8. INSURANCE

8.1 Insurance Requirements

It is important that all appropriate insurances are obtained for your event. The Event Organiser should investigate and arrange the appropriate insurances required for the event. It is essential to understand exactly what each insurance covers and what is excluded under each policy.

8.2 Public Liability

The Event Organiser must investigate and arrange sufficient Public Liability insurance to cover the event. Western Downs Regional Council DOES NOT provide public liability insurance protection for events. As a general guide, Public Liability insurance to the value of $20 million is the standard requirement for most events, however this may vary according to the size of the event and any risks involved. A copy of your insurance Certificate of Currency will be requested by Western Downs Regional Council during the event approval process.

8.2 General Insurance

Examples of general insurances that may need to be provided in addition to public liability cover are: • workers compensation - may be required by law to cover staff and volunteers at the event • property and equipment - may be appropriate if technical equipment is to be used • loss of profits or business interruption or consequential loss • other - including professional indemnity, motor vehicle and accident, pluvial (inclement weather)

It is recommended that Event Organisers seek professional advice on insurance needs that are specific to their event.