¼1½gekjs mij d+qjvkus djhe ds ikap gqd+wd gSa A1%ml ij bZeku ykuk 2% mls i<+uk 3% mls le>uk 4%ml ij v+ey djuk 5% d+qjvkus ikd dh nv+or v+ke djukA ¼2½ uch, djhe lYyYykgq vySfg olYye us bj’kkn Qjek;k fd tks ’k[l ikap yksxksa ¼esa ls fdlh ,d½ dh rkSghu djsxk ¼mUgsa t+yhy o gd+hj le>sxk ½ og ikap pht+ksa esa uqd+lku mBk,xk A ¼1½ tks ’k[l myek, g+d+ dks t+yhy o #lok ;k t+yhy o gd+hj l>sxk og vius nhu dk uqd+lku djsxkA ¼2½ tks ’k[l vehjksa o gkfdeksa dh rkSghu djsxk og viuh nfu;k esa uqd+lku mBk,xk ¼vkSj jkg+r o vkjke ls xqt+j clj e;Llj u gksxh½¼3½ tks ’k[l vius gelk;ksa ¼iM+ksfl;ksa½ dks ft+Yyr dh fuxkg ls ns[ksxk] og bu Qk;nksa ls uqd+lku esa jgsxk ¼tks iM+ksfl;ksa ls gkfly gksrs gSa ½ vkSj tks ’k[l vius fj’rsnkjksa dh rg+d+hj ¼g+d+hj tkusxk½ djsxk og mYQr o eqgCcr ls Qk;nk u mBk ldsxk ¼5½ vkSj tks vius vgy o v+;ky ¼?kj okyksa dks½ t+yhy o #lok djsxk]og viuh ?kjsyw ft+Unxh ls QSt+ u ik ldsxk ¼ges’kk ?kj cjckn ] ijs’kku t+#j jgsxk½ ¼3½ lkfnd+s elnwd+ lYyYykgq rv+kyk vySfg olYye us bj’kkn Qjek;k fd esjh mEer ij ,slk Hkh nkSj vk,xk fd mUgsa ikap pht+ksa ls cM+h eqgCcr gksxh] ysfdu ikap pht+sa Hkwy tk;saxsA ¼1½ mUgsa nqfu;k ls eqgCcr gksxh vkSj vkf[k+jr dks Hkwy tk;saxs ¼2½ viuh v+kjt+h vd+ker xkgksa vkSj ?kjksa ls eqgCcr djsaxs] d+cjksa dks Hkwy tk;saxs ¼3½ eky nkSyr ij Qjs¶rk gksaxs] exj ;g Hkwy tk;sasxs fd mUgsa ml dk fglkc Hkh nsuk gS ¼ fd dgka ls dek;k vkSj dgka ij xaok;ka ½ ¼4½ vgyks v+;ky ls mUgsa cM+k fi;kj gksxk exj tUur ds g+wj fx+yeka dks Hkwy cSBsaxs ¼5½ viuh t+kr dh mUgsa cgksr pkg gksxh exj vius vYykg dks Hkqyk nsaxsA og eq> ls cjh] vkSj eSa mu ls cst+kjA ¼4½ l¸;nuk flíhd+s vDcj jfn;Yykgq rv+kyk vUgks us Qjek;k%& t+qyersa ikap fd+Le dh gSa vkSj mu t+qyerksa dks feVk nsus okys fpjkx+ Hkh ikap rkSj ds gSaA ¼1½ nfu;k dh eqgCcr esa Mwc tkuk ,d rkjhdh gS] vkSj ml dk fpjkx+ [k+qnk rlhZ vkSj ijgst+xkjh gS ¼2½ uk Qjekuh o xqukg ,d rkjhdh gS] vkSj ml dk fpjkx+ ¼[k+qnk ls ykS yxkuk vkSj rkSck djuk gS½ ¼3½ d+cz Hkh ,d t+qyer dng gS] ¼tgka va/ksjk gh v/ksjk gS½ vkSj ml esa jks’kuh dk lkeku dfye, r¸;ck]ykbyk g bYyYykg]eqgEenqjZlwyqYykg] dk fonZ gSA ¼4½ vkf[k+jr dk ?kj Hkh rkjhfd;ksa ls Hkjk gqvk ?kj gS vkSj ml dk fpjkx+] usd vv+eky gSaA¼5½ vkSj iqy fljkr Hkh ,d eqd+ke rhjg o rkjhd gS ftl dk fpjkx+] gD++d+kfu;rs bLyke ij ;d+hus dkfey gS A ¼5½ l¸;nuk mej Qk#d+ jfn;Yykgq rv+kyk vUgks us Qjek;k%& vkSj jkoh dk d+kSy gS fd bl esa ’kd gS fd ’kk,n ;g d+kSy gS gqt+wj lYyYykgq vySfg olYye dk Qjekus v+kyh’kku gS fd vxj ;g [k+n’kk u gksrk fd yksx esjh rjQ nv+o, bYes x+Sc dh fuLcr djsaxs rks eSa ikap vQjkn ds gd+ esa ;d+huh xokgh nsrk fd og vgys cfg’r ¼tUur½ ls gSaA ¼1½ bu esa igyk ’k[l vgyks v+;ky okyk ¼cky cPpksa okyk½