Are you a Yuppie or a Muppie?
Think back to the Yuppie era of the 1980’s, when ‘Loadsamoney’ was the catchphrase, brought to life by a much younger Harry Enfield. Yuppies were iconic and memorable in so many ways: phones the size of bricks, big ties, slicked back hair, grey pinstripe suits, the liquid lunch. Gordon Gecko, of Wall Street fame, a hero.
Harry Enfield’s Loadsamoney television character defined an era
They were the ultimate brash, upwardly mobile professional wanting to ‘buy, buy, buy’. So maxed out on finance, if they weren’t the owner of at least 10 credit cards, they were not really cutting it. Their money never slept and neither did they. Gordon Gecko, of Wall Street fame, was their poster boy. Property in those days was propped up with ubiquitous interest only mortgages, re-mortgaged for any equity and invested in the latest BMW or champagne fuelled trip to L’Alpe D’Huez.
Now that the Yuppie has moved on, meet the ‘Muppie’: the ‘Millennial Yuppie’. They’re the offspring of the older reckless BMW, champagne and ski crew. And this time, the Yuppies of old are refinancing to help their Muppie children with the classic ‘bank of mum and dad’ loan to buy their first home.
10 signs you’re a Muppie:
You have at least one savings account. You keep good records of your expenditure on your latest app. You drink craft beer or organic wine and vape instead of smoking tobacco. The iphone has replaced the brick phone. Cycle to work or use public transport. Enjoy camping or city breaks in Europe. Invest through crowd-funding. Job for life? No way. Flexible home working for a start-up. You, or several of your friends, sport beards. The bigger the better. Hot yoga and superfood smoothies instead of competitive gym workouts and Perrier water.
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