Bank of Canada rate cut debate isn’t over yet... Page 4.
AUGUST 2015
JUST SOLD Cresent Beach Mansion
MLS F1429622
8,558,000
$
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15494 VICTORIA AVE WHITE ROCK
$1,248,000
302 15131 BUENA VISTA AVE
Luxury Apartment 1013 sqft 2 Bedrooms 2 Bathrooms Private Setting MLS F1440366
ING
IST WL
NE
$449,900
4243 184TH ST CLOVERDALE
$3,490,000 40 Acres Quality Land Farming or Future Potential MLS F1443771
White Rock Ocean View Home 3347 sqft • 5 Bedrooms • 4 Bathroom MLS F1446347 Ocean & Beach front Views!!! This home is ready to move in & enjoy. New Hotwater Tank, New Roof, Freshly painted. Appliances have been upgraded, Hardwood floors, a Large Master bedroom with walk-in closets, steam shower in the ensuite. Basement has mortgage helper suite. Open House SUNDAY July 12th, 2-4pm.
15316 ROYAL AVE
$1,489,000
1117 STAYTE RD
White Rock Private Setting Home 4 Bedrooms 3.5 Bathrooms 2866 sq ft MLS F1444414
1554 BERGSTROM RD
$949,800
House Walk to Beach 4894 sqft 7 Bedrooms 6 Bathrooms MLS F1436733
# 201 1459 BLACKWOOD ST
10 Minutes to Beach 2400 sqft 4 Bedrooms 3 Bathrooms Recently Renovated MLS F1446680
17384 8TH AV
$1,788,000 Hazelmere Valley Lot 21.35 Acres Frontage on 88th Ave & 172nd St MLS F1405612
2
$1,188,000
$244,900 Chartwell 1034 sqft 2 Bedroom 2 Bathroom Well Maintained MLS F1445263
17568 8TH AV
1560 MAPLE ST
SE
BER PTEM
CO
$1,479,000
TION MPLE
#207 1460 MARTIN ST
Capistrano Condo 1026 sqft 2 Bedrooms 2 Bathrooms Walk to Beach MLS F1439067
House 4581 sqft 5 Bedrooms 5 Bathrooms Custom Home by DAG Designs MLS F1425525
#208 1830 E SOUTHMERE CR
$159,000
$248,000
12795 227A ST
Southmere Mews 777 sqft 1 Bedroom 1 Bathroom Steps away from Shopping MLS F1438294
$4,288,000 Lot 17.08 Acres High Profile corner of 176th. (Pacific Hwy) and 8th MLS F1405615
White Rock / South Surrey Real Estate Guide | August 2015 | www.whiterockrealestateguide.com
$639,900 House Maple Ridge 2947 sqft 4 Bedrooms 2 Bathrooms Outdoor Pool MLS V1122521
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Bank of Canada rate cut debate isn’t over yet and could continue into 2016 By GORDON ISFELD July 17, 2015 Analysts are already predicting that the Bank of Canada could be preparing for another rate cut later this year or perhaps in early 2016
OTTAWA - With the ink barely dry on the last interest rate decision, many analysts are already penciling in another cut by the Bank of Canada - if not this year, then early in 2016. But a lot will depend on whether the economy pulls out of its half-year contraction. And that data - showing a 0.6-per-cent decline in the first quarter and likely 0.5 per cent in the second - could still be revised, either up or down, in the coming months.
When the Bank of Canada lowered the overnight interest rate by 0.25% this week, the obvious benefit is for those with variable rate mortgages. “They will see an immediate benefit in lower interest payments on their mortgage”. Nevertheless, two consecutive quarterly declines in gross domestic product - fueled by the implosion of oil prices - is really only the starting point for a so-called “technical recession.” More talk of recession will need to be backed up by notable declines - unlikely at this point - in broad-based spending and employment levels, leaving forecasters to debate how that will transmit into future rate movements. “I think the battle lines are pretty clearly
drawn here,” said Douglas Porter, chief economist at BMO Capital Markets. “There are those that think the bank may be still a bit optimistic and will need to cut again; and then others, like ourselves, who actually think they are being too cautious and are pretty certain that’s it for (rate cuts) this year.” Bank governor Stephen Poloz, along with his policy council, should have enough time to assess Wednesday’s 25-basis-point cut to their trendsetting lending level, taking it 0.50 per cent. That move followed a similar reduction in January, the first rate adjustment since late 2010. The next policy meeting will be in September, at the end of end of the third quarter. “I don’t think (that decision) is going to hang on one quarter, necessarily. It might be a combination of the third and the fourth quarter,” Porter said. If that is the case, the Bank of Canada could find itself behind the curve with the U.S. Federal Reserve, which appears ready to begin raising its long-dormant key rate in September. Despite “sharply downgrading growth,” the bank’s forecasts for this year of 1.1 per cent, from 1.9 per cent, and lowering 2016 output to 2.3 per cent, from 2.5 per cent, “still look too optimistic,” according to Bank of America Merrill Lynch’s North American economist.
“We expect the BoC to ease again, mostly likely in January 2016,” said Emanuella Enenajor. She added the Bank of Canada’s Monetary Policy Report, released Wednesday at the same time as the rate decision, referred to a stronger-than-expected drag from the energy sector and “puzzling” weakness in exports. “The MPR assumes that this puzzle somehow gets solved in 2016,” Enenajor said. “In our view, this is highly unlikely and sets the BoC up for disappointment, leaving the door open to another ease in early January.” Even if the Canadian economy does rack up two quarterly declines, there are still huge differences between the previous recession and now. First, the 2008-09 downturn lasted three quarters, not just two. Most notably back then, though, was “the devastation in the job market,” said Porter. “Keep in mind, there were two separate months where we lost more than 100,000 jobs during that downturn.” At the same time, “every indicator you could shake a stick at was hit hard. And it was right across the country and right across every industry. That was about as ‘no doubt’ a recession as we’ve ever seen.” About this content: Licensed from The Financial Post for republication in White Rock/South Surrey Real Estate Guide
Sheryl Elsom 25 Years Mortgage Experience
• Purchases - Owner Occupied, Rental Properties, Second Homes • Refinance - Debt Consolidations or Investment Purposes • Renewals - Talk to me before signing your bank mortgage renewal • Purchase Plus Renovations • $0 Down Payment • Spousal Buyout • Self-Employed and Equity Programs • Seniors Borrowing Solutions • Home Equity Line of Credit
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Published monthly and distributed to over 22,000 White Rock / South Surrey homes via Canada Post. Metro Vancouver Real Estate Guide Inc. Unit 1-1455 Brigantine Drive Coquitlam, B.C. V3K 7C2. ADVERTISING INQUIRIES: Phone: 604-360-7627 Email: RealEstateGuideBC@gmail.com Personal views expressed in this publication are solely those of the respective contributors and do not necessarily reflect those of the Publishers or its agents. Reproduction in whole or in part of this publication is prohibited without prior consent. Metro Vancouver Real Estate Guide Inc. believes that the information contained in this publication is correct. However, no representation or warranties of any nature are given, intended or implied, and you should rely on your own inquiries as to the accuracy of any information or material available from this Publication.
4
White Rock / South Surrey Real Estate Guide | August 2015 | www.whiterockrealestateguide.com
EVERYTHING YOU NEED AN AGENT TO BE... As a lifelong resident of Crescent Beach, I know our community. Since 1990, I have delivered RESULTS. I tell it like it is, and GET YOU WHAT YOU WANT, while HAVING YOUR BACK the entire time.In todays diverse market, you need a TEAM who can help prepare your home and reach these BUYERS. Myself and Jacqueline Munro, my EXPERT stager, think “out of the box” and will SELL your property. In 2014 we successfully helped 48 families in South Surrey buy or sell their home, How can I help you? Project and Residential Marketing & Sales 778.833.1169 | sandramiller.ca | sandramiller@bayrealty.com | 246 - 1959 152nd Avenue
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Stunning Waterfront condo with 180* views. Condo extensively renovated plus Building recently rainscreened, new roof, new boiler, new windows & hardy board siding in 2011. Enclosed solarium with opening windows to enjoy view & ocean breezes. A pleasure to view.
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SUB DIVIDABLE CORNER LOT, 15,888 sq ft. View of New Westminster. Tenant wants to stay. Do not disturb tenant or walk on property.
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Cranberry Lane. East facing with private large deck. Gas fireplace, great layout. Close to all amenities and shopping. Easy to show.
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604-649-4252 janaleebarnes@shaw.ca www.janaleebarnes.ca
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Investors! Is it time to cash out? Let us show you how we can help maximize your return in this hot market. • Large 1 bedroom condo in the area of Guildford Mall. No rental restrictions in building. $129,900 • 20,000 SF Commercial Property on Austin Rd., Coquitlam, $2M • 64 unit Apartment Building in Burns Lake, 60,000 per unit, $675 rent per month • Marina with 22 unit development site - confidentially agreement required • 4-plex in Abbotsford - good income • 32 units of town homes in Ft. St. James, $60,000 per unit • 140 acre view site approved for 24 lots - Gulf Islands • 800 ft. riverfront in Ladner, residential and commercial components • Houses Sullivan Heights and East Newton • 24 acres in Columbia Valley with House • Houses in Parksville and Nanaimo • Stunning penthouse harbour view apartment in Nanaimo
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Send me a referrral that results in a sale or purchase of Real Estate and I will give 50% of my net earnings on that transaction to your chosen Group, Team, Association or Charity. Call Dan at: 604 240-9930 or e-mail: dan@pennerrealty.com
D L O
S
DAN PENNER PENNER REALTY 15087 Royal Ave., White Rock B.C. V4B 1M1
A tradition of trust. Mount Baker View!!! Beautiful Townhouse in Highbrae Complex in Sullivan Station. Bright End Unit Detached Home feel in Immaculate Condition. 3 Bedrooms, 3 Full Baths, Natural Gas Fireplace in Living Room with Mantle Surround. Brand New Kitc hen Appliances. Decks off the Dining Room and Family Room. Recreation Room in walk-out Basement with Private Entrance, Garden, Patio and Fenced yard. New Paint, flooring, Strata renewed all Balconies and Railings. Maintenance Fee includes Water, Sewer and Garbage.Very Central to Shopping, Transit, quick access to White Rock Beaches, Schools and Parks. A Delightful Home to View. WANT TO SELL YOUR HOME? CALL ME TODAY!
Rosemarie Vaughan 604-314-6912
rosemarievaughan10@gmail.com
6
Keller Williams Black Diamond Realty 5489 Byrne Road Suite 252 Burnaby BC Phone: 604-880-6000
White Rock / South Surrey Real Estate Guide | August 2015 | www.whiterockrealestateguide.com
LUXURY HOMES kareen presents
WHITE ROCK AND SOUTH SURREY LUXURY REAL ESTATE FOR SALE
2,988,000
$
15767 PACIFIC AVE
THE SPECTACULAR PANORAMIC OCEAN VIEWS AND FINER DETAILS SET THIS PROPERTY APART.
Located in one of White Rock’s most sought after neighbourhoods. Brand new house on 9,253 SF lot. South facing, offered 6,386SF of open concept living space.Extensive use of Crown Moulding, high end Euro tiles and hardwood throughout. Home features, luxury elevator, 5 bdrm, 2powder, 6 baths. Upper floor features large gourmet chef’s kitchen, w/prof. appliances, large center island, separate pantry, adjoining eating area elegant living room w/roaring f/p. Enjoy stunning sunsets from private covered terrace w/360 of views. Basement provides a theater room, 2 bdrm legal suite. Heated garage. Earl Marriott & Peace Arch catchment.
2,448,000
$
14792 OXENHAM AVE
Spectacular Ocean Views...just steps to the beach. This custom home takes full advantage of the view with a wide open floor plan and bi-fold glass doors opening onto your entertaining deck for that feeling of living outside. No expense spared in the finishing of this home, extensive use of mouldings and exotic woods through out. The views are just as good as you move down to the master bedroom with a spa like ensuite. The basement has a sound proof theatre room, two bedrooms and wet bar all opening onto the back patio, room for a pool table or easily converted into a two bedroom suite.
This feature presented courtesy of
kareen 604 •764 •7713
Don’t miss our YouTube Channel for sneak peek tours of Luxury Homes: https://www.youtube.com/c/ThekareengroupRealEstateSneakPeeks
LUXURY HOMES kareen presents
2,599,000
$
13459 13A AVE
Custom built OCEAN view home on a quiet no-thru street. 4450 sq feet, 4 bedrooms, 4 baths. Gorgeous open floorplan. Radiant in floor heat all 3 floors. Must be seen, book a showing today!!
WHITE ROCK AND SOUTH SURREY LUXURY REAL ESTATE FOR SALE
1,368,888
$
16052 27A AVE
Elegant five bedroom home on a private South facing lot. Open floor plan on main floor with high end gourmet appliances, custom cabinetry, granite counters throughout, all opening onto a covered South facing patio for ‘year round’ entertaining. Three bedrooms and an open loft up. The theater room is under the suspended garage, projector and screen are included. Bonus bedroom and bathroom down as well as a one bedroom self contained nannies suite. Extensive millwork throughout, A/C, handscraped hardwood, inground sprinkler system.... Come and have a look, you won’t be disappointed.
1,995,000
$
13688 20TH AVE
This former Lottery Home sits on a professionally landscaped 1/2 acre. A rancher designed to take full advantage of the South Facing lot for year round entertaining with the 640 sq ft of patio, cover area and gas heaters. Inside,the kitchenis designed as the focal point to this very open design. Upstairs there is a large room presently used as an office, easily converted to a nanny’s suite, games room, art studio.... Architecturally designed, custom built home, won’t disappoint.
This feature presented courtesy of
kareen 604 •764 •7713
Don’t miss our YouTube Channel for sneak peek tours of Luxury Homes: https://www.youtube.com/c/ThekareengroupRealEstateSneakPeeks
2,188,000
$
17241 HILLVIEW PLACE Scenic 1 acre gated property, offering panoramic views of the North Shore Mountains & Fraser Valley. This 2x6 custom built rancher w/ walk out basement was built with function and design in mind. This charming home offers 3 beds, 3 baths, den, spacious living & dining rooms, large open kitchen w/Island and breakfast nook. Downstairs offers great flexibility, loads of storage, cold room & a beautiful 1 bedroom, 1 bathroom suite perfect for extended family or tenants. Both floors offer views of the valley & mountains with a huge deck and covered patio, overlooking a park like yard surrounded by gardens, cedar hedges, & fruit trees. Perfect property for car enthusiasts/collectors with 1280 sq.ft detached shop/Garage.
This feature presented courtesy of
kareen 604 •764 •7713
Don’t miss our YouTube Channel for sneak peek tours of Luxury Homes: https://www.youtube.com/c/ThekareengroupRealEstateSneakPeeks
2,800,000
$
incl GST
15482 PACIFIC AVE BRAND NEW HOME in prestigious White Rock neighbourhood with panoramic Mount Baker and Ocean views. Great open floor plan with 5 bdrms including 2 separate Master Suites, plus additional 1 bdrm legal suite and 8 bthrms. The creative design makes this perfect as a 2 generation family home with special features including roof top deck, covered patios, spice kitchen, central a/c, radiant floor heating and an elevator.
2,888,000
$
15235 VICTORIA AVE
Exquisite 4 storey Ocean View home created by a renowned European Craftsman for his own family sparing no expense. Stunning custom designer fixtures and finishes astound the senses only to be rivalled by the breathtaking PANORAMIC OCEAN VIEW from every level. An amazing 10’ waterfall flowing to the swimspa, a kitchen to delight any gourmet, an intercom/ sound system, electronic door locks, an elevator, legal 1 bdrm suite and the comforting radiant floor heating throughout including the entire 4 car garage all within a solid concrete structure are just a few of the outstanding features. Designer furniture and decor package negotiable.
Kareen has successfully built businesses and done major transactions for companies for over 15 years. The common denominator is .... a love of working with people and a belief in the highest standards of honesty and integrity. Kareen McKinnon, Real Estate Professional 604•764•7713 Remax Colonial Pacific Realty Ltd. 15414 - 24th Ave, White Rock
REALTORS® Who Care
CARLY & L ISA JUST SOLD!
JUST LISTED!
5 - 3009 156TH STREET Asking $399,900 JUST LISTED!
40 - 1400 164TH STREET Asking $364,900
JUST SOLD!
903 15152 RUSSELL AV Asking $409,000 JUST LISTED!
10771 BAMBERTON Asking $1,688,000
61 15688 28TH AV Asking $538,800
SOLD IN MULTIPLE OFFERS!
703 4900 FRANCIS RD
, tial Clients offers. Dear Poten in multiple ce ri p g in k k in all VER as /White Roc selling for O ey e rr ar u S es th om H in Sou ply is low. for property igh and sup h The demand y el em tr ke oods is ex s market li neighbourh In a Seller’ .’ T O ‘H er h y hig is extremel u achieve a in this area only can yo ot N most ! r u ss The market le yo d g n choosi ges are en m ta ro n F va . ad er e ow t like this the p this, th eller’s marke ce, you have S ri p a d s, te er ec off p than ex subject free ing dates to suitable clos ntages. pealing adva ion. gives you ap y competit out from m d an st I w w you ho al clients. Let me sho er to potenti off I e ag k ng Pac elps you get ed Pre-Listi guide that h iz on om ti st e ca u cu a ed I have r-door pect with th tary, to-you things to ex en r m ve li e p co ov I m , ab co n n dow It is a er and ts are broke ting plan ov os ke C ar . m ll a se g to ready l as providin sting, as wel process of li tions. your expecta g exceptional de in offer in ri p ke ta I I do. e! I look t the job don sion for what ge as I p d a e an , av n h I nicatio esty, commu service, hon you. om earing fr forward to h
604-231-0208 Email: info@carlylisa.com www.carlylisa.com
JUST SOLD!
3468 147A STREET Asking $818,000
Let me show you how I stand out from my competition. Request a customized Pre-Listing Package delivered to your door
pson Kristina Sim .9126
16 Cell: 604.6 .com pson@gmail kristinajsim
WestCoast Realty
15595 24th Avenue, Surrey, BC V4A 2J4 Bus: 604.538.8888 Fax: 604.538.0237
www.kristinajsimpson.com
604.616.9126
kristinajsimpson@gmail.com
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Glenna Gives Back! Are you or someone you know buying or selling Real Estate? Tired of bake sales, raffle tickets and other forms of begging to raise money for your school, team or organization? Send me a referral that results in a Sale or Purchase of Real Estate and I will give 25% of my net earnings on that transaction to your chosen group.That SIMPLE and EASY! Telephone or e-mail me to make arrangements to get your fund raising campaign started.
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#250-2411 160 Ave., Surrey, B.C.
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White Rock / South Surrey Real Estate Guide | August 2015 | www.whiterockrealestateguide.com
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CURRENT LISTINGS
4 SOLDS in June
MLS F1445036
NG ISTI L NEW
13894 - 18A AVENUE • $1,698,000
• 2 storey • 2961 sqft home • 12,066 sqft lot • 3 bed/3 bath
MLS F1446649
NG ISTI L NEW
#1-2738 158 STREET • $639,000
• 3 storey townhouse • 1996 sqft home • 4 bed/4 bath
13208 - 23A AVENUE • $2,880,000
13289 - 12B AVENUE • $2,680,000 MLS F1437825
13778 - 17 AVENUE • $1,598,000 •3306 sqft home • 4 bdrm/3 bath • 13,982 sqft lot
MLS F1435422
13577 13A AVENUE • $2,798,000
• 2 level, 5155 sqft home • 5 bdrm, 4 bath • 9009 sqft lot
MLS F1441386
2847 - 160A STREET • $1,450,000
• 3797 sqft home • 6209 sqft lot • 5 bed/4 bathroom
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16318 - 28 AVENUE • $1,599,000
• 5141 sqft home • 6640 sqft lot • 6 bdrm/7 bath
MLS F1444167
MLS F1443141
14230 WHEATLEY • $1,898,000
13241 - 15A AVENUE • $2,298,000
• EXPANSIVE OCEAN/MOUNTAIN VIEWS • 4 bed/4 bath
• 4892 sqft home • 14,766 sqft lot • 4 bdrm/5 bath
MLS F1437417
MLS F1443753
12858 - 13 AVENUE • $4,500,000
• 3509 sqft home • Ocean Front Home • 4 bed/4 bath
MLS F1446869
NG ISTI L NEW
6998 sqft home • 13,547 sqft lot • 7 bdrm/6 bath
MLS F1446547
ING LIST W E N
4 SOLDS in June
• 10,724 sqft lot • 4260 sqft home • 4 bdrm/5 bath MLS F1435264
13805 MARINE DRIVE • $1,650,000 • 3468 sqft home • 10,500 sqft lot • 4 bdrm/4bath
MLS F1441151
2982 - 161A STREET • $3,280,000
• 31,014 sqft lot • 9209 sqft home • 7 bdrm/8 bath
MLS F1435312
13160 14 AVENUE • $1,550,000
• View Home • Renovated 4 bed/3 bathrooms • 7320 sqft lot
MLS F1438416
2728 - 127 STREET • $2,298,000
• 5182 sqft home • 7406 sqft lot • 5 bdrm/6 bath • 3 years old MLS F1441405
1308 - 132B STREET • $2,599,000
• Ocean View 4808 sqft home • 4 bed/6 bath • 8217 sqft lot
MLS F1439961
13955 - 20A AVENUE • $2,588,000 • 4892 sqft home • 14,766 sqft lot • 4 bdrm/5 bath
MLS F1443374
14447 BLACKBURN CRES • $3,148,000 • Ocean view home • 6000 sqft • 6 bdrm w/legal suite
MLS F1418849
3136 136 STREET• $2,790,000
Over 6300 sqft home • 31,189 sqft lot • 4 bed/6 bath
MLS F1440969
MLS F1434639
12520 CRESCENT ROAD • $1,998,000
• SPECTACULAR VIEW PROPERTY • 42,732 sqft lot
301-15155 22ND AVENUE • $308,000
• Villa Pacific top floor condo • 958 sqft • 2 bdrm/2bath
White Rock / South Surrey Real Estate Guide | August 2015 | www.whiterockrealestateguide.com