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Found your next new home?

Our lenders can help you with a mortgage designed for you & your needs.

We go the extra mile - just for you.

Christine Amos (434) 676-2666, ext 1911 2IÃ&#x20AC;FH (434) 808-3098 Cell FKULVWLQH DPRV#EFERQOLQH FRP JUHDWHU )DUPYLOOH %ODFNVWRQH &UHZH DQG 9LFWRULD DUHDV

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Ask us about a loan

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that fits your needs.

(434) 676-2666, ext 1413 2IÃ&#x20AC;FH (434) 480-6816 Cell VKHU\O EXUJD\#EFERQOLQH FRP 6RXWK +LOO %UXQVZLFN &RXQW\ .HQEULGJH /DNH *DVWRQ DUHDV

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Named to American Bankerâ&#x20AC;&#x2122;s Top 200 Community Banks annually since 2007 3

Farmville~MLS#40317~$199,900

3 Bedrooms ~2.5 Baths~2,141 sqft.~1 Acre Great Location~Lg. Rear Deck~Private Backyard

Cumberland~MLS#40769~$599,000

4 Bedrooms~2 Baths~3,058 sqft.~89.41 Acres 1730â&#x20AC;&#x2122;s Home~Historic Charm~Outbuildings

Charlotte~MLS#41163~$229,950

4 Bedrooms~2.5 Baths~1,558 sqft.~46.71 Acres Charming Farmhouse~Pastureland~Woods

Farmville~MLS#39883~$229,900

4 Bedrooms~3.5 Baths~2,240 sqft.~0.22 Acre Meticulous Home~Close to Longwood~Basement

4

Farmville~MLS#40165~$369,900

2,889+ sqft. Retail/Office Space~Great Visibility Remodeled~Fronts on 2 Roads~Storage Building

Farmville~MLS#41348~$139,900

2 Bedrooms~2 Baths~1,232 sqft.~0.15 Acre Recently Renovated Inside~Close to Everything

Prince Edward~MLS#40941~$229,000

4 Bedrooms~2 Baths~2,020 sqft.~8.08 Acres 4 Fireplaces~Screened Porch~Owner Agent

Prince Edward~MLS#41412~$179,900

4 Bedrooms~2 Baths~2,128 sqft.~4.85 Acres Spacious Home~Open Layout~Large Lot

Prince Edward~MLS#40940~$549,000 9 Bedrooms~2 Bathrooms~4,674 sqft.~22.20 Acres Historic Landmark~Lakefront~Owner Agent

Farmville~MLS#41529~$179,900

3 Bedrooms~2 Baths~1,652 sqft.~1.65 Acres Well-Kept Home~Centrally Located~Lg. Deck

Prince Edward~MLS#39610~$288,000

5 Bedrooms~3.5 Baths~3,372 sqft.~30 Acres Spacious Home~Basement~Lg Deck & Patio

Cumberland~MLS#41575~$749,000

5 Bedrooms~6 Baths~7,253 sqft.~21.86 AC Lg. Rooms~Inground Pool~Basketball Court & More!

Prince Edward~MLS#41338~$149,900

3 Bedrooms~3 Baths~2,424 sqft.~4.97 Acres Massive Space Inside~Mult. Outbuildings~Fencing

Cumberland~MLS#41025~$140,000

4 Bedrooms~2 Bathrooms~1,620 sqft.~2 Acres Spacious Home~Fireplace~Private Area

Farmville~MLS#40683~$129,000

900+ Sqft.~40’x40’ Heated Shop~0.56 Acre Office Space In Enterprise Zone~Owner Agent

Prince Edward~MLS#40096~$129,900

2 Bedrooms~3 Baths~1,288 sqft.~3 Acres Nice Starter Home or Rental~Storage Sheds

Farmville~MLS#41593~$149,900

3 Bedrooms~2.5 Baths~1,460 sqft.~0.63 Acre Great Home~Close to LU & Hospital~Owner Agent

Farmville~MLS#38916~$3,500,000

3-Story Modern Professional Building~1.80 Acres Great Visibility~Across From Centra Hospital

Buckingham~MLS#39762~$142,900

3 Bedrooms~2 Baths~1,304 sqft.~3.70 Acres Private Setting~Lg. Deck~Storage Shed

Prince Edward~MLS#40889~$149,900

7 Bedrooms~3 Baths~3,139 sqft.~0.91 Acre Large Rooms~Basement~Carport~Garage

Prince Edward~MLS#39477~$159,900

3 Bedrooms~2 Baths~1,835 sqft.~2.22 Acres Well Built~Large Rooms~30’x50’ Garage/Shop

Charlotte~MLS#40109~$159,900

3 Bedrooms~2.5 Baths~3,136 sqft.~2.20 Acres Basement~Landscaped Yard~Fronts Hwy 40

Farmville~MLS#41549~$599,000

4,400 Sqft.~1.29 Acres~Fronts W. Third St. Wooden Deck~Parking Lot~Renovated Inside

Farmville~MLS#40070~$179,900

2,000 sqft. Office/Retail Space with 10 rooms Private Bathrooms~Parking Spaces

Farmville~MLS#40195~$139,000

2 Bedrooms~1 Bath~1,728 sqft.~0.539 Acre Recently Renovated~Close to LU~Corner Lot

Charlotte~MLS#38329~$159,950

1 Bedroom~1 Bath~689 sqft.~11.98 Acres Private Retreat~Overlooks 19 AC Lake~Nice Trees

Prince Edward~MLS#39738~$239,000

2 Bedrooms~2.5 Baths~2,332 sqft.~34.62 Acres Incl. 2 BR Cottage~Scenic Property~Creek

5

●Prince Edward: 3.28 AC, Building Lot, Nice Area Close to Town.

MLS#40613 $24,900

●Buckingham: 76.46 AC, Great Hunting or Recreation Land, Pond.

Owner Agent. MLS#40556 $129,900

●Prince Edward: 2.197 AC, Lakefront Lot, Wooded, Great Place to Build.

MLS#39930 $75,000

●Buckingham: 109.97AC, Adjoins State Forest, 1-Room Cabin, Stream.

MLS#36920 $210,000

●Prince Edward: 69.85 AC, Great Site for Commercial Use & Fronts Hwy 460. Owner Agent. MLS#40754 $450,000

●Prince Edward: 66 AC, Close to Farmville Town Limits.

MLS#37564 $198,000

●Cumberland: 11.82 AC, Fronts 950’ on Main St. in Farmville. MLS#39544 $59,900

●Charlotte: 19.12 AC, Pasture, Pond & Timber. MLS#41514 $97,000

●Prince Edward: 4.36 AC, Nice Hunting Area. MLS#41215 $18,000

●Charlotte: 1.50 AC, Wooded Building Lot, ●Farmville: 1.31 AC, Building Lot in Town Road Frontage. MLS#41387 $12,500 Limits. Owner Agent.

MLS#39866 $21,900

●Prince Edward: 11.23 AC, Good Terrain, Stream. Owner Agent.

MLS#40209 $19,900

●Buckingham: 3.10 AC, Wooded, Perk Approved, Electricity. Owner Agent.

MLS#41312 $9,900

●Charlotte: 8.25 AC, Cleared House Site, Driveway, Well, Septic & Electricity.

MLS#40392 $71,777

●Prince Edward: 35.12 AC, Lakefront, Good Hunting & Fishing Property.

MLS#41351 $124,900

●Cumberland: 52.39 AC, Deeded Right of Way, Great Hunting Land.

MLS#41349 $99,950

●Prince Edward: 4.97 AC, Perk Approved, Priced Below Assessment.

MLS#40878 $19,900

●Cumberland: 78.40 AC, Great Hunting Tract, Bold Stream. Owner Agent.

MLS#39900 $119,900

●Prince Edward: 30.06 AC, Lakefront, Road Frontage. MLS#41352 $109,900

•Buckingham: 20.02 AC, Slate River Frontage. Owner Agent.

MLS#40720 $119,900

•Prince Edward: Lots at Old Ridge Estates.

Sizes & Prices Vary. Owner Agent.

●Prince Edward: Lots at Lockett Creek West. Sizes and Prices Vary. Owner agent.

•Prince Edward: 4.32 AC, Building Lot, Fronts on 2 Paved Roads.

MLS#40447 $19,900

●Buckingham: 10.43 AC, Building Lot, Perk Tested. MLS#41573 $23,900

●Buckingham: 6.40 AC, Large Hardwoods, Close to Featherfin WMA. MLS#41249 $24,900

●Mecklenburg: 0.95 AC, Building Lot. MLS#41595 $35,000

Prince Edward: Lots At Walnut Hill.

Sizes and Prices Vary.

Owner Agent.

~With Over 370 Years of Combined Experience-Call One of Our Local Experts To Help You Find Your Dream Property~

Halifax: 63.87 AC, Pond, Perk Tested, & Road Frontage. Owner Agent.

MLS#41508 $124,900

6

Larry Atkins, Broker: 434-315-3190

Ned Stimpson: 434-392-6163

Brock Robinson: 434-390-2979

Bill Benhoff: 434-547-6561

Brian Atkins: 434-315-3189

Bobby Jacobs: 434-603-1033

Betty Eike: 434-392-4959

Loretta Gant: 434-547-3035

Evelyn Francis: 434-547-2112

Marshall Thackston: 434-315-3533

Sheri Atkins: 434-315-3187

Margaret Atkins: 434-315-3184

Chuck Benhoff: 434-547-5216

Montie Thomas: 434-395-8621

David Whitus: 434-390-4080

Janet Miller

Real Living Cornerstone 238 N Main St. Farmville, VA

434 390-7977 JanetMillerHomes@gmail.com PRICE REDUCED

MLS 41052 PROSPECT $249,000

NEW LISTING

MLS 41539 DILLWYN $132,900

PRICE REDUCED

MLS 41147 FARMVILLE $209,500

MLS 41361 FARMVILLE $139,900

MLS 41376 FARMVILLE $182,500

PRICE REDUCED

MLS 38741 KEYSVILLE $97,500

MLS 41279 DILLWYN $110,000

MLS 41077 DILLWYN $112,400

To view more details and photos of all my listings, please visit:

www.JanetMillerHomes.com

A DIFFERENT KIND OF MORTGAGE LENDER Whether it’s purchasing your first home, upgrading to a larger one or refinancing to lower your payment or pay off debt, Embrace Home Loans continues to help our neighbors finance their dreams. Call or apply today to get pre-approved and make your dream come true!

Conventional • USDA • FHA • Renovation VA • JUMBO • Manufactured Homes Virginia Housing Development Authority Larry Montecino Senior Loan Officer NMLS# 423572 ph cell

434.237.5111 x3399 540.521.3430

lmontecino@embracehomeloans.com

apply at www.embracehomeloans.com/larry-montecino

103 A Paulette Circle Lynchburg, VA 24502

Embrace Home Loans, Inc. NMLS ID # 2184 (www.nmlsconsumeraccess.org) is licensed in VA.

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Powhattan 175.23 Wooded Acres. Gently rolling with river and creek.

So many possibilities. MLS# 41114 $475,000

Farmville - Prince Edward County Renovated 3 bedroom, 3 bath home. Huge Back Yard, Shed, Paved Driveway.

MLS# 40959 $234,900

Cumberland County Almost 10 acres! Open and wooded with mature timber. 250' zoned R-2 and the balance is zoned A-2. Town water and sewer is available.

Great location for a much needed grocery store! MLS# 40147 $125,000

10

Charlotte County 3 bedrooms,2 full baths with open floor plan.

Large yard with lots of space for a garden.

Front porch is the length of the house, sit out and enjoy the great outdoors. Priced to SELL! MLS# 40874 $109,000

Charlotte County Cozy 2 bedroom brick rancher. Unfinished partial basement & huge deck with built-in gazebo. Newer water heater and replacement windows. MLS# 40884 $79,000

Farmville - Prince Edward 2 bedroom, 2 bath Clayton home less than 5 miles from downtown Farmville.

Open floorplan. Shed and Carport MLS# 41218 $59,000

Prospect Priced to SELL! 6.59 acres. Newer replacement windows. Needs TLC. Selling "as is". 2 Bedroom. Several outbuildings and 3 car carport. Creek.

MLS# 41314 $49,900

Cumberland County Great Investment! Town of Farmville. Adjacent to Rails to Trails. 7 acres total wooded lots.

Potential 25 future home sites. Fronts on several state roads. Water and sewer currently available to several lots. MLS# 41189 $399,000

Farmville - Prince Edward County Nice 3 bedroom, 2 1/2 bath home in a great neighborhood. Newer replacement windows, wired for a generator. Concrete driveway and in-ground fiberglass pool! MLS# 41608 $169,000

Farmville 4 Bedroom, 3 bath home in the Avenues. 3 Car detached garage with workshop $249,900

Dillwyn Lots of house for the money! Newly renovated 3 bedroom, 1 1/2 bath. Storage/carport with electricity. Huge yard.

Priced to sell! MLS# 41211 $115,000

Prince Edward County Town of Farmville! Tentative subdivision layout for 105 building sites.

67 acres MLS# 34640 $249,900 2.11 Acre lot in the Enterprise Zone. Traffic 21,000 Daily!

MLS# 39996 $239,000 80.19 acres, 25 open. Stream. MLS# 39566 $225,000 7.5 acres, 2.5 open. Farmville MLS# 40879 $60,000 5 acres, wooded MLS# 39440 $35,000 3.5 acres, wooded MLS# 37612 $25,500 6.71 acres, wooded MLS# 39823 $22,000 1.93 acres, wooded MLS# 41139 $19,000 1.52 acres, wooded MLS# 41137 $19,000 1.51 acres, wooded MLS# 41138 $19,000 5 acres, wooded MLS# 40916 $16,500 Buckingham County COMMERCIAL - 5.42 Acres Adjoins Sprouce's Motel and Teresa's Place (Restaurant).

Front 400' zoned B-1, back zoned A-1. MLS# 41146 $49,000 7.73 acres, cut over in Farmville, MLS# 41144 $25,000 Nottoway County 1.25 Acres in Crewe. 1 acre open, MLS# 41411 $20,000 Powhatan 2.26 Acres, wooded MLS#41565 $90,000

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Buckingham Very Private! 4 bedroom, 2 1/2 bath home. Situated on 31.75 acres. The family room has a cathedral ceiling to the second floor, open balcony with tons of natural sunlight. Master bedroom has a huge walk-in closet. Master bathroom has garden tub and shower. 12' x 24' deck leading off the kitchen. Two car garage. MLS# 41526 $359,900

Prince Edward County 3 bedroom, 2 bath slice of Heaven! 25.47 acres of mostly wooded land. Adjoins Briery Creek Lake and Wildlife Management. Great room has vaulted ceiling with a wood burning fireplace.

24'x36' two car garage, lean-to and covered porch are attached to the garage. The garage is finished with electricity and 100 amp service. MLS# 41540 $296,000

Farmville Move in ready 3 bedroom, 2 bath home! Only 5 minutes from Hampden Sydney College. Open floor plan. Nice landscaping and storage shed. 10 x 15 deck.

MLS# 41567 $154,900

Meherrin 3 bedroom, 2 bath home has a huge dining room/ living room with fireplace. Set up for horses with a run-in shed. Large open garage and several storage sheds with electricity. Creek. 8.36 Acres. MLS# 41490 $165,000

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www.tinyurl.com/JaniceHuddleston.com

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Ron Sandlin, Broker/Owner 434-315-4552

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Rebecca P. Simpson

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MLS 40304 Rice Cattle farm w/70+ acres cross fenced, 6 automatic waterers, 2 creeks.

40X60 shop/equip shed w/16ft lean to, 32x82 winter feeding facility, 48x60 hay barn, 12x24 pigeon/chicken house. 4 bdrm, 2 bath, 2 half bath home, & attached 2 car garage. Basement, in ground pool, partial paved driveway and an automatic whole house generator $579,900

MLS 36299 Farmville PE County Close to Town.

Wood floors throughout!

3 bedroom, 2 1/2 bath home on 2.91 ac offers plenty of space to entertain.

Basement. $263,900

MLS 40294 Meherrin 4 bedroom, 2 bath surround by trees. Covered front porch and rear deck. Shed for storage and fenced back yard. $154,900

Call Rebecca for ALL your Real Estate needs!

MLS 38571 Amelia Service station, convenience store, house, apartment, and shop all for $499,900!

Rentals bring in: House $800.00/mo, apartment $700.00/mo, and shop $700.00/mo.

MLS 38640 Farmville, Buckingham Co. 20+ acres w/ horse barn, 33x24 & 24x24 buildings w/220 amp. Land backs up to STATE FOREST. Full stocked pond and a stream.

4 bedroom, 2 bath home. $210,000

MLS 40945 Dillwyn.

Brand New 3 bedroom, 2 bath OFF Frame Modular- 1 year builder's warranty. Open floor plan w/large master bed & bath. Each bedroom has its own walk in closet. Great location. $154,900

MLS 41486 Farmville.

MLS #36657 Several Beautiful 1700+ sq ft house offers 3 bedrooms Building Lots on 740 acre and 1 bath and 14'10x10'4 Utility with Sandy River Reservoir. a closet that could be a 4th bedroom.

(Most lots Water Front) Hardwood floors. One car carport $75,000 to $99,000 and enclosed storage.$129,900

MLS 40836 Charlotte Co Solid 3 bedroom brick house in a nice setting. Needs updating. Nice wood floors. 2 car carport. Good investment property. $53,000

14

MLS 41461 Dillwyn 4 bedroom, 1 1/2 bath brick house in a great location. Many Upgrades. Hardwood floors are under the carpet in the main part of the house. Possible commercial use. $219,900

MLS 40239 Cumberland 4 Acre Lot convenient to Farmville. Well and Septic. $29,900

MLS 41065 Drakes Branch 58+/- acre farm features fencing, horse barn 40x60 that has 7 stalls with a 14x20 birthing stall, metal shed (32x40), hay barn (24x24), riding ring, trails and more! Gutted and remodeled Circa 1880's 3 bed, 2 bath home. $369,900

MLS 41166 Farmville Lg modular w/upgrades! Must-see kitchen, 20' x 14' living room w/gas logs fireplace that opens to the breakfast area also. Master has office/ nursery area, & bath w/soaking tub.

Full, unfinished basement. Electrical hook up for camper! $215,000

MLS 41113 Keysville 3 Bedroom brick rancher with full basement. Many upgrades within last 3 years. 1990 Doublewide offers 3 bedrooms, 2 baths. $134,900

MLS 40689 Cumberland 2 bedroom, 1 1/2 bath on 2 parcels equaling 8.04 acres. Great Potential. $79,900

MLS 40866 Farmville Fruit trees, grape & blackberry vines, and 3 outbuildings. Recent heat pump and laminated floor. Screened in back porch.

2 car carport. Partial basement.

2 Bedrooms. $75,000

MLS 40282 Farmville 2 homes on 8.25 acres. 2001 Doublewide, 20' x42' shed. 1984 Doublewide has 1320 Sq.Ft., 3 bedrooms, 2 baths. $164,900

MLS 40102 Farmville Minutes from Town.

4 Bedrooms, 2 baths. 40X12 Deck. 20X40 Shed. Fruit Trees.

New Heat Pump. $129,900

MLS 40120 Meherrin.

4 Bedroom, 2 bath home, (Possible 5th bedroom) $75,000

MLS 41001 Patriots Ridge Shopping Center Development. 20.6 Acres.

Site Plan Approved for 10 commercial lots. Cumberland. Buy all or part. Contact me for details.

MLS 39102 92.17 Wooded acres in Green Bay with Creek and River. $124,900 MLS 32990 2.77 Wooded acres in Gloucester. Waterfront Community with Dock. $89,900 MLS 41201 17.95 Mostly Wooded Acres. Charlotte CH. $66,000 (Available also as two separate lots) MLS 34263 11.62 acres. Approx 4 open. Creek. $57,900 MLS 41098 18.62 Wooded acres. Meherrin, Prince Edward County. $44,900 MLS 32953 7.332 Mostly open acres. Farmville, Prince Edward County. $32,000 MLS 41203 9.66 Acres, 7.16 Wooded, Creek. Charlotte CH. $36,000 MLS 41202 8.29 Acres, 5.79 Wooded, Creek. $33,000 (Can be purchased with above lot for more acreage) MLS 41499 12.33 Wooded Acres in Farmville. $29,900

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MLS 41381 Cumberland One of a kind two level home that has four bedrooms and three and a half bathrooms all sitting on 2.43 acres. This home has a nice back deck overlooking a beautiful back yard and a swimming pool! The home offers a 16'7 x 11'5 first floor master bedroom. Partial unfinished basement and an outdoor shed for plenty of storage. Conveniently located between Farmville and Richmond just off of Route 60. $196,000

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MLS 41384 Farmville New Construction! What a beautiful home conveniently located 15 minutes from Downtown Farmville. This home offers three bedrooms, two bathrooms, chair rail in the dining area and an attached two car garage. All sitting on 11.33 acres! $189,900

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MLS 41128 Cumberland Remodeled home on the inside. 2 bedrooms, 1.5 bath, large living room, kitchen, a front and back deck. This home is within walking distance to schools and shops. Would be a great rental property! $59,900

MLS 40492 Pamplin - P E County Level 2.79 Open Acres.

Some Restrictions. $21,500

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ϴϬϰͲϱϲϭͲϭϴϯϭ ϵϭϰϭ tĂƐŚŝŶŐƚŽŶ ^ƚƌĞĞƚ ŵĞůŝĂ ŽƵƌƚŚŽƵƐĞ͕ s ϮϯϬϬϮ

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Trying to Sell Your Home?

A licensed Real Estate Agent can market your home to get you the most exposure possible and get your home sold. Contact any of the agents in this book today to find out for free how to list your home for sale.

Remember:

You have to be SEEN To be SOLD! 24

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