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Rice~MLS#37849~$229,000

3 Bedrooms~2 Baths~1,726sqft.~3 Acres Stone Hearth~25x10 Deck~2-Car Garage~Shed

Charlotte~MLS# 38245~$94,900

Farmville~MLS#38288~$219,000

3 Bedrooms~1.5 Baths~1,760 sqft. Fireplace~Hardwood Floors~Enclosed Porch

3 Bedrooms~3 Baths~2,536sqft~0.35 Acre Open Layout~Cathedral Ceilings~Whirlpool Tub

Prince Edward~MLS#37881~$334,950

Prince Edward~MLS#37816~$399,000

5 Bedrooms~3.5 Baths~3,372 sqft.~30 Acres 2 Master Suites~Basement~ 12x22 Deck~Firepit

Farmville~MLS#38404~$179,950

4 Bedrooms~2 Baths ~2,003 sqft.~0.85 Acre Brick Fireplace~ Skylights~21’x12’ Screened Porch

Cumberland~MLS#38423~$399,900

4 Bedrooms~3 Baths~2,871sqft.~40.41 Acres Granite Counters~Master Suite~Pond

4 Bedrooms~3 Baths~3,666sqft~ 20 Acres 6 fireplaces~2 Unique Cottages~Owner Agent

Prince Edward~MLS#38276~$249,950

3 Bedrooms~3.5 Baths~2,016sqft.~15 Acres Basement~Sun Porch~Outbuilding

Cumberland~MLS#38231~$369,900

4 Bedrooms~3.5 Baths~4,700 sqft.~6.06 Acres Master Retreat~W/O Basement~ Covered Patio

Farmville~MLS#35574~$179,900

3 Bedrooms ~2 Baths~1,966 sqft.~ 0 .5 Acre Open Floor Plan~Located Near the Avenues

Charlotte~MLS#38329~$159,950

1 Bedroom ~1 Bath~Log Cabin~11.98 Acres Overlooks Lake~ 8’x24’ Front Porch~Private

Prince Edward~MLS#38037~$245,000

4 Bedrooms~3.5 Baths ~3,224sqft.~2 Acres Granite Counters~W/O Basement~Quiet Area

Buckingham~MLS#38344~$169,900

2 Bedrooms~2 Baths~1,296 sqft.~10 Acres Pond~Fencing~5-Stall Barn

Cumberland~MLS#38225~$149,900

3 Bedrooms~2.5 Baths~2,000sqft.~0.70 Acre Basement~Deck~Landscaped Yard

Prince Edward~MLS#37605~$79,900 2 Bedrooms~1 Bath~1.15 Acres 1,362sqft.~Wood Floors~ Owner Agent

Prince Edward~MLS#38412~$219,900

3 Bedrooms~2.5 Baths~1,932sqft.~3.12 Acres Basement~Large Deck~Owner Agent

Prince Edward~MLS#38090 $165,000 1 Bedroom~1 Bath~892sqft.~10.26 Acres Great Getaway~Stone Fireplace~Private

Farmville~MLS#38287~$279,000

3 Bedrooms~2 Baths~2,727 sqft.~0.35 Acre Under Construction In A Great Neighborhood

Cumberland~MLS#38405~$379,900

4 Bedrooms~3.5 Baths~2,912 sqft.~21.16 Acres 2 Kitchens~12 Fenced AC~30’x60’ Shop~5 AC Pond

Charlotte~MLS#38381~$89,900

2 Bedrooms~1 Bath~760sqft.~1.70 Acres Storage Shed~Nice Backyard~Private

Cumberland~MLS#38298~$64,900

3 Bedrooms~1 Bath~768sqft.~0.77Acre Wood Floors~Great Rental~In Farmville Town Limits

Buckingham~MLS#38022~$127,500

3 Bedrooms~2 Baths~ 1,056sqft.~3 Acres Covered Porch~Shed~Pasture

Cumberland~MLS#37772~$129,950

2 Bedrooms~2 Baths ~1,400 sqft.~8.52 Acres New Heat Pump~New Roof~Fenced Paddock

Prince Edward~MLS#38183~$149,900

3 Bedrooms~2 Baths~1,457sqft~1.73 Acres Open Living & Dining Rooms~Large Deck~ Shed

Prince Edward~MLS#37758~$125,000

3 Bedrooms~2.5 Baths~2,222 sqft.~5.56 Acres Hardwood Floors~2 Sunrooms~Plenty of Storage

Buckingham~MLS#38311~$219,900

3 Bedrooms~2 Baths ~1,856sqft.~3.89 Acres Upgraded~Gas Fireplace~Garden Tub~ Solar Panels

Prince Edward~MLS#38472~$79,900

3 Bedrooms~1 Bath~1,450sqft.~4 Acres Hardwood Floors~Gas Logs~19’x19’ Deck

•Prince Edward: 2.27AC, Wooded & Perc Approved MLS# 37769 $30,500

●Prince Edward: 66 AC, wooded, just outside of town. MLS#37564 $198,000

•Buckingham: 75 AC Hunting Tract MLS#37310 $92,900 Owner Agent

•Prince Edward 38.98 AC, Joins Briery Creek WMA MLS#38112 $99,950

●Cumberland: 52.39 AC, Wooded & Private MLS#37786 $129,950

●Prince Edward: 6 AC Wooded & Road Frontage MLS#38253 $25,000

•Buckingham: 109.97 AC Cabin, Next to State Forest MLS#36920 $210,000

●Buckingham: 12.05 AC Wooded MLS#37787 $38,900 Owner Agent

●Prince Edward: 4.59 AC, Secluded Area MLS#38047 $12,000

•Buckingham: 14.30 AC Wooded, Great Building Site MLS#37847 $30,000

●Prince Edward: 45.53 AC, Fronts Sayler’s Creek, Well & Septic MLS#22961 $129,900

●Charlotte: 25.27AC Homesite, River Frontage MLS#37957 $119,950

•Appomattox: 12.20 AC Well, Septic, Wooded MLS#38209 $49,900

●Prince Edward: 4.93 AC: Wooded Lot, Overlooks a Pond MLS#37944 $18,500

●Farmville: Building Lots Stonewood II Subdivision. Sizes and Prices Vary.

•Buckingham: 65.52 AC Wooded Homesite, Creek MLS#36522 $119,900

•Pittsylvania: 142.95 AC Road Frontage & •Halifax: 716 AC w/River Frontage & Planted Pines MLS#36103 $342,663 Mostly Wooded MLS# 36429 $2,399,404

•Bedford: 93.92 AC Mostly Wooded Great Investment MLS#36095 $206,800

•Charlotte: Building Lots on Staunton Hill Rd. 3 Lots Available $12,900 each

•Prince Edward: 5.27 AC Overlooking a Pond MLS#38266 $35,000

●Cumberland: 49.43 AC Great Hunting Tract MLS#36198 $69,900 Owner Agent

•Buckingham: 32.66 AC Fronts North River $79,900 MLS# 34287 Owner Agent

•Prince Edward: Lots on Watson Blvd. Prices Start at $11,900 Owner Agent

•Charlotte: 25.83 AC Wooded, Fronts 3 State Roads MLS#38228 $75,000

•Prince Edward: 17.44 AC Near Sandy River Reservior MLS#38226 $29,900

•Campbell: 261.31 AC Great Investment Tract MLS#36092 $714,492

•Buckingham: 71.31 AC Fronts on the North River MLS#38419 $99,900

•Prince Edward: 2 AC Building Lot with Septic MLS#38234 $15,900

●Buckingham: Large Building Lots on Red Rd. Prices and Sizes Vary. Owner Agent

•Prince Edward: Wooded Building Lots, Goode’s Knoll Subdivision Prices Start at $16,900

•Prince Edward: Building Lots At Lockett Creek West Prices Start at $15,900 Owner Agent

•Buckingham: 44.80 AC Borders a Bold Creek MLS#38461 $49,900 Owner Agent

Lunenburg~MLS#35735 $1,500,000

The View Across the 38+ Acre Lake Shows this Palatial Estate including a Restored 1890’s Home, Multiple Garages, A Pavilion w/ Seating, Concession Stand, on 138 Acres. Welcome to Mimosa Park

Lunenburg~MLS#37999 $599,000

This 92-Acre Retreat is One of A Kind that Offers a Quiet Location, Updated Main House, Large Entertaining Facility with Commercial-Grade Kitchen, 2-Acre Lake, Picnic Area, & Game Room.

Ready for that

new mortgage but still wondering

Who can you TRUST Maybe it’s time you got to know the folks at

BENCHMARK.

A top-ranked locally owned community bank, Benchmark has always been known for its responsible lending practices. Sub-prime loans have never been part of its plan and they never will. Benchmark mortgage officers work to get you the best rate and terms that they can while making sure you’ll be on solid ground for the life of the loan. In short, you can trust them to take you down the right path.

Call Kim at 392-9088

So if you’re thinking of buying a home or looking to refinance, call Benchmark. Located throughout Southside Virginia, www.BCBonline.com

there’s a branch near you. 7

Your Community Realtor Real Living Cornerstone 238 N. Main St. Farmville, VA 434-390-4004 Navona@AhomewithHart.com

A Price on Priceless… Unmatched quality, unparalleled views, and address that is second to none. You must experience this striking 4450 square-foot Colonial masterpiece with its multiple fireplaces, soaking tub, walk-in closets, upper veranda, screened-in porch, finished basement, huge garage, and so very much more. This is what success is all about. MLS 37813 $599,000

Your Guests Will Live Well… This 4954 square-foot, 4 bedroom, 3 and 2 half-bath Colonial estate on over 18 acres includes an additional house for live-ins, inlaws, or guests. With every amenity one would expect in a world-class residence, imagine the very finest and you will still be delighted. (Butler not included!) MLS 38028 $539,000

The Art of Living... To reproduce this 5416 square-foot, 4 bedroom, 3.5 bath, 2-car garage Cape Cod in this neighborhood would cost far more than the tag price. While only 8 years old, it’s evident that cost took a back seat to the quality in the granite countertops, owner’s suite, vaulted ceilings, a second full kitchen in the finished basement, and so much more. It’s certain to remain one of a kind. MLS 37470 $649,000

Janet Miller

Real Living Cornerstone 238 N Main St. Farmville, VA

434 390-7977 JanetMillerHomes.@gmail.com NEW LISTING

MLS 38365 FARMVILLE/CUMBERLAND COUNTY 82 ACRES $734,900 REDUCED

MLS 37384 FARMVILLE $189,999

MLS 38068 CUMBERLAND $139,900

MLS 36834 CHARLOTTE CH $99,900

MLS 36859 CREWE $89,999

MLS 38339 BURKEVILLE $80,000

MLS 36316 PAMPLIN $24,900

MLS 38364 CHARLOTTE CO. $15,000

To view these and my other listings, please visit:

www.JanetMillerHomes.com

Would you throw away your hard earned money? That is what you are doing every month if you are renting a home or apartment!

If you are paying rent, you could be buying a home. Contact an agent in this book today to find out how to stop throwing away your hard earned money.

View our “walk-thru” videos of lot models online!

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Janice Huddleston 434-315-1231 Cell

janice@lafoonrealty.com www.lafoonrealty.com

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Farmville Gorgeous 4 bedroom, 3 bath home with vaulted ceilings, sunroom, attached two car garage, and free-flowing interior. $264,900 (with additional lot $279,000)

Clover Black Walnut, manor house dating back to 1790. Many original buildings (schoolhouse, dairy, smokehouse, kitchen, two tobacco barns). With hardwood floors and fireplaces throughout. This spacious 5 bedroom,5 bathroom home has a great deal of potential for preserving the historic or upgrading to the new. 25 +/- acres. $285,000

Farmville - Cumberland Home situated on 5.46 acres. 4 bedrooms, 2 full baths, open floors plan. Two fireplaces. Master bedroom has walk-in closet and garden tub. One car garage and shed.$114,900

Buckingham County - 5 minutes to Farmville Gorgeous 3 bedroom, 3 bath home with Exceptional Views! Newly renovated kitchen. Living room offers one of the 4 gas fireplaces. Hardwood floors and crown molding throughout. Office has built-in book shelves. Master suite has fireplace, walk-in closet and a master bath. Oversize two car garage with a bar and wood burning fireplace (man cave). $375,000

Farmville - Prince Edward Co Like new in a quiet country setting. Offering 3 bedrooms, and 3 full baths. Full basement that is partially finished. 12 x14 deck, storage shed and lean-too convey. Located between Hampden Sydney College and Longwood University! $169,000

Prospect/ PE County Beautiful 3 bedroom, 2 bath ranch, on 10+ acres. Mature timber. Lots of road frontage and creek. Full unfinished basement. Two car carport. $220,000

Buckingham Nice 3 bedroom newly renovated home. spacious porch with two ceiling fans. Two storage sheds w/electricity and lean-to. Paved driveway! $115,000

Farmville 3.42 acres. Zoned B-3...Approximately 418' of road frontage. Great location for a Motel, Restaurant, Grocery Store or Strip Mall. High traffic count. Water and Sewer taps convey. $425,000

Green Bay Private 3 bedroom, 2 bath home only 15 minutes to Farmville. Newly renovated. 17 x 9 deck. 8 acres of land with trails and a creek. $179,900

Darlington Heights Very Secluded! Custom built 3 bedroom, 2 bath home 2015. Front porch and deck. $149,000

Cumberland County 7 Wooded acres in Farmville Near Rails to Trails Offers 25 potential home sites! (Commercial/ Residential) $119,900

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Prince Edward County Custom home on over 25+ acres with stocked pond! Spacious 4 bedroom, 3 1/2 baths, perfect for a growing family. In ground pool. huge garage/workshop 32x42. Separate home office. Two car garage. Very secluded. Close to Hampden-Sydney College! $389,900

Farmville - Cumberland County Beautiful 5 bedroom, 3 bath brick home that over looks lake. The views are pretty amazing from the deck! Newly remodeled. Full finished walkout basement. $249,900

Cullen - Prince Edward Co 2 bedroom, 1 bath home. 4 acres +/surround the home with some nice shade trees. Full unfinished basement. Several out buildings. $79,000

Charlotte The views are pretty amazing! Custom built 1996 home located on over 16+ acres. Almost every room has a view of the POND! 5 bedrooms, 3 full baths. Two zone heat-pump. Basement. Two car garage and paved driveway. Deck extends the length of the house. $298,000

Prospect Nice home surrounded by shade trees. Spacious 3 bedroom, 2 bath home with open floor plan. 12' x 37' deck, fenced-in back. 2-sheds, one has electricity. $155,000

Farmville Great 4 bedroom, 4 bath home in a desirable location. Full walkout basement, two car garage. Huge deck, storage shed, carport/gazebo and sunroom. Just outside the town limits. $299,000

Cullen - Prince Edward County Nice 3 bedroom, 2 bath home! Hardwood floors. Full unfinished basement. New roof 2010(30 yr. shingles). Convenient to Hampden-Sydney College. $149,900

Prince Edward County 67.28 acres, cut-over with creek. $129,500

Buckingham Multiple building lots available. Contact me to buy one or all of them. Lots start at $13,000

Keysville 67.27 acres, wooded with nice creek. $169,000

Buckingham County Custom 4 bedroom, 2 bath home. Home is wired for a generator. Huge patio and deck. Mostly wooded 9.64 acres. Fenced in garden area. Privacy! Vaulted ceiling open to second floor. $245,000 Prince Edward County 3.5 acres, wooded $39,000 8.18 acres, wooded, stream $28,900 6.45 acres, wooded $25,000 .27 acres, open $24,900 3.28 acres, open $23,000 Buckingham 25 acres, mostly open $97,500 12.08 acres, open $22,000 Crewe 1.25 acres, open $20,000

Cumberland County 8.42 acres, wooded $26,000 7.1 acres, wooded $27,500 2.97 acres, $13,000 Dillwyn 26.67 acres, open $88,000 14.99 acres, wooded $51,100 14.2 acres, wooded $44,000 7.9 acres, open $43,500 2.465 acres, open $27,000

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MLS 36299 Farmville - PE County Close to Town. Wood floors throughout! 3 bedroom, 2 1/2 bath home offers plenty of space to entertain. All bedrooms are nice size. $263,900

MLS 37046 Charlotte CH 3 Bedrooms, 2 Baths, Formal LR & DR, 12.02 Acres. Pool, and Pool House, 4 Stall Run-in. $189,900

MLS 36549 Drakes Branch 6800 Sq.Ft. retail/professional business. Apartment in back. Assessed for $111,604. $99,900

RebeccaSimpson@Remax.net Call Rebecca for ALL your Real Estate needs!

MLS 37892 Farmville (Cumberland CO) Well Maintain Brick Ranch. Dual heat pumps w/ back up oil heat. 3 bedrooms 2 baths. Many nice upgrades. Basement apartment has 2 bedrooms/1 bath, presently being rented $550.00 month. Two meters. $285,000

MLS 37526 Pamplin 5 bedroom, 3 1/2 bath log home nestled in woods w/rights to a 25 acre lake. Fenced area for pets, two metal carports, generator. Additional 9.07 ac available. Basement $239,900

MLS 37427 Dillwyn 3 bedroom, 1 1/2 bath home remodeled in 2010. 2 heat pumps. New large patio. Shed with electric. 1.4 Acres. $129,900

434-547-7263 Cell

MLS 38019 Clarksville/ Buggs Island 2000' of lake frontage! Permit for dock on file. 3 bedrooms, 2.5 baths with 2 car attached garage. Unfinished basement with shop area. Very private. Assessed at $431,300. $325,000

MLS 37899 Farmville Country living in town!! 4 bedrooms, 4 baths. Many upgrades. 2.91 acres mostly wooded with garden spot $264,900

MLS 38030 Rice MLS 37246 Farmville Custom Over 1400 sq ft on the main level. 3 Bedroom, 2 businesses. Both spaces rented. 2 Bath home Upstairs apartment has living room, with hardwood floors throughout. 25â&#x20AC;&#x2122; bathroom, kitchen X 11â&#x20AC;&#x2122; sunroom. Basement garage with and bedroom. storage area. Shed $194,900 12 parking spaces $179,900

MLS 38304 MLS 38305 Cumberland Buckingham Co. Custom 3 Bedroom, 3 Bedroom, 2 1/2 Bath 1 1/2 Bath home. Cape on 2 lots. 10X16 Shed with loft and electricity. Dog kennel Nice Kitchen, Custom carport with shed. Must See!$145,000 w/lights & concrete. Large Yard $175,000

MLS 37690 Farmville (Cumber Co) 3 bedroom, 2 bath house. Lg screened in back porch! Carport, shop, shed, dog shed w/fencing, above ground pool. $112,900

MLS 32924 Keysville - Commercial Located on Highway 360! Great Traffic for Any Business! $99,900

MLS 37040 Prospect MLS 38397 Charlotte CH 3 Bedrooms, 2 Baths, Triple Large 3 bedroom, 2 bath wide on 1.6+ Acres. Like New. doublewide, 1.5 acres. Front 1824 sq ft! $119,000

MLS #36657 Several Beautiful Building Lots on 740 acre Sandy River Reservoir. (Most lots Water Front) $75,000 to $99,000

Patriot Ridge Shopping Center Development Rt. 60 Cumberland Co. 20.6 acres. Site plan w/ lots approved. $875,000

MLS 38406 Pamplin 3 bedroom, 2 bath home has new wiring and plumbing. 7 acres park like setting. Bold stream with waterfall. Fenced and cross fenced. Pasture w/run in. Greenhouse, shed, and workshop. $159,900

and back decks. $89,900

MLS #37269 Prospect 3 Bedroom Home on 4 Acres. Many Renovations Done. Near Rails to Trails. $79,900

MLS 37429 Farmville 2 Bedrooms, 2 Baths, Renovated. Shed and Carport included. $64,900

MLS #37428 Farmville 2 Bedroom, 2 bath with many updates. Shed. $49,900

Away from Home? You can still look through the latest issue of

Point your Internet Service Provider to:

www.ActiveListingsVa.com To flip thru the virtual pages of the most recent guide, and the guides from the past two months.

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Can home buyers find your home? Thousands of homes are listed every year, but not all of them are advertised the way they should be.

Tell your agent you want them to showcase your home in Active Listings Real Estate Guide 27

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Is This the Year You Stop Renting and Start Owning? Even if you think you can't buy a home of your own, you owe it to yourself to call an agent in this book and find out how easy home ownership can truly be! You Have Nothing to Lose and Everything to Gain! 30

Nora Joyner

434-298-7537

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Not a Good Idea! A Licensed Real Estate Agent can market your home in ways that you can not. They also can help you close the deal and find a new home! Call a Licensed Real Estate Agent Today! 43

Trying to Sell Your Home? A Licensed Real Estate Agent can market your home to get you the most exposure possible and get your home sold. Contact any of the agents in this book today to find out for free, how to list your home for sale. Remember:

You have to be SEEN To be SOLD! 44

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A DIFFERENT KIND OF MORTGAGE LENDER Whether itâ&#x20AC;&#x2122;s purchasing your first home, upgrading to a larger one or refinancing to lower your payment or pay off debt, Embrace Home Loans continues to help our neighbors finance their dreams. Call or apply today to get pre-approved and make your dream come true!

Conventional â&#x20AC;¢ USDA â&#x20AC;¢ FHA â&#x20AC;¢ Renovation VA â&#x20AC;¢ JUMBO â&#x20AC;¢ Manufactured Homes Virginia Housing Development Authority Larry Montecino Senior Loan Officer NMLS# 423572 ph cell

434.237.5111 x3399 540.521.3430

lmontecino@embracehomeloans.com

apply at www.embracehomeloans.com/larry-montecino

103 A Paulette Circle Lynchburg, VA 24502

Embrace Home Loans, Inc. NMLS ID # 2184 (www.nmlsconsumeraccess.org) is licensed in VA.

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