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Found your next new home? Our lenders can help you with a mortgage designed for you & your needs. We go the extra mile - just for you.

Christine Amos (434) 676-2666, ext 1911 2IÃ&#x20AC;FH (434) 808-3098 Cell FKULVWLQH DPRV#EFERQOLQH FRP JUHDWHU )DUPYLOOH %ODFNVWRQH &UHZH DQG 9LFWRULD DUHDV

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Ask us about a loan

loan packages

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(434) 676-2666, ext 1413 2IÃ&#x20AC;FH (434) 480-6816 Cell VKHU\O EXUJD\#EFERQOLQH FRP 6RXWK +LOO %UXQVZLFN &RXQW\ .HQEULGJH /DNH *DVWRQ DUHDV

Local lenders

Apply in-person or online. Named to American Bankerâ&#x20AC;&#x2122;s Top 200 Community Banks annually since 2007 3

Lunenburg~MLS#40052~$249,000

3 Bedrooms~3 Baths~2,050 sqft.~21 Acres Remodeled 1850’s Home~30’x60’ Outbuilding

Cumberland~MLS#40769~$599,000

4 Bedrooms~2 Baths~3,058sqft.~89.41 Acres 1730’s Home~Historic Charm~Outbuildings

Farmville~MLS#40165~$369,900

2,889+ sqft. Retail/Office Space~Great Visibility Remodeled~Fronts on 2 Roads~Storage Building

Farmville~MLS#40777~$129,900

3 Bedrooms~1.5 Baths~1,240 sqft.~1.40 Acres Screened Porch~Fenced Yard~Close to Longwood

Cumberland~MLS#40570~$369,000

4 Bedrooms~3.5 Baths~2,871 sqft.~40.41 Acres Upgraded Home~Custom Finishes~Pond

Farmville~MLS#38916~$3,500,000

3-Story Modern Professional Building~1.80 Acres Great Visibility~Across From Centra Hospital

Prince Edward~MLS#40941~$249,000

4 Bedrooms~2 Baths~2,020 sqft.~8.08 Acres Great Details~4 Fireplaces~Screened Porch

Prince Edward~MLS#40889~$149,900

7 Bedrooms~3 Baths~3,139 sqft.~0.91 Acre Large Rooms~Basement~Carport~Garage

Prince Edward~MLS#40940~$599,000

9 Bedrooms~2 Bathrooms~4,674 sqft.~22.20 Acres Historic Landmark~Lakefront~Owner Agent

Farmville~MLS#40311~$169,900

3 Bedrooms~2 Baths~1,300 sqft.~0.354 Acre New Construction~Master Retreat~Owner Agent

Charlotte~MLS#41163~$229,950

4 Bedrooms~2.5 Baths~1,558 sqft.~46.71 Acres Charming Farmhouse~Pastureland~Woods

Farmville~MLS#40669~$179,900

3 Bedrooms~2 Baths~1,448 sqft.~0.93 Acre Well-Kept~Convenient to LU, Shops & More

Prince Edward~MLS#40096~$139,900

2 Bedrooms~3 Baths~1,288 sqft.~3 Acres Nice Starter Home or Rental~Storage Sheds

Cumberland~MLS#41025~$140,000

4 Bedrooms~2 Bathrooms~1,620 sqft.~2 Acres Spacious Home~Fireplace~Private Area

Farmville~MLS#40683~$129,000

900+ Sqft.~40’x40’ Heated Shop~0.56 AC Office Space In Enterprise Zone~Owner Agent

Farmville~MLS#39883~$229,900

4 Bedrooms~3.5 Baths~2,240 sqft.~0.22 Acre Meticulous Home~Close to Longwood~Basement

Prince Edward~MLS#39477~$159,900

3 Bedrooms~2 Baths~1,835 sqft.~2.22 Acres Well-Built~Large Rooms~30’x50’ Garage/Shop

Charlotte~MLS#38329~$159,950

1 Bedroom~1 Bath~689 sqft.~11.98 Acres Private Retreat~Overlooks 19 AC Lake~Nice Trees

Prince Edward~MLS#39738~$250,000

2 Bedrooms~2.5 Baths~2,332 sqft.~34.62 Acres Main House~Guest House~Lg. Basement

Farmville~MLS#40070~$179,900

2,000 sqft. Office/Retail Space with 10 rooms Private Bathrooms~Parking Spaces

Farmville~MLS#41044~$159,900

3 Bedrooms~1.5 Baths~1,840 sqft.~0.6 Acre Screened Porch~Double Lot~Owner Agent

Are You Looking To Sell Your Property? ~GET IT SOLD BY STATE WIDE~ Farmville~MLS#40195~$139,000

2 Bedrooms~1 Bath~1,728 sqft.~0.539 Acres Recently Renovated~Close to LU~Corner Lot

We Are #1 in South Central VA Sales For OVER a DECADE and counting! 5

●Cumberland: 78.40 AC, Great Hunting Tract, Bold Stream. Owner Agent. MLS#39900 $119,900

Buckingham: 109.97AC, Adjoins State Forest, 1-Room Cabin, Stream. MLS#36920 $210,000

•Buckingham: 20.02 AC, Hardwoods, Slate River Frontage. Owner Agent. MLS#40720 $119,900

●Prince Edward: 69.85 AC, Great Site for ●Prince Edward: 3.28 AC, Building Lot, Commercial Use & Fronts Hwy 460. Nice Area Close to Town. Owner Agent. MLS#40754 $450,000 MLS#40613 $24,900

•Buckingham: 25.50 AC, Great Hunting Area, Wooded. MLS#41164 $49,900

●Prince Edward: 66 AC, Close to Farmville Town Limits. MLS#37564 $198,000

●Charlotte: 3 Building Lots, Road Frontage. MLS#40464-66 $12,900 ea.

●Buckingham: 76.46 AC, Great Hunting or Recreation Land, Pond. Owner Agent. MLS#40556 $129,900

●Prince Edward: 2.197 AC, Lakefront Lot, Wooded, Great Place to Build. MLS#39930 $75,000

•Cumberland: 3.83 AC, Building Lot, Creek. MLS#40946 $23,900

•Nelson: 8.30 AC, Hardwoods, Stream. MLS#39963 $29,900

●Charlotte: 10 AC, Paved Rd Frontage, Well & Septic. MLS#41131 $29,900

•Prince Edward: 19 AC, Rolling Land, House Sites. MLS#39791 $75,000

Prince Edward: Lots At Old Ridge Estates. Sizes and Prices Vary. Owner Agent.

Prince Edward: Lakefront Tracts w/ Mature Timber. Acreage Range 1060AC, Prices Vary. Owner Agent

Prince Edward: Lots At Walnut Hill Estates. Prices and Sizes Vary. Owner Agent.

●Prince Edward: 2.13 AC, Close to Twin Lakes State Park, Entrance. MLS#41017 $14,900

●Prince Edward: 14.70 AC, Road Frontage, Close to High Bridge Park. MLS#40932 $45,000

●Prince Edward: 2.32 AC Building Lot, Perk Approved, Driveway. MLS#40800 $27,900

●Prince Edward: 4.97 AC, Perk Approved, Priced Below Assessment. MLS#40878 $19,900

•Amherst: 21.21 AC, Fronts on 2 Roads, Mountain Views. MLS#39742 $42,500

●Prince Edward: 11.23 AC, Good Terrain, Stream. Owner Agent. MLS#40209 $19,900

●Cumberland: 4.76 AC, Building Lot, Well & Septic. MLS#41129 $18,000

•Prince Edward: 4.32 AC, Building Lot, Fronts on 2 Paved Roads. MLS#40447 $19,900

●Farmville: 1.31 AC, Building Lot in Town Limits. Owner Agent. MLS#39866 $21,900

•Buckingham: 33.60 AC, Creek, Private Wooded Tract. MLS#41165 $59,900

Janet Miller

Real Living Cornerstone 238 N Main St. Farmville, VA

434 390-7977 JanetMillerHomes@gmail.com NEW LISTING

MLS 41052 PROSPECT $249,000

NEW LISTING

MLS 41147 FARMVILLE $229,000

MLS 40509 DRAKES BRANCH $127,000

MLS 41077 DILLWYN $129,900

PRICE REDUCED

NEW LISTING

MLS 39555 DILLWYN $119,900

MLS 38741 KEYSVILLE $99,900

MLS 40901 APPOMATTOX $89,900

MLS 40957 NEW CANTON $54,900

NEW LISTING

18.63 ACRES

4.49 ACRES

MLS 41083 CHARLOTTE $60,500

MLS 39394 POWHATAN $89,900

6.72 ACRES

7.34 ACRES

7.35 ACRES

MLS 41019 PAMPLIN $49,900

MLS 40833 PAMPLIN $39,900

MLS 40832 PAMPLIN $39,900

2.19 ACRES

2.89 ACRES

MLS 40300 FARMVILLE $20,000

MLS 40583 FARMVILLE $15,000

PRICE REDUCED

6.5 ACRES MLS 40494 BUCKINGHAM $34,900

3 ACRES MLS 40493 BUCKINGHAM $24,900

3.82 ACRES MLS 40596 PAMPLIN $24,900

To view more details and photos of all my listings, please visit:

www.JanetMillerHomes.com

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Powhattan 175.23 Wooded Acres. Gently rolling with river and creek. So many possibilities. MLS# 41114 $475,000

Farmville - Cumberland County Very private, 3 bedroom, 3 bath home on 17+/- acre lake. 40' dock and floating pier. Almost every room has a view of the lake. Surrounded by mature timber. Beautiful location for wedding venues or campground. Contemporary style home with open loft and vaulted ceilings. Kitchen was approved through the health department to prepare food for resale. Two cozy fireplaces. Four season room that overlooks the lake only steps away from the main house. Oversized two car garage. Fenced in area with run-in shed, small bridge and several trails throughout. Several areas setup with picnic tables or benches. Metal workshop 24 x 40, heated and cooled. Several storage sheds. 52.4 Acres total. Located only 7 miles from Farmville. MLS# 40569 $425,000

Rice 3 bedroom, 3 1/3 bath, on 7.48 with Beautiful Shared Pond and 2 Stall Horse Barn, only 7+ miles to Farmville. MLS# 41038 $245,000

Prince Edward County 3 bedroom, 3 1/2 bath home on approx 3 acres. 3024 sqft of living space! Amazing Master Suite. Garage. Lots of Open Land. MLS# 40981 $219,900

Charlotte CH Cozy 2 bedroom brick rancher. Unfinished partial basement & huge deck with built-in gazebo. Newer water heater and replacement windows. MLS# 40884 $79,000

Farmville 4 bedroom, 3 bath, garage, and free-flowing interior. Additional lot included MLS# 36966 $259,000

Farmville - Cumberland County Renovated 3 bedroom, 3 bath home. Huge Back Yard, Shed, Paved Driveway . MLS# 40959 $234,900

Charlotte CH Located between Prince Edward and Appomattox County. 3 bedrooms, 2 full baths with an open floor plan. Large yard. Priced to SELL! MLS# 40874 $109,000

Charlotte CH Modest 4 bedroom farm house located on a beautiful 3 acre wooded lot. Wonderful shade trees and garden area. Storage shed. MLS# 40185 $45,000

Prince Edward County Town of Farmville! Tentative subdivision layout for 105 building sites. MLS# 34640 $249,900 2.11 Acre lot in the Enterprise Zone. Traffic 21,000 Daily! MLS# 39996 $239,000 80.19 acres, 25 open. Stream. MLS# 39566 $225,000 7.5 acres, 2.5 open. Farmville MLS# 40879 $60,000 5 acres, wooded MLS# 39440 $35,000 3.5 acres, wooded MLS# 37612 $25,500 6.71 acres, wooded MLS# 39823 $22,000 1.93 acres, wooded MLS#41139 $19,000 1.52 acres, wooded MLS#41137 $19,000 1.51 acres, wooded MLS#41138 $19,000 5 acres, wooded MLS#40916 $16,500 Cumberland County COMMERCIAL - 7 Wooded Acres. Farmville Area. MLS# 41189 $399,000 Almost 10 acres! Open and wooded with mature timber. 250' zoned R-2 and the balance is zoned A-2. Town water and sewer is available. Great location for a much needed grocery store! MLS# 40147 $125,000 Buckingham County Zoned Commercial! 5.42 Acres Adjoins Sprouce's Motel and Teresa's Place (Restaurant). Cleared and ready to break ground. Front 400' zoned B-1, back zoned A-1. MLS# 41189 $399,000 Gladstone 4.29 acres, wooded MLS# 40671 $19,900

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434-315-1231 Cell janice@lafoonrealty.com

www.tinyurl.com/JaniceHuddleston.com

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A DIFFERENT KIND OF MORTGAGE LENDER Whether itâ&#x20AC;&#x2122;s purchasing your first home, upgrading to a larger one or refinancing to lower your payment or pay off debt, Embrace Home Loans continues to help our neighbors finance their dreams. Call or apply today to get pre-approved and make your dream come true!

Conventional â&#x20AC;¢ USDA â&#x20AC;¢ FHA â&#x20AC;¢ Renovation VA â&#x20AC;¢ JUMBO â&#x20AC;¢ Manufactured Homes Virginia Housing Development Authority Larry Montecino Senior Loan Officer NMLS# 423572 ph cell

434.237.5111 x3399 540.521.3430

lmontecino@embracehomeloans.com

apply at www.embracehomeloans.com/larry-montecino

103 A Paulette Circle Lynchburg, VA 24502

Embrace Home Loans, Inc. NMLS ID # 2184 (www.nmlsconsumeraccess.org) is licensed in VA.

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MLS 40304 Rice Working cattle farm w/70+ acres cross fenced w/ 6 automatic waterers, 2 creeks. 40X60 shop/equip shed w/16ft lean to, 32x82 winter feeding facility, 48x60 hay barn, 12x24 pigeon/chicken house. House offers 4 bdrms, 2 full baths, 2 half baths, & attached 2 car garage. Basement, in ground swimming pool, partial paved driveway and an automatic whole house generator $599,900

434-547-7263 Cell RebeccaSimpson@Remax.net Call Rebecca for ALL your Real Estate needs!

MLS 38640 Farmville, Buckingham Co. 20+ acres w/ horse barn, 33x24 & 24x24 buildMLS 39980 Pamplin ings w/220 amp. Land backs up to 137 acre working cattle farm. Several outbuildings and barn, BOLD stream . Fenced and STATE FOREST. Full stocked pond and a stream. crossed fenced with fountain waters. House completely rebuilt in 2012. 2 bedrooms, 2 bath. 4 bedroom, 2 bath home. $495,000 $229,900

MLS 37526 Pamplin MLS 41166 Farmville 5 bedroom, 3 1/2 bath log home Lg modular w/upgrades! Must-see w/rights to a 25 acre lake. kitchen, 20' x 14' living room w/gas logs fireplace that opens to the breakfast Fenced area for pets, two metal area also. Master has office/nursery carports, generator. 7.61 acres area, & bath w/soaking tub. Full, w/Additional 9.07 ac available. unfinished basement. Electrical hook up Basement $225,000 for camper! $215,000

MLS 40891 Farmville. MLS 41193 Keysville 3 bedroom, 2 bath home has been 3 bedroom, 2 bath house is very well completely remodeled. A kitchen to maintained. Kitchen has a bar area. MLS 40282 Farmville die for! So many upgrades including Master has a huge walk in closet. 2 homes on 8.25 acres. 2001 Covered front porch and a deck for Doublewide, 20' x42' shed. 1984 new roof, new heat pump and all entertaining. Custom built wood new duct work, new well pump Doublewide has 1320 Sq.Ft., shop. Shed. Fenced yard.. $174,000 3 bedrooms, 2 baths. $164,900 and tank. $159,900

MLS 39053 Cullen Brick ranch with 2 car garage, detached garage/shop on 2.941 ac. 3 bedrooms and 2 full baths. Large deck off the back. Property is surrounded by farmland. $164,000

MLS 40945 Dillwyn. MLS 40294 Meherrin Brand New 3 bedroom, 2 bath OFF 4 bedroom, 2 bath surround Frame Modular- 1 year builder's by trees. Covered front porch and rear deck. Shed warranty. Open floor plan w/large master bed & bath. Each bedroom has its own for storage and fenced back walk in closet. Great location. $154,900 yard. $154,900

MLS 41113 Keysville 3 Bedroom brick rancher with full basement. Many upgrades within last 3 years. 1990 Doublewide offers 3 bedrooms, 2 baths. $134,900

MLS 40114 Rice. MLS 41132 Rice MLS 40102 Farmville Charming quality built 3 bedroom house Large 3 bedroom, 2 bath DoubleMinutes from Town. wide on 3,8 acres. New Heat with an open floor plan. Appliances con4 Bedrooms, 2 baths. 40X12 vey. 10' x 8' deck and covered front porch. Pump and 8â&#x20AC;&#x2122; X 37â&#x20AC;&#x2122; Deck. Rights Deck. 20X40 Shed. Fruit Trees. 10' x 10' shed and 12' x 20' shed. 114,900 to 4 Ponds. $99,900 New Heat Pump. $129,900

$53,000

MLS 39464 Halifax. 4 bedroom, 2 bath home priced BELOW assessed value! French doors open to large deck and patio. Shed w/electrical and 2 car carport. Two creeks and big back yard on 6.79 ac. $157,900

MLS 40658 Pamplin. Well maintained 3 Bedroom, 2 Bath Doublewide. 25X18 Shop w/ Electric. Barn. 3.28 acres. $83,000

MLS 40836 Charlotte Co MLS 40689 Cumberland MLS #36657 Several Beautiful MLS 40866 Farmville Fruit trees, grape & blackberry vines, and Solid 3 bedroom brick house in a Building Lots on 740 acre 2 bedroom, 1 1/2 bath on 3 outbuildings. Recent heat pump and nice setting. Needs updating. Sandy River Reservoir. 2 parcels equaling 8.04 acres. laminated floor. Screened in back porch. Nice wood floors. 2 car carport. (Most lots Water Front) Great Potential. 2 car carport. Partial basement. Good investment property. $75,000 to $99,000 $79,900 2 Bedrooms. $79,900

MLS 36299 Farmville PE County Close to Town. Wood floors throughout! 3 bedroom, 2 1/2 bath home on 2.91 ac offers plenty of space to entertain. Basement. $263,900

MLS 40174 Kenbridge 2 bedroom, 1 bath. Deck, Town Water and Sewer. Great Investment Property. $59,900

MLS 40120 Meherrin. 4 Bedroom, 2 bath home, (Possible 5th bedroom) $75,000

MLS 40239 Cumberland 4 Acre Lot convenient to Farmville. Well and Septic. $39,900

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wood floors and crown molding. Formal living room and family room with gas log fireplace. New Heat Pump with a 10 year warranty! $239,900

Amazing 4 bedroom, 2 1/2 bath Home in Farmville. Remodeled kitchen with new granite counter tops, backsplash, new stove and tile floors. Formal dining room with tray ceiling, chair rail, 0DUVKDOO

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Pamplin MLS 41076 Well kept 2 bedrooms, 2 bath home in the country. 10 acres with woven wire fencing for your animals, pasture, small stable/barn, chicken coop, large mechanic shop with a 10, 000lb 2 post lift and a stainless steel flue. Nice front porch and a large covered back porch. Stone walkway. $139,900

MLS 41128 Cumberland completely remodeled 2 bedrooms, 1.5 bath home offers large living room, kitchen, a front deck and a back deck. Walking distance to schools and town shops. Would make a great rental or remove it and possible use for commercial. $64,900

Sarah Hall

Mitzi DeJarnette

SarahBrewer+DOO#JPDLO FRP

MitziDejarnetteRealtor#JPDLO FRP

434-917-3955

434-917-3226

Your Kerr Lake Advantage!

We Have Joined Coldwell Banker Advantage in Clarksville. Please Stop By and See us!

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