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CBS4 Investigates:

Soldier B at t l i n g P T S D

newspaper December 2013

Also Inside: BEWARE: Your Retirement Could be at Risk! Don’t Be A

“Tech Dinosaur!” Restaurant Reviews Taste of the Town Visits

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New! Real Estate Section Inside!

Ends His Life One More Victim of a Horrible Statistic that Continues to Grow




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Contents

Newspaper December 2013

Featured Editorial

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CBS4 Investigates: Soldier Battling PTSD Ends His Life A South Florida soldier battling post-traumatic stress disorder whose struggles were previously profiled by CBS4 News has taken his own life. Franklin Rosario, 26, died from multiple self-inflicted stab wounds.

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One In Five American Workers Won’t Ever Be Able To Retire...Could That “One” Be You?

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Shop Smart: Buy Store Brands. Save Big.

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Are Photos & Video Pushing Words Out Of The Loop?

Workers in their 40s and 50s don’t have a lot of time left to secure their financial future, and there are several common mistakes that often threaten their dreams.

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How To Reduce Job-Hunting Stress For New Graduates And Their Parents Jennifer Zick has a new Master’s Degree and plenty of enthusiasm. What she doesn’t have is a job. As graduation becomes more and more of a distant memory, it’s not just students who are nervous. So are their parents.

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The economic downturn in recent years has forced many of us to cut back on spending. However, research shows cutting back and saving money does not mean giving up luxury or settling for lesser quality items.

Instagram, Vine, Facebook and Twitter. The list of apps to share your photos and videos goes on and on. Its image communication and it appears to be leaving face-to-face and voice communication in the dust.

CBS4 Super Kids: A True Inspiration A young man who had a tough life growing up learned to not let his past control his future. Today, he works to help other kids, just like him, have a better tomorrow.

South Florida Bridges On The Brink Earlier this year, Miami-Dade engineers sounded the alarm over Key Biscayne bridges that are actually crumbling into the ocean. Now documents uncovered by CBS4 reveal another set of bridges supposedly next to crumble and the tab to fix it is much bigger.

Special Section

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December 2013

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One In Five American Workers Won’t Ever Be Able

To Retire...

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Could That “One” Be You? Workers in their 40s and 50s don’t have a lot of time left to secure their financial future, and there are several common mistakes that often threaten their dreams. The consequences of the wrong financial mistakes are very real. One recent study projected one in five American workers won’t ever be able to retire.

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inancial Planner Dana Levit of Paragon Financial Advisors said the problem for this age group is they don’t have much time to correct mistakes. One problem is carrying consumer credit card debt into retirement. A national study found middle and low income households headed by older Americans carry an average balance of close to $8,300; the study found the balance to be about $6,300 for younger households in the same demographic. “Once you get into habits, it is really hard to change,” said Levit. “You get used to a certain lifestyle. You are talking about correcting things you have been doing for a number of years. That is tricky.” Another potential pothole is co-signing a loan for a child. “You are putting your credit on the line and you are totally at risk if that child defaults,” said Levit. “You may need a car yourself. You may want to apply for a mortgage yourself. If your credit is not top notch, you are going to be paying high interest rates.” It can also be risky to take out a student loan in a parent’s name. Experts say they should be the obligation of the child. In these days of inflated tuition, Levit says families have to be realistic when choosing a school, so no one ends up drowning in debt. “It is very hard to get a 20-year-old to understand that,” said Levit. Another pitfall is retiring without enough savings. But the tax laws for 401k’s change when a person turns 50. “50 is a critical age. The IRS says that at that point when you hit 50, you can do catch up contributions,” said Levit. $5,500 can be contributed tax free annually after 50.

“A national study found middle and low income households headed by older Americans carry an average balance of close to $8,300”

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jobs

o t how ce u red ing

t n u job-h

stress es t a u d a gr ew n for s t n re a p r i e h t d an rge

a Bo By Vaness


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Jennifer Zick has a new Master’s Degree and plenty of enthusiasm. What she doesn’t have is a job. “I’m trying to get a couple of years of experience in administration, pretty much anything right now,” said Zick. As graduation becomes more and more of a distant memory, it’s not just students who are nervous. So are their parents.

“I

mean it’s still a tough economy,” said Darren Forest, another new graduate. He’s lucky his parents appreciate this tough job market. “I think that parents should always be encouraging and helpful because the second you start bearing down on your kids, it just makes them that much more stressful,” he said. The first step for parents in terms of keeping peace is understanding that the times truly have changed since they started out. “It was a lot easier in the 70s. So I would really encourage parents to emphasize about how hard it is to find a job, help your recent grad be very realistic about what kind of opportunities are out there,” said Elaine Varelas, a Human Resource consultant. Varelas explained that parents need to realize the whole process of finding a job is different today. “Often parents have very dated ideas of what it takes to get job, most likely they are not going to find their job in the paper,” said Varelas. “Parents may feel that the new graduate is spending time on a computer is not looking for a job, but chances are they are looking for a job, and they are focused on building a linked in profile, or taking a look at job boards.”

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ut young people sometimes need help moving beyond the computer. “I think that parents can help with their own contacts, to say, who do I know, who would be beneficial for you to talk to, they can explain networking to them,” said Varelas. And remember, what works for cleaning up a room will surely backfire here. “I would definitely avoid the nagging,” insisted Varelas.”I think that they do need support and I think that the former students are really looking for a plan.” So just how tough is the job market for young graduates? According to the latest numbers; New graduates typically have an unemployment rate of 13% compared to an overall unemployment rate of 7.3%.

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New graduates typically have an unemployment rate of 13% compared to an overall unemployment rate of 7.3%.

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A True Inspiration By Michele Gillen

Brandon Burke A young man who had a tough life growing up learned to not let his past control his future. Today, he works to help other kids, just like him, have a better tomorrow. Brandon Burke has a 10-thousand watt smile and is filled with love and hope.“I’m a lover, not a fighter,� said Burke.However, he said that as a little boy his heart was broken a couple of times.


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A

t three-years old, Burke ended up in the custody of the Florida Department of Children and Families which expressed concern for his welfare. In an 18 month period, he was placed into three foster homes and a group home. “One minute you are sitting at the table with your family having dinner the next minute you are with complete strangers,” shared Burke. At age five, he received a surprise. His dad came forward and took him out of foster care to live with him. “I got reunited with my father and it was a wonderful time, we were a family,” said Burke. He treasures the wonderful times he had with his dad. But on the night of his high school’s homecoming he got a call that would change his life. “A call telling me that my dad passed away from a drug overdose,” said Burke. “It really crushed me cause, I was like ‘man, it was going so well.’ It just ended so quickly and abruptly.” Burke said the news broke his heart. He was placed back into foster care at age 15. He said that this time it was even worse. Some of the homes that they stayed in were drug infested and filled with chaos, but he never gave up on himself. “I never lost sight of myself, pride,” said Burke. To survive, he decided he had to move out on his own. At the age of 17, Burke scraped together his pennies and spent his senior year of high school looking for an apartment. He soon figured out how to live on his own, cooking, cleaning and paying bills. “Either that or you’re homeless. It’s a no brainer,” said Burke. “You have to grow up really fast.” Burke realized that he was finally alone in this big world. “That was probably one of the hardest moments I had to deal with personally,” said Burke. However, he used school as a life raft. “What I have learned is that you can take my home away, you can take my family away, you can take all my belongings away, but what you can’t take away from me is my education,” said Burke. “That’s going to last forever.” His grades flourished and so did his abilities as a public speaker. Worried about other foster kids, Burke spoke before

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“What I have learned is that you can take my home away, you can take my family away, you can take all my belongings away, but what you can’t take away from me is my education”

the Florida Legislature and is now credited with helping to get two laws passed. One of them extended the benefits for foster care children from 18-years old to 21-years old.

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December 2013

“I

t was an extraordinary moment. I’m just a regular high school foster youth and I would have never in a million years imagined me in front of the governor or a state representative or a state senator,” said Burke. So impressed with the power of making change, Burke said that he has committed himself to run for office. One of his dreams was to meet a member of the U.S. Congress and CB4’s Michele Gillen made it happen. Congresswoman Debbie Wasserman Shultz took Burke for his first power breakfast hearing. They both shared dreams of helping children. “We got kids that are in the worst circumstances,” said Burke. Wasserman Shultz was so impressed that she asked him to accompany her to a press conference where he wowed the crowd.

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“I want to help people, I want to do the right thing,” said Burke. “I want to make a difference that helps the world.” Burke is just beginning to start his train, but is continuously moving forward. “Most definitely, a locomotive that won’t stop,” said Burke. As if this dream couldn’t get any better it did. At the congresswoman’s invitation, Burke applied to be an intern in her Washington D.C. office. He was just accepted and will begin this fall before he starts the University of Florida in Gainesville. “I’m too thrilled for words,” Burke told Gillen. He added that he would like to thank Florida Youth Shine, a program under the non-profit Florida’s Children First which believed in him and ushered Burke into their campaign that gives voice and help to foster care children.

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WILL YOUR INSURANCE COMPANY

cancel YOUR POLICY? By David Sutta


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“I’m not going to try and sugarcoat this because some people are definitely going to see an increase in their premium”

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December 2013

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If you believe the headlines, millions of American’s health insurance policies are being canceled at the moment—that includes Florida where letters are hitting mailboxes canceling some 300,000 Florida Blue Policies. CBS4’s David Sutta asked Bill Warren, of Benefits Design Resources, if the headlines are true.

“W

ell I think that’s a matter of interpretation and a little bit of exaggeration because these plans are not being terminated, people are basically being transitioned,” said Warren. “What insurance companies are doing is transitioning people from the existing plans to plans which are ACA compatible. Every insurance company is doing it,” said Warren. Under the Affordable Care Act, insurance plans must meet minimum standards such as prescription drug, mental health, rehabilitation coverage, maternity leave, lab service and preventative wellness programs. Many Florida Blue customers, like Dianne Barrette, are receiving letters from Florida Blue alerting them that their old policy does not include those benefits. But those letters are not cancellations, but rather offering to help transition to a similar plan.

“What I have right now is what I am happy with and I just want to know why I can’t keep what I have. Why do I have to be forced into something else?”

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December 2013

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“What I have right now is what I am happy with and I just want to know why I can’t keep what I have. Why do I have to be forced into something else?” said Barrette. While the coverage may just be a transition, not a cancellation, the price for many, especially those with minimal coverage, may be shocking. “I’m not going to try and sugarcoat this because some people are definitely going to see an increase in their premium,” said Warren. Those making under $45,000 will likely pay less though because the government will subsidize part of the premium cost—such is the case for Barrette. Those making more than $45,000 will likely pay more. “The more you make the more you are going to have to pay. The less you make the greater the subsidy is,” said Warren. Those who will be transitioned as part of the change, will likely have received a letter or will get a letter within the next 30 days.

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December 2013

CBS4 Investigates:

Soldier Battling PTSD

Ends

His Life By Michele Gillen


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A South Florida soldier battling post-traumatic stress disorder whose struggles were previously profiled by CBS4 News has taken his own life. Franklin Rosario, 26, died from multiple self-inflicted stab wounds.

“I

pray everyday. I can not accept this. I ask God to help me with this,” said Mireya Rosario whose house is filled with pictures of her soldier son Franklin. Mireya Rosario wants her son, nicknamed Frankie since he was a child, to be remembered as the young brave solider who headed off to war in Iraq, not the soldier that suffered from PTSD and ended his own life. When Franklin Rosario returned to Miami from Iraq, the battle simply didn’t end there—the war raged-on in his head as he struggled with PTSD. “Everything changed that day he came back,” Rosario shared with CBS Chief Investigative Reporter Michele Gillen. “But I accepted it because he was alive.” Medical records dating back to 2007 and the battlefield show Franklin Rosario suffered post-traumatic stress syndrome and a traumatic brain injury. The records state, “He was evacuated from Iraq, he had a break with reality.” In Miami, while reportedly threatening to kill himself and others while stockpiling weapons, a family member had reached out – time and time again- for help, fearing the solider would hurt himself and others. “He was ready to explode,” Judge Steve Leifman told Gillen in an interview after his office had received an e-mail from a concerned relative. Within minutes, a specially trained police team went to rescue Rosario.

“He was just released from a mental health institute. He was there for five months. We recovered an enormous amount of guns from his house.”

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“I think of him as my baby. My son. My whole. life.”

P

utting his life on the line, Miami-Dade police negotiator Victor Millian, he too an Iraqi war veteran, spent over five hours talking Rosario down. He remembers the troubled soldiers words to him. “They don’t care. They don’t care,” recalled Millian. A nightmare appeared diverted when Rosario was sent for treatment at South Florida State Hospital. “Mommy, I want to kill myself. I want to cut my wrists,” his mother remembers him telling her. Rosario was released, arrested and handed over to law enforcement. Along with his weapons, police said they found two videos that allegedly contain pornography with apparent minors. Rosario was booked into the Miami-Dade jail. The last video of him was his appearance in bond court. When the judged asked Rosario if he wanted to proceed without lawyer representation, he said no. The judge then asked, “You are going to hire a private lawyer? Do you have a name?” He responded “no.” It’s not clear what the judge knew or didn’t know about Rosario’s mental health and history. A Miami-Dade detective in the courtroom testified about his suffering with PTSD and added, “He was just released from a mental health institute. He was there for five months. We recovered an enormous amount of guns from his house.” The judge ordered Rosario to rid himself of all his guns. Rosario complied and returned home without a gun, but days later ended his life with a knife. “He was in the bathroom. When I found him he was dead. There was nothing I could for my son,” said his mother. “They gave my son to police. They killed my son. Someone must explain this to me because I can’t explain this,” she said. Upon getting the phone call that the former soldier was found dead, that he had taken his own life, Judge Leifman told GiIllen, “I was heartbroken. It explains why we have more suicides than we do deaths in combat and that is a horrible statistic.” Judge Leifman believes that something must change to better-protect soldiers upon their return from war. Will Rosario’s mother remember him as that brave solider? “I think of him as my baby. My son. My whole. life.” The State has opened an investigation into the hospital’s handling and release of the soldier.


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“I was heartbroken. It explains why we have more suicides than we do deaths in combat and that is a horrible statistic�

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“You always get immediate action when something happens. When a bridge falls down, breaks, somebody – the bus falls in there, then it gets done right away. Then they’ll find the money”


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South Florida’s

ON THE

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By David Sutta

BRINK

Can a Quick-Fix Really Solve The Problem?

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December 2013

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Earlier this year, Miami-Dade engineers sounded the alarm

over Key Biscayne bridges that are actually crumbling into the ocean. In a panic, nearly $31 million dollars was shelled out for emergency repairs. Now documents uncovered by CBS4 reveal another set of bridges supposedly next to crumble and the tab to fix it is much bigger. Right now construction crews are hard at work repairing the Bear Cut Bridge on Key Biscayne. The 70-year-old bridge everyone agrees should be replaced is instead getting a $31 million dollar makeover.

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December 2013

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Dr.

Atorod Azizinamini, the chair of the civil engineering department at Florida International University and a world-renowned bridge engineer surveyed the work with CBS4 in April 2013. He said then, “You may have been better off to just build a new one.” When CBS4’s David Sutta dove below the water line of the Bear Cut bridge in April, he discovered giant pieces of concrete that had fallen off the pilings, pushed away from corrosion inside. Many pieces longer than your arm were all over the ocean floor. The quick fix that Miami-Dade politicians signed off on was something called jackets. It is essentially pouring more cement around compromised pilings. It’s a well-known industry practice but not expected to last for very long. The other plan county engineers moved forward with was much more controversial. They chose to keep 70-year-old pilings in place with a new roadway on top. “This brand new bridge was built on 70-year-old pilings,” Miami-Dade Commissioner Juan Zapata said. “So those pilings have already reached their life expectancy. So as soon as that upper part, the superstructure is built on the bridge, we are going to start now planning to replace that bridge completely.” Commissioner Zapata thinks the whole idea is ridiculous but they were caught in a situation with little choice. County engineers maintained they didn’t have enough time to design and build a new bridge. They said the repairs had to be made. Zapata is still concerned because despite the bandaides on the Bear Cut Bridge, it’s still at the top of a new county report of failing bridges. The 18-page memorandum paints a dire picture of the county’s 209 bridges. It also asks for nearly a half a billion dollars to repair or replace them. That money doesn’t exist. “$450 million dollars. That’s today’s dollars. The longer we wait the higher the cost becomes,” Zapata said. Number 2 on the list, behind Bear Cut, is the Venetian Causeway. Built in the 1920’s, the series of 12 bridges is the lifeline to 400 plus homeowners and thousands of cars a day headed to and from Miami Beach. Engineers say they need $110 million to replace the bridges, soon. However the report indicated they have zero saved to do the work. Jurgen Brendel, president of the Venetian Homeowners Association found the report concerning. “You always get immediate action when something happens. When a bridge falls down, breaks, somebody – the bus falls in there, then it gets done right away. Then they’ll find the money,” he said.

“You always get immediate action when something happens. When a bridge falls down, breaks, somebody – the bus falls in there, then it gets done right away. Then they’ll find the money,”

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“Who would even think of putting a new bridge on old pilings? I mean forget it. Somewhere else you would be out of business....

T

he report should be alarming for Venetian Island residents. On a scale of 1 to 100, one of the Venetian bridges gets a 32. That’s a failing grade. But Dr. Azizinamini doesn’t see it. “These are in pretty good shape,” he said as CBS4 News inspected them from the water. The County renovated the Venetian bridges just 15 years ago and they appear to be holding up quite well. Dr. Azizinamini explained, “I think you need to get a better picture of the condition of these bridges. Just like a patient that goes to a doctor. Unless you go under the MRI machine the doctor is not going to know what is really wrong with you and what is the best and most effective procedures.” With so many aging bridges on this list, Azizinamini worries the county may be about to waste even more money. “You need to understand which one is more critical. Where you should spend your money. $500 million dollars is significant money,” he said. Commissioner Zapata added, “We just need to have a plan. We need to be proactive about this. Because just expecting them to get better on their own is not going to happen.” In fact, the Bear Cut Bridge appeared to be worse off than when CBS4 News last saw it. As Dr. Azizinamini watched the construction crews working on the bridge, he shook his head. “This is more of a conventional way of doing things,” he said. Azizinamini couldn’t help but wonder why his team of experts at FIU are developing cutting edge technology for a


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...Here they continue getting a paycheck”

$4 billion dollar bridge in New York City, but not here. “They came to us and they are using some of the technology that we have developed here,” Azizinamini said. But here in Miami-Dade County, the County and the school haven’t even spoken to each other. “Hopefully we will soon,” Azizinamini said. FIU’s technology actually extends the life of bridges. And when it comes time to replace them, they do it in huge spans with most of the bridge or lane closures happening only at night. It’s fast, efficient, and economical. Everything the plan to save the Bear Cut Bridge was not. Brendel, the president of Venetian Homeowners Association, is worried about a repeat of what happened in Key Biscayne. “Who would even think of putting a new bridge on old pilings? I mean forget it. Somewhere else you would be out of business. Here they continue getting a paycheck,” he exclaimed. And you’re paying for it. This summer the tolls for the Venetian and Rickenbacker Causeway went up. With this new report, tolls could go even higher as politicians look for ways to raise nearly a half a billion dollars. There are suggestions of raising tolls as high as $5 to expedite the fundraising. All of the money going towards repairs and replacements that may or may not be needed. The renewed Bear Cut Bridge will open up sometime next year. Around that time county engineers will start on plans on how to tear it down and start anew.

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“At least 70% of Americans now admit they enjoy a discount and trend-tracking shows each year more and more people are looking for ways to save money�


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SHOP SMART:

BUY STORE

BRANDS

SAVE BIG. The economic downturn in recent years has forced many of us to cut back on spending. Research, however, shows Americans realize cutting back and saving money does not mean giving up luxury or settling for lesser quality items. More retail stores these days sell products under their own private label. Purchasing these items, as CBS4’s Donna Rapado, is an easy way to save up to 30-percent on your bill.

“And when you really look at the product and what the ingredients are it’s basically the same anyways, so you might as well save money”

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December 2013

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T

he products purchased in today’s markets have changed drastically over the years—especially since the 1950’s and 1960’s. Also, since the 1970’s when non-name brand products, called “generic,” started lining shelves. The less-ornate packaging however and the unattractive term “generic” made these products seem inferior to many customers—and often the quality was less-than great. “It’s no longer just something you’re gonna buy just because it’s less expensive.” These days most national and regional retailers have their version of generic, and each store features its own branding. Place the same products side by side, and the price difference is apparent “Now I try them because I feel they’re really good. The quality and the price,” said Andrea Cano, a shopper. “And when you really look at the product and what the ingredients are it’s basically the same anyways, so you might as well save money,” said John Urbaez. The National Food Marketing Institute finds about 64-percent of consumers have always been comfortable buying store brands. That number jumped another 27-percent during the recession, and after the recession, about 14-percent of those plan to stick with their pick. The institute also finds customers used to think private label brands were “Okay for everyday” not for “special occasions or guests.” Now nearly half agree with that. “For one thing many name-brand manufacturers make the exact same product for the store brand. Perfect example, this name brand soda popular among Hispanics, this manufacturer also makes this store brand.” Similar products, like a certain brand of children’s antihistamine, when comparing labels, will also have the same ingredients. So if a national brand and a store brand product quality is the same or better, why do you save money? “What’s driving the effect is how much promotion’s going on, how many ads you see on TV, how many glossy pictures you see in a magazine. That cost has to come from somewhere,” said Claudia. Companies, now, put a lot of thought into how they package their products. “You always have to think about what’s the frame of reference for the customer,” said Maria Brous from Publix Supermarkets. “We wanted to eliminate noise, we wanted to make it clean, we wanted to engage with our customers.

“Similar products, like a certain brand of children’s antihistamine, when comparing labels, will also have the same ingredients”

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We wanted them to know what product they were picking up.” Navarro’s brand, targeted to their customers, has bilingual, Spanish and English instructions and labeling. “We thought that a bilingual brand would have a much broader appeal to our consumer and as long as we kept the value proposition relevant I think that is something that the consumer, that the customer would accept,” Juan Ortiz of Navarro Discount Pharmacy said. “Instead of that private brand just being a copycat or a secondary option to consumers, private brands manufacturers now see an opportunity to really innovate,” said Mark. At least 70% of Americans now admit they enjoy a discount and trend-tracking shows each year more and more people are looking for ways to save money—choosing store brand every time. So if you’re looking for a discount, here’s a list of what products are best to go “generic:”

Infant Care Medications Home Equipment and Tools Makeup and Personal Care Technology and Media Cleaning Products Staples and Produce

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December 2013

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CBSMIAMI.COM

Taste of the town

It’s Craft Brews & Gourmet Food

By Lisa Petrillo

At Taste Of The Town’s

Tap42

When you step into Tap 42, you just might think you’re in the heart of Boston, or even Seattle, when you first walk into the charming gastropub off Andrews Avenue in Fort Lauderdale. The restaurant features a wall of craft beers—which started out with 42 brands, hence the name. Now, as the restaurant is about to toast two years in business, they’re bubbling up past 50 carefully sourced craft brews.

“T

he market for craft beers is in its infancy still,” said Executive Chef Andrew Balick. “People gravitate towards it, they understand different craft brewers, the different flavors that go along with beer.” What pairs well with great craft brews? Gourmet food, of course and Chef Andrew, who was in the kitchen at both the acclaimed Azul at the Mandarin and at the Ritz Carlton, knows a thing or two about good bites. Chef Andrew has taken his culinary talents to Tap 42, a hip, super-relaxed 200 seat eatery, with dining both inside and out. It’s a menu that has it all—and then some. “We do a Super Food Lettuce Wrap with quinoa and lentils and fresh market vegetables with homemade plum pomegranate dressing to Guinness beer batter fish and chips. We’re known for burgers and fries. We like to hit on all fronts,” said Chef. The restaurant also features some daily deals: Monday nights are $5 burgers, Tuesday are $5 beers from 4pm and on Wednesday it’s Ladies Night.

Chef brought out his food for CBS4’s Lisa Petrillo to sample. Starting with the Golden Quinoa Super Food Salad; which is quinoa, apples, greens, roasted Brussels sprouts, oranges, cranberries feta and roasted almonds. “Cool, crisp. I love the tang in the dressing. That’s a great salad” Petrillo said. The Super Food Lettuce Wraps is a build your own. “You have our mix of quinoa and lentils pomegranate plum dressing fresh avocado” said Chef. “You’re going to build your own wrap” For heartier appetites, the chef brought out the Left Hand Barbeque Short Rib Burger with melted cheddar. Then it’s “Chicken Little” which is truffle honey butter deep fried chicken sliders. “No condiments required!” said Petrillo. And last of the tasting but certainly not least, “this is our Parmesan Oven Baked Shrimp Mac & Cheese” said Chef, while placing the plate in front of Petrillo. ‘This is dangerous! It’s so good it’s dangerous. I’m not kidding. ” Petrillo said

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December 2013

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Real Estate Sponsored By

Listings in this section are based on properties sold in the month of july 2013 and retrieved from zillow.com. Not all properties sold are listed. Not responsible for typographical errors and/or omissions. Photographs are for illustration purposes only.


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Content provided by www.Zillow.com

How Can You Compete Against a

Cash Buyer? In many real estate markets today, there’s a lot of talk about cash buyers. These buyers have a reputation for swooping in and “stealing” homes out from under other buyers, simply because someone with cash doesn’t need a loan. Regular buyers relying on credit are often intimidated by what appears to be a “lose-lose” situation. They assume that if they need a loan, they can’t compete. The truth is, someone buying a home with credit can still compete against cash buyers and win.

D

o you have a 20 percent down payment? Are you well employed? Do you have cash reserves in addition to your down payment? Do you have very little debt? Do you have good credit? If so, your purchase should be as bullet-proof as a cash buyer’s. Here’s what you need to do to compete against a cash buyer.

Structure your offer as if it’s a shoo-in Ask your lender to write not only a preapproval letter but to verify that you’re a wellqualified buyer. Get your agent or mortgage professional to provide some financial information about you with your offer (if you’re OK with that, of course).

See if your mortgage professional can take it a step further. Have your lender take as much of your loan through the process as possible. Send the lender a copy of the preliminary title report, if available. If you’re buying a condo, find out if a condo questionnaire is available and give it to your lender. If you take any of these steps, let the seller know.

Shorten the loan and appraisal contingencies Ask your lender how quickly an appraiser can be sent out to the property and how long the loan would take to turnaround. In some parts of the country, loans are being approved in less than 14 days.

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“Sometimes a seller just doesn’t want to take a risk with someone getting a loan, and nothing you do — aside from paying all cash — will change that” Pre-order an appraisal This may not be as easy with a bigger bank. But smaller banks, direct lenders or mortgage brokers can line up the appraisal in advance. At the time your offer is written, tell the seller the appraisal has already been ordered.

Have the inspection immediately Along with the quick appraisal and loan contingencies, get your inspector in and out. Shelling out a few hundred dollars and getting the inspections done within days of having your offer accepted shows the seller you mean business.

Pay extra Paying more money to beat a cash offer may sound counterintuitive, but cash buyers nearly always expect a discount from the seller simply because they’re offering cash. As a result, the cash buyer will often make a lower offer. To increase your chances, top the cash offer.

If a seller is faced with a few thousand dollar difference, the seller probably wouldn’t risk it. But what if your offer is 5 percent higher than the cash buyer’s? The seller, perhaps wanting the best of both worlds, may ask the cash buyer to raise his or her offer. Some cash buyers will come up, but not always enough to match. Bottom line: Stay in the game and know your limits. Do you plan to live in the house for many years and it’s the home of your dreams? Overpaying isn’t the end of the world, so long as you’re within a reasonable range.

Make yourself known to the seller Some buyers write “love letters” to the sellers, hoping to appeal to their personal side. Does this work? Sometimes. If you’re competing with a cash buyer, particularly an investor who plans to rent the home out, it can’t hurt to get a little personal. When a seller’s agent presents an offer, the seller always wants to know more about the potential buyer. Ask your agent to write a cover letter and an introduction. Let the seller know who you are, why you like the home and what your intentions are. It usually works. But not always. Sometimes a seller just doesn’t want to take a risk with someone getting a loan, and nothing you do — aside from paying all cash — will change that. So do the best you can and be realistic. Make sure your financial “‘house” is in order. Work with a good local real estate agent and start working with a local mortgage professional well in advance. Structure your offer to show that you’re ready to roll. And who knows? It just might go your way.

content provided by www.Zilow.com

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December 2013

Real Estate

Sold Properties Miami Dade County

so

ld

10350 W Bay Harbor Dr, Apt 6L, Bay Harbor Islands, FL 33154 1 Beds / 1 Bath | 950 sq. ft. | Condo - Lot | Built in: 1966 Sold: 10/31/2013 | $195,000

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18450 SW 78th Pl, Cutler Bay, FL 33157 5 Beds / 3 Bath | 3,103 sq. ft. | 0.34 acre Lot | Built in: 1995 Sold: 10/1/2013 | $485,000

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485 Brickell Ave, Apt 4608, Miami, FL 33131 2 Beds / 2 Bath | 1,459 sq. ft. | Condo - Lot | Built in: 2009 Sold: 10/10/2013 | $750,000

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8750 N Miami Ave, El Portal, FL 33150 3 Beds / 2 Bath | 1,804 sq. ft. | 8,232 sq. ft. Lot | Built in: 1955 Sold: 10/22/2013 | $298,800

so

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5353 NW 111th Ct, Doral, FL 33178 4 Beds / 3 Bath | 2,837 sq. ft. | 5,009 sq. ft. Lot | Built in: 2000 Sold: 10/18/2013 | $590,000

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900 Biscayne Blvd, #3709, Miami, FL 33132 2 Beds / 3 Bath | 1,579 sq. ft. | Condo - Lot | Built in: 2008 Sold: 10/28/2013 | $865,000

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9120 NE 10th Ave, Miami Shores, FL 33138 2 Beds / 2 Bath | 1,451 sq. ft. | 10,018 sq. ft. Lot | Built in: 1952 Sold: 10/17/2013 | $399,000

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1853 Jefferson Ave, Apt 6, Miami Beach, FL 33139 3 Beds / 3.5 Bath | 1,440 sq. ft. | Condo - Lot | Built in: 1996 Sold: 10/30/2013 | $699,000

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13140 Coronado Dr, North Miami, FL 33181 4 Beds / 3 Bath | 2,794 sq. ft. | 9,375 sq. ft. Lot | Built in: 1959 Sold: 10/18/2013 | $990,000


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All Listings provided by www.Zillow.com

Sold Properties Broward County

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6301 SW 4th Pl, Margate, FL 33068 4 Beds / 2 Bath | 2,131 sq. ft. | 8,247 sq. ft. Lot | Built in: 1974 Sold: 10/25/2013 | $199,000

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17598 SW 13th St, Pembroke Pines, FL 33029 5 Beds / 4 Bath | 3,905 sq. ft. | 0.27 acre Lot | Built in: 2001 Sold: 9/24/2013 | $497,143

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774 NW 101st Ter, Plantation, FL 33324 5 Beds / 3.5 Bath | 4,456 sq. ft. | 0.3 acre Lot | Built in: 1990 Sold: 10/11/2013 | $790,000

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6710 NW 28th Ave, Fort Lauderdale, FL 33309 4 Beds / 2 Bath | 1,971 sq. ft. | 0.3 acre Lot | Built in: 1977 Sold: 10/2/2013 | $299,000

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4021 E Lake Estates Dr, Davie, FL 33328 4 Beds / 4 Bath | 3,472 sq. ft. | 10,454 sq. ft. Lot | Built in: 2000 Sold: 9/18/2013 | $590,000

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3911 NE 23rd Ter, Lighthouse Point, FL 33064 4 Beds / 3 Bath | 2,650 sq. ft. | 9,000 sq. ft. Lot | Built in: 1961 Sold: 10/24/2013 | $892,500

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7605 NW 71st Ter, Parkland, FL 33067 4 Beds / 3 Bath | 2,845 sq. ft. | 6,664 sq. ft. Lot | Built in: 1996 Sold: 9/23/2013 | $399,000

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1830 S Ocean Dr, Apt 1506, Hallandale Beach, FL 33009 2 Beds / 2 Bath | 1,458 sq. ft. | Condo - Lot | Built in: 2006 Sold: 10/21/2013 | $680,000

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811 N Southlake Dr, Hollywood, FL 33019 3 Beds / 2.5 Bath | 2,900 sq. ft. | 6,403 sq. ft. Lot | Built in: 1982 Sold: 10/15/2013 | $945,000




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December 2013

Real Estate

Lu x u ry P ropert i e s

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182 Bal Bay Dr, Bal Harbour, FL 33154 8 Beds / 11 Bath | 12,879 sq. ft. | 0.65 acre Lot | Built in: 2008 Sold: 10/18/2013 | $13,050,00

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10 Harbor Pt, Key Biscayne, FL 33149 4 Beds / 4 Bath | 3,206 sq. ft. | 0.37 acre Lot | Built in: 1953 Sold: 10/24/2013 | $7,600,000

Miami Dade County

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800 S Pointe Dr, Apt 1504, Miami Beach, FL 33139 3 Beds / 3.5 Bath | 6,577 sq. ft. | Condo - Lot | Built in: 2007 Sold: 9/4/2013 | $11,275,000

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4411 Sabal Palm Rd, Miami, FL 33137 5 Beds / 5 Bath | 6,381 sq. ft. | 0.43 acre Lot | Built in: 1949 Sold: 10/3/2013 | $6,722,500

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100 S Pointe Dr, Apt 3707, Miami, FL 33139 3 Beds / 3.5 Bath | 2,954 sq. ft. | Condo - Lot | Built in: 2003 Sold: 10/4/2013 | $8,250,000

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1800 Purdy Ave, Apt TS3, Miami Beach, FL 33139 4 Beds / 4 Bath | 6,650 sq. ft. | Condo - Lot | Built in: 2000 Sold: 10/24/2013 | $6,200,000


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For Information Call: 305.477.1699

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All Listings provided by www.Zillow.com

Lu x u ry P ropert i e s

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961 Hillsboro Mile, Hillsboro Beach, FL 33062 4 Beds / 4.5 Bath | 5,330 sq. ft. | 0.57 acre Lot | Built in: 1972 Sold: 10/17/2013 | $4,500,000

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934 S Southlake Dr, Hollywood, FL 33019 5 Beds / 5.5 Bath | 6,119 sq. ft. | 0.4 acre Lot | Built in: 1952 Sold: 10/18/2013 | $2,160,000

Broward County

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14 Isla Bahia Dr, Fort Lauderdale, FL 33316 6 Beds / 9 Bath | 11,894 sq. ft. | 0.3 acre Lot | Built in: 1995 Sold: 10/22/2013 | $3,500,000

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625 5th Key Dr, Fort Lauderdale, FL 33304 6 Beds / 4.5 Bath | 5,257 sq. ft. | 0.27 acre Lot | Built in: 1998 Sold: 10/24/2013 | $2,132,500

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625 SE 26th Ave, Fort Lauderdale, FL 33301 6 Beds / 6.5 Bath | 8,400 sq. ft. | 7,492 sq. ft. Lot | Built in: 1995 Sold: 10/15/2013 | $2,335,000

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2711 S Ocean Dr, Apt 405L, Hollywood, FL 33019 3 Beds / 3.5 Bath | 3,952 sq. ft. | n/a Lot | Built in: 2009 Sold: 10/18/2013 | $1,920,000



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Content provided by www.Zillow.com

Should You Take Real Estate News Into Account When Buying? In the past year, real estate news has been all over the map. One day it’s a seller’s market with bidding wars and record low interest rates. The next, we read stories about a cooling market and climbing interest rates. With constantly changing information, how much weight should you give the latest news when approaching a real estate transaction? Is now the right time to buy, or should you wait? Will there be another bust? Did you miss the market bottom?

H

ere are three strategies for approaching a real estate transaction in the era of information overload.

Be smart about mortgage rates

Some people spend more time planning a vacation or researching a car than shopping for mortgage rates. Particularly in strong real estate markets, buyers feel pressure to move swiftly through escrow. That pressure can result in less shopping around or simply taking the mortgage loan that’s in front of them. But if you have the luxury of time, float rates for a few days, or work with a mortgage broker so you can re-lock your rate at a different bank if rates fall. Also, don’t be motivated to act simply because of the recent rise in mortgage rates. Sure, they might climb further, but they’re still near historic lows. By comparison, interest rates were in the mid-teens in the 1980s. And it’s possible mortgage rates could go down a bit, too. But would you say “no” to the perfect home just because you think rates might go down in one month? Let’s hope not.

Don’t try to time a real estate transaction Buying a property isn’t like buying stock. There’s no way to time a home purchase, as new

opportunities, with different sets of circumstances, present themselves each week. Instead, do your research, line up financing and be fully in the market. You don’t want to buy the wrong property just because you want to get in on low rates or low prices, or because the home is a real “deal.”

Be patient Buying a home isn’t like purchasing a car or TV, especially if you’re a first-time buyer. It takes time to learn the market, see enough properties and do comparisons. Don’t rush through the process, or you may have buyer’s remorse down the road. Find the home that’s right for you, and do it on your own schedule. Ultimately, the time to buy a home isn’t when interest rates and prices are low, are starting to climb or are beginning to dip. The right time to buy is when you’ve found a place you love, saved up a down payment, have your financing in order, want to commit to the local community, want the freedom to do what you want in your home and want the tax benefits homeownership can give you. That’s the way our parents bought their homes, and that’s how we should, too.

content provided by www.Zilow.com

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December 2013

cbs4 newspaper

calendar

of

events

“Making God Laugh” December 4 - 29: Actors' Playhouse at Miracle Theatre, 280 Miracle Mile actorsplayhouse.org Sean Grennan's new comedy follows one typical American family over the course of thirty years’ worth of Holidays: Thanksgiving, Christmas, New Years and Easter, as we learn that despite what we all may have in mind for our lives, we often arrive at very unexpected destinations. “Making God Laugh” is that rare play that manages to be genuine, deeply moving and unbelievably funny all at the same time.

Historic Walking Tours

Farmers Market: Fresh Produce & More Sundays 9:00 a.m. - 2:00 p.m. "Best Market in South Florida" Miami New Times Pinecrest Gardens Farmers' Market operates Sundays from 9:00 a.m. till 2:00 p.m. every week. You'll find the season's best bounty of fruits, vegetables, honey, flowers, meats, cheese and specialty products throughout the year. The market represents a convergence of top local sustainable and organic farmers and food purveyors from the Miami area, Redlands, Homestead, Clewiston and Ft. Pierce. We are committed to the artisan food community and to fostering the values of that community at the Gardens' Farmers' Market. We envision the marketplace as a vibrant gathering of local farmers, artisan producers and independently owned and operated small local food businesses and to the customers they serve. Many local growers have joined us after their summer hiatus, and most will be present at the market by December 8th.

Saturdays: 11 a.m., Coral Gables Museum, 285 Aragon Avenue Take a stroll through downtown Coral Gables and learn more about the history of the area and its buildings. The walking tours take place every Saturday, except holidays. Cost: $10 and $5 for museum members. For more information, call 305-603-8067.

Angels We Have Heard On High, A Seraphic Fire Candlelight Christmas December 13: 7:30 p.m., First United Methodist Church, 536 Coral Way - www.seraphicfire.org It has become one of the season’s most anticipated concert experiences: Seraphic Fire’s annual candlelight Christmas concert. This program combines Gregorian chant, timeless carols and glorious motets to create a holiday soundscape that will transport the listener across time and space. For three years in a row, this program has sold out months in advance. Tickets cost $55.


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For Information Call: 305.477.1699

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Rose Max and Ramatis Saturday, December 14, 8:00 p.m. “Rose will take you on a trip to the beaches, bars and clubs of Rio without ever leaving the room" Miami Herald Back by popular demand, South Motors Jazz at Pinecrest Gardens welcomes the sultry sounds of Samba and Bossa Nova artist, Rose Max in a special tribute to the works of Juan Carlos Jobim, Saturday, December 14 at 8:00 p.m. Latin Grammy-nominated Rose Max and Ramatis may come from Rio de Janeiro: the land of Bossa Nova, but their music is also infused with the rich influences of samba, jazz, and world music. They have performed professionally for many years in Rio, the USA, Europe, and South America and have risen to become highly recognized in the Brazilian, Spanish and American communities throughout the US. “A magical and musical experience with the beautiful voice of Rose and the genuine Brazilian acoustic guitar of Ramatis. It’s a perfect mix of the soulful Brazilian music style!” Spend an evening listening to the sensual voice of this “Girl from Ipanema". To purchase tickets visit pinecrestgardens.org

Holiday Fantasy Of Lights

BROWARD

November 22, 2013 - January 04, 2014 6pm-10pm tradewinds park 3600 W. Sample Rd., Coconut Creek, FL 33073 954-623-6556 - Admission: $14 per car, $10 per car Mon-Tues thru 12/18, $35 buses The 19th edition of the Holiday Fantasy of Lights, with 3 miles of giant animated holiday displays and illuminated trees, is larger than ever blending the favorites of the past and the excitement of new creations by Brandano Displays. Tradewinds Park is a fantasy of color, lights and design this holiday season.

Light Up Lauderdale

Endless Open Mic Thursdays

BROWARD

ongoing - every thursday at 7:30pm the catskills comedy club 840 East Oakland Park Blvd, Oakland Park, FL 33334 954-600-5816 - Admission: FREE Hey locals, travelers and tourists alike, looking for something to do during the week? Come join us at Endless Open Mic Thursdays EVERY Thursday night, at The Catskills Comedy Club, (FREE ADMISSION) to show off your talent. This is a great way to either perform on a comedy stage or sit back and enjoy what Talent South Florida has to offer to the Public for FREE! All ages welcome. No sign-up fee for comedians (sign-up begins at 7:30pm). 5 minute max stage time. 2 beverage minimum. EVENT OPEN TO THE PUBLIC WITH FREE ADMISSION!

BROWARD

November 14, 2013 - January 10, 2014 - downtown fort lauderdale, Fort Lauderdale, FL 33301 954-468-1541 - Admission: free Light Up Lauderdale is a ten week celebration of glittering holiday lights and holiday garland presented by Riverwalk Fort Lauderdale and the City of Fort Lauderdale. In its fifth year, this free holiday spectacular showcases the two and half mile brick Riverwalk pathway on both sides of the New River in Downtown Fort Lauderdale. Parking may be easily found in multiple garages, parking lots or at meters throughout Downtown area.




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Are Photos

& Video Pushing

WORDS

OUT

Of The Loop?

By Cynthia Demos


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For Information Call: 305.477.1699

Instagram, Vine, Facebook and Twitter. The list of apps to share your photos and videos goes on and on. Its image communication and it appears to be leaving face-to-face and voice communication in the dust.

J

oe Fitzsimmons is a college student who likes to chat with friends, only he is a man of few words. “The old saying being that a picture is worth a thousand words, um, I think applies very well here,” said Joe. Joe lets his pictures and videos do the talking. It’s how he communicates with friends. “When I see something that I want to share with someone else, I’ll take a picture of it,” explained Joe. “It’s much more different when you see what’s going on instead of being told what’s going on.” A recent survey by the CTIA, the Association for the Wireless Industry, shows Joe is not alone. Its findings showed actual voice usage stayed flat over six months, texting went down, but photo and video usage is way up. “Multimedia messages, the video itself or the, the pictures themselves, that’s up more than 65% over six months,” said John Walls of CTIA-The Wireless Association. In addition, on the social media photo sharing site, Instagram, people share 45 million photos a day. On the photo sharing app, Snapchat, 200 million images are sent. On Facebook, people share 300 million images daily. “We are sharing our content, you know, our data, our lives in, entirely different ways these days,” explained Walls. But what does this mean for the written word and actual conversation?

“We are sharing our content, you know, our data, our lives in, entirely different ways these days”

But what does this mean for the written word and actual conversation?

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“I think we’re just tiptoeing into an exciting new form of communication”

For Information Call: 305.477.1699

M

73

itchell Stephens is a journalism professor and wrote the book “The Rise of the Image, The Fall of the Word.” He doesn’t think images will replace language completely. “But the combination of images and language I think is really interesting. I think you’re going to be able to say things with moving images and words that you can’t say in just printed words,” said Stephens. With technology changing so rapidly, he says it is only going to get easier for people to communicate this way. “I think we’re on the verge of something really important. Image communication, particularly moving image communication, is really new. I think we’re just tiptoeing into an exciting new form of communication,” he said. Joe, who sends dozens of photos and videos a day, says he still uses words and texts when he needs to, but he believes this trend is a more effective way to get the word out. “I think a picture, video, sometimes, will explain most of what I need to say,” said Joe.



December 2013

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For Information Call: 305.477.1699

Breast Cancer Patients Use

Pilates As Therapy F

or those women and men, who have come in contact with the scary diagnosis of breast cancer, there is now a program out to help improve their post-operative lifestyle. Dorothea Green underwent a double mastectomy eight years ago due to breast cancer. Green said the cancer has plagued her as well as her family. “I have two sisters who have breast cancer. When I was diagnosed, I kind of felt happy because I thought okay now I’ll be the one to sacrifice for my daughters,” said Green. “And then a month later my daughter got breast cancer.” All of them are now in remission. “I feel amazing,” said Green. “I feel like I got through something huge and I thank God every day.” Another way that she got through the pain and discomfort of her surgeries was with Pilates. “We saw a need in the community. We have clients that come in; we see that women who survive breast cancer, they want to be able to exercise like anyone else but they have limitations and we wanted to be able to provide a place for them that they can rehabilitate,” said Aliza Bixon.

Bixon and Shana Kruger own the only studio in South Florida certified to help post-operative breast cancer patients in their recovery. Pilates on the Beach is certified in the Pink Ribbon program which focuses on increasing strength, flexibility and through that self-esteem and quality of life. “I think overall health, it makes me feel flexible. I don’t have any pains, I think the stretching is so good for me, I don’t have any issues with mobility,” said Green. “So for me, it’s been a lifesaver.” The studios welcome clients of all levels. Amy Lasko, who had a bilateral mastectomy and reconstruction, is a Pilates newbie. “I actually haven’t done Pilates before but from the day after my surgery I started with occupational therapy and I can’t stress enough to anybody how important immediately after surgery starting with exercise is,” said Lasko. She said that the program is fulfilling for the patient as well as the instructors. “It feels fantastic to be able to give someone confidence and strength and mobility, especially people who think that they’re never going to be able to function in a regular exercise class again,” said Bixon. “Our aim is to help them rehabilitate, yes, but eventually we get them to be part of a regular class,” said Bixon.

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December 2013

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DON’T BE THE

“TECH DINOSAUR” IN YOUR

OFFICE!


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For Information Call: 305.477.1699

Everyday it seems there is new technology in the office, and that can create a challenge for mature workers to keep up. Experts say you don’t want to be known as the “Tech Dinosaur” in your office.

You’re going to have a hard time keeping your job today . . . and it’s just, you can’t fight it. You have to join them.”

W

ith virtual meetings, Skype, and Excel, the office setting has changed dramatically over the years. Melanie Russell, a veteran marketing executive remembers a simpler time. “You’d go to a meeting in a conference room and you’d come back and have a stack of pink slips, ‘While you were out so and so called.’” Keeping connected to all these changes is essential, according to Joan Cirillo of Operation ABLE, an organization committed to helping retrain older workers. When asked the consequences of not keeping up with technology, Cirillo replied, “You’re going to have a hard time keeping your job today . . . and it’s just, you can’t fight it. You have to join them.” Barbara Ann DeFelippo is back in the classroom at Operation ABLE after getting laid off from a mutual fund company after 27 years on the job. “Technology, it seems like almost everyday something changes.”

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December 2013

I

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For Information Call: 305.477.1699

t used to be acceptable for someone to say “I’m computerilliterate,” and then find a younger worker to help them out. But that isn’t the case anymore. A worker who is not up to speed puts themselves in a potentially grave situation. When DeFelippo was asked, “If you don’t know it, you’re out?” She replied, “You’ve got that one right.” David Gerzof Richard of Big Fish Communications said older workers need to make sure they’re not left behind when it comes to social media as well. “The concern there is being seen as the dinosaur, being seen as obsolete, if you will.” Start with Twitter, said Gerzof Richard. “Twitter has become a little bit of the new water cooler,” he says. It can expand your world view and make you feel and appear more contemporary. LinkedIn is also essential, and he said to consider a new site, About.me. Gerzof Richard believes it is possible to teach an old dog new tricks. “What you are doing is showing you are connected,” he explained. Experts say to make sure you take advantage of any training your company offers because those opportunities are often overlooked. In the meantime, if you need help, ask that younger co-worker to teach you how to do something, not to do it for you.

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December 2013

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For Information Call: 305.477.1699

New Pet Family

Reunions

Bring Siblings Together A new breed of family reunion is growing in popularity in backyards and parks around the country. Pet owners have been linking up to let their furry friends see and sniff their brothers and sisters. Rosie, Inca, Lilly and Bonnie were separated shortly after birth and hadn’t seen each other since they were puppies. Recently their owners got together to compare the dogs’ traits and personalities, and let the animals reunite. “It was amazing,” said Eileen Silva. “They knew each other right away.” The gatherings are called “litter reunions” and have been organized by rescue groups, breeders, and pet owners. “It’s been a more recent phenomenon that with the advent of Facebook and other social media avenues,” said All Sato Rescue’s Edilia Vazquez. “People are reaching out to find out what’s happening, who are their siblings, and where they come from.”

The reunions aren’t just for dogs either. Cat owners, even rabbit owners have reunited their pets. But the rise in the popularity of litter reunions begs the question: can animals actually recognize a family member? “There’s no science that says dogs remember littermates, that they remember who their parents are,” said animal behavior specialist Karen Okura. Okura organized a reunion for a dog named Rita and her puppieson their first birthday. She said that the gatherings benefit the owners more than the animals. “The owners get to see the sibling of their dog and say ‘hey, my dog does that too, isn’t that funny,’ that you know she runs the same way or that they like the same toy,” said Okura. While it may seem that the animals recognize each other because they immediately begin playing together, behaviorists said that’s simply the way that animals interact.

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December 2013

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Baby Talk: Helpful Apps For

Expecting Moms Are you a tech-savvy parent? Many of us keep our whole lives in our phones and tablets. With more information at our fingertips, these devices have made it easier than ever to get exactly what we need instantly. CBS4 anchor Rhiannon Ally found there are some great apps to help women get through pregnancy. Welcome to motherhood! Get ready for “mommy brain”, one of the first things women notice.

I

t’s something Valerie Schimel is all too familiar with. “Clarity is not a strength, at least for me. I was not thinking clearly. I was exhausted. I was forgetting things I never would have forgotten,” said Schimel. Schimel is the co-founder of munchkinfun.com, a service dedicated to helping South Florida moms find just about anything they are looking for. It’s her job to stay up on the trends and technology. She said apps let expecting moms stay more informed than ever before. One of the most popular apps is ‘Sprout’. This app gives stunning images of what your baby looks like each week, along with a personalized timeline to follow along. You can also connect it through your social media accounts to share your journey with your friends and family. Another app, ‘Food to Avoid When Pregnant’, wades through what you can and can’t have during pregnancy. It’s broken up into categories like meat and eggs or fish and seafood. One of Ally’s personal favorites is “The Bump” app. Schimel agreed. “They’re fun and upbeat and have a nice voice. It’s not too clinical, not too scary, too loosy-goosy. They’ve struck a nice balance,” said Schimel. ‘Baby Center’ is another full-service app that gives you access to message boards so you can connect with other women going through the same thing. “Especially when you have a new baby. It can be really isolating as a mom. It’s a place to go to meet moms, groups, commiserate with,” said Schimel. And information overload can be scary when you’re expecting a baby. Always check with your doctor if you have any questions or concerns.

For Information Call: 305.477.1699

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December 2013

cbs4 newspaper

Robocaller Relief Is Finally Here! It’s now easier to get the last word when a Robocaller dials your phone. A new free service is now available that promises to stop the dreaded calls, but it’ll only work with some carriers. New York-based software developer Aaron Foss developed Nomorobo while vying for a prize in a government-sponsored competition to stop the recorded calls. Most robocalls have been outlawed by the Federal Trade Commission although political candidates are still allowed to use them. Changing the law didn’t stop the practice so the FTC had a contest asking brainiacs across the country to come up with a device that would put an end to robocalls. Foss was one of two winners who split a $50,000 dollar prize with his Nomorobo which works by weeding out computer-generated calls before your phone even rings. “I like to think of it as a mute button for robocalls,” Foss explained. Foss says his system uses a feature of the phone system called “simultaneous ring,” to foil Robocallers. He said Nomorobo won’t block calls you want, like voicemails from the dentist or your kids’ school. “What it does is – it lets one phone number ring on multiple devices,” he said. Foss says that enables Nomorobo to intercept every call and determine if it’s a robocaller or a real caller. If it’s a real person, the call goes through. If it’s a machine, the call is disconnected. Foss says it all happens before the recipient even realizes they have a phone call. “As soon as you hear that ring, the call has already been picked up,” he explained. For now, Foss’s system will only work for customers with Fios, Optimum and Vonage, companies that offer the simultaneous ring feature. But Foss is hoping consumer demand will soon convince larger companies to get on board.

For Information Call: 305.477.1699

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December 2013

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Give Your Phone a Break:

How To Avoid Dry or Itchy Eyes


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For Information Call: 305.477.1699

Your computer and smart phone may be to blame for your dry or itchy eyes. Eye doctors say thanks to technology, what used to be a problem for the old, is now becoming an epidemic among the young.

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or medical student Paulina Tran, computers and smart phones are a part of her everyday life. “I am staring at my laptop or my iPad or iPhone almost all day long,” said Tran. And six months ago, her eyes started paying the price. “I just started getting this dryness in my eyes, almost as if there’s sandpaper,” said Tran. “The burning sensation just became too much to handle.” An estimated 3.2 million women and 1.7 million men over the age of 50 suffer from dry eye symptoms each year, and now ophthalmologists say they are seeing a new generation of younger patients walk through their office doors. “In the past, 90 percent of our patients were over the age of 50 with dry eye symptoms,” said Dr. Gregg Feinerman. “Now, 50 percent of our patients are 20 to 30 years old.” Experts say these new dry eye cases are not due to eye disease, but rather addiction to technology. “People are staring at their iPhones, and their laptops and not blinking, which is causing evaporation of the tear film,” Feinerman said. ”They’re staring at their devices for 12-hour periods and not taking breaks. And that’s causing the burning and the tearing and blurry vision.” Dr. Rachel Bishop with the National Eye Institute says even something as simple as the position of your computer monitor could be to blame. “I advise them to try to position the computer so it’s a little bit lower, their eyes don’t have to be open quite so wide to be looking at the screen comfortably,” said Bishop. “About every 20 minutes take about a 20 second break, and look off into what we think is far away, 20 feet. Blink a little bit, relax your focusing muscle also, and let your eye kind of have a bit of a break. And then go back to your tasks.” And if you feel symptoms, use artificial tears regularly to lubricate the eyes and reduce discomfort. “Look for ones that say for lubrication, not other reasons – not looking to get the red out, not looking for allergy symptoms,” said Bishop. As for Paulina, she’s trying to scale back on her technology use to soothe her eyes. While occasional dry eyes are probably not serious, more severe cases can cause permanent damage to the cornea and lead to complications. If artificial tears and taking breaks aren’t helping your symptoms, experts suggest you see an eye doctor.

“They’re staring at their devices for 12hour periods and not taking breaks. And that’s causing the burning and the tearing and blurry vision.”

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December 2013

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For Information Call: 305.477.1699

Fitness Apps May Be Unhealthy For Your Privacy

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ealth and fitness apps designed to help with everything from diet and exercise to monitoring health conditions have made gains in popularity. But all of the information entered into those apps could be putting the user’s privacy at risk. Matt Demargel said that fitness apps helped him peddle away 30 pounds. “The apps have been very critical in helping me achieve my goals,” said Demargel. He used apps to monitor his weight, bike routes and what he ate. What many people may not know is that apps that ask for personal information often share it with third parties which puts a user’s privacy at risk. “I’ve made a choice that being that this was going to help me from a health perspective, that I would take the privacy risk,” said Demargel. Officials said not everyone may be as comfortable with that concept as Demargel. “I think that’s troubling,” said Federal TradeCommission spokesperson Cora Tung Han. “In the health and fitness context, where consumers are used to thinking about sharing their information in the traditional provider context, I think they might be surprised about the collection of information that’s happening.” Experts said information sharing is all about marketing. “If you have high-blood pressure and you are telling the app ‘I have high blood pressure’ you should expect you’re going to get an advertisement for high blood pressure medicine,” said Application Developer’s Alliance representative Jon Potter. The FTC has stepped in and wants app providers to let users know who is tracking them. “We do look at whether or not apps are honoring what they say in their privacy policies and also whether or not they are living up to what they say to consumers in the app itself about what they’re doing with their information,” said Tung Han. For personal protection the FTC suggests reading app privacy policies and only proving information that you are comfortable sharing.

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December 2013

Egg

By Marybel Rodriguez

Freezing A New Alternative for Women

After a walk down the aisle ended in divorce, Melanie Bradshaw walked into a fertility clinic to undergo a procedure to harvest and freeze her eggs.

“I

didn’t want to give up that dream of still having that family,” said 34-year old Bradshaw. ”I think (the procedure has) taken the pressure off my shoulders.” For the growing number of women that have chosen to postpone parenthood, having a backup to aging eggs is a dream that doctors say is now within reach. Egg freezing has only been widely available in the United States since October 2012. Once considered “experimental,” it was generally only utilized by cancer patients. But now more women, even healthy women, have chosen to freeze their eggs. Dr. Eric Widra, of the Society for Assisted Reproductive Technology, credits this increase in women, starting in their late 20s to early 40s freezing their eggs to significant advances in technology. “Now we feel like rather than an empty promise, there’s real hope that we’re giving patients,” said Widra.

Freezing eggs, of course, is not a fail-safe insurance policy. Even with high-quality eggs, it’s not a guarantee that there will be implantation. The procedure is not typically covered by insurance and the price tag ranges from $5,000 to $10,000, plus storage fees. Psychologist Dr. Joann Galst said many of the women who undergo the procedure have also bought time to focus on life goals, such as finding a partner, finishing school or straightening out finances. “There’s also a focus on, for women, establishing their careers before they start their families,” said Galst. The technology is so new that only about 2,000 babies have been born from frozen eggs worldwide. Widra said that more research still must be done. “We don’t yet know whether freezing eggs from older women, or for a longer period of time, will have consequences,” said Widra. “We don’t think it will, but we don’t know yet.”


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