Abril 2017

Page 1

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$0/46.0 $0/ /46.0

โ Gaadgetsโ para โ Gadgetsโ hac cernos la hacernos vid da mรกs fรกcil vida

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&/53&7*45" :

$0/46.0

Jaime Moreno, subdirector de la DGT

Cรณmo elegir bien el paquete de telefonรญa

-6*4 ' 4"/;

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+VFWFT EF BCSJM EF ย 20MINUTOS +VFWFT EF BCSJM EF ย S MIBOLSILLO

2

9EDIKCE L?L?;D:7 9EDIKCEL?L?;D:7

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3BEJPHSBGร B EF MB DPNQSBWFOUB EF WJWJFOEB FO &TQBร B H Q Q &M Oร NFSP EF USBOTBDDJPOFT DSFDJร FO BM SJUNP Nร T FMFWBEP EFTEF FM -B NBZPS QBSUF EF MB WJWJFOEB RVF TF WFOEJร GVF EF TFHVOEB NBOP -B SFDVQFSBDJร O FDPOร NJDB MPT UJQPT EF JOUFSร T FO Nร OJNPT IJTUร SJDPT Z MB FMFWBEB EFNBOEB FYUSBOKFSB BQPZBSPO MB BDUJWJEBE EFM TFDUPS Evoluciรณn de la compraventa de vivienda en Espaรฑa

Compraventa segรบn tipologรญa

775.300

2007

โ 7

552.080 C?8EBI?BBE

439.591

413.393 ! N.JCPMTJMMP

359.824

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Los mรณviles mรกs deseados del momento

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$0/46.0

No revisar el coche sale caro y es peligroso

318.534

312.593

318.830

355.546

403.866

58%

Segunda mano

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-28,8%

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2007

?DJ;HD79?ED7B INDIA.. 4BMJEB EF BCSJM Eร BT 4BMJEB EF BCSJM Eร BT

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-25,1%

2008

6,3%

2009

18,1%

2010

-11,5%

2011

-1,9%

2012

2%

2013

11,5%

2014

13,6%

2015

2016

-6*4 ' 4"/;

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42% Nueva Variaciรณn interanual del precio de la vivienda

2016

5,7% 3,6%

4,7%

0,3% -2%

81,3%

Segunda mano

-5,4% -6,7%

-7,4% -10,6%

&EJUB .JOVUPT &EJUPSB 4 - &EJUB .JOVUPT &EJUPSB 4 -

-13,7% 2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

18,7% Nueva

Fuente: INE, Banco de Espaรฑa

) %& 1&%30

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20MINUTOS S MIBOLSILLO ‰ +VFWFT EF BCSJM EF ‰ ‰+VFWFT EF BCSJM EF ‰ 3

+VFWFT EF BCSJM EF ย 20MINUTOS +VFWFT EF BCSJM EF ย S MIBOLSILLO

4

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1SFDJP EF MB WJWJFOEB Z EFM BMRVJMFS FO MBT DBQJUBMFT EF QSPWJODJB Z R Q Q Evoluciรณn interanual del valor medio de la vivienda en venta (%; primer trimestre 2016 -2017) -0,7% -2,6% 1,1%

9,3%

Evoluciรณn interanual del valor medio de la vivienda de alquiler (%; dic. 2016 - dic. 2017)

4,1%

5%

6,6% 0,5%

1,3%

17%

7,7%

2%

-6,1% 1% % -5,3%

0,9% ,

-1%

-7,8% 7,8% %

-6,2% 6,2%

5,2 ,2% 2% -0,6% 5,2% 0,6% %

1,8% % -0,8% -2,7% 12,1%

-3,7% -4,2% -4,7% %

2,5% 6,6%

-0,1%

5,2% % 6,7% -3,2%

9,4%

-0,8%

4,9%

-0,8% % 7,7% 7

4,8% 11,8% , 6,2%

12,5% 9,7%

20,3%

6,8%

-2,9%

-0,6% 0,8%

-1,6% -7,7%

-3,4%

4,9%

6,6%

8%

-0,9%

1,1%

0,8%

16,5%

-0,5% % 15,6% 5,6%

-10,2% -5,1%

0,3%

6,1%

3,3%

6%

9,7%

-1%

5,8% ,

4,9% ,

3,3%

10,4%

-1,3%

11,7%

8,1%

1,8%

8,7% -1,7%

-4,3%

0% 5,4%

-1,1% % -1,9% 4,5% -7% 4

8,7%

-0,7%

111,4% 9,3%

3,8%

-0,9%

5%

5,4%

11,1%

7,8%

10,9%

0 -

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Fuente: Tinsa, idealista.com

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Volumen de contratos de telefonía e internet (número de paquetes solicitados, al tercer trimestre 2016)

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26.010

24.651

25.937

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26.991

23.489 56.039

58.305

44.301 15.9499

38.432

11.9688

2002

2004

2006

2008

2010

2012

2014

2016

2002

2004

2006

2008

Fuente: Asociación Española de Franquiciadores

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Quiรฉn ahorra mรกs segรบn edad (sobre el total)

34%

5% 27%

18%

16%

POCO A CORTO, MUCHO A LARGO

j-PT BIPSSPT RVF WBNPT BDV NVMBOEP QPDP B QPDP UJFOFO BM GJOBM VOB SFDPNQFOTB DPO FM UJFNQP TJ TF IB TJEP DPOTUBOUF TF DPOWJFSUFO FO HSBOEFT DBOUJ EBEFTx BTFHVSBO EFTEF 7JEB $BJYB 1BSB MMFWBSMP B DBCP FT $BJYB 1BSB MMFWBSMP B DBCP FT JNQSFTDJOEJCMF FM DPNQSPNJTP Z FM FTGVFS[P j&M BIPSSP FT QP TJCMF OP DJFODJB GJDDJร Ox TFร B MB MB FOUJEBE 1PS FKFNQMP DPO FVSPT NFOTVBMFT TF BMDBO[B Sร BO FVSPT FO Bร PT Sร BO FVSPT FO Bร PT

Objetivo del ahorro segรบn edad Regalos

36%

16%

Ahorro

14%

Viajes

9%

Compra de electrรณnica

7% 6%

12%

Formaciรณn

Otros*

Coche moto

*Vivienda, bebรฉ, boda, moda... Coche, moto

44%

12%

Ahorro

11%

Viajes

Regalos

7% 5% 4%

Vivienda

17%

Compra de electrรณnica

Otros*

*Formaciรณn, boda, bebรฉ, moda...

EN NUESTRO BENEFICIO

Bebรฉ

50%

11%

9%

Vivienda Viajes

Ahorro

6% 4%

j"IPSSBS OP FT BMHP RVF WBZB DPOUSB UJ TJOP UPEP MP DPOUSBSJP %FCFNPT GJKBSOPT SFUPT Z NF UBT QBSB JS BMDBO[BOEP FO GVO DJร O EF MBT QPTJCJMJEBEFT EF DJร O EF MBT QPTJCJMJEBEFT EF DBEB VOP &T WJUBMx FYQMJDBO FO 7JEB$BJYB

20%

Coche, moto

Otros*

*Regalos, compra de electrรณnica, formaciรณn, boda, moda... Formaciรณn

55%

10%

9%

6% 4%

16%

MEJOR NO DERROCHAR

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