Cloud-based Life Assurance by Zen Cafes

Green Finance delivering Bottom Up Funding for Infrastructure.

Research and Development

Inventor Enterprise

Zero Carbon Pensions

Local Administration

Mutual Insurance

Social Order

Social Enterprise World wide users Energy, Food, Transport Habitation

Green Fund Investors

Fund Governance

Mutual Insurance

National Security

Technology Applicators The Legal framework of community user groups.

A wholesome society exists when the whole Community takes shape, therein lives the strength of the Individual Soul. - Motto of Social Ethics.

Community Capital Framework

Connected Balanced Resilient Prudent

The incorporation of species and materials adapted or suited to the area, e.g. reflect the local area in gardens and landscaping

Identification between people and place expressed through friendship, culture and local traditions, e.g. hold community events in a public building or place

Secure and diverse forms of tenancy and community management of assets, e.g. enable the community to create housing and services suited to their needs

Delightful places that people love and want to be in, e.g. craft buildings that consider local styles, materials, climate and context and give a distinct local character

ecosystems

social exchange

integrated

interconnected

Local ecosystems remain whole by retaining and creating links. e.g. maintain wildlife corridors and natural water courses

A network of social and community organisations that promote connections between people, e.g. support clubs, sports teams, cafés, and volunteer opportunities

Accessible capital and local goods as well as supported commercial hubs and local trading, e.g. facilitate local markets and supply chains

Neighbourhoods with linked walkable streets allowing access to public spaces and transportation, e.g. develop logical routes where all daily needs are within a five-minute walk

biodiverse habitat

mixed

diverse

proportional

A sustainable relationship between man, animals and plants, e.g. produce diverse crops around a town for food security

An inclusive, diverse and mixed population that is tolerant and respectful, e.g. provide homes that the community can afford

A mixed local economy and a mixed profile of investment, e.g. make local goods available and affordable

Places with beautiful and wellscaled architecture and a mix of building types, e.g. design a high street with decorated shop fronts

regenerative

local governance

adaptable

durable

The ability for the natural environment to respond and adapt to changes in climate and human activity, e.g. include natural drainage systems to reduce the risk of flooding

Local planning and organising frameworks and life-long education opportunities, e.g. promote education and skills training opportunities for all ages

A flexible economic framework with a broad range of economic activities at different scales, e.g. build new housing in phases, using a sustainable growth model

Building types, spaces and uses that are suited for the region that can adapt and change over time, e.g. plan houses that could become flats, businesses or small shops

conservation

access to services

reinvestment

preservation

The protection, management and enhancement of natural resources, e.g. use sustainably harvested timber and other natural materials

Safe community facilities and amenities for people, e.g. maintain a centrally located library and health and job centres

Frugal financial planning with a vision of quality giving long-term returns. e.g. incorporate timely maintenance and community reinvestment schemes

A priority to refurbish and renovate with recycled and lasting materials and renewable resources, e.g. use passive cooling and heating and employ renewable energy sources

Sustainable Urban Drainage, Upton, UK Masterplan by The Prince’s Foundation

The Library, Rose Town, Jamaica, Masterplan by The Prince’s Foundation

Local commerce in the market at Brownsword Hall, Poundbury

A high-density, mixed-use neighbourhood in Waterloo

Prudent

Built place-making

Resilient

Financial stewardship

Balanced

Social belonging

Connected

Natural native

Rooted

How the principle of community capital works at diﬀerent scales

iDEAL NGO Ltd Through use of New Paradigm Methodology we enable Governments and their organizations 1. Obtain Best Value For Money 2. Access provision of Cloud Services 3. Do so for the purposes of: savings, investments, pensions and annuities 4. Through the use of Integrated Banking and Insurance Services – IBIS About Us Cloud-Service Systems Providers for Life Assurance – Pensions – Annuities and Savings 

Espousing Japanese Methodology we introduce:

Systems – Secure Actuarial Technology Operating Regulatory Insurance SATORI™

Systems introduce Knowledge Economy Norms Serving Harmonic Operations – KENSHO™ Systems SATORI™

The Way it works By licensing our Methodology for The Repair of Nations based on The Wealth of Nations by Adam Smith – we take forward the work of Morihei Ueshiba – AIKIDO (Actuarial Insurance Key in Directing Operations) To enable Harmonic Understanding of the relation between Man and Technology through the use of Tool as Product for Enterprise, Cultivation and Capital Generation or Tool as Weapon for the purpose of Destruction. This Conservationist Mindset Mind and Machine – the which perspective on Professional, the underwriting of risk and

comes about through an understanding of relation gives rise to insurers’ Commercial, Public and Civil Liability in exposure to downside loss.

The White Paper – Risk and Reward – the relation between Global Risk and Integrated Understanding through Social Services – Food Security – Healthcare Security – Economic Security and Energy Security – inform and are informed by a Design Model for The Green City which is made available through Institute of Strategic Studies in accord with World Future Council. See: Eco-polis – Agro-polis – Rio-polis – www.futurepolicy.org.

IDEAL NGO Ltd. Limited by Guarantee and Registered in Cardiff No : 8633731 Registered Office 1st Floor, 2 Woodberry Grove, North Finchley, London. N12 0DR

iDEAL NGO Ltd Deploying Services 1. Cloud-based Life Assurance Systems are available by rental on a per subscriber basis according to the provision of services selected:  Healthcare  Education  Food  Transport  Energy  Agriculture 2. The Model used is the World Future Council model for Sustainable City – Food security and Energy Security – available on license from Design Partners for Mapping, Finance, Design, Development, Construction and Services. 3. We operate in line with Rio Nation objectives for the development of Natural Capital – according to methodology for the development of Community Capital – in line with Town & Country Systems – available through our Social Contract initiative – Swords to Ploughshares – Sustainable Technology for Civilian Application, Investment, Regeneration of Capital and Zero Carbon Pensions. 4. See: Transition to Low-Carbon Economy – instituted to introduce the findings of Grantham Institute and Stockholm Environmental Institute. 5. We work with CICERO Systems – for law and justice, conflict resolution, mediation and arbitration. 6. We provide AGRICOLA Systems for Farming, Forestry, Fisheries and Sustainable Food Production – Financed by Five Pillars Authority. 7. We deliver VITRUVIUS Systems for Design and Development, Building Management, Estate Management, Land and Law based on Water Security – Infrastructure – Civil Engineering and Peaceable Security. 8. We license TERRA MADRE Systems for Waste Recycling, Earth, Soil, Seed and Technology Manufacture Services for Cultivation of crops, food production and sustainable agriculture. 9. Farm to Fork – Food Distribution Systems, Logistics, Transport Infrastructure – Food Distribution Hubs and Healthcare Support are available through our Infrastructure Partners – on application to Cloud-Service Systems and Service Providers – Visegrad Data Security Institute. 10. See Oliver Wyman – Insurance and Consultancy on Healthcare, Insurance, Pensions and Global Risk. Contact us Directly through the website or by applying to IDEAL NGO to enquire about de-risking your exposure to downside loss, public-private partnerships, municipal support, finance to create the conditions to attract inward investment – infrastructure planning and realizing value for money through strategic use of Cloud Services. IDEAL NGO Ltd. Limited by Guarantee and Registered in Cardiff No : 8633731 Registered Office 1st Floor, 2 Woodberry Grove, North Finchley, London. N12 0DR

iDEAL NGO Ltd Pensions and IT – a Green New Deal from Visegrad Security – Medical, Life, Data and Insurance, Food and Energy – Economic and Environmental Security for Capital Resilience Just as our own Human Capital is dependent upon our background, experience, capability and capacity for meaningfully rewarding activity so our Age of Communications wealth generation capacity is founded on our ability to convert communication into payment. That ability to attract and collaborate, engage and exchange is determined by our Digital Identity – our references, our networks, our profiles and our access to relationships and partnerships. Organisations as well as individuals are called to address their Social media and Social media management Strategy as integral parts of their Capital Generation strategy for income. Systems and Services, Software and Support are available as part of The Four Agreements for Chamber of Commerce Strategy for Integrated Professional Undertakings for Services, Manufacture and Systems Supply.

1. The Integrated Approach - Insurance - CPD - Compliance - KPIs - available as part of Insurance-Based Integrated Services – IBIS for Banking and Law, Architecture, Design and IT, Accounting, Auditing and Pensions. 2. The above mentioned IBIS System is available to rent in connection with Visegrad Data Security Institute Systems and Support for Local Authorities and Organisations in the Area within the Jurisdiction of the Chamber of Commerce. 3. Green New Deal – Chamber of Commerce Services are available by subscription for those who seek to access Banking Services in conjunction with: - Fair Trade Legal Agreements - Sustainable Accounting IDEAL NGO Ltd. Limited by Guarantee and Registered in Cardiff No : 8633731 Registered Office 1st Floor, 2 Woodberry Grove, North Finchley, London. N12 0DR

iDEAL NGO Ltd - Auditing and Reporting Services - Insurance Validation – Governance and KPIs - Design - IT - Communications - And - Security – available on payment of Subscription for Computer – Supply – Lease – Rental from One In Eight – available with or without CPD access – IBIS and IBBoS – Insurance Based Backoffice Systems. 4. Justice and Legal – Fair Trade and Dispute Reconciliation Services

In accord with Protocol – Regarding – ACCESS To Justice – the payment of insurance premium enables access to One of the Following Eight Professionals: 1. Debt Recovery and Credit Checking Agency 2. Dispute Settlement and Reconciliation Specialist 3. Arbitration 4. Fair Trade Legal Agreement 5. Counsel 6. Solicitor 7. Legal Executive 8. Mediation Specialist The Eco-polis – Agro-polis Rio-polis model provides a basis for the development of Natural Capital through the addressing of Fair Trade and Responsible Accounting, Auditing, Governance, Transparency and Reporting. This is available for research by going to: www.futurepolicy.org and Movement for Open Government.

IDEAL NGO Ltd. Limited by Guarantee and Registered in Cardiff No : 8633731 Registered Office 1st Floor, 2 Woodberry Grove, North Finchley, London. N12 0DR

iDEAL NGO Ltd The purposes of this brief paper are to address the infrastructure models that pertain to infrastructure as an investment through the management of insurance. The parameters are definitive and can be summarised for those who seek to prepare to investigate the opportunities for drawing down investment for Enterprise Regeneration. The Green City model rests entirely on Communications and Capital Transfer, Law and Accounting all of which rely on IT infrastructure. Just as it rests on IT the Green City depends for the health of that ecosystem upon a certain relation of dependencies and a network of relationships for the healthy functioning of the Civic Authority. For just as the physical body relies not on the brain competing with the stomach, but the integration of the heart and liver and kidneys and intestines, legs, arms, hands and feet, so the modern day Civic Authority relies for its natural health upon integration of systems – external and internal and relations that allow for the free passage of clear communication between respective organs of State.

The model The model for the integrated Social Trust – the receiver and distributor of funds relies for its effectiveness upon integrating: Food Security, Energy Security, deployment of IT and Insurance. This translates into an understanding and application of the principles and practice of Sustainable Economy – agro-Economy – Renewable Energy – IT infrastructure as an investment and insurance as a subscription service to pay for; healthcare – education – social housing and environmental services. Just as Energy can be used as a Utility – so too can Insurance as a Utility provide for Zero Carbon Pensions. Investment in Renewable Energy creates a return on investment once infrastructure service costs are deducted and infrastructure cost is repaid over time to repay the capital component – creating after time a revenue stream free of capital repayment component that can be used to fund an annuity or pension.

IDEAL NGO Ltd. Limited by Guarantee and Registered in Cardiff No : 8633731 Registered Office 1st Floor, 2 Woodberry Grove, North Finchley, London. N12 0DR

“A leader leads by example, not by force” ― Sun Tzu

Berlin Technology Hub – www.clubofathens.org – Planetary Engineering Services Institute

In an Age of Competitive Globalisation –  Where does that leave your organisation – enterprise – country or institution?  What are the limits to its ambition?  Where do the opportunities lie?  Is there scope for further influence, value creation, strategic advantage and success? These are the Four Questions that Frame Organisational Evolution – determined as that is by the Laws of Evolution – The Facts of Competition and Survival of The Fittest. The Global Race It has been said that the nations of the world are engaged in a Global Race? The Four Questions are: 1. To Where? 2. To Serve What Purpose? 3. To Realise What End? 4. What is the Outcome? The Global Race is not a Win-Lose Scenario like a huge Grand Prix or Boxing Match – although it might feel like that at times. The Race – The Struggle – The Journey is to arrive at a state of Adaptation at which stage one requires Adaptive Intelligence to enable Flow State to ensue. The principles of this race have been laid out in a series of books that can be researched at the end of this document. Seminars and Strategy Retreats based on these works are available by invitation in Budapest, Hungary. Contact us through the web site and we will let you know where we can meet for a few days in a place where review and reflection can precede policy formation and strategy design. We work according to World Future Council methodologies and integrate the values and ethos of Club of Rome and Club of Budapest to realise Integrated SocioEconomic perspectives based on Commonwealth Values for European Integration, Integrated Taxation – Universal Healthcare – Universal Education – Flow Management – Continuous Improvement and Stable State Governance. Our Subscription levels are designed for those who want to integrate Macro- and Micro- Socio-Economic Management with the needs of finance (banking and ©Scottish & Commonwealth Insurers’ Open Network 2013 www.sunzu.com/koraki “Victorious warriors win first and then go to war, while defeated warriors go to war first and then seek to win” ― Sun Tzu, The Art of War

“A leader leads by example, not by force” ― Sun Tzu

Berlin Technology Hub – www.clubofathens.org – Planetary Engineering Services Institute

insurance) and economy. At the moment, all four forces are pulling in different directions, creating a “black hole” at the heart of national economic management. It makes no difference whether you are head of an enterprise, multi-national, nation state, local authority, university or financial institution – the systemic pressures of Gresham’s Law – Economic Predation – Survival of the Fittest and Natural Law mean that your Game Plan can always be under attack and your strategy calls to be apprised of this risk. De-risking the Future is realised through upgraded Operating Systems designed to run on Stable State 3Fold Adaptive Logic – (Win-Win) rather than 2-fold Reductive Logic which by its nature – results only in WinLose – or total lockdown – Stale Mate when both sides play supremely defensive positions. The New O/S Disseminates Best Practice. Our Offer of Service We Disseminate Best Practice by taking a Scientific and Medical perspective of Living Systems – Healthcare – The Environment – Enterprise – Law – Society and Diplomacy to address the Strategic, Commercial, Diplomatic and Financial components that when integrated realise Stable State Governance through an understanding of Flow Dynamics. Flow Dynamics integrates: Thermo-Dynamics, Electro-Dynamics, Fluid Dynamics, Logic, Currency, Psychology, Education, Energy, Economy, Ecology and Law. Implementing the New Operating System realises Four Advantages 1. It is based on Software Security – Stable State Systems 2. It enables Stability through Stable State Economics 3. The O/S enables you to Disseminate Best Practice and so realise Stable State Prosperity 4. It enables Flow Harmonics through Stable State Currency and continuous improvement. On the international level this results in The Reversal of Gresham’s Law and the realisation of Stable State Governance for the local authority or national authority through Integrated Taxation. On the human level it enables Healthcare adapted to the needs of Life Assurance, Pension provision and investment through Zero Carbon Pensions. On the economic level it enables Infrastructure as an investment and the realisation of long-term stable state returns in such a way as repair, restoration, renovation and salvage become the new business opportunities. ©Scottish & Commonwealth Insurers’ Open Network 2013 www.sunzu.com/koraki “Victorious warriors win first and then go to war, while defeated warriors go to war first and then seek to win” ― Sun Tzu, The Art of War

“A leader leads by example, not by force” ― Sun Tzu

Berlin Technology Hub – www.clubofathens.org – Planetary Engineering Services Institute

From a Flow perspective the benefit is that of increased security through conflict resolution and Capital Creation through appropriate use of appropriate technology. This is called: “Swords to Ploughshares”. Food security and energy security are twin aims of this Eco-polis – Agro-polis model for self-sustaining city states in an interdependent world. The next step Whether you are an individual or organisation, diplomatic or strategic partner contact us directly for a description of our software and services, operating systems and methodology for integrated taxation through security software technology. Select your level of interest We welcome support at four levels  Sponsors  Patrons  Fellows  Partners If you want to work with us to disseminate best practice or participate in Green New Deal – Open Capital for Open Society – contact us directly.

©Scottish & Commonwealth Insurers’ Open Network 2013 www.sunzu.com/koraki “Victorious warriors win first and then go to war, while defeated warriors go to war first and then seek to win” ― Sun Tzu, The Art of War

“A leader leads by example, not by force” ― Sun Tzu

Berlin Technology Hub – www.clubofathens.org – Planetary Engineering Services Institute

Server Administration is called into being to serve the needs of: 1. Insurers – IBAM – Insurance-Based Asset Management 2. Financial Service Providers - IBIS – Integrated Banking and Insurance Services 3. Chambers of Commerce – Insurance-based Backoffice Systems – IBBOS 4. Healthcare – Insurance-Based Legally Integrated Curative Knowledge – IBLICK 5. Technology, Education, Qualifications, Kite-marks and Validation – Insurance-Based Legally Integrated Normative Knowledge - IBLINK 6. Enterprise, Revenues, Governance and Security: PENGUIN - Public/Private Enterprise National Guarantees Underwriting Insurance Norms. The above SIX SUBSCRIPTION SERVICES are available on a Pay-As-You-Go basis using Secure Servers based in Data Centres in the U.S, Europe, Australia and South East Asia. We work according to Licence Agreement for the SIX Areas of: 1. Finance 2. Education 3. Technology 4. Healthcare 5. Enterprise 6. Security We enable town-by-town and city-by-city Licensing Agreements to participate in Partnership with: 1. Arup (worldwide) 2. Planetary Services Engineering Institute (Washington) 3. Swords to Ploughshares – Agriculture, Science,, Capital and Technology (UK) 4. Berlin Technology Hub (Europe) 5. Institute of Chartered Accountants (Scotland) 6. Royal Agricultural College, Cirencester, England.

“A leader leads by example, not by force” ― Sun Tzu

Berlin Technology Hub – www.clubofathens.org – Planetary Engineering Services Institute

The whole is entitled Green New Deal – working on the Eco-polis – Agro-polis model of WORLD FUTURE COUNCIL and Environmental Defence Fund – The Grantham Institute – Club of Budapest – Club of Rome and Club of Athens. We look for Collaborative Agreement in the following specialist areas: 1. Defence and Security 2. Software Security 3. Hardware Design and Manufacture 4. Infrastructure as an Investment – Green City Partnerships 5. Design and Urban Planning – Community Capital Creation 6. Financial Services – Investment – Enterprise, Governance 7. Technology Security 8. Electoral Voting Systems – E-Government 9. Agro-Economy and Agro-Ecology – Feed The World 10. Sanitation, Water and Disease Prevention – Healthcare 11. Medical Research, Technology and Training 12. Climate Change. See: Planetary Engineering Services Institute (Washington).

“A leader leads by example, not by force” ― Sun Tzu

Berlin Technology Hub – www.clubofathens.org – Planetary Engineering Services Institute

http://ideal.clubofathens.org Swords to Ploughshares The clash of cultures is based on the clash of Sacred Culture with the reductive analytic narrowly “scientific” prescriptive model that is founded not on Value, Purpose and Meaning but on Purpose alone. That purpose is the acquisition of cash, usually at the expense, if not always at the expense of the Bottom Of The Pyramid. The Two Cultures work on different operating Systems. Meaning, Purpose and Value operate on Stable State 3-fold Logic – Crown, Law and People. Reductive science sees Faith as antithetical to Reason, and works on a debased notion of reason that is founded on Aristotelian Two-fold Logic that discounts Meaning and Value – both are seen as “subjective” and insufficiently reliable when compared to the Aristotelian Ideal of reasonableness which involves arguing incessantly until the weaker party concedes the point. This process is underpinned by The Theory of Competing Interests which is at the basis of so-called laissez-faire economics. Let us be quick to point out, Freedom requires a Structure founded on notions of Fairness and Justice. Fairness does not require a “vote” – it is an intuitive capacity that accompanies the discernment of meaning on which we run our lives. Anyone familiar with the plaintive cry of a three-year old – “that’s not fair!” witnesses that Meaning, Purpose and Value are embedded principles in the operation of Language – which medium is the rational means for the obtainment of wants, as an alternative to the Free-for-All that accompanies the survival of the few strongest and fittest who elbow their way to the front of the queue for the trough and indulge themselves in feeding frenzy. The opposite of Reason is not Faith – quite the reverse; the antithesis of Reason is innate survival mechanism – “fight or flight” and the instinctive drive of appetite unchecked to gratify itself, unbounded by considerations of protocol, fairness or physical norm. Thus we come to develop a Critique of Science founded on Natural Law that includes the discernment of Value and Meaning to encompass a Fair Trade Economics perspective founded on the pursuit of enlightened self-interest – with regard to future needs and the needs of future generations to arrive at an Economic Perspective that does not treat children as of no economic value, but by contrast treats the needs of the next generation as a matter of legitimate economic and rational interest – with the accompanying investment, security, education, economic, agricultural, environmental and legal integration of upholding these interests as matters of legitimate Defence.

©Scottish & Commonwealth Insurers’ Open Network 2014

http://ideal.clubofathens.org

Thus we arrive at a Defence and Security Principle – founded on Economic Rights that incorporates the values, not of monoculture but of recycling, re-investment, appropriate technology and education and healthcare to address Economic Rights founded on notions of Pure Reason, Pure Logic, Pure Science and Pure Maths – Actuarial Science. Thus we turn to the Defence and Life Assurance industries to partner with national and regional governments to address their long-term needs based on the consideration of Four Works: 1. Choice – The operation of the Critical Judgment – The Economics of Good and Evil 2. The Common Pool – the broad base of selective individuals that make up a society of rational moral agents with the Ability and Right to Determine Safe and Healthy and Legitimate Outcomes – Economics as If People Mattered. 3. The Creation of Capital – not just financial capital which is the mobile outcome of developing the fixed capitals of Human Capital, Knowledge Capital, Community Capital, Soil Capital, Seed Capital, Technology Capital and Natural Capital. This Capital development is made through the outcome of rational moral choice that is the result of the pursuit of enlightened self-interest, making provision for the morrow and the needs of one’s dependents rather than the blind pursuit of aggrandizement and power that is the sole aim of the behemoths of modern day corporate landscape that roam the planet in such of feeding opportunity to satisfy the unchecked voracious appetite for cash. – Adam Smith and The Wealth of Nations. 4. What is called for is a shift way from immediate appetite (the culture of risk-undertaking, gambling and banking) to the satisfaction of future needs (People and Planet) based on Stewardship of Natural Resource – namely Eco-capitalism. See: Leadership, Flow and the Making of Meaning. The whole is encompassed in the work of Ketan Patel of Goldman Sachs Strategy Unit and it is recommended that Power, Purpose and Principle underpin the Four Agreements of Strategic Partnership with national and regional governments to oversee the Protocols, Charters, Governance Conditions and Terms of Understanding for the de-risked nation state at ease with itself and its neighbours in the legitimate pursuit of reward and capital generation through investment in The Green City – infrastructure as an investment and the shift to Transition Economy that marks investment in renewable energy and low-carbon technology to provide for the needs of future citizens.

©Scottish & Commonwealth Insurers’ Open Network 2014

http://ideal.clubofathens.org

The Four Agreements 1. Insurance and Life Assurance – Pensions and Savings – financial services underpinned by principles of Defence and Security – Stewardship and the Creation of Value. 2. Defence – Swords to Ploughshares – supportive rather than extractive economy – technology as an investment and money as tool not weapon. 3. Healthcare – the provision of infrastructure as an investment to enable the development of Human Capital through access to Medicine, Healthcare Technology, Medical Education and Insurance for Welfare – Housing and Education. 4. Fair Trade Chambers of Commerce for business registration, licensing and validation in accord with Conservative Asset Management principle for Governance of Standards and Integrated Taxation. The next step 1. To receive the Four Volume Series – Power, Profit and Principle contact us directly. 2. To enroll citizens of the Civic Leadership Programme – apply for licence according to territorial availability. 3. For insurance Governance Charters and Terms and Conditions for investment in Green City infrastructure – contact us directly for access to funding. 4. For insurance Terms and Conditions for Life Assurance, Pensions, Savings and Enterprise Support through CPD, ideas incubation, Ethical Support for Green Projects and IT contact our Global IT Providers for Global IT Services, Nudge Digital – Integrated Banking and Insurance Software – IBIS and Insurance – backed BackOffice Systems for Fair Trade Chambers of Commerce (IBBOS).

©Scottish & Commonwealth Insurers’ Open Network 2014

“The wise are instructed by reason, average minds by experience, the stupid by necessity and the brute by instinct.” Marcus Tullius Cicero

Introduction Global Risk 1. Fiscal crises in key economies 2. Structurally high unemployment/underemployment 3. Water crises 4. Severe income disparity 5. Failure of climate change mitigation and adaptation 6. Greater incidence of extreme weather events (e.g. floods, storms, fires) 7. Global governance failure 8. Food crises 9. Failure of a major financial mechanism/institution 10. Profound political and social instability The Demand The systemic nature of our most significant risks calls for procedures and institutions that are globally coordinated yet locally flexible. As international systems of finance, supply chains, health, energy, the Internet and the environment become more complex and interdependent, their level of resilience determines whether they become bulwarks of global stability or amplifiers of cascading shocks. Strengthening resilience requires overcoming collective action challenges through international cooperation among business, government and civil society.

For those who want to know more Ten Global Risks of Highest Concern in 2014 Source: Global Risks Perception Survey 2013-2014. Note: From a list of 31 risks, survey respondents were asked to identify the five they are most concerned about.

– The risks considered high impact and high likelihood are mostly environmental and economic in nature: greater incidence of extreme weather events, failure of climate change mitigation and adaptation, water crises, severe income disparity, structurally high unemployment and underemployment and fiscal crises in key economies.

“The more laws, the less justice.” Marcus Tullius Cicero

“The wise are instructed by reason, average minds by experience, the stupid by necessity and the brute by instinct.” Marcus Tullius Cicero

Female respondents perceived almost all global risks as both more likely and more impactful than did males, especially in the environmental category. Younger individuals gave higher scores for the impact of almost all of the risks, particularly environmental risks, such as water crises, greater incidence of natural catastrophes, the loss of biodiversity and greater incidence of extreme weather events. – The risks perceived to be most interconnected with other risks are macroeconomic – fiscal crises, and structural unemployment and underemployment – with strong links between this macroeconomic risk nexus and social issues, such as rising income inequality and political and social instability. The failure of global governance emerges as a central risk that is connected to many different issues. Mapping perceived interconnections between risks helps to understand the potential transmission channels between them. – The decline of trust in institutions, lack of leadership, persisting gender inequalities and data mismanagement were among trends to watch, according to survey respondents. Experts added further concerns including various forms of pollution, and accidents or abuse involving new technologies, such as synthetic biology, automated vehicles and 3-D printing.

“The more laws, the less justice.” Marcus Tullius Cicero

“The wise are instructed by reason, average minds by experience, the stupid by necessity and the brute by instinct.” Marcus Tullius Cicero

By way of Communication we indicate opportunity for Universal Response to the Two Big Challenges of Climate Change and Economic Reform – Stable State Governance – Prinzip & Praxis – The Repair of Nations by means of Best use of Government Asset A Partnership Approach to

The Wealth of Nations By means of Document Management File-sharing Collaboration Validation, Legal, Insurance, Fiscal and Auditory Systems for Sustainable Development Community Capital

We have a model for Governmental Economic Localism (Development of Community Capital) based on fiscal and economic integration through the alignment of technology and finance with National need through Terra Firma Estate Management Principle (Chartered Survey) Insurance, Finance and Law. We have Economic Technology and Finance – Estate Management model that introduces the work of Price Waterhouse Coopers, Oliver Wyman, lawyers, insurers, surveyors, estate managers Jones Lang La Salle and Grant Thornton accountants with Institute of Chartered Accountants Scotland and Systems Engineers for Sustainability – IT Service Providers and provision of Cloud Services through Document Management and File Sharing Collaboration Systems. This collaboration of Professional Service Providers (The Big Four) between banks and insurers provides the basis for Economic Internationalism based on Stable State Governance aligning micro- and macroeconomic understanding with Estate Management need. This Governance Methodology is - founded on Adam Smith and John Stuart Mill in such manner as can inform best practice for secure economic democracy worldwide. This best practice relies on co-operation between insurers and legal service providers, informed by scientists, researchers, academics and economist observers from an appropriate National University who advise overseas government on best practice to see in as part of its daily supervision and dealing with external relations.

“The more laws, the less justice.” Marcus Tullius Cicero

“The wise are instructed by reason, average minds by experience, the stupid by necessity and the brute by instinct.” Marcus Tullius Cicero

Insurers co-operate with legal service providers, accountants and observers according to the requirement of development of Natural Capital in line with World Future Council objectives, United Nations Principles of Responsible Investment and Economic and Environmental Resilience through the development of Community Capital. This in essence is the model for Capital Creation – Economic Regeneration and sustainable influence - through insurance as Governance. Please find available Two Documents that encapsulate a Long-term Immediate and Strategic View to meeting the need. http://ideal.clubofathens.org - www.isp-studies.org IDEAL NGO – Institute of Strategic Policy Studies Movement for Open Government sets the Demand for: A – Accounting Principle – Triple Bottom Line Accounting for People, Nature and Dividend G – Governance – Fair Trade – Open Society – The Mutualisation of Organisations to Accord with the Needs of the Common Pool O – Operating System – Open Source – Win-Win – Open Capital for Open Society R – Reporting – Public issue of accounts – Integrated Taxation – Tax Justice – Free and unfettered media A – Agro-Economy – Sustainable Development through the Agropolis – Eco-polis model to address the needs of Food Security and Energy Security. The Cornerstones 1. 2. 3. 4.

Education and Healthcare – supported by The Common Pool Fair Trade Chambers of Commerce Finance and Insurance – Integrated Banking and Insurance Social Enterprise – Sustainability – STAMP I and STAMP II

The Chambers of Commerce Agreements – Commonwealth Strategy for BRIC countries provide for: Services – Education and Healthcare – Systems – Agreements with Universities – Enterprises – Banks – Insurers  DESIGN  Civil Engineering  Integrated Taxation Based on:  Security – Internet Security through Agreed Protocols IT Support – Infrastructure as a Service and Software as a “The more laws, the less justice.” Marcus Tullius Cicero

“The wise are instructed by reason, average minds by experience, the stupid by necessity and the brute by instinct.” Marcus Tullius Cicero

Service  Infrastructure as an Investment – Zero Carbon Pensions – Transport – Energy – IT – Chambers of Commerce under the Eco-polis Agro-polis City model of World Future Council.

Agreements 1. 2. 3. 4. 5.

Collaboration with Insurers Collaboration with Universities Collaboration with IT Service Providers Internet Security – Visegrad Data Security Institute Design – Vitruvian Partnerships – Integrated Building Design – Urban Planning – Building Energy – Building Security – Finance and Insurance 6. Chambers of Commerce – Green New Deal 7. Integrated Taxation – based on Social Contract 8. Food Provision – based on Logistics – Food Markets – Distribution and Retail 9. Hubs - Serviced Office Workspace 10. Telecoms 11. Transport 12. Agro-Economy and Agro-Ecology – Food Security and Energy Security The Four Agreements 1. Finance Provision – secured under the Regional Agreement. 2. Local – Chamber of Commerce – Social Enterprise – Green New Deal 3. National Agreement – Technology Agreement to Supply 4. Collaboration Agreement with Key Service Providers. RoadMap Fair Trade Chambers of Commerce rest on Four Agreements with the  National – Agreement to Supply Technology  Regional – Financial and Insurance Support And  Local – Fair Trade Chambers of Commerce  In conjunction with Technology Partners: STAMP I and STAMP II

“The more laws, the less justice.” Marcus Tullius Cicero

“The wise are instructed by reason, average minds by experience, the stupid by necessity and the brute by instinct.” Marcus Tullius Cicero

Praxis The Appropriate Response lies in 1. 2. 3. 4. 5.

Governance Through Insurance Appropriate Use of Appropriate Technology Transition to Low Carbon Economy Food Security and Energy Security Social Trust Models Integrated Revenue Collection – Fair Trade Chambers of Commerce 6. Universal Insurance based on Health and Life Principles –  Conservative Asset Management Principle  Stewardship  Taoist Economy  Harmony of People and Place – People and Nature Through:  Technology Licensing  Validation – Insurance – CPD and KPIs  The Four Agreements SOCIAL TRUST Foundations Are Established for: 1. Food, Healthcare and Housing – The Social Contract 2. Development of Community Capital 3. Development of Environmental and Economic Resilience 4. Design – Development – Defence 5. Security and Justice 6. Law and Insurance Terms and Conditions The Above Six Trust Foundations are Powered by 1. Document Sharing and Collaboration Systems – VITRUVIUS Systems 2. Vitruvius Systems Come with Mapping Technology 3. Access to Lawyers and Investors – insurers and Planning Authorities – Levels 1-4 Access 4. Access to Design and Architects – Levels 5-6 Access 5. Access to CPD – KPI – Insurance and Validation codes – CICERO Systems – Level 7 6. Access to Community Capital – SOCIAL Trust Agreements and Zero Carbon Pensions – Services by Subscription – Level 8 Access.

“The more laws, the less justice.” Marcus Tullius Cicero

“The wise are instructed by reason, average minds by experience, the stupid by necessity and the brute by instinct.” Marcus Tullius Cicero

A Story of Economy, Ecology and Law Access codes are available for 1. Mapping – Scoping out 2. Planning – Investment Approval – Levels 1-4 3. Designs and Construction Agreements – Levels 5-6 4. Legal Agreements – Insurance and Validation – Level 7 5. Enterprise Support – Level 8 6. Justice and Arbitration – available by subscription – Reconciliation, dispute settlement and mediation services - on application by arrangement – Level 9 7. Revenue Collection and Taxation – Level 10 8. CPD – Level 11 9. Research and Research Validation – Level 12

– From Cicero – Currency in Crisis – Economic Regeneration Organisation Cicero Foundation translates global business — across cultures and beyond borders. We are an independent translation and localization services firm that specializes in adapting products and information for worldwide markets, from localization in the Far East to consulting in the Middle East, testing in the E.U. to staffing in the U.S. We help your brand transcend borders, open new markets, and gain a competitive edge in new languages worldwide.

Complete translation services for the real world Since our founding, our global team of technical and linguistic experts

“The more laws, the less justice.” Marcus Tullius Cicero

“The wise are instructed by reason, average minds by experience, the stupid by necessity and the brute by instinct.” Marcus Tullius Cicero

has served as a trusted partner to Yahoo!, Sony, HSBC, Ogilvy, The Metropolitan Museum and other industry leaders, giving them a consistent voice in key language markets. If it falls under the umbrella of professional translation services, you can rely on Cicero Foundation to provide you with the highest quality, lawyers, strategist and translation and localization work in the world working from Unified Field Perspective.

Localization, consulting testing, staffing and more… Our comprehensive translation and localization services include: Localization & Translation: Explore the range of services we provide for websites, software, documents, marketing initiatives and more. And, learn where “translation” services fits into the global product and information lifecycle. Consulting Services: Put our real world expertise to work for your next bold move into a new language market. Let us share with you our insight into localization process improvement, global readiness and more. Testing & QA: Looking for a way to ensure your product is ready for market? Our testing teams are experts at finding and fixing discrepancies that can hinder your launch. Apps, software, websites… all require thorough testing in order to make your best impression abroad. Localization Staffing: Learn about Cicero Global Workforce, our comprehensive staff placement service, which places highly-trained, multilingual staff on teams around the globe. Marcus Tullius Cicero (/ˈsɪsɨroʊ/; Classical Latin: [markʊs tul.ljʊs ˈkɪkɛroː]; Ancient Greek: Κικέρων Kikerōn; 3 January 106 BC – 7 December 43 BC; sometimes anglicized as Tully

[1]

/ˈtʌli/), was a Roman philosopher,

politician, lawyer, orator, political theorist, consul and constitutionalist. He came from a wealthy municipal family of the Roman equestrian order, and is widely considered one of Rome's greatest orators [2][3] and prose stylists. His influence on the Latin language was so immense that the subsequent history of prose in not only Latin but European languages up to the 19th century was said to be either a reaction against or a return to his [4] style. According to Michael Grant, "the influence of Cicero upon the history of European literature and ideas greatly exceeds that of any other [5] prose writer in any language". Cicero introduced the Romans to the chief schools of Greek philosophy and created a Latin philosophical vocabulary [6] (with neologisms such as humanitas, qualitas, quantitas, and essentia) distinguishing himself as a linguist, translator, and philosopher.

“The more laws, the less justice.” Marcus Tullius Cicero

“The wise are instructed by reason, average minds by experience, the stupid by necessity and the brute by instinct.” Marcus Tullius Cicero

“The more laws, the less justice.” Marcus Tullius Cicero

Introducing The Security Council for Aligning Science, Capital, Agriculture and Technology in accord with the needs of Economics, Ecology and Law – Terra Firma Economics – www.nsfairtrade.org. See Movement for Open Government and Earth Charter.

East-West Synergy Institute Swords to Ploughshares Introducing Club of Athens Prague Security Studies Institute East-West Synergy Institute is a Design Agency introducing Finance and Technology that complement the work of a number of independent practitioners and Service Providers including: 1. World Future Council 2. Royal Agricultural University 3. Arup – Engineers Without Borders – Nudge Digital 4. Dynamixx.co.uk 5. Water Aid – Reignite – New Directions Foundation - Royal Academy of Engineers 6. East-West Synergy Institute and Taoist Economy Partners 7. IDEAL NGO – Berlin Technology Hub 8. Institute of Strategic Policy Studies 9. Vitruvian Partnerships 10. Sun Tzu Foundation 11. WWF 12. Kew Gardens What We Do Our expertise and interest is born of an East-meets-West understanding of values, experience, insight and practice. We specialise in the design and production of: 1. Technology and Renewable Energy Systems 2. Schools and Hospitals, Houses, Factories and Offices 3. Finance: We supply finance on a non-debt – non-equity basis designed to meet the needs of your investment, operations, mission and stakeholders. 4. Financial Products and Services – we can provide designs for financial service providers and insurers based on Zero Carbon Pensions, Infrastructure as an Investment and Green Finance. 5. City Design and Urban Planning – we specialise in the Eco-polis Agro-polis City Design Plan of www.futurepolicy.org to enable Infrastructure as an Investment. 6. IT and Communications. We specialise in next generation Internet Security for finance service providers and regional and national government to provide the IT which cities run on. 7. Design of Data Centres. With our specialist partners we can design Chambers of Commerce for Integrated Taxation and Modular Data Centres for City Governance – prospectus available on request. 8. Security. We specialise in Internet Security through Computer Applications – Finance Security through Green Finance – Pension Security through Zero Carbon Pensions –Energy Security – Food Copyright © Scottish and Commonwealth Insurers’ Open Network East-West-Synergy Institute Introducing The Economic Security Council for National Partnerships – Movement for Open Government and the Four Agreements

Security and Economic Security through provision of Healthcare and Education backed up by Qualifications and CPD, Licensing, Validation and Governance through Technology. Technology Transfer Our technology transfer Agreements for engineering efficiency, renewable energy, transport systems and infrastructure as an investment are available on application to our Integrated Design Software, Systems, Services and Support Providers – Nudge Digital. 

CPD and Design of Company learning – degree programmes in Green City Engineering, Economy, Investment, Defence, Energy, Agriculture and Law are available through IDEAL NGO. 1. For a list of territories where you can apply to work with us worldwide come and visit us at a participating retreat centre in the UK – Central Europe – Greece or at a location of your choice. 2. East-West Synergy Institute introduces the work of the Prague Security Studies Institute and Dynamixx.co.uk to realise Sustainable Energy Security through non-extractive Finance and Technology Design. 3. We design Swords to Ploughshares – www.clubofathens.org through co-operation with regional and national government on the matters of design, security, conservation, housing, energy, economy, technology, agriculture and healthcare.

Our offer – services by subscription 4. We work according to The Four Agreements – Food For Cities Protocol and introduce you to the work of Kew Gardens and WWF in enabling conservation, resilience of living systems, protection of species, habitat and bio-diversity through resilience in local economy according to the work of: Schumacher – Economics as If People Mattered – Sedlacek – The Economics of Good and Evil and Adam Smith – The Wealth of Nations and The Economics of Ecosystems and Biodiversity – www.teebweb.org.

Copyright © Scottish and Commonwealth Insurers’ Open Network East-West-Synergy Institute Introducing The Economic Security Council for National Partnerships – Movement for Open Government and the Four Agreements

We have a Stable State Governance model for the Green City. The model rests on a re-alignment of Energy Finance that can either come about through the emergence of competing interests or be formulated according to the needs of a Sustainable Energy Security Trust. Fundamental to the shift is reliance on Four Methodologies – 1. Unified Field Perspective – a military perspective founded on the Sun Tzu Principles of;  Security of Borders  Determination of The Ways  Collection of Revenues  Distribution of the Benefits. 2. Conservative Asset Management Principle – Stewardship Economics – not encroaching upon the rights of future generations to support themselves, feed, clothe and house their families and live in Harmony with environment and each other. This protocol accords with the needs of Eco-capitalism and insurance principle. 3. Terra Firma Economics – an insurance-based view of looking at land and the cultivation of land as the basis of wealth production. Based on actuarial principle and accounting principle to govern agriculture to feed people and export surplus, balancing the books in the process. Terra Firma Economics is founded on Economics as if People Mattered and The Wealth of Nations – governed by security needs to address food security, energy security and economic security. 4. The Common Pool. This is informed by the above three for its operation: its systems, service and software. The Common Pool is administered so as to enable pensions policy and the provision of annuities and investment income be realised for the end of Zero Carbon Pensions – selfsustaining city states (The Eco-polis or Agro-polis) as distinct from behemoth corporations that distribute assets to the benefit of absent speculators. This calls for open accounting, democratic accountability, reporting and governance integrated into accounting principle that is informed by actuarial science and lends itself to accurate and immediately verifiable interpretation and assessment of data for actuarial, governance, fiscal and legal purposes. Rights for Nature – in accord with the demands for sustainable capitalism (Eco-capitalism) when applied and practised in accord with appropriate planning- mean that costs are not incurred on future generations. Subsidies for intensive agriculture that are spent on pesticides, chemicals and buying seeds from GM companies instead go into conservation and farmers are not forced to commit suicide when they find themselves in debt to seed companies and foreclosure is threatening their existence on Earth. See the work of Vandana Shiva in India and the development of resilience in local economy through species adaptation to local climate.

The model The model of Economic Regeneration depends upon the creation of Community Capital. This development of Community Capital comes about through the intersection – not of competing technologies or methodologies for finance – but upon Energy Finance being made available for the benefit of the Community just as natural resources are used for the benefit of those they belong to – in an ideal world. We know that this is not the case when communities suffer the consequences of climate change brought about through no fault of their own, and realising no benefit from the appropriation of natural resource. The word for observing this phenomenon is “Climate Justice” and threatens the welfare not just of those in the developing world but those in the developed world who are left unable to take charge of their own destiny just as an insurance company is unable to take charge of a typhoon. Climate change – addressed from an insurance perspective can realise the integration of finance and technology – accountability and democracy that find themselves at odds when competing claims assert their legitimacy to the exclusion of the interests of others. Central to the results of realising energy security and food security is the use of nonextractive technology and non-extractive finance. This use of finance – direct investment at the base of the pyramid direct to community is Bottom Up Funding for Economic Regeneration – Buffer Economy – that enables community reciprocity and appropriate value in currency – tied to local income and energy price – linked to local currency and mutualised finance – distinct from that which would rob local economy (stable state economy) by having funds enter global flow (unstable) where funds can be transferred around the global at the touch of a button. Once finance has left local economy to enter global flow it can become impossible to recover other than through debt. Bottom-up Funding is non-debt nonequity finance (cutting out the middleman) that provides for safe haven investment – infrastructure as an investment and through de-risked enterprise generates returns that qualify as Zero Carbon pensions. Thus the long term welfare of citizens and their environs can be addressed through appropriate use of finance and appropriate deployment of technology – allied through integrated policy perspective to serve the needs of: Security – Energy – Community and Future Generations – serviced on their behalf by the Energy Security Trust. The Tree of life – the 11-fold model 1. At The Crown stands Nature – this is represented by The Common Pool – insurance, informed by and informing Unified Field Perspective. 2. At the base is Energy – Natural Power – Renewable Energy – Natural Law and Green Finance. 3. Above this is Technology – low-carbon technology – enabling Transition to Stable State Prosperity. 4. Governance – Stable State Governance plays a Central Role. 5. Education – lifelong learning and continuous improvement provide a determining methodology for disseminating best practice and the development of Human Capital.

6. Healthcare is provided for by integrating Social Policy with Education. 7. Food for Cities addresses the call for the Agro-polis – Ecopolis model. 8. Community provides the Foundation for the Development of Community Capital. 9. Design provides the Principle for Governing Design Principles of human-scale development according to Vitruvian principles of Scale and Harmony. 10. The whole is provided by an integrative function of Flow – money flowing to meet need through repair, restoration, renovation and re-cycling in a Renaissance method governed by Integrated Banking and Insurance services. 11. Financial Capital is determined according to Chamber of Commerce principle through IBBoS – Insurance-backed backoffice systems enabling Stable State Economics to be realised through CPD and insurance conditions for de-risked enterprise. Security Notice Using the model for the development of Community Capital we have a combination of:    

Software Systems Operations Security

that provides for: 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12.

Enterprise Security Legal Governance Integrated Taxation Policy – Fiscal Security Business Registration – Licensing and Validation Governance of Standards Export and import licensing Insurance Pension Social Security Healthcare Enterprise Support Education.

It is vital that we use these 12 components in an integrated way to realise the Stable State Governance that is had through Stable State Economics informing Stable State Prosperity through the appropriate application of Defence principle and Security.

Swords to Ploughshares – a Methodology for de-risking Central Government through use of Buffer Economy The Introduction to Swords to Ploughshares – whereby participating countries can partner with appropriate organisation follows. Summary 1. Berlin Technology Hub provides the licensing and validation of non-extractive technology to enable the realisation of Stable State Governance. 2. New Directions Foundation provides for Green Finance – Bottom Up Funding for Economic Regeneration – using Africa as an example of best practice – enabling Africa to feed herself and take care of healthcare, education, agriculture and economic community regeneration with especial focus on the needs of resilience in local economy, democratic accountability – welfare – insurance – security and investment in renewable energy. 3. Institute of Strategic Affairs produces the 11-fold Model for the Integration of Health and Social Policy through Education and Integrated Taxation realised through appropriate Urban Planning and the application of Sustainable Design principles for the development of Community Capital and Natural Capital – in line with Rio Nation objectives. 4. Fair Trade Economic Foundation works with New Directions Foundation to introduce the work of Howard-Higgins Agricultural Systems to provide Food for Cities – to address food security through local food distribution and logistics systems – working in conjunction with Royal Agricultural College and UPS. Fair Trade Economic Foundation also provides KPIs and kite-marks – governance and licensing for Fair Trade Principles to inform non-agricultural production, financial products and services and validation and licensing of products and services for insurance purposes and consumer awareness. The Structure 5. Energy Security Social Finance is registered as an Anglo-American-Scottish – Japanese consortium to take forward Commonwealth Strategy for BRIC countries through the Commonwealth Protectorate in Edinburgh, The Directorate in Zurich – The Secretariat in London and the Executive in Cirencester. 6. Food for Cities according to Howard-Higgins Agricultural Systems provides the basis of selfsufficiency and integration of Town and Country Planning based on the Eco-polis – agro-polis model. See: www.futurepolicy.org. 7. The Fund works with Regional Representatives – insurers – who participate in IBIS through their connection with WWF and Berlin Technology Hub – Food for Cities and Terra Firma Economics. 8. The Fund works on a city-by-city basis with those Smart Cities or aspiring Green City – Smart Cities that sign up to The Social Contract – determined as that is by the terms of insurers and Green Finance.

9. Africa serves as the model of the developing community in need of integrated health and social policy, education and infrastructure as an investment. 10. New Directions Foundation – through Red Dragon Social Finance – provides Green Finance for Africa and Zero Carbon Pensions for investors worldwide. 11. Integrated Policy Perspective informs City Governance through the use of IT. 12. Integrated Banking and Insurance Services - IBIS and Insurance-based Back-office Systems – IBBOS – together provide Chamber of Commerce Strategy that can be used for City Governance and Urban Planning. 13. If you study the model for The Smart City you will see that a central part of the IT operation runs through the entire core of operations. This provides City infrastructure to be “plugged into” to inform work, travel, living and study in homes and offices in other Smart Cities. 14. Central to the delivery of this IT is Infrastructure as an Investment – see Green Fund Social Finance. 15. Without having to deploy new infrastructure for each city – plugging into the central Smart City infrastructure – enabled by Cloud Computing – can be done via Financial and Insurance – based connection – IBIS and IBBoS – and the CPD necessary for understanding the principles and practice of Supportive Economy. Sustainability – Finance – Law – Architecture – Agriculture – Medicine and Governance provide for the development of Community Capital that can be accessed on implementation of Green Finance as a methodology for realising Zero Carbon Pension provision through Infrastructure as an Investment. 16. De-risking Central Government 17. “Big Society has failed – it has run out of money” – Francis Maude – Cabinet Office, British Government. 18. One way to de-risk central government is to address the needs of healthcare,welfare and pensions through Green City Smart City investment in infrastructure, to provide a safe haven for funds to create Community Capital and Natural Capital for the self-sustaining city. See: Green Finance. Integrated Taxation The self-sustaining polis rests on Four Agreements – Design principles – Finance – Technology and Insurance. The Fifth Dimension is the Social Contract – insurance terms and conditions that govern Chamber of Commerce Strategy for integrated Taxation. 1. To access Design Principles – contact Institute of Strategic Policy Studies directly. 2. To access Green Finance and Green Technology – see Memorandum of Understanding. 3. To access Social Contract – see Unifying Principle of Medicine – Architecture – Urban Planning and Development of Community Capital – Hitachi Social Finance in conjunction with Food For Cities – Royal Agricultural College – Howard-Higgins Agricultural Systems for

Eiyo (Shoku)(self treatment) Japanese nutrition. The principle is ‘you are what you eat’. Food Food can be a very powerful medicine and is about more than just having sufficient nutrients, vitamins and minerals. By choosing the correct foods you can counteract stress, disease and general body weaknesses. Eiyo is provided as part of a Unified Informing Methodology informed by Key Performance indicators, Kite-marks and insurance for food logistics and distribution for fresh local, healthy, seasonal produce made available through use of the Eco-polis – Agro-polis City model for Town and Country planning financed by Green Finance and delivered in conjunction with Royal Agricultural College, Cirencester.

The Four Agreements 4. Unifying Principle of: Medicine – Architecture – Urban Planning and Development of Community Capital – contact us directly. Taoist Cosmology

Vitruvian Town Plan

The next step If you want to join Green City Partnerships or want to apply to be a Smart City 1. 2. 3. 4.

Apply to access a safe haven for investment funds Apply to draw down funding from Green Finance- Social Finance Consider the Transition to low-carbon Technology Infrastructure as an investment will enable you to realise the benefits of Zero Carbon Pensions. 5. Contact Energy Security Social Finance for a needs-analysis and diagnostic of your personal, corporate or municipal investment strategy â&#x20AC;&#x201C; investing funds or applying for investment with a view to creating your region as a place for attracting inward investment and the export of product, service, know-how or technology. Berlin Technology Hub Berlin Technology Hub works with insurers worldwide who subscribe to the principles of risk management through an understanding of the call to address climate change, species protection, habitat protection and bio-diversity. Berlin Technology Hub introduces Conservationists and Economists to inform one another to address the needs of economy without incurring collateral damage (which has a cost) on the environment. This Conservation Perspective finds its expression in Terra Firma Economics that informs Stable State Governance through Unified Field Perspective and Conservative Asset Management Principle.

Introducing the work of The United Nations Environment Programme The Economics of Ecosystems and Biodiversity – www.teebweb.org Terra Madre – Swords to Ploughshares – www.clubofathens.org

Terra Firma Economics Swords to Ploughshares Terra Madre A Governing Principle – Food Security and Energy Security Terra Madre is a Governing Principle. It relies on Four Understandings: 1. Relationship with the Earth, Land, Terrain and Nature 2. Stewardship and Conservation – Conservative Asset Management Principle – The Wealth of Nations – EcoCapitalism 3. Capital Generation from an integration of Science, Agriculture, Capital and Technology – The Economics of Bio-Diversity 4. The route to environmental and economic resilience in harmony with the needs of The Earth. – The Earth Charter Science The Terra Madre Land and Estate management perspective is Unified Field Perspective and integrates services, systems, software and support for National Economic Security Policy and Practice in line with Four Agreements with Nation-State Partners. Working with us For those NGOS, organisations and regional governors that subscribe to Eco-capitalism we provide the opportunity to partner with Service, Finance, Investment and Design organisations that support the vision of Food and Energy security in line with Established Design Principle as a Land and Estate Management Governance principle to enable:  Food For Cities  The transition to Renewable Energy  Stewardship of Resource and Conservative Asset Management Principle in line with the United Nations Principles of Responsible Investment – Capital Generation  Swords to Ploughshares – as a Scientific and Economic Policy to manage resource and technology, to align finance and resource with national need. In practice This means partnering with insurers and pension fund managers, next-generation financial services based on Integrated Banking and Insurance Services. 1. Partnering with Renewable Energy Providers for Energy Security Copyright © Scottish and Commonwealth Insurers’ Open Network East-West-Synergy Institute Introducing The Economic Security Council for National Partnerships – Movement for Open Government and the Four Agreements

Introducing the work of The United Nations Environment Programme The Economics of Ecosystems and Biodiversity – www.teebweb.org Terra Madre – Swords to Ploughshares – www.clubofathens.org

2. Partnering with Civil Engineering and Water Engineering Specialist Service Providers for Green City Infrastructure As An Investment 3. Partnering with: Design, Technology and Investment providers of Governance Services. 4. Establishing Enterprise support and Resilience Systems – IT – for the collection of revenues along Green City Planning Considerations. Accountability of Resource Use is according to Triple-BottomLine Accounting to serve the needs of People and Nature in line with the Design Principle and Development of Community Capital. The Four Agreements The Four Agreements are 1. Governance - Social Trust Approved Municipal Partnership – STAMP I - Governance Document for Eco-polis 2. Operations - Social Trust Authorised Manufacturing Partnership – STAMP II – Operations for Technology Partnership 3. Law - Social Trust Approved Management Practice – STAMP III – Protocol and Charter for Management Practice 4. Design of Economic Resilience - Social Trust Authorised Monetary Partnership – agreement for asset-backed currency based on non-debt finance – Zero Carbon Pensions – Infrastructure As an Investment – Supportive Economy and Swords to Ploughshares. – STAMP IV – Design for Environmental and Economic Resilience – Principles and Practice The next step – Swords to Ploughshares We act as brokers for investment. Our partnerships create the conditions to attract inward investment. We work with regional and local government, mayors and Service Providers for Infrastructure as an investment – www.isp-studies.org

Introducing the work of The United Nations Environment Programme The Economics of Ecosystems and Biodiversity – www.teebweb.org Terra Madre – Swords to Ploughshares – www.clubofathens.org

Contact East-West Synergy Institute to ascertain the identity of the Partners for local and national government based on Swords to Ploughshares – 1. Dynamixx.co.uk and Royal Agricultural University 2. United Nations Principles of Responsible Investment – Conservative Asset Management Financial Service Providers 3. Governance Systems Providers – Integrated Banking and Insurance Services – Integrated Back-Office Systems 4. Fair Trade Chambers of Commerce – NUDGE DIGITAL 5. Design and Technology Service Providers 6. Partner countries that are signatories of The Earth Charter and the Movement for Open Government – Open Capital for Open Society – development of Natural Capital in line with Rio Nation objectives. 7. Service Providers for Land and Estate Management in line with Green City Design and Technology model – Eco-polis – Agro-polis – of World Future Council – see: www.futurepolicy.org. The Terra Madre Protocol and East – West Synergy Institute Access to the Design and Technology Resource of East-West Synergy Institute enables: Open Source Design Considerations – The Eco-polis – Agro-polis model in conjunction with: Engineers without Borders, Water Aid, Reignite, Arups –Dynamixx– Royal Agricultural University and others  Collaboration Agreement with Design Partners and Resource Providers  Service Level Agreement for E-Government from Nudge Digital  Access to finance  Partnership agreements – STAMP I – IV 8. Working with sustainability Design, Technology and Investment Service Providers – IDEAL NGO, Climate Reality, The Grantham Institute – East-West Synergy Institute, Sun Tzu Foundation – Berlin Technology Hub and North-South Fair Trade Economic Partnerships and Nudge Digital.

Introducing the work of The United Nations Environment Programme The Economics of Ecosystems and Biodiversity – www.teebweb.org Terra Madre – Swords to Ploughshares – www.clubofathens.org

The six Principles As institutional investors, we have a duty to act in the best long-term interests of our beneficiaries. In this fiduciary role, we believe that environmental, social, and corporate governance (ESG) issues can affect the performance of investment portfolios (to varying degrees across companies, sectors, regions, asset classes and through time). We also recognise that applying these Principles may better align investors with broader objectives of society. Therefore, where consistent with our fiduciary responsibilities, we commit to the following:

Principle 1: We will incorporate ESG issues into investment analysis and decision-making processes.+ Possible actions:     

 

Address ESG issues in investment policy statements Support development of ESG-related tools, metrics, and analyses Assess the capabilities of internal investment managers to incorporate ESG issues Assess the capabilities of external investment managers to incorporate ESG issues Ask investment service providers (such as financial analysts, consultants, brokers, research firms, or rating companies) to integrate ESG factors into evolving research and analysis Encourage academic and other research on this theme Advocate ESG training for investment professionals

Principle 2: We will be active owners and incorporate ESG issues into our ownership policies and practices. Possible actions:    

Develop and disclose an active ownership policy consistent with the Principles Exercise voting rights or monitor compliance with voting policy (if outsourced) Develop an engagement capability (either directly or through outsourcing) Participate in the development of policy, regulation, and standard setting (such as promoting and protecting shareholder rights)

Introducing the work of The United Nations Environment Programme The Economics of Ecosystems and Biodiversity – www.teebweb.org Terra Madre – Swords to Ploughshares – www.clubofathens.org    

File shareholder resolutions consistent with long-term ESG considerations Engage with companies on ESG issues Participate in collaborative engagement initiatives Ask investment managers to undertake and report on ESGrelated engagement

Principle 3: We will seek appropriate disclosure on ESG issues by the entities in which we invest. Possible actions:   



Ask for standardised reporting on ESG issues (using tools such as the Global Reporting Initiative) Ask for ESG issues to be integrated within annual financial reports Ask for information from companies regarding adoption of/adherence to relevant norms, standards, codes of conduct or international initiatives (such as the UN Global Compact) Support shareholder initiatives and resolutions promoting ESG disclosure

Principle 4: We will promote acceptance and implementation of the Principles within the investment industry. Possible actions:  

   

Include Principles-related requirements in requests for proposals (RFPs) Align investment mandates, monitoring procedures, performance indicators and incentive structures accordingly (for example, ensure investment management processes reflect long-term time horizons when appropriate) Communicate ESG expectations to investment service providers Revisit relationships with service providers that fail to meet ESG expectations Support the development of tools for benchmarking ESG integration Support regulatory or policy developments that enable implementation of the Principles

Principle 5: We will work together to enhance our effectiveness in implementing the Principles. Copyright © Scottish and Commonwealth Insurers’ Open Network East-West-Synergy Institute Introducing The Economic Security Council for National Partnerships – Movement for Open Government and the Four Agreements

Introducing the work of The United Nations Environment Programme The Economics of Ecosystems and Biodiversity – www.teebweb.org Terra Madre – Swords to Ploughshares – www.clubofathens.org

Possible actions: 

 

Support/participate in networks and information platforms to share tools, pool resources, and make use of investor reporting as a source of learning Collectively address relevant emerging issues Develop or support appropriate collaborative initiatives

Principle 6: We will each report on our activities and progress towards implementing the Principles. Possible actions:       

Disclose how ESG issues are integrated within investment practices Disclose active ownership activities (voting, engagement, and/or policy dialogue) Disclose what is required from service providers in relation to the Principles Communicate with beneficiaries about ESG issues and the Principles Report on progress and/or achievements relating to the Principles using a ‘Comply or Explain’1 approach Seek to determine the impact of the Principles Make use of reporting to raise awareness among a broader group of stakeholders

The Comply or Explain approach requires signatories to report on how they implement the Principles, or provide an explanation where they do not comply with them. The Principles for Responsible Investment were developed by an international group of institutional investors reflecting the increasing relevance of environmental, social and corporate governance issues to investment practices. The process was convened by the United Nations Secretary-General. In signing the Principles, we as investors publicly commit to adopt and implement them, where consistent with our fiduciary responsibilities. We also commit to evaluate the effectiveness and improve the content of the Principles over time. We believe this will improve our ability to meet commitments to beneficiaries as well as better align our investment activities with the broader interests of society. We encourage other investors to adopt the Principles.

Design – IT – Healthcare – Education – Energy – CPD – Economy – Finance –Transport-Housing –InsuranceBanking Environmental & Economic Resilience Stable State Governance

Together with specialists in Integrative Healthcare we form a Healthcare Foundation Trust to deliver: 1. Charitable Healthcare 2. Healthcare Education 3. Healthcare Insurance 4. Healthcare Finance. Green New Deal – Open Capital for Open Society from IDEAL NGO Berlin Technology Hub has an understanding with Visegrad Data Security Institute whereby we can provide support and resources for insurers of healthcare to support healthcare organisations that work on integrated models of education, social policy, housing and development of Community Capital as a Service by Subscription. The name for this Foundation is the CHIEF Medical Trust Foundation whose remit is: to train doctors, deploy healthcare professionals, develop healthcare technology for preventative medicine and tele-healthcare – provide access to insurance and infrastructure investment for schools and hospitals as well as support the needs of healthcare professionals in: Africa, The Americas, The Commonwealth and Asia. Green New Deal and New Directions Foundation invite those major worldwide development agencies and selected charity organisations interested in climate change and social justice to co-operate with our Patrons – Healthcare, Social Care and Conservation Agencies to form local Social Trusts to receive investment of Green Finance for Regeneration & Medicine. Anglo-Swiss Czech Hellenic Regeneration & Medicine. (ASCHRAM) Green New Deal - Big Society Franchise - provides a funded opportunity for those interested in Social and Climate Justice to participate with us - on the basis of them applying successfully for funding support to Berlin Technology Hub to set up Chambers of Commerce to support enterprise and career through subscription services - payable via insurance in connection with Integrated Banking and Insurance Software -IBIS and Insurance-based Back-Office Systems -IBBoS.

Design – IT – Healthcare – Education – Energy – CPD – Economy – Finance –Transport-Housing –InsuranceBanking Environmental & Economic Resilience Stable State Governance

The 2 books that communicate the proposition are:- Environmental and Economic Resilience (Strategy) and World Food Crisis (Response Strategy) from Visegrad Data Security Institute. The 2 books Green New Deal - Principle and Practice will be made available on signing The Green New Deal - Big Society Franchise - Open Capital for Open Society - that will be made available on completion of contract by TLT solicitors and on signing which will enable access for the participating organisation or institution to fund Chambers of Commerce and access to funding for Social Trust and Green City Partnership initiatives - such as infrastructure as an investment. This could be in any democratically aspiring country in Africa or beyond and provides a resource of courseware and access to business services - connected by IT - that enables lawyers and accountants, designers and communication specialists provide integrated business start-up and support services for a monthly subscription. The Chamber of Commerce mutual when starting up with us has a choice whether to be a partnership or co-op or co-op partnership or CIC and also has a choice whether to access resources and support or develop that capacity fro scratch. In which case consultancy and development costs would apply. The Chamber of Commerce offer is designed for the Conservation Agencies - the patrons - to extend their influence by working with private and public sector agencies, NGOs and local social enterprises to deliver services into community level in order to secure long-term recurring revenues from subscription services.

Design – IT – Healthcare – Education – Energy – CPD – Economy – Finance –Transport-Housing –InsuranceBanking Environmental & Economic Resilience Stable State Governance

The inspiration of Henri Dunant In 1828 Henri Dunant was born. The world would never be the same again. Henri Dunant founded The Red Cross, serving the wounded on the battlefields of Switzerland. Swiss Medicine takes its lead from Hippocratic Tradition and can integrate Javas Healing Tradition with Integrative Healthcare to create a 3-fold robust stable operating strategy based on first class healthcare technology and Ancient Wisdom informing modern-day medical best practice. Swiss Finance and Swiss Insurance provide the financial technology for the next generation of university medical teaching hospital contracted in conjunction with AB Engineering and Vitruvian Partnerships Town & Country Planning. The Blueprint for The Green City rests on Four Agreements 1. University-led medical teaching hospitals 2. Local Authority Revenue Collection 3. Chamber of Commerce services servicing local enterprise, employment, manufacturing and industry 4. Healthcare as Currency – Food for Cities – Social Housing – low carbon technology and EAGLE Strategy. Revenues for The Green City come from: 1. Food subscription for life-support services 2. Housing rental 3. Subscriber receipts 4. Education 5. CPD for Enterprise Needs © Scottish & Commonwealth Insurers’ Open Network – 2014 www.sunzu.com/koraki101

Design – IT – Healthcare – Education – Energy – CPD – Economy – Finance –Transport-Housing –InsuranceBanking Environmental & Economic Resilience Stable State Governance

6. Health Insurance 7. Life Assurance 8. Education 9. Communication Services 10. Energy – Solar Energy 11. Tax Revenue from Industry & Commerce We enable healthcare as currency. That means we operate in ways standard format models are constrained not to follow. 1. We provide healthcare and healthcare services. 2. We work with life assurance and healthcare service providers in their different projects areas: social, environmental, sustainable, education and enterprise. 3. We work with healthcare insurers to integrate health policy with education policy with social policy and revenue collection to inform socially-integrated independent eco-city states. 4. We are governed by The Social Contract – The Social Charter and The Commonwealth Charter – The Hippocratic Oath and Conservative Asset Management Principle – Respect for Life and Respect for the Conditions for Life. For Life is our Wealth – indeed our only Wealth is Life Itself. 5. Subscribers have access to education, social services, housing, enterprise support, healthcare support and zero carbon pensions. 6. We work for the development of: Human Capital, Knowledge Capital, Community Capital, Natural Capital, Social Capital and Soil Capital in accord with Adam Smith – The Wealth of Nations. We work with Food for Cities for healthy lifestyle capability and we have secure service agreements with environmental service providers for healthy food production, agriculture, technology, capital and seed. We work in the context of low-carbon technology for food security and energy security according to the Eco-polis – Agro-polis model of Heinrich Boll Foundation.

Design – IT – Healthcare – Education – Energy – CPD – Economy – Finance –Transport-Housing –InsuranceBanking Environmental & Economic Resilience Stable State Governance

1. Access services for financial planning of your investment 2. Download our template spreadsheet for hospital/university and enterprise 3-way cooperation 3. We work with Anglo-Swiss/ Scottish Czech Hungarian/Hellenic partners for Anglo-Swiss Czech- Hellenic Regeneration & Medicine – ASCHRAM. 4. Music, Food, Light, Colour, Sound, Art and Atmosphere play an important part in patient recovery. We work with specialist Design & Conditioning Engineers to promote harmony in ambiance for medical care and patient well-being. 5. To apply for a place at a university teaching hospital – join up here as a school or education provider and we will enable your students to enrol on an induction programme. 6. To join our partnerships of legal, accounting, enterprise support and design engineers – contact one of our participating centres for Green City Orientation 7. To access life assurance with back-office banking services - contact us directly 8. To apply to use Integrated banking and insurance services for your town or city – contact us at Institute of Strategic Studies 9. If you are a bank and you want to connect your clients with best practice in economic integration and participate in local enterprise partnership investment options – contact us directly – PRIME Fund. 10. If you have an interest in Integrative Healthcare Funding – apply online. 11. Our Publishing and Communications Division Leonidas Publishing can look after curricula design, course development and publishing for participating education providers, colleges, schools and university faculty. 12. We conform to Open Society Foundation Initiative for Reporting, Accounting, Accountability, Transparency and Governance. See: Fair Trade Economic Foundation.

Design – IT – Healthcare – Education – Energy – CPD – Economy – Finance –Transport-Housing –InsuranceBanking Environmental & Economic Resilience Stable State Governance

Prinzip – The 12 Steps 1. Establish University Teaching Hospital to provide Courseware and Curricula. 2. Establish Hospital Funding for Integrative Medicine. 3. Enable local authority to collect tax from entrepreneurs that use local services. 4. Use the UK as a legal base for conflict resolution, arbitration and dispute settlement – outsourced legal services in partnership with local authority. 5. Enable law firms and accountants to partner with banking service providers to deliver IBIS Chamber of Commerce services as back-office support from university/local authority. 6. Use Data Service Providers to run accounting and tax collection, integrated banking and enterprise de-risking applications – collection of rent and maintenance of records for energy and enterprise services. 7. Attract inward investment to the region. 8. Work with other local authorities. 9. Inform and be informed by integrated taxation policy. 10. Build hospitals. Reporting, Transparency, Auditing Governance – Publishing of Together with specialists in Integrative Healthcare we form a Healthcare Foundation Trust to deliver: 5. Charitable Healthcare 6. Healthcare Education 7. Healthcare Insurance 11. Healthcare Finance. Accounts. 12. Fulfil EAGLE Strategy – Education & Governance – Legitimate Enterprise. © Scottish & Commonwealth Insurers’ Open Network – 2014 www.sunzu.com/koraki101

Design – IT – Healthcare – Education – Energy – CPD – Economy – Finance –Transport-Housing –InsuranceBanking Environmental & Economic Resilience Stable State Governance