Finances

Emmanuel College is committed to providing a quality education at an affordable price. The following pages provide information regarding tuition prices, billing procedures, and payment options including financial aid, to help students pay for their Emmanuel College education in the way best suited to their personal situation.

Please contact the Office of Student Financial Services (OSFS) at 617-735-9938 or at financialservices@emmanuel.edu for questions regarding this information.

Tuition Rates

Undergraduate Nursing (RN – BSN) Graduate Nursing Graduate Education/Management $1,400 per 4 credit course $2,581 per 3 credit course $2,192 per 3 credit course

BILLING PROCEDURES & PAYMENT METHODS

Tuition bills are made available via EC Online Services (https://ecss.emmanuel. edu/student) and payment is due prior to the start of classes. Please find a listing of payment options below.

Online Payments: Online payments including credit card, debit card and ACH payments may be made via the student Billing and Payment Center on EC Online Services.

Personal Checks: Checks may be made payable to Emmanuel College and mailed to: Emmanuel College Office of Student Financial Services 400 The Fenway Boston, MA 02115 Please include your name and Emmanuel ID number on the check.

Employer Tuition Benefits: Many employers offer tuition assistance benefits; we encourage you to contact your employer regarding eligibility. Emmanuel offers a Tuition Deferment Payment Plan to students who are receiving tuition reimbursement from their employer; contact the Office of Student Financial Services for additional information on this option. Emmanuel also has direct billing relationship with some employers where the employer is billed directly for a cohort of students. Should your employer wish to participate in this program with Emmanuel, they may contact the Office of Graduate and Professional Programs at 617-735-9700.

Financial Aid: Financial assistance in the form of scholarships, grants, student loans, and veterans benefits are available to help students pay for an Emmanuel College education.

FINANCIAL AID

Additional details on the different types of financial aid described below may be

found on the Financial Aid and Scholarships page of our website.

Emmanuel College Scholarships Students who are Emmanuel College alumni, currently employed by one of the College’s partner organizations, or a members of certain professional associations may qualify for a partial tuition scholarship. Graduate and Professional Program students may also be considered for a limited number of donor-funded scholarships.

Federal and State Financial Aid General eligibility requirements to receive federal and state financial aid may be found at studentaid.gov/understand-aid/eligibility/ requirements. Eligibility for specific types of aid varies based on the student’s program, enrollment status (see table below) and the criteria of specific awards.

Enrollment Credits Status per Semester Undergraduate

Full-time 12 or more credits

Three-quarter-time 9-11 credits Half-time 6-8 credits

Less than half-time Less than 6 credits

Graduate

Full-time 6 or more credits

Half-time 3-5 credits

Less than half-time Less than 3 credits

Students who apply for financial aid will have their eligibility reviewed for the following financial aid programs:

Graduate Students: Students enrolled in a graduate level program may be eligible for Federal Direct Unsubsidized Loan, Federal Direct PLUS Loan, Federal TEACH (Teacher Assistance for College and Higher Education) Grant.

Undergraduate Students: Students enrolled in the Undergraduate Nursing (RN to BSN) program may be eligible for Federal Direct Subsidized Loan, Federal Direct Unsubsidized Loan, Federal Pell Grant, and (for Massachusetts residents) the MASSGrant.

To apply for federal and/or state financial aid for the 2022-2023 academic year, students are required to complete both: • A 2022-2023 Free Application for Federal

Student Aid (FAFSA) at fafsa.gov/.

Emmanuel’s federal school code is 002147. • A 2022-2023 Emmanuel College

Application for Financial Aid, which is available on the Graduate and Professional

Programs section of the Emmanuel College website.

Students planning to use financial aid to pay the tuition bill should apply no fewer than three weeks prior to the start of the term. Once the FAFSA has been received by the OSFS, if additional information is required to determine eligibility for financial aid, the student will be contacted by email. Once financial aid eligibility is determined, the student is notified by email that the financial aid offer is available to view on EC Online Services .

Please note: • Withdrawal or reduction in credit load may result in an adjustment to or cancellation of financial aid. • For a student to be eligible for federal financial aid, all applications and other required documentation must be received by the OSFS at least two weeks prior to the end of the student’s last enrolled term of the academic year. • Federal and state financial aid is awarded on an annual basis, and for continued eligibility students must reapply each academic year and maintain Satisfactory 2022-2023 Academic Catalog

Academic Progress toward their degree. Satisfactory Academic Progress requirements stipulate that students maintain a minimum cumulative grade point average of 2.0 after completion of four semesters of attendance. Students must also successfully complete 67% of the attempted credits during each academic year, and must complete their degree program within 150% of the normal length of the program. Please refer to page 59 for more information regarding Satisfactory Academic Progress.

Private Educational Loans Private educational loans are available for students who will be enrolled in a less than half-time status, are not eligible for federal student loans, or who have a remaining balance after financial aid. Emmanuel College has a dedicated ELM Select site (elmselect.com) where you can begin researching private loan options to identify the lender whose terms best meet your needs; you may also choose to use a lender that is not included on the ELM Select site.

Military and Veterans Tuition Assistance Emmanuel College proudly welcomes military members and veterans. We participate in the Post-9/11 GI Bill®️ and the Yellow Ribbon Program to help make affording an Emmanuel education easier for U.S. military veterans. For more information please visit the Financial Aid & Scholarships page on the Graduate & Professional Programs section of the Emmanuel College website.

COURSE WITHDRAWAL AND REFUND POLICY

To withdraw from a course, please contact the Office of the Register by e-mail at regmail@emmanuel.edu or by phone at 617-735-9960. Non-attendance does not

constitute withdrawal; students who do not officially withdraw will be responsible for the full cost of the course.

Course Add, Drop and Withdrawal Policies by Program

Seven-Week Course Drop and Withdrawal Policy and Dates 2022-2023

(Graduate Management, Education, Undergraduate Nursing and A&S Summer Courses)

Face to Face, Hybrid Courses and Online Summer 2022 Fall 2022 Spring 2023

Session 1 Session 2 Session 1 Session 2 Session 1 Session 2 Refund Grade

Last Day to Add*

5/15/22 7/10/22 9/5/22 10/30/22 1/16/23 3/12/23 N/A N/A

Last Day to Drop and Receive a Refund * 5/23/22 7/18/22 9/13/22 11/7/22 1/24/23 3/20/23 100%

Not Transcripted

Last Day to Withdraw*

6/13/22 8/8/22 10/4/22 11/28/22 2/14/23 4/10/23 0% “W”

Withdrawal Not Permitted After 6:00 p.m. EST on

Pass/Fail or Audit Declaration Due Date**

6/13/22 8/8/22 10/4/22 11/28/22 2/14/23 4/10/23 0% “F” or Grade Earned

6/13/22 8/8/22 N/A N/A N/A N/A N/A P,F or AU

* Student must contact the Office of the Registrar to make the registration change (add/drop/withdrawal) prior to 6 p.m. EST of the date listed in order to receive the respective refund, if applicable, and/or grade. ** Pass/Fail and Audit Option available to A&S students only. See A&S calendar for Fall and Spring deadlines.

14 Week Capstone/Practicum Drop & Withdrawal Policy 2022-2023 (Graduate Education Practicum and MSM/HRM Capstone)

Face to Face, Hybrid and Online Courses Summer 2022 Fall 2022 Spring 2023 Refund Grade

Last Day to Add* 5/15/22 9/5/22 1/16/23

Last Day to Drop* 5/23/22 9/13/22 1/24/23

Course Withdrawal* 5/30/22 9/20/22 1/31/23

N/A N/A

100% Not Transcripted

75% “W”

Course Withdrawal* 6/6/22 9/27/22 2/7/23

Last Day Receive a Refund* 6/13/22 10/4/22 2/14/23

50%

25% “W”

“W”

Last Day to Withdraw 7/4/22 10/25/22 3/7/23

0%

Withdrawal Not Permitted After 6:00 p.m. EST on 7/4/22 10/25/22 3/7/23

0%

“F” or Grade Earned

* Student must contact the Office of the Registrar to make the registration change (add/drop/withdrawal) prior to 6 p.m. EST of the date listed in order to receive the respective refund, if applicable, and/or grade.

Graduate Nursing Face to Face and Hybrid Course Drop and Withdrawal Policy 2022-2023

All Semesters Contact Office of the Registrar Refund Grade

Last Day to Add Prior to the first class meeting

N/A N/A

Last Day to Drop Prior to the first class meeting

100% Not Transcripted

Last Day to Receive a Refund Prior to 6:00 p.m. EST of the second class meeting

75% “W”

Last Day to Withdraw Prior to 6:00 p.m. EST of the fourth class meeting

0% “W”

Withdrawal Not Permitted After 6:00 p.m. EST of the fourth class meeting 0% “F” or Grade Earned

Impact of Withdrawal on Financial Aid Eligibility • Federal Financial Aid:

When the student’s official date of withdrawal falls between the first day of classes and the 60% point of the term, Federal Title IV financial aid (Pell

Grant, TEACH Grant, Direct Loans, Direct

PLUS Loans), is pro-rated based on the percentage of the term completed by the student. For example, if you completed 30% of the semester, you are eligible to receive 30% of the federal financial aid you were originally scheduled to receive. Student loan repayment may begin at or shortly after the date of withdrawal. Information regarding loan repayment can be found at studentaid.gov/.

• Other Sources of Financial Aid:

State, private and military financial assistance will be adjusted based on the requirements of the specific funding source.

CREDIT BALANCE REFUND POLICY

Students may have a credit balance a credit balance on their account with the College due to a variety of reasons including overpayment or financial aid in excess of tuition cost. Students can request to have the credit refunded to them by completing an online Refund Request Form which can be accessed via the Tuition & Fees page on the Graduate & Professional Programs section of the Emmanuel College website. Once the refund request form is received by Student Financial Services, payment in the amount of the refund will be processed to the via the method (direct deposit or paper check) specified on the refund request form.

Students who have a credit balance on their Emmanuel account solely due to excess Title IV financial aid will automatically have the excess funds refunded to them within 14 days of the aid being disbursed to their Emmanuel account. Title IV financial aid consists of Federal Direct Loans, Federal Direct Graduate PLUS Loans, Federal Pell Grants, Federal Supplemental Educational Opportunity Grant (SEOG) and Federal TEACH Grants. Students who would like the excess funds to remain on their account to pay for additional costs (e.g. parking, student health insurance) or for future semesters must complete a Credit Authorization Form, which may be found on the Financial Aid & Scholarships page on the Graduate & Professional Programs section of the Emmanuel College website.

DELINQUENT ACCOUNTS

Students with a past-due balance are ineligible to attend classes, register for future courses, receive a diploma or an official academic transcript. If payment is not received in a timely manner, a $100 late fee will be assessed to the account. If the account remains delinquent, the account will be referred to a collection agency and the student will be responsible for the costs incurred with the collection effort. Once an account is referred to an outside agency, all inquiries and payments are made to the collection agency.

HEALTH INSURANCE

The Commonwealth of Massachusetts requires students enrolled at least threequarter time in face-to-face classes to be covered under an acceptable health insurance plan. All students enrolled in faceto-face courses at least three-quarter time will be automatically billed for the cost of the insurance, unless they have submitted an online waiver form documenting comparable existing coverage.

Students enrolled at least three-quarter time in online courses have the option to enroll in the student health insurance plan but are not required to do so. Students who are interested in enrolling in the health insurance plan should contact the Office of Student Financial Services for rates and additional information.

UPDATING DEMOGRAPHIC AND CONTACT INFORMATION

It is the student’s responsibility to keep the College informed of any changes in name, address or telephone number. Information may be updated on EC Online Services.

CONTACT INFORMATION

Office of Graduate and Professional Programs Phone: 617-735-9700 Fax: 617-507-0434 E-mail: gpp@emmanuel.edu

Office of the Registrar Phone: 617-735-9960 Fax: 617-264-7705 E-mail: regmail@emmanuel.edu

Student Financial Services Phone: 617-735-9938 Fax: 617-735-9939 E-mail: financialservices@emmanuel.edu