Women in Military Service: A Legacy of Courage & Equality
We Can Do It!
TO CIVILIAN LIFE Career Strategies
National Rosie the Riveter Day Business for Veterans
WOMEN IN BLUE
The Importance of Gender Diversity
Breaking the Stigma Around PTSD & Mental Health in Women Veterans
MENTAL HEALTH
BRAIN INJURY AWARENESS MONTH
Navigating Education & Career with Military Precision
Service to Advocacy A Mission to Uplift Fellow Veterans
VETERAN Resources & Support
Welcome to San Diego Veterans Magazine!
SDVM is a veteran-focused magazine throughout ALL San Diego & Southern California. It serves to assist all veterans, active military as well as their spouses and families.
It is the leading veteran magazine emphasizing resources & support and focusing on topics and issues facing today’s veteran community. SDVM focuses on resources, support, community, transition, mental health, inspiration and more...
The content is the driving force behind our magazine and the connection it makes with our veterans, service members, military families, and civilians.
The magazine is supported by the city of San Diego and a distinguishing list of veteran organizations & members, resource centers, coalitions, veteran advocates, and more. We are honored to share the work of so many committed and thoughtful people.
Despite all the challenges, our team has upheld their focus and let not one opportunity go to provide resources and support to our veterans & military personnel.
On behalf of our team, we wanted to take this moment to say THANK YOU to the readers and our military-veteran community for supporting our magazine. With that support we aim to make a difference and continuing to make a profound impact on the quality of life for our veterans, military personnel and their families.
If you want to catch up on the current and past issues, please visit: www.sandiegoveteransmagazine.com/archives
Mike Miller
Editor-In-Chief
mikemiller@sdvetsmagazine.com
www.sandiegoveteransmagazine.com
Publisher
Editor-In-Chief
Mike Miller
Monthly Columns
What’s Next Transition
Eve Nasby
Human Resources
Paul Falcone
Franchise Dreams
Doug Dwyer
Successful Transitioning Stories
Dr. Julie Ducharme
Veterans in Business
Barbara Eldridge
Risky Business
Hadley Wood
Real Talk: Mental Health
Hope Phifer
PTSD: Reclaiming Control
Robert ‘Bob’ Cuyler, PhD
Legal Eagle
Kelly Bagla, Esq.
Veterans Chamber Commerce
Joe Molina
Midway Magic
David Koontz
Veterans Chamber Commerce
Joe Molina
Contributing Writers
Wounded Warrior Project
Disabled American Veterans
(In-House) Correspondents
Holly Shaffner
CJ Machado
San Diego Veterans Magazine 9528 Miramar Road, #41 San Diego, CA 92126
(858) 275-4281
mikemiller@SDVetsMagazine.com
San Diego Veterans Magazine is published monthly. Submissions of photographs, Illustrations, drawings, and manuscripts are considered unsolicited materials and the publisher assumes no responsibility for the said items. All rights reserved
March 2025 INSIDE THE ISSUE
From Vision to Reality
Groundbreaking in March 2025
Six years ago, Miramar National Cemetery Support Foundation took on their largest project to date - major improvements to the Memorial Amphitheater at Miramar National Cemetery. It required a dedicated team to take the vision, and turn it into reality through design, public fundraising, and approval from the Department of Veterans Affairs.
The $900,000 project will maximize the use of the amphitheater and allow for greater value and use of the land. The upgrades will provide permanent seating for 500 guests attending large-scale events and funeral services, ADA improvements to the walkways, and new landscaping to the Flag Assembly Area.
For more information, please visit: www.MiramarCemetery.org
www.miramarcemetery.org
You can still contribute to the project by donating online, scanning the QR code, or mailing a check to:
Miramar National Cemetery Support Foundation Attn: Amphitheater Fund
6906 Miramar Road, Ste C-142 San Diego, CA 92121
The Support Foundation is a 501(c)3 organization. Tax ID #65-1277308
Women Continue to Strengthen the U.S. Military Through Diversity
Women have been supporting the American military since the Revolutionary War, however, it would take nearly 140 years before females were allowed to officially serve in the U.S. Navy following the establishment of the Navy Nurse Corps in 1908. Esther Voorhees Hasson, the first superintendent of the Navy Nurse Corps, along with 19 other nurses, became known as the “Sacred Twenty.”
The Sacred Twenty made immediate contributions during World War I, not only in the training of field nurses and disease treatment, but also by developing education programs for other nurses.
Today, more than 2,500 active-duty and reserve naval nurses make up the Nurse Corps serving at medical commands throughout the United States, as well as on ships at sea and at bases around the world.
The evolution of the Nurse Corps over the past century reflects the progress made by women in virtually all job specialties in the military, including in the topmost positions of leadership. In November 2023, Adm. Lisa Franchetti became the first woman to be selected as the Chief of Naval Operations, the highest ranking officer in the U.S. Navy.
“The inclusion of women in the military is vital for a more diverse and effective defense force,” said retired Navy Captain Veronica Armstrong-Evans, a former Navy nurse and current member of the USS Midway Museum’s board of directors. “Women bring unique skills, perspectives, and experiences that contribute to a well-rounded and adaptable military. Having women in the highest positions of leadership not only promotes equality but also demonstrates that merit and capability, regardless of gender, are recognized and valued.”
Armstrong-Evans, a native of Waycross, Ga., began her naval career in 1979 as a hospital corpsman. She joined the Navy Nurse Corps in 1992 after earning her bachelor’s degree in nursing from Norfolk State University.
The trailblazing impact of the first naval nurses more than a 100 years ago was inspirational throughout her four decades of service.
“The Sacred Twenty played a significant role in establishing the Navy Nurse Corps,” said ArmstrongEvans, who finished her 40 years of naval service as the Navy’s staff inspector for the Bureau of Medicine and Surgery in the Office of the Medical Inspector General. “Their contributions to taking care of the sick and wounded sailors marked the beginning of women’s formal service in the U.S. Navy. I grew up wanting to be a nurse because of family members and a neighbor who were nurses. After learning more about the Navy Nurse Corps, it seemed a perfect way to continue service to my country.”
Success for women in the military has not come without difficulty. It’s taken steadfast determination and tenacity to overcome the obstacles they faced in striving to achieve a level playing field. While today women fill roles from staff duties to direct combat positions, it has not been an easiest road traveled.
“Most of the early challenges were because the military was changing and more women were in positions and environments traditionally filled by men,” said Armstrong-Evans, who has also been a member of Midway’s committee on diversity, equity and inclusion over the last three years. “Communication and building trusting relationships were essential to accomplish its goals. I am pleased, especially as the roles are opening up with broader opportunities across all of the available career paths.”
Since Armstrong-Evans joined the Navy, the percentage of women serving in the U.S. military has grown from just over eight percent in 1980, to more than 17 percent today. Although still a statistical minority, the voice of women in all service branches continues to strengthen.
“The value of diverse perspectives and skills foster inclusivity and break gender barriers within the armed forces,” said Armstrong-Evans, who is currently a field surveyor for The Joint Commission, the nation's oldest and largest standards-setting and accrediting organization in American health care. “It is important for women to persist beyond the traditional boundaries to ensure equal opportunities and support for other women pursuing careers in all military sectors. This inclusive approach fosters stronger, more resilient armed forces capable of addressing complex challenges on a global scale.”
Although retired from the military since 2019, being associated with a successful naval museum as part of the Midway’s leadership team continues to provide Armstrong-Evans with the same level of pride that she enjoyed while on active duty.
“I am in awe of being a member of the Midway board of directors, and having the opportunity to contribute to one of the top visitor attractions in San Diego and the country,” said Armstrong-Evans. “As a member of the museum’s diversity, equity and inclusion committee, I am elated to showcase the USS Midway as a museum with something for everyone. It is important to bring those who wouldn’t normally visit the ship on board so they learn about this amazing vessel and its contributions to U.S. history.”
www.midway.org/contact/volunteer-opportunities
www.midway.org
National Rosie the Riveter Day
Roberta “Randy” Tidmore
Photo by Jeff Rease, Portraits of Honor (PortraitsofHonor.US)
National Rosie the Riveter Day
By Holly Shaffner
Each year on March 21st, the Nation takes a day to honor the contributions of the millions of women who, during World War II, answered the call to action - America Needs YOU! In 2018, which was 73 years after WWII ended, Congress mandated March 21st as National Rosie the Riveter Day.
Then in 2024, in a ceremony in Washington, D.C., the Rosies of WWII were awarded the Congressional Gold Medal.
Millions of “Rosies” rolled up their sleeves and did what their country asked of them; it was their grit and determination that helped America win the war.
In the early 1940s as war was raging across the globe, men were called to join the military. Their jobs left gaps in U.S. production, and women who may never have worked outside the home, wentto work in jobs that were traditionally “men’s work.” Women worked in factories assembling airplanes and packing parachutes, in munition plants and shipyards, or on farms, railroads, and in lumber mills.
In taking these non-traditional jobs, women showed that they can learn any type of job, changing the perception of women in the workplace. They “Freed a Man to Fight” and in turn, inspired future generations of women, and started a movement that promoted gender equality and women's empowerment.
There is no known number of Rosies who are still alive, but they would be in their late 90s to over 100 years of age. One of those Rosies is Roberta “Randy” Tidmore who turns 103 years young in March 2025. She worked as a Rosie at the J.I. Case Company in Rockford, IL and installed gap covers on B-26 airplanes. She answered America’s call to action twice – once as a Rosie, then as a United States Marine where she served until the end of WWII. She resides in San Diego, CA.
2025 Women’s History Month
WOMEN IN MILITARY SERVICE: A LEGACY OF COURAGE AND EQUALITY
By Martha Wheelock, Board President, National Women’ s History Alliance.
The National Women’s History Project (now, Alliance) set out to make women’s history celebrated and visible, because the stories of women’s contributions to American History were often untold. Starting in March, 1980 , a group of women in Santa Rosa, CA visited schools and held parades, and in 1987, by lobbying and, with Jimmy Carter’s support and signature, Women’ History was given a month—March! Many buried accomplishments of women are being recorded and promoted, especially in fields where few women were recognized, as in the Military. Military women have served with dogged courage, facing and defying bias and barriers, to earn their right to serve their country. It is our Right to know our Women’s History, so let us commemorate the achievements and contributions of women in the military during this Women’s History Month, 2025.
Traditionally, the military world is not women’s work; it is unladylike, indelicate; culturally, women should stay at home with the kids! But Women’s History proves otherwise. This brief salute to these women is but a sentence in the full record. Women in service to America is also the story of advancing equality and empowering the unique and important qualities of women.
In the Revolutionary War, women defied societal norms and served beside their husbands in the Continental Army as nurses, cooks, cannon loaders, often on the battlefield. Deborah Sampson, who fought for over a year in combat disguised as a man, embodies this commitment women have had to our country.
From the War of 1812, the Civil War, the SpanishAmerican War (1898), women were not only nurses and medical workers, but also spies and disguised soldiers; in 1901 the Army Nurse Corps was established to deliver medical and health care to soldiers and their families.
World War I brought women closer to the front lines, in battlefield hospitals, and on ships; they served in command offices and communications stations. Women also stepped into crucial roles back home, competently filling positions in factories, businesses, and government. Over 30,000 women served in
various capacities, yet they were denied official military status and received no distinctions or honors. Finally in 1920, women in the Army gained official status as Army Nurses, with the Army Reorganization Act.
With World War II’s demand for troops, more women joined the military and formed distinctive groups for support: WAC (Army Corps), WAVES (Navy) and the Marine Corps Women’s Reserves. The Women Airforce Service Pilots (WASP) were the first women to fly military aircrafts. They ferried planes and soldiers, towed targets for training, and challenged the biases that women were not fit for this dangerous and important work.
Thirty-eight WASP pilots died in service. Because WASP pilots were not recognized with military status until 1977, the federal government refused to pay for their funeral expenses. The women’s colleagues had to pool money to send their bodies home to their families. This 1977 Ruling defined women veteran’s status and advanced Women’s Right to Serve. In 2008, President Obama granted the Congressional Gold Medal to the WASPs.
The last 75 years have witnessed the dramatic expansion of women ‘s roles in the military. They are now admitted to US military academies, allowed to serve in combat, and in 1994, the Pentagon lifted the RISK RULE, giving women more direct combat-related roles. From this “march” for equality in the military, emerged real leaders: First female 4-star General, Ann Dunwoody (2008); full integration of women in combat roles (2015) ; women graduating from military colleges and leaders like Admiral Linda Fagan ( US Coast Guard) and JoAnne Bass (Air Force Chief Master Sargent) show that women are ready and able to serve in the highest ranks of the military.
Despite these advances, there are still challenges. Sexual harassment, inequality in pay and rank and lack of recognition for women’s contributions persist. We must continue to tell the stories of women in the military, highlighting their courage, sacrifices, and victories to ensure true equality.
Today’s women veterans are making profound impact on our society, enriched by their leadership and experiences in the military: Tammy Duckworth (Army Veteran) , US Senator, IL ; Martha McSally, first America woman to fly in combat, Senator, AZ. Phyllis Newhouse, Army Veteran who founded a million dollar cybersecurity company, Xtreme Solutions; Lynda Bengtsson-Davis ( Air Force) founded a movement to fight Sexual Harassment in the Military: Jas Boothe (Army) founded FINAL SALUTE, a non-profit offering housing and care for homeless women veterans. Many veterans go back into the nation’s hospitals and research areas to advance medical care.
Today’s active and veteran women are standing on the shoulders of the unsung heroes since the Revolutionary War to today. From battlefield nurses to four-star generals, women have continually shattered barriers in the military. Their service, sacrifice, and leadership continue to shape the armed forces and the civilian society, proving their resilience and dedication to the nation. Their contributions have evolved from supporting roles to full integration into combat and leadership positions. They are role models for us all --to develop our abilities and strengths, for their courage in dangerous and unfamiliar zones, for their sisterhood and commitment to others, and for their determination to be in service to America, proudly and equally.
This Women’s History Month, let us celebrate the legacy of women in the military. Their courage, resilience, and dedication have shaped our armed forces and our nation. They have inspired generations. We must continue to support their full participation and equal recognition in service to America. Thank you, Women of the Military, for your service and your inspiration.
The National Women’s History Alliance has resources and tools for a celebration, and for research. We invite you to share your story there, at the email below. Happy Women’s History Month. www.nationalwomenshistoryalliance.org info@nationalwomenshistory.org
Numerous films and books, even audible books are telling the stories of Women in the Military:
- Servicewomen Who Helped Win World War II, By: Lena S. Andrews
- The Women by Kristin Hannah – Vietnam nurses.
- A Girl Called Sampson – Revolutionary War.
- PBS has a new series on women in the Military, available online through their portal.
US Air Force Photo
Celebrating Women’s History Month: Honoring the Legacy of Women Veterans
Written by, Shaeli Chapman, Advocacy Coordinator, Foundation for Women Warriors.
Throughout history, women have played a vital role in securing our nation’s freedom. From the Revolutionary War to today’s modern military, their contributions have often been overlooked or underappreciated. However, Women’s History Month provides an opportunity to recognize the trailblazing servicewomen who shaped our nation’s defense. Among these pioneers, the WWI Army Signal Corps Telephone Operators, known as the Hello Girls, and WWII’s 6888th Central Postal Directory Battalion, stand as remarkable examples of courage, skill, and perseverance in the face of adversity.
The Hello Girls: America’s First Female Soldiers
During World War I, communication was one of the most crucial aspects of military operations. Rapid and clear communication between units in the field and command centers was critical for the U.S. Army. The solution came in the form of the Signal Corps Female Telephone Operators Unit, better known as the Hello Girls.
These 223 women, fluent in both English and French, served as switchboard operators for the American Expeditionary Forces in France. Working tirelessly, often near combat zones, they connected battlefront officers with military leaders, relaying vital information that influenced the outcome of battles.
Despite their service, the Hello Girls were not officially recognized as veterans upon their return and were denied the benefits and honors afforded to their male counterparts. It wasn’t until 1977—nearly 60 years after the end of the war—that Congress finally granted them veteran status. Their perseverance and dedication
paved the way for future generations of servicewomen and set a precedent for gender integration in the armed forces. In the latest chapter of the Hello Girls’ story, this past December former President Biden signed into law a bill awarding the women of the Hello Girls with the Congressional Gold Medal, the highest civilian award given to those who have made significant contributions to American history and culture.
The 6888th Battalion: Breaking Barriers in World War II
By the time World War II erupted, women were again called upon to support the war effort. Among those who answered the call, were the women of the 6888th Central Postal Directory Battalion, the first and only all-Black, allfemale unit deployed overseas during the war.
Tasked with managing the massive backlog of mail for American troops stationed in Europe, the 6888th faced a daunting challenge. Warehouses were filled with letters and packages, some delayed for over a year, causing a morale crisis among service members longing to hear from home. Led by Lieutenant Colonel Charity Adams Earley, the battalion of 855 women worked around the clock, sorting and delivering over 17 million pieces of mail in just three months—far ahead of their sixmonth deadline.
Courtesy of Lincoln Penny Films (2018)
Their motto, “No Mail, Low Morale,” underscored the importance of their mission. Despite facing racial and gender discrimination, they operated with discipline, efficiency, and an unyielding sense of duty. Their service played a crucial role in maintaining troop morale, directly impacting the effectiveness of soldiers on the battlefield. Yet, like many pioneering women, the 6888th received little recognition upon their return. It wasn’t until 2022 that they were awarded the Congressional Gold Medal for their extraordinary contributions. More recently, in 2024, the story of the 6888th was brought to life in Netflix’s film, The Six Triple Eight. In its first month alone, the movie was streamed over 52.4 million times.
Honoring Women’s Service and Empowering Their Future
The stories of the Hello Girls and the 6888th Battalion serve as powerful reminders of the essential role women veterans have played in our nation’s security. They answered the call to serve when their country needed them most, demonstrating skill, bravery, and resilience in the face of both enemy forces and systemic barriers. While their service is now recognized, the challenges many women veterans face today persist.
Foundation for Women Warriors exists to ensure that the sacrifices of these trailblazing women are honored not just in history but through tangible action. By providing critical resources such as childcare assistance, professional development, and financial aid, Foundation for Women Warriors continues the mission of empowering women beyond their time in uniform.
This Women’s History Month, we invite you to join us as we celebrate trailblazing women throughout American history.
Get your free tickets for our upcoming virtual documentary tickets for our upcoming virtual documentary screenings of The Hello Girls on March 5th at 4:00PM, The Six Triple Eight on March 26th at 4:00PM, or make a contribution to empower women veterans by visiting our website at
Courtesy of Lincoln Penny Films (2019)
PARTNER
Women in Blue Luncheon Highlights the Importance of Gender Diversity in Policing
The San Diego Police Foundation will convene regional business and community leaders to honor the achievements of three outstanding female leaders in public safety and to elevate inclusion, leadership, and the empowerment of women. The 14th annual Women in Blue Luncheon: “Kaleidoscope,” will be held on Tuesday, April 22 at the Hilton San Diego Bayfront. The luncheon will honor Detective Sergeant Brigitta Belz, Officer Torrie Albini, and Associate Management Analyst Martha Carranza of the San Diego Police Department.
“Since the inception of the Women in Blue Initiative, SDPD has increased the number of female sworn officers to nearly 17%, exceeding the national average of 12%,” stated Sara Napoli, President, and CEO of the San Diego Police Foundation. “Yet, there is more effort and awareness needed to achieve gender parity, which is critical, as police departments operate best when they reflect the communities they serve.”
The Women in Blue Initiative provides funding for training, mentoring, collaboration, and networking opportunities for rising female leaders in law enforcement, including grants for women both sworn and professional to attend the Women in Law Enforcement Leadership Symposium (WLLE).
“I shared my journal from the (WLLE) conference with my teenage daughter,” said SDPD Detective Sergeant Jennifer Wadhams, who attended the WLLE conference with funding provided by the Police Foundation. “As a parent, it is my job to empower my daughter to be prepared to face the world on her own with a strong moral compass, compassionate heart, and a resilient mindset. Our responsibilities are similar in our profession – empowering our team members to recognize their own strengths and to set high personal and professional standards for themselves.”
Studies have proven that women officers are better suited for responding to crimes involving violence against women, facilitating community policing, and de-escalating violent confrontations; they are also less likely to use force and have fewer citizen complaints.
Bringing the strengths of men and women together makes the department a better place to work, and therefore positively impacts the communities SDPD serves.
As part of a concerted effort to increase women in the department’s ranks, the San Diego Police Department has signed on to the 30x30 Pledge, a national movement to advance the representation and experiences of women in all ranks of policing, with a specific goal of achieving 30% female recruits in training academies by 2030.
“The police officers of SDPD work tirelessly to ensure that our workplaces, schools, and communities are safe,” said Barbara Savaglio, Women in Blue Executive Cabinet Chair. “A growing number of those officers are women. This is an important trend that needs our support.”
Move Women in Blue Forward:
Women in Blue is a fundraiser for the San Diego Police Foundation to support SDPD by cultivating positive community engagement and helping fund vital equipment and specialized training that ensures peace and safety for all. Proceeds from this event will propel the mission of the San Diego Police Foundation, including support for SDPD’s peer mentoring program, the Women’s Leadership Conference, efforts to recruit more females to the ranks of SDPD, the Women’s Hiring Expo, as well as scholarships to empower women and inspire the next generation of women in blue.
For more information on the Women in Blue Initiative, please call (619) 232-2130 or visit https://womeninblue.org.
The Women in Blue Luncheon is produced by the San Diego Police Foundation Executive Cabinet led by Sara Napoli, chaired by Barbara Savaglio, and supported by members Susan Couch, Andrea Doyle, Alison Fleming, Denise Friedman, Brittany Haile, Randi Kolender-Hock, René McKee, Christine Moore, Merrilee Neal, Elizabeth Ruch, and Alexandra Taylor.
About the San Diego Police Foundation:
Since 1998, the San Diego Police Foundation, a California 501(c)(3) nonprofit, has funded equipment, training, and outreach programs to ensure that those who protect and serve San Diego have what they need to do their jobs safely and with excellence. The Police Foundation is dedicated to preventing crime, saving lives, and making our community a safer place to live and work by providing resources not otherwise available to the San Diego Police Department (SDPD).
THE 14TH ANNUAL LUNCHEON:
PRESENTED BY THE SAN DIEGO POLICE FOUNDATION
Tuesday, April 22
Hilton San Diego Bayfront
Join us as we celebrate the multifaceted impact of leaders in public safety. Hear their inspiring stories of serving and protecting, as they build trust, create connections, and strengthen communities. Each of this year’s honorees bring unique qualities that, together, form a vibrant vision of modern policing.
FOR SPONSORSHIP call Cathy Abarca (619) 232-2130
FOR TICKETS AND DONATIONS visit womeninblue.org or scan QR.
womeninblue.org
Women Veterans Alliance is the leading national network dedicated to enhancing the lives of women veterans. Through innovative networking strategies, we facilitate direct connections between individuals and programs, revolutionizing community engagement in the process.
Our mission is to UNITE over 2 million Women Veterans and their supporters worldwide, fostering collaboration and empowerment. We are dedicated to fostering a supportive environment that equips, empowers, and encourages women who have served our nation, offering access to valuable resources, mentorship, and career opportunities to help them realize their full potential.
We've established a vibrant community both online and offline, comprising local women veteran networking groups, community events, and national conferences held globally, providing avenues for connection and personal growth.
Our offerings include:
• A Directory of Women Veteran Owned Businesses to promote or connect with local and global enterprises.
• Support for women looking to launch or expand their businesses.
• An Allies Directory encompassing networking groups, meetups, support groups, veteran service, councils, organizations, and advisory committees tailored for women veterans.
• A comprehensive resource directory for veterans.
• An online event calendar featuring nationwide events.
• An online store offering a range of items including t-shirts, jewelry, hats, books, pins, and more!
• Women Veterans Magazine
Women Veterans Alliance is a woman-owned, disabled veteran-owned small business, founded in 2015 by Navy Veteran Melissa A. Washington. Recognizing the need to unite women veterans and provide them with essential support, Melissa established our organization to equip, empower, and encourage each other on their journey.
Join us at www.WomenVeteransAlliance.com to learn more and sign up for updates. Stay connected by following us on Facebook, Twitter, LinkedIn, Pinterest, Instagram, and YouTube.
MAKES DREAMS BECOME A REALITY
After being awarded the Melissa Washington Small Business Award in 2020, Jennifer was able to invest in critical resources to help grow her business and make her dreams of being a successful entrepreneur come true!
MWSBA will now be awarded Quarterly. Visit website for more information. We have awarded over $21,000 to date!
Ways to help us help her — Donate: One Time, Monthly, or Volunteer www.WomenVeteransGiving.org/donate
www.WomenVeteransgiving,org/donate
Navigating the Nonprofit Landscape: Finding the Right Support for Veterans and their Families
By Lori Noonan, Navy Veteran, Active-Duty Army Spouse, and Licensed Standards for Excellence Consultant at Capacity Builders
Across the United States, more than 40,000 nonprofits are dedicated to serving service members, veterans, and their families. While this abundance of organizations highlights the nation’s commitment to its heroes, it also creates a complex web for those seeking support. As a Navy veteran, military spouse, and consultant committed to nonprofit excellence, I understand how overwhelming it can be to cut through the noise and find the right fit. Here’s how veterans and their families can navigate this landscape to ensure they receive the support they need and deserve.
• Know What You Need: The first step is identifying what you’re looking for. Do you need help with employment, mental health, housing, education, or financial assistance? Nonprofits often specialize in one or two areas. Start by outlining your immediate priorities and long-term goals. This clarity will help you focus on organizations best equipped to meet your needs.
• Research and Verify: Not all nonprofits are created equal, and accountability varies. To ensure you’re connecting with reputable organizations, check their credentials:
- Look for transparency. Visit the nonprofit’s website to review their mission, services, and impact reports.
- Check ratings. Platforms like Charity Navigator, GuideStar, and the BBB Wise Giving Alliance provide insights into a nonprofit’s financial health and governance.
- Ask questions. Contact the organization directly to learn about their programs and eligibility criteria.
• Expect Excellence: Every veteran and their family deserve access to high-quality, compassionate support. Here’s what you should expect from a great nonprofit:
- Respectful communication. The organization should treat you with dignity and listen to your unique needs.
- Proven impact. Look for measurable outcomes in their programs. For example, if they claim to assist with employment, how many veterans have they successfully placed in jobs?
- Collaboration and referrals. Reputable nonprofits are not territorial. If they can’t meet your needs, they should connect you with someone who can.
• Advocate for Yourself: It’s essential to advocate for the quality of services you deserve. If an organization doesn’t meet your expectations, don’t hesitate to provide feedback. Your voice not only improves their services but also ensures better experiences for others.
Excellent nonprofits understand the importance of cutting through confusion. Many provide case management or coordinators to guide veterans and families through available resources. This personalized support is invaluable for reducing stress and finding effective solutions.
As a Standards for Excellence licensed consultant, I advocate for nonprofits to adopt best practices in governance, accountability, and transparency. Service members, veterans, and their families deserve nothing less than exceptional support from organizations that are well-managed, mission-driven, and impactful.
The nonprofit sector is vast, but with the right tools, you can find the support you need to thrive. Take time to research, ask questions, and advocate for yourself. You’ve earned the right to access services that honor your service and sacrifice.
Recognizing when you need help and taking the steps to access support is a courageous act of selfempowerment. Whether you’re reaching out for mental health services, housing assistance, or career development, prioritizing your well-being ensures you can build the life you deserve. Remember, you are not alone—help isvailable,and taking that first step can make all the difference.
Mental Health Care Management Services During Pregnancy and Postpartum at VA San Diego!
Veterans who are pregnant and up to 12 months postpartum are invited to participate in our Perinatal Mental Health Care Management Program. A nurse care manager will check in with you about your mental health concerns during each trimester and every two months through 12 months postpartum. You can join our program at any stage of pregnancy or within one year postpartum.
During each of these phone calls they will collaborate with you to determine what services match your needs.
Our program offers quick access to staff who specialize in reproductive mental health and offer:
• Medication management
• Psychotherapy
• Infant sleep training starting at 4 months postpartum
• Nutrition education and counseling
• Lactation support
• Pharmacy consultation and review of medications
For those who are not currently pregnant but are hoping to start a family, we will be offering a group in 2024 to help prepare to build a family. We will discuss how to time intercourse with ovulation, health concerns that interfere with pregnancy, and fertility services VA San Diego offers.
Individual therapy is also available for those who have struggled with fertility and/or have experienced pregnancy losses. We are here to support you through these challenging experiences.
Veteran Testimonials:
“Even though sometimes I was giving up on myself, you did not give up on me and kept following up with me. That gave me motivation, encouragement, and hope that I was worth something.”
“You guys have helped me out a lot with contacting different providers during postpartum. What you guys do is very helpful to moms who have kids and their husbands have deployed. I got connected to services right away. I appreciate what you do in this program."
"t's great to receive these follow up calls. It was very helpful for me. In the military, no one checks on you. It also helped me realize that I had postpartum depression and anxiety which I did not see during my previous postpartum. So thank you!"
"Everything has been great. As soon as I reach out, I received a lot of resources, more than I expected VA had."
If you are interested in participating in any of these services, please contact Andrea Hekler at (619) 400-5022 or email at andrea.hekler@va.gov
Maternity Care Services
Available at the San Diego VA
The VA now covers full maternity care from the time of the first positive pregnancy test through delivery and follow-up appointments with your OB provider. Maternity Care Coordinators help Veterans navigate health care inside and outside of the VA. They connect Veterans with OB care during prenatal, perinatal and postnatal stages.
VA Maternity Care Benefits include, but are not limited to:
• Full physical exams and labs
• Obstetrical ultrasounds
• Prenatal vitamins
• Genetic tests and specialty consultations, Maternal Fetal Medicine, Perinatology
• Prescription drugs through VA dispensary
• Women’s VA Pharmacist services
• Labor and delivery
• Newborn care on the date of birth plus 7 days immediately after birth (to include circumcision)
• Support and services in case of miscarriage or stillbirth
• Social work, Nutrition, and Perinatal mental health services
Women’s Veteran Call Center 1-855.VA.Women (1-855-829-6636)
Maternity Care Coordinator Melanie Krupa-Kelly 858-344-6999
Testimonial:
“I just wanted to take a moment to share how wonderful my experience was with Melanie Krupa-Kelly, RN, MSN, during my pregnancy.
Before this, I had no idea the VA even offered maternity care services for pregnant veterans, and I’m so grateful, not only that my healthcare was fully covered at UCSD, but that I had someone as kind, knowledgeable and supportive as Melanie guiding me through the process.
She truly went above and beyond to advocate for, and make sure I was taken care of every step of the way. I just wanted to make sure she gets the recognition she deserves for the incredible care I received.
A huge thank you to her and the whole maternity care team for everything you do for pregnant veterans!
I now have a very happy, very healthy baby boy! "
All the best, LK
Thank you, Melanie, for providing outstanding care you provide to our women Veterans!!!!
Learn “Fight Club” rules
Fight but fight fair. Figure out what works for you and your partner. If Scott can leave the room for a bit, he’s willing to address a resolution when he returns. So now, instead of an argument lasting days, we resolve it in 15-20 minutes.
Learn your partner’s comfort zone
What do they like? What makes them nervous? Scott doesn’t like crowds, and he prefers to sit facing a door. So even now, even though he’s changed and grown, it’s his preferred place, so I will sit with my back to the door so he can face it.
Be mindful of your partner
Be aware of your partner and how he or she may react in certain situations. When you focus on each other –as opposed to watching a movie and scrolling on your phone – you may be able to identify subtle changes that could indicate things are bubbling to the surface.
Try something different
During Project Odysseys, couples are often challenged to try new things that may be uncomfortable for them. The objective is to help people process differently. Getting out of your comfort zone is hard, but that is where you grow and learn. For instance, Scott learned to kayak. I had no desire, as there was nothing about it that I wanted to like, but I tried it. Now, we have our own kayak and take multiple trips to a local lake when the season is right.
Embrace the new normal
We are not the same people we were 25 years ago. Everyone changes, whether through lived experiences in the military or otherwise. You must decide if you will embrace your new normal and how to be most effective.
To learn more, visit woundedwarriorproject.org or call 888.ALUM (997.2586) to connect with the WWP Resource Center.
Real Talk: Mental Health
By Kelly Williams, Clinic Director
The Steven A. Cohen Military Family Clinic at VVSD, San Diego vvsd.net/cohenclinics
Spring Cleaning for the Mind
Spring is here—a season synonymous with renewal and fresh starts. Just as many of us feel motivated to declutter our homes, reorganize our spaces, and open the windows to fresh air, this season is also a perfect opportunity to take a step back and focus on "cleaning up" our mental health. For veterans, active duty service members, and military families, this mental reset can be especially meaningful and profoundly impactful.
The idea of spring cleaning isn’t just about cleaning physical spaces; it’s about creating clarity and balance in your life. The same concept applies to mental health. Life’s challenges, transitions, and day-to-day demands can clutter your mind and weigh heavily on your emotional well-being. Spring provides a natural reminder to pause, reassess, and take deliberate steps toward a healthier, more fulfilling state. Desiring change in January is admirable, but life is truly about the journey. Embracing the process of refreshing and restarting our methods is a testament to living fully, not a sign of failing in our intentions.
Declutter Your Inner World
Take a moment to reflect on the emotional and mental “clutter” you’ve been carrying. This clutter might come in the form of unresolved stress, unprocessed emotions, or habits that leave you feeling stuck. Acknowledge the areas in your life that feel overwhelming, and understand that it’s okay— healthy, even—to admit when you need support.
One effective way to declutter your mind is through mindfulness practices. Techniques like meditation or guided deep breathing help you become more present in the moment, letting go of worries that draw your attention away from what matters most. You don’t need to spend hours at it. Even five minutes of mindful breathing a day can reduce stress and improve focus.
Another key aspect of decluttering is journaling. Writing out your thoughts, challenges, and goals on paper can help you feel clearer and more in control. You can also use it as a tool to reflect on areas worth celebrating and areas you’d like to improve. Think of it as sweeping away mental cobwebs so that you can see your path more clearly.
Reset and Renew Your Goals
Spring symbolizes growth and potential. Now is the perfect time to set manageable and meaningful goals for your mental health. What does a calm, balanced life look like for you? Whether it’s improving daily routines, building stronger relationships, or seeking therapy to work through past trauma, small, actionable steps can lead to big changes over time.
Building a supportive routine is one way to lay the foundation for your goals. Establish habits that nurture your mental health—regular exercise, nutritious meals, and time spent with loved ones can go a long way in improving your overall well-being.
Remember, your mental health is as deserving of care and attention as any other aspect of your life.
When to Seek Help
Sometimes, decluttering your mental health and setting goals can feel like a daunting task, especially if you’ve been carrying heavy burdens for a long time. For veterans, active duty service members, and military families, the unique challenges of military life can add additional layers of stress, anxiety, or trauma. You don’t have to face those alone.
Help is Available Now
Consider Cohen Veterans Network (CVN) as a resource option. As part of CVN, the Steven A. Cohen Military Family Clinics at VVSD provide highquality mental health care tailored specifically to post-9/11 veterans, active-duty service members and their families. Whether you’re navigating the challenges of transitioning out of service, managing symptoms of PTSD, or simply need someone to talk to, we offer a safe and supportive space.
Our services cover everything from individual and family therapy to group counseling, making sure you feel understood, respected, and empowered every step of the way. We focus on accessible care, including virtual therapy sessions, so that help is always within reach. And, cost is never a barrier to care. This level of dedication can make a world of difference for anyone seeking to reset their mental health this spring.
Building a Supportive Community
Mental health doesn’t thrive in isolation—it thrives in connection. Surround yourself with people who understand your experiences, provide encouragement, and help you stay accountable. Seek out communities, programs, or groups that align with your goals and values. Whether it’s through the support groups or community events at the Cohen Clinics at VVSD or within your own circle of friends and family, fostering relationships is a vital part of emotional well-being.
For more information please visit: vvsd.net/cohenclinics
PTSD: Reclaiming Control
By: Robert ‘Bob’ Cuyler, PhD Psychologist and Trauma Expert
Breaking the Stigma Around PTSD and Mental Health in Women Veterans
As San Diego Veterans Magazine is highlighting Women’s History Month in March, this is the right occasion to discuss post-traumatic stress in female veterans, whose rates of developing PTSD are roughly twice that of male veterans. According to the Wounded Warrior Project, deployment to a combat zone or exposure to military sexual trauma were each highly related to the development of PTSD in servicewomen. In addition, other behavioral health challenges accompany post-traumatic stress, with rates of anxiety, depression, and sleep disturbances in over 80% of responders to a Wounded Warrior survey.
Sexual trauma is, unfortunately, very common in women veterans, with approximately one in three reporting they have experienced sexual harassment or assault while serving. Further, exposure to sexual trauma creates a higher risk for the development of PTSD than other traumatic events. For survivors, stigma, self-blame, and the development of beliefs that the world is dangerous all play a role in the persistence of PTSD suffering.
As we survey the field regarding treatment for PTSD, there are some promising findings. Early intervention (within the first three months post-trauma) appears to reduce the risk of persistent PTSD. Another trend that stands out is that women are likely to choose psychotherapy as their preferred treatment for PTSD, and interestingly, their recovery rates tend to be better than for male veterans. Being active in choosing treatment options (shared decision-making) is also a factor in good outcomes. A piece of research I recently published showed that female veterans had stronger recoveries than male veterans using our FDA-cleared breathing treatment, Freespira, despite having more severe symptoms before treatment.
On the not-so-great side of recent findings is research indicating women veterans are more likely to be prescribed medications within the VA, particularly
benzodiazepines, typically not recommended for use in PTSD. There is strong evidence that benzodiazepine risks outweigh the benefits and that these medications interfere with the ability to engage in talk therapy. Prolonged use can create physical and psychological dependence that is very hard to overcome.
In line with the importance of shared decision-making, we strongly encourage women veterans to learn about available options and resources. Not only will this improve the chances of finding help that fits the individual, but this mindset is also vital in regaining control of one’s life. The belief in one’s ability to make choices is such a critical counterbalance to the sense of helplessness and urge to avoid that can develop in response to trauma. In recent years, the VA has made significant progress in making specialized services and locations available for women veterans. I have found Healthy Homefront to be a good source of information and resource direction for women veterans. I hope these thoughts can help struggling readers or caretakers of those who experience these challenges.
Dr. Cuyler is chief clinical officer of Freespira, an FDA-cleared nonmedication treatment that helps people with panic and PTSD manage their symptoms by learning how to regulate their breathing. www.freespira.com
www.freespira.com/veterans
Black Veterans’ Silent Battle with Mental Health and Addiction is Costing Lives
By Ted “Top” Price
When I returned from serving my country, I was a different person. My kids noticed I was distant, and I turned to alcohol and the party life to cope. Years of service had taken a toll on my mental health, and I no longer recognized the man in the mirror. For many Veterans like me, the trauma and stress of service linger long after the uniform comes off. I was able to get help and slowly began to rebuild my life, but not every Veteran is as lucky. My brother, also a Veteran, never got the support he needed and lost his life to alcohol addiction. I’ve also witnessed so many friends and loved ones continue to struggle. I worry we will lose even more of our Veterans, particularly Black Veterans, if we don’t face the reality of what’s happening to our nation’s heroes.
I know firsthand how easily addiction can take hold. Overseas, drinking and sometimes drugs became part of daily life for many of us, a way to escape the stress. But what feels normal there can break you when you return home. For years, I spiraled into unhealthy habits until I realized I had to stop if I wanted to be a good father and husband. Now, I dedicate my life to helping Veterans navigate the VA and access care; many don’t even know the resources available to them. But for Black Veterans, the road to getting help can be even harder. I often have to help them work through issues of trust, financial barriers, and stigma before we can take the necessary steps to accessing care.
Trust is a big issue in the Black community, especially when it comes to dealing with institutions that often don’t feel like they’re set up to include us. They don't see themselves reflected in the services offered and don't feel like their unique experiences are understood. Many have experienced racism and discrimination, both in and out of uniform, and are hesitant to reach out for help when their faith in the system is lacking.
Trust is a big issue in the Black community, especially when it comes to dealing with institutions that often don’t feel like they’re set up to include us.
They don't see themselves reflected in the services offered and don't feel like their unique experiences are understood. Many have experienced racism and discrimination, both in and out of uniform, and are hesitant to reach out for help when their faith in the system is lacking.
There has been a long history of bias and misdiagnosis in healthcare particularly affecting the Black community. For instance, studies show that Black and Hispanic Veterans are more likely to receive an alcohol use disorder diagnosis than their white counterparts with similar drinking patterns, while the data actually show that Black individuals have lower rates of alcohol use by comparison. This kind of bias makes it even harder for Black Vets to get the help they need, making them feel alone in the fight.
Financial struggles are a real problem, too. Some people have the means to get help, but a lot of the Black Veterans I’ve reached out struggle financially. And unfortunately, as anyone who’s experienced active addiction knows, when you’re in it, a great deal of your money goes toward getting substances, leaving few resources for help and perpetuating the cycle of addiction.
There's also this stigma in our community that asking for help makes you look weak.
There's this idea that we must be strong and deal with it. Asking for help can feel like admitting you can't handle your struggle. To worsen things, many believe that simply admitting they need help will result in incarceration or institutionalization, leaving them scared to seek treatment.
We have to break these cycles of mistrust and shame, and that's where community outreach comes in. It's about showing up, providing “boots on the ground” support, and proving we're here to help. That's why it's important to have programs specifically designed to address the needs of Black Veterans, led by people who really understand their experiences.
I want them to know I'm not just some outsider or part of a system that's failed them time and time again. I've been in their shoes and felt their pain, and I'm living proof that things can get better. I've walked this road, and I know there's a better life waiting on the other end. But it starts with taking that first step.
To every Black Veteran out there battling addiction or mental health challenges, I want you to know: You matter. You deserve a life filled with joy and purpose. Treatment can be your path to that life, and it won't let you down. Your community, your brothers and sisters in arms, and a world of resources are waiting to support you every step of the way. You don't have to struggle alone. You can take that first step.
Ted “Top” Price is a Veteran Community Liaison at American Addiction Centers (americanaddictioncenters.org), a nationwide provider of treatment for addiction and co-occurring mental health disorders.
WOUNDS WE CANNOT SEE
Post Traumatic Stress Disorder does not always allow the affected to seek help. Lend a hand and provide them with methods of help, listen and be a friend.
San Diego Veterans Magazine works with nonprofit veteran organizations that help more than one million veterans in lifechanging ways each year.
At San Diego Veterans Magazine you can visit our website for all current and past articles relating to PTSD, symptoms, and resources.
Resources & Articles available at:
giveanhour.org
- From Carriers and Destroyers to C-Suite
- Service to Advocacy: Uplifting Fellow Veterans
- Leading through Crisis and Disruption
- Navigating Education & Career with Military Precision
- Transition Support for Women Veterans
- Risky Business
- Business for Veterans
- Misconceptions about Franchising
- Choosing the Right Entity
- Planting Seeds for Veterans Success
- Veterans and Franchising
- Careers in Law Enforcement
VETERANS IN TRANSITION
For editorial & monthly columns regarding transition, career advice, tips, workshops, transition to education, entrepreneurship, straight-forward legal tips for military and veteran business owners and more, visit Veterans In Transition. sandiegoveteransmagazine.com/category/veterans-in-transition
WHAT’S NEXT
Transition to Civilian Life
By Eve Nasby
From Carriers and Destroyers to C-Suite:
The Career Path of Phil Dana
In the shadowy dawn of pre-war 1989, a young man slept in his friend's car outside a Navy recruitment office in Coeur d'Alene, Idaho. That young man was Phil Dana, and he had no idea he was about to embark on a journey that would take him from watching General Schwarzkopf on TV to transforming veteran hiring at Amazon and reshaping corporate America's view of military leadership.
"I wasn't just first in line – I was literally sleeping there," Dana recalls with a hint of the determination that would later catapult him through corporate ranks. Born into a military lineage stretching back to the Boston Tea Party, with a dad who served in Korea and Vietnam, and a grandfather who stormed Iwo Jima, Dana's decision to enlist seemed predestined. Yet it was his post-military transformation that would prove truly remarkable.
Fast forward through multiple deployments as enlisted and an officer – aboard two Aircraft Carriers and two Destroyers; what Dana calls "a Ferrari on the water" out of San Diego. The year was 2004, and corporate America was still largely blind to the goldmine of military leadership talent. Only about thirty companies were actively recruiting veterans in San Diego, a stark contrast to today's competitive landscape.
His first civilian role at Centex Homes reads like a military operation: managing 1,100 workers across 32 trades. But it was a seemingly ominous invitation to join HR that would ironically chart his course to becoming a Chief Human Resources Officer. "I thought I was in trouble," Dana laughs, recounting his military perspective on HR as "sweet little old ladies with file cabinets telling me I was breaking rules."
The real breakthrough came at Amazon, where Dana orchestrated a veteran hiring revolution. Starting with just a handful of veterans across six distribution centers, he drove veteran and military spouse employment to a staggering 30% – far
exceeding the original 20% goal. This wasn't just about numbers; it was about translating military experiences into competencies that led to tremendous impact on customers.
But Dana's journey wasn't without its battle scars. During his stint at Intuit, despite landing a role created specifically for him by a West Point graduate, he faced his toughest campaign yet. "It was my worst performance," he admits candidly, coinciding with a perfect storm of personal challenges including divorce and caring for a daughter with special needs as well as experiencing a misalignment of his own strengths and opportunities with the requirements of the role.
For transitioning veterans eyeing corporate summits, Dana offers battle-tested wisdom: "The corporate world dances inside spreadsheets. You need to speak fluent business." He challenges the common assumption that military rank equals corporate seniority, posing pointed questions about RONA versus EBITDA, and SPAC or reverse versus traditional mergers.
Perhaps his most powerful weapon? Networking. "My wife, my house, my previous jobs – they all came
through my network," he reveals. With veterans and military spouses returning 80% of his calls compared to 20% from corporate recruiters, the value of military connections becomes crystal clear.
Now setting his sights on executive roles and board positions, Dana emphasizes authenticity over AIgenerated perfection. "In my recent positions, I wasn't technically qualified on paper," he admits. "But understanding leaders' motivations and values – that's what sets you apart from the algorithms."
Dana's story isn't just about personal triumph; it's a blueprint for translating military excellence into corporate success. As he searches for his next role, his mission remains clear: transforming corporate cultures and building lasting legacies of excellence.
For veterans navigating the civilian corporate landscape, Dana's journey offers a compelling message: success requires more than military precision – it demands strategic adaptation, continuous learning, and above all, the power of authentic connections. In a world increasingly driven by artificial metrics, it's these very human elements that continue to distinguish true leaders.
Finding a job in the civilian workplace may seem easy at first. After all, you have learned skills, practiced leadership and demonstrated initiative that will make you successful wherever you go.
The reality, though, is that it can be difficult. In fact, it can be downright depressing demotivating and you may feel totally disillusioned. We can help
In our Veterans In Transition archives you will find helpful and informative articles about what’s next in transition, veterans in business, career, advice, tips, workshops, transition to education, entrepreneurship, veteran franchises, legal tips & resources for veteran businesses and much more... For assistance in your journey please visit: SDVMagazine-Veterans-In-Transition
VETERANS
From Service to Advocacy: Brittany Andrade’s Mission to Uplift Fellow Veterans
By Kristen Baker-Geczy, Warrior-Scholar Project
Like many, Brittany Andrade joined the U.S. Army not long after graduating high school, hoping the military would help her find purpose in her life. Though, that wasn’t for a lack of trying the so-called “traditional” route first. At 18, she enrolled in college but dropped out during her sophomore year.
“I absolutely bombed it,” said Andrade.
So, in 2012, she enlisted in the Army and spent most of her military career as a human resource specialist. She separated in 2019 after seven years of service. Now married and in her 20s, Andrade was once again asking herself, “What’s next?” She knew that higher education could help her reach her goals, but she was afraid of replicating her first experience with college.
“I had a terrible experience with higher education, but my husband got out and enrolled at Vassar College. I started thinking maybe I should stop being so down on myself for not doing well the first time,” said Andrade. “I applied and was selected.”
Conquering Imposter Syndrome
As she was preparing for her first year at Vassar, a friend recommended she attend Warrior-Scholar Project (WSP), a nonprofit that helps enlisted veterans navigate the transition from the military to academia in partnership with leading universities nationwide.
Andrade attended a WSP academic boot camp in 2020, shortly before her first semester at Vassar.
“WSP taught me study skills and how to tap into the support systems available at my college. I avoided secondary education because I was worried that I had taken a spot from a more deserving candidate. WSP helped me address my imposter syndrome and my other fears of going back to college,” she said.
The program helped instill confidence in Andrade — she went on to use her voice to uplift other veterans both on campus and in her community. While majoring in international studies and sociology, she became president of the Vassar Veterans Association, was an opinion columnist for the campus newspaper, and interned for the Vassar Veterans Initiative. In 2024, she was a finalist for the Student Veterans of America Student of the Year award.
She also spearheaded two innovative projects at Vassar.
Having become a new mother and working parent while earning her degree, she began advocating for other parents on campus, prompting her to lead a project with the college to help provide students full access to childcare.
Andrade is also working with the Library of Congress on a special project showcasing Vassar’s rich history of supporting women who served in the Armed Forces. The project was accepted into the Women Veterans Memorial in Washington, D.C., and will become part of the national archives.
Giving Back Through Mentorship
Not only succeeding — but thriving — in college, Andrade reflected on how the peer mentorship she received at Warrior-Scholar Project helped her become a better student. So, from 2021 to 2024, she became a WSP fellow, allowing her to mentor others the same way she had been.
“Mentorship during the transition to college is important, and I’m an example of that,” said Andrade. “That’s especially true for junior enlisted service members, who sometimes feel like they don’t have a voice. It’s important for us to see each other in these spaces and share our experiences — the good and the bad.”
Andrade graduated from Vassar College with her bachelor’s degree in May 2024. She is now studying civil rights and public policy law at American University Washington College of Law. She intends to specialize in advocacy with a focus on the veteran community.
“I really like working with the veteran community; it’s one of the most diverse populations in the country. As a result, helping veterans has the potential to reach wider communities,” she said. “Victories for veterans are victories for everyone.”
Carrying on a Culture of Service
For anyone asking themselves “What’s next?” after serving, Andrade encourages them to pay it forward in a way that feels authentic to the individual. She recalled reading the “Dempsey Letter” at WarriorScholar Project. The letter, written by Retired Army General Martin E. Dempsey, urges transitioning service members to carry on a culture of service.
“For me, the biggest takeaway was that if you’re interested in continuing to serve your community, you have personal choice. If that means coaching your kid’s little league team — great. If that means going to law school, that’s also great. You shouldn’t be put in a box; it should be about evaluating what serves you first and then exploring how your interests can serve others. Finding that balance is important. As veterans, we’re used to taking on maximum capacity, and so finding balance can be a new concept,” said Andrade.
As for her own journey, Andrade said deciding to mentor and advocate for others was a “selfish” choice.
“I didn’t see a lot of women veterans in the higher education community, even though women are more educated in the military. I wanted to see more women taking up space,” she said. “I deserve to be here, and so do other women. Anyone who has served deserves to be heard. It’s deeply personal.”
Finding a job in the civilian workplace may seem easy at first. After all, you have learned skills, practiced leadership and demonstrated initiative that will make you successful wherever you go.
The reality, though, is that it can be difficult. In fact, it can be downright depressing demotivating and you may feel totally disillusioned. We can help.
In our Veterans In Transition archives you will find helpful and informative articles about what’s next in transition, veterans in business, career, advice, tips, workshops, transition to education, entrepreneurship, veteran franchises, legal tips & resources for veteran businesses and much more...
For assistance in your journey please visit: SDVMagazine-Veterans-In-Transition sandiegoveteransmagazine.com/category/veterans-in-transition
VETERANS IN
www.infused.work
eve@infused.work
Transition to Business HUMAN RESOURCES
By Paul Falcone www.PaulFalconeHR.com
Leading Effectively Through Crisis and Disruption
In May 2020, I wrote a column for the Society for Human Resource Management (SHRM) titled “HR During a Pandemic in a Retirement Home.” I wrote it as a point-in-time piece, explaining the realities of HR at ground zero (remembering that COVID-19 was first discovered in a retirement home in Seattle). I likewise wanted to profile what it was like a few months into the pandemic and how it was impacting our elderly residents as well as employees on the front line of the outbreak. I think it’s fair to say that we find ourselves now at a similar, seminal interval with a window into our future—this time as opaque and difficult to predict as that last time during the pandemic, only now we’re facing challenges to our core beliefs and identities as well.
Natural disasters, politics, fears of Artificial Intelligence (AI), and more are rocking our world and posing fundamental challenges to who we are as a nation, where we stand relative to a new technological frontier, and how we care for one another in the workplace so we can do our very best work every day with peace of mind. What’s needed most today starts with our own self-care and extends to an agile and peaceful mindset. It’s all about coming from leadership wisdom—not just knowledge but true wisdom, which is best defined as “knowledge applied.” How we handle the present moment will go a long way in helping us define our character, our adaptability to profound change, and our future career (and personal) success.
Start With a Breather
What’s needed most right now—no matter where you stand on the political spectrum, have been affected by the wildfires and floods, or whether you see AI for all its benefits or threats—is peace of mind. We need to “quiet the room.” It feels like there’s so much noise and confusion in our 24/7 news cycle that it takes our breath away, and it’s hard to gather our thoughts.
There’s a spiritual saying that “If you don’t go within, you without.” That means that we need to know how to compartmentalize, we need to be able to turn off the noise, and we need to ensure our own self-care first. It all starts with us, and we have to ensure that—despite the ongoing profound changes that seem to threaten us or many of our fundamental beliefs—we have our wits about us and can serve as a calming influence on others, whether threats are physical, futuristic, or fundamental to our beliefs.
Where do we find peace of mind? Where do we recharge our battery to help those around us? What does it feel like to disconnect? The imagery of Hercules carrying the world on his shoulders is relevant for many of our family members, friends, and coworkers. But we have to take the heavens off our own shoulders first before we can bring peace of mind to others. We’ve got to identify new ways of drowning out the noise—no matter how much we pride ourselves on staying in tune with current events.
What Should Wisdom” Feel and Sound Like?
We can’t necessarily affect or mitigate massive changes coming at us in rapid-fire fashion. But we should do whatever we can to help others. In a time of change, loss, and grief, a strong sense of community and having one another’s backs is more important than ever. Help people heal. For example, follow some simple maxims and pass them along to others:
• What you want for yourself, give to another.
• Each to his own without judgment.
• When in doubt, err on the side of compassion.
• Make of your life a gift.
• Teach what you choose to learn.
No, these aphorisms and adages won’t pay the rent. But collectively, we’ve come through depressions and world wars together. We became “adrenaline junkies” during the COVID pandemic, and we will unfortunately have to continue through fierce adversity and headwinds moving forward. We’ve adjusted before and lived to see another day. Chances are high that we’ll do so again, even if it feels like there’s no end in sight at this point.
Most important, remember poet Maya Angelou’s famous words:
People will forget what you said, people will forget what you did, but people will never forget how you made them feel.
It’s this wisdom of connection, of interpersonal relationships, and of selflessness and otherness that create space for people to heal. Come from wisdom. Be wisdom. It’s never more important than at times of tremendous change and volatility to be there for others. Now’s your time to shine your light. Be the model that you hope others will follow. And know deep in your heart that, while we may have a lot of time to go before we hit any sort of “rock bottom” or return to a greater sense of order, normalcy, or predictability, it’s within our control to exhibit the behaviors we wish to reveal to others and share our special gift of selfless leadership
You can connect with Paul on LinkedIn at www.linkedin.com/in/paulfalcone1
Paul Falcone (www.PaulFalconeHR.com) is a management trainer, executive coach, and bestselling author on hiring, performance management, and leadership development.
Cybersecurity and Service: Navigating Education and Career with Military Precision
By Carly Donner
Cybersecurity & Service
Getting into cybersecurity has been a rewarding but challenging journey for me, especially while balancing a full-time career in the military. My role involves overseeing various support functions—everything from admin to legal, facilities, and IT—across six states and 265,000 square miles. Yet, despite the heavy responsibility, I found myself drawn back to the technical side of my primary Military Occupational Specialty (MOS) in Communications, which I hadn’t been able to practice much in my current billet. That’s why I decided to pursue a master’s degree with a focus on cybersecurity.
For anyone looking to enter the field of cybersecurity, credentials are key. My program at Western Governors University (WGU) embedded industry-recognized certifications into the curriculum, which was invaluable. For instance, earning the EC-Council Certified Ethical Hacker certificate was part of my program, and it not
only gave me new skills but also renewed my existing CompTIA certifications. These kinds of credentials are essential for staying competitive in the job market, whether you’re aiming for a role in the military or the civilian sector. I’d recommend students pursuing cybersecurity prioritize certifications like CompTIA Security+, Certified Information Systems Security Professional (CISSP), and Certified Ethical Hacker (CEH). These are recognized across the industry and give you a solid foundation on which to build your career.
Balancing work and school can be challenging, especially with a demanding job like mine. That’s why I went with a competency-based program that allowed me to work toward my degree at my own pace. With constant travel and unpredictable hours, fitting in homework often meant late nights in hotel rooms or long weekends spent studying. Since I didn’t have to attend scheduled lectures or group projects, I could carve out time to study based on my other commitments.
Since completing my degree, a lot of doors have opened. The certificates I earned during the program keep me competitive in my current MOS and will be a huge asset when I return to the fleet. I’ll be able to step back into collateral billets like Information System Security Officer or System Admin, making me more valuable to my unit. Beyond the military, this degree has set me up for a smooth transition into civilian cybersecurity roles whenever I decide to leave the service.
The need for cybersecurity professionals is growing, and having both practical experience and academic credentials makes me feel confident about my future.
“For military members and veterans considering continuing education, I’ll say this: it is hard, but it is also easier than you think even with the demands of service life. Plus, the payoff is so worth it. Not only will you gain knowledge and skills that make you more effective in your current role, but you’ll also be preparing yourself for life after the military. Take advantage of educational benefits like Tuition Assistance and the GI Bill and keep pushing yourself—you’ll be amazed at what you can achieve.”
- Carly Donner
Finding Our Place: How Transition Support for Women Veterans Has Evolved—And What’s Still Missing
By Lori Noonan, Female Veteran, CEO of Capacity Builders, and board member for VETLANTA
When I left the military, the transition was abrupt, isolating, and full of uncertainty. There were no dedicated programs, no transition support tailored for women, and no roadmap for how to reintegrate into civilian life. Women veterans like me were largely invisible, navigating the challenges of employment, healthcare, housing, education, and social connection on our own. Today, the landscape has improved—but for many women veterans, it still doesn’t feel like enough.
A Shift Toward Recognition and Support
Over the past two decades, there has been a greater awareness of the unique challenges faced by women veterans, leading to the development of more programs aimed at supporting their transition. Some of the key improvements include:
• More Targeted Support Programs: There are now specialized transition programs that consider the needs of women, focusing on areas like career development, mental health, housing assistance, and peer support.
• Increased Access to Healthcare: Healthcare services have expanded to better address gender-specific needs, including reproductive health, mental health, and trauma-informed care.
• Career and Employment Assistance: Many veterans find meaningful careers after service, but women often face barriers such as wage disparities, lack of mentorship, and limited career pipelines. More resources are now available to help with job placement, skills development, and career networking.
• Greater Emphasis on Community and Connection: Women veterans often miss the camaraderie of service, and programs now exist to help build connections and networks that provide ongoing peer support.
• Recognition of Housing and Financial Challenges: More efforts are being made to prevent homelessness and financial instability among women veterans, providing pathways to affordable housing, emergency financial assistance, and long-term economic security.
Challenges That Still Exist
Despite these improvements, many women veterans continue to struggle in silence. Some of the persistent challenges include:
• Lack of Awareness About Available Resources: Many transitioning veterans don’t know about the programs available to them, and outreach efforts often fail to reach women specifically.
• Gaps in Healthcare Access: While there have been improvements, some women still have difficulty accessing healthcare services tailored to their needs, particularly in rural areas or in systems that remain largely male-dominated.
• Barriers to Economic Stability: Many women veterans face employment challenges, including difficulty finding work that aligns with their skills, lower wages compared to male veterans, and limited access to financial resources.
• Social Isolation and Lack of Community: Women veterans often struggle to find spaces where they feel understood and supported. Many leave the military and never reconnect with other veterans, missing out on valuable peer support.
The Five Social Determinants of Health and Women Veterans
A successful transition is about more than just employment and healthcare. It’s about ensuring that all aspects of a veteran’s life are stable. The five social determinants of health—economic stability, healthcare, education, social connection, and community environment—are all critical to long-term well-being. Women veterans often face unique challenges in each of these areas:
1. Economic Stability: Many struggle with job placement, wage gaps, and financial insecurity after service. More comprehensive employment and financial literacy programs are needed.
2. Healthcare Access: Expanded access to genderspecific healthcare, mental health services, and trauma-informed care is necessary to ensure all women veterans receive the care they deserve.
3. Education and Career Growth: More mentorship opportunities, scholarships, and career pathways should be created to help women veterans transition into fulfilling careers.
4. Social Connection and Support Systems: Women veterans need stronger networks to foster connection and ensure they don’t feel isolated after leaving the military.
5. Safe and Supportive Environments: Many women veterans experience challenges related to housing, military sexual trauma, and domestic violence. More resources are needed to provide stable, safe living environments.
Moving Forward: What Needs to Happen Next?
While progress has been made, there is still work to be done. Moving forward, the focus should be on:
• Stronger Outreach and Awareness: More effort needs to be put into ensuring women veterans know about the resources available to them. Transition programs should actively engage women and provide clear pathways to services.
• Expanding Peer Support and Community Building: There needs to be a stronger push to create spaces where women veterans can connect, share their experiences, and support one another.
• Advocating for Policy Changes: Women veterans must continue advocating for improvements in employment protections, healthcare access, and increased funding for programs that specifically address their needs.
• Breaking the Stigma and Making Services More Inclusive: More work needs to be done to ensure that women veterans feel seen, heard, and valued in veteran spaces.
Conclusion:
We Are Here—And We Belong
Women have served in the military for generations, yet their contributions and challenges have only recently been acknowledged in meaningful ways. While today’s transitioning women veterans have access to more resources than ever before, many are still searching for their community, their support system, and their path forward.
The work isn’t done—but together, we can ensure that every woman veteran has the resources, respect, and recognition she deserves.
If you are a woman veteran looking for support, know that you are not alone. Your service matters, and your future is just as important as your past. Keep searching, keep connecting, and keep pushing for the change we all deserve.
RISKY BUSINESS
Insurance Info & Risk Management Tips
By Hadley Wood www.hlinwood-insurance.com
“The greatest thing in this world is not so much where we stand as in what direction we are moving.”
– Johann Wolfgang von Goethe, writer/statesman
As businesses grow and evolve, many things happen at once and often, things happen so quickly it is hard to really appreciate how exciting business ownership can be.
One moment you're on the couch crafting out your new business plan, borrowing money to fund it, hiring marketing people to brand it and the next moment you have 5 employees working around your dining room table wondering if you will be providing dinner! That may sound extreme, but it happens more than you think and for good reason.
Business growth is multi-faceted and includes internal growth and external growth. External growth, i.e., physically committing to a larger space, can be daunting and confusing. It requires meeting with seasoned commercial real estate leasing agents and looking over long-form legal agreements that can read like a foreign language and feel overwhelming to a new entrepreneur.
Tenant Leases are a part of growing your business and navigating through them just requires a few tips. Here are a few tips to help you navigate through this process:
• The Lease will likely offer a significant discount for a longer lease term. Be careful with this and look this over closely. If you need to break the lease term early, make sure you understand the ramifications. If you had to leave early, could you sub-lease to another party? Are there fees associated with early termination? Would you be on the hook for the entire length of the lease regardless of your reason? This is extremely important to know before signing a lengthy lease.
• The Lease will likely require you to provide insurance for the premise. The insurance requirements can vary in coverage, limits and endorsements depending on the landlord requirements and this should be provided to you before you sign the lease. Sometimes, they will require something your policy does not already cover, and you will need to pay more premium to comply with their requirements.
Tenant Insurance is simply an insurance policy for your business that includes coverage for the leased space. It can be written as a premise only policy which would cover the space leased or it can be written as a business owners policy (BOP) which would cover the premise and also your business property such as your computers, equipment, furniture, and other business owner coverages that might be applicable to your operations. Send the requirements over to your Insurance Broker and have a conversation about the required coverage and your exposures.
• Before leasing a space, make sure the Landlord is up to code on their building requirements such as fire sprinklers, smoke alarms, theft alarm systems (if they have them), ADA ramps and accommodations, etc. Their lack of attention to compliance can cause problems in your obtaining proper insurance coverage, a higher premium, or sometimes the carrier declining to cover the space entirely.
• Depending on the market and how many available properties to lease are available in your area, you should be able to negotiate some tenant improvements before you move in that the landlord would cover. Do some research and make sure you check alternate properties in your area for comparison.
• Always keep records of your signed lease and conversations with your real estate agent. Business growth is a wonderful feeling, but it can cause some stress and having a few people on your side to assist with this helps. Reach out to your business insurance broker, your legal advisor, and a commercial real estate advisor to assist you.
Please reach out to me at: www.hlinwood-insurance.com with any business insurance or risk management questions.
BUSINESS FOR VETERANS
By Barbara Eldridge www.mindmasters.com
Let’s Play to WIN!!
Today I want you to challenge yourself to the highest levels of performance.
Would that require your “BEST”? Would that push you beyond your boundaries? Would you dare to attempt your most audacious goals? Would you be willing to be, have and do the UNREASONABLE?
Paul Lemberg in his book “BE Unreasonable: The Unconventional Way to Extraordinary Business Results”, wrote “being reasonable kills potential…” Being reasonable is about getting by. It may keep you in business, but at the same time it keeps the business from soaring.
Be unreasonable, it’s the call to embrace your vision, your passion, your true desires. It is a state of mind, it is a call to action. Today is about accelerating your business by having faith in your ability to make the future real. To let go of all the cliché-ridden, time worn, tired old ideas that keep you small, to pick your spot then step out onto the ledge; to be courageous – and find out you can really fly.
It is time to start breaking through that comfort zone – You and I know that that’s uncomfortable, it always is. The starting point is your businesses purpose and vision which helps establish a set of measurable goals. When you have expressed a clear, compelling vision and purpose, you can start to become aware of opportunities in your marketplace that were previously invisible.
Napoleon Hill in his classic work Think and Grow Rich stresses the absolute necessity of having a definite plan for the accomplishment of one’s goals. But goes on to describe the need for “power” to accomplish those goals. Power refers to organized effort, sufficient to enable you to produce the results you want.
Do you want to Play in this Game??? You must think what’s possible as opposed to what is likely. Goals that draw you to them, is a Game worth playing. But they don’t just exist, they are not lying around for you to collect, like shells on a beach. You have to make up WORTHY goals, sometimes you have to invent them out of the air.
The Challenge: Get really clear about the commitment to the Goals you have set for 2025. Write a statement that clearly identifies what you are committed to in fulfilling them.
Barbara Eldridge has built a solid reputation as a Results strategies specialist, within industry and business over the past 40 years. Her unique message, since starting Mind Masters 30 years ago for entrepreneurs and small business owners, continually stresses vision, purpose and values as the key elements of business philosophy. Her undying compassion for the entrepreneur’s journey, her tireless capacity to listen, and her sincere enthusiasm for other’s success have insured her growing influence and her own mastery with MIND MASTERS. www.mindmasters.com
Veterans Make Great Entrepreneurs FRANCHISE DREAMs
By Doug Dwyer doug.dwyer@dreammakerbk.com
Misconceptions About Franchising: Insights for Veterans
Franchising presents a unique opportunity for veterans transitioning from military service to civilian life. The structure, support, and established systems can make it an appealing option for those accustomed to discipline and teamwork. However, several misconceptions about franchising can deter veterans. I’d like to take a moment to debunk some of the most common myths, specifically from a veteran's perspective.
Myth 1: Franchising Guarantees Success
A prevalent myth is that franchising guarantees business success. While franchises often have higher success rates than independent startups due to established brand standards and support systems, they are not a guaranteed ticket to prosperity. Veterans, familiar with rigorous training and strategic planning, understand that success depends on several factors such as location, market conditions, and their management skills. The military's emphasis on preparedness and adaptability can be crucial in navigating these variables.
Myth 2: Franchises Are Easy to Run
Some believe that franchises are simple to operate because they come with a set operational model. This misconception can be misleading. Managing a franchise requires effort in areas like staffing, marketing, and customer service. Veterans, who excel in leadership and operational excellence, are well-suited to handle these challenges. The franchisor provides a framework, but veterans must apply their discipline and leadership to execute the business plan effectively.
Myth 3: Franchises Are Mainly for Fast Food
When people think of franchises, they often picture fast food chains like McDonald's. However, franchising spans numerous industries, including healthcare, education, home services, and even kitchen and bath remodeling. Veterans, with their diverse skill sets and experiences, can explore a wide array of franchise opportunities that align with their interests and strengths. This opens possibilities that allow veterans to find a niche that suits their passions and career goals.
Myth 4: Franchisees Lack Independence
Another common misconception is that franchisees are merely extensions of the franchisor with little independence. Franchisees are independently owned and operated, providing you with significant control over your business operations, from staff management to local community involvement. Veterans, who are used to making decisions in high-stakes environments, can thrive in this model. The structure provided by the franchisor ensures consistency, but the day-to-day operations and local adaptations are in the hands of the franchisee.
Myth 5: Franchising Is Only for Large Investors
Many veterans might believe that franchising requires a substantial financial investment. While some franchises do have high entry costs, many are affordable and offer financing options. There are also specific programs and incentives designed to assist veterans in franchise ownership. Organizations like VetFran (go to VetFran.org to learn more) provide resources and discounts to help veterans transition into franchising, making it accessible to those with varying budget levels. At DreamMaker, we’re proud to offer veterans a 20% discount on their franchise fee.
For veterans considering franchising, understanding these misconceptions is crucial. Franchising offers a structured yet flexible path to entrepreneurship, blending the benefits of proven processes and systems with the autonomy of running a business. With realistic expectations and the right approach, veterans can find a rewarding and prosperous career in franchising.
Doug Dwyer is the President & CSO of DreamMaker Bath & Kitchen, a company dedicated to helping its remodeling franchisees achieve Strong Margins and a Quality of Life. doug.dwyer@dreammakerbk.com
legal Eagle
Straight-forward legal tips for Military and Veteran Business Owners
By Kelly Bagla, Esq.
CHOOSING THE RIGHT BUSINESS ENTITY
Choosing a business structure is a key step when establishing a new business. The structure of a business can has implications for several essential elements of the way the business operates, including taxes and personal liability. A business structure is the legal framework of a company. It sets out key factors like ownership and profit distribution. The structure of a business should be established before it is registered with local, state or federal governments and should be chosen carefully. It can be costly and restrictive to make changes later. The business structure you choose can influence key elements of the business, including day to day operations, risk of personal liability, ability to raise capital funds, and taxes owed. Here is a breakdown of the most common business structures:
1. SOLE PROPRIETORSHIP
A SOLE PROPRIETORSHIP = is a business owned and operated by an individual. Sole proprietorships are the basic forms of business organizations, which require no formal type of government filings to form the business and are not required to follow any type of operating formalities.
The BENEFIT = of a sole proprietorship is the easy of doing business without government oversight.
The LIABILITY = of a sole proprietorship is that the business owner is personally liable for all liabilities and obligations of the business, which liability extends, not only to liabilities in excess of the amounts invested in the business including any insurance coverage, but also to the business owner’s personal assets.
2. LIMITED LIABILITY COMPANY
A LIMITED LIABILITY COMPANY = is an entity having one or more members, organized under State law. Limited liability companies have all the powers of natural people, which include the ability to transact business, sue or be sued, make contracts, own and transfer real estate, and issue stock subject to limitations. Limited liability companies have all the powers of natural people, which include the ability to transact business, sue or be sued, make contracts, own and transfer real estate, and issue stock subject to limitations.
COMPLIANCE
REQUIREMENTS
= for a limited liability company require more formality in formation and operation, such as, filing Articles with the State, filing a Statement of Information with the State, obtain an agent for service of process, and establish an operating agreement.
MANAGEMENT = in a limited liability company can be conducted by all its members or by one manager. Officers may be appointed to conduct the affairs of the business.
The LIABILITY = of a limited liability company is limited for all its members, managers and officers. As long as the State’s statutory requirements are followed, the members, managers and officers of the business are not personally held liable for any debt, liability or obligations of the business arising in contract, tort or otherwise solely by being a member, manager or officer of the business.
3. CORPORATION
A CORPORATION = commonly known as a C or regular corporation, is by far is the most common and wellknown form of business entity. All corporations are
governed by the State of incorporation and are treated as separate and distinct legal entities separate from its owners with all the rights to own property, make contracts and sue in its own name.
COMPLIANCE REQUIREMENTS = for a corporation require strict statutory compliance, such as, filing the Articles of Incorporation with the State, filing a Statement of Information with the State, obtaining an agent for service of process, establishing bylaws, issuance of stock, establishing a board of directors, appointment of officers, holding annual shareholder meetings, holding annual director meetings, and maintaining books and records of written minutes.
MANAGEMENT = in a corporation is generally conducted by the board of directors with the day to day operations of the business ran by the officers. The overall decision making lies with the shareholders of the business.
The LIABILITY = of a corporation is limited for all its shareholders and the shareholder’s personal liability is limited to the investment. As long as the State’s statutory requirements are followed, the shareholders, directors and officers of the business are not personally held liable for any debt, liability or obligations of the business arising in contact, tort or otherwise.
4. SUBCHAPTER S CORPORATION
A SUBCHAPTER S CORPORATION = commonly known as an S corporation, is a corporation that has elected to be taxed under Subchapter S of the Internal Revenue Code and is treated as a partnership for most tax purposes. The income of the S corporation is passed through to its shareholders therefore avoiding double taxation. Other than the different tax treatment, the S corporation operates identically to that of a C or regular corporation.
For more information on how to legally start and grow your business please visit my website at www.BaglaLaw.com
Disclaimer: This information is made available by Bagla Law Firm, APC for educational purposes only as well asto give you general information and a general understanding of the law, and not to provide specific legal advice. This information should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.
The Growing Threat of Medical Identity Theft for Veterans
By Scott Hermann, CEO of IdentityIQ
Veterans are uniquely vulnerable to medical identity theft, a crime where fraudulent claims are submitted using stolen personal and medical information. This type of theft can have a large negative impact on veterans, potentially jeopardizing their healthcare access, financial stability, and overall well-being.
Medical identity theft occurs when a criminal uses stolen information – such as Social Security numbers, Veterans Affairs (VA) credentials, or insurance details – to submit fraudulent claims for medical services or equipment. These false claims can drain healthcare benefits, create inaccuracies in medical records, and leave victims with unanticipated medical bills or denied services. For veterans relying on VA healthcare or other insurance programs, the repercussions can be particularly severe as their access to critical care may be compromised.
Evolving Fraud
The Identity Theft Resource Center recently released a report that highlights the alarming developments in medical identity theft, driven by the availability of compromised consumer data and advancements in artificial intelligence (AI). Criminals are now leveraging large language models (LLMs) to create highly convincing fake medical records, accident reports, and even death certificates. These AI-generated documents are increasingly being used to file fraudulent insurance claims, overwhelming insurers and putting victims at risk.
According to government reports cited by the ITRC, the number of insurance accounts compromised by phishing scams and stolen login credentials has surged by 85% since 2022. These trends show how rapidly cybercriminals are adapting AI technology to enhance their scams, making it harder for victims and authorities to detect and prevent fraud.
Veterans Are at High Risk
Veterans, often seen as high-value targets due to their access to government-provided healthcare and benefits, face heightened risks. Medical identity theft can lead to:
1. Benefit Depletion: Fraudulent claims can exhaust a veteran’s healthcare benefits, leaving them unable to receive necessary treatments.
2. Erroneous Medical Records: Inaccurate records may result in improper treatments or delays in care.
3. Financial Consequences: Victims may face debt collection for services they never received.
Protecting Against Fraud
To combat this growing threat, veterans should take proactive measures:
• Regularly review explanation of benefits (EOB) statements and VA records.
• Enable multi-factor authentication for online accounts.
• Be cautious of phishing attempts and unsolicited requests for personal information.
Make sure to stay vigilant as criminals continue to use compromised data and exploit technology advancements to commit fraud. Veterans must stay informed and proactive to protect their identities and benefits.
landbasedlearning.org
WHY VETERANS & FRANCHISING ARE A PERFECT FIT
Veterans emerge from service with strong leadership skills and a thorough understanding of teams. Franchisors have long recognized that entrepreneurial veterans are some of the best qualified, motivated and successful prospective franchisees.
Franchises provide training. A franchise business operates on proven systems and defined procedures and has comprehensive training and support built into the franchising process. This means a veteran can enter a completely new field and is more likely to succeed by following the franchisor’s proven business model.
“As a Marine Corps veteran, I know the value of teamwork and dedication. At VetFran, we’re committed to helping fellow veterans turn their skills into successful franchise businesses and achieve their entrepreneurial dreams.”
of franchisees in the United States are veterans. 14%
franchise businesses offer discounts to veteran prospects.
Sean Falk
President Careertopia
Former Captain, USMC
VetFran Chair
THE SAN DIEGO VETERANS COALITION IS A COALITION OF OVER 150 UNIQUE NON-PROFITS, BUSINESSES, GOVERNMENT AGENCIES AND EDUCATIONAL ENTITIES ALL UNITED BY THE GOAL OF SUPPORTING MEMBERS OF OUR COMMUNITY WHO SERVED OUR COUNTRY IN THE ARMED FORCES, THEIR FAMILIES, AND THEIR CARETAKERS.
SAN DIEGO VETERANS COALITION
The San Diego Veterans Coalition was organized in 2009 and incorporated as a non-profit on May 24, 2011. Using the Collective Impact Model, SDVC is a premier San Diego County-wide monthly convener of over 150 unique member and participating organizations, businesses, and agencies, as well as convening many of that body in our four action groups, and other activities and events. The Collective Impact Model is based on leveraging relationships with other veteran and family serving organizations so that we may provide veterans and their families with a complete array of services and other opportunities.
Many of the organizations that belong to SDVC specialize in one field (education, housing, employment, healthcare). Knowing what services each other provides, we can offer comprehensive support to our local Veteran community. We are proud to work alongside a wide variety of non-profit and for-profit organizations, as well as governmental agencies and individuals. The SDVC is a catalyst that inspires collaboration and cooperation among service partners to deliver premier support for Veterans in the San Diego region and beyond.
SDVC is proud to have partnered with ONWARD OPS, which has partnered with the Veterans Administration, the Department of Defense, and local communities to support service members through the process from military to civilian life by matching them with one-on-one sponsors in their specific community.
ONWARD OPS Sponsors all complete a VA-Certified Sponsor Training Course and the Community Integration Coordinators are all validated as best-in-class, trusted, and capable partners in their local region. Our national network, working with the department of defense, the department of veterans affairs, and the department of labor, brings a team together in one common mission: to securely provide the information and relationships needed to help every transitioning service member successfully make the journey out of the military and into civilian life.
Welcome to the Veterans Association of North County
HERE FOR YOU WHEN YOU NEED US
Here you will find several resources, programs, services and opportunities for Veterans, Service Members and their families. Our goal is to be your one stop shop for all things, so don’t hesitate to contact us at any time. Programs and services vary, and include additional information for each. We have two Veteran Services Representatives (VSR) here at VANC, read all about them below in Addtional Services at: (www.vanc.me/services-programs)
OUR MISSION
VANC is a 501(c)(3) non-profit organization created and operated by Veterans as a one-stop resource center for all active-duty military, Veterans, and their families. We centralize services from diverse agencies to assist with jobs, education, finances, health, and wellness.
OUR VISION
We seek to honor and support those who have served our country, bridging the past, present, and future. VANC is a vibrant gathering place in North San Diego County, where all Veterans, active-duty military, and their loved ones can reach out for help and community. VANC engages and informs local Veterans organizations, service providers, and individuals, helping them work together. VANC seeks to be a model for other organizations that serve the military community.
JOIN US FOR AMAZING UPCOMING EVENTS
There’s always engaging things happening at VANC and with our partners. Check our calendar here for regularly scheduled events, meetings and opportunities here at VANC (www.vanc.me/events#calendar)
WE LOVE OUR ASSOCIATION MEMBERS AND THEY’RE HERE FOR YOU TOO. VANC is open to all military, veterans and friends of the military. If you would like to become a Veterans Association member, Contact Lori at lori@vanc.me to learn more.
www.vanc.me
sdew@hospicenorthcoast.org
hospicenorthcoast.org
Veterans Chamber of Commerce
By Joseph Molina www.vccsd.org
Benefits of Buying a Home as a Family
In an era where financial stability is paramount, buying a home as a family stands out as one of the most impactful decisions you can make. Beyond the obvious advantages, homeownership offers benefits that extend to financial security, emotional fulfillment, and longterm prosperity. Downpayment options if needed can be found here https://leadership.my.canva.site/ downpayment
For families, purchasing a home is not just an investment in property; it’s an investment in a shared future and it could be a way to create Generational Wealth!
One of the most compelling reasons Unlike renting, where monthly payments contribute solely to a landlord’s income, mortgage payments build equity over time.
This equity can serve as a financial safety net, offering opportunities for future investments, education funding, or even retirement savings.
Additionally, homeownership often comes with tax benefits, such as deductions on mortgage interest and property taxes, which can significantly reduce your annual tax burden. For families, these financial advantages can create a stronger foundation for achieving long-term goals.
Beyond the financial perks, owning a home fosters a sense of stability and belonging. For children, growing up in a permanent home can provide a consistent environment that supports emotional and social development. Studies have shown that children in stable housing situations tend to perform better academically and exhibit fewer behavioral issues.
Another often-overlooked benefit of buying a home as a family is the opportunity to customize and create a space that truly reflects your values and lifestyle. Unlike renting, where restrictions on renovations and décor can feel limiting, homeownership allows you to tailor your living space to meet your family’s unique needs.
Moreover, homeownership can serve as a powerful tool for teaching financial responsibility and planning to younger generations. Involving children in discussions about budgeting, saving, and maintaining a home are valuable life skills. It also fosters a sense of pride and ownership, as they contribute to the care and upkeep of the family home.
If you would like direct assistance, feel free to contact us, we will be happy to help! just send us an email at: veteransccsd@gmail.com
The National Veterans Chamber will be more than happy to meet with you and provide some guidance. Check us out at: www.vccsd.org (Our Chamber of Commerce Membership is FREE for all Military/ Veterans and their extended families)
https://forms.gle/6ZTt4QCK8EVFvkW18
OPPORTUNITIES IN LAW ENFORCEMENT
You’ve served your country, now serve your community!
Military and law enforcement have had a longstanding relationship with overlaps in training exercises, equipment, and, most important, personnel.
It is not uncommon for a service member to make the jump from the military to law enforcement as both professions look for the same characteristics; leadership, fidelity, chain of command, and teamwork are all common themes in both professions.
Quite understandably, many American military veterans often gravitate to a career in law enforcement when the time comes to rejoin the civilian workforce.
The two professions have many fundamental similarities; from the uniforms they wear with pride, to the firm command structure they serve under, to great personal risk they endure while protecting those who cannot protect themselves.
VETERANS IN LAW ENFORCEMENT
The following agencies are actively hiring & proudly support our veterans, active military and the families that keep together.
From Navy Sailor to San Francisco Police Officer
By Holly Shaffner
Changing careers can be exciting, exhilarating, and filled with trepidation. Meet Officer Cindy Ovares who has made the transition numerous times – from active-duty service member, to student, massage therapist, teacher, and now police officer.
The life experience she gained in those previous longterm jobs set her up to be successful today. She is doing what she’s always wanted to do – have a career that is challenging and rewarding.
Cindy was like many seniors in high school as she contemplated what she would do after graduation. When the Navy recruiter called the house looking for her brother, the recruiter instead got an eager, independent 17-year-old woman who wanted to find adventure. Just a few months later, she was off to “see the world” and start her first career.
As an Aviation Machinist’s Mate, Petty Officer Ovares was a jet engine mechanic. It was a male-dominated job, and she wanted to prove that anything a man could do, she could do better. She attended military schools in Florida and Virginia to learn her trade, and was later stationed in Lemoore, California. She was attached to VFA-22, an F/A-18 Super Hornet squadron, that deployed on ships. After serving four years on active duty, she earned Post 9/11 GI Bill education benefits, and chose to leave the Navy to attend college.
After completing her bachelor’s degree in Secondary Education and being a fluent Spanish speaker, she was hired to be a high school Spanish teacher. The job was gratifying; but also, under resourced, understaffed, and had little room to grow professionally. She wanted something new and challenging, was drawn to the community where she grew up, so, in her late 30s she applied to be a police officer.
“Being able to talk to people, figure out what they are going through, and what they need is a huge portion of the job. I enjoy interacting with the public, and engaging in what I call verbal judo.”
- Officer Cindy Ovares
Officer Ovares was accepted to the San Francisco Police Academy and has been an officer for the last three years. She is a foot patrol officer working in the Tenderloin District – a 50-block area that has a storied history, and has been known for homelessness, drugs, and crime.
“Being able to talk to people, figure out what they are going through, and what they need is a huge portion of the job. I enjoy interacting with the public, and engaging in what I call verbal judo,” said Officer Ovares.
For Officer Ovares, the parallels between serving in the military and serving in law enforcement made the transition go smoothly:
• Routine – You know what to expect before your shift begins (what time to report, what uniform to wear, the structure of the day).
• Camaraderie – The bond between fellow officers is like the bond between your fellow military brothers and sisters.
• Variety – Every day is different with different assignments and duties, so the job is never boring.
• Benefits – Include a competitive salary, paid vacation days, floating holidays, and sick days, healthcare, retirement, and special pay for certain assignments and being bilingual.
As a Latina giving back to her community, she admits that the job comes with highs and lows. Officer Ovares recommends a career in law enforcement for those military members looking to make a smooth transition to a new chapter.
To learn more about the San Francisco Police Department, or to connect with recruiter, go to: www.sanfranciscopolice.org/your-sfpd/careers
SDPD Ride Along: A Story of Two Marines
By Amber Robinbson San Diego Veterans Magazine
When I asked to go on a ride along with the San Diego Police Department, making a special request for any veterans-turned-cops, I expected a really serious, possibly dangerous, afternoon of shadowing our city’s toughest crime fighters.
What I got was an afternoon of heartfelt service to our San Diego community, honorable humility and a lot of respect.
When I asked whether former Marine Sergeant Major, Mark Wright, and his partner, former Marine Staff Sergeant, Sean Bunch, had rank or titles he said their titles were just San Diego police officers. They are relatively new partners, but act like they’ve known each other for years, which is usually the case when you get Marines together.
Wright is a newer addition to the force, coming on board two years ago, with Bunch only having two years left.
Currently, these brothers-in-arms spend their days patrolling the entirety of Balboa Park.
Although neither men are taking fire or kicking in the enemy’s door on this beat, like during their time in Iraq or Afghanistan, they still work hard to serve their local community. Service which can range from tracking down criminals to answering questions from lost pedestrians, to giving out stickers to kids and never backing down from a chance to turn on those flashing red and blues just to make one of them smile.
Most of our particular day was cruising around beautiful Balboa Park running car tags to see if they were current, from cars not displaying proper plates and placards to those double parked. Bunch says they often catch parole violators or even stolen cars doing just this. I was struck as I watched both officers go out of their way to look in and around vehicles to find plates or disability placards not displayed correctly so as to avoid issuing superfluous tickets.
“We try to give everyone the benefit of the doubt,” said Wright. “We’re not out to get anybody.”
Although, both officers confirm that enforcing even the most basic of park rules can yield large payoffs. During a recent patrol Bunch spotted an individual smoking in the park, which is illegal. As he circled back round, the individual turned and rapidly tried to walk away, which activated immediate suspicion. He was detained and came back with a warrant for numerous kidnapping and child molestation charges.
Both men say a lot of what they do is talk with museum owners and those living in the neighborhoods surrounding the park about their concerns. A shared concern by all is the park’s homeless population.
Bunch says their posture towards the homeless is mostly that of assistance, adding there are many resources available for those who would take them.
Officer Sean Bunch
Officer Mark Wright
The city spends a lot of money on resources,” said Bunch. “The biggest problem we run into is whether or not the [homeless] people want them, and a lot of them don’t.”
Thus, the men tend to run into the same issues with the same people pretty often. Although frustrating, they have learned that respect goes a long way when challenged with these repeat offenders. Bunch recalls spotting one such offender in the park, who was in violation of his parole and wanted on warrant. He was unable to get to the offender immediately, but still apprehended him with a verbal request. The parolee waited patiently to be hand-cuffed and arrested, simply out of the respect he held for the law man.
“Being respectful of everyone despite their lot in life goes a long way in this job,” said Wright.
Both men say a huge part of their work is being able to connect and communicate with the myriad of people they meet daily.
Bunch says he feels he and Wright are lucky to come to the force later in life, given it means they have a wider frame of reference for those they meet and serve daily. “We deal with people who are going through all kinds of things in life,” said Bunch. “And it’s helpful to be able to say, ‘hey I know what you are going through, I’ve been there.”
As the day progressed, I realized that both gentlemen definitely had a long list of tough and unique life experiences to pull from. Both proudly served the United States Marines for years, traveling to war and all over the world, experiences that yield much wisdom as well as many a story.
Bunch, for instance, did not come to the force straight from the Marines, but from Hollywood. Surprisingly, he is a member of the Screen Actors Guild, working as a military advisor on various productions, like Lonestar 911, and appearing in some as well, such as one of the most recent Men in Black movies.
“I grew up outside of LA,” said Bunch. “So, I’ve always just kind of been around the business and found a place for myself there with all my military experience.”
Bunch hopes to return to work in Hollywood after he leaves the force, bringing with him a new level of experience and respect.
Wright, who retired from the Marines as a Sergeant Major never worked in Hollywood, but he does have plenty of stories about being a proud grandfather, father and new amputee. When I entered the Central Division Station and met him, he said he was just getting back to work after some time off after losing his leg.
Wright remained unscathed during his over-20-years in service, overseas deployments and endless combat train ups. It wasn’t until after service that he lost his leg in a motorcycle accident late one foggy night a little over a year ago. Wright says it had been an eventful second watch and he was leaving the station about 2 AM on his motorcycle when it happened.
“It was only about two minutes from work,” said Wright. “I was coming around a curve and entered into what I thought was fog, and as I’m entering, I see a headlight and side mirror in my lane.”
That headlight and mirror became an entire car that was blocking Wright’s entire side of the road.
“I was a heuy crew chief in the Marines and reverted to my training from that, grabbed my shoulders, braced for impact and went flying like a human lawn dart over my handlebars,” said Wright.
Wright landed in the ditch on the side of the road. He says he realized immediately that he had a back and leg issue. He learned that a bystander had called 911, but he requested they call back and state that the injured motorcycle rider was a policeman with the San Diego Police Department and expedite services. This one request would become pivotal in saving Wright’s life.
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“What I didn’t know at that time was that I had severed two arteries in my leg, and I was bleeding out,” said Wright.
What Wright would learn later is his heel had also been torn off on the wrecked car as he sailed past it into the ditch. After much pain and many surgeries, Wright would finally lose his leg from the knee down. says he doesn’t let it get him down, though. He’s proud to continue to serve as one of our city’s finest.
Both he and Bunch take much pride in their time as Marines and as San Diego Police Officers. Each officer comes from strong military stock, with Wright’s grandfather being a World War II veteran and Prisoner of War and Bunch’s father a decorated veteran of Vietnam.
All in all, this Army vet’s afternoon with two Marines was an impressive one. Both seasoned public servants, these honorable men have discovered you must give respect to get it, that violence is often not the answer and the most important thing to keep in mind along the way, is a good, human dose of empathy.
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Officer Sean Bunch - Amber Robinson (SDVM) - Officer Mark Wright
