The adviser 1304

INSIDE:

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SEWING SEEDS FOR CHILDREN TO READ

FINNY’S 3 DAY 1/2 PRICE SALE

GRIFFITHS GOODALL INSURANCE BROKERS EXPANSION

PAGE 4

PAGES 18-19

8 Page Feature

COMMUNITY CONNECT | page 6 Ultimate Home Living | pages16-17 Viatek Footy Tipping | page 34 Football Adviser with Matthew Chilcott | page 35

NETBALL SHOWDOWN Sport Adviser PAGE 33

PAGES 21-28

No 1:1304

Million dollar government support for farmers Is it enough to save our dairy industry?

WEDNESDAY MAY 25, 2016

ADVERTISING HOTLINE: 5832 8900

Plaza to undergo

$1.2M facelift

ON THE back of a visit to the region last week by Deputy Prime Minister, Barnaby Joyce, Premier, Daniel Andrews announced the government would be providing a $1.5M support package for communities affected by the recent dairy crisis.

Continued on page 29

MODERN DAY FACELIFT… The Shepparton Plaza, better known as the Safeway Plaza, is set to undergo a $1.2M facelift, which will make the precinct more user friendly and bring it into line with other, modern precincts across the city. Pictured, an artist impression of the completed façade. Image: Supplied.

35 year old shopping centre re-imagined

By David Lee AFTER 35 years, The Shepparton Plaza, better known as the Safeway Plaza is set to undergo a major, $1.2M facelift to help bring it into the present day, with the first of the three stage project to begin this week.

Melbourne design company, COAD88 was engaged to re-imagine the shopping centre and resolve issues associated with the usability, accessibility, traffic and ageing of the facility, with the modern design to include a refurbishment of all common areas and internal amenities, improved lighting conditions, a brand design for the external façade,

SAFEWAY PLAZA RE-DEVELOPMENT… The Shepparton Plaza as it is today.

Photo: Emma Hillier.

new entry off Rowe Street, an upgraded car park layout and improved Continued on page 14 access from Archer Street.

Page 2 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

NEWS

City loses one of its greats SHEPPARTON has lost one of the city’s greats with the passing of former Greater Shepparton City Council Mayor, Bruce Wilson on Saturday, May 14 at the age of 75.

Having been the youngest councillor to be elected to the council in 1970 and elected mayor in 1975, Mr Wilson became the inaugural Greater Shepparton City Council Mayor in 1997, after councils were amalgamated.

But it wasn’t just his contributions to local government that made Mr Wilson a well-known local identity, with the passionate community minded role model having been involved in various community groups including the Shepparton Central Rotary Club, as well as the Shepparton Heritage Centre and was the inaugural chair of the Greater Shepparton Heritage Advisory Committee.

He was also an instigator of Shepparton’s Carols by Candlelight event and was a familiar voice that could be heard on local radio station OneFM. Thanks to his contributions to the community, Mr Wilson was awarded the Medal of the Order of Australia in 2011.

Current Greater Shepparton Heritage Advisory Committee chair, Geoff Maynard said, “The invaluable and enduring contribution made by our inaugural chair, Bruce Wilson JP OAM is greatly appreciated by the committee. Bruce helped to structure and guide the committee in its early years, and chaired with both grace and efficiency.

“His knowledge of local government has been invaluable to the smooth operation of today’s committee.

“Bruce’s passion for history and heritage shone through all his work on the committee.”

Bruce’s wife, Elaine passed away in 2013. Bruce is survived by his daughter, Jenny, son, Neil and grandchildren, Brodie, Jordan, Adam and Angelina.

A LOCAL ICON… Bruce Wilson passed away recently at the age of 75.

Photo: Alicia Niglia.

Trees mapped as beginning of urban forest strategy EVERY street tree in the Shepparton, Mooroopna and Tatura areas are being mapped and recorded as part of the council’s Urban Forest Strategy, which, once completed, hopes to provide a greener, shadier city and improve the city’s screetscapes.

The tree audit, which will help council gain an accurate record of where trees are located, missing, damaged or nearing the end of their life, is set to provide a detailed plan of the municipality’s canopy cover to ensure there is appropriate species selection for the region and to replace those needing renewal.

Apology

Greater Shepparton City Council Director Infrastructure, Steve Bowmaker said the audit was the first step in developing the strategy.

“We need to know how our streetscapes are performing and where changes can be made in order to improve the long term liveability of our major towns.”

Mr Bowmaker said it is estimated Greater Shepparton has approximately 40,000 trees in streets, parks and open spaces with varied cover and an ageing tree population.

“The value of trees to the wellbeing of our community is not often thought about however trees in the right places reduce the

impact of heat on our streets and provide shade so it is more comfortable for people to walk or be active in hotter months,” Mr Bowmaker said.

“The strategy has commenced with Shepparton, Mooroopna and Tatura but may be rolled out to small towns in the future as part of the Community Plan process.

“The audit is expected to be completed by the end of June then a draft strategy will be developed in consultation with key stakeholders. The community will have the opportunity to provide feedback on the strategy.”

IN the story titled “New ‘touchpoint’ for businesses in Shepparton’s CBD” in The Adviser on Wednesday, May 18 Greater Shepparton City Council place manager, Tim Russell’s surname was spelled incorrectly. The Adviser would like to apologise for any inconveniences caused.

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 3

Page 4 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

NEWS

Getting the conversation started on men’s health MEN’S health seems to be an issue that is rarely spoken about, but a relatively new program run by Primary Care Connect (PCC), in conjunction with GV Health, is aiming to change that.

The free Ups and Downs of Men’s Health event will run at the GV Hotel on Wednesday, June 15 from 6pm to 9pm and aims to get the conversation started surrounding men’s health issues.

Men will have the opportunity to gain valuable information on all topics of men’s health through a range of information stalls including prostate care, diabetes, healthy eating, sexual health, tobacco, exercise, Aboriginal health checks, continence, keeping mentally healthy and drugs and alcohol.

Former Australian rules footballer, talented coach, motivator and communicator Stan Alves, will speak on his life experiences and men’s health issues.

PCC health promotion, Matilda Schubert said, “In 2015 PCC partnered with GV Health to kick off the first event as we identified that men’s health was not at the forefront in Shepparton. We thought we would create an event to raise awareness of men’s health.

“Statistics revealed that men do not talk about their health, so we wanted to do something to get the conversation started.

“Last year’s event saw 93 men and seven

CHANGING PERCEPTION OF MEN’S HEALTH… From left, Primary Care Connect manager systems quality and risk, Peter Lavryssen, CEO, Rebecca Lorains, therapeutic justice case manager, David Johns, health promotion worker, Matilda Schubert, manager clinical services, Kim Scott, manager refugee services, Tim Andrews and director corporate and clinical services, Trudie Reister. Photo: Emma Hillier.

women take part and we are hoping to build on those numbers.

“Local health service providers will be at the event to answer questions and provide take-away information for those who attend.

“There will also be the opportunity to anonymously submit health related questions and have them answered by a panel of health experts.”

For further information or to book your ticket, phone Matilda on 5823 3217.

‘Sewing’ seeds for children to read A GROUP of women from Kildonan UnitingCare’s Multicultural Sewing Group has provided a colourful boost to a local reading program, through the provision of home-made library bags.

Kildonan’ has partnered with the Greater Shepparton Best Start project to support ‘Story a Day,’ a book borrowing program which currently runs in a large number of kindergartens across Greater Shepparton.

Children are able to borrow books from the ‘kinder’ library to take home and share with their family. The program aims to encourage reading and sharing of stories in the home environment, further developing children’s early language and literacy skills.

W hen a number of kindergartens indicated they needed library bags for some of their children, Kildonan’s Multicultural Sewing Group jumped at the opportunity to be involved in a great community project.

K ildonan senior manager, Teresa Carney, who is also a member of the Greater Shepparton Early Years Language Workgroup, was pleased to help out.

“The group of approximately seven women meet on a weekly basis to learn to sew and also enjoy some social interaction and improve their English.

“The women come from both the community and GOTAFE and are kindly released from their GOTAFE English classes to participate and learn in a contextual

HAND-MADE WITH CARE… From front left, Multicultural Sewing Group volunteer, Shelly Hill, Marlee Huthmann, 4, Arthur Mawson Kindergarten leader, Sue McLean, Hasan Abdelhadi, 4, volunteer, Ibtisam Aljizani. Back from left, Kildonian United Care community guide, Zari and seamstresses Khan and Askari.

Photo: Emma Hillier.

environment.

“Over the past few weeks the group, which includes many women who have never sewn before, has been busy making 50 beautiful, bright and fun library bags for children to keep and carry their books to and from kinder,” Ms Carney said.

Arthur Mawson Kindergarten teacher, Sue McLean was extremely grateful to receive 30 of the bags for their kinder children.

“The donation of bags ensures every child can participate in the Story a Day program and have a beautiful library bag to keep.”

NEWS

First birthday celebrations AS one of regional Australia’s largest indoor entertainment venues, Fun City is going from strength to strength as they celebrate their first birthday in Shepparton.

“We’ve had over 4,000 kids attending 360 birthday parties in our first year in Shepparton,” Fun City co-owner, Darren Shaw said.

“We’ve also installed a new Kidz City Playground, along with 25 new amusement machines in the last six months. This brings the total to over 100.

Fun City also boasts new party options that include up to two hours in the party rooms, with new food menus and deals available.

“We’ve still got our great deal on the All Day Pass from 11am to 5pm weekends and school holidays, which includes two go-kart rides and unlimited activities.

“The cost is $55 for non-members, $49 for members, and $39 for the activities only.”

You can pick up an All Night Pass on Friday and Saturday nights from 5pm to 11pm for the same price, or have two go-kart rides for $30.

Why not bring your staff, team, or group of friends down on Wednesdays for a Pizza and Laser Tag night from 6pm to 9pm?

The cost is only $20.

Or, if go-karts are your passion, you can have unlimited rides from 5pm to 9pm on Thursday nights.

“With the success of our Sunshine venue and now Shepparton, planning for another Fun City in Wodonga is well underway,” Darren said.

To help celebrate their first birthday, head down to Fun City at Riverside Plaza, Melbourne Road, Kialla or phone 5823 1224.

NEW FUN AT FUN CITY… Fun City owner, Angie Shaw is excited about the new addition to Kidz City. Photo: Emma Hillier.

Final deals on beautiful rugs ANTIQUE Oriental Rugs owner, Solomon Sevinc is having his last ever rug sale in Shepparton, with everything at or below cost.

“After 40 years in the business, I am clearing out my last stock,” Solomon said, “which means absolutely everything must go.”

Here is your opportunity to invest in the finest quality Persian and Oriental rugs at unprecedented prices.

“We have a 1 million knots per square metre, 3x4 metre rug, down from $2,500 to $1,150. You can barely import this rug into the country for that amount, due to the weight of such a precise quality woven item.”

The Antique Oriental Rugs shop is also selling runners, originally priced at $650 down to $195, and 2x3 metre rugs from $1,400

down to $650. There is also a beautiful, handmade Iranian Bijar, marked down to a third of its original price.

Solomon’s rugs are imbued with the most vibrant colours and exquisite designs in craftsmanship, which ultimately represents a lifetime investment in your home.

Solomon said, “Every piece is unique, so why cover your floor the ordinary way when it is so much more rewarding to invest in a genuine quality piece of art.

“A fine rug, like fine jewellery, can actually increase in value over the years.”

I f you’re looking for an exquisite, handcrafted rug at an unbeatable price, then step inside The Antique Oriental Rugs store at 253 Wyndham Street, Shepparton (opposite

FINEST RUGS ON SALE… Antique Oriental Rugs owner, Solomon Sevinc is having his last ever rug sale. Photo: Emma Hillier.

The Vic Hotel). The store will be closing permanently on Tuesday, May 31.

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 5

Page 6 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

EVENTS

COMMUNITY CONNECT For more information on how to register for your Community Connect listing contact The Adviser via email at classifieds@sheppartonadviser.com.au Please note listings are to be 55 words or less.

UPCOMING THE MARKET FESTIVAL will run on Saturday, May 28 from 11am to 4pm at Lagozzino’s Top Pup in Tatura with all site fees and donations on the day being donated to charity. For further information or to book a site, phone Jenny on 5824 1600 in the evenings, or email 1TopPub@gmail.com ARCADIA CFA SUNDAY MARKET will be held on Sunday, May 29 from 9am to 1pm at Arcadia Recreation Reserve, Arcadia Road just off the GV Freeway. Stalls include clothing, collectables, plants, bric-a-brac, books and more. CFA gold coin donation, yummy bacon and egg breakfast rolls.

A RECONCILIATION WEEK MORNING TEA will be held at Mooroopna Library, Morrell Street, Mooroopna on Thursday, June 2 at 10am. The theme will be our history, our story, our future. A talk will he held by Elder, Kella Robinson and conversation with a ‘cuppa’ and muffins. To RSVP or for further information, email respect@mcmedia.com.au or phone 5825 4858.

TATURA BLUE LIGHT DISCO will run on Friday, June 3 at 6:30pm to 9:30pm. Cost is $7 for primary aged children (6 to 13) at Tatura Victory Hall, Hogan Street, Tatura.

For further information, contact Sgt. Darryl Phillips on 5824 3099 or contact Hollie Purton via the Tatura Bluelight Facebook page.

TRIALLING SATURDAY AFTERNOON GOLF CROQUET is for those unable to play Golf Croquet during the week. Saturday afternoon play will commence on the first Saturday in June (June 4) from 1pm to 3pm and every Saturday from thereon. A great game to learn for both males and females.

NEIGHBOURHOOD WATCH GREATER SHEPPARTON PSA MEETING will be held on Tuesday, June 7 at 7:30pm at the Shepparton Police Station, Welsford Street, Shepparton. Residents from all towns and areas of Greater Shepparton are invited. For further information, contact Cathie on 0434 343 327.

Feel beautiful with Gloss FOR new Gloss 127 Beauty Boutique owner, Courtney Fahey, it’s all about pampering her clients and helping them feel beautiful.

“I have a passion for skincare and love to see people becoming more radiant over time,” Courtney said.

“To start this process, we are stockists of some of the best products on the market, including Napoleon Perdis, Bioline Jato, Heliabrine, Summer Tan, CND Shellac and Eleenbana.

“Then, as well as the regular beauty salon services, we’ve introduced some new treatments, such as bio peeling, which is a deep penetrating herbal peel treatment.

“There is 0 percent acid in this product and it’s 100 percent natural. It’s perfect for anti-aging, pigmentation, sensitive or acne skins.

“Our Summer Tan Rapid product, which is useful as we approach the winter months, gives the option to wash off within one to three hours. It can also be left on longer to achieve darker results and lasts around five days.

For a truly luxurious experience, why not try the new, one-hour Body Renew full body exfoliation, with moisture oil applied?

PAMPERING BEAUTY… Gloss 127 Beauty Boutique owner, Courtney Fahey pampers her clients to help make them feel beautifull. Photo: Emma Hillier.

Additionally, for the month of May, Gloss 127’ is offering a one-hour relaxation massage and mini-facial at only $100.

Opening hours are Tuesday to Saturday, with late night trading on Tuesdays and Thursdays.

To take advantage of the massage special, or to experience the extensive range of services on offer, visit Gloss 127 Beauty Boutique at Shop 6, 127 Fryers Street, Shepparton or phone 0438 278 456.

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 7

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NEWS

Orchids on show A FESTIVAL to delight the senses is expected to draw a crowd of several hundred people this weekend, when the Goulburn Valley Orchid Club hosts their annual Autumn Festival of Orchids at Kialla Paceway.

This colourful festival boasts displays of hundreds of species of orchids.

Marvel at the elegant, the delicate and the often fragrant blooms, admire the beautifully presented floral arrangements and take the time to attend an orchid potting demonstration or listen to expert speakers who will share their knowledge and advice.

Goulburn Valley Orchid Club president, Chris Ibbotson said, “Even if you are not an orchid enthusiast, you are welcome to come along and have a wander through the orchids, admiring the sheer beauty and elegance of these plants. They truly are breathtaking.”

There will also be a large variety of orchids for sale from commercial growers, as well as orchid accessories, stakes and orchid potting mixes.

The festival will take place on Saturday,

FLORAL FESTIVAL… Goulburn Valley Orchid Club president, Chris Ibbotson. Photo: Emma Hillier.

May 28 from 9am to 4pm and Sunday, May 29 from 10am to 4pm.

Morning tea, afternoon tea and a light lunch will be available for purchase across the weekend. Entry is just $5 per person and children are welcome free of charge.

Visit the Goulburn Valley Orchid Club’s Autumn Festival of Orchids at Kialla Paceway, Goulburn Valley Highway, Kialla or for more information, contact Chris Ibbotson on 0417 923 847.

Turaton and Oxalis launch in Stanhope BEFORE an attentive audience in Stanhope on Sunday, May 15, the Turaton Music Company and the Oxalis Wind Quintet performed a versatile combination of classical and modern music.

Attendee, Bob Holschier said, “The performance, which was very different to recent concerts by the choir, was made all the more interesting with the very successful combining of the choir and the wind quintet.”

“The choir performed a number of songs, including a medley from West Side Story, whilst the wind quintet performed Beethoven’s 5th Bossa Nova, together with other renditions of classical and modern music.”

“The highlight of the afternoon for the Stanhope audience, was the performance of Four Hebridean Songs, by local artist Donald Campbell, accompanied by the Oxalis Wind Quintet.”

“The entire concert was extremely professional, as they have always been in past years. The addition of the Oxalis Wind Quintet just added to the finesse of this wonderful group of music-loving volunteers, which was thoroughly enjoyed by the

A MUSICAL EXPERIENCE… From left, the Oxalis Winds Quintet French hornist, Steven Sargent, bassoonist, Julie Holmes, clarinetist, Marla Swift, oboist, Eric Andersen and flautist, Sandy Sexton will continue to wow audiences with their remaining performances at Victory Hall, Hogan Street, Tatura on Saturday, May 28 at 2pm, and The Carrington on Sunday, May 29 at 2pm. Photo: Supplied.

Stanhope audience.”

The concert will continue to wow audiences with remaining performances at Victory Hall, Hogan Street, Tatura on Saturday, May 28 at 2pm, and The Carrington on Sunday, May 29 at 2pm. Tickets are $20. For further information, phone 5824 1547 or visit www. turaton.org.au

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 9

NEWS

Fruit and beyond WINTERSUN Fruit is no ordinary fruit shop.

When it comes to fruit and veg, Michelle and husband, Brad are all about affordable, local quality and freshness first.

“Much of our produce is sourced locally, with apples, pears, stone fruit and seasonal vegetables from our own orchards. At the moment we have pink lady apples for $2/ kg. We stock a select line of organic vegies as well.

There is a 5 percent discount on fruit and veg from Monday through to Wednesday to make it even easier to save money on already cheap prices.

For your convenience, Wintersun Fruit provides freshly diced soup mixes, fruit salads, stir-fry and roast veg packs, coleslaw and tossed salads.

“We welcome orders for fruit and veg boxes and supply restaurants, schools and retirement villages with all their fruit and vegetable needs. Staff fruit boxes are also popular and are delivered fresh daily Monday to Friday.”

As a one-stop service, Wintersun’ provides a great range of many of the other grocery

AFFORDABLE, LOCAL AND FRESH… From left, the Wintersun Fruit team, grocery manager, Lisa Hooker, fruit and veg manager, Anthony Gagliardi, owner, Michelle Smith, fruit and veg assistant, Andrew Wheaton and fruit and veg manager, Marian Collier are all about affordable, local quality and freshness first.

Photo: Emma Hillier.

and household items you’ll need for the week.

“We stock Bunbartha Beef grass fed beef, organic pork, chicken and lamb and have gluten free breads, paleo and organic produce as well.

“In our grocery range, we have organic foods, jams, nuts, mueslies, baking goods, Kewstoke olive oil, RichGlen salad dressings, spices, pastas and sauces, along with Bendigo honey.”

Open seven days, this 100 percent locally owned wholefoods store, is convenient to access with free parking at the front and rear of Shepparton Market next to the Overlander Hotel on Benalla Road Shepparton.

For a special treat, why not come down for a taste testing of coffee and other products in-store this weekend at Wintersun Fruit at the Shepparton Market. Phone 0402 687 680 or email market@wintersunfruit.com

Saving businesses money W I T H it s ex p a n sion i nto I T a nd telecommunications, these days Viatek is much more than just a printing company.

Viatek sales manager, Craig McInnes is keen to discuss Viatek’s growing presence in the region.

“We’re really a one-stop shop for businesses of any size, working to streamline operations through technology,” Craig said.

New team members, James and Bevan could not agree more, regarding the value Viatek brings to businesses.

“My job is to deliver specialised software, developed by Viatek, which streamlines common business work flows from 10 to 15 steps down to two or three,” Viatek software specialist, James Lawrence said.

Account manager, Bevan Hall, who works with the hardware component of Viatek’s services said, “I go into businesses and analyse where their printing expenditure is going, working out the best way to save them time

Page 10 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

MORE THAN PRINTING SOLUTIONS… From left, Viatek sales manager, Craig McInnes, account manager, Bevan Hall, software specialist, James Lawrence and service technician, Jay Ferguson. Photo: Emma Hillier.

and money.

“And let’s face it, in this day and age, time is money!”

Working with industries as diverse as education, law, transport, accounting, real estate and transport, Viatek has the expertise to make all processes of your business run more smoothly.

“We are also known for our exceptional service,” Craig said, “with customers

frequently commenting on our quick response time in servicing photocopiers and printers.”

If your business is in need of a technological solution, drop in to Viatek at 193B Corio Street, Shepparton or phone 1300 654 695 to see what James or Bevan can do for you.

At Viatek, we unleash the power of technology to make it easier for our customers to do business.

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 11

Vaughan Central

For all your family’s weekly essentials

Enjoy fresh meat, fruits, chicken, vegetables, fresh seafood, factory sales, breads, hams, cheeses, condiments and cakes.

Page 12 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 13

Page 14 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

NEWS

PLAZA RE-IMAGINED… An artist impression of the Archer Street entrance to the new Shepparton Plaza. Image: Supplied.

Plaza to undergo $1.2M facelift continued from front page

THE plaza will also feature new stores, one being a new beauty room, a larger pharmacy with dual frontage and possibly some major chain store upgrades. Currently some opportunities are available for new tenants who wish to be part of the new experience.

After months of thorough research and design concepts, the whole process will be broken down into three stages, with the first to be the construction of a new access on Rowe Street and amenities block and will be undertaken by A&S Villani Building Contractor Pty Ltd. The other two stages, which involve the redesign of the internal common areas, the external façade and car park, will be completed by the end of the year.

Owners Corporation managing agent, Alan Rossignoli said, “Being 35 years old this year we have felt that the plaza has been left behind.

“We are looking to redevelop the plaza so that it comes in line with similar shopping precincts in Shepparton, notably the Vaughan Street complex and Riverside Plaza.”

The creative mind behind the new design, Zig Stelmach of COAD88 said, “We are looking to create a vibrant space where members of the public and families can enjoy greater usability.

“Internally, the space will be very bright and lively, while the external is aimed at creating an integrated and attractive experience.”

Shepparton Plaza management member, Mark Rando said, “This is an ideal location for people to stop off on their way home and on arrival in the city centre.

“We are excited for new members to join our team with the new business opportunities that this development represents.”

Some short term disruptions are to be expected.

Vietnam A TOUR OF

MARKET FRESH… Life goes on in Vietnam’s colourful markets, two ladies discussing daily life on the streets of Saigon.

PEAK HOUR… The traffic is like no other, in peak hour masses of commuters take to the roads by the thousands.

WE have just sailed into Phu My, the port that services Ho Chi Minh City or as the locals still call it Saigon.

There was a long and protracted war between North and South Vietnam, what is also called the American War, which all came to an end in 1975 when the National Liberation Front (North Vietnam) rolled into Saigon in their tanks and took over the President’s Palace.

As the tanks crashed through the front gates of the palace, American helicopters took off from the roof signalling the end of the war.

The Americans had turned Saigon into a bustling city with a huge nightlife and it still goes on today.

With a population of over 9 million, Saigon caters for everything from its central Ben

Thanh market, full of copy tee shirts and watches and everything else in between, to a sophisticated nightlife full of clubs and more it has it all.

Must sees are the Reunification Palace, Notre Dame Cathedral, Central Post Office designed by Gustave Eiffel, who also did the tower in Paris and the Chu Chi Tunnels, which is where the Viet Cong had an underground network with hospitals and accommodation for troops so as they could hide during the war. The hand dug tunnels would just fit a small Vietnamese but not the much bigger allies.

A warning though. If you visit the Museum of Chinese and American War Crimes, expect a far different story of war than what we see in the West. The hundreds of graphic photos of the destruction of war tell a horrific story from the communist view point.

Saigon is a great city to visit with its wide streets. A hangover from its French Colonial influence, which still lives on today, is its freshly baked bread and croissants for sale on the streets together with the Vietnamese love of coffee.

Armed with our purchases and experiences, we return to our ship to head further down the coast.

It’s early morning as you arrive to what many call the Mediterranean of Vietnam, the port of Nha Trang. The crystal clear, blue water of the bay is a buzz with little fishing and tourist craft busily plying their trade.

Overhead are seven huge towers crossing the harbour where a cable car carries visitors to Pearl Island, a blossoming tourist attraction with an aquarium and much more.

Nha Trang has a temperate climate and over the years has attracted new residents from many parts of the world.

Its long white sand beaches and turquoise sea make this resort town a great place to spend some time. The shopping is good, and there is a range of options from simple markets to five star shopping. The town’s history dates back to the Champa Kingdom

wi t h Geoff Vallance

13 centuries ago, and it still offers the spectacular view of the Cham Tower complex, which is still used by locals as a religious site today.

Vietnam is the land of the motorbike. It often seems there are more motorbikes than people.

In the cities it can be daunting to face a wall of motorbikes coming towards you as you cross the wide roads. The idea is that you just step off the curb and keep walking at a steady pace and all going well the motorbikes will go around you.

Out in the countryside every so often you will see a wayside stop with refreshments and shade on offer and a number of hammocks. It has become the custom that weary motorbike riders, after 50km or so, will pull over, buy a drink and lie in a hammock for a while before resuming their journey.

Maybe we could do something similar for country motorists in Australia. Just think of it, a Big Mac and a good lie down.

Our journey in Vietnam continues as we call into the port of Da Nang, a big city highlighted with a 67m tall statue of the Goddess of Mercy overlooking the waters of the South China Sea. The white sandy beach runs for kilometres and was known by the American soldiers as China Beach. It’s where they spent much of their ‘R&R’ during the Vietnam War. The government no longer likes any reference to China so they have renamed it My Khe Beach, but to me it will always be China Beach.

Da Nang is home to the museum of ancient stone statues from the Charm Civilisation. It’s an incredible record of the Champa era that ruled the area for 2,000 years. Not Buddhist but Hindu.

It’s from Da Nang you make your way to Hoi An. Hoi An is a fascinating ancient city with its incredible old section. Today it’s the city of tailors where you can have anything made in just one day.

You can also travel from Da Nang to Hue, which was once Vietnam’s Imperial City. The

huge citadel there bears testament to the greatness of a people whose architecture would have rivalled the great buildings of the world.

As we re-board our ship we set sail for one of the jewels in the crown of Vietnam, Halong Bay, but more on that when we arrive.

Until next time, Safe Travel’n, Geoff Vallance

BUILT TO LAST… The Cham civilisation ruled for 2000 years from the 13th century, they were Hindu and built magnificent towers still used today.

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 15

ultimate

home living

Save $25,000

on your brand new home

A LIFESTYLE LIKE NO OTHER… Gateway Lifestyle Benalla has four new display homes

and is currently looking for the homes’ new owners to take advantage of moving into the over 50s lifestyle community. Photo: Supplied.

ARE you ready to begin an exciting new lifestyle? Gateway Lifestyle Benalla, an over 50s community, currently has four stunning, new display homes ready to go, just waiting for their new owners.

“If you purchase any of them and settle before 30 June, 2016 we’ll knock a whopping $25,000* off the purchase price! Plus upon settlement we’ll enter you into our monthly draw to win $20,000*,” Gateway Lifestyle head of sales and marketing, Tonia Ivanni said. *Conditions apply.

“Our residents are people just like you. They are couples and singles eagerly freeing themselves of the burden of high maintenance family homes and embracing community living.”

Gateway Lifestyle Benalla currently has new and display homes available for sale from as little as $190,000.

To visit the open home, see Cheryl and the team on Friday, June 3, 2016 from 10am to 2pm.

Find out more by calling 1300 361 311 or visit www.gatewaylifestyle.com.au

Building a new home CHOOSING to build a home rather than purchase an existing home, holds many benefits for the home owner, the most obvious of these being the opportunity to pre-plan and choose exactly what you need included in your home.

First home buyers incentives

As young people find it increasingly difficult to gain a foothold in the housing market, subsidised entry into the housing market by incentives from the government gives first home buyers a heightened ability to afford their first home.

Design flexibility

There are many great off the plan homes that can be built, but still give you the chance to put your touches to the home, by choosing the colour scheme, fixtures and fittings.

A huge benefit is being able to decide exactly where you want the power points to be positioned. If an off-the-plan design is not for you, custom designs can be worked through with a designer to suit your lifestyle and budget, putting you in control of exactly how your home is built.

Innovation

As technology progresses at startling rates, you can ensure that the latest ‘mod cons’ are built into your home. Smart wiring, the latest water and energy saving products as well as home automation.

Home safety

The safety of new homes also improves each year, new laws introduced have made it is mandatory for all newly built homes to have smoke alarms hard wired into the home. This provides a more reliable source of power than battery powered alarms.

Fire retardant materials are also used in new housing to help stop the spread of fire to neighbouring properties. There are also strict regulations on window heights (to prevent accidental falls). Building security is also important, deadlocks should be fitted on doors and locks on windows. A security system can also be wired in at the time of construction

Running costs

With all the new building methods and products being used in new housing, the operational costs compared to older homes are increased. Water saving, energy efficient lighting, use of solar positioning to help cool in summer and warm in winter all contribute to lowering your bills.

2

1

Kittles Rd

Shepparton Display Home Directory N 2

Page 16 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

1 Th e Bo ul ev ar d

ultimate

home living

Family values for a family business FOR the past 23 years, Colin and Sue Mintern have been your local Hotondo Homes builders.

During this time, they have built almost 300 quality homes, acquired expert knowledge on their local area, and provided out-of-hours service to their clients.

“We are a family business so family values are extremely important to us,” Colin said.

“We are all about being flexible, so we can also come to you for appointments too.”

Hotondo Homes provide designs, which can be altered to suit an individual’s budget, family or living requirements. With completely flexible floor plans and a huge range of product selections for clients to choose from, new home buyers can really make a home their own.

“We like to arrange it so one consultant works with a client from choosing land and home designs right through to handover, to make the process smoother and simpler,” Colin said.

To help provide clients with further inspiration, Hotondo Homes’ new Eureka 307 display home is now open.

Catalogue out Now!

Offer valid Wed 11 May - Sun 29 May 2016

QUALITY HOMES…

Hotondo Homes Shepparton franchisees, Colin and Sue Mintern at the brand new display home, the Eureka 307, on Canterbury Avenue in Shepparton.

Photo: Emma Hillier.

Featuring four bedrooms, two bathrooms and a double garage, the Eureka is a perfect family home.

From townhouses to dual occupancies, single to double storeys, Hotondo Homes Shepparton has you covered. With free, no obligation site inspections, quality local trades and suppliers

and over 90 different floor plans to work with, Hotondo Homes can help you build your dream home today.

Contact Hotondo Homes Shepparton on 5831 2250 or visit their new display home at 82 Canterbury Avenue, Shepparton.

Visit spotlight.com.au for more information, call 5821 7799 or visit 175 Benalla Rd, Shepparton

BIG SAVINGS! HURRY, LIMITED TIME ONLY!

See our ad on page 13 in this edition of The Adviser

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 17

Page 18 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

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The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 19

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Towels

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3

TV Guide - WEDNESDAY MAY 25 TO TUESDAY MAY 31, 2016 seriously ten

Wednesday

6.00 Antiques Roadshow 7.00 ABC News 7.30 7.30 8.00 QI 8.30 Shaun Micallef's MAD AS HELL 9.00 Comedy Showroom 9.30 Would I Lie To You? 10.00 Comedy Up Late 10.30 Lateline 11.05 The Business 11.20 Four Corners 12.05 Media Watch 12.25 Next Stop Hollywood

5.30 Today 9.00 Today Extra 11.30 Nine News 12.00 Win's All Australian News 1.00 The Ellen DeGeneres Show 2.00 Extra 2.30 Alive And Cooking 3.00 Nine News 5.30 Millionaire Hot Seat 6.00 Nine News 7.00 Win News 7.30 David

Attenborough’s The Hunt 8.40 Movie: Four Weddings & A Funeral: Hugh Grant 11.05 The Footy Show (NRL) 1.00 Win's All Australian News 2.00 A Current Affair 2.30 Anger Management 3.00 Extra 3.30 GMA 5.00 Nine News

5.30 Sunrise 9.00 The Morning Show 11.30 Seven News 12.00 Movie: Witch Hunt 2.00 The Daily Edition 3.00 The Chase 4.00 Seven News 5.00 The Chase Australia 6.00 Seven News 7.00 Home And Away: A bombshell is dropped when Leah and VJ learn about Billie’s pregnancy.

7.30 House Rules: The

walls are finally up in Rose and Rob’s tiny home, and it is now down to styling and perfected finishes.

8.45 Criminal Minds: The BAU helps Rossi’s daughter investigate the disappearance of a college student.

10.45 Blindspot 11.45 Marvel's Agents Of S.H.I.E.L.D 1.00 Home Shopping

6.00 ET 6.30 The Home Team 7.00 Ben's Menu 7.30 Bold & Beautiful 8.00 Family Feud 8.30 Studio 10 11.00 The Talk 12.00 Dr. Phil 1.00 Masterchef Australia 2.10 ET 2.40 Good Chef Bad Chef 3.10 Judge Judy 3.40 Ben's Menu 4.00 Everyday Gourmet

4.30 Bold & Beautiful 5.00 Ten News 6.00 Family Feud: Presented by Grant Denyer 6.30 The Project 7.30 Masterchef Australia 8.40 Shark Tank 9.40 Madam Secretary 10.40 Hawaii Five-O 11.40 The Project 12.40 The Late Show 1.30 Home Shopping 4.00 Life Today

5.00 World Watch 1.00 PBS Newshour 2.00 Trespassing Bergman: 1711 Videos 2.50 SBS Flashback 3.00 Dateline 3.30 Insight 4.30 21st Century Railway 5.00 Cycling: Giro d’Italia: Highlights 5.30 Letters And Numbers 6.00 Food Safari 6.30 World News

7.30 Armada: 12 Days To Save England 8.40 24 Hours In Emergency 9.35 Bosch 10.30 World News 11.00 Cycling: Giro d'Italia 2.00 Movie: Once Upon A Time In Rio (Brazil): Cyria Coentro 4.10 Food Lovers' Guide To Australia 4.45 Necrolovers

Thursday

6.00 ABC News Breakfast 9.00 ABC News Mornings 10.00 Australian Story 10.30 Australia Votes 11.30 Eggheads 12.00 ABC News 1.00 Serangoon Road 1.55 Antiques Roadshow 2.55 The Cook And The Chef 3.20 The Bill 4.10 Murder, She Wrote 5.00 ABC News 5.30 The Drum

6.00 Antiques Roadshow 7.00 ABC News 7.30 7.30 8.00 Kitchen Cabinet 8.30 Rake 9.30 Utopia 10.00 Upper Middle Bogan 10.30 Lateline 11.00 The Business 11.15 Foreign Correspondent 11.45 Making Couples Happy

5.30 Today 9.00 Today Extra 11.30 Nine News 12.00 Win's All Australian News 1.00 The Ellen DeGeneres Show 2.00 Extra 2.30 Alive And Cooking 3.00 Nine News 5.30 Millionaire Hot Seat 6.00 Nine News 7.00 A Current Affair 7.30 RBT

8.30 The Footy Show (AFL) 10.30 World's Funniest Videos Top 10 Countdown 11.30 Extra 12.00 Win's All Australian News 1.00 A Current Affair 1.30 Westside 2.30 Impractical Jokers 3.00 Extra 3.30 GMA 5.00 Nine News

5.30 Sunrise 9.00 The Morning Show 11.30 Seven News 12.00 Movie: Surrender, Dorothy 2.00 The Daily Edition 3.00 The Chase 4.00 Seven News 5.00 The Chase Australia 6.00 Seven News 7.00 Home And Away: Maddy makes a decision about the future. Roo deals with Tanya’s

lawsuit. Skye follows her heart.

8.00 Highway Patrol 9.99 Big Bang Theory 9.30 Movie: Knocked Up: Katherine Heigl, Seth Rogan, Paul Rudd, Alan Tudyk, Charlyne Yi, Iris Apatow, Harold Ramis, Jason Segel, Jay Baruchel, Kristen Wiig, Joanna Kerns, Jonah Hill, 12.10 Grey's Anatomy 1.00 Home Shopping

6.00 ET 6.30 The Home Team 7.00 Ben's Menu 7.30 Bold & Beautiful 8.00 Family Feud 8.30 Studio 10 11.00 The Talk 12.00 Dr. Phil 1.00 Masterchef Australia 2.10 ET 2.40 Good Chef Bad Chef 3.10 Judge Judy 3.40 Ben's Menu 4.00 Everyday Gourmet

4.30 Bold & Beautiful 5.00 Ten News 6.00 Family Feud: Presented by Grant Denyer 6.30 The Project 7.30 Masterchef Australia 9.40 Gogglebox 10.40 Blue Bloods 11.30 The Project 12.30 The Late Show 1.30 Home Shopping 4.00 Life Today 4.30 CBS: This Morning

5.00 World Watch 1.00 PBS Newshour 2.00 Creative Minds 2.45 SBS Flashback 2.55 Bazaar 3.25 Murundak: Songs Of Freedom 5.00 Cycling: Giro d’Italia: Highlights 5.30 Letters And Numbers 6.00 Food Safari: Maeve O'Meara ventures into the

colourful and spicy world of Indian food.

6.30 World News 7.30 noma australia 8.00 Gourmet Farmer 8.30 Poh & Co. 9.00 Made In Italy With Silvia Colloca 9.30 Follow The Money 10.35 World News 11.05 Cycling: Giro d'Italia 2.00 Mythbusters 3.55 Wildest Islands

Friday

6.00 ABC News Breakfast 9.00 ABC News Mornings 10.00 One Plus One 10.30 Catalyst 11.00 Wild Life At The Zoo 11.30 Eggheads 12.00 ABC News 12.30 National Press Club: Treasurer’s Debate 1.45 Antiques Roadshow 2.45 Kitchen Cabinet 3.20 The Bill 4.10 Murder, She Wrote

5.00 ABC News 5.30 The Drum 5.55 Antiques Roadshow 7.00 ABC News 7.30 7.30 8.00 Tony Robinson's Time Walks 8.30 Silent Witness 9.30 Scott & Bailey 10.20 Lateline 10.50 The Business 11.05 Adam Hills: The Last Leg 11.55 rage

5.30 Today 9.00 Today Extra 11.30 Nine News 12.00 Win's All Australian News 1.00 The Ellen DeGeneres Show 2.00 Extra 2.30 Alive And Cooking: Presented By James Reeson 3.00 Nine News 5.30 Millionaire Hot Seat 6.00 Nine News

7.00 Win News 7.30 Postcards 8.30 Movie: Music & Lyrics: Drew Barrymore, Hugh Grant, Brad Garret 10.40 Movie: Frankie And Johnny: Al Pacino, Michelle Pfeiffer 1.05 Win's All Australian News 2.05 A Current Affair 2.35 The Last Ship 3.30 Anger Management 4.00 Extra

5.30 Sunrise 9.00 The Morning Show 11.30 Seven News 12.00 Movie: Sam Churchill: Search For A Homeless Man: Alex Rocco, John Schneider, Robin Lively, Rudy Ramos, David Brainard, Stephanie Logan, Del Zamora 2.00 The Daily Edition 3.00 The Chase 4.00 Seven News

5.00 The Chase Australia 6.00 Seven News 7.00 Better Homes And Gardens: 7.30 AFL: Sydney v North Melbourne 11.00 Friday Front Bar: Presented by Mick Molloy 11.30 Olympians - Off The Record 12.00 Desperate Housewives 1.00 Home Shopping

6.00 ET 6.30 The Home Team 7.00 Ben's Menu 7.30 Bold & Beautiful 8.00 Family Feud 8.30 Studio 10 11.00 The Talk 12.00 Dr. Phil 1.00 Masterchef Australia 3.10 Judge Judy 3.40 Ben's Menu 4.00 Everyday Gourmet 4.30 Bold & Beautiful 5.00 Ten News

6.00 Family Feud 6.30 The Project 7.30 The Living Room: Amanda meets up with Nigella Lawson for 'carpool cooking'.

8.30 The Graham Norton Show 9.30 Have You Been Paying Attention?

10.30 Shark Tank 11.30 The Project 12.30 The Late Show 1.30 Home Shopping

5.00 World Watch 1.00 PBS Newshour 2.00 Lily Cole's Art Matters 2.50 SBS Flashback 3.00 The Point Review 3.30 Auschwitz On My Mind 3.50 Who Do They Think They Are? 5.00 Cycling: Giro d’Italia: Highlights 5.30 Letters And Numbers

6.00 Food Safari 6.30 World News 7.30 Blood And Gold: The Making Of Spain 8.30 Birth Of Empire: The East India Company 9.35 Rise Of The Machines 10.30 World News 11.00 Cycling: Giro d'Italia 2.00 Britain In A Day 3.40 Food Factory: Supersized

Saturday

6.00 rage 11.30 Reality Check 12.05 Hanging With Hoges 1.05 Scott & Bailey 2.10 Antiques Roadshow 3.10 Tony Robinson's Time Walks 3.40 Animal Super Senses 4.30 Landline 5.00 Midsomer Murders 6.30 Gardening Australia 7.00 ABC News 7.30 Father Brown: As

Father Brown and Mrs McCarthy search for mushrooms they stumble upon a road accident where a motorcyclist has been decapitated.

8.20 Indian Summers 9.10 The Doctor Blake Mysteries 10.05 Rake 11.05 Comedy Showroom 11.35 rage

6.00 Children's Programs 7.00 Weekend Today 10.00 Today Extra Saturday 12.00 The Investment Series 12.30 Hot In Cleveland 1.00 Wild Life Of Tim Faulkner 1.30 Fishing Australia 2.00 Movie: Dear God 4.20 Love Shack 5.00 Nine News 5.30 Getaway

6.00 Nine News 7.00 The Voice 10.00 Movie: Love & Other Drugs: Jake Gyllenhaal 12.20 Movie: Risky Business: Tom Cruise 2.10 Movie: The Last Dance: Julia Blake 4.00 Anger Management 4.30 Extra 5.00 The Middle 5.30 Skippy - The Bush Kangaroo

6.00 Home Shopping 7.00 Weekend Sunrise 10.00 The Morning Show – Weekend 12.00 Road to Rio 12.30 Olympians - Off The Record 1.00 Border Security Australia's Front Line 1.30 Footy Flashbacks Details to be advised.

3.00 AFL: Brisbane v Hawthorn 6.00 Seven News

6.30 AFL: Essendon v Richmond 10.30 Movie: Moneyball: Brad Pitt, Chris Pratt, Jonah Hill, Philip Seymour Hoffman, Robin Wright 1.10 Desperate Housewives: Orson makes it his duty to nurse Bree back to health. Mrs. McClusky throws Roy out of the house.

2.00 Home Shopping

6.00 Fishing Edge 6.30 The Home Team 7.00 I Fish 8.00 Family Feud 8.30 Studio 10: Saturday 11.00 The Living Room 12.00 All 4 Adventure 1.00 Healthy Homes Australia 1.30 The Doctors 2.30 Good Chef Bad Chef 3.00 The Renovation King 3.30 Everyday Gourmet

4.00 What's Up Down Under 4.30 Escape Fishing With ET 5.00 Ten News 6.00 Modern Family 6.30 Movie: Ice Age: Dawn Of The Dinosaurs: Ray Romano 8.30 Movie: Dawn Of The Planet Of The Apes 11.15 Not Announced 1.00 Home Shopping 5.00 Hour Of Power

5.00 World Watch 1.00 PBS Newshour 2.00 FEI Equestrian Jumping World Cup 3.00 Who Do You Think You Are? 4.05 Monster Moves 5.00 Cycling: Giro d’Italia: Highlights: Presented by Michael Tomalaris and Henk Vogels 5.30 DNA Nation 6.30 World News 7.30 Who Do You Think

You Are? 8.30 RocKwiz Salutes The Legends 9.30 Movie: Quartet (The UK): Maggie Smith, Billy Connolly 11.15 Cycling: Giro d'Italia: Presented by Michael Tomalaris and Henk Vogels 2.00 Inspector Rex 4.00 SBS Flashback 4.15 UEFA Champions League

Sunday

7.00 Weekend Breakfast 9.00 Insiders 10.00 Offsiders 10.30 Australia Wide 11.00 The World This Week 11.30 Songs Of Praise 12.00 Landline 1.00 Gardening Australia 1.30 The Mix 2.00 Cast From The Storm 3.00 Seasons 3.20 The Book Club 3.50 Australian Story

4.20 David Attenborough's Kingdom Of Plants 5.15 Father Brown 6.00 Surfing The Menu: The Next Generation 6.30 Compass 7.00 ABC News Sunday 7.40 Grand Designs 8.30 Midsomer Murders 10.00 Shaun Micallef's MAD AS HELL 10.30 Hiding 11.30 Whitechapel

6.00 Children's Programs 7.00 Weekend Today 10.00 Wide World Of Sports 11.00 The Sunday Footy Show (AFL) 12.30 Future Stars 1.30 Subaru Full Cycle 2.00 8 Days In The Desert 3.00 Movie: Clifford 5.00 Nine News 5.30 Postcards 6.00 Nine News

7.00 The Voice 8.40 60 Minutes 9.40 Inside The World's Toughest Prisons 10.40 Kids Behind Bars 11.40 Major Crimes 12.35 Step Dave 1.30 Anger Management 2.00 What Would You Do? 3.00 20/20 4.00 GMA - Sunday 5.00 Nine News 5.30 Today

6.00 Home Shopping 7.00 Weekend Sunrise 10.00 AFL Game Day 11.30 The Amazing Race 1.30 Air Crash INvestigations 2.30 AFL: Collingwood v Western Bulldogs 6.00 Seven News 7.00 House Rules: It is judgment day in Perth.

Rose and Rob left House Rules that were way out there and caused a

colourful week of muck ups and blow ups on site.

What will the judges think of the retro revival?

8.45 Sunday Night: Presented by Melissa Doyle 9.45 Bones 10.45 Castle: Castle and Beckett investigate a bizarre murder that seems to be a Da Vinci Code-style conspiracy.

11.45 Odyssey 1.00 Home Shopping

6.00 Creflo Dollar Ministries 6.30 Hillsong 7.00 Mass For You At Home 7.30 Joel Osteen 8.00 Good Chef Bad Chef 8.30 Studio 10: Sunday 11.00 Let's Do Coffee 11.30 Ben's Menu 12.00 Netball: ANZ Championship: Swifts v Firebirds 2.00 Everyday Gourmet

2.30 The Offroad Adventure Show 3.00 I Fish 3.30 RPM GP 4.00 RPM 5.00 Ten News 6.00 Family Feud: Sunday 6.30 Modern Family 7.30 Masterchef Australia 9.15 Bondi Rescue 9.45 2016 Formula 1 Monaco Grand Prix 12.00 The Graham Norton Show

7.30 World Watch 1.00 The Bowls Show 2.00 Speedweek 4.00 UEFA Champions League Final: Highlights 5.00 Cycling: Giro d’Italia: Highlights: Presented by Michael Tomalaris and Henk Vogels 5.30 I Was Hitler’s Jewish Neighbour 6.30 SBS World News 7.30 Rome’s Invisible City 8.30 DNA Nation

9.30 Uranium: Twisting The Dragon's Tail 10.30 Cycling: Giro d'Italia: Final Stage: Presented by Michael Tomalaris and Henk Vogels 2.00 Movie: Eyes Wide Open (Israel): Zohar Strauss, Ran Danker, Tzahi Grad 3.45 Desperately Seeking Doctors 4.50 Voice Over

Monday

6.00 ABC News Breakfast 9.00 ABC News Mornings 10.00 Landline 11.00 Compass 11.30 Eggheads 12.00 ABC News 1.00 Grand Designs 2.00 David Attenborough's Kingdom Of Plants 2.50 Surfing The Menu: The Next Generation 3.20 The Bill 4.10 Murder, She Wrote

5.00 ABC News 5.30 The Drum 6.00 Antiques Roadshow 7.00 ABC News 7.30 7.30 8.00 Australian Story 8.30 Four Corners 9.20 Media Watch 9.35 Q&A 10.40 Lateline 11.10 The Business 11.30 Golf: PGA Tour: Highlights 12.25 Alias Ruby Blade

5.30 Today 9.00 Today Extra 11.30 Nine News 12.00 Win's All Australian News 1.00 The Ellen DeGeneres Show 2.00 Extra 2.30 Alive And Cooking: Presented by James Reeson 3.00 Nine News 5.30 Millionaire Hot Seat 6.00 Nine News

7.00 Win News 7.30 The Voice 9.00 Soundbreaking 10.10 Footy Classified 11.10 Movie: Underbelly Files: Infiltration: Sullivan Stapleton, Jessica Napier 1.00 Win's All Australian News 2.00 A Current Affair 2.30 Hot In Cleveland 3.00 Extra 3.30 GMA 5.00 Nine News

5.30 Sunrise 9.00 The Morning Show 11.30 Seven News 12.00 Movie: The Rival 2.00 The Daily Edition 3.00 The Chase 4.00 Seven News 5.00 The Chase Australia 6.00 Seven News 7.00 Home And Away: Ricky and Nate’s relationship continues its downward spiral. Tori is rocked by memories of

the past. Matt makes a life-changing decision.

7.30 House Rules 8.45 Criminal Minds: Beyond Borders: The team travels to Japan to assist local law enforcement to investigate a string of homicides made to look like suicides.

10.45 Not Announced 11.45 Grey's Anatomy 1.00 Home Shopping

6.00 ET 6.30 The Home Team 7.00 Ben's Menu 7.30 Bold & Beautiful 8.00 Family Feud 8.30 Studio 10 11.00 The Talk 12.00 Dr. Phil 1.00 Masterchef Australia 2.40 ET 3.10 Judge Judy 3.40 Ben's Menu 4.00 Everyday Gourmet 4.30 Bold & Beautiful

5.00 Ten News 6.00 Family Feud 6.30 The Project 7.30 Masterchef Australia 8.40 Have You Been Paying Attention?

9.40 CSI: Cyber 10.40 Sherlock Holmes: Elementary 11.30 The Project 12.30 The Late Show With Stephen Colbert 1.30 Home Shopping 4.00 Life Today

5.00 World Watch 2.05 Patrizio Buanne: The Italian Concert 3.00 Hairy Bikers: Restoration Road Trip 4.00 Hairy Bikers’ Asian Adventure 5.00 Cycling: Giro d’Italia: Highlights 5.30 Letters And Numbers 6.00 Food Safari 6.30 World News 7.30 Michael Mosley:

Trust Me, I'm A Doctor 8.30 Ireland With Simon Reeve 9.35 What's The Catch 10.35 World News 11.05 Mad Men: Don is stuck in Oklahoma after his car breaks down. Betty finds out she is not well.

1.10 Movie: Milocrorze A Love Story (Japan) 2.50 Hellfjord 4.00 24 Hours In Emergency

Tuesday

ABC 6.00 ABC News Breakfast 9.00 ABC News Mornings 10.00 Q&A 11.00 From The Heart 11.30 Eggheads 12.00 ABC News 1.00 Serangoon Road 1.55 Antiques Roadshow 2.55 The Cook And The Chef 3.20 The Bill 4.10 Murder, She Wrote 5.00 ABC News 5.30 The Drum

6.00 ABC News Breakfast 9.00 ABC News Mornings 10.00 Four Corners 10.45 Media Watch 11.00 Save Your Life Tonight 11.30 Eggheads 12.00 ABC News 1.00 Silk 1.55 Antiques Roadshow 2.55 The Cook And The Chef 3.25 The Bill 4.15 Murder, She Wrote

5.00 ABC News 5.30 The Drum 6.00 Antiques Roadshow 7.00 ABC News 7.30 7.30 8.00 Catalyst 8.30 Revolution School 9.30 Foreign Correspondent 10.00 The Book Club 10.30 Lateline 11.00 The Business 11.20 Q&A 12.25 Derek

5.30 Today 9.00 Today Extra 11.30 Nine News 12.00 Win's All Australian News 1.00 The Ellen DeGeneres Show 2.00 Extra 2.30 Alive And Cooking 3.00 Nine News 5.30 Millionaire Hot Seat: Presented by Eddie McGuire 6.00 Nine News

7.00 Win News 7.30 20 To 1 8.30 Britain's Got Talent 10.00 2 Broke Girls 11.00 Beauty And The Beach 12.00 Win's All Australian News 1.00 A Current Affair 1.30 20/20 2.30 Anger Management 3.00 Extra 3.30 GMA 5.00 Nine News

5.30 Sunrise 9.00 The Morning Show 11.30 Seven News 12.00 Movie: Death In The Shadows: Henry Czerny, Peter Strauss, Lindsay Frost 2.00 The Daily Edition 3.00 The Chase 4.00 Seven News 5.00 The Chase Australia 6.00 Seven News 7.00 Home And Away: Maddy realises Matt a

belongs in Summer Bay, and makes a difficult decision. Roo takes drastic actions to heal the pain of Maddy’s departure.

7.30 House Rules 8.40 Kiss Bang Love 9.50 Best Bits 10.20 Ramsay's Hotel Hell 11.20 How to Find Love Online 12.20 Hannibal 1.00 Home Shopping

6.00 ET 6.30 The Home Team 7.00 Ben's Menu 7.30 Bold & Beautiful 8.00 Family Feud 8.30 Studio 10 11.00 The Talk 12.00 Dr. Phil 1.00 Masterchef Australia 2.10 ET 2.40 Good Chef Bad Chef 3.10 Judge Judy 3.40 Ben's Menu 4.00 Everyday Gourmet

4.30 Bold & Beautiful 5.00 Ten News 6.00 Family Feud: Presented by Grant Denyer 6.30 The Project 7.30 Masterchef Australia 8.50 NCIS 9.50 NCIS: Los Angeles 11.50 The Project 12.40 The Late Show With Stephen Colbert 1.30 Home Shopping 4.00 Life Today

5.00 World Watch 1.00 PBS Newshour 2.00 Classical Destinations 3.00 Tracks And Trails 3.25 Into The Universe With Stephen Hawking 4.20 Terry Pratchett: Facing Extinction 5.30 Letters And Numbers: Presented by Richard Morecroft 6.00 Food Safari 6.30 World News

7.30 Great Continental Railway Journeys 8.30 Insight 9.30 Dateline 10.00 World News 10.30 Hard 11.05 Cycling: Giro d'Italia 12.50 Movie: Welcome (France): Vincent Lindon 2.45 Rockwiz 3.40 One Born Every Minute 4.40 Girl

Page 20 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

INSURANCE BROKERS

EXPANSION FEATURE

Industry innovators‌ They have you covered HAVING been an essential part of the insurance broking industry for almost three decades, Griffiths Goodall Insurance Brokers has gone from strength to strength.

From simple beginnings where the firm had just seven members of staff, to having recently expanded and opened their new premises that houses more than 30 people, the local financial services firm has a clear vision for future success.

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 21

EXPANSION FEATURE INSURANCE BROKERS

Page 22 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

From humble beginnings to building an empire GROWTH AND SUCCESS… For almost 30 years, Griffiths Goodall Insurance Brokers has been an integral part of the insurance broking industry locally, nationally and internationally, having recently expanded from their previous premises in Welsford Street, Shepparton (top) to a new purpose built, state-of-the-art premises (bottom) that is three times larger, constructed next door to their old premises. Photos: Emma Hillier.

BEFORE there was the insurance broking firm that is Griffiths Goodall Insurance Brokers (GGIB), two of the four business founders, Joseph Goodall and Dudley Griffiths had spent a life heavily involved in insurance, which helped to bring about the successful company’s beginnings in 1989.

Having been insurance representatives at the beginning of their careers, both began their own businesses, Joseph with GIS and Dudley with Dudley Griffiths and Associates and then Griffiths Wynne.

But it was the foresight of the two that lead to a successful collaboration. The insurance broking industry was still in its early infancy in the late 1980s and Dudley and Joseph predicted earlier than most the eventual consolidation of insurers and their ability to service the commercial sector directly was over. The two were known as pioneers in providing technical advice and service versus selling a product, which is where the industry is today.

Joined by Dudley’s son, John Griffiths and Joseph’s wife, Rhonda Goodall, Joseph and Dudley helped GGIB begin its client base of a few hundred as a business that was primarily Goulburn Valley based, from an office set up in Wyndham Street with just seven staff on board and an annual premium intake of under $5M. By the mid 1990s the company moved to 56 High Street and then in 2005 they moved again to Welsford Street, and having grown to employing 17 staff and servicing a few thousand clients, the business began a real geographic expansion, working with clients far and wide.

In 2016, after having needed to expand its space given the business’ growing staff levels, the modern day GGIB expanded to a purpose built and designed, state-of-the-art premises beside its Welsford Street office.

The new combined offices are triple the size of their previous building (from 400sqm to over 1,000sqm) and boasts the latest in technology, multiple/flexible meeting spaces for staff and clients and ergonomic workplaces (sit/stand desks). Today GGIB is run by Joseph, his sons, Benjamin and Nathan and Dudley’s son, John from the company’s only office in Shepparton and has approximately 32 staff, service more than 5,000 clients locally, nationally and internationally and has an annual premium intake of over $50M. For almost three decades, GGIB has been set apart from others in the industry thanks to its innovation, commitment to clients at all times and high service levels and continues to be a driving force thanks to its directors with business acumen and a strong focus on staff, all of whom have an unparalleled work ethic.

Director, Benjamin Goodall said, “The business’ success has come from a mixture of factors. Firstly was the incredible foresight from Dudley, Joseph and John to develop a broking model in the early days. Of course it also comes down to the consistent hard work at all stages of our business cycle and a relentless work ethic.

“Key relationships held in the local area and beyond, first by Joseph, Dudley and John and continued with Nathan, Ben and other staff, as well as excellent recruitment and development programs, have definitely played a big part in the success.

“Our focus has always remained on our client and the proposition of advice and service and we strive to keep up with the moving times and have continued to modernise the business over the past decade.

“The business wouldn’t be in the position it is today without the cooperative business partnership across the two generations.”

EXPANSION FEATURE INSURANCE BROKERS

Dudley Griffiths Co-founder

Rhonda Goodall Co-founder

CO-FOUNDER of Griffiths Goodall Insurance Brokers (GGIB), the late Dudley Griffiths, continually maintained a hands-on approach with the business right up until his passing in 2004.

Dudley was 65 when he helped start the business alongside partners Joseph Goodall, followed by son, John Griffiths and Joseph’s wife, Rhonda Goodall.

Prior to being a founding director of GGIB, Dudley had owned multiple insurance firms and had been in insurance since his time in the Royal Navy in the 1950s.

While he is still missed by many of the business’ staff who worked alongside him, Dudley will be remembered for his unbreakable reputation as a transparent and honest professional and for his commitment to his clients, many of whom he had held for decades.

WORKING behind the scenes as the backbone of Griffiths Goodall Insurance Brokers (GGIB) for decades, the late Rhonda Goodall was involved in the creation of many of the business’ administrative systems.

It was her experience working alongside husband, Joseph with his business, GIS, as well as skills gained through her extensive working career that made Rhonda an important part of GGIB until 2000 when she stepped back from the business and sadly passed away in 2012 after a battle with cancer.

Joining the business at the age of 38, Rhonda saw the opportunities that existed with the combination of significant people engaged in the business, and was also hopeful of her children entering the company one day, which she had the chance to see come to fruition.

Joseph Goodall Co-founder & Director

A continuing growth trajectory

HAVING been a part of the insurance industry since leaving school at the age of 14, Joseph Goodall made the decision to return to the industry at the age of 39 as a co-founder of Griffiths Goodall Insurance Brokers (GGIB).

Realising his passion and the potential for the industry, Joseph had an excellent industry reputation, which elevated GGIB above its competitors in terms of how insurers viewed the business’ integrity. Joseph was known as the ultimate taskmaster and set disciplines that remain in place throughout the business to this day.

As well as his involvement in GGIB, Joseph spent time on the national board of the industry’s association, but has taken a step back from the business and now spends some of his time overseas, while still being involved in maintaining client relationships and continuing his role as a director.

EVEN though Griffiths Goodall Insurance Brokers (GGIB) has just undergone a major expansion, there are plans for growth in the coming 12 months according to director, John Griffiths.

“Our business plan is to remain family owned despite the firm’s size and continuing growth trajectory. We will always be based primarily in the Goulburn Valley continuing to employ all local people, as it is a great

working base and we enjoy the area.

“We do have some small plans to increase staff numbers in the next 12 months, and we are always on the lookout for sustainable opportunities.

“As directors, we continually monitor the market and develop products in a niche fashion, this is continually evolving and is something that we will always endeavour to do to keep growing the firm.”

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 23

EXPANSION FEATURE INSURANCE BROKERS

John Griffiths Director

Nathan Goodall Director

Benjamin Goodall Director

WHILE he hadn’t had any prior industry experience when joining Griffiths and Goodall Insurance Brokers (GGIB) at the age of 33, it was John Griffiths’ prior careers and life experience which enables him to relate to clientele of all kinds, making him a valuable asset to the business.

As a current director, John is heavily involved in customer relationships, development and is immersed in the day-to-day commitment to GGIB’s clients. He holds incredible presence with his client base.

John is well known in many industries as a broker of choice and has been instrumental in the firm’s growth having been a huge part of successfully pushing the business, at times, into the unknown.

In a similar vein to his father, Dudley, and thanks to a love for the industry and even more so for his clients, John plans to remain working in the business for as long as possible.

IT WAS the opportunities that existed within Griffiths Goodall Insurance Brokers (GGIB) in 2005 that led a 25 year old Nathan Goodall to join the business. Although he was working at one of Australia’s leading law firms, it was the drive to work alongside family that was the final push for Nathan and he now manages the sales side of the business, is heavily involved in day-to-day major client servicing and is one of the company’s directors.

Nathan’s legal background has been of large value to the firm. He has added significantly to the high performance culture at GGIB through motivating and challenging GGIB’s diverse and talented sales team. He has also introduced GGIB to a new segment of national and international clients GGIB did not previously have access to.

Despite increasing competition and emerging online markets, Nathan sees GGIB continuing to expand on the back of GGIB’s investment in local staff and continuing to practice GGIB’s core values of industry-leading service and advice.

CURRENT director of Griffiths Goodall Insurance Brokers (GGIB), Benjamin Goodall fell into working with the business, after having taken part time work prior to starting full time in 1999 at the age of 21.

Having stepped into the business straight out of university, where he studied economics, Benjamin had the benefit of learning from senior people in the business including Dudley, John, Joe and others, all with different skills, meaning he has been able to be across many areas of the business. Ben has helped to bring the company into the present through implementing modern management, relationships, culture and vision.

As well as his director duties, Benjamin is heavily involved in both operational management and client relationships and he sees the future of the business being centred around continued family ownership, continued growth, geographic expansion and continuing to service the client base well in the Goulburn Valley.

Jo-Anne Foster Senior Account Executive

Ian Simpson Senior Account Executive

Kerrie Depalma Office Manager

HAVING been with Griffiths and Goodall Insurance Brokers (GGIB) for the past 25 years, Jo-Anne Foster took on the role as office manager because she was excited by the prospect of working for a locally owned business that she saw was set to grow.

She moved from Melbourne to Shepparton in 1989, where she met and married husband, John and the two have two children, Jessica (23) and Nicholas (21).

The success behind the business’ growth, Jo-Anne believes, is due to the firm’s management team thinking outside the square and putting together a variety of innovative insurance solutions for their customers.

Jo-Anne sees the business continuing to grow and employ even more local people, becoming one of the best insurance brokers in Australia.

WITH his previous employer, NZI Insurance, closing its doors, Ian Simpson was invited to join the team at Griffiths Goodall Insurance Brokers (GGIB) in 2000.

At the time Ian joined GGIB, the culture of the business was heavily weighed towards customer service and care and he enjoys working as a part of a professional team all working in the same direction.

Ian sees GGIB continuing to grow because of its long term experienced staff who have maintained the same culture and loyalty towards the company’s base of customers and believes that through the injection of two fresh directors at GGIB, the firm has maintained and strengthened its relationships with insurers and has the latest in all fields of technology development.

Ian has been married for 39 years and has two sons and one granddaughter.

OFFICE manager, Kerrie Depalma says that it is the drive of the business to be successful, staff support and the quality of service provided to clients that is what sets Griffiths Goodall Insurance Brokers (GGIB) apart from others in the industry.

In 2000, Kerrie saw the opportunity for a new career in a small local business that offered quite a diversity of employment options within the one career and made the move to join the team at GGIB. As the office manager, Kerrie gets the most out of interacting with other staff and overseeing staff development. She enjoys being in an environment where she can observe others learning, gaining new skills, new qualifications and growing and of course providing support to assist in building their broking careers.

The growth of the business is what Kerrie sees for GGIB’s future, where there will be the potential for more local employment and staff options and where the firm will provide the best of broking services in the industry.

Kerrie is married with two beautiful children and has lived in the Shepparton area since she was five years old.

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EXPANSION FEATURE INSURANCE BROKERS

MAHDI’S SUCCESS STORY… Griffith Goodall account executive, Karah Bothwell and trainee broker, Mahdi Ayubi. Photos: Emma Hillier.

David Ryan Claims Technician AFTER being approached by Griffiths Goodall Insurance Brokers (GGIB) director, Benjamin Goodall in October 2002, David Ryan was asked to join as a claims technician.

David was, at the time, in a transition period between jobs in the motor industry and loss adjusting and decided to take on the challenge.

David’s first tenure at GGIB was five and a half years, but he left the business in 2008 to take up a position in a loss adjusting firm, still maintaining his relationship with GGIB and managing numerous claims for their book of clients as an independent adjuster. In November 2012, David returned to the firm and his rewarding tenure continues to this day.

According to David, GGIB is a professional business with a focus on customers and ensures their systems, procedures and processes are followed, changed and enhanced to protect their client’s interests.

David has been happily married to Michelle for 39 years and is the father of two beautiful daughters, Naomi and Krystal.

Lorraine Belcher Claims Department Manager LORRAINE Belcher joined Griffiths Goodall Insurance Brokers (GGIB) in 2011, with her drive to join the firm coming from the fact it had been built into a large company with many opportunities.

While she says there is never a dull moment, Lorraine believes that it is the extent on knowledge that is shared within GGIB that makes it unique and that this, along with the business’ increasing growth, is why it will always be ahead of others in the industry.

Lorraine is married with three children and has enjoyed living in the local, rural area all her life.

A self driven addition to GGIB THE directors at Griffiths Goodall Insurance Brokers (GGIB) know a self driven person when they see one and just as in the case of Mahdi Ayubi, they don’t let a good opportunity pass by to build on their exceptional staff.

MAHDI was just 16 years old when he came to Australia in 2012. He travelled from Afghanistan, spending three days and three nights battling harsh conditions on a boat, before spending three and a half months in a detention centre, which he says was a tough time living in poor conditions.

After finding his way to Shepparton, he put himself through his final years of high school at Shepparton High School, and when he graduated in 2015, he was snatched up quickly

by GGIB and has spent the past six months working hard at training to become a professional

insurance broker.

“At school, I completed accounting and business management. I have a deep interest in the business world,” Mahdi said.

“I love my job with GGIB and am hoping to move up in the business as I gain more experience.”

Director, Nathan Goodall said, “Mahdi is very intelligent and a valuable addition to the team here at GGIB. He’s doing quite well and has a real grasp on Australian business ethics.

“In a couple of years we are looking at allocating him his own clients.”

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 25

EXPANSION FEATURE INSURANCE BROKERS

Janine Bassett Financial Controller WHILE Janine Bassett only began her role as Griffiths Goodall Insurance Broker’s (GGIB) financial controller at the beginning of this month, she was eager to work within a family owned and operated business with a team of highly motivated individuals and welcomed the challenge of learning about a new industry.

In her previous role, Janine had worked with GGIB director, Benjamin Goodall whilst he was chairman and director with the company she was working for.

Janine said it was Benjamin’s professionalism and eagerness to grow and diversify that business that was a major part for her wanting to join the reputable business that is GGIB. Janine grew up on an orchard in Invergordon, is married to David and the two have three children together, the eldest of which is in her final year of a Bachelor of Pharmacy.

Michelle Stevens Sales Account Executive MICHELLE Stevens has been with Griffiths Goodall Insurance Brokers (GGIB) since 2014 and is one of the firm’s sales account executives, taking up the position as she thought it was a great opportunity to work with the biggest broker in Shepparton.

What makes GGIB different than other businesses in the industry are the unique policies and procedures that GGIB follow, says Michelle and she sees growth in the firm’s future, with more staffing positions and clients.

Michelle moved to Shepparton in 1994 and has worked in various sections of the insurance industry. She has three children, who are all over 18, giving her time to focus on the career she is loving being a part of.

Michael Stephens Financial Services /Risk Insurance Executive GRIFFITHS Goodall Insurance Brokers’ (GGIB) financial service/ risk insurance executive, Michael Stephens has brought a wealth of experience in life insurance, financial planning and general financial industries knowledge to the firm.

Having worked with GGIB for the past 10 years, Michael heads the financial services area and has a vision to grow the business’ financial services side in the future and continue to provide a value add for its existing clients.

Strong local connections THE iconic J Furphy & Sons has had a long established relationship with Griffiths Goodall Insurance Brokers (GGIB), with the firm providing insurance to Furphys’ since 1991.

J Furphy & Sons financial controller, Herb Goonan said, “Jo-Anne Foster has been our account manager for most of the time. It’s an advantage to have an account manager who is interested in our business.

“If Jo-Anne is not available, someone else at GGIB is, so if we have a problem, we always have someone to talk to. We regard GGIB as a partner because of this.”

J Furphy & Sons managing director, Adam Furphy said, “We get the best overall premium deal year-in-year-out and the best policy conditions. They do the shopping for us and this saves us time and money.”

GGIB senior account executive, Jo-Anne Foster said, “I feel very privileged to have been able to provide insurance services to businesses within the Goulburn Valley, such as J Furphy & Sons, for over 20 years. I have seen many of these businesses grow and prosper and formed many strong business and personal relationships with my clients.”

Page 26 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

A GROWING RELATIONSHIP… Griffith Goodall Insurance Brokers senior account executive, Jo-Anne Foster with long time client, J Furphy & Sons managing director, Adam Furphy. Photos: Emma Hillier.

EXPANSION FEATURE INSURANCE BROKERS

“Any industry, any hazard, any problem” IT’S a motto that Griffith’s Goodall Insurance Brokers (GGIB) stands by. They service any industry and offer services to handle any hazard or any problem.

Commercial/Industrial GGIB are industry leaders in providing insurance solutions and risk management and are commercially astute and work hard to understand their clients’ businesses, in order to use their expertise and experience to provide tailored solutions that align perfectly with any client’s vision.

Services include: • General commercial insurance • Industrial special risk • Liability • Agri-risk • Farms

boating insurance GGIB can help. The firm offers an exclusive marine insurance product specifically developed for houseboat owners.

They insure anything from houseboats and speedboats to jet skis and dinghies with a single low excess, agreed value policy.

Also covers: • A wide definition of equipment, accessories and contents • Automatic water skier’s liability • Protection against accidental damage, theft, impact, sinking and fire • Protection against damage from storms, malicious acts or transportation

Industry Specific GGIB have focused on alignment with a number of industries and association groups with specific risk requirements, and whom require expert industry knowledge.

Services include: • Stockfeed manufacturers • Grain carriers and grain industry • AFIA • Livestock carriers • Construction

Truck and Motor As heavy fleet and commercial fleet industry leaders GGIB are one of the largest motor brokers in Australia.

Services include: • All types of fleets • Transport fines and penalties

Houseboats If you’ve had trouble finding the right

Personal and Life Insurance GGIB’s sister firm, Griffiths Goodall Financial Services (GGFS) is there to help keep their clients on track as much as possible when life just doesn’t go to plan.

Michael Stephens heads the financial

services area of the firm, utilising his decades of experience to get the best possible results for his clients.

Services include: • Life/risk insurance • Financial planning • Superannuation • Key person insurance • Business buy/sell insurance Trade Credit Insurance Through its strategic alliance with National Credit Insurance Brokers, GGIB can facilitate trade credit insurance solutions to suit any business to help protect against losses relating to commercial risk such as customer insolvency and protracted default.

The policies can also be extended to include cover for export and political risk exposures such as contractual frustration, inconvertibility of currency, cancellation of import/export licences, contract cancellation through offshore government actions and contract repudiation.

Benefits: • Preserve profit • Protect liquidity and cash flow • Confidence to expand • Strengthen credit management • Add security Corporate Travel Insurance GGIB can help to ensure their clients, client’s businesses and staff are taken care of in the event of a loss during interstate and

international travel through their corporate travel insurance cover.

Benefits: • Access to worldwide services for emergency assistance • Advice and assistance with lost luggage (including passport) • Overseas medical expenses, personal accident and sickness • Travel disruption • Baggage coverage including loss or theft, or damage • Political unrest and natural disaster evacuation • Vehicle excess waiver to cover both rental and private vehicles • Personal liability • Kidnap and ransom cover Management Liability Insurance Understanding their client’s responsibilities as a director or executive of a company and their exposures in relation to liabilities is a strong point of GGIB, and they are able to deliver with their management liability insurance.

Covers: • Standard directors and officers cover • Company reimbursement • Corporate liability • Employment practices liability • Crime • Fidelity • Statutory liability (fines and penalties cover) • Superannuation trustees liability

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 27

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I

NEWS

Million dollar government support for farmers

Is it enough to save our dairy industry? continued from front page DURING his visit to the region, Mr Joyce took the time to meet with dairy farmers at the Galt family dairy in Shepparton’s north, before meeting with key industry representatives at Shepparton’s Pactum Dairy plant.

When asked what the government will be doing to assist dairy farmers in desperate need of assistance, Mr Joyce stated that the government was working with the industry and has been corresponding with dairy farmers.

“We’ve already started with getting the farm household allowance out, we’ve started to broaden the concept and accessibility of concessional rate loans and we’re working to get more rural financial counselling services provided into the area,” Mr Joyce said.

“It was good to get a few ideas about what we (the government) is actually doing and the further work we can be doing.

“We have farm household allowance that is

available and we will see what we can do to get further resources into that space to get people access to the farm household allowance.

“People have voiced they want greater assistance to get the paperwork done (for the farm household allowance).

“Concessional loans is something the industry was asking for and I will be talking with the finance minister to ensure we get a change in the criteria (of drought recovery loans) so that we can give these people who are dealing with this (dairy) crisis, access to those concessional loans.

“This is an issue that will be more widely felt later on. It is currently concentrating on Fonterra and Murray Goulburn but we acknowledge that the reduction in price will be felt more widely and we need a sense of resilience.

“The long term trend in the increase in consumption in dairy product globally will continue. It is not a case that the industry is

Specialised ear treatment now in Shepparton WITH a new room opening at the Audio Clinic in Shepparton on Mondays, Lin Cole is now able to extend her Cobram-based, specialised service to help more people with ear obstructions.

L i nC E a r Cl i n ic’s ser v ice of fers professional and effective removal of wax and other objects from the ear.

“I provide general ear health and advice, but mostly the service involves gentle ear wax removal by micro-suction under direct vision, which is ratified by Ear Nose and Throat specialists as the safest and most effective technique world-wide,” Lin said.

“Beyond wax, we can actually remove any foreign body in the ear, such as dislodged grommets in children, and some of the work I do includes post-surgery Mastoidectomy cavity management.”

As a registered nurse, as well as a nationally accredited ear specialist nurse, Lin has spent nearly two decades working in the field.

“I worked as a senior nurse for 15 years at the Royal Victorian Eye and Ear Hospital in East Melbourne and also spent two years working in a private ear clinic, which

FARMERS HAVE THEIR SAY… Deputy Prime Minister, Barnaby Joyce visited the region last week to speak with dairy farmers and dairy industry representatives, on the back of the announcement that Fonterra and Murray Goulburn were lowering their farm gate milk prices. Photo: Emma Hillier.

in a systemic downturn, it’s got a short term problem and we will find a way through this and it will continue on,” Mr Joyce said.

The support package is being welcomed by the Victorian Farmers Federation (VFF), who has been working with its dairy arm, United Dairyfarmers of Victoria to urge the State Government to deliver the much-needed support to crisis-hit farmers.

Included in the package is additional funding ($940,000) to Lifeline for extra counselling services, $345,000 in grants to encourage affected communities to support each other and $150,000 to train 750 people in mental health and first aid.

VFF president, Peter Tuohey said, “It is our priority to ensure dairy farmers affected by the recent crisis get the support they need, and this package will go a long way to helping families cope with the emotional and financial stress they face.”

CARE FOR EARS… From left, patient, Terry Sier and LinC Ear Clinic specialist ear nurse, Lin Cole. Photo: Emma Hillier.

is primarily what I’ve based this service around.”

This is the first service of its kind offered in regional Victoria and, having grown up in Barooga, Lin says she has a passion from bringing city services to the country.

Visit LinC Ear Clinic at Cobram Chiropractic Clinic, Station Street, Cobram, and now in Shepparton at the Audio Clinic, 316 Wyndham Street. Alternatively, see www.lincearclinic.com.au or phone 040 156 1150 to make an appointment.

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 29

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The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 31

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SPORT

Adviser

Tennant aims to help grow club

CLUB LOOKS FORWARD… Shepparton Golf Club’s new president, Trevor Tennant is hoping to help grow the Shepparton Golf Club and make it more relevant to the wider community, and at the same time, servicing all of its members’ needs. Photo: Emma Hillier.

“WHAT I will be aiming to do is helping grow Shepparton Golf Club as a venue of choice for events, both social (weddings and parties) and corporate (trade shows and seminars),” new Shepparton Golf Club president, Trevor Tennant said.

Mr Tennant, who was elected into the new role in October last year, had been a long standing member of the club’s committee and after being approached to take up the role, he wanted to do all he could to support the club and accepted.

“I grew up in Shepparton and then moved away for studies, but I moved back in 1994 and became one of the co-founders of Rubicon Water,” Mr Tennant said.

“I am a lover of golf and have been playing for 35 years. I love all sports and have been heavily involved in various sporting clubs.

“Golf clubs all around Australia are generally finding it difficult to sustain membership and remain financially secure. One of the primary objectives of the Shepparton Golf Club Committee is to ensure our club is financially sound and that it provides members with the services and value that they are seeking, as well as making the golf club relevant to the wider community.”

Students journey toward being at one A TOTA L of 46 students at Kor yo Taekwondo moved up to their next belt level recently, each of them taking their next steps toward their journey of achieving complete mind, body and spirit.

Those who received their yellow belt were taking their first step in their martial arts journey, with students, Jessica Eldred and Molly Bohm receiving their first level black belt after six years moving through the levels.

Koryo Taekwondo head instructor, 4th dan kukkiwon otu poomsae and sparring coach, Sammy Rachele said, “Just like building a house, you need to start with a basic foundation that needs to be strong enough to hold up a lifetime of learning and that’s what the yellow belt recipients have done.

“After 30 years I’m still learning and that’s why I love it.

“Lots of tears went under the bridge in the six years Jessica and Molly have been working toward their black belts let me tell you, but they have eight more levels to put on top of a six year foundation.

FIRST STEPS… A group of students at Koryo Taekwondo took their first steps of their taekwondo journey, each receiving their yellow belt recently.

Photo: Supplied.

“If they are dedicated, they may get there by the time they are 60 years old.

“The end result is a person who is complete.

Mind, body and spirit all as one, or Ileyo.”

MIND, BODY AND SPIRIT… From left, Koryo Taekwondo instructor 2nd dan kukkiwon black belt qualified fittness instructor OTU poomsae judge/coach and OTU sparring coach, George Moutafis, black belt recipient, Jessica Eldred, head instructor, 4th dan kukkiwon OTU poomsae and sparring coach, Sammy Rachele, black belt recipient, Molly Bohm and grand master, Russel Wood. Photo: Supplied.

Ultimate netball showdown on Shepparton’s courts R I S I N G you ng ne tba l l s t a r s f rom Shepparton are gearing up for the ultimate netball showdown, with the 2016 Netball Victoria Association Championships planned to hit local netball courts on Sunday, June 5.

The championship, now in its 17th year of competition, provides players from Victoria’s 225 netball associations with the chance to compete in what has become a crucial part of the Netball Victoria talent pathway, as well as aiding in the development of coaches, umpires and officials.

Netball Victoria regional development manager (North East), Pam Ferrari said, “Netball has a strong following in the community in Shepparton and we’re excited to welcome the association championships back again.

CHAMPIONSHIPS COMING… From left, netball players, Keeley Cox (U13), Arnika McGregor (U13), Laura Cole (U15) and Emma Rachele (U15) are looking forward to the 2016 Netball Victoria Association Championships that are coming to Shepparton on Sunday, June 5.

Photo: Emma Hillier.

“As we know, netball is a fantastic sport.

It gets the blood pumping, the heart racing and can help build a positive self-image.

“We’re thrilled to have Lumo Energy

involved in the competition for another year to support netball at a local level, to help grow the sport and promote health and fitness within the community.”

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 33

F oty Tipping

$2,300

MUST BE WON!

ENTER THE 2016 VIATEK & ADVISER FOOTY TIPPING AND YOU COULD WIN $100 OR MORE TO SPEND AT ANY OF THESE BUSINESSES

Photo: Michael Amendolia

See entry form at the bottom of this page or enter online at sheppadviser.com.au/footy-tipping

RESTORE SIGHT FOR JUST $25 4 OUT OF 5 PEOPLE WHO ARE BLIND DON’T NEED TO BE

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HOLLOWS.ORG.AU

••• ROUND 10 SELECTIONS ••• Sydney Swans............................................v ...........................................North Melbourne Brisbane Lions............................................v .............................................................Hawthorn Melbourne.....................................................v ....................................................Port Adelaide St Kilda .............................................................v ............................................................ Fremantle Essendon........................................................v ............................................................ Richmond

Adelaide Crows .........................................v ....................................................... GWS Giants Carlton ..............................................................v .................................................... Geelong Cats Collingwood..................................................v ......................................... Western Bulldogs West Coast Eagles ..................................v ............................................. Gold Coast Suns

Name ................................................................................................................................................... Telephone ....................................................

Address....................................................................................................................................................................................................................

ENTRIES: The Shepparton Adviser, PO Box 1664, Shepparton 3630 Please Note: Each of the 18 participating business houses corresponds with one of the AFL football clubs. All you have to do is write the name of each participating business beside the team they are representing and then place a tick against the football team that you think will win each game.

Page 34 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016

NO WINNER ROUND 9. JACKPOT $400 Football Followers have the chance to WIN BIG during the 2016 AFL football season with the Viatek/The Adviser Football Tipping Competition proudly supported by 18 businesses throughout the Goulburn Valley.

Each week there will be a prize of $100 to be spent at any of the 18 supporting business houses.

Each of the 18 participating business houses corresponds with one of the AFL football clubs. All you have to do is write the name of each participating business beside the team they are representing and then place a tick against the football team that you think will win each game. Be careful with your selections as only correct entries will go into the draw for the weekly $100 shopping voucher.

If no correct entry is received the prize will jackpot each week until a correct entry is submitted.

Draws between two teams will only be recognised if a tick is placed beside both teams.

Entries will only be accepted by post or hand delivery no later than 5.00pm on each Friday during 2016, unless stated otherwise due to matches being played outside the normal weekend. Entries must be on original forms – no faxes or photocopies will be accepted and only one entry per household is permitted. The judge’s decision is final and no correspondence will be entered into.

Football Adviser

Goulburn Valley Football Netball League

Wednesday 25th May, 2016

GVFL Seniors Results Round 6 Seymour (83) .................def ...... Shepp Swans (67) Kyabram (122) ..............def ....................Benalla (60) Rochester (102) ............def ...............Mansfield (49) Euroa (102) ......................def .........Mooroopna (86) Shepparton (74) ..........def .......................Tatura (49) Shepp United (88) ......def ................... Echuca (80)

GVNL A Grade Results Round 6 Seymour (47) .................def ......Shepp Swans (19) Shepparton (63) ..........def .......................Tatura (15) Mooroopna (35) .........def ........................Euroa (34) Echuca (50) ...................def ..... Shepp United (40) Kyabram (49) ................def ....................Benalla (25)

Gala day takes kids through footy drills LOCAL KIDS KICKING GOALS… From left (back), NAB representatives, Kirsty Hildebrandt, Nathan Martin, Michelle Marsters, Captain NAB (Chris Barclay), Mooroopna Auskick Centre coordinator, Michael Emanuelli, NAB representatives, Nick Foster. (Front), Auskick participants, Rhylee Marsters, Aden Dyson, Oscar Emanuelli and Ayden Smith. Photo: Supplied.

GVFL & GVNL Round 7 Saturday, May 28 Benalla ..............................v ................................. Euroa Shepparton....................v ...........................Seymour Rochester ........................v ................................ Tatura Mooroopna ...................v ........................ Mansfield Shepp Swans ................v ............... Shepp United Echuca .............................v ......................... Kyabram

2016 Ladder GVFL Seniors 2016 Ladder

Kyabram ..............................................24 Rochester .............................................20 Benalla..................................................16 Shepparton Swans ..............................16 Echuca .................................................12 Euroa .....................................................12 Shepparton ..........................................12 Seymour ................................................12 Shepparton United................................8 Tatura.......................................................8 Mansfield.................................................8 Mooroopna ............................................0

GVNL A Grade 2016 Ladder

Kyabram ..............................................24 Echuca .................................................24 Shepparton ..........................................24 Euroa .....................................................16 Shepparton Swans ..............................16 Mooroopna ..........................................14 Benalla ..................................................14 Seymour ................................................12 Rochester................................................8 Shepparton United................................0 Mansfield.................................................0 Tatura.......................................................0

with Matthew Chilcott

MORE than 140 Auskick participants from across the region fine-tuned a range of Aussie rules football skills, during a Mooroopna Auskick and NAB gala day at the weekend.

Running at Mooroopna Recreation Reserve, the gala day saw participants from 4 years old to 10 years old learn the importance of warm-ups before being separated into their age groups and taken through a range of drills and events, including ground ball pickups, handball drills, goal kicking, kicking and overhead marking.

Mooroopna Auskick Centre coordinator, Michael Emanuelli said, “It was a really good day. It’s a great event to get some feedback on where Auskick is at for the year.

“We had the NAB mascot there too, who went around to the groups and took part in warm-up sessions. He even played goal umpire for a bit.

“After the drills the kids were separated into halves to play a grid game, which is

good for teaching them a few rules about the game.

“Auskick is great for not only teaching the kids about the game of football, it also helps build their teamwork skills and encourages them to get out there and have a go.

“Mooroopna Auskick is well supported by the Mooroopna Football Club. The kids get out during half time of the Mooroopna senior games when they play at home and they play an exhibition game.”

NAB Goulburn Murray Region business banking manager, Michelle Marsters said, “NAB has had a very successful relationship with the NAB AFL Auskick program for more than 10 years now.

“Auskick is a fantastic community based program that teaches the basics of Aussie rules to young boys and girls in an inclusive and fun learning environment.

“The Mooroopna Auskick Centre provides a really important service to the community and at NAB we are proud to be able to support the volunteers who do such a great job each week.”

Adviser Footy Tipsters

MATT CHILCOTT (27) Benalla Seymour Rochester Mansfield Shepparton Swans Kyabram

DINNY ADEM (23) Benalla Seymour Rochester Mansfield Shepparton Swans Kyabram

HAYDEN BEST (28) Benalla Shepparton Rochester Mansfield Shepparton Swans Kyabram

DAVID FOX (32) Benalla Seymour Rochester Mooroopna Shepparton Swans Kyabram

JACQUI HUDGSON (28) Benalla Shepparton Rochester Mansfield Shepparton Swans Kyabram

KYLE POWER (28) Benalla Seymour Rochester Mansfield Shepparton Swans Kyabram

SUZANNA SHEED (29) Benalla Seymour Rochester Mooroopna Shepparton Swans Kyabram

JOHN RYAN (29) Benalla Seymour Rochester Mansfield Shepparton United Kyabram

DARRYL TWITT (23) Benalla Shepparton Rochester Mansfield Shepparton Swans Kyabram

PHANTOM (9) Euroa Seymour Tatura Mooroopna Shepparton United Echuca

The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016 – Page 35

Page 36 – The Adviser. Australia No. 1:1304 Wednesday, May 25, 2016