2015 Autumn Edition
new House&Land
16 pages of New homes, Design ideas, Land releases and lifestyle opportunities
The best in home living
$43.6M housing boom
CONSTRUCTION BOOM… Construction of residential buildings in the Greater Shepparton area is booming, with more than 173 homes totalling $43,664,147 being constructed from July 1, 2013 through to December 2014.
2014/15 market trend to see continued growth IT’S clear that the Greater Shepparton housing market is thriving, with an abundance of new housing estates shooting up across the region and house and land packages being snapped up. This housing boom is an indication that confidence in the region is strong and predictions show that the trend is set to continue to grow coming into the new financial year. Current figures for the state show that a 2.5 percent increase in new dwellings occurred during the 2013/14 year, with the outlook seeing a further 7.3 percent increase in the 2014/15 financial year. • See page 12 to read more about the developments that have taken place over the past 20 months in the region.
HOUSING MARKET GAINS STRENGTH… One of the hundreds of new homes that have been or are currently being built in the Greater Shepparton area in the last 20 months. Photos: Madeleine Caccianiga.
2015 Autumn Edition
new House&Land
16 pages of New homes, Design ideas, Land releases and lifestyle opportunities
The best in home living
$43.6M housing boom
CONSTRUCTION BOOM… Construction of residential buildings in the Greater Shepparton area is booming, with more than 173 homes totalling $43,664,147 being constructed from July 1, 2013 through to December 2014.
2014/15 market trend to see continued growth IT’S clear that the Greater Shepparton housing market is thriving, with an abundance of new housing estates shooting up across the region and house and land packages being snapped up. This housing boom is an indication that confidence in the region is strong and predictions show that the trend is set to continue to grow coming into the new financial year. Current figures for the state show that a 2.5 percent increase in new dwellings occurred during the 2013/14 year, with the outlook seeing a further 7.3 percent increase in the 2014/15 financial year. • See page 12 to read more about the developments that have taken place over the past 20 months in the region.
HOUSING MARKET GAINS STRENGTH… One of the hundreds of new homes that have been or are currently being built in the Greater Shepparton area in the last 20 months. Photos: Madeleine Caccianiga.
2015 Autumn Edition
new House&Land
Inside your New House and Land
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Page 2 – The Adviser, New House & Land – March 2015
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2015 Autumn Edition
new House&Land Invest in your dreams at Kialla Green Shepparton SET amongst Sevens Creek Reserve, Kialla Green Shepparton is a significant land division offering 300 new allotments in a wellestablished area of Shepparton. Kialla is fast developing a reputation as the place to live for young professionals, with convenient lifestyle solutions on offer including both court and avenue allotments now available. Kialla Green Shepparton is located within walking distance to Riverside Plaza and the Kialla Sporting Complex facility. Situated on Cimmaron Way, Kialla the estate offers a very manageable distance and easy access to Shepparton CBD via Melbourne Road. Kialla Green boasts the availability of reasonable sized lots with plenty of room to landscape as desired. Kevin Hicks Real Estate Director, Rocky Gagliardi has said, “This is a rare opportunity to invest in an estate so close to the CBD, just south of the broken river. It is an estate with lots larger than usual spread throughout, these sized lots are becoming more and more uncommon and harder to come by.” Your Land Director, Mark Erskine said, “We acknowledge that there are a few new developments occurring around the Shepparton and Mooroopna area but this is a particularly exciting opportunity because it already has so many existing amenities, including the plaza, waterways and sporting grounds; whereas many other developments are on outskirts of town and their amenities have not been built yet.” For more information on investing in your dreams at Kialla Green Shepparton, visit www.yourland.com or phone Rocky Gagliardi on 0407 826 542. CONVENIENT LIFESTYLE… Experience Kialla’s convenient lifestyle by investing in Kialla Green Shepparton. Photo: Madeleine Caccianiga.
Your latest building statistics From 1-7-13 to Dec-14
Same Period Last Year
GREATER SHEPPARTON CITY COUNCIL
No.
Est. Cost
No.
Est. Cost
New Dwellings
173
43,664,147
183
$47,566,420
Dwelling Additions/Outbuildings/Swimming Pools/Restumps/Demolitions
440
11,154,682
408
11,420,694
New Commercial
24
16,641,253
11
5,379,064
Other Commercial/ Additions/Alterations/shop Fitouts
39
6,960,827
45
8,569,514
Total
676
78,420,909
647
72,935,692
Outside Municipality
25
648,582
79
3,278,021
The Adviser, New House & Land – March 2015 – Page 3
2015 Autumn Edition
new House&Land BUILDING MADE EASY… GMCU Branch Manager, Dallas Moore, Operations Manager, Peter Thomas and Loans Manager, Ken Kilsby have many years of experience and expertise in helping locals build their own home. Photo: Alicia Niglia.
Know how to buy your first home
Experience the
GMCU difference THE Goulburn Murray Credit Union have been assisting people to build their own homes for many years, ensuring simple and refined processes that mean building your brand new home could be as easy as visiting your local GMCU branch to discuss loan options. Shepparton’s GMCU Operations Manager, Peter Thomas said, “Building a home can be stressful, home builders don’t need added stress from their bank or financial institution, so the GMCU make the process as simple as possible. “Using a loan to fund your new home is done in stages, just like the builder will construct the home in stages. When each stage is completed (for example, frame or fit-out) the property is re-valued and this enables extra funds to be advanced from the loan. “Often a construction loan will start as a loan to buy your land, and will be increased when you start to build. Applying for a construction loan is just like applying for a normal home loan. You need to complete an application and supply personal details about your finances and income. You also need to provide details about
Page 4 – The Adviser, New House & Land – March 2015
the construction, such as plans and permits. “It is important that you prepare a personal budget that includes all the construction costs and allows for unexpected or unplanned costs within it. “A home loan application should be made and approved prior to engaging a builder to build your new home, this will give you peace of mind that your finance has been approved. Peter added, “I invite anyone considering a new build to visit one of our branches to discuss the GMCU’s construction loan option. “GMCU loans are not available through brokers, so we urge people to ask us about the credit union difference.” The GMCU has a number of branches located throughout central Victoria, including Shepparton, Mooroopna, Kyabram, Seymour, Euroa, Kilmore, Numurkah, Benalla and Echuca. For more information contact the GMCU Shepparton, on 5821 9033 or visit www.gmcu.com.au
ENTERING the property market can be daunting and scary, when it should be an exciting time in any person’s life and although buying a brand new home is a much bigger investment than buying a car or paying for a holiday, it is just as important to know all the ins and outs. The following tips will make the journey to buying your new home a little easier. • Don’t rus h. Spend some time researching the area you would like to live in. This will allow you to properly understand value, what you should be paying and more importantly what you shouldn’t be paying. • What are your must haves? Decide what it is that you absolutely must have and run with it. If you definitely want a car space, be sure you inform the builder and don’t settle on less if it’s what you really want, remember this is an investment for most of your life, so you want to be comfortable. • B u d g e t o u t s i d e t h e a c t u a l purchase. You need to budget for expenses outside of buying your house. Make sure you have allocated money for your local council rates and be sure to talk to your builder about any further expenses that may arise. • Due diligence. Before signing off, be sure to check, double check and triple check that everything is in working order and your home has been built to your specifications. • When it comes to finding the right lender, shop around. You might decide to use a mortgage broker rather than getting a bank loan. Don’t settle for the first mortgage rate; go out and see who is offering the best deal and service.
2015 Autumn Edition
new House&Land Archer’s Field Mooroopna offers lifestyle living ARCHER’S Field Mooroopna offer great value large blocks with options to bundle your purchase into a flexible house and land package. Up to 20m of road frontage means these lots are of rare value and larger than standard with a width that allows for greater flexibility in new home design. Kavant Nominees are the driving force behind Archer’s Field Mooroopna and are renowned for developing estates with a difference; their attention to detail and the creation of community friendly spaces is a key difference that sets these estate developments apart from others. Youngs and Co Director, Glenn Young says, “With the current investment trend in Mooroopna and the likes of the new Woolworths and Aldi stores, the town is quickly developing a cleaner, crisper image and new housing is becoming much sought after. Price affordability along with the choices now available in Mooroopna give people a lot of confidence in the area.” With blocks starting from just $100,000 in a fully established, new estate that is conveniently located in close proximity to Coles for shopping, or walking distance to both Westside Performing Arts Centre and Mooroopna Secondary College, these blocks are nothing short of a bargain for a new home builder.
INVEST IN ARCHER’S FIELD… Youngs and Co Director, Glenn Young and Stockdale and Leggo Managing Director, Scott Butler can help you with all of your enquiries about investing in land at Archer’s Field Mooroopna. Photo: Alicia Niglia.
Stockdale and Leggo Managing Director, Scott Butler added, “Living in a protected estate which is fresh, clean and tidy and offers lifestyle living with the deliberately
designed parks and gardens really is a lifestyle choice.” For more information on investing in land at Archer’s Field Mooroopna, phone Glenn
Young at Youngs and Co on 0438 579 993 or Scott Butler at Stockdale and Leggo on 0418 149 569.
The Adviser, New House & Land – March 2015 – Page 5
2015 Autumn Edition
new House&Land
Rely on local knowledge with Hotondo HOME BUILDING EXPERIENCE… Hotondo Homes Managing Director, Colin Mintern and the team at Hotondo Homes have all the knowledge and experience to help you build your new home. Photo: Alicia Niglia.
CONSIDERING building your new home? You can rely on the local knowledge and experience of your local Hotondo Homes builders. Colin and Sue Mintern have owned the Shepparton Hotondo Homes franchise for over 20 years, providing homebuilders with local knowledge and the knowhow to make your build as easy as possible. With a strong sense of loyalty to the local trades you can be sure that quality workmanship is confirmed in your initial handshake with Colin, “Although we are a part of a national network, we still have the freedom and ability to call upon local suppliers and always use local ‘tradies’ where possible,” says Colin. “The benefit of building with Hotondo Homes Shepparton, is that you get to speak directly to the guy that owns the business and not only that, I’m always onsite to supervise and project manage as well as deal with any issues that may arise.” Colin says, “We’re here to advise and help any prospective buyers; sort through their plans and options, find the most ideal location and consider things like building in the best position in order to take advantage of the northerly aspect, so as to ensure warmth in the home in the winter months.” Hotondo Homes Shepparton is located at 53 Canterbury Ave, Shepparton, for more information on building with Hotondo Homes visit www.hotondo. com.au or phone Colin and Sue on 5831 2250.
Strength continues in the new home building market AFTER seeing bumper new dwelling rates across the state in the 2013/14 financial year the forecast for the coming year is set to see the strength of the home building market continue. In 2013/14, new dwelling commencements in Victoria increased by 2.5 percent to 51,946. And the forecast is set to see a further increase of 7.3 percent in 2014/15 to take ‘dwelling starts’ to 55,762. Housing Industry Association Executive Director Victoria, Gil King said, “Dwelling commencements in Victoria are forecast to rise for a second year, meaning the overall level of activity is on track to remain historically healthy. “New home building made a massive contribution to economic growth in the state last year, with particularly strong increases in new multi-unit dwelling construction. “Strong new home building activity helps to contain price pressures in the housing market. A steady flow of new homes is therefore consistent with achieving better affordability outcomes.”
Page 6 – The Adviser, New House & Land – March 2015
The Adviser, New House & Land – March 2015 – Page 7
2015 Autumn Edition
new House&Land Never been a better time
to buy new THERE has never been a better time to sit down and consider building your very own home, after the Reserve Bank of Australia (RBA) Board announced last month it would be lowering the Official Cash Rate for the first time since August 2013. Housing Industry Association Chief Economist, Harley Dale said, “The RBA Board have cut rates to provide an opportunity for the economy to grow at a stronger rate than might otherwise have occurred. “New residential construction has been the star performer of the Australian economy in recent years, generating considerable employment along the way. “A further ‘touch down’ to interest rates will help maintain very healthy levels of new home building while hopefully broadening the base of Australia’s economic growth.”
ALL YOUR ROOFING NEEDS… John Brain Roofing Services Co-owners, Ian Williams and Peter Sanders are part of the dedicated team that can help you with all aspects of residential, industrial and commercial roofing, including both new and roof replacement work. Photo: Alicia Niglia.
Free roofing measure and quote JOHN Brain Roofing Services are experienced and trustworthy suppliers and installers of Colorbond® roofing, fascia and guttering, roller doors and skylights. The team at John Brain Roofing’ is made up of a trio of dedicated owners; Sales Manager, Ian Williams, Office Manager, Peter Sanders, and Qualified Plumber and Roofer Luke Chambers. The trio take great pride in delivering personalised customer service, premium products and high quality workmanship, specialising in all aspects of residential, industrial and commercial roofing, including both new and roof replacement work. Office Manager, Peter says, “ We just get in and get
Page 8 – The Adviser, New House & Land – March 2015
the job done. We’re always actively seeking new jobs and when faced with a problem, there really is no issue we can’t overcome.” Based in Shepparton, John Brain Roofing’ services not only the Goulburn Valley, but will also travel as far as Benalla, Seymour, Jerilderie and Echuca. “There’s no need to put up with a leaking roof anymore, just give us a call to arrange a free measure and quote,” says Peter. For a competitive no-obligation, free quote or to discuss your roofing needs call and speak to the friendly team at John Brain Roofing Services today on 5831 2721 or visit www.jbroofing.com.au
The Adviser, New House & Land – March 2015 – Page 9
2015 Autumn Edition
new House&Land
More than just kitchens at Liberty Kitchens
QUALITY CRAFTSMANSHIP… Liberty Kitchens Senior Sales Estimator, Dawn Rayner along with the team at Liberty Kitchens offer quality craftsmanship and installation to help you update your kitchen, bathroom, ensuite, study, bedroom, living room and alfresco area. Photo: Alicia Niglia.
Page 10 – The Adviser, New House & Land – March 2015
THEY are known for their quality craftsmanship and installation but Liberty Kitchens do more than just provide specialist designs on kitchens. Do you need your bathroom, ensuite, study, bedroom, living room or alfresco area updated or newly designed? Liberty Kitchens can work with you to custom design cabinetry that will suit your home’s unique style. Liberty Kitchens Senior Sales Estimator, Dawn Rayner said, “We can virtually do anything. If you have an idea, bring it in and have a chat to us and we’ll work out how we can build it for you.” “Some of the most popular items we have been asked to make are for other areas of the home including vanity units, laundry cabinets, home offices, wardrobes, television units and alfresco cabinets.” “The 2014/2015 trends are demanding clean straight lines in carpentry. Clients are leaning towards vanity units with a floating effect and the absence of handles on drawers and cupboards, with the push to open option on these becoming more popular.” “People are also considering more the use of stone for benchtops and undermounting basins to give a fluid line. We are also seeing floating shelves being used in units that are custom designed for DVD players and gaming devices”. “Going back to the kitchen though, we have also noticed customers opting to include LED lighting in kitchen cabinets to improve lighting conditions on work surfaces,” said Dawn. For more information or to speak to the professional team at Liberty Kitchens visit 60 Williams Road, Shepparton or phone 5831 2620.
The Adviser, New House & Land – March 2015 – Page 11
2015 Autumn Edition
new House&Land
Investments in the region gain strength
LOCAL INVESTING GAINS STRENGTH… Kevin Hicks Real Estate Director, Rocky Gagliardi is seeing investments in the region gaining strength, after seeing growth in properties being sold. Photo: Madeleine Caccianiga
continued from front page
$500M SPENT ON BUILDING REGION… Both local and non-local investors have spent more than $500M on building new residential and commercial premises as well as upgrades to property and land over the last 20 months, including the new APCO Service Station (left) and the new Riverside Plaza complex (right). . Photos: Madeleine Caccianiga
Page 12 – The Adviser, New House & Land – March 2015
Over the last 20 months the region has seen local, national, international and statewide investors building on the region’s economy and creating jobs including GrainCorp Oilseeds Numurkah plant sharing in $125M, Aldi’s $2M expansion, a $3.5M investment by Radevski Coolstores, Pactum Dairy’s $67M opening and expansion, a $13.3M Dhurringile Prison upgrade, a $2M Quality Hotel Parklake upgrade, the $100M SPC investment, a $1.4M Shepparton Golf Club Rebuild, the $2.2M relocation of Scorpio foods from Dandenong to Lemnos, a $14.2M Unilever upgrade, Shepparton Marketplace changing hands for $70.6M, the $3.6M construction of the new APCO Service Station and the $17M new Riverside Plaza complex. Other investments by State and Federal Government, local groups as well as council include a $700,000 Wanganui Park Secondary College upgrade, the $73M Shepparton Law Courts funding, the $13.44M proposed Sports Precinct upgrade, a $3M music department upgrade for Goulburn Valley Grammar, a new $10.4M Youth Foyer, a $2M African Community Centre, a $240,000 Shepparton Search and Rescue upgrade, a $650,000 upgrade to the Shepparton Library, $1.1M of renovations to GV Health’s Mary Coram Unit, Medical Ward and Pharmacy, a $400,000 upgrade to the Shepparton Senior Citizens Centre, a $1.5M upgrade to the Shepparton Showgrounds and the $42.5M proposal for the new Shepparton Art Museum. Expansions such as that shown by Bras ‘n’ Things, mergers like that between Focus Cards and Gifts and Centrefair Lotto and the opening of several other businesses including Mass Nutrition, restaurant 2wo 7even 5ive, Kathmandu, A la mode, the new Malaysian supermarket Sahar Market and Halal Butcher and Go Sushi are also a strong indication that investors are entering and have confidence in the local market. Construction of new residential properties have also boomed with more than $43M spent on new dwellings since July 2013. Kevin Hicks Real Estate Director, Rocky Gagliardi said, “To see commercial properties moving and to have interest from right across Australia is a good sign. “It really provides a vote of confidence in the area to be seeing that people are confident in spending money here. “We have had tough times like most regional areas, but this amount of investment is an indication that people outside the region are confident in the Shepparton area. “Shepparton is a strong area with stronger yields, which makes it appealing. “Even in the last three months, we have seen properties including 247 Wyndham Street, 89 Drummond Road, 31 Hoskins Street and 157 Fenaughty Street in Kyabram sold. “The amount of properties turning over in such a short period is a good sign for the area.”
2015 Autumn Edition
new House&Land
HOUSE AND LAND TIPS… Before you break into the new house and land market, there are a few things you need to decide upon that will make the process a little easier. Photo: Supplied.
House and land packages: what to look for HOUSE and land packages are all the rage at the moment and are usually the cheaper way to break into the property market, but there are a few things you need to really look at before buying into a package and beginning the building process. • The right estate It’s important to ensure you pick the right estate or ‘community’ to build in. Start with your lifestyle and make sure the community you choose meets your needs. Pay attention to infrastructure nearby, particularly transport. Remember, you will be living as a part of this community for a while, so you want to be sure it is right for you and your family. • New estate checklist: - Travel time to work, family and friends - Community design – takes advantage of the landscape and incorporates social infrastructure like childcare centres and schools - Good transport and shopping options nearby - Open public space like parks and walking trails • The lot Typically, blocks start at 300sqm and rise to up to around 600sqm with smaller lots typically close to open spaces, convenience retail and collector roads. The slope or grading of the lot is also an important consideration, with the flatter blocks best for the volume style builders, while sloping blocks usually require a bespoke build, which is more expensive. • Lot checklist: - Shape of lot suited to the house you intend to build - Grading – flat for the designs of volume builders, sloped for spilt level but will need bespoke design - Orientation – Do you want the backyard facing the afternoon sun? - Topography – elevated if you want a balcony with views - Smaller lots for a smaller houses closer to parks and retail - Unstable soil and underground rock – these can ratchet up building costs • The right builder The best way to find a builder is to visit a range of display homes on your favoured estate. Once you have found a house with the design you like, it’s time to talk business with the builder. Be sure to enquire about the following: - What is included and what isn’t. Display homes feature the best fittings, finishes and appliances, which may not be included in the standard package
- Layout. Most buyers like to make changes but these can prove problematic for the builders - Construction. When will it commence and how long will it take - Environment features. The cost of power, water and gas is likely to keep on rising, so ask which sustainability features are incorporated into the design - Before committing to a builder, ask to see examples of houses they have completed in the last two years and see if you can talk to the owners. This will give you an insight into the process and how happy the owners are with their house. Builder checklist: - Are they licensed? - Do they have builder’s insurance? - Have they checked the lot for suitability? - Have you visited recent projects?
The Adviser, New House & Land – March 2015 – Page 13
2015 Autumn Edition
new House&Land
Create a functional and fantastic interior YOU spend a great deal of time inside your home and that’s why it is so important to make sure that your indoors are not only functional but are exactly what you want aesthetically. To help you pull together the perfect interior design for your new home there are some basics to follow. 1. Functional layout Interior design must begin with a functional layout of a room. So when you are building a new home, be sure to keep your interior in mind when looking at layout and design. Functionality of your home is very dependent on individual lifestyles. If you have an empty nest, then you may be more willing to invest in expensive pieces and room decor, while busy families may prefer an open floor plan that is unobstructed by numerous decorative objects. Consider your individual living needs and then you can start planning your look. 2. Choose your seating wisely Most designers will tell you that if you are going to splurge on
Page 14 – The Adviser, New House & Land – March 2015
one item, then let it be the lounge suite. Choosing the correct seating for a room can be overwhelming. You need to choose the correct colour, fabric and size. Visiting numerous design showrooms will help you in the initial search of style options that suit your needs and tastes. But before venturing out to shop, measure the space you have available. Colour is also important so try to choose a colour or pattern that won’t get ‘old.’ Another nice tip is to look at the colours you will have in your home; colours of wall paint, carpet, rugs even artistry you have hanging on the wall can help with choosing the right colour lounge suite for you. 3. A touch of décor Making a style statement is all the rage right now and the best way to do that in your home is by adding a touch of décor. For those who have a seasoned knowledge of design this step may come naturally but for newcomers to design a great place to start is by browsing through magazines or
online for some ideas. While browsing, take notice of the way showrooms display their decorative objects; notice that most things are placed thoughtfully into groupings and not strewn about individually through the room. Also, adding a touch of green really does finish any room. A tall potted plant or two really can make a room look and feel fresher. Most of all though be sure to try and buy objects that really speak to who you are. 4. Make it you Perhaps the most important design tip is to make your indoors you. This is where you get to have fun and showcase your personality. If you love colour, then find ways to incorporate colour through pillows and removable wallpaper. If you have travelled the world, then showcase the pictures you have taken or the items you collected while traveling. If you love zebras, then incorporate some zebra print on a foot stool or area rug.
2015 Autumn Edition
new House&Land Don’t get left
stuck in the mud
BEFORE you go committing yourself to purchasing a block of land there is an all important first step that you need to take to ensure you don’t get left stuck in the mud, and that is to get your soil tested. While a block of land may look alright to the eye, it can have hidden dangers attached to it if the soil isn’t tested to ascertain the correct slab and footing design of your home. If for example, you’re building on a slope, the wrong slab and footing design could see your land slip. Australia also has a set of standards that are applied to soil tests. The classifications range from stable to land expected to have excessive movement. There are a lot of sites that are rated “P,” which means “potential problem,” and it is essential that you know if your land has this rating before you go through with buying it. The “P” rating doesn’t mean that a home can’t be built on the land, but it does mean that further testing is necessary to determine what type of home is best-suited to be built on the land. The test is taken through soil samples being tested for the potential of shrinking and swelling, which is a predictor of movement. Other site classification indices are applied to testing and the classification is determined. When the land is given a classification, it determines what building structure and foundations will give the best results on the land and therefore let you know if that block of land is the right block to build you home.
GET YOUR SOIL TESTED… Before you lock in a block of land, be sure to get your soil tested or it could leave you with bigger problems down the track. Photo: Supplied.
The Adviser, New House & Land – March 2015 – Page 15
new
2015 Autumn Edition
House&LandGuide
Mooroopna
North Shepparton Northside Parkside Gardens
The Boulevard
Connolly Park
Archer’s Field
South Shepparton Rosemont Park
Riverview Park
Windsor Park
Westwood Run Kialla Green
Marlboro Park
Seven Creeks Kialla Lakes
Santuary Park
Proudly brought to you by
11 Edward Street, Shepparton, VIC, 3630 Page 16 – The Adviser, New House & Land – March 2015
CIVIL ENGINEERS
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URBAN & REGIONAL PLANNING
PROJECT MANAGERS
Ph: (03) 5820 7700
Fax: (03) 5822 4878
www.csmith.com.au
2015 Autumn Edition
new House&Land
Inside your New House and Land
3
6
Page 2 – The Adviser, New House & Land – March 2015
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5
8
10
2015 Autumn Edition
new House&Land Invest in your dreams at Kialla Green Shepparton SET amongst Sevens Creek Reserve, Kialla Green Shepparton is a significant land division offering 300 new allotments in a wellestablished area of Shepparton. Kialla is fast developing a reputation as the place to live for young professionals, with convenient lifestyle solutions on offer including both court and avenue allotments now available. Kialla Green Shepparton is located within walking distance to Riverside Plaza and the Kialla Sporting Complex facility. Situated on Cimmaron Way, Kialla the estate offers a very manageable distance and easy access to Shepparton CBD via Melbourne Road. Kialla Green boasts the availability of reasonable sized lots with plenty of room to landscape as desired. Kevin Hicks Real Estate Director, Rocky Gagliardi has said, “This is a rare opportunity to invest in an estate so close to the CBD, just south of the broken river. It is an estate with lots larger than usual spread throughout, these sized lots are becoming more and more uncommon and harder to come by.” Your Land Director, Mark Erskine said, “We acknowledge that there are a few new developments occurring around the Shepparton and Mooroopna area but this is a particularly exciting opportunity because it already has so many existing amenities, including the plaza, waterways and sporting grounds; whereas many other developments are on outskirts of town and their amenities have not been built yet.” For more information on investing in your dreams at Kialla Green Shepparton, visit www.yourland.com or phone Rocky Gagliardi on 0407 826 542. CONVENIENT LIFESTYLE… Experience Kialla’s convenient lifestyle by investing in Kialla Green Shepparton. Photo: Madeleine Caccianiga.
Your latest building statistics From 1-7-13 to Dec-14 GREATER SHEPPARTON CITY COUNCIL
No.
Same Period Last Year
Est. Cost
No.
Est. Cost
New Dwellings
173
43,664,147
183
$47,566,420
Dwelling Additions/Outbuildings/Swimming Pools/Restumps/Demolitions
440
11,154,682
408
11,420,694
New Commercial
24
16,641,253
11
5,379,064
Other Commercial/ Additions/Alterations/shop Fitouts
39
6,960,827
45
8,569,514
Total
676
78,420,909
647
72,935,692
Outside Municipality
25
648,582
79
3,278,021
The Adviser, New House & Land – March 2015 – Page 3
2015 Autumn Edition
new House&Land BUILDING MADE EASY… GMCU Branch Manager, Dallas Moore, Operations Manager, Peter Thomas and Loans Manager, Ken Kilsby have many years of experience and expertise in helping locals build their own home. Photo: Alicia Niglia.
Know how to buy your first home
Experience the
GMCU difference THE Goulburn Murray Credit Union have been assisting people to build their own homes for many years, ensuring simple and refined processes that mean building your brand new home could be as easy as visiting your local GMCU branch to discuss loan options. Shepparton’s GMCU Operations Manager, Peter Thomas said, “Building a home can be stressful, home builders don’t need added stress from their bank or financial institution, so the GMCU make the process as simple as possible. “Using a loan to fund your new home is done in stages, just like the builder will construct the home in stages. When each stage is completed (for example, frame or fit-out) the property is re-valued and this enables extra funds to be advanced from the loan. “Often a construction loan will start as a loan to buy your land, and will be increased when you start to build. Applying for a construction loan is just like applying for a normal home loan. You need to complete an application and supply personal details about your finances and income. You also need to provide details about
Page 4 – The Adviser, New House & Land – March 2015
the construction, such as plans and permits. “It is important that you prepare a personal budget that includes all the construction costs and allows for unexpected or unplanned costs within it. “A home loan application should be made and approved prior to engaging a builder to build your new home, this will give you peace of mind that your finance has been approved. Peter added, “I invite anyone considering a new build to visit one of our branches to discuss the GMCU’s construction loan option. “GMCU loans are not available through brokers, so we urge people to ask us about the credit union difference.” The GMCU has a number of branches located throughout central Victoria, including Shepparton, Mooroopna, Kyabram, Seymour, Euroa, Kilmore, Numurkah, Benalla and Echuca. For more information contact the GMCU Shepparton, on 5821 9033 or visit www.gmcu.com.au
ENTERING the property market can be daunting and scary, when it should be an exciting time in any person’s life and although buying a brand new home is a much bigger investment than buying a car or paying for a holiday, it is just as important to know all the ins and outs. The following tips will make the journey to buying your new home a little easier. • Don’t rush. Spend some time researching the area you would like to live in. This will allow you to properly understand value, what you should be paying and more importantly what you shouldn’t be paying. • What are your must haves? Decide what it is that you absolutely must have and run with it. If you definitely want a car space, be sure you inform the builder and don’t settle on less if it’s what you really want, remember this is an investment for most of your life, so you want to be comfortable. • B u d g e t o u t s i d e t h e a c t u a l purchase. You need to budget for expenses outside of buying your house. Make sure you have allocated money for your local council rates and be sure to talk to your builder about any further expenses that may arise. • Due diligence. Before signing off, be sure to check, double check and triple check that everything is in working order and your home has been built to your specifications. • When it comes to finding the right lender, shop around. You might decide to use a mortgage broker rather than getting a bank loan. Don’t settle for the first mortgage rate; go out and see who is offering the best deal and service.
2015 Autumn Edition
new House&Land Archer’s Field Mooroopna offers lifestyle living ARCHER’S Field Mooroopna offer great value large blocks with options to bundle your purchase into a flexible house and land package. Up to 20m of road frontage means these lots are of rare value and larger than standard with a width that allows for greater flexibility in new home design. Kavant Nominees are the driving force behind Archer’s Field Mooroopna and are renowned for developing estates with a difference; their attention to detail and the creation of community friendly spaces is a key difference that sets these estate developments apart from others. Youngs and Co Director, Glenn Young says, “With the current investment trend in Mooroopna and the likes of the new Woolworths and Aldi stores, the town is quickly developing a cleaner, crisper image and new housing is becoming much sought after. Price affordability along with the choices now available in Mooroopna give people a lot of confidence in the area.” With blocks starting from just $100,000 in a fully established, new estate that is conveniently located in close proximity to Coles for shopping, or walking distance to both Westside Performing Arts Centre and Mooroopna Secondary College, these blocks are nothing short of a bargain for a new home builder.
INVEST IN ARCHER’S FIELD… Youngs and Co Director, Glenn Young and Stockdale and Leggo Managing Director, Scott Butler can help you with all of your enquiries about investing in land at Archer’s Field Mooroopna. Photo: Alicia Niglia.
Stockdale and Leggo Managing Director, Scott Butler added, “Living in a protected estate which is fresh, clean and tidy and offers lifestyle living with the deliberately
designed parks and gardens really is a lifestyle choice.” For more information on investing in land at Archer’s Field Mooroopna, phone Glenn
Young at Youngs and Co on 0438 579 993 or Scott Butler at Stockdale and Leggo on 0418 149 569.
The Adviser, New House & Land – March 2015 – Page 5
2015 Autumn Edition
new House&Land
Rely on local knowledge with Hotondo HOME BUILDING EXPERIENCE… Hotondo Homes Managing Director, Colin Mintern and the team at Hotondo Homes have all the knowledge and experience to help you build your new home. Photo: Alicia Niglia.
CONSIDERING building your new home? You can rely on the local knowledge and experience of your local Hotondo Homes builders. Colin and Sue Mintern have owned the Shepparton Hotondo Homes franchise for over 20 years, providing homebuilders with local knowledge and the knowhow to make your build as easy as possible. With a strong sense of loyalty to the local trades you can be sure that quality workmanship is confirmed in your initial handshake with Colin, “Although we are a part of a national network, we still have the freedom and ability to call upon local suppliers and always use local ‘tradies’ where possible,” says Colin. “The benefit of building with Hotondo Homes Shepparton, is that you get to speak directly to the guy that owns the business and not only that, I’m always onsite to supervise and project manage as well as deal with any issues that may arise.” Colin says, “We’re here to advise and help any prospective buyers; sort through their plans and options, find the most ideal location and consider things like building in the best position in order to take advantage of the northerly aspect, so as to ensure warmth in the home in the winter months.” Hotondo Homes Shepparton is located at 53 Canterbury Ave, Shepparton, for more information on building with Hotondo Homes visit www.hotondo. com.au or phone Colin and Sue on 5831 2250.
Strength continues in the new home building market AFTER seeing bumper new dwelling rates across the state in the 2013/14 financial year the forecast for the coming year is set to see the strength of the home building market continue. In 2013/14, new dwelling commencements in Victoria increased by 2.5 percent to 51,946. And the forecast is set to see a further increase of 7.3 percent in 2014/15 to take ‘dwelling starts’ to 55,762. Housing Industry Association Executive Director Victoria, Gil King said, “Dwelling commencements in Victoria are forecast to rise for a second year, meaning the overall level of activity is on track to remain historically healthy. “New home building made a massive contribution to economic growth in the state last year, with particularly strong increases in new multi-unit dwelling construction. “Strong new home building activity helps to contain price pressures in the housing market. A steady flow of new homes is therefore consistent with achieving better affordability outcomes.”
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The Adviser, New House & Land – March 2015 – Page 7
2015 Autumn Edition
new House&Land Never been a better time
to buy new THERE has never been a better time to sit down and consider building your very own home, after the Reserve Bank of Australia (RBA) Board announced last month it would be lowering the Official Cash Rate for the first time since August 2013. Housing Industry Association Chief Economist, Harley Dale said, “The RBA Board have cut rates to provide an opportunity for the economy to grow at a stronger rate than might otherwise have occurred. “New residential construction has been the star performer of the Australian economy in recent years, generating considerable employment along the way. “A further ‘touch down’ to interest rates will help maintain very healthy levels of new home building while hopefully broadening the base of Australia’s economic growth.”
ALL YOUR ROOFING NEEDS… John Brain Roofing Services Co-owners, Ian Williams and Peter Sanders are part of the dedicated team that can help you with all aspects of residential, industrial and commercial roofing, including both new and roof replacement work. Photo: Alicia Niglia.
Free roofing measure and quote JOHN Brain Roofing Services are experienced and trustworthy suppliers and installers of Colorbond® roofing, fascia and guttering, roller doors and skylights. The team at John Brain Roofing’ is made up of a trio of dedicated owners; Sales Manager, Ian Williams, Office Manager, Peter Sanders, and Qualified Plumber and Roofer Luke Chambers. The trio take great pride in delivering personalised customer service, premium products and high quality workmanship, specialising in all aspects of residential, industrial and commercial roofing, including both new and roof replacement work. Office Manager, Peter says, “ We just get in and get
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the job done. We’re always actively seeking new jobs and when faced with a problem, there really is no issue we can’t overcome.” Based in Shepparton, John Brain Roofing’ services not only the Goulburn Valley, but will also travel as far as Benalla, Seymour, Jerilderie and Echuca. “There’s no need to put up with a leaking roof anymore, just give us a call to arrange a free measure and quote,” says Peter. For a competitive no-obligation, free quote or to discuss your roofing needs call and speak to the friendly team at John Brain Roofing Services today on 5831 2721 or visit www.jbroofing.com.au
The Adviser, New House & Land – March 2015 – Page 9
2015 Autumn Edition
new House&Land
More than just kitchens at Liberty Kitchens
QUALITY CRAFTSMANSHIP… Liberty Kitchens Senior Sales Estimator, Dawn Rayner along with the team at Liberty Kitchens offer quality craftsmanship and installation to help you update your kitchen, bathroom, ensuite, study, bedroom, living room and alfresco area. Photo: Alicia Niglia.
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THEY are known for their quality craftsmanship and installation but Liberty Kitchens do more than just provide specialist designs on kitchens. Do you need your bathroom, ensuite, study, bedroom, living room or alfresco area updated or newly designed? Liberty Kitchens can work with you to custom design cabinetry that will suit your home’s unique style. Liberty Kitchens Senior Sales Estimator, Dawn Rayner said, “We can virtually do anything. If you have an idea, bring it in and have a chat to us and we’ll work out how we can build it for you.” “Some of the most popular items we have been asked to make are for other areas of the home including vanity units, laundry cabinets, home offices, wardrobes, television units and alfresco cabinets.” “The 2014/2015 trends are demanding clean straight lines in carpentry. Clients are leaning towards vanity units with a floating effect and the absence of handles on drawers and cupboards, with the push to open option on these becoming more popular.” “People are also considering more the use of stone for benchtops and undermounting basins to give a fluid line. We are also seeing floating shelves being used in units that are custom designed for DVD players and gaming devices”. “Going back to the kitchen though, we have also noticed customers opting to include LED lighting in kitchen cabinets to improve lighting conditions on work surfaces,” said Dawn. For more information or to speak to the professional team at Liberty Kitchens visit 60 Williams Road, Shepparton or phone 5831 2620.
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2015 Autumn Edition
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Investments in the region gain strength
LOCAL INVESTING GAINS STRENGTH… Kevin Hicks Real Estate Director, Rocky Gagliardi is seeing investments in the region gaining strength, after seeing growth in properties being sold. Photo: Madeleine Caccianiga
continued from front page
$500M SPENT ON BUILDING REGION… Both local and non-local investors have spent more than $500M on building new residential and commercial premises as well as upgrades to property and land over the last 20 months, including the new APCO Service Station (left) and the new Riverside Plaza complex (right). . Photos: Madeleine Caccianiga
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Over the last 20 months the region has seen local, national, international and statewide investors building on the region’s economy and creating jobs including GrainCorp Oilseeds Numurkah plant sharing in $125M, Aldi’s $2M expansion, a $3.5M investment by Radevski Coolstores, Pactum Dairy’s $67M opening and expansion, a $13.3M Dhurringile Prison upgrade, a $2M Quality Hotel Parklake upgrade, the $100M SPC investment, a $1.4M Shepparton Golf Club Rebuild, the $2.2M relocation of Scorpio foods from Dandenong to Lemnos, a $14.2M Unilever upgrade, Shepparton Marketplace changing hands for $70.6M, the $3.6M construction of the new APCO Service Station and the $17M new Riverside Plaza complex. Other investments by State and Federal Government, local groups as well as council include a $700,000 Wanganui Park Secondary College upgrade, the $73M Shepparton Law Courts funding, the $13.44M proposed Sports Precinct upgrade, a $3M music department upgrade for Goulburn Valley Grammar, a new $10.4M Youth Foyer, a $2M African Community Centre, a $240,000 Shepparton Search and Rescue upgrade, a $650,000 upgrade to the Shepparton Library, $1.1M of renovations to GV Health’s Mary Coram Unit, Medical Ward and Pharmacy, a $400,000 upgrade to the Shepparton Senior Citizens Centre, a $1.5M upgrade to the Shepparton Showgrounds and the $42.5M proposal for the new Shepparton Art Museum. Expansions such as that shown by Bras ‘n’ Things, mergers like that between Focus Cards and Gifts and Centrefair Lotto and the opening of several other businesses including Mass Nutrition, restaurant 2wo 7even 5ive, Kathmandu, A la mode, the new Malaysian supermarket Sahar Market and Halal Butcher and Go Sushi are also a strong indication that investors are entering and have confidence in the local market. Construction of new residential properties have also boomed with more than $43M spent on new dwellings since July 2013. Kevin Hicks Real Estate Director, Rocky Gagliardi said, “To see commercial properties moving and to have interest from right across Australia is a good sign. “It really provides a vote of confidence in the area to be seeing that people are confident in spending money here. “We have had tough times like most regional areas, but this amount of investment is an indication that people outside the region are confident in the Shepparton area. “Shepparton is a strong area with stronger yields, which makes it appealing. “Even in the last three months, we have seen properties including 247 Wyndham Street, 89 Drummond Road, 31 Hoskins Street and 157 Fenaughty Street in Kyabram sold. “The amount of properties turning over in such a short period is a good sign for the area.”
2015 Autumn Edition
new House&Land
HOUSE AND LAND TIPS… Before you break into the new house and land market, there are a few things you need to decide upon that will make the process a little easier. Photo: Supplied.
House and land packages: what to look for HOUSE and land packages are all the rage at the moment and are usually the cheaper way to break into the property market, but there are a few things you need to really look at before buying into a package and beginning the building process. • The right estate It’s important to ensure you pick the right estate or ‘community’ to build in. Start with your lifestyle and make sure the community you choose meets your needs. Pay attention to infrastructure nearby, particularly transport. Remember, you will be living as a part of this community for a while, so you want to be sure it is right for you and your family. • New estate checklist: - Travel time to work, family and friends - Community design – takes advantage of the landscape and incorporates social infrastructure like childcare centres and schools - Good transport and shopping options nearby - Open public space like parks and walking trails • The lot Typically, blocks start at 300sqm and rise to up to around 600sqm with smaller lots typically close to open spaces, convenience retail and collector roads. The slope or grading of the lot is also an important consideration, with the flatter blocks best for the volume style builders, while sloping blocks usually require a bespoke build, which is more expensive. • Lot checklist: - Shape of lot suited to the house you intend to build - Grading – flat for the designs of volume builders, sloped for spilt level but will need bespoke design - Orientation – Do you want the backyard facing the afternoon sun? - Topography – elevated if you want a balcony with views - Smaller lots for a smaller houses closer to parks and retail - Unstable soil and underground rock – these can ratchet up building costs • The right builder The best way to find a builder is to visit a range of display homes on your favoured estate. Once you have found a house with the design you like, it’s time to talk business with the builder. Be sure to enquire about the following: - What is included and what isn’t. Display homes feature the best fittings, finishes and appliances, which may not be included in the standard package
- Layout. Most buyers like to make changes but these can prove problematic for the builders - Construction. When will it commence and how long will it take - Environment features. The cost of power, water and gas is likely to keep on rising, so ask which sustainability features are incorporated into the design - Before committing to a builder, ask to see examples of houses they have completed in the last two years and see if you can talk to the owners. This will give you an insight into the process and how happy the owners are with their house. Builder checklist: - Are they licensed? - Do they have builder’s insurance? - Have they checked the lot for suitability? - Have you visited recent projects?
The Adviser, New House & Land – March 2015 – Page 13
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Create a functional and fantastic interior YOU spend a great deal of time inside your home and that’s why it is so important to make sure that your indoors are not only functional but are exactly what you want aesthetically. To help you pull together the perfect interior design for your new home there are some basics to follow. 1. Functional layout Interior design must begin with a functional layout of a room. So when you are building a new home, be sure to keep your interior in mind when looking at layout and design. Functionality of your home is very dependent on individual lifestyles. If you have an empty nest, then you may be more willing to invest in expensive pieces and room decor, while busy families may prefer an open floor plan that is unobstructed by numerous decorative objects. Consider your individual living needs and then you can start planning your look. 2. Choose your seating wisely Most designers will tell you that if you are going to splurge on
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one item, then let it be the lounge suite. Choosing the correct seating for a room can be overwhelming. You need to choose the correct colour, fabric and size. Visiting numerous design showrooms will help you in the initial search of style options that suit your needs and tastes. But before venturing out to shop, measure the space you have available. Colour is also important so try to choose a colour or pattern that won’t get ‘old.’ Another nice tip is to look at the colours you will have in your home; colours of wall paint, carpet, rugs even artistry you have hanging on the wall can help with choosing the right colour lounge suite for you. 3. A touch of décor Making a style statement is all the rage right now and the best way to do that in your home is by adding a touch of décor. For those who have a seasoned knowledge of design this step may come naturally but for newcomers to design a great place to start is by browsing through magazines or
online for some ideas. While browsing, take notice of the way showrooms display their decorative objects; notice that most things are placed thoughtfully into groupings and not strewn about individually through the room. Also, adding a touch of green really does finish any room. A tall potted plant or two really can make a room look and feel fresher. Most of all though be sure to try and buy objects that really speak to who you are. 4. Make it you Perhaps the most important design tip is to make your indoors you. This is where you get to have fun and showcase your personality. If you love colour, then find ways to incorporate colour through pillows and removable wallpaper. If you have travelled the world, then showcase the pictures you have taken or the items you collected while traveling. If you love zebras, then incorporate some zebra print on a foot stool or area rug.
2015 Autumn Edition
new House&Land Don’t get left
stuck in the mud
BEFORE you go committing yourself to purchasing a block of land there is an all important first step that you need to take to ensure you don’t get left stuck in the mud, and that is to get your soil tested. While a block of land may look alright to the eye, it can have hidden dangers attached to it if the soil isn’t tested to ascertain the correct slab and footing design of your home. If for example, you’re building on a slope, the wrong slab and footing design could see your land slip. Australia also has a set of standards that are applied to soil tests. The classifications range from stable to land expected to have excessive movement. There are a lot of sites that are rated “P,” which means “potential problem,” and it is essential that you know if your land has this rating before you go through with buying it. The “P” rating doesn’t mean that a home can’t be built on the land, but it does mean that further testing is necessary to determine what type of home is best-suited to be built on the land. The test is taken through soil samples being tested for the potential of shrinking and swelling, which is a predictor of movement. Other site classification indices are applied to testing and the classification is determined. When the land is given a classification, it determines what building structure and foundations will give the best results on the land and therefore let you know if that block of land is the right block to build you home.
GET YOUR SOIL TESTED… Before you lock in a block of land, be sure to get your soil tested or it could leave you with bigger problems down the track. Photo: Supplied.
The Adviser, New House & Land – March 2015 – Page 15
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2015 Autumn Edition
House&LandGuide
Mooroopna
North Shepparton Northside Parkside Gardens
The Boulevard
Connolly Park
Archer’s Field
South Shepparton Rosemont Park
Riverview Park
Windsor Park
Westwood Run Kialla Green
Marlboro Park
Seven Creeks Kialla Lakes
Santuary Park
Proudly brought to you by
11 Edward Street, Shepparton, VIC, 3630 Page 16 – The Adviser, New House & Land – March 2015
CIVIL ENGINEERS
LAND SURVEYORS
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Ph: (03) 5820 7700
Fax: (03) 5822 4878
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