Apr 17 web

Page 1

)5(( $SULO

7KH 3UHPLHUH 5HDO (VWDWH *XLGH IRU 6RXWK &HQWUDO 9$

4XDOLW\ UHVWRUHG DFUH WXUQ NH\ ZRUNLQJ IDUP +RPH DQG VWDWH RI WKH DUW RXWEXLOGLQJV ED\ EDUQ VWRU\ FRQFUHWH IORRUV RIILFH VWXGLR JDUGHQ ZRUNVKRS +RPH LV YHU\ VXQQ\ ZLWK SODQWDWLRQ VKXWWHUV DQG FXVWRP WRS RI WKH OLQH NLWFKHQ

([FHSWLRQDO +RUVH )DUP RQ DFUHV ZLWK DFUH SRQG +RXVH LV 6TXDUH IHHW ZLWK FDU JDUDJH +RUVH EDUQ DQG IHQFLQJ

&RYHU 3KRWRV FRXUWHV\ RI

'HPSVH\ -RQHV 5( 0$; $GYDQWDJH 3OXV &DOO 'HPSVH\ DW 6HH PRUH RI RXU OLVWLQJV RQ SDJHV WKUX

7R $GYHUWLVH &RQWDFW XV DW RU HPDLO XV DW DFWLYHOLVWLQJV#DRO FRP

9,(: 7+,6 *8,'( 21/,1(

DW ZZZ $FWLYH/LVWLQJV5HDO(VWDWH*XLGH FRP


$ZD\ IURP +RPH"

<RX FDQ VWLOO ORRN WKURXJK WKH ODWHVW LVVXH RI

/RJ RQ IURP DQ\ LQWHUQHW FRQQHFWLRQ DW

ZZZ $FWLYH/LVWLQJV9D FRP %X\HUV 7HOO \RXU DJHQW \RX VDZ WKHLU OLVWLQJV LQ $FWLYH /LVWLQJV 6HOOHUV 7HOO \RXU DJHQW WKDW \RX ZDQW \RXU KRPH RU SURSHUW\ WR EH DGYHUWLVHG LQ $FWLYH /LVWLQJV 5HDO (VWDWH *XLGH $JHQWV &RQWDFW XV IRU JUHDW UDWHV

9LHZ WKLV JXLGH RQOLQH DW ZZZ 0\$FWLYH/LVWLQJV FRP

2

)RU $GYHUWLVLQJ ,QIRUPDWLRQ &DOO RU (PDLO $FWLYH /LVWLQJV 5HDO (VWDWH *XLGH DFWLYHOLVWLQJV#DRO FRP ZZZ DFWLYHOLVWLQJVUHDOHVWDWHJXLGH FRP

$FWLYH /LVWLQJV LV 3XEOLVKHG E\ $FWLYH (QWHUSULVH //& 32 %R[ )DUPYLOOH 9$ 7HOHSKRQH 5HSURGXFWLRQ RI DQ\ DUWZRUN ORJRV SKRWRV RU FRS\ ZLWKLQ WKLV SXEOLFDWLRQ LV VWULFWO\ SURKLELWHG ZLWKRXW SULRU ZULWWHQ SHUPLVVLRQ RI WKH SXEOLVKHU 3OHDVH QRWH WKH QDPH ³$FWLYH /LVWLQJV´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


:H WDNH WKH KDVVOH RXW RI \RXU PRYH )DPLO\ 2ZQHG DQG 2SHUDWHG &DOO XV IRU D )5(( HVWLPDWH

+RXVHKROG &RPPHUFLDO /RFDO RU 1DWLRQZLGH ,QVXUHG %RQGHG &RXUWHRXV 6WDII

86 '27 0& /LFHQVHG DQG ,QVXUHG

ZZZ :H'R<RXU0RYH FRP

3


Nelson~MLS#39558~$899,000

7 Bedrooms~5.5 Baths~5,924 sqft.~40 Acres Mt. Vernon Replica~Lg. Stable~Guest House~Owner Agt.

Farmville~MLS#38916~$3,500,000

3-Story Modern Professional Building~1.80 AC Across from Hospital~Long-term Tenants

Prince Edward~MLS#39610~$334,950

5 Bedrooms~3.5 Baths~3,372 sqft.~30 Acres Open Layout~2 Master Suites~Basement~Lg. Deck

Buckingham~MLS#39446~$130,000

4

3 Bedrooms~2 Baths~1,186 sqft.~1 Acre Spacious Kitchen~Ceramic Tile~Move-In Ready

Prince Edward~MLS#39398~$292,500

4 Bedrooms~2 Baths~2,454 sqft.~1.50 Acres Open Layout~Sunroom~Deck~Gazebo

Farmville~MLS#38859~$174,900

3 Bedrooms~2 Baths ~1,694 sqft.~0.62 Acre New Build~Located in Jesses Ridge~Owner Agent

Lunenburg~MLS#39142~$149,000

3 Bedrooms ~2.5 Baths~1,536 sqft.~0.69 Acre Basement~Outbuildings~Corner Lot~Garden Area

Farmville~MLS#38900~$149,900

3 Bedrooms~2.5 Baths~1,460 sqft.~0.63 Acre Well Kept~Close to LU~Nice Decks~Owner Agent

Charlotte~MLS#38329~$159,950

1 Bedroom~1 Bath~689 sqft.~11.98 Acres Fronts 19AC-Lake~Hardwood Trees~Privacy

Prince Edward~MLS#39547~$350,000

4 Bedrooms~3 Baths~3,174 sqft.~31.36 Acres Oak Floors~Upgraded Kitchen~Farm Buildings

Prince Edward~MLS#39332~$149,900

3 Bedrooms~2 Baths~1,400 sqft.~1.50 Acres Like-New Condition~Master Suite~Close to H-SC

Cumberland~MLS#39612~$419,900

3 Bedrooms~2 Baths~1,836 sqft.~104 Acres Wood Flrs, Lg. Basement, Sunroom, 2-Car Garage


Prince Edward~MLS#39477~$169,900

3 Bedrooms~2 Baths~1,835 sqft.~2.22 Acres Large Rooms~Paved Drive~30’x50’ Shop

Charlotte~MLS#39584~$139,900

3 Bedrooms~1.5 Baths~1,400 sqft.~6.70 Acres Hardwood Flrs~Fireplace~Lg. Deck~Shed

Prince Edward~MLS#39439~$159,900 3 Bedrooms~2 Baths~1,288 sqft.~10 Acres Private Area~Hardwood Flrs~ Outbuilding

Charlotte~MLS#37774~$115,000

3 Bedrooms~1 Bath~1,254 sqft.~4.50 Acres Retreat Cabin~Great Hunting Area~Lake Rights

Charlotte~MLS#38381~$79,900

2 Bedrooms~1 Bath~760 sqft.~1.70 Acres Nice Starter Home or Rental~Private Setting

Prince Edward~MLS#39475~$159,900

Charlotte~MLS#39598~$349,000

2 Bedrooms~2 Baths~1,800 sqft.~2.50 Acres Lg. Front Porch~ Hrdwd Flrs~Home Office

3 Bedrooms~2 Baths~2,744 sqft.~52.77 Acres Master Suite~Private Lake~Guest House

Prince Edward~MLS#39116~$210,000

Prince Edward~MLS#38233~$679,000

2 Bedrooms~2 Baths~1,949 sqft.~1.50 Acres Large Rooms~Unfinished Upstairs~3-Car Garage

Prince Edward~MLS#39608~$99,950

2 Bedrooms~1 Bath~1,100 sqft.~4.60 Acres Retreat Cabin Overlooking the Lake~Outbuildings

Charlotte~MLS#39226~$80,000

18,000+sqft. School Building~7.96 Acres Fronts Hwy 40~Parking Lot~ Basketball Court

Lunenburg~MLS#38282~$110,000

1,540 sqft Retail Store~Located on Main St. Security System~Upgraded Electrical

5,000 sqft. Retail/Office Space~6.35 Acres Road Frontage~Commercial Entrance~Parking

Amelia~MLS#39373~$99,000

1,650 sqft. Retail Space~Parking Spaces~ Kitchen Area~Mobile Home Included

Prince Edward~MLS#39327~$79,900

3 Bedrooms~1 Bath~1,240 sqft.~0.83 Acre Eat-In Kitchen Area~Enclosed Porch

Prince Edward~MLS#37661~$39,900

3 Bedrooms~1 Bath~1,647sqft.~1.55 Acres Paved Drive~Ramp Access~Sheds

5


Prince Edward: 45 AC, Close to High Bridge State Park, Borders Sayler’s Creek. MLS#39251 $119,900

6

Prince Edward: Lots at Walnut Hill Estates. Sizes & Prices Vary. Owner Agent

Buckingham: 100.66 AC, Nice Hunting or Investment Tract. MLS#39455 $179,900

● Prince Edward: 38.98 AC, Joins Briery Creek WMA. MLS#38112 $84,900

•Buckingham: 32.66 AC, North River Frontage. MLS#34287 $69,900 Owner Agent

●Prince Edward: 25.28 AC, Close to Town of Farmville, Great Development Potential. MLS#39167 $1,500,000

● Prince Edward: 5.27 AC, Building Lot Overlooking a Pond. MLS#39386 $28,000

●Cumberland: 52.39 AC, Wooded & Private. MLS#37786 $99,950

●Buckingham: 8.51 AC, Wooded Lot, Convenient to Scottsville or Dillwyn. MLS#36795 $19,900

•Prince Edward: 2 AC, Septic In Place, Corner Lot. MLS#38234 $15,900

●Buckingham: 12.05 AC, Wooded. MLS#37787 $38,900 Owner Agent

●Prince Edward: Lots on Meherrin Rd., Sizes Vary. Prices Start at $14,900

●Buckingham: 28.08 AC: Young Pines, & Great Location.MLS#32214 $80,000

●Prince Edward: 4.03 AC, Wooded & Private. MLS#36777 $12,900

•Charlotte: 8.25 AC, Cleared Building Spot, Well, Septic, & Electric. MLS#39490 $83,717

●Buckingham:109.97 AC, Cabin, Next to State Forest. MLS#36920 $210,000

●Farmville: 0.32 AC, Building Lot in the Greens Subdivision MLS#39394 $29,900

•Bedford: 93.92 AC, Mostly Wooded Great Investment. MLS#36095 $206,624

•Cumberland: 11.82 AC, Fronts Hwy 45, Zoned B-3. MLS#39544 $59,900

●Prince Edward: 32.78 AC, Great Hunting Land, Not Buildable. Owner Agent MLS#34647 $39,900

●Buckingham: Large Building Lots on Red Rd. Prices & Sizes Vary. Owner Agent

●Buckingham: 4.39 AC, Wooded, Perc Site, James River Access. MLS#37936 $29,900

•Prince Edward: Building Lots At Lockett Creek West Prices Start at $15,900. Owner Agent

•Prince Edward: Lots on Watson Blvd. Prices Start at $11,900. Owner Agent.

•Prince Edward: Wooded Building Lots, Goode’s Knoll Subdivision Prices Start at $16,900.

●Prince Edward: 14.36 AC, Stream, Fronts on Paved Rd. MLS#31908 $29,900 Owner Agent

●Prince Edward: 4.79 AC, Fronts on a Pond. MLS#38824 $22,500


Ready for that

new mortgage but still wondering

Who can you TRUST Maybe it’s time you got to know the folks at

BENCHMARK.

A top-ranked locally owned community bank, Benchmark has always been known for its responsible lending practices. Sub-prime loans have never been part of its plan and they never will. Benchmark mortgage officers work to get you the best rate and terms that they can while making sure you’ll be on solid ground for the life of the loan. In short, you can trust them to take you down the right path.

Call Kim at 392-9088

So if you’re thinking of buying a home or looking to refinance, call Benchmark. Located throughout Southside Virginia, www.BCBonline.com

there’s a branch near you. 7


Can home buyers find your home? Thousands of homes are listed every year, but not all of them are advertised the way they should be.

Tell your agent you want them to showcase your home in Active Listings Real Estate Guide 8


Janet Miller

Real Living Cornerstone 238 N Main St. Farmville, VA

434 390-7977 JanetMillerHomes@gmail.com NEW LISTING

MLS 39555 DILLWYN $124,900

MLS 38741 KEYSVILLE $99,900

NEW LISTING

MLS 39541 PROSPECT $84,900

NEW LISTING

MLS 39642 HALIFAX $119,900

MLS 39390 POWHATAN $99,900

NEW LISTING

MLS 39659 SCOTTSVILLE $78,000

NEW LISTING

MLS 39499 CUMBERLAND $118,000

MLS 39347 KENBRIDGE $95,000

NEW LISTING

MLS 39641 CHASE CITY $71,250

PRICE REDUCED

MLS 39383 PHENIX $49,900

MLS 39191 PAMPLIN $24,900

MLS 39271 VICTORIA $21,900

To view more details and photos of all my listings, please visit: www.JanetMillerHomes.com

9


Would you throw away your hard earned money? That is what you are doing every month if you are renting a home or apartment!

If you are paying rent, you could be buying a home. Contact an agent in this book today to find out how to stop throwing away your hard earned money.

10


View our “walk-thru” videos of lot models online! /DUJHVW VWRFNLQJ LQGHSHQGHQW GHDOHU LQ WKH DUHD :H VHOO RII IUDPH PRGXODUV GRXEOH DQG VLQJOHZLGH KRPHV :H DUH GLVWULEXWRUV RI &RPPRGRUH &KDPSLRQ 5 $QHOO DQG )OHHWZRRG

3OHDVH 3DUGRQ 2XU 'XVW :H KDYH PRYHG WR RXU 1(: /2&$7,21 &RPH VHH RXU 1(: ,19(1725<

)DLUJURXQG 5G ,QWHUVHFWLRQ RI :HVW UG 6WUHHW )DUPYLOOH PLOHV IXUWKHU :HVW RQ UG 6WUHHW MXVW EHIRUH 7RP¶V &RXQWU\ 6WRUH

6HDUFK WKURXJK RXU H[WHQVLYH VHOHFWLRQ RI IORRU SODQV YLGHRV RQOLQH ,I \RX FDQ GUHDP LW ZH FDQ EXLOG LW %ULQJ XV $1< PRGXODU IORRU SODQ

,I \RX DUH QRW WDONLQJ WR WKH RZQHU <RX DUH SD\LQJ WRR PXFK 6SHQG \RXU PRQH\ RQ \RXU KRPH QRW D VDOHV VWDII $WWHQWLRQ /LFHQVHG $JHQWV 'RXEOH 5HIHUUDOV 3DLG

³&ODVV $ &RQWUDFWRU´ 0HPEHU RI 7KH 1),% 6PDOO %XVLQHVV $VVRFLDWLRQ 7KH 0DQXIDFWXUHG 0RGXODU +RXVLQJ $VVRFLDWLRQ 'XQQ %UDGVWUHHW DQG ORFDO &KDPEHU RI &RPPHUFH DQG WKH %HWWHU %XVLQHVV %XUHDX $ $FFUHGLWHG %XVLQHVV <HDUV

:+< 3$< 025( " )LQG \RXU EHVW ZULWWHQ RIIHU RQ D QHZ KRPH DQG ZH ZLOO EHDW LW

11


.LS /DIRRQ

/$)221 5($/7< ,1&

2DN 6WUHHW )DUPYLOOH 9D

2IILFH +RPH &HOO N L S # O D I R R Q U H D O W \ F R P ZZZ ODIRRQUHDOW\ FRP

,QFUHGLEOH DFUH +RUVH )DUP $FUHV RI )HQFHG SDVWXUH VWDOOV UXQ LQV SDVWXUHV SOXV D VT IW +RPH RQO\ PLQXWHV IURP )DUPYLOOH VT IW PHWDO EXLOGLQJ IRU HTXLSPHQW VWRUDJH DQG ZRUNVKRS /RWV RI IURQWDJH RQ WKH /LWWOH :LOOLV 5LYHU 7KLV )DUP LV D VWHDO 0/6

:RRGHG $FUHV 5RXJKO\ KDOI RI /HLJK 0RXQWDLQ LV LQFOXGHG LQ WKLV WUDFW $OPRVW IW RI URDG IURQWDJH ZLWK SUREDEO\ \HDUV RI UHJURZWK SURYLGLQJ H[FHOOHQW +XQWLQJ DQG GHYHORSPHQW RSSRUWXQLWLHV /HLJK 0RXQWDLQ LV RQH RI WKH KLJKHVW HOHYDWLRQV LQ FHQWUDO 9LUJLQLD PDNLQJ LW ULSH IRU &RPPXQLFDWLRQ EDVHG VLWH ORFDWLRQ 0/6

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

12

&KDUORWWH &RXQW\ +DQGLFDS )ULHQGO\ EHGURRP EDWK KRPH RQ DFUHV ZRXOG PDNH D JUHDW VWDUWHU KRPH RU UHQWDO SURSHUW\ &KDLU OLIW DQG ZDON LQ WXE 'HWDFKHG ; *DUDJH ZRUNVKRS 0/6

)DUPYLOOH )URQWLQJ IHHW RQ +LJKZD\ DQG 6RXWK 0DLQ 6WUHHW FRQWDLQLQJ RI DQ DFUH WKH EXVLHVW ORFDWLRQ LQ WRZQ *UHDW H[SRVXUH )RUPHUO\ XVHG DV D UHVWDXUDQW 1HLJKERULQJ EXVLQHVVHV FRPSOLPHQW WKH DUHD $PSOH VWULSHG SDYHG SDUNLQJ VSDFHV 7UXO\ DQ LGHDO EXVLQHVV ORFDWLRQ 0/6

&RPPHUFLDO )RUPHU ,QVXUDQFH EXVLQHVV LQ D SURPLQHQW ORFDWLRQ LQ %XUNHYLOOH $GHTXDWH SDUNLQJ QHZ URRI LQ QHZ KHDW SXPS LQ DQG D EUDQG QHZ VXUYH\ 6TXDUH IHHW RI )LQLVKHG DUHD IHDWXULQJ RIILFHV D EDWKURRP D NLWFKHQ DQG VRPH VWRUDJH DUHD 0/6


.LS /DIRRQ

/$)221 5($/7< ,1&

6WRFNWRQ /DNH 6XEGLYLVLRQ %XLOW LQ WKLV EHGURRP EDWK +RPH LV LQFUHGLEO\ DWWUDFWLYH LQ HYHU\ DVSHFW 7UD\ FHLOLQJV YDXOWHG FHLOLQJV RUQDWH ZRRGZRUN VSDFLRXV URRPV D [ 0DVWHU %HGURRP DQG D +8*( 0DVWHU EDWK DV ZHOO LW LV DEVROXWHO\ D PXVW VHH RQ DFUHV 7KHUH LV D .: JHQHUDWRU LQFOXGHG LQ WKLV SXUFKDVH 0/6

5XVWLF %HDXW\ ZLWK FDU JDUDJH ZRUNVKRS -XVW RXWVLGH RI .H\VYLOOH WKLV YHU\ FKDUPLQJ VWRU\ +RPH VLWV YHU\ SULYDWHO\ RQ D ODUJH DFUH ZRRGHG ORW %RDVWLQJ VT IW RI DERYH JUDGH OLYLQJ DUHD YDXOWHG FHLOLQJV EHDXWLIXO ZRRG IORRUV D EUDQG QHZ XOWUD KLJK HIILFLHQF\ KHDW SXPS DQG D VSDFLRXV ¶ E\ ¶ ZRUNVKRS 0/6

%XFNLQJKDP &RXQW\ DFUHV IURQWLQJ RQ 3HQODQ 5G *UHDW +XQWLQJ DFUHDJH 0/6

2DN 6WUHHW )DUPYLOOH 9D

2IILFH +RPH &HOO N L S # O D I R R Q U H D O W \ F R P ZZZ ODIRRQUHDOW\ FRP

6SDFLRXV +RPH %XLOW LQ 1HZ LQ WKLV YHU\ VSDFLRXV EHGURRP EDWK GRXEOHZLGH KDV PDQ\ PDQ\ XSJUDGHV 7KH FRQGLWLRQ LV QHDU SHUIHFW DQG WKH DPHQLWLHV DUH IDQWDVWLF ,Q DGGLWLRQ WR WKH ODUJH GHFN WKHUH LV DOVR D SRQG DOPRVW RI IURQWDJH RQ %LJ /RXVH &UHHN DFUHV RI :RRGHG KXQWLQJ ODQG D ODUJH [ VKRS EXLOGLQJ D GHFN XQGHU URRI DQG DQ HQFORVHG SRUFK 7KH KHDW SXPS ZDV QHZ LQ DV ZDV WKH SUHVVXUH WDQN +RW ZDWHU KHDWHU ZDV QHZ LQ 0/6

/RJ &DELQ 3RQG DFUHV 9HU\ 3ULYDWHO\ ORFDWHG WKLV VSDFLRXV ZHOO OLW ORJ KRPH LV QRWKLQJ VKRUW RI LQFUHGLEOH 5XVWLF OLYLQJ DW LWV EHVW 2XWVWDQGLQJ IHDWXUHV LQFOXGH D PDJQLILFHQW VWRQH ILUHSODFH DQG ORWV RI H[WHULRU VWRQH ZRUN DV ZHOO 2DN DQG WLOH IORRULQJ D IXOO ZDON RXW EDVHPHQW D SRQG ORDGV RI ZUDS DURXQG GHFNLQJ DQG FRPSOHWH VROLWXGH 3ULFHG YHU\ UHDVRQDEO\ DW 0/6

)DUPYLOOH¶V 3UHPLHU &UHHNZRRG 6XEGLYLVLRQ :RRGHG DFUHV 0/6

)DUPYLOOH &XPEHUODQG &RXQW\ RSHQ DFUHV IURQWLQJ RQ SDYHG SXEOLF URDG 0/6 13


Theresa Denaro ([FOXVLYH /LVWLQJ $JHQW

&HOO

/DIRRQ 5HDOW\ ,QF

2DN 6W )DUPYLOOH

7KHUHVD#ODIRRQUHDOW\ FRP

ZZZ /DIRRQ5HDOW\ FRP

Hampden Sydney

Queen Anne style home built 1883 by Dr. Holladay, the first college physician. 4 spacious bedrooms, 3 full bathrooms newly renovated. Guest cottage offers 1060 sq.ft with 2 bedrooms and two full baths.MLS# 39289 $399,900

Farmville 5 bedroom, 3 bath home that over looks lake. Newly remodeled. Full finished walkout basement. Two car garage. MLS# 38197 $245,000

Green Bay Private 3 bedroom, 2 bath, 8 acres. Creek. 2 Car Garage. MLS# 39084 $179,950

Cumberland County 3 bedroom, 2 bath between Farmville and Cumberland C.H. Outbuilding. 3 acres open. Priced to SELL MLS# 38847 $79,900

14

Charlotte County Custom 3 bedroom, 3 full bath on 16+ acres. POND! Basement. Deck extends the length of the house. MLS# 38008 $279,000

Farmville 4 bedroom, 3 bath, garage, and free-flowing interior. additional lot included MLS# 36966 $259,000

Prince Edward County 3 bedroom, 3 bath. Full basement, partially finished. Awesome master. Storage shed and lean-too. MLS# 38368 $165,900

Buckingham Multiple building lots available. Contact me to buy one or all of them. MLS# 37865, 66, 67, & 68 Lots start at $16,400

Prince Edward County Investors! Town of Farmville! Tentative subdivision layout for 105 building sites. MLS# 34640 $272,000

Farmville - Main Street Commercial Zoned B-1. Office, Retail, Dept or Convenience. Approx 440 sqft. Parking. MLS# 39491 $89,000

Farmville - Commercial Retail building and 1 bedroom apartment. Great Location. MLS# 39362 $225,000

Dillwyn Nice 3 bedroom, 1 1/2 bath home built 1984. Second building. Storage shed with lean-too. MLS# 39096 $139,900

Buckingham County Prince Edward County 54 acres, 34 wooded, river 80.19 acres, 25 acres open. MLS# 39261 $172,800 MLS# 39566 $225,000 26.67 acres, mostly open. 67.28 acres, cut-over w/creek. MLS# 38383 $88,000 MLS# 38341 $129,500 14.99 acres, wooded 5 acres, wooded MLS# 38384 $51,100 MLS# 39440 $35,000 7.9 acres, mostly open acres. 3.5 acres, wooded Nice views. MLS# 38385 $43,500 MLS# 37612 $34,900 7.02 acres, wooded 8.18 acres, wooded, stream MLS# 37865 $41,700 MLS# 33745 $28,900 Lunenburg County Cumberland County 67.27 acres, wooded w/creek. Long 89.475 acres, wooded road frontage. MLS# 38342 MLS# 39135 $268,425 $169,000 7.1 acres, wooded Charlotte County MLS# 31755 $27,500 3.14 acres, wooded. 3 acres, wooded MLS# 39664 $12,000 MLS# 31752 $13,000


$ GHOLJKWIXO KRPH ZLWK EHDXWLIXO ZRRG IORRULQJ TXDLQW ILUHSODFHV DQG VSDFLRXV URRPV $ VXQURRP OLJKW IL[WXUH EXLOW LQ DQG JODVV GRRU NQREV DGG WR WKH FKDUP &RYHUHG SRUFK DQG VFUHHQHG SRUFK RYHU ORRN WKH WLUH VZLQJ LQ WKH \DUG ,Q D PXFK ORYHG QHLJKERUKRRG

Dianne Simpson

/DIRRQ 5HDOW\ ,QF 2DN 6WUHHW )DUPYLOOH 9$

&HOO +RPH GLDQQH#ODIRRQUHDOW\ FRP

15


16

1HZ &DQWRQ %XFNLQJKDP &RXQW\ )HDWXULQJ $FUHV ZLWK 3DYHG 3DUNLQJ &DU *DUDJH &RQIHUHQFH URRP %XOO 3HQ 2IILFH DUHD +XJH .LWFKHQ ZLWK &RPPHUFLDO $SSOLDQFHV &RYHG 'HFN RQ UHDU IXOO ILQLVKHG EDVHPHQW 6HFXUH VWRUDJH DUHD DQG H[WHQGHG 6WRUP 6KHOWHU 7KLV FRPPHUFLDO RU UHVLGHQWLDO SURSHUW\ ERDVW RI RYHU VT IW

'RZQWRZQ )DUPYLOOH *UHDW RSSRUWXQLWLHV DZDLW ZLWK WKLV &RPPHUFLDO EXLOGLQJ 7KH VN\ LV WKH OLPLW ZLWK SRVVLEOH XVHV IRU WKLV IOH[LEOH VSDFH &RQIHUHQFH URRPV VXLWHV VPDOO ODUJH URRPV SOXV D UHVWDXUDQW VSDFH 6HYHUDO KDSS\ WHQDQWV DOUHDG\ LQ SODFH 7KLV EXLOGLQJ KDV SOHQW\ RI OLIH LQ LW DQG FRXOG KRVW PDQ\ HYHQWV ZLWK VT IW DERYH JURXQG DQG LQ WKH EDVHPHQW


17

:RQGHUIXO 1HLJKERUKRRG )XOO %DVHPHQW

7KLV KRPHV RIILFH LW DOO DW D JUHDW SULFH 6WRUDJH *DORUH *DUDJH 0DVWHU RQ )LUVW )ORRU 0XOWL OHYHO 'HFN

%DWKURRPV $FUHV

7KLV KRPH LV VXUURXQG E\ ERXQWLIXO EORRPLQJ SODQWV DQG LV MXVW DV JRUJHRXV LQVLGH 7KH HQWUDQFH WR WKLV KRPH ZHOFRPHV \RX ZLWK JORULRXV QDWXUDO OLJKW DQG PRYHV \RX WKUX D FRPIRUWDEOH ZHOO WKRXJKW RXW IORRU SODQ )HDWXULQJ &HQWUDO 9DF ]RQH KHDW FDELQHWV ZLWK SXOO RXW GUDZHUV D PRVW LQYLWLQJ VXQURRP EHGURRPV EDWKURRPV *DUDJH DQG D IXOO EDVHPHQW


18

7KLV 6ROLG %ULFN 5DQFKHU IHDWXUHV %HGURRP IXOO EDWKURRPV /LYLQJ URRP )DPLO\ URRP DQG D PHJD JDPH URRP [ ¶ (QMR\ WKH FRQYHQLHQFH RI ZDON LQ FORVHWV FHQWUDO 9DFXXP DQG FRQFUHWH GULYH WR WKH EDFN GRRU IRU HDV\ RI XQORDGLQJ DOO WKH JURFHULHV

7KLV KRPH KDV DFUHV IHDWXULQJ D VXQURRP )XOO EDVHPHQW WZR VLGHG ILUHSODFH JHQHUDWRU EHGURRPV %DWKURRPV FDU JDUDJH $ODUP V\VWHP DQG EHDXWLIXO ZRRG IORRULQJ 3DUNLQJ DUHD LV ODUJH D EXIIHU RI WUHH LQ IURQW DQG ZRRGHG DUHD LQ EDFN


0DUYHORXV 6T )W +RPH IHDWXULQJ IW GRUPHUV IXOO EDWKV ò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

Dianne Simpson

/DIRRQ 5HDOW\ ,QF 2DN 6WUHHW )DUPYLOOH 9$

&HOO +RPH GLDQQH#ODIRRQUHDOW\ FRP

19


/DIRRQ 5HDOW\ ,QF

2DN 6WUHHW )DUPYLOOH 9$

Janice Huddleston

434-315-1231 Cell

janice@lafoonrealty.com

www.tinyurl.com/JaniceHuddleston.com

%XFNLQJKDP )DLWK $FUH %HDXWLIXO &HGDU 6LGLQJ &DSH LQ %XFNLQJKDP 7KLV JHQHURXV VL]H KRPH KDV EHGURRPV DQG EDWKV 7KH OLYLQJ URRP LV FKDUPHG ZLWK D JDV ILUHSODFH DQG EXLOW LQ ERRNFDVHV 7KH NLWFKHQ LV RSHQ WR WKH GLQLQJ DUHD ZLWK )UHQFK GRRUV WR WKH QHZ GHFN 7KH EDVHPHQW KDV EHHQ SDUWLDOO\ ILQLVKHG WR LQFOXGH D GHQ NLWFKHQ EHGURRP EDWK DQG XWLOLW\ URRP 1HZ XSGDWHV LQFOXGH URRI JXWWHUV ZLQGRZV DQG GHFN &DOO IRU DQ DSSRLQWPHQW

Is Your Home For Sale? Is it in

?

Tell your agent that you want your home to be seen in Active Listings Real Estate Guide, the only full color high gloss real estate guide in our area.

20

You have to be SEEN to be SOLD!


Away from Home? You can still look through the latest issue of

Point your Internet Service Provider to:

www.ActiveListingsVa.com To flip thru the virtual pages of the most recent guide, and the guides from the past two months.

21


$GYDQWDJH 3OXV 6RXWK 0DLQ 6WUHHW Æ” )DUPYLOOH 9$ &HOO Æ” )D[

ZZZ EX\VRXWKVLGHYLUJLQLD FRP

'HPSVH\ -RQHV

$%5 *5, &'3( 5($/725Š

0/6 %HDXWLIXO RSHQ ORW LQ 6WRFNWRQ /DNH 6XEGLYL VLRQ $& Z ¶ [ ¶ ED\ HTXLSPHQW VKHG 5ROOLQJ ODQG Z GULYHZD\ URDG IURQW DJH /DNH ULJKWV

0/6 6SDQLVK VW\OH KRPH Z %5 ò %$ IXOO EDVHPHQW $YDLODEOH IRU WKH ILUVW WLPH 8QLTXH KRPH ZLWK URRI WRS WHUUDFH &RQYHQLHQW ORFDWLRQ

0/6 /RFDWHG RQ $& WKLV FKDUPLQJ IDUP KRXVH ZDV UHVWRUHG LQ %HDXWLIXO SDVWXUHV SRQG YDULRXV EOGJV 7XUQ NH\ UHDG\ FDWWOH RU KRUVH IDUP

0/6 *UHDW ZRRGHG EXLOGLQJ ORW RQ WKH ZDWHU 6KDUHG ODNH Z RWKHU QHLJKERUV 'RFN DOUHDG\ EXLOW $& ORW LV UHDG\ WR EXLOG RQ

0/6 1LFH $& ZRRGHG ORW Z FUHHN RQ UHDU SURSHUW\ OLQH 6HSWLF IRU %5 KRPH :HOO LQVWDOOHG LQ 6PDOO PRWRUKRPH LQFOXGHG *UHDW JHWDZD\ ORW

0/6 &HGDU VLGHG FDSH FRG KRPH RQ $& EHGURRPV EDWK IXOO XQILQ LVKHG ZDONRXW EDVHPHQW ODUJH GHFN VWRUDJH VKHG +RPH QHHGV 7/&

0/6 7KLV QLFH $& ZRRGHG SDUFHO KDV DOUHDG\ EHHQ GLYLGHG LQWR WZR ORWV *UHDW IRU EXLOGLQJ RU UHFUHD WLRQ $EXQGDQW ZLOGOLIH

7KUHH SDUFHOV WRWDOLQJ $& :RRGHG SURSHUW\ JUHDW IRU KXQWLQJ RU KRPH VLWH 6PDOO FUHHN /RWV RI ZLOGOLIH /RFDWHG DW HQG RI D VWDWH PDLQWDLQHG URDG

0/6 %HDXWLIXO IDU PHWWH Z $& RI SDVWXUH $& SRQG %5 ò %$ KRPH Z IXOO EDVHPHQW ED\ HTXLSPHQW VKHG KD\ EDUQ 0LQXWHV WR WRZQ

0/6 /DUJH KRXVH RQ $& Z %5 %$ DQG SDU WLDO EDVHPHQW +RPH KDV SR WHQWLDO EXW LV D IL[HU XSSHU +RPH LV EHLQJ VROG ³$6 ,6´

0/6 /RFDWHG RQ 5RXWH MXVW PLQXWHV IURP )DUPYLOOH )L[HU XSSHU LQ QHHG RI D ORW RI ZRUN %5 %$ ZLWK VT IW 3URSHUW\ LV EHLQJ VROG ³$6 ,6´

0/6 1LFH $& ZRRGHG ORW Z 6LQJOH ZLGH PRELOH KRPH :HOO VHSWLF DUH QHZO\ LQVWDOOHG +RXVH QHHGV ZRUN EHLQJ VROG ³$6 ,6´

(DFK 5( 0$;Š 2IILFH ,QGHSHQGHQWO\ 2ZQHG DQG 2SHUDWHG

22

GHPSVH\MRQHV#UHPD[ QHW ZZZ 'HPSVH\-RQHV FRP


$GYDQWDJH 3OXV

5RQDOG $ 6DQGOLQ %URNHU 2ZQHU 6RXWK 0DLQ 6WUHHW )DUPYLOOH 9$ 2IILFH 3KRQH &HOO 3KRQH UVDQGOLQ#UHPD[ QHW

&XWH EXQJDORZ WKDW KDV EHHQ UHQRYDWHG XSGDWHG UHFHQWO\ WR LQFOXGH QHZ IORRULQJ +9$& ZLQGRZV GRRUV VLGLQJ PRUH $ SHUIHFW VWDUWHU RU UHQWDO KRPH

0/6 3OHQW\ RI URRP IRU H[SDQVLRQ LQ WKLV %5 %$ KRPH Z IXOO ZDON RXW EDVHPHQW 9DXOWHG FHLOLQJV DQ RSHQ IORRU SODQ /DUJH UHDU GHFN SDWLR

0/6 0RYH LQ UHDG\ /RYLQJO\ PDLQWDLQHG %5 %$ KRPH Z RSHQ OLYLQJ DUHD JDV ORJ )3 ODUJH ZDON LQ FORVHWV IURQW SRUFK UHDU GHFN

0/6 &LUFD )DUPKRXVH RQ OHYHO DFUHV /RFDWHG RQ 57 LQ 3( &R LQ WKH (QWHUSULVH =RQH :RXOG EH DQ LGHDO FRPPHUFLDO ORFDWLRQ

0/6 :RQGHUIXO %5 $OPRVW QHZ ò %$ KRPH ORFDWHG LQ D %5 ò %$ KRPH QHVWOHG RQ JUHDW QHLJKERUKRRG %RDVWLQJ $& 2IIHUV PDQ\ JUHDW IHD RYHU WXUHV )XOO 6T )W EDVHPHQW DQG D JUHDW FDU IORRU SODQ JDUDJH VFUHHQHG 8SJUDGHV SRUFK JDORUH JDU $ PXVW VHH GHQ DUHD PRUH

0/6 6SDFLRXV EULFN KRPH Z QHDUO\ 6T )W %5 %$ ZRRG IORRUV KHDW SXPSV DQ LQ ODZ JXHVW VXLWH SOHQW\ RI VWRUDJH JDUDJH PXFK PRUH

0/6 ([WUDRUGLQDU\ HOHJDQW %5 ò %$ FXVWRP EXLOW KRPH 0DQ\ ZRQGHUIXO IHDWXUHV WKURXJKRXW KRPH )LYH FDU JDUDJH SRRO SRQG $& DQG PRUH

0/6 /RFDWHG QHDU +6& WKH 7RZQ RI )DUPYLOOH %5 KRPH VFUHHQHG SRUFK ZRRG VWRYH $& ZLWK $& RSHQ 2XWEXLOGLQJV JD ORUH PRUH

5( 0$; $GYDQWDJH 3OXV LV D SURXG VSRQVRU RI 7KH 6RXWK &HQWUDO 9LUJLQLD )HOORZVKLS RI &KULVWLDQ $WKOHWHV 0/6 &RPIRUWDEOH OLNH QHZ %5 %$ KRPH /DQG LV RSHQ QHDUO\ OHYHO )HQFHG DUHD Z VWDOO VWRFN EDUQ ZRUNVKRS ¶ RXWGRRU ULGLQJ ULQJ PRUH

)RU PRUH LQIRUPDWLRQ DQG WR PDNH D GRQDWLRQ YLVLW VRXWKFHQWUDOYDIFD RUJ

0/6 :RRGHG SULYDF\ %5 %$ KRPH RQ $& Z IXOO ZDONRXW EDVHPHQW 1LFH UHDU GHFN SDWLR /DUJH JDUDJH VKRS 5LJKWV WR /LWWOH &UHHN /DNH

(DFK 5( 0$;Š 2IILFH ,QGHSHQGHQWO\ 2ZQHG DQG 2SHUDWHG

23


Rebecca P. Simpson $GYDQWDJH 3OXV 6RXWK 0DLQ 6WUHHW )DUPYLOOH 9$

MLS 36299 Farmville PE County Close to Town. Wood floors throughout! 3 bedroom, 2 1/2 bath home offers plenty of space to entertain. Basement. $263,900

MLS #39112 Farmville 3 bedrooms and 2 full baths. Nice 12x12 deck. Two sheds, one with electric. PAVED DRIVEWAY!! Beautiful setting. $189,900

MLS 39560 Meherrin Home offer 3 bedrooms, 2 bath, LARGE living room, dining area, kitchen and utility room, two car attached carport and a large carport for your camper. Front porch and nice size back deck. Great location. $129,900

MLS 38305 Buckingham Co. 3 Bedroom, 2 1/2 Bath Cape on 2 lots. 10X16 Shed with loft and electricity. Dog kennel w/lights & concrete. Large Yard $169,900

24

RebeccaSimpson@Remax.net Call Rebecca for ALL your Real Estate needs!

MLS 39444Farmville (Cumberland Co) 4 Bedroom, 3 bath home, detached 2 car garage w/lean-to, Stage house w/half bath, Pavilion w/full kitchen. 2 full camper hook-ups. Bath house w/sink & commode. Fruit trees. 7.32 acres of Possibilities! $249,900

MLS 37046 Charlotte CH 3 Bedrooms, 2 Baths, Formal LR & DR, 12.02 Acres. Pool, and Pool House, 4 Stall Run-in. $189,900

MLS 39636 Meherrin Large 3 bedroom, 2 bath doublewide on permanent foundation w/wrap around deck. Property has two storage sheds, one with electric. WHOLE HOUSE GENERATOR and a 2 car carport. Land is mostly open w/ a creek towards back of property. $109,900

MLS 39464 Halifax. 4 bedroom, 2 bath home priced BELOW assessed value! French doors open to large deck and patio. Shed w/electrical and 2 car carport. Two creeks and big back yard.$159,900

MLS 37040 Prospect 3 Bedrooms, 2 Baths, Triple wide on 1.6+ Acres. Like New. 1824 sq ft! $119,000

434-547-7263 Cell

MLS 37526 Pamplin 5 bedroom, 3 1/2 bath log home nestled in woods w/rights to a 25 acre lake. Fenced area for pets, two metal carports, generator. Additional 9.07 ac available. Basement $239,900

MLS 39652 Prospect MLS 39657 Farmville Like new house! All new kitchen NEW constructionappliances convey. Home offers 3 bedroom, 2 bath. Vaulted 3 bedrooms, 3 full baths, office, living ceiling in living room, chair rail room, formal dining room, eat in kitchen in dining area. Attach with island and a utility room. Down2 car garage. Can't beat the stairs is all open yet completely finished. quality and the price!$169,000 $175,000

MLS 38555 Brookneal 11 unit motel w/2 bedroom apartment. 6 units currently rented monthly for $3400 total. All rooms have microwave, refrigerator and cable TV. GREAT INCOME! Need some updating. $149,000

MLS 39465 Farmville, Buckingham Co. BRAND new double wide on permanent foundation. Will qualify for USDA loan. 3 bedrooms, 2 full baths. Nice deck. Great location!! $119,900

MLS 38397 Charlotte CH Large 3 bedroom, 2 bath doublewide, 1.5 acres. Front and back decks. $79,900

MLS 38640 Farmville, Buckingham Co. 20+ acres w/horse barn, 33x24 & 24x24 buildings w/220 amp. Land backs up to STATE FOREST. Full stocked pond and a stream. 4 bedroom, 2 bath home. $229,900

MLS #36657 Several Beautiful Building Lots on 740 acre Sandy River Reservoir. (Most lots Water Front) $75,000 to $99,000

MLS 36549 Drakes Branch 6800 Sq.Ft. retail/ professional business. Apartment in back. Assessed for $111,604. $99,900

MLS 39187 Buckingham Co. 5 Bedroom home with many new upgrades. HUGE 30x35 shop with 200 amp service. This home is ready to move in! $149,900

MLS 37429 Farmville 2 Bedrooms, 2 Baths, Renovated. Shed and Carport included. $64,900

MLS 39053 Cullen Beautiful brick ranch with 2 car attached garage, detached garage/shop on 2.941 ac. This quality built house offers 3 bedrooms and 2 full baths. It has a large deck off the back. Property is surrounded by farmland. $169,000

MLS 32924 Keysville - Commercial Located on Highway 360! Great Traffic for Any Business! $99,900

MLS 37427 Dillwyn 3 bedroom, 1 1/2 bath home remodeled in 2010. 2 heat pumps. New large patio. Shed with electric. 1.4 Acres. $129,900

MLS #37428 Farmville 2 Bedroom, 2 bath with many updates. Shed. $49,900


Rebecca P. Simpson

$GYDQWDJH 3OXV 6RXWK 0DLQ 6WUHHW )DUPYLOOH 9$

Patriot Ridge Shopping Center Development. Rt. 60 Cumberland County. 20.6 acres. Site plan w/ lots approved. $845,000

434-547-7263 Cell RebeccaSimpson@Remax.net

Call Rebecca for ALL your Real Estate needs!

MLS 38887 Charlotte County 162.84 acres with 8/10 of a mile of road frontage. 45 acres open land, 30 acres timber (cruised a few years ago w/a value of $50, 000) and rest in planted pines. One lake, two ponds and creek. Single wide on permanent foundation offer 2 bedrooms and 2 baths. Completely redone in 1985. Beautiful views! $544,900

MLS 3857 Amelia. Service Station, Convenience Store, House, Apartment and shop. $450,000

How Do You Make Your House Stand Out? Thousands of homes are listed every year, but not all of them are advertised the way they should be.

Tell your agent you want them to showcase your home in

Active Listings Real Estate Guide

25


/LQGD <RGHU %URNHU *5,

1 0DLQ 6WUHHW 6XLWH $ )DUPYLOOH 9$

3OHDVH VHH DOO RI RXU OLVWLQJV DW

ZZZ <RGHU3URSHUWLHV QHW

9DFHOR 0RRUH

&DURO %URDGZDWHU

-R\FH 6ZHHW

%ULDQ .U\VWDO :LOVRQ +RFKVWHWOHU

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

&219(1,(17 ,1 72:1 /,9,1*

+,''(1 ,1 7+( :22'6

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

7KLV % E KRPH ZLWK \U ROG URRI DQG KHDW SXPS LV RQO\ PLOHV IURP %ULHU\ /DNH %RDW ODXQFK DQG PLOHV IURP )DUPYLOOH /RZHV 7KH DF LV ZRRGHG \RX FDQ KXQW KHUH RU KLWFK XS WKH ERDW DQG EH DW WKH ODNH LQ MXVW D IHZ PLQXWHV

<RGHU 3URSHUWLHV LV FRPPLWWHG WR VHUYLQJ \RX ZLWK SURIHVVLRQDOLVP KRQHVW\ DQG LQWHJULW\

26


$FUHV RQ 7RZHU +LOO 5RDG %XFNLQJKDP &RXQW\

-R\FH 6ZHHW

MVZHHW# \RGHUSURSHUWLHV QHW

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

3UHFLRXV 3UHFLRXV &RWWDJH LQ WKH :RRGV

)DUPYLOOH %XFNLQJKDP &R $F )DUP

7KLV FKDUPHU LV DGRUDEOH DQG SULYDWH 6HW RQ DFUHV WKH KRPH IHDWXUHV EHGURRPV EDWKV KDUGZRRG IORRULQJ D ODUJH URFN ILUHSODFH DQG D KXJH GHWDFKHG ZRUNVKRS ZLWK FHPHQW IORRUV 7KH ORW KDV KDUGZRRGV DQG D JDUGHQ DUHD DQG LV ODQGVFDSHG EHDXWLIXOO\ &RPH RQ KRPH WR WKH FRXQWU\ $VNLQJ«

7KLV PLQL IDUP KDV PXFK WR RIIHU QRW WRR IDQF\ EXW H[WUHPHO\ IXQFWLRQDO 7KHUH LV D VWRFNHG SRQG VWDOO VWDEOH ZLWK WDFN URRP ZLWK ZDWHU DQG HOHFWULFLW\ HTXLSPHQW VKHG ROG KRPH XVHG DV D VWRUDJH EXLOGLQJ 7KH KRXVH LWVHOI LV VPDOO EXW KDV VRPH ZRQGHUIXO IHDWXUHV ILUHSODFH KXJH PDVWHU EHGURRP ZLWK IDEXORXV ZDON LQ FORVHW RIILFH PXGURRP 7KH ODQG LV RSHQ DQG UHDG\ IRU KRUVHV RU FDWWOH FKLFNHQV JRDWV ZKDWHYHU 2ZQHU LV FXUUHQWO\ FRQVWUXFWLQJ D ; JUHHQKRXVH

1 0DLQ 6WUHHW 6XLWH $ )DUPYLOOH 9$

$GRUDEOH 5DQFK LQ %XFNLQJKDP &RXUW +RXVH

7KLV OLWWOH KRPH UHDOO\ LV GHOLJKWIXO IURP WKH FRYHUHG VLGH SRUFK WR WKH KDUGZRRG IORRUV )HDWXULQJ EHGURRPV DQG EDWK WKHUH LV D SDQWU\ LQ WKH NLWFKHQ D ODUJH OLYLQJ URRP DV ZHOO DV D EDVHPHQW (YHU\WKLQJ KDV EHHQ XSGDWHG QHZ ZLQGRZV KHDW SXPS ZDWHU KHDWHU ZLULQJ URRI DOO WKH ZKLOH PDLQWDLQLQJ WKH FKDUDFWHU RI WKH KRPH 3ULFHG DW «

5HFUHDWLRQDO 3URSHUW\ DW %XJJV ,VODQG

$FUHV LQ $SSRPDWWR[

7HUULILF YDFDWLRQ JHW DZD\ QHDU %XJJV ,VODQG /DNH 7KHUH DUH ODUJH WUDYHO WUDLOHUV LQ IDEXORXV VKDSH D SDUW\ VKHG D ERDW VWRUDJH EXLOGLQJ ILUH SLW SLFQLF WDEOH VHSWLF LQVWDOOHG 4XLHW DUHD DQG D VKRUW GULYH RU ZDON WR WKH ODNH 3URSHUW\ LV LQ &KDUORWWH &RXQW\ ZKHUH WD[HV DUH PXFK ORZHU

*UHDW OHYHO EXLOGLQJ ORW ZLWK QR UHVWULFWLRQV ,W KDV EHHQ SHUNHG DQG WKHUH LV DQ ROG WREDFFR EDUQ RQ WKH SURSHUW\ 0RVW RI LW LV RSHQ ZLWK D OLWWOH ZRRGHG DW WKH EDFN 3UHWW\ YLHZV DQG MXVW D IHZ PLOHV IURP $SSRPDWWR[ +LVWRULFDO 3DUN DV ZHOO DV +ROLGD\ /DNH 6WDWH 3DUN &ORVH WR $SSRPDW WR[ /\QFKEXUJ DQG WR WKH %XFNLQJKDP &RXQW\ OLQH

27


6 0DLQ 6W %ODFNVWRQH 9D

(;3(5,(1&( <28 &$1 75867

ZZZ 7HQQHN5HDOW\ FRP Happy Easter

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

%URGQD[ %HGURRP EDWK KRPH ZLWK VTIW RI OLYLQJ VSDFH 0DLQ 6WUHHW ORFDWLRQ 0/6

%ODFNVWRQH 1LFH EHGURRP KRPH LQ WKH PLGGOH RI %ODFNVWRQH 9$ FORVH WR VKRSSLQJ VFKRROV DQG UHVWDXUDQWV 1HHGV VRPH 7/& EXW LW LV PLQRU :RXOG PDNH D JUHDW UHQWDO RU ILUVW WLPH KRPH RZQHU 0/6

28

%XUNHYLOOH 6PDOO EHGURRP UDQFKHU LQ WKH KHDUW RI %XUNHYLOOH 9$ :RXOG PDNH D JUHDW KRPH IRU ILUVW WLPH KRPH RZQHUV RU LQYHVWRU 6RPH 7/& LV UHTXLUHG 0/6

/DZUHQFHYLOOH EHGURRP EDWKV RQ WZR WRZQ ORWV 6RPH UHPRGHOLQJ 0/6

'LQZLGGLH &RXQW\ EHGURRP UDQFKHU RQ DFUHV 1HHGV VRPH 7/& %HORZ DVVHVVHG YDOXH 0/6

&UHZH 7KLV EHGURRP &DSH KRPH LV MXVW ZKDW \RX DUH ORRNLQJ IRU VT IW RI OLYLQJ VSDFH &RPIRUWDEOH IURQW SRUFK WR HQMR\ WKH HYHQLQJV $IIRUGDEOH OLYLQJ 0/6

/DZUHQFHYLOOH EHGURRP EDWK GRXEOHZLGH LQ YHU\ JRRG FRQGLWLRQ ZLWK VRPH KDUGZRRG IORRUV FDUSHW DQG WLOH -XVW RXWVLGH RI WRZQ OLPLWV 7D[ VDYLQJV 0/6


'RXJ 'RXJ &RPSWRQ &RPSWRQ %URNHU

$QQH $QQH 0D\ 0D\

$VVRF %URNHU

%ODFNVWRQH +RPH RIIHUV PDVWHU EHGURRPV EDWKV DQG WZR DGGLWLRQDO EHGURRPV RQ PDLQ IORRU XWLOLW\ PXG URRP RII NLWFKHQ ZLWK ODXQGU\ DUHD DQG SDQWU\ FORVHWV :DON RXW SDUWLDOO\ ILQLVKHG EDVHPHQW &RYHUHG SDWLR [ VLGH GHFN [ DQG IURQW VFUHHQHG SRUFK [ .: SURSDQH ZKROH KRXVH JHQHUDWRU 'RJ KRXVH DQG SHQ FRQYH\ [ VWRUDJH VKHG

&KULVWRSKHU %DLUG $VVRF %URNHU

$GULHQQH $GULHQQH :LQQ :LQQ 5HDOWRU

'LQZLGGLH &RXQW\ ODUJH EHGURRPV RQH RQ HDFK HQG RI WKH KRPH /$5*( JUHDW URRP LQ WKH FHQWHU RI WKH KRPH ZLWK &DWKHGUDO FHLOLQJV DQG UHFHVVHG OLJKWLQJ VLGLQJ JODVV GRRUV LQ WKLV KRPH $OO RQ YHU\ SULYDWH DFUHV 5HDU DQG IURQW GHFNV 0/6

&UHZH +RPH QHHGV PLQRU FRVPHWLF UHSDLUV ZRXOG PDNH D JUHDW ILUVW WLPH KRPH EHGURRPV EDWKV HDW LQ NLWFKHQ OLYLQJ DUHD RQ WKH ILUVW IORRU SHFDQ WUHH RQ SURSHUW\ &RQWDFW RIILFH IRU VDOHV GHWDLOV 0/6

0HUHGLWKYLOOH ZRRGHG DFUHV JUHDW LQYHVWPHQW SURSHUW\ (DV\ DFFHVV WR , DQG +Z\ 0/6

%UXQVZLFN *UHHQ %D\ $FUHV VKRUW ZRRGHG GULYH WR , 86 DFUHV +Z\ DQG , 0/6 5HFHQWO\ WLPEHUHG VR UHDG\ IRU \RXU QHZ KRPH 0/6

'DUOHQH 'DUOHQH )RVWHU 5HDOWRU

3ULQFH (GZDUG &RXQW\ &XWH EHGURRP UDQFKHU RQ RI D DFUH IXOO EDWKV ZLWK FHUDPLF IORRUV *UHDW IRU LQYHVWRU RU ILUVW WLPH KRPH RZQHU 0XVW VHH 0/6

%ODFNVWRQH EHGURRP KRPH DFURVV IURP WKH KLJK VFKRRO SULPH ORFDWLRQ ZLWK DFUHV 0/6

%ODFNVWRQH %ODFNVWRQH %XLOGDEOH 7RZQ /RW RQ 7RZQ /RW RQ QG UG 6WUHHW :DWHU (OHFWULF DQG 3KRQH 6WUHHW :DWHU 0/6 (OHFWULF 3KRQH 0/6 %XLOGDEOH 7RZQ /RWV RQ UG 6WUHHW :DWHU (OHFWULF DQG

3KRQH 0/6

29


'DUOHQH 'DUOHQH )RVWHU

(;3(5,(1&( <28 &$1 75867 6RXWK 0DLQ 6W %ODFNVWRQH 9$

+RPH &HOO

ZZZ 7HQQHN5HDOW\ FRP

'DUOHQH)RVWHU #JPDLO FRP

7KH PDUNHW LV ILQDOO\ ORRNLQJ SURPLVLQJ DJDLQ +DYH \RX EHHQ WKLQNLQJ DERXW SXWWLQJ \RXU KRPH RQ WKH PDUNHW" , ZRXOG ORYH WR WDON WR \RX /HW PH VKRZ \RX ZKDW \RX FRXOG SRVVLEO\ JHW IRU \RXU KRPH DQG KRZ , FDQ PDUNHW LW IRU \RX 7KHUH LV QR REOLJDWLRQ VR JLYH PH D FDOO DW \RXU FRQYHQLHQFH , ORRN IRUZDUG WR WDONLQJ WR \RX

Financing Country Living Since 1916 The Experts in Rural Finance Homes • Land • Construction • Livestock Barns • Outbuildings • Equipment

NMLS# 585525

800.777.8908 30

ColonialFarmCredit.com


6RXWK 0DLQ 6WUHHW )DUPYLOOH 9$ 3KRQH )D[ ZZZ JDU\DWNLQVUHDOHVWDWH FRP

)DUPYLOOH 0/6 1HZ &XVWRP %XLOW ORJ FDELQ RQ DFUHV 7KLV SURSHUW\ LV WKH SHUIHFW JHWDZD\ ZLWK WRWDO VHFOXVLRQ EXW ZLWK WKH FRQYHQLHQFH RI EHLQJ MXVW D FRXSOH PLOHV IURP WRZQ )XOO ZUDSDURXQG SRUFK RQ WKH PDLQ OHYHO DQG DQ DGGLWLRQDO SRUFK RQ WKH VHFRQG OHYHO :DWHUIURQW RQ D RQH DFUH SRQG $GGLWLRQDO DFUHDJH LV DYDLODEOH

3ULQFH (GZDUG &RXQW\ 0/6 *UHDW EHGURRP EDWK KRPH WKDW KDV MXVW EHHQ UHQRYDWHG ZLWK PDQ\ LPSURYHPHQWV LQFOXGLQJ 3HUJR IORRULQJ LQ WKH NLWFKHQ DQG GLQLQJ DUHDV QHZ KLJK HIILFLHQF\ KHDW SXPS UHIULJHUDWRU DQG LQWHULRU SDLQW 7KLV SURSHUW\ DOVR RIIHUV H[WUD VSDFH ZLWK DQ XQILQLVKHG EDVHPHQW DQG D ODUJH ; VKRS ZLWK FRQFUHWH IORRU $OPRVW DFUH \DUG LV QLFHO\ ODQGVFDSHG 3URSHUW\ LV ORFDWHG MXVW D VKRUW GULYH IURP )DUPYLOOH

&KDUORWWH &RXUWKRXVH 0/6 0RVWO\ RSHQ DFUHV ORFDWHG MXVW RXWVLGH RI WRZQ )URQWDJH RQ 5W 6HYHUDO JRRG EXLOGLQJ VLWHV RQ WKH SURSHUW\ DV ZHOO DV D FUHHN WKDW UXQV RQ WKH ULJKW VLGH DQG UHDU RI WKH SURSHUW\

*DU\ / $WNLQV %URNHU

/RUD 3 0F(OKHQLH $JHQW

.\OH 6FUXJJV $JHQW

)DUPYLOOH 0/6 *UHDW SURSHUW\ ORFDWHG FORVH WR WRZQ 7KLV KRPH LV ORFDWHG ZLWKLQ WKH 3RSODU +LOO 9LHZ 6XEGLYLVLRQ DQG LV ZDWHUIURQW ZLWK D GRFN EHGURRP EDWK KRPH RIIHUV D ODUJH ZUDSDURXQG SRUFK KDUGZRRG IORRUV DQG D ILUHSODFH

3DPSOLQ 0/6 $PHOLD &+ 0/6 :HOO PDLQWDLQHG KRPH SULFHG WR *UHDW RSSRUWXQLW\ ZLWK WKLV VHOO 7KLV KRPH RIIHUV EHGURRPV EHGURRP KRPH ORFDWHG FORVH WR ORFDO VFKRROV +RPH DQG EDWKURRPV DQG LV ORFDWHG LQ D TXLHW UXUDO DUHD DERXW RIIHUV KDUGZRRG IORRUV DQG PLOHV IURP )DUPYLOOH IXOO XQILQLVKHG EDVHPHQW

3URVSHFW 0/6 3ULPH SLHFH RI ODQG ZLWK URDG IURQWDJH RQ WKUHH GLIIHUHQW URDGV DV ZHOO DV IURQWDJH RQ WKH +LJK %ULGJH 7UDLO

1HZ &DQWRQ 0/6 *UHDW YDOXH EHGURRP RQH EDWK KRPH ZLWK ODUJH GHWDFKHG VKRS RQ WKH SURSHUW\ $FUHV

31


6KRQGD 0RUULVVHWWH 6KRQGD 0RUULVVHWWH $QGHUVRQ 5RDG $QGHUVRQ 5RDG +HQULFR 9$ +HQULFR 9$ 6KRQGD5HDO(VWDWH#*PDLO FRP 6KRQGD5HDO(VWDWH#*PDLO FRP

$0(/,$ &2817< &/26( 72 &+(67(5),(/' ($6< &20087( 72 5,&+021' 25 )$509,//( $0(/,$ &2817< &/26( 72 &+(67(5),(/' ($6< &20087( 72 5,&+021' 25 )$509,//( /(7 86 &86720 '(6,*1 $ +20( )25 <28 25 %5,1* <285 3/$1 ),567 )/225 /,9,1* /(7 86 &86720 '(6,*1 $ +20( )25 <28 25 %5,1* <285 3/$1 ),567 )/225 /,9,1* +20(6 5($'< )25 029( ,1 6+2:1 %(/2: +20(6 5($'< )25 029( ,1 6+2:1 %(/2:

$&5(6 %($87,)8/ 6(77,1* &$5 $77$&+(' *$5$*( 23(1 3/$1 *5($7 5220 %('52206 %2186 $5($ %$7+6 $&5(6 %($87,)8/ 6(77,1* &$5 $77$&+(' *$5$*( 23(1 3/$1 *5($7 5220 %('52206 %2186 $5($ %$7+6 &29(5(' %$&. 325&+ 3/86 3$7,2 /$5*( &29(5(' )5217 325&+ /$81'5< 5220 *5$1,7( &2817(56 /$5*( ,6/$1' &29(5(' %$&. 325&+ 3/86 3$7,2 /$5*( &29(5(' )5217 325&+ /$81'5< 5220 *5$1,7( &2817(56 /$5*( ,6/$1' 6721( *$6 ),5(3/$&( 180(5286 %8,/7 ,16 /$5*( :,1'2:6 /8;85,286 0$67(5 68,7( +$6 /$5*( %$7+ 6721( *$6 ),5(3/$&( 180(5286 %8,/7 ,16 /$5*( :,1'2:6 /8;85,286 0$67(5 68,7( +$6 /$5*( %$7+ $1' :$/. ,1 &/26(7 $1' :$/. ,1 &/26(7

/29(/< :22'(' $&5(6 &5$)760$1 67</( %('5220 %$7+ /$81'5< 5220 %5,*+7 23(1 )/225 3/$1 :,7+ /29(/< :22'(' $&5(6 &5$)760$1 67</( %('5220 %$7+ /$81'5< 5220 %5,*+7 23(1 )/225 3/$1 :,7+ :22' )/2256 7,/( *5$1,7( &2817(56 67$,1/(66 $33/,$1&(6 &$7+('5$/ &(,/,1* /8;85,286 0$67(5 68,7( :,7+ :22' )/2256 7,/( *5$1,7( &2817(56 67$,1/(66 $33/,$1&(6 &$7+('5$/ &(,/,1* /8;85,286 0$67(5 68,7( :,7+ *25*(286 7,/( ,1 %$7+ %8,/7 ,16 6721( ),5(3/$&( *$6 /$5*( '(&. &29(5(' )5217 325&+ *25*(286 7,/( ,1 %$7+ %8,/7 ,16 6721( ),5(3/$&( *$6 /$5*( '(&. &29(5(' )5217 325&+

*25*(286 :22'(' $&5( /27 /2$'(' :,7+ &+$50,1* &5$)760$1 '(7$,/6 ,1&/8',1* 0(7$/ 522) 29(5 325&+ *25*(286 :22'(' $&5( /27 /2$'(' :,7+ &+$50,1* &5$)760$1 '(7$,/6 ,1&/8',1* 0(7$/ 522) 29(5 325&+ 23(1 3/$1 '5$0$7,& &(,/,1* %('52206 %$7+6 *5($7 5220 /$5*( .,7&+(1 :,7+ ,6/$1' 0$67(5 68,7( 23(1 3/$1 '5$0$7,& &(,/,1* %('52206 %$7+6 *5($7 5220 /$5*( .,7&+(1 :,7+ ,6/$1' 0$67(5 68,7( :,7+ '28%/( 9$1,7< ,1 %$7+ :$/. ,1 &/26(7 /$81'5< 5220 /$5*( 325&+ '(&. 29(5/22.,1* %($87,)8/ 75((6 :,7+ '28%/( 9$1,7< ,1 %$7+ :$/. ,1 &/26(7 /$81'5< 5220 /$5*( 325&+ '(&. 29(5/22.,1* %($87,)8/ 75((6 *5$1,7( &2817(56 :22' )/2256 7,/( &$7+('5$/ &(,/,1* %($87,)8/ /,*+7,1* $1' 75,0 *5$1,7( &2817(56 :22' )/2256 7,/( &$7+('5$/ &(,/,1* %($87,)8/ /,*+7,1* $1' 75,0

1($5 %/$&.6721( $&5(6 21 12772:$< ³/((´ /$.( 1($5 %/$&.6721( $&5(6 21 12772:$< ³/((´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


6KRQGD 0RUULVVHWWH 6KRQGD 0RUULVVHWWH $QGHUVRQ 5RDG $QGHUVRQ 5RDG +HQULFR 9$ +HQULFR 9$ 6KRQGD5HDO(VWDWH#*PDLO FRP 6KRQGD5HDO(VWDWH#*PDLO FRP

$0(/,$ &2817< &/26( 72 &+(67(5),(/' ($6< &20087( 72 5,&+021' 25 )$509,//( /(7 86 &86720 '(6,*1 $ +20( )25 <28 25 %5,1* <285 3/$1 ),567 )/225 /,9,1* +20(6 5($'< )25 029( ,1 6+2:1 %(/2:

$&5(6 %($87,)8/ 6(77,1* &$5 $77$&+(' *$5$*( 23(1 3/$1 *5($7 5220 %('52206 %2186 $5($ %$7+6 &29(5(' %$&. 325&+ 3/86 3$7,2 /$5*( &29(5(' )5217 325&+ /$81'5< 5220 *5$1,7( &2817(56 /$5*( ,6/$1' 6721( *$6 ),5(3/$&( 180(5286 %8,/7 ,16 /$5*( :,1'2:6 /8;85,286 0$67(5 68,7( +$6 /$5*( %$7+ $1' :$/. ,1 &/26(7

029( ,1 5($'< $&5( :,7+ *5((. %('5220 %$7+ :,7+ )8// :$/.287 %$60(17 )25 )8785( (;3$16,21 %8,/'(5 $/62 :,//,1* 72 ),1,6+ %$6(0(17 12: /29(/< :22'(' $&5(6 &5$)760$1 67</( %('5220 %$7+ /$81'5< 5220 %5,*+7 23(1 )/225 3/$1 :,7+ :22' )/2256 7,/( *5$1,7( &2817(56 67$,1/(66 $33/,$1&(6 &$7+('5$/ &(,/,1* /8;85,286 0$67(5 68,7( :,7+ *25*(286 7,/( ,1 %$7+ %8,/7 ,16 6721( ),5(3/$&( *$6 /$5*( '(&. &29(5(' )5217 325&+

+20( )($785(6 $ *5($7 5220 0$67(5 68,7( *5$1,7( &2817(56 :22' )/2256 &$7+('5$/ &(,/,1*6 67$,1/(66 $33/,$1&(6 /$81'5< 5220 '(&. 3$7,21 $5($ $1' 0$1< &+$50,1* '(7$,/6 *25*(286 :22'(' $&5( /27 /2$'(' :,7+ &+$50,1* &5$)760$1 '(7$,/6 ,1&/8',1* 0(7$/ 522) 29(5 325&+ 23(1 3/$1 '5$0$7,& &(,/,1* %('52206 %$7+6 *5($7 5220 /$5*( .,7&+(1 :,7+ ,6/$1' 0$67(5 68,7( :,7+ '28%/( 9$1,7< ,1 %$7+ :$/. ,1 &/26(7 /$81'5< 5220 /$5*( 325&+ '(&. 29(5/22.,1* %($87,)8/ 75((6 *5$1,7( &2817(56 :22' )/2256 7,/( &$7+('5$/ &(,/,1* %($87,)8/ /,*+7,1* $1' 75,0

1($5 %/$&.6721( $&5(6 21 12772:$< ³/((´ /$.( $/62 +$6 ; )7 *$5$*( *5($7 ),6+,1* %($87,)8/ 6&(1(5< %8&.,1*+$0 +20( 6,7(6 &/($5(' /276 6,'( %< 6,'( &$1 %( &20%,1(' $&5(6 $&5(6 &XVWRP +RPHV &DQ EH EXLOW RQ \RXU ODQG RU WKH EXLOGHU V ODQG WR DFFRPPRGDWH D ZLGH UDQJH RI EXGJHWV &DOO RU HPDLO 6KRQGD IRU PRUH LQIRUPDWLRQ 33


ϴϬϰͲϱϲϭͲϭϴϯϭ ϵϭϰϭ tĂƐŚŝŶŐƚŽŶ ^ƚƌĞĞƚ

s >h > t d Z&ZKEd d/D Z> E ϭ͕ϰϭϭ ͞,ŽďƐŽŶ dƌĂĐƚ͟ ĐŽŶƚĂŝŶƐ ϳ ƉĂƌĐĞůƐ͘ ϲ ƐƚĂŶĚƐ ŽĨ ŵĞƌĐŚĂŶƚĂďůĞ ŚĂƌĚǁŽŽĚ ĂŶĚ ƉŝŶĞ ƚŝŵďĞƌůĂŶĚ ĂŶĚ ϲ ƐƚĂŶĚƐ ŽĨ ƉƌĞͲŵĞƌĐŚĂŶƚĂďůĞ ƉŝŶĞ ƉůĂŶƚĂƚŝŽŶƐ ƚŚĂƚ ŚĂǀĞ ďĞĞŶ ƉƌŽĨĞƐƐŝŽŶĂůůLJ ŵĂŶĂŐĞĚ͘ KǀĞƌ Ϯ͘ϴ ŵŝůĞƐ ŽĨ ƉƉŽŵĂƚƚŽdž ZŝǀĞƌ ĨƌŽŶƚĂŐĞ D>^ͬ/ ͗ϭϲϯϵϳϳϳ ΨϮ͕ϵϰϬ͕ϬϬϬ

ϳϱ͘Ϯϴ Z ^͊ /Es ^dD Ed KWWKZdhE/dz͘ ŽŶƚĂŝŶƐ ϲϰ ĂĐƌĞƐ ŽĨ ϲ LJĞĂƌ ůŽďůŽůůLJ ƉŝŶĞ ƉůĂŶƚĂƚŝŽŶ͕ ϲϳϯ ĨĞĞƚ ŽĨ ĨƌŽŶƚĂŐĞ ŽŶ ,ŽůůLJǁŽŽĚ ŚƵƌĐŚ ZĚ͕ ϵϰϬ ĨĞĞƚ ŽĨ ĨƌŽŶƚĂŐĞ ŽŶ EŽƌƚŚ &ŽƌŬ ZĚ͕ ĂŶĚ Ă Ϯ Z͕ ϭ ƌĂŶĐŚ ŚŽŵĞ ŽŶ ƚŚĞ ĨƌŽŶƚ ĐŽƌŶĞƌ͘ WƌŽƉĞƌƚLJ ũŽŝŶƐ ƚŚĞ ƉƉŽŵĂƚƚŽdžͲ ƵĐŬŝŶŐŚĂŵ ƐƚĂƚĞ ĨŽƌĞƐƚ͘ ĚĚŝƚŝŽŶĂů ĂĐƌĞĂŐĞ ĂǀĂŝůĂďůĞ͘ D>^ͬ/ ͗ϭϲϯϱϱϳϱ ΨϮϰϵ͕ϵϱϬ

tE W ZZ/^,

ϴϬϰͲϴϯϯͲϱϯϱϭ

:K,EEz / <&KZ

ϰϯϰͲϱϴϭͲϭϴϰϮ

d DDz > Z<

ϴϬϰͲϯϱϲͲϳϭϰϱ

s/ ͞dZ/W͟ ^d W, E/ W d/dd WKKZ ϴϬϰͲϴϰϬͲϭϴϵϵ ϴϬϰͲϲϴϳͲϳϭϳϯ

t > KD ,KD ͊ ƵƐƚŽŵ ŚŽŵĞ ŽĨĨĞƌƐ ^ůĂƚĞ ^ƉĂĐŝŽƵƐ KE ^dKZz /ŵŵĂĐƵůĂƚĞ ĨůŽŽƌŝŶŐ͕ ƐŽůŝĚ ǁŽŽĚ ĚŽŽƌƐ͕ ŽĂŬ ĨůŽŽƌŝŶŐ ŽŶ ďŽƚŚ ŽĨĨĞƌŝŶŐ ϰ ĚƌŵƐ͕ ƵƐƚŽŵ͕ >> ůĞǀĞůƐ͕ ƚŝůĞ ďĂƚŚƐ͕ ďƌŝĐŬ ĨŝƌĞƉůĂĐĞ͕ ŽĂŬ ŬŝƚĐŚĞŶ >ŝǀŝŶŐ ZŽŽŵ͕ &ĂŵŝůLJ Z/ <͕ ϯ ďĚƌŵ͕ ĐĂďŝŶĞƚƌLJ͕ ǁĂůŬ ƵƉ ĂƚƚŝĐ ĂŶĚ ƐŽ ŵƵĐŚ ŵŽƌĞ͊ ZŽŽŵ Θ ĞŶ͊​͊ ^/y ϯ ďĂƚŚ ĨĞĂƚƵƌŝŶŐ ϰ ŐĞŶĞƌŽƵƐ ƐŝnjĞ ďĞĚƌŽŽŵƐ ŽŶ ƚŚĞ ƐĞĐŽŶĚ ůĞǀĞů ĂŶĚ KƵƚďƵŝůĚŝŶŐƐ͕ ,ĂƌĚǁŽŽĚ Ă ĚĞŶͬďĞĚƌŽŽŵ ŽŶ ƚŚĞ ŵĂŝŶ ůĞǀĞů ĂůŽŶŐ ǁŝƚŚ Ă ĐŽnjLJ 'ĂƌĚĞŶ͕ &ƌƵŝƚ dƌĞĞƐ͕ &ůŽŽƌƐ͕ ŚĞƌƌLJ ĨĂŵŝůLJ ƌŽŽŵ ǁŝƚŚ ŐĂƐ ĨŝƌĞƉůĂĐĞ͕ ĐŚĞĨΖƐ ŬŝƚĐŚĞŶ ǁŝƚŚ KƉĞŶ ^ƉĂĐĞ͊ ŶũŽLJ Ă ĂďŝŶĞƚƐ͕ ϭƐƚ ǁĂůŬ ŝŶ ƉĂŶƚƌLJ͕ ĂŶĚ ƐƉĂĐŝŽƵƐ ƌĞĐͬŐĂŵĞ ƌŽŽŵ͊ E t ŽǀĞƌĞĚ WŽƌĐŚ͕ E t ŶĐůŽƐĞĚ ZĞĂƌ &ůŽŽƌ DĂƐƚĞƌ ^ƵŝƚĞ Θ ϰͲ Ăƌ 'ĂƌĂŐĞ ǁͬ EĞǁĞƌ ƌŽŽĨ͕ ƵƉĚĂƚĞĚ ĚƵĂů njŽŶĞ ŚĞĂƚ ƉƵŵƉƐ͕ WŽƌĐŚ͕ E t ZŽŽĨ͕ E t ,ĞĂƚ WƵŵƉ͕ E t tŽƌŬƐŚŽƉ͘ ^ŝƚƵĂƚĞĚ ŽŶ ϭϱн WƌŝǀĂƚĞ ĐƌĞƐ͘ ǁŚŽůĞ ŚŽƵƐĞ ŐĞŶĞƌĂƚŽƌ͕ ǁĂƚĞƌ ƐŽĨƚĞŶĞƌ ƐLJƐƚĞŵ ĂŶĚ ϭϬн ĚĚŝƚŝŽŶĂů ĐƌĞƐ ǀĂŝůĂďůĞ͘ >> ĨŽƌ ƉƉůŝĂŶĐĞƐ Θ E t tŽŽĚ &ůŽŽƌŝŶŐ͊ ϱ ĐƌĞƐ͊ ǁĂƚĞƌ ŚĞĂƚĞƌ͘ KǀĞƌƐŝnjĞĚ ŐĂƌĂŐĞ ǁͬ ǁŽƌŬďĞŶĐŚ ĂŶĚ ƐƉĞĐŝĂů ƉƌŝĐŝŶŐ͊ D>^ͬ/ ͗ ϭϳϬϳϭϱϴ Ψϰϰϱ͕ϬϬϬ DKs /E Z z͊ D>^ͬ/ ͗ ϭϳϬϲϭϭϴ ΨϭϳϮ͕ϱϬϬ ƐƚŽƌĂŐĞ͘ ϱн ǁŽŽĚĞĚ ĂĐƌĞƐ͘ D>^ηϭϳϬϭϳϱϵ ΨϮϳϰ͕ϵϵϱ

WZK& ^^/KE >>z >K d/KE͊​͊ &&KZ > ͊​͊ ϭϬϬй D E ' &/E E /E' s /> > ͊​͊ dŚŝƐ ϯ Z ϵϳ͘ϲ >K >K>>z ŚŽŵĞ ŽĨĨĞƌƐ ĂŶ ĂůƚĞƌŶĂƚŝǀĞ ƚŽ ƌĞŶƚŝŶŐ W/E W> Ed d/KE ĂŶĚ ŚĂƐ ĂŶ ŝŵƉƌĞƐƐŝǀĞ ůŝƐƚ ŽĨ ƚƚƌĂĐƚŝǀĞ ƉƌŝĐĞ ĨŽƌ ƵƉŐƌĂĚĞƐ ĂŶĚ ĞdžƚƌĂƐ ƚŚĂƚ ĂƌĞ ŚĂƌĚ ƚŽ ŝŶǀĞƐƚŵĞŶƚ ĂŶĚ ĨŝŶĚ ŝŶ ƚŚŝƐ ƉƌŝĐĞ ƌĂŶŐĞ͘ ƉĂƌƚŝĂů ůŝƐƚ ƌĞĐƌĞĂƚŝŽŶ͘ ĐĐĞƐƐ ŝƐ ǀŝĂ ŝŶĐůƵĚĞƐ͗ tŚŽůĞ ŚŽƵƐĞ ŐĞŶĞƌĂƚŽƌ͕ ĂŶ ĞƐƚĂďůŝƐŚĞĚ ƉƌĞƐĐƌŝƉƚŝǀĞ ĞŶƚƌĂů ,s ͕ ZĞƉůĂĐĞŵĞŶƚ ĞĂƐĞŵĞŶƚ ĂůŽŶŐ Ă ƉƌŝǀĂƚĞ ǁŝŶĚŽǁƐ͕ ŽǀĞƌĞĚ ƉŽƌĐŚ͕ >ĂƌŐĞ͕ ƌŽĂĚ ;tŝůƐŽŶ >ĂŶĞͿ͘ ŵƵůƚŝͲ>ĞǀĞů ĚĞĐŬ͕ &ĂŵŝůLJ ZŽŽŵ ZŝĐŚ ǁŝƚŚ ǁŝůĚůŝĨĞ ĨŽƌ ƐŵĂůů ĂĚĚŝƚŝŽŶ͕ EĞǁĞƌ ZŽŽĨ ĂŶĚ EĞǁĞƌ ĂƌƉĞƚŝŶŐ͘ dŚĞ ƉƌŽƉĞƌƚLJ ĐŽŶƐŝƐƚƐ ŽĨ Ă ŐĂŵĞ ŚƵŶƚŝŶŐ͕ ĐĂŵƉŝŶŐ͕ ϭн ĂĐƌĞ ůĞǀĞů ůŽƚ ĂŶĚ ŝƐ ƐĞƌǀŝĐĞĚ ďLJ Žƌ ds͛Ɛ ǁŚŝůĞ LJŽƵƌ ƚŝŵďĞƌ ŝŶǀĞƐƚŵĞŶƚ ŐƌŽǁƐ͘ ĐŽƵŶƚLJ ǁĂƚĞƌ ĂŶĚ ƐĞǁĞƌ ĨŽƌ ĂĚĚĞĚ D>^ͬ/ ͗ϭϲϯϴϵϮϮ ĐŽŶǀĞŶŝĞŶĐĞ͘ D>^ͬ/ ͗ ϭϳϬϭϯϭϮ Ψϭϲϱ͕ϬϬϬ ΨϭϮϵ͕ϵϱϬ

Z Z > Z' tKK > E W Z >͊​͊ dŚŝƐ ŝƐ Ă ǁĞůů ůŽĐĂƚĞĚ ƉĂƌĐĞů ƚŚĂƚ ŽĨĨĞƌƐ ŶŝĐĞ ŚĂƌĚǁŽŽĚ ĂŶĚ ƉŝŶĞ ŵŝdž ƚŚĂƚ ŝƐ ĞdžĐĞůůĞŶƚ ŚƵŶƚŝŶŐ ĂŶĚ ƌĞĐƌĞĂƚŝŽŶĂů ůĂŶĚ͘ >ŽŶŐ ƌŽĂĚ ĨƌŽŶƚĂŐĞ ŽŶ ƚŚĞ ƉĂǀĞĚ ƐƚƌĞĞƚ ŽĨĨĞƌƐ ƚŚĞ ƉŽƚĞŶƚŝĂů ƚŽ ĚŝǀŝĚĞ ƚŚŝƐ ůĂŶĚ ĨŽƌ ďƵŝůĚŝŶŐ Žƌ ŝŶǀĞƐƚŵĞŶƚ ƉƵƌƉŽƐĞƐ͘ dŚĞ ƉƌŽƉĞƌƚLJ ŝƐ ĞĂƐŝůLJ ĂĐĐĞƐƐŝďůĞ ĨƌŽŵ ĂŶ ŝŶƚĞƌŝŽƌ ƌŽĂĚ ĂŶĚ ŝƐ ƌĞĂĚLJ ĨŽƌ LJŽƵƌ ŶĞǁ ŚŽŵĞ Žƌ ǁĞĞŬĞŶĚ ŐĞƚĂǁĂLJ ƉůĂŶƐ͊ D>^ͬ/ ͗ϭϳϬϭϯϳϮ Ψϴϱ͕ϬϬϬ

34

< >>z Ky ƌŽŬĞƌͬKǁŶĞƌ ϴϬϰͲϯϬϱͲϴϴϱϮ

Z Z KDD Z / > KWWKZdhE/dz͊ ƵŝůĚĂďůĞ WĂƌĐĞů ůŽŶŐ 'ŽŽĚĞƐ ƌŝĚŐĞ ZŽĂĚ͘ ,ĞĂƌƚ ŽĨ ƵƐŝŶĞƐƐ ŽƌƌŝĚŽƌ͘ ŽŶĞĚ Ͳϭ tĂƚĞƌ Θ ^ĞǁĞƌ ǀĂŝůĂďůĞ͘ D>^ͬ/ ͗ ϭϱϬϲϲϯϮ Ψϱϵ͕ϬϬϬ

h^dKD ,KD K&& Z^ ^K D Ez ydZ ^͊​͊ dŚŝƐ ĞdžĐŝƚŝŶŐ ĨůŽŽƌƉůĂŶ ĐĂŶ ďĞ ĚĞƐŝŐŶĞĚ ǁŝƚŚ LJŽƵƌ ĨŝŶŝƐŚĞƐ͊ WĂĐŬĂŐĞ ŝŶĐůƵĚĞƐ ĂůůŽǁĂŶĐĞƐ ĨŽƌ 'Z E/d ͕ ^d /E> ^^ WW>/ E ^͕ ĂŶĚ , Z tKK &>KKZ^͘ WƌŝǀĂƚĞ >ŽĐĂƚŝŽŶ͘ KĨĨ Zƚ͘ ϯϲϬ͘ D>^ͬ/ ͗ ϭϱϮϵϵϳϬ ΨϯϮϵ͕ϬϬϬ

&&KZ > ͊​͊ dŚŝƐ ŝƐ Ă ƵŶŝƋƵĞ ŽƉƉŽƌƚƵŶŝƚLJ ƚŽ ŽǁŶ Ă >Kt D /Ed E E ŽŶĞ ůĞǀĞů ŚŽŵĞ ŽŶ Ă ƋƵŝĞƚ ǁŽŽĚĞĚ ůŽƚ ŝŶ ƚŚĞ ĐŽƵŶƚƌLJ͊ dŚŝƐ ƐŝŶŐůĞǁŝĚĞ ŚĂƐ ďĞĞŶ ƚƌĂŶƐĨŽƌŵĞĚ ǁŝƚŚ Z/ < džƚĞƌŝŽƌ͕ dŚĞƌŵĂů tŝŶĚŽǁƐ͕ ƉŝƚĐŚĞĚ ŝŵĞŶƐŝŽŶĂů ^ŚŝŶŐůĞ ZŽŽĨ͕ ŽǀĞƌĞĚ KE Z d ƉŽƌĐŚ͕ ůĂƌŐĞ tKK <͕ , d WhDW͕ KĂŬ ĂďŝŶĞƚƐ͕ ƉƉůŝĂŶĐĞƐ ĂŶĚ ^ƚŽƌĂŐĞ ^ŚĞĚ͘ dŚŝƐ ŝƐ ĂŶ ŝĚĞĂů ƉƌŽƉĞƌƚLJ ĨŽƌ ĚŽǁŶƐŝnjŝŶŐ͕ ƌĞŶƚĂů Žƌ Ă ĨŝƌƐƚ ŚŽŵĞ͘ D>^ͬ/ ͗ ϭϳϬϱϮϬϴ Ψϲϵ͕ϵϱϬ

/Ĩ Ă E t ,KD ŝƐ LJŽƵƌ Z D ĨŽƌ ϮϬϭϳ͕ ǁĞ ŚĂǀĞ h/> Z^ ĂŶĚ >Kd^͊ Ăůů h^ dK z ĨŽƌ ƉĂĐŬĂŐĞ ƉƌŝĐŝŶŐ ŽŶ ĂŶLJ ŽĨ ƚŚĞƐĞ Khd^d E /E' ƉƌŽƉĞƌƚŝĞƐ͊ D >/ DŝƐƚLJ KĂŬƐ >ĂŶĞ Ͳ ϲ ͕ WĞƌŬĞĚ ^ŝƚĞ Ψϯϴ͕ϬϬϬ /Es ^dD Ed KWWKZdhE/dz ůĂƐƐŝĐ ƌĂĨƚŵĂŶ ŚŽŵĞ ǁŝƚŚ ŽƌŝŐŝŶĂů ĞŶŶŝƐǀŝůůĞ ZŽĂĚ Ͳ ϯ ͕ ůŽƐĞ /ŶͬWƌŝǀĂƚĞ͊ Ψϯϵ͕ϬϬϬ ĚĞƚĂŝůƐ ƐƵĐŚ ĂƐ ϵн Ĩƚ ĐĞŝůŝŶŐƐ͕ ƉŽĐŬĞƚ KĂŬ ^ƉƌŝŶŐƐ WůĂŶƚĂƚŝŽŶ Ͳ Ϯ ͕ tĂƚĞƌĨƌŽŶƚ͊ Ψϲϵ͕ϬϬϬ ĚŽŽƌƐ͕ ďƵŝůƚ ŝŶ ĐĂďŝŶĞƚƐ ĂŶĚ tĞƐƚ ƌĞĞŬ ZĚ Ͳ ϭϬн ͕ ƌŝŶŐ zŽƵƌ ,ŽƌƐĞƐ͊ Ψϲϵ͕ϱϬϬ ŬĐĂƐĞƐ͕ ǁŝĚĞ ƚƌŝŵ ĂŶĚ ŵŽƵůĚŝŶŐ͕ WƌŝĚĞƐǀŝůůĞ ZĚ Ͳ Ϯϭн WƌŝǀĂƚĞͬ ůŽƐĞ /Ŷͬ ŝǀŝĚĂďůĞ͊ ΨϭϮϵ͕ϬϬϬ ŽƌŝŐŝŶĂů ƉĂŶĞů ĚŽŽƌƐ ǁŝƚŚ ƚƌĂŶƐŽŵƐ͕ ƌĂLJƚŽŶ >ĂŶĞ Ͳ ϳϴ ͕ tŽŽĚůĂŶĚ ΨϮϭϵ͕ϵϱϬ ĂŶĚ ƌŝĐŚ ŽĂŬ ĨůŽŽƌŝŶŐ͘ ůĂƐƐŝĐ h </E', D ^ŽƵƚŚĞƌŶ ĨƌŽŶƚ ƉŽƌĐŚ ǁŝƚŚ ĐŽůƵŵŶƐ ^ƚ͘ ŶĚƌĞǁƐ ZŽĂĚ Ͳ ϭϵн Z ^͕ ΨϰϮ͕ϱϬϬ͕ ϯϵн Z ^͕ Ψϳϱ͕ϬϬϬ ĂŶĚ ďĞĂĚďŽĂƌĚ ĐĞŝůŝŶŐ͕ ĨĞŶĐĞĚ ƌĞĂƌ hD Z> E LJĂƌĚ ĂŶĚ Ă ĚĞƚĂĐŚĞĚ ŐĂƌĂŐĞ͘ WŝŶĞ 'ƌŽǀĞ ZŽĂĚ Ͳ ϱн Z ^͕ ΨϮϴ͕ϵϱϬ͕ ϲн Z ^͕ Ψϯϭ͕ϵϬϬ dƌŝƉůĞ ĐŽƌŶĞƌ ůŽƚ͘ ϳн Z ^͕ Ψϯϲ͕ϱϬϬ͕ ϭϳн Z ^͕ Ψϳϴ͕ϱϬϬ͕ ϯϳ Z ^͕ Ψϭϲϱ͕ϵϱϬ D>^ͬ/ ͗ϭϲϯϵϭϲϮ ΨϮϵ͕ϵϱϬ

ZK< Z ' WWZ /^ > ttt͘ Ky K'ZKhW͘E d Z Ed >^ /E^hZ E


,W¶V PRUH WKDQ MXVW ³7KH $PHULFDQ 'UHDP´ ,W LV WKH HDVLHVW ZD\ IRU \RX WR EXLOG D QHVW HJJ IRU \RXU IDPLO\ :K\ SD\ UHQW WR VRPHRQH HOVH ZKHQ \RX FDQ LQYHVW LQ \RXUVHOI"

&DOO RQH RI WKH UHDOWRUV LQ WKLV ERRN WRGD\ WR ILQG RXW KRZ \RX FDQ EHFDPH D KRPH RZQHU 35


36


5,&+$5' ( 9$8*+$1 2)),&( +20( ZZZ YDXJKDQUHDOW\ FRP

.,1* 675((7 * .(<69,//( 9$

:H DUH ORFDWHG LQ WKH 7RZQ RI .H\VYLOOH DFURVV IURP WKH 3RVW 2IILFH

%HGURRP YLQ\O VLGLQJ KRPH ZLWK IXOO ZDON RXW EDVHPHQW /RFDWHG QHDU &KDUORWWH & + RQ DFUHV WKH KRPH DOVR LQFOXGHV OLYLQJ URRP Z ILUHSODFH NLWFKHQ GLQLQJ DUHD DQG EDWK 7KH EDVHPHQW FRXOG HDVLO\ EH FRQYHUWHG LQWR DGGLWLRQDO OLYLQJ VSDFH )XOO EDWK DQG XWLOLW\ URRP LQ EDVHPHQW *UHDW ORFDWLRQ RQO\ PLQXWHV WR WRZQ 3ULFHG IRU TXLFN VDOH DW 0/6

'R \RX QHHG D ODUJH KRPH" -XVW OLVWHG ± WKLV KRPH DQG DFUH DUH ORFDWHG MXVW RXWVLGH WKH 7RZQ OLPLWV RI .H\VYLOOH +RPH IHDWXUHV EHGURRPV OLYLQJ URRP IDPLO\ URRP Z ILUHSODFH IRUPDO GLQLQJ URRP ODUJH HDW LQ NLWFKHQ EDWKV DQG XWLOLW\ URRP <RX¶OO ORYH WKH HQWUDQFH IR\HU RQ WKH ILUVW OHYHO [ SOXV WKH KDOOZD\ XSVWDLUV [ 0DMRULW\ RI URRPV KDYH KDUGZRRG IORRUV 7KH RZQHU UHFHQWO\ LQVWDOOHG QHZ 7 SDQH ZLQGRZV DQG D QHZ KHDWLQJ FRROLQJ V\VWHP 6HYHUDO QLFH RXWEXLOGLQJV IRU VWRUDJH 2QH ORRN DQG \RX¶OO EH UHDG\ WR PRYH LQ 0/6

A DIFFERENT KIND OF MORTGAGE LENDER Whether it’s purchasing your first home, upgrading to a larger one or refinancing to lower your payment or pay off debt, Embrace Home Loans continues to help our neighbors finance their dreams. Call or apply today to get pre-approved and make your dream come true!

Conventional • USDA • FHA • Renovation VA • JUMBO • Manufactured Homes Virginia Housing Development Authority Larry Montecino Senior Loan Officer NMLS# 423572 ph cell

434.237.5111 x3399 540.521.3430

lmontecino@embracehomeloans.com

apply at www.embracehomeloans.com/larry-montecino

103 A Paulette Circle Lynchburg, VA 24502

Embrace Home Loans, Inc. NMLS ID # 2184 (www.nmlsconsumeraccess.org) is licensed in VA.

37


38


&DOO 1RZ

6KDZQ %ROGHQ

IRU PRUH LQIRUPDWLRQ RQ DQ\ SURSHUW\

3ULQFLSDO %URNHU $XFWLRQHHU

WR VWD\ XS WR GDWH ZLWK QHZ OLVWLQJV )DFHERRN FRP 8&7UL&RXQW\ Hot New Listing - Keysville

/RQJZRRG 8QLYHUVLW\ $OXPQL

86 0DULQH &RUSV

8&7UL&RXQW\ FRP 6DOHV#8&7UL&RXQW\5( FRP

2 Miles From the High School, Buckingham

8.61 Acres in Buckingham County

3 bedroom, 2 bath home on over 2 acres. Great Location Offers Easy to Commute to Nearby Towns. Nice Master with Walk-in Closet and Bath. $115,000

Wooded Acreage with No Deed Restrictions in Private Location. Creek and Mature timber. Some Clearing has Already Been Done. (Neighboring 8.61 Acres Also Available) $40,000

Lots of Possibilities - Farmville

Historic 1895 Colonial Home on Main Street

Freshly Renovated in Prince Edward County

3 Bedroom 2 Bath Rancher with Full Walkout Basement on 10 Acres with Oversized 2 Car Garage. Basement has Kitchen and Bath. $305,000

4 Bedroom, 2 Bath Home Offers Over 2300 SqFt of Living Space. Completely Renovated. Original Hardwood Floors. $139,900

Just Listed! 3 Bedroom home in Keysville near Southside Community College. Many New Upgrades Shows Well. Only $55,000

3 Bedroom, 2 Bath Home on 2 Acres in Farmville. Master Boasts Walk-in Closet and Master Bath with Garden Tub. Move-In Ready. $112,900

$XFWLRQ 6HUYLFHV $YDLODEOH $EVROXWH RU Z 5HVHUYH 5HDO (VWDWH 5HVRXUFHV OLNH 7LPEHU DQG 2WKHU $VVHWV

6KDZQ %ROGHQ 9$$)

&DOO )RU D )UHH &RQVXOWDWLRQ

9 Acres, 3 Bedroom, Buckingham 1480 sq ft, 2 story, beautiful 1920's home. 3 Bedrooms, 1 1/2 bath, 1.6 acres. Updated kitchen with stainless steel appliances. $99,900

10+ Acres, Cumberland

8QLWHG &RXQWU\ 5HDO (VWDWH 1DWLRQDO 0DUNHWLQJ /RFDO ([SHUWLVH &DOO RXU RIILFH IRU GHWDLOV 0RVW RIILFHV LQGHSHQGHQWO\ RZQHG 2DN 6WUHHW 'LOOZ\Q 9$

39


40


6LG 6P\WK $VVRF %URNHU

6LG#ORQJDQGIRVWHU FRP )ROORZ PH RQ )$&(%22.

'RXJ 0F'DQLHO

/HH 6P\WK -RVK 3DUULVK &KDG *XQQ

$ 0DLQ 6WUHHW 9LFWRULD 9$ ZZZ 6LG6P\WK /1) FRP

.HQEULGJH 7KLV EHDXWLIXO EHGURRP EDWK FXVWRP EXLOW KRPH ZLWK D ZUDS DURXQG GHFN VLWV RQ D ZHOO PDLQWDLQHG ORW WKDW EDFNV XS WR D FUHHN ZLWK ZDWHU \HDU URXQG 7KH SURSHUW\ LV VXUURXQGHG E\ WUDLOV IRU ZDONLQJ RU KRUVH EDFN ULGLQJ YHU\ SULYDWH TXLHW &RPHV ZLWK DQ RUFKDUG DQG D VPDOO EDUQ WRRO VKHG 7KH EDVHPHQW LV KHDWHG DQG FRROHG

%ODFNVWRQH 7KLV LV D EHDXWLIXO SURSHUW\ DFUHV ORFDWHG LQ 1RWWRZD\ 7KH SURSHUW\ LV SULPDULO\ RSHQ ILHOGV EXW DOVR KDV D IHQFHG SDVWXUH 7KHUH DUH VHYHUDO RXWEXLOGLQJV ORFDWHG RQ WKH SURSHUW\ LQFOXGLQJ D ODUJH EDUQ 7KH ODUJH DFUH SRQG LV IXOO\ VWRFNHG 6RPH WLPEHU 7KH EHGURRP KRXVH KDV EHHQ UHPRGHOHG ZLWK QHZ ZLQGRZV DQG GRRUV FHQWUDO DLU DQG KHDW QHZ URRI QHZ DSSOLDQFHV DQG KDUGZRRG IORRUV WKURXJKRXW WKH HQWLUH KRXVH ,Q DGGLWLRQ WKH KRPH IHDWXUHV IW FHLOLQJV DQG D IXOO IURQW SRUFK

&KDVH &LW\ %HDXWLIXO EHGURRP EDWK KRPH ORFDWHG RQ DFUHV MXVW RXWVLGH RI &KDVH &LW\ RIIHU WZR ODUJH ILHOGV JUHDW IRU D JDUGHQ RU HQWHUWDLQLQJ $SSOLDQFHV DUH OHVV WKHQ WZR \HDUV ROG DQG KDUG ZRRG IORRUV WKURXJKRXW PRVW RI WKH KRPH $ PXVW VHH LI \RX DUH ORRNLQJ IRU WKH FRXQWU\ OLYLQJ

.HQEULGJH 7KLV SURSHUW\ KDV PXFK SRWHQWLDO VHUYLQJ DV HLWKHU D VLQJOH IDPLO\ KRPH RU IXWXUH FRPPHUFLDO VSDFH +RPH IHDWXUHV LQFOXGH EHDXWLIXO ZRRG WULP VSDFLRXV EHGURRPV ODUJH GHHS FORVHWV DQG WZR JDUDJHV 7KH EDVHPHQW LV SDUWLDOO\ FRPSOHWH ZLWK D KDOI EDWK 7KLV VSDFH FRXOG EH WXUQHG LQWR D GRZQVWDLUV DSDUWPHQW 2QH RI WKH WZR JDUDJHV LV DWWDFKHG WR WKH KRXVH %RWK PHDVXUH ; IW 7KLV KRPH RIIHUV PXFK SRWHQWLDO DQG LV D PXVW VHH

.HQEULGJH $GRUDEOH IRXU EHGURRP WZR IXOO EDWK KRPH LQ .HQEULGJH 2SHQ WKH IURQW GRRU LQWR D JRUJHRXV OLYLQJ URRP ZLWK KDUGZRRG IORRUV 7KH ODUJH OLYLQJ URRP RYHU VHH WKH WRZQ SDUN 7KH KRPH KDV D ODUJH EDFN \DUG JUHDW IRU HQWHUWDLQLQJ RU IRU WKH NLGV 8SGDWH KHDWLQJ DQG DLU DORQJ ZLWK D WDQN OHVV KRW ZDWHU KHDWHU $ PXVW VHH

9LFWRULD *UHDW EHGURRP EDWK KRPH RQ D FRUQHU ORW 7KH NLWFKHQ LV +8*( ZLWK PDQ\ EXLOW LQV DQG RIIHUV D GLQLQJ DUHD DQG VPDOO RIILFH VSDFH 7KH IDPLO\ DQG IRUPDO OLYLQJ URRP DUH DOVR VSDFLRXV 7KH EDVHPHQW LV XQILQLVKHG 7KHUH LV D VPDOO VXQ URRP DWWDFKHG WR WKH IDPLO\ URRP 7KH EDFN\DUG KDV D VPDOO GHFN DQG LV FRPSOHWHO\ IHQFHG LQ $OVR WKHUH LV D RQH FDU JDUDJH RXWEDFN +RPH LV D PXVW VHH

.HQEULGJH )RXU EHGURRP ORFDWHG LQ WKH TXLWH WRZQ RI .HQEULGJH 9$ 7KLV IL[HU XSSHU KDV RULJLQDO KDUG ZRRG ZLQGRZ FURZQ DQG FKDLU PROGLQJ *LYH WKLV KRPH VRPH 7/& DQG LW ZRXOG EH D VKRZ VWRSSHU

41


&KDVH &LW\ 0/6 %HG ED ,QJURXQG 3RRO DQG 3RRO +RXVH %DUQV /DNHV

&KDVH &LW\ 0/6 $FUH 3LQH ,QYHVWPHQW

5HG 2DN 0/6 %HG %D $FUHV

&ODUNVYLOOH 0/6 %HG %D :DON WR /DNH

42

:RRGURZ 5G /D &URVVH 9$ %DUQHVYLOOH +Z\ 5HG 2DN 9D ZZZ 6RYD5HDOW\ FRP

$OWRQ 0/6 $FUHV 7LPEHU 9DOXH

Gail Burton 434-262-2777 Broker/Owner

Chris Crouse Sarah Hall Mitzi DeJarnette Rose Finch Buzz Grizzle 804-704-3768 434-917-3955 434-917-3226 434-955-1414 252-532-6876 Agent Owner/Agent Owner/Agent Owner/Agent Agent

9LFWRULD 0/6 $FUHV 3LQH 9DOXH +XQWLQJ

&KDVH &LW\ 0/6 $FUHV %DUQ )HQFLQJ 3RQG 2XW %XLOGLQJV

6D[H .H\VYLOOH 0/6 0/6 %HG %D $FUHV $FUHV %HG &DU *DUDJH %D :RUNVKRS

)RUW 0LWFKHOO 0/6 $FUHV 3LQH 9DOXH

:\OOLHVEXUJ 0/6 %HG %D $FUHV

&KDVH &LW\ 0/6 $FUHV 3ODQWHG 3LQHV

1HOVRQ 0/6 %HG %D )HQFHG $FUHV 3RQGV

6D[H 0/6 %HG %DWK $FUHV

/DZUHQFHYLOOH 0/6 %HG %DWK )HQFHG %DFN <DUG

$OEHUWD 0/6 %HG $FUH &DUSRUW

&KDVH &LW\ 0/6 %HG %D $FUHV

&ODUNVYLOOH 0/6 %HG %D 'RFN RQ $FUHV

%R\GWRQ 0/6 %HG %D :DWHUIURQW &RPPXQLW\ $F

/DFURVVH 0/6 /DQG %XLOGLQJ DQG 0RELOH +RPHV RQ

&KDVH &LW\ 0/6 %HG %D 4XLHW 1HLJKERUKRRG

6NLSZLWK 0/6 %HG %D $FUH )DUP

%XIIDOR -XQFWLRQ 0/6 %HG %D 1LFH 9LHZV

5HG 2DN 0/6 :RRGHG $FUHV 7LPEHU 9DOXH

6RXWK +LOO 0/6 %HG %DWK )XOO %DVHPHQW

%UDFH\ 0/6 $FUH :RRGHG 1LFH &RPPXQLW\

$OEHUWD 0/6 $FUHV $FUH 6WRFNHG 3RQG

&KDVH &LW\ 0/6 %HG %DWK $FUHV

%UDFH\ 0/6 &DPSHU 6OHHSV *ROI &DUW

&ODUNVYLOOH 0/6 $FUHV LQ :DWHUIURQW &RPPXQLW\


%X]*UL]]OH#JPDLO FRP

$ (DVW $WODQWLF 6W 6RXWK +LOO 9$ %DUQHVYLOOH +Z\ 5HG 2DN 9D

/DNH *DVWRQ 0/6

7KLV KRPH KDV LW DOO EHGURRPV EDWKV RQ DFUHV ZLWK D ERDW VOLS VI RI OLYLQJ RQ RQH IORRU %HDXWLIXO VHWWLQJ LQ JRUJHRXV UHVWULFWHG QHLJKERUKRRG 8SVWDLUV RIIHUV VI SOD\URRP JXHVW VXLWH RU WKHDWHU URRP DZD\ IURP LW DOO ILUHSODFHV :KLUSRRO WXE DQG LQ JURXQG SRRO $PD]LQJ JODVVHG LQ SRUFK ZLWK ILUHSODFH 7KHUH LV DOVR D FDU JDUDJH DQG GHHGHG ERDW VOLS FORVH E\ /RFDWHG RQ EHDXWLIXO /DNH *DVWRQ

2:1(5 $*(17

/DNH *DVWRQ 0/6

/RYHO\ EHGURRP EDWK +RPH ZLWK EHDXWLIXO ZDWHU YLHZ VI IW RQ DOPRVW DQ DFUH +DQGLFDS )ULHQGO\ VHFXULW\ V\VWHP ,QWHULRU 6SD 7XE :DON ,Q &ORVHW ,UULJDWLRQ 6\VWHP 3OD\ $UHD %2$7 +286( :RUNVKRS 7ZR FDU 'HWDFKHG *DUDJH ZRUNVKRS

6RXWK +LOO 0/6

&XVWRP 4XDOLW\ &RQVWUXFWLRQ EHGURRP EDWK KRPH *UHDW )ORRU 3ODQ .LWFKHQ LV D FRRNV GUHDP +RPH ERDVWV D KRW WXE ZKLUOSRRO 7XE ZRUN LVODQG VHFXULW\ V\VWHP +RPH WKHDWHU DQG LV ZKHHO FKDLU DFFHVVLEOH 7KHUH LV HYHQ D PRWKHU LQ ODZ VXLWH 0LQ WR EHDXWLIXO /DNH *DVWRQ .HUU /DNH

6(( 025( '(7$,/6 21 $// 2) 0< /,67,1*6 $7 ZZZ 6R9D5HDOW\ FRP $JHQW %X] *UL]]OH

43


44


( 7KLUG 6WUHHW )DUPYLOOH 9$

2IILFH

ZZZ KHDUWODQGSURSHUWLHVYD FRP

5DFKHO 5XQLRQ %URNHU 5HDOWRU

&HOO

<RX¶OO DSSUHFLDWH WKH WUDQTXLO FRXQW\ VHWWLQJ DORQJ ZLWK WKH DGRUDEOH EULFN UDQFKHU UHVWLQJ RQ DFUHV ORFDWHG LQ &KDUORWWH &R QHDU %URRNQHDO 35,&(' 72 6(//

/RWV RI SRWHQWLDO ZLWK WKLV VT IW KRPH UHVWLQJ RQ VPDOO DFUHDJH ,I \RX DUH XS WR WKH FKDOOHQJH FDOO XV WRGD\ *,9( $:$< 35,&(

7KLV WXUQ RI WKH FHQWXU\ KRPH KDV ZRRG IORRUV IRXU ILUHSODFHV GRXEOH VWDLUZD\V DQG OJ FRUQHU ORW 7KLV KRPH EHJV WR EH UHVWRUHG WR LWV RULJLQDO EHDXW\ $ GUHDP KRPH WKDW QHHGV 7/& &$// 72'$<

PRVWO\ RSHQ DFUHV ZLWK ORWV RI URDG IURQWDJH 35,&(' 72 6(//

DFUHV PLQXWHV IURP )W 3LFNHWW

VT IW KRPH IHDWXULQJ 5% EK VSDFLRXV )5 ZLWK ILUHSODFH DFFHVV WR ODNH DQG UHVWLQJ RQ DF *5($7 35,&( #

(PDLO PH IRU PRUH GHWDLOV RU WR OLVW \RXU KRPH 5DFKHO#+HDUWODQG3URSHUWLHV9$ FRP

45


Trying to Sell Your Home? A Licensed Real Estate Agent can market your home to get you the most exposure possible and get your home sold. Contact any of the agents in this book today to find out for free, how to list your home for sale. Remember:

You have to be SEEN To be SOLD! 46


6$:0,// 5' )$509,//( 9$

-DVRQ 0HHNV

-DVRQ#0HHNV5HDOW\ FRP

$FUHV 0RVWO\ :RRGHG ; 6KRS ZLWK (OHFWULF $LU /LQHV ; 3ROH %XLOGLQJ 2ZQHU :LOO LQVWDOO %' %D 6HSWLF 0/6

; 6KRS Z )XOO %DWK (TXLSPHQW %OGJ ; 0DVWHU Z 1LFH :DON LQ &ORVHW &DUSRUWV 3DWLR DQG 'HFN 1HZ $ULHO 7RXU %HGURRPV %DWKV 0/6

2YHU 6T)W )LUHSODFHV &URZQ 0RXOGLQJ )URQW DQG 5HDU 3RUFKHV 6HSDUDWH 7LPEHU )UDPH 2IILFH %XLOGLQJ &XVWRP .LWFKHQ *UDQLWH &RXQWHUV 0/6

$0$=,1* 0DVWHU 6XLWH 6T )W %5 %D 6HFXULW\ 6\VWHP 'RJ 3HQ 6KHG ZLWK (OHFWULF :LUHG IRU %DFNXS *HQHUDWRU 0/6 5('8&('

%HWZHHQ 'LOOZ\Q )DUPYLOOH *HRWKHUPDO +*$& %5 %D $FUHV 6T)W &DU *DUDJH )LUHSODFH ; :RUNVKRS 0/6

%5 %D $FUHV 5HFHQWO\ 8SJUDGHG ; ,Q *URXQG 3RRO Z ; 3RRO +RXVH &RXQWU\ /RFDWLRQ 0/6 $ERXW $& 3ODQWHG LQ <U 3LQH 5HVW 2SHQ %HDYHU 3RQG 1LFH &UHHN (YHQ D :DWHUIDOO 1DWKDOLH 9$ 0/6 6SDFLRXV %HGURRP 6T)W $OPRVW $FUHV 5HDG\ IRU <RXU +RUVHV 6WRUDJH %XLOGLQJ 3RQG 1LFH .LWFKHQ /DUJH 'HFN 3RQG 0/6 1HDU 6HPLQDU\ LQ %XFNLQJKDP &R RQ 6SHQFHU 5G 1LFH %XLOGLQJ 7UDFW 0/6 $FUH /RW 1HDU /HHVYLOOH /DNH 1HDU 0DULQD )HQFHG %RDW 59 /RW 0/6

0RVWO\ 2SHQ 0RXQWDLQ 9LHZV %XLOG <RXU 5HWLUHPHQW :HHNHQG +RPH 0/6

$GMRLQLQJ /RWV 3LQHYLHZ 'ULYH 3U (GZDUG &RXQW\ 3HU /RW 2U :LOO 6HOO DV 3DFNDJH $FUHV RI 0DWXUH 3LQH 0/6 (DV\ &RPPXWH WR $SSRPDWWR[ RU )DUPYLOOH DQG 1HDU +Z\ 0/6 2QO\

47


6$:0,// 5' )$509,//( 9$

-DVRQ 0HHNV

-DVRQ#0HHNV5HDOW\ FRP

0DLQ 6WUHHW 'LOOZ\Q %5 %D RQ $FUHV Z &UHHN /J :LQGRZV $OORZ IRU /RWV RI 1DWXUDO /LJKW 6T)W 8SVWDLUV 5HQWHG $SWV 1HDU 6FKRROV 6KRSSLQJ 0/6 %XLOG 2XW 'RZQVWDLUV IRU %XVLQHVV 0/6

%5 %D +RPH 1HZ 5RRI 0DQ\ 8SGDWHV /J .LWFKHQ 0DQ\ &DELQHWV 8QGHU &DELQHW /LJKWV 2:1(5 $*(17 $FUHV %5 %D &DU *DUDJH 0/6 0/6

$FUHV ZLWK 3RQG /DNH /DUJH 6KRS Z /RIW +RPHV %5 %D 0DLQ DQG %5 )DUPKRXVH 0/6

%5 %D :RRG )ORRUV )LUHSODFH Z *DV /RJV %HGURRP %DWK +RPH RQ $FUHV :RRGVWRYH 8QILQLVKHG :DONRXW %DVHPHQW 1HDU +Z\ DQG 'LOOZ\Q $PD]LQJ *DUDJH 0/6 0/6

%ULFN +RPH &HQWUDO +HDW $ & %HGURRP %DWK 6N\OLJKW $FUHV $WWDFKHG 'HWDFKHG *DUDJHV 0/6

1HDUO\ 1HZ 3ULQFH (GZDUG &R %HGURRP %DWK 2SHQ )ORRU 3ODQ $FUHV $GGLWLRQDO DFUHV DYDLODEOH /DUJH 6KRS 0/6

7UDLOHU 3DUN Z +RPH &RWWDJH 6KRS 7UDLOHUV %XFNLQJKDP 2II RI +Z\ 0/6

+Z\ LQ 1 %XFNLQJKDP &XUUHQWO\ 6DORQ $F :RXOG 0DNH *UHDW 6WRUHIURQW RU 2IILFH 0/6


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.