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Joint ownership is simple and inexpensive to implement. However, there are some disadvantages to the joint ownership arrangement. Some examples include (1) your co-owner has immediate access to your property, (2) you lack the ability to direct the co-owner to use the property for your benefit, (3) naming someone who is not your spouse as co-owner may trigger gift tax consequences, and (4) if you die before the other joint owner(s), your property interests will pass to the other owner(s) without regard to your own intentions, which may be different.

War does not determine who is right, only who is left.

Knowledge, is knowing a tomato is a fruit. Wisdom is not putting it in a fruit salad.

I didn’t say it was your fault, I said I was blaming you.

Simplifying Soci A l Security

You are not alone! Simplifying Social Security is here to assist you in your SSA journey. See www.simplifyingsocialsecurity.org or call 806-336-2978

Rates are reasonable.

e yegl ASS r epA ir & r epl A cement

Frame repairs, new lenses, new frames and/or adjustments. Serving West Texas since 1977! midwest optical, 2533-34th, 806-7975534 1/22

cA n’t re A ch your toe S ? ... i c A n!

Professional manicures & pedicures. Top quality products & services. Promoting healthy nails. 20 years experience. Call Alicia at 806-3175226 2/17 l

ooking for volunteer S

University Medical Center is looking for volunteers to work as messengers, pop popcorn, and work at the information desk. If you would like to meet new people, socialize, be appreciated, and have all the free popcorn you can eat, call 806775-8760 6/17

Back in Business!!

Professional ironing at reasonable rates. $150 per item usually. Larger items rate will vary. Call 806-831-5393 leave a message (I will be ironing)

volunteering?

Covenant Health and Covenant Children’s are in need of volunteers. Donate a morning or afternoon each week to help serve patients and families! If interested, call Lauren Orta, 806-725-3309, or email ortalh1@covhs.org 3/19

In filling out an application, where it says, “In case of an emergency, notify...”

I answered “a doctor.”

I’m supposed to respect my elders, but it’s getting harder and harder for me to find one now.