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Inside DPPD — p. 6
Volume 11, Number 9
Gore’s Proposal Explained — Page 7
SOURCES
September 10, 2000
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“Today’s opportunities erase yesterday’s failures.” — Gene Brown
RESOURCES
September 10, 2000
SSA REGIONAL MEETING Social Security Administration (SSA) Discusses Work Incentives by Jim Czechowicz
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Commissioner Of SSA Speaks by Charlie Smith, Editor
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n August 1t, the Social Security Administration (SSA) held a forum in Chicago for Region V (Region V is comprised of Illinois, Indiana, Michigan, Minnesota, Ohio, and Wisconsin). The forum was entitled “Federal Policy— State Opportunities: Models and Strategies for an Inclusive Workforce.” The purpose of the meeting was to provide public education on improving employment outcomes for people with disabilities. During the forum I had the opportunity to interview Commissioner Apfel, the head of SSA. Our conversation focused on the recently passed Ticket to Work and Work Incentives Improvement Act (TWWIIA). Under the new legislation, SSA will pick states to be demonstration projects. SSA will study these states for three to four years before implementing TWWIIA nationally. Minnesota is vying to be a demonstration project. Currently people who are on Social Security Disability In-
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come (SSDI) cannot earn more than $700 per month. If they go over this limit, they lose their SSDI. The demonstration will allow people on SSDI to earn more than $700: for every $2 they earn over the $700, their SSDI will be reduced by $1. AP: I understand that under the new legislation SSA is going to do some demonstration projects. What are the criteria for the demonstration projects? When will they be picked? Apfel: I don’t have the timeline on when they’re going to be picked. Our goal is to develop 2-for-1 demonstrations. What we need to be able to show is that the $700 cliff does create a significant disincentive to work. The Social Security Supplemental Security Income (SSI) program has a bridge of sorts and the SSDI program does not. Clearly the goal here is to be able to show what the implications of a 2-for-1 program would be in terms of work
activity and to be able to start building the case to be able to do something about the cliff at whatever the Substantially Gainful Activity (SGA) level is. We have new regulations that’ll be going into effect to index the SGA. I would like to see today that we have a law change to move towards a phase down so that there isn’t a hard number limit. If you look at the history here for retirees—retirement earnings tests, years and years ago, used to be an absolute dollar amount. And then over time became a threshold—where basically you lose x dollars for every x dollars of payments. It does not make sense to eliminate an earnings test for basic disability because eligiblity for benefits should not be based on disability alone with work being irrelevant to that. Instead, I would like to be thinking about the disability benefit, the cash benefit as we did with the retirement earnings test where the more one earns, the less they receive over time. The way to start building that is through the demonstrations Comm. Apfel - cont. on p. 8
n Tuesday, August 1t, 2000, in Chicago, the St. Paul Plan to Achieve Self Sufficiency (PASS) cadre took part in a national/regional forum on disability, entitled “Federal Policy-State Opportunities: Models and Strategies for an Inclusive Workforce.” This gathering was another in a series of similar meetings held at various locations throughout the United States over the past year. One purpose for these forums is to bring together representatives from all facets of the disability community — providers, consumers, advocates — to exchange information, raise awareness, and increase the understanding of all parties involved in the laws and the lives of persons with disabilities. Chicago Regional Commissioner, Jim Martin, opened the conference with gracious introductions and pertinent opening remarks. (Later on, Mr. Martin was part of a panel discussion and did the wrapup for the event.) Next, SSA’s Deputy Commissioner for Disability and Income Security Programs, Dr. Susan Daniels, gave an informative and inspirational powerpoint presentation. Dr. Daniels recounted SSA’s past, present, and future, and some of SSA’s recent successes and challenges, in the area of service delivery of benefits to people with disabilities and their families. The status of the implementation of the “Ticket to Work” legislation, and Office of Employment Support Programs’ (OESP) new website, were among the updates given by
SSA OESP Deputy Associate Commissioner, Mike Greenberg. Mike is confident that the “ticket” regulations will be in place by Sept 1, 2000, and that, by Jan 1, 2001, the “ticket” can be used by people with disabilities in selected states. Along the same decidedlyupbeat theme, Mike gleefully reported that OESP’s website, www.ssa. gov/work, currently boasts 15,000 hits per week, compared with only 1000 per month one year ago. Then a palpable hush, borne of collective respect for the man and his position, descended upon the ballroom, as Commissioner of Social Security Administration, Mr. Kenneth Apfel, gave the keynote address. A masterful orator, Mr. Apfel expressed his pride in the fact that the Workforce Improvement Act (WIA), and the Ticket to Work and Work Incentives Improvement Act (TWWIIA), are laws enacted during his tenure as SSA commissioner. Said Commissioner Apfel: “TWWIIA and WIA are examples of how an educated, informed, activist, hard-hitting, and involved citizenry can change the laws and governance of society.” Continuing his praise for TWWIIA and WIA, Mr. Apfel recalled SSA’s 65th anniversary this month: “Just as there was a need 65 years ago to encourage inclusion and independence for America’s senior citizens, I am proud to be part of this system of laws (TWWIIA and WIA) that encourages that same spirit of inclusion in the workforce and independence for persons with disabilities...” He continued, “when I
began my career in rehab almost 30 years ago, independence and inclusion were just dreams.” Commissioner Apfel reiterated what persons with disabilities know very well: that access to affordable health care is the single biggest barrier to work. He also emphasized that only when persons with disabilities can trust SSA to give consistent and correct information, will they be more willing to risk losing their benefits. “I would like people with disabilities who wish to work, to view SSA as helping, not inhibiting,” said Apfel. Other measures affirming return-towork by persons with disabilities are, according to Commissioner Apfel, “individual empowerment (e.g., the ‘ticket to work’ legislation), a change to SSA’s internal structure (e.g., creation of OESP), the indexing of Substantial Gainful Activity (SGA), raising the Student Earned Income Exclusion, easy ‘on-off’ benefits processes, and communication between SSA and other federal agencies such as the Department of Labor and Health and Human Services.” In response to an audience question, Mr. Apfel said that he is against the notion of eliminating SGA altogether. Mr. Apfel believes SGA can and should be a “ramp”, not a “cliff.” In that way, he says, SGA can actually be an incentive to encourage return to work. After lunch, the forum’s audience of hundreds continued to hear from panels of notable leaders in the disability community on a variety of topics,
SSA Conf.- cont. on p. 8
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