August/September 2016
Exploring Grand Junction, CO 10 Reasons We Overeat Tiny Houses - The Newest Old Thing Planning Ahead For Long-Term Care
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from the
Staff
Publisher Scott Worrall
Editor in Chief Wayne Morgan
It’s Hot!
Creative Director
We hope you and your families are having a wonderful summer and have had an opportunity to reflect on how blessed we are to live in this country and this state. We encourage all of you to get outside and enjoy the natural beauty that surrounds us locally. This month we suggest a trip to Grand Junction Colorado to enjoy the natural beauty plus great food and shopping in the surrounding cities. Martha cooks up some great tortellini and meatballs this month and we get to meet Mr. Las Vegas himself, Wayne Newton. Let us know how we are doing, what you would like to hear about and how we can improve in our mission to serve you. Send your letters and comments to: feedback@simply55.com
With Warmest Thanks, — Simply 55+ Staff
Jared Burch
Contributing Writers Mike Henle, Branch Whitney, Paul W. Papa Kim Boyer, John Michaelson, Oscar Goodman, Sen. Harry Reid and Sen. Dean Heller
Advertising Executives Sherry Wolfe 702-302-4430 Dan Stern 702-806-4751
Executive Assistant Martha Zerblis
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The information provided in this publication does not offer, and should not be construed as proving legal, financial, accounting, or tax advice or professional services to any individual or group of individuals. This publication is to provide useful information that may serve as a reference guide when you speak with professionals who can give personalized advice tailored to your particular situation or answer your specific questions. While data contained in this publication is gathered from sources believed to be reliable, accuracy and completeness cannot be guaranteed. The editor and the publisher shall have neither liability nor responsibility for any loss or damage caused, or alleged to have been caused, directly or indirectly, by the information contained in this publication. The staff and writers at Simply 55+ are not medical doctors therefore we cannot give medical advice. The information provided on any topics presented herein is not presented with the intention of diagnosing or treating any disease or condition. This information is for entertainment purposes only. No responsibility is assumed by Simply 55+, the authors nor anyone connected with this magazine, or it’s companion website for the use of this information and no guarantees of any kind are made for the performance or effectiveness of the recommendations and information provided. If you have questions please contact a licensed medical professional.
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Contents August/September 2016 pg 4
From The Staff
pg 8
Resources for Hikers
pg 12
Let’s Go Ride A Bike
pg 14
10 Reasons We Overeat
pg 16
Cooking With Martha
pg 20
Mr. Las Vegas by Mike Henle
pg 26
Knowing Your Benefits by Sen. Dean Heller
pg 28
Planning Ahead For Long-Term Care
pg 30
Strengthening Medicare by Sen. Harry Reid
pg 32
Help For Veterans And Their Spouses
pg 34
Exploring Grand Junction, CO
pg 42
Milestones For Iconic Casino Hotels by Oscar Goodman
pg 46
Calendar of Events
pg 52
Farmers Markets
pg 54
DIY Tips: The Closet
pg 56
Tiny Houses - The Newest Old Thing
pg 58
Avoiding Disaster With Your DIY Project
pg 62
Simply Savers
pg 63
Simply Savers Clippers
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pg 34
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Beauty, Health & Fitness
Resources For Hikers
Entertainment & Food
Hiking With Branch Witney AllTrails.com (https://www.alltrails.com/ )In this article I will list a plethora of hiking Financial Search over 50,000 trails with reviews and resources for hikers. These resources will be photos curated by 3 million hikers, campers and broken down into different categories. This Auto Travel mountain bikers like you. You will not find hikes is not an exhaustive list; I am sure I missed such as: Ice Box Peak, Pine Creek Peak, Holiday some resources, but I believe you will find these Peak etc. valuable. Enjoy and use.
Online Hiking Information:
Peakery.com (http://peakery.com/) – online
Home Improvement & Lifestyle database of peaks around the world that you
can keep track of the peaks you climb. HikingLasVegas.com (http://www.hikinglasvegas. Simply Savers Backcountry Post - (http://backcountrypost. com/) – my own website that has been on the Feedback com/) Another community site where you can internet since 1998! It has over 100 pages of hiking information focusing on hiking around Las post trip reports and photos. Vegas. There are both free and paid sections. The paid section allows members to download Weather: Calendar Of Events over 400 step-by-step directions of hikes all over the Southwest. I have done every hike on Weather Site: (http://climbingweather.com/ Calendar Of Events my site, no exceptions. nevada) weather information for hiking areas in NV. SummitPost.org (http://www.summitpost. Nation Weather Service (http://www.wrh. Remembering Nevada org/ )– another online website that features noaa.gov/vef/) Link set to Las Vegas. You can route descriptions from all over the world. zoom to any location and get very accurate The quality of the descriptions range from information. good to very poor. Be careful when using the Holidays Happy hike descriptions. Anyone can add a route Social Media: description. YouTube: https://www.youtube.com/user/ Trails.com (http://www.trails.com/ ) – Over BranchWhitney Over 250 hiking videos, hiking 57,000 hike descriptions. This is a paid service. tips, and product reviews for you. The website focuses on trails, not routes. You Hiking Las Vegas Facebook: will not find hikes such as: Ice Box Peak, Pine (https://www.facebook.com/home. Creek Peak, Holiday Peak etc.
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Beauty, Health & Fitness Continued from pg. 8
php?sk=group_68936636102) Very active Facebook hiking group. 3000+ members. Photos and information about hikes around Las Vegas and beyond. Members can share hiking Entertainment tips, trips, and photos.
Online Shopping:
&
Las Vegas Mountaineers Club: (http://www. lvmc.org/ ) One of the oldest hiking clubs in Las Vegas. They offer hikes and climbing outings and teach their members outdoor skills. Food
Hiking Books:
Hiking Las Vegas. Covering Red Rock Canyon, Mount Charleston, and Lake Mead, Hiking Las Sierra Trading Post Vegas is the definitive all-encompassing guide (http://www.sierratradingpost.com/): to the best outdoor adventures surrounding Sin Great selection and prices. Financial City. The hikes range from relaxing trails perfect Campmor: (https://www.campmor.com/): for families to challenging climbs for advanced Great selection and prices. daredevils. I am the author Amazon: Do I really have to say anything Auto Travel You can buy it from Amazon or locally at REI.
Topo Maps:
My next Hiker’s Safety and Learning talks are:
I am not a topo or GPS guy, so I have not used these sites. These are some of the most popular Aug. 29th at 6:30 pm at the Windmill Library sites on the internet. Sept. 22th at 6:30 pm at the Rainbow Library Home Improvement & Lifestyle Topozone (http://www.topozone.com/)
Simply Savers Branch’s bio here:
http://www.hikinglasvegas.com/about.html Feedback
USGS (http://nationalmap.gov/ustopo/)
+
My Topo: (http://www.mytopo.com/index.cfm)
endarRetail Of Events Stores: Calendar Of Events
REI: (710 S Rampart Blvd and 2220 Village Walk Drive Suite 150) great selection and return policy. Staff is very helpful and knowledgeable. Desert Rock Sports (8221 W. Charleston Blvd) – Remembering Nevada good selection of hiking and climbing gear. Staff is very knowledgeable.
Hiking Clubs:
Happy Holidays
The 52 Peak Club (www.52PeakClub.com): for advance hikers who want to hike/scramble to the best 52 Peaks around Las Vegas. We average 60+ hikes per month. I created the 52 Peak Club.
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Beauty, Health & Fitness
Let’s Go Ride A Bike Entertainment & Food
by Paul W. Papa
Financial Auto Travel
Home Improvement & Lifestyle Simply Savers Feedback
Calendar Of Events
We’ve all heard the benefits of exercise—weight In 2006 Jay Alberts, a neuroscientist, Cleveland Calendar Of Events control, reduced risk of cardiovascular disease, Clinic researcher, and passionate biker rode reduced risk of diabetes, stronger bones and a tandem bike with a man suffering from muscles, and improved mental health. But Parkinson’s disease. Although the man had a did you know that biking could also have a bilateral deep brain stimulation implant meant Remembering Nevada beneficial effect on some diseases? According to control his symptoms, he decided to turn it to the National Parkinson Foundation, exercises off for the ride as an experiment. The two men such as Tai Chi, yoga, walking on a treadmill, headed out for a 50-mile trek, taking a break Happy Holidays and biking have “shown to improve gait, 15 miles into the ride. “And I’ll never forget balance, tremor, flexibility, grip strength and what he said to me,” said Albert. “He looked motor coordination.” According to their website, over and said, ‘Where did my tremor go?’” “There is a strong consensus among physicians and physical therapists that improved mobility Albert had gone on a previous ride with decreases the risk of falls and some other a Parkinson’s patient who had shown an complications of Parkinson’s.” improvement in her handwriting after the ride. These two incidents sparked Albert to begin
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an eight-week study. “If you give someone their Parkinson’s medication that activates a certain area of the brain or increases blood flow,” Alberts told a Fox News reporter in 2012, “and if you have someone do the forced exercise, you see almost an identical pattern of activation.” What does this all mean? Well, some patients in the study were able to lower their medication, others regained motion in parts of their body, and still others were able to recover the sense of smell they had lost—a common side effect of Parkinson’s. According to Alberts, the effects lasted “as long as four hours” after exercising. One study from the Parkinson’s Outcomes Project showed that people who exercised for only two and a half hours per week had an increased quality of life. The study noted that “the sooner they begin vigorous workouts after diagnosis, the better.” It’s important to note that all the people in the study rode a tandem bike—better known as a bicycle built for two. You remember that old song right? “You’ll look sweet upon the seat of a bicycle built for two.” If you’re concerned about falling, or you just don’t feel comfortable out in the trails, you can turn any bike into a stationary bike by simply adding a stationary component—called a trainer—to the back wheel. Trainers can be found at any bike store or at most sports and outdoor recreation retail stores, like REI, and they are easy to attach. So how much exercise should I do if I want to experience benefits? Do I have to do a 50-mile ride? According to the National Parkinson Foundation, “people with Parkinson’s, particularly young onset or those in the early stages, [should] exercise with intensity for as long as possible as often as possible.” That Not That Old And Loving It!
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Call or Stop by Today! might mean an hour a day every day, or it could mean exercise four times a week. Either way, you should never undertake an exercise regime without first consulting your doctor. You can also contact the National Parkinson Foundation hotline (1-800-4PD-INFO) if you need help explaining to your physician “the importance of exercise so that you and your doctor can put together a plan that will work for you.” It would appear the benefits of bike riding never end. So come on, let’s go ride a bike, oh, and don’t forget Daisy. + Paul W. Papa is a bike enthusiast and the author of Best Bike Rides Las Vegas and Mountain Biking Las Vegas and Southern Nevada. When not out on the trails, he can be found at www.paulwpapa.com. August/September 2016
Simply55+ 13
Beauty, Health & Fitness
10 Reasons Why We Overeat and HowEntertainment to Avoid the Temptation & Food Overeating is rarely just about food. There are From weddings to funerals and everything in a number of reasons why we eat too much, between, eating is part of the tradition. You from emotional issues to social cues. Learning can still be social and enjoy your friends. Just to identify and deal with those triggers is an be smart about what you put in your mouth. Financial essential first step in losing weight and getting Eating a healthy snack before a party or other fit. special event can prevent overeating later on.
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If you recognize any of these overeating triggers, you may need to address the underlying issue before starting your next diet.
#4 - We Are Tired
When we are tired, our bodies crave energy, and sweet and salty snacks are great at providing it. Lack of sleep can cause us to overeat and #1 - We Are Bored gain weight, so getting plenty of rest is one of Home Improvement & Lifestyle Simple boredom can lead to overeating and the best ways to avoid the problem. Aim for at Simply Savers weight gain. Many of us eat when we are bored least 8 hours of uninterrupted sleep a night to and have nothing to do, but this is one of the Feedback improve your health and your overall well-being. easiest problems to fix. The next time you are #5 - You Are a Victim bored, reach for your walking shoes instead of Routine of the potato chips. You can get some muchCalendar Of Events Many of us fall into a set routine. We enjoy a needed exercise and fight food cravings at the healthy dinner, then we sit down to watch TV or same time. Calendar Of Events work on the computer. Indulging in unhealthy #2 - We Are Stressed Out snacking is often part of that pattern, and that The modern world is full of stress and anxiety, can lead to serious weight gain. Breaking the Remembering Nevada and that can lead to overeating. Eating too pattern is hard, but the long-term benefits are much is rarely the result of actual hunger. well worth the effort. Emotional triggers play a big role in what - and Happy #6 - We Crave Comfort how much - we put in our mouths. Taking a Holidays There is a reason we call them comfort foods. relaxing bubble bath or going for a walk can High-sugar and high-fat foods soothe our minds relieve your stress and help you trim your as well as our bodies, and reaching for them is waistline. as natural as breathing. Adding a few comfort #3 - We Want to Be Social foods to your diet is not the end of the world, Food is a part of almost every social occasion. but adding too many can lead to weight gain and long-term health problems.
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#7 - We Want to Reward Ourselves When we were growing up, our parents may have used snacks and other favorite foods as a reward, and that can be a hard habit to break. When something in your life goes right, you might reach for a piece of pie or a candy bar as a reward. There is nothing wrong with an occasional treat, but it is important to recognize - and overcome - this ingrained pattern.
#8 - We Feel Sad Feelings of sadness can lead to overeating and overindulging in comfort foods. Sugar and starch are natural mood elevators, and eating unhealthy foods makes us feel better. Look for other healthier ways to boost your mood - like going for a walk or playing with your kids.
Not That Old And Loving It!
#9 - Our Plates Are Too Big Something as simple as the size of your plate can have a big impact on how much you eat. Try switching out your extra-large plates with smaller ones and evaluate the effect that this simple change has on your diet.
#10 - We Eat Too Fast We live in a fast-paced world, and for many of us that means eating on the go and grabbing a bite at the drive-through window. Eating too quickly often means eating too much, so take the time to slow down and savor every bite. You will get more enjoyment from every meal and lose weight too. Knowing what causes you to overeat is half the battle. Once you know your triggers, you will be better equipped to fight off temptation and keep those extra pounds from creeping on to your waistline. +
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Entertainment & Food
One Pot Cheesy Tortellini and Meatballs Financial
with
Auto Travel
Improvement Lifestyle We’ve been so busy lately;Home the last thing I’ve & wanted to do is spend a ton of time in the kitchen cooking! I’ve been looking for quick easy meals that appeal to everyone – my next new craze just Simply Savers may be one-pot meals! Just think about it – one pot – easy to cook and a bonus of fewer dishes!! These recipes from CrunchyCreamySweet.comFeedback were quick easy and most important delicious. My family gave this edition of Cooking with Martha 2 thumbs way up!! Hope you give it a try! Enjoy!
Calendar Of Events Calendar Of Events One Pot Cheesy Tortellini and Meatballs Ingredients 2 Tablespoons unsalted butter Remembering Nevada 1 Tablespoon olive oil 2 cloves garlic, minced or grated 1/2 medium onion, diced Happy Holidays 8oz. package cheese tortellini 35 to 37 meatballs (if frozen, thawed completely) 1 28oz. can crushed tomatoes 1 cup water or chicken stock 1/2 teaspoon dried oregano 1 teaspoon Italian seasoning Salt and pepper to taste 2 cups freshly grated mozzarella cheese 3/4 cup grated Parmesan
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Instructions 1. Melt butter with olive oil in a large saucepan or skillet. 2. Add onions and garlic and sautĂŠ for about 3 minutes, stirring often. 3. Add meatballs and brown on all sides.
4. Add tortellini, crushed tomatoes, water, oregano and Italian seasoning. Bring to a boil, reduce heat to medium low and simmer for about 12 to 15 minutes OR until tortellini is cooked. 5. Stir in 1/2 cup of mozzarella cheese. 6. Sprinkle remaining cheese on top. Cover skillet and let simmer for 2 to 3 minutes or until the cheese is melted. 7. Remove from heat and let stand for 10 minutes before serving.
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Entertainment & Food Continued from pg. 17
seasoning mix. It’s fantastic, especially for kids who don’t like garlic!
Easy Cheesy Garlic Bread
Ingredients Recipes source: 1 loaf of Italian bread Financial CrunchyCreamySweet.com 1/2 cup unsalted butter, melted 1 to 1.5 teaspoon garlic powder (see note) Auto Travel 1 and 1/2 cup shredded mozzarella cheese Instructions 1. Preheat the oven to 400 degrees F.
Home Improvement & Lifestyle
2. Line a large baking sheet with parchment paper.
Simply Savers Feedback
3. Cut the bread lengthwise and place both parts face up on the sheet.
4. Of Brush both pieces with melted butter. Calendar Events Sprinkle with garlic powder.
Calendar Of Events
5. Cover with a piece of aluminum foil and place in the oven. 6. Bake for 10 to 12 minutes.
Remembering Nevada
7. Uncover bread. Top with cheese.
Happy Holidays
8. Place bread back in the oven for 2 to 4 more minutes, to melt the cheese. 9. Remove from the oven and place on a cutting board. Let cool for few minutes. Slice, serve and enjoy! Notes Note 1: If you like garlic, you can use more garlic powder - up to 2 teaspoons (1 teaspoon per piece of bread). Note 2: Instead of garlic powder, try dry ranch
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Remembering Nevada
Mr. Las Vegas Wayne Newton’s path has seen him go from Virginia to Arizona and Las Vegas Happy Holidays
By Mike Henle www.mikehenle.com
Singer Wayne Newton has a long tradition in Southern Nevada. Known because of several titles including Mr. Las Vegas, he performed during an era that included entertainment greats such as the Beatles, Jackie Gleason and Elvis Presley, to name a few. Also known as the Midnight Idol, Newton was in good company in Las Vegas back in the 1960s and 1970s and he earned his keep when showrooms in Southern Nevada featured Johnny Carson, Theresa Brewer, Jack Benny, Shecky Green and Frank Sinatra in a competitive business dominated by changing times and volatile surroundings. As a six-year-old, Newton performed in a USO show for President Harry Truman. As an eight- year-old, he was selected to audition for Ted Mack’s Amateur Hour television show. Ironically enough, Newton and Presley were both booted from the show.
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Newton has never been daunted by setbacks, though. He continues to perform at his best when the level of stress is at his highest. It’s difficult to argue with success. Long after others have come and gone in the limelight of The Entertainment Capital of the World, Newton still headlines Las Vegas. Newton’s love for Las Vegas is shown by the fact that he still lives in the city that has driven many others to a quieter and more relaxed environment. He no longer lives at Casa de Shenandoah at 3310 Sunset Rd., but the home remains a very popular attraction. To Newton, Las Vegas is the right home in an area known for hot summers and windy weather.
Las Vegas News Bureau
Las Vegas doesn’t appeal to everyone. In a city known for its transient nature, the native of Virginia became hooked on the entertainment bug at an Not That Old And Loving It!
Las Vegas News Bureau
early age watching country music star Hank Williams perform in a Grand Ole Opry show in Roanoke. At the age of four he told his mother he wanted to be an entertainer – and the rest is history. When he pointed to the stage telling his mother “that’s what I want to do,” it was almost like a batter in baseball pointing to the outfield bleachers while announcing that he was about to knock the next pitch out of the park. However, there was more to Newton’s talents than singing. He learned to play the piano, guitar and steel guitar by ear. He hosted his own radio show by the time he was six and Newton and his brother, Jerry, played the Grand Ol Opry shows during a career that continued to prosper.
When Newton started to suffer from asthma, his parents moved the family to Phoenix because of its dry climate. The relocation improved his health and moved him closer to Las Vegas which is 300 miles from Phoenix. Gleason hired Newton to perform at a Phoenix luncheon. That agreement led to 12 performances in two years on Gleason’s television show. Newton also appeared with Lucille Ball and Danny Thomas on other television shows. Riding the wave, Newton continued his aggressive push into show business. Even Jack Benny – who frowned on young entertainers going from a lounge to a main showroom – couldn’t hold Newton back. Continued on pg. 22
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Remembering Nevada Continued from pg. 21
Happy Holidays Benny apparently knew talent when he saw it and paid Newton $1,500 a week to open his show on the Las Vegas Strip. The agreement lasted for five years. Newton’s level of confidence became evident when he was asked to open for a comedian at the Flamingo Hilton in the 1960s. Rather than oblige the offer, Newton told the powersthat-be that he wanted to headline the showroom instead. The Flamingo Hilton executive agreed to give him the chance-of-a-lifetime and Newton suddenly found himself as a headliner in November, considered one of the worst times of year to draw audiences. “In those days, you could shoot a cannon in November and not hit a single soul on the Strip,” Newton said. “There just wasn’t any business at that time of year. The odds-makers had predicted that I was going to flop. The only thing that none of them counted on was the local people. The night we opened, the locals came out in droves and totally supported and saved my career, for which I will always be grateful.” All Newton did was break all the hotels’ attendance records. Then, in 1994, he
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Las Vegas News Bureau
performed his 25,000th show in Las Vegas. Twelve years later, he drew a sold-out crowd during an Australian tour. Additional performances that the old-timers will never forget were at the Fremont Hotel in downtown Las Vegas along with the Frontier Hotel on the Las Vegas Strip. People remember that he owned the Las Vegas Strip, but he also did well in downtown Las Vegas.
Continued on pg. 24 Not That Old And Loving It!
Las Vegas News Bureau
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Remembering Nevada Continued from pg. 22
Newton continued his career as an actor, name a few of the man’s undying efforts to give Happy Holidays something he really enjoys. His guest television back to the troops. appearances included Bonanza and Ocean’s Eleven along with James Bond movie thriller For his efforts, President George Bush honored “License to Kill.” Newton at a private White House reception. The awards for his service are numerous, to say the “I enjoy acting immensely,” Newton once said. least. Honors bestowed on Newton have been “I think it’s because I’ve spent my whole life numerous. being Wayne Newton. With a long list of hit songs that have included “This way, I can get all my hostilities out and I “Heart,” “Danke Schoen,” “Red Roses for a don’t go to jail for it,” Newton once said. Blue Lady,” “Summer Wind,” “Dreams of the Everyday Housewife,” and “Daddy, Don’t You Now 74, Newton has always been dedicated to Walk So Fast,” there probably isn’t a den giving back. Bob Hope lauded him as Chairman big enough to house the awards from all of of the USO Celebrity Circle in 2000. He also his hits. + performed in 16 USO tours from 2001-2004, to Las Vegas News Bureau
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Financial Auto Travel
Knowing Your Benefits Social Security Home Improvement & Lifestyle By U.S. Senator Dean Heller Simply Savers Feedback
Calendar EventsSocial Security celebrates its 81st ThisOf month,
Security offers anniversary. On August 14, 1935, President Calendar Of Events coverage for many other reasons. For example, Franklin D. Roosevelt signed the Social Security disability benefits are available to individuals Act into law, bringing financial security to our whose medical conditions prevent them from nation’s seniors. As a member of the Senate working. Disabled individuals with dependent Committee on Finance and SenateRemembering Special Nevada family members can also receive payments. Committee on Aging, which have great influence Finally, Social Security offers survivors benefits over important senior programs, I recognize to widows, widowers, and deceased workers’ Social Security has served as a vital safety net Happy Holidays dependent children. for retirees and disabled individuals for over three-quarters of a century and am committed Another great tool to best utilize Social Security to preserving this program for current is to create a My Social Security account at beneficiaries and generations to come. http://www.socialsecurity.gov/myaccount/. This account provides a direct route to receive To help modernize the system, last year, Social benefit verification letters, submit address and Security launched Social Security Matters, phone number changes, start or change direct a website that provides an interactive blog deposit of an account, and acquire replacement where any Social Security beneficiary can documents for tax season. To contact Social communicate with Social Security specialists. On Security for further questions, call (800) 772the website, users can find the latest updates 1213. Nevadans can also find their local Social and news about Social Security affecting retirement, the chronically ill, veterans, survivors Security office by visiting www.socialsecurity. gov/agency/contact to speak with a Social and disability benefits. To visit Social Security Security employee in person. Matters, go to http://blog.socialsecurity.gov/. Just as I believe Social Security is critical to our nation’s seniors, I also believe it is important that Nevadans are aware of the different benefits available to them through the program. In addition to retirement benefits, Social
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I hope you find this information helpful. If you or any other Nevadan is facing difficulties with this program, my staff and I would be happy to assist you. To reach my Las Vegas office, please call (702) 388-6605. + Not That Old And Loving It!
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Financial Travel Planning AheadAuto For Long-Term Care By Kim Boyer
Home you should be able to afford the premiums from Clients frequently ask us about theImprovement protection & Lifestyle your disposable income. There are also financial of assets in the event that one spouse requires Simply Savers products that combine life insurance with a full-time, long-term care. A client recently long-term care rider. asked: “Even though this may not be needed Feedback for some months or even years, should we be Another option is creating an irrevocable asset arranging our affairs now, in anticipation of protection trust for long-term care purposes, such an event? I read your articles and know Calendar Events and placing the assets you want to protect into thatOf the community spouse is allowed to keep the trust. The placement of the assets into the house, etc. but should there be any pre- Of Events Calendar the trust will create an ineligibility period from planning or can adequate arrangements be Medicaid, as does outright gifts. You cannot made after a spouse is actually admitted for have access to the principal, but you can have long-term care?� Remembering Nevada some control. Making outright gifts without placing your assets in a proper trust means The answer is that it depends on the amount losing all control. of income and assets that you and your spouse have, and what your needs and desires are. Happy Holidays You can set up the terms of your trust so that Even if you choose not to do any pre-planning the assets can pass to your children or other for long-term care, you should have quality beneficiaries and remain protected from their estate planning documents in place, including creditors or spouses. The earlier you start, the up-to-date powers of attorney that include your more options you have. + desires for the type of care you want to receive. Some spouses can obtain Medicaid eligibility once they are admitted to a facility. These spouses may not choose to do any pre-planning (other than estate planning). For example, a spouse can become eligible for Medicaid relatively quickly, by obtaining a division of assets and income and engaging in a proper Medicaid spend down. The couple could have a house and car, which are exempt, and other assets up to around $250,000. But what if you have more than that? One option is to purchase long-term care insurance. You have to qualify health-wise and
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Disclaimer: Information provided as a service of Kim Boyer, Certified Elder Law Attorney. It does not constitute legal advice. For specific questions you should consult a qualified attorney.
Kim Boyer, CELA Boyer Law Group
10785 W. Twain Ave., Ste. 200 Las Vegas, NV 89135
(702) 255-2000
kimboyer@elderlawnv.com Not That Old And Loving It!
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Financial Auto Travel
Strengthening Medicare
Home Improvement & Lifestyle Simply Savers
By U.S. Senator Harry Reid
Feedback
ndar Of Events Calendar Of Events Since President Johnson signed them into law implemented during my tenure on the Hospital on July 30, 1965, Medicare and Medicaid have Board and I learned firsthand the importance Remembering Nevada helped millions of people receive necessary of these programs. I’ve made it my life’s work health care services. These programs are some to maintain and strengthen these programs of the most integral legislation ever passed and since. they continue to protect Americans throughout Happy Holidays the country. It has been 51 years since Medicare and Medicaid became law. Although much has Health care is not a luxury. It is a necessity changed in terms of medicine and technology, no child or adult, regardless of income, should the need for quality, affordable health care live without. My first elected position was at has not. I will never stop fighting to protect the Southern Nevada Memorial Hospital Board and strengthen these successful programs of Trustees, now the University Medical Center on behalf of the millions they assist. In 2010, of Southern Nevada. At the time, health care I proudly cast my vote in support of the was not guaranteed to seniors. Many seniors Affordable Care Act, which is strengthening were required to have a family member coMedicare and working to keep seniors’ hardsign for them when being treated to ensure earned savings in their own pockets. Since this responsibility for their medical costs. If you law was enacted, millions of seniors throughout could not produce a signature, you were turned the country have saved more than $20.8 away, and if you were fortunate enough to billion dollars on their prescription drug costs. have health insurance, you paid more than Medicare also now covers certain preventive 50 percent of the cost out-of-pocket. It was a services for seniors without charging the Part terrible system. Medicare and Medicaid were B coinsurance or deductible. The law has also
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given states the option of expanding their Medicaid programs so that more low-income seniors can access the care they need. Medicare and Medicaid are two of our nation’s most important programs, particularly for seniors, low-income individuals, and other vulnerable populations. This is why my Democratic colleagues and I will continue to support Medicare and Medicaid and fight against attempts to undermine and destroy these effective programs. We must ensure that these key lifelines are always available to the Americans who need them. +
Make a Difference in the Life of a Child Become a Spread the Word Nevada Books & Buddies Reading Mentor!
For more information please call
702-564-7809 or visit www.spreadthewordnevada.org @SpreadTheWordNV
mnelson@spreadthewordnevada.org Answers on pg. 60 Not That Old And Loving It!
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Financial
Help For Veterans and Their Spouses Auto Travel By John Michaelson but extremely busy providing medical services The overwhelming concerns of veterans and and care. Therefore, this financial benefit is families who come through our doors seems to Improvement often unfamiliar to the family or is not part of be: “will I be able to pay Home for long-term care,” & Lifestyle the conversation offered by medical staff whose and “will I be able to take care of my spouse Simply Savers focus is on care and treatment. and family?”
Feedback
Planning the transition to long-term care can Veterans have served our country, worked, be extremely emotional for families. Some raised their families and are now confronting financial considerations such as the optimal the realities of declining health and the financial time to dispose of Grandma’s home, the likely burden it can put on a family’s savings and ndar Of Events tax consequences, and which long-term care resources. One benefit that can help a veteran solution would be the best for her all need to be or spouse of a veteran is a little-known resource Calendar Of Events considered. Additionally, family are frequently commonly referred to as “Aid and Attendance”. reluctant to give up control, or at least to step I’d like to illustrate by sharing a common away from the role of primary caregiver, even scenario experienced by thousands of veterans though the burden can become overwhelming. and spouses. Remembering Nevada Understanding that they now have another As an example, consider a family where the option, this family is able to work through their grandmother, who had previously been living Holidays difficult decision and become eligible for the VA autonomously at home, had declined to Happy a Pension. They are delighted when Grandma is point where she was now living full-time with awarded approximately $1150 per month based her daughter and son-in-law. In this case, on her husband’s service and her sacrifice all grandmother was the spouse of a World War those years ago. This money will make all the II veteran. Caring for an aging senior can be difference in the quality of the family’s life, as exhausting and financially and emotionally well as the quality of the facilities from which destructive. When the care is compounded they can choose. by accelerating memory loss, the strain on a family or a marriage can become too much. There are many resources available to veterans When the decision is made for the grandmother who just need help completing an application. to go to a memory care facility, the questions When more in-depth planning, advice or then become, “What do we do with Grandma’s assistance is required, it is advisable to seek the house?” and “Does Grandma have too much help of a qualified VA-accredited attorney. + money to apply for this benefit?” Frequently, by reviewing a family’s goals and evaluating their assets, I am able to determine that, with some assistance, they could qualify for Aid and Attendance. The VA is wonderful,
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Disclaimer: Information provided as a service of John Michaelson Elder Law & VA Accredited Attorney. It does not constitute legal advice. For specific questions please consult a qualified attorney.
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Auto Travel
Home Improvement & Lifestyle Simply Savers Feedback
dar Of Events Calendar Of Events
Remembering Nevada
Exploring Grand Junction, CO Happy Holidays
Grand Junction is a city in western Colorado that offers visitors a variety of natural and cultural attractions. Its a scenic river city, located on the Colorado River. It also has valleys, canyons and mesas. People enjoy visiting Grand Junction for outdoor activities such as hiking and mountain biking. The area also has more than its share of music festivals and other entertainment. Let’s look at some of the highlights of Grand Junction.
Explore Downtown Downtown Grand Junction is a vibrant and
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quaint area that’s great for walking around, shopping and dining. It’s full of gift shops, boutiques, art galleries, antique shops and other places to browse. In the summer, there’s a farmer’s market and frequent street fairs and other special events. One distinctive feature of the downtown area is a collection of outdoor sculptures, part of a project called Art-on-theCorner.
Grand Mesa One of the area’s premier attractions is Grand Mesa, which is actually about an hour’s drive Not That Old And Loving It!
All Photos Grand Junction Visitor & Convention Bureau
from Grand Junction. It’s well worth the trip to see the world’s largest mesa. There are stream-fed lakes on top where you can go fishing, kayaking or paddle-boarding. People also enjoy hiking and four-wheeling on this flat-topped mountain. There are many lookout points where you can enjoy spectacular views and take amazing photos and videos.
Wineries Grand Junction is known as Colorado wine country and is home to several notable wineries. Two Rivers Winery & Chateau, Not That Old And Loving It!
located in the Redlands area, offers visitors wine tastings and beautiful views of the region. Guests can stay overnight at the chateau. Another of the area’s leading wineries is Whitewater Hill, located on State Highway 141. Continued on pg. 36 August/September 2016
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Auto Travel Continued from pg. 35
SpringHill Suites Grand Junction is a Marriott hotel located right on the city’s historic Main Home Improvement & Lifestyle Street. It’s a good option if you want to be Simply Savers able to walk to all of the shops and attractions downtown from your hotel. Feedback If you want to stay in a cozy B & B, a good choice is Castle Creek B & B, close to downtown on Horizon Drive. It has amenities such as king-size beds, jacuzzis and a fireplace.
dar Of Events
Calendar Of Events
Budget conscious travelers can find clean and convenient lodging at Econo Lodge Grand Grand Junction Visitor & Convention Bureau Junction on Horizon Drive, within walking Remembering Nevada distance to several shops and restaurants. With Museums rooms starting at $60 per night, this is one of Grand Junction’s best values. There are several museums worth visiting in Grand Junction. Museum of the West,Happy which isHolidays RV travelers have a convenient choice with close to downtown, has exhibits for people of Cruise Inn Junction West RV Park, on the all ages. There are many artifacts and exhibits west side of Grand Junction, close to Colorado that highlight the history of the region, such as National Monument. It offers propane seven photographs, rebuilt rooms and gun collections. day of the week as well as a recreation room, There are also items from archeological digs, playground, WiFi and laundry facilities. such as Native American artifacts and dinosaur fossils. Western Colorado Center for the Arts has a wide selection of items that highlight local history. There are paintings from local artists, collections of Native American pottery, photographs and special events such as auctions.
Lodging Grand Junction offers many choices for accommodations, including hotels, bed & breakfasts and RV parks. The following are a few options in several price ranges.
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Grand Junction Visitor & Convention Bureau
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Shopping
Grand Junction Visitor & Convention Bureau
There are numerous shops in Grand Junction, selling everything from local foods and crafts to gifts, clothing, jewelry and other items. A Robin’s Nest of Antiques & Treasures is one of the city’s best places to find antiques and vintage items of all kinds. This is a gallery with more than 30 vendors, so there’s always a wide and ever-changing selection. There are collectibles, vintage jewelry, old games, comics and much more. If you have a sweet tooth, you should be sure to stop in Enstrom Toffee & Confectionary, which has homemade candies made by a local family who has been in the business for several generations. At Rocky Mountain Hats & Boots on Highway 50, you can get authentic, customNot That Old And Loving It!
made boots and hats. One of their specialities is personalized hats.
Dining You’ll find many appealing options for eating in Grand Junction, whatever your preferences. There are traditional American eateries as well
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Auto Travel Continued from pg. 37
as contemporary choices such as fusion and various varieties of ethnic cuisines.
Mesa Theater on Main Street has a variety of Home Improvement & Lifestyle plays, concerts and other entertainment. One of Grand Junction’s most highly rated Simply Savers restaurants is Bin 707 Foodbar, which serves Ale House Brewery and Pub on N. 12th Street contemporary American food. They specializeFeedback has a large selection of local beers as well as in fresh, local dishes made from scratch. food. Highlights of their menu include bin fried chicken, dar Of heirloom Events carrot gazpacho. pan-seared Skuna Bay Calendar Of Events salmon, Maple Leaf Farms duck breast and BBQ gulf shrimp and creamed corn. Il Bistro Italiano on Main Street has a great selection of expertly-prepared Italian choices such as pasta, pizza, scampi, tagliata and salmone. They also have an extensive wine list. They are open for lunch and dinner.
Remembering Nevada
Happy Holidays Grand Junction Visitor & Convention Bureau
Dream Cafe is a popular spot for breakfast and lunch. They offer hearty selections such as steak & eggs, omelets, burritos, reuben sandwiches and specialties such as pineapple upside down pancakes. If you’re craving Indian style cuisine, you can stop in Nepal Restaurant on Main Street, which has Nepali and Tibetan dishes as well. They have a lunch buffet as well as a full dinner menu. Their menu includes curries, combo platters, vegetable, shrimp and chicken pakoda and ample vegetarian selections. If you’re looking for somewhere to get a drink or listen to some music in Grand Junction, you have quite a few choices.
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Festivals Grand Junction has many special events and festivals. The fall is an especially good time to visit for festivals. The Palisade Peach Festival, which is August 19-20 2016, celebrates the region’s annual peach harvest. In addition to lots of delicious peaches, you’ll find pies, ice cream, wines and food-eating contests. Colorado Pork and Hops, September 9-10, 2016, which takes place in Lincoln Park, features food competitions, beers from local micro-breweries, tasty BBQ and lots of entertainment. Continued on pg. 40 Not That Old And Loving It!
Grand Junction Visitor & Convention Bureau
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Auto Travel Continued from pg. 38
The 25th Annual Colorado Mountain Winefest will Home Improvement & Lifestyle be held at Riverbend Simply Savers Park September 15-18, 2016. gives you many Feedback opportunities to sample some of the region’s best wines. There are also tastings, workshops, dar Of food Events entertainment and bus Calendar Of Events tours of wine country. The Fruita Fall Festival is a nearly century-old annual that will Remembering Nevada take place September 23-25, 2016, celebrates the area’s harvest season. The event includes arts & crafts, food, live music and a carnival. Happy Holidays
Photos: Grand Junction Visitor & Convention Bureau
The Downtown Art Festival on October 15, 2016, gives both locals and visitors a chance to see works from many of the community’s top artists. There are numerous art shows, food and wine tastings and street art. Grand Junction Colorado is a unique destination that has a great deal to offer in every season. The distinctive natural beauty of western Colorado, coupled with the picturesque downtown make this a fascinating place whether you want to explore the landscape of the Southwest or keep up with the vibrant arts scene. +
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Photos: Grand Junction Visitor & Convention Bureau
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Calendar Of Events Continued from pg. 20
Iconic Las Vegas Casino Hotels Observe Milestone Anniversaries Remembering Nevada
Happy Holidays
By Oscar B. Goodman, Las Vegas Host Committee Chairman In Las Vegas, there is always cause to celebrate 365 days a year. In 2016, a number of Las Vegas’ iconic resort and casino properties are observing milestone anniversaries- a grand feat in a city that is constantly changing and evolving! On August 5, Caesars Palace officially turns 50! The property is commemorating its golden anniversary with a number of special events and offers during the “Summer of Caesars”. As part of the ongoing celebrations, the iconic resort is also continuing to offer a free, self-guided walking photo tour and exhibit highlighting the most memorable moments and people in the rich history of Caesars Palace available through the end of August.
on June 13, the Las Vegas Host Committee had the honor of presenting them with special Hospitality Hero Lifetime Achievement Awards. The Caesars Palace recipients were valet attendant James (Jim) Dunbar who has been at Caesars Palace since opening day in 1966, dealers Benny Figgins and Pamela Price and banquet food server Pete George. Not present was bellhop John (Johnny O) O’Connell. Each received a special award presented by Las Vegas Host Committee Chairman, Oscar Goodman Continued on pg. 44
The success of any great property depends on the dedication of its employees. What better proof of dedication to service than the hard-working employees who have remained at the resort since the property’s opening day? Caesars Palace boasts not one nor two, but five year-one employees, and
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Continued on pg. 44
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Calendar Of Events Continued from pg. 20
Remembering Nevada
Happy Holidays
and, of course, his iconic Las Vegas showgirls! Caesars Palace isn’t the only Las Vegas property celebrating 50 years of service. The Four Queens also reached this prestigious accomplishment this year, commemorating its anniversary in June. The Fremont Hotel and Casino has been a staple of Downtown Las Vegas’ landscape for 60 years! The property encourages the community to join their festivities through the end of September. Stations Casino kicked off its 40th anniversary celebrations with a fireworks display in early July, followed by a month of contests, gift offers and specials. The company, which started with
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the opening of a gambling parlor called The Casino, now encompasses 19 gaming venues and more than 12,000 employees. The Las Vegas Host Committee would like to extend a heart-felt congratulations to not only the properties celebrating anniversaries this year, but also to all of the dedicated people who live and work in Las Vegas’ hospitality industry. Tourism is the lifeblood of our economy, providing employment for nearly half of our residents, supporting 368,900 local jobs and contributing $13.9 billion in local wages. Thank you for all that you do to make Las Vegas a wonderful place to visit and call home! +
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endar Of Events Calendar Of Events
Downtown 3rd Farmers Market
The Downtown 3rd Farmers Market is Las Vegas’ Biggest Indoor Farmers Market, showcasing local Las Vegas farmers as well as healthy lifestyle classes, art shows, and chef’s demonstrations from famous Las Vegas chefs. The mission of the Downtown 3rd Farmers Market is to be a sustainable, seasonal, healthy lifestyle Center of the City. The Downtown Las Vegas Farmers Market is conveniently located in the middle of the Las Vegas valley off of US-95 and Casino Center Drive. Every Friday 9:00 am - 3:00 pm Downtown Las Vegas Las Vegas, NV 89101
Downtown Summerlin Farmer’s Market
Downtown Summerlin hosts a weekly farmer’s market. The market carries organic, sustainably grown produce from California and Nevada family farms offering the freshest, tastiest, nutritional rich fruits and vegetables. Some of the finest Gourmet Food Artisans join the market lineup as well. Throughout the season, the market hosts cooking demonstrations, live music, classes dedicated to the ecological stewardship and farmers and artisan tasting events. Every Saturday 9:00 am - 2:00 pm Free Downtown Summerlin 1980 Festival Plaza Drive Las Vegas, NV 89135
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Fresh 52 Farmers & Artisan Market
Remembering Nevada The Fresh 52 Farmers & Artisan Market is a lively, friendly, open-air market where neighbors and friends come together to celebrate their community. Happy Holidays Every Sunday morning the market features choice vendors with organic & pesticide/chemical free seasonal produce, freshly baked goods, gourmet olive oils, salsas, spices, sauces, nuts, handmade modern craft, artisans & more! Sundays Sansone Park Place 9480 S. Eastern Henderson, NV 89123
The Green Chefs Farmers Market
Farm Fresh Produce, Cottage, Artisan and Baked Goods, Honey Gardening Tips & Demos, Recipe Tips, Art/Crafts. SHOP “FRESH” Shop “LOCAL” Market Accepts: Senior Farmer Market Vouchers, EBT (Snap), Debit and Credit Every Friday 8am-Noon Boulder City Senior Center
Super Summer Theatre – Spring Mountain Ranch Bring It On The Musical Aug 10 – 27 8:05pm Wednesday & Thursday - $12.95 in advance/$20 at Gate. Children 5 and under are FREE (no ticket needed) Friday & Saturday - $15.95 in advance/$20 at Gate. Children 5 and under are FREE (no ticket needed)
The Mystery of Edwin Drood Sept. 8 - 24 7:30pm Thursday - $12.95 in advance/$20 at Gate. Children 5 and under are FREE (no ticket needed) Friday & Saturday - $15.95 in advance/$20 at Gate. Children 5 and under are FREE (no ticket needed)
Senior Line Dancing With Marilyn Gray FREE First Hour is for beginners, second hour is a little more advanced Come out and join the fun!
Monday-Friday 12:00pm-1:00pm Caremore’s Nifty After Fifty 7440 West Cheyenne #104 Las Vegas, NV 89129 Tuesdays 2:30pm-4:30pm Suncoast Showroom 9090 Alta Drive Las Vegas, NV 89144 Thursdays 2:00pm-4:00pm Red Rock Lounge 11011 West Charleston Blvd. Las Vegas, NV 89135 Fridays 1:30pm-3:30pm Suncoast Showroom 9090 Alta Drive Las Vegas, NV 89144
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Crazy Pita Rotisserie & Grill’s Paint-Drink-Dine series returns featuring Pinot’s Palette
Crazy Pita Town Square partners with Pinot’s Palette from June 2 through September 8, once again offering guests the Paint–Drink-Dine summer painting series events. Guests will learn from local artists while creating a beautiful piece of artwork to keep or give as a gift. The cost is $39 per person with 25 percent of the proceeds donated to the Josh Stevens Foundation. That price includes painting materials and supplies, along with one appetizer per table. August 11, August 25, September 8 6:00 pm - 8:00 pm Town SquareCrazy Pita & Grill 6587 South Las Vegas Blvd. #190 Las Vegas, NV 89147-5751
Summer Screen Series at Downtown Summerlin
Las Vegas, NV 89135 United States Enjoy a free family movie every Thursday all summer long with the Summer Screen Series at Downtown Summerlin! The movies begin at sunset and are shown on Park Centre Drive near H&M. The viewings are free, open to the general public and patrons may bring their own blankets or lawn chairs. Downtown Summerlin restaurants are partnering to make the Summer Screen Series even more fun and delicious by offering access to select quick service options that will offer beverages and snacks. August 4, 11, 18, 25 7:00 pm Not That Old And Loving It!
Downtown Summerlin 1980 Festival Plaza Drive
Laylow Fridays
Come check out Laylow Friday Night at the Copa Room at the Bootlegger. Doors open at 8:00 pm – cool chill 60s, 70s, 80s, tracks and re-mixes – until 1:00 am. All the best in music. Dining, Dancing and Conversation. No Cover, No Minimum, Stiff Drinks, Craft Beers and Cool Company. Come and Laylo this and every Friday. For more information please call 702-408-7947 or visit www.bootleggerlasvegas.com Every Friday 8:00 pm Free Bootlegger Italian Bistro 7700 S. Las Vegas Blvd. Las Vegas, NV 89123
Free Wine Tasting at Oil and Vine
Enjoy free wine tasting at Oil and Vine, at The District at Green Valley Ranch, from 6 to 8 pm every Thursday. Oil and Vine of Las Vegas, proudly offers you “Food and Drink for the Heart”. In addition to our fresh olive oils, distinctive vinegars, boutique wines and natural gourmet foods, we’re proud to contribute toward our customers’ health and beauty with our essential oils under the guidance of our
experienced in-house Aesthetician. August 18, August 25, September 1, September 8, September 15 6:00 pm - 8:00 pm The District at Green Valley Ranch 2225 Village Walk Drive Henderson, NV 89052
GET Ready! STAY Ready!
The City of Henderson constantly strives to stay at the front of the line in many areas of service to you. Your safety being of primary importance, The City of Henderson’s Office of Emergency Management is offering you the opportunity to GET Ready! STAY Ready! for most major disasters by being prepared. This year they are offering residents a once a month opportunity to help prepare your household for emergencies and disasters. Each month they will provide information on a specific preparedness topic. Free Admission! This month’s topic is: Pet preparedness August opportunity dates are: August 11 9am-5pm Smith’s Grocery 4600 E. Sunset Rd. August 13 11am-2pm Open House at Fire Station 98 891 Coronado Center Dr. August 18 9am-4pm Galleria at Sunset 1300 W. Sunset Rd.
Vintage Bike Night Vegas’ best monthly bike gathering, with a unique blend of motorcycles + art + music. Check out cool classic August/September 2016
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endar Of Events Calendar Of Events bikes and enjoy the laid back vibe of Vintage Bike Night @ The Arts Factory. Festivities begin at 7 pm. Enjoy live music, food & drink specials, live body painting, local art, jewelry, apparel & more. Whatever you ride, bring it down! Designated vintage bike parking. Every 3rd Friday of the month. August 19 7:00pm-10:00pm The Arts Factory 107 E. Charleston Blvd. Las Vegas, NV 89104
Las Vegas, NV 89106 www.thesmithcenter.com
Remembering Nevada
Oleta Adams
Oleta Adams has inspired a growing legion of fans in the U.S. and Europe with journeys of the heart via songs Happy Holidays that draw deeply from her roots in gospel, while crossing effortlessly into the realms of soul, R&B, urban, and popular music.
Senior Citizens Advisory Commission Meeting
Monthly meetings are held the third Wednesday of the month (unless otherwise indicated) at Council Chambers Conference Room, City Hall, Henderson, Nevada. For inquiries please contact 702-267-4090. 5:30 PM Wed August 17 City Hall 240 South Water Street Henderson, NV 89015
The Sound Of Music The Hills Are Alive! A brand new production of THE SOUND OF MUSIC, directed by three-time Tony Award® winner Jack O’Brien, is coming to Las Vegas. The beloved musical story of Maria and the von Trapp Family will once again thrill audiences with its Tony®, Grammy® and Academy Award® winning Best Score, including “My Favorite Things,” “Edelweiss” and the title song. August 2-14 $29-$127 The Smith Center 361 Symphony Park Avenue
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The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com
Device Advice
Do you know the basics of a computer, but simply need a quick refresher? Or, do you just need advice on how to use the new eReader you received? Sign up for a free one-on-one session to get the advice you need. You can bring your own device or use a library device. Space is limited and registration is required. For more information or to register, please call 702.507.4011. August 15 4:30pm-5:30pm Whitney Library 5175 E. Tropicana Ave. Las Vegas, NV 89122
Fiber Arts Workshop Friday, August 5 8:00p.m. Saturday, August 6 6:00p.m. & 9:00p.m. $39-$65 The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com
The Composers Showcase Of Las Vegas
The Composers Showcase of Las Vegas is an entertainment forum that allows local composers and songwriters the opportunity to present original musical material to a supportive audience in an informal cabaret-style setting. Wednesday, August 10 10:30p.m. $20-$25
This workshop offers a place for people who love any kind of fiber arts to gather, work on projects together, teach one another new skills and techniques and enjoy creating wonderful projects with like-minded company. Enthusiasts of all types of fiber arts at any skill level are welcome. This event is free and open to the public. For more information, please call 702.507.3866. August 16 10:30am-12:30pm Summerlin Library 1771 Inner Circle Dr. Las Vegas, NV 89134
Tuesday Afternoon at the Bijou: All Aboard! The Harvey Girls (1946, 101 min) Judy Garland stars as a 19th-century mail-order bride who, upon arriving
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in New Mexico, discovers that her husband-to-be is the town drunk. She cuts her losses and takes a job at the local Harvey restaurant an establishment which endeavors to bring a little civilization and class to the wide open spaces. The songs feature the Oscar-winning “Atchison, Topeka and the Santa Fe.” August 16 1pm-3:30pm Clark County Library 1401 E. Flamingo Rd. Las Vegas, NV 89119 (702) 507-3400
Dave Damiani & Renee Olstead Bending The Standard
Dave Damiani & Renee Olstead perform their clever and fresh arrangements of the “American Songbook” & the “New American Songbook” with the hottest young orchestra in the country. Their new renditions of jazz, pop & original songs truly “BEND THE STANDARD.” They will be introduced by Las Vegas legend - Dennis Bono. The show will be preceeded by an autograph session for the official SINATRA 100 book with author Charles Pignone (co-president of Frank Sinatra Enterprises). Thursday, August 18 7:00p.m. $25-$45 The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com Not That Old And Loving It!
Dave Koz And David Sanborn: Side By Side
Together, Dave Koz and David Sanborn share the stage for an evening of unforgettable jazz. Friday, August 19 7:30p.m. $29-$99 The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com
Author Visit: Robert Parker
Meet author and stroke survivor Robert Parker, and hear about his remarkable journey of recovery as he shares his inspirational experience of being left speechless and incapacitated by stroke, to successfully writing and publishing books. Free and open to the public. For more information, please call 702.507.3860. August 20 11am-12pm Summerlin Library 1771 Inner Circle Dr. Las Vegas, NV 89134
Chadwick Johnson: Remember Love
Singer & Songwriter, Chadwick Johnson, returns to the Cabaret Jazz stage for the World Premiere of his new show, Remember Love. Saturday, August 20 6:00p.m., 8:30p.m. $25-$35 The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com
Exploring Your Family’s History – Genealogy Series
Join us for a monthly workshop on search techniques, expert advice, database overviews and other resourceful genealogical recommendations on your quest to uncover the mysteries hidden in your family’s forgotten past. Co-sponsored by the Jewish Genealogy Society of Southern Nevada. This event is free and open to the public. For more information, please call 702.507.3631. August 21 1pm-3pm Sahara West Library 9600 W. Sahara Ave. Las Vegas, NV 89117
Spring Valley Library Book Club
Join the Spring Valley Book Group for a monthly stimulating conversation of the latest fiction and nonfiction authors. The Book Club meets the third Sunday of each month. This program is free and open to the public. For more information, please call (702) 507-3821. August 21 1pm-3pm Spring Valley Library 4280 S. Jones Blvd. Las Vegas, NV 89103
Desert Hearts Romance Readers
If you enjoy romance and women’s related fiction novels, then this book club is for you. Join our fabulous book club host Linda Cutler-Smith as she leads the monthly discussion. Each month, feel free to join in a book swap where any remaining books will be donated to The Foundation bookstore. August/September 2016 Simply55+ 49
endar Of Events Calendar Of Events This event is free and open to the public. For more information, please call 702.507.3631. August 21 2pm-4pm Sahara West Library 9600 W. Sahara Ave. Las Vegas, NV 89117
Medicare Information Session Join us as a representative from Nevada State Health Insurance Assistance Program provides unbiased information and answers questions about Medicare, Prescription D and other plans, deductibles and co-pays, how to file a claim and more. Free and open to the public. For more information, please call 702.507.3458. August 22 3pm-4pm Clark County Library 1401 E. Flamingo Rd. Las Vegas, NV 89119
Ghostlight Country
With a focus of contemporary country at its best, GHOSTLIGHT brings energy and excitement to the stage with not only incredible music and vocals but also outstanding showmanship including stylish wardrobe, choreography, and original mashups. At Your Service Catering will be providing refreshments and wine for purchase. For more information, call 702-229-3514. Admission: Free and open to the public. Lawn seating, bring lawn chairs and blankets. Saturday, August 27
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7:30 – 9:00 p.m. Sammy Davis Jr. Festival Plaza Remembering 720 Twin Lakes DriveNevada
The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com
High Roller$ Cat Show Happy Holidays
Broadway In The Hood Presents The Wiz
See and learn about many unique and well-known breeds of cats. Watch judges from around the world judge both pedigreed and household cats See new and upcoming breeds to TICA Talk to breeders of your favorite breeds of cats. Shop for a pet at one of our many vendors. Spectator admission collected by Cats and Sin City at the door. Spectator admission 18+ $6 Under 18 $4 Under 5 Free Registration for cat show participation is through TCA (The International Cat Association.) Henderson Multigenerational Center 250 S. Green Valley Pkwy. (at Paseo Verde Parkway) Henderson NV 89012 (702) 267-5800
Music Of The Classic Horn Bands With The Lon Bronson Band
The iconic Lon Bronson Band return to their roots with an entire concert of classic horn band favorites: Blood, Sweat & Tears, Tower Of Power, Chase, Chicago, and many more classic horn groups will be faithfully recreated by this venerable 14 piece All Star Band. Friday, September 2 8:00p.m. $15-$35
A beloved Broadway gem, The Wiz infuses L. Frank Baum’s The Wonderful Wizard of Oz with a dazzling mix of rock, gospel, and soul music! Saturday, September 3 2:00p.m. & 7:00p.m. $19-$69 The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com
Soul Men & Lady Soul Starring Spectrum & Radiance
Award-winning vocal quartet Spectrum and their stunning sister-group Radiance perform together in their unbelievable tribute to Motown and R&B music. Returning to The Smith Center’s Cabaret Jazz, these eight stellar vocalists sing and dance their way through one of the most influential American songbooks of all time. Saturday, September 3 7:00p.m. $38-$41 The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com
First Friday
Held in the the downtown Las Vegas Arts District on the first Friday of every month, First Friday Las Vegas Not That Old And Loving It!
is a community gathering where all are welcomed and encouraged to appreciate the arts in Las Vegas. First Friday officially begins at 5:00 pm and goes until 11:00 pm. There is no admission charge, and it is open to all ages. You’ll find a plethora of visual and performing arts, live music, food, and people. September 2nd 5:00 pm – 11:00pm Free Downtown Arts District 1228 S Casino Center Blvd Las Vegas, NV 89104
Frankie Moreno
Twice named Las Vegas Headliner of the Year, Frankie Moreno has been wowing audiences from coast to coast with his mix of rat pack glamour, original and classic hits and vintage funk-infused sounds. A piano prodigy and multi-instrumentalist, Moreno has performed with many greats, including award-winning classical violinist Joshua Bell, and in venues from European clubs to Carnegie Hall. Now, Moreno takes his sound more intimate and unbound with this special performance at Cabaret Jazz. Tuesday, September 6 8:00p.m. $30-$40 The Smith Center 361 Symphony Park Avenue, Las Vegas, NV 89106 www.thesmithcenter.com
GET Ready! STAY Ready! Community Preparedness
The City of Henderson constantly strives to stay at the front of the line in many areas of service to you. Your safety being of primary importance, The City of Henderson’s Office of Emergency Management is offering Not That Old And Loving It!
you the opportunity to GET Ready! STAY Ready! for most major disasters by being prepared. This year they are offering residents a once a month opportunity to help prepare your household for emergencies and disasters. Each month they will provide information on a specific preparedness topic. Free Admission! This month’s topic is: Community preparedness September opportunity dates are: September 8 9am-5pm Smith’s Grocery 4600 E. Sunset Rd. September 10-11am 2pm Open House at Fire Station 98 891 Coronado Center Dr.
Susan Anton: Already Home
Susan is an extremely gifted performer, who delights and uplifts every audience she plays to. Susan and her Los Angeles based band of more than 35 years reprise their highly acclaimed show “Already Home”. September 9-10 7:00p.m. $35 - $59 The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com
2016 Fall Classic Custom and Rod Show
For more information regarding vehicle registration or vendor/swap meet space reservation, please call Tuckers Classic Auto Parts at 800-544-1955 or visit www.tuckersparts.com/events September 10 FREE ADMISSION & OPEN TO THE PUBLIC! Bicentennial Park in Boulder City 999 Colorado St. Boulder City, NV. Pre-Register your vehicle. All makes and models welcome!
Best Dam Wine Walk
September 10 4:00pm-8:00pm Theme Psychedelic 60s Chamber of Commerce 465 Nevada Way Boulder City NV 89005 $25 per person $45 per couple
Opening Night Cabrera Conducts Mahler
OPENING NIGHT SOARS with vivid lyricism as the orchestra launches the season with the West Coast professional premiere of American composer Kevin Beavers’ Bright Sky, a bristling concert opener based on Diane Gregory’s poem, “The Sky in Connemara.” Saturday, September 10 7:30p.m. $30-$109 The Smith Center 361 Symphony Park Avenue Las Vegas, NV 89106 www.thesmithcenter.com
Hosted by Tuckers Classic Auto Parts and Boulder City Cruisin Association, the Fall Classic Custom and Rod Show provides a car show, automotive swap meet and vendor marketplace. August/September 2016
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Henderson Farmer’s Market and Country Fresh Farmer’s Market Thursdays & Fridays @ 9am-4pm Stop by the Henderson Farmers Market on Thursdays at the Henderson Events Plaza, 200 S. Water Street, and the Country Fresh Farmers Market on Fridays at the Henderson Pavilion, 200 S. Green Valley Pkwy. Call 702-267-2171. Las Vegas Farmer’s Market @ Bruce Trent Park Wednesdays @ 2pm-6pm 1600 N. Rampart Blvd. Bruce Trent Park (Rampart & Vegas Drive) Las Vegas, NV 89102 Co-Sponsored by The City of Las Vegas Department of Parks, Recreation and Neighborhood Services. Las Vegas Farmer’s Market @ Gardens Park Every Thursday @ 2pm-6pm 10401 Gardens Park Dr., Las Vegas, NV 89135 Las Vegas Farmer’s Market @ Floyd Lamb Park at Tule Springs First & Third Saturday of Each Month 10am-2pm 9100 Tule Spring Rd., Las Vegas NV 89131 Fresh 52 Market (Opens January 17) Saturday 9am-2pm at Tivoli Village 302 S. Rampart Blvd., Las Vegas, NV 89145 Sunday 8:30am-1pm at Sansone Park Place 9480 S. Eastern Ave., Las Vegas, NV 89123
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The Green Chefs Farmer’s Market Free Entrance to Springs Preserve on Market Day Every Thursday @ 10am-3pm 333 S. Valley View Blvd. Las Vegas, NV 89107 District at Green Valley Ranch Thursdays @ 4pm - 8pm March 5th - May 28th & September 3rd - November 19th 2240 Village Walk Dr, Henderson, NV 89052 Downtown Summerlin Farmer’s Market Every Saturday under the Pavillion @ 9am-2pm Downtown Summerlin, 1980 Festival Plaza Drive Las Vegas, NV 89135 Downtown 3rd Farmer’s Market Every Friday @ 9am-2pm The Downtown Las Vegas Farmers Market is conveniently located in the middle of the Las Vegas valley off of US-95 and Casino Center Drive. Downtown Las Vegas, Las Vegas, NV 89101 Farmer’s Market On The Ranch and Artisan Market Every Sunday Rain Or Shine Craig Ranch Regional Park 628 W. Craig Rd., North Las Vegas, NV 89032 Garden Plaza Parking Lot. 9:00am-2:00pm
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Home Improvement & Lifestyle Simply Savers
DIY Organization Tips: Feedback
The Closet
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Are you afraid to open your closetRemembering Nevada door? Do you even know what’s in there? Follow these simple organization tips for the neat, clean Happy Holidays closet you have always wanted. The thing about closets is that they are oh-so handy places to shove stuff that is not used that often. So the first thing to do is to completely empty your closet. Then the real work begins. Determining What to Toss Closets are notorious for collecting items. Be prepared ahead of time to make a few piles as you sort through your closet. You will need to separate your belongings into the following categories: • • • •
Definitely keep Donate Throw away Undetermined
After you have separated your items, you can begin to put them back into your closet. You should have less stuff because you have thrown away and donated some articles.
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Organizing Your Items Sorting through your stuff is the hardest part of organizing the closet. Now the organizing fun can begin. Begin by putting your clothes back on the racks in your closet. No doubt you will have some clothes that you wear all of the time and some clothes that fall into the “undetermined” category. These are items that you don’t wear that often but you just can’t seem to part with. Tip: A great way to see just how much you wear your clothes is to turn your clothes hangers backwards in the closet. As you wear your clothes, turn the hanger around to face the right way. After a year, reconsider whether you should keep the clothes that you haven’t worn.
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The next item to put back in your closet is your shoes. There are a number of ways to organize shoes. You could stack them in clear, plastic shoe boxes with drawer pulls. You could also store them in over-the-door shoe racks to save space. Purses and other accessories can be hung on hooks installed on the walls of your closet. Scarves, belts, ties, and other small items store well on space-saving cascading hangers. Tip: Store the things you use the most at eye level, things you are less likely to use at floor level, and store least-used items up high. Odds and Ends A closet oftentimes is a place for much more than just clothes and shoes. Closets also
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store things like toys, sports items, seasonal decorations, and other household necessities like vacuum cleaners. For items that won’t hang, consider attractive baskets or umbrella containers that sit on the floor. Nets that hang from the corner of a ceiling are great for soft items like stuffed toys, pillows or extra bedding. Tip: If space allows, you can store your ladder on a ceiling rack and hang hooks from it where you can suspend suitcases or other extras that are not used often. Are you tired of wondering exactly what is in your closet? Are you guilty of tearing up your closet trying to find that other shoe? Make the most out of your closet space with these simple organization tips. +
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Home Improvement & Lifestyle Simply Savers Feedback
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Happy Holidays
Tiny Houses:
the Newest Old Thing From sea to shining sea, in the mountains and in the valleys, the Tiny House movement is becoming housing’s equivalent of tech’s smartphone boom. Tiny houses are big and getting bigger. The small dwellings are having a big economic impact on the housing market and a bigger, and perhaps more important impact on how we live in the twenty-first century. Taking a close look at the movement could benefit everyone from “Tiny House” hunters to realtors to builders to architects to designers and manufacturers of furniture. But to understand it as more than a bit of
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current pop culture, one must first understand its history. Tiny living is really the newest old thing. While the average American house is around 2,600 square feet, anything below 1000 square feet is technically a tiny. However, the typical Tiny ranges between 100 to 400 square feet. So, many people are choosing to live their lives in a space that could fit into a fairly average family room. It is a hot trendy phenomenon that is anything but new. In fact, it is more than 100 years old. Not That Old And Loving It!
Beginning around 1890, people began fighting the results of the industrial revolution fed by the gluttonous growth of corporations. That growth had lured many people from farms to the city, and by the end of the 19th century, a “Simplicity Movement” took hold, encouraging people to leave the teaming city centers. There, they began building bungalows that are more popularly known as Craftsman houses. The small houses were an affordable solution for members of the middle class leaving city centers to areas that became known as suburbs. Bungalows were often kit houses turned out for the first time in 1907 by the Aladdin Company of Bay City, Michigan and then offered by big retailers like Sears, Roebuck and Montgomery Ward. During the Post WWI recession, houses shrunk even more and Aladdin turned out plans for very small houses with “bed closets,” Murphy Beds and kitchenettes. Home sizes rose with the end of the recession but they fell again during the Great Depression of the early 1930’s. After the depression they grew with the economy, but World War II and the shortage of building materials kept house size to around 1000 square feet, again according to Small House Living. After the war, houses grew with the economy and by 2000, home sizes more than doubled, to average homes of around 2200 square feet. The
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architect credited with inspiring the current Tiny House movement is Sarah Susanka, author of a series of “Not So Big House” books. Ms. Susanka’s website, “The Not So Big House,” actually includes plans for a “Not So Big” bungalow” that is a nod to those early twentieth century bungalows. Today’s Tinies shrink Ms. Susanka’s “Not So Big” houses to barely there houses, but the reason for the surge is the same one that led those early 19th century revolutionaries. People go tiny to help the environment and to reduce their housing and living expenses. The reduction allows them to spend less time at work and more time at play. Tiny home buyers believe that in choosing simplicity, they trade the shackles of a mortgage for independence. The Tiny House movement is one part of “Voluntary Simplicity” which advocates less consumption and a sustainable lifestyle. Tiny House owners are modern day pioneers, embarking on a challenging course of reducing their possessions and compacting their lives. It is not a new path, for the origin of choosing small houses dates back over 100 years, and the quest for simplicity is as ancient as the human habit of pursuing it in the most complicated way possible. +
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Home Improvement & Lifestyle Simply Savers Feedback
Calendar Of Events
AVO I D DISA ING S TER With Your D Calendar Of Events
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IY Pr
Happy Holidays
We’ve all been there. We’ve all started a DIY project believing that not only would we be saving money, but that we’d also be getting a huge sense of achievement once it was completed. And then we’ve had to abandon it half-way through (if we’ve got that far, that is), and we’ve either left it until another day (which hasn’t yet arrived), or we’ve had to call in someone to finish it for us—and perhaps even rectify what we’ve done already. So when it comes to DIY projects, be realistic. Because in the hope of saving money, you could, in the long run, pay three-fold for a job. And let’s not even touch on those unscrupulous builders who just might exploit any desperation they sense on your part to get the job rectified and/or completed!
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oject
There are some jobs that are well within the scope of the average home-owner, however; and if you’re considering tackling one of these, then first get yourself a good DIY manual that covers all aspects of the job, including any preparation that’s going to be needed. Also make sure you know what tools you will need—and that you have them. Don’t take short cuts where tools are concerned and use a spanner if the work calls for a pair of pliers. Not only do you run the risk of ruining the job, but you could also cause yourself an injury. Some jobs that you might want to steer clear of include anything that’s structural, e.g. removing a wall between rooms to create one room. This Continued on pg. 60 Not That Old And Loving It!
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Continued from pg. 58
Home Improvement & Lifestyle
job is particularly hazardous if the wall is a loadthis in mind when considering electrical home bearing one, because then you risk the ceiling projects. Simply Savers falling in. This is where research will pay off. However, if you have done your research and Feedback Providing you know where the shut-off valves got everything in place (or are carrying out the are—and you should!—then plumbing jobs such demolition with someone who’s skilled in the as repairing/replacing faulty faucets, sinks, task), then this is one job you might enjoy as and toilet seats should be within the ability of dar OfitEvents can be quite therapeutic. It can be physically most homeowners. It’s probably best to leave hard work though, and might take Calendar some time.Of Events anything that involves dealing with sewage to You will need a protective breathing mask and the experts, though. safety eyewear as it’s a very dusty job. Restoring floorboards to their natural state is Never rush a job as that’s whenRemembering mistakes are Nevada another fairly straightforward job. You will need easily made. Make-over programs might give to hire professional equipment for the job, and the impression that a complete remodeling of use a protective breathing mask and safety four rooms can be done in 48 hours but what eyewear. Happy Holidays you don’t see is everyone—including the whole production team and any willing neighbors— And remember the golden rule when it comes to working on it, and not just the two dandy cutting anything such as wood: measure twice, celebrity interior designers! cut once. It’s much easier to make something shorter than it is to make it longer! + Painting is, however, one job that can be tackled with the minimum of fuss. It might take you a little longer than it would a professional but it’s easy enough to do. Read the instructions; if it says on the paint tin to apply two coats then do so, otherwise you could end up with a very amateurish-looking paint job. You should also use the appropriate brush for the job, and ensure that all surfaces are prepared accordingly before starting to paint. Again, it’s important not to cut corners and rush the job to get it finished quickly. Work involving electricity is much less straightforward though, and there’s probably not a lot that can be tackled in this area apart from replacing socket-outlets and light switches. The majority of electrical jobs can only be carried out by a registered electrician, so bear
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Auto World Fremont (702) 452-8488 3190 E. Fremont St.
www.autoworldlv.com Autos Unlimited (702) 939-3333 3112 E. Fremont St.
www.autosunlimitedvegas.com Baja Auto Sales (702) 832-0801 824 S. Decatur Blvd.
www.bajaautos.com Car City Retailers (702) 459-5700 2117 N. Nellis Blvd.
www.carcityretailers.com Chapman Chrysler Jeep 1-888-243-2211 930 Auto Show Dr.
www.chapmanchryslerjeep.com CHAPMAN VALUE CENTER
Chapman Value Center (702) 432-2406
3470 Boulder Hwy.
www.chapmanvaluecenter.com Findlay Lincoln (702) 558-8888 310 N. Gibson Rd. • Henderson
www.findlaylincoln.com
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Goodcarma Auto Sales (702) 707-8035 4280 W. Tompkins Ave.
www.goodcarma.biz Henderson Hyundai (702) 628-9787 460 N. Boulder Hwy. • Henderson
www.hendersonhyundai.com Hyundai of Las Vegas 1-855-696-0746 7100 W. Sahara Ave. • Las Vegas
www.hyundaioflasvegas.com Newport Motors (702) 997-1111 2711 E. Sahara Ave. • Las Vegas
www.newportmotorslv.com NV Cars 4 Less (702) 531-8001 1770 N. Nellis Blvd.
www.nvcars4lessinc.com Open Lot Used Car Sales (702) 623-4494 4825 S. Rainbow Blvd. #208
www.openlotcars.com
R/T Motorsports (702) 202-2637 1104 N. Nellis Blvd. • Las Vegas
www.rtmotorsports.net
Sunrise Auto Sales (702) 944-2277 939 N. Nellis Blvd. • Las Vegas
www.sunriseautosaleslv.com TJ Motors (702) 457-3000 3240 Fremont St. • Las Vegas
www.tjmotorsvegas.com Towbin Dodge 1-877-228-9301 275 Automall Dr. • Henderson
www.towbindodge.com
United Nissan (702) 430-1263 3025 E. Sahara Ave.
www.unitednissan.com West Coast Auto Sales (702) 643-4800 1546 N. Nellis Blvd.
www.westcoastautosaleslv.com
Prestige Chrysler Jeep Dodge 1-877-248-3889 6520 Centennial Center Blvd. • Las Vegas
www.prestigecjd.com
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Home Improvement & Lifestyle Simply Savers Feedback
Is Cash Still King?
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5 Reasons to Pay with Cash in a World of Electronic Payments!
In a world of electronic payments, paying with cash seems old-fashioned and inconvenient. It’s much easier to hand over your debit or Remembering Nevada credit card or tap your cell phone. However, could there be good reasons to pay for your purchases with coins and banknotes? Happy Holidays Could the ease and convenience of electronic payment methods be encouraging you to overspend on a long-term basis? Here are five reasons to use cash rather than electronic methods of payment.
Cash Helps You Keep Within Budget If you withdraw a certain amount of cash to cover your discretionary spending each week, you’ll see in cold, hard terms exactly how much money you have left to spend during the rest of the week. This will make you think twice about spending money on unnecessary purchases. Conversely, if you pay for something electronically, it’s easy to ignore how much you’re spending. It’s also more difficult to gauge whether or not your purchase will mean that you’re much closer to your weekly spending limit than you’d like to be, unless you check your balance continually. In addition, you’re less likely to agonize over a purchasing decision if you don’t see the amount you’re handing over for the item in cold, hard cash. If the amount paid is just a number on a screen, it’s easier to justify your
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purchase than if you have to pay for it with a wad of banknotes.
Cash Helps You Keep Track of Your Bank Balance Have you ever overestimated how much you have left in your checking account because you’ve forgotten about one or more purchases that you made with your debit card? If you always use a debit card when you buy things, it’s very easy to forget about certain purchases, and overestimate your bank balance. This is especially true if you’ve bought a large number of inexpensive items in several different stores.
Cash Encourages You to Look for Better Deals If you see exactly how much cash you have Continued on pg. 64 Not That Old And Loving It!
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Happy Holidays Continued from pg. 63
to spend, you’ll be more motivated to look for discounts, special offers, and lower-cost alternatives in order to gain the maximum value from your hard-earned cash. If you always pay electronically, it’s easier to pay more than necessary for each purchase and hope that you’ll have enough money left in your account until your next payday.
Cash Means That Your Purchases Won’t Cost You Any More in Future
When you pay with cash, you feel a sense of loss as the money is taken away from you. When you hand over a card and type in your PIN number or sign your name, you don’t feel the same sense of loss. If you don’t think this is true, try paying only with cash on one day and then only with electronic payment methods on another day. See how much you spend on each day. Also, notice how you feel whenever you buy something, either with cash or electronically.
If you use your credit card to purchase something and you’re unable to pay your monthly credit card bill in full, you’ll end up paying more for whatever you bought because you’ll incur interest. Similarly, if you go into an unauthorized overdraft because you haven’t kept track of your spending on your debit card, you’ll pay fees and interest on top of the amount you’ve already spent.
If you’re trying to keep to a budget or reduce the amount of money you spend on impulse purchases, paying with cash will help you spend less. If you’d also like to reduce debt, paying with cash will mean that you won’t incur any charges or interest. If you’re still skeptical, experiment with paying for everything you buy with cash for a week and see if you save money. +
On the other hand, if you pay with cash, you can be assured that there is no risk of ever paying any more for the purchase. The only exception to this is, of course, if the cash you’re using comes from a cash advance on your credit card. If you need to borrow money, it might be more cost-effective to put every purchase on your credit card than to obtain a cash advance and spend the cash.
Parting with Cash is an Emotional Experience That Helps You Rein in Your Spending Paying with cash engages your emotions more than paying electronically. You’re more likely to put the brake on your spending if your emotions are involved.
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With Purchase Of 2 Reg. Drinks 43 S. Stephanie Suite #160 215/Stephanie in Golds Gym Plaza 2548 Wigwam Pkwy Wigwam/Pecos in 24 Hour Fitness Plaza August/September 2016
Simply55+ 65
Welcome To Tropicana Palms ouse H n e Op unity m m o &C air! F t e Str e gust u A y r da Satu 5pm-9pm 20th
Come See Our New & Used Homes! New Homes From $74,995
Resale From $24,995
See Inventory at www.TropicanaPalms.MHvillage.com
Amenities • Planned Activities • Indoor Spa • 2 Pools/Spas • Tennis Courts
• Fitness Centers • Game Rooms • Horseshoes • Putting Green
• RV/Boat Storage • Sauna • Shuffleboard
Nearby • Las Veags Strip • Entertainment
• Shopping • Hospitals
702-472-7298 | www.cal-am.com
6420 E. Tropicana Ave. | Las Vegas, NV 89122 66 Simply55+
A Great Place To Live, Come Join Us!
August/September 2016
Not That Old And Loving It!
THE ONLY EXCLUSIVE LINCOLN DEALER IN THE VEGAS VALLEY
2017 LINCOLN MKZ
0%
APR FOR 36* MONTHS O.A.C.
0.9%
APR FOR 48* MONTHS O.A.C.
1.9%
APR FOR 60* MONTHS O.A.C.
*ON SELECT VEHICLES. FOR A LIMITED TIME ONLY. SEE DEALER FOR DETAILS.
(800)236-9744 FINDLAYLINCOLN.COM THE ONLY EXCLUSIVE LINCOLN DEALER IN THE VEGAS VALLEY