4 THINGS YOU SHOULD KNOW ABOUT WIND DAMAGE INSURANCE
Most Insurance Policies Cover Wind Damage
Your Policy May Have an AntiConcurrent Causation Clause
Most insurance policies offer at least
If two disasters (such as roof damage
partial wind damage coverage. It's
and flooding) hit your home and
even mandatory in some places. The
only one is covered, your insurance
exact extent depends on your
may refuse to pay for either. Make
provider and plan.
sure you know if your policy contains this clause.
Insurance Will Choose the Cheaper Option Your insurance company will decide if repairs or replacement are cheaper and will fund their choice. See if they allow exceptions to this rule.
Avoid Storm Chasers Out-of-town repair services may offer inflated prices following a disaster. Not only are these companies dishonest, but if your insurance doesn't approve their repairs, they may refuse to pay for the work.
IF YOUR HOME IS DAMAGED BY WIND Call us at 1-833-252-4601 or file a wind damage claim online. Please have your policy number handy, as well as your telephone number and/or email address.
Wind damaged houses can let water inside. If windows, doors or skylights have been broken, & it is safe to do so cover them with tarps or plywood to prevent rain damage inside your home. Be sure
Protect your property
If you have pictures of
from any further damage,
your home before the
but do not make any
damage, include them
permanent repairs.
with your insurance claim.
to save all repair receipts.
Take inventory and retain
If safe to do so, take
any belongings that may
pictures of any damage.
have been destroyed or
However, let your claims
damaged, noting the
associate or roofing
brand, price and other
professional photograph
details.
roof damage.
Document your loss and damaged property as thoroughly as possible.
Get professional help if you need it! Claims Pro USA can help with all aspects of wind damage insurance claims.
Report any unfair claim handling.