5th Annual Conference Program

5 Annual Conference th

Learn Today | Bank on Tomorrow

LAS VEGAS NOVEMBER 9-12, 2014

2014 Annual Conference | aaplconference.com

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Private Money Lending Software Powerful, Flexible, and Easy to Use Used by most AAPL members California BRE and RESPA Compliant Service multi-lender loans or pools with ease Automate budget and draw process for rehab loans Handle ARM, Construction, and Commercial loans Built-in Trust Accounting Come see Eddy Delgado, President and Co-Founder of Applied Business Software, in the first ever AAPL Women in Real State Panel.

Enhanced reporting and forecasting

Come see AJ Poulin,Vice President of Sales at Applied , Business Software, speak at the AAPL Loan Servicing session .

Online investor access 24/7 Increase productivity and accuracy

800.833.3343 | themortgageoffice.com 2

The American Association of Private Lenders

COAST 2 COAST -INVESTMENT SOLUTIONS

Our Investors enjoy the Security of Investments Backed by Real Estate.

Professionals don’t have time or energy to Learn, Build and Operate a second business. **Our SYSTEMS remove the Complication and pitfalls of Real Estate Investing, allowing our Investors and Clients to plug into a proven strategy and lock tight solution

Searching for Answers?

**NOT AN OFFER TO SELL SECURITIES

2014 Annual Conference | aaplconference.com

c2cINVESTMENTsolutions.com

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B2R has helped us grow the rental investment business.

They step up where banks will not.

Kurt Carlton CEO, Sherman Bridge Lending

Nationwide Financing Up to 75% LTV Recourse & Non-Recourse Aquisition Line Available Up to 30-Year Amoritization

........................

PROPERTY TYPES Single-Family Residences 2-4 Family Units • Condos Townhomes • Apartments Mixed-Use

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B2R, America’s Buy to Rent Lender, helps you get your share of America’s 8.9 million residential rental investors by offering loans tailored specifically for the rental market.

What makes B2R different? We base our loans on the rental value of the property, rather than on your client’s debt to income ratio. As a result, we’re able to help more landlords free up equity and buy more properties.

To find out how you can attract more rental investors, contact B2R and learn more about our lending programs today.

844.435.5622

B2Rfinance.com The American Association of Private Lenders

Gorilla Capital partners with fix & flip operators who require 90% funding for their projects.

Refer clients to us that do not meet your cash requirements for a hard money loan and we will provide the additional equity to make it work!

541.393.9042 | amy@gorillacapital.com | gorillacapital.com

2014 Annual Conference | aaplconference.com

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THE INDUSTRY LEADER Armanino is the clear leader in providing accounting and consulting services to mortgage pools and distressed asset acquisition funds.

SERVICES INCLUDE • Offering Circular and PPM Structuring and Review • Audit/Tax Compliance • Full Back Office Infrastructure • Software Consulting, Put our financial experience, efficiency and expertise to work for you.

Training and Expertise • Loan Loss Reserve Analysis • REO Accounting and Valuation • Cash Flow Analysis • Public Registration

Experience.

Joshua K. Nevarez Partner-in-Charge of Mortgage Pool and Distressed Asset Acquisition Fund Practice 925 790 2710 Josh@amllp.com

Efficiency.

Expertise. amllp.com

The money you need to finance your investment properties and the knowledge to do it right.

GROW YOUR PORTFOLIO

MAKE IMPROVEMENTS

Backed by one of the world’s leading investment management firms, FirstKey Lending, LLC works hard to deliver innovative finance options to owners of 1- to 4-family rental properties throughout the United States. That’s why investors trust FirstKey Lending to help them succeed.

1-888-929-8012

TAKE CASH OUT

$3,000,000

$2,000,000

$570,000

$12,000,000

34 properties located in CA, TX, AZ

31 properties located in AZ

11 properties located in GA, IN

190 properties located in TN, MS, GA

$1,300,000

$2,400,000

$1,700,000

$870,000

30 properties located in GA

15 properties located in NJ

19 properties located in AZ

10 properties located in TX, IN

www.firstkeylending.com

FirstKey Lending, LLC an Equal Housing Lender. 4 International Drive, Rye Brook, NY 10573. Tel: (888) 707-5040. NMLS Unique ID No.1063414 (www.nmlsconsumeraccess.org). FirstKey Lending products and services offered in California are made or arranged by FirstKey Lending CA, LLC pursuant to its California Finance Lender Law License. Arizona Mortgage Banker License No.0925342. FirstKey Lending only makes loans to entities. © 2014 FirstKey Lending, LLC. All rights reserved.

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The American Association of Private Lenders

The Trading Platform for All Types of Real Estate Secured Loans FCI EXCHANGE Local and National Inventory

* Newly Originated Loans * Performing Loans * Non Performing Loans * Loan Pools

Call us: (800) 931-2424 x750 www.fciexchange.com CA Broker DRE # 01759687

Looking for income, Security & Growth?

earn 10% or more Invest in: notes fund performing notes non-performing Call Today: 484-498-8250 info@usmresolution.com www.usmresolution.com Monday, April 14, 14

2014 Annual Conference | aaplconference.com

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NETW

RKING

A great way to organically grow and strengthen any business Want the opportunity to get in front of thousands MORE Real Estate Entrepreneurs?

When you invest in a PREIMA membership, the possibilities are endless. Amongst other benefits are countless opportunities to network and connect with other professionals in the industry.

PREIMA Networking Resources:

Premier Global PREIMA Conference March 2016

www.REIExpo.com

www.ExplorePREIMA.com

www.PONO2016.com

Join PREIMA today to get connected! www.ExplorePREIMA.com | hello@ExplorePREIMA.com

rship e b m e f m e: VEGAS14 f o % 0 5 d romo co Use p

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Proud Partner of The American Association of Private Lenders

2014 Annual Conference | aaplconference.com

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The broadest, most comprehensive, ever-growing training Professional Designations + Fred Pryor

 Number of online courses, ebooks, and video courses for each category Categories

Number of Items

Communications/Personal Development

150

Computer: Microsoft, Design, and Web

678

Customer Service

44

Finance and Accounting

595

Front Desk and Administrative Training

7

Grammar and Writing Skills

7

IT Training

191

Marketing: Social Media, Sales, and Design

116

Medical Profession

15

Management, Supervision, and Leadership

195

OSHA and Workplace Safety

108

Project and Time Management

33 Total

2265

Plus Professional Designations

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Contact Member Services for more information.

(913) 888-1250 ■ www.aaplonline.com

Ask about AAPL

126

Member Benefits

HR Training

The American Association of Private Lenders

Excellent sponsorships

Ask us how you can gain exposure for your business at the 2015 American Association of Private Lenders Annual Conference!

Triple your Earnings Education ď Ź Ethics ď Ź Excellence November 8-11, 2015 Caesars Palace - Las Vegas

AAPLConference.com

2014 Annual Conference | aaplconference.com

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Exhibitors’ Hall 302

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310

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309

204

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Lounge 1

ORGANIZATIONS PARTICIPATING IN THE AAPL 5TH ANNUAL CONFERENCE: Kansas City Investor Funding American Association of Private Lenders

Lounge 1 Lounge 2

B2R Finance 100 Fairway America 200 MidAtlantic IRA 222 The Mortgage Office

122

Pride of Austin Capital Partners

118

106

FCI Lender Services

104

IRA Services Trust

203

Rich in Five

205

Mortgage+Care 207 Gorilla Capital 209 Altmore Mortgage Investment Corp.

211

RCN Capital 116

WDB Funding 213

Syndication Lawyers 114

Cogo Capital 215

Infusionsoft 112

US Mortgage Resolution

217

Specialty Lending Group

FirstKey Lending

218

110

NoteSchool 108

12

Bolour Associates

First Capital/GCA Equity Partners, LLC. 216 The American Association of Private Lenders

Put your name, your brand, your services in front of the industry’s biggest gathering of private lending professionals at AAPL’S 2015 Annual Conference. For information on exhibiting and sponsorships, visit the AAPL lounge area now or email info@aaplonline.com later.

#AAPLAnnual

312

314

316

318

311

313

315

317

212

214

216

218

Lounge 2

222 211

213

215

217

112

114

116

118

Colony American Finance

122

214

Appraisal Nation 212 Spiegel Accountancy Corp.

210

M Property Group

208

Helix Money 206 Armanino, LLP 204 Grand Coast Capital Group

303

Rama Capital Partners

305

Watermark Capital 307 The IRA Club 309 Note Servicing 311

National Real Estate Insurance Group 317 Coast to Coast REIA

318

Community Investor 316 Community Buying Group

314

MOR Financial 312 Five Mile Capital

310

First National Bank of America

308

Superior Loan Servicing

306

C&G Homebuyers 304 Bloomfield Capital Partners, LLC

302

LoanMLS / Private Money Lending Guide 315

2014 Annual Conference | aaplconference.com

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DAY 1

Conference Schedule Sunday, November 9

*Exhibitors’ Hall is Milano I, II, V & VI

Time Event Location 8:00 a.m. - 12:00 p.m.

Associate Private Money Broker

Salerno

9:30 a.m. - 11:30 a.m.

Certified Private Lenders Associate

Milano VII

9:30 a.m. - 11:30 a.m.

Certified Fund Manager

Milano VIII

11:30 a.m. - 12:30 p.m.

Lunch Break for Certified Private Lender Associate & Certified Fund Manager (on your own)

12:00 p.m. - 1:00 p.m.

Lunch Break for Associate Private Money Broker (on your own) 12:30 p.m.-5:00 p.m.

Certified Private Lenders Associate

Milano VII

12:30 p.m. - 5:00 p.m.

Certified Fund Manager

Milano VIII

1:00 p.m. - 5:00 p.m.

Associate Private Money Broker

Salerno

3:30 p.m. - 7:00 p.m.

Conference Registration Open

5:30 p.m. - 7:00 p.m.

Welcome Cocktail Reception Exhibitors Hall

WiFi Access

onf2014 SSID: AAPLC arnToday Password: Le

Dismantling of booths and exhibit materials may begin after 3:00 p.m. on Tuesday.

AAPL and its related affiliates (including AEG, PREIMA, NREIG, Caesars Palace or SnapFanatic) and all co-sponsors will not be held liable for any and all manners of action, suits, damages or claims whatsoever arising from any loss, damages, or claims to persons or property during the conference.

AAPL reserves the right to take action to members that fail to comply with the AAPL Code of Ethics. Management reserves the right to make final interpretation of all rules.

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The American Association of Private Lenders

#AAPLAnnual

DAY 2

Monday, November 10

Time Event Location 7:30 a.m. - 8:30 a.m.

Continental Breakfast

Exhibitors’ Hall

8:45 a.m.- 9:00 a.m.

Opening Remarks Pete Asmus, Emcee

Milano III & IV

9:00 a.m. - 10:15 a.m.

Keynote Address: Is the regulated banking system broken?

By Dr. Anthony B. Sanders, George Mason University Milano III & IV

10:30 a.m. - 11:30 a.m.

Crowdfunding: Making it work for you Milano III & IV Kim Lisa Taylor, Syndication Lawyers 10:30 a.m. - 11:30 a.m.

Control Freaks and Loan Servicing Geeks A.J. Poulin, The Mortgage Office

Milano VII

10:30 a.m. - 11:30 a.m.

Milano VIII

What you don’t know can hurt you

David Owen, Pride of Austin Capital Partners; Jeff Levin,

Specialty Lending; Jason Gilbert, Armanino

11:30 a.m. - 1:00 p.m.

Luncheon: Lifecycle Marketing. How to automate and dominate your market Thomas Blackwell, Infusionsoft 1:30 p.m. - 2:30 p.m.

Octavius VII-XI

The hidden investment class: How the changes enacted Milano III & IV due to the JOBS Act are thrusting small balance real estate investment from the shadows into the spotlight

Matt Burk and Lance Pederson, Fairway America

1:30 p.m. -2:30 p.m.

Evolution of the accredited investor PREIMA partner, David Drake

Milano VII

1:30 p.m. - 2:30 p.m.

Are you or your investments being hunted?

Cyber attack detection, analytics & mitigation JD Sherry, Trend Micro

Milano VIII

2:45 p.m. - 3:45 p.m.

Fund Structuring: A look at the 10% model of yesterday Milano VIII

and the 20% plus model of today Jason Gilbert, Armanino, LLP 2:45 p.m. - 3:45 p.m.

The 21 common mistakes investors make with

hard money lenders and how you can have a smoother experience JJ Pawlowski, Kansas City Investor Fund

Milano III & IV

2:45 p.m. - 3:45 p.m.

Leveraging strategies by using self-directed IRAs Jack Kiley, MidAtlanticIRA

Milano VII

4:00 p.m. - 5:00 p.m.

Joe Downs, US Mortgage Resolution

How to buy a mortgage note

Milano VII

4:00 p.m. - 5:00 p.m.

Permanent financing for your clients

Milano III & IV

Tim Herriage, B2R Finance

4:00 p.m. - 5:00 p.m.

Elizabeth Braman, Realty Mogul; Mark Masterson, Realty Shares; Kim Lisa Taylor, Syndication Lawyers; Heather Schwarz Lopes, Early Shares

Crowdfunding platforms used today

Milano VIII

5:00 p.m. - 7:00 p.m.

Networking Cocktail Reception

Exhibitors’ Hall

Annual Conference | aaplconference.com 2014

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DAY 3

Conference Schedule Tuesday, November 11

Time Event Location 7:30 a.m. - 9:00 a.m.

Continental Breakfast

Exhibitors’ Hall

9:00 a.m. - 10:00 a.m.

Understanding and capitalizing on evolving SFR rentals Milano III & IV Dennis Cisterna, First Key Lending 9:00 a.m. - 10:00 a.m.

Women in real estate Michelle Patterson, Global Women Foundation; Kim Lisa

Milano VII

Taylor, Jillian Sidoti, Syndication Lawyers; Belinda Savage, IRA ServicesTrust; Susan Naftulin, Rehab Financial Group; Eddy Delgado, Applied Business Software; Heather Schwarz Lopes, Early Shares; Martha Marteney, RCN Capital

9:00 a.m. - 11:15 a.m.

How to sleep easy at night. Underwriting and Milano VIII

documentation you can rely on Anthony Geraci, Geraci Law Firm

10:15 a.m. - 11:15 a.m.

How to avoid some of the pitfalls when investing in Milano III & IV a flip Sean Morsi and Ajay Mehra, MOR Financial 10:15 a.m. - 11:15 a.m.

Asset Valuation: Making sure you get your fair shake

11:30 a.m. - 12:45 p.m.

Lunch (on your own)

Jeff Carter, Grand Coast Capital; Alim Kassam, RAMA Capital;

Andy Pollock, WDB Funding; Chris Ganan, Asset Avenue

Milano VII

1:00 p.m. - 2:00 p.m.

The art of Implication & discovering the emotional link Milano VII Brian LaBua, RCN Capital 1:00 p.m. -2:00 p.m.

An in-depth introduction to Dodd-Frank Anthony Geraci, Geraci Law Firm

Milano VIII

1:00 p.m. - 2:00 p.m.

Protect your wealth. Top 10 things EVERY private Lender Milano III & IV

needs to know about insurance Ivan Oberon, National Real Estate Insurance Group 2:15 p.m. - 3:15 p.m.

Active Markets: The benefits of expanding nationally Tim Herriage, B2R Finance; David Hansel, Alpha Funding;

Milano III & IV

2:15 p.m. - 3:15 p.m.

Milano VIII

Jeffrey Tesch, RCN Capital

Notes Panel: Street smarts & life lessons in discounted

mortgage notes

Eddie Speed, NoteSchool; Jack Krupey, Gemini Capital Partners; Val Sotir, Watermark Capital

3:30 p.m. - 4:30 p.m.

Collateral protection coverage, Insurance for your notes Ivan Oberon, National Real Estate Insurance Group

Milano VII

3:30 p.m. - 4:30 p.m.

Milano III & IV

Actionable marketing strategies for 2015 and beyond

Josh Nelson, RPI Publishing; Pete Asmus, Coast to Coast REIA Thomas Blackwell, Infusionsoft

4:45 p.m. - 5:00 p.m.

Wrap-Up Mike Wrenn, Affinity Enterprise Group; Matt Benson

Milano III & IV

American Association of Private Lenders

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The American Association of Private Lenders

Attention AAPL Conference attendees,

IF YOU WANT AN EDGE, THIS IS IT….

Don’t Miss out on our FREE 1-Day Live Gold In Notes Class

• When: Wednesday, Nov. 12, 2014 • Where: Milano I & II • Time: 9:00 am – 4:00 pm • Lunch: On your own from 12:00 pm – 1:30 pm

GOLD IN NOTES These techniques are new and unlike anything that you have ever seen before. By attending this class, you will learn exactly what is working now, in today’s economy and in today’s real estate market such as…

•

How to price distressed loans by using actual case studies

•

Why the mortgage meltdown is in your favor

•

Discover the profit center everyone is missing: Performing Notes

•

How to build your own portfolio starting with only $100

•

Technical and legal aspects of distressed debt (due diligence, documentation, etc.)

•

Learn, hands-on, by dissecting actual deals in class

If you haven’t signed up yet, it’s not too late!

Stop by the registration desk to reserve your spot for this special class!

You won’t want to miss this event…see you there! www.NoteSchool.com

2014 Annual Conference | aaplconference.com

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Conference Presenters KEYNOTE SPEAKER DR. ANTHONY B. SANDERS PROFESSOR OF REAL ESTATE FINANCE, GEORGE MASON UNIVERSITY @AnthonyBSanders confoundedinterest.wordpress.com

Anthony B. Sanders is Distinguished Professor of Finance in the School of Management at George Mason University. He has previously taught at University of Chicago (Graduate School of Business) and The Ohio State University (Fisher College of Business). He served as Director and Head of Assetbacked and Mortgage-backed Securities Research at Deutsche Bank in New York City.

His research and teaching focuses on investments, financial institutions and real estate finance. He has published articles in Journal of Finance, Journal of Financial and Quantitative Analysis, Journal of Business, Journal of Financial Services Research, Real Estate Economics, Journal of Housing Economics and other journals. Professor Sanders has received 6 teaching awards and 3 research awards. He serves as Associate Editor for several leading journals. He has given presentations to the Federal Reserve of Cleveland, Bank of England, European Central Bank in Frankfurt, Bank of Japan as well as academic and executive education presentations in Australia, Chile, Italy, Germany, UK, Japan, China, Poland, Mexico, South Africa and the USA.

Areas of Expertise and Teaching

Investments, Fixed-income, Mortgages, Housing Economics, Real Estate Finance and Investment

Current Research

“CMBS Special Servicers and Adverse Selection in Commercial Mortgage Markets: Theory and Evidence.� with Brent Ambrose and Abdullah Yavas.

18

The American Association of Private Lenders

#AAPLAnnual

! o o t , e e c m e Pete is

Pete Asmus

Thomas Blackwell

Robert Buchanan

Matt Burk

President Coast to Coast REIA

Infusionsoft Speaker Infusionsoft

Managing Partner Pride of Austin Capital Partners

Dennis Cisterna Managing Director First Key Holdings

CEO Fairway America

Eddy Delgado

Co-Founder & President Applied Business Software

2014 Annual Conference | aaplconference.com

Elizabeth Braman

Chief Production Officer Realty Mogul

Jeff Carter

Co-Founder & CEO Grand Coast Capital

Joe Downs

Co-Founder & Managing Partner US Mortgage Resolution

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Conference Presenters

David Drake

Chris Ganan

Secured Investment Corp

President of Institutional Investments Asset Avenue

Anthony Geraci

Jason Gilbert Armanino, LLP

Tim Herriage

Managing Partner B2R Finance

Dean Hutchings

Alim Kassam

Jack Kiley

Principal Geraci Law Firm

Chief Operations Officer COGO Capital

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Heather Dreves

Founder The Soho Loft & LDJ Capital

CEO RAMA Capital

Partner MidAtlantic IRA

The American Association of Private Lenders

#AAPLAnnual

Jack Krupey

Brian LaBua

Jeff Levin

Gemini Capital Partners

Chief Loan Officer Rehab Cash Now

President Specialty Lending Group

Martha Marteney

Mark Masterson

Susan Naftulin

Josh Nelson

Joshua Nevarez

VP of Operations RCN Capital

Publisher & Senior Administrator RPI Publishing

Director of Debt Investmetns Realty Shares

2014 Annual Conference | aaplconference.com

Partner Armanino, LLP

Co-Founder Rehab Financial Group

Ivan Oberon

Investor Consultant National Real Estate Insurance Group

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Conference Presenters

David Owen

Managing Partner Pride of Austin Capital Partners

Lance Pederson COO Fairway America

Belinda Savage

Business Development & Retirement Services Specialist IRA Services Trust

22

Michelle Patterson

JJ Pawlowski

President, Global Women Foundation

Managing Member Kansas City Investors Funding, LLC

Andy Pollock

A.J. Poulin

President & CEO WDB Funding, LLC

VP of Sales Applied Business Software, Inc

Heather Schwarz Lopes Co-Founder & Chief Strategy Officer EarlyShares

JD Sherry

VP of Technology & Solution Trend Micro

The American Association of Private Lenders

#AAPLAnnual

Jillian Sidoti

Attorney Trowbridge, Taylor & Sidoti

Val Sotir

Watermark Capital

Eddie Speed

Kim Lisa Taylor

Jeff Tesch

Jennifer Watkins

Attorney Trowbridge, Taylor & Sidoti

Managing Partner Rehab Cash Now

Founder NoteSchool

Regional Production Manager WDB Funding

Learn more about AAPL conference presenters on www.aaplconference.com

Mike Wrenn

CEO Affinity Enterprise Group 2014 Annual Conference | aaplconference.com

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THANK YOU TO THOSE WHO SPONSOR & EXHIBIT

• Pride of Austin Capital • RAMA Capital • NoteSchool • Helix Money • Spiegel Accountancy Corp

• Superior Loan Servicing

• Community Investor

• The IRA Club

• Community Buying Group

• C & G Homebuyers

• RCN Capital

• Coast to Coast REIA

• Bolour Associates

• First Capital/GCA

• Watermark Capital

• Bloomfield Capital

• Asset Avenue

• Note Servicing Center

• RCG, LLC

• IRA Services Trust • Syndication Lawyers

• Colony American Finance • Appraisal Nation • Mortgage + Care • NREIG • WDB Funding • LoanMLS & Private Money Lending Guide

• Altmore Mortgage Investment Corp

• Specialty Lending Group • M Property Group

• COGO Capital • Five Mile Capital • Rich in Five • First National Bank of America

Talk to an AAPL representative today about sponsoring or exhibiting for the 2015 Annual Conference.

November 8-11!