Ageless - Summer 2012

Ageless SUMMER 2012

STAND UP AND

PADDLE People of all ages take to our waterways on stand up boards

JUICE YOUR WAY Consider juicing as a step toward better health

PLAYING FROM THE HEART Sponsored By

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2 | Ageless | The Bulletin

Ageless

Summer 2012

Ageless Features Stand Up and Paddle ................................................. 5 One of the area’s fastest growing water sports, stand up paddleboarding is rewarding for all ages.

Juice Your Way to Good Health ................................. 11 Having trouble getting your recommended servings of fruits and vegetables? Consider the juicing solution.

Playing From the Heart ............................................15 For Rebecca Wagner, playing the piano is a labor of love.

Chasing Pickle’s Ball ................................................28 Area seniors are drawn to the sport of pickleball for the exercise, competition and camaraderie.

Information & Advice Contributors ................................................................................. 4 Seniors’ Best Friends ................................................................. 18

A magazine featuring health, entertainment, lifestyles and advice for the active, 50-plus Central Oregonian.

Ageless is a product of The Bulletin’s Special Projects Division, 1777 SW Chandler Ave., Bend, OR 97702, and printed by The Bulletin Western Communications Commercial Print Division. Ageless is produced in partnership with the Central Oregon Council on Aging.

Medicare Advice: Be a Super Hero ............................................ 20

All content is the property of The Bulletin/Western Communications, Inc. and may not be reproduced without written permission.

Gardening for the Ages .............................................................. 23

Ageless Staff Members

Gardening Fitness Tips .............................................................. 25

Martha Tiller, Special Projects Manager Ben Montgomery, Special Projects Editor Stacie Oberson, Special Projects Coordinator Nicole Werner, Special Projects Image and New Media Christopher L. Ingersoll, Special Projects Assistant Clint Nye, Graphic Designer Jay Brandt, Advertising Director Sean Tate, Advertising Manager

Brain Attack: The Warning Signs of Stroke .............................. 26 Legal Advice: Estate Planning Mistakes ................................... 32

COCOA News Message from the Director ........................................................ 34 Alzheimer’s Association ............................................................ 35 Foster Grandparents Program ................................................... 36 Events Calendar ......................................................................... 38

Story ideas may be submitted for consideration to Ben Montgomery, editor.

Contact him at 541-383-0379 or via e-mail at bmontgomery@bendbulletin.com.

For advertising, call 541-382-1811.

Published Thursday, July 26, 2012 To subscribe or learn more about all our publications, please call 541-385-5800 or visit us at www.bendbulletin.com.

Cover photo of Judy Shasek, Bend, by Nicole Werner.

Ageless | Summer 2012 | 3

Ageless CONTRIBUTORS ANNISSA ANDERSON, a Bend freelance writer and public relations consultant, is also a culinary school grad and worked as a pastry chef. She writes regularly for The Bulletin and other local publications and was a contributing writer in a recent edition of Best Places Northwest. Though she’s lived in the Northwest for the past 20 years, she spent her childhood living and traveling abroad.

Writer and singer/songwriter LAUREL BRAUNS is a regular contributor for The Bulletin, Bend Living and VisitBend.com. She is currently teaching guitar and exploring Bend’s legendary running trails. She performs music around town with her band, the Sweet Harlots.

An avid crocheter and origamist, JOHN CAL worked as a baker, head chef, ukuleleist and snowcat driver before settling into writing. He enjoys filling his time with yoga, postcard writing and collecting bowties. John also collects candy from around the world — he has a 100-plus specimen collection (and counting) — and lives in Sisters with his dog, Hank.

CHRISTOPHER L. INGERSOLL is an internationally published writer and photographer working for The Bulletin. He began his career as a photojournalist in the U.S. Air Force, traveling and taking photos in the Middle East, Europe and Africa. He now spends his free time with his wife and six children doing whatever seems would be fun at the time.

In a world full of unique people, ideas and practices, KARI MAUSER has a desire to uncover and share the inspiring stories that surround us. When she’s not discovering new and intriguing things through her writing, she and her husband are re-discovering the magic of the world through the eyes of their two little boys.

GREGG MORRIS is a local freelance writer and musician.

You can find him around town finishing articles at the local tea shop, performing with his band Organic Music Farm or homeschooling his six year old daughter.

Supposed free time is spent in the woods with his wife and daughter or skillfully executing his duties as a member of the Deschutes County Search and Rescue team.

Bend has been home to LINDA ORCELLETTO and her husband, Joe, since 1996. Their “fur child” golden retriever keeps them busy with outdoor activities. When not pounding the keyboard or volunteering, she enjoys exploring the back roads and history of Oregon.

4 | Ageless | The Bulletin

Ageless FUN ON THE WATER

Stand Up

& Paddle

One of the area’s fasted-growing water sports, stand up paddleboarding is rewarding for all ages.

by Laurel Brauns, for The Bulletin Special Projects

Stand up paddleboarding is the fastest growing water sport in the world and has recently exploded in popularity in Central Oregon.

Unlike many outdoor sports that require a great deal of gear and/or special skills, beginning paddlers can turn into intermediates in a matter of hours, and all you need to get started is a board, paddle and a personal flotation device.

Stand up paddleboarding’s simplicity and accessibility are some of the sport’s biggest appeals for adults over 50.

Many Central Oregon seniors have taken to stand up paddleboarding (SUP) to stay fit, connect with nature and improve their balance. Because of SUP’s short learning curve, it is easier to master than many other water sports, and relatively inexpensive once the initial equipment is purchased.

Stand up paddleboards are also significantly lighter then most kayaks, making them more manageable to carry and transport.

Lauri Heuermann paddles down the Deschutes River in Bend’s Old Mill District.

Photo by Christopher L. Ingersoll

Ageless | Summer 2012 | 5

At 63, Judy Shasek has been one of Central Oregon’s biggest advocates of stand up paddleboarding for seniors.

She is a cancer survivor and author of the blog, Elder SUP (eldersup.wordpress.com).

Shasek said she has successfully turned on many of her friends and clients on to the benefits of SUP. To celebrate milestones like her 10-year anniversary being cancer-free in 2011, she paddles long distances on the Deschutes River.

“I’m not trying to break a record or anything,” she said.

“It is a moving meditation on the water and a way for me to be actively grateful for life.”

Shasek helps introduce seniors who have never tried the sport through her ExcerWellness program (exerwellness. com), which she offers for free as a way of helping connect people to activity through a social network.

There are many other opportunities in Central Oregon to try out this sport. If you’ve never been on a stand up paddleboard and are interested in giving it a shot this summer, there are a few things to consider before taking to the water.

“Getting a really great start in the sport is crucial, and the right equipment is a key part of that,” said Jim Miller, marketing manager for Werner Paddles. “One of the biggest problems I hear is that people have bought a board that is not stable enough for them. Someone who weighs 115 is going to need a very different board than someone who weighs 250.”

Miller also recommended starting off in a more protected environment without a lot of wind and current. Both the “in-town” section of the Deschutes River and any of the Alpine lakes are a safe bet if it is not too windy.

“I think people should definitely know how to swim, and be prepared to fall in the water,” said Wendy Crawford, who has been stand up paddleboarding with her husband, Rick, since being introduced to the sport by Shasek .

“There are not a lot of risks to the sport, but the water is cold here in Central Oregon,” she said.

“There is a fair bit of balance involved,” said Steve Gorton, who also was introduced to the sport through Shasek. “I could see that might be the one way that a younger person might have an advantage, but I’ve seen plenty of 15-year-olds fall in.”

Many local shops in Bend offer easy introductions to stand up paddling through lessons, free demo days and SUP social nights where paddlers can try a number of different boards and paddles, meet new people and get used to stand up paddleboarding before making an investment in their own equipment.

Tumalo Creek Kayak & Canoe offers free demos as part of their Pickin’ & Paddlin’ Music Series (check their events calendar for specific dates at www.tumalocreek.com), and Tumalo Creek has joined other shops, like Stand Up Paddle Bend, in offering free demos to customers who are considering buying their own boards.

Both stores also offer lessons every week as well as SUP fitness/yoga classes.

“I’d definitely recommend taking a SUP lesson, especially if you are nervous to start out on your own,” Miller said.

“Basically you’ll only spend about four hours being a beginner, and from there it can become an aerobic activity, as much or as little as you’d like.”

Many seniors who paddle more than a few times a week tout the health benefits of the sport; not just physical health, but mental as well.

Judy Shasek (below) finds stand up paddleboarding to be “moving meditation.”

Photos by Nicole Werner

Give it a try!

If you are looking for a fun way to spend time with friends and other casual paddlers, check out Tumalo Creek’s Stand Up Paddleboarding Social evenings, offered Monday-Thursday, 6-8 p.m. throughout the summer, where you’ll get use of a board, paddle, PFD and light instruction for $25.

6 | Ageless | The Bulletin

“The more we get outside and in tune with nature, this is good for the mind, body and spirit,” Shasek said.

Paddling can also take the place of an activity like hiking and provide a whole new perspective on an area you may have only previously explored on foot.

“It is astounding to take in all the colors and different ways we see things from up there,” Shasek said.

Stand up paddleboarding is also very good for balance, something that becomes more important as people age — when falls can become more devastating.

Whether you are looking to take up a new activity to improve your health, or are like many Central Oregonians and love any excuse to be outside, stand up paddleboarding is an easily accessible sport with many specific benefits for active aging adults.

“It’s just one more reason for us to get out and play every day,” Crawford said.

“I’m not trying to break a record or anything.

It is a moving meditation on the water and a way for me to be actively grateful for life.”

Ageless | Summer 2012 | 7

Ageless TO YOUR HEALTH

Don’t wait,

HYDRATE!

Water? We all need it. But how much is enough, and how do our hydration needs change as we age?

by Gregg Morris, for The Bulletin Special Projects Water plays an essential role in our bodies. While we can live without food for over a week, we can’t live without water for more than a few days. Every body function depends on water.

“I think that most people are underhyd rated,” said A nnie William son, registered dietitian at BMC. “It has been my experience that most people think they are consuming more fluid than they actually are.”

With the lack of hydration comes a lack of important bodily functions. Some of the jobs water has in our body include the formation of digestive enzymes and juices as well as the transportation of nutrients and medications to the small intestine and through the blood.

Water helps to maintain the kidney’s filtering system and coverts food into energy.

It also lubricates the muscles and joints and provides cushioning for our internal organs.

How much water do we need to both quench our thirst and keep these functions operating smoothly?

There are many factors that adjust our necessary water intake including where we live, our level of activity and medications.

“We live in a dry climate, so we need more fluid than people in a humid climate,” said 8 | Ageless | The Bulletin

Lori Brizee, a nutritionist at Central Oregon Nutrition Consultants. “On hot days, when active out side, our f luid needs increase dramatically.”

According to Williamson, RD, LD, children under the age of 8 need about 40 to 60 ounces of fluid per day. Boys between the ages of 9 and 18 see that number increase to 80 to 110 ounces per day. Adult males should consume roughly 125 ounces of fluid each day.

“These values are based on the Dietary Reference Intakes which include the fluids we drink as well as fluid from the foods we eat,” said Williamson. “A good rule of thumb is that you want to consume half of your body weight in ounces. For example, a 200-pound person should consume 100 ounces of fluid a day.”

Females require slightly less fluid each day, mainly because women are generally smaller than men. Girls between the ages of 9 and 18 need approximately 70 to 77 ounces per day. As they pass age 18, that number rises to roughly 90 ounces per day.

Medications, Caffeine and Sports Drinks

Some medications, such as diuretics and blood pressure medicine, can increase your risk of dehydration. These medications may cause increased urination or thirst and dry mouth. It’s important to consult your doctor about these risks when taking medication.

For a long time, caffeinated beverages were

“I think that most people are under-hydrated. It has been my experience that most people think they are consuming more fluid than they actually are.” thought to have a diuretic effect on the body, which would cause increased urination and lead to dehydration.

“Research studies in recent years have shown that coffee, tea and soda contribute to the body’s hydration,” Brizee said. “Caffeine is a mild diuretic, but it does not dehydrate you, as some people would suggest.”

What about sports drinks?

“Sports drinks and fortified water are not necessary for most people,” said Williamson. “A lot of people assume that they should be having a sports drink or fortified water after they exercise to replace the electrolytes that are lost when they sweat. However, to warrant the need to replace lost electrolytes, most people would have to be exercising for an hour and a half or more at a time.”

Many sports drinks also contain extra calories. With new statistics listing

Are You Getting Enough?

Photo by Christopher L. Ingersoll

two-thirds of adults as overweight or obese, the extra calories are often unnecessary.

“It doesn’t do you any good to burn 100 calories on the treadmill when you’re going to drink 100 extra calories to ‘replenish’ yourself af ter your workout,” Williamson said.

“The first sy mptom [that you’re becoming dehydrated] is dark colored urine,” said Brizee. “Urine should be pale yellow; if it is dark, you are not drinking enough.”

Other signs of dehydration include thirst, dr y mouth, headaches and lightheadedness.

“Fluid needs increase as we get older,” Williamson said. “Older adults have a h igher r isk of becoming dehyd rated due to ot her factors associated with aging.”

For example, as we age, our thirst perception becomes reduced. This reduced fluid intake will affect the kidneys’ ability to function properly.

Older adult s suffer ing f rom dementia or other memory-affecting i l l ne s s e s m ay s i m pl y fo r g e t t o drink water. This may also lead to constipation, dizziness or weakness,

and it may result in a trip to the emergency room to replenish the lost fluids.

“With summer here and hotter weather on the way, it is important to start thinking about consuming more fluid,” Williamson said. “When we sweat, we lose fluid, and it needs to be replaced.”

Williamson added that if you are not getting enough fluid, increase your intake gradually.

“This gives your body some time to adjust to the increased fluid intake,” she said.

If you’re having trouble remembering to drink enough water, try keeping a water bottle around to let you know exactly how much you are drinking. Whether you drink from the tap or a bottle, paying attention to your fluid needs is an important part of growing older.

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Like a string tied to your finger, keeping a container of water with you serves as a constant reminder to drink. Here are some trendy canteen options to help you remember to hydrate.

CamelBak Podium Big Chill 25 oz., $14 The CamelBak Podium Big Chill 25 oz. bottle offers a large, flexible size with insulation to keep your water cold while you’re out and about.

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Hydro Flask, 24 oz., $28 Hydro Flask Sport Top, $4 A Hydro Flask double-walled bottle will keep your beverages cold (or warm) from 12 to 24 hours.

Add the Sport Top cap and you’re ready to head out with an ice-cold beverage that stays cold through the elements.

All gear courtesy of Pine Mountain Sports, Bend. Photos by Christopher L. Ingersoll

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Ageless DIET ALTERNATIVES

Juice your way to

Good Health

Having trouble getting your recommended servings of fruits and vegetables?

Consider juicing as a way to incorporate these fresh elements into your diet.

by Annissa Anderson, for The Bulletin Special Projects | Photos by Nicole Werner The United States Department of Agriculture (USDA) recommends that adult s consume at least three servings (one-half cup) of vegetables and two servings of fruit per day for a healthy lifestyle.

Consuming fruits and vegetables is especially important as we age. They provide essential vitamins, minerals, fiber and phytochemicals that help to ward off disease.

But accommodating these recommendations into our diet can be difficult. The good news is that we can easily incorporate this many fresh fruits and vegetables into our daily intake by juicing.

Juicing for Efficiency

Juicing fruits and vegetables eliminates insoluble fiber and enhances the availability of important enzymes and nutrients.

Imagine crunching your way through eight fresh carrots. Or, envision drinking a tall glass of carrot juice that was eight carrots just seconds before.

Which sounds more appealing?

Not only does the juice sound less laborious, but it is easier to digest and provides your body with immediate absorption of the carrots’ betacarotene.

Expand this idea to cover a range of fruits and vegetables and the individual nutritive properties that they offer. Juice combinations can incorporate a wide and healthful variety of produce every day that you might not consume in other preparations over a week, or even a month.

Why not just buy a variety of prepared fruit and vegetable juices? Most commercially-available juices contain added sugar, salt or preservatives that are undesirable, especially for anyone with chronic

disease such as high blood pressure, diabetes or a heart condition.

Fresh fruit and vegetable juices also provide your body with all of the vital nutrients available.

Juicing, as a way to enhance daily nutrition, is as simple as purchasing a juicer and an abundant array of fruits and vegetables. Even two or three glasses of freshly made fruit and vegetables per day can greatly enhance any diet.

For the best results, choose an assortment of colorful fruits and dark green vegetables, like kale and spinach, to optimize your antioxidant intake.

Choosing a Juicer

Like most all kitchen appliances, not all juicers are alike. How often you plan to use it, and how much of the whole fruit and vegetable you hope to retain, can affect what type of machine to buy.

Ageless | Summer 2012 | 11

Juicing, as a way to enhance daily nutrition, is as simple as purchasing a juicer and an abundant array of fruits and vegetables.

Even two or three glasses of freshly made fruit and vegetables per day can greatly enhance any diet.

Other factors to consider are durability, ease of operation, convenience of cleaning and output volume potential.

Several makers of high-end juicers use a low-speed mechanism that masticates the food instead of grinding it. This masticating method is said to extract more of the vitamins from fresh fruit and vegetables, and provides more juice.

A masticating juicer also handles green leafy vegetables, such as wheatgrass, spinach, parsley, kale, and chard, more

efficiently. So if leafy greens are part of your juicing plan, a masticating juicer may be necessary.

The other, and generally more affordable type of juicer is a centrifugal juicer, which uses a rapidly spinning mesh chamber with sharp teeth on its floor. Food is shredded into a pulp, and the centrifugal motion pulls the juice out of the pulp and through the mesh filter, where it is funneled out of the juicer via a spigot.

Centrifugal juicers are popular for their high speed action, but as noted, they have lower yields and a harder time with leafy greens.

Local Sources for Juicers Centrifugal Juicers Breville Juice Fountain Plus: $149.99 (at Ginger’s Kitchenware, Old Mill) One of the more inexpensive, yet good-quality, juicers. A 850-watt motor juices at two speeds, putting out 8 ounces of juice in just 5 seconds.

Breville 800JEXL: $299.99 (at Kitchen Complements, downtown Bend) This higher-end Breville model features a 1,000-watt, Italian-made motor that automatically increases or decreases power during use, for consistent, efficient juicing.

Masticating Juicers Vitamix Pro 500 Series Blender: $549.99 (at Ginger’s Kitchenware, Old Mill) This powerhouse of a blender expertly handles juicing fruits and vegetables, as well as a host of other tasks.

Includes pre-programmed settings for some applications.

Vitamix Pro 300 Series Blender: $529.99 (at Ginger’s Kitchenware, Old Mill) This new model is shorter to fit under most kitchen cabinets.

Performs multiple functions, but without the pre-set settings of the Pro 500.

Hurom Slow Juicer: $349.00 (at Ginger’s Kitchenware, Old Mill) This quiet, compact and energy-efficient juice extractor was named the Best New Kitchen Appliance by Bon Appétit magazine.

12 | Ageless | The Bulletin

Feel-Good Green Juice (Makes 1 glass)

Juicing leafy greens with other, sweeter, fruits and vegetables makes you wish you had another glass of green juice when you’re done! Besides being an excellent source of Vitamins A, B and C, kale provides a good dose of calcium.

INGREDIENTS: 2 kale leaves 2 celery ribs 1/3 cup fresh parsley 3 carrots 1 apple, seeds and stem removed METHOD: Wash and cut each vegetable and feed through the mouth of a juicer one at a time. Enjoy!

The Juicing Menu

When deciding on types of fruits and vegetables to juice, consider which vitamins you might be lacking in your normal diet.

If grapefruit is a regular staple for break fast, citr us juices are probably not necessary. Looking to improve your eye health? A glass of carrot juice might be in order.

Hoping to increase your a n t i o x i d a n t l e ve l s?

Dark, leafy greens will do the trick.

Add i ng a ny combination of fresh, raw fruits and vegetables to your diet will be helpful.

If buying organic is within your b u d g e t, e ve n the better. By juicing, you will be supercharging your nutr ient intake.

The key to successful long-

term juicing is experimenting with different ingredients until you find combinations that agree with your tastes.

An infinite number of combinations of fruit and vegetable juices are out there, from sweet to citrusy and zesty to earthy. Find the ones that work for you, and juice to your health!

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14 | Ageless | The Bulletin

Ageless COMMUNITY TREASURES

PLAYING

FROM THE

For Rebecca Wagner, playing the piano is a labor of love.

by Kari Mauser, for The Bulletin Special Projects

As she slips seamlessly onto the bench, her fingers find their home on the piano’s keys before she’s even settled into place.

With nothing more than a slight glance at the music book resting before her, Rebecca Wagner begins to coax notes from the old piano that sits unassumingly in the corner at Barney Prine’s Steakhouse and Saloon in Prineville.

The music dances from her fingers onto the piano keys and fills the space between patrons’ conversations with energy and life.

As she plays, her shoulders move from side to side and her body bops up and down in a subtle little dance of sorts.

Though she faces the piano, it’s not hard to imagine the smile on her lips ... in her eyes. It’s easy to see, she’s doing what she loves.

But it’s more than love of the piano that drives her. It’s also the love of a dog.

Rebecca Wagner playing at Barney Prine’s Steakhouse, Prineville.

Photos by Christopher L. Ingersoll Ageless | Summer 2012 | 15

About two years ago, Caesar — a then 5-yearold, 150-pound Rottweiler — fell seriously ill. His temperature plummeted to 95 degrees, and he was too weak to lift himself off the floor.

Wagner recalled having always figured his little bouts of sickness were from him winning a game of chase with a rabbit. So when the diagnoses came back that he had Addison’s Disease — a complete and permanent failure of the adrenal glands — she was stunned and heartbroken.

Caesar had been one of the great loves of Wagner’s life since she and her husband, Walt, had brought him home at just seven weeks old.

“We didn’t want to think about life without Caesar,” she said.

Fortunately, they didn’t have to. Caesar’s body adapted to the medicines and supplements prescribed and is back to being a strong, happy companion.

But, the unexpected expense of Caesar’s medicines and supplements came in at a lofty $250 a month, putting a huge hole in the retired couple’s budget.

ound Wagner plays at home with her 150-p Rottweiler, Caesar, nearby.

Initially, Walt went back to work, but he ran into some issues with the job and chose to resign.

So, at 69 years old, faced with the unthinkable idea of losing her dog — now the biggest of five — Wagner determined she needed to find a way to earn the extra money they needed. Her life’s experiences and adventures lent a variety of skill sets — cocktail waitressing, blackjack dealing, car sales, finance and insurance, teaching, and even singing.

But her heart lead her to the piano.

“I love to play the piano; I’ve played for 60 years,” she said.

Part of an extremely musical family, Wagner had 10 years of classical piano instruction and studied theory. At 16 years old, her piano teachers evaluated her, concluding that if she put everything into it for eight hours a day, she could have a career as a classical 16 | Ageless | The Bulletin

pianist someday.

“I did not want to give up everything else to practice all the time,” she said. Too many other things interested her.

Sometimes, she said, she regrets that decision. But more often than not because she sees how the classical musicians she knows view their profession.

“For them, it’s work; to me, it’s always pure joy to sit and play the piano.”

So at 16, instead of committing herself to practicing the piano, Wagner took a job playing in a piano bar.

“I never had a lot of discipline — I wouldn’t do scales or exercises because that was too boring,” she said.

“But I had tons of emotion. My playing was always full of it.”

In college, Wagner poured her emotion into other things as well — writing, poetry, and art — earning a Bachelor’s degree in fine art with a major in painting and a minor in music.

“I’ve been painting since I was a child, too, and I love that,” Wagner said, adding that she recently finished painting a reproduction of a Charlie Russell piece. Her painting hangs on the living room wall.

But it’s the old piano that also adorns her living room that holds the most intimate place in her heart. A gift bequeathed to her by her grandmother, the piano has traveled the world with Wagner since

she was 11 years old.

“I love the old thing; I’ve taken it everywhere with me,” she said.

“And I’ve really come to love this big old Honkey Tonk one, too” she added, referring to the Grand piano at Barney Prines. “I don’t think it’s probably been tuned in a hundred years, but I’ve learned how to play it to make it sound its best, avoiding the flat keys and the ones that stick.”

When Wagner walked into the restaurant last fall after working up the courage to ask Joe Litzinger, the owner, if he’d let her play her keyboard for donations during dinner a couple nights a week, she was surprised to see the old piano tucked in the corner.

“I asked the waitress if anyone ever played it,” she recalled.

The answer was no, but Litzinger welcomed the opportunity to have Wagner bring life to what had been nothing more than a decoration up to that point.

He hasn’t been disappointed.

“Her playing adds a real personal touch, it really enhances people’s dining experience,” he said. “And this is something Prineville doesn’t have — it’s unique to our community.”

Litzinger has been impressed with the variety of music Wagner plays.

“She has a great depth to what she plays, and she mixes it up really well,” he said, adding that she’s even created some of her own following.

“We definitely want her to continue with us,” he said.

The smile that lights Wagner’s face indicates that she has no intention of leaving.

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“Her playing adds a real personal touch, it really enhances people’s dining experience,” he said. “And this is something Prineville doesn’t have — it’s unique to our community.”

“To be able to do what you love and make a little money doing it, that’s everybody’s dream isn’t it?” she said, glancing around the restaurant looking for familiar faces.

Wagner has gotten to know a lot of the regulars and knows what music they like to hear.

The Beatles set she started this night out with wasn’t a random selection, but something she knows Karen Esvelt, who’s dining with her family, likes to hear.

Esvelt can’t seem to help but smile as Wagner’s fingers piece together a melody from the Eagles, her other favorite.

“I am always so impressed with her talent,” she said. “It’s a special touch the way she gets to know the people who come in here and remembers what they like to hear.”

When there aren’t any familiar faces around, Wagner wanders about asking for requests.

“I don’t want to be playing classical if they want to hear country.”

With a range of music including 4,000 songs in 40 books, Wagner said she can play just about anything anybody asks for. From jazz standards to Van

Valid thru October 24, 2012

Morrison to Hank Williams and even theme songs from popular Disney movies, she plays it all.

“I fake it,” she said.

Her music books are collections of lead sheets — they give her the melody line with the chords, and she fills in all the notes by what she remembers a song sounding like.

“I never play anything the same way twice, it would be impossible to have such a collection if I did,” she said.

“I always play from the heart, what I remember and what I feel as well as what I see, which is a good thing too because I don’t see very well anymore,” she laughed. “Sometimes I forget that I am old.”

But at 69, just as when she was 16, it’s her love and all the emotion she pours into her playing that moves people.

Her “Thank You” jar has filled up during the three dinner hours, and after looking warmly around the now nearly empty room, she simply says, “Well I think I’ll stop now.”

For more about Rebecca Wagner visit her blog at http:// rjustwagner.blogspot.com

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www.northwestmedispa.com 447 NE Greenwood • Bend nw med i s pa Ageless | Summer 2012 | 17

Ageless

SENIORS’

Best Friends People of all ages can realize significant health and quality-of-life benefits from pets, but seniors must consider special factors when seeking the ideal companion.

by Christopher L. Ingersoll, The Bulletin Special Projects According to Lynne Ouchida, community outreach manager at the Humane Society of Central Oregon, the benefits of having a pet range from stress reduction and the promotion of social interaction to decreased feelings of loneliness.

“The benefits of people sharing their lives with companion animals is as simple as how a tail wag or a purr makes you smile, relax and feel better,” she said. “In a world of unknowns, a companion animal provides unconditional love.”

The title of Man’s Best Friend is well-deserved and hardearned by dogs around the world as they provide such comfort and companionship. The title rings especially true for seniors as dogs have been shown in a number of studies to greatly improve quality of life and survivalism for their owners.

The benefits of owning a dog have been studied and welldocumented.

In a 1980 journal, Public Health Reports, Dr. Erika Friedmann and Dr. Aaron Katcher, in studying heart disease, said that pets were a large factor in survival.

“The presence of a pet is the strongest social predictor of survival...not just for lonely or depressed people, but everyone — independent of marital status and access to social support from human beings,” the journal stated.

These benefits, of course, are predicated on selecting the right companion for your lifestyle and stage in life.

Jim Wilkinson with his St. Bernards Brandy (left) and Bruno.

Photo by Nicole Werner

18 | Ageless | The Bulletin

Just like people, dogs vary vastly in temperament, size, maintainance, eating habits, grooming and medical costs. Selecting the wrong match can mean that your furry companion is more of a nuisance than a best friend.

If you have limited mobility, selecting a high-energy dog like a labrador would be detrimental to you and the animal. If you don’t like noise, a Chihuahua that barks can try your nerves, and if you are small, you may not be able to control a dog the size of a Mastiff.

According to Ouchida, considerations in size, strength and temperament have real-world

who will take care of your dog?

Lynne said that keeping these considerations in mind can lead to big rewards when you finally find the right dog.

“Pets depend on people to provide fo o d, exerci s e, g ro om i ng a nd affection,” she said. “The simple acts of a dog walk, getting up to let the dog out, tossing a ball, reaching into a cabinet to get and place food into a dish, brushing a cat or cleaning out a litterbox all require movement that encourages activity and flexibility.

These little movements on a regular basis keep people active, and they don’t even know it.”

To find specific information about

“The benefits of people sharing their lives with companion animals is as simple as how a tail wag or a purr makes you smile, relax and feel better. In a world of unknowns, a companion animal provides unconditional love.”

Al Couba / Photo by Christopher L. Ingersoll

John and Eileen Walker / Photo by Christopher L. Ingersoll

consequences for seniors. Will a highenergy dog knock you over as they run through the house. Is the dog too small/short in stature, making it difficult for you to lean down, pick it up or attach a leash?

Also, Ouchida says to consider matching the age of the owner and age the pet. If you are adopting a young animal, are you prepared for all the work that goes into raising a puppy — the sharp teeth and claws, the training and the exercise? If you travel often or have health issues that require long doctor/hospital visits,

dog breeds and to find the right dog for your personality and lifestyle, websites like the Animal Planet dog breed selector (http://animal. discovery.com/breed-selector/dogbreeds.html) can help you narrow down your search. Taking a trip down to the Humane Society can also prove fruitful as you can get to know the dogs and see how they interact with people and other animals.

The key is to take your time in choosing the dog that is the right age for your lifestyle and then, of course, enjoy your life together.

Ageless | Summer 2012 | 19

Ageless MEDICARE ADVICE

Become a Medicare SUPER HERO

Medicare counselors exercise their minds while helping those in need of assistance.

by Cynthia Hylton, SHIBA Program Field Officer What are the top two topics for elders these days? How about, “Am I losing my mind, and what’s going to happen to my Medicare?”

A Johns Hopkins study found volunteering that requires social and mental activity sends blood rushing to the prefrontal cor tex, which analyzes, plans and problem-solves which, in turn, stimulates sharper cognitive skills. Next time you walk into a room and can’t remember why you went there, remember volunteering could be a remedy.

When I do a Medicare counselor training session, I tell the attendees that they are creating a billion new brain cells per hour as they work their minds to understand and remember the information pouring out in front of them. Do you like crossword puzzles, Sudoku or jigsaw puzzles? Then Medicare counseling is right up your ally. Problem-solving skills become extremely sharpened i n t he pro c e s s of c ou n s el i ng

Medicare beneficiaries. I promise you will remember why you walked into the room.

Insurance language is just like a foreign language to most people.

Elders and people with disabilities that are Medicare beneficiaries often need an interpreter.

Yes, they can call the 800 number for Medicare and ask questions, and they may have a private insurance company with a customer service representative they could contact, and of course there are publications printed that are supposed to explain Medicare insurance options. But if you don’t speak the language, it’s like trying to read Greek when you never learned Greek.

Oh, and now you have to be computer literate on top of it all to access Medicare information. So, if you don’t speak insurance and you don’t have or use a computer, where does that leave you?

Super hero’s are everywhere on TV and in the movies. These are f ic t ional cha r acters t hat wea r spandex or metal suits and fly

a rou nd re s c u i ng p e o ple f rom villains or terrible train wrecks.

Senior Health Insurance Benefits Assistance Medicare counselors are everyday kind of folks that only fly around online in the Internet ethers to rescue people from the mysteries of Medicare health insurance.

Be a real life hero by becoming a volunteer SHIBA Medicare counselor.

You will become the recipient of some elders’ undying gratitude. We as individuals can’t save the world from disaster, but we can relieve the stress and suffering one person at a time by helping them understand Medicare insurance.

An example of one of the many fun Medicare facts you will learn about in counselor training: what is an ABN? An Advance Benef iciar y Notice of Noncoverage (ABN) is a standardized notice that health care providers must give to a Medicare b e n e f i c i a r y, b e fo r e p r ov i d i n g certain Medicare services or items.

The ABN must be issued when the health care provider believes that

Medicare may not pay for a service that Medicare usually covers.

ABNs are only used for beneficiaries with Original Medicare as the primar y payer. The ABN allows the beneficiary to make an informed decision about whether to receive services and accept financial responsibility for those services because Medicare will not pay.

The ABN serves as proof that the benef iciar y had k nowledge prior to receiving the service that Medicare might not pay. If a health care provider/supplier does not offer the ABN to the beneficiary when required by statute, the beneficiary cannot be billed for the service and the provider may be financially liable. There are mandatory and voluntary ABNs. Call us if you want the list of these two options; it’s too long for this article.

The ABN form is clearly marked at the top of the page. Do not ever sign a blank form. The form should be completed with the specific service that it applies to and a cost estimate.

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We as individuals can’t save the world from disaster, but we can relieve the stress and suffering one person at a time by helping them understand Medicare insurance. you to sign this form, it means they know Medicare will probably deny payment for the service. If you sign the form and receive the medical service, be prepared to pay out of pocket.

O K , we’ve a d d re s s e d s o m e issues of losing one’s mind — now for the issue of what in the world is going on with Medicare.

Wouldn’t you like to know; really wouldn’t you like to k now. It’s a hot-button issue on TV, in the newspapers, magazine ar ticles

and over the back fence with your neighbors. The media and political dialogue is difficult to understand if you don’t speak the language of insurance.

How can we possibly participate in intelligent dialogue or support decisions about what Medicare should or shouldn’t do if we don’t know what is currently in place?

It doesn’t matter what side of the discussion you’re on, be informed and educated about it. Access to health care as we age is critical. If

you are already part of Medicare or soon will be, you’d better understand how to use it or you will be denied coverage, penalized or pay more than you had budgeted. Medicare beneficiaries are their own benefits administrators.

If you are interested in exploring b e c om i ng a volu nt e er S H I BA Medicare counselor, contact Steven Gu z au sk i s at C ent r a l O regon Council on Aging, 541-678-5483.

Cynthia Hylton has more than 25 years of volunteer program development and training experience. Cynthia has been working with the SHIBA program since 1990 as a local county program coordinator. She started working with the statewide program as a Field Training Officer in 2005. This position required an extensive background working with the senior community and training an effective volunteer network.

SHIBA now has 250 volunteer Medicare counselors throughout the state. The SHIBA program received the 2007 Governors Award for Most Outstanding Statewide Volunteer Program.

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22 | Ageless | The Bulletin

Ageless AN ACTIVE LIFESTYLE Gardening offers great exercise for all ages.

It can also lead to injury if you’re not properly prepared for the activity.

Gardening for the

AGES

by Gregg Morris, for The Bulletin Special Projects

“Finding something you love to do is the best kind of exercise,” says Michelle Poirot, LMT, owner of Taproot Bodywork.

For aging green thumbs with a passion for gardening, or retirees looking for a new hobby, gardening can be a wonderful way to maintain fitness, relieve stress and challenge the mind.

“People may not think of it as exercise,” said Pat Kolling, retired physical therapist.

“It may be a moderate to strenuous activity, but they may not recognize it as such.

It is a huge advantage to enjoy your activity and not think of it as exercise.”

Photos by Christopher L. Ingersoll

Ageless | Summer 2012 | 23

Hollinshead Community Garden, Bend

Earlier this spring, Poirot and Kolling, both master gardeners, offered a class through the Oregon State University (OSU) Extension Program discussing how to prepare for and approach gardening as a physical activity. Because gardening can be a lifelong activity, their class taught the essentials of maintaining your body for gardening as you get older.

“It’s a great way to keep up with exercise,” says Kolling, a master gardener since 2007. “There are so many things in gardening that are tough physical work, such as pulling weeds, raking and shoveling.”

“A lot of people have access to gardens that may not have access to fitness centers and other places to exercise,” adds Poirot, a master gardener since 2010.

The garden doesn’t even have to be located in your backyard. There are several community gardens located throughout Bend for residents who do not have the ability to garden at home.

Community gardens, such as those at Bend’s Hollinshead Park and in Northwest Crossing, come complete with raised beds, a water source, and even people to help you get started. These friendly green mentors, called Garden Angels, are usually master gardeners willing and able to show you the path to vegetable success.

Alongside the physical benefits of gardening during our golden years are other advantages.

“It is a wonderful stress relief,” Kolling says. “Also, it’s good to be challenged as you get older.”

As many Central Oregon gardeners know, this challenge comes from a constant battle with soil and the weather.

Injuries Happen

While many view gardening as a leisurely activity, injuries can occur in the garden.

“People tend to overdue it,” says Kolling, who has a f lour ishing garden in Northeast Bend. “They bend, twist and pull without getting the help they need.”

24 | Ageless | The Bulletin

Improper body mechanics such as this can lead to back, neck and shoulder problems.

“Many people experience lowback problems because they do not lift properly,” Poirot says. “They may try to lift with their back and hips and not with their legs. I also see people who get fatigued in their hands and shoulders from working too hard.”

Like all physical activities, staying in tune with your body and keeping proper form while tending to the garden is vital in staying healthy.

This becomes even more important as we get older.

Anyone who has spent a spring prepar ing for Central Oregon’s growing season can attest to the fact that gardening is hard work, which means good exercise.

And it’s worth it, according to Poirot.

“I’m all for anything that gets people outside and into nature,” she says.

Ease Your Gardening Pain • Get help when you need it.

Over exertion is a common way to hurt yourself.

• Work at waist level. Raised garden beds are a good way to limit your bending. Add a solid path around the beds for easy wheelchair access.

• Use the correct size of tools. Proper fit of rakes and shovels will help ensure correct form.

• Adaptive hand tools. These will help keep your wrist in a neutral position.

• Use wheel barrows. Save your back by transporting heavy objects with help.

Garden FITNESS TIPS Michelle Poirot and Pat Kolling have offered some stretches and massages to help soothe your body. As always, it’s a good idea to consult a doctor before beginning a new fitness program. If any stretches start to cause discomfort or pain, stop immediately. More information can be found at www.taprootbodywork.com.

STRETCHING TRUNK ROTATION: Stand with your feet shoulder-width apart.

While holding a broom behind you, rotate each direction for 5 seconds.

BACK & SHOULDER STRETCH: Stand in front of and grasp a fence or railing. Roundout your upper back and shoulders and lean away from the fence for 30 seconds.

HAMSTRINGS: Place one leg on a step in front of you with your legs facing forward.

Lean forward slightly until you feel resistance.

Hold for 30 second and then repeat with your other leg.

FOREARM AND HAND: Find a smooth table edge. Press area just above elbow into table edge while pulling elbow down. Repeat with other side of forearm.

SHOULDER AND NECK: Grip and hold muscle between neck and shoulder between fingers and palm of opposite hand. Moving one hand-width towards the shoulder, grip and hold again. Continue down to the elbow.

MASSAGE Massage after activity “is more effective at relieving soreness and stiffness than stationary rest for the same duration… Massage tailored for gardening

HANDS AND WRISTS: With floppy wrists, rotate them in both directions. Then, shake for circulation.

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Ageless | Summer 2012 | 25

Ageless TO YOUR HEALTH

n i a Br

K C A AT T

Known as a silent killer, the effects of a stroke can be minimalized by knowing the signs and acting quickly.

by Linda Orcelletto, for The Bulletin Special Projects Brain attack, the new terminology used instead of stroke since it more clearly represents what is happening to our bodies, affects more than 750,000 Americans each year. Behind heart disease and cancer, it is the third leading killer in the nation.

Dr. Richard Koller with Bend Memorial Clinic (BMC) says a stroke is an episode where the brain is damaged by lack of blood flow (most common) or bleeding (hemorrhage).

During a stroke, brain cells die and cannot be restored.

However, with rehabilitation, other portions of the brain are able to compensate for the loss.

When a stroke occurs, every second counts. Though not for all stroke victims, there is only a three- to four-hour window to give tPA (tissue plasminogen activator), a drug which dissolves clotting and restores blood flow to the brain.

To help people learn the signs of a stroke and how to react to such an episode, the acronym “FAST” was developed. The letters stand for face (does one side of the face droop?); arm (is there weakness or numbness in the arms or legs?); speech (is your speech slurred or nonsensical?); and time (call 9-1-1 immediately, even if you’re experiencing just one symptom).

Additional warning signs include an excruciating headache, 26 | Ageless | The Bulletin

Act

“People are hesitant to make the call and believe ‘it’s not going to happen to me’ because they think they have the ideal body weight or look and feel good.” double v ision and dizziness.

It’s so important to take quick action because a stroke can be debilitating, often with lifelong complications.

“People are hesitant to make the call and believe ‘it’s not going to happen to me’ because they think they have the ideal body weight or look and feel good,” said Amy McCloud, RN and stroke coordinator at St. Charles Health Systems in Bend.

Like many health issues, the

risk of stroke can be reduced by lifestyle factors such as reducing high blood pressure, keeping choles terol level s i n check, quitting smok ing, exercising, maintaining a healthy body weight and limiting alcohol.

Some risk factors, though, are beyond our control. According to the American Stroke Association website, www.strokeassociation. org, stroke is more common in men than women. Yet, more than half of those who die from a stroke

F.A.S.T.

are women.

People of all ages can have a stroke, but having a brain attack doubles each decade after age 55. If you have a family history of stroke, risk of stroke is greater.

Both St. Charles Health Systems and Bend Memorial Clinic offer stroke services. Each suggests people know the signs and risks of a brain attack because their future quality of life may depend on it.

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Ageless TRENDING SPORTS

Chasing Pickle’s Ball Area seniors drawn to the sport of pickleball for the exercise, competition and camaraderie.

Photos by Christopher L. Ingersoll

28 | Ageless | The Bulletin

by John Cal, for The Bulletin Special Projects For a sport that originated here in the Pacific Northwest nearly 50 years ago, pickleball in Central Oregon seems to just be hitting its stride.

Local pickleball enthusiast Roger Fellows, 70, has been playing for six years now, a veteran amongst some of the other members of the Bend Pickleball Club.

“It’s gaining so much popularity in Central Oregon that we don’t have enough places to play to keep up with the demand,” said Fellows.

According to the USAPA (the USA Pickleball Association), pickleball is the fastest growing sport in the America. So why have so many still not heard about it or are just discovering it for the first time? What is pickleball?

Legend has it that in 1965, after playing a round of golf with his friend, Bill Bell, then Washington State congressman Joel Pritchard returned to his Bainbridge Island home to find his family sitting around with nothing to do.

The property’s badminton court had not been

used in awhile, and Pritchard and Bell could not find a complete set of rackets or shuttlecocks.

Without the proper equipment, the two men experimented with modified paddles and setting the net at different heights. They used a plastic ball that belonged to their Cocker Spaniel, and the next weekend — with their friend, Barney McCallum — began to create rules with the aim to have everyone able to play together.

In those early days when they were just figuring out how to play, there would often be an errant ball, and their dog, seizing the opportunity to get his toy back, would take it and run off into the bushes.

The dog’s name was Pickles, and it was his ball to begin with, after all.

As in those early days, pickleball is played on a badminton-sized court, with rules being an amalgamation from badminton, ping-pong, tennis and volleyball.

“You just have to play,” says AJ Fraties, president of the Bend Pickleball Club and lead USA PA Ambassador for Central Oregon, along

Ageless | Summer 2012 | 29

with his wife, Irene. “We offer lessons and teach people how to play, but you just have to get in there.”

Fraties, in conjunction with the Bend Senior Center and the Bend Pickleball Club, offer training several times a week to people who want to get into the game.

“Even if you have no racquet skills, we can get you playing in 10 minutes and in a real game inside of an hour,” Fraties says, “But, you just got to get in there and play.”

Fraties, a long-time athlete, owned a chain of racquetball clubs in the early 80s.

“I love racquet sports,” Fraties said. “Always played when I could, but when people who are jocks become geezer jocks, they still want to complete in a level above shuffle board.”

Fraties and Irene first fell in love with the game during a stay at the Palm Creek RV and Golf Resort in Arizona.

“We heard lots of hooting, hollering and trash talking,” laughed Fraties. “We went to check it out, and [the game] looked very fast, very fun and very friendly . . . We took lessons

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the next day and were playing in a tournament two weeks later.”

Within a month, AJ and Irene were playing three to four hours a day.

“It’s addicting,” said Fraties. “That’s something I warn people about when they start. I know they’re going to love playing if they give it a try, and they need to decide if they have room in their lives for a sport that’s really fun but completely addictive.”

Though with hesitation at first, Lee Moore is another Central Oregonian who has become completely addicted to pickleball.

“My wife started six months prior to me, but I avoided playing because I thought I might have lower back problems,” he said.

Moore played a lot of racquetball earlier in life, but his back would often go out as a result.

still get a good workout regardless of your fitness level.” “Lee even lost 25 pounds,” Verna laughed.

“And now I can eat anything I want,” Lee retorted.

It s low-impact nature, along with its built-in camaraderie and sportsmanship, is part of what makes pickleball so intriguing to seniors.

“There are extensive rules on etiquette built in the game,” said Les Scott, with his wife, Lori. “It’s a game that’s designed to give access to everyone. Some sports can feel really exclusive, but pickleball is the opposite of elitist.”

“The reason I’m in pickleball is because of these guys,” continued Roger Fellows, refer r ing to his friends and fellow pickleball players.

“Pickleball players are inclusive. It’s designed so that everyone can play.”

“I know they’re going to love playing if they give it a try, and they need to decide if they have room in their lives for a sport that’s really fun but completely addictive.”

“We became pretty avid horseshoe pitchers,” his w ife Ver na said, “but we watched a few pickleball tournaments, and I couldn’t take my eyes off it. I’d be hungry and I’d tell Lee to bring me food because I said I needed to stay and watch this.”

The Moores also learned to play pickleball at an RV park, and after first watching the sport, requested a change in RV spots to be closer to the pickleball action.

“We moved our motorhome over to the pickleball courts even before we started playing,” said Lee. “We just wanted to watch because we were so intrigued.”

Three years later, Lee said his back is doing great.

“My back has never gone out once because of pickleball,” he said. “It’s low-impact and anyone can play and

“Last year we had a woman who was 92 years old and came out to play,” added Lori.

“It gives us hope,” said Verna. “I thought I’d be sitting in a chair at my age, crocheting all day, but I’m surprised as to what comes out of my gut. It’s so beautiful to be a part of this group of people, to see older people challenging themselves.”

“And it’s just fun,” said Fraties.

“That’s the only word that accurately describes pickleball. We want you to play. There’s no barrier to entry.

Don’t be intimidated. People are glad you’re there.”

And from its roots, the story of pick leball continues to be one of inclusion and solidarity, where everyone is welcome regardless of skill or age — even the family dog.

It is Pickle’s ball, after all.

Ageless | Summer 2012 | 31

Ageless LEGAL ADVICE

Wealthy or not, everyone should have an estate plan in place.

by Melissa P. Lande, Attorney

I a m of ten a sked a bout t he problems people encounter with their estate planning. People often say that they do not need an estate plan because they are not wealthy.

Regardless of the size of the estate, ever yone should have an estate plan in place.

The 10 most common est ate planning mistakes that people can make are: 1. YOU DO NOT HAVE AN ESTATE PLAN. Many people avoid having an estate plan for various reasons. It is important to have a will or trust to transfer your assets at death.

Not having any estate planning can lead to unnecessary expenses, complications and taxes as well unintended recipients. If you do not have a will or trust, the state where you are living at your death w ill decide who receives you r property. Your family will often have to spend thousands of dollars determining what to do for you if you are disabled or to administer your estate after your death.

If you have a second marriage and you pass away without a will or trust, your assets that are subject to probate will be distributed 50 percent to your surviving spouse and 50 percent to your children from a previous marriage. It does not matter 32 | Ageless | The Bulletin

how long you have been married.

2. YOUR DOCUMENTS HAVE NOT BEEN REVIEWED IN YEARS. You should update your documents at the birth or death of a child, at the marriage, divorce or separation of anyone named in your will or trust, whenever there is a major tax law change, if you relocate to a new state, or any other significant change in your life.

Some people mistakenly believe that if they divorce that their beneficiary designations are automatically changed when their divorce is final. However, in Oregon, your beneficiary designations do not change at divorce unless you execute a document to change your beneficiary.

3. YOUR WILL OR TRUST IS NOT CONSISTENT WITH YOUR OTHER BENEFICIARY DESIGNATIONS. It is important to understand that your will or trust does not control how asset s that are jointly titled or have beneficiary designations are distributed.

In other words, you want your three children to inher it equal shares of your estate, your will provides that at your death your three children will receive equal shares of your estate but the bulk of your assets are in your 401(k).

You name your eldest child as

beneficiary of the 401(k). That child will receive all of the proceeds from your 401(k) even though your will provides that the assets subject to probate will be distributed equally among your children.

4. YOU D O NO T H AV E A N ADVANCE DIRECTIVE OR POWER OF AT TOR NEY. I f you become unable to make your own financial or health care decisions, trusted persons that you have appointed under your advance directive or power of attorney can make those decisions for you.

If you have not executed those documents, it may be necessar y for a guardian or conservator to be appointed by the court to represent you.

5. YOU HAVE AN ESTATE WORTH MORE THAN $1 MILLION DOLLARS AND YOU HAVE NOT DONE ESTATE TAX PLANNING. There is an Oregon Estate Tax on assets greater than $1 million and a Federal Estate Tax on assets greater than $5 million.

If you have proper planning in your trust or will, you can double your exemption if you are married.

If you are single or married you may want to gift assets out of your estate to individuals or charities to reduce your estate tax liability.

6. FA IL ING TO FUND YOUR REVOCABLE TRUST. Many people

fail to fund their revocable trust.

You should make sure that your assets are transferred to your trust and the beneficiaries of your life insurance and retirement accounts are updated. Otherwise, your estate plan will not be effective.

7. DO IT YOUR SELF ESTATE PLANNING. Using do it yourself forms for estate planning is not a good idea because they are often not specifically geared to address the nuances of your situation.

A s a n exa mple, i f you have raised your husband’s children as your own. The do it yourself form provides that your assets will be distributed to “your children” at your death. However since your husband’s children are not legally you r ch ild ren, t hey wou ld not receive anything.

8. OWNING BANK ACCOUNTS J OI N T LY W I T H YOU R C H I L D. Although this can work in certain situations, placing your child’s name on your bank accounts is generally not a good idea. My clients often do so for ease of transaction.

However, if t hat ch ild ha s a j u d g m e n t a g a i n s t t h e m, t h a t creditor could gar nish your account. If they are involved in a divorce, their spouse can claim a right to your assets. Additionally, when you die, if only one child is

The benefit of estate planning is that it is a proactive choice that people can make to provide and protect themselves and their loved ones. a co-owner of your account, they would receive all the funds in that account and that child is not required to share the funds with their siblings.

9. CHOOSING THE W RONG FIDUCIARIES. People often choose the wrong fiduciaries to act as their personal representative, successor trustees, attorney in fact or health care representative.

These representatives should be someone who is responsible, c a r ing a nd w ill look out for your best interests and the best interests of the beneficiaries.

10. PROCRASTINATING. People often wait to prepare or review their estate until an emergency a r ises. The benef it of est ate planning is that it is a proactive choice that people can make to provide and protect themselves and their loved ones.

Melissa P. Lande is a partner at Bryant, Lovlien and Jarvis in Bend.

She focuses her practice on assisting her clients with estate planning, elder law, wills, trusts, probate, asset protection, guardianships and conservatorships.

Melissa is a graduate of New York University and Washington and Lee University School of Law in Virginia.

She is a member of the Oregon State Bar Estate Planning and Elder Law Sections. She and her husband, Mark, have a son, Griffin, and a daughter, Lila.

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Ageless | Summer 2012 | 33

COCOA NEWS CENTRAL OREGON COUNCIL ON AGING:

Funding Advocacy for Area Seniors

Pamela Norr, Executive Officer Central Oregon Council On Aging

Just as all nonprofits work to fund their worthy programs, Central Oregon Council On Aging works to keep seniors, our elders, at the forefront of advocacy and charitable donations.

34 | Ageless | The Bulletin

Sometimes I wake up at night, worried about funding for seniors — those vulnerable, at-risk and alone seniors, but also all seniors. Just as all nonprofits work to fund their worthy programs, Central Oregon Council On Aging works to keep seniors, our elders, at the forefront of advocacy and charitable donations.

In the mid-1960s, the Federal government funded programs to help seniors stay independent and in their homes through the Older Americans Act. Since then, the funding has remained relatively stable, but there are always threats to it as the nation struggles with huge social issues and ever increasing debt.

The OAA funds programs such as Meals On Wheels (home-delivered meals), nutrition through congregate dining, case management, education and support to keep seniors independent and in their homes safely.

This funding is allocated to the states in a complex formula that includes the ratio of senior populations, among many other factors. The states then develop ways to portion out this funding to the Area Agencies on Aging (AAA), of which there are 17 in Oregon, all serving seniors. In our community, Central Oregon Council On Aging (COCOA) is the designated AAA serving 25,000 seniors in Crook, Deschutes and Jefferson counties.

As a complement to this federal funding, the State of Oregon has added another important funding stream for Oregon Project Independence. Oregon Project Independence (OPI) serves individuals who are age 60 and older or individuals who have been diagnosed with Alzheimer’s disease or a related disorder. It provides in-home services to seniors who require the same level of care as people in nursing homes, but who

typically do not qualify for Medicaid.

This funding allows COCOA to provide in-home services to seniors who need home care, which includes personal care, housekeeping and other services that directly relate to being able to keep people safely in their homes.

OPI is always at risk for funding cuts, as it comes from the general fund. At COCOA, we do not take this funding for granted and always stay alert for how we can serve the most seniors with the appropriate amount of services, with an eye to knowing that the funding could be cut in small or large amounts. This program is critical. Without the funding, these seniors would need a higher level of care at a higher cost to the state and taxpayers.

Local funding — often called a “local match” to the state and federal funding — is required. As a non-profit 501(c)(3) organization, COCOA is supported by partners such as the United Way of Deschutes County, local sponsors and donors, Deschutes County, the Oregon Community Foundation and many others who generously give to support seniors.

These dollars help in several ways. The dollars are used to shore up particular programs, such as Meals On Wheels. They are also an important part of the match dollars that we have to have to continue to receive the state and federal funding.

Individual contributions are vital in the overall picture of how COCOA provides services. These contributions can always be earmarked for particular programs, but if not so designated, they go into our general fund to serve the most need. Without the generous support of individual donors, the seniors COCOA serves would be at risk.

Funding for particular programs, such as Meals On Wheels, is always stretched.

In the past year, COCOA has restructured our program so that we are more efficient and poised to serve more clients with this important service.

In the past few months, we have opened up our service area to include all of Bend as well as LaPine, Sisters, Redmond, Prineville and Madras areas.

All meals are delivered by volunteer drivers who become an important part of many of the seniors’ social network and without whom the program would not function. Volunteers are another example of generous donations helping to keep seniors independent.

COCOA also provides funding for congregate meals across the tri-county region. In addition, we provide dollars to the local transportation systems so that seniors can access these meals.

Because there is a local match required of the state and federal funding, COCOA’s nonprofit status helps ensure we continue to qualify for the funding through the generosity of local organizations and individuals.

With the economic challenges our region faces, I felt it was important to clarify the complex funding stream COCOA is faced with in trying to help keep seniors independent, safe and secure in their homes. We could not complete our mission without the generous financial support of our community, sponsors and individual donors. All donations are tax deductible as allowed by law and are greatly appreciated to help take care of those who have cared for us, led our country, made a difference in everyone’s lives — our seniors. We hope that you will continue to support the mission of COCOA both financially as well as through volunteerism.

Please call COCOA at 541-678-5483 to donate or volunteer.

Alzheimer’s Care in Central Oregon Central Oregon Regional Advisory Council to be formed to serve the high desert’s needs.

By Kathleen Cody, Executive Director Alzheimer’s Association Oregon Chapter Everyone wants an Alzheimer’s Association office (with staff) in their local community, and all of us here at the Chapter office certainly u nders t a nd t hat desi re a nd recog n i ze t he growing need that fuels it.

But the tr uth is, Oregon is a prett y large state —96,000 square miles, 36 counties and an estimated 76,000 people str uggling w ith Alzheimer’s disease.

That’s an awful lot of ground to cover, and a great many people to help. No single organization will ever be able to meet the skyrocketing need for help that Alzheimer’s disease is creating, but in the months ahead we will be making great strides in that direction—right here in Central Oregon.

O u r C h a p t e r h a s u nd e r g o ne s ig n i f ic a nt transfor mation over the past year. From the exec ut ive leadersh ip level to prog ra m, fundraising, policy and volunteer management— almost all of the staff is new to the association within the past 12 months. This rapid infusion of new talent and passion has resulted in a dedicated team of people who are completely committed to serving as much of the state as possible.

The question that has dr iven our reorganization over the past year, and our planning for the upcoming year, is a simple one and it reflects the concern we have heard from

will work with local leaders to create a new Central Oregon Regional Advisory Council. We will all be rolling up our sleeves to create an effective Alzheimer’s action plan for the region.

We’re ready for the challenge ahead, but we will accomplish much more if we have your help and support.

There are some exciting months ahead, as well as a lot of hard work, but we are enthusiastic and focused. We are encouraged by the tremendous support we’re receiving from COCOA and others in the community.

To keep updated on our progress, we encourage you to visit our website regularly (www.alz.org/ oregon), check in with us on Facebook, or reach out with a Tweet once in a while. We need your input and welcome your thoughts.

your community: How can we serve as many Oregonians as possible with support that will provide the greatest impact—and service that will be sustainable in the future?

There will always be too much work to do where Alzheimer’s disease is concerned. Learning from the past, we know that the greatest chance for success is through collaboration and working together. Our path for the future is to strengthen partnerships with local organizations, actively support existing service networks, and develop new, high-impact relationships.

I n co oper at ion w it h t he C ent r a l Oregon Council on Aging (COCOA), this summer we

Kathleen Cody, Executive Director Alzheimer’s Association of Oregon

Central Oregon Council On Aging is a proud partner of United Way of Deschutes County. Without the generous support of the community through donations to United Way, COCOA would be unable to do so much for our area seniors and adults with disabilities.

Please LIVE UNITED and donate or volunteer: www.deschutesunitedway.org, 541-389-6507.

Ageless | Summer 2012 | 35

COCOA NEWS

Foster Grandparent Program A powerhouse of intergenerational community service in Central Oregon.

By Steve Guzauskis, COCOA Foster Grandpaprent Program Director It has been proven that seniors who remain active and engaged have a higher quality of life.

Many seniors find volunteering and working with children help to keep them young. Central Oregon Council On Aging has administered the Foster Grandparent Program (FGP) in Central Oregon for the past two years.

Based upon a grant award from the Corporation For National & Community Service the FGP has two missions: to provide one on one tutoring, mentoring to school aged children identified as being at-risk for failing in academics or citizenship; and to provide volunteer stipends for low income persons 55 years of age and older who have the desire and aptitude to help young students succeed in school studies and life skills.

COCOA - FGP currently operates in Crook, Deschutes, and Wasco counties and is looking to expand in to Jefferson County this coming school year. The program supports the assignment of 30 stipend-paid volunteers throughout the community at area schools. These volunteers provide a much needed, effective program in partnership with local schools.

During the last academic year, of the 205 students who were tutored by FGP, more than 90 percent of the students demonstrated significant improvement in reading/comprehension skills, based on standardized state testing.

It is the FGP volunteers who make these tangible results happen.

“Marshall’s teenagers’ lives are more complicated than average students,” said Sigrid Scully, a veteran FGP volunteer at Bend’s Marshall High School. “I am honored that they trust me and share their thoughts. When they ask, ‘how old are you anyway?’ I have answered ‘ageless.’ My heart soars when a student says ‘thank you for helping me’ or ‘I missed you and can you come to again my class.’

Or ‘I passed the test.’”

Recently, a student wrote a test composition about Sigrid because she had inspired him.

Teacher Naomi Raisky confirms Sigrid’s and the 36 | Ageless | The Bulletin

“Volunteering at the elementary school gives me a reason to keep active in the community. I work with a wonderful group of teachers. It is a joy to be able to support and encourage the children.”

Foster Grandparent’s impact on the student.

“Sig r id is an amazing role model for my students,” she said. “Her candid explanations about her grandson helped set the stage for the nineweek writing strategies class. She tutors students

through their brainstorming process in writing.

She can help a student through processing [their] idea(s).”

Like so many Foster Grandparents in this national program, Sigrid has become an integral part of the school’s facility and the students’ success by her presence.

“I feel blessed and appreciated to be working as a foster grandparent in kindergarten,” said Pat Lowell, a two-year FGP volunteer at Elk Meadow Elementary School in Bend. “I was presented with a handmade apron belonging to the grandmother of a staff member, who was a former kindergarten teacher. Foster grandparents there are made to feel welcome and included in special celebrations and school activities.”

Florence Neuschwander, a retired teacher, has volunteered at Vern Patrick Elementary in Redmond as a Foster Grandparent for the past three years and is very happy continuing her career in service to schools.

“Volunteering at the elementary school gives me a reason to keep active in the community,” she said. “I work with a wonderful group of teachers.

It is a joy to be able to support and encourage the children. It is so rewarding to start the school year with an at-risk student and see the growth and fluency, word attack skill and comprehension bloom by the year’s end. To see the joy in their faces when they get it makes it all worthwhile.

Students thank Grandma Florence by saying, “Thanks for helping us read more fluently, teaching us to read better and the stories you tell helps us spell better. Now I know how to read.”

The educators being served are also grateful for the care and attention which volunteers provide students.

“Our vision at M.A. Lynch Elementary is ‘Every Child, Every Chance, Every Day.’ We could not accomplish this if it were not for the Foster Grandparent Program,” said Desiree Margo, Principal at Redmond’s MA Lynch Elementary and the District’s Community School Program Coordinator. “This incredible program matches senior citizens with students who without the additional support, are likely to fail. Many of my

ABOUT

students may not have a relationship with their grandparents or have the opportunity to see them. This unique win/win program provides our most at risk students not only with support in the critical content areas of math and reading, but also provides the love and care in a way only a grandparent can.”

Pamela Norr, executive officer of COCOA, and the sponsor of FGP explains how it contributes to the Agency’s overall mission and plans in the future.

“The Foster Grandparent Program is an integral par t of COCOA’s intergenerational strateg y as it assist s youth in lear ning from and truly appreciating what elder p e r s o n s p r ov i d e t o s t u d e nt s’ growth and development,” she said.

“It multiplies the affect of service programs to the children served while providing the senior volunteer

a real purpose to make a difference in his/her community. The benefits resulting between these generational interactions are numerous and will positively impact our community for many years.”

No program suppor ts the program’s motto of Share today.

Shape Tomorrow better than the program here in Central Oregon where Foster Grandparent s are making a significant difference to students — and where the seniors remain engaged and active at the same time.

If you would like more information on the Central Oregon Council On Aging Foster Grandparent Program, or volunteer in another capacity, please contact the Central Oregon Council On Aging office by calling 541-678-5483.

Foster Grandparenting • The mission of the Corporation for National and Community Service is to improve lives, strengthen communities, and foster civic engagement through service and volunteering.

• Nationally, there are about 300 Foster Grandparent (FGP) projects in all 50 states with more than 25,000 volunteers.

• In Oregon, there are 495 volunteers serving in the Foster Grandparent Program • FGP volunteers must have a sincere interest in children and desire to help them with reading, mathematics, self-improvement activities. They must be dependable, as well as neat and clean in appearance.

• The other Senior Corps Programs are: -Retired Senior Volunteer Program [RSVP] People who are aged 55 and older who want maximum flexibility and choice in community volunteer opportunity. This program matches volunteer skills with community needs -Senior Companion Program [SCP] volunteers 55 years and older who enjoy providing adults assistance they require to live independently in their homes. Volunteers serve frail, and isolated older adults with disabilities, and adults with terminal illness by offering companionship, friend ship and performing simple by necessary chores to enrich their lives.

Ageless | Summer 2012 | 37

Ageless EVENTS & ENTERTAINMENT CALENDAR THURSDAY-SUNDAY, JULY 26-29 OREGON HIGH DESERT CLASSICS II: A class AA hunter-jumper equestrian competition; proceeds benefit J Bar J Youth Services; free admission; J Bar J Boys Ranch, 62895 Hamby Road, Bend; 541-6105826, agow@jbarj.org or www.jbarj.org/ohdc.

$35-$45 in advance, $40-$50 day of show; 7 p.m., doors open 6 p.m.; Tower Theatre, 835 N.W. Wall St., Bend; 541-317-0700 or www.randompresents. com.

FRIDAY, AUG. 3-5

OTTMAR LIEBERT: The rock, jazz and flamenco guitarist performs; $29 or $39, plus fees; 7:30 p.m.; Tower Theatre, 835 N.W. Wall St., Bend; 541-3170700 or www.towertheatre.org.

FLASHBACK CRUZ: A classic car show of vehicles from 1979 and earlier; event includes display of cars, live music and more; free for spectators; 2-8 p.m.; Drake Park, 777 N.W. Riverside Blvd., Bend; 541-480-5560 or www.centraloregonclassicchevyclub.com.

FRIDAY-SUNDAY, JULY 27-29

FRIDAY, AUG. 3

THURSDAY, JULY 26

TOUR OF HOMES: Featuring self-guided tours of homes throughout Central Oregon; free; noon-6 p.m.541-389-1058 or www.coba.org.

FRIDAY, JULY 27 IMPROV SHOW: Featuring a performance by Bend Improv Group; $8 in advance, $10 at the door; 8 p.m.; 2nd Street Theater, 220 N.E. Lafayette Ave., Bend; 541-728-1237, mightyjustice@gmail.com or http://goo.gl/iDwKp.

SATURDAY-SUNDAY, JULY 28-29 SISTERS ARTS & CRAFTS FESTIVAL: Featuring arts, crafts, food, entertainment, a classic car cruise and a silent auction benefiting the Make-A-Wish Foundation of Oregon; free; Creekside Park, U.S. Highway 20 and Jefferson Avenue; 541-420-0279 or centraloregonshows@gmail.com.

SUNDAY, JULY 29 SUMMER SUNDAY CONCERT: The roots music act Paul Thorn performs; free; 2:30-4:30 p.m.; Les Schwab Amphitheater, 344 S.W. Shevlin Hixon Drive, Bend; 541-322-9383 or www.bendconcerts. com.

WEDNESDAY-SUNDAY, AUG. 1-5 DESCHUTES COUNTY FAIR: The annual event includes rides, exhibits, food, games and more; $10, $6 ages 6-12 and 62 and older, free ages 5 and younger; Deschutes County Fair & Expo Center, 3800 S.W. Airport Way, Redmond; 541-548-2711 or www.expo.deschutes.org.

THURSDAY, AUG. 2 HOT TUNA: The bluegrass rock band performs; 38 | Ageless | The Bulletin

SUNRIVER MUSIC FESTIVAL FAMILY CONCERT: Members of the Sunriver Music Festival Orchestra perform classical music; free, but a ticket is required; 2 p.m.; Sunriver Homeowners Aquatic & Recreation Center, 57250 Overlook Road; 541-5939310 or www.sunrivermusic.org.

SUMMER SUNDAY CONCERT: The pop-rock act The Features performs; free; 2:30-4:30 p.m.; Les Schwab Amphitheater, 344 S.W. Shevlin Hixon Drive, Bend; 541-322-9383 or www.bendconcerts. com.

WEDNESDAY, AUG. 15

FIRST FRIDAY GALLERY WALK: Event includes art exhibit openings, artist talks, live music, wine and food in downtown Bend and the Old Mill District; free; 5-9 p.m.; throughout Bend.

NORAH JONES: The mellow pop artist performs; $39 or $60 reserved, plus fees; 6:30 p.m., gates open 5 p.m.; Les Schwab Amphitheater, 344 S.W. Shevlin Hixon Drive, Bend; 541-318-5457 or www.bendconcerts.com.

TUESDAY, AUG. 7

THURSDAY-SATURDAY, AUG. 16-18

COUNTING CROWS: The rock band comes to Bend as part of The Outlaw Roadshow, with We Are Augustines, Kasey Anderson and The Honkies and Field Report; $39 or $75 reserved, plus fees; 6 p.m., gates open 5 p.m.; Les Schwab Amphitheater, 344 S.W. Shevlin Hixon Drive, Bend; 541-318-5457 or www.bendconcerts.com.

WEDNESDAY, AUG. 8 MUSIC ON THE GREEN: Featuring delta blues

by Deco Moon; vendors available; free; 6-7:30 p.m.; Sam Johnson Park, Southwest 15th Street, Redmond; 541-923-5191 or http://visitredmondoregon.com.

FRIDAY-SUNDAY, AUG. 10-12 SUNRIVER ART FAIRE: A juried art show showcasing 60 artists, with demonstrations, a kids center and more; proceeds benefit nonprofits in southern Deschutes County; free admission; Village at Sunriver, 57100 Beaver Drive; 877-269-2580, sunriverartfaire@yahoo.com or www.sunriverartfaire. com.

SUNDAY, AUG. 12 RELAY FOR LIFE: A 24-hour walking event; proceeds benefit the American Cancer Society; free, $100 per walking team; 10 a.m.; High Desert Middle School, 61111 S.E. 27th St., Bend; 541-504-4920, stefan.myers@cancer.org or www.bendrelay.com.

BEND BREWFEST: Event includes tastings from multiple brewers, food vendors and more; children admitted until 7 p.m.; ID required for entry; free admission, must purchase mug and tasting tokens; 3-11 p.m.; Les Schwab Amphitheater, 344 S.W. Shevlin Hixon Drive; 541-312-8510 or www.bendbrewfest.com.

SATURDAY, AUG. 18 LA PINE COOP & GARDEN TOUR: Tour homes throughout La Pine and see hot houses, hen houses and gardens; proceeds benefit La Pine Little Deschutes Grange and the Newberry Habitat for Humanity ReStore; $10 per car; 9 a.m.-4 p.m.; www. lapinecoopandgarden.com.

MONDAY, AUG. 20 JOKERS AND FOOLS: A night of improv and standup comedy; $8; 8 p.m.; 2nd Street Theater, 220 N.E. Lafayette Ave., Bend; 541-312-9626.

THURSDAY-SATURDAY, AUG. 23-25 SHAKESPEARE IN THE PARK: Featuring a performance of “Romeo & Juliet” by Cat Call Productions; $20-$75; 6 p.m., doors open 5 p.m.; Drake Park, 777 N.W. Riverside Blvd., Bend; 541-323-0964 or www. bendticket.com.

WEDNESDAY, AUG. 29 MUSIC IN THE CANYON: Jazz Under the Stars

WEEKDAY EVENTS performs jazz music; free; 5:30-8 p.m.; American Legion Community Park, 850 S.W. Rimrock Way, Redmond; www.musicinthecanyon.com.

END OF SUMMER CRUZ: Event features classic cars, live music by the Taelour Project and a barbecue; proceeds benefit the High Desert A’s COCC automotive scholarship fund; free admission; 6-8 p.m., barbecue begins at 5:30 p.m.; Jake’s Diner, 2210 N.E. U.S. Highway 20, Bend; 541-419-6021.

FRIDAY, AUG. 31 VOLUNTEER EXPO: Community organizations will be on hand to talk about volunteering options; free; 10 a.m.-2 p.m.; Sunriver Area Public Library, 56855 Venture Lane; 541-312-1080 or www.deschuteslibrary.org/calendar.

SATURDAY, SEPT. 1 BRANDI CARLILE: The rootsy singer-songwriter performs; $34 plus fees; 6 p.m., gates open 5 p.m.; Les Schwab Amphitheater, 344 S.W. Shevlin Hixon Drive, Bend; 541-318-5457 or www.bendconcerts. com.

SATURDAY-SUNDAY, SEPT. 1-2 SUNRIVER SUNFEST WINE FESTIVAL: Featuring wines from more than 50 wineries, art vendors, live music, food and more; free admission, signature glass required for tastings; Sunriver Homeowners Aquatic & Recreation Center, 57250 Overlook Road; 541-385-7988 or www.sunriversunfest.com.

WEDNESDAY, SEPT. 5 MUSIC ON THE GREEN: Featuring traditional Hawaiian dancing by the Hokulea Dancers; vendors available; free; 6-7:30 p.m.; Sam Johnson Park, Southwest 15th Street, Redmond; 541-923-5191 or http://visitredmondoregon.com.

FRIDAY, SEPT. 7 FIRST FRIDAY GALLERY WALK: Event includes art exhibit openings, artist talks, live music, wine and food in downtown Bend and the Old Mill District; free; 5-9 p.m.; throughout Bend.

FRIDAY-SUNDAY, SEPT. 7-9 SISTERS FOLK FESTIVAL: Three-day folk music

WEEKEND EVENTS

festival including performances by Walking Woody’s Road, James McMurtry, Mary Gauthier, Gregory Alan Isakov and more; $95 weekend pass; 5:30 p.m.-1 a.m.; downtown Sisters; 541-549-4979, info@sistersfolkfestival.org or www.sistersfolkfestival.org.

SUNDAY, SEPT. 9 ANNUAL GREAT DRAKE PARK DUCK RACE: Event includes live music, food, activity booths and duck races; proceeds from duck sales benefit local charities; free admission; 11 a.m.-4 p.m.; Drake Park, 777 N.W. Riverside Blvd., Bend; www.theduckrace.com.

TUESDAY, SEPT. 11 HUEY LEWIS AND THE NEWS: The ‘80s rockers perform; $39 or $78 reserved, plus fees; 6:30 p.m., gates open 5 p.m.; Les Schwab Amphitheater, 344 S.W. Shevlin Hixon Drive, Bend; 541-318-5457 or www.bendconcerts.com.

All dates and times listed are subject to change at any time.

Ageless | Summer 2012 | 39

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I N C E L E B R AT I O N O F O U R

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