Being The Banker

You have two choices: The bank capitalizes on your funds. Or you do.

When it comes to personal finance and banking, one must scratch their head at times and wonder, “why am I letting a bank make more money off my money?” Although it is true that banks utilize their capital to create loans and over time receiving back all of the original capital as well as interest, Marcy McPhee, of Private Banking Concepts™, firmly believes that individuals can increase their own wealth by using the same concept that banks do.

Marcy, along with her husband and partner Tim, assisted Private Banking Concepts™ in developing, which in her own words, is “a tool to help people out of debt and into safety and security”. PBC™ is a derivative concept based on the Infinite Banking Strategy™ developed by Nelson Nash, who also wrote “Becoming Your Own Banker". The core belief of this system is investing in long-term wealth by creating your own personal bank. By transforming your capital into a specific financial instrument, this process allows you to still access and utilize your money while simultaneously earning dividends and protecting assets, along with guaranteed growth without any associated market risks or management fees.

Nelson Nash started as a Life Insurance Agent and worked in the industry for decades before writing his first book. By implementing the practices and principles he taught in these writings, he has been able to secure a respectable amount of wealth for himself and his family since the early 1980’s all while continuing to produce educational books and materials aimed at personal finance. Although the practice of banking can be traced back for hundreds of years, he was the first to dive into the concept of personal banking by utilizing cash value life insurance.

The concept of Private Banking can be intimidating for some, thankfully Marcy and her team facilitate this process by acting as a consultant and mentor when going over information with clients. Instead of putting hard-earned money into a bank, PBC shows you how to create your own “bank” and utilize your money in the same way a bank operates.

Imagine having an instrument that gave you guaranteed returns with tax free growth, paid dividends on top of the guaranteed returns, provided a multiplied generational wealth transfer, also all tax free, and simultaneously allowed you to still use some or all of the monies that you have put into the tool to capitalize purchases, make investments, or reduce and recapture your existing debt liabilities.

For Marcy, the idea of Private Banking Concepts™ is one she shares with as many people as possible. Marcy believes everyone should have access to their own wealth, and by offering customized roadmaps to meet specific needs, Marcy is able to show her clients how to acquire assets and create a stable retirement plan by utilizing the money they already have flowing through their hands and away from their families for ever.

Helping others brings an even greater satisfaction to Marcy in her line of work. She recalls a woman whose debt was going to take over ten and a half years to pay off. “I was blessed to bring her in as a client and create a roadmap to get her out of debt quickly and have a secure retirement”. With the proper mentorship and guidance, Marcy’s client was not only able to clear her debt in only thirteen months, but she was also able to experience a shift in her mindset, double her income, and have “the best four months in over twenty years of being in business”. Moments like this are what propel Marcy forward and continue to provide excellent service and value to her clients.

At the other end of the spectrum creating a Banking Program for one of her high net worth professionals that allowed them to create an income stream averaging over a half a million dollars year starting in their 50’s and growing every year they were alive. This doesn’t even include all of the wealth they are able to create by being able to simultaneously use the funds to acquire cash flowing appreciating assets and transferring 10’s of millions of dollars to his children.

Along with the benefit of financial wealth and stable independence that is included in the Private Banking Concepts Program, Marcy always likes to include special offers and incentives that further add value. By offering complimentary workshop sessions to civic organizations and professional groups, Marcy and her team are able to teach and share information to help shift the paradigm about money and create ideal breakthroughs in how people view their finances.

Life can be full of challenges, but it can also be full of success if you plan accordingly. For Marcy McPhee, her own personal challenge was climbing the illustrious Mt. Kilimanjaro, the roof of Africa, which clocks in at 19,341 feet high. Although the task seemed daunting at first, she was able to accomplish this goal through planning, working with individuals who new how to help her reach her goal, hard work and determination. “We all have some portion of our life that may seem like quite a hike to us” says Marcy, as she channels her mindset from the world of hiking to the world of personal finance.

Marcy has been in the insurance industry for 22 years and along with Tim has been teaching the PBC strategy, across the country, for the past 4 years. She has clients who are some of the wealthiest and most affluential you can imagine to people who desire to take control of their own finances and be freed from the burden their debt has become. Her passion is to serve. Do not miss out on this opportunity that Marcy is gifting to the world. Connect with her to learn more. Knowledge is powerful! Connect with Marcy via the contact form at http://privatebankingconcepts.com

Tim & Marcy bring a wealth of knowledge between the two, and a passion for changing lives. Their teaching is a give back to the abundant blessings they have received. Their desire is to create a roadmap of life for individuals & Families, and create a mindset of strength and stability in their financial journey. Changing lives for generations is truly the depth of their education.