5 Annual Conference th
Learn Today | Bank on Tomorrow
LAS VEGAS NOVEMBER 9-12, 2014
2014 Annual Conference | aaplconference.com
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Private Money Lending Software Powerful, Flexible, and Easy to Use Used by most AAPL members California BRE and RESPA Compliant Service multi-lender loans or pools with ease Automate budget and draw process for rehab loans Handle ARM, Construction, and Commercial loans Built-in Trust Accounting Come see Eddy Delgado, President and Co-Founder of Applied Business Software, in the first ever AAPL Women in Real State Panel.
Enhanced reporting and forecasting
Come see AJ Poulin,Vice President of Sales at Applied , Business Software, speak at the AAPL Loan Servicing session .
Online investor access 24/7 Increase productivity and accuracy
800.833.3343 | themortgageoffice.com 2
The American Association of Private Lenders
COAST 2 COAST -INVESTMENT SOLUTIONS
Our Investors enjoy the Security of Investments Backed by Real Estate. Professionals don’t have time or energy to Learn, Build and Operate a second business. **Our SYSTEMS remove the Complication and pitfalls of Real Estate Investing, allowing our Investors and Clients to plug into a proven strategy and lock tight solution
Searching for Answers?
**NOT AN OFFER TO SELL SECURITIES
2014 Annual Conference | aaplconference.com
c2cINVESTMENTsolutions.com
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B2R has helped us grow the rental investment business. They step up where banks will not.
Kurt Carlton CEO, Sherman Bridge Lending
Nationwide Financing Up to 75% LTV Recourse & Non-Recourse Aquisition Line Available Up to 30-Year Amoritization
........................ PROPERTY TYPES Single-Family Residences 2-4 Family Units • Condos Townhomes • Apartments Mixed-Use
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B2R, America’s Buy to Rent Lender, helps you get your share of America’s 8.9 million residential rental investors by offering loans tailored specifically for the rental market. What makes B2R different? We base our loans on the rental value of the property, rather than on your client’s debt to income ratio. As a result, we’re able to help more landlords free up equity and buy more properties. To find out how you can attract more rental investors, contact B2R and learn more about our lending programs today.
844.435.5622
B2Rfinance.com The American Association of Private Lenders
Gorilla Capital partners with fix & flip operators who require 90% funding for their projects.
Refer clients to us that do not meet your cash requirements for a hard money loan and we will provide the additional equity to make it work!
541.393.9042 | amy@gorillacapital.com | gorillacapital.com
2014 Annual Conference | aaplconference.com
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THE INDUSTRY LEADER Armanino is the clear leader in providing accounting and consulting services to mortgage pools and distressed asset acquisition funds. SERVICES INCLUDE • Offering Circular and PPM Structuring and Review • Audit/Tax Compliance • Full Back Office Infrastructure • Software Consulting, Put our financial experience, efficiency and expertise to work for you.
Training and Expertise • Loan Loss Reserve Analysis • REO Accounting and Valuation • Cash Flow Analysis • Public Registration
Experience.
Joshua K. Nevarez Partner-in-Charge of Mortgage Pool and Distressed Asset Acquisition Fund Practice 925 790 2710 Josh@amllp.com
Efficiency. Expertise. amllp.com
The money you need to finance your investment properties and the knowledge to do it right.
GROW YOUR PORTFOLIO
MAKE IMPROVEMENTS
Backed by one of the world’s leading investment management firms, FirstKey Lending, LLC works hard to deliver innovative finance options to owners of 1- to 4-family rental properties throughout the United States. That’s why investors trust FirstKey Lending to help them succeed.
1-888-929-8012
TAKE CASH OUT
$3,000,000
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$570,000
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34 properties located in CA, TX, AZ
31 properties located in AZ
11 properties located in GA, IN
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30 properties located in GA
15 properties located in NJ
19 properties located in AZ
10 properties located in TX, IN
www.firstkeylending.com
FirstKey Lending, LLC an Equal Housing Lender. 4 International Drive, Rye Brook, NY 10573. Tel: (888) 707-5040. NMLS Unique ID No.1063414 (www.nmlsconsumeraccess.org). FirstKey Lending products and services offered in California are made or arranged by FirstKey Lending CA, LLC pursuant to its California Finance Lender Law License. Arizona Mortgage Banker License No.0925342. FirstKey Lending only makes loans to entities. © 2014 FirstKey Lending, LLC. All rights reserved.
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The American Association of Private Lenders
The Trading Platform for All Types of Real Estate Secured Loans FCI EXCHANGE Local and National Inventory
* Newly Originated Loans * Performing Loans * Non Performing Loans * Loan Pools
Call us: (800) 931-2424 x750 www.fciexchange.com CA Broker DRE # 01759687
Looking for income, Security & Growth?
earn 10% or more Invest in: notes fund performing notes non-performing Call Today: 484-498-8250 info@usmresolution.com www.usmresolution.com Monday, April 14, 14
2014 Annual Conference | aaplconference.com
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NETW
RKING
A great way to organically grow and strengthen any business Want the opportunity to get in front of thousands MORE Real Estate Entrepreneurs? When you invest in a PREIMA membership, the possibilities are endless. Amongst other benefits are countless opportunities to network and connect with other professionals in the industry.
PREIMA Networking Resources:
Premier Global PREIMA Conference March 2016
www.REIExpo.com
www.ExplorePREIMA.com
www.PONO2016.com
Join PREIMA today to get connected! www.ExplorePREIMA.com | hello@ExplorePREIMA.com
rship e b m e f m e: VEGAS14 f o % 0 5 d romo co Use p
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Proud Partner of The American Association of Private Lenders
2014 Annual Conference | aaplconference.com
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The broadest, most comprehensive, ever-growing training Professional Designations + Fred Pryor
Number of online courses, ebooks, and video courses for each category Categories
Number of Items
Communications/Personal Development
150
Computer: Microsoft, Design, and Web
678
Customer Service
44
Finance and Accounting
595
Front Desk and Administrative Training
7
Grammar and Writing Skills
7
IT Training
191
Marketing: Social Media, Sales, and Design
116
Medical Profession
15
Management, Supervision, and Leadership
195
OSHA and Workplace Safety
108
Project and Time Management
33 Total
2265
Plus Professional Designations
10
Contact Member Services for more information.
(913) 888-1250 ■ www.aaplonline.com
Ask about AAPL
126
Member Benefits
HR Training
The American Association of Private Lenders
Excellent sponsorships
Ask us how you can gain exposure for your business at the 2015 American Association of Private Lenders Annual Conference!
Triple your Earnings Education ď Ź Ethics ď Ź Excellence November 8-11, 2015 Caesars Palace - Las Vegas
AAPLConference.com
2014 Annual Conference | aaplconference.com
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Exhibitors’ Hall 302
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310
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309
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Lounge 1
ORGANIZATIONS PARTICIPATING IN THE AAPL 5TH ANNUAL CONFERENCE: Kansas City Investor Funding American Association of Private Lenders
Lounge 1 Lounge 2
B2R Finance 100 Fairway America 200 MidAtlantic IRA 222 The Mortgage Office
122
Pride of Austin Capital Partners
118
106
FCI Lender Services
104
IRA Services Trust
203
Rich in Five
205
Mortgage+Care 207 Gorilla Capital 209 Altmore Mortgage Investment Corp.
211
RCN Capital 116
WDB Funding 213
Syndication Lawyers 114
Cogo Capital 215
Infusionsoft 112
US Mortgage Resolution
217
Specialty Lending Group
FirstKey Lending
218
110
NoteSchool 108
12
Bolour Associates
First Capital/GCA Equity Partners, LLC. 216 The American Association of Private Lenders
Put your name, your brand, your services in front of the industry’s biggest gathering of private lending professionals at AAPL’S 2015 Annual Conference. For information on exhibiting and sponsorships, visit the AAPL lounge area now or email info@aaplonline.com later.
#AAPLAnnual
312
314
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318
311
313
315
317
212
214
216
218
Lounge 2
222 211
213
215
217
112
114
116
118
Colony American Finance
122
214
Appraisal Nation 212 Spiegel Accountancy Corp.
210
M Property Group
208
Helix Money 206 Armanino, LLP 204 Grand Coast Capital Group
303
Rama Capital Partners
305
Watermark Capital 307 The IRA Club 309 Note Servicing 311
National Real Estate Insurance Group 317 Coast to Coast REIA
318
Community Investor 316 Community Buying Group
314
MOR Financial 312 Five Mile Capital
310
First National Bank of America
308
Superior Loan Servicing
306
C&G Homebuyers 304 Bloomfield Capital Partners, LLC
302
LoanMLS / Private Money Lending Guide 315
2014 Annual Conference | aaplconference.com
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DAY 1
Conference Schedule Sunday, November 9
*Exhibitors’ Hall is Milano I, II, V & VI
Time Event Location 8:00 a.m. - 12:00 p.m.
Associate Private Money Broker
Salerno
9:30 a.m. - 11:30 a.m.
Certified Private Lenders Associate
Milano VII
9:30 a.m. - 11:30 a.m.
Certified Fund Manager
Milano VIII
11:30 a.m. - 12:30 p.m.
Lunch Break for Certified Private Lender Associate & Certified Fund Manager (on your own)
12:00 p.m. - 1:00 p.m. Lunch Break for Associate Private Money Broker (on your own) 12:30 p.m.-5:00 p.m.
Certified Private Lenders Associate
Milano VII
12:30 p.m. - 5:00 p.m.
Certified Fund Manager
Milano VIII
1:00 p.m. - 5:00 p.m.
Associate Private Money Broker
Salerno
3:30 p.m. - 7:00 p.m.
Conference Registration Open
5:30 p.m. - 7:00 p.m. Welcome Cocktail Reception Exhibitors Hall
WiFi Access
onf2014 SSID: AAPLC arnToday Password: Le
Dismantling of booths and exhibit materials may begin after 3:00 p.m. on Tuesday. AAPL and its related affiliates (including AEG, PREIMA, NREIG, Caesars Palace or SnapFanatic) and all co-sponsors will not be held liable for any and all manners of action, suits, damages or claims whatsoever arising from any loss, damages, or claims to persons or property during the conference. AAPL reserves the right to take action to members that fail to comply with the AAPL Code of Ethics. Management reserves the right to make final interpretation of all rules.
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The American Association of Private Lenders
#AAPLAnnual
DAY 2
Monday, November 10
Time Event Location 7:30 a.m. - 8:30 a.m.
Continental Breakfast
Exhibitors’ Hall
8:45 a.m.- 9:00 a.m. Opening Remarks Pete Asmus, Emcee
Milano III & IV
9:00 a.m. - 10:15 a.m. Keynote Address: Is the regulated banking system broken? By Dr. Anthony B. Sanders, George Mason University Milano III & IV
10:30 a.m. - 11:30 a.m. Crowdfunding: Making it work for you Milano III & IV Kim Lisa Taylor, Syndication Lawyers 10:30 a.m. - 11:30 a.m. Control Freaks and Loan Servicing Geeks A.J. Poulin, The Mortgage Office
Milano VII
10:30 a.m. - 11:30 a.m.
Milano VIII
What you don’t know can hurt you
David Owen, Pride of Austin Capital Partners; Jeff Levin, Specialty Lending; Jason Gilbert, Armanino
11:30 a.m. - 1:00 p.m. Luncheon: Lifecycle Marketing. How to automate and dominate your market Thomas Blackwell, Infusionsoft 1:30 p.m. - 2:30 p.m.
Octavius VII-XI
The hidden investment class: How the changes enacted Milano III & IV due to the JOBS Act are thrusting small balance real estate investment from the shadows into the spotlight
Matt Burk and Lance Pederson, Fairway America
1:30 p.m. -2:30 p.m. Evolution of the accredited investor PREIMA partner, David Drake
Milano VII
1:30 p.m. - 2:30 p.m. Are you or your investments being hunted? Cyber attack detection, analytics & mitigation JD Sherry, Trend Micro
Milano VIII
2:45 p.m. - 3:45 p.m. Fund Structuring: A look at the 10% model of yesterday Milano VIII and the 20% plus model of today Jason Gilbert, Armanino, LLP 2:45 p.m. - 3:45 p.m. The 21 common mistakes investors make with hard money lenders and how you can have a smoother experience JJ Pawlowski, Kansas City Investor Fund
Milano III & IV
2:45 p.m. - 3:45 p.m. Leveraging strategies by using self-directed IRAs Jack Kiley, MidAtlanticIRA
Milano VII
4:00 p.m. - 5:00 p.m.
Joe Downs, US Mortgage Resolution
How to buy a mortgage note
Milano VII
4:00 p.m. - 5:00 p.m.
Permanent financing for your clients
Milano III & IV
Tim Herriage, B2R Finance
4:00 p.m. - 5:00 p.m.
Elizabeth Braman, Realty Mogul; Mark Masterson, Realty Shares; Kim Lisa Taylor, Syndication Lawyers; Heather Schwarz Lopes, Early Shares
Crowdfunding platforms used today
Milano VIII
5:00 p.m. - 7:00 p.m.
Networking Cocktail Reception
Exhibitors’ Hall
Annual Conference | aaplconference.com 2014
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DAY 3
Conference Schedule Tuesday, November 11
Time Event Location 7:30 a.m. - 9:00 a.m.
Continental Breakfast
Exhibitors’ Hall
9:00 a.m. - 10:00 a.m. Understanding and capitalizing on evolving SFR rentals Milano III & IV Dennis Cisterna, First Key Lending 9:00 a.m. - 10:00 a.m. Women in real estate Michelle Patterson, Global Women Foundation; Kim Lisa
Milano VII
Taylor, Jillian Sidoti, Syndication Lawyers; Belinda Savage, IRA ServicesTrust; Susan Naftulin, Rehab Financial Group; Eddy Delgado, Applied Business Software; Heather Schwarz Lopes, Early Shares; Martha Marteney, RCN Capital
9:00 a.m. - 11:15 a.m. How to sleep easy at night. Underwriting and Milano VIII documentation you can rely on Anthony Geraci, Geraci Law Firm 10:15 a.m. - 11:15 a.m. How to avoid some of the pitfalls when investing in Milano III & IV a flip Sean Morsi and Ajay Mehra, MOR Financial 10:15 a.m. - 11:15 a.m.
Asset Valuation: Making sure you get your fair shake
11:30 a.m. - 12:45 p.m.
Lunch (on your own)
Jeff Carter, Grand Coast Capital; Alim Kassam, RAMA Capital; Andy Pollock, WDB Funding; Chris Ganan, Asset Avenue
Milano VII
1:00 p.m. - 2:00 p.m. The art of Implication & discovering the emotional link Milano VII Brian LaBua, RCN Capital 1:00 p.m. -2:00 p.m. An in-depth introduction to Dodd-Frank Anthony Geraci, Geraci Law Firm
Milano VIII
1:00 p.m. - 2:00 p.m. Protect your wealth. Top 10 things EVERY private Lender Milano III & IV needs to know about insurance Ivan Oberon, National Real Estate Insurance Group 2:15 p.m. - 3:15 p.m. Active Markets: The benefits of expanding nationally Tim Herriage, B2R Finance; David Hansel, Alpha Funding;
Milano III & IV
2:15 p.m. - 3:15 p.m.
Milano VIII
Jeffrey Tesch, RCN Capital
Notes Panel: Street smarts & life lessons in discounted
mortgage notes Eddie Speed, NoteSchool; Jack Krupey, Gemini Capital Partners; Val Sotir, Watermark Capital
3:30 p.m. - 4:30 p.m. Collateral protection coverage, Insurance for your notes Ivan Oberon, National Real Estate Insurance Group
Milano VII
3:30 p.m. - 4:30 p.m.
Milano III & IV
Actionable marketing strategies for 2015 and beyond
Josh Nelson, RPI Publishing; Pete Asmus, Coast to Coast REIA Thomas Blackwell, Infusionsoft
4:45 p.m. - 5:00 p.m. Wrap-Up Mike Wrenn, Affinity Enterprise Group; Matt Benson
Milano III & IV
American Association of Private Lenders
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The American Association of Private Lenders
Attention AAPL Conference attendees,
IF YOU WANT AN EDGE, THIS IS IT…. Don’t Miss out on our FREE 1-Day Live Gold In Notes Class
• When: Wednesday, Nov. 12, 2014 • Where: Milano I & II • Time: 9:00 am – 4:00 pm • Lunch: On your own from 12:00 pm – 1:30 pm
GOLD IN NOTES These techniques are new and unlike anything that you have ever seen before. By attending this class, you will learn exactly what is working now, in today’s economy and in today’s real estate market such as…
•
How to price distressed loans by using actual case studies
•
Why the mortgage meltdown is in your favor
•
Discover the profit center everyone is missing: Performing Notes
•
How to build your own portfolio starting with only $100
•
Technical and legal aspects of distressed debt (due diligence, documentation, etc.)
•
Learn, hands-on, by dissecting actual deals in class
If you haven’t signed up yet, it’s not too late! Stop by the registration desk to reserve your spot for this special class! You won’t want to miss this event…see you there! www.NoteSchool.com
2014 Annual Conference | aaplconference.com
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Conference Presenters KEYNOTE SPEAKER DR. ANTHONY B. SANDERS PROFESSOR OF REAL ESTATE FINANCE, GEORGE MASON UNIVERSITY @AnthonyBSanders confoundedinterest.wordpress.com
Anthony B. Sanders is Distinguished Professor of Finance in the School of Management at George Mason University. He has previously taught at University of Chicago (Graduate School of Business) and The Ohio State University (Fisher College of Business). He served as Director and Head of Assetbacked and Mortgage-backed Securities Research at Deutsche Bank in New York City. His research and teaching focuses on investments, financial institutions and real estate finance. He has published articles in Journal of Finance, Journal of Financial and Quantitative Analysis, Journal of Business, Journal of Financial Services Research, Real Estate Economics, Journal of Housing Economics and other journals. Professor Sanders has received 6 teaching awards and 3 research awards. He serves as Associate Editor for several leading journals. He has given presentations to the Federal Reserve of Cleveland, Bank of England, European Central Bank in Frankfurt, Bank of Japan as well as academic and executive education presentations in Australia, Chile, Italy, Germany, UK, Japan, China, Poland, Mexico, South Africa and the USA.
Areas of Expertise and Teaching
Investments, Fixed-income, Mortgages, Housing Economics, Real Estate Finance and Investment
Current Research
“CMBS Special Servicers and Adverse Selection in Commercial Mortgage Markets: Theory and Evidence.� with Brent Ambrose and Abdullah Yavas.
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The American Association of Private Lenders
#AAPLAnnual
! o o t , e e c m e Pete is
Pete Asmus
Thomas Blackwell
Robert Buchanan
Matt Burk
President Coast to Coast REIA
Infusionsoft Speaker Infusionsoft
Managing Partner Pride of Austin Capital Partners
Dennis Cisterna Managing Director First Key Holdings
CEO Fairway America
Eddy Delgado
Co-Founder & President Applied Business Software
2014 Annual Conference | aaplconference.com
Elizabeth Braman
Chief Production Officer Realty Mogul
Jeff Carter
Co-Founder & CEO Grand Coast Capital
Joe Downs
Co-Founder & Managing Partner US Mortgage Resolution
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Conference Presenters
David Drake
Chris Ganan
Secured Investment Corp
President of Institutional Investments Asset Avenue
Anthony Geraci
Jason Gilbert Armanino, LLP
Tim Herriage
Managing Partner B2R Finance
Dean Hutchings
Alim Kassam
Jack Kiley
Principal Geraci Law Firm
Chief Operations Officer COGO Capital
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Heather Dreves
Founder The Soho Loft & LDJ Capital
CEO RAMA Capital
Partner MidAtlantic IRA
The American Association of Private Lenders
#AAPLAnnual
Jack Krupey
Brian LaBua
Jeff Levin
Gemini Capital Partners
Chief Loan Officer Rehab Cash Now
President Specialty Lending Group
Martha Marteney
Mark Masterson
Susan Naftulin
Josh Nelson
Joshua Nevarez
VP of Operations RCN Capital
Publisher & Senior Administrator RPI Publishing
Director of Debt Investmetns Realty Shares
2014 Annual Conference | aaplconference.com
Partner Armanino, LLP
Co-Founder Rehab Financial Group
Ivan Oberon
Investor Consultant National Real Estate Insurance Group
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Conference Presenters
David Owen
Managing Partner Pride of Austin Capital Partners
Lance Pederson COO Fairway America
Belinda Savage
Business Development & Retirement Services Specialist IRA Services Trust
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Michelle Patterson
JJ Pawlowski
President, Global Women Foundation
Managing Member Kansas City Investors Funding, LLC
Andy Pollock
A.J. Poulin
President & CEO WDB Funding, LLC
VP of Sales Applied Business Software, Inc
Heather Schwarz Lopes Co-Founder & Chief Strategy Officer EarlyShares
JD Sherry
VP of Technology & Solution Trend Micro
The American Association of Private Lenders
#AAPLAnnual
Jillian Sidoti
Attorney Trowbridge, Taylor & Sidoti
Val Sotir
Watermark Capital
Eddie Speed
Kim Lisa Taylor
Jeff Tesch
Jennifer Watkins
Attorney Trowbridge, Taylor & Sidoti
Managing Partner Rehab Cash Now
Founder NoteSchool
Regional Production Manager WDB Funding
Learn more about AAPL conference presenters on www.aaplconference.com
Mike Wrenn
CEO Affinity Enterprise Group 2014 Annual Conference | aaplconference.com
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THANK YOU TO THOSE WHO SPONSOR & EXHIBIT
• Pride of Austin Capital • RAMA Capital • NoteSchool • Helix Money • Spiegel Accountancy Corp
• Superior Loan Servicing
• Community Investor
• The IRA Club
• Community Buying Group
• C & G Homebuyers
• RCN Capital
• Coast to Coast REIA
• Bolour Associates
• First Capital/GCA
• Watermark Capital
• Bloomfield Capital
• Asset Avenue
• Note Servicing Center
• RCG, LLC
• IRA Services Trust • Syndication Lawyers
• Colony American Finance • Appraisal Nation • Mortgage + Care • NREIG • WDB Funding • LoanMLS & Private Money Lending Guide
• Altmore Mortgage Investment Corp
• Specialty Lending Group • M Property Group
• COGO Capital • Five Mile Capital • Rich in Five • First National Bank of America
Talk to an AAPL representative today about sponsoring or exhibiting for the 2015 Annual Conference. November 8-11!