Wedding planning is a whirlwind of emotions, a symphony of details. Amidst the flurry, there's one element that sets the stage for the entire celebration—the invitation. It's a glimpse into the heart of a love story, a tangible embodiment of a couple's unique journey, and the first hint of the magic to come. For a guest, receiving a beautiful invitation in the mail creates excitement and anticipation. It becomes a cherished keepsake, not only for the bride and groom to be, but also for family and friends who may hold onto it as a reminder of the special day.
Crafting Love Stories, One atEnvelope a Time
The
Artistry of Mikayla Wilson and Montana Paper Company
Enter Mikayla Wilson, the visionary behind Montana Paper Company. At Montana Paper Company, Mikayla crafts custom, luxury stationery that weaves love stories into paper. With a deep belief that invitations should be as joyful and personal as the love they represent, Mikayla transforms the daunting task of choosing stationery into a delightful adventure.
It's not simply about ink and paper for Mikayla; it's about capturing the essence of a couple's connection. Through heartfelt conversations and thoughtful questions, she delves into the depths of their relationship, uncovering the moments that have shaped their love story. She listens with interest as they recount the story of their first meeting, the shared adventures that have brought them closer, the little things that make their hearts sing.
With a treasure trove of insights gathered, Mikayla creates a "Mood Board"—a visual symphony of colors, textures, and images that reflect the couple's unique personalities and shared passions. It's a collaborative process where Mikayla's creative intuition intertwines with the couple's vision, resulting in a design that speaks to the heart of their love story.
Mikayla's passion for design was ignited at a young age, nurtured by a creative mother and a childhood immersed in the beauty of Montana's landscapes. Her journey led her to a degree in interior design and architecture, where she honed her technical skills while embracing her artistic spirit. After a few years of working on large-scale projects for a major design firm, she yearned for more creative freedom and the opportunity to make a deeper impact.
Photos by Annaleisa Veasey Photography
It's a collaborative process where Mikayla's creative intuition intertwines with the couple's vision, resulting in a design that speaks to the heart of their love story.
The world of wedding stationery beckoned, offering a canvas for Mikayla to weave together her love of storytelling and her passion for design. Mikayla often creates custom artwork, incorporating beautiful ribbons, unexpected elements like charms, and even handpainted details to bring each invitation to life. Each project is a unique expression of a couple's journey, a handcrafted masterpiece that transcends mere paper. From luxurious cotton papers to rustic wood and bark, Mikayla sources the finest materials, often collaborating with local artisans to create invitations that are as unique as the couples they represent.
With an unwavering commitment to quality and personalized service, Mikayla guides couples through the entire process, from design to printing, assembly, and even mailing.
In the heart of the Flathead Valley, Mikayla and her husband, Lukas, are building their home. Inspired by nature, travel, music, and the timeless beauty of antique design, all spark and inspire Mikayla's creativity. With an eye for detail and a passion for personalization, Mikayla creates wedding invitations that are as unique as the couples they celebrate. View her portfolio and discover the difference that bespoke design can make for your special day.
www.montanapaperco.com
Jon Shaw State Farm Insurance Helping Protect What Matters Most
By Mary Wallace
Jon Shaw took a leap of faith in 2018. Inspired by his brother, he started a local State Farm agency in Kalispell. His interest had been peaked by his brother’s good experience at his agency in Illinois. So when State Farm reached out with the opportunity to open a ‘scratch’ agency in the Flathead Valley, he decided he was up to the challenge. (A ‘scratch’ agency means starting with zero customers.) He had much to learn, but he had faith he could do it.
He found a beautiful office space in Kalispell and hired and trained two employees. Day 1 arrived, and everyone was present, enthused, and ready for action. They excitedly opened their doors and…. well, NOTHING. No customers. No phone calls. No one stopped in. Undeterred, they just kept showing up, and five and a half years later, their fledgling agency has grown many times over.
Like a good neighbor is not just a slogan, it really IS part of the Jon Shaw Agency culture. As they have grown, Jon and his staff have gotten to know and befriend their customers. Jon has been both proud and disheartened to be on hand during a crisis to help a customer navigate a difficult time. He has even been known to show up at a customer’s structure fire while the fire department was still on the scene to put it out. On a happier note, he has been privileged and honored to counsel young newlywed couples on their insurance needs and follow their journey as they have children and move into homeownership. He will even help them move boxes. No kidding. He has also been invited to officiate more than one customer’s wedding.
And it’s not just to get more customers. Jon’s previous career was a pastor, and it feels more like a ministry for him. He loves that State Farm agencies are all locally owned and hire local employees. All of the dollars stay in the valley - it is not some big corporation in a big city somewhere. With State Farm leadership and support, he trains his own agents on how to sell and care for their customers.
Another plus of working with Jon Shaw’s agency is that customers can reach a human at any time from the moment they call or walk in to inquire. Jon and his staff can help with claims or come up with a quote for their needs in 10 minutes or so. Jon confesses to being a bit of an insurance nerd and he likes to explain the coverage available so they can make an informed decision. This is especially important when clients are not sure what their needs might be, and he can educate and help them decide if they need $25K or $200K in coverage.
Jon has a heart for service, and since that epic Day 1, he has fostered a culture at his agency that reflects that concept. Their office can help however they are needed from the first minute a customer calls or stops in. Whether they are a $20/month premium or a $1000/month premium, all customers will receive the same warm welcome and level of customer service. State Farm has a mobile app where clients, who like that type of online service, can pay their premiums, file a claim, or request a change in coverage. But, for those who prefer a more personalized service, anyone in their office is glad to help with any of those tasks.
Despite the fact that the insurance market is everchanging and the industry is experiencing inflation-related rate changes, the agency experienced record growth in 2023. Jon would like to see it double in size in the coming years, but they will always work to maintain their small town feel.
Jon is proud to be part of the Flathead Valley community and generously donates to local nonprofits. He has volunteered as a Reserve
Jon confesses to being a bit of an insurance nerd and he likes to explain the coverage available so they can make an informed decision.
Deputy for the Sheriff’s Posse, for the Braveheart Chaplain Min istry, and for the Montana Chapter of Tres Dias International. He wants to continue to become more ingrained into the fabric of the community by giving back so abundantly that the community would be saddened if the agency was suddenly no longer available.
What really makes his heart sing is his family, and when one of his daughters shares their excitement about their day or a current drawing or craft project, it is the best part of his day. Jon met his wife, Tia, at college and followed her to her hometown after graduation. They were married 16 years ago, and they remain in Kalispell with their three daughters and many pets (three dogs and a cat). Jon is an avid Griz fan, and his bucket list includes cheering them on to a national championship.
Jon and his team, which includes, Jake Beranek, Shauntelle Scott, and Becky Vanham offer all the standard insurance policies - auto, home, and life, as well as Medicare supplements. The Jon Shaw State Farm Insurance team are waiting and ready to help protect what matters most with free insurance quotes to clients in Kalispell, Whitefish, Columbia Falls, Somers, Lakeside, and Flathead County, Montana. Call 406-314-6505 or stop in their office at 46 W Reserve Dr in Kalispell.
Nashville Meets Whitefish
Stephanie Chapman
By Jo Smith and Cari Klepper, Co-Founders Big Sky Troubadours
Nashville singer/songwriter Stephanie Chapman was recently in Whitefish as the featured guest artist for Big Sky Troubadours’ JO+FRIENDS. She brought her husband, three-time grammy winner and music industry superstar, Nathan, and their friends, accomplished songwriters Jason Reeves and Nelly Joy. If you were fortunate enough to attend the June 22 sold-out show in Whitefish, you experienced first-hand an incredible showcase of talent: in addition to Stephanie’s stunning presentation of songs from her new album, Nathan performed his number one hit “Homegrown Honey” (originally recorded by Darius Rucker); Jason, Nelly and Nathan gave the audience a first listen to an unreleased composition written by the trio with impeccable three-part harmonies; and the crowd roared when Stephanie and Nathan reminisced about some hilarious moments surrounding Nathan’s Grammy wins for Album of the Year. Jason also performed “Bubbly”, the 2007 pop smash he co-wrote with artist Colbie Caillat, and rarely performs live. Before the show we had an opportunity to get insights from Stephanie on coming to Montana and her life in Nashville.
Does the West and Montana inspire your songwriting?
I grew up in the Blue Ridge Mountains in West Virginia and later Virginia. We have the lovely, soft rolling mountaintops but growing up on the East Coast you always knew there were mountains much bigger out west. Nature is always there to make you feel small and gently, or not so gently, put you in your place. I imagine those bigger mountains do that on an even larger scale. My song “Cowboys Love Angels” nods to that feeling of vastness and grandeur as a metaphor for the feelings that can reside in a human heart. I think it being a fantasy in my head without concrete experience makes for even better imagining and romance.
What else inspires you?
Nature has always been my biggest inspiration. It’s not that I’m writing literal songs about the
outdoors, but I am always reaching back into my childhood to capture that sense of wildness and exploration I had as a kid. I have four siblings and you can bet my mother was smart enough to send us all outside from the time we woke up until dinner and bath time. The daydreaming done during those long hours set me on the path to be creative. Now that I’m a more seasoned songwriter and not necessarily relying on luck all the time, I will purposely set a creative boundary for a time and create within those limits.
What are the pivotal moments in your life that have brought you where you are today?
There are two: the first was when I went to a Broadway show at the Kennedy Center in D.C. We saw “The Buddy Holly Story” and I thought, why would anyone want to do anything else but perform and entertain?
The second was about halfway through college: I was trying to avoid music and pursue some kind of sensible career path, so I was majoring in French and political science. I had a summer job framing pictures at a local crafts store and the Muzak would play all day long. When a particularly great song came on, I would silently vow to do whatever it took to get to make music every day. I changed my major to French and English and started studying poetry and creative writing. Years later, I had a Bonnie Raitt single that was in pretty heavy rotation for a while on the radio. I got to hear it over the speakers a few times in stores—probably some craft stores—and that was pretty full circle.
Tell us about juggling motherhood, wifedom, and career.
I no longer “blame” motherhood for keeping me away from making music. The hardest thing I ever had to admit to myself was that the appeal of suc-
Photo credit: Nathan Chapman
cess on Music Row just didn’t compare to being home with my small babies, being the heart of my household and participating in mundane little joys like going to thrift stores and yard sales and making dinner. That’s not for everyone and that’s okay. But once I stopped fighting against a desire that held onto me just as tightly as music had I found real balance. The phrase “lean in” really is a useful term to describe finding equilibrium within multiple passions. I lost myself for a while, but I think I was gathering the whole time. My oldest child is now thirteen and I may never have the luxury again of living life to write about it later. I gathered all through my childhood and then again through my own kids’ childhoods, so I guess I collect and then distill. That’s my balance. My recent album “Under an August Sky” was a deliberate journey back to my musical core and I think I succeeded.
Tell us about working in the same industry with your husband and being a musical family.
My husband is quietly one of the most talented people you can ever hope to know. I have a novel’s worth of stories from my front row seat watching his rise in our industry and one day I’ll share all of that, but for now, I’d like to publicly declare that Nathan Chapman really is a musical genius, while I just try to be one. We have worked together since day one and what people may not realize is that in married musical couples (we’re one of many that I know personally) there are overt collaborations and covert ones. It’s really hard to hear a production from another room that needs fiddle and keep that to myself, and it’s really hard to swap songs we’ve written and not have a slight adjustment for one another “on the house.”
My recent album “Under an August Sky” was a deliberate journey back to my musical core and I think I succeeded.
I don’t like being told when I’m wrong in the studio, but my husband went out and got him some Grammys he can point to whenever we disagree on how to approach a production. For Under an August Sky we also collaborated with our friend and legend Ray Kennedy so we both just defer to his even more senior genius status. This album represents our best together and it came to be with very little struggle or strife creatively.
Provide your top three favorite music moments.
• Opening for Merle Haggard for a run of his shows and hearing the first few bars of Mama Tried night
• Sitting down with producer Garth Fundis as he played me my first ever cut as a songwriter. [A song called “Try Me”, recorded by Trisha Yearwood.]
• I was in the middle of a very tight studio timeline recording my album and since we were getting vocals as we tracked, I needed good sleep in between days. My youngest child had a habit of crawling into bed with us sometime around 3:00 AM every night, and I was just hoping he wouldn’t that night. He did, and I worried about vocal rest and voice quality for the next day but instead a little voice in my head just said, “you’re so lucky just to be right here in this moment.” I knew it was a song, so I snuck out and wrote Lucky in about eight minutes and then went back to sleep. We recorded it the next morning and it really filled a hole in the album.
Big Sky Troubadours was co-founded by Nashville songwriter turned local Jo Smith and native Montanan Cari Klepper. Jo invites her friends from Nashville to come to Whitefish and participate in a musical experience called JO+FRIENDS that showcases the art of songwriting and storytelling and gives the audience an insider’s perspective on how top radio hits, and some of the greatest songs on Music Row are born. October 11-13, Big Sky Troubadours presents Downtown in the Round, a unique songwriter festival experience, with some of the hottest songwriters in the business. Get ready to hear the songs you love on the radio sung by the original artist, in some of Whitefish’s most intimate, iconic venues.
L to R Steve Christian, Jo Smith, Kevin Klepper, Cari Klepper, Stephanie Chapman, Nathan Chapman, Jason Reeves, Nelly Joy on the rooftop of 101 Central Photo credit: Hope Kauffman
Stephanie and three children, Nathan on the left.
At Album release on May 24, Nashville
Photo Credit: Ray Kennedy
Jo, Stephanie and Nathan Chapman, Slow Burn Records
Photo credit: Cari Klepper
What to expect from Big Sky Troubadours during the 2nd half of 2024 and beyond.
September 27th is the last of the four 2024 Jo+FRIENDS. Nashville sensation Jordyn Shellhart is Jo’s guests and there will be other surprise artists joining her.
on october 11 – 13 Big Sky troubadours is bringing you the first annual Downtown in the Round. This multiple day celebration of the art of songwriting welcomes hallof-famers, radio hit songsmiths, and emerging artists all sharing their original music and the stories of the passions that inspire them. Here is a sneak peek of line-up:
Line up of Nashville hit songwriters along with their top songs and performing artists for Downtown in the Round October 11 – 13, 2024.
Jo Sm I t H
Cody Johnson
“A Different Day”
taylor Hicks
“Six Strings and Diamond Rings”
Billy Ray Cyrus
“Flying By”
mARLA C ANN o N g oo D m AN
Lee Ann Womack
“The Fool”
tracy Byrd
“Ten Rounds with Jose Cuervo”
Rodney Atkins
“Cleaning This Gun (Come On In Boy)”
tRANNIE A NDERS o N
Lainey Wilson
“Wildflowers and Wild Horses”,
“Heart Like a Truck”
Cole Swindell
“3 Feet Tall”
Dan + Shay
“Missing Someone”
P HILLIP W HI t E
Blake Shelton
“Nobody But Me”
Rascal Flatts
“I’m Movin’ On”
Reba McEntire
“I’m a Survivor”
B RICE Lo N g
gary Allan
“Nothing On but the Radio”
Jon Pardi
“Heartache on the Dancefloor”
Chris Stapleton
“Scarecrow In the Garden”
Jo SH P HILLIPS
Cody Johnson
“Dirt Cheap”
Luke Combs
“Angels Workin’ Overtime”
Jason Aldean
“Small Town Small”
Above photo by Hope Kauffman
How Would a Comprehensive Financial Plan Help Me?
Navigating the financial landscape can be daunting. From retirement planning to estate management, the choices are vast, and the stakes are high. Fischer Investment Strategies (FIS) can provide financial clarity and confidence with their meticulous approach and personalized guidance. Let’s explore how FIS’s comprehensive planning empowers clients to take control of their financial destiny.
Q: What is the role of a comprehensive financial plan?
A: A comprehensive financial plan serves as a roadmap for clients’ financial well-being. It provides clarity, direction, and actionable steps to achieve their goals. Not only can FIS provide a way for clients to look at all aspects of their financial well-being (debts, investments, retirement accounts, income, social security income, etc.) at the same time and in the same place, but they can also incorporate life events (college, wedding, purchase of a house, travel) into the plan and help determine what to do for overall success.
If you have any questions like these, a comprehensive financial plan would be able to answer them for you:
• Will I have enough money?
• How long will my money last?
• When can I retire?
• When should I take my government benefits?
• How much can I spend without going broke?
• In what order should I spend my assets?
• Am I saving enough?
• Will my family be okay if I get sick, hurt, or die?
• How much will I pass on to my family?
Q: How does it mitigate risks?
A: By identifying potential risks such as market volatility or health emergencies, and implementing strategies like insurance coverage or emergency funds, clients safeguard their financial stability. FIS implements a Monte Carlo analysis of each client’s plan, allowing them to see how increases or decreases in inflation, medical bills, and many additional life situations will affect their projected success. They can perform stress tests with a variety of factors, letting clients see how their projections could be affected in different economical and life scenarios.
Q: What about budgeting and cash flow management?
A: A financial plan allocates income effectively. It guides clients on how much to save, invest, and spend, preventing overspending
and ensuring wise resource allocation. Are you sure you can afford that new car? With a comprehensive financial plan from FIS, you will be able to know how that decision will affect your financial well-being.
Q: How does it impact investment strategy?
A: Personalized investment strategies align with risk tolerance, time horizon, and goals. Diversi-
fication, asset allocation, and regular portfolio reviews enhance long-term returns. FIS does not receive commissions or kickbacks on any fund choices in a client’s portfolio so you can rest assured that they are not inclined to load your portfolio with funds that might not be the truly best option for you, and they check in with clients regularly to update any life changes that may suggest portfolio updates. They specialize in creating globally diversified portfolios that include funds with the highest expected rate of return, at the lowest cost, with the lowest risk. You don’t have to worry that you are paying more in fees than you realize (or need to), and can focus on achieving your financial goals.
Q: What role does tax efficiency play?
A: Tax planning is crucial. A well-crafted plan optimizes tax strategies, minimizing liabilities. Strategies like tax-loss harvesting and Roth conversions enhance after-tax returns. They can even suggest retirement plan options that could offer more tax benefits to you, or your small business.
Q: Can it address retirement readiness?
A: Absolutely! A financial plan assesses retirement needs, considering inflation, lifestyle, and life expectancy. Regular reviews ensure clients stay on track toward a comfortable retirement.
Q: Does estate planning come into play?
A: Yes! Comprehensive plans include estate planning—wills, trusts, and beneficiary designations. Clients can leave a legacy by specifying asset distribution to heirs or charitable causes.
Q: How does it impact behavioral decisions?
A: A plan provides discipline, preventing impulsive actions during market fluctuations. Advisors offer behavioral coaching, helping clients stay focused on long-term goals.
Q: What sets FIS apart in comprehensive financial planning?
A: FIS takes a meticulous and personalized approach, guiding clients through every phase of the process:
Initial Client Consulting:
The Discovery Meeting
During a COMPLIMENTARY initial consultation, FIS gathers essential information to create a tailored financial plan. Using a holistic approach, the comprehensive planning at FIS goes beyond mere investment management. It encompasses all facets of your financial life such as cash flow analysis, risk management, estate planning, and tax strategies.
Understanding Your Financial goals
• FIS believes that understanding clients’ goals is fundamental. What are your aspirations? What legacy do you want to leave?
• FIS helps working clients determine their retirement income needs, providing retirement confidence.
• For retirees, FIS maximizes existing nest eggs, providing peace of mind during their golden years.
• By aligning the plan with each client’s unique objectives, FIS ensures a clear path toward achieving them.
Balancing Your Portfolio
• FIS crafts a low-cost, globally-diversified portfolio based on an individual’s assessed risk tolerance.
• Regular monitoring and rebalancing maintain the appropriate risk level throughout a client’s investment horizon.
Tax Efficiency and Social Security Optimization
• FIS evaluates tax implications and designs strategies to minimize liabilities.
• Social Security optimization ensures you make informed decisions about claiming benefits.
Q: How much does creating a comprehensive financial plan cost?
A: Since FIS is a Fee-ONLY firm, they charge a very competitive percentage of any assets under management their clients have them manage, and the comprehensive financial plan is INCLUDED with that fee.
Q: What’s the ultimate benefit?
A: Confidence and a clear plan for success! Clients feel secure knowing they have a roadmap and professional guidance. Confidence leads to better financial decisions and peace of mind. Fischer Investment Strategies empowers clients to save, spend, and invest confidently. Their comprehensive approach creates a roadmap to financial well-being, backed by expertise and personalized guidance.
Remember, a financial plan isn’t just about numbers—it’s about empowering clients to take control of their financial destiny. Reach out to get yours started today!
Glacier Distilling Company & Josephine’s Speakeasy
Written by Nate Conners
Almost 15 years ago, amidst a blizzard up the North Fork Road near Polebridge, an idea was hatched -- a legal distillery in the canyon near Glacier National Park; an excuse to lawfully distill whiskey for good friends and family. In January of 2010, Glacier Distilling Company was formed by Nicolas Lee in the wake of his winter night epiphany. Now, Glacier Distilling produces almost 35 different spirits, has won a number of awards most recently a gold medal for their new American Single Malt Whiskey, and has become a staple with both locals and visitors to the Flathead Valley.
Glacier Distilling’s tasting room is located in Coram, Montana- roughly seven miles from the West entrance to Glacier National Park. Designed to look like a red barn, the distillery’s tasting room features samples of their award-winning spirits as well as craft cocktails and bottle sales. Daily guid-
The tours will take visitors through the distillery and will educate guests on how distilling works, what makes Glacier Distilling so unique and how they are able to capture and bottle the local terroir to truly give their customers a taste of the mountains.
ed tours and cocktails classes offer a more in-depth peak into the world of distilling and mixology. Tours can be booked online and begin at Josephine’s Speakeasy, Glacier Distilling’s dedicated event space.
The tours will take visitors through the distillery and will educate guests on how distilling works, what makes Glacier Distilling so unique and how they are able to capture and bottle the local terroir to truly give their customers a taste of the mountains. Cocktail Classes will instruct guests about the makings of some of the craft cocktails that have helped to make Glacier Distilling so popular with their patrons. The distillery’s mixologists will teach the guests how to pair spirits with food, mix flavors and share some tricks for perfecting a home bar set up. Kendra Burton is one of those mixologists and has been working with Glacier Distilling for almost its entire existence. Kendra says “we started with a few classes last year, but this year is where we are really kicking it off”. Kendra continues, “there’s lots of opportunities for people to come in and fill a gap in the afternoon if they’re looking for something to do locally. Most of the people that walk through our door have never been into a distillery before…people want an experience and to learn,
it’s almost like a museum here. That’s kind of our aim; to provide that experience for them.” Cocktail classes and tours can be booked online from the distillery’s website.
Josephine’s Speakeasy is named after the renowned bootlegger of Glacier National Park, Josephine Doody. Doody began her trade of illegally distilling moonshine within Glacier National Park around her homestead near Harrison Lake during prohibition. She would distill her shine in the foothills of Glacier National Park and sell her wares to travelers that were coming to visit the Belton Chalet via the Great Northern Railroad. Her cabin still remains in the park as a tribute to this American outlaw and her way of life in the early 1900’s.
Josephine’s is also available for hosting private events. With room for up to 75 people, birthday parties, weddings, reunions and meetings are all options at this wonderfully curated space. It is the perfect location for intimate gatherings just outside Glacier National Park.
This winter, Josephine’s will also host holiday markets, dinner pairings and local artist spotlights. In 2023, the events manager at Josephine’s started the Brandy Dandy as a way to kick off fall and gather fruit from community members who had an excess from the trees on their property. As local residents brought in fruit from their yard, they were given vouchers for brandy that would be eventually made from the local apples, cherries, plums, and pears. Glacier Distilling is looking forward to hosting the event again this fall.
Visit www.glacierdistilling.com for more information and to make reservations.
Mann Made Dreams With Beams
Building the Home of Your Dreams with Mann Mortgage
By Tom Mann
In a housing market where inventory is scarce, finding the perfect home can feel like searching for a needle in a haystack. When the existing home market doesn't meet your needs, building a custom home can be a fantastic alternative. Mann Mortgage is proud to introduce the "Dreams with Beams" program, a unique construction loan solution designed to simplify the home-building process and make your dream home a reality. Mann offers a comprehensive and accessible solution for borrowers looking to build a custom home. With low down payment requirements, collaborative cloud-based software, and expert support, we make the construction loan process seamless and stress-free.
Whether you're a first-time homebuyer or looking to build a high-value property, our flexible loan options ensure we have a solution that fits your needs. Trust Mann Mortgage to fund the beams that will build your
dreams. Start your journey today and experience the benefits of our innovative construction loan program.
Why Build When Inventory is Limited?
The current housing market presents a significant challenge for homebuyers: limited inventory. With fewer homes available for sale, competition is fierce, and prices are often inflated. This environment makes it difficult to find an existing home that meets your needs and budget. Building a custom home, however, offers a solution to this problem. It allows you to design a home tailored to your specifications, ensuring you get exactly what you want.
Introducing Mann Mortgage's Dreams with Beams Program
Mann Mortgage's Dreams with Beams program provides borrowers with a better option for building their dream home. This program offers a range of benefits that set it apart from traditional construction loans offered by local banks and credit unions. One of the most
significant advantages is the low-down payment requirement. Unlike many local banks and credit unions, Mann Made construction loans require as little as 0-5% down, making it more accessible for a broader range of borrowers.
Comprehensive Support and Real-Time Tracking
When you choose a Mann Made Construction Loan, you gain access to our collaborative, cloud-based construction loan software. This innovative platform simplifies communication between you, your builder, third-party inspectors, title companies, and Mann Mortgage.
The cloud-based software also provides fulltime support and real-time tracking throughout the construction phase. This feature is crucial for staying on budget and on schedule. With real-time updates, you can monitor the progress of your home, ensuring that each phase of construction is completed on time and within budget. This transparency is invaluable, providing peace of mind and confidence in the process.
Flexible Loan Options to Suit Your Needs
The Dreams with Beams program offers a variety of loan options to meet the diverse needs of borrowers. Whether you're interested in a Conventional, FHA, VA, JUMBO, or USDA Rural Development loan, we have you covered. Each loan type comes with its own set of benefits and requirements:
• Conventional Loans: With a minimum 5% down payment, these loans are ideal for borrowers with good credit who want flexibility in their financing.
• FHA Loans: Requiring as little as 3.5% down, FHA loans are designed to help first-time homebuyers and those with less-than-perfect credit.
• VA Loans: For eligible veterans and activeduty military personnel, VA loans offer the advantage of zero down payment.
• JUMBO Loans: For high-value properties, JUMBO loans require a 20% down payment but provide the necessary financing for luxury homes.
• USDA Rural Development Loans: With zero down payment required, these loans are perfect for borrowers looking to build in rural areas.
The Mann Made Construction Loan Process
Building a home with Mann Mortgage is a straightforward and efficient process. Here's a step-by-step overview:
Step 1: Apply
The journey begins with our simple and secure online application. This convenient process allows you to apply for your Mann Made construction loan from the comfort of your home. Our user-friendly platform guides you through each step, ensuring you provide all the necessary information to get started.
Step 2: Builder and Project Acceptance
We will help guide you through both builder and project acceptance. Once your builder is accepted, your plans, specifications, description of materials and cost breakdown will be reviewed through a project feasibility review. Once accepted, your project is ready to move forward.
Processing & Closing
Just like any other home loan, your credit, income, assets, collateral, and overall financial condition will be reviewed by underwriting. Once approved, your construction loan will be ready to close.
Step 3: Construction & Collaboration
This is where your dreams come to life! Our cloud-based construction loan software allows for full transparency into the home building and financing process. You, your builder, and all relevant parties will have access to the platform, facilitating seamless communication and collaboration. This transparency ensures that
Trust Mann Mortgage to fund the beams that will build your dreams. Start your journey today and experience the benefits of our innovative construction loan program.
everyone is on the same page, reducing the risk of misunderstandings and delays.
Step 4: Move In
The day you've been waiting for has arrived! Once construction is complete, and all inspections are passed, you can move into your new home. Our team will be there to support you throughout the final steps, ensuring a smooth transition from construction to move-in.
Expertise You Can Trust
At Mann Mortgage, we pride ourselves on our expertise and dedication to helping you achieve your homeownership dreams. As our in-house construction loan expert, I bring a wealth of experience to the table. As a thirdgeneration mortgage banker, I’ve funded 32 new builds, totaling nearly $20 million. I have the knowledge and commitment to excellence to ensure that your construction loan process will be handled with the utmost care and professionalism.
The Benefits of Choosing Mann Mortgage
Choosing Mann Mortgage's Dreams with Beams program comes with a host of benefits that make it the ideal choice for your construction loan needs:
• Low Down Payment Requirements: Unlike many local banks and credit unions, our construction loans require as little as 0-5%
down, making home building more accessible.
• Collaborative, Cloud-Based Software: Our innovative platform simplifies communication and provides real-time tracking, ensuring a smooth construction process.
• Full-Time Support: Our team is dedicated to supporting you throughout the entire building process, from application to movein.
• Flexible Loan Options: With a variety of loan types available, we can tailor our services to meet your specific needs and financial situation.
Start your journey today and experience the benefits of our innovative construction loan program.
For more information, visit mannkindfoundation.org
Q&A wiTH Tom Mann Mann Mortgage
What is one thing on your bucket list you must do?
I have a “30 before 30” bucket list in my notes app. My favorite outstanding task is to ski on every continent.
What is your favorite way to spend the day off?
Flathead Lake, Glacier National Park, Whitefish Mountain Resort, Eagle Bend Golf Course, and/ or Oro y Plata tacos.
Hobbies and how did I get into them?
Wake surfing: my pops, Jason. Skiing: my pops, Jason. Golfing: my G’pa, Don. Boxing: the film, Rocky IV. Running: just kidding
What is the last thing you read?
A Farewell to Arms.
What is the one thing that can immediately make your day better?
Sunlight and cashing a “Sports Bet Montana” ticket.
What song instantly gets you on the dance floor?
“Sunglasses At Night” by Corey Hart or anything from Rihanna.
What is your prized possession and why?
My Scotty Cameron Select Golo S5 because it’s brought me more joy than any other inanimate object.
What is an essential part of your daily routine?
10 minutes of guided meditation from Sam Harris via the “Waking Up” app.
What would your perfect meal look like?
It’s late July in the Flathead Valley and I just shot -2 on the Eagle nine. I swing by Jack’s Shack for a Chicken Caesar Wrap ($12), drive up to 10, then pipe driver. My second shot lands safely aboard the green before I unravel the CCW. I look to my left, see a glassy Flathead Lake, then convince my playing partners my tee shot “was totally in bounds.” Per Aspera Ad Astra.
Q&A wiTH Dr. Mallory Novack Logan Health
Maternal-Fetal Medicine
What brought you to the Flathead Valley?
I was in private practice for about four years in southwest Montana before pursuing fellowship in maternal fetal medicine. I was born and raised in southwest Montana and grew up dealing with the struggles of rural medicine, including a lack of physician specialists, so it was important for me to return to Montana after training. During fellowship I began to seek out opportunities for maternal fetal medicine in Montana and came upon Logan Health. After learning about the medical community and children’s hospital, I thought this position would be the perfect fit for me; I would be able to care for women with high-risk conditions while keeping them close to their homes and families.
What is maternal-fetal medicine?
Maternal fetal medicine (MFM) is a subspecialty of obstetrics where we care for women who have chronic diseases or develop high-risk medical complications during pregnancy. We also specialize in fetal diagnosis/treatment through ultrasound and genetic counseling.
Tell us about your medical education and experience.
I attended elementary and high school in Butte. After high school, I attended Gonzaga University and graduated with a Bachelor of Science degree. My next adventure took me to Nevada where I attended medical school at Touro University. I then completed my residency training at UCSF Fresno in California.
After residency I returned close to home where I worked as an OB-GYN at the Community Hospital of Anaconda, a critical access hospital, for about 4 years. I then decided to pursue my true passion of high-risk obstetrical care and went back to California for MFM training. I was very lucky to have trained in high volume settings with limited resources which, I think, helps providers grasp the true challenges of rural medicine.
What is the most rewarding part of your job?
I think the most rewarding part of my job is helping educate and empower women during their pregnancy. I really enjoy taking care of complicated cases by helping prepare mothers for difficult pregnancies, in order to achieve the best outcomes possible.
What are some of your professional interests?
I really enjoy studying fetal growth restriction. My other interest that’s less related to MFM is induction timing and trying to shorten the length of labor and hospital stay for women.
How do you like to spend your free time?
Right now, my free time is spent chasing after my three-year-old, who is very busy. My husband and I love the outdoors, of course, because we were both born and raised in Montana, so we do a lot of outdoor activities such as running, hiking, and fishing.
Brought to you by
A Mother’s Journey Through High-risk Pregnancy Confidence in the Complexity
By Amanda Sheppard, Logan Health
When Samantha Terraciano learned she was pregnant at 35, she and her husband were overjoyed. After trying for another child for over a year, Sam and her husband were more than ready to welcome their daughter into the world, but they couldn’t foresee the challenges they would encounter in the process. A myriad of health risks made the journey difficult, but with a compassionate and knowledgeable maternal fetal medicine (MFM) team at her side, Sam embraced the unknown and came out the other side with her precious child, this time as a more empowered and confident mother.
With a history of preterm labor and cesarean section, Sam had a feeling that she could be at a heightened risk during this next journey. Sam had a 15-year gap between her last pregnancy and this one, so she was not surprised when her age was mentioned. “Advanced maternal age, I think, was the initial reason that they referred me to maternal fetal medicine. Then, my glucose screening numbers were high enough that I was developing gestational diabetes. Those were the two big things,” Sam said.
These factors required monitoring early on, so Sam and her husband were sent to Logan Health Maternal Fetal Medicine, a specialist clinic for patients with high-risk pregnancies. As they met their care team, including Mallory Novack, DO, and medical assistant Molly Lavin, Sam and her husband knew that they were in good hands. “We were just immediately comfortable with the team. You could tell that they were knowledgeable,” Sam said. They took their time, discussing her health history and current concerns, and offering any resource
her family might need in addition to the clinic’s services. “We both really enjoyed that nothing was fast,” Sam noted. “At that first appointment, we were there for two hours. We had an ultrasound and met with the care coordinator, and we just loved the empathy and compassion we felt from the moment we walked in.”
This feeling only grew as her pregnancy progressed. Dr. Novack and the MFM team faithfully monitored her blood glucose and ultrasounds, and paid close attention when risks rose. “Her treatment plan became more complicated after her diagnosis of diabetes,” Dr. Novack said. “We saw her every two to four weeks for blood glucose monitoring, every four weeks for serial growth ultrasounds to ensure proper fetal growth, and at 32 weeks, we started weekly antenatal testing to ensure that the placenta and baby were doing well in utero. Sam also monitored her blood pressure at home and communicated any abnormal readings.” While this laundry list of tests could be daunting, Sam showed resilience through
it all. “Sam was an excellent patient, working very hard to control her blood glucose values with diet and exercise in addition to insulin,” Dr. Novack observed.
As if a high-risk pregnancy journey is not stressful enough, Sam found herself navigating gestational diabetes with a severe needle phobia. “I only did the finger sticks for about three days, and I panicked every time,” Sam admitted. “It doesn’t matter what the needle is for, I don’t like it. I was in tears stressing myself out, and it got to a point where my sweet husband said, ‘You have to stop. You have to call them and figure out what else we can do.’” So, Sam called MFM. “Luckily through our diabetes education program at Logan Health, and with the help of Molly Lavin, who is well-educated in diabetes management during pregnancy, we were able to get her a continuous glucose monitor,” Dr. Novack said. “Molly applied it in the office for her when needed, and this way her blood glucose was monitored without having to do four finger sticks daily.” This greatly
At that first appointment, we were there for two hours. We had an ultrasound and met with the care coordinator, and we just loved the empathy and compassion we felt from the moment we walked in.
helped Sam and her family, and although she did end up needing insulin shots later in the pregnancy, the stresses of injections and finger pokes were greatly reduced by this thoughtful solution from Molly and her team.
In addition to navigating gestational diabetes, the pregnancy itself was challenging. “With a 15-year gap between these pregnancies, there were lots of years to forget what’s normal and what’s not.” Sam said. “I loved the fact that I could call the office and talk to Molly. There was a two week stretch where I think I talked to Molly almost every day. The staff knew exactly who I was and always made sure that I was comfortable and felt at ease enough to move on with my day.”
Further testing was needed to address some of the care team’s concerns, as well. “Our little girl did not want to let anybody look at her and would not cooperate, so we had to do quite a few anatomy scans,” Sam recalled. “There was one where her stomach appeared to be too small, which could indicate a condition like trisomy or down syndrome.” After genetic testing, they found that their daughter was at low-risk for those conditions.
In one last nerve-racking episode, the MFM team detected that Sam had low amniotic fluid and placental insufficiency, a condition when the placenta cannot supply enough oxygen and nutrients to the fetus. Sam had to deliver her child a month early. She remembers that conversation vividly. “You never want to go to an ultrasound and hear them say, ‘Alright, you’re having a baby—today or tomorrow!’”
Nevertheless, her daughter was born safe and healthy and all of Sam’s worries were in the past. “I couldn’t ask for anything better. It’s literally the best part of my day when I get to come home from work and see my husband, son and daughter together.” Having seen her entire journey, Dr. Novack and her team are inspired by Sam’s resilience and were honored to take part in it. “We were proud to provide her with the empowerment to participate in her health care and the wellbeing of her fetus,” Dr. Novack said. “Oftentimes, women feel that once they require the attention of a specialist, they lose control over their pregnancy and birth plan, which is not the case. Women always have a voice in decisions that affect their health care and their babies.”
Now, Sam visits the MFM clinic with her daughter, worry-free and confident. “Every once in a while, we’ll stop and say hello. Usually, it’s just a quick, ‘Hey, look how cute she is!’ But we’ve told them time and time again that if we decide to have another baby, it will be because of the amazing care we had with them.” For other moms who are facing the challenges of complex pregnancy, Sam hopes that they will find themselves empowered and confident enough to ask questions. “My biggest piece of advice is to advocate for yourself, even when your babies are in utero. Stand your ground if you don’t get the answers you need, and don’t be afraid to ask for help. Find a village of people that will stand by what’s best for your family and what’s best for you.”
Uterine Ablation may be the answer. Tired of heavy periods? Looking for non-hormonal treatment options?
Written by Marci Mangold, PA-C
Do you dread that certain “time of the month?” Feel like you’re preparing for battle, stock-piling supplies before the bleeding starts, or maybe “Aunt Flo” just comes on a little too strong and is more than you can handle any longer? Be encouraged to know you are not alone and there is something you can do about it! Regardless of age, menstrual bleeding that is so heavy that it interferes with your daily life is never normal. During your period you should be able to live life as usual, without missing work or school, avoiding going out in public or skipping activities you enjoy. Furthermore, according to Cleveland Clinic, heavy periods are common and affect 27% to 54% of menstruating women. Heavy bleeding can be serious and sometimes leads to anemia, which can be life-threatening without treatment.
So, What Is Normal Bleeding?
Normal menstruation parameters:
Frequency: 24-38 days from first day of last menses to first day of next menses
Regularity: Shortest and longest cycle varies less than 7 days
Duration: Less than 8 days of flow
Flow volume: Light to heavy; tampon/pad should take at least 1 hour to become fully saturated
Bleeding between cycles: None
If bleeding doesn’t fall within these normal parameters, it is considered abnormal, unless you are perimenopausal, postmenopausal or taking medication that affects menstruation. Furthermore, abnormal bleeding is ABNORMAL and merits a full evaluation by an experienced gynecological provider to properly assess and treat the underlying problem. Abnormal bleeding can be due to uterine and non-uterine causes. Uterine causes include fibroids, polyps and abnormal endometrial growth (benign or cancerous) and a few examples of non-uterine causes include ovulatory dysfunction, hormonal imbalance, bleeding disorders and medication. Although abnormal uterine bleeding is a serious concern that should not be ignored, the causes and treatment options go beyond the scope of this
topic. Moving forward in this article, the focus will be on premenopausal women experiencing regular heavy periods. For them, endometrial ablation may be a treatment option.
Is Ablation Right for Me?
First, women with heavy menstrual flow are evaluated to ensure no underlying pathology exists. Usually, bleeding can be controlled using hormonal medication and examples include: oral contraceptive pill/patch/ring, progesterone arm implant and IUD (intrauterine device). If medical therapy fails, is not well tolerated, or hormonal medications are contraindicated then ablation can be a good option. However, ablation is not a good choice for women following recent pregnancy or who plan to conceive in the future. Pregnancy is not likely after ablation and if it occurs, the risk of miscarriage and other complications are increased. For this reason, when an ablation is performed, the use of contraception is recommended until after menopause. Furthermore, it is also important to note that ablation should not be performed after menopause. Postmenopausal bleeding is concerning and often indicative of a more serious underlying cause and should be evaluated promptly.
About Endometrial Ablation
The lining of the uterus is called the endometrium; the endometrium is shed each month during a woman’s menses or period. Ablation destroys a
thin layer of this lining and leads to normal or lighter menstrual flow. According to the American Journal of Obstetrics and Gynecology, 85% of women who have the procedure performed are happy with their results one year later and 40-50% of them report complete absence of menstruation following the procedure.
Prior to the procedure, a sample of the uterine lining is biopsied to ensure there is no underlying disorder of the endometrium like overgrowth, infection, or cancer. Sometimes it is necessary to have a pelvic ultrasound or hysteroscopy (procedure using a small camera to view the inside of the uterus) to rule out underlying disorders. Once all contraindications are ruled out, an ablation can be performed.
Endometrial Ablation Procedure
Endometrial ablation is a short outpatient procedure that can be performed in the office surgical suite or in the hospital. Patients do not typically require general anesthesia and IV medications are sufficient. The cervix is then dilated, or opened, using medication and/or instrumentation and ablation is performed. Several methods are used to perform ablation and include the following:
1. Radiofrequency uses a probe and mesh-like device to send energy and heat into the lining while suction is applied to remove the destroyed tissue.
According
to the American Journal of Obstetrics and Gynecology, 85% of women who have the procedure performed are happy with their results one year later and 40-50% of them report complete absence of menstruation following the procedure.
2. Freezing uses a probe to freeze and destroy the lining while using ultrasound to guide the procedure.
3. Using a hysteroscope, fluid is inserted into the uterus, heated and left for 10 minutes, destroying the endometrium.
4. Using a hysteroscope, a balloon is inserted into the uterus and filled up with heated fluid, which causes expansion until the balloon edges touch the endometrium, destroying it.
5. Microwave uses a probe to apply energy to the uterine lining, which destroys the endometrium.
6. Electrosurgery uses a resectoscope with an electrical tip (wire loop, roller-ball or spiked ball) that destroys the lining. This procedure is performed in the operating room, requires general anesthesia and is less common.
After the procedure, it is common to experience a few minor symptoms such as nausea, frequent urination (24 hours), mild cramping (1-2 days) or thin watery discharge mixed with blood (a few weeks). Furthermore, it is advisable to wait 2-4 weeks before resuming heavy exercise, having intercourse or using tampons. Patients should also avoid soaking in a tub or swimming for 2 weeks in order to prevent bacteria in the water from entering the uterus. Usually, patients can return to regular activities within 1-2 days.
In closing, uterine ablation is a good option to treat heavy bleeding in premenopausal women who do not wish to become pregnant and have no underlying uterine pathology. All procedures have associated risks, which should be discussed with the provider beforehand. Kalispell OB/GYN is happy to announce the ability to do certain cases of endometrial ablation in the office. Come see one of the providers at Kalispell OB/GYN for more information.
Marci Mangold, PA-C
Physician Assistant, Marci Mangold has over 20 years of experience. Marci graduated with honors from the University of Montana and her Master of Health Sciences from Lock Haven University of PA.
She returned to MT and worked in general, cardiothoracic and trauma surgery managing complicated patients gaining valuable experience. Her path transitioned to family medicine followed by the desire to provide comprehensive care to women while focusing on the unique gynecologic and reproductive care women require at Kalispell OBGYN.
Marci enjoys spending time with her four kids and all that mothering requires. She is active in her local church and the Tres Dias community. Marci is also a Certified Christian Mental Health Coach and enjoys counseling others through difficult seasons of life. She loves to travel and hopes to do more missionary work.
There's Some Math Involved investing in Digital Technology
By Dr. John F. Miller DDS - SMILE MONTANA
Keeping up with the times. Are we all doing it? Better yet, should we all be doing it? In my line of work (dentistry if you’re new here) I am required to complete a minimum number of continuing education (CE) credits. These requirements are regulated and enforced state by state so in Montana it’s 60 credits every 3 years...I believe. Don’t worry, I love being educated on the latest & greatest dental technology and techniques so I'm never at risk of coming in low on my credits.
For information's sake, a “credit” simply equates to an hour of education. This “hour” can be used in an actual lecture setting with hundreds of dentists. It can be in a smaller group setting where participants do some “hands on” training. Or by taking an online course with a small quiz at the end to ensure that you actually learned something versus just clicking through.
I personally prefer the in-person style of CE as I get to commiserate..., I mean celebrate with my colleagues. Obviously dentistry isn’t unique in their CE requirements, as many industries require their minions to keep up with the times. My workout partner is a financial planner and just this morning he was groaning about being under the gun on his CE.
I curate my CE around the ever-advancing field of Digital Dentistry and at a recent small group lecture the instructor said something to the effect that for something to be considered a true technological advance it should produce an improved outcome while saving both the dentist and the patient money. I really liked his point, but I'm going to dissect it out a little and add my own interpretations. Cool?
Let’s talk briefly about all the variables involved in the context of doing a standard dental crown, the procedure that has been improved upon the most by advancements in digital dental technology.
The Outcome:
What is our desired outcome? A satisfactory dental crown. A dental crown that satisfies the current day standard of care. A crown that is functional. Meaning that the resulting bite feels natural and comfortable, it’s pressing tight enough against its neighboring teeth so as to not trap food when you eat, but not so tight that you struggle to floss. A crown that feels like a real tooth in your mouth. We also need a crown that is aesthetic, meaning that it looks awesome. Feels good, Looks good. It’s not Rocket Surgery.
Cost to the Patient:
Simple. What is the personal economic impact of this outcome to this specific patient? Are they paying out of pocket? Do they have insurance? If so, what is their coverage for this desired outcome? Etc. Maybe it’s not so simple...I’m just a dentist.
Cost to the Business:
To change the way we achieve a desired dental outcome requires a change in materials, instrumentation, and equipment. All of which cost money and in the world of dental sales nothing is cheap. Since we are talking about digital dentistry and a standard crown procedure, the equipment that was acquired to radically improve our outcome, sorry, the patient’s outcome, was north of $100K. Smile Montana has purchased 6 of these packages over the last decade. It sure doesn’t sound like this technology makes things cheaper for the business but I'm here to tell you that it does.
How was the outcome improved? Without raising my fees, my patients get a highly aesthetic and functional custom designed and shaded crown in one appointment. This means there is no month-long period where they have a temporary crown that barely stays in. This means there is no second appointment where they need to be numbed up a second time for the permanent crown to be inserted. If you’ve ever had a crown you know how awesome this sounds, but it gets way better.
It sure doesn’t sound like this technology makes things cheaper for the business but I'm here to tell you that it does.
The traditional method of doing a crown requires a goopy impression before they work on your tooth. This is for the temporary, and an even goopier impression after they have worked on the tooth. This goes to the lab so they can make your final crown. With our advanced imaging technology all we need is a 10 second optical scan of your teeth and bite. The scanner is roughly the size of a toothbrush and isn’t even a little goopy.
Even if the outcome was the same, meaning the crown made in my office and the crown made off-site in a lab were of equal functional and aesthetic quality, the simple fact that the steps required to get to the outcome are far fewer and far more comfortable for both the patient and the dentist mean that this is a true technological advancement.
I mentioned earlier that I have spent, actually “invested” is a far more appropriate verb, approximately seven hundred thousand dollars on this technology since 2015. This high cost is what scares most traditional dentists away from “investing” in digital dentistry. But they are being penny-wise and pound foolish. Let’s break it down:
Costs of a Traditional Crown:
Goop = $30
Temporary Materials = $15
Lab Fees = $200
Time = $250 (Because traditional crowns require a 2nd appointment.)
Total = $495
Costs of Crown made with Cutting Edge Digital Technology:
Number of Crowns per Month = 50 (based off of a 2-doctor schedule)
Monthly Payment divided by 50 = $3000/50 = $60
Equipment wear and tear = $15
Total = $75
So yeah the initial price tag is intimidating but when you do the easy math it’s a no brainer. Even if I didn't account for the time it saves me, I'd still be way out in front. Then when we consider how much easier the whole process is for the dentist and the patient, well “it’s incredible,” for lack of a better term.
So in my practice, Smile Montana, this is a true technological advancement in that the outcome is improved, there are no additional costs to the patient, it costs me less, and it saves everyone time, stress, and pain. WIN WIN WIN WIN WIN (five felt right).
Full disclosure - I had a whole different topic for this article but once I got going it took us on this journey. I think the general public needs to understand that good technology doesn’t make a bad dentist better. Are there amazing dentists still doing it the traditional way? Absolutely. Are there bad dentists doing it with advanced digital technology? Yes. It just makes it easier and faster to get to their usual poor outcome. Sorry.
Summer is here and it is going fast. Go get in your water, wherever that is.
Design
MAdy rigg
Mady, a lifelong resident of the Flathead Valley, is deeply committed to her hometown. As Director of Development at Glacier Institute, she channels her passion for the community and surrounding natural world to support access to outdoor education and the importance of spending time in the wild. Mady is a former Miss Montana USA (2023) and Miss Montana Teen USA (2014), and has spent the last decade advocating for various causes, including healthcare, environmental conservation, homelessness, women's empowerment, and more.
Photographer: lindsey J. CreAtiVe Co.
Hat: glACier riM hAts
- read our story on page 14
Publisher's Note
Hello, wonderful readers!
The heart of summer is upon us, and we hope you're enjoying the long, sun-drenched days and the slower pace of life. Whether you're exploring m ontana's wild beauty, spending time with loved ones, or simply savoring a quiet moment on the porch, we wish you a season filled with joy and relaxation.
In this issue, we're celebrating the spirit of summer with stories that capture the season's unique warmth, energy, and sense of adventure. We'll delve into ideas for outdoor fun and relaxation, and introduce you to inspiring women who are making their mark.
Thank you, as always, for being part of the 406 Woman community. Your continued support and enthusiasm mean the world to us.
Enjoy every moment! Warmly,
publisher Cindy Gerrity cindy@montanasky.net
business manager
Daley McDaniel daley@montanasky.net
managing editor kristen hamilton montanakristen@gmail.com
creative & social media director
amanda Wilson afwphotography@me.com
Published by Skirts Publishing six times a year
704 C East 13th St. #138 Whitefish, MT 59937 info@406woman.com
Want to know about great events, open houses, and more? Like us on Facebook at facebook.com/406 Woman
photographers
Daley McDaniel Photography
amanda Wilson Photography aCe Photography design sara Joy Pinnell sara@mrsandmrpublishing.com
406 Woman is distributed in Bigfork, Columbia Falls, Kalispell, Missoula, Whitefish and every point in between. Check out www.406woman.com for our full distribution list.
Have a great story idea or know someone that we should feature? Email us with your comments & suggestions.
Interested in increasing your business and partnering with 406 Woman? Check out www.406woman.com.
for last issue’s ad image.
Sappari thanks photographer Mike Potter
Your Locally Made, Handcrafted, Heirloom Hat
Becky & Todd Horning Glacier Rim Hats
By Mary Wallace
Photos by Amanda Wilson Photography
How a hat makes you feel is what a hat is all about. One only needs to look at a Glacier Rim Hats to understand that quote.
The main thing that most people notice about a custom hat is the fit. A ready-to-wear hat may come in your size, but some people have round heads and some have oblong heads, and an off-the-rack hat is never going to fit quite like a custom hat. A custom Glacier Rim Hat will last for many years and become a coveted heirloom piece.
Todd & Becky Horning are makers, entrepreneurs, and lifelong business partners. Some may know them from their original local business, creating culinary delights at Amazing Crepes, or from creating family keepsakes at their Old-Time Photos studio. So how did these two come to make a midlife decision to start a handmade custom hat business?
Becky recalls that her interest in handmade hat making was piqued when she had her own custom hat made in 2002 while working at a remote Montana lodge. At the time, she found she was fascinated about the entire process to create a hat from scratch. She wore hers for work and for play and it is still in decent shape after more than 20 years. In 2018, the Hornings sold their successful Amazing Crepes business and opened an Old-Time Photos studio in downtown Whitefish. It was such a fun gig, but they couldn’t help but notice that the one thing their customers asked about all the time was where they could get hats like the ones they used in the photo studio.
In March 2020, Becky had an opportunity to travel to Utah to learn from a professional hatter. She was able to make a hat of her own while she was there. She barely arrived home when COVID hit. Suddenly, they were stuck in lockdown and she and Todd spent their time working and perfecting this fascinating old craft. They began selling hats at the photo studio and realized that their time was being consumed by making hats, so they sold the photo business. Becky’s late mother was a seamstress by trade, and she inherited her sewing machine, sewing table, and supplies to get started. The challenge was finding where they could obtain specialty hatmaking equipment. They purchased some of the items off eBay; and because there isn’t really a lot of places to buy or order hat making tools, Todd made many of them. There was a LOT of trial and error but eventually they found they had landed themselves in a full-time handmade custom hatmaking business.
Some may be concerned that a custom hat will command a high price. But in all reality, a custom Glacier Rim Hat is only slightly more than
might find in the hat marketplace. Why not buy local and know that a custom handmade hat is a one-of-a-kind… fits you perfectly … reflects your personality kind of hat. And there is so much to the behind the scenes hatmaking process!
It is imperative that each customer meet Todd & Becky at Glacier Rim Hats inside the Toggery in Whitefish for their first custom fitting. They use a Conformateur Shape Measuring Tool (feel free to Google that) to take precise measurements and shape of the customer’s head. Together, they look at the different hat felts and explain the properties unique to each. 100% beaver fur felt is very durable and water repellant (beavers live in the water). A combination of 50% beaver and 50% rabbit felt has some water repellency, just not as much as 100% beaver. Rabbit fur felts make great fashion hats, but because rabbits aren’t water animals, have little water repellency. Lastly, there is Coypu fur felt (Nutria), which is both water repellant and ecologically sustainable because it is an invasive species to the US.
Why not buy local and know that a custom handmade hat is a one-of-a-kind… fits you perfectly … reflects your personality kind of hat.
During a custom hat fitting, after the desired fur felt is chosen, Becky will guide her client through the different hat crown and brim shapes and styles to find one that best compliments their facial structure. Together they will then go over ribbons, leathers, feathers and different adornment options. Becky always asks if the client has something special to add to the hatband like elk ivories, grandma’s broach, a pendant, or a special trinket. This just adds to the story. Recently, a client asked Becky to add some lace from her wedding dress to their hatband. Her and her husband were celebrating a milestone anniversary with custom hats.
Once they have the correct head measurements, Todd builds a wood band block that is a perfect replica of the shape of the customer’s head. “This is what makes a custom hat a true custom. It’s not just customizing the hatband, but that the hat is built exactly for your head shape,” says Todd. Thus begins the lengthy process of steaming and forming the felt hat body over a hat block to shape it and give it a good brim crease. After it dries, the hat body is ironed, sanded, and then, surprisingly, lit on fire to lock the fibers in the felt, then sanded again.
In the meantime, Becky works on the sweatband, applying a gold embossed client’s name and date. A small white bow is sewn into the sweatband.
According to Becky, bows are traditionally sewn into hats to pay homage to all the past hatters who have died from Mad Hatter’s Disease (yes - that’s a real thing). Historically, mercury was used in the fur felting process of the hat bodies and it eventually affected most hatters. Thankfully, they no longer use it. “The bow (skull & crossbones) is a tribute to all the hatters who have gone before us,” said Becky. The sweatband is then sewn into the hat and back it goes to Todd to shape the crown and the brim of the hat.
At this point, Becky applies the ribbons, leather and embellishments to the hatband. The client also gets to choose the satin liner fabric which goes into the inside of the hat. Finally, the iconic GR (Glacier Rim Hats) brand is burned into the felt. It’s their signature on a true piece of wearable art.
The average time to make a custom hat from start to finish is typically about a week and a half. Because every step is done by hand, and due to the high demand for their hats, they are currently 3-4 months out on production time.
A custom hat will last a long time with proper care. The Hornings recommend hanging your hat on a hook or store in a hatbox to prevent the brim and crown from being bent. If a hat hook is not available, rest your hat upside down on its crown (so the luck falls IN not OUT of the hat). Use fine grit sandpaper to gently rub out scratches or stains. For dust or pet hair, use a hat brush
not heat to dry the hat as it will dry bent and out of shape. Be sure that the hat is completely dry before wearing or storing. And lastly, avoid leaving your hat in a hot car.
Glacier Rim Hats stands by their work and will give their hats tune ups at any time. Does your hat company offer that?
The Hornings live in Whitefish with their two children, Otto and Ruby, a couple dogs, and two crazy cats. Otto is in high school and enjoys working at the local ski resort. Ruby is in middle school and she enjoys helping part time in the Glacier Rim workshop. They strive to always stick to a business plan that includes their family. Work/life balance is important!
To learn more or schedule a custom hat fitting with Glacier Rim Hats visit https://www.glacierhats.com/. Shop their Ready to Wear hats at the Toggery, Clydesdale Outpost, and Rhinestone Cowgirl.
Whitefish Legacy Partners
Conservation Education Recreation
By Mary Wallace - Photos provided by Whitefish Legacy Partners
The beargrass was blooming on the day I met Heidi Van Everen recently at the Holbrook Overlook to talk about Whitefish Legacy Partners and the Whitefish Trail initiative. SOOOOO MUCH BEARGRASS! So beautiful! It almost felt as if Mother Nature was giving a nod to the unique gathering of souls and agencies that came together in the early 2000s to develop an unprecedented multipartner solution to impact 13000 acres of State School Trust lands from development. The vision was to conserve the land for permanent public access, wildlife habitat, and sustainable forest management. The Holbrook Overlook is a peaceful and beautiful place and it is only a small portion of the massive undertaking the group set out to do more than twenty years ago.
How in the world did they ever pull that off - this huge collaboration? “The original founders had a big, Big, BIG vision and they were so focused and determined and no one ever said it couldn’t be done,” says Heidi. “They just forged ahead, year after year after year. They were (and remain) optimistic and hopeful and always operating on the theory that they could make it happen for the community.”
A BIT OF HISTORY
In the early 2000s, the Department of Natural Resources and Conservation (DNRC) was considering residential development on the school trust lands surrounding Whitefish. This alarmed local residents and spurred them into action.
In 2004, the Whitefish Area Neighborhood Plan was developed and formally adopted by the City of Whitefish, DNRC, USFS, FWP, and Flathead County - calling for innovative solutions to generate revenue from the 13000 acres of State Trust Lands, including conservation strategies and a recreation loop trail around Whitefish Lake.
The DNRC is tasked with generating dollars to support Montana schools, via timber harvesting, leases or livestock grazing, or coal leases on the school trust lands. These funds provide roughly 32% of the total school budgets in the state, with the rest of the revenue coming from property taxes and from the state’s general fund.
In 2006, the Whitefish Trail Master Plan was written and adopted, calling for a recreation loop trail surrounding Whitefish Lake and connects our community conservation lands. The plan called for a recreational trail network that includes a continuous corridor encircling the greater Whitefish Area. The primary goals of the trail network were to provide opportunities for relaxation and outdoor recreation, promote open spaces, increase revenues for the School Trust Lands, and support the local economy. Whitefish Legacy Partners has been implementing this plan by building and maintaining these local trails for now and for the future.
CLOSE THE LOOP
Besides providing recreation opportunities, the Whitefish Trail also connects vital corridors on private land to public lands. To date and in part-
Bikers enter the Whitefish Trail at Big Mountain Trailhead
nership, Whitefish Legacy Partners has garnered conservation easements for the permanent protection of over 6000 acres of local private lands as well. The community’s vision outlined a plan to create a 55+ mile recreation loop trail around Whitefish Lake, starting and finishing in Whitefish. To date, WLP has developed 47 miles of trail accessed by 15 close-to-town trailheads. Closing the Loop of the Whitefish Trail is a top priority for the community, and Whitefish Legacy Partners is leading the charge to complete the project.
Recreation opportunities will expand at Smith Lake in 2024-2027, connect Holbrook Overlook to Hellroaring Basin in 2025, and connect Hellroaring Basin to Smith Lake in 2027. Future WT connections to Close the Loop on the Whitefish Trail optimistically will be completed by 2030.
According to Heidi, the trails accommodate over 100,000 users per year. Hiking is the most popular activity, then biking. Other uses include horseback riding, cross-country skiing, walking with dogs, nature walks, running/jogging, and snowshoeing. Several of the trailheads are structured so that people of all abilities can have the experience of being out in nature - the Reservoir Trailhead and day-use base camp is one example.
For trail maintenance, there is one employee, the Trail Coordinator, who manages the volunteers who perform much of the maintenance. Whitefish Legacy Trail also plows the trailheads in winter. There are six paid employees and a 12-person volunteer board.
WORK CULTURE
Heidi was likely predestined to become the Whitefish Legacy Partners Executive Director, having met her husband years prior, while working on trails in New Hampshire. She worked for the Science Dept at the Colorado Nature Conservancy and had previous experience in everything from wielding a shovel to planning and mapping.
She was a volunteer for WLP and she helped the organization successfully apply for a $600K grant from the State. The previous director handed in her resignation at a meeting and the Board didn’t miss a beat. They asked Heidi to step in as their new Executive Director at that very same meeting.
The trails accommodate over 100,000 users per year. Hiking is the most popular activity, then biking. Other uses include horseback riding, crosscountry skiing, walking with dogs, nature walks, running/ jogging, and snowshoeing.
Above: A biker checks the map at Reservoir Trailhead, Right: Whitefish Legacy Partners staff at Holbrook Overlook (L to R: Jedd Sankar-Gorton, Cynthia Ingelfinger, Heidi Van Everen, Sarah MacCormick, Nathan Tuebner)
She loves her job! She feels so lucky to have people that believed in her. She loves the complexity, juggling the pieces of projects, building relationships with community leaders and with donors. It continually feels like something much bigger than any one individual; it is something that will be here forever. She has met so many creative and amazing people that her job is also a social avenue as well.
“I get to be the driver, but there are SO MANY people who volunteer their time.” As Executive Director her favorite task is to spread to word of the Whitefish Trail and WLP’s amazing story. It is the support of the community that contributes to the culture of this place. Her support team is the Board of Directors, always providing great leadership and they have from the very beginning.
Heidi loves that Whitefish Legacy Partners is a nonprofit that offers a little flexibility. By her example, her kids have learned about work/life balance and how to manage time. Her son, age 26, says he is just realizing how involved he has been over the years and how much he knows about the Whitefish Trail system. Her daughter is 23 and is an outdoor education teacher in Ithaca, New York, but she wants to come back to Montana and go into nonprofit work. Heidi’s husband is a builder and mountain biker.
When she is not working, she loves to do creative art projects, bike, run, and be outside with her dogs. She likes to travel places with friends and she is willing to work hard to gather them up and make that happen. Her bucket list includes a bike/hike trip in Norway someday.
FUNDRAISING
Whitefish Legacy Partners hosts several fundraisers - the Hit-theTrail Challenge in May, where participants collect support for the trail system by logging their trail miles during the month; the Whitefish Trail Hootenany - a music festival in the Whitefish Depot Park in Au gust, and the Whitefish Trail Blazer Run in October. Grants and private and corporate donations of an average of $100 up to $3 Million make up the balance of revenues.
EDUCATION
According to a recent research study by Headwaters Economics, the community’s investment in Whitefish Trail and in conservation, recreation, and education opportunities on these lands is paying off in a big way. The Whitefish Trail contributes $6.4 million in annual spending by visitors. Additionally, spending by these visitors translates to 68 additional jobs and $1.9 million in labor income in Whitefish.
Whitefish Legacy Partners facilitates educational outings on the Whitefish Trail for all ages, striving to educate children and adults about conservation and the interwoven elements of a thriving forest: wildlife habitat, watershed health, plant life, and healthy forest management.
Organized programs reach locals, visitors, and youth through school field trips, winter and summer guided hikes, youth-specific activities, an adult speaker series and trail fitness programs. Kids programs are free and include Girls on the Trail and Forest Explorers, both summer programs in 2024. Family-friendly guided hikes on the Whitefish Trail are also free with topics including spring wildflowers, bird watching, mushroom identification, bear awareness, and forest discovery.
The WT Learning Pavilion, located just a half mile from the Lion Mountain Trailhead, offers a base for environmental education programs for the community and opportunities for people to engage with their natural surroundings. The facility offers 900 square feet of coverage with ten picnic tables and ADA access.
SUPPORT
People can support the Whitefish Trail by donating funds, by participating in an event, by coming to a fundraising event, and by running in a race.
Volunteers are always needed for WLP programs, fundraising efforts and for trail maintenance. The Adopt-A-Trail Program focuses on engaging community members to help maintain this growing trail system. Eleven segments of the Whitefish Trail have been identified for adoption. Individuals, businesses, and organizations can adopt a section of the Whitefish Trail as either a financial sponsor or a volunteer trail crew, or both.
But it has to be said that the best way that people can support Whitefish Legacy Partners is to use the trails! You won’t regret it!
Visit www.whitefishlegacy.org to find out more about their programs and to obtain a trail map.
Whitefish Trail Hootenanny, WLP’s main fundraiser and end of summer community celebration
Heidi Van Everen and her adult children
Creating Delicious Desserts
Emma Nixon The Cake Girl Whitefish
Where are you from and how long have you been in Montana?
I have lived in Whitefish all my life! I grew up just north of town in a log cabin with horses and went to all the Whitefish schools before I went to college at MSU and then returned home. I live in Columbia Falls now and absolutely love it.
Why desserts?
They are such a simple joy! No day is ever worse after a bite of cake, no interaction is ever made more negative by having cake. It is something enjoyed by everyone at every age and is such a simple way to turn the ordinary into a celebration and a celebration into something even more special.
What is your specialty?
My specialty is gluten friendly and vegan cake that actually tastes good and leaves you feeling good after you eat it. I believe in high quality ingredients that make your taste buds and digestive system happy. I also specialize in hyper realistic sugar flowers; these are a kind of new specialty and I am so happy to be able to offer them!
What was a job early on that taught you something that is useful today?
I have always worked for my dad’s construction company on the side, and the best thing I have learned from that line of work is that you as a human really can do anything. Watching a house go up from nothing seems like a magic trick but it is all just patience and hard work. The same goes for cake! Every time I feel like there is no way something can be done; I remember that people built skyscrapers and I feel a lot better.
What has been your biggest challenge in your business?
The biggest challenge in my business has been finding the right equipment! It is the only thing I would like about living in a city. It is hard to find specialty cake equipment in such a small valley, and even harder to know what you are ordering from the internet! That said I wouldn’t trade living here for the world.
Who has influenced you the most in business?
I learned so much working at Fleur Bake Shop from Whitney the owner there, she is an incredible role model. I would also say I have learned a lot from both of my parents who are self-employed and have always run their own businesses, I would have been so lost without their guidance.
by
Photo
Kayla Jacobsen
What are you most proud of accomplishing?
I am most proud of my recipes. They took a really long time to perfect but being able to drop a cake off at an event or have someone grab one at the farmers market and know 100% that that piece of cake looks good, tastes good and will leave them feeling good is something I am proud of every time I bake!
How do you define success and how do you measure up to your own definition?
What
inspires you and why?
I am incredibly inspired by plants. I have a huge passion for foraging and herbal medicine and I really let this passion mix in with the baking. Figuring out how the flours work with each other, how to grind them, what flavors from nature can I bring into the mix, as well as making sugar flowers. It feels like an absolute superpower to take a lump of sugar paste and copy what nature has done so effortlessly!
What do you want people to know about you?
I want people to know that every baked good that comes out of this little bakery is made with love and care. Regardless of whether it’s a cake for your wedding, your birthday or just because, that cake comes with a lot of care and love, so celebrate as much as you can!
thecakegirlwhitefish.com
406-871-0946
Instagram @thecakegirlwhitefish
Photo by Destiny Fouche
Ask the Butcher
The Boutique At Hooper’s Garden Center
By Bridget McNamer Larson, The Boutique Founder, Hooper’s Garden Center - hoopersgarden.com
How to Create a Sacred Space
In the new Boutique at Hooper’s Garden Center, we understand the love for summer in Montana. We are surrounded by an abundance of magical beauty. We try to soak it all up during a short season that seems to fly by. It is packed with family, friends, and fun. There is an array of social activities to take in. It is fantastic!
While all of this is exhilarating, it can take a toll on us. It is easy to forget to practice self-care. It is time to put yourself on your priority list. As the saying goes, “you need to put your own oxygen mask on before you can help others.” Here are some ideas to get you started in developing a selfcare routine:
What is a Sacred Space?
A sacred space is a place that helps you step away from the worries of the world and connect with yourself or with a higher power. You may set your space up outside or inside your living space. Ensure that it is a place where you can be alone with your thoughts and feelings, with no interruptions. This may be challenging. You may need to rise earlier than others in your household if you do not live alone.
Start small!
You may not know where to begin. We suggest you find a corner or area in your home that makes you feel good. Remove any unnecessary clutter. Then begin to fill it with items that spark joy or bring you a feeling of peace. The space is not meant to impress others. This is for you. Do you see a common décor theme in your home? You may choose a color that makes you happy or neutral to calm you. Play around until it feels right. Too much of anything will distract you. Keep it simple.
Set up a chair, a lounger, or a floor pillow
It is important that the space feels cozy and inviting. Soft furnishings with pillows or a cushy throw will help you to snuggle. A floor pillow can create a relaxed atmosphere and casual lounging.
Sit with a cup of coffee or tea and a good book
Drinking coffee and tea in moderation has been linked to increased alertness and improved cognitive function. It is a delightful way to kickstart the morning and helps us prepare to take on the day. The smell alone is reason to get out of bed each day! Sit in your prepared quiet space with a good book and melt your troubles away.
A table or elevated space is helpful
A table or altar is not necessary to create a sacred space, but it can be helpful. It can help to hold items that help you connect to yourself or your spirituality. There is no pressure here. It is okay to just “be.”
Create a focal point
Choose an item that draws your attention and holds significance for you. This could be something that you already own or a new piece that you love. You may add a spiritual statue, beads, crystals, a vase of flowers, or a photo.
Light a candle or burn incense
Lighting a candle can be part of bringing light and energy to a ritual. It sets the mood
Store Photos by Cari Klepper, Lynn McNamer, and Bridgett McNamer Larson
A sacred space is a place that helps you step away from the worries of the world and connect with yourself or with a higher power.
and signals the brain that it is time to relax. Scented candles stimulate the release of happy hormones. The smell stimulates our limbic system which is the part of the brain that is home to our emotions. The flickering light also makes you feel calmer.
Turn your bathroom into a spa
Introduce natural elements into your space, such as wood, stone, and bamboo. Cotton towels and shower curtains, along with cozy robes and slippers will add to the feel. Aromatherapy products and live plants are details that will help you pull off the spa theme. Oils and beautifully scented soaps will delight your senses. Soak in a luxurious bath filled with bath salts while delighting in an at home facial. Remember to lower the lights, light a
improves cognitive performance. Outside light can be up to 500 times brighter than inside light. It aids in natural hormone production that affects your Circadian rhythm which is your body’s internal clock. Go outside, relax on a patio chair, and surround yourself with potted flowers or hanging baskets. The sight of flowers makes us happy, and the scent of flowers makes us relax and feel less anxious.
scented candle, and play some relaxing music. And remember, you deserve it.
What to do in your Sacred Space
Write in a journal
The act of journaling is therapeutic. Writing down your thoughts and feelings helps you to process them. It helps to improve your mental health and relieve stress. Journaling builds self-awareness and helps you to find solutions to your everyday problems, as well as enhances your creativity.
Set your day up with morning rituals
Your entire day is set by the way you begin it. Did you know that if you take a “shower on the inside” by drinking water when you first wake up, you can improve your health and mental capacity? In addition, if you drink water first thing in the morning on an empty stomach, you can increase your metabolism. This will make you feel more energetic all day long.
Don’t look at your phone
Experts say it can take up to an hour to fully wake up. Checking your phone right when you wake up can scatter your thoughts for the entire day. Try putting your phone on airplane mode before going to sleep. Your alarm will still work, but you won’t be bombarded by messages when you first awaken. Take the first hour to practice self-care. The messages and emails will wait.
Get some outside light
Try using the first minutes of the day to head outside. Sunlight cues your body that it’s daytime. Morning light improves your mood and
Practice yoga and stretching
Yoga improves strength, balance, and flexibility, while reducing stress. Yoga books can help to experience the full range of benefits, which can be physical, as well as spiritual. Don’t expect too much from yourself. Take baby steps every day until you get to your desired flexibility and the right mindset.
Hooper’s Garden Center
2205 MT Highway 35 E in Kalispell 406-752-2770 - www.hoopersgarden.com
by Sarah
Bridget McNamer Larson , The Boutique Founder, Hoopers Garden Center. Bridget has spent the last 40+ years specializing in creating sacred spaces. The Boutique at Hoopers is her most recent accomplishment.
Photo
Burns
Deviled Eggs with a Twist
It’s time to turn an old classic into a new favorite! Let’s start with the deviled egg…
I’ve always wondered how deviled eggs got their scary
Buffalo Blue Cheese
Ingredients
• 1/2 cup mayonnaise
• 2 tablespoons Frank's Red Hot sauce
• 2 tablespoons crumbled blue cheese
• 2 tablespoons finely cut celery
• Salt and freshly ground black pepper to taste
Garnish ingredients: Thinly cut celery sticks, crumbled blue cheese, Frank’s Red Hot sauce for garnish
It’s All About The Herbs
Ingredients:
• 1/2 cup mayonnaise
• 1 1/2 tablespoons of dill relish
There are many flavor combinations you can explore! Make your next deviled egg recipe your own by mixing up your favorite combo. Maybe a breakfast burrito with a mix of salsa and cheddar cheese? Perhaps the classic mayo, mustard, and paprika will always be your go-to. Make sure to think outside the box this summer as you cook. You never know, you might turn a classic recipe into something you love even more. Have fun developing something new this summer.
Start with hard-boiled eggs. Each of these recipes is measured for a dozen eggs.
1. Peel and cut in half, lengthwise.
2. Place yolks in a medium bowl.
3. Mix your chosen recipe’s ingredients in a bowl. Add yolks. Mix thoroughly.
4. Fill up the whites of the eggs. You can transfer them to a zipper-lock bag. Cut the corner of the bag and pipe the filling into the egg whites. This will give you a cleaner way to fill the eggs.
5.Use the garnish ingredients to give the deviled eggs a burst of extra flavor and a finished look.
Refrigerate or serve immediately.
• 1/4 teaspoon of dill
• 1/4 teaspoon of thyme
• 1/4 teaspoon of rosemary
• 1/4 teaspoon minced garlic
• Salt and freshly ground black pepper to taste
Garnish ingredients: Thyme and halved Kalamata Olives
California Roll
Ingredients:
• 1/3 cup mayonnaise
• 1 ripe avocado
• 1 tablespoon wasabi paste (add more for an extra kick)
• Salt and freshly ground black pepper to taste
Garnish ingredients: Flaked crab meat, Half sliced English cucumber, Black Sesame seeds, Soy Sauce.
Summer Charcuterie and Wine Pairings
By Mary Wallace
Summer can be one of the easiest times to entertain, but for those looking for something other than the typical barbeque, the simplic ity and elegance of a charcuterie menu can’t be beat.
Most charcuterie boards offer an assort ment of cured meats, cheeses, crackers, breads, veggies, olives, nuts, fruits, jams and honey. This is a perfectly easy menu for nearly any summer gathering, but how does one pair this diverse assortment of foods with which varietals of wines? Once again, the Bigfork Liquor Barn to the rescue!
Typically, charcuterie is served on a board and the meats and cheeses are the main event. Because they feature a variety of flavors, textures, saltiness, and fat content,
my friends at the Liquor Barn suggest serv ing wines that are more acidic than the food.
A general rule with cheese is the whiter and brighter the cheese, the crisper and lighter the wine, while the darker and harder the cheese, the darker and richer the wine. Also, to bring out the full flavor of the cheese itself, it is best served at room temperature.
Poggio Vignoso Chianti is a dry, medium-bodied wine that goes well with hard cheeses with salty, sharp and nutty flavors like cheddar or Parmigiano-Reggiano.
Airfield Estates Cabernet Sauvignon is a full-bodied red wine that is known for its rich, fruit-forward taste and high alcohol content and it pairs well with slightly spicy flavors of pastrami, peppered salami and smoked Prosciutto.
There is also the versatile Hartford Court Russian River Pinot Noir. It goes well with most things on a charcuterie board, but is great if you pair it with soft, ripe cheese like Brie and Camembert or semi-hard cheese like Gouda, Swiss and Provolone. It also goes well with fatty pâté or pork charcuterie.
Typically, charcuterie is served on a board and the meats and cheeses are the main event. Because they feature a variety of flavors, textures, saltiness, and fat content, my friends at the Liquor Barn suggest serving wines that are more acidic than the food.
August Kesseler Riesling or Benvolio Prosecco pair well with the saltiness of fresh cheeses like cream cheese, mozzarella, ricotta, feta and mascarpone. Gruyere and a classic Swiss cheese with their almost a sweet nutty finish, also pair well with a Riesling. Mild meats like Prosciutto, summer sausage, salami or Mortadella also go well with these lightbodied white wines.
On the other hand, Elk Cove Pinot Blanc or Mathew Fritz Chardonnay or any other light-bodied white wines complement the acidity and tangy flavors of semi-soft cheeses like Asiago, Fontina and Havarti. Soft runny cheeses like brie or camembert and bolder meats, such as bresaola or black truffle salami are also suited to a Chardonnay - fat food with fat wine!
Bookwalter Notebook Red Blend is an approachable and easy drinking fruity red wine with generous aromas of berries, cherries and currants that complement the salty bite of pickled vegetables and olives that are a popular addition to most charcuterie boards.
No one goes away hungry from a charcuterie board party! Thanks to the folks at the Bigfork Liquor Barn for their tips, and remember, they are always delighted to help with all your summer parties and celebrations.
Advice columns provide terrific glimpses of both minor and major tensions in real people's lives. They give us, as readers, a window on interactions we haven’t witnessed. They help us prepare for situations we haven’t faced, but might, asking us to put ourselves in other people’s ballet flats or boat shoes and imagine how the world looks from that vantage. They help us better understand each other— and ourselves.
Like good fiction—what I write—they build empathy.
Sometimes they make us laugh. A classic is the advice to a woman whose neighbor regularly showed up at dinner time. After dinner, the columnist said, put the dishes on the floor for the dog to lick, then put them straight in the cupboard while the neighbor watches.
Sometimes the wisdom is simple, but profound We can all identify with the letter writer (LW, in advice column parlance) who wanted to go back to college but worried that she’d be 55 in four years when she graduated. “And how old will you be in four years if you don’t go back to school?”
As a mystery writer, I’m drawn to exchanges that expose deep emotion and conflict. A recent letter in the Hax Files came from a mother
Guilty Pleasures Finding Wisdom In Unexpected Places
By Leslie Budewitz
I'm an avid fan of advice columns. Reading them is like eavesdropping on neighbors you haven't met yet. The woman who tolerated her husband's pandemic beard, even though she thinks it looks terrible, but now can't convince him to shave. The cousin of the bride who wonders how many showers she should be expected to attend, gift in hand. The man whose girlfriend has the temerity to ask to be paid for working in his business.
whose teenage son had come out as gay to the parents, who firmly supported their child but needed advice on telling a grandparent who had made homophobic comments in the past. The kind, compassionate responses from the columnist and readers who’d been there—as child, parent, or grandparent—helped me think about how to better portray family conflicts, both those that resolve and those that don't. A minor character in my Spice Shop mysteries is trans, and in thinking about her, I’ve found it useful to read about the experiences of trans people and their families, which range widely. As an author, I need to know what shaped each of my characters, whether that backstory appears on the page or not. The glimpses these LWs give us, through their willingness to be vulnerable, helps me see beneath the surface.
Turns out that’s useful in real life, too.
Of course, some LWs have an agenda, just like some characters in novels. They want confirmation that their behavior is appropriate, even when it isn't. Such an interesting dynamic—the ways we try to justify and explain our behavior. And yet, the desire for a pat on the head from someone else reveals that maybe we don't completely believe the story we're trying to tell ourselves.
When I was planning To Err is Cumin, the 8th Spice Shop mystery (coming July 16, 2024), I read a letter from a man who revealed that years
earlier, he had committed a crime. He’d planned it; he’d even told his wife, who had been against it. He went ahead. No one was hurt, he wrote. Now, when they disagree, she threatens to tell their grown children what he did. He’s appalled. She’s lived comfortably for years as a result of his actions, without complaint. What should he do?
What a fascinating dynamic! A self-deceiving crook and a spouse engaging in emotional blackmail. I had to find a way to use it. The biggest challenge was that I had no idea what he’d done. I read every comment, and I never did find out. But I loved the scenario and the tensions bursting out all over.
Of course, the situation changed as I wrote, and the plot on the page bears little resemblance to the story LW told.
But you’ll know. It will be our little secret.
Later, as I was trying to figure out the conflict between a young woman named Talia and her mother and grandmother, I read a letter from a woman whose daughter had cut off all contact after an argument. Worse, the teenage granddaughter was refusing to communicate with the LW, her grandmother. I was struck by the columnist’s compassion. Keep reaching out,
she told the woman. Your grand daughter is a child. It is perfectly natural—even appropriate—for her to follow her mother’s lead. She is dependent on her mother’s love and physical support. Be the adult. Work to end the estrange ment with your daughter, if you can, but don’t make the grand daughter pay for it.
And what do you know? When Talia tells Pepper, my main char acter, how ashamed she is of herself for refusing the letters and gifts her grandmother sent when she was a teenager, Pepper knows just what to say.
"Hey," I said, stretching a hand across the table. "Don't be too hard on yourself about the way you treated your grandmother. You had to protect your relationship with your mother, because you loved her and lived with her. You needed her. You were just a kid. But you grew up, and you grew out of it."
"I know, but . . . ." Her voice trembled, then trailed off. "When I moved to Seattle, Gran would have happily let me live with her. But I needed to repair things first. If that makes sense. I've been coming down here on weekends, if I wasn't working. My mother doesn't know. I did call to tell her Gran's in the hospital. Not sure I can mend that breach."
"One problem at a time," I said.
And who knows, maybe Pepper’s advice will help the two stubborn women Talia loves resolve their differences.
Reading advice columns gave me the idea for the struggle that sparked the story, and reading advice columns helped me wrap it up. Good things come from guilty pleasures.
Excerpt from To Err is Cumin , by Leslie Budewitz, to be published by Seventh St. Books July 16, 2024, in paperback, ebook, and audio
When Seattle Spice Shop owner Pepper Reece finds a large amount of cash stuffed in an old chair, she investigates—never suspecting a wingback will set her off on a trail of deception, embezzlement, and murder, and put her own life in danger.
Leslie Budewitz writes the Spice Shop mysteries set in Seattle’s Pike Place Market and the Food Lovers’ Village mysteries, set in a fictional version of Bigfork, Montana, where she lives. She also writes historical fiction—watch for All God’s Sparrows and Other Stories: A Stagecoach Mary Fields Collection coming in September 2024. As Alicia Beckman, she writes moody suspense set in Montana and the Northwest, including Bitterroot Lake and Blind Faith . Find her books in print, ebook, and audio across the US and Canada, wherever you buy books.
What I’ve Learned About Volunteering
By CT MorrisBS Elementary Ed., MS Ed.
Even if my own powers of observation hadn’t concluded that people who volunteer are healthier and happier, I can refer to data (that science has gathered) which tells us that volunteering reduces stress, combats depression and provides a sense of purpose.
What would our communities be like without volunteers? Volunteering offers essential help to worthwhile causes and people in need. In fact, many organizations and charities rely on the generosity of volunteers because they’re only partially funded through government or local councils. In fact, many companies depend almost solely upon teams of volunteers to help them thrive.
When we volunteer it connects us with others, so if you’re feeling lonely, isolated, or want to widen your social circle, volunteering in your local community is a fun way to meet new people.
Additionally, doing something positive for the community helps to create a sense of accomplishment. And working as a volunteer helps boost our self-confidence by taking us out of our comfort zone and environment. I know that many times I’ve volunteered and thought, “I don’t have time for this!” Mentally I start smacking myself, “What was I thinking? I don’t know what to say!” However, after I pushed myself, I realized how rewarding it was to share my time and energy…
Moreover, if you have teenagers at home, research shows that volunteering is important in enhancing the self-esteem and confidence of adolescents who are just starting
out on their life journey. A study from the University of Missouri and Brigham Young University (of almost 700 11- to 14-yearolds) examined how helping and comforting others affected self-confidence. The study found that volunteering raised teens' feelings of self-worth and that those who assisted strangers reported higher self-esteem one year later.
A National Youth Agency report confirms this evidence. In the report, young people aged 11 to 25 “repeatedly stressed that volunteering had increased their self-confidence, self-esteem and self-belief.”
Remarkably, volunteering also has distinct health benefits that can boost your mental and physical health. Evidence suggests that people who give their time to others might benefit from lower blood pressure and a longer lifespan. In fact, a study showed that volunteers had a 63 per cent lower mortality rate than non-volunteers. And research found that adults over 50 who volunteered regularly were less likely to develop high blood pressure compared to non-volunteers. Lastly, volunteering boosts mental health because carrying out a selfless act makes you happier. We are hard-wired to give to others, and by measuring so-called brain activity and happiness hormones, researchers have found that being helpful to others can deliver great pleasure.
I personally work for a non-profit and understand the worth of our volunteer’s diverse knowledge and skills. I truly can’t imagine what our museum would be like without them. They contribute to the skills and diversity of our organization and save the museum thousands of dollars. Additionally, our volunteers (docents) boost our museum’s visibility to our community and enhance our effectiveness. When you stir in their gift of friendship, comradery and laughter—they are irreplaceable.
When we volunteer it connects us with others, so if you’re feeling lonely, isolated, or want to widen your social circle, volunteering in your local community is a fun way to meet new people.
Honoring Montana in Your Home
By Callie Reagan and Alana Wright, Wright’s Furniture
We are lucky to call Montana home and there are more reasons than one that it can be called the Treasure State. We have precious metals and stones, diverse landscapes, waterways, and animals. We also are home to some of the most recognized and famous State and National Parks. The treasures we have in this state also make a great place to draw inspiration from regarding your homes. If you love Montana summers as much as we do here at Wrights, here are some ways to bring it into your home.
Use natural beauty we see all summer long. Use fresh or dried wildflowers, branches or dried sticks. You can use antlers, cowhides and other real or faux products that bring colors and textures into your home.
Use outdoor sporting equipment such as fishing poles, baskets, paddles or lures. This tells your guests about some of your favorite outdoor activities.
Photography. Breathtaking views and detailed closeups of the natural beauty from the state can add to a space whether you have full color or black and white images. These can be large or small and they have the ability to bring your favorite adventures and scenes inside to inspire you all year long. Find your favorite view in Glacier National Park, spot on the river, barn, flowers, and wildlife. The brilliant yellow of our Canola fields is a great backdrop for family portraits or a stand-alone image.
An iconic and historical inspiration is the Glacier National Park Pendleton blanket with cream wool and black, yellow, red, and green stripes.
Organic Patterns and Summer Colors. Use these on pillows, bedding, blankets, and poufs. Montana summer colors that are highlighted this season are shades of green, blue, and orange.
Montana History and the History of our National Parks. These types of inspiration come with a story and can be great conversation starters. You can look at historical photos of the area, maybe of Main Street of your favorite towns such as Kalispell, Bigfork or Whitefish. Use outdoor sporting equipment such as fishing poles, baskets, paddles or lures. This tells your guests about some of your favorite outdoor activities. Another iconic and historical inspiration is the Glacier National Park Pendleton blanket with cream wool and black, yellow, red, and green stripes.
Celebrate Montana by bringing its diverse pallet of beauty into your home. From its mountains to rolling pastures to its rivers and lakes. Need some ideas? There is never a cost to getting complimentary design service at Wright’s Furniture. And remember, you can’t go wrong when you are shopping at Wright’s.
Furniture From Nature or Reclaimed Wood. Anchor and statement pieces made from natural materials such as teak root tables, live-edge furniture from Green Gables and furniture made from barnwood. Each of these brings the outdoors indoors with class.
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Emily &Samuel
Photos by Kelly Kirksey
September 30th, 2023 - Lake McDonald, reception at Paddle Ridge
I knew very early on that I wanted to spend my life with Emily because of the deep connection we shared.
tell us about yourselves...
Emily medland: I was born and raised in Phoenix, AZ, but my family spent our summers in Bigfork for many years. When I finished my freshman year of college, I heard about a job that opened up working as a boat captain for Glacier Park Boat Company (GPBC) and immediately jumped on the opportunity – luckily for me, since that is where I met my now husband! I work for Glacier Park Boat Company as an Operations Specialist.
Samuel Burch: I was born and raised in Kalispell, MT and graduated from Glacier High School in 2011. I am the Safety Officer for GPBC which is a family business. It’s been in our family since 1938. I joined the Marine Reserves in 2012 and graduated from the University of Montana in 2018 with a degree in Business Management. I have been working full-time for GPBC ever since. We currently live in Kalispell, MT.
The park has always been a special place for us so we wanted a reception area with a view of the beautiful mountains in the park since that is where we met.
Emily – What is the trait that you most admire in Sam?
Oh man, it’s so hard to pick just one! To me he’s pretty much perfect. But I think the biggest thing is that Sam has the kindest and purest heart of anyone I have ever met. He doesn’t have a judgmental bone in his body and always sees the best in everyone. I definitely trend towards the more cynical side so he helps balance me out in that way and I am so grateful for that.
Sam – When did you realize you wanted to get married to Emily?
Emily and I originally met back in 2012 when we both worked for GPBC at the Many Glacier location. We didn’t get married for about 11 years because life pulled us in different directions but there was an instant attraction and connection. Throughout that period of dating, we lived in both MT and AZ together while also spending a lot of that time living apart and doing long distance. I knew very early on that I wanted to spend my life with Emily because of the deep connection we shared that could bridge the gap of whatever physical distance there was between us. She always supports me and we got the opportunity to grow and learn together for over a decade before getting married.
Why did you choose the venue you did to getting married?
The park has always been a special place for us so we wanted a reception area with a view of the beautiful mountains in the park since that is where we met. We actually got married on the historic boat the DeSmet on Lake McDonald because the boats are the reason we met in the first place.
Emily – What did you enjoy most during your wedding day?
When I walked down the stairs with my dad at the Lake McDonald Lodge and saw my closest family and friends on the DeSmet, with Sam waiting for me on the bow, is a moment I will never forget! But I also really enjoyed our entry into the venue as well, all our bridesmaids and groomsmen took a shot at the bar and then danced in to the song “Izzo (H.O.V.A.),” by Jay-Z - it was a great way to kick off the party part of the evening!
Sam – What is your favorite activity to do as a couple?
Any outdoor activity we can do together or trip we can take! I love spending time together and getting an opportunity to experience new things together. She is the best traveling partner!
Wedding Details
Venue
Paddle ridge
photography kelly kirksey
rentals
empress tents & events
Caterer oso Catering
Cake/dessert
Montana Wildflour Baking Co.
Music tommy edwards Jr. & Band
dress
Grace loves lace - “Goldie” dress
tuxes/suits
Men’s Warehouse in Missoula, Mt
rings
Stephen Isley Jewelry in Whitefish (bride’s ring) and etc.
