SAME PEOPLE. NEW NAME.
First State Bank is now called Centennial Bank.
We’re changing our name – and that’s about it. We’ll still have the same management, same friendly faces and same great service, just with a new name. Watch for exciting changes ahead that will make banking with us even better. For more information, come by any of our 16 previouslyknown-as-First-State-Bank locations.
CENTENNIAL BANK
banking that’s 100 times better.
Conway Greenbrie r Mayflower Morrilton Quitman Searcy
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18 Feature
The central region sits on the cusp of one of the most significant industrial developments in the state’s history, and the University of Arkansas Community College at Morrilton is lending an important helping hand.
20 Feature
Recognizing that it may be difficult for some to continue their education by enrolling in traditional class schedules held during the day, Central Baptist College in Conway has developed a special program that can help.
28 Feature
In tough economic times, what do those living in the 501 need to know? Three homegrown financial institutions provide valuable insight and answers.
30 Feature
Learn more about the organizations at the heart of doing business throughout the 501 –the chamber of commerce.
50 Business
Understanding the economy – perception or reality?
53 Sports/Recreation
Football is recession proof, or at least as close as it gets.
54 Sports/Recreation
It’s back to fundamentals on the court with “Nothing But Net.”
501 LIFE
Donna Spears
Sonja Keith
Tracy Ferrell
Sonja J. Keith
A.J. Carol
Mike Kemp
Tanya Hightower
Trina Mitchell
Kayla Cooper
Don Bingham
Tiffany Block
Stephanie Byrnes
Tanner Cangelosi
Maggie Chandler
Jennifer Cunningham
Levi Gilbert
Angie Howard
Mathilda Hatfield Hulett
Renee Hunter
Heather Kendrick
Karl Lenser
Melanie Malone
Marilyn Mathis
Richard Ryerson
Jan Spann
56 Pets
Meet Conway banker Lori Case and her adorable friend, Cash.
57 Travel
With Valentine’s Day right around the corner, learn where you can find ‘romance’ in the 501.
Donna Lampkin Stephens
Jim Taylor
Kellie Turpin
Johnny Adams
Jack Bell
Rob Bell
Lori Case
Kay Dalton
David Hambuchen
Mathilda Hatfield Hulett
Rosanne Johnson
Mike Kemp
Julie LaRue
Karl Lenser
Monica Lieblong
Deanna Ott
Pat Otto
Jon Patrom
Lori Ross
Warwick Sabin
Margaret Smith
Jan Spann
Amy Stockton
Beth Tyler
Jeff Whitehead
Jennifer Whitehead
Nancy Williams
To subscribe or order back issues, visit www.501lifemag.com. The subscription rate is $36 for one year. (12 issues) Single issues are available upon request for $5.
501lifemag.com February 2009 5
501 Advertising and Publishing 1002 Front St., Suite 1 Conway, Ark. 72032 501.327.1501 info@501adsandmags.com 501 LIFE is published monthly by 501 Advertising and Publishing (1002 Front St., Suite 1, Conway, Ark. 72032, 501.327-1501). The contents of 501 LIFE are copyrighted and materials presented may not be copied or reproduced in any manner without the written permission of the publishers. Articles should not be considered specific advice, as individual circumstances vary. Products and services advertised are not necessarily endorsed by 501 LIFE. 501 LIFE is produced on recycled paper. Publishers Editor Art Director Photo Director Distribution Manager Account Manager Special Events/ Editorial Assistant Contributors Editorial Board Subscribe Contact us contents departments February 2009 features Neighbors 16 Couples Meet Susan and George Baker, a loving couple with a banking background. 22 Greenbrier With most banks headquartered in financial centers, capitals or county seats, First Service Bank’s institutional location in Greenbrier is unique. LIFE Pics Pages 10-15 Southwestern Energy luncheon Faulkner County Executives Association Senior citizens center breakfast HAVEN Coffee Retirement party at Oppelo Morning with Santa State martial arts championships Centennial Bank unveiling Noon Year’s Eave Regulars 6 LIFE in the 501 8-9 Letters/Calendar 24-25 Faith in the 501 26-27 Guest Column 36-38 Health 39-41 Home 42-43 Shopping in the 501 45-47 Fashion 52 Dining 58 Loving LIFE in the 501 See more photos at 501lifemag.com 16 54
56
Love and business
With February, we’re sure readers will have at least two things on their mind – Valentine’s Day and the economy. So, it’s only appropriate that this “Business and Finance” edition have a healthy sprinkle of love-related features.
501 LIFE invited three banks in the 501, representatives of our advertising partners, to share information about their institutions. With concerns about the national economy, the banks were also asked to share their responses to the question – “In tough economic times, what do those living in the 501 need to know?” (Additional bank profiles can be found at www.501lifemag.com.)
While it appears that the 501 is insulated from most of the financial woes affecting the country (due in large part to the Fayetteville Shale Play – see Page 18), there still remains some confusion and anxiety regarding the economy. Melanie Malone, extension agent, offers some great advice (Page 48) that we think readers will find helpful.
In addition, our friends at Edward Jones and Tony Henderson (Crews & Associates) offer some good information on the economy (see Pages 49-51).
A special anniversary
February marks a special time at 501 Advertising and Publishing, publishers of LIFE. On Feb.8, we will be celebrating our first anniversary in business. Time sure does pass quickly.
We will not soon forget walking into our small, upstairs office space overlooking Front Street in Downtown Conway. It was an exciting time.
Last summer, we had an opportunity to expand our office in the same location. We had the privilege of working with Jennifer Whitehead, an interior design instructor at the University of
Central Arkansas and a special friend to 501 LIFE, and a talented group of her students to create a fun and functional office. We are proud to share it with our 501 readers this month (Pages 40-41).
With the response we have received from our great advertisers and growing number of readers, we remain excited and optimistic as we begin our second year in business.
Thank you.
To our advertisers, thank you for believing in our product and continuing to trust us with your marketing message.
To our readers, you blow us away by your constant support and encouragement. So many times, you tell us you read every word, every page, cover to cover.
To our editorial board and contributors, thank you for offering your time, talent and energies on behalf of LIFE. We know that 501 LIFE is the people’s magazine and you make it happen.
Thank you.
Here’s to another great year – and many more ahead – and to loving life in the 501.
501 LIFE February 2009 6 LIFE in the 501
Sonja J. Keith
Donna J. Spears
Whatever the reason, whatever the season give 501 LIFE – a magazine celebrating Greater Central Arkansas. It’s always a good time to give a little bit of the 501 LIFE!
subscribe online at
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We will send a great card (pictured on right) to the recipient.
Tracy L. Ferrell
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501lifemag.com
by phone at 501.327.1501.
In a picture created by Conway artist Tanner Cangelosi, 501 LIFE publishers Sonja Keith (from left), Donna Spears and Tracy Ferrell celebrate the opening of their office in Downtown Conway.
Readers take LIFE along for the ride
From photos received in recent weeks, it’s obvious readers are enjoying LIFE and taking it along for the ride –from trips to neighboring states to adventures abroad.
“Our ‘Loving LIFE’ feature has become quite popular,” said 501 LIFE publisher Donna Spears. “501 LIFE really is ‘the people’s magazine’ and we are thrilled that readers share their families, their travels and so much more with us and others.”
Readers who would like to submit a photo can do so by email at info@501adsandmags.com or by mail to Reader Photos, c/o 501 LIFE, 1002 Front St. Suite 1, Conway, Ark. 72032. (Sorry, photos will not be returned.)
501lifemag.com February 2009 7 loving LIFE Cleburne Conway Faulkner Garland Hot Spring Lonoke Perry Pulaski Saline Van Buren White
is 501 LIFE?
If
What
you live in one of the counties with a 501 area code, then this magazine was created with you in mind. Central Arkansas is rich in history, full of culture, and brimming with stories to be told.
Miranda Irons (who lives in Conway and works at Simmons First National Bank) on the beach in Ocho Rios, Jamaica.
University of Central Arkansas students Jamie Tyler (left) and Holly Henneburger with Ina Patterson, a resident at the Greenbrier Nursing Home and Rehabilitation Center. The students, both family and consumer sciences majors, delivered blankets that were made by students during the fall semester for the residents.
Patty Stroud (from left), Diane Whitley and Jean Kelly recently enjoyed a cruise to Nassau, Bahamas. (The photo was taken in Atlantis on Paradise Island.)
Meghan and Macy Crone of Conway were in New York City with their parents, Stacy and Mark Crone, for the Macy’s Thanksgiving Day Parade.
February
The University of Central Arkansas Public Appearances will present Tango Fire at 7:30 p.m. Thursday, Feb. 5, in the Reynolds Performance Hall. Direct from Buenos Aires, the performance (www.tango-fire.com) will feature the grace of ballet and the fire of flamenco. For more information or to order tickets, please go to www.uca.edu/reynolds or call 1.866.810.0012.
The fourth annual Valentine Gala is planned 6 to 8:30 p.m. Friday, Feb. 6, at the Knights of Columbus Hall in Conway. An evening of fun and food is promised with all donations going to help the Bethlehem House homeless shelter. A dinner, silent auction and live auction are planned. Advance tickets are $25 each and are on sale at Bethlehem House. Advance purchase is recommended but tickets will be available at the door. For more information, please call Bethlehem House at 501.329.4862.
Homecoming festivities are planned Friday, Feb. 6, and Saturday, Feb. 7, at Central Baptist College. This year’s theme is “We are Family.” To see a complete list of the many activities and reunions planned, please go to www.cbc.edu.
Central Baptist College will host its second annual Benefit Dinner and Silent Auction on Saturday, February 7, in the Mabee Student Services Complex. Proceeds will be used to equip a campus fitness center. The fundraising goal for this event is $25,000.
The Silent Auction and appetizer buffet will open at 5:30 p.m. followed by dinner and the program at 6:30 p.m. Individual tickets are $25 and sponsorships range from $250 to $2,500. To purchase individual tickets, become an event sponsor, or donate an item(s) to the Silent Auction please contact Sancy Faulk, vice president for student services, at sfaulk@cbc.edu or 501.329.6872, extension 169.
Gallery Walk is planned 5 to 9 p.m. Friday, Feb. 6, in Hot Springs. The event provides an opportunity to stroll beautiful downtown Hot Springs and enjoy some of the finest contemporary art in America. Some of the galleries offer music and complimentary refreshments. The event is free. For information, please call 501.624.0550 or email hscvb@hotsprings.org.
The Maumelle Chamber of Commerce will host its Bingo – Silent Auction “Fun” Raiser at 6 p.m. Thursday, Feb. 12, at the Maumelle Country Club. This year it will also be a “Chocolate Fling.” Tickets are $15 per person and the deadline to register is Tuesday, Feb. 10. For more information, please call 501.851.9700.
Hikes, Hearts, and Hugs is planned Saturday, Feb. 14, and Sunday, Feb. 15, at Petit Jean State Park. Activities for couples include guided trail hikes and fun games. The event’s highlight is a romantic “sweethearts’ candlelight dinner.” Reservations required. For information, please call 501.727.5441 or email petitjean@arkansas.com.
The Conway Symphony Orchestra will present “From Europe with Romance” at 7:30 p.m. Tuesday, Feb. 17, in the Reynolds Performance Hall. Neil Rutman, piano, will be a soloist. The event is underwritten by the Ralph Behrens Legacy.
To submit a calendar item, please send information to info@501adsandmags.com.
To see a complete list of items, please go to www.501lifemag.com.
The University of Central Arkansas Athletic Department and Conway Regional Health System will host Pink Zone on Friday, Feb. 20, and Saturday, Feb. 21. The Pink Zone initiative is a global, unified effort for the Women’s Basketball Coaches Association’s (WBCA) to assist in raising breast cancer awareness on the court, across campuses, in communities and beyond. Local activities include a free cancer health fair noon to 4 p.m. Feb. 20 at the UCA Farris Center. Free health information and a limited number of cancer-related screenings will be available. The UCA Sugar Bears will play UT Arlington at 7 p.m. Feb. 21 at the Farris Center. All proceeds from the basketball game will benefit Conway Regional cancer programs. The hospital will also provide free health and cancer information beginning at 5 o’clock. Visit www.ucasports.com or www.conwayregional.org for more information or call 501.450.3219 or 501.513.5800.
501 LIFE February 2009 8 calendar
Tango Fire will be presented 7:30 p.m. Thursday, Feb. 5, in the Reynolds Performance Hall at the University of Central Arkansas. For more information, please go to www.uca.edu/reynolds or call 1.866.810.0012.
A winner with LIFE letters
Mitzi Reynolds of Conway was the winner of dinner for two at MarketPlace Grill in the magazine’s prize drawing last month.
501 LIFE subscribers are eligible for prize drawings, special promotions, VIP invitations to events, lunch in the 501, and much, much more.
Subscribe today and you could be the next “Winner with LIFE.”
Go to www.501lifemag.com to subscribe to be entered in the next drawing.
Look for this space in each issue to see if you are the next “Winner with LIFE.”
Our customers at Ed’s Bakery can’t wait to pick up a copy of 501 LIFE magazine each month. You girls have done a tremendous job with bringing a much needed product to our community. This is my favorite magazine. I can’t wait to get my copy each month and find out what is going on in my community.
Julie Henry Mount Vernon
A plethora of stories and photographs, all stimulating and many provocative, fill the pages of the 501 magazine to the delight of this reader and I suspect, many more. From the
outstanding cover art to meaningful essays and alluring advertising, the artful magazine has offerings for all who hunger and relish valued reading.
Fred Petrucelli Conway
I wanted to let you know how much I enjoy 501 LIFE. It is a firstclass magazine, and the recipes and colorful pictures set it apart from other publications. I look forward to getting my copy every month. Keep up the good work.
Jane Roe Greenbrier
501lifemag.com February 2009 9
501 LIFE January 2009 42
Southwestern Energy honored
The Conway Development Corporation recently hosted a luncheon in honor of Southwestern Energy Company.
The event was held Dec. 18 following an announcement that the company would build a regional headquarters at The Village at Hendrix College in Conway.
“This is a significant milestone for us as our operations continue to grow here in Arkansas, particularly in the Fayetteville Shale play,” said Harold Korell, CEO and board chairman for Southwestern Energy.
The $25 million, 100,000-square-foot building will be located on an
11.5-acre site at The Village, a traditional neighborhood development. Construction on the building is expected to begin this winter, with completion expected by mid-2010.
Elected city officials, CDC members and representatives of the Conway Area Chamber of Commerce were in attendance at the luncheon, held at Michelangelo’s in Downtown Conway.
(For more information on the announcement, please see Page 18. To see more photos from the announcement and the luncheon, please go to www.501lifemag.com and click on LIFE Pics.)
501 LIFE February 2009 10 LIFE pics
Andy Miller (from left), Marty Carley, George Sheffer and Brad Lacy. Bill Hegeman (from left), Becky Thompson, Harold Korrell and Preston Scroggin.
Bill Johnson (from left) and Joel Hawkins.
Jim Rhodes and Shelley Mehl.
Tab Townsell, Eddie Hawkins, Johnny Adams and Jamie Gates.
David Grimes (from left), Mary Smith and Theodore Jones.
Mark Vaught (left) and Jack Bell.
Gilbert Baker (left) and Linda Tyler.
Tom Courtway (left) and T.J. Johnston.
Executives association installs 2009 officers
The Faulkner County Executives Association held its annual banquet Jan. 9 at the Centennial Valley Country Club.
The event included the installation of 2009 officers - Debbie Creswell, president; Robert Henson, vice president; and Lori Case, secretarytreasurer. Board members are David Bell, Don Sears and Tracy Ferrell.
The association has 21 members.
501lifemag.com February 2009 11
LIFE pics
Debbie Creswell (from left) with David and Lisa Bell.
Don and Frankie Sears.
Gary Cox (from left), Bill Pledger, Tim Flanigan and Jap Burton.
Sherri Cox (left) and Deena Flanigan.
Lori Case (from left), Rick Cossey and Deanna Wimberly.
Paul Tipton (from left), Debbie Creswell and Lonnie Williams.
Rick Cossey (from left) with Carol and Ken Shaddox. Robert and Diane Henson.
Bobby French (left) and Jap Burton.
Noon Year’s Eve
First Arkansas Bank & Trust partnered with Radio Disney to sponsor the first NOON YEAR’S EVE party. It was held in Cabot at the Veterans Park Community Center from 10:30 am to 12:30 pm. There was free pizza, ice cream, party favors, noisemakers and hats. At 12:00 (noon) there was a countdown and balloon drop which culminated in a cider toast. We were thrilled to participate in the event, and look forward to growing to even bigger proportions next year.
Conway center hosts annual pancake breakfast
The Conway Senior Citizens Center hosted its 28th annual Pancake Breakfast in December. The event included a silent auction, craft sale and bake sale.
Typically, more than 2,000 pancakes are served at the breakfast. According to Debra Robinson, executive director of the senior programs in Faulkner County, the event is the center’s biggest fundraiser of the year. It allows the general public to support the six senior centers in the county.
501 LIFE February 2009 12 LIFE pics
Mary Ann Stone (left) and Frances Nabholz.
Emily Sundermeier and a friend pose with Buck, the First Arkansas Bank & Trust mascot.
Buck and BlueAnn Ewe (from Blue Cross Blue Shield) in a dance contest.
Buck on stage with Radio Disney getting ready to countdown to 12 o’clock.
An aerial shot from the balcony of the Cabot community center.
Conway HOSA (Health Occupations Students of America) members Alexis Parr (from left), Megan Fergusson and Amanda Thomason.
Debra Robinson with her daughter, Lindsey Meek, and her granddaughter, Kinley Meek.
Jennifer Zilly (from left), Krysti Armstrong and Jayce Hafner with Santa and Mrs. Claus.
Kenneth Mitchell and Jo Ann Miller.
Peggy Sturgis with Santa and Mrs. Claus.
Tom Reinold (left) and Elisa Key.
Relay for Life team hosts
Morning with Santa
The Conway County Pink Passion Relay for Life Team presented a Morning with Santa on Dec. 6 at the O. R. Fullerton Activities Center, Southern Christian Home in Morrilton. For $25, parents could drop off their children and go shopping. The kids were provided with breakfast and lunch, games, activities, arts and crafts, and a keepsake photo with Saint Nick.
Recognized for service
Oppelo’s longest-serving public official, Jeannie Andrews, recently retired after 21 years as the city’s recorder/ treasurer and water clerk. She was honored Jan. 8 with a retirement party at Oppelo City Hall.
501lifemag.com February 2009 13 LIFE pics
On hand to congratulate Jeannie Andrews (third from left) were Robyn Guerrero (from left), the new recorder/treasurer and water clerk; Jessie Moll, Oppelo police chief; Frank Andrews, Jeannie’s husband; Mark Egger, water superintendent; Cletus McCoy, mayor; and Steve May, public works department.
Jeannie Andrews received a little red fire truck and potted plant at her retirement party at the Oppelo City Hall.
Rachael Allison of Morrilton, a parent volunteer, with her children, Noah, Emily, Alli and Aidan (in her arms).
Caden Krutsinger (left), a son of Robyn and Curtis Krutsinger, enjoys breakfast with his friend, Nicholas Duvall, son of Chris and Ann Duvall, all of Morrilton.
Aidan Allison is pulled by Natalie Halbrook, a daughter of Les and Anna Halbrook.
Nicholas Duvall (from left), Jared Socha and Gracie Brown line up for a tricycle race.
Santa and his helpers.
Thanan Curtis (center), a son of Sara Cook, with his great-grandmother, Virginia Rankin of Oppelo (left) and his grandmother, Karen Strong of Adona.
Fifteen-month-old twins, Hunter and Brody Bailey, sons of Stephanie Bailey of Morrilton, enjoy lunch.
Photos by Jim Taylor
Arkansas championships 2008
Children, teens and adults wearing traditional martial arts uniforms sat and stood patiently at the Hendrix College Wellness and Athletics Center in November, waiting to compete as parents and spectators watched intently from the bleachers.
Conway was chosen once again as the host city for the third annual Grandmaster Hans Martial Arts Arkansas State Championships. In three short years, the tournament has grown from just over 100 competitors to over 250.
Competitors traveled from schools all across the state as well as from Tennessee, Missouri, Texas, Oklahoma, Illinois and as far away as North Carolina and Arizona.
In addition to the record-setting number of competitors, the event also hosted the largest contingency of Master level instructors of any tournament in the organization, which included the attendees being welcomed by Grandmaster Man Han during the opening ceremonies and having the ability to meet him and have their training belt autographed. Additional information associated with Grandmaster Hans Martial Arts can be found at www.gmhyounwha. com or www.ark-younwha.com.
501 LIFE February 2009 14
pics
LIFE
Ceth Jordan (from left), Shana Mullaney, Colton Gregory and Rob Bell.
Malisia and Steve Padgett with son, Parker.
Keri Hogan (from left), Shana Mullaney and Samantha Weston (women’s division board breaking winners).
Reiley Mullaney (from left), Louie Romska, Mitchell Longley and Piper Mullaney.
Trevor Jacks (left) and Brice Horn.
Katie and Griffin Shaw.
Kevin Carter (left) and Anthony Natali.
Jake Ramsey (from left), Jeremy Fox (Arkansas Division Leader), Grandmaster Man Hee Han (founder of Grandmaster Han’s Youn Wha Ryu Association), Raymundo Flores, Courtney Burns and Danny Wirges.
Jacob Lee and Kayla Cooper.
Bank unveils new logo
Centennial Bank, formerly First State, unveiled its new logo at the Toad Suck Station branch in Downtown Conway during a cookout in early December.
Thanks to a campaign advertising that some people who showed up for hot dogs would win $100 bills, a line formed at the branch at Toad Suck Square and reached across the railroad tracks to Ye Olde Daisy Shoppe, according to Lori Case of Centennial Bank. More than 700 people were served, and 18 walked away with $100 in cash.
At 1 p.m. the new sign was unveiled as well as new artwork on the Volkswagen Beetle and the Bank Mobile (Mo Beal), the state’s only banking facility on wheels.
Mayor Tab Townsell and Brad Lacy of the Conway Area Chamber of Commerce and Conway
Development Corporation were on hand to thank the bank for all it does in the community, including the hundreds of jobs in Conway.
Randy Sims, president and CEO of Centennial Bank, said, “We’re just overwhelmed with the response from so many people to help us come out and celebrate.”
Chairman of the board John Allison said, “We looked at lots of names. There are 9,000 bank names.” Centennial Bank is the name of one of the banks Home BancShares acquired. With the name change, Home BancShares can continue to grow into other markets, he said.
“It’s been a great success. Early investors quadrupled their investment,” he said, adding that the company is owned primarily by Arkansans.
Coffee benefits HAVEN
Hostesses
501lifemag.com February 2009 15 LIFE pics
The annual HAVEN Coffee was held in December at the Conway home of Jo Ann and Alex Lieblong. Those attending made monetary donations to help purchase Christmas gifts for girls residing at HAVEN (Help for Abuse Victims in Emergency Need).
were Stacia Adams, Leah Ashby, Melanie Conner, Beckye Ezell, Kim Gullic, Karen Heath, Jan Hicky, Norma Hull, Traci Kennedy, Tami McConnell, Pattie Murphy, Kristen Norris, Lori Quinn, Sharon Rietzke, Susan Salter, Laura Simpson, Laurie Smith, Jan Stone, Teresa Vaughn, Debbie Weaver and Nancy Williams.
Randy Sims (left) and Robert H. “Bunny” Adcock.
Johnny Allison (far left photo), chairman of the board of Home BancShares, at the unveiling of the new logo.
Steve New, youth pastor at Family Life Church, was among the $100 winners.
A large crowd gathered in Downtown Conway for the event.
Ashley Gardner (left) and Cindy Watson.
Barbara Coffey (from left), Judy Clark and Carolyn Turner. Beneva Farris (from left), Susan Farris, Whitney Farris and Jackie Hattlestad.
Jo Ann Lieblong (left) and HAVEN Director Jenny Morse. Judy Owen (left) and Brandy Owen.
Stacia Adams (left) and Barbara Matchett.
THEM
How we met: “We were both working at the bank. O.T. (George’s dad) was one of my customers. He would come by my desk and say, ‘That boy must not be right, if I was him I’d be camped on your doorstep.’ After our first date he came back to my desk and said, ‘Well he must be OK after all.’ We got married six months later!”
Wedding bells: Almost 25 years ago, March 22, 1984. We actually eloped. It was just the two of us and the preacher who also happened to be Susan’s brother-in-law, her sister, Sherry, and their three kids.
Children: Christopher, 23; Dustin, 20; Abby – 10.
Pets: Two dogs, Daisy and Angel, and one cat, Live Wire.
Family activities: Taking walks together with our dogs, family dinners, playing games, hunting, fishing, and attending church functions and activities together.
HER HIM
Susan Baker
Banking: Retired from First National Bank of Conway, with 21 years in banking.
What did you enjoy most about your work in banking: The people.
Current position: Treasurer for First Church of the Nazarene and correspondence course grader for the Center for Financial Training.
Parents: Billy and Shirley Leach of Conway, formerly of Mount Vernon.
Where did you grow up: As an Air Force brat, several places until Dad’s retirement, then to Mount Vernon.
Education: Graduate of Mount Vernon High School, some college and several courses from the former BAI, now the Center for Financial Training.
Community activities: Volunteer youth worker at First Church of the Nazarene. While that is my main volunteer role, I also help out whenever I can at the many ministry opportunities at church. I volunteer at Marguerite Vann Elementary School and serve as a volunteer member of the North Arkansas District Nazarene Women’s Council.
Hobbies/special interests: Taking Abby around for all of her activities, walking for fun and exercise, swimming during the summer months, scrapbooking, reading, spending time with family and friends, listening to and worshiping with the Youth Fusion Worship band, and playing with my dogs.
How would you describe yourself: Family-oriented and that includes immediate, extended and my wonderful church family; Christian; I am also an animal lover.
Favorite restaurant: Too many to name just one. I really enjoy many
of the great restaurants here in Conway.
Most enjoyed weekend activity: Attending church and then lunch at Mam-Maw Baker’s house!
Favorite quote: There are a couple that I really like - “Seek the Kingdom of God above all else, and live righteously, and He will give you everything you need (Matthew 6:33, NLT).
“To show great love for God and our neighbor we need not do great things. It is how much love we put in the doing that makes our offering something beautiful for God.”
Mother Teresa of Calcutta, A Gift For God
What do you love about living in the 501: There is no better place to raise a family. It’s a place where you can work, serve God and others, give your children a great education, and just enjoy life.
George S. Baker
Job title: Senior Vice President/ Lending at First Security Bank in Conway.
What do you enjoy most about banking: The opportunity to help others with all their financial needs.
Parents: Clara Baker of Conway and the late O.T. Baker.
Where did you grow up: Conway.
Education: Graduate of Conway Public Schools and the University of Central Arkansas.
Community activities: Board member – First Church of the Nazarene; board member –Faulkner County 4-H Foundation; chairman/board member Faulkner County Fair Association; board member Young Business Mens Association; member – Conway Area Chamber of Commerce; Watch Dog Dads – Marguerite Vann Elementary.
Hobbies/special interests: Hunting, fishing, camping, canoeing, swimming and ATV riding.
How would you describe yourself: A Christian. Good father and family man; a conservative banker, an avid hunter.
Favorite restaurant: “My wife’s kitchen.” No particular favorite. Enjoy all of Conway’s restaurants.
Most enjoyed weekend activity: Time with family and friends; hunting, fishing, and watching movies.
Favorite quote: The Golden Rule –“Do unto others as you would have them do unto you.”
What do you love about living in the 501: The quality of life. It’s a great place to raise and educate a family. Basically, all of my family and friends are here close. A great economic outlook.
501 LIFE February 2009 16 neighbors >> COUPLES
Susan and George Baker at First Security’s Downtown Conway Banking Center.
red patent leather peep-toe ‘Cupcake’ pumps with black sequin accents. $125.99 920 Locust St., Ste. 101 Conway, AR 72034 wtwshoes.com 501-32-SHOES Brighton “Cher Wristlet” patent croc leather $60.00 920 Locust Street | Ste. 104. Conway, AR 72034 501-548-3545 Earrings - Crystal and fresh water pearl drop earrings $12 Necklace - Fresh water pearl illusion necklace on sterling silver $24 1110 Oak Street Conway, AR 72032 501-329-5600 Superchic Sandals by Bernardo Celebrate in style with five cool colors to choose from. $26 2850 Prince Street | Suite A Conway, AR 72034 conwayclassic.net 800.796.9996 501.327.3004 SALON “Specializing in color and cuts” Call for your appointment. 501.327.6366 819 Parkway Conway, AR 72034 Never know what to buy that special someone for Valentine’s Day? You can’t go wrong with the selection of gifts these 501 merchants have to offer. Count on a personal shopping experience and individual help. Happy Valentine’s Day! Shirt - Green dragon bow top with silk tie tapestry $84
UACCM: Answering the call
The central Arkansas region sits on the cusp of one of the most significant industrial developments in the state’s history. This development, known of course as the Fayetteville Shale Play, is believed by geologists and engineers to be one of the largest supplies of natural gas in the country.
A March 2008 study conducted by the University of Arkansas at Fayetteville reported that energy companies working in the Play had direct expenditures of almost $1.8 billion in 2007, and continued expenditures will lead to a total economic impact of more than $2.6 billion for Arkansas in 2009. The study also projected that investment in the shale area will create 11,000 jobs and will contribute $17.9 billion to Arkansas’ economy by the end of 2012.
Just a few years ago, it was thought to be impossible to drill and gather in the Play. That was before significant developments in the field of advanced horizontal drilling and completion technologies. These new technologies, coupled with improved 3-D seismic imaging for clearer images of the subsurface, finally made it economically feasible to develop the Fayetteville Shale Play. As the earliest wells of the Play were being drilled and plans for its future were being made, industry experts realized that the necessary workforce to support the development of this Play was not present within local communities. Companies involved with the activity were forced to bring in personnel from out of state; it soon became apparent that there had to be a more efficient method of training individuals for work in the area.
Enter the University of Arkansas Community College at Morrilton (UACCM). John Thaeler, senior vice president of Southwestern Energy Company, approached UACCM Chancellor Nathan Crook with the idea of creating a new department within the college dedicated to training and educating individuals to support the anticipated growth of the petroleum industry. This was no small order, as UACCM’s associate of applied science degree in petroleum technology would be the first in Arkansas and one of only a handful in the country. In order to assist with program development, Southwestern Energy pledged $200,000 to be the founding sponsor. Today, more than two years later, the department is established, and its continuing objective is to tailor a plan of study specifically toward the needs of the Fayetteville Shale Play. The program began its third year in August and has already shown signs of success.
The department was received with great enthusiasm, and the first semester began with 36 students enrolled. In the fall of 2008, 144 of the nearly 2,000 UACCM students were enrolled in the program, all drawn from a diverse demographic group ranging from recent high school graduates to senior citizens; both male and female.
As operations in the Fayetteville Shale Play continue to expand, UACCM will continue to emphasize the significance of the petroleum technology program. According to Harold Korrell, President and CEO of Southwestern Energy, 50 percent of the petroleum workforce presently available in Arkansas will be eligible for retirement in the next 10 years, and area companies are eager to secure knowledgeable replacements for those retirees. Through the continued dedication to its petroleum technology program, UACCM aims to do just that.
For more information on the petroleum technology program at UACCM or other courses of study, please go to www.uaccm.edu or call 800.264.1094.
501 LIFE February 2009 18 neighbors >> MORRILTON
Jeff Lambert (left), UACCM petroleum technology instructor, speaks with several students atop the rig floor simulator located on campus. The simulator was donated by DeSoto Drilling of Conway, a subsidiary of Southwestern Energy Company.
A student enrolled in the petroleum technology program at UACCM works on a well as part of his hands-on training.
Harold Korrell, president and CEO of Southwestern Energy, speaks about the future of the gas industry with UACCM students during a recent visit to the college.
Southwestern Energy to build regional headquarters at The Village
Christmas came early in Faulkner County as Southwestern Energy Company, a natural gas exploration and production company, officially announced on Dec. 18 that it would build a new regional headquarters in Conway to support its Fayetteville Shale operations.
Southwestern Energy has plans for a $25 million,100,000square-foot building on an 11.5-acre site at The Village at Hendrix College. Construction on the building will begin this winter with completion expected by mid2010.
Gov. Mike Beebe was on hand for the announcement along with Harold Korell, Southwestern Energy CEO and chairman of the board, and numerous local community and business leaders. “This is a significant milestone for us as our operations continue to grow here in Arkansas, particularly in the Fayetteville Shale play,” said Korell. “We have already invested more than $2.5 billion in our Fayetteville Shale operations. This new facility will be an additional investment and an important regional headquarters for us to house
a wide variety of employees who are dedicated to leading and managing our day-to-day operations.”
The new facility will house about 220 employees when it opens and will eventually hold between 400-450 employees. The breadth of knowledgebased jobs to be located at the regional headquarters building includes positions in science, technology, administration and operations such as: geoscientists, engineers, data analysts, information technology specialists, accountants and human resource personnel.
“I’m excited about the potential this deal brings for the college’s educational mission and for advancing the New Urban principles of The Village at Hendrix,” said J. Timothy Cloyd, president, Hendrix College.
“The fact that Southwestern Energy has such a credible record pertaining to natural gas exploration and sustainability issues, along with their desire to create a project that conforms with the design and architectural concepts of The Village at Hendrix, makes this transaction really appealing for us.”
The Village at Hendrix is an initiative undertaken by Hendrix College to create a neighborhood employing New Urban design principles that integrate commercial and residential space using comfortable, livable design and architecture to raise the quality of life and standard of living for those who work, learn and live within and around the neighborhood.
“We are thrilled that Southwestern Energy officials have chosen to invest in the City of Conway,” said Conway Mayor Tab Townsell. “These new knowledgebased workers are a welcome asset to our already diverse economy. Southwestern Energy had the vision to develop the Fayetteville Shale, and Conway and Faulkner County have been the beneficiaries of the enormous economic impact surrounding it.”
501lifemag.com February 2009 19 • Hardware • Plumbing • Electrical
Harold Korrell discusses the Southwestern Energy decision to locate a regional headquarters in The Village at Hendrix College in Conway. Several others spoke at the announcement, including Brad Lacy (seated from left), president and CEO of the Conway Area Chamber of Commerce and Conway Development Corporation; Gov. Mike Beebe; Tim Cloyd, president of Hendrix College; and Conway Mayor Tab Townsell.
At CBC –On ‘PACE’ with success
For many, education is the key when it comes to succeeding in business and professional careers. Recognizing that it may be difficult for some to continue their education by enrolling in traditional class schedules held during the day, Central Baptist College in Conway has developed a special program to help those who want to continue their education.
The Professional Adult College Education’s (PACE) adult degree completion program offers adults with daily obligations the opportunity to earn an accredited college degree and continue to work a full work schedule.
“Students can attend small classes, receive personalized instructor assistance and benefit from the varied experiences and ideas of other classmates,” said Michael Blanchett, PACE Department Director at Central Baptist College.
“Plus, they are earning a degree that will help them in their chosen field.”
The program’s evening classes run year round, which allows students to enroll for courses throughout the academic period. The schedule also allows students to earn three college semester hours per course, by attending classes one night a week for only five weeks via classroom or online.
Classes are held in two locations - Conway and North Little Rock.
A number of residents living throughout Central Arkansas have already pursued their educational goals through PACE, and give the program high marks.
“I would recommend Central Baptist College as a first choice to any working professional seeking to complete an education,” said Brad Berryman, plant manager at Arkansas Nuclear One.
“I enrolled in the spring of 2002 and completed my bachelor of science degree in management information systems in May 2004,” said Tonya Hammontree. “I am now using my experience as a PACE student to aid other students in reaching the goal of completing their degree through the PACE program by working as a registrar at CBC.”
College credit may be earned for work experience and demonstrated academic competency. Eligible students may use federal financial aid and attend courses as a full or part-time student.
The PACE program is accredited through the Higher Learning Commission of North Central Association of Colleges and Schools and is an active member of the U.S. military’s Servicemember’s Opportunity College (SOC) consortium.
For more information on the program, please go to www.cbc.edu or call 501.329.5259 or 877.320.5259.
Degree programs available through PACE include:
Associate of arts in general studies
Bachelor of science in organization management
Bachelor of science in management information systems
Bachelor of science in leadership and ministry
501 LIFE February 2009 20 neighbors >> CONWAY
Central Baptist College offers evening classes through a special program - called PACE - that enables students to complete a degree while also working during the day.
PACE benefits
Program highlights include:
Classes meet one night a week from 6-10 p.m., the same night every week for the entire program.
PACE is structured in a seminar format so that students can benefit from the varied experiences and ideas of other classmates.
Participants in the program can:
Choose from several degree programs. Take fast track classes toward a degree at two convenient locations.
Convert significant learning into college credit by documenting learning from training, work, military service and licensures.
Improve communication, leadership skills and vocational effectiveness.
Attend small classes with the same students through the entire program in a manner that will create group cohesiveness and an active network of associates.
Receive individualized instruction and specific attention to problem areas of learning.
Complete courses in the classroom, via correspondence or online.
Gain satisfaction from fulfilling an educational goal.
Continue with a full work schedule while completing a college degree.
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by Renee Hunter
Bank enjoys ‘unique’ location
With most banks headquartered in financial centers, capitals or county seats, First Service Bank’s institutional location in Greenbrier is unique.
“You typically don’t expect to find that here,” said Jon Patrom, marketing and development officer at First Service.
Between its institutional and branch employees, First Service is the third largest employer in this town of 4,500. It is also heavily involved in the community. Indeed, its 2009 calendar cover reads, “hometown pride.”
“Hometown pride” doesn’t apply just to Greenbrier. First Service has eight other banks in seven other towns: Yellville, Flippin, Shirley, Mountain View, Marshall, Dermott and Clinton (which has two locations).
“We’re from the top to the bottom of the state,” said Jon, pointing out that Marion County (where Yellville is the seat) borders Missouri and Chicot County (where Dermott is the seat) borders Louisiana.
“We have seven board members from eight of our locations,” said Tom Grumbles, president and chief operating officer. “That keeps us in touch with the communities.”
But First Service bankers provide more than financial services. “We want to give back to the communities,” Tom added. “We don’t keep track of our volunteer hours, but it’s in the thousands.”
Because it is a small-community bank, First Service is expanding in a time when many other financial institutions are feeling the economic crunch. Ground has been broken in Greenbrier for a new institutional operations center that should be occupied by summer. The building is phase one of a plan that will eventually double the bank’s corporate space. It will include a much-needed new boardroom so more space will be available for meetings and training. Moving the institutional staff will ease the squeeze on the Greenbrier area employees, according to Greenbrier Area President Marilyn Battles.
Other corporate officers are Kenneth Barnard, CFO/COO; Marlin Partney, information technology manager; Renée Nelson, compliance and audit officer; and Sharon Duncan, mortgage officer and department manager.
“They service all our locations, and they’re all headquartered here in Greenbrier,” Marilyn said. That is an added advantage for local customers, she added. “If someone has a problem with their
501 LIFE February 2009 22 neighbors >> GREENBRIER
A large American flag has become synonymous with First Service Bank in Greenbrier and in other markets served by the financial institution.
debit card, for example, the person who can help them is here, not in India.”
The bank began in Dermott in Chicot County in 1962. Its institutional offices were moved in 1998. One reason the bank moved its charter to Greenbrier is the central location.
“From Greenbrier, most of our branches are 30-45 minutes apart,” said Jon.
“Service” as part of the bank’s name was
a conscious choice. First Service bankers recognize seven service principles:
Acknowledge the customer (heads up!). Smile and make eye contact Use the customer’s name. Show gratitude.
Clue in to the customer’s needs. Take ownership.
And most important of all, according to Marilyn and Jon, practice the Golden Rule.
The introduction to this list reads: “Whether it’s in person, by mail, phone or electronically, we are to provide ‘Service’ that is top quality, friendly, and service that shows that we do ‘Care.’ Service is our middle name so let’s show it!”
“We’ve been providing good service for Arkansans for 46 years,” said Tom.
Service isn’t just being friendly, knowing people’s names and offering refreshments. It’s also providing customers with good products.
“We do have some really good products,” Jon said.
One of these is a school debit card, which each area bank offers. Every time a customer uses his or her card, the school in that area benefits.
“Giving back to the schools is just being a good neighbor,” Jon said.
Another great product is the bank’s rewards program. Customers in the program earn points for a variety of things, including use of their bank debit or credit cards, banking online and direct deposits.
“Customers are rewarded for their deposits as well as for their expenditures,” Jon said. What is unique about this program, Marilyn
said, is that customers receive their rewards in cash, not in toasters.
Tom often reminds the institutional officers that their “customers” are the bank’s employees, Jon said.
To that end, corporate annually holds a two-day, all-employee Christmas party during which a gift-exchange game is played with individual gifts provided by the corporation. Service pins are also handed out. The president is much in evidence, greeting all the employees and their spouses by name.
“Tom likes the camaraderie of it all,” said Jon. “The best thing that I can say about [working] here is that we’re like a tremendously large family.”
501lifemag.com February 2009 23
“We’re from the top to the bottom of the state.”
— Jon Patrom, marketing and development officer at First Service
Despite the economic crunch affecting other financial institutions, First Service is expanding with plans to construct a new institutional operations center in Greenbrier. The facility, which is expected to be occupied by summer, is the first phase in a plan that will eventually double the bank’s corporate space.
Ladies Lunch Break marks 20th anniversary
About 185 women from throughout the 501 area turned out Jan. 7 to celebrate the 20th anniversary of the First Wednesday Ladies Lunch Break.
Marilyn Mathis and her friend, Helen Benafield were attending a meeting at Second Baptist Church in Conway when a suggestion was made to start a women’s Bible study similar to a men’s program held at noon on a weekday. Marilyn knew immediately that she wanted to teach it with each lesson individualized rather than a continuing study.
“God has led me in paths I have never known or thought possible when He called me to this ministry to women in 1989,” Marilyn said. “It has been a long path – 20 years – and God has been my faithful companion every step of the way. He has made the darkness of my ignorance into light and straightened out my many mistakes. He has enabled me and the faithful
volunteers to provide physical and spiritual food for the women of Conway and Faulkner County.”
Attendance has grown from about 75 to more than 150 women each month. A variety of churches as well as denominations have been represented, with some women traveling to Conway from Rose Bud, Greenbrier, Vilonia and Mayflower to attend.
The program is run completely by volunteers, with meal preparation and decorations assigned to different individuals and groups. Ed’s Bakery in Conway donated the petit fours and an anniversary cake for the anniversary celebration.
Women of all ages are invited to attend at noon the first Wednesday of each month in the Second Baptist Church Fellowship Hall, 701 Polk St. For more information, please call Ann Cantrell at 501.730.2660.
501 LIFE February 2009 24 faith
Arlene Mallett (seated, from left), Julie Henry and Frances Springstead; Dorothy Searcy (back) and Carol Croy.
Dorine Anderson, who has been attending since the program started, with her granddaughter, Erin Wood.
Lunch Break organizers Sue Dearinger (seated, from left), Ann Cantrell and Doris Bound; Shirley Merritt (standing) and Marilyn Mathis.
Sue Dearinger (seated, from left), Doris Bound, Deanna Blackmore, Nelmarie Bergfeld and Janet Davis; Annell Kilman (standing), June Henderson, Sue Riner, Les Glover, Imogene Pearce and Becky Young.
Frances Rauscher (from left), Ella Banister and Dorothy Cantrell.
Jane Brazil (left) and Debbie Clarke.
Beulah McCain (from left), Betty Doherty and Anna Mary Rudy.
Marquita Hatfield (left) and Heather Vaillancourt. Dorothy Morlan (seated, from left) and Carol Arnold; Bonnie Spruiell (standing), Noreen Glover and Dorothy Stevenson.
Lunch break helpers Lynn Riggins (seated, from left) and Carolyn Jones with Frances Goatcher (standing) and Susan Salter.
Inez Hill (seated, from left), Donna Slaughter, Charlene Tatum (standing) and Barbara Erion.
A lesson in thankfulness
By Don Bingham
Things are not always as they appear at first glance or second. Sometimes even years of misguided assumption can turn out to be a valuable teaching tool in the school of being grateful!
My parents and my only brother are all deceased and around the holidays, I seem to think about them a lot. To this day, I continue to recall things to be appreciative for that my parents taught me. I miss them... but the memories are as fresh as ever!
One such memory is of Dad and Mom’s frugality. We never lacked for anything as children, and as adults, my parents were always there to help — but they maintained their discipline with finances.
Mom was a very talented lady, and quite gifted with china painting. I loved her work and so did Nancy, my wife. From the beginning of our marriage we made it a goal to add to our collection of china pieces with each return visit we made back to my childhood home in Alabama.
The odd thing was, no matter what the size of the piece of painted china, no matter what the price, Mom always CHARGED me for it! I never got accustomed to this thought. After all, I was family! I was her son — I thought it rather brash of her to charge me for every piece I wanted — many were the times my inner voice was thinking of alternative terms of endearment —
e.g., “you old goat,” etc.
Well, as our collection grew larger, so did the investment. Since we have five children of our own, we wanted to be able to leave them the legacy of their grandmother’s ability and artistic talent — and with each guarded purchase, I paid for the piece of china.
Following Mom’s funeral, we all gathered back at the house to comfort each other and deal with
the loss the best way we could. Almost immediately after arriving back at the house from the cemetery, Dad called us all into the front room. He, with broken voice and heart, told “the rest of the story.”
Without our knowing, Mom had been depositing every penny of the china funds into a savings account with our names on it — my brother and myself. Dad offered, “Your Mom was saving this for you — she wanted you to have it today,” and with that, he handed each of us a $10,000 check.
Mom knew me very well — she knew my inadequacy in the “savings department.” How thankful I am for this lesson well learned. I’m thankful for Dad and Mom and the many, many lessons they taught me.
I’m also thankful for passages of Scripture that remind me of this timeless truth — “Giving thanks always for all things unto God and the Father in the name of our Lord Jesus Christ (Ephesians 5:20).”
Recognized throughout the state as an accomplished chef, Don Bingham has authored cookbooks, presented television programs and previously served as the executive chef at the Governor’s Mansion. He is now the director of special events at the University of Central Arkansas.
501lifemag.com February 2009 25 The Keys To saving on your insurance a uTo and h ome i nsurance wiTh s helTer ! Roe Henderson 930 Wingate A-3 Conway 501-327-3888 or 866-327-3888 Want to save money on your homeowners insurance? Insure your home and cars with Shelter and we will reward you with a savings of up to 20% on your homeowners insurance. It’s one of the keys to getting the coverage you need at the right price. Find out more by calling us today. AUTO • HOME • LIFE g www.WeShipConway.com 2625 Donaghey, Suite 108 (1/4 Mile West of Lowe’s) 336-9910 Got A Shipping Problem? We Can Solve It! Trust the Experts at Got A Shipping Problem? We Can Solve It! Trust the Experts at ®
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Pieces of handpainted china from Don’s mother.
A preview of the legislative session
As the House of Representatives prepares to convene the 87th General Assembly, any regular observer of the state Legislature will recognize a number of familiar issues.
We’ll create a successful lottery commission that operates with integrity, transparency and accountability. It will be run like a business, yet accountable to the public through a strong legislative oversight role.
Once we get the structure and operation where it needs to be, we have to open scholarship opportunities to more and more of our students. I think our goal should be that every person wanting to continue their education after high school should have help paying for it.
Secondly, I will ask my colleagues to support a comprehensive package to fund health care needs including, but not limited to, a statewide trauma system, community health centers, area health education centers, in-home care for senior citizens and a UAMS campus in Northwest Arkansas.
For too long, too many Arkansans have lived without access to quality and affordable health care, including an adequate safety net for severe injury. Trauma is the leading cause of death for all Arkansans ages 1-44 and we have the third highest motor vehicle death rate in the country. Arkansas is the only state without a Level 1 trauma center and one of only three states without a trauma system. Additionally, many rural health clinics are in danger of cutbacks and closings due to federal budget cuts.
The only feasible funding source that could pay for these critical needs is an increase in the cigarette tax. Gov. Mike Beebe has called for an increase of at least $.50 per pack and I will ask my House colleagues to join me in supporting this difficult, but necessary decision. The continued loss of lives, quality of life and productivity far outweigh any costs that come with meeting these needs.
Finally, the Legislature will consider further tax cuts. We consider this in a year when we will have a decrease in revenue for the first time since 9/11. We anticipate a modest recovery in Fiscal Year 2010, but we do not return to 2008 revenue levels until Fiscal Year 2011.
by Robbie Wills
First on the list, as always, is providing quality education. It’s not only our constitutional duty, it’s our moral obligation. We’ll maintain our progress in Pre-K education. We’ll keep demanding accountability from our schools and do all we can for our teachers. And we will get the job done. Next, the Arkansas Scholarship Lottery has the opportunity to transform our higher education system at every level. The voters of Arkansas overwhelmingly approved the constitutional amendment authorizing a lottery last November. It’s now up to the Legislature to work out the details.
These are uncertain economic times to say the least. In considering tax cuts we must first ask ourselves, “Is it the right time to cut taxes?” If the answer is “yes,” we must then decide what form of tax relief would provide the greatest benefit to Arkansas taxpayers.
Gov. Beebe has asked for a further cut in the grocery tax, a $30 million reduction per year from general revenue. Legislators have suggested several
For more information or to contact Rep. Robbie Wills, please go to RobbieWills.com, email Willsr@arkleg.state.ar.us, or call 501.730.4677.
501 LIFE February 2009 26 guest column
Dana Wills stands next to her husband, Robbie, as he takes the oath of office on Jan. 12 to become the Speaker of the House of Representatives in the Arkansas Legislature.
Robbie gets a hug from his father, Robert Wills.
other possible tax cuts. However, there is no need to be hasty. Whether we cut taxes on the first day of the session or the last, the tax cuts will take effect on the exact same day: the first day of the next fiscal year.
I feel we need the most accurate, up-todate revenue forecast before making a final decision. The final opportunity during the legislative session for this will be in March when we receive a revised forecast from the Department of Finance and Administration. As legislators, it is our job to be responsible and remember that old carpenter’s adage, “measure twice, cut once.”
It’s an honor to serve as Speaker of the House and state representative for District 46 in Faulkner County. I encourage you to share your views on these and any other issues with your state representatives. As always, if I can ever be of service to you, please don’t hesitate to contact me.
501lifemag.com February 2009 27
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A graduate of Conway High School, the University of Central Arkansas and the UALR Bowen School of Law, Robbie Wills was sworn in as Speaker of the House of Representatives on Jan. 12.
Photos by Mike Kemp
After his swearing-in ceremony, Rep. Wills addresses legislators.
Banking in the 501
What you need to know
501 LIFE invited three financial institutions in Central Arkansas to share information with readers on their banks. With concerns about the national economy, the banks were also asked to share their responses to the question – “In tough economic times, what do those living in the 501 need to know?”
Additional bank profiles can be found at www.501lifemag. com.
Centennial Bank
Holding company: Home BancShares Inc.
Date chartered: 1903 (chartered as the Bank of Holly Grove)
Bank president and CEO: Randy Sims
Board members: John W. Allison (chairman of the board), Robert H. “Bunny” Adcock (vice chairman), Jack Engelkes, Dale Bruns, Bill Farris Jr., Jim Rankin, Ron Strother, Randy Sims, Kevin Hester, Milburn Adams, Randy Mayor, Bill Brazil and Alex Lieblong (advisory member).
Number/location of branches: 16 locations in Conway, Greenbrier, Mayflower, Vilonia, Quitman, Searcy, and Morrilton, with 12 in southern Florida. In March, Cabot, Beebe, Ward, Jacksonville and Mountain View will be added. In June, the total will increase to 64 with the addition of Little Rock, North Little Rock, Maumelle, Bryant, Kingsland, New Edinburg, Fordyce and Rison.
Brief history: First State Bank was formed and opened Jan. 4, 1999, by John Allison and Bunny Adcock, because they felt the need for a locally-owned bank in Faulkner County. In three short years, FSB became the largest bank in the county. The growth has continued as First State spread over
the Central Arkansas area. In December 2008, the name was changed to Centennial Bank so the sister banks across the state (and Florida) could be rolled together. This could not be done with the name First State Bank as there were other bank’s of this name in these markets.
Top three accomplishments in 2008:
1. Name change.
2. Record earnings.
3. Ranked nationally by many organizations for safety and performance.
Top three goals for 2009:
1. Keep asset quality in place.
2. Continue expansion as the other banks are brought under the charter.
3. Continue the goal to be a super community bank.
In tough economic times, what do those living in the 501 need to know:
The banks in Arkansas are typically in very good shape. The economy locally is in better shape than what is going on in other parts of the country. Customers need to look for banks that have remained stable over time. Ask about FDIC insurance. Your bank should be well versed to explain any risks you may have.
Be wary of credit card offers and others that are just too good to be true. They probably are. Fraud is on the rise. Never give out your account information.
501 LIFE February 2009 28
First Arkansas Bank & Trust
Holding company: First Arkansas Bancshares
Date chartered: 1949
Bank president and CEO: Larry T. Wilson
Board members: John Hardwick, John Davis, Mike Wilson, Kathy Roberts, Wetzel Stark, Cecil Alexander and Ted Belden.
Number/location of branches: 28, including Jacksonville, Cabot, Little Rock Air Force Base, El Paso, Austin, Sherwood, North Little Rock, Heber Springs, Concord, Damascus, Greenbrier, Pangburn, Quitman, Marshall, Greers Ferry and Guy.
Brief history: FAB&T is a family-owned, full service financial institution headquartered in Jacksonville. There are 28 banking centers located throughout Central and North Central Arkansas. FAB&T has a full service mortgage company, trust division and associated investment consultants.
Top accomplishments in 2008:
Launched a new, high-yield interest checking account which paid
First Security Bank
Holding Company: First Security Bancorp
Date Chartered: Feb. 6, 1932
Bank president and CEO: John W. Adams
Conway board members: Richard Arnold, Jack Bell, George Covington, Hal Crafton, J. Mark Ferguson, John H. Hawks Jr., Linda Linn, Dr. Robert B. Rook, Reynie Rutledge, Joe White and Mike Baldwin.
Number/location of branches: 64 banking centers statewide with 32 in the 501 area, including Conway, Heber Springs, Clinton, Griffithville, Greenbrier, Judsonia, Vilonia, Little Rock, Mayflower, Maumelle, Beebe, McRae, Cabot, North Little Rock, Pangburn and Searcy; plus Union Bank of Benton.
Brief history: In 1991, First Community Bank opened in Downtown Conway at 1001 Front St, Faulkner County’s oldest banking landmark which was built in 1918. The bank has grown from $12.8 million in assets in 1991 to over $412 million at the end of 2008.
During those years, the bank merged with First Security Bancorp and changed the name in 2003 to First Security Bank. An additional nine banking centers have been added over the 18 years in and around Conway. The employee base has grown from seven to today’s 140 employees. Originally chartered in 1932, First Security today with over $2.5 billion dollars in assets and over $213 million dollars in capital is one of the state’s strongest and largest financial services companies providing banking, mortgage financing, public finance, leasing, trust and investment services.
Three top accomplishments in 2008: Opening of the Mayflower Banking Center to better serve the many customers in southern Faulkner County.
Leadership in investing in Conway and Faulkner County:
premium interest and refunded all ATM fees worldwide (assuming four simple requirements were met).
Launched MySpace and FaceBook pages, which allowed these pages to be used as community portals for customers. They could see all of the bank’s TV spots, listen to FAB&T radio commercials, view all of the bank’s community activities through pictures and videos, and even interact with the bank.
Top goals for 2009:
To continue to be innovative in products and services. To continue to give customers the quality service they expect and deserve every time they choose to do business with FAB&T, whether in a one of the branches or online.
In tough economic times, what do those living in the 501 need to know:
That FAB&T is a safe and sound financial institution. The bank has been around for 60 years, and has strong capital, which allows FAB&T to weather the financial storms. The bank has a long history of conservative decisions, and people can feel confident that their money is safe with First Arkansas Bank & Trust.
Continued to be Faulkner County’s leading mortgage lender with more mortgages filed than any other financial institution.
Organized and led the Arkansas banking group with First Security Crew’s & Associates to finance Conway’s new $35 million dollar Hewlett-Packard location in The Meadows Office and Technology Park which will bring over 1,200 jobs to the area. Ended the year with record strong financial performance and excellent asset quality in the market in difficult economic times.
Goals for 2009:
Continue to provide banking services that exceed the expectations of customers with “Bank Better” award-winning personal service.
Open a new, expanded state-of-the-art Greenbrier Banking Center to meet the growing demands of a thriving economy in northern Faulkner County.
Provide the bank’s many customers with safe, secure and innovative financial products that help the community thrive.
In tough economic times, what do those living in the 501 need to know: “I remain an optimist for Conway and Faulkner County for the days ahead for our local economy,” said John W. Adams, president and CEO of First Security’s Conway area. “We have been significantly blessed over the past few years and over the extended vision of Conway from the past. A community working together, creating a place to live and quality of life that others would want to be a part of, has led us to the attention of major employers.
“With the arrival of Hewlett-Packard, the continued amazing impact of the natural gas production and Southwestern Energy, and the solid existing employment base of education and health care, we hopefully will record a different story during this time than many parts of our nation.
“First Security is committed to seeing Conway and Faulkner County grow sensibly and safely to full vision of what we can be. It is an exciting time to be in Conway.”
501lifemag.com February 2009 29
Doing business in the 501
Benton
607 N. Market
501.315.8272
www.bentonchamber. com
Chamber CEO: Edwin J. Black
Board president: Alan Jessup
Number of chamber members: 568
Top three 2008 accomplishments:
1. Supported mileage increase for school district which resulted in successful passage.
2. Involved with city and county in island annexation which had a positive outcome.
3. Installed a web-based management system
Conway
900 Oak St. 501.327.7788
www. ConwayArkansas. org
Chamber CEO: Brad Lacy
Board president: Andy Hawkins
Number of chamber members: 1,311
Top three 2008 accomplishments:
which resulted in direct communication and involvement with chamber members.
Number of ribbon-cuttings in 2008: 19
Top three goals for 2009:
1. Support the city, county and school district.
2. Grow the chamber both in membership and in service to members.
3. Actively be involved in attracting new businesses to area.
Major upcoming events: Chamber banquet (Tuesday, Jan. 27) Cajun Feast (March)
Cabot
110 S. First St. 501.843.2136
www.cabotcc.org
Chamber CEO: Billye L. Everett Board president: John C. Thompson Number of chamber members: 380
Top three 2008 accomplishments:
1. Growth in membership.
2. Working in partnership with other community entities toward the overall economic development of our community.
3. Increased attendance and participation at CabotFest.
Number of ribbon-cuttings in 2008: 44
Top three goals for 2009:
1. Develop programs designed to better serve the business community.
2. Work with community leaders for the betterment of the community.
Greenbrier
P.O. Box 418 501.679.4009
www.greenbrierchamber.org
Executive director: Love Hines Board president: Jon Patrom Number of chamber members: 180
3. Continue to work closely with the Cabot School District, the City of Cabot and Little Rock Air Force Base.
Major upcoming events: Honors luncheon
CabotFest
Annual membership appreciation cookout
Annual membership ice cream social
Annual highway commission appreciation dinner
Other comments:
To work more efficiently in the area of economic development. To strive to develop programs that will assist chamber members during these tough economic times.
Number of ribbon-cuttings in 2008: 13
Top three goals for 2009:
1. Establish mission, vision and values.
2. Grow membership.
3. Promote business development.
1. Hewlett-Packard, one of the world’s largest IT companies, announced in June plans to locate a stateof-the-art customer service and technical support center in Conway. The center will employ as many as 1,200 people in highly skilled technical positions.
2. Southwestern Energy Company announced in December plans to build a new regional headquarters in Conway to support its Fayetteville Shale operations. The $25 million, 100,000 square-foot building will be located on an 11.5-acre site at The Village at Hendrix College.
3. The Toad Suck Daze GetSmart Challenge was started with an endowment gift of $300,000 through the Community Foundation of Faulkner County and a pledge to contribute an additional $250,000 toward endowments over 2009-2012.
Number of ribbon-cuttings in 2008: 50
Major upcoming events:
Chamber Annual Meeting (Thursday, March 5)
Toad Suck Daze (May 1 through May 3)
Top three 2008 accomplishments:
1. Established a contracted labor position for the chamber.
2. Published first city directory.
3. Membership growth.
Jacksonville
200 Dupree Drive
501.982.1511
www.jacksonville-arkansas.com
Chamber CEO: Amy Mattison
Board president: Phillip Carlisle
Number of chamber members: 427
Top three 2008 accomplishments:
1. 22,000 people attended Wing Ding.
2. Successful membership drive in December.
3. Over 3,000 people attended business expo.
Major upcoming events:
Annual banquet (Saturday, Jan. 24)
Miss Greenbrier Pageant (Saturday, Feb. 7)
Annual Golf Tournament (April)
Number of ribbon-cuttings in 2008: 9
Top three goals for 2009:
1. Support education in Jacksonville.
2. Membership retention.
3. Membership recruitment.
Major upcoming events: Jacksonville Business Expo (Thursday, May 21) Wing Ding Festival (Saturday, Oct. 3)
501 LIFE February 2009 30
feature
Little Rock Regional
One Chamber Plaza
501.374.2001
LittleRockChamber.com
Chamber President/CEO: Jay Chesshir
Board Chairman: Herren Hickingbotham
Number of chamber members: 1,750
Top three 2008 accomplishments:
1. Originating, coordinating and closing seven locations (including BJ Services Company, Man Industries, HP, Polymarin/WWT) and five expansions (Welspun, Cameron Valves & Measurement, Garver Engineers, Southwest Power Pool and Mainstream Technologies, Inc.), accounting for $324,927,900 in new capital investment, 3,209 new jobs and $115,684,000 in new annual payroll, which culminated in being named the hottest market in the South by Southern Business and Development magazine.
2. Surpassing $1 Billion ($1,016,265,211) in new capital investment from directly worked projects in the region since chamber first began staffing Metro Little Rock Alliance in February 2005,
accounting for 9,371 new jobs and $322,921,208.
3. Achieving the most productive year in chamber history, including having the second highest percentage of certified chamber executives of any chamber in the nation, seeing the Annual Report named the country’s fourth best by the American Chamber of Commerce Executives, increasing member Leads Groups’ reported business by over 150 percent to $5,321,012.41, and successfully launching Commerce Arkansas: A Knowledge & Networking Experience in partnership with Arkansas Business.
Number of ribbon-cuttings in 2008: 138
Top three goals for 2009:
1. Close location of Caterpillar (accomplished Jan. 5).
2. Remain true to the mission of being the economic development leader and voice of business for the region, while serving the business development needs of members.
3. Provide exceptional service, value and relevance for member businesses/organizations and prospects.
Major upcoming events: Taste of the Rock (Thursday, June 4) Bowling for Business (Tuesday, July 21) Commerce Arkansas: A Knowledge & Networking Experience (Tuesday, Nov. 3) Annual Meeting (TBA)
Maumelle
115 Audubon Dr. Ste. 14
501.851.9700
www.maumellechamber.com
Executive director: Pam Rantisi
Marketing coordinator: Louise West
Board president: Dave Gattinger
Number of chamber members: 369
Top three 2008 accomplishments:
1. Increased membership.
2. Established a new website.
3. Moved to a larger office.
Number of ribbon-cuttings in 2008: Approximately 25.
Top goals for 2009:
1. Generate more income from website.
2. Continue to grow membership.
Major upcoming events: Chocolate Fling – (Thursday, Feb. 12) Annual banquet (Thursday, April 2) Golf Tournament (Thursday, April 23)
Enjoy
UACCM makes
501lifemag.com February 2009 31
WWW.UACCM.EDU 1-800-264-1094 Occupational-Specific and College-Transfer Degrees Workforce Training
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In the cookie business
Thousands of girls in the 501 and throughout the state are continuing an American tradition that started nearly 90 years ago – selling Girl Scout cookies.
The Girl Scout Cookie Program kicked off Jan. 10 and will continue through mid March with booth sales beginning Friday, Feb. 20.
This year, customers can choose from eight varieties of Girl Scout Cookies including one new selection, Dulce de Leche. The traditional favorites are back: Do-si-Dos, Lemon Chalet Cremes, Samaos, Sugar Free Chocolate Chips, Tagalongs, Thin Mints and Trefoils. All cookies contain zero grams of trans fat.
Girl Scouts – Diamonds of Arkansas, Oklahoma and Texas serves more than 18,000 girls and encompasses all counties in Arkansas except Crittenden, includes Adair, LeFlore and Sequoyah counties in Oklahoma as well as Bowie and Cass counties in Texas. Girl Scouts builds girls of courage, confidence and character, who make the world a better place.
“Each and every year I know we are training girls to achieve their dreams. Whatever their futures hold, we are equipping them with tools to achieve future success,” said Denise Stewart, president and CEO of Girl Scouts –Diamonds of Arkansas, Oklahoma and Texas. “You could be buying cookies from a future secretary of state or CEO of a Fortune 500 company. How many delicious products can you buy that offer character building, teamwork and leadership opportunities for the leaders of tomorrow?”
Girl Scout Cookies not only satisfy the sweet tooth, they also provide opportunities for girls to develop important life skills. The cookie program is the largest financial literacy and entrepreneurial program for girls in the country. Girl Scouts practice leadership and communication skills, learn to manage money, and gain confidence in reaching their personal goals, while also working with a team to reach troop goals.
In addition to providing a valuable program experience, all proceeds from the Girl Scout Cookie Program fund Girl Scout troops, camps, training and programs for more than 18,000 girls and 6,800 volunteers served by the council.
For more information on purchasing cookies, please call 501.758.1020 or 800.632.6894, or visit www.girlscoutsdiamonds.org.
In addition to being tasty on their own, Girl Scout cookies can be used to make other delicious treats.
501 LIFE February 2009 32
feature
Mallory Woodward and Lylla Hinchcliff, members of Troop 6717, prepare the Trefoil Cheesecake Cup.
Trefoils are a main ingredient in the Cheesecake Cup recipe.
Ice Cream Sandwiches
1 box of Sugar Free Chocolate Chip Girl Scout Cookies
1 carton of sugar-free or no-sugar-added vanilla ice cream
Let the ice cream soften in the refrigerator for about 30 minutes. Spread a scoop of ice cream on the bottom of one cookie. Place a second cookie, bottom side down, on top of the ice cream. Wrap each sandwich individually in aluminum foil. Freeze for about two hours or until firm.
Yields approximately 7 sandwiches.
Serving suggestions:
• Substitute your favorite flavor sugar-free ice cream.
• If the sandwich cookies have become too hard, let them stand at room temperature before serving.
• Don’t tell anyone the sandwiches are sugar free and they won’t guess!
Cheesecake Cup
1 box of Trefoils Girl Scout Cookies
Instant cheesecake pudding mix (check the box for extra ingredients)
12 oz. cream cheese (softened)
Strawberries
Chocolate syrup
Crush half box of Trefoils. Mix softened cream cheese and cheesecake pudding until smooth. Layer crushed cookies and cheesecake pudding in a cup and repeat layering of ingredients. Garnish with strawberries (or your favorite berries) and 2 full Trefoil cookies. Drizzle with chocolate syrup. Yields 8 servings.
501lifemag.com February 2009 33 S:5.208” S:10.219”
LOVE FOODS
There are certain foods that are famously characterized as “love foods.” Their linkage to love and sensuality can be traced back in history. Some of these “love foods’ include the following:
artichokes
asparagus
avocado
basil black beans
chocolate chilies
coffee
figs
grapes
honey
oysters
pine nuts
rosemary strawberries
By Tiffany Block
Everyone knows that February is the month of romance but did you know that there are certain foods that can accent sensuality?
Certain flavors, textures and aromas can evoke certain feelings within us. For example, how do you feel when you smell coffee brewing first thing in the morning? What about a tangy fresh lemon - does it make you think of freshly-squeezed lemonade? And the best example of all –chocolate.
Another “love food,” pine nuts (also called Pignolis), come from the inside the cones of the pine trees. Galen, a second century doctor, prescribed them to his patients for their reported powers. Today, people hail the pine nut as the kernel of love.
Figs are small, pear-shaped delicacies. A ripe fig tastes sweeter than any dried one and a fresh plump fig smells better than any syrupy canned version. A knife slices through it like butter; the edible seeds are endless through each layer filled with succulent flavor. Figs date back to Cleopatra and the Roman Saturnalia (around 354AD).
Chocolate has and will always be “Love Potion No. 1.” What do you give someone you love – chocolate! This decadent candy contains phenyl ethylamine (PEA) which is the very same chemical that flows through the veins of someone who is in love. Why tamper with this ancient love potion?
Enjoy these recipes prepared with some “Love Foods.”
savor
x
Chocolate Chocolate Chip Cookies
Garlic Asparagus with Parmesan
3 tablespoons butter or margarine
1 bunch fresh asparagus
3 cloves garlic, chopped
Grated Parmesan cheese
Melt the butter or margarine in a large skillet over medium-high heat. Add the garlic and asparagus spears; cover and cook for 10 minutes, stirring occasionally, or until asparagus is tender. If you like your asparagus well done, reduce heat and cook an additional 10 minutes.
Sprinkle Parmesan cheese and serve.
TIP: Thinner asparagus stalks are better suited for sautéing. Thicker stalks are better for steaming.
Grape Salad
1 pound seedless red grapes
1 pound seedless green grapes
1 (8 ounce) package cream cheese, softened
1 (7 ounce) jar marshmallow cream
1 (6 ounce) package slivered almonds
Wash grapes in a colander under running water, and remove all stems. Place in a large bowl. In a separate bowl, stir together the cream cheese and marshmallow cream until smooth and creamy. Pour the mixture over the grapes. Using a rubber spatula or large serving spoon, fold the mixture into the grapes until well coated. Fold in the almonds. This salad may be served immediately, or covered and refrigerated for 1 hour to set slightly, and to allow flavors to blend.
Chocolate Chocolate Chip Cookies
1 cup butter, softened
1 1/2 cups white sugar
2 eggs
2 teaspoons vanilla extract
2 cups all-purpose flour
2/3 cup cocoa powder
3/4 teaspoon baking soda
1/4 teaspoon salt
2 cups semisweet chocolate chips
1/2 cup chopped walnuts (optional)
Preheat oven to 350 degrees F (175 degrees C). In large bowl, beat butter, sugar, eggs and vanilla until light and fluffy. Combine the flour, cocoa, baking soda, and salt; stir into the butter mixture until well blended. Mix in the chocolate chips and walnuts. Drop by rounded teaspoonfuls onto ungreased cookie sheets.
Bake for 8 to 10 minutes in the preheated oven, or just until set. Cool slightly on the cookie sheets before transferring to wire racks to cool completely.
Greenbrier
A Conway resident, Tiffany Block enjoys cooking and has been catering for friends and family for about four years. She considers cooking an art. “The best part for me is seeing the finished product.” In addition to cooking, she enjoys reading, writing and poetry.
NURSING & REHABILITATION CENTER
OUR NEWLY RENOVATED FACILITY FEATURES A MEDICARE UNIT THAT INCLUDES ITS OWN ENTRANCE, DINING ROOM, PRIVATE ROOMS, AND TERMINAL CARE ROOMS.
From long-term care residents, to rehab patients, everyone’s needs are met with dignity and respect in a comfortable living environment. A spectacular outdoor area is the focal point of our living environment with special attention given to the indoor décor. The facility reflects our concern for the quality of life we feel our residents deserve.
Our ongoing goal at Greenbrier Nursing and Rehabilitation Center is to provide the highest quality of care to each resident.
We invite you to come in for a visit. Our sincere professional staff enjoys giving extra attention to service and going the extra mile for residents and their family members.
35
16 WILSON FARM ROAD • GREENBRIER, AR • (501) 679-0860
}
Grape Salad
Race for the Cure raises record amount
Near perfect weather assured not only record registration but record attendance for the 2008 Susan G. Komen Arkansas Race for the Cure, held in October in Downtown Little Rock.
With 45,938 participants and more than 700 registered teams, the Arkansas race raised a record $1,875,000.
Close to $1,200,000 will be awarded in grants throughout Arkansas and $400,000 will be given directly to national breast cancer research.
The 2009 Komen Arkansas Race for the Cure is scheduled for Saturday, October 17.
501 LIFE February 2009 36 health
Arkansas
www.komenarkansas.org
For more information:
Komen Race For The Cure
Denise Canterbury of Jacksonville and Tabith Moya of Sherwood sporting their pink wigs before the race.
Mona Murray of Arkadelphia (center) walked with her granddaughters Kelsey Hamilton and Jesika Boles of Hot Springs.
The M.O.M. team from Conway was formed in memory of Martha Linch. Members of the team display their “bra signs,” which were a hit at the race.
UCA Physical Therapy team members Lacey Welch, Jessica Jones and Jessica Smith before the race.
Alexandra Carter, Sarah Kemp and Katie Kemp of Conway walked with Team Jeannie in honor of their aunt, Jeannie Brown of Poyen. Brown was diagnosed with breast cancer in 2007.
Jan Shirley of Bono (right) walked with her sister Sharon Hill of Bono and daughter Dena Penn of Jonesboro. All wore a pink T-shirt that depicted survivors of breast cancer.
Members of the Advanced Physical Therapy Center team.
Stress Reduction 101
by Karl Lenser
Now that the holiday season is over and we are getting into our daily routines again, I thought that an article on stress management would be appropriate. Stress comes at us from many different angles and avenues and it is sometimes difficult to pinpoint the source of one’s stress.
For example, during the pre-Christmas/ economic stimulation period that occurred before Dec. 25, did you spend more than you had planned? When you went to the mailbox this month, did you dread seeing a VISA or MasterCard envelope? Did you practice avoidance behavior techniques while walking past the weight scale at the local fitness center?
These are just two small examples of different “stressors” that can disrupt your body’s “normal” physiological state. Major stressors can come from financial woes, relationship problems, employment issues and daily time/deadline pressures. Minor stressors such as traffic jams or waiting for extended periods of time prior to checking out at the grocery store can eventually build up to major stressors if one continually perceives these “molehills” as “mountains.”
So why stress about stress? Why is stress now considered a risk factor for heart disease?
The reason why excessive, unmanaged stress is considered a risk factor is that it can lead to a variety of physiological responses that increase chances for cardiovascular disease. Stress will increase blood pressure and heart rate, and will promote an increase in glucose to the bloodstream. These responses can lead to a premature weakening of blood vessels and can
overload the heart muscle. Individuals who have a strong respiratory and circulatory system are much more resistant to the above-mentioned physiological trauma that can be caused by excessive stress.
Although very rare, there have been several deaths reported at athletic contests as a result of fans becoming so wrapped up in the contest that their body became overloaded with adrenaline that overtaxed their de-conditioned circulatory system. This is another reason to get active!
Excessive stress can also lead to emotional and psychological problems such as depression and anxiety in addition to causing a weakening of the immune system. It can also negatively impact relationships and cause individuals to seek drugs and alcohol as a way to cope.
Stress is a powerful risk factor that needs to be managed and controlled. It is with us every day and we can’t eliminate it, but through proper management techniques, excessive stress can be kept under control.
>> STRESS REDUCERS
Simplify, simplify, simplify… Spend less and give more. Reduce TV time.
Plan ahead when making a trip. Anticipate traffic congestion. Leave for your destination a few minutes early.
Exercise daily. It is one of the least expensive and most effective stress reducers!
Get organized at home and at work.
An uncluttered house and office lead to efficiency and less stress.
Pace yourself. Take a few moments every day to slow down and relax.
Delegate, delegate and delegate. You can’t do it all by yourself.
Sleep: Get 7-8 hours every night and your body and mind will be in better shape to handle the stressors that arise daily.
Eat a balanced and healthy diet that is low in fat and high in complex carbohydrates (whole grains, fruits, vegetables..)
Always have a “Plan B.” Improvise when necessary. Be flexible.
Mick Jagger was right! “You can’t always get what you want….you get what you need.”
Practice financial fitness. Create a budget and spend accordingly.
Follow the Golden Rule. Treat others as you would like to be treated.
Prioritize your time. Set goals and deadlines. Make lists - don’t trust your memory. Talk less and listen more.
Appreciate what you have and be thankful for it.
Learn to say NO!
501lifemag.com February 2009 37
health
}
A Conway resident, Karl Lenser is the director of wellness programs at Hendrix College. He has bachelor’s and master’s degrees from the University of Wisconsin-LaCrosse. An accomplished runner, he can be reached at lenser@ hendrix.edu.
Q &A
‘Why can’t I lose weight?’
by Kellie Turpin
As a registered dietitian, I often hear this on a regular basis. “I’ve tried so hard – I should have lost weight by now.”
Many people are exercising and dieting, yet the scale will show little if any weight loss. This is very frustrating to the individual and too often they will throw up their hands in defeat, quit exercising, and return to their old eating habits. Has this ever happened to you?
Here are some things to consider the next time you try hard to lose weight.
First and foremost, are you keeping an accurate food record? Most people think, “I don’t have to keep a food record - I know what I’m doing.” Think again.
Studies show that when people write down what they eat they lose twice as much weight as people who do not keep food records. Not only should you record what you eat, but you should record the amount of food and the calories of that food. Just writing down what you eat is not enough.
Studies show that some people can underestimate their caloric intake by as much as 1,000 calories! There are many good websites now that can help with calorie tracking, such as calorieking.com. Staying aware of your caloric intake is vital to weight loss.
Speaking of calories, do you have any idea how many calories you should be consuming to lose weight?
Again, many websites can help you determine a good calorie level that would be right for you based upon your current weight, age and activity level. An excellent website for determining your calorie level and proper food portions is www.mypyramid.gov.
One of the best ways to determine a calorie level that is best for you is to schedule a visit with a registered dietitian. The dietitian can also assist you with a meal plan that meets your individual lifestyle needs.
One thing to keep in mind with calories is to make sure that you are eating enough. Many people make the mistake of eating too few calories. It is difficult to maintain a diet too low in calories. A food binge is right around the corner if you consistently do not eat enough. Often people will eat very little
on some days and then really overeat on other days. One or two days of overeating could easily prevent weight loss each week. Your calorie intake needs to be consistent.
Do you really understand portion sizes? Most people don’t have a clue.
We have been conditioned to accept large portions for many years now, so much that we have gotten out of touch with proper food portions. Use your measuring cups!
How is your exercise routine?
Exercise is great for burning calories, however it doesn’t burn as much as you might think. You still have to eat less. Also, if you eat too few calories you will not be able to exercise effectively. That is why calorie counting and keeping food records is so important to your success.
Do you weigh yourself everyday? It’s not possible to lose a significant amount of weight in 24 hours, so why bother? Weighing too often can be very discouraging. There is no need to weigh yourself more than once a week. A healthy weight loss of ½ -2 lbs. per week is recommended.
Life often gets in the way. The next potluck, birthday party, holiday, lunch meeting, etc. is right around the corner. There will certainly be times when you overindulge. Enjoy the food you indulged in and then put it behind you. Get back to your healthy eating plan at the very next meal.
Don’t fool yourself into thinking that you can’t lose weight. It can be done as long as you remain fully aware. Keep accurate food records, watch portion sizes, exercise effectively, don’t be a slave to the scale and maintain a realistic calorie level.
Weight loss doesn’t come easy. It does take work and determination.
501 LIFE February 2009 38
ask the dietitian }
your diet and nutrition questions to Kellie at kturpin@conwayregional.org. Frequently asked and pertinent questions will be addressed in future articles in 501 LIFE
Kellie Turpin, a registered and licensed dietitian, is the wellness coordinator at the Conway Regional Health and Fitness Center.
Send
>> Fanciful Valentines funky frugal
Something I love to send and receive are personal and funky cards or stationery. But the sad truth is…it is so expensive!
Not to fear, we will find a frugal way to deliver such precious parcels to our friends. My favorite copy shop is Crossman Printing and Copying, located in Downtown Conway on Front Street. I have used this shop for bridal shower invitations, baby showers, party invitations and our baby’s birth announcement. Now – when love is in the air – I reach for my pink and red fabric, ribbon and paints, and start to work.
I start by painting a funky girl and try to think of a cute saying about Southern girls and Valentine’s Day. Hmmm, I must think some more. Next, I use the fabric as the backdrop, add some ribbon, and add a spunky flower! Life is grand! OK, now layering and texture always makes a flat piece of artwork more interesting so don’t forget to layer!
Oh! I just thought of a cute saying: “Wishing you a Sassy Southern Valentine’s.”
I carefully write my saying in funky lettering that I’ve made up but you could use stamps, stencils or trace a computer font.
by Tanner Cangelosi
Total cost
Fabric scraps $0.00
(I had some left over from projects.)
Ribbon $0.50
Paints $1.00
Flower $0.50
10 color copies $10.00 at Crossman Printing
(4 Valentines to a page, and then cut.)
TOTAL: $12
Finally, I take my work of art to Crossman Printing. Charlie, Vince and the entire staff take such great care of you. Vince takes my artwork, scans it into the printer (because I am not tech savvy at all), shrinks it to four copies to a page and makes 10 copies. Next, he takes them to the back of the store and has a large machine cut them to make 40 cards total.
You would be surprised – any artwork done that is shrunk down has special character. I love Crossman because of the quality of work, honesty and friendliness.
The Valentines you create will be totally and uniquely yours. Feel free to use a personal photo. Make it like a scrapbook page (just keep in mind that it will be smaller, and you don’t want it to get too busy). You could also make smaller ones for your kids, complete with their own decorations!
No matter how you choose to decorate yours, your friends will delight as they get a piece of your creativity in the mail!
A graduate of the University of Central Arkansas, Tanner and Cory Cangelosi live in an Old Conway home that they have refurbished. Tanner owns her own business – t.losi art - and has done a variety of projects, from individual home decor items to painting murals in private residences. For more information, Tanner can be reached at 501.908.1338 or tcangelosi@newlifechurch.tv.
501lifemag.com February 2009 39
} get creative
Fun& functional
501 LIFE February 2009 40 design Students lend hand at 501 office
Large copies of special issues as well as a magazine rack were used in one of the spaces. The office design included use of the large front page of the first edition of 501 LIFE, unveiled at the launch party for the magazine, and framed copies of each monthly edition. Students were asked to design a plan for a large space that allowed for an informal meeting area and photo studio as well as two desks.
Interior design students at the University of Central Arkansas created a fun and functional space for the new office of 501 Advertising and Publishing in Downtown Conway.
The project – part of a class taught by UCA instructor Jennifer Whitehead – provided students with a hands-on opportunity to work with a client to develop and implement a design plan.
“We really enjoyed meeting and getting to work with such a talented group of students,” said Donna Spears, an owner of the company. “We were very impressed with the caliber of their work and we love our office.”
Students created a design plan for three spaces – a conference area, a smaller office and a larger office with an area for informal meetings and a photo studio. “We had different needs for each space,” said Tracy Ferrell, 501 owner. “The students listened to our needs and suggestions, and presented us with different options.”
The conference area features original artwork created for 501. Last spring, Jeff and Jennifer Whitehead commissioned the artwork to commemorate the launch of 501 LIFE. UCA students and freelance artists Meagan Williams and Kayce Johnson created three paintings that depict the numbers 501 in a contemporary style.
“We love the artwork so much and are proud that it has a prominent place in our office,” Donna said.
The larger space at the office accommodates two work areas, an informal meeting space and a photo studio. “My favorite in the office design was the informal meeting space in the large open office,” said Sonja Keith, the third owner of the company.
Appreciative of the students and their hard work, all three owners agree that the project was a big success.
“The entire space is beautiful and we really enjoy our office,” Sonja said. “We can’t thank the students enough for their hard work.”
501lifemag.com February 2009 41
Photos by Mike Kemp
UCA students involved in the office design at 501 Advertising and Publishing were Laura Bullock (front, from left), Tony Barnett and Amy Goodwin; Cassie Waymack (back), Callie Bullock, Kendall Smith and Lori H. Rodke.
Jennifer and Jeff Whitehead commissioned original artwork, created by UCA students and freelance artists Meagan Williams and Kayce Johnson that was placed in the conference area at the 501 office.
Broyhill sofa* - $499
Arteriors Import lamp - $425
Hambuchen Home Furnishings
Harkrider and Second streets
Conway
501.327.6523
www.hambuchens.com
*Available in 20 different colors
RED HOT
Whether we realize it or not, colors play an important role in the emotions and responses we portray. Each specific color causes us to act or feel a certain way.
A great example of this can be seen in the color red, which evokes strong reactions and moods. Red is a very intense color, in that it is the color of war, passion, anger, hostility and love. This is a very broad range for just one color.
In interior design, red is great for adding emphasis in any room.
Small red accessories, like candles and picture frames, draw the eye to specific points of interest. Using red in a dining room increases appetite and metabolism, and red in the bedroom creates a romantic and sensuous atmosphere.
Red is also the color of action and caution, so many designers use red in spaces to inspire people to take charge.
So, the next time you are thinking about making an impact in your décor, give red a shot to add some spark and vitality to your home.
Red Sandpiper Studios
“Silver Damask” - $48.50 per single roll
Happy Floors porcelain tile - $3.80 per square foot
Interiors Only
4035 McDowell Drive
Conway
501.329.1680
877.468.6659
www.interiorsonly.com
Candles - $15.75 - $38.75
Gold tray - $18.75
Picture frame - $45
Conway’s Classic Touch
2850 Prince St., Suite A Conway
501.327.3004
www.conwaysclassictouch.net
501 LIFE February 2009 42 home shopping
501lifemag.com February 2009 43
Floors 4035 McDowell Drive | Conway, AR 501.329.1680 877.468.6659 www.interiorsonly.com CARPET | HARDWOOD | LAMINAT E | VINYL | CERAMIC Sheri Stephens *with approved credit * LO♥E with your 12 months SAME AS CASH! Fall in all over again * Originally from Beebe, Kayla Cooper is an interior design student at the University of Central Arkansas. 32-inch Class LCD HDTV with built-in DVD player - $849.95 DeBoard Electronics 415 Oak St. Conway 501.329.6308 877.289.8670 www.deboards.com Paint supplies True Value paint primer - $22.99 Hiegel Supply 1310 Bruce St. Conway 501.327.7755 www.hiegelsupply.net
by Kayla Cooper
going green
By Angie Howard
Businesses recycle as well in the 501
Recycling in Central Arkansas is not limited to the classroom bins at our children’s schools or a household recycling can that is rolled to the curbside for collection once a week. Commercial recycling in our area has skyrocketed during recent times, realizing financial profits for the businesses who sign on to participate in a waste-reduction program as well achieving the invaluable byproduct of environmental benefits through preserving precious natural resources.
The City of Conway has 2,774 businesses. Currently, 1,161 participate in the municipal commercial recycling program, resulting in a 41.8 percent business recycling rate for the community. So, why do over 40 percent of Conway businesses actively engage in a recycling program?
Many factors contribute to the rate of participation including the Conway Area Chamber of Commerce “Get Smart” Go Green focus which encourages Chamber members to implement “green” strategies in their workplace and offers the tools and connections for members to do so.
Another reason is that business owners and management realize the importance of softening their environmental impact and recycling is an efficient and relatively easy way to practice good stewardship of natural resources. One more reason possibly overlooked by businesses prior to engaging in a recycling program, but soon realized once collections are implemented, is quite simply improving the bottom line.
It seems a shame, but to throw away something you no longer want or need costs you money. Your discarded trash is collected by a very sophisticated and expensive automated garbage truck driven by a professionally trained and certified driver. Once the truck is full, it drives to the landfill to deposit its load
of unwanted treasures and that’s where the big bucks accumulate.
Landfills are incredibly expensive to construct and operate. So expensive in fact that at last calculation, one cubic foot of landfill space was given the value of $37. It costs money to discard trash because it costs money to take it somewhere and safely bury it. Recycling programs, on the other hand, are wonderfully and affordably free to participate in. Your local trash hauler/landfill operator, in the City of Conway’s instance, a municipally-owned sanitation department, has a vested interest in extending the life of the landfill which they also operate. Free recycling programs (including loaning your business bins and roll-off containers and servicing those containers as often as necessary) make financial sense for both the waste hauler/landfill operator and your business.
Many of the 1,161 businesses who actively participate in Conway’s commercial recycling program can attest firsthand that their monthly sanitation bills have noticeably decreased once a waste-reduction program was set into place. Many of
these businesses have enjoyed less trash collections per week or month and even have been able to rent smaller trash receptacles for their business, each scenario resulting in a decreased sanitation fee.
In light of this information, you might rephrase the question asked earlier in this article, “Why doesn’t nearly 60 percent of Conway businesses actively engage in a business recycling program?”
If your Conway business would like to have a free waste audit by a member of the Conway Sanitation Department, a process identifying what in your corporate waste stream could be diverted from the garbage can to the recycling bin, call 501.450.6155 to schedule an appointment. If your business is located within Faulkner County but outside the Conway city limits, call the Faulkner County Solid Waste Management District for a free waste audit at 501.336.0758. The Faulkner County Solid Waste District also offers businesses in Faulkner County free recycling opportunities.
For businesses in surrounding counties, contact your local solid waste district (a listing of solid waste districts and contact information can be found at http://www.adeq.state.ar.us/solwaste/regional_ boards_sql.asp) to inquire about opportunities to start recycling in your business today.
501 LIFE February 2009 44 415 Oak Street , Conway | deboards.com | Toll Free 877-289-8670 | 501-329-6308 Enjoy full control of multi-room entertainment, home theater, lighting, climate and more. Bring on your “A” game... for a new season of B-Ball!
}A Conway resident, Angie Howard is the recycling coordinator for the city of Conway and the Faulkner County Solid Waste District. She is also the executive coordinator of the Keep Faulkner County Beautiful Organization and serves as the information education specialist for the Faulkner County Conservation District.
In love with JEWELRY
Shoppers in the market for something special with added sparkle will find what they are looking for – and much more – at three local boutiques that cater to women and all that they love.
Conveniently located in Downtown Conway, the stores –HipSway, Mary’s Boutique and Walk This Way – carry a wide variety of items perfect for gift-giving for Valentine’s Day or any occasion.
Turquoise/limestone necklace with cross and matching earrings - $20
White pearl/crystal necklace with earrings - $61 Mary’s Boutique
Downtown Conway
1110 Oak St. 501.329.5600
Chloe’s Hard Candy pendant necklace - $30
Chloe’s Hard Candy earrings - $16
Walk This Way 920 Locust Ave., Suite 101
Downtown Conway 501.327.4637
Necklace with charms - $18
Hoop earrings - $14
Bangle bracelet – $12
HipSway
920 Locust Ave., Suite 104
Downtown Conway 501.548.3545
501lifemag.com February 2009 45 shopping bag
By Jennifer Cunningham
While they may be looking at ways to stretch their clothing dollars or want to reuse what they have to create a new look, one thing is certain – 501 readers want to look their best despite concerns about the economy. To get the most out of your wardrobe, it is important to understand some of the fundamentals of clothing and fashion. For example, there are five basic necklines that women are familiar with and most have at least one of each type of these necklines in their closet. Unfortunately, it is hard to decide which necklace to put with which neckline. Here are some easy tips when trying to put it all together.
Fashion fundamentals
Get the most out of your wardrobe - with jewelry
Don’t be scared to layer several necklaces together. If you aren’t used to wearing a lot of jewelry, the thought of putting on two necklaces together can be very intimidating. Try the look several times before you decide whether it’s for you.
Also, the first step to wearing a bolder look is actually being able to walk out the door with it on for the first time. If you can do it once, keep on doing it!
4DO!
6DON’T!
The first neckline is one of my favorites, especially this time of year — the turtleneck. They are usually found in solid colors, and are a great way of showing a dramatic set of jewelry. This is the perfect neckline to show off long chains with pendants.
Tip: The more bulky the neck, the longer the necklace needs to be to keep a good proportion. Also, you wouldn’t want the necklace to be so short that it slips up under the neck of the shirt.
4DO!
6DON’T!
The next neckline is a scoop neck. This is ideal for showing off gorgeous 16-inch to 18-inch chains with pendants. Even pearls are good with this neckline.
Tip: Make sure that the chain doesn’t touch the neckline, as that will cause a distraction. The necklace should be either longer or shorter than the neckline. Also, a small, square scarf looks great tied on the neck with this neckline.
501 LIFE February 2009 46 fashion
4DO!
6DON’T!
Now on to a neckline that scares some women — the collar. Don’t panic about this neckline!
A casual blouse with an open or layback collar requires a choker or a 16-inch to 18-inch chain with a pendant. The collar will nicely frame the pendant. You can wear longer necklaces with this neckline, either tucked up under the back of the collar or lying on top of the collar.
Tip: Don’t worry about whether or not the buttons clash with the necklace — mix it all up!
The V-neckline, like the scoop neckline, is ideal for highlighting 16-inch to 18-inch chains with pendants. With this neckline, you want to avoid necklaces with pendants or medallions that repeat the “v” shape. Round or square pendants look best.
Tip: A longer necklace doubled will fall into a “u” shape, which will complement the “v” shape of the neckline.
4DO!
Women with long necks wear the jewel neckline the best. Here again, longer necklaces look best with this neckline. A 60-inch chain doubled or even tripled offers a pleasing look because the vertical lines are very slimming. Drop pendants that are 18-inch will work but need to be bold or they will get lost against the shirt.
Tip: Delicate pendants should be framed with a 24-inch chain to make a statement.
4DO!
6DON’T!
501 LIFE would like to thank Kohl’s Department Store for providing the clothes used to illustrate this feature.
6DON’T!
501lifemag.com February 2009 47
}
A native of Conway, Jennifer Cunningham has been selling Premier Designs Jewelry for over 10 years. She is a stay-at-home mom of two boys.
by Melanie Malone
Controlling the ‘urge to splurge’
It seems that everywhere you turn, you hear about our country’s economic crisis. Many families are being more careful with their money than ever before. However, frugal living doesn’t mean you should stop living. There are some very practical steps you can take to make sure that your family not only survives this economic downturn, but also maintains a satisfactory and comfortable lifestyle.
An important concept to remember when taking control of your finances is to curb the urge to splurge. Try these four tips to help curb your urge
Think before you spend. Ask yourself these questions: Do I really need this item? Is there something I want even more? Will buying this item make it difficult for me to pay other bills? Think carefully before spending money.
Is this the best price I can find? Compare two or three stores and shop around before making a final purchase decision.
SUBSTITUTE - Will a lower priced item do just as well? Try using store brands and generic products. Rent DVDs instead of going out to the movies. Purchase children’s clothing from thrift stores or consignment sales.
Learn to say, “NO!” to yourself, your children and to salespeople. Ask yourself if this purchase fits your financial goals? Is it an impulse buy? If so, then don’t buy it. Say no anytime you feel pressured into buying.
For more information on ideas for saving, spending and stretching your budget, contact the Faulkner County Extension Office at 501.329.8344 or email mmalone@uaex.edu.
Spend less than you earn. Establish financial goals and realistic plans to achieve them. Save regularly and maintain an emergency savings fund. Use a budget to control spending. Buy a home to take advantage of income tax deductions and home equity.
Pay credit card charges in full every month; pay bills off fast; maintain an excellent credit reputation.
Comparison shop for expensive purchases, including credit and investments.
Keep adequate amounts of insurance, carefully assess needs. Save as much as possible for retirement.
501 LIFE 48
economic survival guide
Melanie Malone is a county extension agent for family and consumer sciences with the University of Arkansas, Division of Agriculture, Cooperative Extension Service.
Laura Connerly, instructor in family resource management from the University of Arkansas Cooperative Extension Service, offers this advice:
501 area looking forward as much as back
by Tony Henderson
2008 was a year that will not be forgotten, though maybe for the wrong reasons.
A year that began with the government bailout of investment bank Bear Stearns and ended with a bridge loan to the United States automakers would make even the most astute economist’s head spin. 2008 also included $4+ per gallon gasoline and a national credit freeze that resulted in interest rates dropping to record levels.
In March, the word “bailout” was born in the vocabulary of Wall Street investors as the third largest investment bank Bear Stearns would be purchased for $10 a share by rival bank JP Morgan Chase– only to be followed by the sale of Merrill Lynch to Bank of America. The Federal Reserve agreed to give JP Morgan Chase $29 billion in the transaction, marking the beginning of the many bailouts to come.
As the problems mounted and the stock market fell, Congress approved a $700 billion TARP (Troubled Asset Relief Program) which allows the Treasury to purchase illiquid assets from banks to free up money for lending. Wall Street Investment banks became a thing of the past as they were forced to convert or sell to the large national banks to gain access to government aid.
December came with the U.S. auto industry hanging by a thread to survive, and the TARP program showed another capacity with bridge loans to them for temporary survival. As the year ended, the Treasury provided over $1 trillion in aid to a struggling economy that continues to face a deflating currency as local and national unemployment numbers climb.
Residents in the 501 are fortunate to be insulated from many of the national problems - though not all of them. High energy prices caused all of our residents to pay in excess of $4 a gallon for gasoline which initiated family cost cutting measures and caused a strain on retail businesses with discretionary products. Ultimately prices fell late in the year at the local pumps, but the reality of lost jobs set in nationally and spending has yet to rebound.
Divergent from national headlines, Faulkner County was making positive headlines. Mid-year, an announcement was made that Hewlett-Packard would locate a facility in Conway that would generate up to 1,200 jobs for the community. At the end of the year, Southwestern Energy announced plans for a new regional headquarters - adding hundreds of additional jobs to the area.
As the national investment banks and large commercial banks turned to the Treasury for aid, our local Arkansas banks steered clear of the troubles and thus saw value for their clients. Investing in Arkansas is not only something local banks built themselves on, but now it is something to grow on.
2008 was a year in contrast as the local economy did not experience the same catastrophic events that played out in the national economy. The 501 area continues to see growth and prosperity as natural gas royalty checks are collected and as new jobs are created to provide residents aspirations for the future.
Never have people been so blessed to call this local area home.
501lifemag.com February 2009 49
business
Conway chamber official Brad Lacy (left) with Hewlett-Packard executive Gary Fazzino after HP announced in June that it would locate a facility in Conway.
}
A lifelong resident of Arkansas, Tony Henderson holds a bachelor of science degree in both economics and general finance from the University of Arkansas at Little Rock. He maintains Series 7 and Series 66 licenses as well as health and life insurance licenses.
PERCEPTION VS. REALITY
by Alan F. Skrainka, CFA
One of my favorite examples of people saying something over and over, well past the time it stopped being true, is that “Internet demand is doubling every 100 days.”
A Bell Labs researcher studied this phrase and documented its use during the technology bubble. He found analysts, economists and corporate executives repeating the mantra as late as 2000, even though it had stopped being true as early as 1995. How many trillions of dollars were lost because no one checked the facts?
Now fast-forward to today and a phrase we keep hearing: “the worst financial crisis since the Great Depression.”
We think it is fair to say that the current financial crisis is the worst since the Great Depression. This is a fair assessment.
Here is how Treasury Secretary Henry Paulson recently explained the crisis to Congress:
“Let me summarize what the U.S. financial system has had to digest in just a few months’ time. We have not in our lifetime dealt with a financial crisis of this severity and unpredictability. We have seen the failures, or the equivalent of failures, of Bear Stearns, IndyMac Bank, Lehman Brothers, Washington Mutual, Wachovia, Fannie Mae, Freddie Mac and AIG – institutions with a collective $4.7 trillion in assets when this year began. Each of these failures would be tremendously consequential in its own right under normal market conditions – but our economy and our financial system faced them in succession while at the same time the economy was weakening. Other large financial institutions were under significant pressure, and market participants around the world were speculating about which institution would be next to fall.
And as you well recall, in September, after 13 months of market stress, the financial system essentially seized up and we had a system-wide crisis. Our markets were frozen; banks had pulled back very substantially from interbank lending. Confidence in our financial system and a number of our financial institutions had been seriously compromised.
That was the background against which [Federal Reserve] Chairman [Ben] Bernanke and I met with the congressional bipartisan leadership to explain the need for emergency
legislation.”
Depression?
The numbers don’t add up. Saying this is the worst financial crisis since the Great Depression is not the same as saying this financial crisis will lead to a Great Depression.
Currently, 100 percent of the 50 economists polled by Blue Chip Economic Indicators believe the U.S. economy is in a recession, but not one believes we are headed for a depression.
In fact, we doubt this will even be the worst economic recession since the 1930s. The 10 most pessimistic economists in the Blue Chip survey on average believe fourth quarter 2008 will be the worst quarter for the U.S. economy. They also believe the economy will shrink by 3.9 percent, on average, in the fourth quarter. Does anyone remember the 1980s? Early in that decade, the U.S. economy experienced a “double-dip” recession. It consisted of a nasty recession from January 1980 to July 1980, a brief recovery, then another recession from July 1981 to November 1982. The economy contracted by 8 percent in the second quarter of 1980, a decline rate considerably worse than what economists foresee today.
Additionally, unemployment, inflation and interest rates would need to rise quite a bit to match the levels in the 1980s.
Great depression or a bad recession?
In our view, “the worst financial crisis since the Great Depression” will evolve into a credit contraction typical of a bad recession, yet it’s likely that comparisons to the Great Depression will last well into the recovery.
Further, we believe stock and bond market performance will begin to improve when three conditions are met:
1. The financial system is stabilized.
2. Credit is flowing again.
3. The worst of the recession is behind us.
“The greatest challenge facing mankind is the challenge of distinguishing reality from fantasy, truth from propaganda. Perceiving the truth has always been a challenge to mankind, but in the information age (or as I think of it, the disinformation age) it takes on a special urgency and importance.”
— Author Michael Crichton
1. Stabilize the financial system
It now appears that Secretary Paulson believes, at least for the time being, the first condition has been accomplished:
By mid-October, our actions, in combination with the FDIC’s guarantee of certain debt issued by financial institutions, helped us to accomplish the first major priority, which was to immediately stabilize the financial system.
We’d like to share the secretary’s enthusiasm. However, we don’t believe the financial system has stabilized until major financial stocks stop dropping.
2. Get credit flowing
To determine when this is achieved, we’ll need to keep an eye on the credit markets.
When the issuance of commercial paper, corporate bonds and municipal bonds returns to normal levels, along with yield spreads, it’s likely the crisis has passed.
So far, we’ve seen considerable improvement in many of these areas, but we’ve not yet returned to pre-crisis levels. Conditions are still stressed in the corporate bond market. Yield spreads rise as the perceived risk of default increases, and higher yields are demanded by investors as compensation for higher risk.
3. Get through the worst of the recession
When will the worst of the recession be behind us? The majority of economists currently believe the worst of the recession will pass by the middle of the year.
501 LIFE February 2009 50
business
U.S. Strategy Report
In recent weeks, these forecasts have been revised downward, although most economists still believe the economy will begin to improve sometime in the middle of the year. Economists are often wrong, but the consensus forecast is usually right more often than any individual economist.
Of course, one of the best indicators of the economy is the stock market itself. Historically, the stock market rebounds about six months before the economy. By the time we see clear, visual evidence that the economy is on the mend, it’s likely that the stock market recovery will already be under way.
Are you an economist or an investor?
Watching the credit markets and statistics for signs of improvement is the job of professional economists, market strategists and portfolio managers. It’s not an easy task.
Most people watch the economy to anticipate the direction of the stock market. But, as we said earlier, the stock market moves before the economy. That’s why it’s nearly impossible to study the economy and anticipate stock market changes.
We’re not trying to “call the bottom.” This is just a framework for understanding the current crisis and how it might end. There are many perceptions about the financial crisis, and no one can know how bad it will get or how long it will last. However, it is important to keep an eye on a few facts as we digest the wide range of opinions that people are willing to share.
How do we know it will end?
Again, to quote Secretary Paulson:
“I am confident in a successful outcome because our economy is flexible and resilient, rooted in the entrepreneurial spirit and productivity of the American people.”
I guess you have to have a little faith.
Alan F. Skrainka, CFA, is a chief market strategist. This information provided by Edward Jones.
501lifemag.com February 2009 51
A great place for diversity MarketPlace Grill
The first location of a MarketPlace Grill was in Springdale — followed by locations in Fort Smith and Conway — and the rest is history!
In case you are not aware, MarketPlace Grill also owns four MarketPlace Expresses with basically the same menu offerings, but with a fast food, convenient, stop-by concept.
Dave Godwin and Dave Strong were the originators — the first restaurant established in 1995 and the Conway location in 2001. MarketPlace Grill will soon celebrate its eighth birthday in the Conway dining market.
All of us have our favorites; mine would be the Flaming Queso (recently featured in the Paula Deen magazine), or the Chicken Berry Salad, or the Baby Back Ribs, or the Chocolate Mess.
The menu is diversified and unique with many choices and a melting of many ethnic flavors and dining options. Who can turn down the mesquite-grilled flavor or the sweet potato fries and delicious dipping sauce?
The restaurant serves a large demographic — from the dating couples to the retired community. The public is drawn to the quality and consistency of the kitchen’s finished product.
“During the recent tragedy of the loss of some of the MarketPlace Grill employee family, we saw the Conway community to be incredibly supportive — of this we are tremendously thankful,” said Dave Godwin, co-owner.
With MarketPlace Grill, it’s all about the
food, the service, and the experience.
“We are kitchensystem-driven and always have our eyes `wide open’ for the trends we need to adapt for menu development,” Godwin said. “We change our menus twice a year — always keeping the favorites of our customers.”
MarketPlace Grill
Established: 2001
Address: 600 Skyline Dr. Conway
Phone: 501.336.0011
Web: www.marketplacegrill.com
It’s great to know the discriminating palate has a nice variety of healthy alternatives in today’s diet conscience society.
Don’t rule out the catering offerings of the business, or the ordering by internet at www.marketplacegrill.com. Or, just stop in, seven days a week (11 a.m. to 9 p.m., with a 10 p.m. closing on Friday and Saturday).
Who knows, MarketPlace Grill could continue its tradition of outstanding food and service by presenting Conway with a MarketPlace Express in the future!
Recognized throughout the state as an accomplished chef, Don Bingham has authored cookbooks, presented television programs and previously served as the executive chef at the Governor’s Mansion. He is now the director of special events at the University of Central Arkansas.
501 LIFE February 2009 52 dining
}
by Don Bingham
Football in the 501 appears ‘recession proof’
by Levi Walker Gilbert
Football is recession proof, or at least as close as it gets. It was a tough time, economically speaking, for the United States in 2008, but football continued to grow in the 501 despite the hard times. Just ask University of Central Arkansas Athletic Director Brad Teague.
“The economy didn’t really affect us at all,” Teague said. “We have been providing good, consistent entertainment since we made the move to Division I and we’ve had our biggest crowds ever the last two years.”
The UCA Bears saw continued growth in fan attendance and community support in 2008. UCA had an increase of $156,000 in ticket sales from 2007 to 2008. That may not sound like much considering the Bears had two more home games in 2008, but there was a 5.4 percent increase in ticket sales per game. The Bears made an average of $3,715 more per game in tickets sales in 2008 than the previous year.
Selling football is no different than selling a new movie to the viewing public. The bottom line is that the audience wants an entertaining, high-quality product.
“We aim to create more than just a game atmosphere,” Teague said. “We want our fans to think, ‘Hey, it was fun,’ whether we win or lose. We aim to be good, wholesome entertainment for our fans.”
There are several reasons why football has continued to grow in the 501, and in the case of UCA, winning is certainly one of the reasons. The Bears are 16-7 since moving to Division I, competing at the highest level in the Southland Conference both years. If not for an NCAA bylaw, the Bears would have been Southland champions in 2008 with the conference’s best record of 6-1.
“It’s helped that we’ve won. There’s no doubt about it,” Teague said. “But we’ve been doing it the right way. We’ve been consistent with the type of coaches and students that we bring into UCA. They are all quality people.”
As with everything the past year, it all comes down to money. Entertainment is one luxury that many families in Arkansas have had to reduce or do without as paychecks began to spread thin with price increases in food and gas during the summer. Football is a cheap form of entertainment, especially on the high school level.
“A ticket is just five bucks. It’s a pretty good deal,” Sylvan Hills football coach Jim Withrow said.
It is a good deal. Picture this scenario: It’s a Friday night in September. A Sylvan Hills graduate is thinking about taking his girlfriend out on a date. They could go to the movies, but the mental cash register quickly begins to add up two tickets ($20), two drinks, a medium popcorn and some candy (another $20) and not to mention a few goes on the Pac-Man machine in the arcade room. Ouch.
Or, he could take his date to see his alma mater and younger brother play in a high school football game. A date to a high school football game costs almost half of what it would cost to go to the movies.
Just imagine if it was a family of four!
UCA Coach Clint Conque uses a similar logic.
“When you start talking about what it takes to take a family of four out to dinner and a movie, to come to a UCA football game, buy a ticket, popcorn and a drink, it’s still reasonably priced,” Conque said in an interview for KUCA 91.3 FM in August. “That’s my marketing side coming out in me.”
Whether it is money or winning, in the end, the growth of football programs in the 501 depends on the communities that support them. There is a symbiotic relationship between the two. The communities receive
a common element in the football programs; the fans come together with a common goal of supporting their team. The programs get community support, both in tangible (financial support through ticket sales) and intangible measures (a twelfth man on the field).
The money for the Sylvan Hills athletic budget each year comes directly from the Sherwood community.
“We don’t have a set budget each year, but the money we do spend for uniforms and equipment each year comes from the money we make from selling tickets and money we receive through our booster club,” said Coach Withrow. “We always have good support from the community, and we need that support.”
It’s the same at UCA. “At our level, we’re not self-supportive,” Teague said. “You just can’t do it on your own. You have to have support from the campus and the local community. Our campus, the Conway community and the 501 community as a whole have supported us tremendously.”
Football has always been a staple in the South and in the 501, and the future is bright. In 2008, Quitman fielded its first varsity team, Conway Christian fielded its first AAA team, Riverview fielded its first senior high team and Little Rock Lutheran fielded its first team in five years.
In a year of economic uncertainty and decline, it was good to see some growth in football.
501lifemag.com February 2009 53
sports
The UCA Bears saw continued growth in fan attendance and community support in 2008.
by Donna Lampkin Stephens
Nothing But Net
Marvin Delph knows a thing or two about basketball.
The former Arkansas Razorback, one of the famed “Triplets” of the late 1970s, says fundamentals are the key to the game.
“You’ve got to learn the ABCs before you write sentences,” Delph said.
So when he was looking for someone to reiterate those fundamentals for his oldest son, Micah, now a sophomore at Conway High, he turned to Theodore Jones III of Conway — “Coach TJ” — and Jones’ Nothing But Net basketball program.
“He teaches them how to play the game,” Delph said. “TJ has done a great job with Micah. He really has a gift and a unique skill in terms of getting these young guys and young ladies and bringing out the best in them.
“Sometimes fundamentals can be kind of tedious and not all that exciting, but he does it in such a way that he makes them want to do it.” Jones, 29, is a son of Theodore Jones Jr., a well-known post office employee and Conway alderman and the grandson of the late Theodore Jones Sr., a prominent educator for whom one of the Conway elementary schools is named.
TJ graduated from Conway High in 1997 where he played basketball, earning all-conference honors on Joe Graham’s teams. He walked on at Central Baptist College, where he played two years, and then earned a scholarship to Ouachita Baptist University in Arkadelphia, where he played for Mike Reynolds. He finished his degree in health education at the University of Central Arkansas in 2004.
He had a few invitations to professional camps, but he had married his high school sweetheart, Chassie, and he decided not to pursue the game professionally.
“I said I’d rather do the coaching instead of always having to be in shape,” he said, chuckling.
He works as an independent insurance adjuster now but soothed that coaching bug with AAU teams and the old minor league Arkansas
Nothing But Net Basketball
Arch Angels. In 2001, former UCA basketball coach Charles Hervey asked him to work with one of the Bear point guards, and he found his niche with the oneon-one teaching. Since 2004, he’s operated his basketball consulting business working with clients from all over the 501.
Owner: Theodore Jones III
Established: 2004
Phone: 501.733.3376
Web: www.nothingbutnetbball.com
He hopes someday to be able to do it full time.
“I have some kids from Little Rock, from Vilonia, Greenbrier and Conway,” Jones said. “I’ve done some training in Dallas. I have some that I see on a regular basis, once a week or so, pretty much year-round, and I have a young girl I’ve been training for three summers. You can tell the difference with the kids who come on a regular basis and the ones that are hit-and-miss.
“During the summer it really gets pretty busy. Once basketball season starts, we take off some, but I still have some clients I meet with on a regular basis. If someone calls me today and wants to set something up for next weekend, we’ll set something up.”
He tailors workouts for the client and the season, saying in-season workouts have to be different from off-season.
His core clientele is about sixth grade through junior high.
“I’m starting to see more high school kids interested,” he said. “Parents call and say, ‘My kid is in sixth grade and needs a lot of fundamental work.’ And fundamentals are the same for the fifth-grader or for the college player. The drills and the emphasis may be a little different, the intensity may be different, but altogether we’re still working on fundamentals.”
501 LIFE February 2009 54
sports
Theodore Jones III (center) of Conway — “Coach TJ” — developed the “Nothing But Net” basketball program to help young players like Micah Delph and Sydney Smith. Since 2004, he’s operated his basketball consulting business working with clients from all over the 501.
His Web site, www.nothingbutnetbball.com, details skill development options for individuals, partners, small groups and teams; shooting development, workshops and drills and tips. Prices and other information are available there.
Jones said his overall goal is reflected in the organization’s name: “Nothing But Net/Where fundamentals are key!”
“When I was playing, my dad always stressed how you have to work hard and know the game and the fundamentals,” he said. “I feel like if I can teach these kids the fundamentals and teach them the correct way, it will help them down the road. Some may be able to play in college and some past college; I just try to help them be the best player they can be and reach their potential.
“I don’t make any promises to parents about playing time or scoring average. I tell them they will get better from practicing and learning the game the correct way. But one thing I can say, I really lay more of a foundation. I may get a kid one day out of the week, which is really not enough, but from what we do, they should be able to take that and learn from it the other six days out of the week.”
According to the Web site, the program emphasizes footwork, agility, quickness, defense and knowledge of the game.
Delph agreed that work on such fundamentals as free throw shooting is often overlooked for the glamour of the long 3-pointer or the slam dunk.
“He teaches them how to play the game,” Delph said. “He teaches them that there’s going to be more two-point buckets scored in the game than 3s, and they really need to learn how to master the two-point shot.”
Jones said his current client list includes more girls than boys. Among that number is Sydney Smith, a Greenbrier seventh-grader who has worked with him for nearly three years.
“I think it’s more of an ego thing,” he said. “The girls are very attentive. Everyone pays attention, but I think with girls they don’t have as much of an ego.”
One girl who isn’t a client yet is his daughter Nakeia, 4.
“She told me she doesn’t like basketball,” he said, chuckling. “I think it may change, but she told me the other day she’s afraid the ball’s going to hit her in the head. I don’t know where she got that from.”
In addition to the individual workouts, Jones is often at a high school or junior high game to watch his clients play.
“That gives me a chance to see what we’re doing in practice and how it’s helping or how we need to improve,” he said. “Watching games helps out an awful lot. When we get ready to meet again, I can put together workouts, a couple of drills to help. When I see something in the game, I can remember it.”
But he in no way tries to get between player and coach.
“I try not to get too much involved with the player and their team,” he said. “I’ll go to the game and maybe see we need to work on ballhandling against pressure, but if it’s an issue of not getting to play, I don’t get involved. I may give them some tips on how they can get open more, which should help with their playing time.”
He said he gets more joy out of the individual work of NBN than he would out of coaching a team.
“All I have to do is make sure I’m teaching the kids the right way, put them through workouts and help them get better,” he said. “If the Lord eventually blesses me to do this full time, that’s what I’d love to do.”
For now, though, NBN is a one-man operation. He is coach, tax man, advertising expert and Web designer.
Delph said although his son listens to him, the message is amplified coming from someone such as Jones.
“It’s always helpful when he can hear the same thing from someone else,” Delph said. “It just seems to be, not really more convincing, but more helpful and more profitable when he can hear it from someone else.”
For more information about Nothing But Net Basketball, contact Jones at 501.733.3376 or tjbball@conwaycorp.net.
501lifemag.com February 2009 55
Working with players from Little Rock , Vilonia, Greenbrier and Conway, Coach TJ tailors workouts for the client and the season.
MEET: Lori Case & Cash
Hometown: Conway
Occupation: Bank marketing director at Centennial Bank
Pet’s name: Cash
Age: 3 years old
Breed: Yorkshire terrier
Where/when did you meet your pet: “My sister-in-law purchased his brother and I thought he was adorable. I contacted the breeder and she introduced me to Cash. It was love at first sight.”
Activities you enjoy together: Walking, playing fetch, riding in the car.
Other info: “Cash is sweet and likes to cuddle. He is truly a lap dog. He also likes to play and dig in the yard. Even though he is 4.5 pounds, he still tries to tree squirrels and cats.
“Cash is my buddy. He keeps me entertained and always makes me feel loved. I’m never lonely when he is around.”
501 LIFE February 2009 56 neighbors >> SPECIAL FRIENDS
Cash
Photos by Stuart Holt
Tanyard Springs, located atop Petit Jean Mountain, offers a great romantic getaway in one of the various cabins located there. Offerings include the Frontier (above), the Settler (above right) and the Patriot (right).
A romantic getaway
Tanyard Springs
144 Tanyard Springs Road
Morrilton, AR
888.826.9273
www.tanyardsprings.com
Tanyard Springs is a great romantic getaway in the 501. Tucked away on Petit Jean Mountain, Tanyard Springs is a collection of 13 individually designed and Arkansas handcrafted log cabins.
There are no telephones or televisions, just space for rest, relaxation and recreation.
Each cabin has its own personality and its name reflects the décor that is unique to that cabin. While each cabin is an authentic replica of typical Arkansas cabins representing the past, each one is also linked to the present by comfortable amenities: central heating and air, fully equipped kitchens, wood burning fireplaces, porch furniture, outdoor grills, hammocks and picnic tables. Bed linens and towels are provided.
The Tanyard Pond is stocked with bass, catfish, crappie and bream. The facility also offers miniature golf, horseshoes, volleyball and its own private hiking trail.
For more information about this great getaway in the 501, call 888.826.9273 or visit www.tanyardsprings.com.
Romance in the 501
Romance is in the 501. And you can share it by having your cards and letters postmarked with affection.
The Romance post office in White County offers a special Valentine postmark re-mailing program that allows anyone, anywhere, to obtain a “Love” postmark. Simply enclose prestamped, pre-addressed envelopes (envelopes should each have 42-cent postage; postcards, 26-cents), add extra stamps/postage for heavier/odd shaped valentines and mail in a large stamped envelope to:
Postmaster Romance, AR
Re-mailing
Romance, AR 72136
Make sure that you send your envelopes about a week in advance. Use a larger envelope and mail envelopes using Express Mail Service (1-2 day delivery); or Priority Mail Service (2-3 day delivery) to expedite delivery.
501lifemag.com February 2009 57 501 travel
Bill Johnson
Years in banking: 30
What did you enjoy most about banking: My customers, many who banked with us my entire career.
Why did you go into banking: While serving on the board, I had an opportunity to become president of Security Savings which represented a great career move.
Family: Wife, Rosanne, two grown children and four grandchildren.
Education: Conway Public Schools and the University of Central Arkansas (history major).
Community activities: 14 years on the UCA Board of Trustees, 10 years on the Higher Education Coordinating Board, president of the Conway Area Chamber of Commerce, board member of the Conway Development Corporation, and a past present of the Kiwanis Club. Also a Presbyterian Elder.
Favorite book: “Atlas Shrugged”, wAyn Rand
Favorite meal(s): Rosanne’s chicken and dumplings, her Chicken Parmesan, and steak, baked potato and salad.
Favorite poem: Longfellow’s “Psalm of Life.”
No 1 vacation spot: London, England.
What do you love about living in the 501: “I’ve lived nowhere else. I enjoy the people, activities, and the opportunity to make my living here.”
501 LIFE February 2009 58 loving life in the 501
After 30 years in banking, Bill Johnson retired from Simmons First National Bank. Today, he is a development associate in the UCA Department of Athletics.
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501 LIFE February 2009 60
fsbank.com Member FDIC
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