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Prince Edward~MLS#37816~$349,900

3 Bedrooms~3 Baths~2,536 sqft.~0.35 Acre Open Areas~Spacious~Basement w/Garage

Farmville~MLS#38560~$229,900

Cumberland~MLS#38231~$369,900

4 Bedrooms~2.5 Baths~2,419 sqft~0.47 Acre Open Layout~Vaulted Ceilings~Master Suite

Farmville~MLS#38859~$199,900

3 Bedrooms~2 Baths ~1,694 sqft.~0.62 Acre New Build~Located in Jesses Ridge~Owner Agent

Prince Edward~MLS#38770~$205,000

3 Bedrooms~2 Baths~1,798 sqft.~1.51 Acres Lg Kit w/Island~Sunroom~Landscaped Yard

Farmville~MLS#38869~$209,000

4 Bedrooms~3 Baths~3,666 sqft.~20 Acres High Ceilings~Grand Staircase~Owner Agent

4 Bedrooms~3.5 Baths~4,700 sqft.~6.06 Acres Great Features~Basement~ On Edge of Farmville

Cumberland~MLS#38425~$329,900

4 Bedrooms~3 Baths~2,871 sqft.~4.74 Acres Master Suite~Updated Throughout

Farmville~MLS#38900~$159,900

3 Bedrooms~2.5 Baths~1,460 sqft.~0.63 Acre Well-Kept~Close to LU~Nice Decks

Prince Edward~MLS#38650~$268,500

4 Bedrooms~3 .5 Baths~2,968 sqft~ 6 Acres Lg. Kitchen~Master Suite~Privacy Fence

Cumberland~MLS#38925~$239,900

4 Bedrooms~2 Baths~2,648 sqft.~4.09 Acres Historic “Needham” House~ Great Details Throughout

Prince Edward~MLS#38932~$179,900

4 Bedrooms ~2.5 Baths~2,000 sqft.~ 73.40 Acres Secluded Location~Pond~15 min. to Farmville

Cumberland~MLS#38414~$299,000

4 Bedrooms~3.5 Baths~2,912 sqft.~9.88 Acres Open Layout~Basement~Fencing~Outbuildings

Farmville~MLS#38870~$249,900

Cumberland~MLS#38564~$219,900

3 Bedrooms~2 Baths~ 2,727sqft.~0.35 Acre Nice Home~Great Area~1-Car Garage

5 Bedrooms~4 Baths~3,161 sqft.~0.90 Acre Spacious~Full Basement~Great Location

Prince Edward~MLS#38090 $165,000

Lunenburg~MLS#38589~$59,000

1 Bedroom~1 Bath~892 sqft.~10.26 Acres Great Getaway~Stone Fireplace~Private

Farmville~MLS#38881~$84,900

3 Bedrooms~1.5 Baths~1,224 sqft.~0.16 Acre Nice Area within Walking Distance to LU.

Buckingham~MLS#38780~$259,900

3 Bedrooms~3 Baths~2,010 sqft.~11.50 Acres Wood Floors~Lg. Outbuilding~Addt’l Cabin

Charlotte~MLS#38953~$69,000

3 Bedrooms~1.5 Baths~1,142 sqft~0.50 Acre Nice Decks ~Screened Porch~Storage Shed

2 Bedrooms~1 Bath~1,506 sqft.~0.95 Acre Updated Kitchen~Covered Porch~20’x22’ Garage

Cumberland~MLS#38225~$149,900

3 Bedrooms~2.5 Baths~2,000 sqft.~0.70 Acre Basement~Deck~Landscaped Yard~Storage Sheds

Buckingham~MLS#38760~$325,000

3 Bedrooms~1 Bath ~1,620sqft.~197.84 Acres Recreation Cabin ~Good Timber~Road Frontage

Prince Edward~MLS#37605~$74,900

2 Bedrooms~1 Bath~1.15 Acres~1,362 sqft. Refinished Floors~ New Paint~Owner Agent

Charlotte~MLS#38329~$159,950

1 Bedroom ~1 Bath~Log Cabin~11.98 Acres Overlooks Lake~ 8’x24’ Front Porch~Private

Halifax~MLS#38510~$299,900

3 Bedrooms~2 Baths ~1,900 sqft.~32.34 Acres Large Rooms~Private Area~Addt’l In-Law Home

Farmville~MLS#38858~$169,900

3 Bedrooms~2 Baths~1,327 sqft.~0.45 Acre New Construction~Deck~Owner Agent

Cumberland~MLS#38128~$99,900

3 Bedrooms~2 Baths~1,200 sqft.~2.15 Acres Renovated~Deck~Private Area

Farmville~MLS#38800~$64,900

1 Bedroom~1 Bath~576 sqft.~0.50 Acre Great Rental Potential~Close to Longwood U.

Farmville●25,480 sqft ●1.80 AC Professional Building w/3-Stories, & On-Site Parking. Several Long-Term Tenants In Place. MLS#38916 $3,500,000

Prince Edward●5,000 sqft ●6.35 AC Retail/Office Space, Commerical Entrance, PE Enterprise Zone, & Lots of Road Frontage. MLS#38233 $679,000

Buckingham●Main St.●16.23 AC Current Sawmill, Sheds, 2-Room Office, Security System, Equipment Available for Addt’l Cost. MLS#38377 $175,000

Prince Edward●11,958 sqft. ●3.03 AC Old School Building, Fencing, Commercial Entrance, Separate Office Space. MLS#38832 $175,000

Cumberland: 54.10AC: Wooded & Open Land, Old Home. MLS#38803 $199,900

Prince Edward: 4.79AC: Wooded Lot , Fronts A Pond. MLS#38824 $22,500

Prince Edward: 64.80 AC Road Frontage, Pond MLS# 37400 $291,600

Nelson: 25AC: Mountain Views & Cabin. MLS#38865 $99,900

Buckingham: 14.35AC: Wooded, Great Homesite. MLS#38938 $27,900

Prince Edward: 6.58AC:Wooded & Close to State Park. MLS#38918 $25,000

Appomattox: 51.74AC: Fronts on 2 Rds, Nice Hunting Spot. MLS#38855 $104,900

Cumberland: 25.50 AC: Partly Wooded & Part Cropland. MLS#38818 $63,750

Prince Edward: 66 AC Wooded, Just Outside of Town. MLS#37564 $198,000

Buckingham: Large Building Lots on Red Road. Prices and Sizes Vary. Owner Agent

Charlotte: 130.24 AC Wooded, Interior Road & State Road Frontage. MLS#38646 $298,480 Cumberland: 49.43 AC Great Hunting Tract MLS#36198 $69,900 Owner Agent

Charlotte: 25.83 AC Wooded, Fronts 3 State Roads MLS#38228 $75,000

Lunenburg: 18.28AC: Wooded, Rd Frontage, & Creek. Owner Agent MLS#38945 $39,900

Prince Edward: 33.60 AC Wooded, Close to Farmville MLS#38340 $150,000

Buckingham: 109.97 AC Cabin, Next to State Forest MLS#36920 $210,000

Prince Edward: 45.53 AC, Well & Septic MLS#22961 $129,900

Cumberland: 52.39 AC Wooded, Stream, Private MLS#37786 $129,950

Prince Edward: Lots at Walnut Hill Estates. Sizes & Prices Vary. Owner Agent

Buckingham: 32.66 AC Fronts North River $79,900 MLS# 34287 Owner Agent

Amherst: 5.65AC: Cleared Homesite & Mountian Views. MLS#38898 $25,000

Lunenburg●1,540 sqft ●25x50 Lot Retail Space on Main St., Security Gates, Great Visibility & Exposure. MLS#38282 $110,000

Farmville●15,000+ sqft ●0.198 Acre Historic Building with Retail Space, Living Areas, Warehouse Space, & Fronts on Main St. MLS#38651 $975,000

Ready for that

new mortgage but still wondering

Who can you TRUST Maybe it’s time you got to know the folks at

BENCHMARK.

A top-ranked locally owned community bank, Benchmark has always been known for its responsible lending practices. Sub-prime loans have never been part of its plan and they never will. Benchmark mortgage officers work to get you the best rate and terms that they can while making sure you’ll be on solid ground for the life of the loan. In short, you can trust them to take you down the right path.

Call Kim at 392-9088

So if you’re thinking of buying a home or looking to refinance, call Benchmark. Located throughout Southside Virginia, www.BCBonline.com

there’s a branch near you. 7

Real Living Cornerstone 238 N. Main Street, Farmville, VA 434-390-4004

F�� L��…

...with classic details Blackstone MLS 37222

...with wide open spaces Keysville MLS 38899

...with a perfect deck Prospect MLS 38909

...with your morning view Meherrin MLS 38519

...with white picket fences Kenbridge MLS 37222

...with a back yard retreat Farmville MLS 38028

...with new hardwood floors Prospect MLS 38911

...with a rustic log cabin Farmville MLS 37494

...with the best view in town Farmville MLS 37813

F�� l�� i�� y�� h�� . W�e�� y��’�� n� �� n� �e� �� y�� n� y�� r�ec� mat��. To view these and other listings visit: www.AHomeWithHart.com 8

Janet Miller

Real Living Cornerstone 238 N Main St. Farmville, VA

434 390-7977 JanetMillerHomes.@gmail.com 82 ACRES W/BARN

MLS 38365 FARMVILLE/CUMBERLAND CO.

NEW LISTING

MLS 38520 AMELIA $135,500

MLS 37384 FARMVILLE $184,900

PRICE REDUCED

MLS 38068 CUMBERLAND $134,900

MLS 38764 RICE $149,900

NEW LISTING

MLS 38835 POWHATAN $129,900

PRICE REDUCED

MLS 38765 CUMBERLAND $124,900

MLS 38741 KEYSVILLE $109,900

MLS 38742 POWHATAN $109,900

PENDING!

MLS 38763 FARMVILLE $95,000

NEW LISTING

MLS 38872 CUMBERLAND $69,000

MLS 38674 DILLWYN $87,500

NEW LISTING

MLS 38873 PRINCE EDWARD $37,500

MLS 38690 CREWE $80,000

I HAVE SOME GREAT LAND LISTINGS AS WELL. PLEASE COME TO MY WEBSITE FOR PHOTOS AND ALL THE DETAILS!

To view more details and photos of all my listings, please visit:

www.JanetMillerHomes.com

Would you throw away your hard earned money? That is what you are doing every month if you are renting a home or apartment!

If you are paying rent, you could be buying a home. Contact an agent in this book today to find out how to stop throwing away your hard earned money.

View our “walk-thru” videos of lot models online! /DUJHVW VWRFNLQJ LQGHSHQGHQW GHDOHU LQ WKH DUHD :H VHOO RII IUDPH PRGXODUV GRXEOH DQG VLQJOHZLGH KRPHV :H DUH GLVWULEXWRUV RI &RPPRGRUH &KDPSLRQ 5 $QHOO DQG )OHHWZRRG

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Charlotte County Custom 3 bedroom, 3 full bath on 16+ acres. POND! Basement. Deck extends the length of the house. MLS# 38008 $288,000

Green Bay Private 3 bedroom, 2 bath, 8 acres. Creek. MLS# 37486 $179,900

Farmville 4 bedroom, 3 bath, garage, and free-flowing interior. additional lot included MLS# 36966 $269,000

Farmville - Cumberland County 5 bedroom, 3 bath over looks lake. Newly remodeled. Full finished walkout basement. MLS# 38197 $245,000

Darlington Heights Secluded custom 3 bedroom, 2 bath With 4 acres MLS# 38452 $149,000 With 25 acres $199,900 With 77 acres, home and shop. $$299,000

Buckingham County Custom 3 bedroom, 3 bath, Unfinished second floor. Partially finished basement. 5 acres! MLS# 38810 $319,000

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Farmville - Buckingham Co. 25 acres open and wooded, mountain views. Creek. MLS# 38003 $97,500

Cumberland 20.02 mostly wooded acres. MLS# 38906 $49,900

Buckingham 3 bedroom. Two storage sheds w/electricity. MLS# 37946 $110,500

Keysville 67.27 acres, wooded with nice creek. Long road frontage on state maintained road. MLS# 38342 $169,000

Dillwyn 7.9 acres, mostly open acres. Nice views. MLS# 38385 $43,500

Dillwyn 26.67 acres, mostly open. MLS# 38383 $88,000

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Buckingham County - 5 minutes to Farmville 3 bedroom, 3 bath with Exceptional Views! Oversize two car garage. MLS# 38393 $359,000

Prince Edward County 67.28 acres, cut-over with creek. MLS# 38341 $129,500

Clover Original buildings (schoolhouse, dairy, smokehouse, kitchen, 2 tobacco barns) 5 bedroom,5 bathroom. 25 +/- acres. MLS# 38350 $285,000

Prince Edward County 25+ acres with stocked pond! 4 bedroom, 3 1/2 bath, In ground pool. 32x42 garage/workshop. MLS# 38296 $389,900

Prince Edward County 3 bedroom, 3 bath. Full basement, partially finished. Awesome master. Storage shed and lean-too. MLS# 38368 $169,000

Farmville 4 bedroom, 4 bath. basement, garage, shed. MLS# 38203 $294,900

Cumberland County 3 bedroom, 2 bath between Farmville and Cumberland C.H. Outbuilding. 3 acres open. Priced to SELL MLS# 38847 $85,000

Cullen - Prince Edward County 3 bedroom, 2 bath. Full unfinished basement. Convenient to Hampden-Sydney College. MLS# 38444 $139,900

Buckingham Multiple building lots available. Contact me to buy one or all of them. MLS# 37865, 66, 67, & 68 Lots start at $16,400

Cullen - Prince Edward Co 2 bedroom, 1 bath. 4 acres +/- . Basement. MLS# 34640 $79,000

Prince Edward County 3.5 acres, wooded MLS# 37612 $34,900 8.18 acres, wooded, stream MLS# 33745 $28,900 Buckingham County 14.99 acres, wooded MLS# 38384 $51,100 12.08 acres, open MLS# 37804 $22,000

Buckingham County 3 bedroom, 2 bath. Outbuildings, 4+ acres. MLS# 38806 $145,000

Cumberland County 8.42 acres, wooded MLS# 31755 $27,500 7.1 acres, wooded MLS# 35696 $26,000 3 acres, wooded MLS# 31752 $13,000 Nottoway County 1.25 acres, wooded MLS# 32562 $20,000

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MLS 37046 Charlotte CH 3 Bedrooms, 2 Baths, Formal LR & DR, 12.02 Acres. Pool, and Pool House, 4 Stall Run-in. $189,900

MLS 37427 Dillwyn 3 bedroom, 1 1/2 bath home remodeled in 2010. 2 heat pumps. New large patio. Shed with electric. 1.4 Acres. $129,900

MLS 36549 Drakes Branch 6800 Sq.Ft. retail/ professional business. Apartment in back. Assessed for $111,604. $99,900

RebeccaSimpson@Remax.net Call Rebecca for ALL your Real Estate needs!

MLS 36299 MLS 38640 Farmville, Buckingham County Farmville - PE 20+ acres w/horse barn, 33x24 & County Close to 24x24 buildings w/220 amp. Land Town. Wood floors backs up to STATE FOREST. throughout! Full stocked pond and a stream. 3 bedroom, 2 1/2 bath home offers plenty 4 bedroom, 2 bath home. of space to entertain. Basement. $263,900 $234,900

MLS 37526 Pamplin 5 bedroom, 3 1/2 bath log home nestled in woods w/rights to a 25 acre lake. Fenced area for pets, two metal carports, generator. Additional 9.07 ac available. Basement $239,900

434-547-7263 Cell

MLS 38571 Amelia Service station, convenience store, house, apartment, and shop! Currently leased. Great income potential. $399,000

MLS 38718 Farmville (Cumberland Co) 4 Bedroom, 3 bath home, detached 2 car garage w/lean-to, Stage house w/half bath, Pavilion w/full kitchen. Two full camper hook-ups. Bath house w/sink & commode. Fruit trees. Possibilities! $249,900

MLS 38305 Buckingham Co. 3 Bedroom, 2 1/2 Bath Cape on 2 lots. 10X16 Shed with loft and electricity. Dog kennel w/lights & concrete. Large Yard $169,900

MLS 38614 Appomattox 3 bedroom, completely remodeled. Floored attic for possible storage or expansion. Hardwood floors, Nice yard. $124,900

MLS 32924 Keysville - Commercial Located on Highway 360! Great Traffic for Any Business! $99,900

MLS 38030 Rice Custom 3 Bedroom, 2 Bath home with hardwood floors throughout. Sunroom. Basement garage with storage area. Shed $182,000

MLS 38592 Farmville Like new 3 bedroom, 2 bath house with covered front porch, lg deck, patio and shed. 1.5 acres. $149,900

MLS 38641 MLS 38555 Brookneal Farmville, PE Co New construction. 11 unit motel w/2 bedroom apartment. 6 units currently rented monthly for 3 bedrooms, 2 baths, vaulted ceiling $3400 total. All rooms have microwave, in living room, chair rail in dining refrigerator and cable TV. GREAT area. Attach 2 car garage. Can't INCOME! Need some updating. beat the quality and the price! $149,000 $167,900

MLS 37040 Prospect MLS 38397 Charlotte CH 3 Bedrooms, 2 Baths, Triple Large 3 bedroom, 2 bath douwide on 1.6+ Acres. Like New. blewide, 1.5 acres. Front and 1824 sq ft! $119,000

MLS #36657 Several Beautiful Building Lots on 740 acre Sandy River Reservoir. (Most lots Water Front) $75,000 to $99,000

Patriot Ridge Shopping Center Development Rt. 60 Cumberland Co. 20.6 acres. Site plan w/ lots approved. $875,000

back decks. $84,900

MLS #37269 Prospect 3 Bedroom Home on 4 Acres. Many Renovations Done. Near Rails to Trails. $69,900

MLS 37429 Farmville 2 Bedrooms, 2 Baths, Renovated. Shed and Carport included. $64,900

MLS #37428 Farmville 2 Bedroom, 2 bath with many updates. Shed. $49,900

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Away from Home? You can still look through the latest issue of

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Is Your Home For Sale? Is it in

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Is This the Year You Stop Renting and Start Owning? Even if you think you can't buy a home of your own, you owe it to yourself to call an agent in this book and find out how easy home ownership can truly be! You Have Nothing to Lose and Everything to Gain! 38

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Not a Good Idea! A Licensed Real Estate Agent can market your home in ways that you can not. They also can help you close the deal and find a new home! Call a Licensed Real Estate Agent Today! 39

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Is Your Home For Sale? Is it in

Tell your agent that you want your home to be seen in Active Listings Real Estate Guide, the only full color high gloss real estate guide in our area.

You have to be SEEN to be SOLD! A DIFFERENT KIND OF MORTGAGE LENDER Whether it’s purchasing your first home, upgrading to a larger one or refinancing to lower your payment or pay off debt, Embrace Home Loans continues to help our neighbors finance their dreams. Call or apply today to get pre-approved and make your dream come true!

Conventional • USDA • FHA • Renovation VA • JUMBO • Manufactured Homes Virginia Housing Development Authority Larry Montecino Senior Loan Officer NMLS# 423572 ph cell

434.237.5111 x3399 540.521.3430

lmontecino@embracehomeloans.com

apply at www.embracehomeloans.com/larry-montecino

103 A Paulette Circle Lynchburg, VA 24502

Embrace Home Loans, Inc. NMLS ID # 2184 (www.nmlsconsumeraccess.org) is licensed in VA.

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2 bedroom brick ranch located on Rt-60 in the town of Cumberland. Open your business or, get a great price on your new home or rental. Cash Only.

Motivated owners. Includes a 3 bedroom/ 2 bath double-wide, 2-car garage with power and electric, and a 24 ' above-ground swimming pool. You also get the adjoining 4.5 wooded acres with stocked pond.

Beautiful 3 bed cape cod located in Buckingham Courthouse area. Hard wood flooring throughout. Walkout basement, crawl space, and attic.

3 Bed, 2 Bath, Ranch on 10 Acres

111 Mostly Wooded Acres

169 Acres in Mostly Wooded

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Motivated Sellers! Several. No restrictions on this property. Only 3 miles from US 60 and 40 miles to Rt 288 in Richmond.

Charming 3 bedroom cape cod in desirable location in Chesterfield, Va. 2.84 acres.

Circa 1800+ This 4 bedroom, 3 bath home is a one of a kind! 35 acres with large pond and creek. Large Barn, great views. Must see!

Slate roof 2 story home on .978 acres in Buckingham County VA. Property needs a complete clean out and refurbishing. Sold as-is.

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Trying to Sell Your Home? A Licensed Real Estate Agent can market your home to get you the most exposure possible and get your home sold. Contact any of the agents in this book today to find out for free, how to list your home for sale. Remember:

You have to be SEEN To be SOLD! 44

Nora Joyner

434-298-7537

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