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3

Prince Edward~MLS#37816~$399,000

4 Bedrooms~3 Baths~3,666 sqft~ 20 Acres 6 fireplaces~2 Unique Cottages~Owner Agent

Cumberland~MLS#38564~$219,900

5 Bedrooms~4 Baths~3,161 sqft.~0.90 Acre Spacious~Full Basement~Great Location

Prince Edward~MLS#38412~$199,900

3 Bedrooms~2.5 Baths~1,932 sqft.~3.12 Acres New Paint~Large Porch~Owner Agent

Prince Edward~MLS#38501~$249,900

4 Bedrooms~1 Bath~2,016 sqft.~18 Acres Wood Floors~Garage~Fencing~Pastureland

4

Prince Edward~MLS#38650~$268,500

4 Bedrooms~3 .5 Baths~2,968 sqft~ 6 Acres Lg. Kitchen~Master Suite~In-law Apartment

Cumberland~MLS#38231~$369,900

4 Bedrooms~3.5 Baths~4,700 sqft.~6.06 Acres Master Retreat~W/O Basement~ Covered Patio

Cumberland~MLS#38423~$399,900

4 Bedrooms~3 Baths~2,871 sqft.~40.41 Acres Granite Counters~Master Suite~Pond

Farmville~MLS#38404~$169,950

4 Bedrooms~2 Baths ~2,003 sqft.~0.85 Acre Brick Fireplace~ Skylights~21’x12’ Screened Porch

Prince Edward~MLS#37881~$334,950

5 Bedrooms~3.5 Baths~3,372 sqft.~30 Acres 2 Masters~Basement~Convenient To Farmville

Farmville~MLS#38560~$244,900

4 Bedrooms~2.5 Baths~2,419 sqft~0.47 Acre Open Layout~Vaulted Ceilings~Master Suite

Prince Edward~MLS#38090 $165,000 1 Bedroom~1 Bath~892 sqft.~10.26 Acres Great Getaway~Stone Fireplace~Private

Cumberland~MLS#38414~$349,900

4 Bedrooms~3.5 Baths~2,912 sqft.~9.88 Acres Open Layout~Basement~Fencing~Outbuildings

Farmville~MLS#35574~$169,900

3 Bedrooms ~2 Baths~1,966 sqft.~ 0 .5 Acre Open Floor Plan~Located Near the Avenues

Buckingham~MLS#38311~$219,900

Prince Edward~MLS#38037~$239,900

4 Bedrooms~3.5 Baths ~3,224 sqft.~2 Acres Granite Counters~W/O Basement~Quiet Area

Lunenburg~MLS#38589~$65,000

3 Bedrooms~2 Baths ~1,856 sqft.~3.89 Acres Upgraded~Gas Fireplace~Garden Tub~ Solar Panels

2 Bedrooms~1 Bath~1,506 sqft.~0.95 Acre Updated Kitchen~Covered Porch~20’x22’ Garage

Cumberland~MLS#38225~$149,900

Charlotte~MLS#38494~$219,900

3 Bedrooms~2.5 Baths~2,000 sqft.~0.70 Acre Basement~Deck~Landscaped Yard~Storage Sheds

Charlotte~MLS#38245~$84,900

3 Bedrooms~1.5 Baths~1,760 sqft.

Fireplace~Hardwood Floors~Enclosed Porch

Prince Edward~MLS#38183~$149,900

3 Bedrooms~2 Baths~1,457 sqft~1.73 Acres Open Living & Dining Rooms~Large Deck~ Shed

1 Bedroom~1 Bath~40.98 Acres Log Cabin~Trails~Pond~Creeks~Outbuildings

Charlotte~MLS#38329~$159,950

1 Bedroom ~1 Bath~Log Cabin~11.98 Acres Overlooks Lake~ 8’x24’ Front Porch~Private

Prince Edward~MLS#37605~$79,900 2 Bedrooms~1 Bath~1.15 Acres 1,362 sqft.~Wood Floors~ Owner Agent

Rice~MLS#37849~$229,000

3 Bedrooms~2 Baths~1,726 sqft.~3 Acres Stone Hearth~25x10 Deck~2-Car Garage~Shed

Buckingham~MLS#38022~$127,500

3 Bedrooms~2 Baths~ 1,056 sqft.~3 Acres Covered Porch~Shed~Pasture

Rice~MLS#38502~$164,000

4 Bedrooms~2 Baths ~2,052 sqft.~2.12 Acres Spacious Rooms~Fireplace~Large Deck

Prince Edward~MLS#38593~$109,900

3 Bedrooms~2.5 Baths~2,222 sqft.~2.19 Acres Hardwood Floors~2 Sunrooms~Plenty of Storage

Prince Edward~MLS#38566~$49,900

2 Bedrooms~1 Bath~950 sqft.~1.72 Acres Close to Sandy River Reservoir~Owner Agent

5

•Prince Edward: 64.80 AC Road Frontage, Pond MLS# 37400 $291,600

●Prince Edward: 66 AC Wooded, Just Outside of Town. MLS#37564 $198,000

•Buckingham: 75 AC Hunting Tract MLS#37310 $92,900 Owner Agent

•Prince Edward 38.98 AC Joins Briery Creek WMA MLS#38112 $84,900

●Prince Edward: 8.40 AC Wooded Home site, Creek MLS#36819 $21,900

●Prince Edward: 6 AC Wooded & Road Frontage MLS#38253 $25,000

•Buckingham: 109.97 AC Cabin, Next to State Forest MLS#36920 $210,000

●Buckingham: 12.05 AC Wooded MLS#37787 $38,900 Owner Agent

●Prince Edward: 4.59 AC Secluded Area MLS#38047 $12,000

•Lunenburg: 18.20 AC Road Front, Perc Approved MLS#30621 $29,000

●Prince Edward: 45.53 AC, Fronts Sayler’s Creek, Well & Septic MLS#22961 $129,900

●Charlotte: 25.27AC Homesite, River Frontage MLS#37957 $119,950

•Appomattox: 12.20 AC Well, Septic, Wooded MLS#38209 $49,900

●Prince Edward: 4.93 AC: Wooded Lot, Overlooks a Pond MLS#37944 $18,500

●Charlotte: 130.24 AC Wooded, Road Frontage, MLS#38646 $298,480

•Buckingham: 65.52 AC Wooded Homesite, Creek MLS#36522 $119,900

•Lunenburg: 92 AC w/Lodge, Banquet Hall, Lake, Trails MLS#37999 $599,000

•Halifax: 716 AC w/River Frontage & Mostly Wooded MLS#36429 $2,399,404

•Bedford: 93.92 AC Mostly Wooded Great Investment MLS#36095 $206,800

•Charlotte: Building Lots on Staunton Hill Rd. 3 Lots Available $12,900 each

•Prince Edward: 5.27 AC Overlooking a Pond MLS#38266 $35,000

●Cumberland: 49.43 AC Great Hunting Tract MLS#36198 $69,900 Owner Agent

•Buckingham: 32.66 AC Fronts North River $79,900 MLS# 34287 Owner Agent

•Prince Edward: Lots on Watson Blvd.

Prices Start at $11,900 Owner Agent

•Charlotte: 25.83 AC Wooded, Fronts 3 State Roads MLS#38228 $75,000

•Prince Edward: 17.44 AC Near Sandy River Reservior MLS#38226 $29,900

•Campbell: 261.31 AC Great Investment Tract MLS#36092 $714,492

•Buckingham: 71.31 AC Fronts on the North River MLS#38419 $99,900

•Prince Edward: 2 AC Building Lot with Septic MLS#38234 $15,900

●Lunenburg: 138 AC w/Lake, Pavilion, & Restored Home MLS#35735 $1,500,000

•Prince Edward: 2.31 AC Well, Septic, Mostly Level, Paved Road Frontage MLS#38251 $39,900

•Prince Edward: Building Lots At Lockett •Buckingham: Large Building Lots on Red Creek West Prices Start at $15,900 Rd. Prices and Sizes Vary.

Owner Agent Owner Agent

Prince Edward County

Multiple Lots Available on Green Bay Road in the NEW Walnut Hill Subdivision. These lots range from 2 AC to 24AC and have be en perc tested.

Some lots adjoin the Sandy River Reservoir and the boat access is within walking distance. Owner Agent

6

Ready for that

new mortgage but still wondering

Who can you TRUST Maybe it’s time you got to know the folks at

BENCHMARK.

A top-ranked locally owned community bank, Benchmark has always been known for its responsible lending practices.

Sub-prime loans have never been part of its plan and they never will.

Benchmark mortgage officers work to get you the best rate and terms that they can while making sure you’ll be on solid ground for the life of the loan. In short, you can trust them to take you down the right path.

Call Kim at 392-9088

So if you’re thinking of buying a home or looking to refinance, call Benchmark. Located throughout Southside Virginia, www.BCBonline.com

there’s a branch near you.

7

Your Community Realtor Real Living Cornerstone 238 N. Main St. Farmville, VA 434-390-4004 Navona@AhomewithHart.com

The Great Escape…

Enjoy the good life with almost 125 acres, two ponds, a gazebo, a mile-long trail and two charming homes—all only 20 minutes to Farmville. The log home features a spacious front porch.

Panoramic views and nature abound.

MLS 38519

The Updated Oasis…

You’ll know you are home the second you turn onto the driveway of this gorgeous updated Colonial on 10 peaceful acres. Enjoy quiet evenings on the large porch and deck of this move-in beauty or entertain in the custom kitchen.

MLS 38490

The Edge of the World…

This modern, two-story log cabin is perfect for anyone who likes to get away from it all. Hand-crafted with beautiful wood and lots of windows throughout, it’s situated on 90 acres of gorgeous land with two bold streams, trails, fields and woods.

MLS 37494

To view these and other listings please visit: www.AHomeWithHart.com 8

Janet Miller

Real Living Cornerstone 238 N Main St. Farmville, VA

434 390-7977 JanetMillerHomes.@gmail.com

MLS 38365 FARMVILLE/CUMBERLAND COUNTY 82 ACRES $734,900 REDUCED

MLS 37384 FARMVILLE $184,900

MLS 38068 CUMBERLAND $139,900

NEW LISTING

UNDER CONTRACT! MLS 38520 AMELIA $135,500

MLS 36859 CREWE $89,999 UNDER CONTRACT!

NEW HOME. 7.989 ACRES

MLS 38339 BURKEVILLE $80,000

MLS 36316 PAMPLIN $24,900

MLS 38364 CHARLOTTE CO. $15,000

To view these and my other listings, please visit:

www.JanetMillerHomes.com

9

Would you throw away your hard earned money?

That is what you are doing every month if you are renting a home or apartment!

If you are paying rent, you could be buying a home.

Contact an agent in this book today to find out how to stop throwing away your hard earned money.

10

View our “walk-thru” videos of lot models online!

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Farmville Gorgeous 4 bedroom, 3 bath home with vaulted ceilings, sunroom, attached two car garage, and free-flowing interior. $264,900 (with additional lot $279,000)

Clover Black Walnut, manor house dating back to 1790. Many original buildings (schoolhouse, dairy, smokehouse, kitchen, two tobacco barns). With hardwood floors and fireplaces throughout. This spacious 5 bedroom,5 bathroom home has a great deal of potential for preserving the historic or upgrading to the new. 25 +/- acres. $285,000

Farmville - Cumberland Home situated on 5.46 acres. 4 bedrooms, 2 full baths, open floors plan. Two fireplaces.

Master bedroom has walk-in closet and garden tub. One car garage and shed.$114,900

Buckingham County - 5 minutes to Farmville Gorgeous 3 bedroom, 3 bath home with Exceptional Views! Newly renovated kitchen. Living room offers one of the 4 gas fireplaces. Hardwood floors and crown molding throughout. Office has built-in book shelves.

Master suite has fireplace, walk-in closet and a master bath. Oversize two car garage with a bar and wood burning fireplace (man cave). $359,000

Farmville - Prince Edward Co Like new in a quiet country setting. Offering 3 bedrooms, and 3 full baths. Full basement that is partially finished. 12 x14 deck, storage shed and lean-too convey.

Located between Hampden Sydney College and Longwood University! $169,000

Farmville/ Cumberland County Sit back on your private pier and fish in this beautiful stocked pond.

Open floor, newly renovated and ready to move in. 9.8 acres. $115,000

Buckingham Nice 3 bedroom newly renovated home. spacious porch with two ceiling fans. Two storage sheds w/electricity and lean-to. Paved driveway! $115,000

14

Farmville 3.42 acres. Zoned B-3...Approximately 418' of road frontage. Great location for a Motel, Restaurant, Grocery Store or Strip Mall. High traffic count.

Water and Sewer taps convey. $425,000

Green Bay Private 3 bedroom, 2 bath home only 15 minutes to Farmville. Newly renovated. 17 x 9 deck. 8 acres of land with trails and a creek. $179,900

Darlington Heights Very Secluded! Custom built 3 bedroom, 2 bath home 2015.

Front porch and deck. $149,000

Cumberland County 7 Wooded acres in Farmville Near Rails to Trails Offers 25 potential home sites!

(Commercial/ Residential) $119,900

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Prince Edward County Custom home on over 25+ acres with stocked pond! Spacious 4 bedroom, 3 1/2 baths, perfect for a growing family. In ground pool. huge garage/workshop 32x42. Separate home office. Two car garage. Very secluded. Close to Hampden-Sydney College! $389,900

Farmville - Cumberland County Beautiful 5 bedroom, 3 bath brick home that over looks lake. The views are pretty amazing from the deck! Newly remodeled. Full finished walkout basement. $249,900

Cullen - Prince Edward Co 2 bedroom, 1 bath home. 4 acres +/surround the home with some nice shade trees. Full unfinished basement.

Several out buildings. $79,000

Charlotte The views are pretty amazing! Custom built 1996 home located on over 16+ acres. Almost every room has a view of the POND! 5 bedrooms, 3 full baths. Two zone heat-pump. Basement. Two car garage and paved driveway. Deck extends the length of the house. $298,000

Prospect Nice home surrounded by shade trees. Spacious 3 bedroom, 2 bath home with open floor plan. 12' x 37' deck, fenced-in back.

2-sheds, one has electricity. $155,000

Farmville Great 4 bedroom, 4 bath home in a desirable location. Full walkout basement, two car garage. Huge deck, storage shed, carport/gazebo and sunroom. Just outside the town limits. $299,000

Cullen - Prince Edward County Nice 3 bedroom, 2 bath home! Hardwood floors. Full unfinished basement.

New roof 2010(30 yr. shingles). Convenient to Hampden-Sydney College. $139,900

Prince Edward County 67.28 acres, cut-over with creek. $129,500

Buckingham Multiple building lots available.

Contact me to buy one or all of them. Lots start at $13,000

Keysville 67.27 acres, wooded with nice creek. $169,000

Buckingham County Custom 4 bedroom, 2 bath home. Home is wired for a generator.

Huge patio and deck. Mostly wooded 9.64 acres. Fenced in garden area.

Privacy! Vaulted ceiling open to second floor. $245,000

Prince Edward County 3.5 acres, wooded $34,900 8.18 acres, wooded, stream $28,900 .27 acres, open $24,900 3.28 acres, open $23,000 Buckingham 25 acres, mostly open $97,500 12.08 acres, open $22,000 Crewe 1.25 acres, open $20,000

Cumberland County 7.1 acres, wooded $27,500 2.97 acres, $13,000 Dillwyn 26.67 acres, open $88,000 14.99 acres, wooded $51,100 7.9 acres, open $43,500 2.465 acres, open $27,000

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Commercial Property with 26,000 above ground sq. ft. with 7,000 sq. ft. in Basement. Offering super visibility on Main Street downtown Farmville and parking in the rear of building. Plenty office spaces/suites of assorted sizes and a restaurant area. Elevator, safes, 9 bathrooms, 3 entrances and executive office with a view.

This magnificent home has fireplace in master bathroom, a mega walk-in closet with organizer. Awesome kitchen has an excessive amount of cabinets, cover porch on rear to fenced in area. The entire second floor has been dedicated to fun and fitness. Brick foundation, 4745 sq. ft. detached 5 car garage with car lift, swimming pool and hot tub. Located on 9.2 AC overlooking the bush river in Prince Edward County. A scroll of upgrades , call for detailed list.

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Away from Home?

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Rebecca P. Simpson $GYDQWDJH 3OXV 6RXWK 0DLQ 6WUHHW )DUPYLOOH 9$

MLS 36299 Farmville - PE County Close to Town. Wood floors throughout!

3 bedroom, 2 1/2 bath home offers plenty of space to entertain. $263,900

MLS 37526 Pamplin 5 bedroom, 3 1/2 bath log home nestled in woods w/rights to a 25 acre lake. Fenced area for pets, two metal carports, generator.

Additional 9.07 ac available.

Basement $239,900

MLS 37892 Farmville (Cumberland CO) Well Maintain Brick Ranch. Dual heat pumps w/ back up oil heat. 3 bedrooms 2 baths. Many nice upgrades.

Basement apartment has 2 bedrooms/1 bath, presently being rented $550.00 month. Two meters. $285,000

MLS 37046 Charlotte CH 3 Bedrooms, 2 Baths, Formal LR & DR, 12.02 Acres. Pool, and Pool House, 4 Stall Run-in. $189,900

MLS 36549 Drakes Branch 6800 Sq.Ft. retail/professional business. Apartment in back.

Assessed for $111,604. $99,900

RebeccaSimpson@Remax.net Call Rebecca for ALL your Real Estate needs!

MLS 37899 Farmville Country living in town!!

4 bedrooms, 4 baths.

Many upgrades. 2.91 acres mostly wooded with garden spot $264,900

MLS 37427 Dillwyn 3 bedroom, 1 1/2 bath home remodeled in 2010. 2 heat pumps. New large patio.

Shed with electric. 1.4 Acres. $129,900

434-547-7263 Cell

MLS 38571 Amelia Service station, convenience store, house, apartment, and shop!

Currently leased.

Great income potential. $439,900

MLS 37246 Farmville Over 1400 sq ft on the main level. 2 businesses. Both spaces rented. Upstairs apartment has living room, bathroom, kitchen and bedroom. 12 parking spaces $179,900

MLS 38030 Rice Custom 3 Bedroom, 2 Bath home with hardwood floors throughout. Sunroom. Basement garage with storage area. Shed $192,000

MLS 38304 MLS 38305 Cumberland Buckingham Co. Custom 3 Bedroom, 3 Bedroom, 2 1/2 Bath 1 1/2 Bath home.

Cape on 2 lots. 10X16 Nice Kitchen, Custom carport with Shed with loft and electricity. Dog kennel shed. Must See!$145,000 w/lights & concrete. Large Yard $175,000

MLS 38614 Appomattox 3 bedroom, completely remodeled.

Floored attic for possible storage or expansion. Hardwood floors, Nice yard. $128,500

MLS 32924 Keysville - Commercial Located on Highway 360! Great Traffic for Any Business! $99,900

MLS 37040 Prospect MLS 38397 Charlotte CH 3 Bedrooms, 2 Baths, Triple Large 3 bedroom, 2 bath wide on 1.6+ Acres. Like New. doublewide, 1.5 acres. Front 1824 sq ft! $119,000

MLS #36657 Several Beautiful Building Lots on 740 acre Sandy River Reservoir.

(Most lots Water Front) $75,000 to $99,000

Patriot Ridge Shopping Center Development Rt. 60 Cumberland Co. 20.6 acres. Site plan w/ lots approved. $875,000

MLS 38592 Farmville Like new 3 bedroom, 2 bath house with covered front porch, lg deck, patio and shed. 1.5 acres. $149,900

MLS 38555 Brookneal 11 unit motel w/2 bedroom apartment.

6 units currently rented monthly for $3400 total. All rooms have microwave, refrigerator and cable TV. GREAT INCOME! Need some updating. $149,900

and back decks. $89,900

MLS #37269 Prospect 3 Bedroom Home on 4 Acres. Many Renovations Done. Near Rails to Trails. $79,900

MLS 37429 Farmville 2 Bedrooms, 2 Baths, Renovated. Shed and Carport included. $64,900

MLS #37428 Farmville 2 Bedroom, 2 bath with many updates.

Shed. $49,900

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Find a Cool Home Deal!

The Market is Just Starting to Heat Up! Contact an agent in this book today to find out how you can make your dream of home ownership a realty!

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Can home buyers find your home?

Thousands of homes are listed every year, but not all of them are advertised the way they should be.

Tell your agent you want them to showcase your home in Active Listings Real Estate Guide 41

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Not a Good Idea!

A Licensed Real Estate Agent can market your home in ways that you can not. They also can help you close the deal and find a new home!

Call a Licensed Real Estate Agent Today!

43

Trying to Sell Your Home?

A Licensed Real Estate Agent can market your home to get you the most exposure possible and get your home sold.

Contact any of the agents in this book today to find out for free, how to list your home for sale.

Remember:

You have to be SEEN To be SOLD! 44

Is This the Year You Stop Renting and Start Owning?

Even if you think you can't buy a home of your own, you owe it to yourself to call an agent in this book and find out how easy home ownership can truly be!

You Have Nothing to Lose and Everything to Gain!

A DIFFERENT KIND OF MORTGAGE LENDER Whether it’s purchasing your first home, upgrading to a larger one or refinancing to lower your payment or pay off debt, Embrace Home Loans continues to help our neighbors finance their dreams. Call or apply today to get pre-approved and make your dream come true!

Conventional • USDA • FHA • Renovation VA • JUMBO • Manufactured Homes Virginia Housing Development Authority Larry Montecino Senior Loan Officer NMLS# 423572 ph cell

434.237.5111 x3399 540.521.3430

lmontecino@embracehomeloans.com

apply at www.embracehomeloans.com/larry-montecino

103 A Paulette Circle Lynchburg, VA 24502

Embrace Home Loans, Inc. NMLS ID # 2184 (www.nmlsconsumeraccess.org) is licensed in VA.

45

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