May June 2008 Final

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May/June 2008

Builder Profile: Mike’s Custom Homes Capitol Perspective: Wisconsin’s Building Industry A Major Economic Player


features

Builder Profile: Mike’s Custom Homes

May/June 2008 Volume 25 • Issue 3

Capitol Perspective: Wisconsin’s Building Industry A Major Economic Player

Builder Profile...................................................................... 6 Destiny’s plan works well for Mike Marthaler of Mike’s Custom Homes.

Capitol Perspective............................................................ 11 State Senator Pat Kreitlow discusses the economic impact of the construction industry in Wisconsin.

Leveling the Playing Field................................................. 12 WBA aims to make minor changes to Great Lakes Compact that could have major impact on state’s future.

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Build Now!.......................................................................... 14 Chellee Siewert, CEO of the Metropolitan Builders Association, dispels some media-purported myths about the industry.

departments President’s Perspective................................................................................. 3 Your Voice Matters Executive Viewpoint...................................................................................... 4 It’s Time to Get Involved Government Affairs....................................................................................... 8 A Look Toward 2009-2010

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Education Edge.............................................................................................. 9 New Statewide Rules for Pulling Building Permits Member Advantage..................................................................................... 17 Have We Reached the Tipping Point? Local Happenings........................................................................................ 20 Photos and details of WBA local association events around the state. News & Events.............................................................................................. 21

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Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

Wisconsin Badger Builder, (ISSN 004-232) is a bi-monthly publication of the Wisconsin shelter industry. It is the official publication of the Wisconsin Builders Association® (WBA) and is published by WBA, 4868 High Crossing Blvd., Madison, WI 53704. Periodicals postage paid at Madison, WI 53701 and additional mailing offices. All advertising is subject to acceptance by the Wisconsin Badger Builder editorial review committee. The publication of any advertisement is not to be construed as an endorsement of the product or service offered. The contents of all material available in this publication are copyrighted by WBA unless otherwise indicated. All rights are reserved by WBA, and content may not be reproduced, disseminated, published or transferred in any form or by any means except with the prior written permission of the Wisconsin Builders Association®. POSTMASTER: Send address changes to Wisconsin Badger Builder, 4868 High Crossing Blvd., Madison, WI 53704. SUBSCRIPTIONS: Subscriptions available through membership in the Wisconsin Builders Association®.


Senior Officers 2008

President: Jason Steen, Osseo (Chippewa Valley) President Elect: Doug Scott, Janesville (South Central WI) Treasurer: Jim Kubasta, Oshkosh (Winnebago) Secretary: Don Esposito, Madison (Madison Area) Immediate Past President: Mark Etrheim, La Crosse (La Crosse Area) Associate Vice President: Greg Schaffer, Madison (Madison Area) Associate Advisor to the Senior Officers: Julie Meyer, Racine (Racine-Kenosha)

Area Vice Presidents 2008

Southeast Area Mark Benkowski (Metropolitan) Southeast Area Darryl Spang (Racine-Kenosha) Northwest Area Clint Doege (Heart of the North) Northwest Area Monica Sommerfeldt-Lewis (Chippewa Valley) Southwest Area Tom Thompson (La Crosse Area) Southwest Area Steve Treu (La Crosse Area) Northeast Area Mark Bootz (Brown Co.) Northeast Area TBD South Area Brian McKee (Madison Area) South Area Greg Schaffer (Madison Area) East Central Area Tracy Royer (Valley) East Central Area Stan Martenson (Valley) North Area Pam Jewell (Golden Sands) North Area Mike Richie (Wausau Area) East Shore Area Gary Roehrig (Sheboygan Co.) East Shore Area Sean Kelly (Mid-Shores) State Representative to NAHB Wayne Foster (Metropolitan)

Your Voice Matters President’s

perspective by Jason Steen, 2008 WBA President

Greetings fellow members!

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am sure you are just as excited as I am for spring to be here. The weather seems to be turning a little warmer and looks to be in our favor. I can just feel the sun on my back as I’m getting ready to swing the hammer to start off a great building season. The members I am talking with are saying different things across the state. The amount of work seems to be better in some places and worse in others. It is always hard to hear that some are struggling, and I’m sure you all share my hope that things turn around quickly. I am choosing to remain optimistic and hope for a recovery to begin midyear — so hang on and let’s get ready together for a strong recovery. At the time of this writing, the legislative audit was in motion and should provide some great insight on improving what is already a very strong aspect of our association. The audit process can be painstaking, but the insights gleaned from the input of many of the important players in the political arena should help us move forward into increasing our impact on legislative agendas. By the time you read this, representatives from NAHB will have already conducted a Governance Audit during portions of our Board Day meeting on April 10, 2008. I personally view this as additional proof of our commitment to continuous improvement, and welcome the perspective and techniques that we gain from utilizing our national association resources. I hope you are as excited as I am to hear the summary of your valuable input, and I look forward to implementing suggestions that help move our associa-

tion into greater prominence on a national level. The greatest value of all of the data will be when it is utilized in the formation of our upcoming Strategic Plan. The workgroup session for Strategic Planning will be held the late afternoon of Sept. 17, and end mid-day Sept. 18, 2008. Please know that even if you were not able to attend these meetings, we are continually working on improving communication with the membership as a whole from WBA. I look forward to any suggestions at any time from the members, and I promise I will always provide an open mind and complete attention to what you have to say. In the same vein, I also would appreciate you letting us know if we are on the right track. I’d love to hear positive experiences you have had as a result of your membership in WBA and also want to know where you think we can improve. You are the lifeblood of this organization, and you have a voice that matters. There are a myriad of opportunities to get involved, and I encourage you to find out from your local what meetings are available to attend. It is those who show up who set the agenda, so be active and help guide our progress. Speaking of opportunities to get involved, save the date for Legislative Conference Capitol Hill visits in Washington D.C. on April 30, 2008. This is a golden opportunity to bring our issues directly to the attention of our United States senators and representatives. As any of you know who have participated in Business Day in Madison, it is a great feeling to speak to the decision-makers with clear, concise points that drive the viewpoint of the building industry right to the top of their mind. It is one of many ways that your expertise and your voice can truly make a difference. X

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

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WBA Staff

4868 High Crossing Blvd., Madison, WI 53704 • (888) 285-9066 Executive Vice President: Bill Wendle, ext. 11 bwendle@wisbuild.org Director of Government Affairs: Brad Boycks, ext. 16 bboycks@wisbuild.org Director of Political Affairs: Kate Levanetz, ext. 15 klevanetz@wisbuild.org Director of Development Council: Pat Stevens, ext. 22 pstevens@wisbuild.org Director of Communications: Annie Rubens, ext. 19 arubens@wisbuild.org Director of Safety and Education: Cindi Gruebling, ext. 18 cgruebling@wisbuild.org Director of Membership Services: Jane Witt, ext. 17 - jwitt@wisbuild.org Director of Accounting Services: Kathy Johnsen, ext. 12 kjohnsen@wisbuild.org Accounting Assistant: Mark Nelson, ext. 25 mnelson@wisbuild.org Administrative Assistant: Kimberly Fay, ext. 10 kfay@wisbuild.org

WBA Insurance Services Agency Manager: Karl Johnson, ext. 23 kjohnson@wisbuild.org Sales & Service Associate: Megan Taylor, ext. 24 mtaylor@wisbuild.org

Editor...............................Annie Rubens

Published by

Publisher............................ Kevin Naughton Supervising Editor............ Jennifer McDermitt Graphic Designer..........Michele L. Peterson Advertising Sales Manager........ Brenda Poe Advertising Sales..................Keri Gustafson (800) 935-1592, ext. 133 kgustafson@printcomm.com

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It’s Time to Get Involved Executive

Viewpoint by Bill Wendle, WBA Executive Vice President BA has a busy year planned for 2008. In addition to the new builder classes and Uniform Dwelling Code classes already planned (see WBA Builder Education calendar on www.wisbuild.org), WBA will be conducting two major “audits” to prepare for our Strategic Planning Session Sept. 18. WBA has contracted with Godfrey and Kahn, a Milwaukee based firm, to review the current extent of WBA political influence. Since 1986, WBA has built on relationships with legislators and governors to increase our ability to create a favorable political, economic and environmental climate for the housing industry. Attorney Mike Wittenwyler heads the effort with his partner Mike Theo. Wittenwyler is a widely respected authority on Wisconsin government and an authority on the new Government Accountability Board (GAB). GAB oversees all lobbying and elections in Wisconsin. Mike Theo heads the Wisconsin Realtors® legislative efforts. Their report will be available by the July 24 WBA Board meeting and will become part of the preparation for the new Strategic Plan. Simultaneously, WBA is conducting a governance review of our operations. Jared Mathis, from the National Association of Home Builders Affiliate Services Unit, came to our April 10 WBA Board meeting to conduct an extensive review of WBA governance operations. His study will report on how we currently conduct our internal policy development and offer suggestions for improvement. Jared and his staff also spent time with local officers and executive officers at their meetings during the April WBA Board meeting. Local officers, presidentelects and executive officers all participated to provide a variety of perspectives.

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Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

This report will also be available by the July 24 WBA Board meeting. When completed, both of the reports will be available on www.wisbuild.org member side of the Web site.

The Strategic Plan is critically important and will be the guiding force to move WBA forward for the next three years. If you are interested in attending, contact your local president and executive officer.

WBA will be conducting an association-wide strategic planning session on Sept. 17 and 18. Each local is being asked to send a representative to this effort. WBA’s largest locals have been asked to also send a second person. The planning will start late in the afternoon of Sept. 17 and be concluded on Sept. 18 in time for attendees to travel home. The Strategic Plan is critically important and will be the guiding force to move WBA forward for the next three years. If you are interested in attending, contact your local president and executive officer. Fresh perspectives are welcome, thus prior involvement in WBA is not required. Jason Steen, WBA president, has built on Frank Madden’s mantra of “Be positive and be involved.” Jason adds, “Get involved! The association is run by those that show up.” So, we will see you at one of these meetings! X


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Builder profile

Destiny’s Plan Works Well

for Mike Marthaler of Mike’s Custom Homes

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t’s turned out to be a good life for Mike Marthaler of Mike’s Custom Homes. This shy, quiet kid from Boyd, Wis., grew up knowing that a hammer felt right in his hands, that the smell of sawdust meant he was home and that creating something from the earth around him was the right thing to do. A first-generation contractor, he caught the woodworking bug from his father, who dabbled in roofing and home building. Mike was the kind of boy who took wood scraps and his dad’s tools and created whatever his imagination could come up with.

“As early as 10 years old I can remember grabbing tools off the corner workbench in the basement to make something — anything really. I always enjoyed doing things like that. My father worked at The Northern Center for developmentally disabled children for 35 years, but always kept his hand in the building field for a second income,” said Marthaler. Once Mike hit high school, his future was set in his mind. “I felt like, even at that young age, I knew what I wanted to do. When I came out of high school, I was one of the few who knew where I was

going. It was comforting to me,” he said. He completed a year of technical training at a local college and got plenty of industry insight working at a lumber yard. “I learned about all the materials involved, met all the local builders and really got comfortable with the building industry.” His summer job was roofing barns in the Wisconsin countryside. “I got used to heights doing that. I’d look down and see cows walking underneath. It was hot, hard work, but it was really neat to start before dawn and watch the sun rise from up there. I remember taking breaks under shade trees

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I wake up every morning thinking that I love my job. I love the challenge. It is interesting to me to learn new things every day. But when I do retire, I and looking back at the work I’d done and thinking I had it pretty good.” Fresh air and fond memories are commonplace for Marthaler, who has operated his own building company for 18 years now. He started Mike’s Custom Homes after a stint working for Schuhmacher Decorating in the Chicago area. The pace of the “city” life wore on the young Marthaler family, and they returned to Eau Claire after four years. The family consists of Jenny, Marthaler’s high school sweetheart, three grown sons and one teenage daughter.

Starting Out, Establishing a Niche His first spec house, built in 1993 for the Chippewa Valley Parade of Homes, was an overextension by all accounts, but Marthaler knew he needed to enter the local building scene with a splash. The home was a hit, with more than 3,000 people viewing it and one happy viewer buying it. “All of a sudden, I was somebody. I continued to do parade homes — I’ve done nine in all — but now I do them as they fit my schedule and my clients’ schedules,” he said. Mike’s Custom Homes is a true custom builder, offering styles that cross all design themes. From traditional to French colonial to Victorian or modern, Marthaler (715) 834-9052 Fax: (715) 834-7401 Email: kjelstadplumbing@yahoo.com

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does them all. His main philosophy is to build new homes that incorporate great design, sound building techniques and energy efficiency standards. “I tell my crew, we really only get one shot at it. There’s no going back, so we do it right the first time,” said Marthaler.

Standing Out, Standing Firm While what sets Mike’s Custom Homes apart from other builders is its focus on green building as it relates to energy efficiency, most homeowners know them for their interior detail and finishing. “I like to do special window seats, entertainment walls and archways. When I’m drawing plans, I’ll incorporate little nooks and try to create areas of interest that people really like to set the house apart,” he said.

Mike’s Custom Homes builds an average of four to six homes per year, ranging from $300,000 to one million dollars. He built his own home a few years back, incorporating many of the details he is known for into his own place. “Every builder knows that when you do your own home, it takes longer. I did the details on the weekends, incorporating a piece of every home I’ve built including a tin ceiling, built-in entertainment center and timber archways. I love it!” Marthaler is very involved with the Chippewa Valley Home Builders Association and has served on virtually every committee available. He said that networking is the number one reason to belong to state and local associations, with educational opportunities a close second. “Although we are competitors, I can talk to any builder in the area, and they’ll give me straight answers. The WBA helps builders learn things like how to write a contract and what the latest and best products are out there.” He said he learned by serving on various committees and getting involved that his voice does have an impact on local and state building codes. “I wake up every morning thinking that I love my job. I love the challenge. It is interesting to me to learn new things every day,” he said, adding that he feels Continued on page 19

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A Look Toward 2009-2010 Government

Affairs by Brad Boycks, Director of Government Affairs t the time I began writing this column, the 2007-2008 session of the Wisconsin Legislature was quickly coming to an end. The Wisconsin Builders Association® (WBA) Government Affairs (GA) team worked hard during the last week of session to get a few more things accomplished and put the final stake in legislation we don’t support. At the tail end of this past session, we are already spending some time thinking about what issues we want to cover during the 2009-2010 legislative session. Obviously a lot can happen between now and Jan. 5, 2009, when the legislature reconvenes with both new and old faces. Between now and inauguration day, we will have a primary and general election that will have an obvious impact on the make-up of both the State Assembly and the State Senate. All 99 seats in the State Assembly and 16 of the 33 seats in the State Senate will be up for election on Tuesday, Nov. 4, 2008.

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Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

Your input is needed to help craft the upcoming WBA Government Affairs agenda. No matter how big or small the issue, we urge members to contact WBA GA Chair Terry Larson, WBA Government Affairs staff, or your local association staff so we can work to get your issues on an upcoming Government Affairs agenda. Two topics of interest recently discussed by the Government Affairs committee will be researched for action during the next session: tax credits for builders and consumers that construct energy-efficient homes and dealing with local units of government who have redundant restrictions on contractors. A subcommittee was formed to study a bill passed in Oklahoma that provided tax credits to both builders and consumers who use energy-efficient materials in the construction of a new home. The subcommittee will continue to meet and look at ways to adapt the Oklahoma provisions and report back to the Government Affairs committee as a whole with the hope of working with a legislator next session to introduce the idea. As you know, in 2006 WBA supported legislation to establish new continuing education requirements for builders. Recently it has come to our attention that a number of local municipalities across the state have testing/education requirements on builders in addition to those required by the law we supported in 2006. We will be looking at ways to reduce overlap between state requirements for builders and those that are also required by local units of government. WBA also recently formed a Tax Subcommittee to have a thorough and in-depth discussion on the overall tax climate and structure in Wisconsin. This subcommittee is being chaired by Neil Haselwander. The Tax Subcommittee has already had a number of productive meetings and will continue to gather data to report back to the Government Affairs committee during the Oct. 23 meeting. These are just a few topics that we will be looking at during the upcoming months and before the start of the 2009-2010 Legislative Session. Your input is needed to help craft the upcoming WBA Government Affairs agenda. No matter how big or small the issue, we urge members to contact WBA GA Chair Terry Larson, WBA Government Affairs staff, or your local association staff so we can work to get your issues on an upcoming Government Affairs agenda. X


New Statewide Rules for Pulling Building Permits Education

Edge by Cindi Gruebling, Director of Safety & Education udging by the number of questions I field every day — by phone, e-mail and at workshops — there’s still a lot of confusion about the new credential requirements for pulling building permits. Here’s a summary of the new rules. If you need to pull a building permit for a one- or two-family dwelling building or remodeling job in Wisconsin, you need two business credentials from the Department of Commerce.

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Dwelling Contractor Credential The first is called the Dwelling Contractor Credential. It used to be called the Dwelling Contractor Financial Responsibility Credential. You get this credential by submitting an application form, $35, and a certificate of insurance stating that your company has a minimum of $250,000 (per occurrence) of general liability insurance. This credential is held by the company and must be renewed annually.

New: Dwelling Contractor Qualifier Credential As of Jan. 1, 2008, the second credential you need is called the Dwelling Contractor Qualifier Credential. It must be renewed every two years, and it’s held by an individual. That individual can be

Axley Brynelson attorneys Robert Procter and Carl Sinderbrand answer questions from the audience at the Eau Claire “New Builder Education” in December 2007.

the company’s owner or partner or an employee of the person who holds the Dwelling Contractor Credential.

Being Grandfathered vs. Needing the Initial Training Class For a limited time, there are two ways to apply for the new Dwelling Contractor Qualifier Credential. The first way is to be “grandfathered” in. If your company held a valid Dwelling Contractor Credential anytime on or between April 11 and April 14, 2006, the business owner, partner, chairman of the board or chief executive officer may apply for the Dwelling Contractor Qualifier Credential by submitting to the Department of Commerce the application form and $40. More than one person may be grandfathered to gain eligibility for a qualifier certification. It could be someone who was the business owner, partner, chairman of the board, chief executive officer, or the contact person of record. However, just being an employee of the business is not sufficient to be grandfathered in. The second way to qualify for the Dwelling Contractor Qualifier Credential is to take a special 12-credit initial training class. This course must be approved by the Department of Commerce. You can find a list of initial training classes on the Department of Commerce’s Web site, www.commerce.wi.gov. Go to the Safety & Buildings Division. Click on “Education Classes,” then select “Dwelling Contractor Qualifier.” Internet and DVD versions are available, in addition to live classes across the state. The live classes will be 12 hours long. For example, WBA’s “New Builder Education” class is eight hours one day and four hours the second day. You must attend all 12 hours, and you must answer 70 percent or more questions correctly on a test that covers the course content. The course provider will give you proof that you passed the exam. Then you need

to submit that proof, the Department of Commerce’s application form and $40 to the Department of Commerce in order to apply for your Dwelling Contractor Qualifier Credential. Please note that separate courses of one, two, three, four hours, etc., may not be added up to earn credit for the initial course.

Wisconsin Builders Association® will record its presentation on April 8-9 of the “New Builder Education” session in Madison. This curriculum has been approved by the Department of Commerce for both initial training and continuing education purposes. Do You Hold the New Credential? Letters were sent out in August 2007 informing people if they were eligible to be grandfathered in. Be aware that the application forms for both credentials (Dwelling Contractor and Dwelling Contractor Qualifier) look very similar. Because of this, it is possible you applied for it and didn’t realize the application was for the new credential. It’s also possible you missed the letter. Look again, as you don’t want to miss this grandfathering opportunity. For assurance, you can check your credential status on the Department of Continued on page 10

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

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Education Edge Continued from page 9

Commerce’s Web site. Go to Safety & Buildings and click on “Credential Status Check.� Search using your last name. When you enter the search criteria, remember this credential is held by the individual, not the company. If you do not yet have your Dwelling Contractor Qualifier Credential, you must apply before Sept. 1, 2009, in order to take advantage of your grandfathered status. It is not enough to hold a letter

from the Department of Commerce that says you’re eligible to be grandfathered in. In order to pull a building permit, you need to actually present the Dwelling Contractor Qualifier Credential card.

Continuing Education Requirement Once you have your Dwelling Contractor Qualifier Credential, you will need to earn an additional 12 credits of continuing education before you apply to renew your credential. You can find a list of continuing education classes

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For example, WBA’s UDC Training 2008 “Knowing It Inside Out,� course ID #9193, offered four continuing education credits. For continuing education purposes, separate courses of one, two, three, four hours, etc., may be added up to earn 12 credits over the course of time. You will need to apply to renew your Dwelling Contractor Qualifier Credential three months before it expires, so be sure you have your 12 credits earned by that time.

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on the Department of Commerce’s Web site, www.commerce.wi.gov. Go to the Safety and Buildings Division. Click on “Education Classes,� then click on DCQ Dwelling Contractor Qualifier, then select “Dwelling Contractor Qualifier Continuing Ed Credits View.� Internet and DVD versions are available, in addition to live classes across the state for varying numbers of credits. You will also likely receive many brochures about courses offered by a variety of providers in addition to the Wisconsin Builders AssociationŽ and its affiliate local associations such as technical schools, lumberyards, building material suppliers or manufacturers. Before you commit to any classes, always check for three things: (1) Approved by the Department of Commerce (2) Approved by the Department of Commerce for continuing education credits for the Dwelling Contractor Qualifier Credential (3) A Department of Commerce course ID number

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

WBA Will Make 12-Credit Course Available Online Wisconsin Builders AssociationŽ will record its presentation on April 8-9 of the “New Builder Education� session in Madison. This curriculum has been approved by the Department of Commerce for both initial training and continuing education purposes. We will apply for a new course ID for an Internet version and then plan to make the 12-credit course available via CD or online. Watch for future announcements. Metropolitan Builders Association already offers a DVD version of the 12-credit class. For more information on this version, call (262) 436-1122. Please don’t hesitate to call me at (888) 285-9066 ext. 18 with any questions. X


Building Wisconsin’s Economy

Capitol Perspectives is a regular feature for Badger Builder. In this space, a Wisconsin legislator will provide perspective on an issue. Each guest columnist is offered the opportunity to select their primary issue of concern and present their views independent from any guidelines imposed by the Wisconsin Builders Association®. The views expressed by the columnist are solely their opinion and do not necessarily reflect the views of the WBA, NAHB, the locals, or the members. The Badger Builder editorial department welcomes reader feedback to the issues featured in this section in the spirit of promoting continued discussion on the important issues affecting our daily lives. To submit comments, please send them to Badger Builder Editor Annie Rubens, arubens@ wisbuild.org. Only comments in writing will be considered for reprint.

Capitol

perspective by State Senator Pat Kreitlow n the State Capitol, we spend a lot of time looking for ways to encourage economic development. How can we grow our economy? How can we create good paying jobs? What can state government do to stimulate the economy? With most indicators showing a downturn in the economy into the foreseeable future, the answers to these questions are more important than ever. Often forgotten in this discussion is the important role home builders play in our economy. Not only is new home building one of the most significant indicators of an economy’s health, it also makes up a considerable part of any community’s economy. From the increased revenues for communities through property taxes to the 75,000 jobs created through home building each year, the impact of home building in Wisconsin is too big to ignore. It’s with that in mind that I’ve supported a number of proposals meant to support builders in our state. As the author of the Wisconsin Invests Now (WIN) plan, I’ve offered a proposal that invests in creating jobs to grow our economy by investing an additional $50 million in transportation, a plan that will create 2,500 good paying jobs right away, with an improved infrastructure to attract more jobs and families to Wisconsin in the future. I also propose investing unused tax credits from less successful programs into the Technology Zone program, a proven economic development program that has helped create over 600 good paying and high-tech jobs in the Chippewa Valley alone over the last six years. Finally, my plan includes $1.5 million in workforce training grants and child care that will give our workers the tools they need to play a part in turning our economy around. All of these initiatives are meant to grow our economy and give Wisconsin families more opportunities. In an effort to even the playing field for homeowners and home builders alike who choose to use electric heat, I authored the Consumer Heating Fairness Act, which repeals the super insulation requirement for homes using electric heat, removing a cumbersome and unnecessary regulation that home builders have been forced to

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deal with for years. The bill was passed by both the Assembly and Senate in February with broad, bipartisan support and was signed into law by Governor Doyle on March 11. Another bill important to builders that I was proud to sponsor was SB 167, which required that all electricians be certified by the state, not by each municipality. The bill was offered in response to concerned leaders in the building and construction industry who were calling for consistency and accountability in their electricians. The bill received strong support as it passed through the legislature, and the governor signed the bill into law on March 5. I’m also a sponsor of a bill that would require the Department of Commerce to keep better data of homes destroyed by fire in Wisconsin. This data will be a tool for both homeowners and home builders as they work to find better ways to protect their investment. Both the Senate and the Assembly have passed this bill on unanimous votes and it was signed into law on March 12. Continued on page 19

June 21 & Oct. 17/18

From the increased revenues for communities through property taxes to the 75,000 jobs created through home building each year, the impact of home building in Wisconsin is too big to ignore. It’s with that in mind that I’ve supported a number of proposals meant to support builders in our state. Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

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Leveling the Playing Field WBA Aims to Make Minor Changes to Great Lakes Compact That Could Have Major Impact on State’s Future

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ater — it is perhaps the most basic, fundamental need for every nation, every state, every community and every individual. In the Great Lakes region, however, it is a point of contention, thanks, in part, to politicians, environmentalists and other concerned individuals who are trying to decide who has it, who should get it, and how much they should get. Wisconsin Builders Association® (WBA) is working to remove politics from the equation and ensure the future

economic development of its state through minor changes to the Great Lakes Compact. Seven years in the making, the Compact involves eight states that border the lakes — Illinois, Indiana, Michigan, Minnesota, New York, Ohio, Pennsylvania and Wisconsin — and the premiers of the Canadian provinces of Quebec and Ontario. These areas have joined together in an attempt to ratify the Great Lakes Water Compact, which was designed to ensure water quality and conservation of resources within the Great Lakes Basin.

The initial agreement signed by the governors of the involved areas requires the approval of the state legislatures before it is sent to Congress for approval. The issue essentially strives to build a legal wall around the largest source of fresh water in the nation. The Basin comprises roughly 22 percent of the world’s fresh surface water, translating to drinking water to over 30 million people in the area. The point of contention for Wisconsin surrounds the diversion of Great Lakes waters for the purposes of commercial and residential development. Continued population growth and urban development inside and outside of the basin have made fresh water an increasingly coveted resource in the region. “Future housing affordability is at risk if the issues within the Compact are not resolved,” said Matt Moroney, former executive officer of the Metropolitan Builders Association, one the areas most affected by the Compact. “Environmentalists could use language in the Compact to slow or stop growth, and history has shown that a compact will trump state law. As a result, the Compact has to be carefully reviewed and crafted from the get-go to benefit everyone involved.”

Compact Has Long History, Many Players The Great Lakes Commission is a bi-national agency that promotes the orderly, integrated and comprehensive development, use and conservation of the water and related natural resources of the Great Lakes basin and St. Lawrence River. The Commission was established by joint legislative action of the Great Lakes states in 1955 and granted congressional consent in 1968. A Declaration of Partnership established associate membership for the provinces in 1999. Its members include the eight Great Lakes states and the Canadian provinces of Ontario and Québec as associate members. Each jurisdiction appointed a delegation of three to five members comprised of senior agency officials, legislators and/or appointees of the governor or premier. 12

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org


Since 1955, Wisconsin has been an integral component of the Great Lakes Commission. Wisconsin personnel have been very active participants in efforts to promote regional economic development and environmental quality through the involvement of its delegation, the appointment of state officials to task forces, as well as other contributions to regional initiatives.

Critical Impact on Wisconsin Wisconsin and Ohio are the states most adversely affected by the current draft of the Compact. Both states have growing economic development regions immediately outside of the basin in communities that are in straddling counties. Secondly, both have a history of regional water quality issues that can adequately be addressed through the acquisition of Great Lakes water. “Right now, our municipalities are dependent upon an aquifer that has proven in studies to be contaminated,” said Moroney. “In addition, we have limited groundwater recharge capabilities due to a unique geological feature, which causes additional problems for these communities. We have to find a new water source.”

Future housing affordability is at risk if the issues within the Compact are not resolved. Environmentalists could use language in the Compact to slow or stop growth, and history has shown that a compact will trump state law. As a result, the Compact has to be carefully reviewed and crafted to benefit everyone. — Matt Moroney, former executive officer of the Metropolitan Builders Association

The current veto provision in the Compact places Wisconsin at a distinct economic disadvantage. Michigan and Illinois, as well as the five other Great Lakes states, will have the ability to singularly prevent Wisconsin from diverting any Great Lakes water outside of the

basin. Michigan has 99.5 percent of its land within the basin, so no withdrawal of water from the Great Lakes needs unanimous approval from the other states. Illinois, through a Supreme Court case, is allowed to withdraw 2.1 billion gallons per day from Lake Michigan and can send that water anywhere it chooses. Thus with the current language, Wisconsin will have no say in Illinois’ and Michigan’s water use from the Great Lakes, but these two states can thwart potential economic development in Wisconsin by not approving a water diversion in Wisconsin.

Fairness of a Majority The first critical change is to remove the ability of one state to veto Wisconsin’s diversion of water. Instead, WBA proposes the requirement of a majority of the member states’ approval for this action. Under the current federal law, the Water Resources and Development Act (WRDA), a diversion was not defined, leaving states the ability to define it as they chose. In Wisconsin, a diversion was defined as water being permanently removed from the basin — in other words, crossing the basin divide, but not providing for return flow. Therefore, states could only veto a diversion when a community did not provide for the return of the removed water according to Wisconsin’s interpretation of WRDA. Under the Compact, a diversion is defined as water that leaves the basin, regardless of whether it is returned. Because of this, other states will have the authority to veto a diversion, even when it fails to adversely impact the Great Lakes. This simple change from singular veto power to requiring a majority removes inequities in the ability of one state to dictate that of another state’s usage. The Compact could have a crippling effect on growth in Wisconsin. In Wisconsin alone, this provision would prevent the City of Mukwonago, City of Oconomowoc, City of Burlington, Village of Lac La Belle, City of Watertown, and the City of Hartford from getting the Great Lakes’ water, because portions of those municipalities fall outside of the straddling county. It would also prevent water from being sent to communities in the remaining 52 percent of the State of Wisconsin. As a result, the Wisconsin Legislature needs to carefully review the Compact and consider its long-term consequences for the state.

“Held in Trust” The second major point in WBA’s stance centers on the meaning of “held in trust.” Currently, the language of the compact holds that, “[t]he Waters of the Basin are precious public natural resources shared and held in trust by the States.” This language could be construed to equate groundwater (as it is defined as such in waters of the Basin) to be included as part of the public trust. Lawyers for Midwest Environmental Advocates have already assumed as much in a Vermont Law Review article, where they claim, “[s]ince Great Lakes Basin water resources are defined to include groundwater, the Charter extends the public trust doctrine to ‘tributary groundwater.’” Such a conclusion would create stringent requirements on residents’ use of groundwater under their property through the use of wells and could have a crippling effect on growth in non-sewer service areas.

Retain the Framework WBA agrees it is important to work within the spirit and framework of the compact and supports its passage with only two changes that amount to less than 10 words in a 40-page document. The first would change two words in the Compact, and the second would delete three words. The two-word change removes the ability of one state to veto Wisconsin’s withdrawal and changes it to a majority vote. The second change is to delete “in public trust” to remove the vulnerability of lawsuits by specialinterest groups for basic water use needs such as wells.

Current Status In mid-March, legislators announced that the Great Lakes Compact has failed to gain passage through the Wisconsin State Assembly. At the time of this article, assembly leaders were still working to amend the Compact for an eventual special session if an agreement can be reached. Moroney says that most Wisconsin legislators recognize the importance of the Compact, which is why it is taking some time. Regardless of how long it takes, it has to be right or the impact for Wisconsin could be devastating on many levels. “The ‘devil is in the details,’” he said. “A couple of words — the wrong words — could make all the difference.” X

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

13


Build Now

and Don’t Miss This Opportunity by Chellee Siewert, Executive Officer, Metropolitan Builders Association ith all of the current media reports about the home building industry swirling about, it is easy to lose perspective on the real estate market. It is important to note that housing has always been a cyclical business, with ups and downs. As surely as the market has slowed today, it will start picking up speed again. Although no one can accurately predict the peaks and valleys of the housing market, the built-up demand for new homes is expected to revive the housing market once again — and economists are expecting the turn-around to happen sooner

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than many think. Our market is experiencing signals that it is beginning to change. Despite the harsh winter weather, many builders have reported a dramatic increase in model home traffic. Those who buy now will have a home they can call their own and reap the longterm gains from home price appreciation. For example, those who purchased homes in the early 1990s during the last economic and housing downturn came out as big winners. The median price of a new home in 1991 was $120,000. In July 2007, it was $239,500 — nearly double in price. Buyers who embrace the advantage of today’s current market conditions can expect to garner similar benefits in the investment of a new home.

Author Dan Kadlec described in a recent Time magazine article the benefits of buying now instead of waiting. “Consider a typical home that sells for $218,900. You put down 20 percent and get a 30-year, fixed-rate mortgage of 5.5 percent. Monthly principal and interest come to $994.31,” wrote Kadlec. “Let’s say that 12 months from now, that same house goes for 10 percent less or $197,010. But by then, the recession is history, and the Fed is jacking up rates to stem inflation. If mortgage costs raise just half a point to 6 percent, your monthly payment would be $994.94, and you’d have saved nothing. Meanwhile, home prices might steady and sellers might become less willing to negotiate. And, you have spent a year living someplace you’d rather not be.”1 For many homeowners, it’s hard to understand which reports to believe regarding the housing industry. Many national reports don’t apply to our market, but nevertheless articles and stories on these reports keep appearing in various media outlets. Building in today’s market means that consumers can work with home builders who can extend greater care, oversight, contractor readiness, availability and process speed to their projects because of their lighter workload. Combine this with lower material costs and lower interest rates and you’ve got a winning combination!

A Home Is Still a Great Investment With all the negative national news about real estate lately, it’s easy to get distracted. However, here’s the reality: • Nationally, 2007 was the fifth-best year in the history of the real estate industry with over 5.92 million homes sold.2 1 Time, February 25, 2008 issue, pg. 54. 2 National Association of Realtors®

14

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org


Low Interest Rates

Interest rates are still hovering near 30-year lows. But waiting to time the market is a dangerous — and losing — game. Even those who follow the market for a living can’t figure out when interest rates will bottom out. Because interest rates are near historic lows, it is much more likely that they will head higher in the future as opposed to moving even lower. From 1971 to 2001, there were only 13 months when interest rates were below 7 percent. Currently, rates have been fluctuating around 6 percent.

• Homeownership rates remain at near record levels at 69 percent nationally.3 The Midwest has the highest homeownership rate at just under 73 percent. • More than 97 percent of prime borrowers — the bulk of the mortgage market — are up-to-date on their payments. Most foreclosures 3 Mortgage Bankers Association

The Truth About Foreclosures

are concentrated in the once superheated markets in California, Florida, Arizona, Nevada.4

Although you have heard a lot about foreclosures lately, the truth remains that the foreclosure rate in Wisconsin is only 1 percent. This means that 99 of 100 homes are in good standing. Wisconsin still has one of the lowest foreclosure rates in the country.

While home values have risen on an average of 6 percent annually in the U.S., locally we have seen higher growth.

Continued on page 16

4 National Association of Home Builders

$ " 206 5-210.7 58991: ! " # $ $ $

,-./012/03. 430 -5

! " # $ % # & ' ' ( ' % ) & * +

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

15


Build Now

Continued from page 15

Tax Advantages There are also fantastic tax incentives designed to make owning a home more affordable. Homeowners save nearly $100 billion annually on mortgage interest and property deductions alone. In most instances, all of the interest and property taxes you pay can be fully deducted from your gross income to reduce your taxable income. These deductions can result in thousands of dollars in tax savings, especially in the early years of the mortgage when interest makes up most of the payment. Continued on page 19

Insurance Coverage for the Residential Building Industry

Continental Western Group and Reynolds & Reynolds join forces to offer WBA members a GROUP DIVIDEND PROPERTY & CASUALTY

Insurance Program, including: UÊ i iÀ> Ê >L ÌÞ UÊ Õ `iÀÃÊ, Ã UÊ/ ÃÊEÊ µÕ « i Ì UÊ7 À iÀÃÊ «i Ã>Ì UÊ ÕÃ iÃÃÊ ÕÌ UÊ*À «iÀÌÞÊ ÃÕÀ> Vi

CWG agents throughout Wisconsin can offer WBA members industry specific coverage. Independent agents not representing CWG can access this program through Reynolds & Reynolds. Contact your local Continental Western Agent or Reynolds & Reynolds at (800) 767-1724.

` ÀÃi`ÊLÞ\ ®

16

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org


Have We Reached the Tipping Point? Member

Advantage by Karl Johnson, WBA Insurance Services any employers and selfemployed individuals continue to struggle with the cost of health insurance and health care. Currently, there are more than 47 million uninsured individuals in the United States. In Wisconsin alone, there are 530,076 uninsured individuals. These are staggering numbers. You may be asking yourself, why are there so many uninsured individuals in Wisconsin and throughout the U.S.? The easy answer is simply that insurance premiums have gone up so high, people would rather take the risk and go without insurance than pay the high premiums. So what options do you as an individual, a business owner with employees or a sole proprietor have to help lower the cost of your health insurance? Faced with spiraling health care costs and consumer demand for greater flexibility, many organizations are now considering a move into consumer-driven health care or CDHC. CDHC is defined as a system where consumers, not the company or insurance provider, determine how and where to spend their health care allotments. CDHC plans tend to scare some employers and individuals because it sounds like a cost shifting approach where you simply shift the cost and bills from the insurance company to the consumer. This is not true, as the goal of CDHC plans is to allow the consumer to regain control of his or her health care by educating them on the real cost of health care. There are two major forms of consumer-driven health care: Health Reimbursement Arrangements (HRA) and Health Savings Accounts (HSA). In this edition of Badger Builder, I’d like to focus on the HSA accounts. There are two keys to HSA plans. First, you must be enrolled in a qualified high deductible health plan (HDHP). The minimum deductible for this qualified plan is $1,100. Benefits on these plans are subject

M

It is true with HSA plans, the consumer pays for more services up front. However, you know the saying, no one spends money better than someone who spends their own, and no one spends worse than someone who spends someone else’s money. to the deductible first, and once the deductible is met, services are normally paid at 100 percent. HDHP plans typically have benefits that will pay 100 percent of preventive care. Next, you open an HSA account at the bank of your choosing. You can fund your HSA with pretax dollars up to the amount of your insurance deductible, with a maximum per year of $5,450 for families and $2,700 for individuals (if you’re age 55 or older, you can contribute an extra $700). If you’re in the 25-percent tax bracket, for example, contributing $4,000 to an HSA will cut your taxes by $1,000. You can withdraw the money tax-free at any time to pay for eligible out-of-pocket medical expenses. If you withdraw the money for other purposes, you’ll owe taxes plus a penalty. Unspent balances roll over from year to year and continue to grow tax-deferred. After age 65, you can use the money for any purpose without paying a penalty, although you’ll owe income taxes on withdrawals for non-medical purposes. In this way, the HSA can be a supplemental retirement account. The tax benefits, combined with lower premiums for a high-deductible policy, can mean money

in your pocket. That’s especially true if your employer contributes to your HSA. There are just the basics of a HSA plan, and for some, it may not seem like a good idea. It is true with HSA plans, the consumer pays for more services up front. However, you know the saying, no one spends money better than someone who spends their own, and no one spends worse than someone who spends someone else’s money. When you buy a pair of pants or even a car, you may go to two, three or more stores before you find what you want at a reasonable price. Why don’t we do that with our health care? With HSA plans, medications are always subject to your deductible, so why not shop around? You may be surprised. Next time you go to fill a prescription, call around to at least four different pharmacies, and you will see the difference in price I’m talking about. Here is another tip for you: Ask for samples. Drug companies spend $9 billion in drug samples each year. It won’t hurt to ask and could mean significant savings for you. CDHC plans may not work for everyone, so here at WBA Insurance Services, we have other options available to you and your employees. WBA Insurance Services is a wholly-owned subsidiary of the Wisconsin Builders Association® (WBA) created more than 15 years ago to not only provide quality insurance programs to the members of the WBA, but also to provide the only form of non-dues revenue for the WBA. WBA Insurance Services was created by members and is overseen by a board of directors also made up of members. We truly are your insurance agency. For more information on Consumer Driven Health Care and all of the products available to you through WBA Insurance Services, contact Karl Johnson, agency manager, at (888) 678-3015 ext. 23 or e-mail kjohnson@wisbuild.org. X

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

17



Builder Profile

Continued from page 7 like his career is in its prime. “But when I do retire, I know I’ll spend time in my cabinet shop, tinkering with scrap wood and tools, just like I did as that boy in the basement,” said Marthaler.

Awards and Honors

Mike Marthaler: • Served as president of the Chippewa Valley HBA in 1997. • Was awarded Parade of Homes Best Overall distinction eight times. • Has been named Builder of the Year three times. X

Advertise Your Business in Wisconsin Badger Builder Call Keri Gustafson: (800) 935-1592, x133

TODAY!

Capitol Perspective Continued from page 11

While all of these plans are important, we clearly have much more work to do. When I attended the Wisconsin Builder’s Association Tax Committee meeting earlier this year in Eau Claire, we discussed ways to make Wisconsin’s tax structure fairer for working families and small businesses. I see tax reform as another important aspect in strengthening our economy and encouraging families to invest in Wisconsin. I’m confident that based on the work we’ve already done together, the men and women who build Wisconsin will continue to be valuable partners in shaping Wisconsin’s economy for years to come, and I look forward to working together closely in the future. X Senator Pat Kreitlow lives in Chippewa Falls and represents the 23rd Senate District. He was awarded the WBA “Friend of Housing Award” in 2008.

Build Now

Continued from page 16

Southeastern Wisconsin Remains Stable and Growing Housing Market

Unemployment nationally is low and has been hovering around 4.6-4.8 percent for the last two years. This is better than all but three years in the last 30 years.5 Locally, unemployment rates in Wisconsin are currently at 4.6 percent.6 Locally, our region is growing and is expected to grow. Growth of 344,800 individuals by 2035 (an 18-percent increase) and an additional 176,600 households in this region by 2035 (a 24-percent increase) are expected. As a result, there will be a strong demand for housing in SE Wisconsin into the foreseeable future.7 X 5 http://bls.gov/cps/prev_years.htm 6 State of Wisconsin Department of Workforce Development 7 SEWRPC 2035 Land Use Plan

Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

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Local Happenings Chippewa Valley HBA CVHBA members at Business Day in Madison included (l to r) Jack Sjostrom, Donna Sykora, Jason Steen, Sen. Pat Kreitlow, Neil Haselwander, Lance Clark and Jeff Schreiner.

South Central Wisconsin BA Madison Area BA Bucky Badger oversees MABA President Vic Pulvermacher (Pulvermacher Construction, LLC) as he helps out at the Badger Builder Blitz. The Blitz was a special event at the Home Products Show that featured members of the UW Badgers football team building walls for a Habitat for Humanity home that will be built by Thomas Zimmer Builders later this year.

Top Row (l to r): Mike Kohlbauer of Country Door Systems talks to a prospective customer at the SCWBA 2008 Home Show held Feb. 15,16 &17 at the Pontiac Convention Center & the Holiday Inn Express. • Forrest Behrend of Forrest Design meets new SCWBA member Bruce Friesth of iConnect at the Home Show Preview Party. Bottom Row (l to r): A student from Parker High School in Janesville works hard on the SCWBA Student Build. • General Contractor Tim Weber of Webco Inc. is working with teacher Joe Kruser to give the students in the advanced construction classes at both Craig & Parker High Schools the opportunity to learn hands-on to build a house outside the classroom. The home should be complete by May and then sold with proceeds to benefit the 2008-2009 SCWBA Student Build.

Winnebago HBA WHBA Members Scott Waterworth (Associated Bank) and WHBA President Phil Baeten (Baeten Building and Remodeling) collect non-perishable food items for The Salvation Army at the WHBA Home Show in early February. For the first time in WHBA Home Show history, admission was free with a suggested nonperishable food donation or financial donation to benefit The Salvation Army and Habitat for Humanity. The promotion brought in thousands of canned goods for The Salvation Army and generated over $2,200 for Habitat for Humanity!

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Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

Central Wisconsin HBA Top Row: The front entrance and Rest Area designed and furnished by DCM Landscaping LLC, Nekoosa, Wis., gave the attendees a warm welcome and a nice spring feeling. Left: CWHBA President Dick Goldberg, Goldberg Builders, gets interviewed at the Home Show for the WAOW Channel 9 News.

Continued on page 22


Local Association

Parade of Homes

Home Show

Golf Outing

Installation

BBW

General Membership Meeting

Brown County

Showcase of New Homes Fall ‘08 Sept. 20-21 & 25-28; Spring ‘09 - March 7-8 & 12-15

Jan. 15-18, 2009

July 9, 2008

Dec. 4, 2008, SC Grand Banquet & Convention

Sept. 30, 2008 Golf Event

2nd Tues. in Feb., March, April, May, Sept., Oct., Nov 2008

Central WI

Sept. 5-8, 2008

WI Rapids Home Show March 8-9, 2008; Marshfield Home Show - March 29-30, 2008

July 11, 2008

2008 TBD

2008 TBD

TBD

Chippewa Valley

June 7-15, 2008

2009 TBD

May 12, 2008 - Home Builders Invitational; July 10, 2008 - Summer Golf Outing

2008 TBD

2008 TBD

2nd Tues.

Door County

Showcase of Homes Parade May 9, 10, 16, 17 & 18, 2008

March 28 & 29, Stone Harbor Conference Center

Sept. 2008

2008 TBD

––––

2nd Thurs.

Fond du Lac

July 18-27, 2008

March 28, 29, 30, 2008

Aug. 8, 2008

Sept. 17, 2008

2008 TBD

3rd Wed., No June/July/Aug.

Golden Sands

June 6, 7, 8 & 9, 2008

2009 TBD

July 15, 2008

2008 TBD

April 15, 2008

3rd Tues., No Aug.

Headwaters

–––

––––

Aug. 22, 2008

2008 TBD

––––

2nd Tues./Wed./Thurs., No June/July/Aug.

Heart of the North

2008 TBD

2009 TBD

2008 TBD

Nov. 15, 2008

––––

2nd Thurs.

La Crosse

June 21, 22, 25-29, 2008

March 7-9, 2008

July 16, 2008

Sept. 16, 2008

2008 TBD

3rd Tues., No June/July/Dec.

Lakeland

July 26-27 & Aug. 2-3

March 29-30, 2008

June 26, 2008

2008 TBD

May 21, 2008

3rd Wed., No June/July/Aug.

Madison

June 7-22

March 6-8, 2009

TBD, July 2008

Dec. 8, 2008, Concourse Hotel

Oct. 2008 Silent Auction

1st Mon. in Feb., April, May, Sept., Nov.

Manitowoc

June 19-22, 2008

March 28-30, 2008

Aug. 6, 2008

Dec. 3, 2008, Knox’s Silver Valley Banquet Hall

Aug. 21, 2008

4th Thurs., No June/July/Nov./Dec.

Metropolitan

Aug. 16-Sept. 7, 2008

Jan. 8-11, 2009

June 16, 2008

Dec. 2008

––––

May 14, 2008; Oct. date TBD

Mid-Shores

Oct. 2-5, 2008

––––

––––

Dec. 5, 2008, Milhome Supper Club, Install & Christmas Party

Dec. 5, 2008 Live Auction

2nd Tues., No June/July/Aug.

Mid-WI

––––

2009 TBD

May 14, 2008 Devil’s Head Resort

2008 TBD

TBD

2nd Tues., No July/Aug.

Northland

June 7, 2008

––––

Aug. 14, 2008

Nov. 4, 2008

Aug. 2008

1st and 3rd Tues.

Racine-Kenosha

Sept. 6, 7, 10, 12,13,14, 2008

––––

June 12, 2008

Dec. 2008

TBD

3rd Wed., No June/Dec.

Sheboygan Cnty

Sept. 5, 6, 7, 12, 13, 14, 2008

April 4, 5, 6, 2008

June 18, 2008

Sept. 24, 2008

March 19, 2008

3rd Wed., No June/July/Aug.

South Central WI

Sept. 6-14, 2008

2009 TBD

June 19, 2008

2008 TBD

Silent Auction Oct. 28, 2008

4th Tues. of the month, no GMMs in June/July/Aug.

South West WI

TBD

2009 TBD

TBD

TBD

TBD

TBD

April 22, 2008, Suzanna’s Restaurant, New Richmond

April 22, May 20, Sept. 23, Dec. 16, 2008

St. Croix Valley

2008 Fall Tour of Homes Sept. 2008

2009 TBD

July 21, 2008

Dec. 16, 2008, R & D Banquet Hall, New Richmond

Valley

Jan. 26-27, Jan. 31-Feb. 3, 2008 Condos June‘08; Summer Parade Aug. 2008

March 6-9, 2008

July 10, 2008

Sept. 4, 2008

April 1, 2008

1st Tues. No June/July/Aug.; Dec. is Holiday Party

Wausau Area

June 17-22, 2008

April 26-27, 2008

June 27, 2008

Oct. 16, 2008

April 17, 2008

3rd Thurs., No Dec/June/July/Aug.

Winnebago

April 18-20 & 24-27, 2008

Feb. 8-10, 2008

2008 TBD

2008 TBD

2008 TBD

2nd Wed., No June/July/Aug.

Wolf River

––––

March 28-30, 2008

July 8, 2008

Oct. 14, 2008

––––

2nd Tues.

Continued on page 22 Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

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Continued from page 21 Local Association

Local Board Meeting

Other Events

Education

Brown County

1st Wed. of each month

Sporting Clays - April 17, 2008 & Oct. 9, 2008

Annual Seminar Series

Central WI

2nd Tues.

Holiday Party - TBD

––––

Chippewa Valley

4th Tues.

2008 TBD

2008 TBD

Door County

1st Wed.

2008 TBD

––––

Fond du Lac

1st Tues.

Clay Shoot - April 26, 2008; Homes of Our Own - April 22-25; Relay for Life - Aug. 1

Consumer Education, Beaver Dam - Feb. 5,12,19, 26, 2008

Golden Sands

3rd Tues.

Dec. 16, 2008 - Holiday Party

––––

Headwaters

2nd Tues./Wed./Thurs., before GMM

Whitetails Unlimited Banquet 2008 - TBD

––––

Heart of the North

1st Thurs.

Christmas Party - Nov. 15, 2008

––––

La Crosse

3rd Tues.

––––

Lunch ‘n Learn & Builder Breakfasts - every month

Lakeland

2nd Wed., No Aug.

––––

Lunch ‘n Learn - Last Tues. of Month

Madison

3rd Wed.

Spring Showcase - April 12-13,19-20, 26-27; Parade of Condos - July 26-Aug. 3, 2008

Apr. 30 - Guide to Good Truss Practices, 6 Dwelling Contractor Qualifier credits

Manitowoc

2nd Thurs.

Bowl-A-Thon - Feb. 23, 2008; Sporting Clays - Sept. 10, 2008

Awake to Learn Seminars - 2nd Wed. of each month

Metropolitan

2nd Wed.

Spring Tour of Homes & Condomimiums - April 19-May 4, 2008; Commerce Approved 12 Hour Series offered in June (Part I - June 5) (Part II - June 12) (Part III - June 19), $150 HBA members/$225 non-members

Commerce Approved 12 Hour Course DVD available to HBA members for $150/non-members for $225 at MBAonline.org. We are also offering NAHB CAPS classes June 10, 17 & 24, 2008

Mid-Shores

2nd Tues.

Trap Shoot - Sept. 10, 2008

––––

Mid-WI

3rd Tues.

––––

––––

Northland

3rd Wed.

On-Site UDC Training - March 25, 2008

Monthly

Racine-Kenosha

1st Wed.

Spring Tour of Homes with Metro - April 19-May 4, 2008

Monthly

Sheboygan Cnty

1st Tues., No July

Spring Tour of Homes with Metro - April 19-May 4, 2008

Monthly except June, July, Aug.

South Central WI

2nd Tues.

2008 TBD

2008 TBD

South West WI

TBD

TBD

TBD

St. Croix Valley

Bi-monthly, one week before General Membership Meetings

Annual Fishing Tournament 2008 - TBD

Lunch ‘n Learn - Aug. 5, 2008, Suzanna’s Restaurant, New Richmond

Valley

Last Tues.

Holiday Party 2008 - TBD

Various - visit vhba.com for schedule

Wausau Area

3rd Tues.

––––

––––

Winnebago

2nd Wed.

2008 TBD

––––

Wolf River

Last Tues.

Sporting Clays - June 10, 2008

––––

Local Happenings Continued from page 20

Racine Kenosha BA

St. Croix Valley HBA Top Row: Business Day in Madison — members of the St. Croix Valley Home Builders Association meet with local legislators (Rep. John Murtha/Rep. Kitty Rhoades) and Senator Sheila Harsdorf. Bottom Row (l to r): Rep. Kitty Rhoades was presented with the Legislator of the Year Award. • Builder of the Year — Mike Dockendorf, Cameron Homes Inc. • Associate of the Year — Tera Snyder, J.H. Larson Co.

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Wisconsin Badger Builder • May/June 2008 • www.wisbuild.org

The Racine Kenosha Builders Association held their first “Bowling for Scholarship” event on Saturday Feb. 23, 2008. The proceeds from this event will be used to help fund a brand new scholarship program. Pictured are Bridget and Dave Bennett and Judy Kara (committee chair) from Southport Heating and Cooling. The event raised just shy of $2,000 that will be used to help high school seniors fund their future education in a field in the building trades.


STUCCO EIFS

STONE

AMERICA STUCCO

SUPER COMPETITIVE ESTIMATES!

Professional EIFS and Cultured Stone Exteriors Residential & Commercial Installations - Quality Product Lines

EIFS and Stucco Systems

888-382-9934 stuccoamerica.com



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