.O.& E. Ask a sales rep. for details. **Exclusive retail value of features already included in from price.
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ED
DISCOVER LIVING VALES OF THE HUMBER
E S TAT E S I N G L E S 57’ LUXURY SINGLES IN BRAMPTON
STARTING FROM $769,900* Welcome to the upscale, master-planned community of Vales of the Humber. This new development will feature only luxury singles that will integrate beautifully with attractive streetscapes, parks and schools in the ideal family-focused environment.
Sales Centre located at 20 Fogal Road, off of Highway 50 • 905.265.1205
ACCOLADES IN MARKHAM
SINGLES•SEMIS•TOWNS ACCOLADES
COMMUNITY IN MARKHAM
IN MARKHAM
STARTING FROM THE LOW 500’S $
*
Community living has reached new heights with this collection of homes. The Accolades in Markham is your opportunity to live in the established commmunity of Wismer Commons, where outstanding amenities are only minutes away.
Model Home located at 101 Greenspire Avenue, just South of Major Mackenzie Drive • 905.471.2852
AURORA WOODS
LUXURY SINGLES 40’ & 45’ SINGLES IN AURORA
STARTING FROM $768,900* HURRY, ONLY A FEW HOMES REMAIN Aurora Woods boasts an ideal location featuring peace and quiet, and the allure of a small town, but also the convenience of city-style amenities. Nestled in nature, these Chateau, French Provincial and Tudor style homes feature ravine and wooded lots.
Sales Centre located at 14726 Bayview Avenue, just North of Vandorf Sideroad • 905.727.5794
For more information visit treasurehill.com
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//COMMUNITY FOCUS
REACH NEW HEIGHTS WITH TREASURE HILL Last chance to live in this established Markham community! LOCATION Markham HOUSING TYPE Townhomes, semis and single-detached homes SALES CENTRE 101 Greenspire Ave. at Major Mackenzie Drive, west of Markham Road CONTACT treasurehill.com
I
n a town rich with historical charm, lush green parks and every possible amenity nearby, acclaimed builder Treasure Hill is developing an incredible collection of homes. The Accolades in Markham will feature a mosaic of towns, semis and singles featuring impressive elevations, thoughtful space distribution and outstanding finishes. Located on the south side of Major Mackenzie Drive East between Markham Road and McCowan Road, this is the perfect neighbourhood for a growing family. The Accolades in Markham provides you with the opportunity to choose between 36- and 44-ft. singles, as well as towns and semi-detached homes in stunning elevations with stucco, stone and clay brick accents. The singles offer up to 3,500 sq. ft. of living space, four to five bedrooms with spacious walk-in closets and up to three and a half bathrooms to lavishly accommodate you and your family. Gorgeous elements such as a stylish Napolean gas fi replace with a custom designed wood mantel and both stained prefinished hardwood and ceramic tiles will grace your main floor. Your master bedroom with adjoining ensuite will showcase granite
No matter the product you choose, Treasure Hill will ensure that your home is your sanctuary. 20 New home guide gTA | marCH 8 - 22, 2014
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TREASURE HILL HOMES | The Accolades in Markham
Set in the established community of Wismer Commons, you and your family will have plenty of opportunities to enjoy the perfect blend of historical charm and urbanization.
countertops with undermount sinks, making it a place of luxurious relaxation. The collection of townhomes offers up to 1,912 sq. ft. of living space, featuring three bedrooms with spacious closets and two and half baths. The semi-detached homes range up to 2,563 sq. ft., showcasing three- to fourbedroom plans with walk-in closets and two and a half baths. Both towns and semis will feature designer laminate flooring on the main floor and kitchen. All singles, towns and semis offer soaring nine-ft. ceilings on the main floor and a natural oak finish staircase ascending to your second floor. No matter the product you choose, Treasure Hill will ensure that your home is your sanctuary.
Set in the established community of Wismer Commons, you and your family will have plenty of opportunities to enjoy the perfect blend of historical charm and urbanization. Roam the nearby shops and outdoor trails or pay a visit to the Markham Museum; every amenity you could wish for is only minutes away. Because the future education of your children is important, this premium location provides you with plenty of options by placing you within close distance of multiple elementary schools as well as a number of secondary schools. There are so many fantastic things to do nearby. Your children will have the luxury of enjoying trips around the corner to the Markham Museum, which features more than 20 historic buildings on 25 acres of parkland. The Markham Fairgrounds are just across the street, while Markville Shopping Centre, which attracts thousands of people with more than 125 stores and restaurants is a short drive away. Two golf courses, multiple community centres, places of worship, dining options and other convenient amenities surround this community. The real beauty of Markham is located in your backyard! The Wismer Community Park features more than 34 acres of family-oriented outdoor space. It has soccer fields, tennis courts, playgrounds, a splash pad and a stunning woodland trail, providing recreation options for both children and adults. The Wismer Community Park is one of several parks that the Accolades in Markham is set amongst. Accessibility to this superior location is as convenient as can be. Located just off Major Mackenzie Drive East with Hwys. 407 and 7 only minutes south, travelling to and from any destination is done seamlessly. The nearby GO Station makes public transportation a breeze. Whether it’s North, East, South or West, you will always have the option of commuting via car, GO Transit or the local bus system. If you’re interested in a more energetic choice of transportation, the City of Markham is a bicycle-friendly community with more than 400 km of on and off-road bicycle routes. Your family deserves a home designed with brilliance and built with quality craftsmanship. Delivering on a reputation that surpasses excellence, Treasure Hill is giving you the opportunity to reach new heights with the Accolades in Markham. Visit our Model Home/Sales Centre at 101 Greenspire Ave., at Major Mackenzie Drive west of Markham Road. For more information visit treasurehill.com marCH 8 - 22, 2014 | New home guide GTA 21
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I am happy, I am comfortable,
Current Communities
CHIPPAWA/NIAGARA Freehold 35’ WIDE Bungalow Loft Townes from the low $320’s. New 50’ Lots Coming Soon. 6 MODELS TO TOUR
THOROLD 45’, 40’, 36’ Singles, Semis & Towns from the $250’s. Quick closings on Select Towns & Attached Singles. 8 MODELS OPEN
BRAMPTON 41’, 38’ & 30’ Singles, 25’ Attached Singles & Freehold 20’ Towns from the $400’s
MOUNT ALBERT Luxurious 50’ Single Detached Homes Bungalow & Two Storey designs up to 3,600 sq. ft. from the $580’s
For directions, hours and community information call our hotline (1-888/416) 410-0175 Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in $ thousands except for Kleinburg & Randall pricing.
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o
Redefining luxury, with details and finishes, sure to exceed your expectations. The only way to improve on the experience is to move in.
,s ya .
RosehavenPlatinum.com OAKVILLE
36 Majestic Suites from 1,800 sq. ft. to over 3,000 sq. ft. Move in from $1.8 million
noi
KLEINBURG
60’ to 70’ Estate Singles from 3,700 sq.ft. to over 5,600 sq. ft. Move in from $1.4 million Located in the Heart of the Village
Coming Soon
STONEY CREEK 40’ & 35’ Singles and Semis Coming April 2014 Register at LiveOnTheRidge.ca
or visit
CALEDON Stunning 36’ Singles and Townhomes Coming April 2014 Register at MoveUpToCaledon.ca
RosehavenHomes.com
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noi
fieldgate homes | Valleylands
//community focus
New release of 38- and 41-ft. singles, and semis in south Brampton
Valleylands
The 45-ft. Dufferin’s breathtaking front Elevation A of brick detailing with large porch and great interior entertainment space contribute to the luxurious atmosphere of this exceptional family home, available from $660,990.
Location South Brampton Housing Type Semi-detached from $401,990, townhomes from $399,990 and singles on 38-, 41-, 45-, 50- and 70-ft. lots from $531,990; bonus packages available for each housing type, 180-day closings available for 30-ft. linked singles and 38-ft. lots Contact 905.457.0445 fieldgatehomes.com
W
hen driving along Chinguacousy Road in southwest Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Grand Opening for the new location of its popular family community, Valleylands on Chinguacousy. The southwest corner of Queen St. West and Chinguacousy Rd. is the site for this latest release at Valleylands. This new release features new designs in semi-detached that range from 1,657 to 1,890 sq. ft., and 38-ft. singles that range from 2,010 to 2,662 sq. ft. These latest offerings are in addition to the exceptional collection of 41-, 45-, 50- and 70-ft. singles still available at the original Valleylands location nearby. The 45-ft. luxury singles range from 2,640 to 2,987 sq. ft. With towns starting from $399,990, semi-detached from $401,990 and singles starting from $531,990, and with 70-ft. designs up to 4,200 sq. ft., there’s a home for everyone at Valleylands. One of the many popular designs currently available at Valleylands is the breathtaking 2,987-sq.-ft. Dufferin Elevation A. This classic-yet-contemporary two-storey, fourbedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers. One enters the home to discover a spacious front foyer, followed immediately by a cosy ...continued on pg 26
24 New home guide GTA | march 8 - 22, 2014
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//community focus...continued
fieldgate homes | Valleylands
For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. library. Further down the hall is the large open-concept living/ dining room with coffered ceiling. Across from the living/dining room, the home’s staircase offers easy access to a sunken main floor powder room and laundry room. Further down the main hallway, one enters into a sizable family room complete with a gas fireplace. Across from the family room, the kitchen and breakfast area offers a kitchen island and ample counter space, creating the perfect space for the family to gather for a home cooked meal. Upstairs, the elegant master suite features two walk-in closets, tray ceilings, an intimate master retreat and a lavish ensuite complete with oval soaker tub, his and hers sinks and separate glass shower. Bedroom two enjoys its own private ensuite and bedrooms three and four share a stylishly appointed ensuite. The Dufferin is priced from $660,990. For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance. And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-athome college lifestyle a breeze. Well-regarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away. In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away. With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs. For more information on Valleylands, please call 905.457.0445 or visit fieldgatehomes.com 26 New home guide gTA | march 8 - 22, 2014
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25
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NOW OPEN
STOUFFVILLE
•
PHASE 2
STARTING FROM $ 433,900 * UP TO 2,503 SQ.FT.
Stouffville Rd.
9th Line
SITE
SALES CENTRE
Main St.
9th Line
SINGLES
Markham Rd.
36' & 40'
Bethesda Rd.
HWY 404
TOWNHOMES
Bloomington Rd.
York-Durham Line
FR EEHO LD
HWY 407
Bloomington Rd.
ONLY A FEW REMAIN IN MISSISSAUGA Bethesda Rd.
SEMIS FROM $ 561,900 * UP TO 1,708 SQ.FT. SITE
Thomas St. MODEL HOMES
Winston Churchill Blvd.
Brittannia Rd. West
Tenth Line
MODEL HOMES
Ninth Line
Hwy. 407
Ninth Line
Main St.
Eglinton Ave. West Hwy. 403
BONUS: $10,000 IN FREE UPGRAGES & 4 FREE APPLIANCES SALES CENTRE HOURS: MONDAY - THURSDAY: 1PM - 8PM • FRIDAY & HOLIDAYS: CLOSED • SATURDAY & SUNDAY: 11AM - 6PM
starlanehomes.com /starlanehomes
/starlanehomes
*Limited quantities available in some price ranges to qualified purchasers. Prices & information correct at press time. Maps not to scale. Some lots may have premiums. E.O.& E. Conditions may apply.
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Dear Mortgage, I’m taking time off to make memories.
Take time off from your mortgage payments. A flexible mortgage from TD lets you focus on what’s really important to you. Just add a little extra to your regular payments and you could have the option to take a payment vacation for up to four months1. It’s just one of TD’s flexible mortgage features.
Visit a branch or tdcanadatrust.com/paymentvacation
1
Conditions apply. See us for details. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.
28 NEW HOME GUIDE GTA | MARCH 8 - 22, 2014
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IT’S GOING TO BE A GLORIOUS SPRING! OPENING THIS SPRING
This spring, Aurora will see a new master-planned community that will be not only the talk of the
REGISTER NOW
town but the entire GTA. A community where
TO BE AMONG THE
four fantastic builders offer an unprecedented selection of homes, all built with a new green
FIRST AT THE
energy-efficient standard. In a location that
PREVIEW OPENING
combines the best of town and country, with its
OF AURORA TRAILS.
own community park and access to nearby trails,
A u ro ra Tra i l s .co m
and just minutes from Yonge Street and the 404.
LUXURIOUS SINGLES, SEMIS & TOWNS
Prices and specifications are subject to change without notice. E. & O. E.
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UPTOWNES AT CARDINAL POINT DELIVERS
E@D?G>5C 1D 3 1 B 4 9 > 1 < @ ? 9 > D
THE CAREFREE
C
h
DOWNTOWN COMES UPTOWN WITH AN EXCITING NEW TWIST Enjoy the carefree condo-lifestyle for thousands below city prices at Cardinal Point – Geranium’s Master Planned Ravine Community in Stouffville. Within walking distance of GO Transit, theatre, parks, art centre, shopping, dining and more, Uptownes has everything you love just steps
CO
from your door.
Tw
BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER Prices are correct at press time and are subject to change without notice. Specic features are as per plan and series. Sq.ft. measurements are approximate. Map not to scale.
D8-NHG DPS Feb 22, 14.indd 1 030-031-Geranium-Cardinal 02-22-14.indd 30
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See
FLAT FL AT ROOF TO STOUFFVILLE’S PREMIUM COMMUNITY
PANTRY
FLAT A ROOF
Each spectacular 3-storey townhome designed to take
Great Room that
STOVE
has been meticulously
dazzles with 10’
DISHWASHER
full advantage of
Relax and entertain in style in a fabulous
OPTIONAL BUILT COUNTER EXTEN-IN & SIONS
ceilings, Euro-style Gourmet Kitchen
abundant windows
and more.
and wonderful
F RIDGE
ale.
CONDO LIFESTYLE
flowing, open concept layouts.
Imagine summer evenings on a private
UP
roof top terrace – up
RAILING
POWDER (D DR RO OPPPPE ED E D CEILING)
DN
to 380 sq.ft. complete with BBQ hook up.
GOODERHAM SERIES - MODE L S1 FABULOUS GRE AT ROOM
Cosy Ground Floor Flex Space with in-floor heating can be your den, home office, or home gym. Enjoy air conditioning in summer and all year, immediate access to your private garage.
Two Bedroom Designs 1,401 to 1,639 sq. ft.
geraniumhomes.com
SITE LOCATION
Millard St SALES CENTRE
9th Line
from
John Davis Gate
Hwy 48
364
$
900
Bakerhill Blv
LOFT INSPIRED CONDO TOWNS
404
RS
Mon to Wed: 1 – 7pm Wknds & Hol: 11am – 6pm Main St
Stouffville
905-640-9999
#" - - " / 5 3 " & 4 50 6 ' ' 7 * - - & 1 0 35 ) 0 1 & 80 0 % 4 50 $ , See sales rep for details. The ENERGY STAR® mark is administered and promoted in Canada by Natural Resources Canada. Used with permission. E & O E.
2/11/14 4:49:24 PM 030-031-Geranium-Cardinal 02-22-14.indd 31
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//cover story
Here’s what’s new and exciting from
Mattamy Homes
Tour our stunning model homes in The Preserve!
Location Aurora, Brampton, Kitchener, Milton, Oakville, Toronto Housing Type Aurora, townhomes and detached homes; Brampton, townhomes and detached homes; Kitchener, detached homes; Milton, townhomes and detached homes; Oakville, townhomes and detached homes; Toronto, townhomes and semidetached homes Sales centre: Open Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. Contact mattamyhomes.com
M
attamy Homes has been building in and around the GTA since 1978. From its first home in Burlington to the newest communities, the company has earned a reputation for home variety, well-designed communities and superb customer service. You’ll find style, innovation, great neighbourhood features and exactly what you need in the following locations: Aurora St. John’s Forest has become a popular address in desirable Aurora, known for its high quality lifestyle. St. John’s Forest has added immeasurably to that quality. Soon, Mattamy will be adding a new release of Village Homes and 45-ft. detached homes that will take your breath away. These are completely new designs never seen before in St. John’s Forest. Register for information on this coming soon release at mattamyhomes.com St. John’s Forest currently offers townhomes and 36-ft. detached homes. Townhomes start at $485,990 and detached homes from $567,990. The sales centre is located at 1280 St. John’s Sideroad. Brampton Mount Pleasant North is connected to the many things that make life more fulfilling. Everything you need is either right outside your front door or just minutes away.
32 New home guide GTA | marCH 8 - 22, 2014
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MATTAMY HOMES | Multi-site
Live by the forest in Aurora
Mattamy now has a new release so more families can enjoy the enriching benefits of life here. There are never before seen two-storey townhome designs and a new release of rear lane towns, three-storey townhomes as well as 30- and 38-ft. detached homes. Townhomes in Mount Pleasant North start from $324,990 and detached homes from $384,990. The Mattamy sales centre is located at 6 Worthington Ave. Kitchener Wildflowers introduced the considerable benefits of a masterplanned community to buyers in Kitchener. And just recently, the development relocated its sales centre so it now sits right in the community. Great natural features, including a mature forest are part of the allure of Wildflowers. There’s an excellent selection of contemporary 30- and 36-ft. detached homes. Purchase now and Mattamy will include granite kitchen countertops and hardwood on the main floor. Coming soon: four beautifully appointed detached model homes to tour. Detached homes start at $298,990. The new Wildflowers sales centre is located at 179 Seabrook Dr. Milton Hawthorne Village has just reopened with a brand new release of its most sought after home designs. Today, you will find our most popular Village Homes and brand new two-storey
Mattamy homes feature thoughtfully designed spaces
townhome designs, along with innovative rear lane townhomes. You will also find well-appointed 30- and 36-ft. detached homes in many new architectural styles. Since the beginning, Hawthorne Village has generated a great deal of attention and overwhelming success. There are now more than 10,000 families enjoying life in this spectacular setting at the foot of the Niagara Escarpment. Townhomes start from $309,990 and detached homes from the $444,990. The Hawthorne Village sales centre is located at 10180 Derry Rd. Oakville The Preserve is Mattamy’s signature community. And it is stunning at every turn. Today you can tour four of the most well-appointed model homes in Ontario. You will find these models will not disappoint. They define fine living in Oakville. Coming soon to The Preserve: Live/Work townhomes. Pre-register today at mattamyhomes.com The sales centre is located at 1388 Dundas St. W. Toronto – Coming Soon Downsview Park is a community with vision, a community where urban style and contemporary design are brought to life in a new model for city living. You’ll find ultra-contemporary rear lane townhomes, innovative stacked townhomes and semidetached living. Downsview Park is connected to TTC, Yorkdale, fine dining or street eats, culture and plenty of recreation right where you live. It’s coming soon and it’s worth the wait. Pre-register for Downsview Park at mattamyhomes.com For all Mattamy communities, presentation centre hours are Monday to Thursday 1 to 8 p.m., Friday 1 to 6 p.m., weekends and holidays 11 a.m. to 6 p.m. For more information on all of our communities visit mattamyhomes.com
Find out why more than 10,000 families call Hawthorne Village home
marCH 8 - 22, 2014 | New home guide GTA 33
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//FUNDAMENTALLY SPEAKING
What type of home SHOULD YOU BUY? » by WAYNE KARL
WAYNE KARL
is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at
wayne.karl@wall2wallmedia.com
or follow him on Twitter at Twitter.com/WayneKarl
What type of home should you buy? Whether you’re a fi rst-time buyer, moving up to a larger home or downsizing to a smaller one, the answer to this question is a very individual one. It short, it really depends on your situation – everything from the amount of your down payment to where you work to whether you have kids to other personal circumstances. Of course, most of us would love a large house on an expansive property on a quiet cul-de-sac in the best neighbourhood. But that’s not always possible. For your own enjoyment while you live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect the your property’s appeal, and ultimately its value. After all, those are the qualities potential buyers look for when searching for a home; the more of them your house has when you go to sell, the more it will be attractive to a greater number of people. While experts suggest you take a long-term view when buying a home, it’s also important to not look too far down the road. Let’s be honest, your fi rst home may not be your dream home, and your needs and desires are bound to change throughout the various stages of home ownership. You might not be able to afford the home of your dreams right off the bat, but once you’re in the market, it’s easier to move up. So, while the answer to the question – What type of home should you buy? – is specific to circumstances, there are also some common guidelines you can follow. How much can you afford? Experts agree it is never a good idea to make yourself house-poor, and it is a very common mistake, particularly of fi rst-time buyers, to buy more home than you can really afford. Meeting with a mortgage broker or your banker will help determine your full financial picture, assessing everything from your credit rating to how much you have saved for a down payment. And with tougher mortgage rules recently taking effect, buyers should “stress-test” their plans – seeing how well you could cope with higher mortgage payments brought on by rising interest rates.
fees and insurance. All of these costs add up, and ultimately should factor into your overall home-shopping budget. Where do you want to live? Th is question is becoming more important for a number of reasons, though influenced primarily by where you work, how much of a commute you want and whether your transportation options include mass transit or only driving. Indeed, especially with gas prices on the rise, proximity to mass transit is something more and more people are looking for in their new home location. It may not be as simple as choosing to live in the city, suburbs or small town. What type of home do you want? Once you have determined your options for cost and location, you can then assess what types of homes are available in your price range and desired neighbourhood: Single-family detached, semi-detached, townhome or duplex? Some many questions, so many choices. The good news is, home builders today are in sync with customer preferences for location and amenities, and with market realities with regard to pricing and needs for energy efficiency, so your options for new-home product have never been better.
How much will it really cost? Another common homebuyer mistake is not being prepared for all the closing costs involved: lawyer fees, land transfer taxes, utilities, insurance, and home inspection and appraisal
34 NEW HOME GUIDE GTA | MARCH 8 - 22, 2014
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//mortgage finesse
Is paying off your mortgage
bad for your net? » by Calum Ross
Calum Ross
is senior vice-president and practicing mortgage agent with The Mortgage Centre. He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.
In a society where financial-planning education and free financial resources are readily available, it is difficult to believe that most people do not understand how to use their cash flow and capital effectively. When determining many people’s top financial objectives, a large number of people put building their net worth and paying off their mortgage at the top of their list. While at face level these seem to be rational choices, I will show you why these goals may contradict one another, and how being mortgage-free is a detriment to building net worth. With rates of returns in the equity markets once again showing positive returns, RRSP contributions and investments are once again a hot topic. The challenge that this presents for most individuals is clear – with a finite income, how does one allocate capital to acquire that net worth figure that brings you to the point where work is something you choose to do rather than need to? The RRSP-versus-mortgage debate has long been the source of controversy. While there is no definitive answer, here are some rules that will enable you to make an informed decision. The major factors influencing the choice of options are the mortgage interest rate versus the expected return in the RRSP, the investment time horizon versus the mortgage time horizon, the availability of RRSP contribution room, and the ability to capitalize on mortgage prepayment privileges. Given an expected RRSP return equal to or greater than the mortgage interest rate, and an investment time horizon equal or greater than the likely mortgage life, maximizing RRSP contributions generally maximizes net worth because the tax-sheltered growth of an RRSP means you get compounded
growth for a long period. Conversely, as the mortgage interest rate is greater, or the investment time horizon decreases, it becomes more attractive to prepay the mortgage. Those who are fortunate enough to have used up all of your RRSP contribution room should look at whether borrowing to invest outside of your RRSP is wise. While all the same principles stated above apply, there are a couple of distinct elements to review. When considering building an investment portfolio outside of your RRSP, compare your after-tax rate of return relative to your after-tax cost of borrowing. Generally, if you borrow to invest (with the expectation of gain) then the interest borrowed on that money becomes tax deductible. This means the real rate of interest to the borrower becomes one less your marginal tax rate percentage times interest rate on the money borrowed. For those in the top tax bracket, this can reduce the cost of borrowing by nearly 50 per cent. Next, determine your after-tax rate of return. When investing outside of RRSPs, keep in mind that not all investment income is treated equally for tax purposes, and the difference depends on your personal tax bracket. To optimize your after-tax rate of return, seek capital gains first, dividend income second, and interest income third. A common misconception is that wealthy people do not have mortgages. The odds are that if you know a wealthy person without a mortgage then they likely inherited their money, do not have a good financial adviser, or are highly risk averse. With interest rates where they are today, paying off your mortgage is, in all likelihood, not a wise financial decision if your hope is to have the highest and best use of your capital. Take solace in this – the next time you are at a party or family function and someone smugly tells you that they have paid off their mortgage, odds are they know little about personal finance and will likely limit their personal net worth as a result. After all, who really worries about a mortgage of a couple of hundred thousand dollars when your investment portfolio is a couple of million dollars and could be used to retire your mortgage any day you choose? By deploying this strategy, what you are doing is using other people’s money to build your net worth. At the end of the day, the correct formula for using debt for investing comes back to your investment objectives, personal goals and risk tolerance. Clearly if your after-tax rate of return is greater than your after-tax cost of borrowing, then you are getting ahead financially. Furthermore, if your cash flow allows you to take advantage of the above strategies, then it can greatly assist you in your retirement planning.
36 New home guide GTA | marCH 8 - 22, 2014
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Markham
Library with Over Cornell Community Centre & Your Doorstep. 70,000 sq. ft. Now Open at
Tour our 8 professionally decorated models
Freehold Townhomes featuring 2 master bedrooms each with a Semi-Ensuite
490's
$
from the
From 1,737 Sq.ft.
cornellrouge.com
MARKHAM
Singles on 30’, 36’ & 40’ lots
$600's
from the
From 2,057 Sq.ft.
Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.
Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.
37
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//community focus
Building homes,
building dreams
D
avid Hill doesn’t just build houses. He builds homes. Communities. And most importantly, the president of Ballantry Homes builds dreams. In 1989, Hill started his career selling 10 building lots in Scarborough. Since then, he has built one of the most respected home building firms in the GTA, with successful developments in Ajax, Brampton, Halton Hills, Markham, Newmarket, Oakville, Oshawa and Unionville. And that success has come because Ballantry isn’t just about building walls and roofs and floors – it’s about creating spaces that work for families. Ballantry Homes are designed for the way people live. Their forward-thinking architects and designers bring an in-depth understanding of how today’s families function – how they cook and eat, work and relax, how they move through the space, where they spend their time. Open-concept plans maximize natural light and make it easy to move around and interact. Kitchens come with thoughtful lifestyle features like upper corner cabinets, pull-out shelves, breakfast bars and centre islands. Bathrooms have soaker tubs and roomy shower stalls with made-to-measure tile flooring – you’ll never find one of those pre-fab fibreglass stalls in a Ballantry home. “My philosophy is ‘build a good house and stand behind the product,’” says Hill. “I always think about the way people are going to live in the house; it’s not just about the house.”
38 New home guide GTA | marCH 8 - 22, 2014
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BALLANTRY HOMES | Multi-site
For Ballantry, building homes and communities is all about quality and craftsmanship. It’s about always taking one step up, always doing better.
To that end, customization options are readily available to buyers looking for unique features. The builder has transformed lofts into master bedrooms, changed second floor plans, built home offices and separate studio flats. They would much rather see their buyers with a place that suits them right from the start, and not have to leave them to face extensive renovations down the road. For Ballantry, building homes and communities is all about quality and craftsmanship. It’s about always taking one step up, always doing better. They’re known for their solid construction, sophisticated designs and meticulous attention to detail, all of which is built on 25 years of learning and expertise. But despite their success, Hill enthusiastically encourages feedback from homeowners – hearing what works and what doesn’t is the best way to continue improving their offering. “I’m always looking to improve the product, from the floorplans to the designs to the standards of finish,” says Hill. “I want to build a home that can be lived in. Mostly, I want the customer to be happy.”
Ballantry’s customers-first approach has won the company multiple awards. It has received accolades from J.D. Power and Associates, and Tarion Warranty Corp. It’s an attitude that’s evident in the houses and condos they build and in the above-and-beyond service they provide. For example, each buyer in one Ballantry development was surprised with a move-in gift basket. As a welcome-home gesture, the company gave each homeowner a collection of thoughtful essentials (often forgotten in a move) such as doormats, toilet paper, hangers, light bulbs and more, plus a gift basket filled with goodies. New residents were delighted. Service. Quality. Craftsmanship. Trust. Having built some of the finest homes and estate communities in the Greater Toronto Area, Ballantry is respected by both homeowners and the builder community for building great homes and solid communities. For more information about a Ballantry development near you, please visit ballantryhomes.com marCH 8 - 22, 2014 | New home guide GTA 39
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“Perfect for the cottage getaway”
Shorts $124 Stacey Paterson & Karen Dagg BOOTH H34 Circle back cedar chair $425 Jenn Mezei & Gavin Cond BOOTH I12 Lunenburg bucket bag $89 and wine tote $16 Pauline Dickison BOOTH N50
40
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Welcome to a
New Forest Community Live in this new, prestigious Richmond Hill community on the edge of a golf course and 46-acre forest preserve, and SAVE THOUSANDS ON FABULOUS EXTRAS THAT COME STANDARD! 1,600 sq. ft. Townhomes starting from $560’s 2,000 sq. ft. Townhomes starting from the $600’s
✓ hardwood on main floor -
excluding tiled areas ✓ oak staircases ✓ granite countertops ✓ 9’ ceilings on main floor ✓ extended-height kitchen cabinets ✓ upgrade baseboards and casing n ✓brick, stone or stucco exteriors - as per pla ✓ 3 piece roughed-in basement bathroom cold cellar - grade permitting
✓ ✓ and much more * * es ad gr up r co de in 00 ,0 $5 us Pl
FREEHOLD TOWNHOMES ON YONGE NORTH OF GAMBLE
LiveAtJeffersonForest.com SALES OFFICE: Mon. - Thurs. – 1pm to 8pm, Sat., Sun., & Hol. – 11am to 6pm
FOUR GREAT BUILDERS - ONE FABULOUS FOREST *As per plan. Finishes vary by builder. Cannot be used with any other promotion. Specifications are subject to change without notice. Available on specific lots only. No cash value. See sales representatives for details. Renderings are artist's concept. E & O.E.
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//taxing issues
Capital expenditures & deductible expenses » by henry choo chong
Q Henry Choo Chong,
CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca
. I recently purchased a rental investment property. Fortunately, the home was rented quickly. However, last summer because of several days of heavy rainfall, the roof leaked terribly and our ceilings were partially water damaged. I had to reshingle and replace almost half of the entire roof and repair the ceiling and floors. It also cost me more than $1,200 for a new fridge and stove. I have an individual who prepares my income taxes who has advised me that these are capital items and I could not deduct them for my income taxes. I find that ridiculous to be out of pocket that amount of money and I cannot deduct it.
Sam, Toronto
A
. Real estate rental deductions are always contentious, and Canada Revenue Agency frowns on expenditures that should be capitalized as opposed to being expensed immediately. As an accountant who deals with real estate investors on a regular basis, I can tell you your concern is not isolated. The Income Tax Act does provide guidance with regards to capital items and current expenses. Capital expenditures – Generally, these are expenditures that will provide benefits and a useful life for several years – such as appliances, air conditioners and dishwashers. The Income Tax Act provides for Capital Cost Allowance (CCA) deduction for capital expenditures that can be expended over the useful life of the asset. Deductible Expenses – Generally, these expenditures may be deducted in the year they are incurred. They would include all expenditures directly related to the property such as property taxes, insurance, utilities, mortgage interest, advertising cost, legal cost, accounting fees, and repairs and maintenance. It would appear your repairs were performed to maintain the property to its original condition and would therefore be considered a current expense. However, the fridge and stove must be capitalized. Investors should always have a good accountant who deals with real estate investments on a regular basis to ensure the right advice is given.
Q
. I recently started my own small business, which is registered as a non-incorporated business. It earned approximately $34,000, less expenses. Additionally, I am employed full-time, as is my wife. What is my final date and can I choose my own year-end for my company?
Yves, Oakville
A
. Congrats on joining the ranks of entrepreneurs. Many individuals talk about starting their own business but are reluctant to do so for various reasons. The primary obstacle is finances, followed by lack of knowledge about where to start. Individuals who are strictly T4d – that is, employed full- or part-time – were to file their year’s personal tax return on or before April 30 of the following year. Self-employed (including non-incorporated businesses) taxpayers and their spouse had to June 15 to file their tax return for the previous year. However, any income taxes owing would have to be remitted on or before April 30 of the filing year. Therefore, you should have your tax returns prepared before the end of April to avoid any interest penalties.
42 New home guide GTA | marCH 8 - 22, 2014
042 Henry Choo Chong-Capital Item & Business_BD-WK.indd 42
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LIVE IN THE centre OF TORONTO
Up to $40,000 in upgrades included* Granite Kitchen Countertop Granite Countertops in Ensuite and Main Bath Stainless Steel Fridge, Stove and Dishwasher White Washer / Dryer Air Conditioning
Stained Oak Staircase ,, ,, Stained 2 1/4 x 3/4 Hardwood floor on Main (non-tiled areas) Upgraded Trim Package Upgraded Pickets and Handrail ...and much, much more.
Your chance to live in this prestigious new residential enclave located in the well-established Bathurst Manor neighbourhood, near Sheppard and Bathurst.
Now Under Construction! SEMIS AND A SELECT NUMBER OF DETACHED HOMES
600’s
$
From the mid
VISIT OUR PRESENTATION CENTRE TODAY!
Sales Office Hours:
SALES OFFICE 824 Sheppard Ave. West
Mon. - Thurs. 1 - 8pm, Friday by appointment. Sat., Sun. & Hol. 11am - 6pm
416-630-5039
ARISTAHOMES.COM *Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. E. & O.E. Renderings are artist’s concept. Veneer risers and stringers.
ARIS-GOD-A-AD-NHC-FEB12-3.indd 1
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//In the news
Patrick O’Hanlon honoured by Ryerson University On Feb. 13, 2014 Patrick O’Hanlon, president of Angus Glen Development/Kylemore Communities was among the distinguished graduates of Ryerson University, honoured for their achievements and community work. O’Hanlon, Urban and Regional
Pictured: Patrick O’Hanlon, centre, receives his award from Ryerson President Sheldon Levy (right) and VicePresident of Advancement Adam Kahan.
Planning ’83, was one of four to receive an Alumni Award of Distinction 2014 at a special Alumni Achievement Awards Reception hosted by Sheldon Levy, president and vicechancellor. The awards were first presented in 1998, when Ryerson celebrated the 50th anniversary of its founding, to recognize Ryerson graduates who have not only excelled in their careers, but have also made a tremendous contribution to their profession and to their community. Accepting the award, O’Hanlon said, “I am proud to receive this award and share it with my fellow graduates who together have been helping to shape the GTA landscape for the past three decades.” He went on to thank Ryerson University faculty of Urban Planning and the leadership of president Levy who gave their students the knowledge and opportunity to succeed in their chosen field.
O’Hanlon is an influential developer and respected new home builder. His career started in regional planning; following which he honed his skills in the private sector. During his employment at Bramalea Ltd. – a major home builder of the time – he completed an intensive management training program; a key contributor to his future success. It was 1997 when Markham landowner Gordon Stollery approached O’Hanlon to bring his expertise to the creation of a masterplan surrounding two golf courses for Angus Glen Community. This community was awarded the prestigious 2013 Places to Grow, Community of the Year from the Building Industry and Land Development (BILD) Association and 1997 Best New Community Award. Under O’Hanlon’s leadership, Kylemore has evolved to become a sought after partner and land acquisition expert with a reputation for creating highly desirable communities. Kylemore is preparing to deliver almost $1 billion in new communities over the next few years. O’Hanlon also demonstrates leadership qualities through volunteer positions such as past president of BILD. He had a pivotal role along with Ryerson faculty and alumni in recently establishing the Centre for Urban Research. Each year, O’Hanlon supports many charities and community groups through Kylemore Kares an established giving program. For more information on the Alumni Achievement Awards, visit ryerson.ca/alumni/enjoy/awards. For more information on Kylemore Communities, visit kylemorecommunities.com
44 New home guide GTA | marCH 8 - 22, 2014
044 News Kylemore_MT-WK.indd 44
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//In the news
Spectrum Realty launches new highrise division: Spectrum Sky Inc. Spectrum Realty Services Inc. has announced the launch of its very own highrise division involving the same team that helped shape the lowrise industry for the past 22 years. The
Photos: Vito Amati
partners at Spectrum Realty are pleased to announce the appointment of Mira Tomljenovic as vice-president of highrise and partner at the new Spectrum Sky Inc. This official announcement was made on Feb. 19 at Touro Steakhouse & Wine Bar in Richmond Hill among a selected group of esteemed industry professionals and highrise developers. Tomljenovic was the co-founder and past president of ln2ition lnc., a new home and condo sales and marketing company. She has more than 25 years of experience in the real estate, planning and project management fields, and has won multiple industry awards, including the coveted Riley Brethour Award for Achievement in Residential Sales and Marketing. Along with her contributions to the industry, Tomljenovic also co-founded the Race for Humanity, an annual fundraising event for Habitat for Humanity which has gained international recognition for community spirit in the building industry.
She is actively involved in BILD and frequently spoke on panels, and is instrumental in organizing the annual housing tours throughout North America since 2004. “We are redefining our reality, and while it makes perfect sense to use our past successes as a foundation, we are creating something totally new,” says Tomljenovic. She will work in unison with Silvio Deluca and Joseph Bozzo, creating the GTA’s most dynamic and innovative highrise marketing team. About Spectrum Realty
Since its inception in 1992, the partners at Spectrum Realty have endeavored not only to create a niche in the marketplace, but a foothold. Today, some 22 years later, Spectrum Realty is one of the largest independent brokerages in Canada, and the leader in lowrise sales within the Greater Toronto Area. The four partners set out to deliver unparalleled service to its builder clients. Their goal was to be instrumental in every facet of the process, from acquiring land parcels, to the creation of draft plans, architectural and marketing advice to providing professional and qualified sales staff to their clients. Spectrum Realty has close to 200 agents with many exclusive builder clients with sites that stretch from Newcastle in the east, Fort Erie in the west, to Muskoka in the north. The Spectrum team has been responsible for the sale of more than 30,000 new homes since its inception, directly involved in creating some of our region’s most iconic neighborhoods.
46 New home guide GTA | marCH 8 - 22, 2014
046 News Spectrum Sky_MT-WK.indd 46
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LUXURY SINGLES ONLY
GRAND OPENING
BRAMPTON’S NEW EXCLUSIVE COMMUNITY
50'to100' ESTATE LOTS
PRESENTATION CENTRE HOURS: MONDAY TO THURSDAY: 1PM - 8PM FRIDAY: CLOSED • SATURDAY, SUNDAY & HOLIDAYS: 11AM -6PM
HWY 27
HWY 50 The Gore Rd.
TREASURE HILL PRESENTATION CENTRE
Castlemore Rd.
Fogal Rd. Queen St.
HWY 407
HWY 7
HWY 7
GREENPARK & STARLANE PRESENTATION CENTRE
HWY 427
val e s o f t h e h u m b e r.c o m
Countryside Dr. McVean Dr.
2 STOREY FROM
$ 658,990* $ 689,990*
Goreway Dr.
BUNGALOWS FROM
N
Mayfield Rd.
*Limited quantities available in some price ranges to qualified purchasers. Prices & information correct at press time. Maps not to scale. Some lots may have premiums. E.O.&E. Conditions may apply.
47
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//10 Minutes With…
Heathwood Homes’ and The Heron Group of Companies’ Bob Finnigan A lot has happened in the new home industry over the past 30 years, and Bob Finnigan has had a front-row seat for the evolution. Bob started working
part-time for Hugh Heron in the late-1970s, then finished university and within a few years was a full-time employee of Heathwood Homes. Today, Bob is the COO Housing at The Heron Group of Companies. He served as president of BILD in 2007, president of the Ontario Home Builders’ Association in 2010, and has twice served on the Canadian Home Builders’ Association executive, currently sitting as second vice-president. “Thinking back to when I started, new homes have changed not only in terms of price and product type, but also in design and the level of specs buyers expect,” Finnigan says. “In the late 1970s, homes were still relatively compact and more formal, with separate dining and living rooms and a kitchen with a small eating area. Nowadays, interiors are open concept, and the features and finishes are much higher quality. The science of building is changing and we’ve learned a lot.” He points out that consumers are more educated, which has led the metamorphosis of new home design. “A home is not an impulse buy; they take their time, comparison-shop and select the builder with the designs that fit their needs. This is especially true for first-time buyers.” With that thought in mind, Heathwood Homes recently introduced the First-Time Buyers Program at Hampshire Mews in Richmond Hill. “The three-bedroom Urban Towns in that community are perfect for people entering the marketplace. We offer ground-oriented living with a garage. Residents can catch the bus right there, and they have a central amenity area where they can interact with neighbours. It’s a great place to start a young family and have room to grow.” The special program enables purchasers to buy with only five per cent down. Heathwood will then contribute 20 per cent of the maximum RRSP amount they can contribute toward their down payment under the Federal Government’s Home Buyers Plan (HBP), which equals $5,000.
Heathwood also matches the Land Transfer Tax Rebate of $2,000 and provides two years of free maintenance fees (up to a $3,000 value). In total, that’s at least $10,000 in savings. Plus, Heathwood will work with buyers to maximize buyers’ RRSP tax savings through the HBP. “There are good existing programs out there,” Finnigan explains, “but often, first-time buyers are not fully aware of what they can tap into. We decided to add to those programs and open their eyes to possibilities. Our program empowers them to get their foot in the door. We even help them with moving expenses.” Among the many attractive elements at Hampshire Mews is the fact that all the townhomes are being built to Heathwood’s own Green Home Energy Program standard. “We start with the homes already being Energy Star qualified and add to it, which is natural for us,” he says. “Heathwood has a long history of adding Green features to our communities, and two years ago we built the first Green home in Canada that monitored energy and water usage, which we compared to an equivalent home without the extra features. The implicit findings help determine many of the items we now include in our Green Home Energy Program. These measures help lower utility bills, provide better air quality and help to keep the planet healthy for continued on pg 50
48 New home guide GTA | marCH 8 - 22, 2014
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SAVE THOUSANDS WITH HEATHWOOD’S EXCLUSIVE NEW
Starting from
$449,900 Located just steps from the heart of Richmond Hill and with transit at your doorstep, Hampshire Mews offers a wide range of innovative layouts to suit every lifestyle.
OUR FIRST TIME HOME BUYERS PROGRAM HAS BEEN EXTENDED!*
*
*
Heathwood gives 20% of the maximum RRSP contribution towards your down payment.*
*
Heathwood will match the provincial Land Transfer Tax rebate with an additional $2,000.
For two full years -a $2,800 value*
AND ONLY 5% TOTAL DOWN PAYMENT*
PLUS save thousands more using the RRSP Home Buyer Plan*
Heathwood.com
RICHMOND HILL
Sales Office Hours Mon. to Thurs.: 9am – 8pm,
TO RICHMOND HILL
Friday: Closed, Sat., Sun. & Hol.: 11am – 6pm
*Available to qualified buyers only - See sales representative for details. Subject to change without notice.
HEAT-HAM-A-AD-NHC-FEB26.indd 1 049-Heathwood-Hampshire 03-08-14.indd 49
SALES OFFICE
YORKLAND ST.
416-637-3520
Coming Soon
SILVERWOOD AVE.
An intimate enclave of luxury estate inspired homes...
REGISTER TODAY AT HEATHWOOD.COM
Prices and specifications are subject to change without notice. E. & O. E. ENERGY STAR® mark is administered by Natural Resources Canada. Renderings is artist’s concept.
14-02-26 4:06 PM 14-03-04 12:37 PM
//10 Minutes With…continued
SNAPSHOT
DEVELOPER: Heathwood Homes/The Heron Group WHY HEATHWOOD HOMES?: The slogan “Home At
Last” means that Heathwood builds homes and designs the road patterns, parks and the overall layout of the community masterfully.
Among the many attractive elements at Hampshire Mews is the fact that all the townhomes are being built to Heathwood’s own Green Home Energy Program standard. generations to come. It’s the right thing to do.” For Heathwood and The Heron Group, “the right thing to do” included establishing The Mikey Network after their colleague Mike Salem died of sudden cardiac arrest in 2002. “Providing public-access defibrillators called Mikeys is a great way of celebrating his life,” Finnigan says. “We’ve placed more than 1,400 Mikeys, and 17 people have been saved. Three were teens in Toronto District School Board high schools through our Mikey Young At Heart program. We recently expanded the program to Peel District School Board. To help support the initiative, for each Heathwood home sold at the upcoming Meadow Green community in Mississauga, we will donate a Mikey in the owner’s name. This is an example of creating opportunities for owners to feel Home at Last from the moment they move in.” Finnigan predicts a positive future for new home building in the GTA. “Since Ontario’s growth plan was introduced eight years ago, the result was that the lowrise land supply was tightened up and to some extent the highrise condominiums have filled the gap. Over the next few years as more lowrise lots come onto the market, we will see both markets thrive. In the lowrise market, the difference is we’ll see more stacked townhomes, townhomes, semis and singles on smaller lots as these new communities have to meet the provincial density standards. The good news is that people still want to own homes, lowrise or highrise.”
VALUES: Quality, approachability, innovation, community, professionalism, integrity and fairness. Loyal satisfied customers become members of the Heathwood family as soon as they purchase their homes. MARKET NICHE: Heathwood Homes and The Heron Group bring the same level of professionalism to the homes they build, whether they are starter homes or luxury single-family residences priced at more than $1 million. They build for the full spectrum of buyers and have a 30 per cent referral rate. CURRENT PROJECTS: Hampshire Mews, a
community of contemporary three-bedroom urban towns, just off of Yonge Street in Richmond Hill.
COMPLETED PROJECTS: Terracotta Village at Mavis and Hwy. 407, The Village at Traditions in Milton, The Enclave, Woodlands, The Reserve and Forestbrook in Richmond Hill, Country Lane in Uxbridge, The Neighbourhoods of Churchill in Erin Mills, Williamsburg in Whitby, Bayview Hill, Eldorado in Brampton, Lawrence Village in Scarborough and Century City in Mississauga, to name a few. COMING SOON: Forest Hills is a collection of luxurious single-family homes on 43- and 50-ft. lots on Jefferson Road, just off Yonge, near Jefferson Forest and open space. At Meadow Green on Mississauga Road in Brampton, Heathwood will build 80 townhomes, semis and single-family homes on 38- and 43-ft. lots. TRACK RECORD: Heathwood Homes has built more than 5,000 homes across the GTA and has an excellent rating with Tarion. AWARDS: Heathwood and The Heron Group were
recognized for The Mikey Network, which received the inaugural BILD Stephen Dupuis Community Building Award. In 2011, The Mikey Network was presented with the Sudden Cardiac Arrest Association Public Service Award.
50 New home guide GTA | marCH 8 - 22, 2014
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AristaVW-NHG-0214.pdf
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1
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4:21 PM
14-03-04 12:37 PM
//legally speaking
Not every lawyer
is a real estate lawyer
» by jayson schwarz
Jayson Schwarz
LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.
Not all lawyers are created equal. If you needed a heart surgeon, you certainly would not go to see a podiatrist. By the same token, lawyers generally have expertise in one area greater than another. Do not believe that the g ranting of a law degree instantly bestows knowledge of all laws on the head of a lawyer. The first thing you need to do to find a lawyer is the same thing you ought to be doing to find a home – research! Where do you look? Start with media and look in magazines (editor’s note – you already have your issue of New Home Guide, so you’re off to a good start!), newspapers, listen to radio, watch real estate television. Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. Go to seminars and listen to the speakers. Generally, if a lawyer is taking the time to participate in a seminar, he/she knows what he/she is talking about and is happy to take on new clients that come out of those seminars. Next, go online and check out the websites of different real estate lawyers. Look to see whether they give good, informative advice; whether they give you pricing; and whether they make you feel comfortable. Call the Law Society of Upper Canada, Lawyer Referral Service, which can be found in the telephone book. This service keeps lists of lawyers and refers requesting members of the public to lawyers who practice in the area requested. This just gets you someone in the area. You really need to check them out when referred. Speak to friends who have used a lawyer for the type of service you require and ensure they did the job professionally, courteously and for the price quoted. Who is making the referral? Is the referral coming from a real estate agent, a mortgage broker or a bank? This is not necessarily bad, but you have to be careful. Quite often, lawyers develop relationships with various groups over the years and receive referrals because they do a great job. On the other hand, ensure that your lawyer is independent and will represent your interests even if it puts him/her into an adversarial position with one of those parties. This is quite important, so make sure you get comfortable with this issue before you hire someone. Now to bring this back to the original idea, what you need to understand is that there are general law practitio-
Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. ners just like there are family doctors. What this means is that a lawyer may have a wide-ranging practice composed of many areas. The smart lawyer who falls into this category knows that if there is a serious issue that arises outside of their expertise they should bring in a specialist, just like your family doctor would. The bad lawyers try to do it all. The general practitioner can probably handle your real estate deal just fine, but make sure he/she understands any complicated offers and that he/she reviews them carefully, pointing out any problems. Ensure that he/she knows what can be negotiated and what cannot, or you may lose your deal. Remember, your lawyer is a very important part of the process, so take your time and find the right one.
52 New home guide GTA | marCH 8 - 22, 2014
052 Jayson-Real Estate Lawyer_BD-WK.indd 52
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BUYING, SELLING OR REFINANCING A HOME?
YOU NEED A LAWYER Quality legal services at the right price*
KONSTANTINE CHATZIDIMOS
JAYSON SCHWARZ
Helping YOU make your home buying dream a reality
Call
849
$ plus HST
For Free Offer Review
BRAMPTON
TORONTO
10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1
1984 Yonge St.,Toronto, Ontario M4S 1Z7
OFFICE
OFFICE
905.455.5777 416.486.2040 Toll Free: 1.888.609.8888
Fax 905.452.8135
Toll Free: 1.888.609.8888
Fax 416.486.3325
www.schwarzlaw.ca
*Certain Terms and Conditions shall apply. Full disbursement disclosure. MARCH 8 - 22, 2014 | NEW HOME GUIDE GTA 53
053-Schwarz_11236072_0813.indd 53
14-03-04 12:37 PM
//In the news
Sheldon Libfeld of The Conservatory Group enters BILD Hall of Fame
Sheldon Libfeld of The Conservatory Group has entered the BILD Hall of Fame.
Libfeld, one of four partners at Conservatory, was honoured for “30 years of outstanding service to our industry,” BILD Chair Steve Upton told the 400-strong Chair’s Dinner crowd recently gathered at the Sheraton Parkway in North York. “He joined the Conservatory Group as a director and partner in 1982 and his career has soared ever since as a policy-maker, innovator and visionary,” Upton said. His colleague and nominator, Sam Moses of Norman Hill Realty, praised Libfeld for being fearless. “Never afraid to speak out, Sheldon’s reputation as a clear thinker and problem solver has been recognized and appreciated by his peers. Since joining Conservatory Group, he has been a major influence on the overall growth and direction of the housing industry in the GTA,” Moses said. Libfeld, who served on BILD’s board of directors from 1989 to 2005 and from 2009 to 2012, has an impressive list of accomplishments. As one of the four partners of the Conservatory Group, Libfeld and his three brothers have acquired thousands of acres of developable land in the GTA which has yielded tens of thousands of single-family homes and multi-residential
units, as well as millions of square feet of commercial property. Conservatory Group is consistently within the top 10 builders in the city for housing volume, offering unique and innovative financing programs to make housing more affordable. It has been at the forefront of developing information technologies, such as their awardwinning automated décor centre. Recently, Libfeld was one of the driving forces behind Village Infrastructure Partners (VIP), whose bid was shortlisted by Infrastructure Ontario for the Athlete’s Village of the 2015 Pan/Parapan American Games. His personal involvement in all aspects of the bid led Pan Am officials to recognize him as an outstanding developer and innovator. Among his many accomplishments, he has held numerous leadership positions including: • GTHBA President in 2002, when he successfully reversed Educational Development Charges from the Toronto District School Board. • At OHBA, he served as a director from 1998 to 2007 and on the Executive Committee from 2005 to 2007. • He is a member of Tarion’s board of directors. While he has demonstrated great leadership over the years, he has also been very involved with charities. Among the list of charitable causes Libfeld supports are Sunnybrook Hospital, Ajax-Pickering Hospital and the Yad Vashem memorial, and he is a member of the board of governors of B’nai Brith Canada. Libfeld has been married for more than 30 years to his high school sweetheart, Francine, and they have four children.
54 New home guide GTA | marCH 8 - 22, 2014
054 News Sheldon Libfeld_MT-WK.indd 54
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March 8 - 22, 2014
Showcasing new homes in the GTAâ&#x20AC;&#x2122;s central and north regions
IN THIS SECTION
>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region
055 NH Cent Sec_BD.indd 55
04/03/14 16:16:54
56
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FANTASTIC LOCATION & UNBELIEVABLE VALUE IN SUTTON
36 ' Windsor Gate Elevation A
40' Windsor Hall Elevation B
36ft. Lots 40ft. Lots starting from
$349,990
starting from
$379,990
IT’S ALL ABOUT FINDING THE RIGHT BALANCE AND A PLACE TO LOVE With a population of 5,000, Sutton is a closely knit community and part of the Town of Georgina. The town of Keswick is just a 10-minute drive where you’ll find big box retailers such as Wal-Mart, Home Hardware, Food Basics, Fresh Co. and other retailers to satisfy all your shopping needs. It’s all just minutes from Highway 48, and minutes from the new 404 extension at Ravenshoe Rd., with Toronto less than 40 minutes to the south.
TOWNHOMES Starting from
SUTTON
$274,990
MyJubilee.ca
SALES OFFICE: 4950 Baseline Road, Sutton, ON, LOE 1RO
1.877.455.0201
Prices and specifications are subject to change without notice. E. & O.E. All renderings are artist concepts.
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//community focus
Menkes’ Humber Mews Designer towns at Evans and Brown’s Line from the $480’s
Location Etobicoke Housing Type Designer townhomes Sales centre 636 Evans Ave. at Browns Line, open Monday to Thursday noon to 7 p.m., weekends and holidays 11 a.m. to 5 p.m., closed Fridays Contact 416.255.7468 menkes.com
T
he wait is over! Menkes Developments’ much anticipated designer townhome community in the heart of Etobicoke-Humber Mews is now open. Humber Mews is a private and intimate townhome enclave just minutes from Hwy. 427, the QEW, Gardiner Expressway and one of Toronto’s finest shopping and lifestyle destinations, Sherway Gardens. Tall, stately, elegant... these are words that aptly describe the collection of designer townhomes at Menkes’ Humber Mews community. A mere 66 pristine homes will be built in this intimate enclave at Evans Avenue and Brown’s Line in convenient and central Etobicoke. Featuring three grand storeys, each townhome represents meticulous design and finishing; majestic architecture coupled with opulent features and finishes to create a truly polished home for people who appreciate the finest things in life. Humber Mews offers one of the best locations in the city. A fast growing area with fantastic amenities surrounded by parks, schools, recreation and shopping,
58 New home guide GTA | marCH 8 - 22, 2014
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MENKES DEVELOPMENTS | Humber Mews
Humber Mews offers unique product designs to suit a variety of tastes and budgets. Priced from $480’s, these smartly-designed open-concept three-bedroom, 2.5-bathroom, three-storey homes range from 1,266 to 1,676 sq. ft.
downtown Toronto is just minutes away by car and yet, this dignified community retains a neighbourhood ambience that is welcoming and friendly. Just down the street is one of the city’s most popular shopping malls, Sherway Gardens, which is currently undergoing a $400-million transformation project and will house the top luxury stores and brands in the city. Just a short distance, the Queensway offers residents of Humber Mews a wonderful selection of stores, entertainment, cinema and dining options. Transportation options are abound: Longbranch Go Station is less than a five-minute drive, the Kipling subway station is a short drive or bus ride away, the local transit is right outside your door and the QEW, Gardiner and 427 are easily accessed from Evans Avenue. Humber Mews offers unique product designs to suit a variety of tastes and budgets. Priced from $480’s, these smartly-designed open-concept three-bedroom, 2.5-bathroom, three-storey homes range from 1,266 to 1,676 sq. ft. Some layouts have basement options that provide additional space. Each home features a spacious patio or backyard as per plan and gorgeous exteriors with brick and
stucco set along a harmonious, pedestrian-friendly streetscape. The community also offers secure underground parking. The homes are embellished with an exceptional array of fabulous features and finishes, including nine-ft. ground floor ceilings, four stainless steel kitchen appliances, stacked white washer and dryer, granite kitchen counters, laminate flooring in a natural finish in living and dining rooms, upgraded casings and baseboards and much more. For a limited time, purchasers will receive oak stairs and décor upgrades in addition to these outstanding standard features. Please visit the sales centre to enquire. The presentation centre is located onsite at 636 Evans Ave., Etobicoke at Browns Line. The sales office is open Monday to Thursday from noon to 7 p.m., and weekends and holidays from 11 a.m. to 5 p.m.; closed on Fridays. Call 416.255.7468 or visit menkes.com for more information. marCH 8 - 22, 2014 | New home guide GTA 59
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Model Home Photo Compliments of Great Gulf Homes www.greatgulf.com
This luxurious spa-inspired master ensuite bath is just one of the many features of the stunning Ascot model at Great Gulf’s award winning King Oaks neighbourhood in King City.
MARCH2014 Great Gulf Homes has been featured as “MODEL HOME OF THE MONTH” as seen in the New Home Guide model home calendar
HERE WE GROW AGAIN! New Release from Great Gulf in Bradford’s Best Selling Community
36 Ft. Detached 1,475 - 2,440 sq. ft. from
$
464990
40 Ft. Detached 2,275 - 3,270 sq. ft. from
$
50 Ft. Detached 1,940 - 3,990 sq. ft. from
557990
$
619990
HWY. 88 EAST OF 10TH SIDEROAD
Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.
SALES OFFICE 22 Downy Emerald Drive Bradford (905) 775-3461
Hwy. 400
Come to Summerlyn Village this weekend and experience the Great Gulf Difference in Bradford!
Holland St.
GREATGULF.COM
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R LEED
CHINESE HOME & CONDO GUIDE 網上 參閱 - Apr 19, 2014 三月八日至四月十九日 / Mar 8
各式電子工具都可瀏覧
Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.
ChineseHomeGuide.com
Volume 3 Issue 2
Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.
現已推出
Pick Up Your Copy Today or call us for a free copy at 416.626.4889!
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d 1
GTA Chinse Front Cover 03-08-14.ind
FRONT COVER 7.5 X 10.5" + BLEED
PM 3:58:52 PM 3/3/14 12:49:22 2/25/14
newhomeguide.ca 62 NEW HOME GUIDE GTA | MARCH 8 - 22, 2014
062-GTA Chinese New Home.indd 62
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Grand Opening April 26th in the Town of Beaverton
Enjoy small town living near the shores of Lake Simcoe with this exclusive collection of detached bungalows and two storey homes on 40â&#x20AC;&#x2122; & 50â&#x20AC;&#x2122; lots.
$
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Register Now at MarydelHomes.com Prices & specifications subject to change without notice. E. O. & E. 63
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//In the news
CMHC to increase mortgage insurance premiums Following the annual review of its insurance products and capital requirements, CMHC will increase its mortgage loan insurance premiums for homeowner and one to four unit rental properties, effective May 1, 2014.
The increase applies to mortgage loan insurance premiums for owner occupied, self-employed and one to four unit rental properties, including low-ratio refinance premiums. This does not apply to mortgages currently insured by CMHC. CMHC’s capital management framework is consistent with international practices and Canadian guidelines for mortgage insurers. Increased capital targets are consistent with Canadian and international industry trends and makes the financial system more stable and resilient. “The higher premiums reflect CMHC’s higher capital targets,” says Steven Mennill, CMHC’s vice-president, insurance operations. “CMHC’s capital holdings reduce Canadian taxpayers’ exposure to the housing market and contribute to the long term stability of the financial system.”
95% Loan-to-Value
For the average Canadian homebuyer requiring CMHC insured financing, the higher premium will result in an increase of approximately $5 to their monthly mortgage payment, CMHC says. This is not expected to have a material impact on the housing market. Effective May 1, CMHC mortgage insurance premiums will increase by approximately 15 per cent, on average, for all loan-to-value ranges. CMHC reviews its premiums on an annual basis and, going forward, plans to announce decisions on premiums in the first quarter of each year. The homeowner premium increase follows changes CMHC made to its portfolio insurance product earlier this year. As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of quality, environmentally sustainable and affordable housing solutions that will continue to create vibrant and healthy communities and cities across the country.
Loan Amount
$150,000
$250,000
$350,000 $450,000
Current Premium
$4,125
$6,875
$9,625
$12,375
New Premium
$4,725
$7,875
$11,025
$14,175
Additional Premium
$600
$1,000
$1,400
$1,800
Increase to Monthly Mortgage Payment
$3.00
$4.98
$6.99
$8.98
Based on a 5-year term @ 3.49% and a 25-year amortization *Premiums in Manitoba, Ontario and Quebec are subject to provincial sales tax — the sales tax cannot be added to the loan amount.
85% Loan-to-Value Loan Amount
$150,000
$250,000
$350,000 $450,000
Current Premium
$2,625
$4,375
$6,125
$7,875
New Premium
$2,700
$4,500
$6,300
$8,100
Additional Premium
$75
$125
$175
$225
Increase to Monthly Mortgage Payment
$0.37
$0.62
$0.87
$1.12
Based on a 5-year term @ 3.49% and a 25-year amortization
GENWORTH CANADA ALSO ANNOUNCES NEW MORTGAGE INSURANCE PREMIUM RATES Effective May 1, 2014, Genworth Canada will also increase its mortgage insurance premium rates by an average of 15 per cent. “We believe this new pricing is prudent and more reflective of increased regulatory capital requirements,” says Brian Hurley, chairman and CEO of Genworth Canada. “These pricing actions are supportive of the long-term safety and stability of the Canadian housing market.” The new premium rates for standard owneroccupied purchase applications submitted on or after May 1, 2014 are: Standard Premium Loan-to-Value Ratio (Current)
Standard Premium (Effective May 1, 2014)
Up to and including 65% Up to and including 75% Up to and including 80% Up to and including 85% Up to and including 90% Up to and including 95%
0.60% 0.75% 1.25% 1.80% 2.40% 3.15%
0.50% 0.65% 1.00% 1.75% 2.00% 2.75%
64 New home guide GTA | marCH 8 - 22, 2014
064 News Mortgage Insurance Premiums_BD-WK.indd 64
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Fully Upgraded Executive
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FORE-COR-A-AD-NHC-FEB26-1.indd 1
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//In the news
Willow Glen in Tottenham opening this month Brookfield Residential has announced plans to build a master-planned community in Tottenham. After
many months of anticipation, Willow Glen will finally open its doors this month to thousands of interested registrants. This family oriented community only 30 minutes from the GTA is sure to be high in demand. Located east of Tottenham Road off Mill Street, this community is just minutes from the quaint downtown shops of Tottenham. It is conveniently located with many amenities such as grocery, banks, daycare, schools, a recreation centre and a variety of restaurants only a short distance away. “We wish to thank our staff, consultants and town who have been working tirelessly over the past year perfecting this plan and we are thrilled to have the opportunity to bring this unique community to the marketplace,” says Marc Thibault, vice-president of sales and marketing for Brookfield Residential. “This neighbourhood takes advantage of the natural amenities that surround the community including 10 acres of parkland with a magnificent park as well as a large sparkling pond.” The balanced community will feature a variety of two-storey and bungalow designs to suit most families’ needs, from towns to detached homes on 36-, 43- and 50-ft. homesites. The designs will encompass some of Brookfield’s most popular designs as well as several new plans and will feature open concept layouts to maximize living spaces and encourage family interaction. “We left no stone unturned designing the plans with today’s home buyers in mind ensuring open spaces with increased ceiling height and an abundance of windows and natural light flowing into the homes. The homes are well appointed and we’ll continue to build on the principles that homeowners have come to expect from us – innovative designs, exceptional quality and superb customer service,” says Thibault. This new release is scheduled to open in late March by preview appointment, and will provide 2015 move-in dates for new-home owners. Registrants on the website will be
provided with priority information and “first choice” previews. Brookfield is dedicated to creating the best places to call home and has built more than 25,000 homes in Ontario since 1956. Brookfield’s ongoing commitment to quality, design and customer service has earned the company several highly coveted industry recognitions including the J.D. Power and Associates Award for Highest in Customer Satisfaction and Ontario Builder of the Year from OHBA and Tarion. Brookfield currently has active communities in Alliston (Treetops), Aurora (Arbors), Bradford (Grand Central), Bowmanville (BrookHill), Caledon East (Pathways), Mono (Fieldstone), Niagara-on-the-Lake (The Village) and Oshawa (Hills of Harrowsmith). For more information about Brookfield, please visit brookfieldhomes.ca
66 New home guide GTA | marCH 8 - 22, 2014
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//how to find a home
The ideal community: Factors & features to consider
When choosing a new home, your choice involves more than the home itself. Often, homebuyers are so wrapped up in the home that they forget the importance of the surrounding community. Do you dream of a smaller community that is unique and charming? Or, are you willing to sacrifice peace and quiet to be closer to big-city amenities and other conveniences? Start by making a list of the desired lifestyle factors that are most important to you and your family. Consider location, proximity to work and schools, activities and local attractions in the community. “There are many factors involved in selecting the right community in which to buy your home,” suggests Sandra Webb, a senior executive at Royal LePage Canada. “Deciding what’s important to you and your family is the first step in finding your ideal match.” Knowing your requirements will help narrow your home search and save time. What are the most important amenities for you? Do you want to be close to parks and forests, or restaurants and shops? What types of activities are you and your family likely to be involved with? The answers to these questions will help you determine what type of neighbourhood or community is best for you and help you locate the perfect home. For further insight on buying a home, visit the website at royallepage.ca NC
“There are many factors involved in selecting the right community in which to buy your home. Deciding what’s important to you and your family is the first step in finding your ideal match.” 10 important questions to ask yourself before you buy: 10 W here will the kids go to school, and how will they get there? 09 A re there parks, recreation centres, places of worship close by? 08 W here will you do your grocery shopping? 07 Does the area offer easy access to banks, offices and services? 06 Is the highway easily accessible? 05 How far away is the nearest public transportation stop? 04 How far are you from work? 03 W hat are the commuting costs to work, family and friends? 02 Is there any major development planned for the area in the future? 01 Can you see yourself living and growing in this community for the next five, 10, 15 years?
68 New home guide GTA | marCH 8 - 22, 2014
068 How to find a home Royal LePage Choosing right community_BD-WK.indd 68
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MARCH 8 - 22, 2014 | NEW HOME GUIDE GTA 69
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VIEW OUR MAGAZINES ON ANY
DIGITAL DEVICE anytime, anywhere! Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device. Published by
70
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TRAY CEILING
March’s
Cash Back TRAY CEILING
ENSUITE
M
MASTER BEDROO 13’0” x 17’0”
ENSUITE
M
MASTER BEDROO 13’0” x 17’0”
WALK-IN CLOSET
WALK-IN
ET SECOND TIAL CLOS PAR
Standard gas fireplace
Event
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FLOOR PLAN WIT
en Oversized kitch d ge islanPLA AL ENSUITE with larOND N WITH OPTION FLOOR PARTIAL SECter space om Master bedro coun g with tray ceilin
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5’0” PATIO DOO
TRAY CEILING
5’0” PATIO
AST DOORBREAKF 8’4” x 9’0”
ENSUITE
T BAR
GREAT ROOM
T BAR
GREAT ROOM 10'6" x 15'0"
HALFWALL
3,000
M
MASTER BEDROO
$
13’0” x 17’0”
x 9’0” 8’4” DW
ENSUITE
FLUSH BREAKFAS
10'6" x 15'0"
KITCHEN 8’4” x 11’0”
M
MASTER BEDROO 13’0” x 17’0”
S
DW
FLUSH BREAKFAS
GAS FIREPLACE
GAS FIREPLACE
TRAY CEILING
BREAKFAST
WALK-IN CLOSET
KITCHEN
CASH BACK*
8’4” Fx 11’0”
LINEN
S 3 PIECE ROUGH-IN BATH
WALK-IN CLOSET UP HALFWALL
BATH
DN LINEN
10'6" x 11'0"
3 PIECE ROUGH-IN BATH
Our Standards are other builder upgrades
F
FORMAL ROOM
DN UP
FORMAL ROOM 10'6" x 11'0"
BA BATH
STEPS AS REQUIRED
All our townhomes include:
DN
DN
DOOR WHERE GRADE PERMITS
• Stainless Steel Fridge,
STEPS PDR AS REQUIRED
UNEXCAVATED
PDR
BEDROOM 3
9’0” x 13’7”
9’6” x 10’0”
10'0" x 19'0"
ELEV
• Gas Fireplace
PORCH
UNDHFLOOR GROPORC
PLAN
$306,990
N
PLA GROUND FLOOR ELEVATION 'A'
Towns from
SECOND FLOOR ELEVATION B
N ONY BALC OND FLOOR PLA SEC ELEVATION 'A'
N
PLA SECOND FLOOR ELEVATION 'A'
$296,990 • BEDROOM 3 9’6” x 9’7”
• Cold Cellar
Carries from BEDROOM 2 9’0” x 13’2”
$1,050 BEDROOM 3 9’6” x 9’7”
9’6” x 9’7”
BEDROOM 3
FOYER
BEDROOM 3
9
PARTIAL SECOND ELEVATION 'B-1'
FLOOR PLAN PARTIAL SECOND ELEVATION 'B-2'
GARAGE
OR PLAN
PARTIAL SECOND ELEVATION 'B'
FLOOR PLAN
BED
9’0” x 13’2”
10'0" x 19'0"
BALCONY
PARTIAL SECOND ELEVATION 'B-1'
FLO PORC PARTIAL GROUND ELEVATION 'B' H
a month P&I**
9’0” x 13’2”
9’0” x 13’2”
BALCONY
PORCH
9’6” x 9’7”
BEDROOM 2
BEDROOM 2
BEDROOM 2
9’6” x 9’7”
FLOOR PLAN
FLOOR PLAN PARTIAL SECOND ELEVATION 'B-2'
FLOOR PLAN
N
FLOOR PLA PARTIAL SECOND ELEVATION 'B'
FLOOR PLAN PARTIAL GROUND ELEVATION 'B'
TOT T E N HA M
1-855-232-8100 • millstreethomes.com SALES OFFICE HOURS: Mon-Thurs: 1-8pm, Fri. – closed, Sat., Sun. & Hol.: 11am – 6pm Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O. E. *Only applicable on the purchase of a townhome. **See sales representative for details.
BALL-MIL-A-AD-NHC-FEB25-1.indd 1 071-Ballymore-Mill 03-08-14.indd 71
FLOOR PL
BEDROOM 3
.00
9’6” x 9’7”
BEDROOM 3 GARAGE
PARTIAL SECOND ELEVATION 'A-2'
OR PLAN
FLO PARTIAL SECOND ELEVATION 'A-1'
Spacious three bedroom design
FOYER
10'0" x 19'0"
9’0” x 13’2
F PARTIAL SECOND ELEVATION 'A-2'
N OND FLOOR PLA TIAL SEC • 9 Foot Ceilings PAR on main level ATION 'A-1'
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BEDROOM
9’6” x 10’0”
BEDROOM 2 9’0” x 13’7”
BALCONY
EN. THE STONEHAV .FT. 1,480 SQ
BEDROOM 3
• 3” Natural Oak Hardwood in Family Room
GARAGE
OR GROUND FLO ELEVATION B
B
9’0” x 13’7”
9’6” x 10’0”
9’0” x 13’7”
9’6” x 10’0”
10'0" x 19'0"
9’6” x 10’0”
BEDROOM 2 Stove and Dishwasher 9’6” x 10’0”
BEDROOM 3
BEDROOM 2
BEDROOM 3
FOYER
BEDROOM 3
BEDROOM 3
• White Front Load Washer/Dryer
GARAGE
DOOR WHERE GRADE PERMITS
FOYER
BEDROOM 2
14-02-26 1:23 PM 14-03-04 12:38 PM
//money matters
Creating the illusion of scarcity » by Gail vaz-oxlade One of the reasons so many people are up to their eyeballs in debt is that they’ve had access to gobs of credit. Whether lenders threw a dozen credit cards
Gail Vaz-Oxlade
is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade
at us, offered us big, fat lines of credit, or let us buy now and pay later, we’ve been living a life where we could have whatever we want whenever we want. It’s been a life of abundance. Then came the economic change. Creditors stopped throwing credit at every Tom, Dick and Mary regardless of their ability to actually pay back that credit. The government got into the swim creating legislation that said lenders couldn’t just raise a person’s credit limit without telling them – further exposing them to credit risk. And people started losing their jobs. The abundance of the previous years has turned to forced scarcity. Some people took steps to prepare for the worst and are holding on through the tough times. Others have found their debt loads too high and are headed to bankruptcy trustees to see what they can off-load. Still others are just drowning with no idea what to do next.
If you’re the kind of creature who routinely spends every penny you make, maybe you need to implement the illusion of scarcity to keep yourself in check
072-074 column-Gail-the illusion of scarcity_MT-WK.indd 72
continued on pg 74
04/03/14 16:17:15
RELAXED URBAN LIVING IS COMING SOON TO DOWNTOWN. TORONTO’S NEWEST CULTURAL CORRIDOR Luxury townhomes with a British flair are right at home in Toronto’s new cultural corridor at Ossington and Dupont. Introducing The Ossington, Luxury Townhomes.
Surrounded by some of the city’s
trendiest neighbourhoods (Ossington Village, Little Italy, Hillcrest Village, Corso Italia and The Annex), The Ossington offers glamourous designs up to 2,000 sq. ft., lavishly finished and crowned with huge rooftop terraces. This oasis of calm in the city gives you the TTC right at the door and steps to shopping, dining and entertainment.
54 MAGNIFICENT TOWNHOMES UP TO 2,000 SQ. FT. PRICED FROM $699,999 OCCUPANCY SUMMER 2015!
REGISTER NOW FOR PRIORITY VIEWING! WWW.THEOSSINGTON.CA
Prices and specifications are subject to change without notice.
073-Dunpar-Ossington 01-25-14.indd 73
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14-03-04 12:38 PM
//money matters...continued
With less money to “blow” on stuff, you’ll actually end up achieving some of those goals that have always been so elusive
HOW DO YOU CREATE THE ILLUSION OF SCARCITY? WELL…
First, you make a budget that balances. You transfer all the money that must be used to pay your fi xed and variable expenses to a “house” account, so you know those bills are covered and you can’t spend that money on stuff. Second, you set some goals you want
to achieve. It may be paying down your mortgage annually, taking a fabulous family vacation, or going back to school. I’m sad for all the people who can’t keep it together – people who are missing their rent or mortgage payments, falling behind on their car payments, pulling their kids out of sports or other extra-curricular activities. While things were good and they were constantly being offered more and more credit, they never imagined there would ever be an end to their ability to have what they wanted. I’ve worked with more than a few people who are totally astounded at the place they are currently in. How could this happen? You probably know a body or two who are scratching their heads. I’m hoping that forced scarcity teaches an extremely important lesson about money: there may not be more money, and you better have some set aside just in case. It doesn’t take a world economic crisis to throw your budget into a tailspin if you have no money saved. It only takes a few weeks off work with a sick child, a call to jury duty, or a cut-back in your hours at work to make a house of cards fall down. I wonder how many people will actually learn the lesson. And I wonder if anyone has figured out that you can create your own sense of scarcity to keep you constantly on your toes when it comes to managing your money. Abundance has a way of permeating our very being and making us feel invulnerable. But we are all vulnerable, whether we want to accept that fact or not. And creating the illusion of scarcity may be what it takes to stay true to a sound fi nancial plan. I’m not talking about creating such a sense of scarcity that you’re always whining about what you can’t do or can’t have. And I’m not suggesting you use the illusion of scarcity to cheap out on life. But if you’re the kind of creature who routinely spends every penny you make, maybe you need to implement the illusion of scarcity to keep yourself in check. And maybe if you move your money where you can’t touch it, leaving yourself with less to “blow” on stuff, you’ll actually end up achieving some of those goals that have always been so elusive.
072-074 column-Gail-the illusion of scarcity_MT-WK.indd 74
Third, you set up savings accounts for
each of the goals you want to achieve, and have the money you want to save moved automatically to those accounts so that money is out of sight.
Now you only have money left in your fi rst account that you can actually spend on all that stuff you so love to buy: coffee, lunches out, another tool, magazines, DVDs, more clothes… name your weakness here. For me it’s houseplants and books. When I look at the money in my account, because I’ve made most of it disappear to places I don’t look regularly, I’m more cautious about just how I blow what’s left. I prioritize. I consciously decide to spend (or not to spend) the money. I don’t feel like I have so much money I’ll never run out so I can just have this one little thing. And that’s the point of creating the illusion of scarcity: to recognize that money is an exhaustible resource so you better be sure your spending isn’t just a knee-jerk reaction to your sense of abundance.
04/03/14 16:17:17
s t yl
l l e in Ori
ia
Life
Phas
e 2 N ow
g n i S el l
“THE ALPS” MODEL
FEATURING EXECUTIVE TWO STOREYS & BUNGALOWS “THE FUJI“ MODEL For further information contact: “THE FUJI“ MODEL MANCINI Homes Ltd.
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MANCINI H O M E S LT D .
where tradition and innovation meet
452 Nineteenth Avenue Richmond Hill, ON L4E 3P7
905-773-9997 075-Mancini-Corp 03-08-14.indd 75
| mancinihomes.ca | info@mancinihomes.ca 14-03-04 2:24 PM
076-CentralRegion_Etob_Map.indd 76
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8 DVP
Main St
Gerard St
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32
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17
18
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Passmore Ave
17
401 53 26
58
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
90
Dr rton
Galloway Rd
K
Ossington Ave. Dovercourt Rd.
10
50
6
41
ev
16
Manse Rd
J
Keele St. Bay St. University Ave.
Queen St. W. 58 King St. W. 49 Front St.
Logan Ave.
Danforth Ave.
4
5
St Clair Ave E
25
Eglinton Ave E
cL
M
Sheppard Ave E Milner Ave
Progress Ave
Lawrence Ave E
88
15
Centennial
Lakeshore Blvd W
Christie St.
86
Spadina
Horner Ave
Evans Ave
57
Don Valley Pkwy
QEW
Bathurst St.
Dundas St. W.
Yonge St
QEW 4
Yonge St.
Bloor St.
Cosburn Ave
O'Connor Dr.
43
Woodbine Ave
Queensway
28
Dupont St.
Avenue Rd
20
Dufferin St
Davenport Rd.
2
Laird Dr
Dundas St W
Sca
Rd
Pharmacy Rd Victoria Park
5
d
an
Warden Ave
8
Allen Expressway
gh
Ave E
401
McCowan Rd
St Clair Ave.
Dufferin St
Va u
Leslie St Eglinton
Birchmount Rd
80 Rogers Rd
Bathurst St
Eglinton Ave W
Rd
Eglinton Ave W
38
y Pkwy
Rd
11
Ellesmere Rd
Huntingwood Dr
Finch Ave E
5
14
Brimley Rd
Bloor St W
ay
w
ng s
kR Briar Hill Ave
Caledonia Rd
to n
ee y
13 Steeles Ave.
McNicoll Ave
12
Bellamy Rd
Rathburn Rd
Ki
Weston Rd
Th e
Cr ew e
11
East Ave
I
Kipling Ave
ck Tre th
Keele St
W es
Ave Lawrence Ave E
York Mills
401
Sheppard Ave E
10
Don Valle
Westway
7
1
40
9
Markham Rd
H
Martin Grove Rd
Bla
Dixon Rd
1
33
87
Finch Ave W
Drewry Rd
Pleasant Ave
8
Scarborough Golf Rd
G
Islington Ave
401
89
pressway
31
Jane St
Wilson Ave
7
Bayview
401
400
9
6
Mills
409
Bv
5
Don
Kennedy Rd
427
27
le
da
Signet Dr
Orton Park Rd
F
Humberline Dr
Re x
4
Allen Ex Midland Ave
E
Rd
3
Dufferin St
Finch Ave W
ion
Alb
2
McCowan Rd
D
1
Alness St
C
B
A
Toronto, Etobicoke, York, North York, East York, Scarborough
Tapscott Rd
7
Morningside Ave
42
Neilson Rd Morrish Rd
Rd
Sewells Rd Conlins Rd
h
Reesor Rd
rt
Beare Rd
fo
Meadowvale Rd
Da n
central region:
Port Union Rd
Coxwell Ave
Pape Ave.
Parliament St Sherbourne St Jarvis St.
Dufferin St
Lansdowne Rd.
Roncesvalles Ave.
Jane St
Park Lawn
Royal York Rd
Renforth Dr
76
04/03/14 18:00:56
19
3
Arista Homes
IMPRESSIONS
3
Fieldgate Homes
3
Tel
Price Range
•
•
Page No.
from $650,000
43 7B
impressionskleinburg.com •
• •
from $500,000
35 5F
IMPRESSIONS
impressionkleinburg.com •
• •
from $500,000
Insert, 25 & 35 5F
Paradise Homes
IMPRESSIONS
impressionskleinburg.com •
• •
from $500,000
35 5F
5
Tiffany Park Homes
Westhaven
416-792-6655
•
from $633,000
45 3G
5
Graywood Developments Ltd
Westhaven
416-792-6655
•
from $633,000
45 3G
10
Fieldgate Homes
90 Niagara
90niagara.com
•
•
from $350,000
Insert 7H
86
Menkes
Humber Mews
416-255-7468
•
from $480,000
7 3I
86
Menkes
Dwell city town
416-259-2525
•
from $350,000
6 3I
87
Menkes
Bloom Park Towns
416-730-1600
•
from $320,000
7 8B
1
Batavia Homes
Goddard on the valley
416-630-5039
•
•
from $650,000
7B
2
National Homes
The Churchill Collection in Forest Hill 416-922-1414
•
from $1390,000
7G
4
Georgian Corporation
Lex Towns
416-428-3419
•
• •
from $495,000
12G
6
Coventry Homes
Danforth’s Crossing
416-924-8338
•
from $450,000
12G
7
Fieldgate Homes
The Brownstones at Westown
lidvest.com
•
•
from $330,000
4E
8
Emsatec Canada Inc.
The Brownstones 5
416-531-7760
•
•
from $350,000
6G
9
Lindvest Properties
The Brownstones at Westown
lindvest.com
•
•
from $330,000
4C
11
Tribute Communities
Canterbury
647-352-2130
•
from $767,000
9E
20
Beaverbrook Homes
Evolution
416-747-9691
• from $270,000
3H
26
Conservatory Group
Port Union
416-287-3128
•
•
28
Pemberton Group
Park Lake Residences
416-769-4343
34
H&R Developments
Westown
41
Monarch Corporation
43
from $520,000
18E
• from $180,000
5H
hr-newhomes.com •
•
• from $190,000
5C
Evergreen
416-495-3526
•
from $470,000
14F
Aspen Ridge Homes
Scenic On Eglinton
416-805-1781
•
•
from $190,000
10F
49
Tribute Communities
RCMI
416-363-4800
50
Fieldgate Homes
Corktown Mews
corktownmews.ca
•
from $550,000
9H
70
Mattamy Homes
Cornell
mattamyhomes.com •
•
from $390,000
7G
77
Aspen Ridge Homes
Seventy Seven Charles
416-203-7034
• • from $2100,000
9H
78
Your Home Developments
Nature’s Path
647-340-6972
•
from $280,000
17E
83
Arista Homes
Lilly Factory Towns
416-792-4872
• •
from $395,000
12G
89
Decade Homes
Yorkdale Village
416-638-5656
•
from $250,000
6D
90
Sundance Homes
Braeburn Lane
sundancehomes.ca •
from $430,000
15D
• from $324,000
8I
Toronto, Etobicoke, York, North York, East York, Scarborough
416-630-5039
Site
central region:
Goddard on the valley
Builder
Fi Map nd er
Arista Homes
De ta Se ch m ed To i w n Co hom nd e o
# Si te
1
77
077-CentralRegion_Etob_index.indd 77
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078-Cent North1_Vaughn_Map.indd 78
Steeles Ave W
Kipling Av
K
7
ence
J
Clar St
42
Isl on 48
t ing
I
Huntington
Langstaff Rd
3 46
2
21
6
40
18
Major Mackenzie
Cr
H
Teston Rd
400
4
24
54
8
27
400
9 King Rd
10
Rutherford Rd
26
Maple
7
55
52
51
49
25 5
20
10
22
Centre St
Thornhill
34
15
19
14
Clark Ave W
14
8
4
40
47
12
33 28
13
41
7
23 16
31 44 7
45
53
12
Langstaff Rd
32
11
Keele St
G
7
King-Vaughan Rd
6
Weston Rd
F
1
Kirby Rd
5
Dufferin St
City of Vaughan
2
4
Pine Valley
E
Nashville Rd
3
Jane St
D
2
Hwy. 27
1
Cold Creek
C
B
A
central region: Vaughan, Maple, Woodbridge, Thornhill
Bathurst St
e Av
e
Rd
50
12 Line R
d
78
04/03/14 18:00:59
16
17
18
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
15
19
Tel
Price Range
1
Aspen Ridge Homes
Kleinburg Hills
aspenridgehomes.com •
2
Tribute Communities
Gates of Nobleton
647-633-3500
•
from $820,000
15 4A
4
Arista Homes
Vellore Woods
aristahomes.com •
from $650,000
51 8F
24
Fieldgate Homes
Vaughan Valley Estates
905-303-4728
•
from $1300,000
Insert & 25 9F
44
Madison Homes
Thornhill
905-417-1203
•
from $1100,000
11 14g
1
Country Wide Homes
Kleinburg Hills
KleinburgHills.com •
4E
3
Tiffany Park Homes
Valleybrooke Estates
905-303-1620
•
8E
24
Arista Homes
Vaughan Valley Estates
905-303-1929
•
from $800,000
9F
42
Dunpar Homes
Riverside Village
416-253-5888
•
from $519,000
44
Madison Homes
Thornhill Ravines
905-417-1203
•
from $1100,000
14g
46
Country Wide Homes
The Point at Woodbridge
905-907-1500
•
from $700,000
8E
47
Country Wide Homes
Upper Thornhill Estates
905-907-1500
•
from $900,000
14E
48
Beaverhall Homes
Regency Estates
905-265-2634
•
from $1301,000
6H
48
Graywood Developments Ltd Regency Estates
905-265-2634
•
from $1250,000
6H
51
Aspen Ridge Homes
King Oaks
905-539-0181
•
from $1100,000
12A
51
Great Gulf Homes
King Oaks
905-833-6413
•
from $1300,000
12A
52
Zancor Homes
Royal Collection
905-833-0883
•
•
from $550,000
12A
53
Treasure Hill Homes
Thornhill Woods
treasurehill.com •
from $950,000
13g
54
Fieldgate Homes
Rivers Edge
905-320-5642
•
• •
from $730,000
8E
55
Oskar Group
Le Sedici
lesedici.com
from $600,000
10E
Page No.
IFC & 1 4E
5I
central region: Vaughan, Maple, Woodbridge, Thornhill
Site
M Fi ap nd er
Builder
De ta Se che m d To i w n Co hom nd e o
# Si te
79
079-Cent North1_Vaugh_index.indd 79
04/03/14 18:01:00
1
2
3
4
5
6
7
8
m
Bloo
27
6
F
St Yonge
22 Rd King 24
20 3
G
9
d
eroa
n Sid
rso Jeffe
15 16 14
H
19th
d
Gam 1
22
3
404
23
7
St
Neal D r
26
s Rd
Mill
Leslie
n Elgi
St
8
K
13
d Yorklan
21
J
t nt S
e
Reg
L
Mill
M
zie
cKen
Ma ajor
Str
11
St
ath
M
ea
N
Bathur
Dr
st St
P
404
am Denh
O
. Ave
e Av
dr Wel
16th
rn
dW
ick R
2
Q R
Ave.
ble R
I
central region: Richmond Hill
404
4
D E
12
5
Ave
C
road
Side
11
t
on ingt
Bayview
B
10
Leslie S
A
9
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
80
080-Cent. Richmond_RH_Map.indd 80
04/03/14 18:01:01
Price Range
Hampshire Mews
416-637-3520
14 Arista Homes
Jefferson Forest
LiveAtJeffersonForest.com •
15 Madison Homes
Jefferson Forest
LiveAtJeffersonForest.com •
15 Forest Hill Homes
Jefferson Forest
16 Fieldgate Homes
Page No.
from $450,000
49 5I
•
from $560,000
41 4H
•
from $560,000
41 4H
LiveAtJeffersonForest.com •
•
from $560,000
41 4H
Jefferson Forest
905-884-8017
•
•
from $563,000
25, 41 & Insert 4H
27 Acorn Homes
Oak Knoll
905-773-9257
•
from $615,000
69 4C
2
Pemberton Group
The Royal at Bayview Glen
905-709-5700
• from $190,000
3
Centra Homes
The Mills Collections
416-238-2404
•
from $940,000
5J
4
Aspen Ridge Homes
Kettle Lakes Club
289-231-2849
•
from $550,000
6D
5
St. Regis Homes
Mission Hill on Bayview
905-884-8885
from $850,000 6C
6
Fieldgate Homes
The Humberlands
905-773-7738
•
from $850,000
2C
20 North Star Homes
King’s Crossing
416-291-9666
•
from $440,000
2E
22 Yorkwood Homes
Hillside Manors
905-770-4662
•
from $472,000
5I
26 Arten Development Group
The Manors of Roseview Grand
roseviewgrand.com
• •
from $650,000
4L
6Q
Richmond Hill
Tel
central region:
Heathwood Homes
Site
Fi M ap nd er
Builder
De ta Se che m d To i w n Co ho n d me o
# Si te IFC-Inside front cover
1
81
081-Cent. Richmond_RH_index.indd 81
04/03/14 18:01:02
082-Cent. North2_Nmrkt_Map.indd 82
in Woodb
e Ave
Hend
les A Stee
grove
Thornhill ve E
Alder
56
8
K
John St
62
45
Dr
d
Tl road rry Side rbe e d gton El n i m Bloo
St
404
Hwy. 4
St
11 Con
Denison
nald
10
McDo
ve 14 A
d St
roa Side dorf Van 66
Edwar
59
Hwy 7
3
15
404
n St 21 ngto 22 Welli
9
Rd.
13
47
w Ave.
Hwy 7
75
Dr lock 61 Bul 7 y Hw
h
St Jo
ide n's S
47
Bayvie
J
Ave
23
hts
Heig
Dr
64
Gor
St ham
St
E
9
Town of Aurora
7
404
14
t
404
dy Rd
24
ock
Mul
Town of Newmarket
rd rcha
O
4
51
Eag
le St
54
D
Dr avis
Elgin
13
Leslie S
I
Kenne
64 4
tS
Main S Dr erville
ve 16 A n Rd Carlto
Rd
18
30
G
12
le ffvil Stou
Rd
r Side
oad
17 20
Milla
34
19
85
rd St
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
ve 19 A
r Side
3
Rd ton ming Bloo
oad
18
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
404
oad
esda Beth
r Side
hn's St Jo
17
n Rd Vivia
Rd lbert 54 Mt A
16
orf d Van
a Rd or Aur
of Town chur h c e Whit f ville Stouf
15
an Rd
McCow
H
n Warde
6 35 57 41 11 70
46
11
ne.
La reen
10
44 1 55 7
9
Spruce
G
Raym
404 y 31 Pkw 81 het Cac
nR
Town of 50 Markham
9 Line
65
cessio
nzie 5 53 52 8 42 12
10 Con
acke
8
e Ave
or M Maj
7
in Woodb
s Rd
6
y Rd
Kenned
25
Mill
an McCow
ve 18 A
ve 19 A
5
Bayview Av e
n Elgi
4
McCow
F
Thornhill
3
Town of Markham
Town of WhitechurchStouffville
2
Ave Warden
E
Town of Aurora
Town of Newmarket
1
t Yonge S
D
C
B
A
central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville
St N
an Rd
Rd
48
n
Main
n Rd
de
cessio
Al
9 Con
cessio nR
Dr
erson
Ave
t
S Yonge
82
04/03/14 18:01:39
Tel
Price Range
Page No.
3
Mattamy Homes
St. John Forest
mattamyhomes.com
from $486,000
8 13E
4
Fieldgate Homes
The New U
905-477-6464
• •
from $561,000
Insert & 25 5G
5
Treasure Hill Homes
Accolades in Markham
905-471-2852
•
from $520,000
19 6F
6
Primont Homes
Heirloom in Markham
905-201-2804
• •
from $400,000
13 7f
9
Brookfield Homes
The Arbors
905-503-0992
•
17 14F
from $590,000
11 Madison Homes
Greensborough
madisonhomes.ca •
•
15 Fieldgate Homes
Aurora Trails
fieldgatehomes.com
•
•
25 & 29 13E
11 7F
15 Arista Homes
Aurora Trails
fieldgatehomes.com
•
•
29 13E
15 Paradise Homes
Aurora Trails
fieldgatehomes.com
•
•
15 OPUS HOMES
Aurora Trails
29 13E
fieldgatehomes.com
•
•
20 Starlane Home Corporation BlueSky Stouffville
starlanehomes.com •
from $434,000
24 Ballantry Homes
Cornell
ballantryhomes.com
• •
from $490,000
5 8g
30 Madison Homes
Cornell Rouge
905-472-7667
•
from $600,000
11 & 35 8F
30 Forest Hill Homes
Cornell Rouge
cornellrouge.com
•
from $490,000
35 & 65 8f
50 Geranium Homes
Cardinal Point Downtown Stouffville 905-640-9999
•
•
from $600,000
31 7F
50 Geranium Homes
Uptownes at Cardinal Point
905-640-9999
•
•
from $365,000
30 7F
52 Fieldgate Homes
Potter’s Bend
905-294-3125
•
•
from $700,000
Insert & 25 6G
59 Primont Homes
Harmony
905-305-8871
•
from $560,000
13 5I
66 Treasure Hill Homes
Aurora Woods on Bayview
905-727-5794
•
from $769,000
19 13H
1
Marydel Homes
Woodland Hills
905-898-7380
•
from $400,000
10B
2
Beaverbrook Homes
The Terrace On Rouge Creek
905-640-7360
• •
from $390,000
17F
4
Arista Homes
The New U
905-534-1564
•
• •
from $550,000
5G
4
Paradise Homes
The New U
905-477-0317
•
• •
from $550,000
5G
4
Starlane Home Corporation The New U
905-534-0493
•
• •
from $550,000
5G
7
LeBovic Homes
Bovaird Trail
905-640-7361
•
• •
from $2597,000
14H
8
Country Wide Homes
Wismer Commons
905-907-1500
•
•
from $450,000
6F
•
29 13E 27 18F
10 Briarwood Homes
Havelock Town Manors
289-301-0077
•
from $569,000
12 Laurier Homes
windsong
905-201-5979
•
•
from $495,000
6G
12 Laurier Homes
Windsong North
905-201-5979
•
from $598,000
6G
17 Conservatory Group
Heritage Estates
905-640-2274
•
•
from $283,000
18E
18 Kylemore Communities
Angus Glen West Village
905-887-9950
•
from $2000,000
4G
20 Fieldgate Homes
BlueSky Stouffville
905-640-0002
•
from $443,000
18f
28 Preston Homes
Copper Hills
905-954-4050
•
from $500,000
14d
30 Madison Homes
Forest Hill
cornellrouge.com
•
from $400,000
8F
41 Aspen Ridge Homes
Upper Cornell
905-554-3446
•
from $495,000
7F
42 National Homes
Wismer Woods
416-746-1234
•
• •
from $680,000
6G
50 Geranium Homes
The Neighbourhoods of Cardinal Point 905-640-9999
•
•
from $575,000
7F
50 Geranium Homes
Copperstone Ballantrae
905-640-9999
•
•
from $1.1,000
7F
51 Oxford Homes
Coventry Valley
905-836-8902
53 H&R Developments
Castle Square
hr-newhomes.com
•
6g
54 Beaverbrook Homes
Victoria Highlands
416-924-0110
•
from $450,000
16B
55 Country Wide Homes
Woodland Hills
905-907-1500
•
10C
62 North Star Homes
Mill Fair Village
•
6I
from $600,000 9C
NorttStarHomesInc.com
•
from $500,000
6G
64 Starlane Home Corporation Upper Unionville
905-534-0493
•
• •
from $520,000
5G
64 Paradise Homes
Upper Unionville
905-477-6464
•
•
from $520,000
5G
65 Fieldgate Homes
Victoria Manor
905-294-3125
•
from $896,000
3G
85 Orchard Ridge Homes
Prairiewood
orchardridgehomes.com •
from $800,000
16F
central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville
Site
M Fi ap nd er
Builder
De ta Se che m d To i w n Co hom nd e o
# Si te
83
083-Cent. North2_Nmrkt_index.indd 83
04/03/14 18:01:40
084-FurtherNorth Barrie_Map.indd 84
10
89
9
59
Mono Adjala
0
K
Shelburne
58
Hwy 5 47
Essa
400
32
37 55
Barrie
Oro
6
Keswick
11
14
51
15
King
Schomberg
9
Tecumseth and Tottenham65 71
2
48
Georgina
k
La
e
co
im eS
11
Orillia
11
East Gwillimbury 44 45 Alliston61 34 12 70 400 16 Beeton 5 Bradford
40
400
Vespra
90 48 Lisle 44 Angus
Sunnidale
Tosorontio Everett
1
Wasaga Beach
43 34 39
93
69
9
Bracebridge
8
15
11
48
29
13
Lindsay
Uxbridge
Cannington
3
7
Oshawa
15
27
r
E
Huron Rd iew 400
view le Map
8
18
30 Dr
19
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
Dr
e Av tle Lit Yo ng eS d t int R
17
ark on P
Bay
Mols
Big
Po
Steel St
16
Lakesh ore Burton Av Dr e
St
400
lop
Newcastle
Manvers
Rd
n Du
Barrie
D view le
42
m Sale
Map
401
og
9
Dr
14
Rd agh Ard 4
r lle Mi
Scugog
Scug
13
Lake
on yge
12
Georgina Island 33 obca B
Mara
10
s Dr
J
72
24
60 41
27
27
Tay
69
400
7
n Vetera
I
H
24
6
St
G
3
Midland
5
irv
F
E
4
ne
An
Fa
Thornbury
Georgian Bay
3
t tS
D
2
en
C
1
V
B
A
th St
Barrie, Collingwood, Wasaga, Innisfil, Keswick
Duckwor
north region:
St. inc ia Rd
84
04/03/14 18:01:43
Price Range
905-722-7210
•
• •
6
Mancini Homes
West Ridge Place Orillia
905-773-9997
•
15 Marydel Homes
Seven Meadows
16 Great Gulf Homes
Summerlyn Village
44 Brookfield Homes 44 Orchard Ridge Homes
from $270,000
Page No.
56 9G
75 8C
marydelhomes.com •
•
from $290,000
63 10F
905-775-3461
•
from $465,000
61 7I
Treetops
1-855-590-3577
•
from $340,000
67 6I
Treetops
1-855-590-3577
•
from $280,000
67 6I
65 Brookfield Homes
Willow Glen Tottenham
BrookfieldTottenham.ca
•
from $300,000
16 7J
71 Briarwood Homes
Mill Street Village
1-855-232-8100
• •
from $297,000
71 7J
71 Ballymore Homes
Mill Street Village
1-855-232-8100
• •
from $297,000
71 7J
1
Pacific Homes Limited
MarlLake Village
1-877-428-5115
•
from $210,000
4F
1
Red Berry Homes
MarlLake Village
1-877-428-5115
•
from $210,000
4F
3
Losani Homes
Summit Shores
losanihomes.com/readybuilt
from $390,000
2E
4
Mancini Homes
Princeton Woods
705-730-1978
•
from $330,000
14E
5
National Homes
The Forest
416-746-1234
•
from $490,000
6
Mariposa Homes
Trailside
705-329-3330
•
•
from $249,000
8C
8
Fandor Homes
Hamptons on Big Bay Point
705-792-6807
•
from $250,000
18D
9
Grandview Homes
Big Bay Point
705-735-0732
•
from $355,000
13E
11 Ballymore Homes
Lakeside Meadows
1-877-455-0201
•
•
from $290,000
9g
11 Ballymore Homes
Lakeside Meadows
1-877-455-0201
•
from $293,000
9g
12 Previn Court Homes
Victorian Village
1-855-7PREVIN
•
•
from $280,000
13 Averton Homes
Victoria Highlands
416-924-0110
•
from $450,000
9H
13 Rosehaven Homes
Victoria Highlands
416-410-0175
•
from $580,000
9H
14 Rosehaven Homes
King Country Estates
905-558-0098
•
from $700,000
7k
14 Aspen Ridge Homes
King Country Estates
905-558-0255
•
from $780,000
7k
14 Country Wide Homes
King Country Estates
905-907-1500
•
from $750,000
7k
7I
6I
17 Brookfield Homes
Grand Central
905-778-0873
•
from $440,000
8I
17 Brookfield Homes
Grand Central
905-778-0873
•
from $340,000
8I
24 Kaitlin Corporation
Blue Shores
1-866-625-2583
•
from $380,000
2E
32 Country Homes
Alcona by the Lake
1-866-531-3424
•
•
from $300,000
7G
33 Sandiego Homes
Lakeside Living in Innisfil
705-436-5445
•
•
from $285,000
7F
37 Pristine Homes
Pebbleshores
705-436-5547
•
from $240,000
7G
39 Stonebridge Building Group Stonebridge by The Bay
1-877-420-0880
•
from $200,000
5E
40 Royalpark Homes
Emerald Forest
royalpark.com
•
•
from $200,000
41 Delpark Homes
Pretty River on Georgian Bay
1-888-257-1999
$298,000
3E
43 Bremont Homes
Centretown
1-877-855-1122
•
from $234,000
5E
44 RAYMAC Homes
Brennan Enclave
705-516-0681
•
from $252,000
6G
45 Rosehaven Homes
Dreamfields in Bradford
416-410-0175
•
•
from $300,000
8I
45 Regal Crest Homes
Dreamfields in Bradford
dreamfieldsbradford.com •
•
from $311,000
8I
45 Country Wide Homes
Dreamfields in Bradford
dreamfieldsbradford.com •
•
8I
46 Devonleigh Homes Inc.
Creekside
705-444-0555
•
•
from $210,000
3e
6I
47 Devonleigh Homes Inc.
Parkside by Devonleigh
705-435-9991
•
from $275,000
6h
48 Devonleigh Homes Inc.
Brownley Meadows
705-423-9662
•
•
from $225,000
6G
55 Briarwood Homes
Briarwood Estates
705-294-2288
•
from $420,000
7G
58 Lakeview Homes
Greenbrook Village
519-306-0665
•
from $280,000
59 Brookfield Homes
Fieldstone
1-855-379-1495
•
from $590,000
5J
59 Delpark Homes
Fieldstone MyFieldstone.ca
•
from $570,000
5J
60 Briarwood Homes
Pretty River Collingwood
1-888-257-1999
•
from $310,000
3E
70 Far Sight Homes
Greenfields
1-855-299-7929
•
from $285,000
3I
6I
Barrie, Collingwood, Wasaga, Innisfil, Keswick
Tel
Cedar Ridge
north region:
Site
Delpark Homes
Fi Map nd er
Builder
De t Se ach m ed To i w n Co hom nd e o
# Si te IFC-Inside front cover
2
85
085-FurtherNorth Barrie_index.indd 85
04/03/14 18:01:44
I BUILD CONFIDENCE. â&#x20AC;&#x153;Being a member of BILD has been significantly beneficial relative to the sharing of information, ideas and the furthering of community building in Ontario. Its role as the voice of the development and building industry has been critical in ensuring municipalities and the Province adopt balanced, well thought out land development policies. I am proud to be a member of BILD.â&#x20AC;?
David A. McKay, Partner
MHBC Planning, Urban Design & Landscape Architecture Service Professional Member Since 2006
I AM
Get Involved: bildgta.ca
086-Build-McKay 03-08-14.indd 86
14-03-04 2:24 PM
March 8 - 22, 2014
Showcasing new homes in the GTAâ&#x20AC;&#x2122;s west region
IN THIS SECTION
>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region
087 NH West Sec_BD.indd 87
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//Quick TipS
The seasonal switch-up
Make way for spring! » by Hellen Buttigieg
Hellen Buttigieg
Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at info@weorganizeu.com
At first, you’re afraid to put away winter gear because it is hard to believe that unrelenting, snow-filled season is coming to an end. But as spring slowly slides into place, and you’re finding spring jackets and raincoats being layered on hangers atop winter jackets. The hall closet is bursting at the seams trying to contain the collection of everything from mitts and snow boots to umbrellas and Wellies. It’s time for the seasonal switch-up. Make some space for your spring and summer, and don’t give Jack Frost another thought. Make room for spring. It’s that wonderful time of year again when we can put away the winter gear and lighten the load. Although there’s never enough storage, there are creative ways to better utilize existing spaces when storing out-of-season items. Here are some ideas to consider: add another shelf above the existing one in all the closets, and purchase under-thebed organizers. If your bed is not high enough, you can get a bed riser to lift it. Consider creating a document on your computer that serves as an index to outline where you’ve stored what. When winter arrives, you won’t have to rely on your memory to find what you need.
Make some space for your spring and summer, and don’t give Jack Frost another thought How long have you been putting off that rummage sale? Have you been saving items for years with the intention of selling them, but never seem to get around to it? Pull out your calendar today and book a definite date to have your sale this spring. Blocking the time now increases the likelihood of following through with it later. Another option is to forgo the big sell-off entirely and donate these items instead. It takes several days to orchestrate a successful sale, so determine whether the money you’ll make is worth the time and energy it will take. After all, you can always get more money but you can never replace lost time. Jump-start your spring cleaning with baby steps. If you don’t know where to begin when it comes to spring-cleaning your home, start small. Pick just one room. Moving clockwise, remove anything that doesn’t belong in that room and place it in a “move elsewhere” box to deliver to the room it should live in. Pull out anything that doesn’t give you joy or value and place it in a “give away” box. Toss or recycle any papers and garbage that are left over. Designate this room as a “no-clutter zone” so you will always have a sanctuary to escape to, regardless of what your other rooms look like. Have you stored your winter coats yet? If you’ve been putting off the task of storing your winter coats because you don’t have an extra closet, there’s a solution. A sturdy, rolling garment rack makes an ideal spot to store winter coats during the summer. Be sure to dry-clean all items before storing, even if they look clean. Body oils and not-yet-visible food stains attract moths – especially on wool coats. Cover the clothes with a clean, cotton bed sheet or use a zippered canvas wardrobe cover specifically designed for this purpose to keep your clothes dust-free. If you don’t have room for a garment rack, store seasonal items in large garment bags, suitcases or under-bed storage bins.
88 New home guide GTA | marCH 8 - 22, 2014
088 Hellen Buttigieg-Make way for spring_BD-WK.indd 88
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89
089-GreatGulf-Westfield 03-08-14.indd 89
14-03-04 12:38 PM
»» now available! GET YOUR FREE COPY OF THE 2014 MODEL HOME CALENDAR
2014
MODEL HOME CALENDAR An exclusive collection of the GTA’s most beautiful new homes
BEAVERHALL HOMES Regency Estates
01 NHG 2014 Calendar Cover_FIN.indd 1
2013-11-21 6:01 PM
GET YOUR COPY NOW!
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ALSO AVAILABLE FOR NEW CONDO GUIDE AND NEW HOME AND CONDO GUIDE SWO Antoinette.Jackson@wall2wallmedia.com
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090-2012 Calendar NH Promo.indd 90
14-03-04 2:24 PM
The grass is greener in Chippawa
The Welland - Rosehaven Homes
Whether it’s the wineries, the night life, hiking, biking and water’s edge, or the wonderful shopping and fine dining, your luxury new home at Lyon’s Creek in historic Chippawa is near everything you love about the Niagara lifestyle.
45’ Detached, Semis & Townes starting from the mid $200’s. • • • •
9’ main floor ceilings • gourmet kitchens luxurious ensuites • gas fireplaces 1,100 to over 3,200 sq.ft NEW 50’ & 45’ PARK/GREEN SPACE LOTS COMING SOON
The Berkshire - Homes by DeSantis
MODELS TO TOUR!
Live closer to the action. Lyon’s Creek
HOURS OF OPERATION: Mon - Wed: 2pm - 7pm; Sat, Sun & Hol. 12pm - 5pm Elevation and landscape is artists concept and may not be depicted as shown. Prices, square footage and specifications correct at press time. Prices quoted are in $ thousands. E. & O.E.
091-Multi-LyonCreek 02-22-14.indd 91
McLeod Rd.
s Lyonk Rd. Cree Mann St.
To Falls
Marineland Pkwy
CHIPPAWA - NIAGARA FALLS
Main
Sodom Rd.
LyonsCreekChippawa.com
NIAGARA RIVER
St. Po
rta
ge
Rd
.
MODELS & PRESENTATION CENTRES
Fort Erie
14-03-04 12:38 PM
//community focus
You’re in for a big surprise in East Brampton!
Discover the newly opened
Marigold in Castlemore
Location Brampton Housing Type Three- and four-bedroom townhomes up to 2,554 sq. ft., including standard finished basement. Sales centre Queen Street East (Hwy. 7) and Ebenezer Road, just east of McVean Drive, open Monday to Thursday 1 to 8 p.m., Saturday, Sunday and holidays 11 a.m. to 6 p.m. and Friday by appointment Contact 647.519.9617 townwoodhomes.com
V
alue for money isn’t often seen much these days in the new home marketplace. Home prices rise, but what you get for the money often doesn’t. That’s why you owe it to yourself to discover real value in Townwood’s Marigold in Castlemore. And here’s what the big surprise is all about… Every semi-detached home comes with a finished basement that includes a three-piece washroom and finished laundry facilities. This finished extra space increases your living area by more than 30 per cent and is included as a standard feature, not an expensive upgrade. This extra space is ideal for larger families, extended family, a home office area, a home theatre, a recreation room or whatever suits your lifestyle. To go along with it all, the homes come with separate side door entrances that provide convenient access to the basement space. And there’s more… Marigold recently launched to rave reviews, and visitors embraced the difference with enthusiasm. Many features that other builders offer as costly upgrades, Townwood offers at no extra cost and are included in the base price. In fact, the list of 25 luxury features included is worth a staggering $92,800! Too many to list here, but you can see the full list of details at the sales centre. continued on pg 94
92 New home guide GTA | marCH 8 - 22, 2014
092-094 CF Townwood_BD-WK.indd 92
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Marigold NH&C Magazine_Layout 1 14-02-28 11:15 AM Page 1
NOW OFFERING IN EAST BRAMPTON
THE NEXT
BIG THING
IN CASTLEMORE
30% BIGGER Semi-detached homes with a big difference.
474,990
from $
Every home comes with a finished basement. The Gore Rd.
McVeen Dr.
.
zer Rd
Ebene
Albion Vaughan Rd.
ore Rd.
Castlem
SALES CENTRE HOURS: Mon. - Thur. 1pm - 8 pm Sat., Sun & Holidays 11am - 6 pm Closed Fridays
SALES CENTRE Hwy 7
Hwy 427
townwoodhomes.com
Queen St. E.
Temporary entrance off Ebenezer 93
Illustration is artistâ&#x20AC;&#x2122;s concept. Prices and specifications are subject to change without notice. E.&O.E.
093-Townwood-Marigold 03-08-14.indd 93
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//community focus...continued
Townwood HOMES | Marigold in Castlemore
This collection of beautiful semidetached homes is in an already well-established area, giving homebuyers access to a multitude of existing amenities and services from day one.
The homes themselves are beautifully designed, offering three- and fourbedroom designs up to 2,554 sq. ft. of total living space. There are nine-ft.-high ceilings on the main floor and genuine hardwood floors on the main and upper hallway and master floor. The exterior facades have been carefully designed to make an impressive, elegant statement and combine together to create dynamic community streetscapes. Marigold is located close to it all, in the vibrant and popular Castlemore and Clarkway area, just minutes from Hwys. 7 and 427, giving quick access to the Greater Toronto Area. And it’s not just a prime location but here amenities and services are many and close by. All too often, new home communities are located in areas without existing infrastructure. Families need to wait many years after their homes are built to be part of a full service community. Not so in Marigold. This collection of beautiful semi-detached homes is in an already well-established area, giving homebuyers access to a multitude of existing amenities and services from day one.
For Townwood it’s never been about just building a great house, it’s about building thriving neighbourhoods. Their experience and dedication to creating the best homes in the best communities is why they have been successful for 40 years in the GTA. Many of Townwood’s current buyers come through homeowner referrals or are repeat purchasers. The Marigold Sales Centre is conveniently located at Queen Street East (Hwy. 7) and Ebenezer Road, just east of McVean Drive. It’s open Monday to Thursday from 1 to 8 p.m., Saturday, Sunday and holidays from 11 a.m. to 6 p.m. and Friday by appointment. Discover the Townwood advantage for yourself. In our opinion we think you’ll be glad you did. You’re in for a big surprise!
94 New home guide GTA | marCH 8 - 22, 2014
092-094 CF Townwood_BD-WK.indd 94
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Prime
Mississauga Location Final Release
Fully Upgraded Semis
View our 5 Decorated Model Homes Today!
The Celebration Model
Semi's starting from
549,990 2,015
$
sq.ft.
THOUSANDS IN EXTRAS INCLUDED * 9' Ceilings on Main Level Premium Lots
Spacious 4 Bedroom Designs
Stained Oak Stairs
Central Air Conditioning
Hardwood Package in Living Room, Dining Room & Family Room On East side of McLaughlin Rd., just N. of Derry Road
foresthillhomes.ca 905-795-8307
Hours: Mon. - Thurs. 1pm - 8pm, Fridays by appt, Sat., Sun. & Hol. 11am - 6pm
Pot Light Package Double Sinks in Main & Ensuite Bath Upgraded Kitchen Cabinetry Upgraced Porcelain Tiles LIMITED TIME OFFER WHERE APPLICABLE AS PER PLAN
*As per applicable Bonus and floorplan. applies to firm purchases only between March 1st - March 31st, 2014. May not be included in finished/inventory homes. See sales representative for details. All renderings and photographs are artistâ&#x20AC;&#x2122;s concept. To be valid Bonus must be included in an accepted Agreement of Purchase and Sale. Prices, plans, specifications and bonuses are subject to change without notice. E. & O.E.
FORE_DER_A-AD-NHC-FEB26-1.indd 1
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K
J
I
H
G
F
E
D
C
B
A
1
2
3
west region:
3
24
4
26
5
Mississauga
5
6
7
2
8
9
10
11
12
13
14
16
17
18
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
15
19
Starlane Home Corporation Churchill Woods
starlanehomes.com •
• •
from $562,000
27 4E
20
Forest Hill Homes
Derry Village Mississauga
905-795-8307
•
from $550,000
95 8B
1
Vandyk Communities
Windows on the Green
vandykcommunities.com
• from $300,000
5H
2
Amacon
The Towns at Parkside Village
705-435-9991
•
from $550,000
8F
3
Greenpark Homes
Churchill Woods
churchillwoods.ca •
• •
$529,000
4E
4
Conservatory Group
Central Park North
905-890-0195
•
•
from $465,000
7F
5
Dunpar Homes
Heritage Gate
heritagegate.ca
•
from $500,000
6F
19
Dezen Homes
McLaughlin
905-696-7938
•
from $544,000
8B
23
Dunpar Homes
Park View Trail
416-253-5888
•
from $500,000
11F
Site
Tel
Price Range
Page No.
west region:
3
Builder
Mississauga
Fi M ap nd er
De ta Se ch m ed To i w Co nho nd m o e
# Si te IBC-Inside back cover
97
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1
2
3
4
5
6
7
8
9
10
11
12
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28
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19
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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
42
el e
n sto Bo
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D
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M
vd
Bl
Rd Rd sy ou ew i ac Rd itv gu ed in ga Rd Cr au Ch ge iss ita er
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* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
34
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98
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905-265-1205
Price Range
Page No.
•
from $659,000
19 & 47 10N
Starlane Home Corporation Vales of the Humber Estates
valesofthehumber.com
•
from $659,000
47 10N
8
Greenpark Homes
Vales of the Humber Estates
valesofthehumber.com
•
from $659,000
47 10N
9
Mattamy Homes
Mount Pleasant North
mattamyhomes.com •
• • from $325,000
8 6P
11 Fieldgate Homes
Lotus Pointe Caledon
fieldgatehomes.com •
•
25 5L
12 Great Gulf Homes
Westfield
905-459-5772
•
from $445,000
89 7Q
•
• •
from $356,000
12 9M
from $475,000
93 11L
21 Primont Homes
Centretown
905-495-5067
22 Townwood Homes
Marigold
townwoodhomes.com •
60 Primont Homes
Castlemore
905-856-5777
• •
from $410,000
13 9K
62 Fieldgate Homes
Valley Lands
905-457-0445
•
• •
from $392,000
Insert & 25 9O
66 Ballantry Homes
Spring Valley Village
ballantryhomes.com
from $420,000
5 9M
1
Tribute Communities
Landscapes
905-893-3331
• •
from $399,000
8M
•
•
2
Coscorp Inc.
The Village of Southfields
thevillageofsouthfields.ca •
• •
6L
2
Monarch Corporation
The Village of Southfields
905-843-0707
• •
from $390,000
6L
3
Empire Communities
Lakeside
empirelakeside.com •
•
from $350,000
7N
4
VanMar Homes
Credit Ridge Estates
416-746-1234
•
from $550,000
8P
5
Tiffany Park Homes
The Estates of Spring Valley
905-216-5620
•
from $583,000
6P
6
Townwood Homes
Gates of Countryside
gatesofcountryside.ca •
•
from $400,000
9M
6
Country Wide Homes
Gates of Countryside
905-907-1500
•
from $400,000
9M
•
•
6
Regal Crest Homes
Countryside Meadows
countrysidemeadows.ca
•
from $346,000
9M
6
Royal Cliff Homes
Gates of Countryside
gatesofcountryside.ca •
•
from $400,000
9M
6
Starlane Home Corporation Gates of Countryside
starlanehomes.com •
from $520,000
9M
7
Aspen Ridge Homes
Mayfield Village
905-230-2592
• •
from $350,000
7M
9
Mattamy Homes
Mount Pleasant Village
•
mattamyhomes.com •
• • from $255,000
6P
10 Starlane Home Corporation Mount Pleasant Meadows
meadowsbrampton.com
•
6O
10 Valery Homes
Mount Pleasant Meadows
meadowsbrampton.com
•
6O
11 Greenpark Homes
Lotus Pointe Caledon
LotusPointeCaledon.ca
•
5L
11 Starlane Home Corporation Lotus Pointe Caledon
LotusPointeCaledon.ca
•
5L
11 Rosehaven Homes
Lotus Pointe Caledon
moveuptocaledon.ca •
5L
17 Pemberton Group
Rosedale Village Golf & Country Club 905-799-5000
8L
18 Saberwood Homes
Heart Lake Village
905-773-6549
19 Mattamy Homes
Salisbury Square
25 Heathwood Homes
Terracotta Village at The Credit Valley
•
• • • from $190,000
8N
mattamyhomes.com •
•
from $314,000
10N
905-874-4741
•
from $430,000
9Q
• from $300,000
32 Forest Hill Homes
Ravines of Castlemore
905-794-8875
•
from $650,000
8K
37 Oxford Homes
Adena Ridge
905-584-6444
from $600,000
5H
38 Andrin Homes
Turnberry Townhomes AndrinTowns.com
•
from $350,000
9M
45 Brookfield Homes
Pathways
1-855-379-1495
•
from $420,000
8K
48 Aspen Ridge Homes
Credit Manor Heights
905-216-5155
•
•
from $400,000
7Q
48 Regal Crest Homes
Credit Manor Heights
yourkingdom.ca
•
•
from $850,000
7Q
48 Country Wide Homes
Credit Manor Heights
yourkingdom.ca
•
from $850,000
7Q
acornhomes.ca
•
from $575,000
11K
•
•
from $400,000
6P
51 Acorn Homes
Castlegate
55 Rosehaven Homes
The Neighbourhoods of Mount Pleasant 416-410-0175
55 Townwood Homes
The Neigbourhoods of Mount Pleasant
LoveMountPleasant.com •
•
from $270,000
6P
55 Townwood Homes
The Neighbourhoods of Mount Pleasant lovemountpleasant.com •
•
from $270,000
6P
58 Devonleigh Homes Inc.
Meadowlands
519-942-3312
•
•
from $339,000
3C
64 Meridian Homes
Credit Valley Manors
905-216-5186
•
•
from $400,000
8P
65 Great Gulf Homes
Mount Pleasant
905-459-5772
•
from $510,000
6P
65 Great Gulf Homes
Mount Pleasant
905-459-5772
•
from $509,000
6P
Brampton, Caledon, Bolton
Tel
Vales of the Humber Estates
west region:
8
Site
Fi Map nd er
Builder
Treasure Hill Homes
De ta Se che m d To i w n Co ho n d me o
# Si te IFC-Inside front cover; IBC-Inside back cover
8
99
099-West Bolton_Cal_Brpt_index.indd 63
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Co un t
Erin5
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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.
Hamilton 3
2
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W al
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Flamborough
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Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
Pa
Milton
Li
ne
n
H
Li
Li
ne
ow
w To
G
1
2
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5
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Rd
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10
Rd
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Halton Hills Georgetown Ja m
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Rd
Hw
Rd
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Li
33
16
15
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5
4
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Li
17
6
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25
D E
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22
Hw
Cl ay
Hw
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C
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26
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A
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Acton
2
43
Stoney Creek
7
Grimsby
R
44 37
36
35
St. Catharines
Niagara 420
20
100
100-West Acton-Halton_Map.indd 64
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Price Range
Page No.
9 8N
Cranberry Hill
mattamyhomes.com
17 Mattamy Homes
Hawthorne Village
mattamyhomes.com
33 Menkes
The Enclaves of Upper Canada
289-891-9103
•
1
Schuit Homes
Perth Park
905-628-9559
• 1Q
2
Great Gulf Homes
Edgewood
905-356-9408
•
3
Spallacci Homes
Simona Place
spallaccihomes.com • 2Q
4
Spallacci Homes
Eden Park
905-381-4280
•
from $320,000 2Q
4
Spallacci Homes
Eden Park
spallaccihomes.com •
from $320,000 2Q
5
Arista Homes
Milton Trails
905-864-3306
9h
6
Country Green Homes
The Uptowns of waterdown
905-690-7600
•
•
from $250,000 7M
7
Lakeview Homes
Cannery Park
1800-565-5150
•
from $350,000 12R
12 Tobyn Park Homes
Park City
parkliving.ca
13 Heathwood Homes
The Village at Traditions
905-876-3140
•
•
from $441,000 8h
20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland
1-800-479-9777
•
from $194,000 12R
22 Country Green Homes
Park Place Village
905-690-7600
•
• •
from $250,000 8m
26 Eden Oak
Weaver’s Mill
weaversmill.com/nh
•
from $336,000 6B
35 Phelps Homes
Jordan Village
phelpshomes.com
•
from $345,000 9R
36 Phelps Homes
Brookside
phelpshomes.com
•
from $236,000 7R
37 Phelps Homes
Streamside
phelpshomes.com •
from $316,000 6R
38 Losani Homes
Ancaster Glen
289-239-7629
from $370,000 1P
39 Losani Homes
The Fairgrounds
289-286-0928
from $250,000 2Q
40 Losani Homes
Greenhill Glen
905-538-8752
from $270,000 4Q
41 Losani Homes
Sherman Oaks
905-574-0828
from $290,000 2R
42 Losani Homes
Paramount
905-560-2061
from $230,000 3R
43 Losani Homes
Orchard Park
905-930-9943
from $390,000 5Q
44 Losani Homes
Discovery
905-563-0666
from $330,000 8R
•
from $310,000
9 & BC 9G
•
from $420,000
7 9C
from $305,000 12Q
• $180,000 11l
Acton, Halton Hills, Milton, Burlington, Waterdown
Tel
west region:
Mattamy Homes
Site
Fi Map nd er
8
Builder
De ta Se che m d To i w n Co ho n d me o
Si te
# IBC-Inside back cover
101
101-West Acton_Halton_index.indd 65
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1
2
3
4
5
6
7
8
9
10
11
12
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Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
d
eim R
Blenh
An
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
Rd
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St.
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Co
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Guelp
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Beave
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Midd
Conc
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Myer
102
102-West Oakville Map.indd 66
04/03/14 18:01:54
Tel
Price Range
Page No.
Fi M ap nd er
Site
De ta Se che m d i To w n Co ho n d me o
# Si te
Mattamy Homes
The Preserve
mattamyhomes.com •
•
from $900,000
9
4E
2
Treasure Hill Homes
Nautica at Lakeshore Woods
905-465-9133
•
from $550,000
18 6J
15
Menkes
Millstone On The Park
905-825-3619
•
from $320,000
7 3G
3
Markay Homes
Bronte Park Town Manors
416-746-1234
•
from $590,000
3G
west region:
Oakville, Cambridge
1
Builder
103
103-West Oakville_index.indd 67
04/03/14 18:01:55
//THE TAX MAN
Why buy real estate if you’re already in a high tax bracket? » by GEORGE E. DUBE
I am often asked the question: “Why should I buy real estate if I’m already in a high tax bracket?”
GEORGE E. DUBE,
CA, CPA, LLP, is a veteran real estate investor, author, and speaker on real estate accounting who is a partner in the firm, Dube & Cuttini Chartered Accountants LLP. He also developed the accountant in-a-box program for real estate investors, and is a member of the Real Estate Investment Network (REIN) Faculty. georgedube@dubecuttini.com
dubecuttini.com @dubecuttini.com 1.877.475.3823
At the risk of sounding like a smart aleck – why the heck not? Yes, if you’re in a higher tax bracket you will pay more taxes than someone who earns less. But, surely you don’t want to switch places with someone in a lower tax bracket who earns less income? And, if you plan your overall financial situation with a tax accountant who truly understands real estate, it may be possible to save some taxes for you and family. Th is is particularly true for the business owner, doctor or other professional who can incorporate their business, or a family with a lower income taxpayer, such as a spouse, parent or child, with whom you can income split. A common misconception is that the taxes are so high, that earning the extra income is hardly worth the effort. I’m not trying to argue that taxes are too low on investment income from real
A common misconception is that the taxes are so high, that earning the extra income is hardly worth the effort. estate, but even in a worst-case scenario, you’re still earning more income than you’re paying in taxes. The alternative, I’d suggest, is that you either put your hard earned money under your mattress or make the decision to “invest” in something that loses money and thus generates a tax deduction, or requires a government subsidy to make the investment attractive. Ultimately, if you invest, whether in real estate, some stock-based investment, hulahoop factories, or whatever turns your crank, you’re going to pay taxes if you make money. So, you’re simply deciding what makes the most sense to invest in. Don’t be scared to make money just because of taxes. You should worry about the investments and consider the advice of your investment advisor. Let your tax accountant help you mitigate the taxes.
104 NEW HOME GUIDE GTA | MARCH 8 - 22, 2014
104 George Dubes column_BD-WK.indd 104
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31
Wentworth St
Bloor St.
Phillip Murr
Bloor St
Gibb St
Wentworth St
King St W Bond St W
52 91 14
Manning Rd
401
29
King S
Adelaide Ave
Adelaide Ave
17
Rossland Rd
38
47 Bayly St E
44 48 401
42 45
Westney Rd S
Montgomery F
401
Granite Court
6 50
ou nt
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15
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sto
Rd n46
Whites Rd
Ro
Glenanna Rd
Spruce Hill
K
J
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H
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F
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B
A
Altona Rd
Liverpool Rd
Appleview Rd
Stroud's
Fairport Rd
Sandy Beach
Highview Rd
Dixie Rd
Brock Rd
D
Kingston Rd
Magill 92Dr
28
30
Squires Beach Rd
Dr Notion Rd
Brock Rd sR Oak jor Ma Valley Farm
a
ew
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Sheppard Ave
Rossland Rd
9
41 Rossland Rd
Finley Ave
Church St S
Riverside
3 Concession
Shoal Point Rd Pickering Beach Rd
eD
Rosebank Rd Altona Rd
Ajax-Whitby
Harwood Ave
51
32 Sideline
Bv
Finch Ave
32 Sideline
McQuay
To wn of Ajax
43 90
North Rd
Gordon St
Cochrane St
54 4 66
4 Concession
5 Concession
7
North Rd
Blair St Brock St S
Liverpool Rd
Whites Rd
1
30 Sideline
Brock Rd
4 Concession
28 Sideline
City of Pickering
7 Conncession
2
9 Concession
3
24 Sideline
Hopkins St
7
16
7
23 Taunton Rd W
Ravenscroft
16 Sideline
Whitevale Rd
5 4
20 Sideline
Olive Ave
Beatrice St
55 Taunton Rd W
50
8
13 37
Taunton Rd E
Fifth Conces
Westney Rd N
Church St N
Brock Rd
Kendalwood R
Dundas St E
To wn of W hitb y
Salem Rd
Greenwood Rd
16 Sideline
Thornton Rd
Audley Rd
Audley Rd
Paddock Rd
16 Sideline Brock Rd Cen tral St
Stevenson Rd
Townline Rd
Salem Rd
Park Rd S
Park Rd S
Henry St
Delaney Dr
12 Sideline
Brock St N
Lakeridge Rd
7
7 Concession
8 Concession
9 Concession
Baldwin St S
4 Sideline R
6 Sideline
Ritson Rd S tS eS co Sim
Garden St Blair St
Garden St
Country Lane
6 Concession
7
Dryden Bv
Conlin Rd
Halls Rd N
Wilson Rd S
Centre St.
Garrard Rd
Anderson St
Coronation R
8
4 Sideline
4 Sideline R
10
26
60 3
18
22
68
46
2
53 Country Lane
Columbus Rd
Brawley Rd
Cochrane
Rossland/Winchester R
Myrtle Rd W
Thickson Rd
Village of Bro oklin
11 10
68
Cedarbrook T
Ashburn Rd
9
21
1
Church St E
Thornton Rd
Baldwin St N
Duffs Rd
6
tN
Garrard Rd
Garrard Rd
Lake Ridge R
Pickering, Ajax, Whitby, Oshawa
Mary St N
eS
co
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Central Park
Stevenson Rd
12
east region:
40
34
Conlin Rd
City of Oshawa
8 Concession
13 12
Stevenson Rd
Ritson Rd N
tE
Attention Builders Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
19 18 17 15 14
Wilson Rd N
wS
devie
Gran
ly
Harmony Rd N
Grandeview S
Bay
16
Townline Rd. Grandeview S
106
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Page No.
4
Menkes
Somerset
905-428-0500
•
from $520,000
1
Tribute Communities
Charing Cross
mytribute.ca
•
from $350,000 14E
2
Brookfield Homes
Hills of Harrowsmith
905-697-1681
•
from $300,000 15G
3
Great Gulf Homes
Stonecrest
greatgulf.com
•
•
from $298,000 15F
6
Emery Homes
Town Central
1-877-953-6379
•
from $350,000 4J
7
Highmark Homes
Triumph
whitbytriumph.ca •
from $350,000 10G
8
Lakeview Homes
The Forest of Lyndebrook
416-746-1234
•
from $490,000 10F
9
Stafford Homes
Elements Townhomes
elementsajax.com
from $390,000 7H
13 Liza Communities
Folkstone
1-877-365-9555
•
•
from $335,000 10G
21 Great Gulf Homes
Grandview Oshawa
1-888-579-7235
•
from $334,000 14F
31 Preston Homes
Prestonvale Heights
905-432-2800
•
•
from $350,000 15J
34 Tribute Communities
The Neighbourhoods of Park Ridge 905-723-2344
•
from $339,000 15G
45 Sundial Homes Limited
Mulberry Meadows
905-427-8255
•
from $273,000 6J
47 Senator Homes
Whitby by the Lake
senatorhomes.com •
•
from $250,000 9J
54 Baycliffe Homes
The Gates of Whitby
905-668-9828
•
•
from $250,000 9G
60 greycrest homes
the fields of conlin
905-725-4539
•
from $310,000 15G
66 Monarch Corporation
Tran Quility
monarchgroup.net •
from $550,000 7G
67 Midhaven Homes
Breeze
1-877-773-6888
•
•
from $300,000 15F
68 Storybook Homes
Brookstone Estates
905-438-9516
•
from $1050,000 11B
90 LeBovic Homes
Old Taunton in Pickering
905-428-3434
•
91 Sundance Homes
The towns of nichol green phase 1
905-441-3312
•
from $260,000 11J
92 Glen Rouge Homes
The Cornerstone
905-239-9777
•
from $572,000
7 7G
• • 5H
6I
Pickering, Ajax, Whitby, Oshawa
Price Range
east region:
Tel
M Fi a nd p er
Site
et a Se ch m ed To i w Co nho nd m o e
Builder
D
# Si te
107
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Parkhill Rd.
7
28
115
7
24 16
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Peterborough
9 31 Lansdowne Ave.
7A
7
7B
35
28
7
134
Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554
Durham 23
St
7
35
7
7
Bloor St.
Hwy 2
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Rd
33
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Angelina St North
9
Lindsay St. North
Major St.
Lorne St.
Lindsay
8
Courtice
King St.
Po rt Per ry
Hwy #7
Kent St
Colborne St
6
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401 14
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Hwy 2 3
Hwy 401
Reg. Rd. 74
* Due to scale restrictions locators are approximate. Please see builderâ&#x20AC;&#x2122;s ads for exact locations.
17
To Toronto
Hwy
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26
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Elgin Park
Durham Reg Main St
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Hwy 134
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east region:
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Reg. Rd 34 Courtice Rd
Waverly Rd
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Hancock Rd
Mill St.
St. rio
Hwy #12 (From Whitby)
On ta
Simcoe St. (From Oshawa)
w
y. 4 H
108-FurtherEast_Uxb_Map.indd 104 Hw
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5
Price Range
Page No.
1
Mason Homes
Port Hope Lakeside Village
905-885-6565
•
from $229,000 12K
7
Brookfield Homes
Foxtrail
brookfieldhomes.ca •
from $400,000 5B
8
Kaitlin Group Ltd.
Port of Newcastle
1-800-305-6849
•
8
Kylemore Communities
Port of Newcastle
905-987-5146
•
from $479,000 14E
8
Storybook Homes
Bond Head Estates
905-438-9516
•
from $850,000 14E
9
Parkview Homes
Harmony
705-748-4663
14 Rice Developments
Willmot Creek On The Lake
905-697-5806
•
from $225,000 11D
16 Parkview Homes
Foxmeadow Estates
705-748-2828
•
from $208,000 3H
18 B.G. Schickedanz
Lake Scugog Estates
1-888-894-9888
•
from $330,000 17B
20 Geranium Homes
Verandas
905-885-0555
•
from $266,000 10I
24 Parkview Homes
Thompson Bay Estates
705-748-2828
•
from $217,000 3H
26 Kaitlin Group Ltd.
Aspen Heights
905-697-0513
• from $165,000 10C
26 Kaitlin Group Ltd.
Condominiums at Clarington Centre 905-697-4513
• from $210,000 10c
26 Kaitlin Group Ltd.
Country Classics
1-866-514-3573
•
•
from $300,000 10c
30 Empire Communities
Estates of Wyndance
905-649-8197
•
from $900,000 3e
31 Parkview Homes
Foxmeadows Estates
705-741-1004
34 Carrington Homes
Woodlands of Upper Courtice
905-787-0963
•
from $260,000
35 Mason Homes
Parklands
1-866-443-7900
•
from $238,000 3H
39 H&R Developments
Gracefields
hr-newhomes.com •
from $322,000 14B
39 Thornridge Homes
Gracefields
thornridgehomes.com
•
from $290,000 14B
45 Highcastle Homes
Northglen
northglen.ca
•
•
from $221,000 11B
45 Delpark Homes
Northglen
905-419-7222
•
• •
from $221,000 11B
45 Esquire Homes
Northglen
northglen.ca
from $245,000 11B
48 Brookfield Homes
BrookHill
905-697-1681
•
• •
from $300,000 10B
48 Jeffery Homes
BrookHill
905-697-0765
•
• •
from $300,000 10B
72 Vandyk Communities
West Park Village
vandykcommunities.com •
• •
from $210,000
• from $178,000
• • from $286,000
2I
3I 9I
3I
Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry
• • from $260,000 14E
east region:
Tel.
Fi M ap nd er
Builder Site
De ta Se ch m ed To i w n Co hom nd e o
# Si te
109
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04/03/14 18:02:16
//hot dates
mar 8-16
mar 8-23
Toronto Sketch Comedy Festival
Multiple Munsch
various locations in toronto
Mar 8 to 22 Calendar of events beginning from March 8 to 22, 2014
The Ninth Annual Toronto Sketch Comedy Festival showcases the best in live and scripted comedy from Canada and the United States. With over 40 scheduled performances, the 11-day event brings the laughs and the ruckus of this unique brand of theatre to greater audiences with each passing year. torontosketchfest.com mar 8-16
March Break Family Matinees
solar stage theatre
Multiple Munsch features several Robert Munsch stories including 50 Below Zero, I’m So Embarrassed and No Clean Clothes staged together as one play. This play was adapted by William Martyn and is suitable for children between the ages of three and ten. In addition to the regular afternoon performance, Solar Stage will be mounting three performances a day during the March Break period and on Family Day. solarstage.on.ca mar 8-16
March Break at the ROM
bell tiff lightbox
royal Ontario Museum
TIFF presents a number of classic family films during March Break. The films in this event include The NeverEnding Story, The Goonies, City of Ember, Honey I Shrunk the Kids, The Black Stallion and E.T.: The Extraterrestrial. tiff.net
Celebrate March Break at the Royal Ontario Museum with fun programming for the whole family. The Wild Journey Earth Rangers Show takes place daily and invites viewers to witness some of the planet’s most amazing creatures in their natural habitats around the world. Visitors also get the chance to touch a space rock and stand on an actual piece of the Moon – and more. rom.on.ca
110 New home guide GTA | marCH 8 - 22, 2014
110 Hot Dates_BD-WK.indd 110
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homebuyers’ help//
Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal
» Calculate your mortgage payments using the mortgage payment calculation chart
marCH 8 - 22, 2014 | New home guide GTA 111
111-112-113-114 Homebuyers Resource_BD.indd 111
04/03/14 16:17:44
Calculate your mortgage payments interest rate
amortization period
chart figure
example: 5%
25 years
5.82
mortgage amount ÷ 1,000 (mortgage amount $125,000)
125
monthly payment
$
Follow these steps to see if you’ll qualify for a mortgage on your dream home
01 02 03
Calculate the combined monthly before-tax income of you and your spouse. Divide by three. This figure is the monthly payment you can afford to make on your home. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.
04
Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)
05
06 07
Add to this your estimated monthly heating costs and monthly property taxes. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.
Multiply this figure by the amount you need to borrow. Divide by 1,000. » Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.
112 New home guide GTA | marCH 8 - 22, 2014
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Mortgage payment calculation chart %
Interest Rates
10 years
Amortization Periods
15 years
20 years
25 years 4.73
4.21
4.99
4.48
3.00%
9.65
6.90
5.54
3.50%
9.88
7.14
5.79
3.25% 3.75%
9.76
9.99
4.00%
10.11
4.50%
10.34
4.25% 4.75%
5.00% 5.25%
5.50% 5.75%
6.00%
6.50%
6.25% 6.75%
7.00%
7.25%
7.50%
7.75%
10.23 10.46 10.58
6.04
5.26
7.63
6.30
5.53
7.50 7.75
7.88
11.31 11.43
8.53
8.66
8.80
11.56
8.93
11.81
9.21
11.68
9.07
10.75%
11.00%
11.25%
11.50%
11.75%
12.00%
12.45
12.58 12.84 13.10
13.24 13.37 13.50
13.64
13.77
13.91
14.04
14.18
12.25%
14.32
12.75%
14.59
12.50%
7.84
9.76
9.90
14.46
5.96
6.10
6.40 6.70
6.85 7.00 7.16
8.74
8.12
8.95
11.66
11.82
9.05
9.36 9.68
5.64 5.79 5.95
6.11
6.26 6.42
6.59
6.75
7.59
7.76
7.93
8.78
8.45
9.12
10.16
9.63
9.46
10.32
9.80
10.65
10.15
10.49
7.42
8.10
9.29
10.00
7.08
8.45
9.84
9.97
8.28 8.63
8.80 8.98 9.16
9.34
9.52
9.70
9.88
10.81
10.32
10.06
11.15
10.67
10.43
11.97
10.98
12.28
11.31
12.13
5.49
7.95
9.52
11.36
5.34
8.59
8.62
11.52
5.19
7.25
7.79
9.20
11.22
5.04
7.63
10.33
11.06
4.90
8.28
7.47
8.28
10.92
4.76
6.91
8.86
10.77
4.61
7.32
10.05
10.63
4.34
7.99
8.44
7.69
9.62
9.48
10.48
10.50%
7.55
12.19
12.97
10.25%
7.41
8.14
9.75%
7.12
9.34
6.85
11.94
10.19
10.00%
5.67
5.82
6.55
11.19
8.40
12.71
6.57
7.26
11.07
9.25%
9.50%
6.44
5.40
6.25
8.14
6.17
6.98
12.32
9.00%
7.38
8.27
8.50% 8.75%
5.13
10.94
10.82
5.91
6.74
12.06
4.86
8.01
8.00% 8.25%
7.26
5.66
10.70
7.02
30 Years
10.49
10.85
10.25 10.61
This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 marCH 8 - 22, 2014 | New home guide GTA 113
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Compare mortgage rates for your best deal CHARTERED BANKS
Variable
6 Months
1 Year
2 years
3 years
4 years
ATB Financial 2.7 2.94 2.89 2.99 3.39 6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 3 4 3.09 3.14 3.19 3.35 6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.64 6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.75 2.79 3.99 4.39 6.45op 6.50op Canadian Western Bank 4 3.14 3.14 3.85 4.64 6.45op 6.30op CFF Bank 3.69 3.75 3.79 3.79 CIBC 3 3.09 2.79 2.99 3.39 6.70op 6.35op HSBC Bank Canada 2.65 4.45 2.7 3.95 2.93 4.99 6.20op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 ING Direct 3 3.19 3.24 3.49 3.69 Manulife Bank 2.7 4.45 3 3.05 3.1 3.4 4.00op National Bank n/a 4.4 3.14 3.14 3.75 4.64 6.70op 6.70op Presidentâ&#x20AC;&#x2122;s Choice Finan 3 3.24 3.59 3.69 Royal Bank 3 3.14 3.04 3.75 3.39 6.30op 6.30op TD Canada Trust 3 3.09 2.89 3.75 4.64 6.30op 6.3
5 years 3.69 3.45 3.69 3.49 5.24 3.39 3.69 3.49 3.89 3.99 3.59 3.59 4.09 3.69 3.69
TRUST COMPANIES
Community Trust n/a Effort Trust n/a Home Trust Company 2.5 Investors Group Trust n/a MTCC 2.6
6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op
3.14 3.25 3.95 4.74 3.25 3.6 3.7 4.6 6.30op 2.89 2.89 3.09 3.39 3.14 3.14 3.9 4.64 6.30op 3.75 2.79 3.99 4.39 6.50op
5.34 4.95 3.29 5.24 3.49
OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4 Comtech Credit Union 2.95 6.2 6.40op First National Fin. LP 3.95 FirstOntario C.U. 2.7 6.34op London Life n/a 4.2 6.50op MCAP 2.6 Meridian Credit Union 2.6 4 Parama Credit Union 2.85 Steinbach Credit Union 2.5
3.01 3.1 3.33 3.65 3.99 6.25op 2.99 3.25 3.29 3.24 6.30op 2.99 2.69 2.99 3.39 3.09 3.14 3.29 3.34 6.34op 3.14 3.14 3.95 4.74 6.30op 3.6 3.95 4.35 4.89 7.00op 3.09 3.14 3.65 4.39 6.30op 3.05 3.1 3.25 3.4 2.7 3 3.1 3.25
3.59 3.39 3.49 5.34 5.14 2.99 3.6 3.45
Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE February 24, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700
114 New home guide GTA | marCH 8 - 22, 2014
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04/03/14 16:17:44
Arista Homes
North York – Goddard on the Valley
Grand opening now on for these semis and select number of detached homes. aristahomes.com Arista/Fieldgate/Paradise/Starlane
GTA
HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!
new openings Tribute Communities
Nobleton – Gates of Nobleton
Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca VANDYK Communities
Mississauga – Windows on the Green
Now under construction – suites still remain for this boutique, midrise condo, close to amenities in the heart of Mississauga. vandykwotg.com VANDYK Communities
Cobourg – West Park Village
Master-planned community featuring bungalow townhomes, attached singles and single-detached homes. Models now open. vandykwestpark.com
VANDYK Communities
Shelburne – The Neighbourhoods of Summerhill
Now under construction, a collection of 20and 25-ft.-wide townhomes, 36- and 41-ft. singles and 70-ft. walkout estate lots. vandyksummerhill.com Tribute Communities
Oshawa – U.C.
Grand opening of this new master-planned community in north Oshawa. mytribute.ca
Augustine Group
Lake Simcoe – Crates Landing
Now open – the beauty of Lake Simcoe at an affordable price. crateslandingcondos.com Averton Homes
Mount Albert – Victoria Highlands
Now open – community of bungalows and two-storey homes. victoriahighlands.com
Unionville – Upper Unionville
Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com
Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com Rosehaven Homes
Oakville – The Randall Residences
Now open – ultra-luxurious condominium residences in downtown Oakville. therandallresidences.com
Fieldgate Homes
Brampton – Valleylands on Chinguacousy
Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes
new RELEASES Empire Communities
Brampton – Lakeside
North York – Bloom Park Towns
New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com
Mattamy Homes
Ajax – TranQuility
Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com
Rosehaven Homes & Townwood Homes
Now open – townhomes at Bathurst St. and Finch Ave. menkes.com
Brampton – Mount Pleasant North
Fieldgate Homes
Richmond Hill – The Humberlands
Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes
Tottenham – Mill Street Village
Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Aspen Ridge Homes & Great Gulf Homes
King City – King Oaks
Monarch
New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net
Brampton – Mount Pleasant
New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes
Oakville – The Preserve
A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes
Markham – Cornell Rouge
Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com
New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com
Aspen Ridge Homes
Brampton – Spring Valley Village
Richmond Hill – Kettle Lakes Club
Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes
Forest Hill – The Churchill Collection
Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Brookfield Homes
Mono – Fieldstone
Now open – single-family homes on 60- and 70-ft. homesites. myfieldstone.ca Menkes
Georgetown – The Enclaves of Upper Canada
Now previewing – semi-links and detached homes in Georgetown. menkes.com Monarch Corporation
Toronto – Birkdale
Brookfield Homes/ Orchard Ridge Homes
Now available – townhomes at Ellesmere Road and Midland Avenue. monarchgroup.net
Model homes now open for this masterplanned community right next door to the Nottawasaga Resort. treetopslife.ca
Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net
Alliston – Treetops
Rosehaven Homes
Kleinburg – Kleinburg Heritage Estates
Monarch Corporation
Kleinburg – Kleinburg Crown Estates
Ballantry Homes
New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities
Oshawa – Park Ridge
New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca
Aspen Ridge Homes
Markham – Upper Cornell
New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Heathwood Homes
Milton – The Village At Traditions
Special new release pricing in this final phase, including only eight singles. heathwood.com Great Gulf Homes
Bradford – Summerlyn Village
Limited edition detached homes on premium conservation lots. greatgulf.com Reids Heritage Homes
Meaford – Gates of Kent
New block of bungalow townhomes – elegant and carefree condominium living, close to all amenities. Starting from $244,900 reidsheritagehomes.com marCH 8 - 22, 2014 | New home guide GTA 115
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ONTARIO’S MOST-READ NEW HOMES GROUP WE ARE THE LARGEST MAGAZINE DISTRIBUTION SYSTEM IN ONTARIO. [ 3-WEEK ISSUE ]
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Reid’s Heritage Homes is recognized as an industry leader – named 2013 Ontario Home Builder of the Year, and honoured with many environmental, quality, customer service, and employee satisfaction awards. All of this simply underlines the reality that when you choose a home in one of Reid’s Heritage Homes’ fine communities throughout Ontario, you are investing in the best: the best quality, the best reputation, the best team – the best for you and your family.
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Menkes
GTA
HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com. Please say you saw it in New Home Guide!
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advertiserindex Acorn Homes - Oak Knoll
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41
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Fieldgate Homes - Jefferson Forest
25, 41 & Insert
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5
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71
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86
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57
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95
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71
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41
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17
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31
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67
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30
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16
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45
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60
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105
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118 New home guide GTA | marCH 8 - 22, 2014
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Heathwood Homes - Hampshire Mews
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49
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29
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67
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11
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29
Madison Homes - Jefferson Forest
41
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35
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11
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13
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75
Primont Homes - Centretown
12
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63
Primont Homes - Harmony
13
Mattamy Homes - Cranberry Hill
9
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13
Mattamy Homes - Hawthorne Village
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22-23
Mattamy Homes - Mount Pleasant North
8
Rosehaven Homes - Lyonâ&#x20AC;&#x2122;s Creek
91
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8
Schwarz Law LLP - Barristers & Solicitors
53
Mattamy Homes - The Preserve
9
Starlane Home Corporation - BlueSky Stouffville
27
Mattamy Homes - Wildflowers
8
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27
Menkes - Bloom Park Towns
7
Starlane Home Corporation - Vales of the Humber Estates 47
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6
T.D. Bank - Corporate
28
Menkes - Humber Mews
7
Tiffany Park Homes - Westhaven
45
Menkes - Millstone On The Park
7
Townwood Homes - Marigold
93
Menkes - Somerset
7
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19
Menkes - The Enclaves of Upper Canada
7
Treasure Hill Homes - Aurora Woods on Bayview
19
90
Treasure Hill Homes - Nautica at Lakeshore Woods
18
120 & IBC
Treasure Hill Homes - Vales of the Humber Estates
19 & 47
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marCH 8 - 22, 2014 | New home guide GTA 119
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14-02-14 11:15 AM Untitled-11 1
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NEW HOME GUIDE
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Today Today we’rewe’re offering offering new Townhomes new Townhomes and Detached and Detached Homes Homes in Mattamy’s in Mattamy’s mostmost awarded awarded community community of of Hawthorne Hawthorne Village. Village. We’reWe’re openopen with with a newa release new release of our of most our most popular popular and affordable and affordable Village Village Homes, Homes, brandbrand new 2-Storey new 2-Storey Townhome Townhome and desirable and desirable RearRear LaneLane Townhome Townhome designs designs as well as well as 30’ as and 30’ 36’ and Detached 36’ Detached Homes. Homes. If you’ve If you’ve beenbeen waiting waiting to find to find a newa home new home wherewhere 10,000 10,000 families families havehave already already found found life completely life completely enjoyable, enjoyable, thenthen we suggest we suggest you visit you visit our Sales our Sales Centre. Centre. We look We look forward forward to seeing to seeing you real you soon. real soon. Elev.Elev. ‘A’ ‘A’
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Trudeau Dr. Trafalgar James Snow Parkway
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Presentation Presentation Centre Centre Hours: Hours: Monday Monday to Thursday to Thursday 1pm-8pm; 1pm-8pm; Friday Friday 1pm-6pm; 1pm-6pm; Saturday, Saturday, Sunday Sunday and Holidays and Holidays 11am-6pm 11am-6pm Follow Follow us: us: All illustrations All illustrations are artist’s are concept. artist’s concept. All dimensions All dimensions are approximate. are approximate. Prices, specifications, Prices, specifications, terms and terms conditions and conditions subject subject to change to change without without notice. E.&O.E. notice. E.&O.E.
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MARCH 8 - 22, 2014
Village Village Home, Home, The Brighton The Brighton ‘A’, ‘A’, 1,044 1,044 Sq.Ft., Sq.Ft., $309,990 $309,990
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