New House & Land Spring 2016

2016 Spring Edition

new House&Land

20 pages of New Homes, Design Ideas, Land Releases and Lifestyle Opportunities

The best in home living

Shepparton’s rapid

residential growth BOOMING BUILDING INDUSTRY… Chilcott Real Estate director, Matthew Chilcott at one of Shepparton’s latest estate developments, Sanctuary Park.

Photo: Emma Hillier.

INSIDE

LAND FOR SALE

CENTRE PAGES

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GREATER Shepparton is growing at a rapid rate and the proof is in the pudding. Since the 2014-15 financial year, there has been an increase by $0.312M in residential building approvals across the region, with $97.938M recorded in the 2014-15 financial year compared with $98.250M in the 2015-16 financial year. A major part of that growth has come from the number of new estates popping up … one being Sanctuary Park in Kialla. Continued Page 16

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The Adviser, New House & Land – September 2016 – Page 3

New House&Land | 2016 Spring Edition

Inside New House & Land Spring edition PAGE 5

A complete home solution with Hotondo Homes Shepparton PAGE 6

How to pay off your mortgage early

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The latest building statistics for Shepparton

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Shepparton’s rapid residential growth PAGE 18

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No job too big or small

Leaders in commercial and residential building

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Locals enjoy their downsized home and upgraded lifestyle

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Do you want luxury and style at a great price?

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Experience the Spring into buying a home Northside difference PAGE 12 PAGE 14

Luxurious living at Parkview Estate

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Why buying a home is better than renting

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Master Builders backs mandate for return of ABCC

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New House&Land | 2016 Spring Edition

A complete home solution with Hotondo Homes Shepparton MAKING the commitment to purchase or build a new house is one of the largest financial decisions of your life, so choosing the right design is important.

While floor plans can give you some idea of what a home may look like, it can be difficult to envision a home in its entirety.

At Hotondo Homes Shepparton, you will receive all the inspiration you need at their Eureka 307 display home. See the home for yourself and get all the great ideas you need to build your own dream home.

The Eureka 307 is a beautiful three-bedroom home with two living spaces, outdoor alfresco and an optional fourth bedroom. Stand out features of the home include the spacious open-plan living, kitchen and dining area, the double walk-in-robe in the master bedroom and the huge alfresco space.

Still unsure of what you want? Hotondo Homes have house and land packages now selling across both Shepparton and Benalla areas. With prices starting from just $279,000, you will receive a complete home package suited to you, including a Colorbond roof, concrete driveway, evaporative cooling, carpet and tiles, as well as BAL 12.5 requirements.

To find out more, visit new home specialists, Hanna and Jeff at the display home every day from 12pm to 5pm, 82 Canterbury Avenue, Shepparton, or call them on (03)5831 2250.

BUILD YOUR DREAM HOME… Drop in to Hotondo Homes Shepparton’s Eureka 307 display home to get all the great ideas you need to build your own dream home.

Photo: Supplied.

The Adviser, New House & Land – September 2016 – Page 5

New House&Land | 2016 Spring Edition

How to pay off your mortgage early GETTING your home loan approved can be a happy day.

But the happiest day is when you reach, or can see, the debt finish line.

We asked GMCU compliance manger, Brett Elgar for some tips for paying off your mortgage early.

Mr Elgar said, “The first tip may sound counter-productive, but if you have enough equity you should combine your high rate cards into your mortgage. This can save up to 15 percent in interest. The key is to cancel the cards and to keep paying your old repayment amount into the mortgage.

“The second tip is to pay a little extra. Extra payments have a compound effect – that is, you save interest on the payment every month for up to 30 years. That can add up to a considerable saving.

“The extra payments do not need to be large. You could round up the payment amount, or every time you receive a pay rise you could increase your payment by the same percentage increase”.

Mr Elgar added that another simple tip is to make payments more often. “Matching your payment frequency to your income is smart. If you can pay weekly you save three weeks interest on one quarter of your payment, and so on for every week over thirty years.

“GMCU is keen to help our members pay back their debt early. A happy borrower will return when they want to buy a car or an investment home, so it is a win situation for us and our member.”

GMCU has dedicated lenders in every branch. The Shepparton branch is located 91-95 Fryers Street, and other branches are located in Benalla, Echuca, Euroa, Kilmore, Kyabram, Mooroopna, Numurkah and Seymour.

OWN YOUR HOME SOONER… GMCU compliance manager, Brett Elgar can help provide you with all the tips you need to pay off your mortgage early. Photo: Emma Hillier.

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New House&Land | 2016 Spring Edition

No job too big or small

THEY HAVE YOU COVERED… From left, Country Concrete manager, Melissa Galvin, driver, Bill Kiernan, batcher, Ryan Kearney and driver, Robert Jessup have all of your concrete needs covered. Photo: Emma Hillier.

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IF you need concrete for: a shed slab, house floor, driveway, pathway, pool surrounds, outdoor entertainment area or commercial premises, there is no job too big or small for Country Concrete.

Serving Shepparton, Numurkah, Katamatite, Tatura, Undera, Cosgrove, Caniambo, Violet Town, Euroa, as well as Echuca/Moama and surrounds, Country Concrete have been involved in a wide range of exciting projects.

Most recently having played a significant part in the construction of the Wyndham Early Learning Centre in South Shepparton.

Country Concrete manager, Melissa Galvin said, “We can complete jobs from 0.2m3 to over 100m3 and we are able to provide concrete from 20mpa to 40mpa. We also have a large range of colours to choose from.

“Our friendly, helpful staff have many years of experience and we provide all the technical back-up you need.

“We also offer something that is unique in Shepparton, with top quality Goliath cement being exclusively supplied to us by Cement Australia. On top of that we also supply 7mm Tarrawingee exposed aggregate concrete, so you can be sure that we have your decorative concrete needs covered too.”

Country Concrete is open Monday to Friday and Saturday mornings and can be found at 40 Lemnos North Road, Lemnos or can be reached on (03) 5829 9209.

The Adviser, New House & Land – September 2016 – Page 9

New House&Land | 2016 Spring Edition

Locals enjoy their downsized home and upsized lifestyle WHAT A LIFESTYLE… From left, Lifestyle Communities residents, Garry and Shirley Semmens in their new Fitzroy Corner home.

Photo: Emma Hillier.

WHEN Garry and Shirley Semmens made the move to Lifestyle Shepparton last month, it gave them the time, security and relaxing environment to be able to get back to the things they love.

The couple, who have lived in Shepparton for the last six years, often visited during the building of their new ‘Fitzroy Corner’ home at Lifestyle Shepparton, telling The Adviser they were very happy with the transition into their new home.

“The staff at Lifestyle Shepparton, as well as all the local tradies and contractors were great to deal with,” Garry and Shirley said.

“We wanted a corner block because it gives the impression of a large space inside.

We like the wraparound verandah, and the alfresco area where we can sit and have breakfast.

“The open plan living was the main feature that we liked, and the bedrooms are on the

rear south-side of the home so it doesn’t get hot in summer.

“We downsized from a four bedroom home with three living areas. When we were living there we went part-time to have Friday’s off so we could work on the garden and then have the weekend free. But when we were working full time, the weekend was taken up looking after the house.

“We decided to downsize and have money on the side to travel. We want to go back to Europe next year and backpack, and do the ‘grey nomad’ thing and go around Australia.

“The security of being here is a lot better.

“It’s good now that we don’t have to maintain a garden and have time to do all the hobbies we’ve always wanted to do – geneology, geocaching and learning to play the guitar.

“There’s a friendly atmosphere in the community. The people here have similar sorts of attitude to life and like to have fun like we do.”

The display village at Lifestyle Shepparton is open Monday to Friday, 9am to 5pm, and 10am to 4pm on Saturday at 65 Channel Road, Shepparton or, to arrange a personal tour, call Mitch on 5831 1133.

Spring into buying a home SPRING time is generally associated with change and newness and after the winter months many people are ready to make major modifications in their personal lives and this can mean buying a new home.

Why you should buy in spring: Plenty of choices: Homes are going on the market at a rapid pace, meaning there are more homes for the buyer to choose from. If you are in the market for a specific style of home or a home with certain amenities, you are more

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likely to be able to find that home during this time of the year.

The weather is nice: When the weather is nice, it is easier to have the motivation to go look at homes.

This is the case for not only homebuyers and sellers, but professionals like home inspectors and construction workers are also going to be more willing to put in the time to get the job done well and ensure you get the right home for you.

The Adviser, New House & Land – September 2016 – Page 13

New House&Land | 2016 Spring Edition

Luxurious living at Parkview Estate LIVE LIFE AT ITS FINEST… There are four lots currently on the market in Parkview Estate waiting to be snapped up, and a recent luxurious home at 19 Nicholas Street is also available in the quiet street offering the perfect location for family living at its finest.

Photo: Emma Hillier.

IF you’re looking for luxurious family living in a quiet location, then you don’t need to look any further than Parkview Estate in Shepparton.

With a selection of four final lots out of 104 ranging from 630m2 to 1,200m2, Parkview Estate is in a prime location within Shepparton’s city limits, is fully serviced, fully fenced, with protective covenants, private laneway access to the adjoining reserve providing use of soccer grounds

and a cricket pitch, is close to both primary and secondary schools and just a short stroll from Archer Street Shopping Centre.

As well as four residual blocks left on the market, a gem of Nicholas Street has just gone on the market for $420,000.

The executive quality modern home at 19 Nicholas Street features 4 bedrooms, 3 living areas, 2 bathrooms, a large entertaining area, double garage, with a look of luxury created through a rock face block exterior and Swiss terracotta roof tiles.

Project manager, Nick Ianches said, “This home is a fine example of the quality of homes on Nicholas Street.

“It’s a quiet street and perfect for family living.

“Don’t miss your chance to own one of the remaining blocks, or this lavish new home in Nicholas Street, Parkview Estate.”

For further information or to arrange an inspection, phone Nick on 0421 349 221.

Master Builders backs mandate for return of ABCC THE parliament should recognise the Turnbull Government’s mandate to reestablish the Australian Building and Construction Commission (ABCC).

Master Builders Australia CEO, Wilhelm Harnisch said, “The ABCC is crucial to ensure the rule of law is returned on construction sites and to protect the community from paying more than it should for much needed public infrastructure.

“The promise to re-establish the ABCC was a key policy for the Federal Coalition and the main trigger for the 2016 doubledissolution election.

“By returning the Turnbull Government, the Australian people have given an undeniable mandate to re-establish the ABCC. They have voted to say ‘no’ to bullying, intimidation and the actions of militant construction unions who think the law doesn’t apply to them.

“The culture and behaviours of building unions, as documented in three Royal Commissions, are well outside of community standards. They are not the behaviours of normal unions, normal workplaces or normal people. They punish the community by increasing the

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cost of building community facilities and infrastructure by up to 30 percent.

“Why should Australian families pay more for their schools and hospitals because of what is effectively a building union tax?

Why should our community be denied the facilities that were highlighted as a priority by the electorate during the recent election campaign?

“The parliament now has the chance to stand up to building union bullies and stop the culture that is ingrained and institutionalised.

“By voting to re-establish the ABCC, the parliament will be sending a message that it will fight for the rights of women, small business, young people, apprentices and ordinary workers in the building and construction industry who regularly feel the brunt of building union tactics and illegal behaviours. These groups have a right to get on with the job and building unions have no right to bully, threaten and intimidate on a daily basis.

“The ABCC worked before to the benefit of the community, building workers, small contractors, apprentices and the economy and it will again,” Harnisch said.

The Adviser, New House & Land – September 2016 – Page 15

New House&Land | 2016 Spring Edition

Summary of

Building Permits issued for July 2016

Total estimated cost of building permits

$12,456,508

$7,817,984 New Dwellings

SECURE SPACE FOR THE PERFECT HOME… Chilcott Real Estate director, Matthew Chilcott can help secure the perfect lot for your new home at Sanctuary Park estate. Photo: Emma Hillier.

$908,416

$2,344,590

$1,385,518

Dwelling Additions, Outbuildings, Swimming Pools, Restumps, Demolitions

New Commercial

Other Commercial, Additions, Alterations, shop Fitouts

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Shepparton’s rapid residential growth Continued from page 1 JOINING Archer and Melbourne Roads, Sanctuary Park comprises approximately 200 allotments varying in size to suit all lifestyles and has been planned as a high quality, vibrant residential community.

Close to Riverside Plaza, the area also boasts some excellent schools, including Kialla Central, Kialla West and Orrvale State Schools. A new catholic school complex is soon to be built within walking distance to Sanctuary Park.

And, with Emerald Bank, Shepparton Motor Museum, Shepparton Paceway

and other sporting facilities within close proximity, there is always something to do.

Chilcott Real Estate owner, Matthew Chilcott said, “Sanctuary Park is ideally located just minutes from Shepparton’s CBD and only 1.5 hours from Melbourne.

“It offers a superb, relaxing lifestyle, with easy access to everything and it’s safe, making it the perfect place to raise a family.”

Block sizes are from 753sqm to 958sqm and start at $109,000. Contact Matthew Chilcott at Chilcott Real Estate at 119A Wyndham Street, Shepparton, phone 5821 5566 to organise an inspection of this prime real estate.

The Adviser, New House & Land – September 2016 – Page 17

New House&Land | 2016 Spring Edition

Leaders in commercial and residential building AS one of the leaders in commercial and residential building sales and land sales, Kevin Hicks Real Estate has been watching the trends change since opening in 2002.

Since then, the company has introduced selling of rural land in the region where they have seen confidence build in farms, irrigation grazing properties and cropping land thanks to the end of the drought.

Managing director, Kevin Hicks said, “We service areas across the Goulburn Valley including Nathalia, Numurkah, Murchison and Tatura, as well as continuing to support residential and commercial areas of Shepparton. We have also conducted property sales in the Strathbogie Shire, the Euroa area, Benalla and have conducted clearance sales as far as Boort.

“The building industry across the region looks very promising. Over the last six months, house and land development has been significant.

“The growth of the region over the last 12 months has seen a boom in construction of homes.

“Some of the big commercial developments over the last two to three years have had spin-offs to the residential market; mainly the development of the irrigation system, which has increased the need for specialist engineers to upgrade modernisations, who

HEALTHY GROWTH… From left, Kevin Hicks Real Estate sales staff, Lisa Maxfield and Terry Shiels, managing director, Kevin Hicks, sales staff, Chris Drum, Andrew Pogue and Julie Ryan. Photo: Emma Hillier.

require permanent residence. We’ve seen new supermarkets arrive and planning permits to create more are in the works, which is providing healthy growth. Every aspect of regional development increases activity.”

For further information on how Kevin Hicks Real Estate can help get you into your new home or to view what land is available at Grammar Park Gardens, Kialla Lakes Estate and Waverly Park Merrigum, drop in to Kevin

Hicks Real Estate and chat with one of their friendly staff at 228-232 Wyndham Street, Shepparton or phone 5821 8388. You can also see page 10 and 11 of this New House and Land for more.

Do you want luxury and style at a great price?

IN just four months, the latest display home at the new Kialla Lakes development will be open and ready for inspection, when David Reid Homes Australasia builder, Darrell Bowden turns the key for the luxurious display; The DAYLESFORD 300, which is based on the COOPER plan.

In December, the local community will be able to get a taste of The Cooper, located at Lot 1122, Sanctuary Drive, Kialla Lakes, which is from David Reid Homes’ Allstar range and features standard inclusions such as colourbond roofs, stone bench tops, reverse cycle ducted heating and cooling, with all light fittings, Smeg appliances and a dishwasher all included.

Darrell said, “The Cooper plan is a real plan for real families. It’s not a $700,000 house that most other builders choose as their display home, so people will get the chance to see what the home will actually look like. We had the corner block so we had our designers modify it to suit the garage position and the Alfresco to suit Northerly aspect, which is vital for good design.

“We want to highlight that we can change any plan to suit a client’s block, their taste and investment level. We are custom builders, not volume builders, which is what we have won all our HIA awards for.

“David Reid Homes’ motto is ‘raising the standard,’ so we don’t do price wars, we do value wars,” Darrell said.

Check out David Reid Homes at www.davidreidhomes. com.au or on Facebook, or give Darrell a call on 0407 129 027.

NEW DISPLAY HOME… David Reid Homes Australasia builder, Darrell Bowden at the site of their new display home at the new Kialla Lakes development, which is set to be open for viewing in December. Photo: Emma Hillier.

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New House&Land | 2016 Spring Edition

Experience the Northside difference ONE of Shepparton’s premium land releases, Northside Estate is offering the perfect lifestyle location, and with the latest stage 2 releases being snapped up, now is the time to experience the ‘Northside difference.’

With large blocks starting from just $107,000, the newly released Stage 2 at Northside Estate is home to 24 allotments catering for all homeowners from those seeking a low maintenance easy care size block of 644m2 to a larger family size block of 832m2.

Northside Estate has been planned by experts, Kavant Nominees, creators of Shepparton’s most popular development, Kialla Lakes Estate.

Situated along the Goulburn Valley Highway, Northside Estate is located just minutes from schools, shops, Fairleys SUPA IGA supermarket, gymnasium, swimming pool and sporting precincts and close to GV Health complex in Graham Street, providing an ideal northern Shepparton location for families, new home investors and retirees alike.

Kavant Nominees directors of the developers chairman, Lance Woodhouse said, “Cleverly designed developments provide a solution to the isolation of some of our residential streets with a limited number of lots, Northside offers exclusivity, pride of ownership and shared experience.

“We wanted to provide a family friendly estate where people keep a friendly eye on homes, pets and children, where a friendly wave from a neighbour welcomes you home, where your children form supportive friendships and where life is good.

“We are excited by the new value for money lots of Stage 2. There is something to suit everyone.”

For more information or to secure your block, contact selling agents, Youngs & Co Real Estate on 5820 8777 and Stockdale & Leggo on 5831 3812.

VALUE FOR MONEY… Stage 2 of Northside Estate has been released, with 24 allotments available starting from just $107,000. Photo: Ben Spencer.

Why buying a home is better than renting BUYING your first home can take a lot out of you. It takes a lot of time to find the right home and negotiating with real estate agents and vendors to get a price you can afford, can really take a toll on your nerves.

Yes it can be a trying experience, but for most Australians, the positives of being a homeowner far outweigh the negatives. So what’s the appeal?

Feeling secure Australia has short residential leases, with renters typically signing up for a 12 or six month lease. Compare that to northern Europe, where renters sign up for leases that run up to 10 years.

When you own your own home you have the security of knowing you can stay in it for as long as you like.

Decorative freedom Would you like to paint the kitchen purple?

How about converting the garage into a gym and billiard room?

When you buy your own home, it’s your castle and yours to change and update as you like.

Growth power Most first home buyers find their repayments are higher than the rent they were paying, even when the property they buy is smaller.

On the face of it that may seem like a losing proposition, yet most economic studies have found Australians are 2.5 to 4 times better off financially as owners rather than renters.

The equity nest egg The difference between what you owe on your mortgage and what your property is worth is known as equity – and it’s the key to making money in real estate.

Your equity grows faster when prices are moving up and interest rates are going down or when you make extra payments on your mortgage.

And equity is a very handy financial asset.

You can use your equity in your home to help you to buy an investment, start a business or as finance for other purposes.

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The Adviser, New House & Land – September 2016 – Page 19