Enjoying the outdoors… From left, Lifestyle Shepparton residents, Cheryl Beck, Deborah Bayliss, Rita Glidden and Sheila Irvine enjoying some outdoor activities. Photo: David Lee.
The Adviser. Australia No. 1:1445 Wednesday, February 27, 2019 – Page 23
February 2019 GREATER SHEPPARTON’S
AGEING POPULATION
IMPROVING WELLBEING… Residents and staff at Moyola Aged Care, Tatura took part in a dementia workshop last week with facilitator, Liz Keating from Dementia Australia. Photo: David Lee.
Source: Australian Bureau of Statistics
36.6% over 50
23,362
Live in a
RESIDENTS
IN GREATER SHEPPARTON OVER THE AGE OF 50
AGE
POPULATION
%
50-54 YEARS
4,301
6.7
55-59 YEARS
4,111
6.4
60-64 YEARS
3,802
6.0
65-69 YEARS
3,512
5.5
70-74 YEARS
2,658
4.2
75-79 YEARS
2,050
3.2
80-84 YEARS
1,444
2.3
85 YEARS AND OVER
1,484
2.3
supportive and caring environment
A SENSE of belonging and a level of care ensuring comfort and independence is something you want when you or a family member are going into aged care, and that is exactly what you will find at Moyola Lodge. The 43 bed facility located at 60 Hunter Street, Tatura, is centrally located and is only a short walk/scooter ride to the main street. Moyola offers a caring and safe environment which provides 24 hours of care, 12 bed memory support unit and respite care services. Moyola Aged Care CEO, Polly Devine said, “At Moyola,
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we are all about enhancing the lives of our residents and providing individualised care to meet resident needs. “Our caring staff are always on hand and we pride ourselves on the high level of care provided. “We also have a sustainable partnership with Dementia Australia which sees the introduction of new projects to improve the wellbeing of residents living with dementia. “The partnership focuses on educating our staff and gives greater understanding and acceptance of the effects of dementia in order to create a supportive and socially inclusive community environment. “Just recently, Dementia Australia facilitated an ‘Understanding Dementia’ workshop which gave our staff, residents, families and community members the chance to hear from and speak to facilitator, Liz Keating. “We are more than happy for you to drop in or give us a call on how we can assist you or your family member transition into aged care.” For any further information or to organise a tour, visit Moyola Lodge at 60 Hunter Street, Tatura or contact reception on (03) 5824 2274.
The Adviser. Australia No. 1:1445 Wednesday, February 27, 2019 – Page 25
February 2019
The five
key questions on aged care
AGED CARE FINANCIAL EXPERTS… From left, RI Advice proprietor and senior adviser, Sandy Miller, adviser, Chenara Newbegin, administrative assistant, Joe Bourke, administration manager, Linda Bourke and senior paraplanner, Nick Barzen. Photo: Katelyn Morse.
IT’S a fact of life that many of us will need to one day face the daunting task of seeking aged care for someone close to us. At first, the complexity of dealing with the personal, practical and financial issues may seem overwhelming, but there are positives ways to address these issues and the experts at RI Advice can help you to navigate them. Analysing all these issues and structuring the most effective solution takes some skill to organising and understanding of how all the factors interrelate. So don’t go it alone and contact RI Advise today for further information at www.rishepparton.com.au or give the local team a call on 5831 2833. Here are some things you will need to consider:
WHAT ARE THE AGED CARE OPTIONS? An Aged Care Assessment Team (ACAT) evaluates the degree of care needed. All facilities provide assistance in daily living such as meals, laundry and cleaning, as well as care. However, not all facilities can offer more intensive support for a higher level of care, such as full-time nursing care.
WHAT COSTS ARE INVOLVED? Whilst facilities are not government run, the cost of care is partially funded by government and there may be significant costs to residents. Depending upon your level of income and assets, you may be required to make an accommodation payment. You can chose whether to pay this as a lump sum, daily payment, or a combination of the two. You can also elect to enter a nursing home with you ACAT assessment and waive the
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Centrelink assessments – however, this may mean that you do not receive any government subsidies.
WHAT ARE THE IMPACTS ON THE AGE PENSION? Maintaining age pension entitlements can be a very sensitive area for many people. If selling the family home is being considered, then it is important to factor in how this may affect pension levels, as the proceeds from the sale of the home may fall under the assets test once sold. It may well be possible to keep the home, rent it out and use the income from this to fund the accommodation costs. Again, there are no simple answers here. The age pension may only be one component of income, so it is vital to consider the total income picture.
WHAT WILL HAPPEN TO THE FAMILY HOME? In many cases, the family home will be the major asset to consider and once the reality of the costs of aged care start to become apparent, it may seem inevitable that the family home needs to be sold to fund these costs. However, the situation with the family home needs to be fully considered.
MAKING THE MOST OF ONGOING INCOME Optimising ongoing income for the aged care resident can be quite a challenge once all the complexities of the aged care conversation are taken into account. Looking at fees, the age pension, the family home and other financial investments will all have an impact on what ongoing income can be generated.
The Adviser. Australia No. 1:1445 Wednesday, February 27, 2019 – Page 27
EXCELLENT COMFORT… The TEMPUR East/West 4-Drawer King Base is stylish, practical, functional and comfortable and is just one of the many adjustable bed bases on display now at Harvey Norman Bedding. Photo: Supplied.
Sleep
assistance assured GET a comfortable and adjustable nights sleep with Har vey Norman Bedding and their fantastic range of TEMPUR mattresses and adjustable bases. After a decade developing a pressure ab s o r bin g m ater ial , T E MP UR w a s originally created by NASA in 1992 to offer cushioning to astronauts during lift-off. Since then they have expanded their range to include everything from mattresses and pillows right through to adjustable bases and bedheads. Har vey Norman Bedding director, Morgan Pearson said, “The TEMPUR mat tress r ange is really great for everyone but in particular seniors who have issues with sore neck, hips, back
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and shoulders. I’ve found these to be particularly helpful for arthritis sufferers and general body recovery. Come and see our team and we will custom fit you for your very own TEMPUR sleep set.” Har vey Nor man Bedding of fer s a wide range of TEMPUR products that are designed to suit every preference. A d v ance d cushioning and supp or t technology means TEMPUR mattresses, pillows or bases can help customers find their most comfortable sleeping position and a restful nights sleep. V isit Har vey Nor man Bedding at Riverside Plaza - 8025 Goulburn Valley Highway, Kialla, or give the team a call on 5820 2972.
February 2019
Dementia THE early signs of dementia are very subtle and may not be immediately obvious and early symptoms also vary a great deal. Usually though, people first seem to notice that there is a problem with memory, particularly in remembering recent events. Only a medical practitioner such as your local doctor or specialist can diagnose dementia. If a firm diagnosis has been made, it is helpful to find out about dementia and the support that is available to help you manage. Call the National Dementia Helpline on 1800 100 500.
MEMORY LOSS THAT AFFECTS DAY-TO-DAY FUNCTION It’s normal to occasionally forget appointments or a friend’s phone number and remember them later. A person with dementia may forget things more often and not remember them at all.
DIFFICULTY PERFORMING FAMILIAR TASKS People can get distracted from time to time and they may forget to serve part of a meal. A person with dementia may have trouble with all steps involved in preparing a meal.
CONFUSION ABOUT TIME AND PLACE It’s normal to forget the day of the week - for a moment. But a person with dementia may have difficulty finding their way to a familiar place, or feel confused about where they are.
what to Bulk billing for look out for nursing home
PROBLEMS WITH LANGUAGE
Everyone has trouble finding the right word sometimes, but a person with dementia may forget simple words or substitute inappropriate words, making sentences difficult to understand.
PROBLEMS WITH ABSTRACT THINKING Balancing a cheque book can be difficult for anyone, but a person with dementia may have trouble knowing what the numbers mean.
POOR OR DECREASED JUDGEMENT A person with dementia may have difficulty judging distance or direction when driving a car.
PROBLEMS MISPLACING THINGS Anyone can temporarily misplace a wallet or keys. A person with dementia may put things in inappropriate places.
CHANGES IN PERSONALITY OR BEHAVIOUR Everyone becomes sad or moody from time to time. Someone with dementia can exhibit rapid mood swings for no apparent reason. They can become confused, suspicious or withdrawn.
A LOSS OF INITIATIVE It’s normal to tire of some activities. But dementia may cause a person to lose interest in previously enjoyed activities.
residents
DR JAMES Wei offers bulk billing for nursing home residents and is a consult physician on a variety of common geriatric issues. Or iginally bor n in Taiwan and ethnically Chinese, Dr James Wei gr aduated from the University of Melbourne in 2005 af ter having completed the majority of his pr imar y and secondar y studies in Melbourne, Australia. A DOCTOR FOR YOU… Practicing in Wyndham House Shepparton, Bendigo, Clinic welcomes Dr Deniliquin, Kyabram and James Wei to the team. Echuca, Dr Wei can work Photo: Supplied. with a doctor’s referral to assist with the following: general medicine in older adults, dementia diagnosis, dementia related behavioural disturbances, polypharmacy, falls and balance problems, symptom management and advanced care planning. For more information, visit www.drjameswei.com.au or to book a Shepparton appointment, call Wyndham House Clinic, Shepparton on 5820 3400.
The Adviser. Australia No. 1:1445 Wednesday, February 27, 2019 – Page 29
February 2019
A whole region of activities on offer ACCORDING to the latest data from the Australian Bureau of Statistics more than 36.6 percent of the Greater Shepparton population is aged 50 and above, which is why there is such an abundance of activities available in the area that have become popular among the ageing population. As well as the many senior clubs around the region that offer a place for companionship, fun and entertainment, and men’s sheds, sporting clubs and women’s groups, Greater Shepparton has a multitude of activities to keep you entertained, get out and about, and meet new people from the Botanic Gardens and the serene Victoria Park Lake to the many walking tracks. But if it’s history and art that really tickles your pickle then the heritage centres and museums have just the thing you need. T he Sheppar ton A r t Museum alw ays has something new and fascinating to see and if you are a motor head then there is the Shepparton Motor Museum/Furphy Museum. For history buffs and culture seekers the Shepparton Heritage Centre Museum, Bangerang Cultural Centre, Historical Society of Mooroopna Museum and Gallery, Tatura Irrigation and War time Camps Museum and Murchison and District Historical Society Museum are sure to please. No matter what you are into, Greater Shepparton has everything and more to keep you occupied and to enjoy life every day.
NEW PHARMASIST WELCOMED… From left, Tatura Pharmacy pharmacists, Louise and Heath Robbins are now offering compounding services to those in need. Photo: Katelyn Morse.
Adapt medication to
your needs
T A T U R A P h a r m a c y is thrilled to welcome pharmacist, Louise Robbins to the team. Joining pharmacist manager, Heath, the growing team allows the pharmacy to of fer extr a professional ser vices to the local community. Now on offer are compounding ser vices, allowing medications to be custom made by our specialist pharmacist to suit individual needs. A unique service offered in only a handful of locations in Victoria, whereby individuals with allergies or intolerances can be catered
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for on a c aseby-case basis. Chat to Heath or Louise about how this service could benefit you. Now with lower prescription prices, increased specialised services, prestige skincare and cosmetic offerings with Elizabeth Arden and Napoleon Perdis, free medication reviews and so much more, Tatura Pharmacy continues to improve its offer to the community. Drop in and visit them today! For more information, pop into the store at 151 Hogan Street, Tatura or give the team a call on 5824 1043.
February 2019 ADVERTISEMENT
Shepparton welcomes back
friendly faces
THE independent seniors at Eureka Shepparton Gardens rental village have put out the welcome mat to new on-site managers, David and Michele Evans. David and Michele have taken over the management reins of the 69-unit village after managing senior’s villages in Geelong for the past decade. The duo are no strangers to the Shepparton community with the couple having lived in the region for 30 years, before moving to Geelong to embark on a new career path managing retirement villages. During their time in Geelong where they managed three large retirement villages, David became a popular and welcome face amongst seniors for not only his caring management style, but also for his quick wit and genuine interest in swapping yarns with many elderly residents. “Everyone has an interesting story and I find chatting to seniors so rewarding. You don’t get to 70, 80 or 90 yearsof-age without having a good yarn or interesting backstory about your life.” Curious by nature, David also has an interesting backlog of yarns from his diverse career that included being ‘tossed and flung’ around the country as a professional
DROP BY AND SAY HELLO… From left, Eureka Gardens new managers, David and Michele Evans with village cook, Dawn Daley and caretaker, John Phillips. Photo: Supplied.
bull rider leading him to being asked to compete in the USA; through to working at SPC and Stuart’s Smallgoods in Shepparton, followed by a long-time career with the Shell Company where he worked his way up the ranks to become Shell’s area manager for Victoria and New South Wales. David said, “As a younger fella, it was great at the time and allowed me to travel extensively but it is a young man’s game and the profession didn’t attract the sponsorship rewards that it does today, so moving to the USA really wasn’t an option for me then. “I think my early days of bull riding have shaped my career path where nothing is impossible if you take the ‘bull by the horns;’ pun intended.” David and Michele made the move back to Shepparton
as they always loved living in the area so when the opportunity arose to manage Eureka Shepparton Gardens, they didn’t hesitate. David said, “We were keen to manage a smaller village that was geared towards independent seniors who could choose to live as independently as they liked and Eureka ticked all those boxes. “As Eureka is a rental village that caters for independent seniors who do not own their own homes, I believe it fills an important void over traditional retirement villages where residents need to buy into a village. There are very few independent seniors villages that offer rental units and Michele and I both feel very passionate about being able to help fill a much needed gap in Australia’s rental housing sector focusing on seniors.”
The Adviser. Australia No. 1:1445 Wednesday, February 27, 2019 – Page 31
February 2019
A PLAYFUL LIFESTYLE… Join other like-minded over 50s who have already made the smart move to the beautiful Lifestyle Shepparton, where you can take part in a range of activities like Zumba. Photo: David Lee.
Downsize your home and enjoy
greater financial freedom ALL the doom and gloom in the news about the current state of the housing market might make you feel a little unsure about buying or selling right now. But if you’re over 50 and looking to downsize your home so you can enjoy greater financial freedom, there’s never been a better time to get off the rollercoaster and live the life you’ve been dreaming about. You could join other like-minded over 50s who have already made the smart move to the beautiful Lifestyle Shepparton - where you’ll find brand new, modern homes priced at below the median house price. With no stamp duty, no council rates and no body corporate, that’s quite a smart financial move. It’s not just a clever decision financially; it’s a great lifestyle move too, especially for those wanting to downsize their home, but not their life. Each high-quality home
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is designed to be low-maintenance and is surrounded by luxur y, resor t-style facilities such as an indoor heated pool, beautiful outdoor pool, fully equipped fitness centre, billiards room, croquet court, bowling green and a brand new, recently opened pavilion that’s yours to use whenever you feel like it! If this sounds like the lifestyle and financial freedom you’ve been waiting for, then you better be quick. Lifestyle Shepparton only has 27 new homes left, with some homes ready to move right in. New homes are available from $211,510 so drop by and view our display homes at Lifestyle Shepparton, 65 Channel Road, Shepparton and find out more about your affordable five-star lifestyle. For more information, visit w w w. lifestyleshepparton.com.au or give them a call on 5821 5155.
February 2019
sudoku
Puzzle 1 (Hard, difficulty rating 0.62)
8
1
5
GET UP AND ACTIVE… More than a quarter of Victorian seniors consider themselves ‘inactive’ and do less than 30 minutes of physical activity a week. Photo: Supplied.
8
6
3
MORE than a quarter of Victorian seniors consider themselves ‘inactive’ and do less than 30 minutes of physical activity a week, and men (43 percent) are more active than women (32 percent), according to a VicHealth report. T he compiled research that w as commissioned in 2015 shows that 27 percent of seniors are ‘inactive’ (less than 30 minutes of physical activity a week), 36 percent are ‘somewhat active’ (one-three days of 30-minute sessions a week) and that 37 percent are ‘active’ (four-plus days of 30-minute sessions a week). The report identified five life stages that influence physical activity – youth, young adults, parents, adults without children and retirees. It said all stages had common themes and unique attributes. The research (of more than 3,000 people) explored the at titudes and barriers to physical activity at each stage and considered what would motivate people to change their existing behaviours. For senior s, health is sues of ten prevented or limited exercising and some
strongly resisted being locked into set routines. V icHealth says local amenities particularly influenced seniors’ physical activit y. For example, many seniors walked for exercise but did not want to have to contend with rough, uneven paths. This particularly applied to seniors in regional and rural areas. Only nine percent of retirees are involved in sport on a weekly basis, but they are more likely to consider activity about the house or garden as exercise. VicHealth found there were six major trigger points for retirees to increase physical activity. The most successful came at times of change, when seniors were reflecting on their life.
6
3
1
5
6
8
27 percent of seniors inactive, VicHealth reports
8
5
4
8
1
3
4
6
4 2
7
3 4
4
6
7
1 5
Generated by http://www.opensky.ca/sudoku on Wed Feb 20 00:30:32 2019 GMT. Enjoy!
The six major trigger points were: - Start of retirement - Birth of grandchildren - Moving house/downsizing - Injury - Bereavement - Season/weather
The Adviser. Australia No. 1:1445 Wednesday, February 27, 2019 – Page 33