WFO 2022 Jan Issue #1

Page 20

PERSONAL FINANCE | Get Ready For 2022

Get Ready for

2022

Words Jacqueline Hodges We have all been enjoying living and working in a somewhat unstructured way. We have all been working from home, tolerating and accepting change, and expecting the unexpected.

This unstructured way of living permeates our mindset and leaks into the way we manage our financial wellbeing. So while, we adjust to a new raft of COVID uncertainty, it’s time to close out the unstructured mentality and start 2022 with a healthy personal financial plan.

Some of us have suffered huge financial losses over the couple of years. Some readers will say we lost jobs, we lost investment value, we lost investment income. Others will say, well our credit card debt sky-rocketed, as we embraced an online spending spree. We took home loan repayment holidays only to be stung with a growing debt as interest still accrued.

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You may not have financial balance in mind or not know where to begin. So, following is the basic structure to step you through building your 2022 balanced personal financial wealth plan.

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