Ageless 2014

Page 1

FOR ACTIVe, eXPeRIeNCeD SeNIORS • HeALTH, LIFeSTYLe & ADVICe

Ageless SUMMER 2014

Staying physically fit Local seniors find plenty of ways to stay in shape

Pet/Senior connection Animal companions bring love, life and hope

exercise your mind Brain exercises can improve your mental fitness

CURRY COASTAL

PILOT PILOT

Serving Curry County since 1946

CURRY COASTAL

Get the Smile You’ve Always Wanted At Brookings Dental Arts

• Braces • IV Sedation • Dental Implants • Sleep Disorder Treatment • Root Canals and Teeth Removal

805396wJ

Dr. Brice Chang Provides:

We offer all dental procedures in our office, so you don’t have to travel hours for dental surgery. Emergency patients are seen on a “same day” basis, to evaluate the problem and schedule treatment. We offer affordable payment options, and we accept most major dental insurances. We also have a discount plan for patients who don’t have dental insurance.

Open 7 am to 7 pm Our extended hours make it easier to schedule an appointment. You won’t have to worry about missing work or taking your child out of school in order to see the dentist. Experience gentle, caring dentistry at Brookings Dental Arts –

Because everyone deserves to smile.

541-469-0192

BrookingsDentalArts.com 350 Pacific Ave., Brookings Page 2 — Ageless

Community People Quality Healthcare Right near Home

Curry Medical Center 91957< 9 ;:2<+ #3 )F8G?=I2H>GAGEH

4 9:-< 8<3:402<+ #3 "D:HEBI6FDH

I CB<GE:IG@I8CDHIG89CDBFEBIGEI?G5HIB<FEI=C;DI<HF?B<3I%<H 9<=@GAGFE@I FE>I @BF55I FBI 6;DD=I 2H>GAF?I 6HEBHDI GE *DCC!GE:@II9?FAHIB<HI<G:<H@BI9DGCDGB=ICEI<C,I,HIAFDHI5CD C;DI 9FBGHEB@7I BF!GE:I B<HI BG8HI BCI ?G@BHEI FE>I BD;?= ;E>HD@BFE>I=C;DI;EG ;HIEHH>@3I HIC55HDI9HD@CEF?G H> <HF?B<IAFDH7I;EG ;HIBCIHFA<I9FBGHEB3 6;DD=I2H>GAF?I6HEBHD7IFI/17+ I@ ;FDHI5CCBI5FAG?GB= ,GB<I B<HI EH,H@BI BHA<EC?C:GH@I GEI <HF?B<AFDH7I 9DC-G>H@ ACE-HEGHEBIFAAH@@IBCIH 9HDGHEAH>IFE>I>H>GAFBH>I9DG8FD=

AFDHI 9DC-G>HD@I GEA?;>GE:I 5F8G?=I 9DFABGAHI FE>I GEBHDEF? 8H>GAGEH I GEI F>>GBGCEI BCI @9HAGF?B=I AFDHI GEA?;>GE: C#@BHBDGA@I FE>I :=EHAC?C:=7I :HEHDF?I FE>I CDB<C9H>GA @;D:HCE@7I;DC?C:=7IEH;DC?C:=7IAFD>GC?C:=7IFE>I9@=A<GFBD=3 6;DD=I2H>GAF?I6HEBHDIC55HD@IAC88;EGB= #F@H>I<HF?B< AFDHI #=I 9DC-G>HD@I FE>I @BF55I ,GB<I B<HI H 9HDBG@H7 H 9HDGHEAH7I DH@C;DAH@7I FE>I AC89F@@GCEI EHAH@@FD=I BC @HD-HI=C;DI;EG ;HIEHH>@I IF??I,GB<C;BIB<HIEHH>I5CDI?CE: >G@BFEAHIBDF-H?3I

:&-0<.711/2<)8 8 )F8G?=I2H>GAGEH

9:;5<.4::4 2<. 2< +# 3 )F8G?=I2H>GAGEH

+:7,9:0<39:; %;(79160<39:;

.45-90 # :7-902< <98,8<64< <%8,8

' 8' !8!$$$ 71179,< 766/2<.8)8 $* (

:";56<39:;

<98,8<64< <%8,8< <-90/<%;:< ;;

4,<+76(* 4:-2<.) (HEHDF?I'DFABGAH

' 8' !8!$''

$$< 6*< 6:;;6 :44 75"/

7, ;:10< 95 /2<+ #3 "D:HEBI6FDH

8<3:97"< ;;-2<.) '@=A<GFBD=

6; ;5< 8< 4*5/452<.8)8 "DC?C:=

967;< 75"2<+ #3 "D:HEBI6FDH

9:,< :9972<.8)8 "DC?C:=

1;55< 8< ; 75;2<.8)8 (HEHDF?I.;D:HCE

.9667;<.9661752< +#3 )F8G?=I2H>GAGEH

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

;7:< 4--2<+ #3 )F8G?=I2H>GAGEH '@=A<GFBD=

Curry General Hospital 6;DD=I(HEHDF?I C@9GBF?IGEI(C?>I*HFA< <F@I #HHEI AF??H>I FI H,H?I F8CE:I D;DF? <C@9GBF?@IGEI$DH:CE 3I BIG@I!EC,EI5CDIB<H H AH9BGCEF??=IAC89F@@GCEFBHIFE>IAFDGE: @BF553 %<HI <C@9GBF? @I H8HD:HEA=I >H9FDB8HEB <F@IFI H-H?I I%DF;8FI6HEBHDI>H@G:EFBGCE FE>I G@I @BF55H>I ,GB<I #CFD> AHDBG5GH> 9<=@GAGFE@ICE @GBHI&1 IFE>I<C@9GBF?G@B@ 9DC-G>HIAFDHI5CDIGE9FBGHEB@I&1 3

83&::0 ;916* ;6 4: 8(4,

:9,< %769;12<+ #3 )F8G?=I2H>GAGEH

%;5<!'<*4&:/<9<-90 <-90/<%;:< ;; ,;:";5(0<39:;<

56;5/7 ;<39:;<

5%967;56<39:;

'!!$<'6*< 6:;;6 41-< ;9(* ' 8!' 8 $$$

:44 75"/<+/0(*796:0<< *DCC!GE:@ +10310&3& 1

3&::0<.;-7(91<+:9(67(;<< (C?>I*HFA< +103&1 3/+0

&/*< &:";:0<3;56;:<< *DCC!GE:@ +103 0/30 /+

3&::0< 9,710<.;-7(91<< 'CDBI$D5CD> +103//&3/ 0

3&::0< 4,;5 /<31757(<< (C?>I*HFA< +103&1 3/+0

*4:;<+75;/< //7/6;-< 7 75"< (C?>I*HFA< +103&1 3 ///

39:175< 66;: 9( 2<.8)8 )F8G?=I2H>GAGEH

&6*;:< 9:-2<.8)8 (HEHDF?I.;D:HCE

)4&"19/< 4*5/452<)8 8 EBHDEF?I2H>GAGEH

91;5<38< *7%%1;2<.8)8 )F8G?=I2H>GAGEH

Ageless — Page 3

Ageless SUMMER 2014

Ageless features: Older, wiser and physically fit ............................................ 5 Local seniors find a variety of ways to stay physically active and maintain an excellent quality of life. Ninety and still going strong ............................................... 9 Brookings resident Alice Chapman, one of the original Rosie the Riveters, is an inspiration to those in her exercise class. Medicare’s medication call ................................................. 11 The most common question among seniors is about prescription drug costs. Exercise your brain ............................................................. 12 Studies show that maintaining an active mind through brain exercises can dramatically improve mental fitness.

M d

The rest of your life............................................................... 14 Quality sleep is essential to health. Experts weight in on the risks of not getting enough sleep and ways to improve sleep. Hair and aging ...................................................................... 16 Call it your mane, your crown, or flowing locks, hair can best be cared for with a positive attitude. Senior-pet connection ......................................................... 18 Animal companions may equal longer life, improved fitness and overall happiness. The power of tea ................................................................... 20 Seniors can enjoy a world of varieties of tea for both flavor and health benefits. Understanding Social Security ......................................... 22 Learn the various options available when considering benefits. Connecting from afar .......................................................... 24 Seniors are connecting with friends and family members using video chat programs on their computers. Revocable living trusts ....................................................... 28 Should you have a revocable living trust? Yes, and here’s why.

Ageless is a product of the Curry Coastal Pilot (Brookings, Oregon) and the Del NorteTriplicate (Crescent City, Calif.) It was printed by the Bulletin Western Communications Commercial Printing Division. All content is the property of the Curry Coastal Pilot/Del NorteTriplicate, owned by Western Communications, Inc., and may not be reproduced without written permission. Story ideas for future Ageless magazines may be submitted to Scott Graves, editor of the Curry Coastal Pilot, or Matt Durkee, editor of the Del NorteTriplicate. Graves can be reached at 541-469-3123 or via e-mail at sgraves@currypilot.com. Durkee can be reached at 541-464-2141 or via email at mdurkee@triplicate.com. For advertising, call the Curry Coastal Pilot at 541-469-3123 and the Del Norte Triplicate at 707-464-2141. Published Saturday, July 19, 2014.

Page 4 — Ageless

By Don Vilelle

Special to the Pilot

Photo by Bryant Anderson

Masters Swim Club organizer Dan Gray, right, speaks to swimmers during a class at the Fred Endert Municipal Pool in Crescent City.

It’s Time to Live Wider Awake! Bea ut yre st

RECHARGING

RECHARGE

Beautyrest Pocketed Coil Technology ÂŽ

ÂŽ

SLEEP WITH AN AIRCOOL

ÂŽ

Suppo r t and d Comfor t Eq E q ual Rec ha rg i ng Slee p. 1

2

An Extraordinary In Home Care Agency

provides conforming back support.

2

AirCool and Gel Foams ÂŽ

provide pressure relief, promote freedom of movement and provide a comfortable sleeping temperature

1

MATTRESS FREE DELIVERY • FREE SET-UP • FREE REMOVAL

B

With age often comes the realization of how important it is to stay physically fit. Webster’s dictionary defines fit as “prepared/ready/fine physical condition.� There are many ways that a senior citizen can stay fit: walking, jogging, hiking, dancing, gardening, climbing stairs, briskly pushing our young grandchild in a stroller. For the more adventuresome seniors there’s surfing, basketball, tennis, golf, kayaking and wind surfing. As we age, our bodies naturally tend to slow down, get tired faster. To increase our chances of living longer while feeling better about ourselves, and sleeping better at night, are reasons why

physical activity is important. Making physical activity a part of your regular day is one way to “make it a habit.� Taking a morning walk, joining an exercise class, riding a bike, washing a vehicle, walking errands instead of driving are all ways of helping you stay physically fit. I had the pleasure and opportunity to meet and visit with some active seniors in Curry and Del Norte counties who have made physical activity a part of their everyday lives. It took one mini-triathlon in Crescent City 30 years ago to hook Russ Burnette. Now that he’s pushing 67, the sport that combines swimming, biking and running literally keeps him going. See Fitness, Page 7

Barron’s Home Furnishings & SLEEP CENTER It’s more than a better night’s sleep. It’s you...Living Life Fully Charged.Ž

barronshomefurnishings.com 800.667.9990 • 541.412.0250

Personal Services Supportive Services And Much More State Licensed, Bonded & Insured Family Owned & Operated

Call 541-661-7011

EXPERIENCE

805335rJ

-

Older, wiser and physically fit

Ageless — Page 5

Page 6 — Ageless

Fitness

Continued from Page 5

“There are a lot of people my age that are so sedentary and at this point in their life that their health is starting to deteriorate. Age is catching up,” Burnette said. “But what’s nice is, I can maintain my health longer than the average person just by exercising, and my quality of life is probably a lot better than most people my age.” Burnette, director of the Crescent City Triathlon, swims at the Fred Endert Municipal Pool three days a week. On Sundays he and a group of friends meet at the water tower on the Smith River and swim a mile or two upstream and downstream. He also rides his bike about 20 miles three days a week and runs six miles twice a week. Burnette pointed out that if he didn’t keep to a regular exercise schedule he probably wouldn’t be able to run a marathon. “It takes as much energy as you want to put into it,” he said. Harbor resident Dan Drebes, 74, started a running program in 1972 after reading the book Aerobics by Kenneth Cooper. “It got me into running to keep me healthy and to help take care of my body,” said Drebes. “Running rain or shine is what I mainly do, along with lifting a few weights and riding a bike.” Harbor resident Larry Vincent, 78, started lifting weights due to a wrist injury. “The injury got me to thinking more about getting stronger and staying healthier,” he said. A former teacher and Navy man, Vincent found that exercise and working out helped build his self-esteem and helped him fight bouts of chronic depression. “It made me feel better about myself,” he said. Since 1998, Vincent has amassed many weight-lifting trophies, including world championships.

Submitted photo

Crescent City resident Russ Burnette, 67, has been competing in Ironman triathlon events since 2005.

Brookings weightlifter Larry Vincent, 78, has been working out regularly for years. “It made me feel better about myself,” he says.

Ed Yeager, 51, of Brookings, believes that, as long as you cover two areas, you can keep your body healthy. “You need to continue to move your body and keep your body hydrated.” A person does not need money to exercise, he said. “Just lift something — jump a rope — do a pushup against a wall,” he said. “As a grandpa I want to be able to play with my grandkids; not just sit on the sidelines watching!” Fifty-something Brookings resident JoAnn Vanderschaaf grew up in a health-conscience family that was very active. “I have been into physical fitness, either teaching and/or coaching for over 30 years,” she said. Vanderschaaf feels that staying active gives a person a positive attitude toward life, and that attitude translates into hav-

ing a boost in one’s confidence. Brookings Physician Mark Silver, M.D., 57, seems to always be on the move; but I was able to get him to sit down for awhile as we visited. “The best medicine is to move your body,” said Silver. “There is a mind/body connection. Your mind will be sharper the more you stay active.” Being a resident of BrookingsHarbor for 26 years, Silver has enjoyed a rural community that fit his style of living. “There are so many activities that a person can do in this area. And it is not expensive to begin. Just get yourself a pair of good walking shoes, put one foot in front of the other and off you go,” he said. As a medical doctor, “you have to listen to the patient and figure out what their needs are — it has to work for them and each person has somewhat different needs.”

Photo by Don Vilelle

He said a doctor who is in good physical condition will often be trusted more by a patient needing help with weight control; and the patient is more likely to engage in a discussion of weight issues. “You just have to start. It is so satisfying when I have someone who actually makes a change in their lifestyle,” he said. “I can go home feeling that I really did make a difference in someone’s life, and that is why I am a doctor.” As a boy, Harbor resident Nunzio Lagattuta was the shortest child in his class. He tried out for baseball and basketball and at the age of 14 became interested in surfing. “Dad said that I could not play football and I was not very good in basketball or baseball but I could surf,” said Nunzio. “He then bought me a surfboard for my birthday.” See Fitness, Page 8 Ageless — Page 7

Fitness

About the author: Don Vilelle has been a teacher and sports coach for 35 years. He can often be seen walking around Brookings wearing one of his trademark tyedyed shirts and picking up trash. “I find that doing volunteer work along with picking up trash keeps me active and in decent shape. Taking care of people’s yards while playing golf for recreation gives me a good balance of activity while allowing me to keep my socialization skills active.�

Continued from Page 7

Lagatutta’s family then moved to Idaho in 1973 where the surf was “questionable� at best. He started hiking and biking while running in 5K and 10K races, and eventually ran marathons. Upon moving back to Oregon in 2001 he returned to surfing. “I have seen too many people have their lives cut short by not moving their bodies — too much inactivity,� said Nunzio. “I am out and about, staying active, to enjoy God’s creation. I feel we should honor our body as a temple.� One benefit of staying active for Lagattuta is, “I get to go surfing with my grandson. Children are an inspiration.� Brookings’ Joe Donahue

grew up on a farm and ran track in high school. “I was not a top-notch athlete, but being a farm boy I was in pretty good shape,� Donahue said. But 28 years ago Donahue’s youngest son was trying to run a cross-country race in a certain time. He challenged his dad to see if he could run a mile in under six minutes.

“That got me started. It took quite a while before I could do that,� added the father. But that got him thinking about running for exercise, using a good pair of inexpensive shoes. In addition to running, Donahue hikes and works on many of the hiking trails in his area. Food is another incentive to

stay active. “I like food and I need to stay active to be able to live longer, play with my grandkids, and not balloon to 400 pounds,� he said. “Sometimes it is tough to get out and run because it does not fit in my schedule. But I have to stay with it so I can continue to feel good both physically and mentally.�

Your CLEAR choice for Eye Care

Providing the most advanced, caring and professional services for your eye care needs.

Larry A. Eninger M.D. David E. Cink M.D. Ophthalmology

Crescent City, CA 515 E. Washington Blvd 707-465-2020

Karl A. Bruhns O.D. Optometry

Brookings, OR 580 5th St, Suite 500 541-469-5800

Monday - Friday • 8 a.m. - 5 p.m. • www.pacificvisionmc.com Page 8 — Ageless

Ninety and still going strong The music is pumping and members of the Brookings aerobics class for seniors are lifting their legs and arms, building up a good sweat. In the back row is 90-year-old Alice Chapman. She’s not as active as her classmates, but that doesn’t stop her from swaying to music and smiling big. “You got to keep moving or you won’t be able to anymore,” said Alice, affectionate described by her classmates as the “Brookings’ wonder woman” and “class sweetheart.” “Alice lives an independent life, drives her own car and engages in exercise class two days a week,” said exercise instructor Elaine Gaines. “She truly is a wonderful person and an inspiration to us all.” Alice was born in Santa Ana,

Submitted photo

Alice Chapman exercises twice a week at a Brookings aerobics class.

California, in 1924. As a child she survived a serous bout of bulbar polio and in her teen years she struggled through the Great Depression in the 1930s.

At age 17, she went to work for Douglas Aircraft Co., where she helped build planes during World War II. “Alice has another nickname that folks today may not remember or recognize. That is Rosie the Riveter,” Gaines said. As men went off to war, many women worked in aircraft factories and shipyards back home. It was the beginning of an accomplished career for Alice who, after the war, earned a college degree in math in the 1950s and pursued aeronautical engineering work at McDonnell Douglas for many decades. During that time she married Lloyd Chapman and raised nine children. Her husband has since died, but she still lives in the house the couple built on Cape Ferrelo Road near Brookings. She lives

with her son David Chapman. Alice has been a longtime member and past president of the League of Women Voters. “We all look up to her. We love her!” said Jean Miller, who has been exercising alongside Alice for 10 years. Gaines said one of Alice’s favorite sayings during class is, “Oh, I love this so much!” “I just hope I can feel that way when I’m 90 years old,” said Gains. Alice’s daughter, Mai Alyschild, credits her mother’s long, healthy life and positive attitude to the twice-weekly exercise class and her ability to “never worry about things you cannot change.” Alice said, “I started exercising in the 50s. I can’t do as much now because of my knees, but I do what I can do.”

805155rR

• INDEPENDENT LIVING • ASSISTED LIVING • MEMORY CARE •

541-412-5054 • 98059 Gerlach Lane, Brookings, OR 97415 • www.SeaViewSeniorLiving.com Ageless — Page 9

Yoga can benefit people of all ages

-,./'(/!,.- /( /-/ %-&. #.,./"($/&-+/ - ./ ,*.+!) /)#-,. %* ./-+!/%-$ #'., #.,./"($/&-+/%.-,+/-/+. /) *%% #.,./"($/&-+/. .,&*)./"($,/ *+! -+!/ (!" #.,./"($/&-+/.-'/!.%*&*($) +$',*'*($)/ .-%) #.,./-/ -, / .%&( ./-+!/) *%*+ / ,*.+!/-% -")/ ,..')/"($ #.,./"($/&-+/)#-,./"($,/'-%.+') *+/#.% *+ /('#.,)/ $)'/%* ./"($ *+!/ ,*.+!)/-'/'#./ .+'.,/( / &'* *'"

#.'&(/ &'* *'"/ .+'., $+&#/ (+ / ,* .+')/!-*%" %-)).) .,&*)./ %-)).) .)($,&./ * ,-,"

805392wJ

/ #.'&(/ -+. / ,(( *+ ) #.'&( (,

Page 10 — Ageless

More than ever, yoga is capturing the interest of people of all ages, regardless of fitness level. Good for the mind, body and spirit, yoga is probably best known for its ability to help increase flexibility and reduce stress. There is no need to be athletic or in great shape to practice yoga, and experts will tell you that it can be as easy or as difficult as you choose to make it. Yoga, when practiced on a regular basis, provides a sense of awareness of the body’s strengths and weaknesses, which can then be addressed at your own pace. Proper breathing, and various positions, or asanas as they are called, are used in yoga for the purpose of releasing tension and tightness throughout the body. Just as with strengthening the muscles, the idea is to build flexibility slowly over time. Yoga can be included as part of an overall fitness plan, burning an average of about 250 calories per hour. It’s been said that you don’t have to be spiritual to practice yoga, but if you practice yoga, you will probably end up finding yourself a little more spiritual. Yoga belongs to all religions, and it helps people to get in touch with their spiritual side. Even the meditation side of yoga is not religious in nature. Meditation is just another way quiet to quiet the mind, reduce stress and promote self-awareness. The more you practice yoga, the calmer you become.

Basic guidelines First and foremost, always use nose breathing throughout all exercises in yoga. Yoga should also be practiced on an empty stomach. Experts routinely advise drinking adequate amounts of water, and this is especially important with exercise. It is thought that consuming plenty of water after a yoga session can help rid the body of toxins that might have been released during class. Remember to have fun with yoga; it should be something you look forward to. It has the power to make you feel relaxed, yet energized long after you roll up your mat and go on about your day. Hot yoga offers different types of yoga classes that take place in a heated room, which in some facilities can be close to 100 degrees. The idea is that the extra heat may enhance flushing of toxins and promote greater flexibility by allowing for a deeper stretch. — By Marjie Gilliam, personal trainer and fitness consultant.

Ageless MEDICARE ADVICE

Medicare’s medication call The most common question is about prescription drug costs

541-412-0917

bymyhandonline@gmail.com

By Cynthia Hylton, SHIBA program field officer WesCom News Service

tions can go from Tier 1 preferred generic to Tier 2 non-preferred generic, or even drop off the list entirely. February is not the time to discover changes in the plan in which you are enrolled. We run plan comparisons for beneficiaries every Annual Enrollment Period (AEP), Oct. 15 to Dec. 7 each year. Each year people seem so surprised to find out how much their drug plan is changing. Don’t get complacent thinking it was a good plan this year so I’ll just let it roll over into next year. You may end up being one of the callers asking what happened. Part D insurance plans are a one year contract. Under Medicare rules, you are not allowed to change during the calendar year except under special circumstances. I’ll talk about some of those circumstances later in the article. Not paying the premium because you are upset at the changes is not an effective strategy since the plans are allowed to collect for nonpayment and they do. If you are enrolled in a Medicare Part D insurance plan, mark your calendar sometime during Oct. 15 to Dec. 7 to do a plan benefits check-up. You can do it yourself by going to Medicare.gov and clicking on the yellow “Find Health & Drug Plans” link. See Medicare, Page 26

1109 Chetco Ave. Brookings, OR

805419rJ

The Oregon SHIBA program has a toll free 800 number (800-722-4134) where 26,000-plus calls are received each year. Entering you ZIP code immediately routes your call to the local SHIBA organization in your area. Otherwise, 8,000-plus of the calls go to the Salem office. There are only four staff persons in Salem to answer those 8,000-plus calls. As a result, we begin to get a good feel for the latest, most pressing issues concerning Medicare health insurance. The most common calls we receive about Medicare in January, February and March are about prescription cost. In the fall we went through the enrollment period for people to change drug plans or Medicare Advantage plans. As of January 1, the plan you chose (or the plan that you stayed in because you did not choose to change) is now effective. The people who are calling us now are the ones who did not change and did not do a benefits check-up. If you have had the need to go to the pharmacy to refill your prescriptions sometime this year, you may have been surprised, shocked or dismayed to discover that your generic medications that were a $5 copay in 2013 have jumped to a $15 copay in 2014. Part D insurance plans can change cost, formulary lists and tiers every year. Medica-

Ageless — Page 11

Studies show that maintaining an active mind through brain exercises can dramatically improve mental fitness By Linda Orcelletto

WesCom News Service

The term dementia is in the news more often, especially because our population is aging and life spans are longer. According to the Alzheimer’s disease website www.alz. org, dementia is the umbrella term for loss of memory and other mental abilities severe enough to interfere with daily life. Previously thought of as a mental illness, dementia is caused by physical changes in the brain. The brain region called the hippocampus is the center of learning and memory and is often the first to be impacted, causing memory loss. This in turn leads to the loss of the ‘starter’ connection in the cognitive thought process.

810531wR

Page 12 — Ageless

Though there are multiple forms of dementia, Alzheimer’s disease accounts for nearly 60- to 80-percent of cases. The second most common cause of dementia is vascular dementia, which is caused by physical conditions that block or reduce blood flow to the brain, depriving brain cells of essential oxygen and nutrients, which causes a decline in thinking skills. The number of documented dementia cases continues to increase as the disease becomes easier to detect, a result of a better understanding of the factors that contribute to the disease, including physical changes in the brain. Dementia is not a normal part of aging, but as you age, the probability of developing some type of dementia increases due to physical changes as the body ages. Genetics also play a factor. Unfortunately, there is no cure. “Life doesn’t stop with a diagnosis,” says Angela Stewart,

Exercise your brain •Keep your social life: meet with friends often •Exercise with weights •Take a walk •Play board games, cards, chess, checkers •Read and/or write •Read to others •Practice tongue twisters •Do word searches •Do sudoku •Do crossword puzzles •List as many presidents as you can in a certain frame •Learn a new language Memory Care administrator and Life Enrichment coordinator at Touchmark, a resort retirement community which offers services from home care to independent living, to residential care and memory care. “Right now, brain fitness is the best treatment (for dementia). Just like your physi-

cal health, brain fitness is equally as important to maintaining a higher quality of life.” Studies show lifestyle choices that are critical to brain health include daily physical exercise, sleeping well, reducing stress and eating a well-balanced diet, which includes Omega 3, found in fish and supplements. Lifelong learning and maintaining strong social networks are also key to preserving an active mind. “What’s good for the heart is good for the brain,” says Wendy Schrag, a nurse and Memory Care Support manager for Touchmark. Just like flossing your teeth and exercising your body, brain exercises should be included in your daily routine, no matter your age, to keep your mind active. Certain levels of activity impact different lobes of the brain, so it’s best to rotate brain games to work all parts of the brain. Listening to music stimulates all lobes of the brain, making

it an especially helpful activity. All types of music are beneficial, particularly when in a setting without distractions or external noises. Headphones can enhance the listening experience and increase the music’s benefits. Music has even proven to ‘wake up’ hidden memories in patients with dementia. No matter the activity, the key is to start a daily brain exercise routine before the disease steals cognitive abilities later in life. “The three plagues of the elderly are boredom, loneliness and the feeling of helplessness,” says Stewart, who holds a master’ss in Gerontology. “If we counter these three things, we can help enrich people’s lives tremendously.” Stewart encourages people, especially those in the beginning stages of the disease, to stretch their minds beyond what they think they can do, yet make the outcomes achievable so there is a feeling of accomplishment and success.

Caring has many different faces.

Humboldt Medical Specialists offers residents of Humboldt County with high quality health care. From cardiology to neurosurgery, we are a diverse group of physicians whose medical excellence is backed by a strong commitment to values. Affiliated with St. Joseph Health, St. Joseph Hospital and Redwood Memorial, we are committed to our patients and improving the health and quality of life of the people in the communities we serve.

đƫAllergy & Asthma đƫCardiology đƫDermatology đƫEars, Nose & Throat đƫGeneral Surgery

đƫGastroenterology đƫHematology / Oncology đƫInternal Medicine đƫNeurosurgery đƫOrthopedics

đƫPain Managment đƫPalliative Medicine đƫPlastic Surgery đƫUrology

Offices located in Eureka and Fortuna

Humboldt Medical Specialists accepts most major insurance plans, including commercial/PPO, HMO, Medicare, and Medi-Cal. For more information, visit HumboldtMedicalSpecialists.com.

Ageless — Page 13

Ageless TO YOUR HEALTH

By Kari Mauser

WesCom News Service

Most people experience midafternoon drowsiness, a period in the day when motivation evades us and sleep entices us. Blinks are too long, our head is heavy, muscles weak, and we find it hard to concentrate. According to David Dedrick, M.D., sleep specialist at St. Charles Medical Center, that sleepiness is normal. However, it should be fairly easy to fight it

off with something as simple as a walk around the block. “If the lull of sleep is irresistible, and you can’t maintain alertness, then something is wrong,� said Dedrick. “If you can’t make it 16 hours with sustained alertness, it’s likely something is amiss.� Even sedentary activities should be enough to keep you awake rather than prompting you to doze off during the day. “Imagine being in a boring

old staff meeting,� Dedrick said. “One guy is fidgety, restless, nervous, looking around, playing with a pen. Another guy is dozing off, head nodding. That guy is sleep deprived. “Human inclination in a boring situation is to find someplace else to be or something else to do, not to go to sleep.� This is not to say, though, that people don’t tend to be more sleepy as they get older. Dedrick said the quality of

sleep can decrease as we age due to a degradation of fundamental health issues and the medications we end up taking. “Medications with sedating potential lead to dozing off during the day in front of the TV just because of being sedentary,� he said. “Now, you’ve had this power nap before you are ready to enter a full sleep zone, so you are not going to get into as deep of a sleep as you need to, and you aren’t going to get enough sleep either.�

We Create Smiles

Monday - Friday 9 am - 5 pm After Hours & Weekend Emergency Appointments Available

life, and I thank you for your compassion. Keep doing what you do, and keep on making people happy and smiles beautiful. You have no idea what this means to me. I LOVE YOU!" – Jen Backman, Brookings

# "! # " " # #

Page 14 — Ageless

“You were 'destined' to be my tooth fairy. You've changed my Only denturist in the area to offer this service!

# " !# " ! # "# " !"

#! "# ! !"# " !" # " !#! # "! # " # # #

Studies do suggest that we need a bit less sleep as we age — getting by on six and a half hours is not uncommon in later adulthood. According to Dedrick, this is likely because we have less neurological activity going on when we’re older. “Small children need so much sleep because there is so much wiring and processing going on,” he said. “When we are seniors, that simply isn’t happening anymore.” One of the most common issues Dedrick sees in senior adults is even when they fall asleep easily, they wake up in the night and cannot get back to sleep. Oftentimes, this can be linked to nodding off before bedtime, but it can also be associated with medical problems such as arthritis. A painful hip or other physical ailment can interfere with sleep. T. Chris Kelley, D.O., diplomat of American Board of Sleep Medicine at Bend Memorial Clinic, acknowledges that medical conditions and the associated medications have significant impact on sleep as we age. Beginning around age 65, our sleep becomes more fragmented, and as a result, we never really feel rested, according to Kelley.

“As we age, sleep apnea and insomnia are huge problems, and they are often overlooked and underappreciated,” Kelley said. “As a society, we just accept that we are going to be tired, and that is really not good.” Ignoring sleep problems leads to other issues, including hypertension, increased risk of stroke, and even our ability to

manage diabetes. “We have dietary indiscretions, eating to fill something out of stress, and in those situations we don’t tend to make good food choices,” Kelley said. And while bad food choices make it difficult to control diabetes, they also lead to a higher risk of obesity. Regular daily activities are also affected when sleep deprivation sets in. “It affects your concentration significantly and lessens your state of coordination,” said Kelley. “You might think there is a step where there’s not, or you might not see ice on the ground, and these things lead to falls.” Even more dangerous can be driving a vehicle. “Sleep deprivation is akin to intoxication,” Kelley said. While the physical risks are tangible, the psychological risks of not getting enough sleep are also dangerous. Prolonged sleep deprivation can lead to depression and anxiety disorders, which are often exacerbated by isolation, a factor many seniors have to contend with, according to Dedrick. “We need more stimulation in the day,” Dedrick said. “Get a hobby. Find something you like to do, and that will lead you to

friends, to other people who are doing it, and that is so good for you.” Another thing to consider is what is referred to as “sleep hygiene,” the sleep environment you set up for yourself and what kind of sleep routine you keep. “You need a steady sleep pattern where you go to bed at relatively the same time each night, and you need an environment that is conducive to sleep,” Kelley said. “No television or loud radio, no eating or working in bed. The bedroom should be reserved for sleep.” If everything seems in line for a good night’s sleep, and sleep continues to elude you, both Dedrick and Kelley recommend reaching out for help, beginning with a visit to your primary care doctor. Your doctor will give you a comprehensive medical exam to see what physical complications may be at play and will also look at your medications and your sleep schedule. Once your situation is assessed, you may be referred to a sleep specialist who can help you get things back on track. “Sleep is like the alignment of the stars,” Dedrick said. “Everything has to be just right.”

Macklyn Place

A Vibrant Assisted Living Community Where Senior Living Thrives • Assisted Living • Medication Management

• Respite Care • Activities • Restaurant Dining

• Home Environment • 24 Hour Staff • Much Much More

Need a break?

541-469-7182 755 Elk Dr., Brookings

Respite Care available for short-term care in a furnished room, with meals, activities, and more.

Enlivant, A Senior Living Community

Ageless — Page 15

h g m i r i w N p

By Bridget McGinn

WesCom News Service

Retirement and a resolve to travel around the world led to another major life transition for Wendy Birnbaum. She decided to stop coloring her hair. “I figured that backpacking around South America for four months, it was not going to be easy to color my hair every three weeks,” said Birnbaum. Brinbaum also went to her hairdresser and asked for a very short cut. After a brief growing out period, she had a beautiful head of silver-gray hair. “It was very freeing to let go of caring if my roots were covered,” said Birnbaum. “It was a new chapter in my life, and it was one less thing to worry about.”

T

805200rR

Page 16 — Ageless

t v d o b O t n c m w

t f s f

t

Among the changes that can happen to hair as people age, graying is perhaps the most common and visible. Often beginning in a person’s 30s, graying is the result of hair follicles producing less of the pigment melanin, which provides color to the hair. New hair that grows in then appears white, silver or gray. How individuals respond to this inevitable part of aging can vary. Some, like Birnbaum, may decide to embrace the gray, and others choose to erase the gray by coloring their hair. Danielle O’Hare, an Oregon stylist, says that while graying hair is the number one issue that older clients approach her with, the majority decide to cover the gray with color. “My clients tell me that when they color their gray hair, they feel like they appear younger,” said O’Hare. “And they seem to feel better about themselves.” Darlene Miller can relate to that. When she found her first

gray hairs, she plucked them out individually. She soon realized that was a losing battle and decided to color her hair. “I just feel like it makes me look a little younger, and we all want that,” said Miller. Miller’s daughter, Lana Wittmer, is a licensed cosmetologist

and has been coloring her mom’s hair for her for decades. “There are a lot of things that can happen to the body as people age,” said Wittmer. “Given that, I think that hair is actually a simple thing to touch up versus something like plastic surgery.” While women tend to be more

concerned with covering up all of their gray hair, men have a different approach that seems to be more accepting of the aging process, according to O’Hare. If they do decide to cover their gray; which is relatively rare, the process is a bit different for men compared to women. “The coloring products designed for men don’t completely cover the gray, they are semipermanent and blend rather than cover,” said O’Hare. “Men generally don’t want people to know that they dye their hair, so they don’t want to be obvious.” Coloring his graying hair was never an option that Dan Jordan considered. “I probably started to turn gray about 10 years ago,” said Jordan. “I guess I didn’t pay much attention to it. I never had a problem with it. I’m not overly concerned about my hair.” See Hair, Page 27

WE UNDERSTAND COMMITMENT. For decades, Edward Jones has been committed to providing financial solutions and personalized service to individual investors.

You can rely on us for: ❙ Convenience

Locations in the community and face-to-face meetings at your convenience

❙ A Quality-focused Investment Philosophy A long-term approach that focuses on quality investments and diversification

❙ Highly Personal Service

Investment guidance tailored to your individual needs

Call or visit today.

Brent D Hoskinson, AAMS®

Financial Advisor 785 E Washington Blvd Suite 13 Crescent City, CA 95531 707-464-8760

Katherine C Taylor Financial Advisor 470 L St Crescent City, CA 95531 707-465-0102

Michael T Sullivan Financial Advisor 836 Third St Crescent City, CA 95531 707-465-3877

Emily N Rumiano, AAMS® Financial Advisor 600 Chetco Avenue Brookings, OR 97415 541-412-8988

Kevin J Moerke, AAMS®

Financial Advisor 1225 Marshall Suite 12 Crescent City, CA 95531 707-464-8761

Terre J Hodges, AAMS® Financial Advisor 3 Ross Road Brookings, OR 97415 541-469-5325

Damon T. Eilek

Financial Advisor 29294 S Ellensburg Ave Gold Beach, OR 97444 541-247-7002

www.edwardjones.com Member SIPC

Ageless — Page 17

Ageless HAPPINESS MATTERS

Health benefits of the

Senior-pet connection

Animal companions may equal longer life, improved fitness and overall happiness

The Pilot / Randy Robbins

Gold Beach resident Meryl Boice, 82, and her dogs Lily and Smokey. Page 18 — Ageless

Pilot staff writer

— but may increase it as well. A study published in the Journal of American Geriatrics Society (JAGS) demonstrated that independentlyliving seniors who have pets tend to be in better physical health and mental well-being than those don’t have pets. This same study supports the proposition that “grey haired greyhound owners� are typically overall more active, coped with stress better, and had significantly lower blood pressure than their non-dogor feline-owning counterparts.

While growing up almost everyone seemed to have one. The family pet. Was it a dog? A cat? Both? Even a chirping parakeet or that ittybitty goldfish prize won at the county fair would certainly qualify as a pet. Remember how good those pets made you feel — their sparkling eyes, cheerful tweet, content purring or waging tail as they greeted you at the door? You were a rock star to them. Guess what? You still can be. The latest scientific studies suggest that having a pet in your senior years may not only add quality to your life

Physical benefits Gold Beach resident Sharon Blackburn, 73, can attest to the benefits of owning a pet.

Town And Country animal clinic

Small, Large & Exotic Animal Practice OVER 20 YEARS OF QUALITY CARE

sense of urgency� not wanting to shun any dog or cat that needs her attention. Sharon’s love for animals has grown to a point where she volunteers at the Gold Beach Cat Shelter, where she helps monitor the shelter’s 19 cats while pitching in to water, feed and scoop out cat boxes. Although Sharon has three cats of her own at home, she encourages other seniors to take up caring for animals as well. “It’s a great way to get out of the house, to do something positive,� she said. “I get to meet other people while making the rounds with my animals.� See Pets, Page 30

NEW LOWER RATES FOR PLAN F MEDICARE SUPPLEMENT

townandcountryanimalclinic.com

805394wJ

Boarding • Food Surgery • Dentistry Medicine • Ultra Sound Laser Surgery Stem Cell Therapy

Blackburn, who retired in 1997 from a 30-year career with the United States Postal Service, was on her usual daily one-mile walk to retrieve her mail when she passed the Curry County Animal Shelter. She had read that the shelter was in need of dog walkers and decided “to give it a try.� The experiment, she claims, “has changed my life.� “I so look forward to it. The fresh air and the feeling of the animal’s energy while experiencing the joy in the dog’s face. It really invigorates me and gives me a boost!� she said. Although the former postal worker has kept active, she believes she has “an added

Mon. - Fri. 8-5:30 p.m. • Sat. 8-5 p.m. • 541-469-4661 • 15740 Hwy 101 S., Harbor

Norma H. Fitzgerald

Fitzgerald 805158wR

#"! "

For more information please give me a call

Financial

Financial Services Professional OR Ins. Lic. # 113115, CA Ins. Lic. # 632616 624 Fleet Street Brookings, OR 97415 Tel. 541-469-7761 Cel. 541-661-4418

By Randy Robbins

Ageless — Page 19

Enjoy a world of varieties of tea for both flavor and health benefits By Annissa Anderson Wescom News Service

Tea grew wild in its native China until it was discovered that the brewed leaves improved the taste of the water the Chinese boiled in order to prevent becoming ill. Since its cultivation began – about 4,000 years ago — tea has also been used to improve our

health in other ways. Today, we enjoy a world of varieties of tea for both flavor and health benefits.

True Tea The five basic types of true tea — white, black, green, oolong and pu-erh — come from the Camellia sinensis plant. While many people have tasted only a

couple of varieties, the flavors of different teas are worth delving into. From nutty to flowery and astringent to buttery and everywhere in between, teas offer a nearly infinite spectrum of aromas and flavors. These differences result from how they are grown, harvested and processed. Though all types of true tea are

NORTH BEND MEDICAL CENTER GOLD BEACH

541-247-7047 There are many different types of healthcare options at NBMC; from Botox to mole removal, on site X-rays to laboratory tests, minor surgical procedures and so much more.

Call today for more information!

Reginald G. Williams, M.D. Laurence E. Taylor, D.O. Tamara Tuttle, PA-C Botox Colonoscopies Vasectomies Oncology Knee/Pain Injections Osteopathy

Page 20 — Ageless

Otolaryngology (ENT) Physicals Preventative Medicine Vaccines Mole and skin tag removal Family Medicine

Minor surgical procedures Restylane Injections Electrocardiogram (EKG) Laboratory Services Radiology (X-Ray) Walk in Clinic

94180 2nd. St. Gold Beach 541-247-7047

available in the United States, the most commonly consumed are black and green teas. Black tea is made with leaves that have been fermented before being heated and dried. It has the highest caffeine content and forms the basis for some well-known teas like Darjeeling and English Breakfast.

Green tea, with a lesser but still considerable amount of caffeine, is produced from leaves that are steamed and dried but not fermented. Much research on these two types has confirmed that both black and green teas increase the body’s antioxidant activity up to about 45 percent. With regular consumption — several cups a day — these unique antioxidants, called flavonoids, can help to prevent certain cancers, reduce the risk of heart disease and diabetes, encourage weight loss, lower cholesterol, and increase mental alertness. Since consistent consumption is the key to maximizing tea’s health properties, Lori Brizee, M.S., R.D., L.D. with Central Oregon Nutrition Consultants, advises choosing a decaffeinated tea for drinking throughout the day. “I highly recommend a decaffeinated version of the tea you like,” said Brizee. “In winter, it’s a great way to get more fluid without any added calories or caffeine.”

Herbal Tea Herbal teas, or tisanes, are prepared like true tea but contain no true tea leaves. Instead, herbal teas come from the flowers, berries, peels, seeds, leaves, and roots of many different plants. These teas, though mostly possessing lower concentrations of antioxidants, have a myriad of other health benefits, depending on the herbs they contain. Herbal teas are also naturally decaffeinated. Many herbal teas, if used properly, can be natural healing agents to combat existing health problems as well as for preventative care. Drinking herbal teas with properties known to improve certain health conditions is a great

“I highly recommend a decaffeinated

version of the tea you like. In winter, it’s a great way to get more fluid without any added calories or caffeine.” — Becky Brizee, Oregon nutritionist

way to take an active role in your health, said Dr. Laurie Grisez, N.D., with Blue Star Naturopathic Clinic in Bend. Dr. Grisez prescribes herbal teas — in addition to other treatment — to provide immune support, digestive and circulative aid, and bone support, among others. For overall immune support and prevention, Grisez suggests teas made from rose hips — a rich source of vitamin C — or elderberry, a good source of vitamins A and C. To help digestion, Grisez recommends teas made from ginger, fennel and chamomile. “Warming and stimulating, ginger stimulates your own body’s digestive enzymes,” said Grisez.

These same properties also make ginger an excellent herb for helping to increase circulation, she said. For osteoporosis or other bone support issues, Grisez recommends tea made from nutrient-rich herbs like horsetail — a major source of silica, which encourages the absorption and use of calcium by the body — as well as nettles, dandelion, raspberry and oat straw. Many of these nutrientrich herbs are found in other herbal tea blends as well. “There is a lot of overlap with medicinal herbs. You can improve several health factors with one tea,” said Grisez. However, she said, it is important to consult your doctor or naturopathic physi-

cian before beginning regular consumption of medicinal tea. This applies especially to those with chronic health conditions or anyone taking other medications, as herb and drug interactions exist.

Brewing Tea The majority of Americans brew tea the same way, by plunking a tea bag or ball of loose tea leaves into a cup or pot of boiled water and steeping just until the temperature lowers to the point where their lips will not burn upon touching the liquid. But tea aficionados know that brewing tea correctly is dependent on the variety of tea itself. When brewing black teas, it is good to know that the tea leaves are fully oxidized (they are bruised to give them more exposure to air), making for assertive flavors and aromas. For this reason, black teas need only steep in near-boiling water for two to four minutes. Green and white teas need less time to steep — just one to two minutes — in slightly cooler (just steaming) water. Oolong teas have specific requirements based on the variety; best to buy oolongs that come with brewing instructions. Most packaged herbal teas — made from flowers and leaves — can be steeped (infused) like true teas, but require a longer steeping time, up to 10 to 15 minutes. But some herbal teas, made from harder plant parts such as barks, roots and seeds, require a decoction, which takes more time and heat for extracting the plant constituents. A decoction requires simmering the plant part for 15 to 25 minutes in a covered pan after the water comes to a boil. The decocted tea is then steeped for an additional 10 minutes before being strained and ready to drink. Ageless — Page 21

Ageless FINANCIAL ADVICE

Understanding social security Learn the various options available when considering your benefits By Cathy Mendell

Wescom News Service

Social Security is a topic on many people’s minds these days and many who are planning for retirement have questions about how and when they should begin taking Social Security benefits. This article aims to answer some common questions about Social Security and educate you about the different options that may be available.

When am I entitled to my Social Security benefits? As you know, you can start claiming your retirement benefits as early as age 62, but the benefit amount you receive will be less than your full retirement benefit amount. If you were born between 1943 and 1954, your full retirement age is 66 and you would receive just 75 percent if you started taking benefits at age 62. You don’t have to claim your Social Security benefits at your full retirement age. In fact, delaying benefits will increase your monthly benefit by 8 percent each year plus cost of living adjustments until you become eligible for the maximum benefit at age 70.

will deduct a portion of your benefits for every dollar that you earn above an annual limit — $15,480 in 2014. If you have reached your full retirement age, you can receive Social Security benefits with no limit on your earnings.

Can I continue working and still claim Social Security?

Social Security benefits for married couples

You can continue working and still claim retirement benefits. If you are under your full retirement age, the SSA

Married couples have a number of benefit strategies available to them. For example, if you are the higher earner, you could

Page 22 — Ageless

opt to claim Social Security benefits at your full retirement age, but suspend actual payments until age 70. This would enable your spouse to draw spousal benefits immediately while allowing your retirement benefits to keep rising in value. For many couples, maximizing survivor benefits is one of their primary considerations when developing their retirement income strategy. By deferring Social Security benefits, the higher earner can help en-

sure that the surviving spouse receives the largest possible survivor benefit if he or she dies first. Survivor benefits are usually worth 100 percent of what the deceased spouse was entitled to collect at the time of death, including any credits for delaying benefits.

When should I start taking social Security benefits? This is a simple question without a simple answer since it entirely depends on you and

your personal circumstances. Some people choose to take reduced benefits early because they need the income. Others hold off so that they can collect the maximum benefit for the rest of their lives and pass on a larger survivor’s benefit to their spouse. There’s no perfect answer as to the right time to start taking your benefits and it’s very important to look at the big picture when making such an important decision. Here are a couple of basic rules that may help your decision-making process: If possible, wait until your full retirement age (66 for most of our clients) to begin taking benefits. Doing so opens up the most options and benefit strategies like “claim and suspend.� Take into account all of your income strategies, including pensions, rentals, annuities and IRAs and investment accounts. The goal is to make the most of these

A difficult decision Knowing when the best time is to begin taking Social Security benefits is difficult. It’s a complex decision with many important elements to consider; once you factor in spousal benefits, survivor’s benefits, and other strategies, there are more than 70,000 different scenarios by which you can take Social Security. Making the right decision can be worth thousands of dollars over the course of your retirement.

#%"$# ( &#( '( & &" % (!%( % "( '& ! % ( #%"$# ($ (#%( & $# ( &!!'" %"( &# ($!( & ( $ #& (&( "'&! $# "% ' ( "$# ( ''

%( % ( #%"' "'( % ( '' ( "$# (! '( & "'( % ( '" '$ ! %( % ( & '( $! ( %"#$# ( '& & ' %( % ( & '( $ ( %% ( "' "' "'( % ($""$!& '( &!$ ' %"( & '( $ $ ! ( %# '#!"&!$# %( % ( $# ($!( &" (!%( !& (& & ' "$ $# ( &! $# ( (%" "'& $# (&( %% %( % (' '"( & '( ( % $# ( & $# %"(&$"(%"( & '(&( $ $# (%"("& $# '&"!( '&!( "$# (! '(#$ ! & (&# %#'( &! ' ( % ( '' &# (!% ( % (! &!( % ( & ( #%"! %"( % ( % "( "'&! ( "$# ( ''

"

Cathy Mendell, founder and President of Elevation Capital Strategies, brings her unique perspective to financial and retirement planning gathered from over 25 years as a senior executive of a fortune 500 company. The firm takes great pride in providing retirement income planning solutions that people can count on to be there when they need the money the most. Their retirement income planning services integrate all aspects of their client’s financial picture in a coordinated effort to provide for financial security guaranteed and predictable income and multi-generational wealth transfer.

"

"

" " " " ! " " " " • Control pain & deal with depression • Eat more nutritiously & exercise • Fight fatigue, frustration and stress

, - +%* !+( - +))- +*" $++ !( ) -

- + -*() ,$,"- # !%(! %(%"( %"'(% (! ' '( ' !$%# % ( & ( '( '"$# ( "% (#&,,'- '(,* ( #!"'&!' ( '' (& #'&( &# & '( ' $ $!&!$# ( '' $#' ($# "'& '(! '( &# ' (% ( "$ $# (& $ '#! &# ( & ( '& (!%( '& ! ( % $ &!$%# ($# $# ( '&"!( &$ "'

' !$# ( % '"' ( ( % !($# "&# '

"

!

"

" "! For more info Call Debbie Webb: at 1-800-264-0014 or 541-269-7400 x 140

- + -) )',% -#&,,'- '(,* -%+( *% - + $-' )!%!*( +$-%*&&- " *(%,"-#&,,'- !)+$",$)- ,( ,$

• Solve problems and meet personal goals • Communicate better with health providers and family members

!# $%$#% # %$ !# % % !$ "! % $ % " $"! % !" # % "

" $ % # $ % # $% " % # " $% #! #! $ #

+- + -#&,,'- ,&&

resources in addition to the Social Security benefit strategy to ensure comfortable income for life. If you’re counting on Social Security income immediately post-retirement, consider some options to “bridge� your income until age 70.

Ageless — Page 23

Connecting from

AFAR

Seniors are connecting with friends and family via video chat

“We use FaceTime and Skype all the time to talk to our grandkids. It helps us get over the fact that we can’t be there to watch them grow.” By Greg Morris

Wescom News Service

It seems that extended families are more spread out than they’ve ever been before. Whether it be for career, education or lifestyle, it’s not uncommon for grown kids, parents and grandparents to live hours — even states — apart. Thank goodness for technology. “We use FaceTime and Skype all the time to talk to our grandkids,” said parttime Oregon resident Constance Morris, who has grandchildrenin Oregon and in California. “It helps us get over the fact that we can’t be there to watch them grow.” Across the U.S., families, including seniors, are turning to video chat applications to stay connected with family and friends. And although there’s a learning curve, free access to many of these applications often takes less effort (and offers more intimacy) than hunting and pecking your way through email. “I love to be able to see what my grand-

daughter did today, instead of her telling me,” says Patricia Sanders, who “Skypes” with her granddaughter who lives 1000 miles away. “I get to see her art projects, play show-and-tell, and watch her as she grows. It makes the distance seem less far.” Skype is one of several video chat technologies generally available to computer users for free. Others include FaceTime, Google Video Chat and Facebook Video Calling, each offering similar features that make it relatively simple to connect with loved ones who live far away. While video chatting, and the technology behind it, may seem a bit overwhelming to the beginner, getting comfortable with these applications takes just a little practice. And, you only need three things to make it work. First, you need the hardware — the computer. The computer needs to have a webcam, a microphone, and speakers or headphones. The computer could take the shape of a desktop, a laptop, a tablet such as an iPad, or a smartphone. The second thing required is a free video conferencing software program such as Apple iChat, Google Hangout, Microsoft Skype or Yahoo Messenger. While these applications may seem new or mysterious, they often provide access to easy-to-use video tutorials to help get you started. Lastly, you’ll need an Internet connection of 1.5 MBS (mega-bites per second) speed or higher offered by your telephone or cable company. If you and your family use Apple computer products, such as the iPhone, iPad or a MacBook computer, the easiest way to video chat is through FaceTime. As long as you’re registered and aquired an AppleID, a few clicks of the mouse or taps on the screen allows you to video chat with anyone with the same capabili-

ties. Another popular video chat program is Skype (www.Skype.com). Skype is a free program that allows its users to video conference with others who use Skype. Skype does require registration and the need to download their software, but it comes with a video tutorial to get you started. You can even use Skype on some television sets. Facebook now offers video chatting through Skype. The search engine Google has entered the video chat world, as well. Their video, titled “Grandmother’s Guide to Video Chat,” walks users through the process of getting started with video chat. Google Chat, also free, requires the same steps as Skype, as well as a free email account through Gmail. Besides connecting with family, seniors are beginning to unlock the social potential of video chatting. By using online video chat rooms, such as www.seniorchatroom.com, they are able to connect with friends, new and old, from all over the world. It allows them to participate in holiday events, play music, or even exercise in a group. A new product, geared toward seniors, is the Claris Companion. Made with a bamboo case, the Claris Companion looks like a wooden version of a tablet. The Claris Companion is designed for elderly seniors with little to no computer experience. Focusing only on communication, the Claris Companion specializes in email, texting, and video chatting with family and caregivers. As technology advances, so does the goal of making life easier. Each new product attempts to address the typical concerns seniors have, including protecting personal information, staying within their budget, and their own learning curve. However, after spending some time learning to use video chat, seniors are experiencing new things they never thought possible. Ageless — Page 25

Medicare

Continued from Page 11

Once your drug list is entered, 30 or so stand-alone drug plans will arrange themselves in order of the least out-of-pocket cost to you at the top of the list. Or, you can choose to see health and drug plans. Aren’t computers amazing? If you are challenged by computers, don’t have one or want assistance from someone with experience, call 800-7224134 and a SHIBA counselor can help you. We also can give you more information that you might not discover about the plans’ benefits by looking behind the front pages. If you are struggling to pay for your medications, there may be resources to help you with the costs. Extra Help is part of the Medicare pre-

If you have had the need to go to the pharmacy to refill your prescriptions sometime this year, you may have been surprised, shocked or dismayed to discover that your generic medications that were a $5 copay in 2013 have jumped to a $15 copay in 2014. scription coverage legislation. It was designed to provide accessibility for those with limited incomes to be able to purchase a Part D plan and keep copays at a minimum. Once qualified and receiving a subsidy, you may change your drug coverage or Medi-

DEL NORTE COUNTY VETERANS SERVICE OFFICE

care Advantage insurance at any time during the year. You are not constrained by the fall AEP timeline and year-long contract. Anyone determined eligible for Extra Help does not have a penalty for late enrollment into a Part D plan. So if you didn’t enroll because you didn’t take any medications or couldn’t afford to pay for a drug plan and now you need a plan, quali-

fying for Extra Help would eliminate any penalty and allow enrollment as soon as you receive your award letter. Call Medicare Savings Connect, 855-447-0515. a toll- free number for easy over the phone online application assistance. ~~~ Cynthia Hylton has more than 25 years of volunteer program development and training experience. She has been working with the SHIBA program since 1990 as a local county program coordinator. Cynthia started working with the statewide program as a Field Training Officer in 2005. This position required an extensive background working with the senior community and training an effective volunteer network. SHIBA now has 250 volunteer Medicare counselors throughout the state. The SHIBA program received the 2007 Governor’s Award for Most Outstanding Statewide Volunteer Program.

Your County Veterans Service Office (CVSO) provides information and assistance in obtaining state and federal veterans benefits, programs and services.

"' $)( )!%$&% $)# ( &) '"')&()$&# )# ) '"')&() !# ) ! $) #%! ) '#& '" )&% '$ )' ' &$)# ) ("' '#" ) )&( % )(")!( #&%( )%& $)#!!)

Your CVSO can assist you if you are a Veteran, Widow, or Dependent of a

-)+ * $.%&-*.%+. ,. +$*

Please visit your CVSO if you have questions about: Compensation, Pension, School, Medical, Burial, Discharge upgrades, or California Veterans state benefits.

" !$ "!" # #! ! $ $ #$ " # # " # $ ! $ " # # $ ! $ " # ! #$ # "

).*+- .%' .%,) .%'*&. , ).!& $' '-#.*,. ,,) '#-*+ *&+. -)+.*&-*.'$.-!!),!)'-*+. ,). ,

810 H Street, Crescent City, CA 95531

+.-)+. $*.-.!&,#+. - .-%- ),, '# $. ( "( " ( , . +- &. ( " ( " (.. .. -# ,#. ( " ( "

(707) 464-2154

www.facebook.com/DelNorteCountyVeteransServices Page 26 — Ageless

75106gs7-19

VETERANS MEMORIAL HALL

" " # #" "! #

t c c n g h h n

b 3 n

m e w e v

t t h

) ()&() ( %! % '"$ (#$& (

deceased or disabled Veteran.

J I i

b s a h f

( ") ) ( %!') % ')&()& ') %! ) % '"$) (#$&

"To care for him who shall have borne the battle and for his widow and his orphan"Â

J w i w h t h

h t s f c

s

h l m

m

hair

Continued from Page 17

As his hair gradually grayed, Jordan noticed that people would comment on it, and the implication was often that he was getting older. In response, he created his own descriptive term for the color change in his hair. “I don’t have gray hair,” said Jordan. “I have pearl gray hair. I think that has more depth to it.” Wittmer and O’Hare both say that besides graying, another common issue that their older clients ask them about is thinning hair. As people age, the growth rate of hair slows, and hair strands become finer. Some hair follicles cease production of new hairs. For men, thinning hair can begin to appear by the age of 30, and many men are bald or nearly bald by the age of 60. Hormonal changes during menopause can result in changes to hair growth patterns for women, and they may experience thinning hair and a morevisible scalp. “There is not a lot that can be done about thinning hair,” said O’Hare. “But we can talk about the best way to style your hair to help it seem thicker and fuller.” Jordan said that when he noticed his hair thinning a bit on top and along his forehead line, he changed his style. At the suggestion of his wife, he began parting his hair on the side instead of combing it straight back as he had done for years — a change he feels comfortable with. “I think it looks a little more sophisticated now,” said Jordan. O’Hare advises that wearing hair longer tends to make hair look thinner, while a shorter cut might give hair more volume. “Shorter hair tends to have more body,” said Wittmer. “Add-

“It’s all about personal choice. My hair says, ‘this is who I am.’ When I decided to let my hair go gray, it was about letting go and stepping into a new adventure.” — Wendy Birnbaum

ing layers can help with fullness if that is a concern.” Regardless of the style, taking good care of the hair that you have is key. Keep hair moisturized and avoid damaging hair by overuse of blow-dryers, curling irons or other sources of heat. Use a soft hairbrush and a gentle shampoo, and condition regularly. Protect your hair from the elements, and wear a hat while outside in cold or windy weather, and wear a swim cap when in the pool. Extending the time between coloring can help reduce the damage to hair as well. Perhaps the biggest thing that can impact the health of hair is nutrition. “It’s a boring message that no one wants to hear,” said Lori Brizee, registered dietitian and owner of Central Oregon Nutrition Consultants. “Everyone wants the magic pill, but basically a healthy, balanced diet is what you need to have healthy hair.” In her practice, Brizee has seen firsthand the connection

between nutrition and healthy — or unhealthy — hair. Working with malnourished children allowed her to see how their hair gradually began to look better and become less brittle with less breakage and more fullness after eating properly balanced and regular meals. “We know from studies that malnutrition can make a huge difference in people’s hair,” said Brizee. “You need a balance of nutrients for healthy hair.” By the same token, taking extra nutrients is not going to improve the health of hair. “For example, some people say that taking high doses of vitamin and/or mineral supplements or eating larger amounts of specific foods will make skin and hair better,” said Brizee. “But it is really all about balance. If you are not already deficient in those nutrients taking more of them isn’t going to help your hair.” For healthy hair — and a healthy body — Brizee recommends eating from all of the food groups, especially fruits

and vegetables. “Diets high in fruits and vegetables are healthier,” said Brizee. “Focus on leafy green vegetables like spinach, kale and broccoli. They are high in lots of essential nutrients.” Protein from vegetable or animal sources, whole grains, and dairy products for calcium are also good parts of a balanced diet that can help keep bodies and hair healthy, according to Brizee. “You have got to meet basic nutritional needs for healthy hair growth,” said Brizee. “If you aren’t meeting these needs, all the hair products and dressing available aren’t going to give you beautiful hair.” No matter what choices people make about how to address the issues they face with their hair as they age, a healthy outlook is also important. “It’s all about personal choice,” said Birnbaum. “My hair says, ‘this is who I am.’ When I decided to let my hair go gray, it was about letting go and stepping into a new adventure.” Ageless — Page 27

Ageless LEGAL ADVICE

Why a revocable living trust? Should you have a revocable living trust? Yes, and here’s why: your daughter but she will inherit from you at your death unless you designate otherwise. Also people often are not aware that if they are remarried but have children from a previous marriage, in Oregon, those children will receive one-half of the deceased spouse’s estate and the current spouse will receive the other half of the estate.

By Melissa Lande

Wescom News Service

As an estate planning and elder law attorney, I am often asked if having a revocable living trust is a recommended estate planning option. With the increasing expense of probate and the overuse of the court system, I often advise people that a revocable living trust has become more necessary than it used to be. There are many benefits to holding your assets in a revocable living trust.

Using both spouses’ exemptions

If you have a trust, your trustee will act in your best interest to make sure that you are provided for during your lifetime if you are unable to make decisions for yourself.

Having a trust will allow you to maximize your estate tax savings by using both spouses’ exemptions at death. In Oregon the current estate tax exemption is $1 million and the federal estate tax exemption is $5,340,000. With proper planning, you can double the exemption amounts and avoid paying unnecessary estate tax.

Avoiding probate

Privacy

You will generally not need to file a probate proceeding in Court if you have a trust in place. This can be especially beneficial if you own real property in multiple states, which would require that probates are filed in multiple states at your death. Additionally, probate requires that you pay court filing fees and newspaper publication fees which can be costly.

trustee’s discretion. This can be important if your beneficiaries are minors or have substance abuse or other problems or simply are not responsible with their finances.

If you have to open a probate, your distributions and assets are public record, which anyone can review. Generally, trusts are kept private so no one except the beneficiaries is aware of the distributions. This can be important if your beneficiary is inheriting a large sum of money and you do not want others to be aware of that inheritance.

Selecting your beneficiaries

Preserving disability benefits

A trust allows you to designate your beneficiaries. If you do not have a trust or a will, your assets will pass to your next of kin in the manner prescribed by state law. For example, you may not have a good relationship with

Within a trust you can set up a special needs trust which allows your beneficiary to receive assistance from your trustee without losing any state or federal assistance for which that beneficiary otherwise qualifies.

If you become incompetent

Managing assets Having a trust is a way to have someone else manage assets for you or your beneficiary if you or your beneficiary is unable to manage the assets on their own. This is particularly important if Page 28 — Ageless

you become incompetent or have beneficiaries who are minors or disabled.

Holding assets Having a trust allows you to hold the majority of your assets in the trust which can make the administration and distribution of assets a simpler and less costly process.

Distributing assets A trustee can distribute the assets to your beneficiaries at the

Why older drivers get into car wrecks (AP) — We’ve all been there — having to tell aged relatives that it’s time to stop driving. The National Safety Council even has a report on this: “Time to hand over the keys?� Some older drivers can probably prolong their time at the wheel, with a refresher course offered by AARP for people 50 and older. It turns out that a lot of the problem is turning — a third of all fatal accidents involving seniors take place at intersections, according to the Insurance Institute for Highway Safety. Some 35 percent of all of their traffic violations occur because of failure to yield, and one in four are due to improper left turns. Neglecting to stop at a traffic signal is the other most common issue. A AAA/Carnegie Mellon study points out that accident fatality rates climb sharply after age 65. For drivers 75 to 84, the rate of traffic deaths per 100 million miles driven is about the same as it is with teen drivers. For 85 and older, the death rate is four times that of teens. Many older drivers have a wealth of experience to draw upon, and a Ben-Gurion University study adds that seniors don’t lose their ability to

AARP’s 10 signs to surrender the keys

perceive hazards ahead, and that they’re actually more sensitive to them than young drivers. And they adjust their mirrors. By 2020, 38 million drivers will be older than 70. Every day, 10,000 people turn 65 — and most of them are still piloting a car. On the road today, 15 percent of all drivers have achieved senior status. “Many older drivers haven’t had any kind of refresher course since they took driver’s education when they were 16. Many things have changed since then — roads, vehicles and themselves as drivers,� said Julie Lee, vice president of AARP Driver Safety. “Our

Signs that an older driver should turn over his or her car keys: • Almost crashing, with frequent “close calls.â€? • Finding dents and scrapes on the car, on fences, mailboxes, garage doors, curbs, etc. • Getting lost, especially in familiar locations. • Having trouble seeing or following traffic signals, road signs, and pavement markings. • Responding more slowly to unexpected situations, or having trouble moving their foot from the gas to the brake pedal; confusing the two pedals. • Misjudging gaps in traffic at intersections and on highway entrance and exit ramps. • Experiencing road rage or causing other drivers to honk or complain. • Easily becoming distracted or having difficulty concentrating while driving. • Having a hard time turning to check the rear view while backing up or changing lanes. • Receiving multiple traffic tickets or “warningsâ€? from law enforcement officers. — Source: AARP.org course encourages them to look at speeding, running stop signs, merging into lanes, making left-hand turns and sharing roads with motorcycles and bikes — which is much more prevalent today.â€? Left turns are problematic, because they put older drivers into crowded situations where they have to navigate across traffic.

AARP points out that three right turns will often put you in the same place. And it encourages annual checkups to measure stopping distances and reactions. “We use the three-second rule,� Lee said. “You have to leave enough space between you and the driver in front that you have time to react when something occurs.�

Ocean View Dining & Lounge

Senior Breakfast 7 a.m. – 11 a.m. Weekends ‘til 1 p.m.

Cecilia Patton Chiropractic, A Professional Corporation

www.finespinechiro.com

Lighter Lunch

" #% %)!'#!******** ) (%*$ (%) * $ (%) ( '#!* ) ) (

* ) # ' * * '( * * "%( !( '*"#' * *

&$$& * " & "& * &$$& * & $

3 p.m. – 10 p.m.

Happy Hour

We welcome Seniors and bill Medicare. % *"(!# #)* )''

11 a.m. – 3 p.m.

Lighter Dinner Mon.-Fri. 3 - 6 p.m.

16011 Boat Basin Road • Brookings-Harbor

541-469-6006 SebastiansBarAndGrill.com

Ageless — Page 29

Pets

Continued from Page 19

The JAGS study points to an ongoing mutually beneficial interaction that happens between a pet owner and pet. A pet needs walking, feeding, grooming, fresh water, fresh kitty litter, and lots of playing and petting. Such activities tend to keep senior pet owners engaged — both physically a mentally. Research reveals that older people who walk dogs are much more likely to keep up their walking routine than those who walk with a human companion. Even the simplest of tasks, i.e. letting a pet in and out to go to the bathroom, and/or petting and brushing, is beneficial to helping keep seniors involved.

Mental benefits Oftentimes seniors finds themselves in a place in life where they have lost a spouse or loved ones. Perhaps their children are far removed or distant emotionally. For these retirees a faithful dog or a reliable cat, always glad to see them, makes for less loneliness. Experts are now saying the interaction between pets and their owners helps satisfy a person’s desire for care and affection. The JAGS study also found that pets may also help curb the effects of depression, isolation, and potentially slow the ravages of dementia. Curry County senior Meryl Boice, 82, whole-heartedly agrees. After raising her family, Boice’s marriage ended and for the last 30 years she has chosen to live alone. “I don’t really mind being alone,” she said. “Sure, I Page 30 — Ageless

Finding a pet

Before getting a pet, a senior should check to see if have someone they know would be willing to accept the pet if their health were to fail, or if they live in an assisted care facility, does it allow pets and what kind. Once a person determines they are ready to care for, feed and clean up after a pet, the next step is to visit the various pet organizations in Curry and Del Norte counties. In Del Norte County: •Humane Society of Del

Norte, 821 Elk Valley Road, Crescent City. Call 707-4641686. •For All Time Cat Haven. Call 707-464-4121 •Del Norte County Animal Shelter, 2650 Washington Blvd., Crescent City. Call 707464-7235. In Curry County: •Pennies For Pooches, Curry County Animal Shelter, 29921 Airport Way in Gold Beach. Call 541-247-2514. •The South Coast Humane Society, 828 Railroad Ave, Brookings. Call 541-412-0325.

enjoy company, like when my son stops by, but I have these two dogs and two cats and they know how to keep me busy!” Two Maltese dogs named Lily and Smoky jump into Boice’s lap, their tails wagging and pink tongues darting in and out. They are boundless bundles of furry energy, happy to see their mom. An active, community-minded woman, Boice has a busy schedule. “If you just sit around your body goes and then so does your mind. I’m not going to let that happen to me,” she said. Her pets help her stay busy and active. “I let all four critters sleep with me in the bed at night,” she confessed. Her cats, Mittens and Samantha sleep on top of the covers like the dogs. “I’d be lost without them.” In Del Norte County the Del Norte County Animal Shelter has 30 dogs ready for adoption according to Animal Control Officer, Dave Cauyell. “We have almost too many dogs” Cauyell said. What kind of canines? “Pit bulls, labs, terriers, and yorkies, too,” he said. The fee for adopting a dog is $89. Also located in Del Norte is For All Time Cat Haven. Director Chris McChesney said her facility currently has 45 cats to choose from. “They are wonderful cats and would make good pets,” McChesney said. For All Time Cat Haven has a lot of mature cats that need a good home too. “All to often people skip over our senior cats to take home kittens.” The adoption fee is $50 and the cats are spayed and neutered.

$$" 5( & $5 %"5(& "

5 0*5 10441 (04,-4/15(21 5(& 5 ,#1140)43'1) +0

.5 2,43,45%3/3 4 4/15 3/*5"*#-312+/ .5%4*2-312+/5%3/3 4 4/1 .5 --#!312+/3'5$)403! .5 + 45 43'1)5&2*4, .5 5&/12 2+12-, 5 +#/*5(304

.5 4 2,1404*5 #0,4, .5 ) ,2-3'5$)403! .5& % "/*5+ 5 2 45(304 .5 2 4'2/4 .5%4*2-3'5 +-23'5 +0 40 .5 !44-)5$)403!

Ageless — Page 31

Trouble T rrouble rou Understanding ing Voices? Vo oice oices?

It maay be Heaaring Loss or it m may be p. Is Your Middle Ear the Problem?

We Can Find Out! Is Earwax Blocking Your Hearing?

Are Sinus Problems Affecting Your Hearing?

T H E

SURF

FREE Ear Canal Inspection and Hearing Consultation A P A R T M E N T S

n

An Yost Courtesy of Jo

Great Blue Hero

Because of the comprehensive nature of the hearing evaluation, please for your appointment.

We are a beautiful 55 plus community within walking distance to the ocean, post office, banks, grocery, downtown shops, art gallery and local public transportation. Come feel safe and secure in our comfortable andyou affordable studio If you Lihave trouble understanding speech, are welcome to have this Video Ear Inspection. We’ll look inside your ear se ou th oint gh and one bedroom apartments, with our state-ofBattery P canal with our space-age miniaturized camera. We’ll do a complete inspection of your ear canal and eardrum to see if the-art fire alarm and emergency medical alert systems.wax We offer ocean views, social potlucks there’s blockage problem or a condition which may require medical attention. and monthly birthday celebrations. Section 8 accepted and small pets welcomed. Crescent City Harbo

r Sea Lions

Pacific Coast

Surf and Rainb ow

Courtesy of J o An Yost

707.464.2581

Toll Free 800-887-4327 • 541-412-6109 638 Railroad Street • Brookings, OR

tesy of Jo An Yost Beachfront Park Gazebo Cour

108 H Street, Crescent City

! ! ! ! !

805397wJ

HEARING CENTER

! ! ity Sunset Crescent C ! !

! !

Page 32 — Ageless

Maybe it’s just wax! FREE Video Otoscopic Ear Canal Inspection!

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.